DylanJHJ/FINAL · Datasets at Hugging Face

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913144_15_item7_p268_s0	913144_14_item7_p31_s0	Prior Year Development of Reserve for Net Claims and Claim Expenses Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.	Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.	2	[ "<tag1>", "Prior", "Year", "Development", "of", "Reserve", "for", "Net", "Claims", "and", "Claim", "Expenses", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", ".", "<tag2>", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", ".", "<tag3>" ]	[ "Prior", "Year", "Development", "of", "Reserve", "for", "Net", "Claims", "and", "Claim", "Expenses", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", "." ]	[ "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p108_s1	913144_14_item7_p31_s3	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.	2	[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", ".", "<tag3>" ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", "." ]	[]	[ "earlier", "estimates", "determined" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, 0, 0, 0, -100, 1, 1, -100, 0, -100, -100, -100, -100, -100, -100, -100, 0, 0, 0, -100, -100, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p36_s1	913144_14_item7_p31_s3	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "earlier", "estimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, 0, 0, -100, 1, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p64_s0	913144_14_item7_p31_s3	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "earlier", "estimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, 1, 1, -100, -100, -100, 0, -100, 0, -100, -100, -100, -100, -100, -100, 0, 0, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p324_s0	913144_14_item7_p322_s3	Moreover, as we invest cash from new premiums written or reinvest the proceeds of invested assets that mature or that we choose to sell, the yield on our portfolio is impacted by the prevailing environment of comparably low yields.	assets that mature or that we choose to sell, the yield on our portfolio is impacted by the prevailing environment of comparably low yields.	2	[ "<tag1>", "Moreover", ",", "as", "we", "invest", "cash", "from", "new", "premiums", "written", "or", "reinvest", "the", "proceeds", "of", "invested", "assets", "that", "mature", "or", "that", "we", "choose", "to", "sell", ",", "the", "yield", "on", "our", "portfolio", "is", "impacted", "by", "the", "prevailing", "environment", "of", "comparably", "low", "yields", ".", "<tag2>", "assets", "that", "mature", "or", "that", "we", "choose", "to", "sell", ",", "the", "yield", "on", "our", "portfolio", "is", "impacted", "by", "the", "prevailing", "environment", "of", "comparably", "low", "yields", ".", "<tag3>" ]	[ "Moreover", ",", "as", "we", "invest", "cash", "from", "new", "premiums", "written", "or", "reinvest", "the", "proceeds", "of", "invested", "assets", "that", "mature", "or", "that", "we", "choose", "to", "sell", ",", "the", "yield", "on", "our", "portfolio", "is", "impacted", "by", "the", "prevailing", "environment", "of", "comparably", "low", "yields", "." ]	[ "assets", "that", "mature", "or", "that", "we", "choose", "to", "sell", ",", "the", "yield", "on", "our", "portfolio", "is", "impacted", "by", "the", "prevailing", "environment", "of", "comparably", "low", "yields", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p325_s5	913144_14_item7_p324_s6	In addition, we continue to explore potential strategic transactions or investments, and other opportunities, from time to time that are presented to us or that we originate.	In addition, we continue to explore potential strategic transactions or investments, such as our acquisition of Platinum, and other opportunities, from time to time that are presented to us or that we originate.	2	[ "<tag1>", "In", "addition", ",", "we", "continue", "to", "explore", "potential", "strategic", "transactions", "or", "investments", ",", "and", "other", "opportunities", ",", "from", "time", "to", "time", "that", "are", "presented", "to", "us", "or", "that", "we", "originate", ".", "<tag2>", "In", "addition", ",", "we", "continue", "to", "explore", "potential", "strategic", "transactions", "or", "investments", ",", "such", "as", "our", "acquisition", "of", "Platinum", ",", "and", "other", "opportunities", ",", "from", "time", "to", "time", "that", "are", "presented", "to", "us", "or", "that", "we", "originate", ".", "<tag3>" ]	[ "In", "addition", ",", "we", "continue", "to", "explore", "potential", "strategic", "transactions", "or", "investments", ",", "and", "other", "opportunities", ",", "from", "time", "to", "time", "that", "are", "presented", "to", "us", "or", "that", "we", "originate", "." ]	[ "In", "addition", ",", "we", "continue", "to", "explore", "potential", "strategic", "transactions", "or", "investments", ",", "such", "as", "our", "acquisition", "of", "Platinum", ",", "and", "other", "opportunities", ",", "from", "time", "to", "time", "that", "are", "presented", "to", "us", "or", "that", "we", "originate", "." ]	[]	[ "acquisition", "Platinum" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, -100, -100, 0, 0, -100, -100, -100, -100, -100, -100, 0, -100, 1, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p269_s5	913144_14_item7_p32_s0	As detailed in the table and discussed in further detail below, changes to prior year estimated claims reserves increased our net income by $144.0 million during the year ended December 31, 2013 , ( 2012 - increased our net income by $158.0 million , 2011 - decreased our net loss by $132.0 million ), excluding the consideration of changes in reinstatement premium, profit commissions, redeemable noncontrolling interest - DaVinciRe, equity in net claims and claim expenses of Top Layer Re and income tax.	During 2014 , changes to prior year estimated claims reserves increased our net income by $143.8 million ( 2013 - $144.0 million , 2012 - $158.0 million ), excluding the consideration of changes in reinstatement premium, profit commissions, redeemable noncontrolling interest, equity in net claims and claim expenses of Top Layer Re and income tax.	2	[ "<tag1>", "As", "detailed", "in", "the", "table", "and", "discussed", "in", "further", "detail", "below", ",", "changes", "to", "prior", "year", "estimated", "claims", "reserves", "increased", "our", "net", "income", "by", "$", "144.0", "million", "during", "the", "year", "ended", "December", "31", ",", "2013", ",", "(", "2012", "-", "increased", "our", "net", "income", "by", "$", "158.0", "million", ",", "2011", "-", "decreased", "our", "net", "loss", "by", "$", "132.0", "million", ")", ",", "excluding", "the", "consideration", "of", "changes", "in", "reinstatement", "premium", ",", "profit", "commissions", ",", "redeemable", "noncontrolling", "interest", "-", "DaVinciRe", ",", "equity", "in", "net", "claims", "and", "claim", "expenses", "of", "Top", "Layer", "Re", "and", "income", "tax", ".", "<tag2>", "During", "2014", ",", "changes", "to", "prior", "year", "estimated", "claims", "reserves", "increased", "our", "net", "income", "by", "$", "143.8", "million", "(", "2013", "-", "$", "144.0", "million", ",", "2012", "-", "$", "158.0", "million", ")", ",", "excluding", "the", "consideration", "of", "changes", "in", "reinstatement", "premium", ",", "profit", "commissions", ",", "redeemable", "noncontrolling", "interest", ",", "equity", "in", "net", "claims", "and", "claim", "expenses", "of", "Top", "Layer", "Re", "and", "income", "tax", ".", "<tag3>" ]	[ "As", "detailed", "in", "the", "table", "and", "discussed", "in", "further", "detail", "below", ",", "changes", "to", "prior", "year", "estimated", "claims", "reserves", "increased", "our", "net", "income", "by", "$", "144.0", "million", "during", "the", "year", "ended", "December", "31", ",", "2013", ",", "(", "2012", "-", "increased", "our", "net", "income", "by", "$", "158.0", "million", ",", "2011", "-", "decreased", "our", "net", "loss", "by", "$", "132.0", "million", ")", ",", "excluding", "the", "consideration", "of", "changes", "in", "reinstatement", "premium", ",", "profit", "commissions", ",", "redeemable", "noncontrolling", "interest", "-", "DaVinciRe", ",", "equity", "in", "net", "claims", "and", "claim", "expenses", "of", "Top", "Layer", "Re", "and", "income", "tax", "." ]	[ "During", "2014", ",", "changes", "to", "prior", "year", "estimated", "claims", "reserves", "increased", "our", "net", "income", "by", "$", "143.8", "million", "(", "2013", "-", "$", "144.0", "million", ",", "2012", "-", "$", "158.0", "million", ")", ",", "excluding", "the", "consideration", "of", "changes", "in", "reinstatement", "premium", ",", "profit", "commissions", ",", "redeemable", "noncontrolling", "interest", ",", "equity", "in", "net", "claims", "and", "claim", "expenses", "of", "Top", "Layer", "Re", "and", "income", "tax", "." ]	[]	[ "2014", "143.8" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, 0, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p334_s2	913144_14_item7_p335_s0	The clearinghouse mechanism contemplated by the May 2013 legislation commenced operation in January 2014.	The clearinghouse mechanism contemplated by the May 2013 legislation commenced operation for proposed new Citizens business in 2014.	2	[ "<tag1>", "The", "clearinghouse", "mechanism", "contemplated", "by", "the", "May", "2013", "legislation", "commenced", "operation", "in", "January", "2014", ".", "<tag2>", "The", "clearinghouse", "mechanism", "contemplated", "by", "the", "May", "2013", "legislation", "commenced", "operation", "for", "proposed", "new", "Citizens", "business", "in", "2014", ".", "<tag3>" ]	[ "The", "clearinghouse", "mechanism", "contemplated", "by", "the", "May", "2013", "legislation", "commenced", "operation", "in", "January", "2014", "." ]	[ "The", "clearinghouse", "mechanism", "contemplated", "by", "the", "May", "2013", "legislation", "commenced", "operation", "for", "proposed", "new", "Citizens", "business", "in", "2014", "." ]	[]	[ "proposed", "new", "Citizens", "business" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, 0, 0, -100, 0, -100, 0, -100, 0, 0, 0, 1, 1, 1, 1, 0, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p50_s8	913144_14_item7_p46_s2	In general, our property catastrophe reinsurance reserves for our more recent reinsured catastrophic events are subject to greater uncertainty and, therefore, greater potential variability, and are likely to experience material changes from one period to the next.	In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next.	2	[ "<tag1>", "In", "general", ",", "our", "property", "catastrophe", "reinsurance", "reserves", "for", "our", "more", "recent", "reinsured", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "potential", "variability", ",", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag2>", "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag3>" ]	[ "In", "general", ",", "our", "property", "catastrophe", "reinsurance", "reserves", "for", "our", "more", "recent", "reinsured", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "potential", "variability", ",", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]	[ "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]	[]	[ "claim" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p50_s9	913144_14_item7_p46_s3	This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, uncertainty due to complex legal and coverage issues that can arise out of large or complex catastrophic events such as the events of September 11, 2001, Hurricane Katrina and Storm Sandy, and uncertainty as to the magnitude of claims incurred by our customers.	This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, and uncertainty as to the magnitude of claims incurred by our clients.	2	[ "<tag1>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", ".", "<tag2>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", ".", "<tag3>" ]	[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", "." ]	[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", "." ]	[]	[ "clients" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p98_s1	913144_14_item7_p46_s3	This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, uncertainty due to complex legal and coverage issues that can arise out of large or complex catastrophic events such as the events of September 11, 2001, Hurricane Katrina and Storm Sandy, and uncertainty as to the magnitude of claims incurred by our customers.	This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, and uncertainty as to the magnitude of claims incurred by our clients.	2	[ "<tag1>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", ".", "<tag2>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", ".", "<tag3>" ]	[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", "." ]	[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", "." ]	[]	[ "clients" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p50_s10	913144_14_item7_p46_s4	As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.	As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.	2	[ "<tag1>", "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag2>", "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag3>" ]	[ "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]	[ "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p98_s2	913144_14_item7_p46_s4	As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.	As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.	2	[ "<tag1>", "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag2>", "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag3>" ]	[ "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]	[ "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p19_s3	913144_14_item7_p48_s1	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "subsequent", "previously", "established", "reserves" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, 0, 1, 0, 0, -100, -100, 0, 1, 1, 1, 0, -100, 0, 0, 0, -100, -100, 0, -100, -100, -100, -100, -100, 0, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p269_s2	913144_14_item7_p48_s1	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "subsequent", "previously", "established", "reserves" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, 0, 1, 0, 0, 0, 0, -100, 1, 1, 1, -100, -100, 0, 0, -100, 0, 0, 0, 0, -100, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p81_s0	913144_14_item7_p50_s0	The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p83_s0	913144_14_item7_p50_s0	The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, 1, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p81_s0	913144_14_item7_p52_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment for the year ended December 31, 2012:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd", "2014", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, 0, -100, 0, -100, 0, 0, -100, 0, 0, -100, -100, -100, 0, -100, 0, 1, 0, 0, 0, -100, 0, -100, -100, 0, -100, 1, 1, -100, 1, 1, 0, 0, -100, 0, -100, 1, 1, 0, -100, 0, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p83_s0	913144_14_item7_p52_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment for the year ended December 31, 2012:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd", "2013", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, 0, 0, 0, 0, 0, -100, -100, -100, 0, -100, 0, -100, -100, 0, 0, 1, -100, 0, 0, -100, 0, 0, 0, -100, 0, 1, 1, -100, 1, 1, -100, 0, -100, -100, -100, 1, 1, -100, 0, -100, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p65_s0	913144_14_item7_p54_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:	The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Specialty", "2014", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, 0, -100, 0, 0, 0, 0, -100, 0, -100, -100, -100, 0, 0, 0, 1, 0, 0, 0, -100, -100, -100, 0, 0, 0, 1, 1, -100, 1, 1, -100, 0, -100, -100, 0, 1, 1, 0, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p67_s0	913144_14_item7_p54_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:	The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Specialty", "2013", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, 0, -100, -100, -100, 0, 0, -100, -100, -100, 0, 0, 0, 0, 0, -100, 1, 0, 0, -100, -100, -100, -100, -100, 0, 0, 1, 1, 0, 1, 1, -100, 0, -100, 0, 0, 1, 1, 0, -100, 0, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p68_s1	913144_14_item7_p54_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:	The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "net", "Specialty", "2012", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, 0, 0, 0, 0, 0, -100, 0, 0, 1, 0, -100, 0, 0, 0, 0, 1, -100, -100, -100, 0, 0, -100, -100, 0, -100, 1, 1, 0, 1, 1, -100, -100, 0, 0, 0, 1, 1, 0, 0, -100, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p81_s0	913144_14_item7_p54_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd", "2014", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, -100, 0, 0, -100, 0, 0, 0, 0, -100, -100, -100, 0, 0, -100, -100, 1, -100, 0, -100, -100, 0, 0, 0, 0, -100, 1, 1, 0, 1, 1, 0, -100, -100, 0, 0, 1, 1, 0, -100, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p83_s0	913144_14_item7_p54_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd", "2013", "split", "catastrophe", "net", "attritional", "net" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, 0, 0, -100, 0, 0, -100, 0, 0, 0, -100, 0, 0, 0, 1, 0, 0, -100, 0, 0, -100, -100, 0, 0, 1, 1, 0, 1, 1, -100, -100, 0, 0, 0, 1, 1, -100, -100, -100, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p4_s4	913144_14_item7_p5_s3	A combined ratio below 100% generally indicates profitable underwriting prior to the consideration of investment income.	A combined ratio over 100% generally indicates unprofitable underwriting prior to the consideration of investment income.	2	[ "<tag1>", "A", "combined", "ratio", "below", "100", "%", "generally", "indicates", "profitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", ".", "<tag2>", "A", "combined", "ratio", "over", "100", "%", "generally", "indicates", "unprofitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", ".", "<tag3>" ]	[ "A", "combined", "ratio", "below", "100", "%", "generally", "indicates", "profitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", "." ]	[ "A", "combined", "ratio", "over", "100", "%", "generally", "indicates", "unprofitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", "." ]	[]	[ "unprofitable" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, 0, -100, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p4_s3	913144_14_item7_p5_s4	A combined ratio over 100% generally indicates unprofitable underwriting prior to the consideration of investment income.	A combined ratio below 100% generally indicates profitable underwriting prior to the consideration of investment income.	2	[ "<tag1>", "A", "combined", "ratio", "over", "100", "%", "generally", "indicates", "unprofitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", ".", "<tag2>", "A", "combined", "ratio", "below", "100", "%", "generally", "indicates", "profitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", ".", "<tag3>" ]	[ "A", "combined", "ratio", "over", "100", "%", "generally", "indicates", "unprofitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", "." ]	[ "A", "combined", "ratio", "below", "100", "%", "generally", "indicates", "profitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", "." ]	[]	[ "profitable" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, -100, 0, -100, -100, 1, -100, 0, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p11_s1	913144_14_item7_p5_s9	All prior periods presented have been reclassified to conform to this presentation.	Prior years presented have been reclassified to conform to this new presentation.	2	[ "<tag1>", "All", "prior", "periods", "presented", "have", "been", "reclassified", "to", "conform", "to", "this", "presentation", ".", "<tag2>", "Prior", "years", "presented", "have", "been", "reclassified", "to", "conform", "to", "this", "new", "presentation", ".", "<tag3>" ]	[ "All", "prior", "periods", "presented", "have", "been", "reclassified", "to", "conform", "to", "this", "presentation", "." ]	[ "Prior", "years", "presented", "have", "been", "reclassified", "to", "conform", "to", "this", "new", "presentation", "." ]	[]	[ "Prior", "years", "new" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 1, 0, 0, 0, 0, -100, 0, 0, 0, 1, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p90_s2	913144_14_item7_p60_s2	On a net basis, our cumulative favorable or unfavorable development is generally reduced by offsetting changes in our reinsurance recoverables, as well as changes to loss related premiums such as reinstatement premiums, and redeemable noncontrolling interest for changes in claims and claim expenses that impact DaVinciRe, all of which generally move in the opposite direction to changes in our ultimate claims and claim expenses.	On a net basis, our cumulative favorable or unfavorable development is generally reduced by offsetting changes in our reinsurance recoverables, as well as changes to loss related premiums such as reinstatement premiums, all of which generally move in the opposite direction to changes in our ultimate claims and claim expenses.	2	[ "<tag1>", "On", "a", "net", "basis", ",", "our", "cumulative", "favorable", "or", "unfavorable", "development", "is", "generally", "reduced", "by", "offsetting", "changes", "in", "our", "reinsurance", "recoverables", ",", "as", "well", "as", "changes", "to", "loss", "related", "premiums", "such", "as", "reinstatement", "premiums", ",", "and", "redeemable", "noncontrolling", "interest", "for", "changes", "in", "claims", "and", "claim", "expenses", "that", "impact", "DaVinciRe", ",", "all", "of", "which", "generally", "move", "in", "the", "opposite", "direction", "to", "changes", "in", "our", "ultimate", "claims", "and", "claim", "expenses", ".", "<tag2>", "On", "a", "net", "basis", ",", "our", "cumulative", "favorable", "or", "unfavorable", "development", "is", "generally", "reduced", "by", "offsetting", "changes", "in", "our", "reinsurance", "recoverables", ",", "as", "well", "as", "changes", "to", "loss", "related", "premiums", "such", "as", "reinstatement", "premiums", ",", "all", "of", "which", "generally", "move", "in", "the", "opposite", "direction", "to", "changes", "in", "our", "ultimate", "claims", "and", "claim", "expenses", ".", "<tag3>" ]	[ "On", "a", "net", "basis", ",", "our", "cumulative", "favorable", "or", "unfavorable", "development", "is", "generally", "reduced", "by", "offsetting", "changes", "in", "our", "reinsurance", "recoverables", ",", "as", "well", "as", "changes", "to", "loss", "related", "premiums", "such", "as", "reinstatement", "premiums", ",", "and", "redeemable", "noncontrolling", "interest", "for", "changes", "in", "claims", "and", "claim", "expenses", "that", "impact", "DaVinciRe", ",", "all", "of", "which", "generally", "move", "in", "the", "opposite", "direction", "to", "changes", "in", "our", "ultimate", "claims", "and", "claim", "expenses", "." ]	[ "On", "a", "net", "basis", ",", "our", "cumulative", "favorable", "or", "unfavorable", "development", "is", "generally", "reduced", "by", "offsetting", "changes", "in", "our", "reinsurance", "recoverables", ",", "as", "well", "as", "changes", "to", "loss", "related", "premiums", "such", "as", "reinstatement", "premiums", ",", "all", "of", "which", "generally", "move", "in", "the", "opposite", "direction", "to", "changes", "in", "our", "ultimate", "claims", "and", "claim", "expenses", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p34_s4	913144_14_item7_p61_s10	As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.	As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.	2	[ "<tag1>", "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag2>", "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag3>" ]	[ "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]	[ "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]	[]	[ "property", "catastrophe", "reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 1, 1, 1, -100, 0, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, -100, 0, -100, -100, 0, -100, 0, -100, -100, 0, -100, -100, -100, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p91_s1	913144_14_item7_p61_s2	This is driven in part by the mix of our business, which primarily included property catastrophe excess of loss reinsurance for personal lines property coverage, rather than commercial property coverage or retrocessional coverage, and the speed of the settlement and payment of claims by our underlying cedants.	This is driven in part by the mix of our business and the speed of the settlement and payment of claims by our underlying cedants.	2	[ "<tag1>", "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", ",", "which", "primarily", "included", "property", "catastrophe", "excess", "of", "loss", "reinsurance", "for", "personal", "lines", "property", "coverage", ",", "rather", "than", "commercial", "property", "coverage", "or", "retrocessional", "coverage", ",", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", ".", "<tag2>", "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", ".", "<tag3>" ]	[ "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", ",", "which", "primarily", "included", "property", "catastrophe", "excess", "of", "loss", "reinsurance", "for", "personal", "lines", "property", "coverage", ",", "rather", "than", "commercial", "property", "coverage", "or", "retrocessional", "coverage", ",", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", "." ]	[ "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p50_s5	913144_14_item7_p61_s5	As noted in the table above, the percentage of claims and claims expenses unpaid as of December 31, 2013 related to more recent years, such as 2010 through 2013 , range from 45.6% to 72.1% , with higher percentages driven by the recency of these accident years, combined with the complexity surrounding claims of our underlying cedants and the nature of the events, such as the 2010 and 2011 New Zealand Earthquakes, the Tohoku Earthquake, the Thailand Floods and Storm Sandy.	In addition, as noted in the table above, the percentage of claims and claims expenses unpaid as of December 31, 2014 related to more recent years, such as 2012 through 2014 , range from 36.6% to 65.2% , with higher percentages driven by the recency of these accident years, combined with the complexity surrounding claims of our underlying cedants and the nature of the events, such as Storm Sandy.	2	[ "<tag1>", "As", "noted", "in", "the", "table", "above", ",", "the", "percentage", "of", "claims", "and", "claims", "expenses", "unpaid", "as", "of", "December", "31", ",", "2013", "related", "to", "more", "recent", "years", ",", "such", "as", "2010", "through", "2013", ",", "range", "from", "45.6", "%", "to", "72.1", "%", ",", "with", "higher", "percentages", "driven", "by", "the", "recency", "of", "these", "accident", "years", ",", "combined", "with", "the", "complexity", "surrounding", "claims", "of", "our", "underlying", "cedants", "and", "the", "nature", "of", "the", "events", ",", "such", "as", "the", "2010", "and", "2011", "New", "Zealand", "Earthquakes", ",", "the", "Tohoku", "Earthquake", ",", "the", "Thailand", "Floods", "and", "Storm", "Sandy", ".", "<tag2>", "In", "addition", ",", "as", "noted", "in", "the", "table", "above", ",", "the", "percentage", "of", "claims", "and", "claims", "expenses", "unpaid", "as", "of", "December", "31", ",", "2014", "related", "to", "more", "recent", "years", ",", "such", "as", "2012", "through", "2014", ",", "range", "from", "36.6", "%", "to", "65.2", "%", ",", "with", "higher", "percentages", "driven", "by", "the", "recency", "of", "these", "accident", "years", ",", "combined", "with", "the", "complexity", "surrounding", "claims", "of", "our", "underlying", "cedants", "and", "the", "nature", "of", "the", "events", ",", "such", "as", "Storm", "Sandy", ".", "<tag3>" ]	[ "As", "noted", "in", "the", "table", "above", ",", "the", "percentage", "of", "claims", "and", "claims", "expenses", "unpaid", "as", "of", "December", "31", ",", "2013", "related", "to", "more", "recent", "years", ",", "such", "as", "2010", "through", "2013", ",", "range", "from", "45.6", "%", "to", "72.1", "%", ",", "with", "higher", "percentages", "driven", "by", "the", "recency", "of", "these", "accident", "years", ",", "combined", "with", "the", "complexity", "surrounding", "claims", "of", "our", "underlying", "cedants", "and", "the", "nature", "of", "the", "events", ",", "such", "as", "the", "2010", "and", "2011", "New", "Zealand", "Earthquakes", ",", "the", "Tohoku", "Earthquake", ",", "the", "Thailand", "Floods", "and", "Storm", "Sandy", "." ]	[ "In", "addition", ",", "as", "noted", "in", "the", "table", "above", ",", "the", "percentage", "of", "claims", "and", "claims", "expenses", "unpaid", "as", "of", "December", "31", ",", "2014", "related", "to", "more", "recent", "years", ",", "such", "as", "2012", "through", "2014", ",", "range", "from", "36.6", "%", "to", "65.2", "%", ",", "with", "higher", "percentages", "driven", "by", "the", "recency", "of", "these", "accident", "years", ",", "combined", "with", "the", "complexity", "surrounding", "claims", "of", "our", "underlying", "cedants", "and", "the", "nature", "of", "the", "events", ",", "such", "as", "Storm", "Sandy", "." ]	[]	[ "addition", "36.6", "65.2" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 1, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, 0, -100, 1, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, 0, -100, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p34_s2	913144_14_item7_p61_s8	In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next.	In general, our property catastrophe reinsurance reserves for our more recent reinsured catastrophic events are subject to greater uncertainty and, therefore, greater potential variability, and are likely to experience material changes from one period to the next.	2	[ "<tag1>", "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag2>", "In", "general", ",", "our", "property", "catastrophe", "reinsurance", "reserves", "for", "our", "more", "recent", "reinsured", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "potential", "variability", ",", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag3>" ]	[ "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]	[ "In", "general", ",", "our", "property", "catastrophe", "reinsurance", "reserves", "for", "our", "more", "recent", "reinsured", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "potential", "variability", ",", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]	[]	[ "property", "catastrophe", "reinsurance", "reinsured", "potential" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, 1, 1, 1, -100, -100, -100, -100, -100, 1, 0, -100, 0, -100, 0, -100, 0, -100, -100, -100, -100, 0, 1, -100, 0, 0, -100, 0, -100, -100, 0, -100, 0, 0, -100, -100, 0, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p98_s0	913144_14_item7_p61_s8	In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next.	therefore, greater variability and are likely to experience material changes from one period to the next.	2	[ "<tag1>", "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag2>", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag3>" ]	[ "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]	[ "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p34_s3	913144_14_item7_p61_s9	This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, and uncertainty as to the magnitude of claims incurred by our clients.	This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, uncertainty due to complex legal and coverage issues that can arise out of large or complex catastrophic events such as the events of September 11, 2001, Hurricane Katrina and Storm Sandy, and uncertainty as to the magnitude of claims incurred by our customers.	2	[ "<tag1>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", ".", "<tag2>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", ".", "<tag3>" ]	[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", "." ]	[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", "." ]	[]	[ "complex", "legal", "coverage", "issues", "arise", "large", "complex", "events", "events", "September", "11", "Hurricane", "Katrina", "Storm", "Sandy", "customers" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, 0, 0, -100, 0, 0, 0, 0, 0, 0, 0, -100, 0, 0, 0, 0, -100, 0, -100, 0, 0, 0, 0, -100, 0, 0, 0, 0, 0, 0, 0, 0, 1, 1, 0, 1, 1, -100, 0, 1, 0, 0, 1, -100, 1, 0, 1, 0, -100, 0, 1, 0, 1, 1, 0, 0, 0, 1, 1, 0, 1, 1, 0, 0, -100, 0, 0, -100, 0, 0, 0, 0, -100, 0, 1, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p100_s6	913144_14_item7_p64_s1	These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.	These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.	2	[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[]	[ "reserves" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p79_s6	913144_14_item7_p64_s1	These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.	These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.	2	[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[]	[ "reserves" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, 0, 0, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p80_s3	913144_14_item7_p72_s1	In addition, certain of our specialty reinsurance coverages may be impacted by natural and man-made catastrophes.	In addition, certain of our coverages may be impacted by natural and man-made catastrophes.	2	[ "<tag1>", "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", ".", "<tag2>", "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", ".", "<tag3>" ]	[ "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]	[ "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p19_s3	913144_14_item7_p74_s0	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "subsequent", "previously", "established", "reserves" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, 0, 1, -100, -100, 0, 0, 0, 1, 1, 1, 0, 0, -100, 0, -100, 0, 0, -100, -100, 0, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p269_s2	913144_14_item7_p74_s0	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "subsequent", "previously", "established", "reserves" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, 0, 0, 1, -100, -100, 0, -100, -100, 1, 1, 1, 0, 0, 0, 0, -100, 0, 0, 0, -100, -100, -100, -100, -100, -100, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p81_s0	913144_14_item7_p75_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, 1, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p83_s0	913144_14_item7_p75_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p81_s0	913144_14_item7_p77_s0	The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p83_s0	913144_14_item7_p77_s0	The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p81_s0	913144_14_item7_p78_s1	The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2011 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2011", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2011", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, 0, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p83_s0	913144_14_item7_p78_s1	The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2011 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2011", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2011", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p54_s0	913144_14_item7_p7_s1	Our portfolio includes various classes of business, such as aviation, casualty clash, catastrophe exposed personal lines property, catastrophe exposed workers compensation, crop, energy, financial, mortgage guaranty, political risk, surety, terrorism, trade credit, certain other casualty lines including directors and officers liability, general liability, medical malpractice and professional indemnity, and other specialty lines of reinsurance that we collectively refer to as specialty reinsurance.	Specialty Reinsurance Segment Within our Specialty Reinsurance segment, we write a number of reinsurance lines such as aviation, casualty clash, catastrophe exposed personal lines property, crop, energy, financial, mortgage guaranty, political risk, surety, terrorism, trade credit, certain other casualty lines including directors and officers liability, general liability, professional indemnity, and other specialty lines of reinsurance that we collectively refer to as specialty reinsurance.	2	[ "<tag1>", "Our", "portfolio", "includes", "various", "classes", "of", "business", ",", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "catastrophe", "exposed", "workers", "compensation", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "medical", "malpractice", "and", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", ".", "<tag2>", "Specialty", "Reinsurance", "Segment", "Within", "our", "Specialty", "Reinsurance", "segment", ",", "we", "write", "a", "number", "of", "reinsurance", "lines", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", ".", "<tag3>" ]	[ "Our", "portfolio", "includes", "various", "classes", "of", "business", ",", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "catastrophe", "exposed", "workers", "compensation", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "medical", "malpractice", "and", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", "." ]	[ "Specialty", "Reinsurance", "Segment", "Within", "our", "Specialty", "Reinsurance", "segment", ",", "we", "write", "a", "number", "of", "reinsurance", "lines", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", "." ]	[]	[ "Specialty", "Reinsurance", "Segment", "Within", "Specialty", "Reinsurance", "segment", "write", "number" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 1, 1, 1, -100, 1, 1, 1, -100, 0, 1, 0, 1, -100, 0, -100, -100, 0, 0, -100, 0, 0, -100, 0, -100, 0, -100, -100, 0, -100, 0, -100, -100, 0, 0, -100, 0, 0, 0, -100, -100, -100, -100, 0, -100, -100, -100, 0, -100, 0, -100, -100, -100, 0, 0, 0, -100, -100, -100, -100, 0, -100, 0, -100, 0, 0, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p74_s0	913144_14_item7_p83_s0	business with the aim of grouping risks into more homogeneous categories which respond to the evolution of actual exposures.	During our 2005 reserve review, we further segmented the specialty business with the aim of grouping risks into more homogeneous categories which respond to the evolution of actual exposures.	2	[ "<tag1>", "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", ".", "<tag2>", "During", "our", "2005", "reserve", "review", ",", "we", "further", "segmented", "the", "specialty", "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", ".", "<tag3>" ]	[ "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", "." ]	[ "During", "our", "2005", "reserve", "review", ",", "we", "further", "segmented", "the", "specialty", "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", "." ]	[]	[ "2005", "reserve", "review", "segmented", "specialty" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 1, 1, 1, 0, 0, 0, 1, -100, 1, 0, -100, -100, -100, -100, 0, -100, 0, 0, 0, 0, 0, 0, 0, -100, 0, 0, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p53_s1	913144_14_item7_p88_s5	For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.	For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.	2	[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]	[]	[ "claims", "claim", "expenses", "believe", "policies" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, -100, -100, 0, 0, 0, -100, 0, 0, 0, -100, -100, 1, 0, 1, 1, -100, 0, -100, -100, -100, 0, 0, 1, 0, 0, -100, -100, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p99_s4	913144_14_item7_p88_s5	For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.	For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.	2	[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]	[]	[ "claims", "claim", "expenses", "believe", "policies" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, 1, 0, 1, 1, -100, 0, 0, -100, 0, 0, 0, 1, 0, 0, 0, 0, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p53_s2	913144_14_item7_p88_s6	These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.	These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.	2	[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[]	[ "estimated", "ultimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, 0, -100, -100, 0, -100, -100, 1, 1, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p99_s5	913144_14_item7_p88_s6	These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.	These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.	2	[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[]	[ "estimated", "ultimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, 0, -100, -100, -100, 0, -100, 1, 1, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p62_s2	913144_14_item7_p89_s3	In addition, certain of our coverages may be impacted by natural and man-made catastrophes.	In addition, certain of our specialty reinsurance coverages may be impacted by natural and man-made catastrophes.	2	[ "<tag1>", "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", ".", "<tag2>", "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", ".", "<tag3>" ]	[ "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]	[ "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]	[]	[ "specialty", "reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, 0, -100, 0, -100, 1, 1, 0, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p38_s0	913144_14_item7_p90_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2014:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", ":" ]	[]	[ "Catastrophe", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, 0, 0, -100, -100, -100, 1, 1, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p40_s0	913144_14_item7_p90_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2013:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", ":" ]	[]	[ "Catastrophe", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, 1, 1, -100, -100, -100, 0, 0, 0, -100, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p42_s0	913144_14_item7_p90_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment for the year ended December 31, 2012:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":" ]	[]	[ "Catastrophe", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, 0, 0, 0, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, 1, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p65_s0	913144_14_item7_p90_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Specialty", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, 0, 0, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p67_s0	913144_14_item7_p90_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Specialty", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, 1, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p68_s1	913144_14_item7_p90_s0	The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:	2	[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]	[]	[ "Specialty", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, 1, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, 0, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_15_item7_p50_s3	913144_14_item7_p97_s1	This is driven in part by the mix of our business and the speed of the settlement and payment of claims by our underlying cedants.	This is driven in part by the mix of our business, which primarily included property catastrophe excess of loss reinsurance for personal lines property coverage, rather than commercial property coverage or retrocessional coverage, and the speed of the settlement and payment of claims by our underlying cedants.	2	[ "<tag1>", "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", ".", "<tag2>", "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", ",", "which", "primarily", "included", "property", "catastrophe", "excess", "of", "loss", "reinsurance", "for", "personal", "lines", "property", "coverage", ",", "rather", "than", "commercial", "property", "coverage", "or", "retrocessional", "coverage", ",", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", ".", "<tag3>" ]	[ "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", "." ]	[ "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", ",", "which", "primarily", "included", "property", "catastrophe", "excess", "of", "loss", "reinsurance", "for", "personal", "lines", "property", "coverage", ",", "rather", "than", "commercial", "property", "coverage", "or", "retrocessional", "coverage", ",", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", "." ]	[]	[ "primarily", "included", "property", "catastrophe", "excess", "loss", "reinsurance", "personal", "lines", "property", "coverage", "rather", "commercial", "property", "coverage", "retrocessional", "coverage" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 1, 1, 1, 1, 1, 0, 1, 1, 0, 1, 1, 1, 1, 0, 1, 0, 1, 1, 1, 0, 1, 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p0_s0	913144_15_item7_p0_s0	OVERVIEW RenaissanceRe was established in Bermuda in 1993 to write principally property catastrophe reinsurance and today is a leading global provider of reinsurance and insurance coverages and related services.	OVERVIEW RenaissanceRe was established in 1993 and is a leading global provider of reinsurance and insurance coverages and related services.	2	[ "<tag1>", "OVERVIEW", "RenaissanceRe", "was", "established", "in", "Bermuda", "in", "1993", "to", "write", "principally", "property", "catastrophe", "reinsurance", "and", "today", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", ".", "<tag2>", "OVERVIEW", "RenaissanceRe", "was", "established", "in", "1993", "and", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", ".", "<tag3>" ]	[ "OVERVIEW", "RenaissanceRe", "was", "established", "in", "Bermuda", "in", "1993", "to", "write", "principally", "property", "catastrophe", "reinsurance", "and", "today", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", "." ]	[ "OVERVIEW", "RenaissanceRe", "was", "established", "in", "1993", "and", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p108_s4	913144_15_item7_p100_s5	For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.	For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.	2	[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]	[]	[ "claims", "claim", "expenses", "believe", "policies" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, 0, 0, -100, 0, 0, -100, 0, 0, -100, -100, -100, 0, 1, -100, 1, 1, -100, 0, -100, 0, -100, 0, -100, 1, 0, -100, 0, 0, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p57_s4	913144_15_item7_p100_s5	For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.	For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.	2	[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]	[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]	[]	[ "claims", "claim", "expenses", "believe", "policies" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, 0, 0, 0, -100, -100, -100, 0, -100, -100, 0, -100, 0, 1, -100, 1, 1, 0, 0, 0, -100, -100, 0, -100, 1, 0, 0, -100, 0, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p108_s5	913144_15_item7_p100_s6	These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.	These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.	2	[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[]	[ "estimated", "ultimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, -100, -100, 0, -100, 0, -100, 0, 1, 1, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p57_s5	913144_15_item7_p100_s6	These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.	These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.	2	[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]	[]	[ "estimated", "ultimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, 1, 1, -100, -100, 0, -100, -100, 0, 0, -100, -100, -100, -100, -100, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p22_s3	913144_15_item7_p108_s1	If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", "." ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "subsequent", "previously", "established", "reserves", "identified" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, -100, -100, 0, 1, -100, 0, 0, -100, -100, 1, 1, 1, -100, 0, 0, 0, 0, 0, 0, -100, 0, 0, 0, 0, -100, -100, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p272_s3	913144_15_item7_p108_s1	If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", "." ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "subsequent", "previously", "established", "reserves", "identified" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, 0, 0, 0, 1, -100, -100, -100, -100, -100, 1, 1, 1, 0, -100, 0, 0, 0, 0, -100, 0, -100, 0, 0, -100, -100, 0, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p122_s2	913144_15_item7_p110_s0	trigger reinsurance contracts require us to estimate our ultimate losses applicable to these contracts as well as estimate the ultimate amount of insured losses for the industry as a whole that will be reported by the applicable statistical reporting agency, as per the contract terms.	Reinsurance recoverables on dual trigger reinsurance contracts require us to estimate our ultimate losses applicable to these contracts as well as estimate the ultimate amount of insured industry losses that will be reported by the applicable statistical reporting agency, as per the contract terms.	2	[ "<tag1>", "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "losses", "for", "the", "industry", "as", "a", "whole", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", ".", "<tag2>", "Reinsurance", "recoverables", "on", "dual", "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "industry", "losses", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", ".", "<tag3>" ]	[ "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "losses", "for", "the", "industry", "as", "a", "whole", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", "." ]	[ "Reinsurance", "recoverables", "on", "dual", "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "industry", "losses", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", "." ]	[]	[ "Reinsurance", "recoverables", "dual" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 1, -100, 1, -100, 0, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, 0, -100, 0, -100, 0, -100, -100, -100, -100, 0, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p123_s0	913144_15_item7_p110_s6	To reflect these uncertainties, we estimate and record a valuation allowance for potential uncollectible reinsurance recoverable which reduces reinsurance recoverable and net income (loss).	a valuation allowance for potential uncollectible reinsurance recoverables which reduces reinsurance recoverables and net income (loss).	2	[ "<tag1>", "To", "reflect", "these", "uncertainties", ",", "we", "estimate", "and", "record", "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverable", "which", "reduces", "reinsurance", "recoverable", "and", "net", "income", "(", "loss", ")", ".", "<tag2>", "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverables", "which", "reduces", "reinsurance", "recoverables", "and", "net", "income", "(", "loss", ")", ".", "<tag3>" ]	[ "To", "reflect", "these", "uncertainties", ",", "we", "estimate", "and", "record", "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverable", "which", "reduces", "reinsurance", "recoverable", "and", "net", "income", "(", "loss", ")", "." ]	[ "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverables", "which", "reduces", "reinsurance", "recoverables", "and", "net", "income", "(", "loss", ")", "." ]	[]	[ "recoverables", "recoverables" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, -100, -100, 0, 1, -100, -100, 0, 1, 0, -100, 0, -100, -100, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p142_s0	913144_15_item7_p117_s0	In certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy.	used to measure fair value of an asset or a liability may fall into different levels of the fair value hierarchy.	2	[ "<tag1>", "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag2>", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag3>" ]	[ "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]	[ "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]	[]	[ "asset", "liability" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, 0, -100, 0, 1, 0, -100, 1, -100, -100, 0, -100, -100, -100, 0, -100, -100, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p142_s0	913144_15_item7_p128_s1	In certain cases, the inputs used to measure fair value of an asset or a liability may fall into different levels of the fair value hierarchy.	used to measure fair value of an asset or a liability may fall into different levels of the fair value hierarchy.	2	[ "<tag1>", "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag2>", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag3>" ]	[ "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]	[ "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p271_s0	913144_15_item7_p13_s0	SUMMARY OF CRITICAL ACCOUNTING ESTIMATES Claims and Claim Expense Reserves General Description We believe the most significant accounting judgment made by management is our estimate of claims and claim expense reserves.	We believe the most significant accounting judgment made by management is our estimate of claims and claim expense reserves.	2	[ "<tag1>", "SUMMARY", "OF", "CRITICAL", "ACCOUNTING", "ESTIMATES", "Claims", "and", "Claim", "Expense", "Reserves", "General", "Description", "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", ".", "<tag2>", "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", ".", "<tag3>" ]	[ "SUMMARY", "OF", "CRITICAL", "ACCOUNTING", "ESTIMATES", "Claims", "and", "Claim", "Expense", "Reserves", "General", "Description", "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", "." ]	[ "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p164_s0	913144_15_item7_p147_s1	The decrease in underwriting income was primarily driven by a $52.2 million decrease in net premiums earned due to a combination of lower gross premiums written during the preceding twelve months and an increase in ceded premiums written principally within our Catastrophe Reinsurance segment, a $19.0 million increase in acquisition expenses principally within our Specialty Reinsurance segment, and a $26.5 million increase in current accident year net claims and claim expenses.	the preceding twelve months and an increase in ceded premiums written principally within our Catastrophe Reinsurance segment, a $19.0 million increase in acquisition expenses principally within our Specialty Reinsurance segment, and a $26.5 million increase in current accident year net claims and claim expenses.	2	[ "<tag1>", "The", "decrease", "in", "underwriting", "income", "was", "primarily", "driven", "by", "a", "$", "52.2", "million", "decrease", "in", "net", "premiums", "earned", "due", "to", "a", "combination", "of", "lower", "gross", "premiums", "written", "during", "the", "preceding", "twelve", "months", "and", "an", "increase", "in", "ceded", "premiums", "written", "principally", "within", "our", "Catastrophe", "Reinsurance", "segment", ",", "a", "$", "19.0", "million", "increase", "in", "acquisition", "expenses", "principally", "within", "our", "Specialty", "Reinsurance", "segment", ",", "and", "a", "$", "26.5", "million", "increase", "in", "current", "accident", "year", "net", "claims", "and", "claim", "expenses", ".", "<tag2>", "the", "preceding", "twelve", "months", "and", "an", "increase", "in", "ceded", "premiums", "written", "principally", "within", "our", "Catastrophe", "Reinsurance", "segment", ",", "a", "$", "19.0", "million", "increase", "in", "acquisition", "expenses", "principally", "within", "our", "Specialty", "Reinsurance", "segment", ",", "and", "a", "$", "26.5", "million", "increase", "in", "current", "accident", "year", "net", "claims", "and", "claim", "expenses", ".", "<tag3>" ]	[ "The", "decrease", "in", "underwriting", "income", "was", "primarily", "driven", "by", "a", "$", "52.2", "million", "decrease", "in", "net", "premiums", "earned", "due", "to", "a", "combination", "of", "lower", "gross", "premiums", "written", "during", "the", "preceding", "twelve", "months", "and", "an", "increase", "in", "ceded", "premiums", "written", "principally", "within", "our", "Catastrophe", "Reinsurance", "segment", ",", "a", "$", "19.0", "million", "increase", "in", "acquisition", "expenses", "principally", "within", "our", "Specialty", "Reinsurance", "segment", ",", "and", "a", "$", "26.5", "million", "increase", "in", "current", "accident", "year", "net", "claims", "and", "claim", "expenses", "." ]	[ "the", "preceding", "twelve", "months", "and", "an", "increase", "in", "ceded", "premiums", "written", "principally", "within", "our", "Catastrophe", "Reinsurance", "segment", ",", "a", "$", "19.0", "million", "increase", "in", "acquisition", "expenses", "principally", "within", "our", "Specialty", "Reinsurance", "segment", ",", "and", "a", "$", "26.5", "million", "increase", "in", "current", "accident", "year", "net", "claims", "and", "claim", "expenses", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p158_s0	913144_15_item7_p148_s2	Below is a discussion of the results of operations for 2013 compared to 2012.	Below is a discussion of the results of operations for 2015 compared to 2014 .	2	[ "<tag1>", "Below", "is", "a", "discussion", "of", "the", "results", "of", "operations", "for", "2013", "compared", "to", "2012", ".", "<tag2>", "Below", "is", "a", "discussion", "of", "the", "results", "of", "operations", "for", "2015", "compared", "to", "2014", ".", "<tag3>" ]	[ "Below", "is", "a", "discussion", "of", "the", "results", "of", "operations", "for", "2013", "compared", "to", "2012", "." ]	[ "Below", "is", "a", "discussion", "of", "the", "results", "of", "operations", "for", "2015", "compared", "to", "2014", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p176_s7	913144_15_item7_p154_s0	Underwriting Results by Segment Catastrophe Reinsurance Below is a summary of the underwriting results and ratios for our Catastrophe Reinsurance segment:	Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:	2	[ "<tag1>", "Underwriting", "Results", "by", "Segment", "Catastrophe", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Catastrophe", "Reinsurance", "segment", ":", "<tag2>", "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":", "<tag3>" ]	[ "Underwriting", "Results", "by", "Segment", "Catastrophe", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Catastrophe", "Reinsurance", "segment", ":" ]	[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]	[]	[ "Specialty", "Specialty" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 0, -100, 0, 0, -100, -100, -100, -100, 0, -100, 0, -100, -100, 1, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p165_s2	913144_15_item7_p168_s0	Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:	Underwriting Results by Segment Catastrophe Reinsurance Below is a summary of the underwriting results and ratios for our Catastrophe Reinsurance segment:	2	[ "<tag1>", "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":", "<tag2>", "Underwriting", "Results", "by", "Segment", "Catastrophe", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Catastrophe", "Reinsurance", "segment", ":", "<tag3>" ]	[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]	[ "Underwriting", "Results", "by", "Segment", "Catastrophe", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Catastrophe", "Reinsurance", "segment", ":" ]	[]	[ "Underwriting", "Results", "Segment", "Catastrophe", "Catastrophe" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 1, 0, 1, 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, -100, 0, 0, -100, 1, 0, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p182_s1	913144_15_item7_p168_s0	Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:	Lloyd s Segment Below is a summary of the underwriting results and ratios for our Lloyd s segment:	2	[ "<tag1>", "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":", "<tag2>", "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":", "<tag3>" ]	[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]	[ "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":" ]	[]	[ "Lloyd", "Segment", "Lloyd" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, -100, 1, 0, 0, -100, 0, -100, 0, 0, 0, -100, 0, 0, 0, 1, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p19_s2	913144_15_item7_p16_s8	In addition, a significant portion of the net claims and claim expenses associated with Storm Sandy and the New Zealand and Tohoku Earthquakes are concentrated with a few large clients and therefore the loss estimates for these events may vary significantly based on the claims experience of those clients.	In addition, a significant portion of the net claims and claim expenses associated with certain large events can be concentrated with a few large clients and therefore the loss estimates for these events may vary significantly based on the claims experience of those clients.	2	[ "<tag1>", "In", "addition", ",", "a", "significant", "portion", "of", "the", "net", "claims", "and", "claim", "expenses", "associated", "with", "Storm", "Sandy", "and", "the", "New", "Zealand", "and", "Tohoku", "Earthquakes", "are", "concentrated", "with", "a", "few", "large", "clients", "and", "therefore", "the", "loss", "estimates", "for", "these", "events", "may", "vary", "significantly", "based", "on", "the", "claims", "experience", "of", "those", "clients", ".", "<tag2>", "In", "addition", ",", "a", "significant", "portion", "of", "the", "net", "claims", "and", "claim", "expenses", "associated", "with", "certain", "large", "events", "can", "be", "concentrated", "with", "a", "few", "large", "clients", "and", "therefore", "the", "loss", "estimates", "for", "these", "events", "may", "vary", "significantly", "based", "on", "the", "claims", "experience", "of", "those", "clients", ".", "<tag3>" ]	[ "In", "addition", ",", "a", "significant", "portion", "of", "the", "net", "claims", "and", "claim", "expenses", "associated", "with", "Storm", "Sandy", "and", "the", "New", "Zealand", "and", "Tohoku", "Earthquakes", "are", "concentrated", "with", "a", "few", "large", "clients", "and", "therefore", "the", "loss", "estimates", "for", "these", "events", "may", "vary", "significantly", "based", "on", "the", "claims", "experience", "of", "those", "clients", "." ]	[ "In", "addition", ",", "a", "significant", "portion", "of", "the", "net", "claims", "and", "claim", "expenses", "associated", "with", "certain", "large", "events", "can", "be", "concentrated", "with", "a", "few", "large", "clients", "and", "therefore", "the", "loss", "estimates", "for", "these", "events", "may", "vary", "significantly", "based", "on", "the", "claims", "experience", "of", "those", "clients", "." ]	[]	[ "certain" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p237_s0	913144_15_item7_p171_s4	The $31.0 million increase in underwriting expenses is primarily driven by the increase in net premiums earned, combined with the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.	an increase in deferred acquisition costs of $28.4 million, due to the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of total gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.	2	[ "<tag1>", "The", "$", "31.0", "million", "increase", "in", "underwriting", "expenses", "is", "primarily", "driven", "by", "the", "increase", "in", "net", "premiums", "earned", ",", "combined", "with", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ".", "<tag2>", "an", "increase", "in", "deferred", "acquisition", "costs", "of", "$", "28.4", "million", ",", "due", "to", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "total", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ".", "<tag3>" ]	[ "The", "$", "31.0", "million", "increase", "in", "underwriting", "expenses", "is", "primarily", "driven", "by", "the", "increase", "in", "net", "premiums", "earned", ",", "combined", "with", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", "." ]	[ "an", "increase", "in", "deferred", "acquisition", "costs", "of", "$", "28.4", "million", ",", "due", "to", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "total", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", "." ]	[]	[ "deferred", "costs", "28.4", "due", "total" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 1, 0, 1, 0, -100, 1, -100, -100, 1, 0, 0, -100, -100, -100, -100, 0, 0, -100, 0, -100, -100, 0, -100, -100, 0, -100, -100, -100, 0, -100, -100, -100, 1, -100, 0, 0, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p81_s0	913144_15_item7_p172_s4	The favorable development of $34.1 million in 2013 was primarily driven by $10.4 million associated with actuarial assumption changes in the first quarter of 2013, principally in our casualty clash and casualty risk lines of business, and primarily as a result of revised claim development factors based on actual loss experience, and $23.7 million due to paid and reported claims activity coming in lower than expected on prior accident years events, as a result of the application of our formulaic actuarial reserving methodology.	The favorable development of prior accident years net claims and claim expenses within our Specialty Reinsurance segment in 2014 of $34.1 million was primarily driven by $10.4 million associated with actuarial assumption changes in the first quarter of 2013, principally in our casualty clash and casualty risk lines of business, and primarily as a result of revised initial expected claims ratios and claim development factors due to actual experience coming in better than expected, and $23.7 million related to actual reported loss activity coming in better than expected, as a result of the application of our formulaic actuarial reserving methodology.	2	[ "<tag1>", "The", "favorable", "development", "of", "$", "34.1", "million", "in", "2013", "was", "primarily", "driven", "by", "$", "10.4", "million", "associated", "with", "actuarial", "assumption", "changes", "in", "the", "first", "quarter", "of", "2013", ",", "principally", "in", "our", "casualty", "clash", "and", "casualty", "risk", 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913144_16_item7_p176_s7	913144_15_item7_p174_s0	Lloyd s Segment Below is a summary of the underwriting results and ratios for our Lloyd s segment:	Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:	2	[ "<tag1>", "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":", "<tag2>", "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":", "<tag3>" ]	[ "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":" ]	[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]	[]	[ "Specialty", "Reinsurance", "Specialty", "Reinsurance" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 1, 0, 0, 0, 0, 0, 0, -100, 0, 0, 0, -100, 0, 1, 1, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p20_s1	913144_15_item7_p17_s2	The contingent nature of business interruption and other exposures will also impact losses in a meaningful way, especially in respect of our current reserves with regard to Storm Sandy, the Tohoku Earthquake and the Thailand Floods, which we believe may give rise to significant complexity in respect of claims handling, claims adjustment and other coverage issues, over time.	The contingent nature of business interruption and other exposures will also impact losses in a meaningful way, which we believe may give rise to significant complexity in respect of claims handling, claims adjustment and other coverage issues, over time.	2	[ "<tag1>", "The", "contingent", "nature", "of", "business", "interruption", "and", "other", "exposures", "will", "also", "impact", "losses", "in", "a", "meaningful", "way", ",", "especially", "in", "respect", "of", "our", "current", "reserves", "with", "regard", "to", "Storm", "Sandy", ",", "the", "Tohoku", "Earthquake", "and", "the", "Thailand", "Floods", ",", "which", "we", "believe", "may", "give", "rise", "to", "significant", "complexity", "in", "respect", "of", "claims", "handling", ",", "claims", "adjustment", "and", "other", "coverage", "issues", ",", "over", "time", ".", "<tag2>", "The", "contingent", "nature", "of", "business", "interruption", "and", "other", "exposures", "will", "also", "impact", "losses", "in", "a", "meaningful", "way", ",", "which", "we", "believe", "may", "give", "rise", "to", "significant", "complexity", "in", "respect", "of", "claims", "handling", ",", "claims", "adjustment", "and", "other", "coverage", "issues", ",", "over", "time", ".", "<tag3>" ]	[ "The", "contingent", "nature", "of", "business", "interruption", "and", "other", "exposures", "will", "also", "impact", "losses", "in", "a", "meaningful", "way", ",", "especially", "in", "respect", "of", "our", "current", "reserves", "with", "regard", "to", "Storm", "Sandy", ",", "the", "Tohoku", "Earthquake", "and", "the", "Thailand", "Floods", ",", "which", "we", "believe", "may", "give", "rise", "to", "significant", "complexity", "in", "respect", "of", "claims", "handling", ",", "claims", "adjustment", "and", "other", "coverage", "issues", ",", "over", "time", "." ]	[ "The", "contingent", "nature", "of", "business", "interruption", "and", "other", "exposures", "will", "also", "impact", "losses", "in", "a", "meaningful", "way", ",", "which", "we", "believe", "may", "give", "rise", "to", "significant", "complexity", "in", "respect", "of", "claims", "handling", ",", "claims", "adjustment", "and", "other", "coverage", "issues", ",", "over", "time", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p188_s3	913144_15_item7_p181_s7	The hedge fund, private equity and other investment portfolios are accounted for at fair value with the change in fair value recorded in net investment income, which included net unrealized losses of $1.4 million in 2014 , compared to unrealized gains of $75.8 million in 2013 .	The private equity and other investment portfolios are accounted for at fair value with the change in fair value recorded in net investment income, which included net unrealized losses of $13.5 million in 2015 , compared to unrealized losses of $1.4 million in 2014 .	2	[ "<tag1>", "The", "hedge", "fund", ",", "private", "equity", "and", "other", "investment", "portfolios", "are", "accounted", "for", "at", "fair", "value", "with", "the", "change", "in", "fair", "value", "recorded", "in", "net", "investment", "income", ",", "which", "included", "net", "unrealized", "losses", "of", "$", "1.4", "million", "in", "2014", ",", "compared", "to", "unrealized", "gains", "of", "$", "75.8", "million", "in", "2013", ".", "<tag2>", "The", "private", "equity", "and", "other", "investment", "portfolios", "are", "accounted", "for", "at", "fair", "value", "with", "the", "change", "in", "fair", "value", "recorded", "in", "net", "investment", "income", ",", "which", "included", "net", "unrealized", "losses", "of", "$", "13.5", "million", "in", "2015", ",", "compared", "to", "unrealized", "losses", "of", "$", "1.4", "million", "in", "2014", ".", "<tag3>" ]	[ "The", "hedge", "fund", ",", "private", "equity", "and", "other", "investment", "portfolios", "are", "accounted", "for", "at", "fair", "value", "with", "the", "change", "in", "fair", "value", "recorded", "in", "net", "investment", "income", ",", "which", "included", "net", "unrealized", "losses", "of", "$", "1.4", "million", "in", "2014", ",", "compared", "to", "unrealized", "gains", "of", "$", "75.8", "million", "in", "2013", "." ]	[ "The", "private", "equity", "and", "other", "investment", "portfolios", "are", "accounted", "for", "at", "fair", "value", "with", "the", "change", "in", "fair", "value", "recorded", "in", "net", "investment", "income", ",", "which", "included", "net", "unrealized", "losses", "of", "$", "13.5", "million", "in", "2015", ",", "compared", "to", "unrealized", "losses", "of", "$", "1.4", "million", "in", "2014", "." ]	[]	[ "13.5" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, 1, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p272_s0	913144_15_item7_p19_s0	Prior Year Development of Reserve for Net Claims and Claim Expenses Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.	Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.	2	[ "<tag1>", "Prior", "Year", "Development", "of", "Reserve", "for", "Net", "Claims", "and", "Claim", "Expenses", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", ".", "<tag2>", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", ".", "<tag3>" ]	[ "Prior", "Year", "Development", "of", "Reserve", "for", "Net", "Claims", "and", "Claim", "Expenses", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", "." ]	[ "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p121_s1	913144_15_item7_p19_s3	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.	2	[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", ".", "<tag3>" ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", "." ]	[]	[ "earlier", "estimates", "determined" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, 1, 1, 0, 0, 0, -100, -100, 0, -100, -100, -100, 0, 0, 0, -100, 0, 1, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p39_s1	913144_15_item7_p19_s3	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "earlier", "estimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, 1, 1, 0, 0, -100, -100, -100, -100, -100, 0, 0, 0, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p75_s0	913144_15_item7_p19_s3	If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.	If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.	2	[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]	[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]	[]	[ "earlier", "estimate" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, -100, -100, 0, 0, -100, 1, 1, 0, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p241_s0	913144_15_item7_p209_s0	In the aggregate, our operating subsidiaries have historically produced sufficient cash flows to meet their expected claims payments and operational expenses and to provide dividend payments to us.	ability to produce sufficient cash flows to meet their expected claims payments and operational expenses and to provide dividend payments to RenaissanceRe.	2	[ "<tag1>", "In", "the", "aggregate", ",", "our", "operating", "subsidiaries", "have", "historically", "produced", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "us", ".", "<tag2>", "ability", "to", "produce", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "RenaissanceRe", ".", "<tag3>" ]	[ "In", "the", "aggregate", ",", "our", "operating", "subsidiaries", "have", "historically", "produced", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "us", "." ]	[ "ability", "to", "produce", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "RenaissanceRe", "." ]	[]	[ "ability", "produce", "RenaissanceRe" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 1, 0, 1, -100, 0, -100, -100, -100, -100, 0, -100, 0, -100, 0, 0, -100, 0, -100, -100, 0, 0, 1, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p181_s3	913144_15_item7_p217_s0	an increase in deferred acquisition costs of $28.4 million , due to the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of total gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.	The $31.0 million increase in underwriting expenses is primarily driven by the increase in net premiums earned, combined with the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.	2	[ "<tag1>", "an", "increase", "in", "deferred", "acquisition", "costs", "of", "$", "28.4", "million", ",", "due", "to", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "total", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ".", "<tag2>", "The", "$", "31.0", "million", "increase", "in", "underwriting", "expenses", "is", "primarily", "driven", "by", "the", "increase", "in", "net", "premiums", "earned", ",", "combined", "with", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ".", "<tag3>" ]	[ "an", "increase", "in", "deferred", "acquisition", "costs", "of", "$", "28.4", "million", ",", "due", "to", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "total", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", "." ]	[ "The", "$", "31.0", "million", "increase", "in", "underwriting", "expenses", "is", "primarily", "driven", "by", "the", "increase", "in", "net", "premiums", "earned", ",", "combined", "with", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", "." ]	[]	[ "31.0", "underwriting", "expenses", "primarily", "driven", "net", "earned", "combined" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 1, -100, 0, -100, 1, 1, -100, 1, 1, -100, -100, -100, -100, 1, -100, 1, 0, 1, -100, 0, 0, -100, -100, -100, -100, -100, 0, -100, -100, 0, 0, -100, -100, -100, -100, 0, -100, 0, -100, 0, 0, -100, -100, -100, 0, -100, -100, 0, -100, 0, 0, -100, -100, 0, 0, -100, 0, -100, -100, 0, 0, 0, 0, -100, -100, -100, -100, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p234_s0	913144_15_item7_p221_s0	Cash flows used in investing activities.	Cash flows used in financing activities.	2	[ "<tag1>", "Cash", "flows", "used", "in", "investing", "activities", ".", "<tag2>", "Cash", "flows", "used", "in", "financing", "activities", ".", "<tag3>" ]	[ "Cash", "flows", "used", "in", "investing", "activities", "." ]	[ "Cash", "flows", "used", "in", "financing", "activities", "." ]	[]	[ "financing" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, -100, 1, 0, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p239_s0	913144_15_item7_p221_s0	Cash flows used in investing activities.	Cash flows used in financing activities.	2	[ "<tag1>", "Cash", "flows", "used", "in", "investing", "activities", ".", "<tag2>", "Cash", "flows", "used", "in", "financing", "activities", ".", "<tag3>" ]	[ "Cash", "flows", "used", "in", "investing", "activities", "." ]	[ "Cash", "flows", "used", "in", "financing", "activities", "." ]	[]	[ "financing" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, 1, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p255_s1	913144_15_item7_p240_s1	The MBRTs are subject to the rules and regulations of the State of New York and the respective deed of trust, including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.	Because the RCTs were established in New York, they are subject to the rules and regulations of the state of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.	2	[ "<tag1>", "The", "MBRTs", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "and", "the", "respective", "deed", "of", "trust", ",", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag2>", "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag3>" ]	[ "The", "MBRTs", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "and", "the", "respective", "deed", "of", "trust", ",", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]	[ "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]	[]	[ "RCTs", "established", "state" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, 1, 0, 1, -100, 0, -100, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -100, 1, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, -100, 0, -100, -100, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p253_s0	913144_15_item7_p242_s0	We expect, over time, to transition cedants with existing outstanding letters of credit to the appropriate MBRT as determined by cedant state of domicile, thereby reducing our absolute and relative reliance on letters of credit.	outstanding letters of credit to the appropriate MBRT as determined by cedant state of domicile, thereby reducing our absolute and relative reliance on letters of credit.	2	[ "<tag1>", "We", "expect", ",", "over", "time", ",", "to", "transition", "cedants", "with", "existing", "outstanding", "letters", "of", "credit", "to", "the", "appropriate", "MBRT", "as", "determined", "by", "cedant", "state", "of", "domicile", ",", "thereby", "reducing", "our", "absolute", "and", "relative", "reliance", "on", "letters", "of", "credit", ".", "<tag2>", "outstanding", "letters", "of", "credit", "to", "the", "appropriate", "MBRT", "as", "determined", "by", "cedant", "state", "of", "domicile", ",", "thereby", "reducing", "our", "absolute", "and", "relative", "reliance", "on", "letters", "of", "credit", ".", "<tag3>" ]	[ "We", "expect", ",", "over", "time", ",", "to", "transition", "cedants", "with", "existing", "outstanding", "letters", "of", "credit", "to", "the", "appropriate", "MBRT", "as", "determined", "by", "cedant", "state", "of", "domicile", ",", "thereby", "reducing", "our", "absolute", "and", "relative", "reliance", "on", "letters", "of", "credit", "." ]	[ "outstanding", "letters", "of", "credit", "to", "the", "appropriate", "MBRT", "as", "determined", "by", "cedant", "state", "of", "domicile", ",", "thereby", "reducing", "our", "absolute", "and", "relative", "reliance", "on", "letters", "of", "credit", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p255_s2	913144_15_item7_p242_s3	Assets held under trust at December 31, 2014 with respect to the MBRTs totaled $508.6 million and $173.7 million for Renaissance Reinsurance and DaVinci, respectively, compared to the minimum amount required under U.S. state regulations of $409.9 million and $105.7 million , respectively.	Assets held under trust at December 31, 2015 with respect to the RCTs totaled $41.7 million and $18.9 million for Renaissance Reinsurance and DaVinci, respectively, compared to the minimum amount required under U.S. state regulations of $15.2 million and $10.4 million , respectively.	2	[ "<tag1>", "Assets", "held", "under", "trust", "at", "December", "31", ",", "2014", "with", "respect", "to", "the", "MBRTs", "totaled", "$", "508.6", "million", "and", "$", "173.7", "million", "for", "Renaissance", "Reinsurance", "and", "DaVinci", ",", "respectively", ",", "compared", "to", "the", "minimum", "amount", "required", "under", "U.S.", "state", "regulations", "of", "$", "409.9", "million", "and", "$", "105.7", "million", ",", "respectively", ".", "<tag2>", "Assets", "held", "under", "trust", "at", "December", "31", ",", "2015", "with", "respect", "to", "the", "RCTs", "totaled", "$", "41.7", "million", "and", "$", "18.9", "million", "for", "Renaissance", "Reinsurance", "and", "DaVinci", ",", "respectively", ",", "compared", "to", "the", "minimum", "amount", "required", "under", "U.S.", "state", "regulations", "of", "$", "15.2", "million", "and", "$", "10.4", "million", ",", "respectively", ".", "<tag3>" ]	[ "Assets", "held", "under", "trust", "at", "December", "31", ",", "2014", "with", "respect", "to", "the", "MBRTs", "totaled", "$", "508.6", "million", "and", "$", "173.7", "million", "for", "Renaissance", "Reinsurance", "and", "DaVinci", ",", "respectively", ",", "compared", "to", "the", "minimum", "amount", "required", "under", "U.S.", "state", "regulations", "of", "$", "409.9", "million", "and", "$", "105.7", "million", ",", "respectively", "." ]	[ "Assets", "held", "under", "trust", "at", "December", "31", ",", "2015", "with", "respect", "to", "the", "RCTs", "totaled", "$", "41.7", "million", "and", "$", "18.9", "million", "for", "Renaissance", "Reinsurance", "and", "DaVinci", ",", "respectively", ",", "compared", "to", "the", "minimum", "amount", "required", "under", "U.S.", "state", "regulations", "of", "$", "15.2", "million", "and", "$", "10.4", "million", ",", "respectively", "." ]	[]	[ "RCTs", "41.7", "18.9", "15.2", "10.4" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, 0, 0, 1, 0, -100, 1, -100, -100, -100, 1, -100, -100, 0, -100, 0, -100, -100, 0, 0, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, 0, 0, 1, -100, -100, 0, 1, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p251_s1	913144_15_item7_p245_s0	Because the RTCs were established in New York, they are subject to the rules and regulations of the State of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.	The MBRTs are subject to the rules and regulations of the state of New York and the respective deed of trust, including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.	2	[ "<tag1>", "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag2>", "The", "MBRTs", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "and", "the", "respective", "deed", "of", "trust", ",", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag3>" ]	[ "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]	[ "The", "MBRTs", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "and", "the", "respective", "deed", "of", "trust", ",", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]	[]	[ "MBRTs", "state", "respective", "deed", "trust" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 1, 0, -100, 0, -100, -100, 0, 0, -100, -100, 1, -100, -100, 0, 0, -100, 1, 1, 0, 1, 0, -100, -100, -100, -100, 0, 0, -100, -100, 0, -100, -100, -100, 0, -100, 0, -100, -100, 0, -100, 0, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p255_s1	913144_15_item7_p245_s0	Because the RTCs were established in New York, they are subject to the rules and regulations of the State of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.	Because the RCTs were established in New York, they are subject to the rules and regulations of the state of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.	2	[ "<tag1>", "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag2>", "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag3>" ]	[ "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]	[ "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]	[]	[ "RCTs", "state" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, 1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, 0, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p257_s5	913144_15_item7_p248_s1	The net redemption as a result of these transactions was $300.0 million .	The net redemption as a result of these transactions was $100.0 million .	2	[ "<tag1>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "300.0", "million", ".", "<tag2>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", ".", "<tag3>" ]	[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "300.0", "million", "." ]	[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", "." ]	[]	[ "100.0" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 0, -100, -100, -100, -100, 0, -100, 0, -100, 1, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p257_s7	913144_15_item7_p248_s3	RenaissanceRe s noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 26.5% , effective January 1, 2014.	Our noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 24.0% , effective January 1, 2016.	2	[ "<tag1>", "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.5", "%", ",", "effective", "January", "1", ",", "2014", ".", "<tag2>", "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", ".", "<tag3>" ]	[ "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.5", "%", ",", "effective", "January", "1", ",", "2014", "." ]	[ "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", "." ]	[]	[ "24.0" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -100, 1, -100, -100, -100, 0, 0, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p257_s5	913144_15_item7_p249_s4	The net redemption as a result of these transactions was $225.0 million .	The net redemption as a result of these transactions was $100.0 million .	2	[ "<tag1>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "225.0", "million", ".", "<tag2>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", ".", "<tag3>" ]	[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "225.0", "million", "." ]	[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", "." ]	[]	[ "100.0" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, 0, -100, 0, -100, 0, -100, 1, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p257_s7	913144_15_item7_p249_s6	RenaissanceRe s noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 26.3% , effective January 1, 2015.	Our noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 24.0% , effective January 1, 2016.	2	[ "<tag1>", "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.3", "%", ",", "effective", "January", "1", ",", "2015", ".", "<tag2>", "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", ".", "<tag3>" ]	[ "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.3", "%", ",", "effective", "January", "1", ",", "2015", "." ]	[ "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", "." ]	[]	[ "24.0" ]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, 0, -100, -100, 0, -100, -100, -100, 1, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]
913144_16_item7_p261_s9	913144_15_item7_p257_s0	In addition, A.M. Best assigned an FSR of A (Excellent) to RenaissanceRe Specialty U.S. On June 12, 2013, A.M. Best affirmed the FSR of A+ (Superior) of Top Layer Re.	On June 12, 2013, A.M. Best affirmed the FSR of A+ (Superior) of Top Layer Re.	2	[ "<tag1>", "In", "addition", ",", "A.M.", "Best", "assigned", "an", "FSR", "of", "A", "(", "Excellent", ")", "to", "RenaissanceRe", "Specialty", "U.S.", "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", ".", "<tag2>", "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", ".", "<tag3>" ]	[ "In", "addition", ",", "A.M.", "Best", "assigned", "an", "FSR", "of", "A", "(", "Excellent", ")", "to", "RenaissanceRe", "Specialty", "U.S.", "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", "." ]	[ "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", "." ]	[]	[]	[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]	[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p268_s0

913144_14_item7_p31_s0

Prior Year Development of Reserve for Net Claims and Claim Expenses Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.

Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.

2

[ "<tag1>", "Prior", "Year", "Development", "of", "Reserve", "for", "Net", "Claims", "and", "Claim", "Expenses", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", ".", "<tag2>", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", ".", "<tag3>" ]

[ "Prior", "Year", "Development", "of", "Reserve", "for", "Net", "Claims", "and", "Claim", "Expenses", "Our", "estimates", "of", "claims", "and", "claim", "expense", "reserves", "are", "not", "precise", "in", "that", ",", "among", "other", "matters", ",", "they", "are", "based", "on", "predictions", "of", "future", "developments", "and", "estimates", "of", "future", "trends", "and", "other", "variable", "factors", "." ]

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[]

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913144_15_item7_p108_s1

913144_14_item7_p31_s3

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.

2

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[]

[ "earlier", "estimates", "determined" ]

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913144_15_item7_p36_s1

913144_14_item7_p31_s3

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

2

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[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[]

[ "earlier", "estimate" ]

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913144_15_item7_p64_s0

913144_14_item7_p31_s3

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

2

[ "<tag1>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]

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[]

[ "earlier", "estimate" ]

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913144_15_item7_p324_s0

913144_14_item7_p322_s3

Moreover, as we invest cash from new premiums written or reinvest the proceeds of invested assets that mature or that we choose to sell, the yield on our portfolio is impacted by the prevailing environment of comparably low yields.

assets that mature or that we choose to sell, the yield on our portfolio is impacted by the prevailing environment of comparably low yields.

2

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[]

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913144_15_item7_p325_s5

913144_14_item7_p324_s6

In addition, we continue to explore potential strategic transactions or investments, and other opportunities, from time to time that are presented to us or that we originate.

In addition, we continue to explore potential strategic transactions or investments, such as our acquisition of Platinum, and other opportunities, from time to time that are presented to us or that we originate.

2

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[]

[ "acquisition", "Platinum" ]

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913144_15_item7_p269_s5

913144_14_item7_p32_s0

As detailed in the table and discussed in further detail below, changes to prior year estimated claims reserves increased our net income by $144.0 million during the year ended December 31, 2013 , ( 2012 - increased our net income by $158.0 million , 2011 - decreased our net loss by $132.0 million ), excluding the consideration of changes in reinstatement premium, profit commissions, redeemable noncontrolling interest - DaVinciRe, equity in net claims and claim expenses of Top Layer Re and income tax.

During 2014 , changes to prior year estimated claims reserves increased our net income by $143.8 million ( 2013 - $144.0 million , 2012 - $158.0 million ), excluding the consideration of changes in reinstatement premium, profit commissions, redeemable noncontrolling interest, equity in net claims and claim expenses of Top Layer Re and income tax.

2

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[ "As", "detailed", "in", "the", "table", "and", "discussed", "in", "further", "detail", "below", ",", "changes", "to", "prior", "year", "estimated", "claims", "reserves", "increased", "our", "net", "income", "by", "$", "144.0", "million", "during", "the", "year", "ended", "December", "31", ",", "2013", ",", "(", "2012", "-", "increased", "our", "net", "income", "by", "$", "158.0", "million", ",", "2011", "-", "decreased", "our", "net", "loss", "by", "$", "132.0", "million", ")", ",", "excluding", "the", "consideration", "of", "changes", "in", "reinstatement", "premium", ",", "profit", "commissions", ",", "redeemable", "noncontrolling", "interest", "-", "DaVinciRe", ",", "equity", "in", "net", "claims", "and", "claim", "expenses", "of", "Top", "Layer", "Re", "and", "income", "tax", "." ]

[ "During", "2014", ",", "changes", "to", "prior", "year", "estimated", "claims", "reserves", "increased", "our", "net", "income", "by", "$", "143.8", "million", "(", "2013", "-", "$", "144.0", "million", ",", "2012", "-", "$", "158.0", "million", ")", ",", "excluding", "the", "consideration", "of", "changes", "in", "reinstatement", "premium", ",", "profit", "commissions", ",", "redeemable", "noncontrolling", "interest", ",", "equity", "in", "net", "claims", "and", "claim", "expenses", "of", "Top", "Layer", "Re", "and", "income", "tax", "." ]

[]

[ "2014", "143.8" ]

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913144_15_item7_p334_s2

913144_14_item7_p335_s0

The clearinghouse mechanism contemplated by the May 2013 legislation commenced operation in January 2014.

The clearinghouse mechanism contemplated by the May 2013 legislation commenced operation for proposed new Citizens business in 2014.

2

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[ "The", "clearinghouse", "mechanism", "contemplated", "by", "the", "May", "2013", "legislation", "commenced", "operation", "in", "January", "2014", "." ]

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[]

[ "proposed", "new", "Citizens", "business" ]

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913144_15_item7_p50_s8

913144_14_item7_p46_s2

In general, our property catastrophe reinsurance reserves for our more recent reinsured catastrophic events are subject to greater uncertainty and, therefore, greater potential variability, and are likely to experience material changes from one period to the next.

In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next.

2

[ "<tag1>", "In", "general", ",", "our", "property", "catastrophe", "reinsurance", "reserves", "for", "our", "more", "recent", "reinsured", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "potential", "variability", ",", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag2>", "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag3>" ]

[ "In", "general", ",", "our", "property", "catastrophe", "reinsurance", "reserves", "for", "our", "more", "recent", "reinsured", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "potential", "variability", ",", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]

[ "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]

[]

[ "claim" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p50_s9

913144_14_item7_p46_s3

This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, uncertainty due to complex legal and coverage issues that can arise out of large or complex catastrophic events such as the events of September 11, 2001, Hurricane Katrina and Storm Sandy, and uncertainty as to the magnitude of claims incurred by our customers.

This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, and uncertainty as to the magnitude of claims incurred by our clients.

2

[ "<tag1>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", ".", "<tag2>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", ".", "<tag3>" ]

[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", "." ]

[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", "." ]

[]

[ "clients" ]

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913144_15_item7_p98_s1

913144_14_item7_p46_s3

This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, uncertainty due to complex legal and coverage issues that can arise out of large or complex catastrophic events such as the events of September 11, 2001, Hurricane Katrina and Storm Sandy, and uncertainty as to the magnitude of claims incurred by our customers.

This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, and uncertainty as to the magnitude of claims incurred by our clients.

2

[ "<tag1>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", ".", "<tag2>", "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", ".", "<tag3>" ]

[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "uncertainty", "due", "to", "complex", "legal", "and", "coverage", "issues", "that", "can", "arise", "out", "of", "large", "or", "complex", "catastrophic", "events", "such", "as", "the", "events", "of", "September", "11", ",", "2001", ",", "Hurricane", "Katrina", "and", "Storm", "Sandy", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "customers", "." ]

[ "This", "is", "due", "to", "the", "uncertainty", "as", "to", "the", "size", "of", "the", "industry", "losses", "from", "the", "event", ",", "uncertainty", "as", "to", "which", "contracts", "have", "been", "exposed", "to", "the", "catastrophic", "event", ",", "and", "uncertainty", "as", "to", "the", "magnitude", "of", "claims", "incurred", "by", "our", "clients", "." ]

[]

[ "clients" ]

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913144_15_item7_p50_s10

913144_14_item7_p46_s4

As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.

As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.

2

[ "<tag1>", "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag2>", "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag3>" ]

[ "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]

[ "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]

[]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p98_s2

913144_14_item7_p46_s4

As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.

As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.

2

[ "<tag1>", "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag2>", "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", ".", "<tag3>" ]

[ "As", "our", "property", "catastrophe", "reinsurance", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]

[ "As", "our", "claims", "age", ",", "more", "information", "becomes", "available", "and", "we", "believe", "our", "estimates", "become", "more", "certain", ",", "although", "there", "is", "no", "assurance", "this", "trend", "will", "continue", "in", "the", "future", "." ]

[]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p19_s3

913144_14_item7_p48_s1

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

2

[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]

[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[]

[ "subsequent", "previously", "established", "reserves" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p269_s2

913144_14_item7_p48_s1

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

2

[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]

[ "If", "we", "determine", "that", "adjustments", "to", "an", "earlier", "estimate", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[]

[ "subsequent", "previously", "established", "reserves" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, 0, 1, 0, 0, 0, 0, -100, 1, 1, 1, -100, -100, 0, 0, -100, 0, 0, 0, 0, -100, -100, -100, 0, -100, -100, -100, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p81_s0

913144_14_item7_p50_s0

The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Lloyd" ]

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913144_15_item7_p83_s0

913144_14_item7_p50_s0

The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Lloyd" ]

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913144_15_item7_p81_s0

913144_14_item7_p52_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment for the year ended December 31, 2012:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Lloyd", "2014", "split", "catastrophe", "net", "attritional", "net" ]

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913144_15_item7_p83_s0

913144_14_item7_p52_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment for the year ended December 31, 2012:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Lloyd", "2013", "split", "catastrophe", "net", "attritional", "net" ]

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913144_15_item7_p65_s0

913144_14_item7_p54_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:

The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

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[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Specialty", "2014", "split", "catastrophe", "net", "attritional", "net" ]

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913144_15_item7_p67_s0

913144_14_item7_p54_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:

The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

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[]

[ "Specialty", "2013", "split", "catastrophe", "net", "attritional", "net" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p68_s1

913144_14_item7_p54_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:

The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

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[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "net", "Specialty", "2012", "split", "catastrophe", "net", "attritional", "net" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p81_s0

913144_14_item7_p54_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "reinsurance", "unit", "for", "the", "year", "ended", "December", "31", ",", "2011", ":" ]

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[]

[ "Lloyd", "2014", "split", "catastrophe", "net", "attritional", "net" ]

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913144_15_item7_p83_s0

913144_14_item7_p54_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment reinsurance unit for the year ended December 31, 2011:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd", "2013", "split", "catastrophe", "net", "attritional", "net" ]

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913144_15_item7_p4_s4

913144_14_item7_p5_s3

A combined ratio below 100% generally indicates profitable underwriting prior to the consideration of investment income.

A combined ratio over 100% generally indicates unprofitable underwriting prior to the consideration of investment income.

2

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[ "A", "combined", "ratio", "below", "100", "%", "generally", "indicates", "profitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", "." ]

[ "A", "combined", "ratio", "over", "100", "%", "generally", "indicates", "unprofitable", "underwriting", "prior", "to", "the", "consideration", "of", "investment", "income", "." ]

[]

[ "unprofitable" ]

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913144_15_item7_p4_s3

913144_14_item7_p5_s4

A combined ratio over 100% generally indicates unprofitable underwriting prior to the consideration of investment income.

A combined ratio below 100% generally indicates profitable underwriting prior to the consideration of investment income.

2

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[]

[ "profitable" ]

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913144_15_item7_p11_s1

913144_14_item7_p5_s9

All prior periods presented have been reclassified to conform to this presentation.

Prior years presented have been reclassified to conform to this new presentation.

2

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[ "All", "prior", "periods", "presented", "have", "been", "reclassified", "to", "conform", "to", "this", "presentation", "." ]

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[]

[ "Prior", "years", "new" ]

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913144_15_item7_p90_s2

913144_14_item7_p60_s2

On a net basis, our cumulative favorable or unfavorable development is generally reduced by offsetting changes in our reinsurance recoverables, as well as changes to loss related premiums such as reinstatement premiums, and redeemable noncontrolling interest for changes in claims and claim expenses that impact DaVinciRe, all of which generally move in the opposite direction to changes in our ultimate claims and claim expenses.

On a net basis, our cumulative favorable or unfavorable development is generally reduced by offsetting changes in our reinsurance recoverables, as well as changes to loss related premiums such as reinstatement premiums, all of which generally move in the opposite direction to changes in our ultimate claims and claim expenses.

2

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[]

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913144_15_item7_p34_s4

913144_14_item7_p61_s10

As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.

As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future.

2

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[]

[ "property", "catastrophe", "reinsurance" ]

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913144_15_item7_p91_s1

913144_14_item7_p61_s2

This is driven in part by the mix of our business, which primarily included property catastrophe excess of loss reinsurance for personal lines property coverage, rather than commercial property coverage or retrocessional coverage, and the speed of the settlement and payment of claims by our underlying cedants.

This is driven in part by the mix of our business and the speed of the settlement and payment of claims by our underlying cedants.

2

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[]

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913144_15_item7_p50_s5

913144_14_item7_p61_s5

As noted in the table above, the percentage of claims and claims expenses unpaid as of December 31, 2013 related to more recent years, such as 2010 through 2013 , range from 45.6% to 72.1% , with higher percentages driven by the recency of these accident years, combined with the complexity surrounding claims of our underlying cedants and the nature of the events, such as the 2010 and 2011 New Zealand Earthquakes, the Tohoku Earthquake, the Thailand Floods and Storm Sandy.

In addition, as noted in the table above, the percentage of claims and claims expenses unpaid as of December 31, 2014 related to more recent years, such as 2012 through 2014 , range from 36.6% to 65.2% , with higher percentages driven by the recency of these accident years, combined with the complexity surrounding claims of our underlying cedants and the nature of the events, such as Storm Sandy.

2

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[]

[ "addition", "36.6", "65.2" ]

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913144_15_item7_p34_s2

913144_14_item7_p61_s8

In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next.

In general, our property catastrophe reinsurance reserves for our more recent reinsured catastrophic events are subject to greater uncertainty and, therefore, greater potential variability, and are likely to experience material changes from one period to the next.

2

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[]

[ "property", "catastrophe", "reinsurance", "reinsured", "potential" ]

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913144_15_item7_p98_s0

913144_14_item7_p61_s8

In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next.

therefore, greater variability and are likely to experience material changes from one period to the next.

2

[ "<tag1>", "In", "general", ",", "our", "claim", "reserves", "for", "our", "more", "recent", "catastrophic", "events", "are", "subject", "to", "greater", "uncertainty", "and", ",", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag2>", "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", ".", "<tag3>" ]

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[ "therefore", ",", "greater", "variability", "and", "are", "likely", "to", "experience", "material", "changes", "from", "one", "period", "to", "the", "next", "." ]

[]

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913144_15_item7_p34_s3

913144_14_item7_p61_s9

This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, and uncertainty as to the magnitude of claims incurred by our clients.

This is due to the uncertainty as to the size of the industry losses from the event, uncertainty as to which contracts have been exposed to the catastrophic event, uncertainty due to complex legal and coverage issues that can arise out of large or complex catastrophic events such as the events of September 11, 2001, Hurricane Katrina and Storm Sandy, and uncertainty as to the magnitude of claims incurred by our customers.

2

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[]

[ "complex", "legal", "coverage", "issues", "arise", "large", "complex", "events", "events", "September", "11", "Hurricane", "Katrina", "Storm", "Sandy", "customers" ]

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913144_15_item7_p100_s6

913144_14_item7_p64_s1

These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.

These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.

2

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[]

[ "reserves" ]

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913144_15_item7_p79_s6

913144_14_item7_p64_s1

These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.

These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.

2

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[]

[ "reserves" ]

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913144_15_item7_p80_s3

913144_14_item7_p72_s1

In addition, certain of our specialty reinsurance coverages may be impacted by natural and man-made catastrophes.

In addition, certain of our coverages may be impacted by natural and man-made catastrophes.

2

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[ "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]

[ "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]

[]

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913144_15_item7_p19_s3

913144_14_item7_p74_s0

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

2

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[]

[ "subsequent", "previously", "established", "reserves" ]

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913144_15_item7_p269_s2

913144_14_item7_p74_s0

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

2

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[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[]

[ "subsequent", "previously", "established", "reserves" ]

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913144_15_item7_p81_s0

913144_14_item7_p75_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd" ]

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913144_15_item7_p83_s0

913144_14_item7_p75_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd" ]

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913144_15_item7_p81_s0

913144_14_item7_p77_s0

The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd" ]

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913144_15_item7_p83_s0

913144_14_item7_p77_s0

The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd" ]

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913144_15_item7_p81_s0

913144_14_item7_p78_s1

The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2011 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd" ]

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913144_15_item7_p83_s0

913144_14_item7_p78_s1

The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2011 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

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[]

[ "Lloyd" ]

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913144_15_item7_p54_s0

913144_14_item7_p7_s1

Our portfolio includes various classes of business, such as aviation, casualty clash, catastrophe exposed personal lines property, catastrophe exposed workers compensation, crop, energy, financial, mortgage guaranty, political risk, surety, terrorism, trade credit, certain other casualty lines including directors and officers liability, general liability, medical malpractice and professional indemnity, and other specialty lines of reinsurance that we collectively refer to as specialty reinsurance.

Specialty Reinsurance Segment Within our Specialty Reinsurance segment, we write a number of reinsurance lines such as aviation, casualty clash, catastrophe exposed personal lines property, crop, energy, financial, mortgage guaranty, political risk, surety, terrorism, trade credit, certain other casualty lines including directors and officers liability, general liability, professional indemnity, and other specialty lines of reinsurance that we collectively refer to as specialty reinsurance.

2

[ "<tag1>", "Our", "portfolio", "includes", "various", "classes", "of", "business", ",", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "catastrophe", "exposed", "workers", "compensation", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "medical", "malpractice", "and", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", ".", "<tag2>", "Specialty", "Reinsurance", "Segment", "Within", "our", "Specialty", "Reinsurance", "segment", ",", "we", "write", "a", "number", "of", "reinsurance", "lines", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", ".", "<tag3>" ]

[ "Our", "portfolio", "includes", "various", "classes", "of", "business", ",", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "catastrophe", "exposed", "workers", "compensation", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "medical", "malpractice", "and", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", "." ]

[ "Specialty", "Reinsurance", "Segment", "Within", "our", "Specialty", "Reinsurance", "segment", ",", "we", "write", "a", "number", "of", "reinsurance", "lines", "such", "as", "aviation", ",", "casualty", "clash", ",", "catastrophe", "exposed", "personal", "lines", "property", ",", "crop", ",", "energy", ",", "financial", ",", "mortgage", "guaranty", ",", "political", "risk", ",", "surety", ",", "terrorism", ",", "trade", "credit", ",", "certain", "other", "casualty", "lines", "including", "directors", "and", "officers", "liability", ",", "general", "liability", ",", "professional", "indemnity", ",", "and", "other", "specialty", "lines", "of", "reinsurance", "that", "we", "collectively", "refer", "to", "as", "specialty", "reinsurance", "." ]

[]

[ "Specialty", "Reinsurance", "Segment", "Within", "Specialty", "Reinsurance", "segment", "write", "number" ]

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913144_15_item7_p74_s0

913144_14_item7_p83_s0

business with the aim of grouping risks into more homogeneous categories which respond to the evolution of actual exposures.

During our 2005 reserve review, we further segmented the specialty business with the aim of grouping risks into more homogeneous categories which respond to the evolution of actual exposures.

2

[ "<tag1>", "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", ".", "<tag2>", "During", "our", "2005", "reserve", "review", ",", "we", "further", "segmented", "the", "specialty", "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", ".", "<tag3>" ]

[ "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", "." ]

[ "During", "our", "2005", "reserve", "review", ",", "we", "further", "segmented", "the", "specialty", "business", "with", "the", "aim", "of", "grouping", "risks", "into", "more", "homogeneous", "categories", "which", "respond", "to", "the", "evolution", "of", "actual", "exposures", "." ]

[]

[ "2005", "reserve", "review", "segmented", "specialty" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, 1, 1, 1, 0, 0, 0, 1, -100, 1, 0, -100, -100, -100, -100, 0, -100, 0, 0, 0, 0, 0, 0, 0, -100, 0, 0, -100, -100, 0, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p53_s1

913144_14_item7_p88_s5

For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.

For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.

2

[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]

[]

[ "claims", "claim", "expenses", "believe", "policies" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, -100, -100, 0, 0, 0, -100, 0, 0, 0, -100, -100, 1, 0, 1, 1, -100, 0, -100, -100, -100, 0, 0, 1, 0, 0, -100, -100, 1, 0, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p99_s4

913144_14_item7_p88_s5

For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.

For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.

2

[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]

[]

[ "claims", "claim", "expenses", "believe", "policies" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, 1, 0, 1, 1, -100, 0, 0, -100, 0, 0, 0, 1, 0, 0, 0, 0, 1, 0, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p53_s2

913144_14_item7_p88_s6

These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.

These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.

2

[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[]

[ "estimated", "ultimate" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, -100, 0, -100, 0, -100, -100, 0, -100, -100, 1, 1, -100, -100, -100, -100, 0, -100, -100, -100, -100, -100, -100, -100, -100, -100, 0, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p99_s5

913144_14_item7_p88_s6

These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.

These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.

2

[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[]

[ "estimated", "ultimate" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, 0, 0, -100, -100, -100, 0, -100, 1, 1, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, -100, 0, -100, -100, -100, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p62_s2

913144_14_item7_p89_s3

In addition, certain of our coverages may be impacted by natural and man-made catastrophes.

In addition, certain of our specialty reinsurance coverages may be impacted by natural and man-made catastrophes.

2

[ "<tag1>", "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", ".", "<tag2>", "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", ".", "<tag3>" ]

[ "In", "addition", ",", "certain", "of", "our", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]

[ "In", "addition", ",", "certain", "of", "our", "specialty", "reinsurance", "coverages", "may", "be", "impacted", "by", "natural", "and", "man", "-", "made", "catastrophes", "." ]

[]

[ "specialty", "reinsurance" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, 0, 0, -100, 0, -100, 1, 1, 0, -100, -100, 0, -100, -100, 0, -100, -100, -100, -100, -100, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p38_s0

913144_14_item7_p90_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2014:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", ":" ]

[]

[ "Catastrophe", "Reinsurance" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, -100, -100, -100, -100, -100, -100, -100, -100, 0, 0, -100, -100, 0, 0, -100, -100, -100, 1, 1, -100, -100, -100, -100, -100, 0, -100, 0, -100, -100, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p40_s0

913144_14_item7_p90_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for the Catastrophe Reinsurance segment for the year ended December 31, 2013:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "the", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", ":" ]

[]

[ "Catastrophe", "Reinsurance" ]

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913144_15_item7_p42_s0

913144_14_item7_p90_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Catastrophe Reinsurance segment for the year ended December 31, 2012:

2

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[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Catastrophe", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", ":" ]

[]

[ "Catastrophe", "Reinsurance" ]

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913144_15_item7_p65_s0

913144_14_item7_p90_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2014 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

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[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2014", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Specialty", "Reinsurance" ]

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913144_15_item7_p67_s0

913144_14_item7_p90_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

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[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Specialty", "Reinsurance" ]

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913144_15_item7_p68_s1

913144_14_item7_p90_s0

The following table details the development of our liability for unpaid claims and claim expenses for our Lloyd s segment for the year ended December 31, 2013 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

The following table details the development of our liability for unpaid net claims and claim expenses for our Specialty Reinsurance segment for the year ended December 31, 2012 split between catastrophe net claims and claim expenses and attritional net claims and claim expenses:

2

[ "<tag1>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag2>", "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":", "<tag3>" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "claims", "and", "claim", "expenses", "for", "our", "Lloyd", "s", "segment", "for", "the", "year", "ended", "December", "31", ",", "2013", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[ "The", "following", "table", "details", "the", "development", "of", "our", "liability", "for", "unpaid", "net", "claims", "and", "claim", "expenses", "for", "our", "Specialty", "Reinsurance", "segment", "for", "the", "year", "ended", "December", "31", ",", "2012", "split", "between", "catastrophe", "net", "claims", "and", "claim", "expenses", "and", "attritional", "net", "claims", "and", "claim", "expenses", ":" ]

[]

[ "Specialty", "Reinsurance" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_15_item7_p50_s3

913144_14_item7_p97_s1

This is driven in part by the mix of our business and the speed of the settlement and payment of claims by our underlying cedants.

This is driven in part by the mix of our business, which primarily included property catastrophe excess of loss reinsurance for personal lines property coverage, rather than commercial property coverage or retrocessional coverage, and the speed of the settlement and payment of claims by our underlying cedants.

2

[ "<tag1>", "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", ".", "<tag2>", "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", ",", "which", "primarily", "included", "property", "catastrophe", "excess", "of", "loss", "reinsurance", "for", "personal", "lines", "property", "coverage", ",", "rather", "than", "commercial", "property", "coverage", "or", "retrocessional", "coverage", ",", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", ".", "<tag3>" ]

[ "This", "is", "driven", "in", "part", "by", "the", "mix", "of", "our", "business", "and", "the", "speed", "of", "the", "settlement", "and", "payment", "of", "claims", "by", "our", "underlying", "cedants", "." ]

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[]

[ "primarily", "included", "property", "catastrophe", "excess", "loss", "reinsurance", "personal", "lines", "property", "coverage", "rather", "commercial", "property", "coverage", "retrocessional", "coverage" ]

[ -1, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -100, -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 1, 1, 1, 1, 1, 0, 1, 1, 0, 1, 1, 1, 1, 0, 1, 0, 1, 1, 1, 0, 1, 1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1 ]

[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p0_s0

913144_15_item7_p0_s0

OVERVIEW RenaissanceRe was established in Bermuda in 1993 to write principally property catastrophe reinsurance and today is a leading global provider of reinsurance and insurance coverages and related services.

OVERVIEW RenaissanceRe was established in 1993 and is a leading global provider of reinsurance and insurance coverages and related services.

2

[ "<tag1>", "OVERVIEW", "RenaissanceRe", "was", "established", "in", "Bermuda", "in", "1993", "to", "write", "principally", "property", "catastrophe", "reinsurance", "and", "today", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", ".", "<tag2>", "OVERVIEW", "RenaissanceRe", "was", "established", "in", "1993", "and", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", ".", "<tag3>" ]

[ "OVERVIEW", "RenaissanceRe", "was", "established", "in", "Bermuda", "in", "1993", "to", "write", "principally", "property", "catastrophe", "reinsurance", "and", "today", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", "." ]

[ "OVERVIEW", "RenaissanceRe", "was", "established", "in", "1993", "and", "is", "a", "leading", "global", "provider", "of", "reinsurance", "and", "insurance", "coverages", "and", "related", "services", "." ]

[]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p108_s4

913144_15_item7_p100_s5

For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.

For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.

2

[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]

[]

[ "claims", "claim", "expenses", "believe", "policies" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p57_s4

913144_15_item7_p100_s5

For example, we could be liable for events which we have not estimated reserves for or for exposures we do not currently think are covered under our contracts.

For example, we could be liable for events for which we have not estimated claims and claim expenses or for exposures we do not currently believe are covered under our policies.

2

[ "<tag1>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", ".", "<tag2>", "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", ".", "<tag3>" ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "which", "we", "have", "not", "estimated", "reserves", "for", "or", "for", "exposures", "we", "do", "not", "currently", "think", "are", "covered", "under", "our", "contracts", "." ]

[ "For", "example", ",", "we", "could", "be", "liable", "for", "events", "for", "which", "we", "have", "not", "estimated", "claims", "and", "claim", "expenses", "or", "for", "exposures", "we", "do", "not", "currently", "believe", "are", "covered", "under", "our", "policies", "." ]

[]

[ "claims", "claim", "expenses", "believe", "policies" ]

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913144_16_item7_p108_s5

913144_15_item7_p100_s6

These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.

These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.

2

[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[]

[ "estimated", "ultimate" ]

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913144_16_item7_p57_s5

913144_15_item7_p100_s6

These changes could result in significantly larger changes to reserves for claims and claim expenses, net income and shareholders equity than those noted above.

These changes could result in significantly larger changes to our estimated ultimate claims and claim expenses, net income and shareholders equity than those noted above.

2

[ "<tag1>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag2>", "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", ".", "<tag3>" ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "reserves", "for", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[ "These", "changes", "could", "result", "in", "significantly", "larger", "changes", "to", "our", "estimated", "ultimate", "claims", "and", "claim", "expenses", ",", "net", "income", "and", "shareholders", "equity", "than", "those", "noted", "above", "." ]

[]

[ "estimated", "ultimate" ]

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913144_16_item7_p22_s3

913144_15_item7_p108_s1

If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

2

[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]

[ "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", "." ]

[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[]

[ "subsequent", "previously", "established", "reserves", "identified" ]

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913144_16_item7_p272_s3

913144_15_item7_p108_s1

If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

2

[ "<tag1>", "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", ".", "<tag2>", "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", ".", "<tag3>" ]

[ "If", "we", "determine", "that", "adjustments", "to", "earlier", "estimates", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "determined", "." ]

[ "If", "we", "determine", "in", "a", "subsequent", "period", "that", "adjustments", "to", "our", "previously", "established", "reserves", "are", "appropriate", ",", "such", "adjustments", "are", "recorded", "in", "the", "period", "in", "which", "they", "are", "identified", "." ]

[]

[ "subsequent", "previously", "established", "reserves", "identified" ]

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913144_16_item7_p122_s2

913144_15_item7_p110_s0

trigger reinsurance contracts require us to estimate our ultimate losses applicable to these contracts as well as estimate the ultimate amount of insured losses for the industry as a whole that will be reported by the applicable statistical reporting agency, as per the contract terms.

Reinsurance recoverables on dual trigger reinsurance contracts require us to estimate our ultimate losses applicable to these contracts as well as estimate the ultimate amount of insured industry losses that will be reported by the applicable statistical reporting agency, as per the contract terms.

2

[ "<tag1>", "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "losses", "for", "the", "industry", "as", "a", "whole", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", ".", "<tag2>", "Reinsurance", "recoverables", "on", "dual", "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "industry", "losses", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", ".", "<tag3>" ]

[ "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "losses", "for", "the", "industry", "as", "a", "whole", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", "." ]

[ "Reinsurance", "recoverables", "on", "dual", "trigger", "reinsurance", "contracts", "require", "us", "to", "estimate", "our", "ultimate", "losses", "applicable", "to", "these", "contracts", "as", "well", "as", "estimate", "the", "ultimate", "amount", "of", "insured", "industry", "losses", "that", "will", "be", "reported", "by", "the", "applicable", "statistical", "reporting", "agency", ",", "as", "per", "the", "contract", "terms", "." ]

[]

[ "Reinsurance", "recoverables", "dual" ]

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913144_16_item7_p123_s0

913144_15_item7_p110_s6

To reflect these uncertainties, we estimate and record a valuation allowance for potential uncollectible reinsurance recoverable which reduces reinsurance recoverable and net income (loss).

a valuation allowance for potential uncollectible reinsurance recoverables which reduces reinsurance recoverables and net income (loss).

2

[ "<tag1>", "To", "reflect", "these", "uncertainties", ",", "we", "estimate", "and", "record", "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverable", "which", "reduces", "reinsurance", "recoverable", "and", "net", "income", "(", "loss", ")", ".", "<tag2>", "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverables", "which", "reduces", "reinsurance", "recoverables", "and", "net", "income", "(", "loss", ")", ".", "<tag3>" ]

[ "To", "reflect", "these", "uncertainties", ",", "we", "estimate", "and", "record", "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverable", "which", "reduces", "reinsurance", "recoverable", "and", "net", "income", "(", "loss", ")", "." ]

[ "a", "valuation", "allowance", "for", "potential", "uncollectible", "reinsurance", "recoverables", "which", "reduces", "reinsurance", "recoverables", "and", "net", "income", "(", "loss", ")", "." ]

[]

[ "recoverables", "recoverables" ]

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913144_16_item7_p142_s0

913144_15_item7_p117_s0

In certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy.

used to measure fair value of an asset or a liability may fall into different levels of the fair value hierarchy.

2

[ "<tag1>", "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag2>", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag3>" ]

[ "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]

[ "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]

[]

[ "asset", "liability" ]

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913144_16_item7_p142_s0

913144_15_item7_p128_s1

In certain cases, the inputs used to measure fair value of an asset or a liability may fall into different levels of the fair value hierarchy.

used to measure fair value of an asset or a liability may fall into different levels of the fair value hierarchy.

2

[ "<tag1>", "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag2>", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", ".", "<tag3>" ]

[ "In", "certain", "cases", ",", "the", "inputs", "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]

[ "used", "to", "measure", "fair", "value", "of", "an", "asset", "or", "a", "liability", "may", "fall", "into", "different", "levels", "of", "the", "fair", "value", "hierarchy", "." ]

[]

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913144_16_item7_p271_s0

913144_15_item7_p13_s0

SUMMARY OF CRITICAL ACCOUNTING ESTIMATES Claims and Claim Expense Reserves General Description We believe the most significant accounting judgment made by management is our estimate of claims and claim expense reserves.

We believe the most significant accounting judgment made by management is our estimate of claims and claim expense reserves.

2

[ "<tag1>", "SUMMARY", "OF", "CRITICAL", "ACCOUNTING", "ESTIMATES", "Claims", "and", "Claim", "Expense", "Reserves", "General", "Description", "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", ".", "<tag2>", "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", ".", "<tag3>" ]

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[ "We", "believe", "the", "most", "significant", "accounting", "judgment", "made", "by", "management", "is", "our", "estimate", "of", "claims", "and", "claim", "expense", "reserves", "." ]

[]

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913144_16_item7_p164_s0

913144_15_item7_p147_s1

The decrease in underwriting income was primarily driven by a $52.2 million decrease in net premiums earned due to a combination of lower gross premiums written during the preceding twelve months and an increase in ceded premiums written principally within our Catastrophe Reinsurance segment, a $19.0 million increase in acquisition expenses principally within our Specialty Reinsurance segment, and a $26.5 million increase in current accident year net claims and claim expenses.

the preceding twelve months and an increase in ceded premiums written principally within our Catastrophe Reinsurance segment, a $19.0 million increase in acquisition expenses principally within our Specialty Reinsurance segment, and a $26.5 million increase in current accident year net claims and claim expenses.

2

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913144_16_item7_p158_s0

913144_15_item7_p148_s2

Below is a discussion of the results of operations for 2013 compared to 2012.

Below is a discussion of the results of operations for 2015 compared to 2014 .

2

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[ "Below", "is", "a", "discussion", "of", "the", "results", "of", "operations", "for", "2013", "compared", "to", "2012", "." ]

[ "Below", "is", "a", "discussion", "of", "the", "results", "of", "operations", "for", "2015", "compared", "to", "2014", "." ]

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913144_16_item7_p176_s7

913144_15_item7_p154_s0

Underwriting Results by Segment Catastrophe Reinsurance Below is a summary of the underwriting results and ratios for our Catastrophe Reinsurance segment:

Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:

2

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[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]

[]

[ "Specialty", "Specialty" ]

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913144_16_item7_p165_s2

913144_15_item7_p168_s0

Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:

Underwriting Results by Segment Catastrophe Reinsurance Below is a summary of the underwriting results and ratios for our Catastrophe Reinsurance segment:

2

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[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]

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[]

[ "Underwriting", "Results", "Segment", "Catastrophe", "Catastrophe" ]

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913144_16_item7_p182_s1

913144_15_item7_p168_s0

Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:

Lloyd s Segment Below is a summary of the underwriting results and ratios for our Lloyd s segment:

2

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[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]

[ "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":" ]

[]

[ "Lloyd", "Segment", "Lloyd" ]

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913144_16_item7_p19_s2

913144_15_item7_p16_s8

In addition, a significant portion of the net claims and claim expenses associated with Storm Sandy and the New Zealand and Tohoku Earthquakes are concentrated with a few large clients and therefore the loss estimates for these events may vary significantly based on the claims experience of those clients.

In addition, a significant portion of the net claims and claim expenses associated with certain large events can be concentrated with a few large clients and therefore the loss estimates for these events may vary significantly based on the claims experience of those clients.

2

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913144_16_item7_p237_s0

913144_15_item7_p171_s4

The $31.0 million increase in underwriting expenses is primarily driven by the increase in net premiums earned, combined with the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.

an increase in deferred acquisition costs of $28.4 million, due to the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of total gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.

2

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[]

[ "deferred", "costs", "28.4", "due", "total" ]

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913144_16_item7_p81_s0

913144_15_item7_p172_s4

The favorable development of $34.1 million in 2013 was primarily driven by $10.4 million associated with actuarial assumption changes in the first quarter of 2013, principally in our casualty clash and casualty risk lines of business, and primarily as a result of revised claim development factors based on actual loss experience, and $23.7 million due to paid and reported claims activity coming in lower than expected on prior accident years events, as a result of the application of our formulaic actuarial reserving methodology.

The favorable development of prior accident years net claims and claim expenses within our Specialty Reinsurance segment in 2014 of $34.1 million was primarily driven by $10.4 million associated with actuarial assumption changes in the first quarter of 2013, principally in our casualty clash and casualty risk lines of business, and primarily as a result of revised initial expected claims ratios and claim development factors due to actual experience coming in better than expected, and $23.7 million related to actual reported loss activity coming in better than expected, as a result of the application of our formulaic actuarial reserving methodology.

2

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[ "The", "favorable", "development", "of", "$", "34.1", "million", "in", "2013", "was", "primarily", "driven", "by", "$", "10.4", "million", "associated", "with", "actuarial", "assumption", "changes", "in", "the", "first", "quarter", "of", "2013", ",", "principally", "in", "our", "casualty", "clash", "and", "casualty", "risk", "lines", "of", "business", ",", "and", "primarily", "as", "a", "result", "of", "revised", "claim", "development", "factors", "based", "on", "actual", "loss", "experience", ",", "and", "$", "23.7", "million", "due", "to", "paid", "and", "reported", "claims", "activity", "coming", "in", "lower", "than", "expected", "on", "prior", "accident", "years", "events", ",", "as", "a", "result", "of", "the", "application", "of", "our", "formulaic", "actuarial", "reserving", "methodology", "." ]

[ "The", "favorable", "development", "of", "prior", "accident", "years", "net", "claims", "and", "claim", "expenses", "within", "our", "Specialty", "Reinsurance", "segment", "in", "2014", "of", "$", "34.1", "million", "was", "primarily", "driven", "by", "$", "10.4", "million", "associated", "with", "actuarial", "assumption", "changes", "in", "the", "first", "quarter", "of", "2013", ",", "principally", "in", "our", "casualty", "clash", "and", "casualty", "risk", "lines", "of", "business", ",", "and", "primarily", "as", "a", "result", "of", "revised", "initial", "expected", "claims", "ratios", "and", "claim", "development", "factors", "due", "to", "actual", "experience", "coming", "in", "better", "than", "expected", ",", "and", "$", "23.7", "million", "related", "to", "actual", "reported", "loss", "activity", "coming", "in", "better", "than", "expected", ",", "as", "a", "result", "of", "the", "application", "of", "our", "formulaic", "actuarial", "reserving", "methodology", "." ]

[]

[ "net", "expenses", "within", "Specialty", "Reinsurance", "segment", "initial", "ratios", "better", "related", "better" ]

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913144_16_item7_p176_s7

913144_15_item7_p174_s0

Lloyd s Segment Below is a summary of the underwriting results and ratios for our Lloyd s segment:

Specialty Reinsurance Below is a summary of the underwriting results and ratios for our Specialty Reinsurance segment:

2

[ "<tag1>", "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":", "<tag2>", "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":", "<tag3>" ]

[ "Lloyd", "s", "Segment", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Lloyd", "s", "segment", ":" ]

[ "Specialty", "Reinsurance", "Below", "is", "a", "summary", "of", "the", "underwriting", "results", "and", "ratios", "for", "our", "Specialty", "Reinsurance", "segment", ":" ]

[]

[ "Specialty", "Reinsurance", "Specialty", "Reinsurance" ]

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913144_16_item7_p20_s1

913144_15_item7_p17_s2

The contingent nature of business interruption and other exposures will also impact losses in a meaningful way, especially in respect of our current reserves with regard to Storm Sandy, the Tohoku Earthquake and the Thailand Floods, which we believe may give rise to significant complexity in respect of claims handling, claims adjustment and other coverage issues, over time.

The contingent nature of business interruption and other exposures will also impact losses in a meaningful way, which we believe may give rise to significant complexity in respect of claims handling, claims adjustment and other coverage issues, over time.

2

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[ "The", "contingent", "nature", "of", "business", "interruption", "and", "other", "exposures", "will", "also", "impact", "losses", "in", "a", "meaningful", "way", ",", "especially", "in", "respect", "of", "our", "current", "reserves", "with", "regard", "to", "Storm", "Sandy", ",", "the", "Tohoku", "Earthquake", "and", "the", "Thailand", "Floods", ",", "which", "we", "believe", "may", "give", "rise", "to", "significant", "complexity", "in", "respect", "of", "claims", "handling", ",", "claims", "adjustment", "and", "other", "coverage", "issues", ",", "over", "time", "." ]

[ "The", "contingent", "nature", "of", "business", "interruption", "and", "other", "exposures", "will", "also", "impact", "losses", "in", "a", "meaningful", "way", ",", "which", "we", "believe", "may", "give", "rise", "to", "significant", "complexity", "in", "respect", "of", "claims", "handling", ",", "claims", "adjustment", "and", "other", "coverage", "issues", ",", "over", "time", "." ]

[]

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913144_16_item7_p188_s3

913144_15_item7_p181_s7

The hedge fund, private equity and other investment portfolios are accounted for at fair value with the change in fair value recorded in net investment income, which included net unrealized losses of $1.4 million in 2014 , compared to unrealized gains of $75.8 million in 2013 .

The private equity and other investment portfolios are accounted for at fair value with the change in fair value recorded in net investment income, which included net unrealized losses of $13.5 million in 2015 , compared to unrealized losses of $1.4 million in 2014 .

2

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[]

[ "13.5" ]

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913144_16_item7_p272_s0

913144_15_item7_p19_s0

Prior Year Development of Reserve for Net Claims and Claim Expenses Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.

Our estimates of claims and claim expense reserves are not precise in that, among other matters, they are based on predictions of future developments and estimates of future trends and other variable factors.

2

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[]

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913144_16_item7_p121_s1

913144_15_item7_p19_s3

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine that adjustments to earlier estimates are appropriate, such adjustments are recorded in the period in which they are determined.

2

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[]

[ "earlier", "estimates", "determined" ]

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913144_16_item7_p39_s1

913144_15_item7_p19_s3

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

2

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[]

[ "earlier", "estimate" ]

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913144_16_item7_p75_s0

913144_15_item7_p19_s3

If we determine in a subsequent period that adjustments to our previously established reserves are appropriate, such adjustments are recorded in the period in which they are identified.

If we determine that adjustments to an earlier estimate are appropriate, such adjustments are recorded in the period in which they are identified.

2

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[]

[ "earlier", "estimate" ]

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913144_16_item7_p241_s0

913144_15_item7_p209_s0

In the aggregate, our operating subsidiaries have historically produced sufficient cash flows to meet their expected claims payments and operational expenses and to provide dividend payments to us.

ability to produce sufficient cash flows to meet their expected claims payments and operational expenses and to provide dividend payments to RenaissanceRe.

2

[ "<tag1>", "In", "the", "aggregate", ",", "our", "operating", "subsidiaries", "have", "historically", "produced", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "us", ".", "<tag2>", "ability", "to", "produce", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "RenaissanceRe", ".", "<tag3>" ]

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[ "ability", "to", "produce", "sufficient", "cash", "flows", "to", "meet", "their", "expected", "claims", "payments", "and", "operational", "expenses", "and", "to", "provide", "dividend", "payments", "to", "RenaissanceRe", "." ]

[]

[ "ability", "produce", "RenaissanceRe" ]

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913144_16_item7_p181_s3

913144_15_item7_p217_s0

an increase in deferred acquisition costs of $28.4 million , due to the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of total gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.

The $31.0 million increase in underwriting expenses is primarily driven by the increase in net premiums earned, combined with the relative increase in the percentage of quota share reinsurance, compared to excess of loss reinsurance, as a percentage of gross premiums written within the Specialty Reinsurance segment, as quota share reinsurance typically carries a higher acquisition expense ratio, compared to excess of loss reinsurance.

2

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[ "an", "increase", "in", "deferred", "acquisition", "costs", "of", "$", "28.4", "million", ",", "due", "to", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "total", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", "." ]

[ "The", "$", "31.0", "million", "increase", "in", "underwriting", "expenses", "is", "primarily", "driven", "by", "the", "increase", "in", "net", "premiums", "earned", ",", "combined", "with", "the", "relative", "increase", "in", "the", "percentage", "of", "quota", "share", "reinsurance", ",", "compared", "to", "excess", "of", "loss", "reinsurance", ",", "as", "a", "percentage", "of", "gross", "premiums", "written", "within", "the", "Specialty", "Reinsurance", "segment", ",", "as", "quota", "share", "reinsurance", "typically", "carries", "a", "higher", "acquisition", "expense", "ratio", ",", "compared", "to", "excess", "of", "loss", "reinsurance", "." ]

[]

[ "31.0", "underwriting", "expenses", "primarily", "driven", "net", "earned", "combined" ]

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913144_16_item7_p234_s0

913144_15_item7_p221_s0

Cash flows used in investing activities.

Cash flows used in financing activities.

2

[ "<tag1>", "Cash", "flows", "used", "in", "investing", "activities", ".", "<tag2>", "Cash", "flows", "used", "in", "financing", "activities", ".", "<tag3>" ]

[ "Cash", "flows", "used", "in", "investing", "activities", "." ]

[ "Cash", "flows", "used", "in", "financing", "activities", "." ]

[]

[ "financing" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p239_s0

913144_15_item7_p221_s0

Cash flows used in investing activities.

Cash flows used in financing activities.

2

[ "<tag1>", "Cash", "flows", "used", "in", "investing", "activities", ".", "<tag2>", "Cash", "flows", "used", "in", "financing", "activities", ".", "<tag3>" ]

[ "Cash", "flows", "used", "in", "investing", "activities", "." ]

[ "Cash", "flows", "used", "in", "financing", "activities", "." ]

[]

[ "financing" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p255_s1

913144_15_item7_p240_s1

The MBRTs are subject to the rules and regulations of the State of New York and the respective deed of trust, including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.

Because the RCTs were established in New York, they are subject to the rules and regulations of the state of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.

2

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[ "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]

[]

[ "RCTs", "established", "state" ]

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913144_16_item7_p253_s0

913144_15_item7_p242_s0

We expect, over time, to transition cedants with existing outstanding letters of credit to the appropriate MBRT as determined by cedant state of domicile, thereby reducing our absolute and relative reliance on letters of credit.

outstanding letters of credit to the appropriate MBRT as determined by cedant state of domicile, thereby reducing our absolute and relative reliance on letters of credit.

2

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[ "outstanding", "letters", "of", "credit", "to", "the", "appropriate", "MBRT", "as", "determined", "by", "cedant", "state", "of", "domicile", ",", "thereby", "reducing", "our", "absolute", "and", "relative", "reliance", "on", "letters", "of", "credit", "." ]

[]

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913144_16_item7_p255_s2

913144_15_item7_p242_s3

Assets held under trust at December 31, 2014 with respect to the MBRTs totaled $508.6 million and $173.7 million for Renaissance Reinsurance and DaVinci, respectively, compared to the minimum amount required under U.S. state regulations of $409.9 million and $105.7 million , respectively.

Assets held under trust at December 31, 2015 with respect to the RCTs totaled $41.7 million and $18.9 million for Renaissance Reinsurance and DaVinci, respectively, compared to the minimum amount required under U.S. state regulations of $15.2 million and $10.4 million , respectively.

2

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[ "Assets", "held", "under", "trust", "at", "December", "31", ",", "2014", "with", "respect", "to", "the", "MBRTs", "totaled", "$", "508.6", "million", "and", "$", "173.7", "million", "for", "Renaissance", "Reinsurance", "and", "DaVinci", ",", "respectively", ",", "compared", "to", "the", "minimum", "amount", "required", "under", "U.S.", "state", "regulations", "of", "$", "409.9", "million", "and", "$", "105.7", "million", ",", "respectively", "." ]

[ "Assets", "held", "under", "trust", "at", "December", "31", ",", "2015", "with", "respect", "to", "the", "RCTs", "totaled", "$", "41.7", "million", "and", "$", "18.9", "million", "for", "Renaissance", "Reinsurance", "and", "DaVinci", ",", "respectively", ",", "compared", "to", "the", "minimum", "amount", "required", "under", "U.S.", "state", "regulations", "of", "$", "15.2", "million", "and", "$", "10.4", "million", ",", "respectively", "." ]

[]

[ "RCTs", "41.7", "18.9", "15.2", "10.4" ]

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913144_16_item7_p251_s1

913144_15_item7_p245_s0

Because the RTCs were established in New York, they are subject to the rules and regulations of the State of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.

The MBRTs are subject to the rules and regulations of the state of New York and the respective deed of trust, including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.

2

[ "<tag1>", "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag2>", "The", "MBRTs", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "and", "the", "respective", "deed", "of", "trust", ",", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag3>" ]

[ "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]

[ "The", "MBRTs", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "and", "the", "respective", "deed", "of", "trust", ",", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]

[]

[ "MBRTs", "state", "respective", "deed", "trust" ]

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913144_16_item7_p255_s1

913144_15_item7_p245_s0

Because the RTCs were established in New York, they are subject to the rules and regulations of the State of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.

Because the RCTs were established in New York, they are subject to the rules and regulations of the state of New York including but not limited to certain minimum capital funding requirements, investment guidelines, capital distribution restrictions and regulatory reporting requirements.

2

[ "<tag1>", "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag2>", "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", ".", "<tag3>" ]

[ "Because", "the", "RTCs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "State", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]

[ "Because", "the", "RCTs", "were", "established", "in", "New", "York", ",", "they", "are", "subject", "to", "the", "rules", "and", "regulations", "of", "the", "state", "of", "New", "York", "including", "but", "not", "limited", "to", "certain", "minimum", "capital", "funding", "requirements", ",", "investment", "guidelines", ",", "capital", "distribution", "restrictions", "and", "regulatory", "reporting", "requirements", "." ]

[]

[ "RCTs", "state" ]

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913144_16_item7_p257_s5

913144_15_item7_p248_s1

The net redemption as a result of these transactions was $300.0 million .

The net redemption as a result of these transactions was $100.0 million .

2

[ "<tag1>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "300.0", "million", ".", "<tag2>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", ".", "<tag3>" ]

[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "300.0", "million", "." ]

[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", "." ]

[]

[ "100.0" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p257_s7

913144_15_item7_p248_s3

RenaissanceRe s noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 26.5% , effective January 1, 2014.

Our noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 24.0% , effective January 1, 2016.

2

[ "<tag1>", "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.5", "%", ",", "effective", "January", "1", ",", "2014", ".", "<tag2>", "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", ".", "<tag3>" ]

[ "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.5", "%", ",", "effective", "January", "1", ",", "2014", "." ]

[ "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", "." ]

[]

[ "24.0" ]

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[ -1, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, -1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, 1, -1 ]

913144_16_item7_p257_s5

913144_15_item7_p249_s4

The net redemption as a result of these transactions was $225.0 million .

The net redemption as a result of these transactions was $100.0 million .

2

[ "<tag1>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "225.0", "million", ".", "<tag2>", "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", ".", "<tag3>" ]

[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "225.0", "million", "." ]

[ "The", "net", "redemption", "as", "a", "result", "of", "these", "transactions", "was", "$", "100.0", "million", "." ]

[]

[ "100.0" ]

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913144_16_item7_p257_s7

913144_15_item7_p249_s6

RenaissanceRe s noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 26.3% , effective January 1, 2015.

Our noncontrolling economic ownership in DaVinciRe subsequent to these transactions was 24.0% , effective January 1, 2016.

2

[ "<tag1>", "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.3", "%", ",", "effective", "January", "1", ",", "2015", ".", "<tag2>", "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", ".", "<tag3>" ]

[ "RenaissanceRe", "s", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "26.3", "%", ",", "effective", "January", "1", ",", "2015", "." ]

[ "Our", "noncontrolling", "economic", "ownership", "in", "DaVinciRe", "subsequent", "to", "these", "transactions", "was", "24.0", "%", ",", "effective", "January", "1", ",", "2016", "." ]

[]

[ "24.0" ]

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913144_16_item7_p261_s9

913144_15_item7_p257_s0

In addition, A.M. Best assigned an FSR of A (Excellent) to RenaissanceRe Specialty U.S. On June 12, 2013, A.M. Best affirmed the FSR of A+ (Superior) of Top Layer Re.

On June 12, 2013, A.M. Best affirmed the FSR of A+ (Superior) of Top Layer Re.

2

[ "<tag1>", "In", "addition", ",", "A.M.", "Best", "assigned", "an", "FSR", "of", "A", "(", "Excellent", ")", "to", "RenaissanceRe", "Specialty", "U.S.", "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", ".", "<tag2>", "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", ".", "<tag3>" ]

[ "In", "addition", ",", "A.M.", "Best", "assigned", "an", "FSR", "of", "A", "(", "Excellent", ")", "to", "RenaissanceRe", "Specialty", "U.S.", "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", "." ]

[ "On", "June", "12", ",", "2013", ",", "A.M.", "Best", "affirmed", "the", "FSR", "of", "A+", "(", "Superior", ")", "of", "Top", "Layer", "Re", "." ]

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