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Adewale
Assassin's Creed games revel in meticulous recreations of historical eras. So let's see actual historians discuss the times two newer AC entries were set in. In this video, YouTube series History Respawned takes a look at Liberation and Freedom Cry as reflections of black life in the 18th Century slavery system.
A Closer Look At How Three Assassin's Creed Games Have Handled Slavery
Slavery in the Transatlantic of the 1700s was a complex, interconnected network of financial systems, social…
Soon You Can Play Assassin's Creed IV's Freedom Cry Without AC IV
Starting this month, PS3 and PS4 owners won't need to own the full version of Assassin's Creed IV to play its…
Taking Down a Slave Ship in Assassin's Creed IV's DLC Isn't Easy
Boarding a slave ship and liberating its human cargo is probably the most satisfying thing you can do in the new…
A Game That Showed Me My Own Black History
The newest chapter of the Assassin's Creed series gives me some of the things I've always wanted in a video game: a…
Assassin's Creed IV's Freedom Cry Add-On Is the Good Kind of DLC
People like to rag on downloadable content. It's a boondoggle, detractors say. A crass way to get extra cash for a…
Assassin's Creed IV's DLC Offers a Very Different Kind of Rebellion
All those islands in the Caribbean that are plush vacation spots now? They used to be colonies, outposts for…
You're An Escaped Slave In Assassin's Creed IV's Freedom's Cry DLC
A while back, Ubisoft said that Assassin's Creed IV would have an add-on campaign focused on Adewale, the former… | {
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Recruitment – Are you up for the challenge of Indian Queens Band?
The band are looking for a couple of players to complete the ranks.
These opportunities don't come up that often, so you will need to get in touch quick to secure your position.
It's not often you get anything for free these days, but here at Indian Queens Band we are to perform a free concert for you all.
Come along and enjoy listening to the band's last concert of the summer season at the FREE Last Of The Summer Brass! Concert., this will feature many pieces from our Summer season plus music from our recent Exmouth Entertainment contest success.
Indian Queens Band have just competed in the 2018 Exmouth Contest held at the Pavilions in Exmouth last weekend.
The band played an excellent selection of music which rewarded us with the "Most Entertaining Band" trophy , which we first picked up 3 years ago as an ungraded band in our first ever appearance at the contest.
Our Solo Euphonium Player Tracey Kistle has been busy training for the Women Vs Cancer Ride the Night cycle ride on Saturday 5th May.
"Ride the Night 2018". This starts at Windsor and the cyclist then ride in live traffic into London, stopping at the half way point in The Mall, outside Buckingham Palace. Then it's back to Windsor. A 62-mile journey. Tracey's start time is 9pm and her number this year is 130.
If you wish to donate visit the justgiving.com website and we all wish her well for her ride.
Come and join the band for a delicious Big Breakfast this Easter!
The band and its supporters held its annual dinner and awards night celebrations at the Sandy Lodge hotel in Newquay on the evening of Saturday 17th March. The evening started with an excellent hot buffet which everyone tucked into with excitement.
Most improved player – Lindsey Williams who had moved from the smallest instrument in the band, the cornet to one of the largest the Eb Bass and has become a competent Bass player within 3 months.
Player's player award voted for by band players went to principle cornet player Tim Roberts.
The Denzil Boundy award for "Band Personality of the Year" was awarded to Damon Kistle.
The MD award, awarded to the person or persons the MD wished to acknowledge the help given to him throughout the year – Angela and Paul Mitchell.
The best section award went to the Percussion section, Jason Kitts, Robert Williams and Rhys Wynne-Jones.
The best player award went to Hannah Curnow the bands Solo Baritone player.
Above– Percussion section & right Hannah receiving the best player award.
The evening finished off with a Disco, Karaoke and lots of good ole socialising.
The band made its debut in the 3rd section of the area contest at Torquay playing the test piece "Napoleon on the Alps" by Philip Harper. Although the band were pleased with their performance the result was a little disappointing coming 16th out of 18.
That's banding for you, we are still on the learning curve and we will be determined for a better result next time out!
Our 2018 concert season got off to an early start this year with our "Mid Winter Brass" concert at Mount Charles Church on 17th February with our guests the Children's Rainbow Choir.
The bands programme included Bandstand Boogie to open, Let it Go, Cornet Solo First Light, Police Academy March, Baritone Solo Feeling Good, the Monkees hit Day Dream Believer and finishing the first half with John Miles hit Music.
The Children's Rainbow Choir finished off the first half with some lovely singing including a rendition of "The Music Man" accompanied by the band assisting with the tunes to the appreciation of the audience. The Choir opened the second half before the band continued with the foot tapping Amarillo, film music from Pirates of the Caribbean, Guardian of my Soul, film music Those Magnificent Men in their Flying Machines and finishing off the concert with Michael Jackson's "Thiller". | {
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Check out the website http://www.misssampsonsdrapery.com.au/ Sue B. should be able to help you find what you need!
Hello, I would like to buy this great tool. Do you know if there is an online shop in Germany that stocks it?
Currently we do not have anyone in Europe who has ordered our calipers for resale. Maybe check with your local quilt shop to see if this would be something they would be interested in carrying? We do ship internationally if you would like to purchase from us. | {
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Q: How can I get data from the Form into my Query? I want to run a query if
Forms!txtLanguageInd = "Spanish"
and run another query if its not
Here is my SQL query
IIf(Forms!HiddenUserCheck!txtLanguageInd = "Spanish",
(SELECT UserList.Clerkid, IIf([LastName]=" Smith",[LastName] & [FirstName],[FirstName] & " " & [LastName]) AS FullName, UserList.Status, UserList.ActiveToday
FROM UserList
WHERE (((UserList.Status)="Clerk") AND ((UserList.ActiveToday)=True)) OR (((UserList.Status)="Drug Court") AND ((UserList.ActiveToday)=True)) AND SpanishPrompt=True
ORDER BY IIf([LastName]=" Smith",[LastName] & [FirstName],[LastName] & ", " & [FirstName]);),
(SELECT UserList.Clerkid, IIf([LastName]=" Smith",[LastName] & [FirstName],[FirstName] & " " & [LastName]) AS FullName, UserList.Status, UserList.ActiveToday
FROM UserList
WHERE (((UserList.Status)="Clerk") AND ((UserList.ActiveToday)=True)) OR (((UserList.Status)="Drug Court") AND ((UserList.ActiveToday)=True)) AND SpanishPrompt=False
ORDER BY IIf([LastName]=" Smith",[LastName] & [FirstName],[LastName] & ", " & [FirstName]);))
A: I think your issue is substantial...
SELECT IIF(SomeVariable=1,"TrueValue","FalseValue")
cannot be used as
IIF(SomeVariable=1,(Execute one statement),(Execute another statment))
Your are mixing the concept of a conditional expression and of a conditional processing... The semicolons you've put at the end of both of your statements indicate this clearly...
And the error return more than one field points to the same. If your two statements would return just one scalar value, this might work, but - for sure! not with a full statement returning many fields...
A: You don't need this outer IIf at all, just put the condition into the WHERE clause.
This should do what you want, but you should check the order of precedence of OR and AND in the WHERE clause, you probably want another set of parentheses around the two OR conditions.
SELECT UserList.Clerkid, IIf([LastName]=" Smith",[LastName] & [FirstName],[FirstName] & " " & [LastName]) AS FullName,
UserList.Status, UserList.ActiveToday
FROM UserList
WHERE ((UserList.Status="Clerk") AND (UserList.ActiveToday=True))
OR ((UserList.Status="Drug Court") AND (UserList.ActiveToday=True))
AND SpanishPrompt=(Forms!HiddenUserCheck!txtLanguageInd = "Spanish")
ORDER BY IIf([LastName]=" Smith",[LastName] & [FirstName],[LastName] & ", " & [FirstName]);
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</span><span class="x-nc-sel0"><span class="x-nc-sel3">January 08, 2008</span></span><span class="x-nc-sel1">
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</span><span class="x-nc-sel1"><span class="x-nc-sel1">Bills Bills Bills... and a Gareth</span></span>
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<a href="javascript:void(0)" >
<img title="Ready_to_rock" src="http://itsneak.itweek.co.uk/images/2008/01/08/ready_to_rock.jpg" style="margin: 0px 5px 5px 0px; float: left;" border="0" height="74" width="100">
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<span class="x-nc-sel2">So, Bill Gates, or Big Willy G as Sneak, and apparently no one else, likes to call him is a bit of a rocker. Or at least a bit of a wannabe rocker.</span>
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<p>
<span class="x-nc-sel2">During a session at the huge Consumer Electronics Show in Las Vegas Billy invited well renowned hellraiser and occasional guitar player Slash to join him onstage while he played console game Guitar Hero.</span>
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<p>
<span class="x-nc-sel2">Sneak was either at the bar, in the loo, or at home in Slough when this momentous event took place, but he has had a chance to catch up on the incident via his various RSS feeds, including one from the BBC.</span>
</p>
<p>
<span class="x-nc-sel2">However, due to an unfortunate bit of feed positioning it looks like Gates might have let his stage appearance go to his head? Dancing on Ice Bill? Oh Sorry, that's Gareth Gates.</span>
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<span class="x-nc-sel2">Ah well. That's probably for the best.</span>
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This ad is on the net circulating as a viral email campaign, prior to release on television. Congratulations to all involved; it undermines the idea that you're being sold to and puts the consumer and the producer on the same side.
My brother Mark, who works in TV sales, comments that the phenomenon of these email campaigns will increase the pressure on the ad industry to improve their creative appeal in ads. Only if your ad is very cool will you be forwarded on to all the mates.
It is conceivable that some of these sorts of ads will never make it to the TV screen. Mark believes (I think correctly) that the weakness in omitting TV is that you lose the frequency. People won't replay the ads on their computers. Carlton will want to gain maximum exposure so will use TV to get the frequency that delivers top-of-mind awareness.
In this sense the email campaign is just a teaser aimed at the technophiles who like to be senders of clever messages instead of receivers. They also tend to be relatively affluent purchasers.
For some campaigns however the frequency will not be such a big deal. Remember that it costs over a million dollars for a national ad campaign and costs of distributing over the internet are, let's see, um, nil. This introduces a very interesting trade-off. I can repeat my ad on the TV and make everyone watch it 29 times or for the same money I can make twelve new ads and release a new one each month. Got twelve big ideas? | {
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33 West 93rd Street, Unit 5B - 3 Bed Apt for Sale for $3,475,000
N/A (N/A /ft2) %
N/A , N/A , ~N/A ft2
, N/A Free Rent
CityRealty > New York City > Upper West Side > Central Park West > 33 West 93rd Street >
Apt. 5B
33 West 93rd Street, #5B
Listing no longer available on CityRealty as of Jan 4, 2023
It previously was on the market for a total of 141 days.
Last Sold on Jan 4, 2023 for $3,475,000
3 beds, 2 baths | Approx. 2,500 ft2
Behr, Ariel G
Eberhardt, Robert W Iii
Cohen, Jonathan
Fredericks, Stacey
View ACRIS filing docs
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Previous Photos & Floor Plan
Listed: Aug 16, 2022
Last Price Change: -4.8% ($175,000) on Jan 4
Building Type: Cooperative
Neighborhood: Central Park West (Manhattan)
Doorman: PT Doorman
Listing viewed 1,087 times
Monthly Maintenance: $3,550 ($1.42/ft2)
Total Taxes & Fees: $3,550 ($1.42/ft2)
Est. Monthly Mortgage: -
Total Est. Monthly Carrying Cost: $18,670 ($7.47/ft2)
Note: the above is based on a down payment of 30% ($1,042,500), which is the minimum amount permitted by the building.
Truly one-of-a- kind, exceptional home on the Upper West Side, minutes away from Central Park!
Apartment 5B is an exquisite, rambling 3-bedroom 2-bath jewel, with a lovely entry foyer, a spacious home office/den, and an enormous eat-in kitchen.The extraordinary living room with a wood-burning fireplace has the allure of a high-ceilinged loft with the elegance and comforts of a cherished home. Reminiscent of an artist's studio of a by-gone time, this home enjoys steady north light pouring from 16 skylights in the ceiling that soars 14-feet at its highest point. This top-floor apartment with approximately 2,400 square feet of interior space and approximately 250 square feet of balcony overlooking the co-op's garden oasis is pure bliss.
The open kitchen and dining area with a skylight has a wood-burning fireplace, and tons of cabinets and storage with Riverstone counters. It is equipped with a gas stove-top, two wall-ovens, a fridge, a DW, and a well-thought-out pantry that will make entertaining a breeze. The home office/den has ample space to spread out for work and projects with a wall of built-ins that will help keep you organized.
With additional skylights in the kitchen, den, and the second bathroom, the apartment is awash in natural light throughout the day. All three bedrooms face south, overlooking a tree-lined side street. The primary bedroom features an ensuite bath with a tub and a shower.
Eight closets, extensive built-in bookcases, and numerous cabinets provides ample storage throughout this home. There is a washer and dryer in the apartment. A private storage room is assigned to the apartment for your use.
This exceptional home, nestled in a park-like setting is not to be missed!
There is an on-going $468.12 monthly assessment for upcoming roof and window-replacement project, and $52.87per month cable/internet fee.
Co-op features: Located on West 93rd Street between Columbus Avenue and Central Park West, Nine G Cooperative, Inc. is an award-winning co-op consisting of nine brownstone townhouses that were combined into one elevatored cooperative in the 1960s.
This community-minded, well-run co-op won the prestigious Civic Architecture and Urban Design Award, at its inception with unique design-features in each apartment. The building has an enormous outdoor park-like garden with mature trees and plantings for shareholders with many sitting areas, as well as a basketball hoop, grill, and play areas. In the basement, there is a spacious indoor play area with a pool table, laundry facility with new machines, newly renovated gym, and an assigned storage room that transfers with every apartment.
There is an onsite super and evening attendant in the lobby from 4PM to midnight. Pets are welcome. Sorry, no pied-a-terre or sublets.
This amazing community-minded co-op is located in the heart of the Upper West Side, and a mere block from Central Park. Transportation and all the amenities and many services are nearby. Maximum 80% financing permitted.
About 33 West 93rd Street
34 Apartments
Conversion Year: 1969
PT Doorman
Pre War
About this Building | {
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If you've been rescuing unwanted pets on your own but want to do more, consider starting a nonprofit animal rescue. If your nonprofit organization receives IRS 501(c)(3) tax-exempt status from the Internal Revenue Service, donor contributions become tax-deductible and you can apply for grants from various foundations and government agencies. More donations from more sources means that means you can help more animals find loving homes.
501(c)(3)4u will assist you in every phase of obtaining IRS 501(c)(3) tax-exempt status.
Visit the IRS website for information rules regarding nonprofit organizations. Check with your state's attorney general's office for nonprofit organization's reporting rules and requirements, including the number of directors a nonprofit must have in your state. Ask your secretary of state or AG's office for information on how to form a nonprofit. You must make sure your proposed organization's name is not already taken. If it is, you must find another, suitable name. Your group can file for nonprofit status itself, or hire 501(c)(3)4u to take care of all the paperwork and filings.
You must file the articles of incorporation with the state, designating an individual as a registered agent and an address for your organization. A copy of your filed articles of incorporation and a federal application for IRS 501(c)(3) tax exemption must be sent to the IRS. On both the state and federal level, you must pay any applicable filing fees. After submitting the paperwork to the IRS, it can take anywhere from two to six months or longer for your organization to receive nonprofit status.
Your nonprofit organization requires a board of directors. That can be tough if you've been a one-man band, making decisions about rescued pets on your own. Your board makes the decision regarding the mission statement and bylaws. Your board should be made up of animal lovers with skills that go beyond pet rescue and fostering. If possible, find a veterinarian, accountant, attorney, member of the clergy or other person with presence in the community to serve on the board, along with individuals with fundraising and grant-writing experience.
You and your board must formulate a mission statement and by-laws for your operation and for the public's benefit. 501(c)(3)4u can help with this essential part of your application. The mission statement outlines and specifies your basic goals. For example, do you intend to rescue both dogs and cats, or focus on one species? If your rescue concentrates on one or more breeds, that's part of your mission statement, as is the geographic area from which you rescue and adopt out animals. Your board can revise the mission statement over time if it wants to expand or change your rescue goals.
Your bylaws govern your organization. The bylaws include rules regarding members, meeting schedules, number of people on the board and officers and their election and terms, resignations and filling vacancies, any compensation and standing committees. They also outline the duties of board members and officers and their indemnification. Bylaws are usually adopted at the board's initial meeting.
Again, 501(c)(3)4u can help draft bylaws containing your organization's specific needs and desires.
There are specific and important rules and regulations concerning a nonprofit organization operating a raffle, so be sure those are followed before any raffles are conducted.
While volunteers can often foster animals at home, your rescue must have a policy in place regarding any compensation or reimbursement for any expenses incurred by the volunteers. As you grow, you may be able to rent a kennel or similar space to temporarily keep animals until a foster or permanent home is found. Your rescue must develop an adoption contract, which includes adoption eligibility and any requirements, such as a home visit prior to adoption approval or return of the animal if the adopter can no longer keep the pet.
CALL 501(c)(3)4U and let us help! We can obtain your nonprofit status quickly, efficiently and at a very reasonable cost. | {
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With the (no so) surprise release of Apex Legends this week, Respawn Entertainment have finally unveiled what they've been working on since they shipped Titanfall 2 back in 2016. What allegedly started out as a straight sequel transformed into a team-based, hero-oriented battle royale experience only tangentially based in the Titanfall universe, and despite all the warning signs (the free-to-play model, the genre-chasing and the microtransactions), it's actually a damn good time.
It's one of the first times someone within a current first-party EA studio has acknowledged the publisher's reputation, and been candid about how that public perception actually effects how games are received by fans. It's clear that, to avoid the inevitable negative preconceptions that would follow its announcement (especially if it's true that the game has effectively replaced a potential Titanfall 3), a surprise release that let the title speak for itself was the correct way to go.
"But also, we decided to make this game. Not to be throwing EA under the bus, but this wasn't the game they were expecting. I had to go to executives, show it to them, and explain it and…not convince but more, 'Hey, trust us! This is the thing you want out of us.'As a corporation, they can only quantify based on past data and they've never done anything like this before. There's a giant rainbow question mark over revenue projections for this game. They're like, 'We don't know! We can't predict.' This is a game where we had to say, 'This is what we want to do. Help us get there.'They had no hand in development or anything about this game."
That freedom comes across in the game itself. Apex Legends certainly fits into the battle royale genre in the way you're jumping into a map from the sky, trying to survive on one life and scrounging resources as you go, but it also makes some pretty major changes compared to the dominating names like Blackout, PUBG and Fornite. For one, teams are mandatory, while being killed doesn't necessary mean you have to jump back to the menu, but can actually be revived and brought back into the fray by one of your partners. They're subtle changes to the formula, but it should allow the game to stand out from the competition, and it's clear why the team would have to convince EA that the alterations were necessary.
It's fascinating to see the developers recognise and discuss the publisher's history so openly, and it should hopefully allow Apex Legends to be viewed as the quality game it is, rather than a simple cash-grab by EA. | {
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libbel
======
C library for BEL.
*Capabilities*
- Iterative parsing (e.g. no need to buffer large files)
- AST output
- Captures line and character offsets for AST nodes
*Uses*
- Parse BEL to AST
- Syntax validation and error reporting
- Semantic validation and error reporting
*Building / Installing*
```bash
./autogen.sh
./configure
make
make install
```
| {
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Jets' 30-Skater Training Camp: 3 More Moose Who Could Make the Roster
By Declan Schroeder July 7th, 2020
It looks like more players will be joining the Jets' so-called 'taxi squad' than previously expected.
News came out recently that the 24 NHL teams returning to action on Aug. 1 for summer playoffs in two hub cities will be allowed to carry 30 skaters through Phase 3 — the training camp stage — of the NHL's Return-to-Play plan.
Even more members of the Manitoba Moose will make the Jets' summer training camp roster now that the teams are allowed 30 skaters instead of 28. (Jenae Anderson / The Hockey Writers)
Last month, we took a look at some Moose players who could crack the expanded roster back when the NHL pegged the number of skaters allowed at 28.
Related: Winnipeg Jets' Training Camp Roster: Which Moose Might Make the Roster
In addition to the players outlined in the above article, here's three more who could make it.
Joona Luoto
The first half of his first North American season went well for Joona Luoto, but he had some bad luck in the second half.
The former Tampere left winger began the season with the Moose, but was called up in November and made his NHL debut on Nov. 8 against the Vancouver Canucks. He ultimately suited up for 16 NHL games games but didn't record any points.
Joona Luoto, seen here during preseason, played 16 games for the big club this season. (THE CANADIAN PRESS/Jason Franson)
On both sides of his first NHL stint, he played 18 games with the Moose — recording four assists — before having season-ending (at that time) surgery on his elbow in early February.
Nelson Nogier
Nogier, who fell way down the depth chart after he lost his entire sophomore 2017-18 due to a shoulder injury he sustained in his very first preseason shift, had a sturdy fourth campaign for the Moose, playing in 58 games as one of the team's primary shut-down defensemen.
Nelson Nogier is a physical, stay-at-home defenseman who has played 205 games with the Moose and 11 with the Jets in his career. (Jenae Anderson / The Hockey Writers)
Selected 101st overall in the 4th round of the 2014 NHL entry draft, Nogier has played 11 games for the Jets and is one of the prime candidates to be the Manitoba Moose's next captaincy — or at least be a full-time alternate — in the future. An added training camp would help the 24-year-old get even more in tune with the organization.
Cameron Schilling
Another Moose captain candidate is veteran Cameron Schilling. The 31-year-old defenseman has played three seasons for the Moose and is their oldest and most experienced player.
Veteran defenseman Cameron Schilling is another candidate for both the Moose captaincy and their extended training camp roster. (Jenae Anderson / The Hockey Writers)
The undrafted American has been a fixture on the Moose blue line since coming over to the Jets' organization prior to the 2017-18 season. He played four games with the Jets in 2018-19 and has appeared in more than 500 AHL games.
He recorded five goals and 19 assists for 24 points in 54 Moose games this season, good for second among blueliners.
There Isn't Room for Everyone
With the exception of Bryan Little, whose health is still a question mark ever since he took a wicked Nikolaj Ehlers slap shot to the side of the head and suffered a serious ear and head injury as a result, the Jets are nearly injury-free.
With 25 healthy forwards and d-men — that includes Mark Letestu, who was cleared to return in late February from myocarditis and was set to play an AHL conditioning stint when the sports world ground to a halt in March — there will be just five spots available for seven Moose skaters.
These are uncertain times for everyone, but for these players — David Andrei Chibisov, David Gustafsson, CJ Suess, and Kristian Vesalainen — even more so: they truly have no idea when they might play again.
It was a season we'll never forget.
Thank you to everyone who helped us celebrate 20 Seasons of Manitoba Moose Hockey 💙 #Moose20 | #GoMooseGo pic.twitter.com/nGTn7lXqlm
— Manitoba Moose (@ManitobaMoose) June 12, 2020
The Moose's 20th anniversary 2019-20 season season was cut short, and the 2020-21 campaign seems in jeopardy, too.
The AHL cancelled the remainder of its season and the Calder Cup Playoffs. As a gate-driven league, they're trying to determine, with the help of a return–play-task force, if a 2020-21 season is even feasible.
Thus, you can bet all these players would appreciate the normalcy and chance to dust off the cobwebs training camp offers, even if they're long shots to appear when the five-game series between the Jets and Calgary Flames (as long as a COVID outbreak doesn't prevent it) gets underway in Edmonton.
2020 NHL Playoffs
Wild Acquire Ian Cole From Avalanche for Greg Pateryn | {
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Step into the 2014 Chevrolet Camaro! Blurring highway lines with an exceptional merger of performance and opulence. This 2 door, 4 passenger coupe has not yet reached the 50,000 mile mark! Chevrolet prioritized practicality, efficiency, and style by including: a tachometer, power moon roof, and power seats. Chevrolet made sure to keep road-handling and sportiness at the top of it's priority list. Under the hood you'll find a 6 cylinder engine with more than 300 horsepower, and for added security, dynamic Stability Control supplements the drivetrain. We'd also be happy to help you arrange financing for your vehicle. Call now to schedule a test drive. | {
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This is a placeholder page for Jeanette Ammon, which means this person is not currently on this site. We do suggest using the tools below to find Jeanette Ammon.
You are visiting the placeholder page for Jeanette Ammon. This page is here because someone used our placeholder utility to look for Jeanette Ammon. We created this page automatically in hopes Jeanette Ammon would find it. If you are not Jeanette Ammon, but are an alumni of Haverford High School, register on this site for free now. | {
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On completion of the transaction, Total's partners in the project will be GP Energy Limited (a subsidiary of Dart Energy Europe) (17.5%), Egdon Resources UK Ltd (14.5%), Island Gas Ltd (IGas) (14.5%) and eCorp Oil & Gas UK Ltd (13.5%). IGas will be the operator of the initial exploration programme, with Total subsequently taking over operatorship as the project moves towards development.
原油蒸留装置、常圧残油脱硫装置、水素回収・供給装置 Sinopec Engineering (Group) Co. Ltd. | {
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2015 Ford F150 Platinum Expert Reviews
G.R. Whale
© 2015 NewCarTestDrive.com
The Ford F-150 offers something for everyone interested in a light-duty pickup, be it for independent business like contractors or landscapers, fleet buyers, or as a second car. Interiors range from wipe-out simple to Lincoln-like luxury. The permutations are seemingly limitless. By trim, driven wheels and cab/bed mix there are 94 versions of F-150 to power and option. Once familiar with its measurements, the F-150 is easy to drive, and this latest version feels smooth and refined.
The 2015 Ford F-150 features a new body structure made of aluminum. Also new for 2015: a new frame with three times the high-strength steel of the old one. The changes result in a truck that weighs notably less and requires less power than the previous-generation but can still carry or tow plenty of weight.
The 2015 F-150 also has a new interior and a more extensive safety and gadget list.
For 2015, three of the available engines carry over from the previous model, accompanied by one new engine. (The previous 6.2-liter V8 has been dropped, and the SVT Raptor and Harley-Davidson specials are in hibernation.)
One V8 and three V6 engines are available for the 2015 Ford F-150 lineup, all with 6-speed automatic transmissions. The base engine is a 3.5-liter normally aspirated V6. Other engines become standard by trim, size and drive wheels, and include a new 2.7-liter twin-turbocharged V6 and a 5.0-liter V8. The 3.5-liter twin-turbo V6 is optional on all models.
The neatest thing about the aluminum truck is that, for most purposes, it works just like a steel one. You'll find it different only if you try to attach magnetic signs or some aftermarket equipment or perhaps in finding a body shop prepared to fix it following a collision. Your kid who wants truck parts when the body rots out will have to wait much, much longer.
While aluminum has taken weight out, Ford put pounds right back in the form of massaging seats, single- and dual-panel moonroofs, locking differentials, hitches, steps or running boards on three sides, and a variety of sensors, cameras and lights. And it's quiet enough we don't think they skimped on insulation.
Every F-150 has competitive room inside, with seat-counts from three to six. Unlike challengers, except the Nissan Titan King Cab, the mid-size F-150 SuperCab has clamshell doors that swing open to the rear. Positively, these are often the easiest way to load kids into child seats, awkward cargo or pets, and allow a longer-cab pickup with a 6.5-foot bed to fit in a standard 20-foot garage. Negatively, they're not as easy to deal with in confined areas, including crowded parking lots, and front-seat passengers must unbuckle before the doors can be opened.
The F-150 driving experience is affected by the wide latitude in materials, equipment and performance across a broad range of models. A base F-150 XL regular-cab pickup with the standard 3.5-liter V6 XL feels a different truck from a loaded F-150 Platinum SuperCrew with 3.5-liter turbo. You'd notice the $35,000 price gain between them just as easily. The priciest model approaches $63,000 without discounts or dealer accessories.
The Ford F-150 competes against the Chevrolet Silverado and GMC Sierra 1500 models, which offer three engines, more power and an available 8-speed automatic; the Ram 1500 with three engine choices, one a diesel, an 8-speed automatic and an air-suspension option; the Nissan Titan with an imminent redesign and diesel engine; and the Toyota Tundra revamped for 2014.
Ford F-150 XL Regular Cab 2WD standard bed ($25,420); XLT SuperCab 4WD standard bed ($37,005); XLT SuperCrew 4WD long bed ($41,215); Lariat SuperCab 2WD standard bed ($38,685); Lariat SuperCrew 4WD long bed ($45,515); King Ranch SuperCrew 2WD short bed ($48,495); King Ranch SuperCrew4WD standard bed ($52,220); Platinum SuperCrew 4WD long bed ($54,680)
The Ford F-150's signature split-level front windowsills, generous blue ellipses and angular sides punctuated by semi-circle wheel openings define the truck so obviously that most people won't need a badge to identify it. And although it appears a wee bit lower overall, the more upright, blunt face better relates to big-brother Super Duty.
Big bumper push-pads and a rectangular grille with dog-eared corners delineate front end and trim level, and there are grille shutters that provide cooling air when needed and less aero resistance when not. A deep front air dam scuffs on pavement occasionally and frequently off the highway, but was still there after we spent a day in the dirt with one.
Headlight assemblies resemble C-clamps holding the grille in place, angled rearward for maneuverability and aerodynamics. There are small aerodynamic aids all-around and aerodynamics have improved, but this still a big box pushing through the air. LED headlamps of upper trims cast a very white light, so much so we'd check aim with a load on to ensure we aren't blinding bats in the trees rather than seeing the road.
Compared with the previous-generation, the windshield on the 2015 F-150 is curved and angled rearward more, the top edge is not straight and is sure to catch a replacement windshield-installer's attention. Side windowsills are deeper for easier drive-through access and level with the bed top, the cab has a little more tumblehome, and the bed sides appear identical to the predecessor with different lights in the same cutouts.
The tailgate is quite thick in the middle and heavily creased, appearing to reach almost as far back as the rear edge of the bumper. A lock is standard, trim panels, badges and decals vary, and the tailgate step now comes out of the lowered tailgate like a drawer and is then deployed. Despite the internal step and lift-assist, the tailgate is still said to be removable by one person. (Be mindful of your back if you remove it; better yet, get someone to help.)
Mid-level-and-up trucks include a rearview camera; on some it shows predictive lines for the sides of the truck and a hitch ball relative to steering wheel angle. All-around cameras are offered, including one in the nose, washed whenever the windshield is washed. It is not low enough to serve as a fish-finder but will be useful pulling out from gated driveways or urban alleys.
Plenty of running boards and side steps ease cab entry or reaching over the bed rails. Bed moldings are typical for double-stacking 4×8 sheets, tie-downs run from simple loops to cleats to industrial rails. LED in-bed lights ease loading operations and LED floodlights in the side mirrors are so bright you want to be sure you have the correct switch before you light up a neighboring campsite tent like a UFO.
The F-150 has a roomy front seat and functional layout, regardless of cab configuration. Dimensionally it is nominally larger than the previous generation, most noticeably in hip and shoulder room, and the lower windowsills aid spaciousness.
Front seats, whether 40/20/40 bench, 40/console/40 or pure bucket seats all proved comfortable, and a tilt/telescoping steering wheel helps proper driving position. Extremes can be expanded with power adjustable pedals, and comfort enhanced with heated/cooled seats and massage to avoid sitting in one position for any length of time. If you seek the quietest cabin, and the F-150 cabs are quite quiet, you will hear the massage and cooling operating.
SuperCab rear seats are good for kids and can handle moderate-size adults in four places; you will not comfortably fit a quartet of six-footers. Outboard headrests offer good whiplash and rear-window protection and LATCH points are easy to locate. On all but the Base XL the door windows roll down.
SuperCrew rear seats are adult size, that quartet of six-footers having knee space and legroom left over; ten inches more legroom than SuperCab. An armrest comes on upper trims, inflatable rear seatbelts (to better cushion small or frail occupants) are available, there are AC vents back edge of front-console models and storage below the left side of fold-up seat cushions.
We found no materials out of place: vinyl flooring on work trucks, easy-clean hard-surface lower trim panels, to real wood and fine leather on top trims. Fortunately, none of the glossy or chrome surfaces direct glare or reflections at the driver.
The dash is dominated by large air vents, which look aluminum-framed on some, sectioning it. The glovebox extends to the door, the center stack controls are climate at bottom, radio/infotainment above, center screen and drive control switches at top. Some have a 110VAC/400-watt outlet (300 watts with the truck in motion) on the right, some a duplicate outlet in back. The differential lock and 4WD switch is on the left of center.
These controls work well, the top models using a touch-screen with Sync and MyFord Touch. This is better than prior generations and work-ability among this, GM's My/IntelliLink screens and Ram's Uconnect will most often come down to familiarity. Our biggest gripe with the F-150 is smallish buttons on the touch-screen that made getting the right one while driving on less-than-smooth roads a hit-and-miss proposition. With any of the telematics systems, charges vary; the SiriusXM Traffic and TravelLink option includes five years of service, SiriusXM radio does not.
The instrument panel locates the tachometer on the left, speedometer on the right, engine, transmission and fuel gauges between. Data screen sizes vary from 2.3 to 8 inches, the largest using graphical representations of the four analog gauges and offering vast quantities of information, from which trailer is connected to how far the truck is leaning over. We verified 21 degrees of side tilt on the trail but you're not usually looking at gauges at that point. These screens are manipulated by thumb controls on the slightly dished four-spoke steering wheel.
Storage areas include big lower and small upper door pockets, glovebox, behind or under seats and on consoles a small bin ahead of the shifter and space under the armrest to put a laptop case or small backpack. It's well-sealed as evidenced by our often having to pull the door twice to shut it all-windows-up (this may be eased slightly in production models) and quiet window motors.
Mirror floodlight switches are handy under the left vent, lights below and pedal and electronic parking brake switch (3.5-liter and 2.7-liter models) below that. Column or console shifters offer the same gear positions and rocker-switch manual up/down selection.
Outward visibility is helped by low-mounted mirrors you can see over and good glass area. Trucks without blind-spot warning or towing mirrors have a wide-angle element in the upper outside corner to eliminate blind spots; towing mirrors range up to power-extend, power-fold, dual-power-element heated units with blind-spot warning and turn signal repeaters. The windshield pillars are none-too-thin and have grab handles built-in and we often found ourselves moving head side to side to look around them and be sure; those sitting closer to the pillars will find this amplified.
This latest Ford F-150 is tacit confirmation that Colin Chapman, the founder of Lotus automobiles who focused on making things as light as possible, was on to something. Previously among the heaviest in the half-ton class, the F-150 is now among the lightest. And it shows in the way it drives, at least without a full load, and EPA ratings.
F-150 has a solid feel and controlled ride; conversation is easy at freeway speeds. Trucks with big holes in the side like the SuperCab tend to have lots of squeaks and rattles but none were evident here, even with just two opposing wheels on the ground. There's little to no flex in the frame either, as those same twisting trails never made the bed move relative the cab in the mirrors.
Our drives were in trucks rated to carry about 1500 pounds, with about 600 pounds of people and messenger bags on board. They rode and stopped well, and went where directed by electric-assist steering. The steering is a bit dull on center, typical of these systems that will compensate for cross-winds and road crown to minimize fatigue, but returned to center well after a corner, added some effort with cornering loads and never lost assist in heavy maneuvering as old hydraulic systems did.
In very brief unladen comparisons, the F-150 felt lighter and more nimble than the Chevrolet Silverado and Sierra did. The F-150 felt lighter than the Ram, but the agility difference wasn't as marked, perhaps because of Ram's coil or air-sprung rear axle and lighter steering feel. At no point did we think any truck not completely under control, nor wonder how many pickup drivers race their trucks through autocross courses.
Maximum payloads are higher than those of the competition, with one F-150 configuration capable of carrying 3,300 pounds. That's typically 3/4-ton stuff, and we'd certainly keep that in mind if we ever get a chance to carry two-thirds of the truck's weight in a single-rear wheel pickup like the F-150.
Top tow rating is 12,200 pounds, eclipsing GM's best by 1.6 percent. Like many pickups, the top tow rating F-150 comes with one engine, the top cargo-carrying truck comes with a different engine. These V8 and turbo 3.5 engines are the ones Ford expects to do the heavy lifting, and one reason they come with a foot operated parking brake. Specific tow ratings are yet to be announced.
We found a mid-length F-150 V8 had no power issues briefly pulling a trailer labeled 10,000 pounds, and it made generous traditional V8 sounds doing it while averaging 7.7 mpg per trip computer. It was competent, though were we going farther we'd have put another link on the weight-distribution bars. Any towing package and integrated trailer brake controller option is worth getting; even if you don't have a trailer, one of your friends does.
Both the Ram and Silverado/Sierra offer more powerful engines, the F-150's weight advantage less an issue dealing with totals in the 16,000-17,000 pound range. Unless it was a twice-a-year move or emergency towing, we'd not choose any half-ton for towing 12,000 pounds. We'd go Super Duty, or one of the other heavy-duty pickups, for that. We'd also recommend carefully checking headlight aim to avoid blinding oncoming traffic, something Ram's optional air suspension takes care of automatically.
Since the F-150 weighs less than competitors unloaded, the engines have been downsized. The base 3.5-liter V6 makes 283 hp and 255 lb-ft of torque, at 6500 and 4000 rpm respectively. Ram's 3.6 V6 is 305/269, while GM's 4.3 V6 favors torque that trucks like, with 285 hp and 305 lb-ft at lower revs. Ford's 3.5 is fine for running around, but will require lots of revs whenever you work it. Using Ford's assertion that torque gets the job done, and our preference for lower-revving truck engines, GM's is our choice for entry-level engines.
The new F-150 engine is a smaller, 2.7-liter twin-turbocharged EcoBoost V6. It is rated for 325 hp at 5750 rpm and 375 lb-ft of torque at 3000 rpm, likely compared to GM's 5.3-liter V8 (355 hp, 383 lb-ft), Ram's 3.0-liter V6 diesel (240, 420) and Toyota's 4.6-liter V8 (310, 327). It comes with auto start/stop smoother than many, to save fuel at traffic lights and drive-throughs. If you don't see the auto-stop message you may notice the oil pressure gauge drop a few seconds later, obviously not a very accurate representation of actual oil pressure. If left idling, most of the engines will shut themselves off after half an hour.
In a 5600-pound package the 2.7 is more than capable, delivering V8-like power at lower-than-normal V6 revs and noise. At full throttle it shifted from 1st to 2nd and 2nd to 3rd at 6200 rpm, in the tachometer's red zone, not into third gear until well past 70 mph. It cruises at highway speeds between 1500 and 1800 rpm and will tackle most moderate climbs downshifting no more than one gear. On the trail you may notice less downhill engine braking than a 3.5 and it doesn't have quite the idle creeping power, but power builds very predictable and progressively when throttle is applied. Top tow rating for the 2.7 is 8500 pounds; we had no opportunity to tow with it.
With auto start/stop worth one EPA City mpg and two sets of grille shutters the 2.7 is aimed at being the fuel economy leader. EPA ratings are yet to come, but we're anticipating 19-20 city and 26-27 highway, best in class except for Ram's diesel. We averaged 18 mpg with the 5600-pound truck/occupants over rolling highways at 35-70 mph, and posted a highway leg of almost 23 mpg.
Two things must be kept in mind for fuel economy. One, your driving habits will have a far bigger effect than anything the truck does. Two, a lighter truck needs less power to move it but if you use those 325 hp available you are going to use more gasoline. Long-term evaluations have put the 365-hp 3.5-liter EcoBoost V6 mileage within one mpg of Ford's 360-hp 5-liter V8 and slightly behind a 395-hp Ram 5.7 V8 in similarly configured trucks.
The next step up and standard on many larger F-150 is the 5-liter V8. Ratings are up by 25 hp and a few lb-ft from last year to 385/387, the sound authoritative, and throttle response crisp to better spin the tires free of mud buildup. Output falls between GM's 5.3 and 6.2, a bit less than Ram's 5.7 or Tundra's 5.7, and more power but similar torque to a 5.6 Titan.
Top power and optional on virtually any F-150 is the 3.5 twin-turbo V6 EcoBoost. At 365 hp and 420 lb-ft, it has Ram diesel torque and almost Hemi horsepower, but can't quite match GM's 420-hp, 460 lb-ft 6.2. There is potential for more as the 3.5 in a Lincoln Navigator, which weighs more but tows less, is rated 380/460.
Every engine comes with a 6-speed automatic with tow/haul mode and works as it should; economy programming meant we often used Sport mode for undulating roads to keep gear-changing to a minimum. In most the top gears can be manually locked out in D using the thumb switch, and in M the selected gear is held even at full throttle unless the truck slows below idle speed or stops.
Axle ratios vary by engine and trim, but don't reach the 4.10:1 offered in Navigator. The most performance oriented ratios, which don't lower real-world economy much in the city, are offered only on heavy load or towing packages. You can't combine an off-road package with shorter axle ratios handy in four-wheel drive. A lockable rear differential is offered in 2 and 4WD; it automatically unlocks at more than 20 mph and re-locks below 20mph as long as it's switched on.
A rear camera is offered on most, all-around cameras available on most upper trims. With those all you need to watch out for backing in somewhere are low-lying tree branches that might not be in camera view. The new parking assist feature will help find an adequate space and parallel park a F-150 requiring the driver only to
brake and shift. But use caution if you're spatially challenged as the same F-150 will not get you out of the parking spot.
The Ford F-150 does what you expect of a pickup, and when used more like a car than a truck gets better mileage than before. Debate will go on for years about the switch to aluminum but for most owners this is irrelevant. What is important is the variety of choice, available safety systems and that it works.
NewCarTestDrive.com correspondent G.R. Whale reported from Dallas, Dearborn, the Texas Hill Country and Los Angeles after test-driving many F-150 models.
These reviews are written by independent automotive journalists providing an objective and reliable assessment to help you make a smart buying decision. 2015 Ford F150
Search all used 2015 Ford F150s
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If you're in a relationship with someone who seems to get angry at you frequently, or even really angry once in a while, there's a really good chance they're afraid of something and don't even know it.
Your girlfriend or boyfriend sees you talking to someone during lunch and suspects you are flirting with that person even though you aren't. They come over and start glaring or even accusing you in an angry or sarcastic tone. Or maybe they begin to flirt with someone else in front of you to try and make you jealous. Maybe they give you the "cold shoulder".
The person seems angry or distant, but what is this person really feeling? If you think about it, the person is really afraid you're not interested in them anymore or that you may want you to leave them. They're also too afraid to be honest or to admit that they're insecure. They may not even be aware of their own fear.
The bottom line is usually this: Frightened, insecure people often seek power, and sometimes they may become verbally or even physically abusive to get it. From their angry and blurry perspective, they think you're doing something to hurt them, and now they are going to get you back or put you in your place.
When somebody becomes abusive, critical or controlling, it's a strong indication they're not very happy or secure with themselves. So, it makes sense that if somebody isn't very happy or secure in a dating relationship, they're probably not very happy being alone either.
Family Life Center advocates care about you and are here to help, 24 hours a day, seven days a week.
If you feel that you may be in an abusive relationship, or if you think you may be an abuser, please call (386)437-3505 today to speak confidentially with one of our specially trained advocates. | {
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D.R.E.A.M is a new character-driven audio drama following the lives of four test subjects venturing into a new virtual reality environment. Episodes explore both interactions between the subjects, as well as the effects the virtual world has on their real-world selves.
We are currently casting for the role of Emma who is a main character and in nearly every episode. This role will be paid at a rate of $10 per episode initially, with potential raises in the future as we get funded. This role will be mostly absent in season 2, and then present again in season three, so this is an extended project.
As with everything, good audio quality is essential. Submissions will be through Google Drive and direction will be done through Discord, so you will need to either already have, or get an account with both of those. Payments will be sent through paypal.
Recording sessions are scheduled for 90 minutes per episode to allow for retakes and direction, but Emma is not in every episode (she is in 9 out of the twelve episodes of season 1). If you let the episode director know in advance, then multiple, smaller, recording sessions are acceptable.
If you have any questions you can message me here.
Ember Napper is a college student who just turned 21 years old and goes by the name Emma (her parents were "like, so embarrassing" and wanted her to have a "unique" name). Emma is a party girl at heart, and not a particularly bright one at that. She barely knows what the study is about and agrees to participate due to wanting to take a leave of absence from school anyway, where she is failing. Emma is friendly but loud and gets on the nerves of her fellow participants, especially Stephen. She is pretty much always bubbly, and one of her defining characteristics is her naiveté.
Preferred vocal range: Medium to high.
Because I kind of want to take a break anyway, I mean, I'm kind of failing? Kind of. I might be missing a final right now, actually.
Yeah! I could pay for school myself and not have to hear my parents complain about wasting their money when I fail my classes! And I could quit my stupid job since that's like more than I would make there in six years. | {
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Home Appointment Praveen Vashista gets extension as Additional Secretary in Ministry of Home Affairs
Praveen Vashista gets extension as Additional Secretary in Ministry of Home Affairs
The central deputation tenure of Praveen Vashista (IPS:1991:BH) as Additional Secretary in the Ministry of Home Affairs has been given extension for a period of one year.
The central deputation tenure of Praveen Vashista (IPS:1991:BH) as Additional Secretary in the Ministry of Home Affairs has been given extension for a period of one year. According to an order issued by the Department of Personnel and Training (DoPT), the Appointments Committee of the Cabinet has approved to extend deputation tenure of Mr. Vashista for a period of one year beyond 14.01.2023 i.e. up to 14.01.2024 or until further orders, whichever is earlier.
Additional Secretary MHA
Bureaucracy news
Praveen Vashista IPS
Previous articleArun Baroka gets addl. charge of Secretary, Department of Pharmaceuticals
Next articleACC clears empanelment of 33 IPS officers for IG level posts | {
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We are Soni & Noorie Grewal - identical twins, born and bred in London.
Find us on :
Blog: @grewaltwins
Clothing Line: @_sukhmanhernoor_
@grewaltwins
Grewal Twins
May 15 Sundeep Singh Maan
Sukhman & Hernoor
We have always found it difficult to answer the age-old question, 'So…what do you guys do?' when we meet anyone for the first time. That's because it's not any one thing that we do. What we do for a living 'to pay bills etc' is one thing, and certainly isn't exciting for us. But what we do for a fulfilling life is how we like to answer this question: to immerse ourselves in many different creative projects - much like our featured artist for this month from Wolverhampton, Sundeep Singh Maan.
From writing Punjabi poetry, Punjabi scripts, modelling, cooking and having an eye for a well-tailored suit, Sundeep is a fine example of a man of many talents. Oh, did we mention Sundeep's also studying for a PhD in Child and Adult Psychotherapy?…Who said men can't multi-task?!
Tell us about Sundeep Singh Maan
Well…ha now that's a question! Sundeep Singh Maan is someone I am still figuring out myself to be honest…! I am just a normal everyday guy pursuing my passions and interests and learning a lot more about life and me as a person whilst doing so. That's what I think is nice about this journey…it's important to evolve as a person and that happens through new experiences!
You are a multi-talented man, from cooking, poetry, dressing impeccably, modelling and scriptwriting – all whilst studying for your PhD! How do you balance your time in studying and doing what you love?
Not very well! Seriously, I do not know the answer to this…it just seems to all happen one way or another. I tend to leave things right till the last minute…but I think that pressure is what fuels me to complete whatever it is I am working on at that moment in time. Although, writing a thesis at 1 am is perhaps not the best way to go! I like to have a few different projects to concentrate on at one time…be it an academic journal to a day spent making saag in the kitchen…I like to be able to have a variety of different interests to pursue.
You have grown up predominantly in the presence of females; do you think this has influenced your work, your style, studies and writing at all?
Most definitely. My writing in particular seems to always focus around female characters or talk about issues concerning women. As a writer, you draw upon your experiences and create your stories and I have observed a lot of the women that have raised me…but I am also a man, so I'm writing about women from a male perspective…which can be both great and dangerous at the same time!
Tell us about your play, and why you decided to share your mother's story on stage.
Well, A Storm in a Chai Cup has been in development for five years now through various writers programs, namely the Royal Court and Theatre Writing Partnership. It has always been a story I wanted to tell and is an amalgamation of both fact and fiction. It's been a long journey to finally getting funding from the UK Arts Council to back the project but I am glad it is now making it's debut.
As for it being my mother's story, A Storm in a Chai Cup is inspired by my Mum's life for sure…but it's actually the story of generations of women, especially Asian women…I think if you talk to any woman from the era that the play is set in - the 80's - their stories will all have a common ground, reflective of the attitude towards women back then. I have heard so many stories about the stigma of divorce in the Asian community and that is why I wanted to tell this story…it's an honest attempt to portray a reality and to hopefully make people think about the attitudes we have towards women.
Why is Punjabi culture so important for you, and how do you feel you are contributing to preserving aspects of it?
See Punjabi culture for me is synonymous with poetry, colour, tradition and nostalgia. That is what grabs me. We have such a rich culture that unfortunately is not being preserved and that's not just outside India but in Punjab too. I think the aspect of Punjabi culture that I am passionate about is perhaps romanticised, akin to all the depictions we see of it in paintings and films…but the harsh reality is Punjabi culture today is very diluted. My attempt to preserve the old world charm of it is merely through writing or attempting to understand the many masterpieces that are prevalent in Punjabi literature, Amrita Pritam, Rajinder Singh Bedi, Waris Shah for example…
What challenges do you face on a day-to-day basis in all your artistic ventures?
I think it can be quite overwhelming and disheartening when you start a project and midway you lose that initial zest that you had for it. That has happened to me many a time. The challenge then is to rediscover what it was that made you feel excited about it in the first place. Art evolves through time and patience but I've learnt it's a good idea to have an understanding of how you are going to shape your project, what it's arc is and where you hope to take it to in order to deem it as finished.
The process may unleash new discoveries but it's still good to be able to steer the work in a certain direction rather than letting it consume you.
How do you like to unwind after a long day of pouring your energy into your art and studies?
Old hindi songs, bhangra or really bad cheesy Hindi songs that most people would cringe at! Music is all about escapism as well as film and I love getting lost in both. I find cooking therapeutic too or even a good dance to some energetic bhangra tunes.
What's your motto?
Hmmm…be yourself, everyone else is already taken! Although, that is not always easy to live by I must admit. There are times when you question if your path is the 'right' one or your choices are not typical of the society you live within. I think we are all guilty of trying to conform at some point or another in our lives…but I've learnt that I'm happier when I am actually being me…!
My grandmother and my Mum. They inspire me and motivate me. I think I drive myself, I want to continually better myself…personally, professionally and emotionally.
What makes you feel good?
I can feel really good around nice company, the company of people that inspire you and bring good energy. Equally though I can feel just as good all on my own, in my own world, with a good book or film and nobody to interrupt. I think it's important to have both, the ability to be happy with others but also just with yourself…as for things, chocolate is a good one to make me smile or if you really want to win me over…home made samoseh!
What's been your greatest struggle, and how do you generally overcome negative emotions?
I think my own journey personally has been a great struggle. By that I mean finding who I am, discovering my own emotional capacity and how that affects not only me but those around me too…that's a journey that should also be ongoing in my opinion but sometimes it's difficult to accept your shortcomings and also give yourself credit for all the good things you can do!
Negative emotions…well my Phd is helping me understand those a bit more! I think to overcome any negative emotion, first it has to consume you…and the trick is not to let it get that far in the first place…that's where the hard work has to happen.
How have your family and friends encouraged you to pursue what you are doing?
My family are always very supportive. They have become very used to me now doing lots of random projects here and there but I am very lucky that they never hinder me, in fact they are the first ones who tell me to keep going…! Friends are equally supportive, I am lucky to have some really nice people around me who push me to better myself and are genuinely happy for me. Much like both you girls Hernoor and Sukhman! We have had many a conversation where you have both encouraged my work…so I can say it officially in black and white…thank you!
Where do you draw inspiration from?
Inspiration for me can come from anything, a song, a sentence someone says, a person sat on the train…personally, I am inspired by work that has a purpose, it speaks to you and leaves you thinking. That's what inspires me to create.
shaadi.com campaign
For honest reviews on the latest Bollywood/Punjabi film, tempting foodporn pics and updates on Sundeep's creative ventures, go follow him on Instagram!
grewal twins, sundeep singh maan, maan saab, shaadi.com, a storm in a chai cup
Identical twins.
Born and raised in London, UK
The GREWAL TWINS blog is the space we retreat to - away from the working world of the 9-5 routine - and where we channel all our creative visions; from writing, singing, photography and everything else in between
shop: @_sukhmanhernoor_
[email protected]
May 21 Shop Bees
Apr 17 HARRODS, Knightsbridge | {
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Info Page: Fences
Here is all the information you need about "Fences" on Canadian Netflix. Details include the date it was added to Netflix in Canada, any known expiry dates and new episodes/seasons, the ratings and cast etc. So scroll down for more information or share the link on social media to let your friends know what you're watching.
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Great news! "Fences" is available to watch on Netflix in Canada!
Date Added: 1st September 2020
Want to keep forever? Try looking for 'Fences' on Amazon.ca (paid link)
24/08/2017: Added to Netflix
24/02/2019: Removed from Netflix
01/09/2020: Streaming Again
A once-promising baseball player who was denied a shot at the big leagues because of his race comes to terms with his life in 1950s Pittsburgh.
Certificate: PG-13 Thematic elements, language and some suggestive references
Duration: 2hr 19m
Audio: German, English - Audio Description, English [Original], Spanish, French, Italian
Subtitles: German, English, Spanish, French, Italian
Director: Denzel Washington
Cast: Denzel Washington, Viola Davis, Stephen Henderson, Jovan Adepo, Russell Hornsby, Mykelti Williamson, Saniyya Sidney
Production & Box Office Details:
"Fences" was produced by Paramount, Scott Rudin Productions, MACRO, Bron Studios and Escape Artists with a budget of $24m. With it's initial release on December 16th 2016 it made approximately $64.41m at the Box Office.
Watch the trailer for "Fences"
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This title is available on Netflix in Canada
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Jay Powell, the Fed chair, has been praised for how he used the central bank's powers to steer the economy through the pandemic. 1.Political Factors: Banking sector is being stand within the government. Banking sectors are mainly affected by the government laws. The government can. Banks must and can contribute significantly to overcoming this global economic crisis. Whatever 'normal' may mean in the future.
: Future of banking industry in india essay
Future of banking industry in india essay
WWW WALMART CREDIT CARD
WALMART ONLINE DEALS
Future of banking is a digital business model
The banking industry of the future will look radically different from what it is today driven by some evolutionary changes. It would be safe to say that the future of banking is 'Digital'. The pandemic has reshaped our lives from how we shop, travel, work, to even how we bank, and has also driven a change in consumer behaviour. Driven by the pandemic, the social and economic landscape has been radically reshaped while customer needs and expectations continue to dynamically evolve.
Consumers have become more demanding of digital experiences. The pandemic has only amplified the need for easy access to banking products, services and information. Given most customers are now comfortable using online channels, the traditional 'customer american banking association aba routing number for physical proximity of branch would now be influenced by personalization and customization provided through digital offerings. Some of the key purchase drivers would be 'Value for money', 'Ease of buying', 'Personal safety', 'Customer Experience' and 'Personalization'.
Globally, the market has been flooded with a new wave of growing neo banks. Unlike traditional banking, these are not burdened by legacy technology and are operating with greater agility, neo banks can offer personalized experience and seamless interaction craved by a generation who demands a smart digital experience. Neo banks have not yet become the primary banking service for the customers and customers fall back on traditional banking channels only for primary banking. Having said that, the traditional banks will have to scale up in terms future of banking industry in india essay their offerings and services to cater to their customers with changing behaviours which can be achieved by going 'Digital'.
For most of the traditional banks, security and cost-efficiency are strong motivators for going digital. With an increasing number of specialized banks and FinTechs, competition for acquiring new customers and retention of existing customers has never been higher. The advantage these traditional banks have over the specialized banks and FinTechs is that they have a 360-degree offering in terms of products and services. They just need to adapt to the customer-first approach in this ever-changing environment to continue to lead the space.
Several emerging technologies will combine to redefine the bank-customer relationship forever. We expect to see a rapid uptake of open banking approaches and models as people become more aware of the benefits it can provide to consumers and small to medium enterprises viz. the ability to quickly understand their financial position, explore alternatives and make better financial decisions. As technology reshapes how we live and communicate, this will have an impact in several ways including a hyper-connected world as the norm, open banking services, engagement as a service and the rise of the 'super-app'.
Super apps as emerging technology essentially serve as a single portal or app to a wide range of virtual products and services. The most sophisticated apps bundle together online messaging, social media, marketplaces and services. One app, one sign-in, one user experience, for virtually any product or service a future of banking industry in india essay may want or need.
Emerging Payment Technologies
For the longest of time, traditional banks were the kings of payments. Throughout the debit card era and well into the digital era, banks held a virtual monopoly over the payment's ecosystem. This landscape is also changing and over the past few years, we have seen the rise of a range of new payment service providers and UPI emerging as a major payment option for most Indians. Some payment platforms have created vast 'merchant' networks through their online presence and partnerships with some of the bigger platform players. Others have found a niche in their own areas, often responding to specific customer pain points in the payment environment. The industry would see several payment options which would dominate the future broadly revolving around Biometric Authentication, Invisible payments, Voice enabled payments, Face recognition, QR Code Payments, etc.
Technology will continue to evolve at a rapid pace and emerging concepts such as augmented reality and distributed ledger technology will further redefine banking services. The above technologies will combine to redefine the bank-customer relationship, making banking more personalized across customer devices. Now, with low code development, ease of integration capabilities and cloud, the technology element of digital transformation is no future of banking industry in india essay the difficult part. The signals of change are driving an evolution across the retail banking sector, and our research tells us that in order to achieve profitable growth banks will need to pivot to a digital business model ecosystem to succeed.
The author is Partner and Head, Financial Services Advisory, KPMG in India. Views are personal.
(For front-line insights on how the future of banking, digital payments and markets will look like tune in to ET India Inc Boardroom from 22-26 February and hear from CEOs and thought leaders. Register now on www.etboardroom.com.)
(Disclaimer: The opinions expressed in this column are that of the writer. The facts and opinions expressed here do not reflect the views of www.economictimes.com.)
(Catch all the Business News, Breaking News Events and Latest News Updates on The Economic Times.)
Источник: https://economictimes.indiatimes.com/industry/banking/finance/banking/future-of-banking-is-a-digital-business-model/articleshow/80923490.cms
The World Bank In India
THE WORLD BANK GROUP AND INDIA
The World Bank Group's (WBG) over seven decade-long partnership with India is strong and enduring. Since the first loan to Indian Railways in 1949, the WBG's financing, analytical work, and advisory services have contributed to the country's development. International Development Association – the WBG's soft-lending arm created for developing countries like India - miwam www michigan gov uia supported activities that have had a considerable impact on universalizing primary education; empowering rural communities through a series of rural livelihoods projects; revolutionizing agriculture through support of the Green and White (milk) Revolutions; and helping to combat polio, tuberculosis, and HIV/AIDS. In FY18, the relationship reached a major milestone when India became a low middle-income country and graduated from International Development Association financing.
The WBG's present engagement with India is guided by its Country Partnership Framework for FY18-22 (CPF). The CPF builds on the decades-long partnership and seeks to address the country's development aspirations and priority needs identified in the Group's Systematic Country Diagnostic for India. It aims to work with India so that the country's rapidly growing economy makes much more efficient use of resources; fosters inclusiveness by investing in human capital and generating more quality jobs; and develops strong public sector institutions that are capable of meeting the demands of a rising middle-class economy. The CPF's approach combines a focus on 'what' the WBG will work on and 'how' it will engage India in the process.
What will the WBG work on?
Promoting resource-efficient growth, including in the rural, urban, and energy sectors as well addressing disaster risk management and air pollution;
Enhancing competitiveness and enabling job creation, including improving the business climate, access to finance, connectivity, logistics, skilling, and increasing female labor force participation;
Investing in human capital through early childhood development, education, health, social protection, and rural water supply and sanitation.
How will the WBG amplify the impact of its work in India?
By leveraging the private sector
By harnessing India's federalism
By strengthening public institutions
By supporting Lighthouse India to foster knowledge exchanges within the country and between India and the rest of the world.
In all its activities, the WBG will seek to address climate change, gender gaps, and the challenges and opportunities afforded by technology.
WORLD BANK GROUP PROGRAM
The World Bank's lending program includes 92 lending operations ($22.8 billion in commitments, of which $17.7 billion is IBRD and $5.1 billion is IDA, and $0.1 billion is from other sources, primarily grant funding from the Global Environment Fund).
Roughly future of banking industry in india essay third of the operations and around 56% of commitments are either to central or multi-state operations, while the remainder consist of state-specific operations in 21 of India's 28 states.
The three largest portfolios are Agriculture (15 operations totaling $3.7 billion in commitments), Urban Development (17 projects totaling $3.2 billion), and Transport (10 projects totaling $2.9 billion).
In FY21, the Bank approved 14 operations amounting to $3.16 billion. Of this, $2.65 billion is lending from IBRD and $0.5 billion from IDA (recommitted from cancelled IDA programs). There is a robust pipeline for FY22, which is expected to deliver around 20 operations with total commitments of $3 - 4 billion.
For the IFC, India is the largest client country, accounting for 10 percent (US$6.3 billion) of its global portfolio. Since its first engagement in 1958, IFC has invested more than US$24 billion (including mobilization) in more than 500 companies in India. India is the sixth largest shareholder in IFC with a 4.01 percent stake.
The World Bank and IFC work together in several areas, most notably in energy, transport, water and health. IFC-Bank synergies have been particularly strong in raising financing for renewable energy, supporting the Government of Madhya Pradesh in setting up one of the largest single-site solar power project that provides solar power at record low cost. IFC and the World Bank had a similar collaboration under the government's flagship Clean Ganga program for sewage treatment plants using hybrid annuity-based PPP projects. IFC led the PPP mandate while the World Bank loan is helping provide payment guarantees to increase the private sector's participation in the sector.
The Multilateral Investment Guarantee Agency (MIGA) does not have exposure in India. MIGA has been working closely with the Ministry of Finance to provide credit enhancement solutions at the state-level and state-owned enterprise (SOE) level. This will enable state capital one full site on mobile and SOEs to utilize long-term commercial financing, which can complement concessional lending provided by mcb multilaterals and development finance institutions.
The WBG has a wide-ranging program of Advisory Services & Analytics. The program informs policy debate, provides analytical underpinnings and learnings for operations and strategy, facilitates the scale up of innovative solutions, and helps to improve state capability. As of October 2021, some 18 analytical studies and 15 advisory activities were ongoing. Key areas of focus include poverty and macroeconomic analysis, financial sector reform, enhancing human capital including universal health coverage and gender, air quality management, as well as state capability and governance.
Источник: https://www.worldbank.org/en/country/india/overview
What is digital banking?
Digital banking is the digitalisation of banking services in order to reduce risk, improve efficiency and better serve customers. It allows customers to withdraw money, apply for loans, make payments online or on their smartphone and more. Looking to the future of banking, digital is no longer an option for firms who wish to survive - it is a must.
When it comes to retail banks (rather than corporate or investment banks) going digital, there are two elements: digitisation and digitalisation. "Digitising means converting into digital format anything which is currently manual or paper-based," says Simon Paris, chief executive officer of fintech company Finastra. "Whereas digitalising is a whole new way of thinking."
Once digitisation is complete, banks can start exploring revolutionary business processes which were not available to them before, from iris recognition to artificial intelligence to offer superior banking services.
Digital banking simply makes life easier for consumers - Ian Bradbury, Fujitsu
The future of banking is digital
While security and cost-efficiency are strong motivators for banks, the true value of digitalisation is what it can do for the customer. "Digital banking makes life easier for consumers," says Ian Bradbury, chief technology officer for financial services at Fujitsu. "People are increasingly enjoying the simplicity of managing all their finances in one place, setting up automatic payments or making deposits, any time and anywhere, without the need to queue in a bank."
And with an increasing number of challenger banks and fintechs in the game, competition for the customer has never been higher. As Flavia Alzetta, chief executive officer of digital banking company Contis points out, traditional banks have an advantage in both the range and complexity of the products they offer. "Traditional banks have a 360 degree offering. If they were to put the customer first, they already have a cit group address strong base to continue to occupy their place."
More importantly, they have an existing clientele, which many of their younger competitors are still trying to build. "The customer is king and very expensive to acquire. Banks need to realise that if you look after customers they will reward you with loyalty," continues Ms Alzetta, "customer expectations have evolved over the years, and there is no reason why they should not be met."
What is omnichannel banking?
Omnichannel banking allows a customer to access their banking services, in real time, through any channel they choose, be it the physical branch, an ATM, a call centre or online. Implementing it means allowing customers the freedom of choice to access their finances anywhere, at any time, via any medium.
"Choice is the way forward, always", says Ms Alzetta. But, she continues, although retail banks have begun to embrace an element of omnichannel banking, it has yet to develop to its fullest. "Omnichannel banking has been implemented mostly in terms of transactional activity. What would be a real novelty would be to rethink the most complex products and services banks provide, such as mortgages."
The opportunities, should traditional banks fully embrace omnichannel banking, are extraordinary. In essence, it could mean a comprehensive, joined-up experience for the customer, at every stage. "If you call up to enquire about a credit card, and say 'I've got a question about my mortgage too', you shouldn't be transferred," says Mr Paris. "When you go into the future of banking industry in india essay and tell them you've been speaking to someone on new build homes for sale phone, they shouldn't say 'you've got to go back through the call centre, because I've got no idea what you've been doing'. It goes-hand in-hand with open banking."
Often the biggest challenge for traditional banks is not the customers, but maintaining a technological DNA. You can't push the job onto the CIO or CTO any more, the full board have to be involved in technological decisions - Matthias Kröner, the Fidor Group
Open banking means using open data to move towards greater transparency and ease for banking customers when they use various financial services. Open banking means that customers will be able to access all financial services in one place - whether they are looking for a loan, a mortgage, or to pay their bills.
This revolutionary idea is often tied to a piece of European Union legislation, known as the second Payment Services Directive (PSD2). PSD2 requires banks to open access to a customer's data and information, if authorised. The desired goal for the customer is greater ease when it comes to account services and payments. For example, when buying something online, PSD2 will mean the consumer will not be redirected to Paypal in order to pay through them.
Although it is impossible to talk about open banking without mentioning PSD2, the two are not synonymous. Where PSD2 regulates how banks must act, open banking fundamentally means embracing a new mindset entirely, one which puts the customer's needs right at the heart of banking.
What open banking will do for customers
If implemented correctly, open banking will help retail banks return to their roots as providers of financial services.
Rather than offering customers unwanted credit cards or unnecessary overdrafts, retail banks could use their platform to assemble a number of financial services and personalise them for the customer.
Take the example of buying a house. A mortgage is a product, the financial service is helping you to buy. Open banking would allow financial institutions not only to sell the customer a mortgage, but the most competitively priced one, as well as offer insights on house prices in the area, provide home insurance and find the best deal on gas and electricity. "The point is that none of these needs to have come from my bank" says Mr Paris. "What my bank has done is assemble the products and services which make sense for me."
Banks are now presented with more chase atm cash withdrawal limit than ever, and are facing an exciting future - Ian Bradbury, Fujitsu
Becoming a digital bank: Bank Leumi and Pepper
Bank Leumi, Israel's oldest bank, was so convinced that the future of banking meant better serving customers, they were willing to spend time and money, and even cannibalise their own clientele, to create a mobile bank from scratch.
When Rakefet Russak-Aminoach joined as chief executive officer in 2012, she decided the existing digital strategy was not transformative enough. "The retail banking model - where people visit branches and consult bankers in person - is passé. Digital tools have become people's first choice."
They decided not simply to digitise Bank Leumi's current operation, but to replace all of the bank's core IT legacy systems and build their own product on a new technological platform. "We could just have created Leumi.com," explains Ms Russak-Aminoach, "but that would have been a digital skin covering an essentially non-digital body. We believe you need a fully digital body to grant your customers the experience they deserve."
The result was Pepper, Israel's first mobile-only bank. Crucially, although Pepper was a new digital entity, it was built on the reputation and customer base of Bank Leumi, thus circumventing the trust issues digital banks often encounter.
"Customers have said that they would trust a tech giant like Amazon to be their bank," says Pepper's chief executive officer, Michal Kissos Hertzog, "but when it comes to it, many prefer a more traditional option. Luckily Pepper gets the best of both worlds, we have different people, different DNA, a different strategy, but we took our cybersecurity and our reputation from Leumi."
What can traditional banks learn from fintechs?
What Bank Leumi and Pepper teach us is that both traditional banks and fintech companies have their strong suits, although interaction between the two has had mixed results.
Mr Paris believes the relationship has gone through three phases. The first saw traditional banks detect fintech as a threat and attempt to squash them through regulation. The second came as the banking industry recognised the true value of fintech and set out to partner with or acquire them. We are now in the third phase. "Banks realise that simply acquiring a fintech company does not solve the problem, as the relationship is still one-to-one. What is needed is for a future of banking industry in india essay to have access to thousands of banks and vice versa."
The question is, will traditional banks consent to learn from or work with fintechs in any real sense? Matthias Kröner, founder and former chief executive officer of the Fidor Group, one trustco bank credit card login Europe's first digital banks, thinks not. "I don't think a big bank corporation is culturally able to deal with innovation", he says. "It's a question of compliance. In order to embrace the innovation of fintechs, you need a special governance structure that allows for a fail-fast, laboratory approach. Traditional banks are too afraid of risk."
One challenge for fintechs is keeping the innovation level high. The bigger an organisation gets, the more you have the tendency for everyone to lean back - Matthias Kröner, the Fidor Group
So what is the future of banking? It is certainly digital and, as a result, more open, more transparent, more ambitious. Most importantly, it lies in the hands of the customer. Any financial services provider looking to make it to 2030 must embrace this truth, and use all the digital and technological tools at their disposal to make their offering as customer-centric as possible.
What does the future of banking look like, according to the experts?
Ian Bradbury, chief technology officer for financial services, Fujitsu
"The next wave of digital banking solutions, enabled by advanced data analytics, APIs and Open Banking legislation, will go much further. We will see a seamless incorporation of financial and pseudo-financial services into daily activities, both digitally and in the physical world."
Simon Paris, chief executive officer, Finastra
"My vision is that banking will go back to what it was born for. To provide a financial service. To help people and businesses unlock their potential. Instead of being about how many products per customer you have, it will be about customer's exchanging their personal data for better service. You tell me how much you drive, and I'll decrease your car insurance. You share your smart watch data and I'll decrease your life insurance."
Matthias Kröner, founder and former chief executive officer, the Fidor Group
"Customer demands for innovation never changed a market as much as south mountain state park camping in regulation, like we've had with open banking. PSD2 is finally forcing the banks to be customer-centric. It will mean an easier and better life for customers. I'm absolutely convinced of this. If we combine the success of data with AI and machine-learning - the sky is the limit."
Flavia Alzetta, chief executive officer, Contis
"In terms of payments, I think the shift from physical assets to virtual or no assets will be very visible over the coming years. I spent 14 years at Amex, and I think the physical card will disappear. The more innovative payment options coming up - such as biometrics - will simplify payments immeasurably."
Rakefet Russak Aminoach, chief executive officer, Bank Leumi
"10 years from now the retail banks which take the right steps will be much more significant than they are today, and some will have ceased to exist. I don't think we will have one bank like one Amazon or one Google, I believe that we will have local winners. Regulators are a local thing, as are currencies, so I don't think we'll have one bank for the whole world, but I believe that, in each market, we will have a huge winner who will do the right thing and take a large part of the market."
Michal Kissos Hertzog, chief executive officer, Pepper
"The CEO of AirBnB was asked a similar question. He said it doesn't really matter what AirBnb offers in 100 years - whether it is still a question of booking rooms online or not - if their DNA and culture stays the same, then AirBnb will stay relevant. Banking changes south dakota state tax the time, the value proposition and user experience will change. Banks which will can change and stay relevant will survive, and the others will not."
Источник: https://www.raconteur.net/finance/financial-services/future-banking/
How banking will change after COVID-19
Life for many of us has changed beyond recognition compared with just a few months resort realty kitty hawk nc – and one of the biggest changes has been doing electronically what we had historically done more in person. That means video conferencing for meetings and socialising, shopping online, digital banking, and so on.
The question is how much of this change will prove to be permanent versus how much is temporary. If COVID was to end overnight, would old patterns of behaviour return or would new habits become permanent?
For the banking industry the answer is probably more towards permanent change. There has been a lot of news coverage – including about HSBC – highlighting how COVID has driven established banks to accelerate their digital programmes. There's some truth to this: we've had to prioritise enabling customers to complete the most common service journeys remotely, such as resetting PINs, changing loan terms, paying for groceries or filling in forms electronically.
Pandemic hastens digital economy
COVID-19 has accelerated a switch to online living. What could it mean for societies worldwide?
According to research by RFi Group, the financial services insights provider, 71 per cent of consumers globally are now using digital banking channels weekly – a 3 per cent year on year increase – while daily use increased 6 per cent in the same period. In the UK – where 73 per cent of consumers are using digital banking channels weekly, above the global average – there was also a sharp rise in mobile banking use monthly from 52 to 57 per cent of people between 2H 2019 and 1H 2020.
It is clear that COVID alone hasn't suddenly caused the shift to digital, rather it has simply accelerated it as more and more people have digital ecosystems as part of their lives. For instance, the shift away from cash towards digital payment methods has been building gradually for years.
According to UK Finance, just 23 per cent of all purchases made in the UK in 2019 involved cash, and over 70 per cent of the population shopped online last year. Even without COVID, these trends were expected to accelerate in the next few years. The World Economic Forum recently predicted that 50 per cent of goods consumption could be made online in many developed markets by 2030, and UK Finance expects just 9 per cent of payments in the UK to be made using physical currency by 2028.
So, if we were to make some predictions about what banking will look like post-COVID, they might be like this:
1. Even more day-to-day banking via digital
The transition towards digital was inevitable for routine activities – checking balances, payments and transfers, even credit card applications. Many of these activities are habits, and once habits are embedded they are unlikely to change. So, with even more people banking this way because of COVID, these routine activities will stay digital.
2. Customers still go to branches for important life moments
As COVID fades, people will still have a psychological need for human interaction at important life moments. People need to feel reassured when it comes to life events like sending a child overseas for education, managing generational wealth transfers, establishing a wealth plan, bereavement or buying a home. This means we can expect some return to "normal" post-COVID – and branches will see future of banking industry in india essay significant proportion of this type of activity. What remains to be seen is how far people will be willing to use video conferencing as part of this, which may in turn depend on factors like how long social distancing remains.
3. Bank branches become more like service lounges
The way branches look and feel will change. Branches will become less about rows of tellers managing daily transactions, which can now be done online – and more like service lounges. Agents will be on hand to guide customers through transactions on why is olive oil so good for you own devices, and space will be broken up into more casual seating areas for deeper private conversations. Changing the layout of branches in this way will also support any ongoing social distancing.
4. Regulatory collaboration on digitisation accelerates
Regulators and banks were able to work together to rapidly help customers keep banking during the early days of COVID – including collaboration to support greater availability of digital and video banking services in some markets. We predict that this cooperation will grow as digitalisation continues to accelerate and evolves into new areas like AI and machine learning.
5. Established banks compete like challenger banks, and form more partnerships
Increased digitisation for customers will also drive more partnerships between banks and platforms like online retailers and social platforms, so you can bank where you spend or socialise. Separately, as we're seeing new digital entrants to retail banking markets around the world, we also predict that established international banks will begin to challenge with increasingly scalable digital platforms inside and outside their home markets. The benefit of both changes for consumers will be clear: more choice. For the established banks it's an opportunity to compete in new markets, segments and marketplaces.
In general, AI and data analytics will be key areas of focus for investment in digital capabilities, as banks shift from using these not just to monitor transactions but also assist customers via "conversational banking&rdquo. Banks like HSBC will be merging human and digital channels to provide help to customers more quickly and at a lower cost. For example, customers can begin a conversation in the HSBC mobile app with an AI chatbot, which is capable of answering simple questions immediately, but enquiries that are more complex get passed on to front-line colleagues.
With the growing popularity of instant messages and demand for 24/7 banking services, conversational banking involving AI chatbots enables banks to engage with customers more promptly and effectively. At HSBC, we held 10 million chat conversations in 2019 across personal banking – and we expect to reach 10 million chat conversations a month by 2024.
It seems clear that normal post-COVID will not be the same as life before. COVID has made us focus as a society on new solutions to familiar problems in order to help us live our lives during the pandemic – and como negociar divida com santander of these developments will be permanently embedded. But while some parts of service industries like banking will change, the human element will persist – particularly where complexity is involved and reassurance is needed.
Источник: https://www.hsbc.com/insight/topics/how-banking-will-change-after-covid-19
6 ways the pandemic has changed businesses
This article is part of the Pioneers of Change Summit
Sectors like healthcare and banking are battered but not beaten by COVID-19 disruption, McKinsey analysis finds.
Digital delivery features large in the post-pandemic futures of six sectors.
The World Economic Forum's 'Pioneers of Change Summit' will showcase solutions for a 'Great Reset' across industries and regions.
Even with the promise of a vaccine edging closer, economic recovery could be years away for some sectors.
Yet companies that reimagine their operations will perform best in the next normal, according to management consultancy, McKinsey & Company.
In its executive briefing on COVID-19, McKinsey takes a look at how things might develop in six sectors.
1. Auto industry – down, but not out
Pandemic disruption will wipe $100 billion off the auto industry's profits, McKinsey predicts, with sales expected to drop by 20 to 30% in 2020. But automakers were already facing disruptions before COVID – including driverless cars, automated factories and ridesharing – and the industry can bounce back, it says.
Opportunities include the huge shift to online shopping and the rise of software-subscription services, which enable people to pay for programmes that unlock features like heated seating or full self-driving capabilities, McKinsey says.
Restaurant industry – innovation still on the menu
Indoor dining in restaurants may not return to pre-crisis levels for months – or possibly even years, McKinsey warns. For full-service restaurant operators, it means developing a new long-term economic model.
There future of banking industry in india essay opportunities to optimize takeaway and drive-through operations and re-engineer menus and pricing. This might include finding the right balance of special offers and "high-margin items such as appetizers, sides, desserts and beverages," McKinsey suggests.
Banking industry – digital decision-making pays off
For banks, the pandemic has changed everything. "Risk-management teams are running hard to catch up with cascades of credit risk, among other challenges," McKinsey says. The company expects that automated underwriting will come into force for retail and small-business customers and that this will reduce losses.
Calculating the creditworthiness of a small business using software, rather than having staff make these decisions, could raise margins by 5-10%, McKinsey says.
4. Insurance industry – merger partners at a premium
Mergers and acquisitions (M&A) – particularly in the insurtech (insurance technology) space – will be a key strategy for traditional insurers, McKinsey says.
Insurtechs and fintechs (financial technology companies) have been among the most responsive to customers during the COVID-19 crisis and were the first to launch products focused on the pandemic.
"For example, one Chinese insurtech released an array of such products that covered nearly 15 million people after only a few months on the market," McKinsey notes.
5. Healthcare industry – delivering at a distance
COVID-19 has hugely accelerated the growth of digital healthcare. In 2019, 11% of US customers used telehealth. Now, 46% are using it to replace cancelled healthcare visits, McKinsey notes.
India's Apollo Hospitals, which comprises more than 7,000 physicians and 30,000 other healthcare professionals, launched a digital health app, Apollo 24/7, in early 2020. Within six months, the app had enrolled four million people, with around 30,000 downloads a day.
Public-private partnerships are also working well and have the potential to "influence the future of healthcare," McKinsey dr jose gonzalez atlanta. Education – learning to adapt
In education, the pandemic has amplified existing challenges around inclusion, inequalities and drop-out rates. For example, lower-income students are 55% more likely to delay graduation due to the COVID-19 crisis than their higher-income peers, McKinsey warns.
With remote and online learning here to stay, institutions have a "once-in-a-generation chance" to reconfigure their use of physical and virtual space.
"They may be able to reduce the number of large lecture halls, for example, and convert them into flexible working pods or performance spaces," McKinsey suggests. "Or they could reimagine the academic calendar, offering instruction into the summer months."
The World Economic Forum's inaugural Pioneers of Change Summit on 16-20 November will convene innovative leaders and entrepreneurs from around the world to showcase their solutions, build meaningful connections and inspire change across the Forum's diverse multi-stakeholder communities.
The digital event is an opportunity to share and develop mechanisms for driving a Great Reset across industries and regions.
Individuals can sign up to follow the event, while companies can participate in the summit by becoming a member of the Forum's New Champions Community of high-growth companies.
The first global pandemic in more than 100 years, COVID-19 has spread throughout the world at an unprecedented speed. At the time of writing, 4.5 million cases have been confirmed and more than 300,000 people have died due to the virus.
As countries seek to recover, some of the more long-term economic, business, environmental, societal and technological challenges and opportunities are just beginning to become visible.
To help all stakeholders – communities, governments, businesses and individuals understand the emerging risks and follow-on effects generated by the impact of the coronavirus pandemic, the World Economic Forum, in collaboration with Marsh and McLennan and Zurich Insurance Group, has launched its COVID-19 Risks Outlook: A Preliminary Mapping and its Implications - a companion for decision-makers, building on the Forum's annual Global Risks Report.
Companies are invited to join the Forum's work to help manage the identified emerging risks of COVID-19 across industries to shape a better future. Read the full COVID-19 Risks Outlook: A Preliminary Mapping and its Implications report here, and our impact story with further information.
Источник: https://www.weforum.org/agenda/2020/11/covid-19-innovation-business-healthcare-restaurants/
Learning from Crises
The 2020 pandemic hit two sources of constant engagement for the Indian public: cinema and cricket. Both are slowly reviving as we get used to the 'new normal'. However, while they were missing, a totally unimagined source was providing drama and frenzy for spectators: Indian banking. In the memorable words of Bill Lawry, former Australian cricket captain turned commentator: "It is all happening here."
The Indian banking sector had started buzzing much before the pandemic, with rising Non-Performing Assets, failures of commercial banks, failures of non-banks and housing finance companies, frauds, and mergers of public sector banks. During the pandemic, several big borrowers were not being able to repay loans, leading to loan moratoriums. There was the added masala of boardroom battles, as in Yes Bank, and of shareholders firing directors and promoters at Lakshmi Vilas Bank and Dhanlaxmi Bank. Even as depositors eyed banks with nervousness, there was a googly from an unexpected corner. A committee of the Reserve Bank of India (RBI) suggested that the central bank could consider allowing corporates to become promoters of banks, a controversial measure that has been opposed for a long time.
The Banking Regulation Solano movie drive in, 1949 continues to define RBI's present-day policy […] this history shapes responses to the current crisis.
In all this drama, RBI has become the central point of discussion. Some have praised the central bank for intervening and protecting depositors' funds, while others have criticised the central bank for not being proactive and for allowing failures to develop over time.
Most commentators have ignored the fact that RBI has taken these decisions based on the existing legal structure. The Banking Regulation Act, 1949 continues to define RBI's present-day santander consumer car finance number. In this piece, we analyse the evolution of banking regulation in India and reflect on how this history shapes responses to the current crisis.
Mark Twain famously said, "History does not repeat itself but often rhymes". This is quite true when we compare banking crises over time not just in India but even across economies.
Banks fail due to a set of common microeconomics factors: low capital and reserves, greed for high profits, poor governance, and frauds. A common macroeconomic factor is that banking typically follows the business cycle. Banking grows sharply as the economy starts to grow, but as the growth cycle reverses there are high Non-Performing Assets future of banking industry in india essay which have defaulted) and losses.
What makes each crisis unique is that the political economy and overall economic conditions vary across times.
Before the establishment of RBI in 1935, banks entered and exited the system freely without any regulation. Modern banks in India were initially governed under the Joint-stock Companies Act, 1857 and later by the Indian Companies Act, 1913. Imposing company law on banking left several regulatory gaps, which were quickly exploited by the banks. The RBI, after it was established, pointed out the need to have separate legislation for the sector as banking had its own idiosyncrasies.
The central bank had a steep learning curve from the two spectacular banking failures that changed the regulatory landscape.
The advent of RBI led to changes, but the central bank had a steep learning curve from the two spectacular banking failures that changed the regulatory landscape. The failure of the Travancore National and Quilon Bank (TNQ Bank) in 1938 was due to both political and economic reasons (RBI 1970). But the existing laws were not adequate for the RBI to be a lender of the last resort to the bank or to restructure the bank. Following this, the-then RBI governor James Taylor prepared a proposal in 1939 for legislation on the lines of acts in US, Canada, and select European countries. World War II and Independence delayed the acceptance of the proposal and the Banking Regulation Act had to wait till 1949.
The new act limited the use of 'bank' and allied terms to a specific set of institutions, prescribed minimal capital and reserve requirements, and banned the practice of common directors across banks and lending to directors. It also gave RBI powers of inspection over banks and to iboc app operations of banks if they could not honour their debts.
The second crisis came in 1960 when RBI was shaken by the failure of the Palai Central Bank (RBI 1998). Like TNQ Bank, this bank too was from the erstwhile princely state of Travancore, which had by then become part of Kerala. Unlike in the case of TNQ Bank, RBI had more time to handle the crisis at Palai Central. It gave time to the bank management to resolve the concerns of misgovernance and bad loans. However, the bank management ignored RBI advice. The bank was large and its failure created a run on several such banks in Kerala.
Following the failure, in the mid-1960s, RBI got additional powers to enforce amalgamations and to quickly 'de-license' banks. Earlier, moratoriums were requested by banks, but now RBI could impose moratoriums. It could also force mergers of weak banks with stronger banks (a strategy RBI has used multiple times into the present). The government also instituted the Deposit Insurance Act in 1961 to protect savers' accounts, which helped stall bank failures and infused confidence in the banking system.
After the Banking Regulation Act, failures almost halved during the period 1949-60. The regulatory regime put in place following the collapse of the Palai Central Bank further lowered the number of failed banks.
These developments had a marked effect on bank stability. On an average 16 banks failed every year between 1913 and 1934, before the establishment of RBI. This increased four times to 67 during the period 1935-48. After the Banking Regulation Act, failures almost halved during the period 1949-60. The regulatory regime put in place following the collapse of the Palai Central Bank further lowered the number of failed banks.
In 1969 and 1980, the government nationalised major banks and stopped licencing new banks. RBI also continued to weed out weaker private banks by merging them with larger ones. The number of private banks declined to 24 in 1995 from 50 in 1969. No new banks came up until after the economic reforms of 1991.
In 1994 the RBI licenced 10 new private sector banks. The experience with them has been mixed with both failures and successes. Five of them have had financial difficulties. Of the five, four were merged with other banks: Global Trust Bank (GTB), Bank of Punjab, Centurion Bank (renamed as Centurion Bank of Punjab in 2005), and Times Bank. GTB in particular led to infamy for both promoters and regulation. The bank was mired in lending to stockbroker Ketan Parekh, who was accused of manipulating the stock market. The fifth, IDBI Bank, was recently taken over by LIC but has continued to maintain its identity.
RBI licenced four more banks in the 2000s, including Yes Bank which last year was hit by a crisis and was taken over by a group of banks led by SBI. Overall, of the 14 new private banks licenced since 1994, four do not exist anymore and two others were taken over by other financial institutions and banks following financial troubles. So, we continue to have 10 banks in the new category.
The current banking crisis also rhymes with previous crises.
The crisis is similar on account of microeconomic and business cycle factors. The reasons for failure too are similar to those in the past. Indian banking expanded significantly in the 2004-08 period, tracking high growth in the Indian economy. There was a minor blip due to the 2008 crisis. However, as the economy recovered quickly, the banking sector continued to grow. Slowing economic growth in 2012-2013 brought problems to light as NPAs began to rise. The NPA problem was revealed to be worser that expected after the RBI's Asset Quality Reviews in 2015.
The difference this time is that the crisis is not limited to commercial banks. It started with public sector banks but has quickly engulfed cooperative banks, NBFCs and housing finance companies, and the new and old private banks. Each of these categories has its own story.
The new private sector banks are the biggest thorn in the current crisis. These banks were licenced amidst huge hype and expectations, yet nearly half of them have run into financial trouble.
In the high growth phase, public sector banks were pushed into giving loans to the infrastructure sector and industrial projects with long gestation periods. This was partly because the development financial institutions established to fund these activities, such as ICICI and IDBI, had been converted to regular banks. The push was also to showcase India's potential as an investment destination where infrastructure plays a crucial role. Loans to these projects, which take long periods to complete and generate returns, worsened the banks' assets-to-liabilities mismatches (the bulk of bank deposits are short-term deposits). Once the business cycle reversed and the UPA-2 government got mired in several scams, many projects were stalled. This led to rising NPAs at the banks.
The reversal of the business cycle was not the lone factor for PSBs' woes. There were several cases of frauds and misgovernance. While this led to finger-pointing at RBI's regulatory role, former RBI governor Urjit Patel in 2018 highlighted that RBI could do little to regulate PSBs. The finance ministry has had control over regulation and appointments at PSBS since bank nationalisation. This dual regulatory structure was problematic earlier as well but has shown its real weaknesses in the current crisis.
The weakness in cooperative banks is on account of another kind of dual regulation, where powers are divided between RBI and state governments. This had fed the usual villains of misgovernance and frauds. While RBI has been cleaning up the cooperative banks for a while now, the crisis at the large Punjab & Maharashtra Cooperative bank has led to what is the best online stock trading platform attention.
Old private sector banks suffered from a different dual problem: of promoters also acting as directors. Promoter-directors directed all major decisions in the bank, from appointing board members to employment to credit decisions. RBI has been cleaning up governance in these banks. But there is a long way to go, as seen in cases of Lakshmi Vilas Bank and Dhanlaxmi Bank, where the shareholders voted out senior management following crises.
But the new private sector banks are the biggest thorn in the current crisis. These banks were licenced amidst huge hype and expectations, yet nearly half of them have run into financial trouble. The case of Yes Bank was especially shocking as it was once a cynosure of Indian banking and boasted of profession management. In its failings though, Yes Bank resembled an old private sector bank where the promoter controlled everything around the bank.
Unlike other banking institutions, RBI had full powers to regulate and supervise Yes Bank. It is not clear how the regulator allowed the bank's faults to emerge in the first place. It was ironical that a consortium led by State Bank of India, the oldest public sector bank, had to bail out one of the country's newest banks.
The current crisis has elements of previous crises yet is different as it is more broad-based.
Large Non-Banking Finance Companies like IL&FS failed from misgovernance and from funding several dubious projects. IL&FS believed it was 'too big to fail', facing the same fate as Lehman Brothers which thought similarly. Smaller NBFCs suffered as banks were their largest source of funds. With banks in crisis, they restricted lending to NBFCs, almost a repeat of the 2008 crisis. Housing Finance Companies like Dewan Housing Finance Corporation failed for similar reasons as IL&FS. This sector was regulated by National Housing Bank, yet the blame was placed on RBI.
The above analysis shows how the current crisis has elements of previous crises yet is different as it is more broad-based. Both the central government and RBI have responded to the crisis in their own ways.
The government's approach has been ad-hoc. It instituted a Banking Boards Bureau to appoint senior management of PSBs, but the finance ministry continues to intervene. The government infused capital in PSBs and merged smaller PSBs with larger ones to lower the number of PSBs to 12 from 27. To infuse confidence amidst depositors, the government hiked the deposit insurance on savings accounts to Rs 5 lakhs from Rs 1 lakh. RBI has been given more powers, including the regulation of HFCs and greater oversight of NBFCs. Dual regulation for cooperative banks may soon end. However, there is still no solution in sight for ending the dual regulation of PSBs.
The RBI has had several institutional changes. It is streamlining its regulation and supervision functions. The central bank is building a new cadre of specialized banking supervisors to look at risks across different bank types and not see commercial, cooperative and NBFCs in silos. As risks transfer quickly across markets and banking types, it is important supervisors see risks similarly as well.
"The Reserve Bank's powers are not [.] a substitute for the efficiency and integrity of the managements themselves."
RBI has also established a College of Supervisors "to augment and reinforce supervisory skills among its regulatory and supervisory staff." The college is supported by an Academic Advisory Council comprising bankers and academicians to benchmark the supervisory practices with the best in the world. RBI has also issued a paper on improving governance in Banks and asked all banks to appoint a Chief Compliance Officer in their respective organisations.
The current crisis is a reminder of two, often forgotten, aspects of banking.
First, banking crises are not new and come in different shapes and sizes. They can surprise you even when the economy is doing well, in the 2008 crisis in case of global banks and the post-2008 crisis in case of Indian banks.
Second, regulation evolves with developments and failures in banking. The Banking Regulation Act, with its amendments between 1949 and 1960, continues to be the main tool with the RBI to handle the current crisis. There is a need for a more comprehensive review of convert c to f calculator act to identify gaps and look towards the future. The banking industry is changing dramatically with the advent of technology and future risks could be from different sources.
Even with all these changes, we must realize that there is only so much any law or regulator can do. The Eastern Economist in 1949 termed Banking Regulation Act as a "colossal burden that a single institution is being called upon to have in policy-making as well as day-to-day administration of the country's banking system" (Cited in RBI 1970). These words continue to be true as RBI now has additional powers to regulate NBFCs and HFCs. Yet despite these powers, the words of former RBI governor HVR Iyengar in 1960 tell us that RBI can only do so much:
"The Reserve Bank's powers are not [.] a substitute for the efficiency and integrity of the managements themselves [.] In the final resort, if a management does not listen to advice and chooses to be recalcitrant and it is felt that continued pressure would be useless, the Reserve Bank would have no option but to close down [the bank] in the interests of the depositors. But this decision involves a delicate balancing of several factors, some of future of banking industry in india essay operational, some psychological." (Cited in RBI 1998)
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Источник: https://www.theindiaforum.in/article/crisis-crisis
The future of retail, mobile, online, and digital-only banking technology in 2021
Digitalization is changing how people interact and do business on a day-to-day basis, and advancements in banking technology are continuing to influence the future of financial services around the world. An increasing demand for a bank of tennessee hours digital banking experience from millennials and Gen Zers is transforming how the entire banking industry operates.
From retail and mobile banking, to neobank startups, technology has its hand in seemingly every aspect of the banking industry; and, the influence of technology will continue to launch banking into a digitized future.
Retail banking, also known as consumer banking, refers to the specific services banks can offer to consumers–such as savings and checking accounts, credit and debit cards, and loans. Consumers' growing desire to access financial services from digital channels has led to a surge in new banking technologies that are reconceptualizing the entire retail banking market.
Future of Retail Banking
Technology geared toward improving retail banks' operational efficiency is positively impacting the market. According to Insider Intelligence, 39% of retail banking executives say that reducing costs is where technology has the greatest impact, compared to only 24% who say it's improving customer experience.
Retail banks are also launching platforms in the Banking-as-a-Service (BaaS) space to remain competitive. For example, UK neobank Starling used to exclusively offer business-to-consumer (B2C) retail banking services; but, after launching a BaaS platform, Starling diversified its product and revenue streams, helping it remain relevant in the neobank space.
Meanwhile, mobile banking has solidified its place as a must-have feature for financial institutions to remain competitive, particularly among digitally-savvy millennials and Gen Zers. In fact, over 45% of respondents to Insider Intelligence's fourth annual Mobile Banking Competitive Edge Study identify mobile as a top-three factor that determines their choice of FI.
Future of Mobile Banking
Mobile banking has become the go-to method for users to make deposits, account transfers, and monitor their spendings and earnings—and a key differentiator for banking leaders. Nearly future of banking industry in india essay of our survey respondents who have used mobile banking say it is the primary way they access their bank account.
BI Intelligence
Since the onset of the coronavirus pandemic, mobile capabilities is a more significant factor in bank selection among respondents than it was last year. Financial institutions should understand which mobile banking features consumers value most and where they stand compared to their competitors, so they can pinpoint specific areas to devote the most attention to.
The foremost concern consumers have when mobile banking remains security. The fear of data breach increases the demand for services that keep users' data secure–allowing consumers to place holds on credit or debit cards, schedule travel alerts, and file and review card transaction disputes are some successful security banking features.
Online banking, which includes mobile banking, refers to the overall experience of banking through digital channels, including mobile apps, desktop, live chatbots, and more.
Future of Online Banking
The popularity of mobile banking has surpassed that of online banking, and the overall number of online customers has slowed worldwide. According to Insider Intelligence, mobile banking is growing at five times the rate of online banking, and half of all online customers are also mobile banking users.
Despite this growing popularity, some banks still fall short on the demand for mobile tasks, like bill pay and reward redemption, causing them to push users to online banking. However, even this push won't be enough to popularize online banking as millenials and Gen Zers continue gravitating toward the mobile market.
Digital-only banks, also known as neobanks, are redefining the future of banking around the world. Though off to a slow start in the US due to high regulatory barriers, recent developments and the loosening of regulations suggest that US neobanks are set to take off.
Future of Digital-Only Banks
Sophisticated mobile banking tools are a top factor fueling US neobanks' stratospheric rise—one that's taken on more importance amid COVID-19. Incumbent financial institutions, neobanks, and tech companies alike can benefit from understanding exactly how leading neobanks are raising the bar for customer expectations and trust to successfully scale their businesses.
San Francisco-based Chime, the largest US neobank, has attracted over 7.4 million account holders by 2019, and is projected to grow this figure to 19.8 million in 2024. The development of more neobanks in the US will bring awareness to digital-only banking, and eventually wane-out traditional banking firms.
Banking Technology Trends
The future of banking technology is driven by consumers, especially Gen Zers, who see technology as something that enhances their lives. A common trend in banking technology is using an application programming interface (API) to make proprietary data available to anyone who has the consumer's permission to access it.
APIs could be used to enable a bank's mobile app to pull down customer account information. Fintechs have also used API technology future of banking industry in india essay enable their businesses to work, and their success is encouraging competitors to develop their own Central bank login missouri, Insider Intelligence reported that 48% of banking executives believe new technologies like blockchain and artificial intelligence (AI) is corn good or bad for you have the greatest impact on banking through 2020. According to Insider Intelligence, banks are exploring blockchain technology in hopes of streamlining processes and cutting costs.
Consumers can already see AI being used by most banks through chatbots in the front office. Banks are using AI to smooth customer identification and authentication, while also mimicking live employees through chatbots and voice assistants.
More Financial Industry Topics:
Источник: https://www.businessinsider.com/future-of-banking-technology
Future of banking industry in india essay -
The Banking Regulation Act, 1949 continues to define RBI's present-day policy […] this history shapes responses to the current crisis.
Most commentators have ignored the fact that RBI has taken these decisions based on the existing legal structure. The Banking Regulation Act, 1949 continues to define RBI's present-day policy. In this piece, we analyse the evolution of banking regulation in India and reflect on how this history shapes responses to the current crisis.
Banks fail due to a set of common microeconomics factors: low capital and reserves, greed for high profits, poor governance, and frauds. A common macroeconomic factor is that banking typically follows the business cycle. Banking grows sharply as the economy starts to grow, but as the growth cycle reverses there are high Non-Performing Assets (loans which have defaulted) and losses.
The new act limited the use of 'bank' and allied terms to a specific set of institutions, prescribed minimal capital and reserve requirements, and banned the practice of common directors across banks and lending to directors. It also gave RBI powers of inspection over banks and to suspend operations of banks if they could not honour their debts.
The weakness in cooperative banks is on account of another kind of dual regulation, where powers are divided between RBI and state governments. This had fed the usual villains of misgovernance and frauds. While RBI has been cleaning up the cooperative banks for a while now, the crisis at the large Punjab & Maharashtra Cooperative bank has led to renewed attention.
"The Reserve Bank's powers are not [...] a substitute for the efficiency and integrity of the managements themselves."
Second, regulation evolves with developments and failures in banking. The Banking Regulation Act, with its amendments between 1949 and 1960, continues to be the main tool with the RBI to handle the current crisis. There is a need for a more comprehensive review of the act to identify gaps and look towards the future. The banking industry is changing dramatically with the advent of technology and future risks could be from different sources.
"The Reserve Bank's powers are not [...] a substitute for the efficiency and integrity of the managements themselves [...] In the final resort, if a management does not listen to advice and chooses to be recalcitrant and it is felt that continued pressure would be useless, the Reserve Bank would have no option but to close down [the bank] in the interests of the depositors. But this decision involves a delicate balancing of several factors, some of them operational, some psychological." (Cited in RBI 1998)
And with an increasing number of challenger banks and fintechs in the game, competition for the customer has never been higher. As Flavia Alzetta, chief executive officer of digital banking company Contis points out, traditional banks have an advantage in both the range and complexity of the products they offer. "Traditional banks have a 360 degree offering. If they were to put the customer first, they already have a very strong base to continue to occupy their place."
The opportunities, should traditional banks fully embrace omnichannel banking, are extraordinary. In essence, it could mean a comprehensive, joined-up experience for the customer, at every stage. "If you call up to enquire about a credit card, and say 'I've got a question about my mortgage too', you shouldn't be transferred," says Mr Paris. "When you go into the bank and tell them you've been speaking to someone on the phone, they shouldn't say 'you've got to go back through the call centre, because I've got no idea what you've been doing'. It goes-hand in-hand with open banking."
Banks are now presented with more opportunities than ever, and are facing an exciting future - Ian Bradbury, Fujitsu
Mr Paris believes the relationship has gone through three phases. The first saw traditional banks detect fintech as a threat and attempt to squash them through regulation. The second came as the banking industry recognised the true value of fintech and set out to partner with or acquire them. We are now in the third phase. "Banks realise that simply acquiring a fintech company does not solve the problem, as the relationship is still one-to-one. What is needed is for a fintech to have access to thousands of banks and vice versa."
The question is, will traditional banks consent to learn from or work with fintechs in any real sense? Matthias Kröner, founder and former chief executive officer of the Fidor Group, one of Europe's first digital banks, thinks not. "I don't think a big bank corporation is culturally able to deal with innovation", he says. "It's a question of compliance. In order to embrace the innovation of fintechs, you need a special governance structure that allows for a fail-fast, laboratory approach. Traditional banks are too afraid of risk."
"Customer demands for innovation never changed a market as much as changes in regulation, like we've had with open banking. PSD2 is finally forcing the banks to be customer-centric. It will mean an easier and better life for customers. I'm absolutely convinced of this. If we combine the success of data with AI and machine-learning - the sky is the limit."
"The CEO of AirBnB was asked a similar question. He said it doesn't really matter what AirBnb offers in 100 years - whether it is still a question of booking rooms online or not - if their DNA and culture stays the same, then AirBnb will stay relevant. Banking changes all the time, the value proposition and user experience will change. Banks which will can change and stay relevant will survive, and the others will not."
There are opportunities to optimize takeaway and drive-through operations and re-engineer menus and pricing. This might include finding the right balance of special offers and "high-margin items such as appetizers, sides, desserts and beverages," McKinsey suggests.
Public-private partnerships are also working well and have the potential to "influence the future of healthcare," McKinsey says.
6. Education – learning to adapt
The World Bank Group's (WBG) over seven decade-long partnership with India is strong and enduring. Since the first loan to Indian Railways in 1949, the WBG's financing, analytical work, and advisory services have contributed to the country's development. International Development Association – the WBG's soft-lending arm created for developing countries like India - has supported activities that have had a considerable impact on universalizing primary education; empowering rural communities through a series of rural livelihoods projects; revolutionizing agriculture through support of the Green and White (milk) Revolutions; and helping to combat polio, tuberculosis, and HIV/AIDS. In FY18, the relationship reached a major milestone when India became a low middle-income country and graduated from International Development Association financing.
Roughly a third of the operations and around 56% of commitments are either to central or multi-state operations, while the remainder consist of state-specific operations in 21 of India's 28 states.
The Multilateral Investment Guarantee Agency (MIGA) does not have exposure in India. MIGA has been working closely with the Ministry of Finance to provide credit enhancement solutions at the state-level and state-owned enterprise (SOE) level. This will enable state governments and SOEs to utilize long-term commercial financing, which can complement concessional lending provided by other multilaterals and development finance institutions.
Digitalization is changing how people interact and do business on a day-to-day basis, and advancements in banking technology are continuing to influence the future of financial services around the world. An increasing demand for a digital banking experience from millennials and Gen Zers is transforming how the entire banking industry operates.
Mobile banking has become the go-to method for users to make deposits, account transfers, and monitor their spendings and earnings—and a key differentiator for banking leaders. Nearly 80% of our survey respondents who have used mobile banking say it is the primary way they access their bank account.
APIs could be used to enable a bank's mobile app to pull down customer account information. Fintechs have also used API technology to enable their businesses to work, and their success is encouraging competitors to develop their own APIs.
Additionally, Insider Intelligence reported that 48% of banking executives believe new technologies like blockchain and artificial intelligence (AI) will have the greatest impact on banking through 2020. According to Insider Intelligence, banks are exploring blockchain technology in hopes of streamlining processes and cutting costs.
Future Of Artificial Intelligence In The Banking Sector
Swedish philosopher Nick Bostrom, in the book Superintelligence said, "Machine learning is the last invention that humanity will ever need to make." From electronic trading platforms to medical diagnosis, robot control, entertainment, education, health, and commerce, Artificial Intelligence (AI) and digital disruption have touched every field in the 21st century. AI has made its presence felt in all walks of life due to its ability to help the user innovate. It has also enabled users to make faster and more informed decisions with an increased amount of efficiency.
Of late, the banking sector is becoming an active adapter of artificial intelligence—exploring and implementing this technology in new ways. The penetration of artificial intelligence in the banking sector had been unnoticed and sluggish until the advent of the era of internet banking.
One of the first steps was taken in 2015 by Ally Bank (USA)—introducing Ally Assist—a chatbot that could respond to voice and text, make payments on behalf of the customer, give an account summary, monitor savings, spending patterns, and use natural language processing to understand and address customer queries.
Banks all over the world followed up with their best versions of chatbots: Erica to iPAL, Eva and the most famous one—SBI's SIA. According to Payjo (the start-up which developed SIA), SIA can handle up to ten thousand inquiries per second and is one of the world's largest deployments of artificial intelligence in consumer-facing banking. In this era of technological revolution, the banking sector has also witnessed a paradigm shift in its approach from brick and mortar branches to digital banks. Banks are increasingly spending on artificial intelligence and ML in data analytics for personalized and faster customer experiences to garner the interests of the tech-savvy and the millennial class.
According to the FinTech Trends India Report by PwC in 2017, the global spending in artificial intelligence has touched $5.1 billion. The IHS Markit's "Artificial intelligence in Banking" report claims that this cost has grown up to $41.1 billion in 2018, and is expected to reach $300 billion by 2030. This shows that artificial intelligence has reached a stage where it has become affordable and efficient enough for implementation in financial services. The challenge now is in exploring more ways where the powers of artificial intelligence can be harnessed to streamline internal banking processes and improve customer experiences.
Front end operations of artificial intelligence are those that involve direct interaction with the clients. It includes applications and payment interfaces, digital wallets, chatbots, or interactive voice response systems. Back-end operations are more complicated as they involve the systematic processing of large chunks or terabytes of data to provide security to the system, analyse fraudulent transactions, and generate reports, improve compliance. We shall now discuss the future of artificial intelligence in each of these fields.
Enhanced Customer Experience
Customer being the key driver of a service industry, customer service is at the forefront of any business. AI can be used to derive a better understanding of customers spending patterns, which will help banks customize products by adding personalized features. This supplements meaningful customer engagement, building strong relationships, and growth of business for the bank.
For instance, SBI is working on a system 'Automated Real-Time Customer Emotion Feedback' (ARTCEF) using AI to study, in real-time, the facial expressions of customers. AI can also be used to offer personalised payment experience—like most suitable EMIs at checkout based on past payment patterns, offering multi-currency cards to customers who frequently travel abroad etc. AI can also help in setting up biometric face recognition ATMs which function without the need of a card, using real-time camera images and at the same time detect and prevent frauds.
Use Of Chatbots
Chatbots and interactive voice response systems which utilise Natural Language Processing are increasingly used by banks nowadays to increase the efficiency of services. It reduces the expenditure on human capital, thus resulting in savings for the bank. Customer satisfaction is also enhanced as they can avail the service at the comfort of their homes without having to visit branches —saving their time. Chatbots can be enhanced in future to announce new offers to the customer like loans, or to alert customers if they have any EMI payment due, suggest good discounts based on the tie-ups the bank has with e-commerce sites etc.
Data analytics to predict future outcomes and trends:
Effortless and swift processing of a large amount of data can help banks observe the patterns of customer behaviour, predict future outcomes and help them contact the right customer at the right time with the right product. It can also help in identifying frauds, fraudulent transactions, and simultaneously detect anti-money laundering pattern on a real-time basis.
Machine Learning and Cognition can be used to identify suspicious data patterns and convince banks if the actual source of money is legal or illegal. AI can also study the past consumer behaviour to predict future requirements, which helps banks to up-sell and cross-sell successfully.
Wealth Management And Portfolio Management
AI-based systems help potential investors by analysing their salary and spending patterns. They can also predict market trends and choose the right funds for their portfolio by determining the adequate sum of money they should invest every month in realising their dreams. All this can be done without visiting branches or hiring experts. In the world of 'Banking at your fingertips', mutual funds, fixed deposits can be created at home, and the money is redeemed when necessary.
AI can further be leveraged to notify customers instantly for any suspicious transaction beyond their usual patterns.
Improved operations, efficient cost management vs. focus on profitability:
Banks essentially have to make a profit to survive, and today, banks face significant pressure on their margins. Regulators and their persistent focus on transparency make several businesses unprofitable.
AI technologies enable banks to bring more efficiency to their operations and manage costs. Robotic Process Automation (RPA) and Intelligent Process Automation (IPA) are immensely helpful here. Parsing of financial deals is just a matter of a few seconds, thanks to AI. They can also help manage contracts and act as brokers, simultaneously taking over routine tasks, thus improving productivity and efficiency. All this transforms to increased revenue, reduced costs, and a boost in profits. Robotic automation of processes can reconfigure the financial sector and make it more humane and intelligent. Automation of about 80% of repetitive work processes helps officers dedicate their time in value-added operations that require a high level of human intervention like product marketing.
What we need now is not just empowering of banks by automation, but making the entire system intelligent enough to beat the newly emerging FinTech players. This has prompted a lot of banks to use software robotics to ease the back-end process and achieve a better functional design. SBI plans to institute an 'Innovation Centre' to explore RPA, which can help in making internal banking processes more efficient.
Intelligent Character Recognition System
This system has been used by some foreign banks to recognize, extract important information from old loan applications, lease agreements and feed it to a central database which can be accessed by everyone. It can help in costly and error-prone banking services like claims management by drastically reducing the time spent in reading or recording client information.
For instance, JPMorgan Chase's COiN reviews documents and extracts data from 12,000 documents (which, without automation, would require more than 360,000 hours of work) in just seconds.
Lending:
A minuscule percentage of the Indian population has an idea of credit. Even to this day, applying for loans is considered a hassled process. It is also an annoying task for banks to analyse an individual's creditworthiness due to the lack of credit history.
The use of Big Data and Machine Learning to analyse spending patterns and behavioural data of a customer over 10,000+ data points can help banks have an insight into the customer's creditworthiness. This also helps in giving pre-approved loans to a huge range of customers without the need for paperwork and allows self-employed and students (as they are out of the financial fold) to obtain credit. In case of SME and corporate loans, AI simplifies complex and critical borrowing process, identify the potential risks in giving the loan by analysing market trends, prospect's behaviour and identifies even the slightest probability of fraud.
Risk Management And Fraud Detection
The Punjab National Bank scam exposed the banking sector to an enormous amount of risk and shook the regulators, financial and stock markets, and the banking industry. AI and due diligence can monitor such potential threats and help banks install fool-proof surveillance and fraud detection systems. Surveillance in banks has been through audits and sampling. Some data sets and files that are capable of causing huge risks may not be covered in these samples. The algorithmic rules-based approach can help in monitoring of each and every file, and machine learning techniques can keep a database of all such files which pose a risk to the bank.
Banks, while providing secure and swift transactions, can use AI to detect the fraud in the transactions or find out any suspicious activity in the customer's account on the basis of behaviour analysis. With an increasing percentage of cybercrimes in the recent years, AI can be used to maintain cyber-security and most importantly, in safeguarding personal data. Citibank has invested over $11 million in a new anti-money laundering structure already using machine learning and big data.
AI-based systems can help in compliance by judging the functionality of the internal control systems. AI can also be a game-changer by detecting insider trading that leads to market abuse.
Insurance underwriting and claims:
In this era of bancassurance, customers are more likely to come to banks rather than visit insurance agencies. Insurance sector can reap the benefits of AI in underwriting, claim-handling procedures, and fraud detection. It can also help in identifying risky behaviour and charge higher premiums to those groups of customers. Insurance firms have an enormous amount of data which can help make mathematical models and predict risky behaviours accurately. Such data can also be lent to banks to be used in customer risk identification. This reduces the turn-around-time (TAT) for both loans and insurance. For example, to analyse the damage to a vehicle, deep learning techniques can analyse an image of the vehicle, and calculate repair cost using predictive models.
Also read: Artificial Intelligence Will Prove To Be A Game Changer For The Indian Economy
Threats Posed By AI
Jack Ma, the founder of Alibaba, warned the audience at the World Economic Forum 2018 at Davos, that AI and big data were a threat to humans and would disable people instead of empowering them. A massive deployment of AI in banks would come with its share of risks and opportunities. Banks increase their investment in AI every year, often at the risk of becoming obsolete. But what we also need to understand is the risks to the system that AI can pose.
1. Loss Of Jobs
Banks face the risk of backlash from their employees due to the potential automation of tasks, which can lead to job loss and job reassignments. AI, in the garb of increasing enterprise productivity, will reshape the way the employees perform their jobs. This could lead to possible dissatisfaction among employees, resulting in resignations or employees being fired due to inefficiency. AI can replace a teller, customer service executive, loan processing officer, compliance officer, and even finance managers.
2. The Opacity Of Processes:
While deep learning models and neural networks in AI have proven over time to be perfect than human decision-making, they are often not transparent in terms of revealing how they generated such conclusions. It then becomes a challenge for bankers to explain that to the regulators. Justice Srikrishna Committee has mentioned that the biggest challenge in using big data, artificial intelligence is that they operate outside the framework of traditional privacy principles. This could now act in a reverse way and expose banks to risks without their knowledge. It could also possibly give rise to hidden biases in decision making since AI has access to data of all the customers.
3. Reduced Customer Loyalty
There is also a fear of reduced customer loyalty due to less customer contact and the lack of essence of "human touch." Banks, especially in India, have an emotional value as they help many in cherishing their long-standing dreams—be it a beautiful house or a good education for students. All this could be lost due to AI and automation. The socio-economically backward groups would be the biggest losers and most affected in such a scenario due to low levels of education and the digital divide.
Nick Bilton, tech columnist, wrote in the New York Times, "The upheavals [of artificial intelligence] can escalate quickly and become scarier and even cataclysmic. Imagine how a medical robot, originally programmed to rid cancer, could conclude that the best way to obliterate cancer is to exterminate humans who are genetically prone to the disease." The message conveyed here is that banks have to develop an understanding of the effects of digitization and develop an expansive foresight into the prospects of AI—so that we as humans have control over AI and not the reverse. The area that banks should now focus on is Data Acquisition. The lack of proper customer records is the biggest hindrance to AI.
We should ensure that the data used by banks are KYC compliant clean data as these would be used in AI models. Massive data infrastructure is required to leverage AI. Proper inspection of data and checks of accuracy are also needed before using such technologies in the public domain.
Analysis and standardization of data:
The amount of data with banks is so enormous that Oracle and Accenture have entire departments storing bank data. What we need is a proper analysis of the data, and that requires a high level of leadership skill to bring together cross-functional teams—one with knowledge of financial business, and the other with requisite machine learning skills to formulate a plan and infrastructure across various departments for efficient usage of such data sets. AI remains a niche-oriented domain with a shortage of talent and expertise.
Leakage And Misuse Of Data
Several experts in the U.S. and the U.K. opine that cyber, political and physical threats arise with the growth in the capabilities and reach of AI. The recent Facebook scandal highlights the risk corrupt data practices can bring to a firm. Complete transparency while venturing into new AI projects also should be ensured so that banks don't face reputation risks.
Banks should start building AI systems with a small set of complex data and add subsequent ones, thus creating a universal record of each client. Adequate investments should be done on the safe storage of data and prevent it from leakage. This will help the bank detect potential hazards in the implementation stage of the project and enable efficient identification—and then execution—of goals and priorities of the organization. Artificial intelligence will soon become the sole determinant of the competitive position of banks and a key element enhancing their competitive advantage.
Источник: https://www.youthkiawaaz.com/2019/07/future-of-artificial-intelligence-in-banks/
How the Banking Sector Impacts Our Economy
The banking sector is an industry and a section of the economy devoted to the holding of financial assets for others and investing those financial assets as a leveraged way to create more wealth. The sector also includes the regulation of banking activities by government agencies, insurance, mortgages, investor services, and credit cards.
Holding financial assets is at the core of all banking, and where it began—though it has expanded far beyond the days of holding gold coins in exchange for promissory notes. A bank holds assets (deposits) for its clients, with a promise the money may be withdrawn if the individual or business needs said assets back. Avoiding devastating bank runs that could destroy the sector as a whole is why banks are required to maintain at least 8% of their book values as actual money.
The banking industry is an economic sector at the forefront of the U.S. economy.
Banks must adhere to specific government regulations.
During the 2008 financial crisis, some big banks, such as Citigroup and Wells Fargo, had to be bailed out by the federal government.
Using Assets as Leverage
Traditionally, banks leverage the money in their vaults as loans, earning money from the interest rates charged on those loans. The great contradiction of banking is that almost all of a bank's actual money is nowhere near its vaults, meaning that its true value is only paper, yet that paper value is what grows the economy.
The banking sector has always attempted to diversify its risks by investing as widely as possible; this prevents an unexpected loan default from sinking the entire bank. However, this can cause other problems.
If a bank had invested in the aluminum futures market and had a vested interest in increasing its value, it could simply prevent the aluminum from being sold to industry and drive up that value. This could have a knock-back effect on industry and disrupt the economy, which the banking sector should avoid at all costs.
This is not a random example. Goldman Sachs did exactly that from 2010-2013, and it avoided regulation to prevent this sort of market manipulation by moving the aluminum from warehouse to warehouse within the regulatory limit. It also owned the warehouses, located in Chicago.
Regulation of Banking Activities
Because banks are the underpinning of a modern economy, governments naturally have laws in place to prevent banks from engaging in dangerous activities that could threaten the economy.
These laws are often enacted after hard financial lessons, such as the creation of the Federal Deposit Insurance Corporation (FDIC) in 1933 after the bank panics of the previous 50 years. However, such laws are campaigned against by banks and are sometimes removed, and this has led to history repeating itself.
The financial crisis of 2007-2008 was created, in part, by several U.S. banks over-investing in subprime mortgages. Prior to 2000, there were laws that limited the number of subprime mortgages available, but deregulation efforts removed this limitation and permitted the crisis to happen. Questionable mortgages were not the only cause, but it was the tipping point that destroyed worldwide trust in the banking sector.
The regulation of the banking sector is key to maintaining the public's trust.
The banking sector's core is trust. Without it, no one would deposit money, and banks would be unable to use that money to give loans, invest, and drive economic growth. Regulation is essential to create that trust.
Popular Companies in the Banking Sector
Wells Fargo (WFC) is one of the largest U.S. financial services and bank holding companies by market capitalization. It operates in more than 30 countries worldwide and is one of the 100 largest companies in the United States. The company provides consumer and commercial financing, as well as banking, insurance, and investment services.
JPMorgan Chase & Co. (JPM), like Wells Fargo, is a true American banking institution and one of the largest investment banks in the world. In addition to regular consumer and commercial banking, the bank offers a wide variety of investment banking services, including raising capital in debt and equity markets, advising on corporate strategies, market making in derivatives, brokerage, and investment research services.
HSBC Holdings (HSBC), headquartered in the United Kingdom, is a global banking and financial services firm. The company is segmented into four divisions through which it offers a wide range of consumer and commercial banking services—retail banking and wealth management, global banking and markets, commercial banking, and private banking.
Источник: https://www.investopedia.com/ask/answers/032315/what-banking-sector.asp
The Past, Present, and Future of Money, Banking and Finance
The history of money is wrapped up in sex, religion, and politics, those things we are told not to talk about. After all, these are the themes that rule our lives, and money is at the heart of all three. To put this in context we need to begin at the beginning, as that is a very good place to start, and talk about the origins of humans, which is what I am going to cover in detail in this article. In fact, the origins of money reflect the origins of humans. As you will see, there have been three great revolutions in human history as we formed communities, then civilization and industry. We are currently living through a fourth great revolution in humankind, and these revolutions fundamentally change the way we live. Equally important is the fact that each evolution of humankind creates a revolution in monetary and value exchange. That is why it is important to reflect on the past to understand the present and forecast the future, especially as we are living through a fourth revolution in humanity and trade, and about to enter a fifth.
The First Age: The Creation of Shared Beliefs
Seven million years ago, the first ancestors of mankind appeared in Africa and seven million years later, as we speak, mankind's existence is being traced by archaeologists in South Africa, where they believe they are finding several missing links in our history. A history traced back to the first hominid forms. What is a hominid, I hear you say, and when did it exist?
Well, way back when scientists believe that the Eurasian and American tectonic plates collided and then settled, creating a massive flat area in Africa, after the Ice Age. This new massive field was flat for hundreds of miles, as far as the eye could see, and the apes that inhabited this land suddenly found there were no trees to climb. Instead, just flat land, and berries, and grasses. This meant that the apes found it hard going thundering over hundreds of miles on their hands and feet, so they started to stand up to make it easier to move over the land. This resulted in a change in the wiring of the brain, which, over thousands of years, led to the early forms of what is now recognized as human.
The first link to understanding this chain was the discovery of Lucy. Lucy—named after the Beatles song "Lucy in the Sky with Diamonds"—is the first skeleton that could be pieced together to show how these early human forms appeared on the African plains in the post-Ice Age world. The skeleton was found in the early 1970s in Ethiopia by paleoanthropologist Donald Johanson and is an early example of the hominid australopithecine, dating back to about 3.2 million years ago. The skeleton presents a small skull akin to that of most apes, plus evidence of a walking gait that was bipedal and upright, similar to that of humans and other hominids. This combination supports the view of human evolution that bipedalism preceded an increase in brain size.
Since Lucy was found, there have been many other astonishing discoveries in what is now called the "Cradle of Humankind" in South Africa, a Unesco World Heritage site. It gained this status after the discovery of a near-complete Australopithecus skeleton called Little Foot, dating to around 3.3 million years ago, by Ron Clarke in 1997. Why was Little Foot so important? Because it is almost unheard of to find fossilized hominin remains intact. The reason is that the bones are scattered across the Earth as soil sank into the ground and remains were distributed among the porous caves underneath. An intact skeleton is therefore as likely to be found as a decent record by Jedward.
More recently, archaeologists have discovered the Rising Star Cave system, where many complete bodies have been found, and scientists believe this was a burial ground. It has also led to the naming of a new form of human relative, called Homo naledi.
All in all, the human tree of life that falls into the catchall of the Homo species, of which we are Homo sapiens, has several other tributaries including Homo erectus, Homo floresiensis, Homo habilis, Homo heidelbergensis, Homo naledi, and Homo neanderthalensis.
The question then arises: if there were several forms of human, how come we are the only ones left?
Some of that may have been due to changing times. After all, there are no Mammoths or Sabre-Toothed Tigers around today, but there are several forms of their ancestors still on Earth. Yet what is interesting in the order of Hominids, according to Professor Yuval Harari, author of Sapiens and leading authority on the history of humankind, is that Homo sapiens defeated all other forms of hominid because we could work together in groups of thousands. According to his theory, all other human forms peaked in tribes of a maximum of 150 members—about the maximum size of any ape colony—because at this size of a group, too many alpha males exist and the order of the group would fall apart. One part of the group would then follow one alpha male and another part the other. Consequently, the tribe divides and goes its separate ways.
Homo sapiens developed beyond this because we could talk to each other. We could create a rich landscape of information, not just grunts and signs, and began to build stories. By building stories, we could share beliefs and, by sharing beliefs, hundreds of us could work together in tribes, not just one hundred.
The result is that when Homo sapiens villages were attacked by other Homo forms, we could repel them easily. We could also, in return, attack those human forms and annihilate them. And we did. Neanderthals, who share about 99.5 percent of our DNA, died out 40,000 years ago and were the last Homo variation to survive. After that, it was just us human beings, or Homo sapiens if you prefer. Now why is this important as a background to the five ages of man?Because this was the first age. This was the age of enlightenment. It was the age of Gods. It was an age of worshiping the Moon and the Sun, the Earth and the Seas, Fire and Wind. The natural resources of Earth were seen as important symbols with the birds of the sky, the big cats of the Earth, and the snakes of the Earth below seen as key symbols for early humankind.We shared these stories and beliefs and, by doing so, could work together and build civilizations. One of the oldest surviving religions of the world is Hinduism, around three thousand years old, but there were other religions before Hinduism in Jericho, Mesopotamia, and Egypt. The Sun God and the Moon God were fundamental shared beliefs, and these shared beliefs were important because they maintained order. We could work together in larger and larger groups thanks to these shared beliefs.This is why a lot of Old Testament stories in the Bible have much in common with those of the Koran. Jews, Christians, and Muslims all share beliefs in the stories of Adam and Eve, Moses, Sodom and Gomorrah, and Noah, and some of these beliefs even originate from the ancient Hindu beliefs of the world.
Shared beliefs is the core thing that brings humans together and binds them. It is what allows us to work together and get on with each other, or not, as the case may be. The fundamental difference in our shared beliefs, for example, is what drives Daesh today and creates the fundamentalism of Islam, something that many Muslims do not believe in at all.
I will return to this theme since the creation of banking and money is all about a shared belief that these things are important and have value. Without that shared belief, banking, money, governments, and religions would have no power. They would be meaningless.
The Second Age of Man: the Invention of Money
So man became civilized and dominant by being able to work in groups of hundreds. This was unique to Homo sapiens form of communication, as it allowed us to create shared beliefs in the Sun, Moon, Earth, and, over time, Gods, Saints, and Priests.
Eventually, as shared beliefs united us, they joined us together in having leaders. This is a key differential between humans and monkeys. For example, the anthropologist Desmond Morris was asked whether apes believe in God, and he emphatically responded no. Morris, an atheist, wrote a seminal book in the 1960s called The Naked Ape, where he states that humans, unlike apes, "believe in an afterlife because part of the reward obtained from our creative works is the feeling that, through them, we will 'live on' after we are dead."
This is part of our shared belief structure that enables us to work together, live together, and bond together in our hundreds and thousands. Hence, religion became a key part of mankind's essence of order and structure, and our leaders were those closest to our beliefs: the priests in the temples. As man settled into communities and began to have an organized structure however, it led to new issues. Historically, man had been nomadic, searching the land for food and moving from place to place across the seasons to eat and forage. Where we were deficient in our stores of food, or where other communities had better things, we created a barter system to exchange values with each other.
You have pineapples, I have maize; let's swap.
You have bright colored beads, I have strong stone and flint; let's trade.
The barter trade worked well, and allowed different communities to prosper and survive.
Eventually, we saw large cities form. Some claim the oldest surviving city in the world is Jericho, dating back over 10,000 years. Others would point to Eridu, a city formed in ancient Mesopotamia—near Basra in Iraq—7,500 years ago. Either way, both cities are extremely old.
As these cities formed, thousands of people gathered and settled in them because they could support complex, civilized life.
Using Eridu as the focal point, the city was formed because it drew together three ancient civilizations: the Samarra culture from the north; the Sumerian culture, which formed the oldest civilization in the world; and the Semitic culture, which had historically been nomadic with herds of sheep and goats; and it was the Sumerians who invented money.
Money: a new shared belief structure that was created by the religious leaders to maintain control.
In Ancient Sumer, the Sumerians invented money because the barter system broke down. It broke down because of humankind settling into larger groups and farming. The farming and settlement structures introduced a revolution in how humankind operated. Before, people foraged and hunted; now they settled, and farmed together.
Farming resulted in abundance and abundance resulted in the trading system breaking down. Barter does not work when everyone has pineapples and maize. You cannot trade something that someone already has. So there was a need for a new system and the leaders of the time—the government if you prefer—invented it. They invented money. Money is the control mechanism of societies and economies. Countries that have money have respected economies; countries that do not, do not.
How can America and Britain have trillions of dollars of debt, but still be Triple-A rated? Because they have good money flows linked to their economies as global financial centers, binding our shared belief structures together.
As Professor Yuval Noah Harari puts it:
The truly unique trait of [Homo] Sapiens is our ability to create and believe fiction. All other animals use their communication system to describe reality. We use our communication system to create new realities. Of course not all fictions are shared by all humans, but at least one has become universal in our world, and this is money. Dollar bills have absolutely no value except in our collective imagination, but everybody believes in the dollar bill.
So how did the priests invent this shared belief and make it viable?
There were two Gods in Ancient Sumer: Baal, the god of war and the elements, and Ishtar,
the goddess of fertility. Ishtar made the land and crops fertile, as well as providing pleasure and love:
Praise Ishtar, the most awesome of the Goddesses,
Revere the queen of women, the greatest of the deities.
She is clothed with pleasure and love.
She is laden with vitality, charm, and voluptuousness.
In lips she is sweet; life is in her mouth.
At her appearance rejoicing becomes full.
This was the key to the Sumerian culture: creating money so that the men could enjoy pleasure with Ishtar. Men would come to the temple and offer their abundant crops to the priests. The priests would place the crops in store for harder times—an insurance against winter when food is short and against crop failure in seasons of blight and drought. In return for their abundance of goods, the priests would give the famers money. A shared belief in a new form of value: a coin.
What could you do with this coin?
Have sex of course. The Greek historian Herodotus wrote about how this worked:
Every woman of the land once in her life [is compelled] to sit in the temple of love and have intercourse with some stranger […] the men pass and make their choice. […] It matters not what be the sum of the money; the woman will never refuse, for that were a sin, the money being by this act made sacred. […] After their intercourse she has made herself holy in the goddess's sight and goes away to her home; and thereafter there is no bribe however great that will get her. So then the women that are fair and tall are soon free to depart, but the uncomely have long to wait because they cannot fulfill the law; for some of them remain for three years, or four.
So money was sacred and every woman had to accept that she would prostitute herself for money at least once in her life. This is why Ishtar was also known by other names such as Har and Hora, from which the words harlot and whore originate.
It is why prostitution is the oldest profession in the world and accountancy the second oldest. Money was created to support religion and governments by developing a new shared belief structure that allowed society to overproduce goods and crops, and still get on with each other after barter broke down.
The Third Age: the Industrial Revolution
The use of money as a means of value exchange, alongside barter, lasted for hundreds of years or, to be more exact, about 4,700 years. During this time, beads, tokens, silver, gold, and other commodities were used as money, as well as melted iron and other materials. Perhaps the strangest money is that of the Yap Islands in the Pacific that use stone as money.
This last example is a favorite illustration of how value exchange works for bitcoin libertarians, who use the stone ledger exchange systems of the Yap Islands to illustrate how you can then translate this to digital exchange on the blockchain, as it is just a ledger of debits and credits.
The trouble is that stone, gold, and silver is pretty heavy as a medium of exchange. Hence, as the Industrial Revolution powered full steam ahead, a new form of value exchange was needed.
In this context, I use the term "full steam ahead" as a key metaphor, as the timing of the Industrial Revolution is pretty much aligned with steam power. Steam power was first patented in 1606, when Jerónimo de Ayanz y Beaumont received a patent for a device that could pump water out of mines. The last steam patent dates to 1933, when George and William Besler patented a steam-powered airplane.
The steam age created lots of new innovations, but the one that transformed the world was the invention of the steam engine. This led to railways and transport from coast to coast and continent to continent. Moving from horse power to steam power allowed ships to steam across oceans and trains across countries. It led to factories that could be heated and powered, and to a whole range of transformational moments culminating in the end of the nineteenth-century innovations of electricity and telecommunications. The move from steam to electricity moved us away from heavy-duty machinery to far lighter and easier communication and power structures. Hence, the Industrial Revolution ended when we moved from factories to offices but, between 1606 and 1933, there were massive changes afoot in the world of commerce and trade.
Within this movement of trade, it was realized that a better form of value exchange was needed, as carrying large vaults of gold bullion around was not only heavy but easily open to attack and theft. Something new was needed. There had already been several innovations in the world—the Medici bankers created trade finance and the Chinese had already been using paper money since the ninth century—but these innovations did not go mainstream until the Industrial Revolution demanded it. And this Revolution did demand a new form of value exchange.
Hence, the governments of the world started to mandate and license banks to enable economic exchange. These banks appeared from the 1600s, and were organized as government-backed entities that could be trusted to store value on behalf of depositors. It is for this reason that banks are the oldest registered companies in most economies. The oldest surviving British financial institution is Hoares Bank, created by Richard Hoare in 1672. The oldest British bank of size is Barclays Bank, first listed in 1690. Most UK banks are over two hundred years old, which is unusual as, according to a survey by the Bank of Korea, there are only 5,586 companies older than two hundred years with most of them in Japan.
Banks and insurance companies have survived so long as large entities—it is notable that they are large and still around after two to three hundred years—because they are government instruments of trade. They are backed and licensed by governments to act as financial oil in the economy, and the major innovation that took place was the creation of paper money, backed by government, as the means of exchange.
Paper bank notes and paper checks were created as part of this new ecosystem, to make it easier to allow industry to operate. At the time, this idea must have seemed most surprising. A piece of paper instead of gold as payment? But it was not so outrageous.
Perhaps this excerpt from the Committee of Scottish Bankers provides a useful insight as to why this idea took root:
The first Scottish bank to issue banknotes was Bank of Scotland. When the bank was founded on 17th July 1695, through an Act of the Scottish Parliament, Scots coinage was in short supply and of uncertain value compared with the English, Dutch, Flemish or French coin, which were preferred by the majority of Scots. The growth of trade was severely hampered by this lack of an adequate currency and the merchants of the day, seeking a more convenient way of settling accounts, were among the strongest supporters of an alternative.
Bank of Scotland was granted a monopoly over banking within Scotland for twenty-one years. Immediately after opening in 1695 the Bank expanded on the coinage system by introducing paper currency.
This idea was first viewed with some suspicion. However, once it became apparent that the Bank could honor its "promise to pay," and that paper was more convenient than coin, acceptance spread rapidly and the circulation of notes increased. As this spread from the merchants to the rest of the population, Scotland became one of the first countries to use a paper currency from choice.
And the check book? The UK's Cheque & Credit Clearing Company provides a useful history:
By the seventeenth century, bills of exchange were being used for domestic payments as well as international trades. Cheques, a type of bill of exchange, then began to evolve. They were initially known as 'drawn notes' as they enabled a customer to draw on the funds they held on account with their banker and required immediate payment […] the Bank of England pioneered the use of printed forms, the first of which were produced in 1717 at Grocers' Hall, London. The customer had to attend the Bank of England in person and obtain a numbered form from the cashier. Once completed, the form had to be authorized by the cashier before being taken to a teller for payment. These forms were printed on 'cheque' paper to prevent fraud. Only customers with a credit balance could get the special paper and the printed forms served as a check that the drawer was a bona fide customer of the Bank of England.
In other words, the late seventeenth century saw three major innovations appear at the same time: governments giving banks licenses to issue bank notes and drawn notes; checks, to allow paper to replace coins; and valued commodities.
The banking system then fuelled the Industrial Revolution, not only enabling easy trading of value exchange through these paper-based systems, but also to allow trade and structure finance through systems that are similar to those we still have today.The oldest Stock Exchange in Amsterdam was launched in 1602 and an explosion of banks appeared in the centuries that followed to enable trade, supporting businesses and governments in creating healthy, growing economies. A role they are still meant to fulfill today. During this time, paper money and structured investment products appeared, and large-scale international corporations began to develop, thanks to the rise of large-scale manufacturing and global connections. So the Industrial Revolution saw an evolution of development, from the origins of money that was enforced by our shared belief systems, to the creation of trust in a new system: paper. The key to the paper notes and paper check systems is that they hold a promise to pay which we believe will be honored. A bank note promises to pay the bearer on behalf wof the nation's bank and is often signed by that country's bank treasurer. A check is often reflective of society of the time, and shows how interlinked these value exchange systems were with the industrial age. In summary, we witness three huge changes in society over the past millennia of mankind: the creation of civilization based upon shared beliefs; the creation of money based upon those shared beliefs; and the evolution of money from belief to economy, when governments backed banks with paper.
The Fourth Age of Man: the Network Age
The reason for talking about the history of money in depth is as a backdrop to what is happening today. Money originated as a control mechanism for governments of Ancient Sumer to control farmers, based upon shared beliefs. It was then structured during the Industrial Revolution into government-backed institutions—banks—which could issue paper notes and checks that would be as acceptable as gold or coinage, based upon these shared beliefs. We share a belief in banks because governments say they can be trusted, and governments use the banks as a control mechanism that manages the economy.
So now we come to bitcoin and the Internet age, and some of these fundamentals are being challenged by the Internet. Let us take a step back and see how the Internet age came around.
Some might claim it dates back to Alan Turing, the Enigma machine, and the Turing test, or even further back to the 1930s when the Polish Cipher Bureau were the first to decode German military texts on the Enigma machine. Enigma was certainly the machine that led to the invention of modern computing, as British cryptographers created a programmable, electronic, digital, computer called Colossus to crack the codes held in the German messages.
Colossus was designed by the engineer Tommy Flowers, not Alan Turing—he designed a different machine—and was operational at Bletchley Park from February 1944, two years before the American computer ENIAC appeared. ENIAC, short for Electronic Numerical Integrator and Computer, was the first electronic general-purpose computer. It had been designed by the US Military for meteorological purposes—weather forecasting—and delivered in 1946.
When ENIAC launched, the media called it "the Giant Brain," with a speed a thousand times faster than any electromechanical machines of its time. ENIAC weighted over 30 tons and took up 167.4 square meters (1800 square feet) of space. It could process about 385 instructions per second.
Compare that with an iPhone6 that can process around 3.5 billion instructions per second, and this was rudimentary technology, but we are talking about seventy years ago, and Moore's Law had not even kicked in yet.
The key is that Colossus and ENIAC laid the groundwork for all modern computing, and became a boom industry in the 1950s. You may think that surprising when, back in 1943, the then President of IBM, Thomas Watson, predicted that there would be a worldwide market for maybe five computers. Bearing in mind the size and weight of these darned machines, you could see why he thought that way but my, how things have changed today.
However, we are still in the early days of the network revolution and I am not going to linger over the history of computers here. The reason for talking about ENIAC and Colossus was more to put our current state of change in perspective. We are seventy years into the transformations that computing is giving to our world.
Considering it was 330 years from the emergence of steam power to the last steam-power patent, that implies there is a long way to go in our transformation.
Let us first consider the fourth age in more depth as the key difference between this age and those that have gone before is the collapse of time and space. Einstein would have a giggle, but it is the case today that we are no longer separated by time and space as we were before. Distance is collapsing every day, and it is through our global connectivity that this is the case.
We can talk, socialize, communicate, and trade globally, in real time, for almost free. I can make a Skype call for almost no cost to anyone on the planet and, thanks to the rapidly diminishing costs of technology, there are $1 phones out there today, while the cheapest smartphone in the world is probably the Freedom 251. This is an Android phone with a 10.16-centimeter (4-inch) screen that costs just 251 rupees in India, around $3.75. In other words, what is happening in our revolution is that we can provide a computer that is far more powerful than anything before, and put it in the hands of everyone on the planet so that everyone on the planet is on the network.
Once on the network, you have the network effect, which creates exponential possibilities, since everyone can now trade, transact, talk, and target one-to-one, peer-to-peer.
This is why I think of the network as the fourth age of man and money, as we went from disparate, nomadic communities in the first age; to one that could settle and farm in the second; to one that could travel across countries and continents in the third; to one that is connected globally, one-to-one. This is a transformation and shows that man is moving from single tribes to communities to connected communities to a single platform: the Internet.
The importance of this is that each of these changes has seen a rethinking of how we do commerce, trade, and therefore finance. Our shared belief system allowed barter to work until abundance undermined bartering, and so we created money; our monetary system was based upon coinage, which was unworkable in a rapidly expanding industrial age, and so we created banking to issue paper money. Now, we are in the fourth age, and banking is no longer working as it should. Banks are domestic, but the network is global; banks are structured around paper, but the network is structured around data; banks distribute through buildings and humans, but the network distributes through software and servers. This is why so much excitement is hitting mainstream as we are now at the cusp of the change from money and banking to something else. However, in each previous age, the something else has not replaced what was there before. It has added to it. Money did not replace bartering; it diminished it. Banking did not replace money; it diminished it. Something in the network age is not going to replace banking, but it will diminish it. By diminish, we also need to put that in context.
Diminish. Barter is still at the highest levels it has ever been—about 15 percent of world trade is in a bartering form—but it is small compared to the monetary flows. Money in its physical form is also trading at the highest levels it has ever seen—cash usage is still rising in most economies—but it is not high compared to the alternative forms of monetary flow digitally, and in FX markets and exchanges. In other words, the historical systems of value exchange are still massive, but they are becoming a smaller percentage of trade compared with the newest structure we have implemented to allow value to flow.
This is why I am particularly excited about what the network age will do, as we connect one-to-one in real time, since it will create massive new flows of trade for markets that were underserved or overlooked. Just look at Africa. African mobile subscribers take to mobile wallets like ducks to water. A quarter of all Africans who have a mobile phone have a mobile wallet, rising to pretty much every citizen in more economically vibrant communities like Kenya, Uganda, and Nigeria. This is because these citizens never had access to a network before; they had no value exchange mechanism, except a physical one that was open to fraud and crime. Africa is leapfrogging other markets by delivering mobile financial inclusion almost overnight.
The same is true in China, India, Indonesian, the Philippines, Brazil, and many other underserved markets. So the first massive change in the network effect of financial inclusion is that the five billion people who previously had zero access to digital services are now on the network.
A second big change then is the nature of digital currencies, cryptocurrencies, bitcoin, and shared ledgers. This is the part that is building the new rails and pipes for the fourth generation of finance, and we are yet to see how this rebuilding works out. Will all the banks be based on an R3 blockchain? Will all clearing and settlement be via Hyperledger? What role will bitcoin play in the new financial ecosystem?
We do not know the answers to these questions yet, but what we will see is a new ecosystem that diminishes the role of historical banks, and the challenge for historical banks is whether they can rise to the challenge of the new system.
The Fourth Age of Moneykind is a digital networked value structure that is real time, global, connected, digital, and near free. It is based upon everything being connected from the seven billion humans communicating and trading in real time globally to their billions of machines and devices, which all have intelligence inside. This new structure obviously cannot work on a system built for paper with buildings and humans, and is most likely to be a new layer on top of that old structure.
A new layer of digital inclusion that overcomes the deficiencies of the old structure. A new layer that will see billions of transactions and value transferred at light speed in tiny amounts. In other words, the fourth age is an age where everything can transfer value, immediately and for an amount that starts at a billionth of a dollar if necessary.
This new layer for the fourth age is therefore nothing like what we have seen before and, for what was there before, it will supplement the old system and diminish it. Give it half a century and we will probably look back at banking today as we currently look back at cash and barter. They are old methods of transacting for the previous ages of man and moneykind.
This fourth age is digitizing value, and banks, cash, and barter will still be around but will be a much less important part of the new value ecosystem. They may still be processing volumes greater than ever before, but in the context of the total system of value exchange and trade, their role is less important.
In conclusion, I do not expect banks to disappear, but I do expect a new system to evolve that may include some banks but will also include new operators who are truly digital. Maybe it will be Google's, Baidu's, Alibaba's, and Facebook's; or maybe it will be Prosper's, Lending Club's, Zopa's, and SoFi's. We do not know the answer yet and if I were a betting man, I would say it will be a hybrid mix of all, as all evolve to the Fourth Age of Moneykind.
The hybrid system is one where banks are part of a new value system that incorporates digital currencies, financial inclusion, micropayments, and peer-to-peer exchange, because that is what the networked age needs. It needs the ability for everything with a chip inside to transact in real time for near free. We are not there yet but, as I said, this revolution is in its early days. It is just seventy years old. The last revolution took 330 years to play out. Give this one another few decades and then we will know exactly what we built.
The Next Age of Moneykind: The Future
Having covered four ages of moneykind—barter, coins, paper, chips—what could possibly be the fifth?
When we are just at the start of the Internet of Things (IoT), and are building an Internet of Value (ValueWeb), how can we imagine something beyond this next ten-year cycle?
Well we can and we must, as there are people already imagining a future beyond today. People like Elon Musk, who see colonizing Mars and supersmart high-speed transport as a realizable vision. People like the engineers at Shimzu Corporation, who imagine building city structures in the oceans. People like the guys at NASA, who are launching space probes capable of sending us HD photographs of Pluto when, just a hundred years ago, we only just imagined it existed.
A century ago, Einstein proposed a space-time continuum that a century later has been proven. What will we be discovering, proving, and doing a century from now?
No one knows, and most predictions are terribly wrong. A century ago they were predicting lots of ideas, but the computer had not been imagined, so the network revolution was unimaginable. A century before this, Victorians believed the answer to the challenge of clearing horse manure from the streets was to have steam-powered horses, as the idea of the car had not been imagined. So who knows what we will be doing a century from now.
2116. What will the world of 2116 look like?
Well there are some clues. We know that we have imagined robots for decades, and robots must surely be pervasive and ubiquitous by 2116 as even IBM are demonstrating such things today. A century from now we know we will be travelling through space, as the Wright Brothers invented air travel a century ago and look at what we can do today.
Emirates now offer the world's longest nonstop flight with a trip from Auckland to Dubai lasting 17 hours and 15 minutes. We are already allowing reusable transport vehicles to reach the stars and, a century from now, we will be beyond the stars I hope.
Probably the largest and most forecastable change is that we will be living longer. Several scientists believe that most humans will live a century or more, with some even forecasting that a child has already been born who will live for 150 years.
A child has been born who will live until 2166. What will they see?
And we will live so long because a little bit of the machine will be inside the human and a little bit of the human will be inside the machine. The Robocop is already here, with hydraulic prosthetics linked to our brainwaves able to create the bionic human. Equally, the cyborg will be arriving within thirty-five years according to one leading futurist. Add to this smorgasbord of life extending capabilities from nano-bots to leaving our persona on the network after we die, and the world is a place of magic become real.
We have smart cars, smart homes, smart systems and smart lives. Just look at this design for a window that becomes a balcony and you can see that the future is now.
Self-driving cars, biotechnologies, smart networking, and more will bring all the ideas of Minority Report and Star Trek to a science that is no longer fiction, but reality.
It might even be possible to continually monitor brain activity and alert health experts or the security services before an aggressive attack, such as in Philip K. Dick's dystopian novella Minority Report.
So, in this fifth age of man where man and machine create superhumans, what will the value exchange system be?
Well it will not be money and probably will not even be transactions of data, but some other structure. I have alluded to this other structure many times already as it is quite clear that, in the future, money disappears. You never see Luke Skywalker or Captain Kirk pay for anything in the future, and that is because money has lost its meaning.
Money is no longer a meaningful system in the fifth age of man. Having digitalized money in the fourth age, it just became a universal credit and debit system. Digits on the network recording our taking and giving; our living and earning; our work and pleasure.
After robots take over so many jobs, and man colonizes space, do we really think man will focus upon wealth management and value creation, or will we move beyond such things to philanthropic matters. This is the dream of Gene Rodenberry and other space visionaries, and maybe it could just come true. After all, when you become a multibillionaire, your wealth becomes meaningless. This is why Bill Gates, Warren Buffet, and Mark Zuckerberg start to focus upon philanthropic structures when money and wealth become meaningless.
So could the fifth age of man—the man who lives for centuries in space—be one where we forget about banking, money, and wealth, and focus upon the good of the planet and mankind in general? If everyone is in the network and everyone has a voice, and the power of the one voice can be as powerful as the many, do we move beyond self-interest?
I have no idea, but it makes for interesting questions around how and what we value when we become superhumans thanks to life extending and body engineering technologies; when we move beyond Earth to other planets; and when we reach a stage where our every physical and mental need can be satisfied by a robot.
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Источник: https://www.bbvaopenmind.com/en/articles/the-past-present-and-future-of-money-banking-and-finance/
Consumers have become more demanding of digital experiences. The pandemic has only amplified the need for easy access to banking products, services and information. Given most customers are now comfortable using online channels, the traditional 'customer loyalty' for physical proximity of branch would now be influenced by personalization and customization provided through digital offerings. Some of the key purchase drivers would be 'Value for money', 'Ease of buying', 'Personal safety', 'Customer Experience' and 'Personalization'.
Globally, the market has been flooded with a new wave of growing neo banks. Unlike traditional banking, these are not burdened by legacy technology and are operating with greater agility, neo banks can offer personalized experience and seamless interaction craved by a generation who demands a smart digital experience. Neo banks have not yet become the primary banking service for the customers and customers fall back on traditional banking channels only for primary banking. Having said that, the traditional banks will have to scale up in terms of their offerings and services to cater to their customers with changing behaviours which can be achieved by going 'Digital'.
Super apps as emerging technology essentially serve as a single portal or app to a wide range of virtual products and services. The most sophisticated apps bundle together online messaging, social media, marketplaces and services. One app, one sign-in, one user experience, for virtually any product or service a customer may want or need.
Technology will continue to evolve at a rapid pace and emerging concepts such as augmented reality and distributed ledger technology will further redefine banking services. The above technologies will combine to redefine the bank-customer relationship, making banking more personalized across customer devices. Now, with low code development, ease of integration capabilities and cloud, the technology element of digital transformation is no longer the difficult part. The signals of change are driving an evolution across the retail banking sector, and our research tells us that in order to achieve profitable growth banks will need to pivot to a digital business model ecosystem to succeed.
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OSTI.GOV Technical Report: EBR-II Reactor Physics Benchmark Evaluation Report
Title: EBR-II Reactor Physics Benchmark Evaluation Report
This report provides a reactor physics benchmark evaluation with associated uncertainty quantification for the critical configuration of the April 1986 Experimental Breeder Reactor II Run 138B core configuration.
Pope, Chad L. [1];
Search OSTI.GOV for author "Pope, Chad L."
Search OSTI.GOV for ORCID "0000-0002-1953-1034"
Lum, Edward S [1]; Stewart, Ryan [1]; Byambadorj, Bilguun [1]; Beaulieu, Quinton [1]
Idaho State Univ., Pocatello, ID (United States)
USDOE Office of Nuclear Energy (NE)
Contributing Org.:
Idaho National Laboratory; Argonne National Laboratory
14-6700 EBR2-LMFR-RESR-001
14-6700; TRN: US1801753
NE0008301
22 GENERAL STUDIES OF NUCLEAR REACTORS; EBR-2 REACTOR; REACTOR PHYSICS; BENCHMARKS; EVALUATION; CONFIGURATION; EBR-II; Benchmark; Critical; Run 138B
Pope, Chad L., Lum, Edward S, Stewart, Ryan, Byambadorj, Bilguun, and Beaulieu, Quinton. EBR-II Reactor Physics Benchmark Evaluation Report. United States: N. p., 2017. Web. doi:10.2172/1415120.
Pope, Chad L., Lum, Edward S, Stewart, Ryan, Byambadorj, Bilguun, & Beaulieu, Quinton. EBR-II Reactor Physics Benchmark Evaluation Report. United States. doi:10.2172/1415120.
Pope, Chad L., Lum, Edward S, Stewart, Ryan, Byambadorj, Bilguun, and Beaulieu, Quinton. Thu . "EBR-II Reactor Physics Benchmark Evaluation Report". United States. doi:10.2172/1415120. https://www.osti.gov/servlets/purl/1415120.
title = {EBR-II Reactor Physics Benchmark Evaluation Report},
author = {Pope, Chad L. and Lum, Edward S and Stewart, Ryan and Byambadorj, Bilguun and Beaulieu, Quinton},
abstractNote = {This report provides a reactor physics benchmark evaluation with associated uncertainty quantification for the critical configuration of the April 1986 Experimental Breeder Reactor II Run 138B core configuration.},
IDAHO DIVISION SUMMARY REPORT, JULY, AUGUST, SEPTEMBER 1960
Technical Report None
Eperimental Breeder Reactor I. The fully ribbed and rigid Mark III loading of EBR-I was found to be govenned by feedback processes which guarantee safe and stable operation under normal operating conditions and to give a large radial contribution to the power coefficient. Nonlinearities in the power coefficient were investigated and found to be no problem. If the stabilizing ribs are removed from the fuel rode, a strong positive effect appears which is associated with the inward bowing of fuel rods. The prompt positive coefficient obseved in Mark II is discussed from the standpoint of Mark III tests. A 800-Mwhmore » irradiation run was made on a number of samples, and some bric cladding failures are reported. Data are given for the dimensional changes in EBR-I, Mark III fuel rods used for a total of 2,682 Mwh operating time; the fuel rods usually increased in diameter and decreased in length, and some bowing was obseved. The growth and temperature profiles of the fuel rode are compared, and the effects of radial restraint on the rod growth are discussed. The EBR-I, Mark FV core design is then discussed. The fuel rod will incorporate four plutonium-10 at.% aluminum fuel slugs with two depleted uranium blanket slugs. Calculations were made on the critical mass of Mark IV, which is shown to be 28.3 kg of total plutonium. Zero-power Reactor III (ZPR-III). A mockup of EBR-II was studied in ZPR-III, and the wonth of the mockup control rods was evaluated with tantalum and B/sub 4/ C followers. An EBR-II B/sub 4/C oscillator rod experiment was made in which the excess reactivity was measured as a function of the angular position of the oscillator. The worths of sodium, aluminum, and stainless steel were mapped throughout the core and blanket. From substitution experiments, there appears to be some spectral differences at the center of the clean cores, depending on whether the core is filled with sodium or aluminum. A two-dimensional mapping of the worth of U/sup 235/ and U/sup 238/ was also performed, and their fission rates were determined. Since the EBR-II shields and thimble holes have been redesigned, new mockups were made and their counter responses studied. Transient Reactor Test Facil1ty. The equipment and procedures used to obtain constant power or flat top pulse burats for transient testing of fuel elements are described. The poison sections of the control rode were modified by mixing epoxy resin with graded boron carbide to prevent poison movement. The radiation effects of pulsed bursts on pressure transducers were studied, and it was found that the extraneous pressure signal following the instantaneous power, but not that following the integrated power, can be eliminated. Boiling Reactor Experiment V (Borax V). A general review is given of work done to date, and the design of the reactor and plant is discussed in detail. The core structure is discussed, particularly the spring which allows differential expansion between the core structure and the reactor vessel. A comparison of boiling fuel rods with different diameters is given. The superheater fuel assembly was redesigned with 4 instead of 5 fuel plates because the maximum surface temperature has been lowered from 1200 to 1100 deg F. The reactor control system is compared with those of previous BORAX reactors and EBWR. The construction of the control rods is discussed; the control rod drives which are to be used are those originally used on EBWR. The fuel handling system is discussed. The programs for testing superheater-fiuel assembly seals and developing in-core instrumentation are described. Argonne Fast Source Reactor (AFSR). The present status of AFSR is discussed. Data are presented for the neutron fluxes at various points in AFSR and for the AFSR dimensions. (D.L.C.)« less
Temperature and Burnup Correlated FCCI in U-10Zr Metallic Fuel
Technical Report William J. Carmack
Metallic fuels are proposed for use in advanced sodium cooled fast reactors. The experience basis for metallic fuels is extensive and includes development and qualification of fuels for the Experimental Breeder Reactor I, the Experimental Breeder Reactor II, FERMI-I, and the Fast Flux Test Facility (FFTF) reactors. Metallic fuels provide a number of advantages over other fuel types in terms of fabricability, performance, recyclability, and safety. Key to the performance of all nuclear fuel systems is the resistance to "breach" and subsequent release of fission products and fuel constituents to the primary coolant system of the nuclear power plant. Inmore » metallic fuel, the experience is that significant fuel-cladding chemical (FCCI) interaction occurs and becomes prevalent at high power-high temperature operation and ultimately leads to fuel pin breach and failure. Empirical relationships for metallic fuel pin failure have been developed from a large body of in-pile and out of pile research, development, and experimentation. It has been found that significant in-pile acceleration of the FCCI rate is experienced over similar condition out-of-pile experiments. The study of FCCI in metallic fuels has led to the quantification of in-pile failure rates to establish an empirical time and temperature dependent failure limit for fuel elements. Up until now the understanding of FCCI layer formation has been limited to data generated in EBR-II experiments. This dissertation provides new FCCI data extracted from the MFF-series of metallic fuel irradiations performed in the FFTF. These fuel assemblies contain valuable information on the formation of FCCI in metallic fuels at a variety of temperature and burnup conditions and in fuel with axial fuel height three times longer than EBR-II experiments. The longer fuel column in the FFTF and the fuel pins examined have significantly different flux, power, temperature, and FCCI profiles than that found in similar tests conducted in the EBR-II and study of the differences between the two fuel systems is critical for design of large advanced sodium cooled fast reactor systems. Comparing FCCI layer formation data between FFTF and EBR-II indicates that the same diffusion model can be used to represent the two systems when considering time, temperature, burnup history, and axial temperature and power profiles. This dissertation shows that FCCI formation peaks further below the top of the fuel column in FFTF experiments than has been observed in EBR-II experiments. The work provided in this dissertation will help forward the design of advanced metallic fuel systems for advanced sodium cooled fast reactors by allowing the prediction of FCCI layer formation in full length reactor designs. This will allow the accurate lifetime prediction of fuel performance capability for new advanced sodium cooled fast reactors with extended core designs.« less
ZPR-3 Assembly 12 : A cylindrical assembly of highly enriched uranium, depleted uranium and graphite with an average {sup 235}U enrichment of 21 atom %.
Technical Report Lell, R M ; McKnight, R D ; Perel, R L ; ...
Over a period of 30 years, more than a hundred Zero Power Reactor (ZPR) critical assemblies were constructed at Argonne National Laboratory. The ZPR facilities, ZPR-3, ZPR-6, ZPR-9 and ZPPR, were all fast critical assembly facilities. The ZPR critical assemblies were constructed to support fast reactor development, but data from some of these assemblies are also well suited for nuclear data validation and to form the basis for criticality safety benchmarks. A number of the Argonne ZPR/ZPPR critical assemblies have been evaluated as ICSBEP and IRPhEP benchmarks. Of the three classes of ZPR assemblies, engineering mockups, engineering benchmarks and physicsmore » benchmarks, the last group tends to be most useful for criticality safety. Because physics benchmarks were designed to test fast reactor physics data and methods, they were as simple as possible in geometry and composition. The principal fissile species was {sup 235}U or {sup 239}Pu. Fuel enrichments ranged from 9% to 95%. Often there were only one or two main core diluent materials, such as aluminum, graphite, iron, sodium or stainless steel. The cores were reflected (and insulated from room return effects) by one or two layers of materials such as depleted uranium, lead or stainless steel. Despite their more complex nature, a small number of assemblies from the other two classes would make useful criticality safety benchmarks because they have features related to criticality safety issues, such as reflection by soil-like material. ZPR-3 Assembly 12 (ZPR-3/12) was designed as a fast reactor physics benchmark experiment with an average core {sup 235}U enrichment of approximately 21 at.%. Approximately 68.9% of the total fissions in this assembly occur above 100 keV, approximately 31.1% occur below 100 keV, and essentially none below 0.625 eV - thus the classification as a 'fast' assembly. This assembly is Fast Reactor Benchmark No. 9 in the Cross Section Evaluation Working Group (CSEWG) Benchmark Specifications and has historically been used as a data validation benchmark assembly. Loading of ZPR-3 Assembly 12 began in late Jan. 1958, and the Assembly 12 program ended in Feb. 1958. The core consisted of highly enriched uranium (HEU) plates, depleted uranium plates and graphite plates loaded into stainless steel drawers which were inserted into the central square stainless steel tubes of a 31 x 31 matrix on a split table machine. The core unit cell consisted of two columns of 0.125 in.-wide (3.175 mm) HEU plates, seven columns of 0.125 in.-wide depleted uranium plates and seven columns of 0.125 in.-wide graphite plates. The length of each column was 9 in. (228.6 mm) in each half of the core. The graphite plates were included to produce a softer neutron spectrum that would be more characteristic of a large power reactor. The axial blanket consisted of 12 in. (304.8 mm) of depleted uranium behind the core. The thickness of the radial blanket was approximately 12 in. and the length of the radial blanket in each half of the matrix was 21 in. (533.4 mm). The assembly geometry approximated a right circular cylinder as closely as the square matrix tubes allowed. According to the logbook and loading records for ZPR-3/12, the reference critical configuration was loading 10 which was critical on Feb. 5, 1958. The subsequent loadings were very similar but less clean for criticality because there were modifications made to accommodate reactor physics measurements other than criticality. Accordingly, ZPR-3/12 loading 10 was selected as the only configuration for this benchmark. As documented below, it was determined to be acceptable as a criticality safety benchmark experiment. An accurate transformation to a simplified model is needed to make any ZPR assembly a practical criticality-safety benchmark. There is simply too much geometric detail in an exact (as-built) model of a ZPR assembly, even a clean core such as ZPR-3/12 loading 10. The transformation must reduce the detail to a practical level without masking any of the important features of the critical experiment. And it must do this without increasing the total uncertainty far beyond that of the original experiment. Such a transformation is described in Section 3. It was obtained using a pair of continuous-energy Monte Carlo calculations. First, the critical configuration was modeled in full detail - every plate, drawer, matrix tube, and air gap was modeled explicitly. Then the regionwise compositions and volumes from the detailed as-built model were used to construct a homogeneous, two-dimensional (RZ) model of ZPR-3/12 that conserved the mass of each nuclide and volume of each region. The simple model is the criticality-safety benchmark model. The difference in the calculated k{sub eff} values between the as-built 3-dimensional model and the homogeneous 2-dimensional benchmark model was used to adjust the measured excess reactivity of ZPR-3/12 loading 10 to obtain the k{sub eff} for the benchmark model.« less
ZPR-3 Assembly 11 : A cylindrical sssembly of highly enriched uranium and depleted uranium with an average {sup 235}U enrichment of 12 atom % and a depleted uranium reflector.
Technical Report Lell, R M ; McKnight, R D ; Tsiboulia, A ; ...
Over a period of 30 years, more than a hundred Zero Power Reactor (ZPR) critical assemblies were constructed at Argonne National Laboratory. The ZPR facilities, ZPR-3, ZPR-6, ZPR-9 and ZPPR, were all fast critical assembly facilities. The ZPR critical assemblies were constructed to support fast reactor development, but data from some of these assemblies are also well suited for nuclear data validation and to form the basis for criticality safety benchmarks. A number of the Argonne ZPR/ZPPR critical assemblies have been evaluated as ICSBEP and IRPhEP benchmarks. Of the three classes of ZPR assemblies, engineering mockups, engineering benchmarks and physicsmore » benchmarks, the last group tends to be most useful for criticality safety. Because physics benchmarks were designed to test fast reactor physics data and methods, they were as simple as possible in geometry and composition. The principal fissile species was {sup 235}U or {sup 239}Pu. Fuel enrichments ranged from 9% to 95%. Often there were only one or two main core diluent materials, such as aluminum, graphite, iron, sodium or stainless steel. The cores were reflected (and insulated from room return effects) by one or two layers of materials such as depleted uranium, lead or stainless steel. Despite their more complex nature, a small number of assemblies from the other two classes would make useful criticality safety benchmarks because they have features related to criticality safety issues, such as reflection by soil-like material. ZPR-3 Assembly 11 (ZPR-3/11) was designed as a fast reactor physics benchmark experiment with an average core {sup 235}U enrichment of approximately 12 at.% and a depleted uranium reflector. Approximately 79.7% of the total fissions in this assembly occur above 100 keV, approximately 20.3% occur below 100 keV, and essentially none below 0.625 eV - thus the classification as a 'fast' assembly. This assembly is Fast Reactor Benchmark No. 8 in the Cross Section Evaluation Working Group (CSEWG) Benchmark Specificationsa and has historically been used as a data validation benchmark assembly. Loading of ZPR-3 Assembly 11 began in early January 1958, and the Assembly 11 program ended in late January 1958. The core consisted of highly enriched uranium (HEU) plates and depleted uranium plates loaded into stainless steel drawers, which were inserted into the central square stainless steel tubes of a 31 x 31 matrix on a split table machine. The core unit cell consisted of two columns of 0.125 in.-wide (3.175 mm) HEU plates, six columns of 0.125 in.-wide (3.175 mm) depleted uranium plates and one column of 1.0 in.-wide (25.4 mm) depleted uranium plates. The length of each column was 10 in. (254.0 mm) in each half of the core. The axial blanket consisted of 12 in. (304.8 mm) of depleted uranium behind the core. The thickness of the depleted uranium radial blanket was approximately 14 in. (355.6 mm), and the length of the radial blanket in each half of the matrix was 22 in. (558.8 mm). The assembly geometry approximated a right circular cylinder as closely as the square matrix tubes allowed. According to the logbook and loading records for ZPR-3/11, the reference critical configuration was loading 10 which was critical on January 21, 1958. Subsequent loadings were very similar but less clean for criticality because there were modifications made to accommodate reactor physics measurements other than criticality. Accordingly, ZPR-3/11 loading 10 was selected as the only configuration for this benchmark. As documented below, it was determined to be acceptable as a criticality safety benchmark experiment. A very accurate transformation to a simplified model is needed to make any ZPR assembly a practical criticality-safety benchmark. There is simply too much geometric detail in an exact (as-built) model of a ZPR assembly, even a clean core such as ZPR-3/11 loading 10. The transformation must reduce the detail to a practical level without masking any of the important features of the critical experiment. And it must do this without increasing the total uncertainty far beyond that of the original experiment. Such a transformation is described in Section 3. It was obtained using a pair of continuous-energy Monte Carlo calculations. First, the critical configuration was modeled in full detail - every plate, drawer, matrix tube, and air gap was modeled explicitly. Then the regionwise compositions and volumes from the detailed as-built model were used to construct a homogeneous, two-dimensional (RZ) model of ZPR-3/11 that conserved the mass of each nuclide and volume of each region. The simple cylindrical model is the criticality-safety benchmark model. The difference in the calculated k{sub eff} values between the as-built three-dimensional model and the homogeneous two-dimensional benchmark model was used to adjust the measured excess reactivity of ZPR-3/11 loading 10 to obtain the k{sub eff} for the benchmark model.« less
ZPR-3 Assembly 6F : A spherical assembly of highly enriched uranium, depleted uranium, aluminum and steel with an average {sup 235}U enrichment of 47 atom %.
Technical Report Lell, R M ; McKnight, R D ; Schaefer, R W ; ...
Over a period of 30 years, more than a hundred Zero Power Reactor (ZPR) critical assemblies were constructed at Argonne National Laboratory. The ZPR facilities, ZPR-3, ZPR-6, ZPR-9 and ZPPR, were all fast critical assembly facilities. The ZPR critical assemblies were constructed to support fast reactor development, but data from some of these assemblies are also well suited for nuclear data validation and to form the basis for criticality safety benchmarks. A number of the Argonne ZPR/ZPPR critical assemblies have been evaluated as ICSBEP and IRPhEP benchmarks. Of the three classes of ZPR assemblies, engineering mockups, engineering benchmarks and physicsmore » benchmarks, the last group tends to be most useful for criticality safety. Because physics benchmarks were designed to test fast reactor physics data and methods, they were as simple as possible in geometry and composition. The principal fissile species was {sup 235}U or {sup 239}Pu. Fuel enrichments ranged from 9% to 95%. Often there were only one or two main core diluent materials, such as aluminum, graphite, iron, sodium or stainless steel. The cores were reflected (and insulated from room return effects) by one or two layers of materials such as depleted uranium, lead or stainless steel. Despite their more complex nature, a small number of assemblies from the other two classes would make useful criticality safety benchmarks because they have features related to criticality safety issues, such as reflection by soil-like material. ZPR-3 Assembly 6 consisted of six phases, A through F. In each phase a critical configuration was constructed to simulate a very simple shape such as a slab, cylinder or sphere that could be analyzed with the limited analytical tools available in the 1950s. In each case the configuration consisted of a core region of metal plates surrounded by a thick depleted uranium metal reflector. The average compositions of the core configurations were essentially identical in phases A - F. ZPR-3 Assembly 6F (ZPR-3/6F), the final phase of the Assembly 6 program, simulated a spherical core with a thick depleted uranium reflector. ZPR-3/6F was designed as a fast reactor physics benchmark experiment with an average core {sup 235}U enrichment of approximately 47 at.%. Approximately 81.4% of the total fissions in this assembly occur above 100 keV, approximately 18.6% occur below 100 keV, and essentially none below 0.625 eV - thus the classification as a 'fast' assembly. This assembly is Fast Reactor Benchmark No. 7 in the Cross Section Evaluation Working Group (CSEWG) Benchmark Specifications and has historically been used as a data validation benchmark assembly. Loading of ZPR-3/6F began in late December 1956, and the experimental measurements were performed in January 1957. The core consisted of highly enriched uranium (HEU) plates, depleted uranium plates, perforated aluminum plates and stainless steel plates loaded into aluminum drawers, which were inserted into the central square stainless steel tubes of a 31 x 31 matrix on a split table machine. The core unit cell consisted of three columns of 0.125 in.-wide (3.175 mm) HEU plates, three columns of 0.125 in.-wide depleted uranium plates, nine columns of 0.125 in.-wide perforated aluminum plates and one column of stainless steel plates. The maximum length of each column of core material in a drawer was 9 in. (228.6 mm). Because of the goal to produce an approximately spherical core, core fuel and diluent column lengths generally varied between adjacent drawers and frequently within an individual drawer. The axial reflector consisted of depleted uranium plates and blocks loaded in the available space in the front (core) drawers, with the remainder loaded into back drawers behind the front drawers. The radial reflector consisted of blocks of depleted uranium loaded directly into the matrix tubes. The assembly geometry approximated a reflected sphere as closely as the square matrix tubes, the drawers and the shapes of fuel and diluent plates allowed. According to the logbook and loading records for ZPR-3/6F, the reference critical configuration was loading 5 which was critical on January 4, 1957. The subsequent loadings were very similar but were less clean for criticality because there were modifications made to accommodate reactor physics measurements other than criticality. Accordingly, ZPR-3/6F loading 5 was selected as the only configuration for this benchmark. As documented below, it was determined to be acceptable as a criticality safety benchmark experiment. A very accurate transformation to a simplified model is needed to make any ZPR assembly a practical criticality-safety benchmark. There is simply too much geometric detail in an exact (as-built) model of a ZPR assembly. This is especially true of ZPR-3/6F because of the complex core loading required to approximate a sphere with rectangular plates in a square matrix.« less | {
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Op-ed: Diversity and the changing face of suburbia
Adapted from an essay in Next American City, this op-ed by Robert Lang and Edward Blakely explores the state of the American suburb.
Next American City July 18, 2008
The word "suburb" still raises snickers among some thinkers as a place "out there" where middle-class people without taste reside. The harshest critics dismiss suburbs as the "geography of nowhere."
Yet the American suburbs have grown so immense and diverse, now housing more than half the U.S. population, that no out-of-date stereotypes can capture their complexity, meaning or future direction.
For example, according to Census data, the number of single people living in the suburbs continues to grow. In fact, some suburbs now have more single households than families with children. Another example: The suburbs in all big metropolitan areas except New York and Chicago contain more office space than the regions' central business districts.
American suburbs now have essentially the same elements that make a place urban – just arranged in a way that differs enough from traditional central cities.
"Cosmoburbs" is the term used in the forthcoming book "Boomburbs: The Rise of America's Accidental Cities" to describe wealthy suburbs that are also diverse and that increasingly contain non-traditional households. Leading examples around the nation include Naperville, Ill., Plano, Texas, Bellevue, Wash., and Lakewood and Aurora in Colorado.
In Lakewood, a suburb that is now all but built out, singles and childless couples outnumber households with children. Plans for future growth center on Lakewood's six stations along the West Corridor line of the FasTracks light-rail system. The areas around the stations will feature high-density, mixed-use developments, including many multifamily units. This type of housing does not typically appeal to families.
Lakewood is following a land-use planning model set by Arlington, Va., in the 1980s when it focused denser growth along the Washington Metro system's Orange Line. Arlington in 1980, like Lakewood today, contained mostly post-World War II single-family housing in mostly homogenous neighborhoods. But the Orange Line changed the city into a more diverse and vibrant place. Lakewood is poised to do the same over the next decade, as will other suburbs with new light-rail systems, such as Tempe, Ariz.
Aurora is another increasingly diverse suburb. By 2000, less than 60 percent of Aurora was non-Hispanic white. This booming suburb continues to gain minority residents as it grows – it passed 300,000 people in 2005. By 2010, Aurora may even become a "majority minority" city.
Like Lakewood, Aurora will have a branch of the FasTracks system and has started planning for mixed-use development at the stations. Projections are for Aurora to keep growing at its edges as well. Already Colorado's third-largest city, Aurora may someday rival Denver in overall size.
Even some of Denver's smaller suburbs have been swept by change. Englewood, just south of the city, was a quintessential 1950s suburb. In fact, Englewood's Arapahoe Acres neighborhood is the first post-World War II subdivision to be listed in the National Register of Historic Places. Arapahoe Acres' mid-century modern homes are good examples of the small horizontal ranches that were home to baby-boom families across the U.S. Where in the past such neighborhoods contained mostly households with children, Arapahoe Acres and other similar neighborhoods now have a mix of singles, retirees and childless couples.
Outdated conceptions of suburbia arise from the image developers have marketed to the public. Suburbs are supposed to be safe from the dangers of the cities, for instance. Interestingly, it is this image of safety that attracts a rising influx of minorities. According to the 2000 census, minority groups constituted the largest shift from cities to suburbs in the 1990s. In 65 of the largest 102 metropolitan areas, "minority flight" equaled or outpaced "white flight" to the suburbs.
Much of the Hispanic and Asian gains in the suburbs were due to new arrivals that jumped past central cities. At the turn of the last century, immigrants flocked to the city centers. Today, half of immigrants move directly to suburbs. Asian immigrants, more than any other group, select suburban lifestyles.
In many respects, the Cosmoburb may be the coming America where race is part of the ambiance. Ethnic restaurants and shops with exotic goods draw people into these communities. In such places, it does not matter what race the neighbor is – as long as the lawn is mowed.
The new Cosmoburbs will be part of a global economy. For planners this means that suburbs should not be thought of as merely bedroom communities, but as new economic hubs for an increasingly "brain"-oriented economy. Planners need to think of ways to mix people as well as land uses to build new communities. Suburbs today don't have less sophisticated economies than cities but are equal to central cities. This shift will require not only new thinking about design, transit and infrastructure in the suburbs, but also new thinking about how the suburbs can truly accommodate singles, seniors, the foreign-born and people of every color.
Tags: suburbs
What the Merger of Sacramento Transit Agencies Means for Riders | {
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Grade 90 Cheesecloth 100 Yard Roll - Bleached - Contains a 44 x 36 threads per square inch and 36" wide in a roll. Considered the finest weave and highest quality cheesecloth fabric on the market place with its extra strength and durable construction. This cheesecloth is washable and reusable. Used for crafts, bandages, tea bags, dress making, binding, curtains, cheese making, an alternative for butter muslin, cooking, polishing, staining, filtering, covering, straining, and much more. | {
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european equities a week in review
European Equities: A Week in Review
It was a bit week for the European majors, with the DAX leading the way. Monetary policy and trade drove autos and banks in particular.
Bob Mason
Sep 14, 2019 03:40 AM GMT
It was a week in the green for the European majors, with the DAX30 rallying by 2.27% to lead the way. The EuroStoxx600 and CAC40 saw more modest gains of 1.2% and 0.92% respectively.
Geopolitical risk and monetary policy were the key drivers throughout the week.
A material shift in rhetoric from both China and the U.S on trade provided the majors and the DAX, in particular, with strong support.
News of China removing certain U.S goods from planned retaliatory tariffs provided early support. The U.S then announced a delay in U.S tariffs on Chinese goods from 1st October to 15th October. The moves raised hopes of progress on trade talks next month.
On Thursday, the U.S President also spoke of a willingness to form an interim trade agreement with China. It was quite a turnaround from his previous unwillingness to have any agreements with China on trade…
From the UK, British Prime Minister Boris Johnson's troubles in Parliament was also positive for the majors. While the British PM continued to talk of leaving the EU, with or without a deal, legislation was passed to force the PM to request an extension should no deal be in place by 19th October.
The extension would give Britain until January of next year to, either renegotiate with the EU or give the electorate a 2nd referendum.
From a market perspective, a fall in the odds of Britain leaving without a deal was key ahead of Parliament's suspension.
Adding to the upside for the European majors and bourses elsewhere, was an expectation of support from the ECB and the FED.
On Thursday, the ECB delivered with a 10 basis point deposit rate cut -0.5%, while also reintroducing the asset purchasing program. Whilst the markets had anticipated the rate cut, there had been some uncertainty over the asset purchasing program.
It was a relatively busy week on the Eurozone economic calendar. Having seen some quite dire numbers out of Germany of late, better than forecast trade data provided the DAX with support on Monday.
Germany's trade surplus widened from €18.1bn to €20.2bn in July. The rise led to the Eurozone's trade surplus widening from €20.6bn to €24.8bn.
From elsewhere, stats were less impressive, however, with Italy reporting a 0.7% fall in industrial production in July. French industrial production rose by 0.3%, following a 2.3% slide in June, but fell short of a forecasted 0.5% increase.
For the Eurozone, industrial production fell by 0.4%, following a 1.6% slide in June. The figures continued to portray weakness in the manufacturing sector going into the 3rd quarter.
In spite of the weakness, the hope of an end to the U.S – China trade war muted the impact of the numbers on the majors.
From the U.S, a pickup in inflationary pressure and retail and consumer sentiment figures had a muted impact in the week.
The Market Movers
From the DAX, the auto sector saw solid gains throughout the week. Continental and Daimler led the way with gains of 7.79% and 6.82% respectively. BMW and Volkswagen weren't far behind with the pair ending the week up by 5.07% and 5.26% respectively.
It was also bullish for the banks. Deutsche Bank rose by 7.48%, while Commerzbank surged by 10.53%.
For the DAX, the shift in sentiment towards the U.S – China trade war also supported ThyssenKrupp and Infineon Tech. The pair rose by 7.81% and by 9.4% respectively in the week. Infineon Tech's rebound contributed to a 17.5% gain for the current month…
From the CAC, it was also a solid week for the banks. BNP Paribas and Credit Agricole rose by 6.86% and by 7.18% respectively. Soc Gen led the way, rallying by 7.62%. French autos also performed. Renault rose by 5.05%, while Peugeot jumped by 8.87%.
On the VIX Index
The VIX Index saw red in 4 of the 5 days to leave the index in the red for a 3rd consecutive week. The VIX fell by 8.67% to 13.7, following on from a 20.97% slide from the previous week.
Easing tensions between the U.S and China, Brexit and monetary policy stimulus weighed on the VIX throughout the week.
It's a relatively quiet week ahead on the Eurozone economic calendar. Key drivers are limited to German and Eurozone economic sentiment figures due out on Tuesday.
We would expect finalized Italian and Eurozone inflation figures to have a muted impact on the majors.
From outside of the Eurozone, the FED's Wednesday interest rate decision, rate statement, economic projections, and press conference will have a material impact on Thursday.
While a 25 basis point rate cut is priced in, it will boil down to whether it's a hawkish or dovish rate cut. A hawkish rate cut could pin back the majors on Thursday.
China's industrial production figures due out on Monday and U.S manufacturing sector figures on Monday and Thursday will also provide direction.
On the geopolitical front, we can also expect more chatter from the UK on Brexit. British Prime Minister Boris Johnson's failings will be considered positive for the European majors.
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~1120, Robert born in Engand, s/o §Piers de Ros & Adeline Espec.
Bef. 1143, Robertum de Roos married Sibillam de Valoniis.
Bef. 1150, Robert de Roos witnessed William of Albemarle's charter founding the abbey of Melsa.
By 1153, Robert's older brother Everard died.
1153, Robert's uncle Sir Walter Espec died, buried at the abbey of Rievaulx; leaving property to his three sisters: Hawisia married to William Bussy, Albreda married to Nicholas de Trailly, and Adelina married to Peter de Ros.
1153, Robertus de Ros confirmed donations to Rievaulx by Walteri Espec "avunculi mei", for the souls of … "fratris mei" Everardi. (S) History of Belvoir Castle, Eller, 1841, P16.
1157, Robert's father died, buried in the abbey of Rievaulx; Robert paying 1000 marks silver for livery of his lands inherited by his mother from Walter Espec, her brother. (S) Cartularium Abbathiae de Whiteby, Atkinson, 1879, P199.
1157, A payment of 4£ for work done on Scarborough castle by testimony of Robert de Roos.
1161-62, Robertus de Ros "ii m" in Yorkshire and Robertus de Ros "dimidiam marcam" in Warwickshire, Leicestershire.
Sibylle married 2nd William de Percy of Topcliffe, Yorkshire.
1165-66, "Wills de Pci" accounting for 400 marks "p uxore Robti de Ross hnda" in Yorkshire.
Sybille married 3rd Ralph de Albini Brito.
1181-82, "Radulfus de Alben" accounting for 200 marks "pro ducenda matre Ebrardi de Ros" in Yorkshire.
1191, Ralph died on crusade at the siege of Acre.
Sibylle became a nun at Appleton priory.
(S) Foundation for Medieval Genealogy. (S) Some Historic Mansions in Yorkshire, V2, Wheater, 1889, P164.
· "Willielmus de Percy" donated Topcliffe church to York Cathedral, for the souls of "uxoris meæ Sybillæ … filiorum quoque et filiarum mearum", by undated charter witnessed by "Sybilla de Valloniis".
· Adeline Espec d/o Walter Espec, lord of Helmsley, Yorkshire. "Walterus Espec et Adelina uxor eius" founded Kirkham Priory, Yorkshire; witnessed by Everardo de Roos et Roberto de Ross, filiis Audelinæ sororis meæ junioris.
i. Everard de Roos (19989904), born ~1151 in England. | {
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Dalton William Risner (born July 13, 1995) is an American football offensive guard free agent of the National Football League (NFL). He played college football at Kansas State.
Early years
Risner attended Wiggins High School in Wiggins, Colorado.
College career
Risner played at Kansas State from 2014 to 2018. During his career, he started 50 of 51 games. As a senior, he was named an All-American by numerous publications.
Professional career
Risner was drafted by the Denver Broncos in the second round (41st overall) of the 2019 NFL Draft.
Risner was named the starting left guard as a rookie and held on to the job for the next four seasons, missing four total games due to injury.
Personal life
Risner is a Christian. He married Whitney Clampitt on June 18, 2022 according to her Instagram.
Risner created his own non-profit organization called the RisnerUp Foundation.
References
External links
Kansas State Wildcats bio
RisnerUp Foundation
1995 births
Living people
Players of American football from Colorado
American football offensive tackles
Kansas State Wildcats football players
Denver Broncos players | {
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Australian Cultural Heritage Management Pty Ltd
Aboriginal Cultural Heritage Expert Witness Reports, Anthropological Research, Archaeological Research, Consultation and Negotiation with Aboriginal Communities, Cultural Heritage Surveys, Environmental Sciences, Geographic Information Systems (GIS) Research, Heritage Management Consultancy Services, Heritage Site Management, Heritage Site Protection, Historical Research, Project Management
Consulting Services - Environment & People - Archaeology
Consulting Services - Environment & People - Social Impact Assessment | {
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Medland, Richard Dillon
Richard Dillon Medland on dais with Queen Mary, the QOR's Colonel-in-Chief during the Second World War
Major Richard "Dick" Dillon Medland, DSO, CD was in born in 1919 in Toronto, the son of William John Medland and Isabel Marie Dillon Mills.
His uncle, Captain Frederick Ross Medland served with The Queen's Own Rifles before joining the 3rd Battalion, Canadian Expeditionary Force and was killed in action during the First World War. His grandfather William Alexander Medland had also served as a Major with The Queen's Own Rifles of Canada.
Major Richard Dillon Medland, DSO, CD with Royal Canadian Regiment
Dick was the first Company Commander of A Company when the 2nd Battalion, Royal Canadian Regiment (2RCR) was activated in 1950. He served with 2RCR in Korea and was Battalion second in command when 2RCR went to Germany in 1953. He also commanded the RCR contingent at the coronation in 1952.
For his service in Korea, he was awarded the US Bronze Star on 07 November 1953.
He died 15 March 2005.
What I Cannot Forget:
A Wartime Remembrance
By Maj. Dick Medland (Ret.)
As told to Tom Vandermeulen
Dick Medland was my neighbour and friend. I appreciated his gentle humour, his intelligent wit, and his deep sense of human compassion. One chilly November day twenty years ago we sat down in the warmth of his living room for tea, and a chat. Out of curiosity I asked him if he would tell me about the war years. This is his story.
Outside, the bare trees and cold, grey colours of November create an aura of sadness. It's a time of remembrance, when the dead meet the living. And, every November I think of my friends who died so long ago on the fields and beaches of war. Somehow just thinking of them seems to bring them back alive, if only for a few fleeting moments.
Before the War
I was still a boy fresh out of Upper Canada College when I joined the Queen's Own Rifles in 1938. My regiment was mobilized on June 10, 1940, while I was still working at my first job at the Imperial Bank in Toronto. I was 21 years old.
England Stood Alone
It's hard to describe exactly how people felt. Hitler had already run over most of Europe. Italy was in his camp. Spain was Fascist. Europe was on the boil. The feeling, I think, was that England was alone. There were no Allies then. Nobody. And nobody knew how all this was going to turn out. Nevertheless, there was a lot of dedication. The "Empire Button" exemplified this sense of commitment. At one time everybody in the city was wearing one. You could get yours by writing a letter to the editor of the Toronto newspaper The Mail and Empire.
A Tremendous Burst of Industrial Activity
In 1939, after a decade of economic depression, the unemployment situation was desperate. One million Canadians were unemployed (out of a population of 11 million). In 1940, almost overnight, I witnessed a tremendous burst of industrial activity. Every industry was expanding. Laidlaw Lumber had to supply material for the army huts. Canada Bread had to bake more bread. Inglis had to make Bren machine guns instead of fridges and washing machines. General Motors and Massey-Ferguson went into military production. Thousands were hired.
While men were being mobilized to fight, women went to work in the munitions plants. If you wanted to build a house in those days you couldn't. The supplies were all spoken for and, besides, there were no men around to build it.
Learning To Be Soldiers
My battalion turned out to be a solid outfit made up of sound people who felt they had to do something. One rifleman later became the president of Tip Top Tailors. The mobilization must have been quite a drain on Toronto's middle management. In early July, 1940, we were sent to Camp Borden with our regiment for a shakedown. We had to get ourselves organized. These were all civilians. None, or very few, had ever seen a rifle in their lives!
We Grew Up Very Fast
From August until December, 1940, the unit was stationed in Newfoundland. We stayed at Botwood and Gander Lake – in tents! As it got colder and colder, we realized that the army had forgotten to send our great coats. You develop a sense of humour in those conditions.
Our job on the coast was to be on the lookout for German submarines and "pocket battleships." Alas, we experienced no contact with the enemy. Well, almost. One day we captured a German freighter. The ship had refused to stop until bursts of gunfire were exchanged. That was the very first time I ever fired or was fired at. The boat was full of Scotch whiskey!
Gander was a dull place. The only excitement was when we accidentally shot a moose. Payday wasn't so dull. In those days Newfoundland had its own currency. So we were paid in Newfoundland currency. But the highest denomination was a 50 cent piece! – Probably because nobody there had much money. Imagine carrying around thirty dollars worth of 50 cent pieces in your pocket. The only thing to do was spend them, and we did.
The harsh conditions in Newfoundland, however, were a valuable experience. It made us grow up very fast. We were kids when we went in, men when we came out. After going through that, nothing else would seem so bad.
Serious Military Training
In January, 1941, the regiment was transferred to Sussex, New Brunswick. Sussex was a good camp. It was the only place I ever caught fish with my bare hands. Actually, our brigade was on the vanguard. At Sussex we got down to serious military training on a big scale. We had to build our own rifle ranges and install our own sewers and water pipes. It was a tremendous experience for everybody. That's when our group was melded into a real team.
Stacked Like Cordwood
In July, 1941, as part of the 3rd Canadian Infantry Division, we sailed to England. Thousands of troops were stacked like cordwood in a transatlantic liner. Having a battleship with us was nice. We were part of a big convoy. Radio silence meant we often shouted across the water from ship to ship. No lights were allowed at night. The Atlantic crossing was an interesting one. One uneventful submarine alert and a near collision in the middle of the night added to the excitement.
Our First Real Mission
For the next three years we would be a vital part of England's defence. We worked hard, but we had a wonderful time. We were trained soldiers, ready to fight, and proud of our role. This was our first real mission.
England was still alone. Dunkirk had happened a year earlier, leaving her almost disarmed. Yet, we believed we could beat the Germans if they tried to invade England. This was due to the ingenuity of British defences. For example, the British had taken all the signposts down from the roads near the coast. Where narrow roads cut through an embankment, they had installed a "fougasse", a 1,000 pound oil bomb. If a German tank tried to pass by, the oil would be unleashed across the road and ignited. The British had all kinds of weird inventions, mostly installed by the Royal Engineers but handled by the Home Guard. And they all ended in big explosions.
D-Day: "Nobody Slept"
After years of preparation, the massive invasion of Normandy took place on June 6, 1944. D-Day brought me and thousands of other Allied troops into the bloodiest fighting of the war. As we crossed the English Channel into battle, we could not imagine the fate awaiting us. Many would die on the beaches. Others would live a little longer in the hell of war.
I was part of the second fighting echelon, landing right after the initial wave of troops had secured the beach. It was an unforgettable sight. As far as you could see the world was covered with ships, planes and soldiers. We knew the amount of planning that went into this. It still staggers me how it all jelled. Nobody slept the night before, or the first night ashore.
Not a Way to Start a Day
The very first thing I saw as I landed was the headless body of an old corporal friend of mine, Freddie Harris, lying on the beach. He had been hit in the head by a mortar. About an hour later I saw something I will never forget as long as I live. We were a little ways inland, in a pretty seaside village. My sergeant-major asked me to come into one of the houses. Inside I saw an old man sitting in his rocking chair, with a mark on him, stone dead. His wife lay on the floor beside him. She was dead, her head partially severed. That sight, the old man and his wife, gave me the first twitch of pacifism I ever got. I don't consider myself a pacifist, but at that moment I began to understand how futile war is. All of this had happened before 8 a.m. It's not a way to start a day.
The Falaise Gap: "A Ghastly Sight"
On the fifth day, I was made commander of my company. We continued to fight, without a break, for 55 days. Although death surrounded us every day, the worst bloodletting we would witness took place during the historic closing of the Falaise Gap. The operation trapped the German Army in France. Thousands of troops were systematically destroyed by Allied firepower. It was a ghastly sight. You couldn't drive on the road out of Falaise. It was so cluttered with dead bodies – men, horses, everything. The carnage and slaughter I saw there affected me. It affected everybody. It made us sick. I don't think anybody said anything. What could you say? We were by then hardened toward death. Yet, the war was far from over.
Face to Face With the Enemy
Despite the bloodshed, I believe this war may have been the last war in which there was any gentlemanly conduct. At one point during the winter of 1945 I came face to face with a captured German colonel. We had just broken through German lines and it was impossible to evacuate prisoners. That night I spoke to the German officer.
"What are the Germans fighting for?" I asked. He mentioned something about the Versailles Treaty and some other things. "But why are you fighting?" I continued. "For the same reasons you are," he replied. "My country is at war."
"Lucky You, It's Over."
By March, 1945, nine months of fighting had passed and I was determined, as never before, to survive this war. I was still in command of my company as we moved through the Hochwald Forest, 35 miles inside the German border. Suddenly I stepped on a German SCHU mine, causing me serious ankle and foot injury. I knew I was on the mine in the split second before it exploded. We had been told if we step on a mine, to stay on it. That was the mine drill. That way the pressure would push the explosion out instead of up. If I had quickly lifted my foot up, I might have lost my whole leg. The next thing I remembered was someone telling me, "Lucky you, it's over." "I'll be back," I answered. "Don't bother," he replied, "it'll be over." The war was indeed in its closing phase. Allied victory was assured. Just then somebody gave me something, probably more morphine, and I blacked out again.
When I came to, I saw stained glass windows and several pretty girls. "Heaven," I thought. But, no, it was only a small church in Germany that our field ambulance had taken over. The shipping tag hanging from my shirt ominously read, "Amputation". Since the field ambulance was too busy to do it on the spot, the job would have to be done back in England. Thank God the surgeon in England saw it otherwise. Seven operations later I still have my foot.
"They Would Never Glorify War"
On August 25, 1945, I returned to civilian life and my job at the Imperial Bank. Five years to the day later I rejoined the army and stayed on. I retired from active duty in 1968.
After seeing so much death and destruction in war, I can't be for anything but peace. To me, Remembrance Day is a reminder that we should never do this again. During the war there was lots of heroism. Deeds to save others happened on both sides, every day. There aren't enough medals in the country to give out to all those who deserve them. Whenever I speak about the reality of war, I'm not doing it for myself alone. All five of the closest friends I had in the regiment were killed in combat over there. I knew them well. I went to school with them. I know they would never glorify war.
One thought on "Medland, Richard Dillon"
servicepub says:
I knew Dick Medland when, in the early 1970s he worked at the school I attended. He was very much a father-figure to me (although he had two boys of his own who were my class-mates). A mant o be admired and respected.
He also earned a French Croix-de-Guerre during the war and was OC of the Canadian Army contingent at the Queen's coronation parade in London. | {
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Did you ever needed to send a large file via email and received a warning from the email program stating that it was above the quota? Or someone sent you an email, but it failed because your server rejected due to file size too big? Know that there are services that can solve this problem quite simply - it is public servers for sending large files over the Internet.
Anyway, even if the above cases have never happened to you, it's always good to know that there is, then if you need, you know quickly what to do. And currently the best site for sending and receiveing, and the one we recommend, is WeTransfer.com.
Why should I use a server to transfer files?
Well, somehow already answered above, but it is simple: you use a server to transfer a file when you have no other means to do the same.
How to almost everything in life, there are good and bad services, and also expensive and cheap. Our work here at telecomHall tips is to find the best costs and benefits, and present it to you.
And our search for the best download server ended up when we discovered the WeTransfer.com. Why? Well, it's simply one of the best there is, you do NOT even need to register (create username and password!). You can send up to 2GB, and the files you send are available up to two weeks. You can send up to 20 recipients at once, and your existing email and files remain private.
The best way to demonstrate the service is sending a file.
So come, first access the site: http://www.wetransfer.com/, and click the Go button (1).
Then click + Add Files (1). Open a window to browse files. Locate your file (2), and click Open (3).
If you want to send more than one file, repeat the procedure.
Below, you now need to enter to send your file (1). Remembering that you can include up to 20 recipients. Enter each email separated by space.
Next, enter your email (1).
Why enter your email? Well, first, that the person who you sent it would like to receive. But mainly because you too will receive in your email information of each person that you download the files.
Finally, type a message (1). It's optional, but it's always good to tell some little message to whoever is receiving the file.
Okay, now just click the Transfer (1) and wait. Your file will be sent. Simple and fast, wasn't it?
Easier than sending a large file with the WeTransfer is receiving it.
Each recipient receives a link in your email, as described below.
Simply click the link in the body of the email.
You will be redirected to the website where you can click the button and download your file.
This was a brief summary WeTransfer.com, currently the best site to perform transfers of large files. | {
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Bob Freeman's Keepers of the Dead continues the saga of Cairnwood Manor and its resident population of werewolves, vampires, zombies, gargoyles, and sorcerers, introduced in his first novel, Shadows Over Somerset. Though some prior knowledge doesn't hurt, Keepers qualifies as much as a standalone novel as it does a sequel.
Cairnwood Manor, an ancient seat of magical power, and the Cairnwood family, who are charged with preventing that power falling into darker hands than theirs, are under seige by a rival clan—not to mention those insidious others who would play both sides against the other for their own purposes. Michael Cairnwood, the new lord of the manor, has made a painful return from brink of death and found that circumstances on the homefront are anything but what he might desire, particularly since he and his enemies happen to share a common ancestry.
The first thing I discovered is that Keepers, much like its predecessor, is loaded with characters—almost too many to keep track of—and they just keep coming over the course of the book. To his credit, Mr. Freeman devotes enough space to the primary players to define and hone their personalities; also to his credit, he renders none of them in pure black and white. It's often difficult to delineate protagonists and antagonists, since all have their unique motivations and none fall easily into the cliched role of hero/villain. It's refreshing to find that the ostensible protagonists are hardly creatures of goodness and light and the antagonists aren't simply wicked because being wicked is just so much damned fun.
The downside of all this is that, particularly in the opening chapters, there's a lot more telling than showing, with characters' personalities and purposes simply described rather than developed naturally. For a time, it's difficult to distinguish who belongs to which clan and whether he or she is going to be important to the plot. Characters come and go, oftentimes killed off before their relevance seems firmly established.
Conversely, once the main characters begin to become real and have evoked some reader sympathy, Freeman pulls no punches and establishes a sense of tragedy when their fates are less than happy. I admire the fact that not everyone who meets a bad end does so because they're just too nasty to live, and a few of these fateful moments prove to be rather poignant.
Make no mistake, there are unhappy ends aplenty. The novel's pace is oftentimes breakneck, and vicious fighting between supernatural beasties abounds. Some of it manages to be exciting, yet it tends to overshadow the plot's more subtle intrigue, which is really what holds this book together. Freeman has a capable hand for suspense, and I would like to have seen a tad more of it, rather than another knock-down-drag-out altercation.
The edition I read was an uncorrected proof copy, and I hope some of the rough edges will be ironed out in the regular edition. A lot of the errors consist of subject-verb tense disagreement, various grammar usage issues, and other such problems, which are at best distracting and at worst exasperating. Writers do need good editors (yours truly, without question); I trust Black Death Books has one on hand...?
There's no question that Keepers is a better novel than Shadows Over Somerset. Knowing that Mr. Freeman is more than a little dedicated to his craft, I foresee bigger and better things on the horizon for him. I'll be curious to see where he goes from here.
HorrorWatch's BQueen has just given Other Gods the royal review treatment. The HorrorWatch review site isn't working properly at the moment, so she's put the review on her blog until it can be posted at its regular home.
I'm rather fond of this line: "I wouldn't recommend you read Other Gods before bedtime unless your significant other actually likes being woken up by you telling them you just read a scary story and can't sleep and did they hear that noise and why are they looking at you like that?."
When I'm out geocaching, I'm very careful about where I put my hands. I've encountered all kinds of nasties out in the wild, black widow spiders being among the most common. Found a half dozen of them, just last week.
Yesterday, I happened upon something a little different. I lifted a stone and unearthed both a geocache and some kind of prehistoric-looking arthropod of considerable size, the likes of which I have never seen. All legs, pincers, and feelers, and fast-moving as hell. Thankfully, it vacated the premises quickly, knocking over a few trees and smashing a car in the process, clearing the way for me to claim the cache unmolested.
Don't know what it was, but I hope to never see such a thing ever again.
Today, on my way back to Greensboro from Virginia, I stopped off at a few geocaches, and—lo and behold—out from one of them popped one of the worst movies since Plan 9 From Outer Space. Needless to say, this gave me a rare thrill of ecstasy.
Something tells me that, this Christmas season, the Martians will be coming back.
Tom Piccirilli, eat your heart out.
Otherwise, it was a very fine weekend, mostly hanging out with my friends, the Albaneses; eating way too much food; and hollering, "I gotta have more cowbell!" just because it seemed the thing to do at the time. Today, I think I pretty much worked off the extra goodies, by going after a few caches that took some significant exertion...to put it mildly. | {
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We have been having so much fun opening up our home and having other creatives come over and share their dreams, challenges, and questions with us.
Luke & I definitely do not have all the answers. We will never claim to either. However, just to share what we do know and mistakes we have made along the way have shown to benefit others.
We do have a fun announcement! We are adding on an hour just for Off Camera Flash questions! This will be dedicated to a time to learn about light, how to use the equipment you do have and if you are looking to invest which equipment would best suit your needs.
Off camera lighting seems to be one of the biggest challenges we face and again, we do not know it all we can definitely share the knowledge we do have!
– You will receive an in-depth questionnaire from us. This will help us get to know you, go over topics that you are struggling with and questions you may have.
– 4 hours with us! We will go over the main topics that you want to cover in the comfort of our home.
– A time for head shots! We will have fun capturing your personality and your brand.
Topics We Can Discuss ( please note we cannot cover everything due to time ).
-Getting Your Business Started (Taxes, License, Insurance).
If you are interested visit the link below to see what dates we have available!
Here are few of our past testimonials from some of our attendees.
"I have been following Luke and Ashley for a while when I saw that they were hosting a mentoring coaching! I did not think twice and of course signed up for the first date available! Now a little background information, I am pretty much a self taught photographer and have attended numerous online workshops and in-person workshops. As a former teacher, I believe education and continual growth are keys to success. I can say without a doubt that the hours I spent with Luke and Ashley has been by far the best thing I have ever done for my photograph business. By nature, I am an extroverted introvert ( I think I just made that term up). Basically, I have never met a stranger and can talk to anyone. I love asking questions and getting to know people. However, I have never been comfortable sharing personal information about myself. Luke and Ashley put me on the other end, they wanted to know all about me and my photography business! The coaching session was filled with casual conversation focusing on my photography business: we discussed what I thought were my strengths and weaknesses and where I wanted to go in the future.
Luke and Ashley offered advice but mainly they listed and let me "talk it out." I know that might seem crazy, but just having someone who you can talk with without reserve is so important. Luke and Ashley did not make me feel inferior or try to put themselves on a pedestal (seriously, this is HUGE in this industry. I have attended plenty workshops and mentorships where all I did was sit and listed how great the other photographer was). They shared with me mistakes that they have made in growing their business. Just hearing that they made mistakes along the way made me feel so much more confident in myself and my business. They taught me better workflow and time saving tips. But best of all they helped me remember that this is my business and I have to do what works for me! I cannot recommend Luke and Ashley enough! They are the most genuine warm couple to work with and learn from. Luke and Ashley- thank you so much for welcoming me into your home and reminding me that I am worth it, my business is worth it and I have a talent that I should be proud to share with others". | {
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No one should have to endure inappropriate sexual advances in the workplace, including offensive text messages or emails. No one should ever be put in a position of having to choose between career advancement and being forced into an inappropriate sexual relationship with a manager or supervisor. California law has zero tolerance for such behavior, and the Law Office of Alex D. Guerrero has zero tolerance for such behavior. If you have been the victim of sexual harassment in the workplace, call immediately for a free consultation.
California law entitles individuals to be free from hostile work environments. If managers or supervisors, or even coworkers have engaged in repetitive widespread offensive behavior, even if not directed toward you, your rights may have been violated. Such behavior can take place in the form of offensive or hurtful comments, inappropriate jokes, offensive text messages, notes, emails and even gestures. If you believe that you have been a victim of a hostile work environment, call the Law Office of Alex D. Guerrero for a free consultation.
The law shields us all from discrimination on the basis of race, gender, age, sexual orientation, disability and other such "protected" traits. Such discrimination can take the form of refusing to hire or promote an individual, paying someone with a protected trait less than someone else, unfairly disciplining or terminating an individual on the basis of a protected trait, or even refusing to provide a reasonable accommodation to an individual with special needs. If you have been discriminated against on the basis of your race, gender, age, sexual orientation or disability, you need an experienced, seasoned trial attorney. You need the Law Office of Alex D. Guerrero. Call for a free consultation. | {
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This set comes with 2 types of fairing, so you can choose the type that you need. You then slide together the 3 part barrel and you're done – simple. The fairings fit into 1.5 mm holes in the wings. The barrels are made from turned metal, with a small spring in the middle, and are very nicely done and well detailed. It is a definite improvement over what comes with the kit. There's a one page instruction sheet with an image of where to fix it and it should be a straight fit. If you do need to drill a hole to fit it you're told that you need a 1.5 mm hole. Fix in place with cyanoacrylate. A highly recommended and simple update to your next build.
Many thanks to Master Modeler for the review sample. | {
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HomeLifestyleFashionThe Best Beauty Goodies From Around The Globe
The Best Beauty Goodies From Around The Globe
October 9, 2012 Megan McIntyre Fashion 0
Not to get all unpatriotic, but it's a well-known fact that some countries just do certain things better. Take beauty for example. While we're all about homegrown lines, there's no escaping the fact that some other nations have a better understanding on how to create the best products."Shopping outside the U.S. for specific products allows you to benefit from other perspectives on ideal beauty. Sometimes, depending on the locale, certain products are specialized," says Kate Lee, Chanel's celebrity makeup artist, and the woman behind Keira Knightley's always-amazing beauty looks.
We decided to settle this debate once and for all, so we asked Lee to give us the lowdown on where we should be sourcing our products, globally. As an official jetsetter, she's had the chance to try out products from all over the world, and she's sussed out which countries really knock it out of the park with brow groomers, foundation, eyeshadow, lipstick, and mascara. Think of her expertise as the U.N. guide to beauty.
Go French For Foundation
"When it comes to foundation, I am unabashedly a product snob," says Lee. So, of course, her pick for complexion enhancers had to be a land that's earned it's snooty reputation: France. "There is something about French foundation that screams luxury and performance," says Lee. "French women also seem to respect the difference between the appearance of skin versus cosmetics overload. French products value the difference between coverage, hydration and luminosity, plus they usually smell heavenly."
Lee Likes: Chanel Perfection Lumière Long-Wear Flawless Fluid Makeup, $55, available at Chanel; La Roche-Posay Mineral Tinted Sunblock SPF 50, $32.95, available at Ulta; By Terry Light-Expert Perfecting Foundation Brush, $62, available at Beauty.com.
Get Your Mascara Made In The U.S.A.
"I am going to give the U.S. props for best mascara," says Lee (U.S.A.! U.S.A.!). "Nowhere else in the world can you shop with such variety. Mascara doesn't last very long, so why not try two formulations to create two different effects?" advises Lee. She also suggests having a brown-black formula on hand for a daytime, groomed look and as a great building mascara for nighttime glamour.
Lee Likes: Maybelline Great Lash Mascara, $5.19, available at Drugstore.com; Sonia Kashuk Lashify Mascara, $6.99, available at Target; Tarte Lights, Camera, Lashes! Mascara, $19, available at Tarte; Benefit They're Real! Mascara, $23, available at Benefit.
Head To The Far East For Brows
"Without a doubt, Asia has the best, most meticulously designed and formulated brow products," says Lee. This is partly because the Asian hair follicle is bone straight, and the hair grows at a 45/90 degree angle to the skin, so women rely on great products to give the illusion of a defined, arched brow." She also says that Asian brow brushes are superior because the tiny brushes make it possible to etch on individual hairs, making it easy to fill in sparse spaces and elongate the natural brow without blocking the shape.
Lee Likes: Shiseido Natural Eyebrow Pencil, $20, available at Macy's; Kanebo Kate Lasting Eyebrow, $19.99, available at Amazon.
Say Hey To The U.K. For Lipstick & Gloss
Lee says that thanks to Topshop and other high street brands, the U.K. has become a treasure trove of performance formulas and fashion-forward shades for lips. Lee blames her infatuation with British lippies on Boots The Chemist: "My first encounter with this brand was in the '80s.The shade of the moment, circa 1984, was a rather unfortunate shade of candy pink that shone lilac and was named 'Twilight Teaser.' It graced the lips of all the cool girls who knew where it was at, and was almost always sold out! Ah the '80s."
Lee Likes: Rimmel London Lasting Finish Lipstick Kate Moss Collection, $5.19 each, available at Ulta; Boots No. 7 Stay Perfect Lipstick, $9.99, available at Boots.
There's No Wrong Place To Buy Your Eyeshadows
According to Lee, eyeshadows and liner are pretty universal — there's no one country that does it better than the rest. That said, she prefers eye products that have strong pigments and are easy to use and says she has "found great success with products from the U.S. and Poland.
Lee Likes: Inglot Eyeliner Gel, $22.99, available at Inglot; Elizabeth Arden Smoky Eyes Powder Pencils, $18, available at Macy's; Clé de Peau Beauté Satin Eye Color, $45, available at Nordstrom.
Add Some Aussie To Your Beauty Routine
Lee said that while our friends Down Under don't specialize in a certain type of beauty must-have, Australia has some pretty awesome products worth mentioning. "I have been fortunate enough to visit Sydney and Melbourne a number of times, and when I am there, I make a point to stock up on the red tubes of Lucas's Paw Paw ointment. This lip balm/skin salve is made from fermented papaya and is so soothing. Papaya contains an enzyme that is naturally antimicrobial." Lee is also a fan of Australian tea tree oil, of which the continent is one of the largest producers. Lee says Australian tea tree oil is so good, she stocks up on it in its purest form to bring back to her friends in the U.S.
Illustrations by Gabriela Alford
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The revitalized Pearl building is a standard bearer for the idea of putting an old industrial space to new culinary and cultural use.
Tex-Next is the name chef Johnny Hernandez gives to the cuisine he serves at Villa Rica.
The Neapolitan-style pies from Dough represent their quality-over-quantity ethos.
The Granary 'Cue & Brew's ales, saisons and stouts are brewed as a fitting accompaniment to chef Tim Rattray's modern barbecue.
It's my first dinner in San Antonio and the table is completely covered with small plates and dishes holding all manner of Mexican eats. Among them are a zingy ceviche, a crunchy tostada topped with lime-marinated shrimp, fish and octopus, fresh guacamole served with tortilla chips still warm from the fryer and 'rice tumbada' – an incredibly flavourful seafood stew that's the least visually appealing dish in the spread but definitely the most delicious (the anti-Instagrammer in me relishes this feat).
It's a scene that could easily pass for Toronto's hippest taco joint (with tattooed and bearded waitstaff just out of the frame). But here in San Antonio, a mere two-and-a-half-hour drive from the Mexican border, tacos and Tex-Mex are a way of life. Kids grow up eating these hand-held eats and Mexican-Americans have been operating their own cheap and cheerful taquerias for decades, appealing to the blue-collar demographic that has long dominated the city.
But at one of San Antonio's newest eateries, rethinking Tex-Mex favourites brings this cuisine back to its roots. Villa Rica, which is temporarily closed for a space and menu redesign, swaps tortilla and tostada shells for fresh-made varieties. Corn flour is incredibly perishable, requiring preservatives or bleach to extend its shelf life. But Villa Rica's are preservative-free and freshly-pressed from non-GMO corn flour, some of which is milled from organic corn grown on a nearby farm owned by the restaurant's founder, chef Johnny Hernandez. These tortillas are noticeably more pliable and soft compared to their processed equivalents.
The Hotel Emma has turned a former brewery into a cultural centrepiece.
Hernandez affectionately refers to his style of dining as "Tex-Next" — an evolution of Tex-Mex that sees more thought and care put into the preparation of Mexican cuisine. His pulpo is poached in aromatics overnight so that it's incredibly tender and flavourful before being finished off on a grill prior to serving. Even the decor at Villa Rica pulls from Mexican tradition – its colourful woven napkins and decorative ceramic dishes are sourced directly from Mexican artisans. This food is homey and good, putting it levels above those cheap and cheerful Tex-Mex joints without being so stuffy and refined that it sails over the average San Antonian's head.
The attention to detail does, however, come with a higher price tag. Some may scoff at Villa Rica's US$13.50 seafood tostada or $26 fish entree which bring these meals outside of the realm of everyday dining. But I don't have to ask whether locals are willing to pay more for the evolution of a cuisine they've grown accustomed to getting for less. Villa Rica is Hernandez's fourth concept and tenth eatery since opening his first restaurant, the Mexican street food-inspired La Gloria, in 2010. It's proof that there's an appetite for Hernandez's brand of elevated "Tex-Next" dining.
La Gloria did have some help from its surroundings. That first Hernandez restaurant is located at the Pearl – a 22-acre former brewery that is San Antonio's best example of a repolished pedestrian classic.
The facility, which opened in 1883, was once the Texas headquarters of Pabst but they closed in 2001. After extensive renovations, the first new tenants moved in and opened in 2006 to begin the Pearl's transformation into a culinary, arts and housing hub. It's now home to the Texas campus of the Culinary Institute of America, condo complexes, an event venue, food hall, boutiques, bakeries and the list goes on. My favourite adaptive reuse in the complex is in the former brewery's administrative building. It now houses Cured, a charcuterie restaurant that cutely stores its wine in a centuries-old safe at the centre of the building.
The undoubted cultural highlight of the complex (or at least the most photographed by tourists) is Hotel Emma, a slick Drake-Hotel-like property that opened four years ago. Housed in the actual former brewhouse of the Pearl, the building design and aesthetic pay homage to its former use at every turn: an ancient ammonia compressor is the lobby centrepiece and old fermentation tanks have been sliced open to create cozy booth-like seating at Sternewirth, the hotel bar.
Photo-worthy scenes aside, the Pearl really comes to life on the weekends when a farmers' market takes over the central lawn of the complex. Farmers, apiarists, natural and beauty product-makers congregate over good food and drink. Patrons, locals and tourists alike, represent all ages, from toddlers shrieking delightedly in the outdoor water play feature to older folks browsing the kombucha selection.
On the Saturday morning when I visit, a five-piece bluegrass band entertains the market crowds. Mothers are pushing strollers in one hand and holding plates of chana masala or tomato-and-bacon beignets in the other. It's an animated, buzzing atmosphere that clearly draws repeat visits.
Beer is still brewed at the Pearl, albeit in much smaller quantities. On the second floor of Southerleigh, a hip restaurant serving modern takes on Southern classics, an on-site brewery produces craft pours for both the eatery and its bottle shop. Wooden barrels are stacked along a hallway leading to the bathroom with signs indicating the brew that's aging inside while lengths of vintage rolling conveyor belts act as apt decor above the chef's table overlooking the kitchen.
And at the Granary 'Cue & Brew, whose name cutely reveals its purpose, ales, saisons and stouts are brewed as a fitting accompaniment to chef Tim Rattray's modern barbecue. The Granary's lunch menu steers closer to traditional Texan classics with meat by the 1/2 pound (served light on the sauce, following the state's typical style of barbecue), sandwiches and sides so that diners can make their own barbecue board.
Barbecue, I'm told, is a very personal affair with deep working-class roots in the South. A Texan I met told me her brother has three smokers in his backyard.
This is what makes Rattray's dinner menu especially daring. Here he flexes the culinary muscles he built in French fine dining kitchens in San Antonio and New York. House-baked loaves of buttermilk bread are sliced and grilled over rendered beef fat collected from the restaurant's smoker to gain a French toast-like quality. Brisket drippings – another smoker byproduct – is whipped to create a 'barbecue butter' that's neatly quenelled and served alongside the slices of Texas toast. This polished execution and refined presentation of simple, good and rustic ingredients is how Rattray has made a name for himself as the man who is breaking all the traditional rules.
Pickled chanterelles accompany pastrami made from meat shaved off of a hog's head. The salt cod fritter, Rattray's self-professed "ode to the South," is dipped in a dijonnaise made with house-brewed red ale and topped with pretty nasturtium flower petals. All the meat he sources is ethically raised and thoughtfully selected – for example, a heritage breed of pork that has plenty of intermuscular fat but isn't too "porky".
Rattray's elevated take on classic barbecue hasn't gone unnoticed. The eatery has gained international attention by hosting special collaborative dinners with Michelin-starred chefs like Copenhagen's Bo Bech and Julio Fernandez from Seville. Closer to home, the Granary has ranked in countless "best barbecue" lists from OpenTable, Texas Monthly and Condé Nast Traveler.
Each accolade draws in a wave of new customers eager for a taste of one of the state's, and country's, best. But are the locals – largely the same working-class individuals who hold barbecue deep in their hearts – ready to embrace Rattray's refined takes? While dining here on a Saturday evening among families, couples and groups, the restaurant's $18 barbecue board – its most traditional menu option – is the entree of choice for nearly every guest I encounter during my two-hour meal.
You can make an incredible modern barbecue experience but whether your patrons choose to order it is another question. I got to try some of Rattray's most innovative creations and it's a shame that they are being overlooked by the majority – a tide I am confident will turn as more guests from near and far grow to better appreciate Rattray's more creative offerings.
The owners of Dough, a Neapolitan pizzeria that opened its first location in 2007 and recently expanded this year with a third spot downtown, are riding a similar wave of culinary evolution in San Antonio. Here, thin-crust pies are baked in a wood-burning oven imported from Italy and accompanied by sides like fresh-made burrata and speck sliced from a beautiful hand-cranked slicer. These offerings are a far cry from the $10 extra-large takeout specials from the Papa Johns that dominate the city.
Co-owner Lori Horn, who runs the operation alongside her husband Doug, knows that the customer base in San Antonio isn't easily swayed by the prospect of artisanal pizza.
The Horns train their front-of-house staff to be extra attentive, doting on each guest in a way that Lori says locals aren't accustomed too. If her customers aren't charmed by the service, the sleek signage, design and branding might do the trick. It's logo – a pizza base captured midair – mimics the infinity symbol and appears again in the restaurant's tagline: Pizza Forever. She's meticulous with the restaurant's growth and improvement, offering comment cards for diners to complete after their meal. The Horns have put their money on the same bet as Rattray's modern barbecue and Hernandez's homestyle Mexican: that the people of San Antonio – a city with strong working-class roots – is ready for a dining revolution. The chefs, restaurants and their menus are waiting at the barricades. All it takes is more adventurous taste buds, willing to eat off the beaten path, to rise up. | {
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This is Jill Malone's second novel. Her first, Red Audrey and The Roping, won the Bywater Prize for Fiction, which is how she came to be contracted for this second novel, also published by Bywater Books.
Her characters are sharply drawn. Liv, the hardworking, hard-drinking, hard-playing construction contractor, works for Claire, the single mother of precocious Simon. Claire recently lost her aunt Dee, who nominally wrote the mushroom field guides which Claire ghost-wrote for twenty years. Then there's Bailey, Liv's longtime friend. Drake (aka "Julia") makes the trio a foursome of friends when Liv works for a time converting Drake's attic space.
The setting is a small town in the U.S. northwest, Spokane, Washington. In Malone's style, the descriptions are sharp, vivid snapshots delivered in staccato tone. Malone's familiarity (the author lives in Washington state) with the rhythms and pace of the place are used to excellent effect in both description and dialogue.
Claire and Liv gravitate toward one another, pushing and pulling as magnets are wont to do, both informally committing to caring for Simon as well as each other. It isn't spoiling the novel to say they do get together. However, that is far from the story here.
Liv and Claire undergo dramatic and steady changes in their approaches to both life and love. Claire and Bailey go into business together. Liv, once finished with the renovations at Claire's home, moves on to other projects, including the conversion of Drake's attic space, and getting the notice of a local landlord with multiple buildings.
Each woman, Liv, Claire, and Bailey, also changes her personal and professional goals. Drake does as well, though less so. Liv's parents, who've known since she was a teen about her orientation, see Claire and Simon as good for Liv, and view her history as something she grew up through, not particularly notioned as anything other than any other parents might critique their child's choices of partners through the years, even to nicknaming them and sharing the stories openly with Claire when the trio of Liv, Claire, and Simon, visit for Thanksgiving. Claire has only letters from her parents to her aunt, dated 20 years earlier, to see that they judged her harshly for having Simon out of wedlock. Reflectively she recognizes how much she has changed.
Liv's changes are also very apparent. She goes from wanting essentially nameless, numberless one-night stands, to building something substantial with Claire and Simon.
New Year's Eve for the foursome, without giving away the ending, is certainly an ending, without question. However, disappointingly, the narrative shifts from its previous depth, to surprisingly shallow — as if there is a fresh wound unable to be touched by the writer. In the epilogue it even shifts away from the primary characters' and utilizes a distant observer in Simon. The characters respond to the events without evidence of the character growth previously built and so clearly demonstrated. And the climactic event revolves around the departure of a character who was barely defined on the page, and certainly not intimately linked to those who react most.
A Field Guide to Deception is a skillful rendition of the birth and continuation of an increasingly healthy relationship between women, both lovers and friends. However, with the utter drop of the ball with constructing the ending arc, I hesitate to mark it great. | {
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Upton Sinclair (1878-1968) was an American writer from Maryland. Though he wrote across many genres, Sinclair's most famous works were politically motivated. His self-published nov...показать большеUpton Sinclair (1878-1968) was an American writer from Maryland. Though he wrote across many genres, Sinclair's most famous works were politically motivated. His self-published novel, The Jungle, exposed the labor conditions in the meatpacking industry. This novel even inspired changes for working conditions and helped pass protection laws. The Brass Check exposed poor journalistic practices at the time and was also one of his most famous works. As a member of the socialist party, Sinclair attempted a few political runs but when defeated he returned to writing. Sinclair won the Pulitzer Prize in 1943 for Fiction. Several of his works were made into film adaptations and one earned two Oscars.показать меньше
Книги автора Upton Sinclair
The Lanny Budd Novels Volume Two: Wide Is the Gate, Presidential Agent, and Dragon Harvest
Автор Upton Sinclair
The Fasting Cure
The Lanny Budd Novels Volume One: World's End, Between Two Worlds, and Dragon's Teeth
Presidential Agent
Dragon Harvest
Wide Is the Gate
The Return of Lanny Budd
O Shepherd, Speak!
Dragon's Teeth
Presidential Mission
A World to Win
The Profits of Religion: An Essay in Economic Interpretation
The Coal War: A Novel
The Brass Check: A Study of American Journalism
Boston: A Documentary Novel
The Moneychangers: A Novel
King Coal: A Novel
Аудиокниги автора Upton Sinclair
1: The Story of a Patriot
Naturewoman
King Coal
They Call Me Carpenter
Samuel the Seeker
The Profits of Religion
A Prisoner of Morro
The Moneychangers
100%: The Story of a Patriot | {
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DRC (Democratic Republic of the Congo or Congo-Kinshasa) Digital TV News
Eutelsat signs up Orao Telecom Congo for CIRRUS hybrid satellite/OTT
Nov 12, 2019 – Eutelsat (Paris: ETL) has announced a contract with Orao Telecom Congo for video capacity on one of its satellites at 7° East. Orao Telecom Congo has also signed up for Eutelsat CIRRUS, Eutelsat's hybrid satellite/OTT channel delivery system.
News categories: Eutelsat, Orao Telecom, Philippe Oliva, François Mbilo Bompate, Content Distribution, Digital TV, DRC, Satellite
Pay TV subscribers in Africa to grow 74% between 2017 and 2023
Jan 8, 2018 – The number of pay TV subscribers in Sub-Saharan Africa will increase by 74% between 2017 and 2023 to reach 40.89 million. However, Digital TV Research estimates that subscriber growth will outstrip revenue progress.
News categories: Digital TV Research, Simon Murray, Africa, Angola, Côte d'Ivoire, Digital TV, DRC, Kenya, Market Research, Nigeria, South Africa, Subscribers, Tanzania, Uganda
Orange and Netflix ink major international agreement
Sep 14, 2017 – Orange and Netflix have renewed the agreement signed in 2014 for the distribution of Netflix for Orange TV customers in France, and have expanded their partnership to all countries in which the Orange Group is present.
News categories: Netflix, Orange, Reed Hastings, Stéphane Richard, Belgium, Botswana, Burkina Faso, Cameroon, Côte d'Ivoire, Digital TV, DRC, Egypt, Equatorial Guinea, France, Guinea, Guinea-Bissau, Iraq, Jordan, Liberia, Luxembourg, Madagascar, Mali, Mauritius, Moldova, Morocco, Niger, OTT, Poland, Romania, Senegal, Sierra Leone, Slovakia, Spain, Tunisia
StarTimes adds capacity with Eutelsat for DTT broadcasting in Africa
Jul 7, 2016 – StarTimes and Eutelsat (Paris: ETL) have concluded new multi-year agreements that set the stage for accelerated roll-out of digital broadcasting services across Africa.
News categories: Eutelsat, StarTimes, Rodolphe Belmer, Pang Xinxing, Africa, Content Distribution, Digital TV, DRC, Satellite, Terrestrial, Zambia
ShowMax expands internet TV service to sub-Saharan Africa
May 13, 2016 – ShowMax has officially launched internet TV services to 36 countries across sub-Saharan Africa. The company originally launched in August 2015 with the largest subscription video on demand catalogue on the continent.
News categories: ShowMax, Barron Ernst, Africa, Botswana, Burundi, Cameroon, Cape Verde, Congo-Brazzaville, Digital TV, DRC, Equatorial Guinea, Ethiopia, Gabon, Gambia, Guinea, Guinea-Bissau, Kenya, Lesotho, Liberia, Madagascar, Malawi, Mauritius, Mobile, Namibia, OTT, Rwanda, Senegal, Seychelles, Swaziland, Tanzania, Uganda, Zambia, Zimbabwe
Strong to launch French and Arabic pay TV for Sub-Saharan Africa
Mar 30, 2015 – Strong Media SAL-Off-Shore (SMO) has signed a contract with Eutelsat (Paris:ETL) to lease capacity on EUTELSAT 16A to deploy a range of English, French and Arabic-speaking television services over Sub-Saharan Africa.
News categories: Strong Media, Eutelsat, Samer Mourad, Michel Azibert, Africa, Côte d'Ivoire, Digital TV, DRC, Satellite, Set Top Box
iSat Africa takes capacity on Yamal-402 satellite for Central Africa
Sep 22, 2014 – Gazprom Space Systems (GSS) has announced that iSAT Africa, a subsidiary of Wananchi, has contracted to use capacity on its Yamal-402 satellite for the provision of services in the Democratic Republic of Congo and other Central African countries.
News categories: Gazprom Space Systems, iSAT Africa, Dmitriy Sevastiyanov, Santosh Sakpal, Africa, Content Distribution, DRC, Satellite
SES and Samsung unveil Africa's first TV with integrated FTA satellite receiver
Mar 23, 2012 – SES (Paris;LuxX:SESG) has announced that Samsung (Seoul: 005930) will introduce an LED television with an integrated free-to-air satellite receiver that will be distributed in Nigeria, Ghana, Cote D'Ivoire, Senegal, DR Congo and Cameroon.
News categories: SES S.A., Samsung, Cameroon, Côte d'Ivoire, DRC, Ghana, Nigeria, Satellite, Senegal, Smart TV | {
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These captivating images are by Stefan Klauke of Munich, Germany. They are © All Rights Reserved, and featured here with his permission. Thank you, Stefan!
Posted in Collections, Photography | tagged architecture, Bavaria, black & white, castles, cats, clouds, design, Frankfurt, geometry, Germany, guitars, HDR, landscapes, lights, long exposure, metro, mountains, Neuschwanstein, people, perspective, photography, rivers, shadows, sky, skyscrapers, spirals, stairways, stations, subway, symmetry, trains, transport, tunnels, underground, urban, urbex, wide angle, windows. The permalink. | {
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Wed, Apr 13, 2022 page1
New civil defense handbook issued
Staff writer, with CNA
The Ministry of National Defense has released a civil defense handbook aimed at informing Taiwanese how to seek refuge in major nationwide emergencies, including a military conflict, to be better prepared for various contingencies.
The 28-page Chinese-language handbook contains QR codes for users to scan to access directions for where to go and what to do in a major emergency, All-out Defense Mobilization Agency Director Liu Tai-yi (劉泰益) said at a news conference in Taipei yesterday.
The pamphlet outlines safety measures for civilians during an air raid, major fire, building collapse, major power outage, water shortage or shortage of essential goods, explains basic survival skills and offers an emergency hotline people can call, Liu said.
All-out Defense Mobilization Agency Director Liu Tai-yi announces the release of a new civil defense handbook at a news conference at the Ministry of Defense in Taipei yesterday.
Photo courtesy of the Ministry of Defense via CNA
It also has a section on combat preparedness and wartime reserve force mobilization that provides a general guide on where reservists would have to report should a war break out, he said.
The ministry said that it has been working on the project since last year, and took into consideration information from similar handbooks issued by the Swedish and Japanese governments, as well as inputs from local governments, academics and experts.
The handbook is being issued amid concerns over China's intentions toward Taiwan and the possibility that it could launch a cross-strait conflict.
It is available to download at https://www.mnd.gov.tw/Publish.aspx?title=國防消息&p= 79745&SelectStyle=公告專區.
In related news, the ministry early yesterday morning held an air defense drill to test the readiness of the military against an aerial attack.
The exercise, which ran from 5am to 7am, was conducted primarily to test the defensive capabilities and combat readiness of operational ground troops, the ministry said, without further elaboration.
Tthe aircraft used in the simulated air attack included F-16s, Indigenous Defense Fighters and AH-64E Apache attack helicopters, said a military official who asked not to be named.
The aircraft flew sorties over areas around Taipei without prior warning to verify the responsiveness of the nation's air defense forces, the official said, and the drill was held early in the morning to avoid interfering with civilian aircraft.
It was an important test of the readiness of the military in the event of an aerial attack from China, the official added.
CONGRESSIONAL SUPPORT: A new committee would investigate a backlog of US weapons sales to Taiwan, said its chairman, US Representative Mike Gallagher The US should formally recognize Taiwan as an independent nation, and end its outdated and counterproductive "one China" policy, US Representative Tom Tiffany and 18 other US lawmakers wrote in a petition. "It is time to change the status quo and recognize the reality denied by the US government for decades: Taiwan is an independent nation," Tiffany told the Epoch Times. "As our long-standing and valued partner, correctly acknowledging their independence from communist China is long overdue." The resolution also asks the administration of US President Joe Biden to support Taiwan's membership in international organizations and to negotiate a bilateral free-trade
GUT FEELING: In the leaked memo, US Air Force General Mike Minihan urged mobile command personnel to go to a firing range, shoot at a target and 'aim for the head' A four-star US Air Force general has warned of a conflict with China as early as 2025 — most likely over Taiwan — and urged his commanders to push their units to achieve maximum operational battle readiness this year. In an internal memorandum that first emerged on social media on Friday, and was later confirmed as genuine by the Pentagon, Air Mobility Command Commander General Mike Minihan said that the main goal should be to deter "and, if required, defeat" China. "I hope I am wrong. My gut tells me we will fight in 2025," Minihan said. Minihan said that Taiwan's presidential election
INCREASED RISK: The Omicron BA.2.75 subvariant has higher immune evasive capacity, but the CECC is more concerned about newer subvariants such as XBB and BQ.1 With the peak season for infectious respiratory diseases coming to an end, the Central Epidemic Command Center (CECC) yesterday said that details of the next phase of lifting COVID-19 masking rules — removing the mask requirement in most indoor settings — are to be announced this week. Discussions on lifting other COVID-19 restrictions are also being held, including further easing border control measures, home isolation requirements and revising the definition for reporting cases, while also downgrading COVID-19 to a lower category of notifiable communicable disease, said Deputy Minister of Health and Welfare Victor Wang (王必勝), who heads the CECC. As the daily
By Lee I-chia
DEMOCRATIC SYSTEM: Czech president-elect Petr Pavel said his nation stands firmly on the side of democracy and would boost cooperation with Taipei in all aspects Czech president-elect Petr Pavel spoke by telephone with President Tsai Ing-wen (蔡英文) yesterday, a highly unusual move given the lack of formal ties and a diplomatic coup for Taipei. Tsai spoke with Pavel for 15 minutes in a harmonious atmosphere, Presidential Office spokeswoman Lin Yu-chan (林聿禪) said, adding that Minister of Foreign Affairs Joseph Wu (吳釗燮) was also present during the conversation. Lin quoted Pavel as telling Tsai that Taiwan is a trustworthy partner, adding that the Czech Republic stands firmly on the side of democracy and supports Taiwan in maintaining a lively democratic system free from authoritarian coercion. The Czech Republic would | {
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LetsGrow.com offers the possibility to register and to analyze cultivation related data. Via an online platform you can see data from the greenhouse climate, crop, labor and energy consumption. Graphs and overviews can easily be created to gain insight into the greenhouse related data. The overview of data allows one to instantly see the circumstances which led to a successful crop. LetsGrow.com can also perform calculations upon real-time data to deliver more insight. It is possible to compare the current data with previous periods and with other greenhouse growers. This way growers have the possibility to learn from each other. LetsGrow.com turns data into meaningful information.
LetsGrow.com has been operational since 2002. Together with Wageningen University Horticultural Research we have developed models for forecasting crop yields. In 2006, Hoogendoorn Automation B.V. acquired the shares of WUR-G and continued the activities independently. However, the services of LetsGrow.com span horticulture in its entirety: we support all popular brands of climate computers. Our clients have 24/7 access to real-time data all around the world. The fact that there are already 500 greenhouse growers with a subscription to LetsGrow.com is testament to this. This includes both individual companies as well as major growers associations below.
LetsGrow.com is available for all crops that are grown under glass. The system of LetsGrow.com is divided into modules. With these modules, subscriptions can be completely assembled according to customer needs. After all, a tomato grower has other information needs than for example a grower of phalaenopsis. We frequently add new functions to LetsGrow.com with the help of suppliers and research institutions.
As a grower you have the ability to share your cultivation data with your crop advisor, free of charge. The crop advisor has 24/7 access to real-time data as well. This way the advisor can provide the grower with better advice. The crop advisor only has access to the data if the grower has given his consent. The grower determines who can see his data.
The possibilities of LetsGrow.com are almost unprecedented. Due to this, LetsGrow.com organizes regular training courses for users. At your location as well: we are happy to visit you. In addition, LetsGrow.com has a knowledgeable, easily reachable service desk. Don't hesitate to contact us, we are pleased to help you. | {
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Our Cut/Sew Department is one of our more unique departments. We are capable of directly manufacturing garments out of fabric. Sublimated items are sent to us on rolls of printed fabric and are assembled in this department. We also manufacture non-sublimated garments in this department. This department is a major source of basketball, lacrosse, and football uniforms. It's also a great option for soccer, and ultimate frisbee. One of our major uses for this department is for our AAU Basketball customers.
If you are interested in custom apparel from out cut/sew department, or any other custom apparel, please contact us. | {
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How do I know what food labelling is required on my products?
Labelling requirements depend on how food is sold and whether or not it is sold at a catering establishment.
In this article, our Primary Authority partners Milton Keynes Council tackle the often-asked question, "How do I know what food labelling is required?".
What is "pre-packed for direct sale"?
Foods which are pre-packed by a retailer for sale by him on the premises where the food is packed, or from a vehicle or stall used by him, fall within the definition of "pre-packed for direct sale".
What labelling is required for foods "pre-packed for direct sale"?
So, for example, you'd need to provide labelling covering these areas for sandwiches.
"Pre-packed food" is food which has been put into packaging before being offered for sale to the customer. Pre-packed food does not include foods packed on the premises at the customer's request or foods "pre-packed for direct sale".
What labelling is required for "pre-packed" foods?
Food or ingredients that have been irradiated must be declared and labelled "irradiated" or "treated with ionising radiation"
What labelling is required for food sold at catering establishments?
For food sold at a catering establishment, which is not "pre-packed" or "pre-packed for direct sale"; no information is required to be labelled on the food. Allergen information must be made available (in writing or orally) and foods that have been irradiated or that contain GM ingredients must be declared.
Mandatory nutrition labelling will apply to the majority of "pre-packed" foods from 13th December 2016. If you provide nutrition labelling on a voluntary basis before then, it must comply with the regulations.
If you make a nutrition and/or health claim, or declare vitamins or minerals added to a food, you must provide nutrition labelling in line with the regulations introduced on 13th December 2013.
There is NO REQUIREMENT for nutrition labelling to be provided on "non prepacked" food or foods sold "prepacked for direct sale". | {
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NOW POSTED: This Weekend's Installment of "The Michael Harrison Wrap: An Overview of the National Conversation." The latest installment of the vibrant, one-hour weekend special, "The Michael Harrison Wrap," that looks back each week at the hottest topics discussed in American talk media per the research of TALKERS magazine, is now posted on the website of its flagship station, WONK-FM in Washington, DC. This new episode titled "BLM and MLB!" looks back at this past week of July 20-24, 2020. The program features guests (in order of appearance): Kevin Casey, executive editor, TALKERS; Martha Zoller, talk show host, WDUN, Gainesville, GA; Lars Larson, talk show host KXL, Portland/Compass Media Networks; Thom Hartmann, talk show host, WYD Media; Steve Trevelise, talk show host, New Jersey 101.5/WIP, Philadelphia; and Dr. Renee Kohanski, forensic psychiatrist/commentator, "MD Edge Psychcast." This acclaimed news/talk radio show airs each week on its flagship, WONK-FM, Washington, DC, Friday evenings at 6:00 pm ET. It also airs throughout the weekend on WRKO, Boston; WTIC, Hartford; KSCO, Santa Cruz, CA; KDFD ("Freedom 93.7"), Denver; KFNX, Phoenix; WVLY, Wheeling, WV; WVOX, Westchester, NY; KBDT, Dallas; KQSP, Minneapolis; KBKW, Aberdeen, WA; WGDJ, Albany, NY; WJFN-FM, Richmond, VA; WZFG, Fargo; KTGO, Tioga, ND; KWAM, Memphis; K-NEWS, San Luis Obispo; WCHM, Clarkesville, GA; WPHM, Port Huron, MI; KSYL, Alexandria, LA; KTOE, Mankato, MN; WCED ("Connect FM"), DuBois, PA; the Virginia Talk Radio Network; Pioneer Valley Radio in Springfield, MA; Podcast Radio, UK and many more. To listen to this week 's episode, please click here. To view the latest TALKERS magazine topic research, please click here. "The Michael Harrison Wrap" is now available in syndication via Talk Media Network to stations across America on a market exclusive basis. For affiliation information, please click here or call 616-884-8616.
Mike Francesa Announces Retirement from WFAN and RADIO.COM. New York City sports talk legend Mike Francesa announced on Thursday's program that this afternoon's program (Friday, July 24) would be his last regularly scheduled show on "The Fan." He told his listeners, "Tomorrow night will be my last regularly scheduled broadcast on 'The Fan.' I have been discussing this with the company for a while. We agreed I would stay until sports came back. The reason – I have cut back dramatically. This has been a very strange year. It has made me think about different things and do different things." Francesa has been at Entercom's WFAN for 33 years. He left the station at the end of 2017 when his contract ran out and WFAN replaced him with Chris Carlin, Bart Scott, and Maggie Gray, but Francesa returned four months later and resumed his afternoon show, bumping the trio to middays. At the end of 2019, Francesa's schedule was dramatically changed as he began hosting a half-hour program on WFAN and a full hour on the company's digital platform RADIO.COM. Joe Benigno and Evan Roberts moved from middays into the afternoon drive slot. Senior vice president and market manager Chris Oliviero says, "Mike has been the heart of WFAN for over 30 years, and though his day in and day out presence has come to an end, that bond happily will continue. The future of WFAN as the premiere sports platform in New York is bright, and that is in large part to the foundation that Mike has helped build."
WHUB-AM, Cookeville, Tennessee Celebrates 80th Anniversary. Pictured above (from l-r) are Cookeville Mayor Ricky Shelton, WHUB program director and morning drive host Brent Fleshman, and Putnam County Mayor Randy Porter recognizing the 80th anniversary of the Zimmer Broadcasting station. It went on the air on July 20, 1940. Fleshman – a 2016 NAB Marconi winner for Small Market Personality of the Year – tells TALKERS magazine that the company recently built a brand-new studio specifically for the news/talk station to accommodate more guests.
iHeartMedia Adds Sports Talker to Eau Claire, Wisconsin Market. There's a new sports talk outlet in the Eau Claire, Wisconsin market as iHeartMedia drops the classic hits simulcast on WBIZ-AM/W254CN and launches "98-7 The Fan" on the two signals The station cherry -picks sports talk shows heard in other Wisconsin and Minnesota markets for its programming. Morning drive "The Power Trip" and 12:00 noon to 3:00 pm show "The Common Man" emanate from the company's KFXN, Minneapolis "KFAN" and late morning "Nine to Noon with John Kuhn" and afternoon drive "Drew & KB" are based at WRNW-FM, Milwaukee "97.3 The Game." iHeartMedia SVP of programming Dave DeVille says, "The Chippewa Valley is often a house divided when it comes to Wisconsin and Minnesota sports teams. We've curated a home base station for all sports fans to enjoy." The station will air Chippewa Valley area high school sports and professional sports including Minnesota Twins, Minnesota Wild, Minnesota Vikings and Milwaukee Bucks.
TALKERS News Notes. WGMD-FM, Rehoboth Beach, Delaware is celebrating its 40th anniversary on the air. Walt Palmer is director of broadcast operations, engineering, and programming for the Resort Broadcasting Co station. He tells TALKERS magazine, "'Sunny 92.7' music morphed to 'The TALK of Delmarva,' providing 20 hours of live programming, 10 of which are live and local. Resort Broadcasting has assured listeners it is committed to serving the local communities with news, talk, sports, and information." The station features local hosts Mike Bradley in AM drive, Jake Smith in late mornings, and Duke Brooks in afternoon drive…..SmartTalk Radio Network and WCGO, Chicago talk radio personality Blanquita Cullum – host of "The Hard Question" – is the moderator of the Voices Against Trafficking international human rights forum that will stream via Facebook Live on July 29 from 11:00 am to 3:00 pm ET. Cullum tells TALKERS magazine, "Human trafficking is the world's fastest-growing, multibillion-dollar criminal industry exploiting men, women, and children across the globe. This program will feature leading national and international human rights activists sharing details on many aspects of the current state of human trafficking." Guest speakers include: U.S. Secretary of Transportation Elaine L. Chao, numerous U.S. members of congress, internet safety leaders, law enforcement experts, and survivors who are forging a new path for human rights…..Entercom's St. Louis news/talk KMOX "News Radio 1120" renews to serve as an outlet for Kansas City Chiefs football play-by-play and will simulcast broadcasts from sister station WDAF-FM, Kansas City "106.5 The Wolf," the team's flagship station.
Birach Broadcasting Flips WCXI, Detroit to News/Talk. Detroit outlet WCXI-AM flips from oldies to conservative talk using a lineup of conservative talk shows from Premiere Networks and FOX News Radio. Branded "Freedom 1160 WCXI" by owner Birach Broadcasting Corporation, the station's lineup consists of: "FOX News Rundown" from 5:00 am to 9:00 am, Glenn Beck from 9:00 am to 12:00 noon, "FOX Across America with Jimmy Failla" from 12:00 noon to 3:00 pm, Guy Benson from 3:00 pm to 6:00 pm, Buck Sexton from 6:00 pm to 9:00 pm, Dan Bongino from 9:00 pm to 12:00 midnight, and "Coast to Coast AM with George Noory" in overnights.
Schools Opening Debate Top News/Talk Story for Week of July 20-24. The debate over how to safely open schools this fall was the most-talked-about story on news/talk radio this week, landing atop the Talkers TenTM. At #2 this week was the spike in COVID-19 cases in numerous states and projections for future cases. Coming in at #3 was talk about health care, vaccine development, and the $1.95 billion deal for Pfizer to develop a vaccine, followed by the state of the U.S. economy and the GOP-crafted stimulus package at #4. The Talkers TenTM is a weekly chart of the top stories and people discussed on news/talk radio during the week and is the result of ongoing research from TALKERS magazine. It is published every Friday at Talkers.com. See this week's complete chart here.
Independent Broadcasters Association Organizes. The new Independent Broadcasters Association announces that it has filed articles of incorporation in the State of Minnesota and is "officially in business." Founding organizer Ron Stone of Adams Radio Group says, "We filed the articles last Friday, on a day where we were 96% of our 3,000-station goal. 2,877 stations had signed up, represented by just under 600 owners / operators. We continue to have additional owners signing up every day." He adds that the initial board of directors has been selected and includes: Deborah Barrera, R Communications; Kristin Cantrell, Seven Mountains Media and Cap City Communications; Darrell Calton, Iliad Media Group; Allen Dick, Dick Broadcasting; Mike Flood, Flood Communications; Kenneth Forte, R&F Communications; Charles Johnson, Northstar Broadcast; Kimberly Martinez, All Pro Broadcasting; Gregory Pretko, Southern Stone Communications; Kelly Radandt, Woodward Radio Group; Tony Renda, Renda Broadcasting; David Stephens, Stephens Media Group; Ron Stone, Adams Radio Group; Tony Richards, Kensington Digital; Cindy Taylor, Ohio Midland Newsgroup; Rebecca White, Salem Media (of Indiana); and Sandra Woodruff, Northwest Indy Radio. Stone adds, "Our first board meeting will be scheduled for next week, to decide mostly organizational matters and to approve our business plan. We will have a conference call with everyone that has signed up on www.radioiba.org schedule shortly after the board meeting to review the business plan and goals of the IBA." New members are still being accepted.
TALKERS Magazine Publishes the 2020 Heavy Hundred. The editors of TALKERS magazine announce the publication of the 2020 edition of the 100 Most Important Radio Talk Show Hosts in America – what has become known over the years as the Heavy Hundred. This year's Heavy Hundred is compiled by the editors of TALKERS magazine using such factors as: ratings, revenue, courage, effort, impact, longevity, potential, recognition, service, talent, and uniqueness. We acknowledge that it is as much art as science and that the results are arguable. The editors would like to acknowledge that the publication of this year's list was delayed by the effects of the COVID-19 pandemic on the radio industry. However, it's also important to note that it is times like these that talk radio personalities have the opportunity to become an even more important part of their listeners' lives by delivering the information they need and providing the opportunity to hear debate about and take part in discussions concerning the events affecting their lives. Those who do that well are usually rewarded with success. We are proud to publish the 2020 Heavy Hundred in which we salute those hosts our editors believe are serving their listeners and advertisers in way that puts them among the "most important." See this year's Heavy Hundred here.
Music Radio News and Career Moves. Bringmethenews.com reports that Northern Lights Broadcasting has let go of alternative KQGO "Go 96.3" morning show "Ben and Dana" – Ben Holsen and Dana Wessel – in a budget-related move. Wessel tweeted to listeners: "Got some news to share. I was let go by 'Go963.' Covid is having a big impact on a lot of businesses and radio is no different. I wanna say thanks and send love to all my colleagues, especially Ben for putting up with me every morning. I have been at 'Go' since the day it launched and poured my heart and soul into it."…..Cox Media Group Orlando moves CHR WPYO afternoon host Danie B and evening personality Kevin Kon to the morning drive daypart as "Danie & Kevin Mornings on Power 95.3." WPYO brand manager Will Calder says, "I have been watching their chemistry for years and they truly are the best of friends and have the kind of relationship with each other – and our listeners – that make those deep memorable, emotional connections. Moving them to mornings felt like such a natural fit as they will definitely take over Central Florida."…..iHeartMedia appoints Christopher Squire vice president of sales for its Philadelphia station group, effective immediately. Squire was most recently general sales manager for Townsquare Media's Trenton-Princeton stations. Senior vice president of sales Jeff Moore states, "I am thrilled to add Chris to our team. He is someone that I've gotten to know over the past few years and have been impressed by his leadership qualities, his ability to build meaningful relationships with client partners and his dedication to helping the people he works with succeed. His positive outlook and enthusiasm are contagious and I can't wait to continue to build on our team's success with his help."…..Sales and management pro Johnette Cochran has been director of sales for Adams Radio Group's five station Salisbury-Ocean City, Maryland operations consisting of five music brands since December of 2019. Now, she rises to vice president and general manager for the cluster. She says, "I'm delighted to grow into this position with Adams Radio Group. Becoming a general manager has always been my goal and I am blessed to have this opportunity on the Eastern Shore of Maryland and Delaware. I have been connecting to the community in a limited way during Covid, and now I'm free to truly get out and get to know the people in this great market."
WFAN, New York Officially Announces New Lineup. On New Year's Eve, Entercom announced the new lineup for sports talk WFAN, New York "The Fan" that takes effect on Monday, January 6. As had been reported in numerous New York media outlets, the station goes from four to three daytime shows with Joe Benigno and Evan Roberts moving from late mornings to the 2:00 pm to 6:00 pm slot, replacing Mike Francesa. He will host the 6:00 pm to 6:30 pm "Mike's On" program as well as "host special programs, remote broadcasts, and contribute to other shows on WFAN." Maggie Gray remains with the station in midday, reunited with longtime WFAN personality Marc "Moose" Malusis for the 10:00 am to 2:00 pm "Moose and Maggie" show. Prior to her joining WFAN in 2018 with co-hosts Bart Scott and Chris Carlin, she served with CBS Sports Radio co-hosting a Saturday morning show with Malusis. Malusis currently serves as the host of "Football Sunday" on WFAN with former New York Giants player David Diehl. The rest of the lineup remains the same, with "Boomer and Gio" in AM drive, Steve Sommers in evenings and John Jastremski in overnights. Entercom New York SVP of programming Mark Chernoff says, "This is quite an impressive lineup of talent on WFAN as we remain the one and only place to talk New York sports all day, every day. Combined with our play-by-play of New York Yankees baseball, New York Giants football, Brooklyn Nets basketball and New Jersey Devils hockey, as well as our slate of National Football League games, we look forward to expanding our position as the flagship station for New York sports fans."
KABC, Los Angeles Adds Two Evening Shows to New Lineup. Los Angeles news/talk outlet KABC adds two one-hour programs to its evening lineup, effective today (1/2). Former Secret Service Agent and NYPD officer and New York Times best-selling author Dan Bongino hosts his eponymous 6:00 pm to 7:00 pm show and Andrew Klavan brings his "distinctive brand of political satire, cultural commentary, interviews and more" to the 9:00 pm to 10:00 pm hour. Both Bongino and Klavan host podcasts of the same name on the Westwood One Podcast Network. Cumulus Media's KABC recently announced its daily lineup consisting of "Armstrong & Getty" in AM drive, Washington-based Larry O'Connor from 10:00 am to 12:00 noon, John Phillips from 12:00 noon to 3:00 pm, Ben Shapiro from 3:00 pm to 6:00 pm and "The Savage Nation" with Michael Savage from 7:00 pm to 9:00 pm. KABC general manager Drew Hayes says, "We are thrilled to add Dan Bongino and Andrew Klavan to our built-for-election year lineup. Both Dan and Andrew have strong, thoughtful opinions and huge followings that will make nights on KABC a real destination for common sense listeners in 2020 and beyond."
Ratings Takeaways from December PPM Survey. TALKERS magazine managing editor Mike Kinosian presents his "Ratings Takeaways" from Nielsen Audio's December 2019 PPM survey that covered November 7 to December 4, 2019. Some positive 6+ weekly AQH share ratings movement for spoken-word stations during the survey includes: Hearst's news/talk WBAL-AM, Baltimore adds three-tenths to its five-survey uptick to finish at a 3.2 share and the #11 rank in the market; Entercom's crosstown sports talker WJZ-FM, Baltimore rises six-tenths to a 4.9 share and #8 in the market; Alpha Media's KXL-FM, Portland adds two-tenths to its fifth survey without a loss to stand at 5.4 share and the #4 rank in the market; and Emmis Communications' WIBC-FM, Indianapolis adds three-tenths to finish with a 6.7 share and the #4 rank in the market. See all the 6+ numbers from subscribing stations here and check out all of Mike Kinosian's "Takeaways" from the December survey here.
A TRIBUTE TO DON IMUS Presented on This Week's Harrison Podcast. This week's installment of the award-winning PodcastOne series "The Michael Harrison Interview" presents an uninterrupted reposting of a remarkably candid 2016 conversation between TALKERS founder Michael Harrison and the legendary talk media personality Don Imus who passed away this past Friday (12/27/19) at the age of 79. It was an illuminating conversation in which Imus candidly discussed the highlights as well as lowlights of his colorful life and career – including his rehabilitation from drugs and alcohol; his regret over the Rutgers incident and the lessons he learned from it; his opinion of Al Sharpton and certain radio management figures who played key roles in his career; his ability to generate radio ad revenue that dramatically exceeded ratings expectations; his deep love for his wife Deidre and the significant role she played in his life; his tremendous work in supporting kids with cancer; the handful of radio guests he found most interesting; his view (back then during the primaries) of the 2016 presidential race and for whom he intended to vote … plus a whole lot more. To listen to the entire podcast, please click here or click on the player box marked "The Michael Harrison Interview" located in the right-hand column of the TALKERS email newsletter and on every page of Talkers.com.
Tegna to Sell KFMB-AM and FM to Local Media San Diego. Television company Tegna is entering into a deal to sell its two San Diego radio stations – news/talk KFMB-AM and adult hits KFMB-FM – to Local Media San Diego for $5 million. Tegna acquired the radio stations with its $325 million purchase of KFMB-TV from Midwest Television in February of last year. Interestingly, a proviso of the pact with LMSD is that Tegna is keeping the KFMB-AM and FM call letters and the stations will have 30 days to wind down use of the call letters and a year to cease using the calls in relation to sales deals with agencies or local advertisers. Local Media San Diego operates three Tijuana, Mexico signals in the San Diego market: CHR XHITZ, alternative rock XETRA, and rhythmic AC XHRM. In February of last year, executives Norm McKee, Gregg Wolfson, and Steve McNeely led a management buyout of Local Media San Diego.
Donald Trump Impeachment, Attacks on U.S. Embassy in Iraq, 2020 Presidential Race, New Year/2019 Retrospectives, Hanukkah Attack, Texas Church Shooting, and North Korea Nuclear Ambitions Among Top News/Talk Stories Yesterday (1/1). The articles of impeachment against President Donald Trump; the attacks on the U.S. embassy in Iraq and President Trump's blaming Iran; the Democrats hoping to challenge President Trump in November; retrospectives of 2019 and the "teens" decade; five are wounded at a Hanukkah celebration in New York; the Sunday shooting at a Texas church that claimed the lives of two parishioners; and North Korea's nuclear ambitions were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
iHeartMedia Extends Deal with Alfred 'Big Al' Williams. Denver radio personality Alfred "Big Al" Williams and iHeartMedia sign a new, five-year deal for the former to serve as an air talent for news/talk KOA "850 AM & 94.1 FM." Williams joined KOA in September of 2019 after a long career alongside Darren McKee on Bonneville's crosstown sports talker KKFN "104.3 The Fan." iHeartMedia Denver president Tim Hagar comments, "Big Al has set the standard for afternoon drive radio. This long-term renewal is a testament to Al's impact and importance to iHeartMedia, KOA, our partners and his legion of fans throughout Colorado. Not only is he a tremendous talent and a great man, but he is the type of guy who you want on your team no matter what you are doing and we are so glad he's a part of our team."
Paige Rockwell Named VP of Sales at iHeartMedia Binghamton. Sales pro Paige Rockwell is named vice president of sales for iHeartMedia's Binghamton, New York stations. She was most recently director of digital strategy at Townsquare Media's Utica cluster. iHeartMedia area president Robert Morgan states, "I am thrilled to have Paige lead our sales organization in Binghamton. I know she will bring her passion, tireless energy, creativity, and leadership talents to help us further grow our business and expand upon our partnerships."
TALKERS News Notes. After a two-year absence, CBS News Radio is back providing news programming for Hubbard Radio's all-news WTOP-FM, Washington. The station had been using ABC Radio News since 2018. WTOP director of news and programming Julia Ziegler says, "WTOP's mission is to deliver news that matters to the people in our community, 24/7/365. It's a mission we take very seriously. Our partnership with CBS News and the talented journalists who work there helps us accomplish this goal. We are thrilled to be working once again with the CBS team."…..The St. Louis Post- Dispatch reports that evening host Jay Kanzler exits CH Holdings' KTRS, St. Louis after more than two years as a full time host. Kanzler is also a full-time practicing attorney. He tells the Post-Dispatch, "I managed to do it for a couple of years, but it was just a tough schedule to keep."…..Entercom names Alex Gold (right) and Cody Tapp (left) the new co-hosts of the midday show on KCSP-AM, Kansas City "610 Sports Radio." The "Cody & Gold" show takes over for the former "Show and Vern" program with Ron "Show" Hughley and Josh Vernier. Hughley exited the station while Vernier moves to Royals insider and host of Royals pre- and post-game shows for the station…..Mary Zatina is named general manager of Wayne State University's WDET, Detroit. Zatina served as assistant GM for business and development for the station from 1985-88. She says, "It's been a while since I worked at WDET, but I have maintained my strong belief in the station's mission and the critical role it plays to serve metro Detroiters. I've never stopped listening to and supporting WDET. I am excited to be coming home and am looking forward to working with this dedicated and dynamic team of professionals."
Music Radio News and Career Moves. Programming pro Isaac "Brooks" Wenzel is named music director and afternoon drive host for country WFMS, Indianapolis. Cumulus Media brings Wenzel to Indy from its Madison operations where he was midday host on country WMAD-FM and promotions director for the six-station group. Wenzel says, "I feel extremely fortunate to have this opportunity to join a station with such long-lasting success in an amazing city like WFMS in Indianapolis. Thanks to Cumulus for giving me this incredible opportunity."…..iHeartMedia announces former hot AC WMYI-FM, Greenville, South Carolina becomes adult hits "102.5 The Lake." Station PD and region SVP of programming A.J. says, "'102.5 The Lake' is going to bring listeners a variety of music from a diverse group of artists. The philosophy of our programming is that we'll play anything and you never know what you'll hear next."…..Westwood One's "The BOB & TOM Show" moves from Townsquare Media's rock WGBF to crosstown The Original Company's classic hits WJPS-FM in the Evansville, Indiana market…..Flood Communications West closes on the purchase of adult contemporary KSID-FM and country KSID-AM, Sidney, Nebraska. The company paid $300,000 to seller Dead-Short Broadcasting. Jason James of Patrick Communications was the exclusive broker…..Condolences to the family and friends of former country KVOO, TULSA morning drive host Andy Oatman, who passed away on December 30 after a battle with pancreatic cancer. Oatman retired from KVOO in 2008.
Entercom Hacked Again? Media industry insider and reporter Jerry Del Colliano reports this morning (12/23) that some of Entercom's IT systems have been compromised by a "more sophisticated attack" than the one the company suffered in September of this year. Del Colliano's report states that the attacks happened early Sunday morning as hackers gained access to encrypted servers thought to be located in Philadelphia. The report says the attack seems "aimed at the critical Entercom all-news stations" and that KYW, Philadelphia was "playing back recorded segments from the overnight into the day (on Sunday)." TALKERS magazine has reached out to Entercom for comment about the matter. Obviously, at this point the scope of the alleged attack is impossible to determine. As of this morning, KYW appears to be functioning normally.
Protecting Your Company from Cyberattacks. TALKERS magazine legal editor Steven J.J. Weisman – who also publishes the website scamicide.com – offers some advice for media companies to help them avoid the debilitating and expensive effects of cyberattacks. He writes, "A major reason for the increase in ransomware attacks is due to the new business model used by sophisticated cybercriminals who develop the intricate ransomware programs. Instead of merely deploying the malware themselves, they are now selling or leasing the use of their malware, along with tech support, on the Dark Web to less sophisticated cybercriminals. The Dark Web is a special part of the Internet where criminals buy and sell goods and services. It is expected that ransomware attacks will continue to increase throughout 2020." For more on how to protect your IT infrastructure, read Weisman's column here.
It's Official: Bart Scott to Middays at 'ESPN New York.' The announcement comes from WEPN, New York owner ESPN that former New York Jets linebacker Bart Scott is returning to "98.7FM ESPN New York" on January 2 to join Alan Hahn as host of the "Bart & Hahn" show from 1:00 pm to 3:00 pm. Scott will also serve as a regular contributor to ESPN television's "Get Up" and "First Take" programs. Scott has been serving as co-host of the early afternoon show at Entercom's crosstown WFAN with co-host Maggie Gray. He was originally partnered with Gray and Chris Carlin in afternoon drive at WFAN. The trio were bumped to late afternoons when Mike Francesa returned to WFAN four months after leaving at the end of 2018. Carlin, who exited WFAN in early September, recently join WEPN as evening host. ESPN New York VP/GM Tim McCarthy says, "We are so excited to have Bart back at '98.7 ESPN' where we started his radio career. The combination of Bart and Alan will add a unique perspective to New York sports talk in a very entertaining fashion." Scott worked as an NFL analyst for CBS from 2013 to 2017. He joined 'ESPN 98.7FM' as a special guest for the 2017 NFL season on "The Michael Kay Show" and "Humpty & Canty." He also hosted "Inside The Jets."
Brenda Egger Named Region President for iHeartMedia Denver. Management and sales pro Brenda Egger is the new region president for iHeartMedia's Denver region. Most recently, she was senior vice president and market manager for KSE Radio. Prior to that she was market manager for Citadel Broadcasting in Colorado Springs. She began her career in radio sales for KOA, Denver. In her new role, she will work closely with the programming, business, and sales teams for all station brands in the Denver, Colorado Springs, and Fort Collins markets. iHeartMedia Markets Group division president Jeff Tyler states, "I'm thrilled to have someone with Brenda's experience and knowledge join the iHeartMedia Denver team. We have a tremendous team and strong brands in the Denver region and I am confident that Brenda's tenure in the state provides the leadership and excellence that our partners and our advertisers have come to expect."
Monday Memo: Telephone. It's For You. Is radio surrendering to smartphones? Or exploiting them? In this week's column, consultant Holland Cooke shares an eerie warning. Read it here.
TALKERS News Notes. Chicago media writer Robert Feder reports that Steve Ruxton is joining Cumulus Media's news/talk WLS-AM as a part-time and fill-in news anchor. Ruxton is an anchor and reporter for the Chicago-based, syndicated television financial news show. Ruxton previously served as host of Weigel Broadcasting's "Stock Market Observer" and "WebFN."…..WHO, Des Moines "Newsradio 1040" afternoon drive talk show host Simon Conway is busy during this holiday season. In addition to his PM drive show, he's filling in on morning drive at WFLF, Orlando "News Radio WFLA" this week and next (except for Christmas Day and New Year's Day). Next Monday, he'll also be filling in for nationally syndicated talk host Joe "Pags" Pagliarulo…..Cumulus Media's sports talk KNBR, the San Francisco 49ers, and the 49ers Foundation announce that they raised more than $125,000 for local Bay Area youth sports initiatives as a result of the third annual 49ers Foundation Holiday Sports Auction. The two-day charity auction was broadcast from the KNBR studios on Tuesday, December 3, and Wednesday, December 4. KNBR has partnered with the 49ers Foundation on the auction for three consecutive years, raising more than $300,000 since its inception in 2017.
Impeachment, Financial Markets Activity/Economy, 2020 Presidential Race, India Protests, North Korea Threats, Virginia Car Pileup, and Eddie Murphy Returns to 'SNL' Among Top News/Talk Stories Over the Weekend. The articles of impeachment against President Trump and the Democrats' strategy for the next step in the process; the positive activities in the financial markets and the state of the U.S. economy; the Democrats vying to challenge President Trump in 2020; the violent protests in India over the new citizenship law that excludes Muslims; North Korea's threat of a "Christmas present" for the U.S.; the 69-car pileup in Virginia caused by ice and fog; and Eddie Murphy's return to "Saturday Night Live" were some of the most-talked-about stories on news/talk radio over the weekend, according to ongoing research from TALKERS magazine.
iHeartMedia Announces Three Podcasters to Be Honored at January Podcast Awards. When next month's 2020 iHeartRadio Podcast Awards take place at the iHeartRadio Theater Los Angeles, three podcast producers will be honored with iHeartRadio Podcast Icon Awards. The New York Times' "1619" podcast will receive the Social Impact Award; NPR's "Life Kit" podcast will get the Innovator Award Presented by Zoom; and Tenderfoot TV's Payne Lindsey and Donald Albright with be honored with the Audible Audio Pioneer Award. The awards show will stream live Friday, January 17 at 11:00 pm ET/8:00 pm PT via a LiveXLive stream and on iHeartMedia radio stations nationwide. iHeartMedia says, "The iHeartRadio Podcast Icon Awards pay tribute to the creators, organizations, and podcasts that have made groundbreaking contributions to podcasting's expanding role in today's popular culture." The 2020 iHeartRadio Podcast Awards will "honor the most entertaining and innovative podcasts of 2019 and will span 30 categories, celebrating the incredible talent and wide variety of leaders across the booming podcasting industry." See more here.
Cyberspace Law and Security Expert Steve Weisman Is This Week's Guest on Harrison Podcast. The publisher of one of the nation's leading sources of credible information about scams and fraud – Scamicide.com – is this week's guest on the award-winning PodcastOne series, "The Michael Harrison Interview." In addition to his work with Scamicide.com, Steven J.J. Weisman is a professor of law at Bentley University in Boston, a prolific best-selling author, a columnist for USA Today, a widely sought media commentator, and the legal editor of TALKERS. Harrison and Weisman discuss a wide array of topics including the dramatic erosion of privacy that is threatening liberty and democracy in this new era. To listen to the podcast in its entirety, please click here or click on the player box marked "The Michael Harrison Interview" located in the right-hand column and on every page of Talkers.com.
Music Radio News and Career Moves. Via her Facebook page, on-air pro Fran Lane reveals that she's the victim of budget cuts at Entercom's adult contemporary WLIF, Baltimore. Lane, who hosted the evening "Love Songs" show says, "It is with a very heavy heart that I share this news with you… I am no longer employed at 'Today's 101.9' due to company-wide budget cuts. I hosted the 7 to midnight 'Love Songs' show for nearly 26 years. I am heartbroken."
KNUS, Denver's Chuck Bonniwell and Julie Hayden Fired for School Shooting Joke. The midday "Chuck & Julie" show has been cancelled from the program lineup at Salem Media Group's news/talk KNUS, Denver after Chuck Bonniwell's ill-advised joke about school shootings. Bonniwell, who co-hosts the show with his wife Julie Hayden, was transitioning from a break back into programming and said – in an effort to express his weariness with the impeachment story – "You wish for a nice school shooting to interrupt." Julie Hayden was quick to interject, "Don't even – don't even say that. No, don't even say that. Don't call us. Chuck didn't say that." Then Bonniwell added "…which no one would be hurt." Station management later issued the following statement: "Given the history of school violence that has plagued our community, 710 KNUS confirms that an inappropriate comment was made on the 'Chuck & Julie' show by co-host Chuck Bonniwell. A programming decision was made to end the program immediately." For his part, Bonniwell said via Twitter: "I made an inappropriate comment meant as a joke. I'm sorry it was not received that way."
Jim Vicevich Retires from WTIC-AM, Hartford; Will Mariotti to Assume Late Morning Show. Hartford talk radio host Jim Vicevich is leaving his role as late morning talk host on Entercom's news/talk WTIC-AM due to his ongoing battle with Lupus. Today is his last show. WTIC personality Will Mariotti will become the permanent 9:00 am to 12:00 noon host. Entercom Hartford SVP and market manager Stephanie Perl says, "We would like to extend our sincere thanks and appreciation to Jim, who has dedicated over 15 years of his career to the people of Hartford. He has developed a strong bond with the local community through the show 'Sound Off Connecticut' and is a true media icon in the market. We thank him for all of his contributions to our station and local community and wish him all of the best." Vicevich says, "While I'm sad to be leaving due to my Lupus, I'm happy that I've had the opportunity to entertain and interact with our audience for over 15 years. I'm honored to be a part of this station's great history. Very few people have had the chance to get behind the same microphone of other WTIC greats like Bob Steele and Ray Dunaway. Thank you to everyone who has played a role in making my time here special." Will Mariotti adds, "From the time I first filled in for Jim and all the way through working with him weekly in 2017 and 2018, I was always impressed by his knowledge and professionalism. I know I have huge shoes to fill, but my time with Jim has prepared me for the next chapter of our daytime show. I'm thrilled to have this opportunity to connect with our listeners every day."
Chris Carlin to Host Nights at 'ESPN New York.' After months of speculation about what the New York City sports talk scene will look like in the New Year, another piece of the puzzle fits into place as former WFAN "The Fan" personality Chris Carlin will assume hosting the evening show at ESPN's WEPN-FM "ESPN New York" on January 2. "Carlin at Night" will air from 7:00 pm to 10:00 pm. Carlin was one-third of the show hired to replace Mike Francesa in afternoons on Entercom's WFAN. But Francesa returned to WFAN a few months after leaving and Carlin, Bart Scott and Maggie Gray were moved to the early afternoon daypart. Then, in August Carlin was let go. Back at WEPN, Alan Hahn is moving from nights to middays, reportedly to co-host with Bart Scott, who leaves WFAN and partner Maggie Gray this month to join WEPN. Across town, WFAN has already announced that Gray and Marc Malusis are the new midday show and Joe Benigno and Evan Roberts are the new PM drive show.
Ivy Savoy-Smith to Lead Entercom Washington, DC. Vice president and director of sales Ivy Savoy-Smith is promoted to SVP and market manager for Entercom's Washington, DC station group that includes sports talk WJFK-FM "106.7 The Fan," four music brands, and more. She takes over for Phil Zachary, who exited the position last month. Entercom CRO and regional president Bob Philips says, "During her time here at Entercom, Ivy has embodied leadership, strategic thinking, accountability and hard work. She is a forward thinker who has produced undeniable results and we are excited to have her lead Entercom Washington D.C. into the new decade." Savoy-Smith comments, "I'm grateful to Bob for giving me this opportunity to begin this new chapter of my career. Working at Entercom has been an unbelievable experience and I look forward to putting my stamp on the D.C. cluster and leveraging the power of radio to continue to give back to the local community."
Edison: Moms Have 'Complicated Relationship' with Social Media. According to a new study from Edison Research titled, "Moms on Social Media 2019," mothers are big social media users – 92% of U.S. moms use social media compared to 79% to the 12+ U.S. population. And although Facebook usage has fallen among users in the U.S. according to Edison's "The Infinite Dial 2019," moms are not dropping Facebook. Eighty-one percent of U.S. moms use Facebook compared to 61% of the total U.S. population. Edison says, "Moms have two major motivators for continuing to use social media: the emotional connection it provides and the practical ways it helps them in their busy lives. The study finds that on the emotional side, moms are using social media to stay up to date with friends, share aspects of their lives, and share their opinions. On the practical side, moms are using social media to get information on school events, details on extracurricular activities, health and parenting advice, and find product recommendations." Other findings from the study include: Pinterest and Instagram have seen significant gains year-over-year. Among U.S. moms, 63% are using Pinterest in 2019 compared to 47% in 2017, and 53% are using Instagram in 2019 compared to 37% in 2017; 80% of moms on social media say they turn to it for product recommendations, and 58% of moms on social media said Facebook is the platform they turn to first for product recommendations; 53% of moms who use social medial say there is too much negativity on social media; and regarding how they feel about social media, 26% of moms on social media say they feel annoyed, 25% say they feel addicted, and 24% say they feel concerned. See more from the study here.
PodcastOne Shows Named to CarMoney's Top Podcasts List. Three of PodcastOne's car-related podcasts were named to the international list of top car podcasts by the UK-based site CarMoney. The shows named are: "Carcast" hosted by Adam Carolla and Matt D'Andria; "Everyday Driver," with hosts Paul and Todd; and "Spike's Car Radio" with car enthusiast and former "Seinfeld" writer Spike Feresten. PodcastOne founder and executive chairman Norm Pattiz says, "Adam Carolla is the king of podcasts, so I am not surprised to see his car show on the list. 'Everyday Driver' has been a great partner, and Spike knows cars and he knows funny. That's exactly the reason why his podcast has been a solid hit for the past 2 ½ years here at PodcastOne. I'd say more, but I've gotta call Spike now for some car advice and laughs."
House Votes to Impeach Trump, 2020 Presidential Race, Obamacare Ruling, FBI Report/FISA, U.S.-China Trade Talks, Financial Markets Activity, and New Obesity Report Among Top News/Talk Stories Yesterday (12/19). The vote in the U.S. House to impeach President Donald Trump on two counts and the president's response from his rally in Michigan; the Democrats vying to challenge Trump in 2020 and the build-up to this evening's Democratic debate; an appeals court rules the Obamacare mandate unconstitutional; the aftermath of the inspector general's report on the FBI's use of the FISA; the Trump administration's trade talks with China; the record setting performances of the financial markets; and the New England Journal of Medicine report indicating half of all American adults will be obese by 2030 were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
TALKERS News Notes. Tulsa news/talker KRMG-FM and KOKI-TV "FOX23" organized the 12th Annual Tulsa Holiday Blood Drive for the American Red Cross, taking place today (12/19). In the past 11 drives, the program has collected 2,254 units of life-saving products (blood and platelets). KRMG director of branding and programming Levi May says, "During the crazy holiday travel season, the American Red Cross sees a big drop in its scheduled donations and that could create a real problem for people seeking medical help during this time. We are honored to partner with our news partners at 'FOX23' to help drive awareness and donations to help ensure that Green Country medical facilities have everything they need to treat our neighbors."…..The NFL's Minnesota Vikings and iHeartMedia Minneapolis' KFXN, Minneapolis "KFAN 100.3" and news/talk KTLK have agreed to a five-year extension renewing the stations' broadcast rights for Vikings preseason, regular season and postseason games. The 2020 season will mark the 20th consecutive year "KFAN" will serve as the flagship station for the Vikings Radio Network. iHeartMedia market president Jeff Tyler says, "My thanks to the Wilf family and all the great people we work with at the Minnesota Vikings. They are at the top level of sports franchises and our entire team at iHeartMedia Minneapolis is thrilled to have the opportunity to continue our partnership for another five years. Both organizations are dedicated to innovation and excellence which makes this partnership so unique and valuable."…..SiriusXM is presenting live play-by-play broadcasts of all 41 Division I FBS and FCS bowl games this college football postseason, including ESPN Radio's coverage of the College Football Playoff Semifinals and National Championship. The schedule begins Friday, December 20 and concludes with the crowning of the national champion on January 13…..Former CBS News reporter and anchor Peter Maer was recently honored with a lifetime achievement award from the St. Louis Press Club. During his more than 25 years covering national news for CBS, Maer received numerous awards, including an Edward R. Murrow Award, five Merriman Smith Awards, the IAF Cronkite Award, and more. Maer retired from CBS News in 2015. He was interviewed on CBS News Radio affiliate KMOX, St. Louis. He's pictured here (left) with St. Louis Press Club president Bill Greenblatt (right)…..Pictured below are ESPN Radio's "Golic and Wingo" hosts Mike Golic (third from right), Trey Wingo (second from right), and Mike Golic Jr. (second from left) after teaming up with Mercedes-Benz Vans to benefit the Salvation Army. ESPN employees in Bristol, Connecticut donated more than 300 toys and Mercedes-Benz Vans donated a new Sprinter Passenger Van for the Salvation Army to use to transport students to after-school activities. In addition to the Sprinter Passenger Van that was donated, Mercedes-Benz provided a Cargo Van that was utilized to transport the toys from ESPN's Bristol campus to the Salvation Army.
Music Radio News and Career Moves. At Chicago triple A WXRT-FM, the longtime morning show with Lin Brehmer and Mary Dixon wraps, with Brehmer moving to the midday show and current midday personality Richard Milne moving to mornings. Dixon, who according to a report in the Chicago Tribune was offered the evening/overnight news anchor position with sister all-news WBBM-AM/WCFO-FM but declined, leaves the station. Brehmer says, "Like a veteran centerfielder who moves to first base, I look forward to batting second. The exhilaration of being a morning companion to the families that support 93XRT offset the brutal schedule of someone who likes to go to concerts at night. I'm not 29 anymore. May the phrase, 'Isn't it past your bedtime?' be applied to someone else for a while." Entercom Chicago OM and program director Greg Solk says, "93XRT has long held the reputation for playing Chicago's finest rock, but also has enjoyed hosting Chicago's finest jocks. Lin Brehmer is a Chicago treasure. All of us at the station are indebted to Lin for his 28 years of wrestling with his alarm clock. His morning fans will now get to enjoy their best friend in the whole world sharing their workday as Lin accompanies their middle of the day rituals. We are also blessed to have someone of Richard's character, charm, music knowledge and wit to take over for Lin. It's Richard's turn to get in early and Rock Chicago."…..Classic hits KONO-FM, San Antonio morning drive personality Dave Rios is retiring from the station after 26 years in the position. Prior to joining KONO-FM, Rios worked in the market as news director for rock outlet KXZL – now Spanish hits KZEP-FM…..Hubbard Radio personality Fitz is named the permanent host of "Bob Kingsley's Country Top 40." He becomes the third host in the 45-year history of the national radio show. Kingsley died in October after a battle with cancer. The new "Bob Kingsley's Country Top 40 with Fitz" airs on more than 300 stations worldwide and features audio from the Kingsley archives. Skyview Networks is the exclusive network sales rep for the show. Fitz says, "I listened to Bob Kingsley every weekend when I was a kid. His loss is still sinking in, but I am honored to be taking the reins from the man who instilled in me a lifelong love of country music and the love of the 'countdown.' This moment is surreal, and I do not take the responsibility lightly. I am excited and honored to carry his torch and hope that I can do for the next generation of country music fans what the legendary Bob Kingsley did for me…..Entercom announces that Zac Brown Band is headlining the 5th annual "The Night Before" concert at BB&T Center in Sunrise, Florida on February 1, 2020 – the night before the Super Bowl.
Mike Francesa 'Leaving Afternoon Drive' on WFAN, New York. Newsday's Neil Best broke the story after New York sports talk radio icon Mike Francesa told him he'll be leaving his afternoon drive show on WFAN in December with "details to come." Entercom New York regional president Susan Larkin later issued the following statement, "Mike Francesa will continue to be part of WFAN, and will soon also have an expanded role on RADIO.COM. While we are still finalizing details, this is an exciting move to bring more of Mike's iconic sports talk content to fans across broadcast and digital in new, engaging ways wherever and however loyal sports fans want it. Stay tuned as we will be sharing more details in the weeks to come." Francesa left his longtime afternoon drive slot on WFAN in December of 2017, only to return in April of 2018, bumping his replacement – the team of Chris Carlin, Maggie Gray and Bart Scott – to middays. Carlin exited WFAN in September with Gray and Scott continuing to host the midday show. The New York media – especially the New York Post's Andrew Marchand – has been reporting on the ratings battle between Francesa on WFAN and Michael Kay on ESPN's WEPN-FM, New York. Nielsen Audio's October PPM survey saw Kay beat Francesa in the men 25-54 demographic with a 7.4 share to Francesa's 6.0 share.
JVC Media Expands 'Florida Man Radio'; Adds Ed Tyll Show in Middays. The "Florida Man Radio" format based at JVC Media's WDYZ-AM, Altamonte Springs/W288CJ, Oviedo in the Orlando market will be heard on the company's WYGC, High Springs in the Gainesville market, effective November 11. At the same time, the company announces that talk radio pro Ed Tyll is joining the lineup in middays. The station's programming consists of: Bubba the Love Sponge in AM drive, Scott Ledger (10:00 am to 12:00 noon), Ed Tyll (12:00 noon to 2:00 pm), Shannon Burke (2:00 pm to 6:00 pm), attorney Justin Clark (6:00 pm to 7:00 pm), plus Key Networks' "Bill O'Reilly Update" and Westwood One's syndicated Ben Shapiro and Michael Savage shows at night. JVC CEO John Caracciolo comments, "This is exactly what radio needs right now – fresh, new, funny, and local – this is 'Florida Man Radio.' The vision of a locally based talk station that isn't afraid to confront the big topics while not taking it too seriously, screams the mantra of JVC. We aren't afraid to buck the norms – keeping live and local radio working for our clients and listeners, providing great results for clients, and continuing to invest in great programming. I'm thrilled for the future of our stations across the country and thrilled to be growing 'Florida Man Radio' all over the state.
KSL-AM/FM, Salt Lake City Names Lee Lonsberry New Midday Host. Longtime KSL-AM/FM, Salt Lake City early afternoon personality Doug Wright retired from his daily talk show earlier this year. Now, Bonneville announces that his former producer, Lee Lonsberry, will begin hosting the 12:30 pm to 3:00 pm program in December. Also, the station is expanding the "Inside Sources" program hosted by Deseret News opinion editor Boyd Matheson to a full hour, airing from 11:00 am to 12:00 noon. Lonsberry has also been serving as communications director for U.S. Rep. Rob Bishop for the last few years. Lonsberry says, "Hosting this show will be a thrill and a privilege. I've been preparing for this show my entire professional life, and arguably, well before that." Bonneville SVP and market manager Tanya Vea says of the changes, "These additions to the lineup are an exciting step forward for KSL NewsRadio. Our commitment to local reporting, fairness, and coverage of the biggest breaking news is greater than ever."
PPM Analysis: MLB Flagships. TALKERS magazine managing editor Mike Kinosian presents a look at the performances of radio stations based on data from Nielsen Audio's October PPM survey, today focusing on stations that serve as Major League Baseball flagships. Since the October survey covered September 12 to October 9, the push to the playoffs and the first few games of the 2019 playoffs happened during that time. Eventual World Series Champions the Washington Nationals' Entercom-owned flagship WJFK-FM appeared to get a lift from its team, rising from a 3.5 share (6+) during the September survey to a 4.3 share in October. Interestingly, the flagship for the American League Champion Houston Astros – iHeartMedia's KBME "SportsTalk 790" – languished well below a 2.0 share (hitting its 1.4 share peak in August) for the entire season. See Mike Kinosian's entire report here.
TALKERS News Notes. WHAM, Rochester talk show host Bob Lonsberry created a controversy after tweeting, "'Boomer' is the n-word of ageism. Being hip and flip does not make bigotry ok, nor is a derisive epithet acceptable because it is new." The since-deleted tweet that addressed the "ok Boomer" meme went viral and raised a lot of criticism of Lonsberry's reasoning, including from celebrities. Check out Starr Rhett Rocque's analysis at Fast Company here…..FOX News Channel is moving the Sunday evening "Life, Liberty and Levin" program, starring Mark Levin from its 10:00 pm start to 8:00 pm. Levin, who also hosts a daily, three-hour radio talk show syndicated by Westwood One, has been a "top-performing program" for FNC, according to The Hill's report. The publication says Levin's show "delivered more than 1.43 million viewers last weekend and was the most-watched program in cable news on Sunday night, topping rivals CNN and MSNBC."…..ESPN Films' "30 for 30" podcasts are returning for a sixth season with four all-new audio documentaries. The first episode debuts on November 12, with the others premiering every Tuesday through December 3. The season kicks off with a story about two of the most famous women in sports, Diana Taurasi and Sue Bird, who talk openly about their stranger-than-fiction experience with Shabtai Kalmanovich, former owner of their Russian basketball team and possible double agent…..Chicago media writer Robert Feder reports that Lisa Labuz is moving from her current role as morning news anchor and local host of NPR's "Morning Edition" on Chicago Public Media's WBEZ, Chicago to news anchor for the 10:00 am to 3:00 pm daypart…..Pictured below are WAXY "790 The Ticket" and WQAM "560 The Joe" personalities Marc Hochman and Channing Crowder as they took their afternoon drive show to the University of Miami campus Tuesday afternoon (11/5) for the kickoff of the college basketball season. From left to right are: Miami athletic director Blake James, Crowder, Hochman, and 1992 Heisman Trophy winner Gino Torretta.
Impeachment Process, Ukraine Affair, 2020 Presidential Race, Tuesday Election Results, Roger Stone Trial, Zervos' Trump Allegations, Mormon Family Murdered in Mexico, and ABC News and the Epstein Case Among Top News/Talk Stories Yesterday (11/5). The impeachment process against President Trump; EU Ambassador Gordon Sondland updates his testimony about Trump's alleged quid pro quo offer to Ukraine; the results of Tuesday's elections that saw Democrats take control of Virginia's legislature and the too-close-to-call Kentucky governor's race; day one of Roger Stone's trial on obstructing congress in the Russian election meddling case; the revelation of phone records in Summer Zervos' allegations of sexual assault against President Trump; the murder of 9 members of a Mormon family by a drug cartel in northern Mexico; and ABC News' defense of "quashing" Amy Robach's interview with Jeffrey Epstein accuser Virginia Roberts Giuffre were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
Music Radio News and Career Moves. In the West Palm Beach market, Hubbard Radio names Garrett Phillips producer of the "Tim & Chelsea" morning show on WIRK "New Country 103.1." Operations manager and WIRK brand/content director Bruce Logan says, "Since 2015, Garrett has shown a high competence in many different roles for this cluster. Rising quickly from intern to show producer to the lead producer for Paul Barsky's show on WFTL. No matter the role, Garrett has excelled. I am sure his addition as producer for Tim & Chelsea on 'New Country 103.1' will produce excellent results as we add another important puzzle piece to what we are building on WIRK."…..Beasley Media Group announces the official unveiling of "The History Of WRIF" podcast. The station debuted in 1971 and is generally considered one of the longest running active rock stations in the country. Beasley says, "With a rich history and an incredible roster of on air personalities known both in Detroit and nationwide, the podcast, hosted by former WRIF DJ Mike Staff and produced by current WRIF host Steve Black, will feature discussions with past and present personalities reflecting on the incredible moments and memories from their past and current time on the air." The first episode features Motor City radio legend Arthur Penhallow. "Arthur P" was present for the launch of 101 WRIF and spent several decades on the air at WRIF. During that time, he received many honors, including recognition from The Rock n' Roll Hall of Fame and a role in the movie, The Upside of Anger, that used WRIF as a setting for the movie and starred award-winning actor Kevin Costner.
KXNT, Las Vegas Revamps Mornings; Glenn Beck and Alan Stock Join Daily Program Schedule. The morning drive programming at Entercom's news/talk KXNT, Las Vegas is now officially comprised of two hours of the Premiere Networks' Glenn Beck program – from 6:00 am to 8:00 am – followed by the local, one-hour "Vegas @ 8" show, hosted by longtime Sin City talk radio host Alan Stock. Talk host Michael Castner exited the KXNT morning show back in June. Entercom Las Vegas SVP and market manager Dan Kearney says, "We are excited to bring Glenn to KXNT and add his entertaining and engaging voice to our all-star lineup of programs. Our ongoing commitment to bringing Las Vegas and the Valley the best in talk programming will be strengthened by this partnership."
PPM Analysis: All-News. TALKERS magazine managing editor Mike Kinosian presents a look at the performances of radio stations based on data from Nielsen Audio's September 2019 PPM survey, today focusing on the all-news format. Fifty percent of all-news stations saw their weekly, 6+ AQH share go down from the August survey to the September survey while just 31% were up (19% were flat). Year-over-year, 56% of all-news stations were down, while just 38% improved from 2018 to 2019. There were two all-news stations that ranked #1 in their respective markets in the September survey – Entercom's KCBS-AM, San Francisco and Hubbard Radio's WTOP, Washington. See Mike Kinosian's entire report here.
WGY, Albany Unveils Season Two of 'Upstate Unsolved' True Crime Podcast. Albany news/talk WGY-AM/FM "News Radio 810 AM & 103.1 FM" announces the season two debut of its iHeartRadio Original true crime podcast, "Upstate Unsolved," hosted by WGY reporter Phoebe LaFave. The iHeartMedia station says season two launches in partnership with the Cold Case Analysis Center at the College of St. Rose and investigates the unsolved murders of Catherine 'Kate' Blackburn in 1964 and Ruth Whitman in 1959. With the support of the Albany Police Department and the Colonie Police Department, WGY's "Upstate Unsolved" brings these cold cases into the spotlight in hopes of finding justice for these women. LaFave adds, "It's our goal to bring these cold cases out from the shadows because, although time is running out, it's still possible that someone knows something that can solve one or both of these murders. Everyone deserves to have their truths come to light and I hope season two of 'Upstate Unsolved' can help shine some light on the untimely deaths of these women." In March of 2019, the first season of "Upstate Unsolved" premiered focusing on Suzanne Lyall, a Ballston Spa native and University of Albany student who went missing on March 2, 1998.
Rush Limbaugh Show to Hold Sixth Annual Mahindra Military Salute Giveaway. In honor of Veteran's Day, Premiere Networks' Rush Limbaugh program is presenting the sixth annual Mahindra Military Salute Giveaway in which all active and veteran military service members are eligible to enter for a chance to win a Mahindra 1000 Gas Standard utility vehicle with roof and windshield. Entries are being accepted for the utility vehicle giveaway through November 10. The winner will be selected in a random drawing on November 11, 2019. Mahindra Ag North America president and CEO Viren Popli says, "We appreciate the contribution of our military to their communities, the nation and this world. Mahindra's core values include making a difference in the communities where we work and live. Our military men and women exemplify this value and we are pleased to partner with Rush Limbaugh and his listeners to show our support and gratitude for their service."
Goldberg Named Director of News Programming for ABC Audio. There are management changes at ABC Audio as ABC News Radio midday anchor Scott Goldberg is promoted to director of news programming for ABC Audio, effective October 14. In a memo to staff, ABC Audio VP/GM Stacia Deshishku says, "Scott is a brilliant journalist with a trusted editorial voice who's been recognized across the industry for his innovative storytelling. Just this year he won the National Edward R. Murrow Award for Sports Reporting, his third individual Murrow since joining the Audio department. He is intimately familiar with how we find and tell stories here at ABC News Radio and I'm excited for the new ideas that he will bring to our division – which he hasn't been shy about sharing." ABC is seeking a new midday news anchor. At the same time, Jon Newman is now ABC News Radio's managing editor in which he'll continue to lead the newsroom. Tara Gimbel is named deputy managing editor. These changes come more than three months after Andrew Kalb exited the executive director of programming and news coverage position. He was also executive producer of ABC's "Start Here" podcast.
TALKERS News Notes. Sports talker Chris Carlin won't be filling in on WEPN, New York on the Michael Kay show after all – at least until the New Year. Yesterday, TALKERS reported that the former WFAN, New York host – who exited the early afternoon show last month – would be sitting in for Peter Rosenberg on WEPN with Kay while Rosenberg was out for the Jewish holidays. But, according to Neil Best at Newsday, as Carlin went on the air with Kay on Wednesday (10/9), ESPN got a call from Entercom notifying them that if Carlin stayed on for two hours, he risked violating his contract and not getting paid through the end of the year. He left after 30 minutes as a "guest."…..ESPN senior writer and TV/radio commentator Mina Kimes is hosting the new "ESPN Daily" podcast set to debut on October 21. ESPN says "ESPN Daily" will "take a deep dive into a specific story in sports, using ESPN's unmatched journalistic resources and deep roster of reporters, producers and commentators." With ESPN since 2014, Kimes regularly appears on multiple television programs, including the TV simulcast of radio's "Dan Le Batard Show with Stugotz," "Highly Questionable," "Around the Horn," "SportsCenter" and "Outside the Lines."…..At SB Nation Radio, Basketball Hall of Famer Elvin Hayes returns to host the weekly "In the Post" show. Hayes and co-host Alex Gold will present news and interviews from the college and pro basketball worlds. The program debuts on Saturday, October 19 at 7:00 am ET…..Actor Tommy Lenk debuts a new podcast called, "Trashcast," on the Ladygang Network on PodcastOne. The "Buffy the Vampire Slayer" and "Rock of Ages" star says, "Celebs bring me their prized possessions and items that no longer 'spark joy,' and I try to figure out what's trash and what's treasure! I'm like a totally unqualified Marie Kondo, with none of the discipline and a very shoddy work ethic."…..Also from PodcastOne, Brian Deegan – the most decorated professional freestyle motocross rider in X Games history – hosts "The Deegans." PodcastOne says, "Each week, the Deegans give listeners an all-access pass to the world of racing, parenting, business, sponsorships and health. In addition, they conduct interviews with the top talent from the world of moto-sports and share their personal goals and insights into how the family stays ahead of the pack."…..Blumhouse and iHeartMedia announce a strategic partnership to produce a series of fictional podcasts for potential, future film and television development. The two companies will collaborate to develop and produce scripted podcasts in the horror genre, ranging from suspenseful thrillers and murder mysteries to science fiction audio-plays. The first podcast in the series is set to launch early next year and will be distributed through the iHeartPodcast Network. iHeartPodcast Network president Conal Byrne says, "We think fiction is one of the next big genres in podcasting, tapping into the incredible imaginative power we all have – the theater of the mind – and so we couldn't be more excited to bring this slate of shows into the world, starting with 'The Mantawauk Caves.'"…..iHeartMedia San Francisco launches a new iHeartRadio Original podcast titled, "CEO Unplugged," hosted by Carolyn McArdle from KISQ-FM "98.1 The Breeze" and Sandy Stec and Marcus from KIOI-FM "STAR 101.3." "CEO Unplugged" highlights Bay Area trailblazers, disruptors, forward-thinking leaders, and philanthropists who set the stage for success and growth and who exemplify the connection between community and business. Featured podcast guests include Kara Goldin, CEO of Hint Inc.; Bentley Hall, CEO of Good Eggs; Amy Errett, CEO of Madison Reed; Randy Hetrick, CEO of TRX; Paul A. King, CEO of Stanford Children's Center; Ajay Prakash, CEO of Rinse.com; Nancy McKenney, CEO of Marin Humane; and James Reinhart, CEO of ThredUp.com…..C13Originals is presenting a bonus episode of "Gangster Capitalism" to look at the college admissions scandal. The episode offers a look at where we are today in "Operation Varsity Blues" with legal analysis of Felicity Huffman's sentence, re-enactments of wiretapped calls and emails between William "Rick" Singer and parents (including Lori Loughlin), and a look at the con man traits of the scandal mastermind Singer.
Impeachment Inquiry-FOX News Poll, U.S. Syria Policy, 2020 Presidential Race, Ronan Farrow's Catch and Kill Book, Ellen DeGeneres-George Bush Flap, U.S.-China Trade Talks, and NBA-China Tensions Among Top News/Talk Stories Yesterday (10/9). The Democrats' impeachment inquiry against President Trump, his refusal to cooperate, and the latest FOX News poll showing 51% of voters a for impeachment; the Trump administration's military policy in Syria and the fate of Kurdish U.S. allies; the Democrats vying to challenge President Trump in 2020 and rumors Republican Senator Mitt Romney is considering challenging Trump in the primary; the controversy surrounding the new Ronan Farrow book Catch and Kill that reveals new rape allegations against Matt Lauer; the social media response to Ellen DeGeneres watching Dallas Cowboys game with President George Bush; the status of U.S.-China trade talks, and the NBA's relationship with China after the Houston Rockets' GM's pro-Hong Kong protestors comments were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
Music Radio News and Career Moves. Kansas City alternative KCJK-FM tweaks its format to debut a new, "rockternative" format as "105.1 The X." The Cumulus Media station is billed as "the natural rock blend of alternative and active rock formats" featuring artists such as: Tool, Shinedown, The Black Keys, Disturbed, The White Stripes, Motley Crue, Foo Fighters, Pearl Jam, and "many other artists across generations." The weekday programming lineup features "The Woody Show" in mornings, Joel Weiss in middays, followed by new arrival Cassiday Proctor in afternoon drive. Proctor was most recently afternoon personality at Hubbard Radio's adult hits WARH, St. Louis "106.5 The Arch."…..Country WRTB-FM, Rockford, Illinois "95.3 The Bull" APD Gordon Mays is promoted to brand manager for the station. He takes over for Steve Summers, who is still the station's morning show host but becomes the brand manager for sister adult hits WXRX-HD2…..iHeartMedia country WDRM-FM, Huntsville adds Brent "Dingo" Crank to the "Dan and Josie Morning Show," with Dan McClain and Josie Lane. Cranks was most recently morning host at SummitMedia's WQNU-FM, Louisville. iHeartMedia Huntsville SVP of programming Erich West says, "Dan and Josie have been dominating this market for years, but to add a new element like Dingo to the show puts us in a position to grow the WDRM morning show. I know listeners will enjoy Dingo's upbeat energy and chemistry that he has with Dan and Josie."…..iHeartMedia announces the lineup for the third annual iHeartRadio "ALTer EGO Presented by Capital One" show at the Forum in Los Angeles on January 18. The alternative rock show will feature: Billie Eilish, The Black Keys, blink-182, The Lumineers, Rex Orange County, and SHAED. The show will livestream exclusively on LiveXLive.com and be broadcast on 70 alternative and rock iHeartRadio stations.
FOX News Radio Utilizing Series of Hosts in 12:00 noon – 3:00 pm ET Slot Beginning with Harry Hurley as Immediate Replacements for Starnes. As reported in TALKERS (10/3), FOX News Radio has kicked off a midday show titled, "Fox Across America," to replace Todd Starnes (who departed the network last week) in its midday 12:00 noon – 3:00 pm ET slot. Reports indicate that Fox will be filling the vacancy with a series of hosts with no word yet on the company's timetable or whether it is even looking for a permanent talent to take over the show. The first host being utilized in the position is WPG, Atlantic City morning host Harry Hurley who, in addition to his daily morning show, has been serving as one of the top fill-in personalities on the network for more than a year. Hurley, a member of the TALKERS "Heavy Hundred" and the 2019 New Jersey Broadcasters Association "Broadcaster of the Year," has been hosting "Fox Across America" since last Thursday (10/3). He has hosted mornings in Atlantic City for more than a quarter century where he enjoys legendary status.
TALKERS News Notes. Sports talk radio pro Chris Carlin announces via Twitter that he'll be doing some fill-in work on ESPN's WEPN, New York with afternoon drive host Michael Kay when Peter Rosenberg takes time off for the Jewish holidays. Carlin was let go from Entercom's crosstown sports talker WFAN last month as the station pared some expense from its early afternoon show that featured Carlin, Maggie Gray, and Bart Scott…..PRX announces that it is ending production of "Studio 360 with Kurt Andersen" after 20 years. PRX chief content officer John Barth comments, "'Studio 360' has presented a who's who of diverse cultural leaders, performers, and creators with verve and style. Anchored by Kurt Andersen's sharp, inquisitive, free-range mind and personality, a generation of creative producers has explored an impressive scope of arts and culture. We're proud of all that 'Studio 360' has brought into the lives of listeners over a remarkable 20 years."…..MLive.com reports on the sale of Michigan radio group Jackson Radio Works from owners Susan and Bruce Goldsen to Jamie and Katina McKibbin. Jamie McKibbin has worked for the company – as a radio host, station manager, and since 2015 as general manager – for the past 23 years. The cluster includes news/talk WKHM-AM/W268CA, sports talk WKHM-HD2/W270CJ, CHR WKHM-FM, and country WIBM-AM/W240DG "The Power Cow." Jamie McKibbin says, "I love Jackson, I love the community, I love being a part of the community. I've had a passion for radio since I've been a kid."…..Salem Media Group closes on the swap of KKOL-AM, Seattle to Intelli LLC for that company's KPAM-AM, Portland. Salem has been airing its conservative news/talk with its Salem Radio Network programming on the station as "AM 860 The Answer" under an LMA. Jorgenson Broadcast Brokerage was the exclusive broker for this deal.
Impeachment Inquiry, Bidens' Ukraine Business, 2020 Presidential Race, U.S.-Syria Policy, and NBA-China Controversy Among Top News/Talk Stories Yesterday (10/8). The Democrats' impeachment inquiry against President Trump and his administration's announced refusal to cooperate with requests for documents and testimony; the Republicans' interest in the Ukraine dealings of Hunter and Joe Biden; the Democrats vying to challenge President Trump in 2020; the U.S. military policy in Syria as Turkey prepares to invade Northern Syria; and the NBA's controversial relationship with China after the Houston Rockets' general manager made a public statement supporting Hong Kong protestors were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
Stephens Media Group Closes on Mapleton Acquisition. The $21 million deal that transfers 37 radio stations from Jim Shea-led Mapleton Communications to David Stephens' Stephens Media Group closes. The deal includes seven stations in the Medford, Oregon market; six stations in Merced, California, five in the Monterey, California market; six stations in the Redding, California market; six signals in Spokane, Washington; three stations in Alexandria, Louisiana; and four stations in Monroe, Louisiana. The acquisition doubles the size of Stephens Media and completes Mapleton's exit from the radio business. KALIL & CO., INC. was the exclusive broker for this transaction.
WWO Blog: Marketers on Audio. In this week's blog from Westwood One, data from presentations at the recent 2019 ANA Masters of Marketing conference is presented for the radio industry. WWO says three hot topics were audio, brand building, and the power of emotion. Some of the positive news regarding audio included the observation from Accenture Interactive that, "Forward-looking CMOs recognize the growing potential of audio and interactive voice as a dominant medium, elevating the importance of determining smart marketing strategies that can deliver brand messaging without a screen." Also noted was Proctor & Gamble's use of AM/FM radio: "Major brands like P&G are using AM/FM radio to supplement digital and make their TV better. Marketers and agencies were amazed to learn that P&G is now America's fifth-biggest advertiser on American AM/FM radio after being absent from AM/FM radio for decades."
Beasley Feted at 'Free Speech Gala.' Pictured above is Beasley Media Group chief executive officer Caroline Beasley (right) with Frederick J. Ryan, publisher and CEO of The Washington Post (left) and Media Institute president Richard Kaplar (center) at Monday's 40th Annual "Free Speech Gala" at the Four Seasons Hotel in Washington, DC. Beasley received the American Horizon Award for her visionary industry leadership in helping grow a family-owned radio business from a single AM station into a 65-station multi-media corporation. Ryan received the Freedom of Speech Award for upholding principles of free speech and free press throughout a journalism career that has spanned print, broadcast, cable, and digital media. FCC Commissioner Geoffrey Starks delivered the keynote remarks. Photo: Gerald Barnes
Music Radio News and Career Moves. In celebration of the release of his autobiography, Me: Elton John (2019, Henry Holt & Co), Elton John and iHeartMedia are teaming up for an exclusive event on Wednesday, October 16 at 10:00 pm ET (7:00 pm PT) at iHeartRadio Theater in Los Angeles in which the company will host "iHeartRadio ICONS with Elton John." The event will feature an exclusive interview hosted by Jim Kerr and will be broadcast across more than 297 iHeartMedia stations digitally on "Big Classic Hits" and "Soft Rock." The CW Network will also livestream the event on The CW App and CWTV.com…..iHeartMedia Atlanta announces that Enrique Santos will anchor mornings on its Spanish hits WBZY "La Z 105.3." The "Tu Mañana con Enrique Santos" morning show will air from 6:00 am to 10:00 am. Station PD Orlando Rosa says, "With the increased importance and size of the our U.S. Hispanic audience in Atlanta, both Spanish and English speaking, we're excited to welcome a top-rated, on-air talent like Enrique Santos in morning drive on '105.3 La Z' with Karla, our local talent who will integrate the local happenings in Atlanta with Enrique."…..WAY-FM chief operating officer Lloyd Parker announces that current Charleston station manager Brian Driver is named general manager for the WAY-FM properties in South Carolina. Driver comments, "Thirty-one years ago as a 15-year-old in Dallas getting started in radio, I could have never imagined I would have the opportunity that I now have today. I have been honored to work for WAY-FM in every facet that I have since day one and could not have gotten as much accomplished in Charleston without the help and leadership of Jim Marshall. To now be the general manager of WAY-FM Charleston, in such an incredible ministry, is an absolute honor and a blessing that I could not have imagined."
Chris Carlin Exits WFAN, New York. Sports talk personality Chris Carlin (left) was one-third of the team brought in to host the afternoon drive show on Entercom's WFAN, New York after Mike Francesa left at the end of 2017. Now, a year and a half later, Carlin announces he's leaving the midday "CMB" show he's co-hosted with Bart Scott (right) and Maggie Gray (center). Regular TALKERS readers are aware that when Mike Francesa returned to WFAN in April of 2018, station brass placed him in PM drive and bumped "CMB" to the 1:00 pm to 3:00 pm slot. This appears to be a fiscal move on Entercom's part but it's not clear why Carlin drew the short straw. He tweeted news of his departure on Wednesday: "I'm sad to say today was my last day at WFAN. I want to thank CBS Radio and Entercom for giving me an incredible opportunity for the last 2 years. I'm proud to count Bart and Maggie among my closest friends. They truly are what my brother calls 'back alley people,' those who you want with you in the toughest situations. I'll always know we had a chance to do something special, but sometimes things just don't work out the way you hope. Still, we bonded and responded, and I'm so proud of what we accomplished by finishing in the top 3 in four consecutive ratings books. I can't wait to see them take the show to the next level and finish what we started."
PPM Analysis: All-News. TALKERS magazine managing editor Mike Kinosian presents a look at the performances of radio stations based on data from Nielsen Audio's August 2019 PPM survey, today focusing on all-news stations. After a down survey for the format in July, almost 70% of all-news stations saw their weekly, 6+ AQH shares improve from July to August, led by Entercom's WWJ-AM, Detroit (+1.1). Year-over-year numbers are a mixed bag, with half the stations on our panel improving and the other half declining. During the August survey, not a single all-news station ranked #1 in its market, however two – Entercom's KCBS-AM, San Francisco and WWJ-AM, Detroit both ranked #2 (6+) in their respective markets. See Mike Kinosian's entire report here.
New Programs Debut at WTLA, Syracuse. Sports talk WTLA "ESPN Syracuse" adds two new shows to the late morning daypart. In place of the now defunct Daniel Baldwin show, Galaxy Media launches "The Seth Everett Show" featuring Seth Everett and Paulie Scibilia (10:00 am to 11:00 am) followed by "Centers of Attention," co-hosted by former Syracuse University basketball players Etan Thomas and Danny Schayes (11:00 am to 12:00 noon). As Syracuse.com reports, the additions complement the other local shows on the station, including: "Orange Nation" hosted by Steve Infanti and Seth Goldberg (12:00 noon to 2:00 pm) "In the Booth" with Matt Park and Brian Higgins (2:00 pm to 3:00 pm), and "On the Block" starring Brent Axe (4:00 pm to 6:00 pm). Galaxy president and CEO Ed Levine tells the paper the station has plans for the 3:00 pm to 4:00 pm slot, saying, "We will be doing something that to the best of my knowledge has never been done."
Bolton Leaves Trump Administration/Iran Relations, 9/11 Anniversary, 2020 Presidential Race/NC Special Election, SCOTUS Asylum Ruling, Bahamas Devastation, Brexit Chaos, Vaping Illnesses-Deaths, and Antonio Brown Rape Allegations Among News/Talk Stories Yesterday (9/11). National Security Advisor John Bolton's exit from the Trump Administration and its effect on U.S.-Iran policy; the anniversary of the terror attacks of 9/11; the Democrats and Republicans vying to challenge President Trump in 2020 and the results of the North Carolina special congressional election; the Supreme Court's ruling that nixes a lower court stay on President Trump's "third country" asylum ban; the refugee status in the Bahamas; the political chaos in Great Britain over Brexit; the rash of illnesses and deaths blamed on vaping; and the rape allegations being leveled at Patriots wide receiver Antonio Brown were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
TALKERS News Notes. There's a new podcast from Cadence13 titled, "Campaign HQ," hosted by former Obama campaign manager and White House senior advisor David Plouffe. Cadence13 says that on the weekly show, Plouffe will offer insight and seasoned analysis on the strategies and decisions driving the Trump re-election efforts and the presidential campaigns of the Democratic challengers. It premieres on September 19, 2019…..ESPN is reporting that in August its podcasts garnered more than 7 million listeners. The company says the total represents an increase of 49% over August 2018. It credits the "30 for 30: The Sterling Affairs" series for driving growth, saying the podcasts registered a unique audience of more than one million, a first, and an increase over the same month last year of 172%, according to Podtrac…..PodcastOne is celebrating the success of Tip "T.I." Harris' "expeditiously" podcast after it reached #1 on the Apple Podcasts chart for all podcast categories. The first two episodes feature conversations with LL Cool J and Ice Cube…..iHeartMedia is also popping the champagne after Podtrac released its August 2019 publisher rankings of the top 10 podcast publishers and placed its iHeartRadio as the #1 podcast publisher by US unique monthly audience, surpassing NPR. iHeartRadio says it has seen a more than 300% increase in unique podcast visits year-over-year. Note that ranking data only includes publishers that participate in Podtrac measurement for the full month for which the ranking is being released…..Beasley Media Philadelphia personality Kathy Romano – cast member on WMMR-FM's "Preston and Steve" show – is also host of the weekly "Her Story" program that airs on the company's adult hits WBEN-FM on Sunday mornings. Next Wednesday (9/18), she'll host the "3rd annual Her Story Luncheon" that will feature ABC News and "Good Morning America" chief meteorologist Ginger Zee as keynote speaker. Attendees of the event will include CEOs, influencers in arts and cultural worlds, directors of non-profit organizations, and public relations professionals, as well as WBEN-FM listeners who won tickets to the event. The "Her Story" program showcases dynamic women that are making a significant impact in the community via their business, their charity work, or a combination of both.
Music Mogul Mathew Knowles Is This Week's Guest on Harrison Podcast. The CEO of Music World Entertainment, college professor, best-selling author and cannabis industry entrepreneur, Mathew Knowles, is this week's guest on the award-winning PodcastOne series, "The Michael Harrison Interview." Knowles was the creator and manager of the historic female singing group Destiny's Child and is the father of pop stars Beyoncé and Solange. He is also the father-in-law of rap giant Jay-Z (Shawn Corey Carter). Knowles, who recently earned his doctorate, and is a widely respected college professor and lecturer who has written books about entrepreneurism as well as racism, recently became involved in the burgeoning cannabis industry as an investor and chief marketing officer of a publicly-traded company called Bangi (which means marijuana in Swahili). Harrison and Knowles discuss a wide range of topics and issues including music, marijuana and race relations. To listen to the podcast in its entirety, please click here or click on the player box marked "The Michael Harrison Interview" located in the right-hand column of the TALKERS email newsletter and on every page of Talkers.com.
Music Radio News and Career Moves. At the San Francisco operations of Bonneville International, programmer Brian Figula adds to his current role as PD of adult contemporary KOIT and classic rock KUFX, San Jose "98.5 K-Fox." Effective immediately, he is programming urban contemporary KBLX-FM and CHR KMVQ. Bonneville San Francisco vice president and market manager Carl Gardner says, "Fig will continue his direct programming responsibility over KOIT and KUFX. In addition, he'll take a bigger role overseeing digital content, digital audience development, and serve as a senior member of our programming and marketing brain trust for each of our four brands. We've all come to respect and rely on his keen thinking about how to win in a competitive marketplace."…..Programming pro Nick Cash exits iHeartMedia's country KHGE, Fresno "102.7 The Wolf" where he was PD and afternoon drive personality. He also served as brand manager for sports talk KCBL-AM "FOX Sports Radio 1340" and religion KRDU…..iHeartMedia reveals that alt rock icons Green Day are joining the lineup of the 2019 iHeartRadioMusic Festival taking place September 20 and 21 at T-Mobile Arena in Las Vegas…..Condolences to the family, friends and co-workers of rock WRBR, South Bend, Indiana "103.9 The Bear" program director Ron Stryker, who passed away. The Federated Media station posted the following message on the WRBR website: "It is with incredible sadness and heavy hearts that we announce that our friend and colleague Ron Stryker has passed away. Ron has been a part of 103.9 The Bear and Federated Media family as long as any of us can remember. His personality and passion are irreplaceable. Out of respect for his family, friends and coworkers who are grieving his loss we are asking for privacy at this time."
Report: WLS-AM, Chicago to Get Lineup Re-Vamp in 2019. According to a report by Chicago media writer Robert Feder, Cumulus Media's news/talk WLS-AM will get a programming makeover early in the New Year. Feder writes, "Once among the top-rated stations in Chicago, the 50,000-watt AM giant never recovered after the loss of longtime morning star Don Wade, who died in 2013." He reports recent ratings figures reflect more success in middays with Cumulus' Washington-based Chris Plante and Premiere Networks' Rush Limbaugh, leading one to conclude changes are more likely for drive time where market legend Steve Dahl hosts afternoons and mornings are hosted by Big John Howell and Ramblin' Ray Stevens. Cumulus Chicago VP and market manager Marv Nyren wouldn't comment specifically but said the station will continue with a combination of local and syndicated programming.
NYPost: MSG Goes to War with Entercom and WFAN. A story in the New York Post by Andrew Marchand reveals the bad blood between Madison Square Garden executive chairman and Knicks and Rangers owner James Dolan over WFAN sports talk host Maggie Gray's rant against him that aired on the station this summer. Gray didn't hold back when she called Dolan a "vile piece of trash" while accusing him of hypocrisy after his band – yes, he plays in a band called JD and the Straight Shot – released a song about Harvey Weinstein called, "I Should've Known." Gray alleges Dolan and Weinstein were close and that he did know. In retribution, MSG banned all Entercom and WFAN staffers from getting special access to players and that players and coaches would not be allowed to appear on any show on WFAN. Gray did ultimately apologize for her name calling during the rant but not for the thrust of her critique. At the same time, WFAN afternoon host Mike Francesa is being accused of throwing Gray "under the bus" during his comments about the feud. Although Francesa is probably irked about losing access, he did call out MSG for holding a grudge after Gray apologized.
But Wait!… There's More Francesa News. Also from the Post's Andrew Marchand – or more accurately, from Mike Francesa himself – comes the question of whether Francesa's afternoon drive program on WFAN can co-exist with his "Mike's On" app. The Post story, based on Francesa's on-air musings, indicates there are still contractual issues regarding the app between him, Entercom, and CAA that haven't been settled. Francesa went so far as to say, "We haven't really come to a deal yet, which makes me think that maybe the app and show don't work together and that's something we're going to have to adjust one way or the other." He followed that by saying the app is here to stay. He also reflected on his return to the station after a brief retirement, admitting that it's been "more uncomfortable" than he thought it would be after bumping Chris Carlin, Maggie Gray, and Bart Scott from the afternoon drive daypart.
WHO, Des Moines Listeners Help Raise $35,000-plus for Veterans Charity. Pictured above (in scooter) is Korean Conflict veteran Denny Dorman, the oldest recipient of a Puppy Jake Foundation service dog – named Puppy Simon – along with WHO PM drive personality Simon Conway, who adopted the organization as his show's official charity. The Puppy Jake Foundation acquires, raises, and professionally trains service dogs for physically and mentally wounded veterans. Conway tells TALKERS that five years ago they held a BBQ fundraiser in the WHO parking lot and raised $4,000. The next year they brought in $6,000. Years three and four pulled in $22,000 and $29,000, respectively, and last Friday's event raised $35,500. He says, "It is really incredible how my audience, and indeed some of my show's sponsors, have taken this charity to their hearts."
Ann Marie Mulholland Named Market Manager for Hubbard Seattle. Emerald City media management pro Ann Marie Mulholland joins Hubbard Radio as vice president and market manager for its Seattle properties, including "Alternative Talk" KIXI-AM, CHR KQMV "Movin 92.5," country KNUC "The Bull," adult contemporary KRWM "Warm 106.9," and nostalgia KKNW-AM. Mulholland comes to Hubbard from CRISTA Media. Prior to that, she served with Entercom and Sandusky in the Seattle market. Hubbard president/COO Drew Horowitz says, "We are looking forward to having Ann Marie, with her exceptional operational credentials, assume the leadership role in Seattle. She brings strong market experience and will be an excellent fit with our Hubbard Seattle team."
Midterm Elections, Khashoggi Death Aftermath, Migrant Caravan, Gender Definition Issue, Trump Threatens to Exit INF Treaty, Trump-Russia Investigation, NFL Action, and World Series Among Top News/Talk Stories Yesterday (10/22). The November elections and the battle for control of the House and the Senate; the aftermath of the slaying of Saudi journalist Jamal Khashoggi and U.S.-Saudi relations; the Honduran migrant caravan headed for the U.S. border; the Trump Administration's plan to require legal gender based on genitalia at birth; President Trump threatens to exit the Intermedia-Range Nuclear Forces Treaty with Russia; the Robert Mueller-led Trump-Russia investigation probes Roger Stone's Wikileaks contacts; the weekend's NFL action; and the 2018 World Series between the Los Angeles Dodgers and the Boston Red Sox were some of the most-talked-about stories on news/talk radio yesterday, according to ongoing research from TALKERS magazine.
Music Radio News and Career Moves. On-air changes take place at Cumulus Media's country WKDF, Nashville "NASH FM 103.3" as the company promotes Tyler Reese from his part-time role with sister classic country WSM-FM "95.5 NASH Icon" to midday host and assistant program director at WKDF. Also, Kelley Bradshaw-Brock moves from Entercom's WUSY, Chattanooga, where she was part of the "Ken, Kelley, and Daniel" morning show to host afternoon drive on WKDF. Program director John Shomby states, "We are excited for Tyler and Kelley to join 'NASH FM 103.3.' These are two very talented stars that are ready to shine in the Music City!…..The vacant program director chair at Townsquare Media's country KAWO, Boise doesn't last long as Matt Derrick arrives from his most recent gig as director of FM programming at NRG Media's Omaha cluster to assume the PD role. Derrick takes over for Rich Summers, who exited the station last week…..Entercom rock WTPT, Greenville, South Carolina "93.3 Planet Rocks" partners with the local Thomas Creek Brewery to create The Rise Guys P1 Pilsner inspired by the station's morning show, "The Rise Guys." Entercom Greenville-Spartanburg SVP and market manager Steve Sinicropi comments, "We are excited about this partnership and the ability to share the best beer on 'The Planet' with our dedicated fans. The Rise Guys P1 Pilsner is a salute to the P1 army. This refreshing and crushable beer fits our personalities and those of our listeners."
Conservative News/Talk Radio Takes on the White House Correspondents Dinner. While listeners of news/talk radio were venting about what they overwhelmingly saw as unnecessary attacks on President Trump's administration – most especially comedian Michelle Wolf's targeting of White House Press Secretary Sarah Huckabee Sanders – at Saturday's White House Correspondents Dinner, some news/talk radio industry players were also making their thoughts about the evening's program known. WABC, New York news and talk personality Rita Cosby attended the event. (She's seen above with Sarah Huckabee Sanders at a WHCD party and below with Kellyanne Conway at the event itself) Cosby tells TALKERS magazine that she'll be offering her take to WABC listeners on the "Curtis and Cosby" show today. Meanwhile, Salem Radio Network V.P./news & talk programming Tom Tradup shares the letter he penned to Bloomberg White House correspondent and White House Correspondents Association president Margaret Talev:
Hi, Margaret…and congratulations!
After viewing the disgraceful White House Correspondents Dinner on Saturday—and your refusal on CNN this morning to denounce "comedian" Michelle Wolf and the mortifying, obscenity-laced attacks she directed at White House press secretary Sarah Huckabee Sanders, White House counselor KellyAnne Conway and other Trump Administration officials in attendance last evening…you have actually achieved what I had always thought impossible: displaying less professional journalism and more outrageous bias than even The Associated Press. An astonishing accomplishment.
Given the fact that you, personally, invited the vile Michelle Wolf as the evening's entertainment…and that rather than booing or leaving, members of your Association were seen on television guffawing over an onslaught of stupid "pussy" references, lame jokes about President Trump's performance in bed, the suggestion that President Trump's daughter is "full of shit" and sophomoric F-bombs for nearly 20 minutes…I hope President Trump never attends another White house Correspondents Dinner.
I know I won't.
Tom Tradup
iHeartMedia Files Joint Chapter 11 Plan of Reorganization. This Saturday (4/28) filing in iHeartMedia's Chapter 11 reorganization lays out the current plan for the company's exit from bankruptcy protection. The Disclosure Statement states, in part, that "the proposed Plan achieves a value-maximizing restructuring that comprehensively addresses the Debtors' funded debt obligations and positions their businesses for continued growth and long-term success. As a result of extensive negotiations with groups representing their primary stakeholders, the Debtors entered into a restructuring support agreement on March 16, 2018. As a result, the transactions embodied by the Plan enjoy the support of Holders of nearly $12 billion of outstanding debt obligations across the Debtors' capital structure (including outstanding indebtedness held by the Debtors and their Affiliates), as well as the Debtors' equity sponsors. The Plan will reduce the Debtors' funded debt by nearly two-thirds – approximately $10.3 billion – and will result in the separation of the iHeart business and CCOH businesses through either a Tax-Free Separation or a Taxable Separation (the 'CCOH Separation')."…Reorganized iHeart will emerge from chapter 11 with New Secured Debt of $5.75 billion that will be secured by substantially all assets of Reorganized iHeart with a 5 – 7 year maturity, as well as a new ABL facility that will, among other things, provide working capital and fund distributions under the Plan; Senior Creditors collectively will share, in the manner described in detail below, in (i) 100% of iHeart's equity interests in CCOH (as separated from iHeart), (ii) $5.55 billion of the New Secured Debt, (iii) all Excess Cash, and (iv) 94% of the equity in Reorganized iHeart; Holders of Unsecured Debt Claims will receive their Pro Rata share of (i) $200 million of the New Secured Debt and (ii) 5% of the equity in Reorganized iHeart; and Holders of iHeart Interests will receive 1% of the equity in Reorganized iHeart."
PPM Analysis: News/Talk. In this final analysis of Nielsen's March 2018 PPM survey, managing editor Mike Kinosian takes a look at the 6+ performances of news/talk stations. iHeartMedia's KOGO, San Diego and Emmis Communications' WIBC, Indianapolis each record 6+ AQH share increases of more than half a share (+0.8 and +0.6, respectively) from the February 2018 survey. This during a period when only 34% of news/talk stations saw ratings increases. WIBC (+1.8) was one of five stations to see a year-over-year (March 2017 to March 2018) increase of more than one full share. Others were: iHeartMedia's hot talk WTKS-FM, Orlando (+1.6); Cumulus Media's WMAL-AM/FM, Washington (1.3); and iHeartMedia news/talkers KTLK, Minneapolis (+1.0); and WHJJ, Providence (+1.0). During Nielsen's March PPM survey, only two news/talk outlets ranked #1 in their respective markets: Cox Media Group's WSB-AM/WSBB-FM, Atlanta and Townsquare Media's WKXW, Trenton "New Jersey 101.5." See Kinosian's complete report here.
Russo and Rosen Appointed to Executive Posts at Entercom's Radio.com. The moves signal what Entercom is calling its "renewed commitment and strategic shift" regarding the Radio.com platform. Critics say that CBS's focus on TV and video allowed the digital audio platform Radio.com to languish under its watch. Now, new owner Entercom is bringing aboard Pamela Russo as SVP and general manager and Christopher Rosen as editorial director. Russo will report to Entercom EVP of digital JD Crowley, who says, "This is an exciting time for Radio.com. We welcome both Pam and Chris's expertise as we accelerate our strategy to make Radio.com a daily habit for the millions of fans across our family of brands, entertaining and informing users with spoken-word audio, curated music and premium editorial." Russo joins Entercom from Meredith Corporation (formerly Time Inc.) where she led digital strategy and operations for the company's portfolio of entertainment, travel and luxury brands, including People.com, EntertainmentWeekly.com, TravelandLeisure.com and Departures.com, among others. Rosen is being charged with leading the content development, editorial and video strategy for Radio.com, overseeing content teams in New York and Philadelphia. The company says that "working alongside Entercom programming executives Jeff Sotolano and Liana Huth, Rosen will focus on developing exclusive and original national content for Radio.com's national platform and portfolio of stations, while also working with local markets to surface their best content for national audiences." Rosen joins Entercom from Entertainment Weekly, where he served as executive editor for the brand's digital properties.
Michael Harrison Says Advertiser Boycotts Infringe Upon the Spirit of the First Amendment, If Not Its Letter. During a provocative conversation Friday evening (4/27) about advertiser boycotts being waged against the hosts of talk radio and television commentators such as Rush Limbaugh and Laura Ingraham by their political critics, RT America "The Big Picture" host Holland Cooke asked TALKERS founder Michael Harrison if this practice infringes upon Freedom of Speech as guaranteed by the First Amendment to the Constitution of the United States. Cooke suggested that boycotts are also an expression of free speech. Harrison agreed, but only to a point stating, "The First Amendment guarantees you not to be censored by the government, with a few limitations here and there, but basically the First Amendment gives you free speech separate from government control and government censorship. It doesn't provide you with a soap box and it doesn't guarantee that other people can't express their free speech rights in protest of what you said. So, the boycotts are a form of free speech – however, because commercial media today is so dependent on advertising revenue as its life blood, boycotts may not be an infringement of the letter of the First Amendment but they certainly are an infringement of the spirit of the First Amendment." Harrison continued, "It's hitting below the belt…it's part of the game but it's playing very dirty and it does threaten free speech in America because so many of our vehicles of free speech are dependent upon advertising." To see the entire segment of Friday's conversation, please click here.
WFAN-AM/FM, New York Keeps 'CMB' for Early Afternoons. With the return of Mike Francesa to the WFAN-AM/FM, New York "The Fan" program schedule tomorrow, the Entercom station announces the new program lineup. Current 2:00 pm to 6:30 PM hosts Chris Carlin, Maggie Gray, and Bart Scott – "CMB" – remain with the station hosting the 1:00 pm to 3:00 pm show. An hour is cut off the "Joe Benigno and Evan Roberts" program (now heard 10:00 am to 1:00 pm), and Francesa's "Mike On" show airs from 3:00 pm to 6:30 pm. Prior to Francesa's December departure from WFAN, his show aired daily from 1:00 pm to 6:30 pm.
Price: All I Learned About Resilience I Learned from ABBA. Business continuity expert Howard B. Price writes today to explain that all he's learned about dealing as a broadcaster with the challenges of natural disasters and made-made calamities he learned from the pop supergroup ABBA. The former, longtime ABC news and technology & operations director of business continuity and crisis management says that within the titles of the group's iconic songs lie the "inspiration and guidance for every resilience practitioner who aspires to rock-star status in the craft." Read his piece here.
Michiana's WTRC Raises $174,000 for Five Star Life. Pictured above is the staff of WTRC, Niles, Michigan "95.3 MNC" celebrating the $174,100 grand total raised recently during the radiothon to benefit Five Star Life – an organization that teaches middle-school children five core values of respect, responsibility, integrity, sacrifice, and courage in after-school programs. This is the eighth year that the Pathfinder Communications news/talk station has raised funds for Five Star Life.
TALKERS News Notes. Former Atlanta Braves outfielder Jeff Francoeur is joining Dickey Broadcasting Company's sports talker WCNN, Atlanta "680 The Fan" for a regular Tuesday appearance on the late morning show with Nick Cellini and Chris Dimino. WCNN general manager David Dickey says, "I'm excited that Jeff will continue to help 'The Fan' provide Braves fans with the best coverage and most in-depth analysis of the Atlanta Braves. And we are thrilled that Jeff will continue to be an important member of the Dickey Broadcasting Company family…both in prime-time and in game-time content."…..The NAB Education Foundation announces the election of six new members of the NABEF board of directors. They are: Graham Media Group's Emily Barr, Cox Media Group's Kim Guthrie, Sinclair Broadcasting's Rebecca Hanson, Univision Communications Inc.'s Rosemary Mercedes, Perry Publishing and Broadcasting's Kevin Perry and NBCUniversal's Craig Robinson. The National Association of Broadcasters Education Foundation is a non-profit organization dedicated to "serving broadcasters and the public interest by supporting and advocating community service, diversity, education and broadcasting issues and trends."…..Wishes for a speedy recovery go out to New Jersey Broadcasters Association president and CEO Paul Rotella who recently underwent emergency surgery for acute diverticulitis. Rotella says that although there were complications, he's on the mend and expects to be back working from his home office by next week…..Bonneville's news/talk KTTH, Seattle hosted the quarterly "Freedom Series" debate on April 24, this time addressing the issue, "Guns and Our Children." The station says the intent of the live community discussion "was to give the public an opportunity to talk through and find common ground on what's normally a polarizing issue. The two-hour panel event was hosted at the Edmonds Center for the Arts in front of a sold-out audience of more than 600 people. Pictured below (photo courtesy of Ashten Linkhart) The panel featured KTTH hosts Jason Rantz (far right) and Todd Herman (second from right), King County Sheriff Mitzi Johanknecht (center), and KIRO-FM morning host Dave Ross (second from left). KCPQ-TV, Seattle reporter Brandi Kruse (left) served as the moderator. Bonneville Seattle VP and market manager Dave Pridemore says, "Through the 'KTTH Freedom Series' events, it is our hope to help our communities work through the issues that are important to them, especially issues that directly affect their families. I was proud of how the station respectfully addressed this timely and highly emotional topic. It was clear from the size of the audience, as well as their passion for the station, our KTTH hosts are connecting with our listeners about these matters on a daily basis."
White House Correspondents Dinner, Trump Threatens Government Shutdown/Caravan Asylum Seekers, Sprint and T-Mobile Announce Merger, Texas Voter ID Ruling, Pompeo Confirmed as Secretary of State, MLB Action and NBA Playoffs Among Top News/Talk Stories Over the Weekend. The flap over Michelle Wolf's routine at the White House Correspondents Dinner; President Trump's threat to let the federal government close in September if he doesn't get funding for the Mexico wall, along with the related issue of "caravan asylum seekers" at the border; T-Mobile and Sprint announce plans to merge; a federal panel of judges rules Texas voter ID law does not violate rights of blacks and Hispanics; Mike Pompeo's confirmation as Secretary of State; the weekend's MLB action and NBA playoffs were some of the most-talked-about stories on news/talk radio over the weekend, according to ongoing research from TALKERS magazine.
Music Radio News and Career Moves. At San Francisco hip hop outlet KRBQ "Q102.1,"Entercom promotes midday personality and music director Billy Vidal to program director. Entercom San Francisco SVP and market manager Gregory Nemitz, says, "Billy has a great understanding of this format and, more importantly, the Bay Area market. I have no doubt he will excel in his new role and will continue the upward trajectory of 'Q102.1.'" Vidal has been with the station for the past three years. He rose to music director in June of 2017…..Alpha Media appoints Dave Numme content director for classic hits KBAY and hot AC KEZR. Numme was most recently serving with Hubbard Radio in Seattle. He previously worked in the Bay Area as program director for KITS, San Francisco and was vice president of rock/alternative formats for CBS RADIO. Alpha Media San Jose market manager Lori Heeren comments, "I am honored to be able to work with someone with Dave's breadth of experience in radio and the Bay Area. He's a perfect fit for our team in Silicon Valley!"…..Gene "Bean" Baxter returned to the air on Entercom's alternative KROQ, Los Angeles on the "Kevin & Bean" show after more than a month off to deal with an undisclosed medical issue. Stryker had been sitting in on the morning show and returns to his afternoon drive show…..At the same time as Cox Media Group's WPYO "Power 95.3" shifts from hip hop to CHR, operations manager and WPYO program director Steve DeMann exits…..Neuhoff Media brings Miggy Santos to Illinois to program CHR WSOY-FM, Decatur "Y103" and rhythmic CHR WWHX, Bloomington "Hits 100.7." Neuhoff VP/programming Mike Shamus says, "Miggy brings experience and energy to a new concept for us. We've developed a special brand in the Twin Cities, Miggy has experience in winning with these types of projects. We're excited to have him on our team." | {
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A pharmacy technician is a health care provider who performs pharmacy-related functions, generally working under the direct supervision of a licensed pharmacist. As a pharmacy technician you will help the pharmacist package or mix prescriptions, maintain client records, refer clients to the pharmacist for counseling, assist with inventory control and purchasing, as well as collect payments and coordinate billing.
Upon successful completion of the program, graduates will receive a certificate of completion and become eligible to apply for registration as a pharmacy technician in their state, and be prepared to take the Pharmacy Technician Certification Board (PTCB) or National Healthcareers Association (NHA) examinations.
Have earned a high school diploma, GED, or High School Equivalency Certificate.
Have a photo ID and a Social Security card.
Be willing to complete a criminal history background check (individuals with any infractions that would prohibit state certification will not be admitted into the program).
Be willing to provide evidence of required immunizations (Tuberculosis skin test, flu shot, and Hepatitis B series Vaccine).
Be willing to provide the results from a drug screening test (wait on the instructor to request before completing).
Provide proof of completion of the CPR for Healthcare Providers course (available through BCE).
Have paid their tuition in full.
The Pharmacy Technician course is offered once a year and the class size is limited to the first 25 students who have completed the application process.
The first payment of $506 is due at the time of registration and includes the one-time $30 fee. Four additional payments of $476 are due monthly. Cash payments cannot be used to set up payment plans; payment plans are set up online. Checking and routing information is preferred. Credit and debit card payments are accepted but additional fees apply.
Tuesdays and Thursdays, 6 – 9:30 p.m. | {
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Case Title Citizens Progressive, et al v. BIA, et al
District District of New Mexico
City Las Cruces
Judge Magistrate Judge Leslie C. Smith
Plaintiff Citizens Progressive Alliance
Plaintiff Steve Cone
Defendant Bureau of Indian Affairs
Defendant Department of Interior
Defendant Ute Mountain Ute Tribe
2001-09-10 1 COMPLAINT FOR DECLARATORY RELIEF (2 Summons(es) issued) (referred to Magistrate Judge Don J. Svet) (consent forms issued) (mjr) (Entered: 09/11/2001)
2001-09-10 FILING FEE PAID: on 9/10/01 in the amount of $150.00, receipt #: 302404. (mjr) Modified on 09/11/2001 (Entered: 09/11/2001)
2001-09-13 2 SERVICE executed upon deft BIA on 8/12/01 by certified mail (mjr) (Entered: 09/13/2001)
2001-09-13 3 SERVICE executed upon deft DOI on 9/12/01 by certified mail (mjr) (Entered: 09/13/2001)
2001-10-02 4 NOTICE by pltfs of consent to proceed before US Magistrate Leslie C. Smith (mjr) (Entered: 10/02/2001)
2001-10-10 5 MOTION by defendants to extend time to answer until 12/1/01 (sl) (Entered: 10/10/2001)
2001-10-10 6 MOTION by defendants for order to facilitate electronic filing (sl) (Entered: 10/10/2001)
2001-10-11 7 ORDER by Magistrate Judge Don J. Svet granting deft's motion to extend time to answer until 12/1/01 [5-1] (cc: all counsel) (sl) (Entered: 10/11/2001)
2001-10-11 8 ORDER by Magistrate Judge Don J. Svet granting deft's motion for order to facilitate electronic filing [6-1] (cc: all counsel*) (sl) (Entered: 10/15/2001)
2001-10-17 9 NOTICE by defendant DOI of consent to proceed before a U.S. Magistrate Judge (sl) (Entered: 10/18/2001)
2001-12-04 10 ANSWER by BIA, DOI [1-1] (sl) (Entered: 12/05/2001)
2002-01-04 11 INITIAL SCHEDULING ORDER by Magistrate Judge Don J. Svet Rule 16 scheduling conference set for 2/14/02 @ 3:30 pm; provisional discovery plan and IPTR due 2/04/02 (cc: all counsel*) (jrm) (Entered: 01/04/2002)
2002-01-07 12 MOTION by movant Southern Ute Indian to intervene as party deft (sl) (Entered: 01/07/2002)
2002-01-07 13 MEMORANDUM by movant Southern Ute Indian in support of motion to intervene as party deft [12-1] (sl) (Entered: 01/07/2002)
2002-01-07 14 ANSWER by intervenor Southern Ute Indian Tribe [1-1] (sl) (Entered: 01/07/2002)
2002-01-07 15 ENTRY OF APPEARANCE for movant Southern Ute Indian by M. Catherine Condon and Scott B. McElroy (sl) (Entered: 01/07/2002)
2002-01-22 16 MOTION by intervenor Ute Mountain to intervene as party deft (sl) (Entered: 01/23/2002)
2002-01-22 17 MEMORANDUM by intervenor Ute Mountain in support of motion to intervene as party deft [16-1] (sl) (Entered: 01/23/2002)
2002-01-22 18 ANSWER of intervenor Ute Mountain Ute Tribe [1-1] (sl) (Entered: 01/23/2002)
2002-01-22 19 ENTRY OF APPEARANCE for intervenor Ute Mountain by Timothy Vollmann (sl) (Entered: 01/23/2002)
2002-01-30 20 ORDER by Magistrate Judge Don J. Svet Rule 16 scheduling conference set for 2/14/02 is vacated (cc: all counsel*) (sl) Modified on 01/30/2002 (Entered: 01/30/2002)
2002-01-30 21 NOTICE by movant Southern Ute Indian & intervenor Ute Mountain of consent to proceed before US Magistrate Judge (js) (Entered: 01/30/2002)
2002-01-30 22 ORDER by Magistrate Judge Leslie C. Smith granting Southern Ute Indian Tribe & Ute Mountain Indian Tribe motion to intervene as party deft [16-1], [12-1] (cc: all counsel) (js) Modified on 02/07/2002 (Entered: 01/31/2002)
2002-02-08 23 NOTICE by plaintiffs of proposed briefing schedule (jrm) (Entered: 02/08/2002)
2002-02-13 24 ORDER by Magistrate Judge Don J. Svet briefing schedule filed: 2/13/02; motion to remand due: 4/1/02; response due: 5/1/02; and reply due: 6/3/02 (cc: all counsel) (sl) (Entered: 02/13/2002)
2002-02-14 25 ORDER by Magistrate Judge Leslie C. Smith Status conference set for 3/21/02 at 12:15 pm in Albuquerque, NM (cc: all counsel*) (sl) (Entered: 02/14/2002)
2002-02-27 26 MOTION by plaintiffs for order to appear by telephone at the in-person setting on 3/21/02 (sl) (Entered: 02/28/2002)
2002-03-07 27 ORDER by Magistrate Judge Leslie C. Smith converting in person status conference into a telephonic status conference for 3/21/02 (cc: all counsel*) (sl) (Entered: 03/07/2002)
2002-03-21 28 ORDER by Magistrate Judge Leslie C. Smith setting deadlines and status conference Status conference set for 5/10/02 at 1:30 pm (cc: all counsel*) (sl) (Entered: 03/22/2002)
2002-04-12 29 NOTICE by BIA, DOI of brief statement of the case (sl) (Entered: 04/15/2002)
2002-04-12 30 NOTICE by BIA, DOI of filing of a Vaughn Index per order of the Court (sl) (Entered: 04/15/2002)
2002-04-22 31 MOTION by movant Southern Ute Indian for attorney Scott McElroy to appear pro hac vice (sl) (Entered: 04/23/2002)
2002-04-23 32 ORDER by Magistrate Judge Don J. Svet granting Movant's motion for attorney Scott McElroy to appear pro hac vice [31-1] (cc: all counsel) (sl) (Entered: 04/23/2002)
2002-05-06 33 RESPONSE by plaintiffs to defts brief statement of case [29-1] (sl) (Entered: 05/07/2002)
2002-05-13 34 ORDER by Magistrate Judge Leslie C. Smith setting scheduling deadlines re hearing held on 5/9/02; motions and briefs no later than 6/24/02, responses no later than 7/24/02, replies no later than 8/23/02 (cc: all counsel*) (sl) (Entered: 05/14/2002)
2002-05-13 35 CLERK'S MINUTES: before Magistrate Judge Leslie C. Smith Status conference held (sl) (Entered: 05/14/2002)
2002-05-23 36 DECLARATION re Water Rights by defendant BIA (sl) Modified on 06/13/2002 (Entered: 05/23/2002)
2002-06-24 37 MOTION by BIA, DOI for summary judgment * (sl) (Entered: 06/24/2002)
2002-06-24 38 MEMORANDUM by BIA, DOI in support of motion for summary judgment [37-1]* (sl) Modified on 06/24/2002 (Entered: 06/24/2002)
2002-06-24 41 MOTION by plaintiff Steve Cone for summary judgment * (sl) Modified on 06/25/2002 (Entered: 06/25/2002)
2002-06-24 42 MEMORANDUM by plaintiff Steve Cone in support of motion for summary judgment * [41-1] (sl) (Entered: 06/25/2002)
2002-06-24 43 MOTION by plaintiff Citizens Progressive for summary judgment* (sl) Modified on 06/25/2002 (Entered: 06/25/2002)
2002-06-24 44 MEMORANDUM by plaintiff Citizens Progressive in support of motion for summary judgment* [43-1] (sl) (Entered: 06/25/2002)
2002-06-24 46 MEMORANDUM by intervenor Ute Mountain in support of motion for summary judgment [45-1] (sl) (Entered: 06/25/2002)
2002-06-24 39 MOTION by movant Southern Ute Indian for summary judgment (sl) (Entered: 06/25/2002)
2002-06-24 40 MEMORANDUM by movant Southern Ute Indian in support of motion for summary judgment [39-1] (sl) (Entered: 06/26/2002)
2002-06-25 45 MOTION by intervenor Ute Mountain for summary judgment (sl) (Entered: 06/25/2002)
2002-06-25 47 EXHIBIT list by intervenor Ute Mountain in support of motion for summayr judgment [45-1] (sl) (Entered: 06/25/2002)
2002-06-25 48 APPENDIX (EXHIBITS) filed by pltf Citizens Progressive re memorandum [44-1] (mjr) (Entered: 06/25/2002)
2002-06-25 49 APPENDIX (EXHIBITS) filed by pltf Steve Cone re memorandum [42-1] (mjr) (Entered: 06/25/2002)
2002-07-24 50 RESPONSE by movant Southern Ute Indian to motion for summary judgment * [41-1] (sl) (Entered: 07/25/2002)
2002-07-24 52 RESPONSE by BIA, DOI to motion for summary judgment* [43-1] (sl) (Entered: 07/25/2002)
2002-07-24 53 MOTION by BIA, DOI for summary judgment against pltf CPA (sl) (Entered: 07/25/2002)
2002-07-24 54 MEMORANDUM by BIA, DOI in support of motion for summary judgment against pltf CPA [53-1] (sl) (Entered: 07/25/2002)
2002-07-24 55 RESPONSE by plaintiffs to motion for summary judgment [37-1] (sl) (Entered: 07/25/2002)
2002-07-24 56 RESPONSE by intervenor Ute Mountain to Steve Cone's motion for summary judgment * [41-1] (sl) (Entered: 07/25/2002)
2002-07-24 51 RESPONSE by BIA, DOI to motion for summary judgment [41-1] (sl) (Entered: 07/25/2002)
2002-07-25 57 NOTICE by defendants of attachment to memorandum in support of motion for summary judgment (sl) (Entered: 07/25/2002)
2002-08-07 58 JOINT MOTION for order to set briefing deadlines by parties (sl) (Entered: 08/07/2002)
2002-08-08 59 NOTICE by plaintiff Citizens Progressive of filing corrected joint motion to set briefing deadlines (sl) (Entered: 08/08/2002)
2002-08-19 60 STIPULATED ORDER by Magistrate Judge Leslie C. Smith granting mtn for order to set briefing deadlines; pltfs to file response to mtn for sum/jgm by 8/23/02 & defts to file reply by 9/23/02 [58-1] (cc: all counsel) (vd) (Entered: 08/19/2002)
2002-08-23 61 REPLY by intervenor Ute Mountain to pltfs response to motion for summary judgment [45-1] (sl) (Entered: 08/23/2002)
2002-08-23 68 REPLY by defendants to pltf's response to motion for summary judgment against pltf CPA [53-1] (sl) (Entered: 08/26/2002)
2002-08-23 62 REPLY by movant Southern Ute Indian to response to motion for summary judgment [39-1] (sl) (Entered: 08/26/2002)
2002-08-25 63 REPLY by plaintiff Steve Cone to defts' response to motion for summary judgment * [41-1] (sl) (Entered: 08/26/2002)
2002-08-25 64 REPLY by plaintiff Citizens Progressive to response to motion for summary judgment* [43-1] (sl) (Entered: 08/26/2002)
2002-08-25 65 RESPONSE by plaintiff Citizens Progressive to deft's motion for summary judgment against pltf CPA [53-1]* (sl) Modified on 09/11/2002 (Entered: 08/28/2002)
2002-08-26 66 NOTICE by Citizens Progressive, Steve Cone of completion of motion packet for summary judgment (pleading #43) (sl) Modified on 09/11/2002 (Entered: 08/26/2002)
2002-08-26 67 NOTICE by Citizens Progressive, Steve Cone of completion of briefing of motion for summary judgment (pleading #41) (sl) Modified on 09/11/2002 (Entered: 08/26/2002)
2002-08-26 70 NOTICE of Completion by movant Southern Ute Indian of its motion for summary judgment (pleading 39*) (ild) Modified on 09/11/2002 (Entered: 09/11/2002)
2002-09-04 69 NOTICE by intervenor Ute Mountain of completion of briefing re motion for summary judgment (sl) (Entered: 09/05/2002)
2002-09-16 73 NOTICE by defendants of completion of motion packet on motion for summary judgment (sl) (Entered: 09/17/2002)
2002-09-16 72 REPLY by defendants to response to motion for summary judgment against pltf CPA [53-1] (sl) (Entered: 09/17/2002)
2002-10-16 74 ORDER by Magistrate Judge Leslie C. Smith requiring in camera review as described herein (cc: all counsel*) (sl) (Entered: 10/18/2002)
2002-12-02 75 MEMORANDUM, OPINION, AND ORDER: by Magistrate Judge Leslie C. Smith granting defts and intervenors'motion for summary judgment [53-1][45-1] [39-1] [37-1] and denying pltfs' motion for summary judgment* [43-1] [41-1] (cc: counsel*) (sl) (Entered: 12/03/2002)
2002-12-02 76 JUDGMENT: by Magistrate Judge Leslie C. Smith granting defts' and intervenors' motions for summary judgment [37-1] [39-1] [45-1] [53-1] and that judgment is entered for defts and intervenors against pltfs dismissing case (cc: all counsel*) (sl) Modified on 12/05/2002 (Entered: 12/03/2002) | {
"redpajama_set_name": "RedPajamaCommonCrawl"
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Ghanaian actress – Joselyn Dumas – on Thursday November 6, 2014 teamed up with 'Forces Help Ghana' (FHG), a Foundation set up by Ghanaian born British army officers, to clean Kotobabi township.
As part of the clean-up exercise, Miss Dumas and a public health nurse from the La Polyclinic encouraged and educated the community members on the need to always keep their locality unpolluted.
"We as citizens of Ghana do not need to embark on something big before we can do away with cholera. It's the little things like washing our hands with soap any time we visit the lavatory & before we eat, cleaning our surroundings frequently, and disposing of garbage at the right places that matter" Joselyn stated.
One of the concerns raised by the community members is how difficult it is for them in finding a place to attend nature's call when there is the need to do so. They therefore called on Miss Dumas to carry their message across to the government.
With support from Ernest Chemist, Miss Dumas distributed Oral Rehydration Salt (ORS) to the community members.
In attendance to facilitate the clean-up exercise were the Defence Attachè from the British High Commission and the assembly member of the area – Hon. Prince Henry Quarshie. | {
"redpajama_set_name": "RedPajamaC4"
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/*
DisplayDeviceD3D.cpp
(c)2005 Palestar, Richard Lyle
*/
//#define PROFILE_OFF
#define MEDUSA_TRACE_ON
#include "Debug/Trace.h"
#include "Debug/Assert.h"
#include "Debug/Profile.h"
#include "File/FileDisk.h"
#include "File/Path.h"
#include "Math/Constants.h"
#include "Math/Plane.h"
#include "Math/SphericalHull.h"
#include "Standard/Limits.h"
#include "Draw/ImageCodec.h"
#include "Display/Types.h"
#include "DisplayDeviceD3D.h"
#include "PrimitiveFactory.h"
#include "PrimitiveSurfaceD3D.h"
#include "PrimitiveMaterialD3D.h"
#include "PrimitiveWindowD3D.h"
#include "DisplayEffectHDR.h"
#include "DisplayEffectBlur.h"
#include <math.h>
//---------------------------------------------------------------------------------------------------
LPDIRECT3D9 DisplayDeviceD3D::sm_pD3D = NULL; // Direct3D object
LPDIRECT3DDEVICE9 DisplayDeviceD3D::sm_pD3DD = NULL; // Direct3D Device object
DisplayDeviceD3D::ModeList DisplayDeviceD3D::sm_ModeList;
DisplayDeviceD3D::DeviceList DisplayDeviceD3D::sm_DeviceList;
//---------------------------------------------------------------------------------------------------
//! How far out from the eye to clip the light position for shadow map generation
const float DEFAULT_SHADOW_RADIUS = 1500.0f;
//! How big are the shadow maps by default.
const int DEFAULY_SHADOW_MAP_SIZE = 2048;
//---------------------------------------------------------------------------------------------------
static const int VERTEX_SIZES[DisplayDeviceD3D::VB_COUNT] =
{
sizeof(Vertex),
sizeof(VertexL),
sizeof(VertexTL)
};
static const dword VERTEX_FVF[DisplayDeviceD3D::VB_COUNT] =
{
D3DFVF_XYZ | D3DFVF_NORMAL | D3DFVF_TEX1, // Vertex
D3DFVF_XYZ | D3DFVF_NORMAL | D3DFVF_DIFFUSE | D3DFVF_TEX1, // VertexL
D3DFVF_XYZRHW | D3DFVF_DIFFUSE | D3DFVF_TEX1 // VertexTL
};
IMPLEMENT_RAW_STREAMING(D3DXMATRIX);
IMPLEMENT_RAW_STREAMING(D3DXVECTOR4);
IMPLEMENT_RAW_STREAMING(D3DVECTOR);
IMPLEMENT_RAW_STREAMING(D3DCOLORVALUE);
//---------------------------------------------------------------------------------------------------
IMPLEMENT_FACTORY(DisplayDeviceD3D, DisplayDevice);
DisplayDeviceD3D::DisplayDeviceD3D() :
m_dwLockingThread(0),
m_nLockCount(0),
m_bBeginScene(false),
m_nTextureStage(0),
m_TextureP2(true),
m_TextureSquare(false),
m_TextureMaxSize(256, 256),
m_TextureMinSize(8, 8),
m_fPixelShaderVersion(0.0f),
m_fVertexShaderVersion(0.0f),
m_eFilterMode(FILTER_ANISOTROPIC),
m_HWND(NULL),
m_bHardware(true),
m_bWindowed(false),
m_eFSAA(FSAA_NONE),
m_ClientRectangle(0, 0, -1, -1),
m_bMinimized(false),
m_pD3D(NULL),
m_pD3DD(NULL),
m_pD3DSC(NULL),
m_pBackBuffer(NULL),
m_cAmbientLight(BLACK),
m_NextLightId(0),
m_pVS(NULL),
m_pVSConstants(NULL),
m_pPS(NULL),
m_pPSConstants(NULL),
m_bShadowMapReady(false),
m_bShadowMapSupported(true),
m_bShadowPass(false),
m_nMaxShadowLights(0),
m_nShadowMapPass(0),
m_bUsingFixedFunction(false),
m_vShadowFocus(0, 0, 1.0f),
m_fShadowRadius(DEFAULT_SHADOW_RADIUS),
m_szShadowMap(DEFAULY_SHADOW_MAP_SIZE, DEFAULY_SHADOW_MAP_SIZE),
m_pShadowMapDS(NULL)
{
TRACE("DisplayDeviceD3D created!");
lock();
for (int vb = 0; vb<VB_COUNT; vb++)
{
m_VB[vb] = NULL;
m_VBOffset[vb] = 0;
}
// have all devices / modes been enumerated?
enumerateModes();
// register our supported effects
registerEffect("HDR", DisplayEffectHDR::staticFactory());
registerEffect("BLUR", DisplayEffectBlur::staticFactory());
// declare D3D types so Value can hold and copy the data..
TypeSerialized<D3DXMATRIX>::instance();
TypeCopyDefault<D3DXMATRIX, D3DXMATRIX>::instance();
TypeSerialized<D3DVECTOR>::instance();
TypeCopyDefault<D3DVECTOR, D3DVECTOR>::instance();
TypeSerialized<D3DXVECTOR4>::instance();
TypeCopyDefault<D3DXVECTOR4, D3DXVECTOR4>::instance();
TypeSerialized<D3DCOLORVALUE>::instance();
TypeCopyDefault<D3DCOLORVALUE, D3DCOLORVALUE>::instance();
unlock();
}
DisplayDeviceD3D::~DisplayDeviceD3D()
{
TRACE("DisplayDeviceD3D destroyed!");
// release this device
release();
}
//------------------------------------------------------------------------------------------------
bool DisplayDeviceD3D::isLocked() const
{
return ::GetCurrentThreadId() == m_dwLockingThread;
}
int DisplayDeviceD3D::modeCount() const
{
return sm_ModeList.size();
}
const DisplayDevice::Mode * DisplayDeviceD3D::mode(int n) const
{
return &sm_ModeList[n];
}
ColorFormat * DisplayDeviceD3D::primaryFormat() const
{
return m_pFormat;
}
int DisplayDeviceD3D::surfaceFormatCount() const
{
return m_TextureFormats.size();
}
ColorFormat::Format DisplayDeviceD3D::surfaceFormat(int n) const
{
return m_TextureFormats[n];
}
const DisplayDevice::Mode * DisplayDeviceD3D::activeMode() const
{
return &m_Mode;
}
bool DisplayDeviceD3D::windowed() const
{
return m_bWindowed;
}
RectInt DisplayDeviceD3D::clientWindow() const
{
return m_ClientRectangle;
}
RectInt DisplayDeviceD3D::renderWindow() const
{
D3DVIEWPORT9 d3dvp;
m_pD3DD->GetViewport(&d3dvp);
return RectInt(PointInt(d3dvp.X, d3dvp.Y), SizeInt(d3dvp.Width, d3dvp.Height));
}
bool DisplayDeviceD3D::textureP2() const
{
return m_TextureP2;
}
bool DisplayDeviceD3D::textureSquare() const
{
return m_TextureSquare;
}
SizeInt DisplayDeviceD3D::textureMaxSize() const
{
return m_TextureMaxSize;
}
SizeInt DisplayDeviceD3D::textureMinSize() const
{
return m_TextureMinSize;
}
float DisplayDeviceD3D::pixelShaderVersion() const
{
return m_fPixelShaderVersion;
}
float DisplayDeviceD3D::vertexShaderVersion() const
{
return m_fVertexShaderVersion;
}
DisplayDevice::FilterMode DisplayDeviceD3D::filterMode() const
{
return m_eFilterMode;
}
dword DisplayDeviceD3D::totalVideoMemory() const
{
return m_pD3DD->GetAvailableTextureMem();
}
dword DisplayDeviceD3D::freeVideoMemory() const
{
return m_pD3DD->GetAvailableTextureMem();
}
//------------------------------------------------------------------------------------------------
void DisplayDeviceD3D::lock()
{
m_Lock.lock();
if (m_nLockCount == 0)
m_dwLockingThread = ::GetCurrentThreadId();
++m_nLockCount;
}
void DisplayDeviceD3D::unlock()
{
if (--m_nLockCount <= 0)
m_dwLockingThread = 0;
m_Lock.unlock();
}
bool DisplayDeviceD3D::initialize(void *hWnd, const Mode * pMode, bool bWindowed, bool bHardware, FSAA eFSAA /*= FSAA_NONE*/)
{
if (pMode == NULL && !bWindowed)
return false;
lock();
// release the device if being reinitialized
release();
// save the window handle
m_HWND = static_cast<HWND>(hWnd);
m_bHardware = bHardware;
m_eFSAA = eFSAA;
// set the mode
if (pMode != NULL)
{
m_Mode = *pMode;
m_pFormat = ColorFormat::allocateFormat(pMode->colorFormat);
}
else
{
if (!bWindowed)
{
TRACE("Mode required for non-windowed modes!");
return false;
}
m_pFormat = ColorFormat::allocateFormat(ColorFormat::RGB888);
}
m_bWindowed = bWindowed;
// get the starting window placement so we can restore it..
m_ClientPlacement.length = sizeof(m_ClientPlacement);
GetWindowPlacement(m_HWND, &m_ClientPlacement);
// Are we creating the first RenderDevice using this hardware?
if (!initializeDirectX())
{
unlock();
return false;
}
// add to device list
sm_DeviceList.push(this);
unlock();
return true;
}
bool DisplayDeviceD3D::setMode(const Mode * pMode, bool bWindowed)
{
if (pMode == NULL && !bWindowed)
return false;
if (pMode != NULL)
m_Mode = *pMode;
m_bWindowed = bWindowed;
if (!resetDirectX())
return false;
if (m_bWindowed)
{
int cx = m_Mode.screenSize.width + (GetSystemMetrics(SM_CXSIZEFRAME) * 2);
int cy = m_Mode.screenSize.height + (GetSystemMetrics(SM_CYSIZEFRAME) * 2)
+ GetSystemMetrics(SM_CYCAPTION);
::SetWindowPos(m_HWND, HWND_NOTOPMOST, -1, -1, cx, cy, SWP_NOMOVE | SWP_NOZORDER);
}
return true;
}
void DisplayDeviceD3D::setFilterMode(FilterMode eMode)
{
m_eFilterMode = eMode;
}
void DisplayDeviceD3D::release()
{
lock();
// remove from device list
sm_DeviceList.removeSearch(this);
// release the primitives
abortScene();
// release the texture formats
m_TextureFormats.release();
// release the format
m_pFormat = NULL;
freeDirectX();
unlock();
}
void DisplayDeviceD3D::flushVideoMemory() const
{
// previously we called EvictManagedTextures()!
}
void DisplayDeviceD3D::clear(Color nColor)
{
validateRenderTarget();
if (m_pD3DD->Clear(0, NULL, D3DCLEAR_TARGET, nColor.BGRA(), 0, 0) != D3D_OK)
{
TRACE("DisplayDeviceD3D::clear() - Clear failed!");
}
}
void DisplayDeviceD3D::clearZ(float fDepth /*= 1.0f*/)
{
validateRenderTarget();
if (m_pD3DD->Clear(0, NULL, D3DCLEAR_ZBUFFER, 0, fDepth, 0) != D3D_OK)
{
TRACE("DisplayDeviceD3D::clearZ() - Clear failed!");
}
}
void DisplayDeviceD3D::setAmbient(Color nColor)
{
m_cAmbientLight = nColor;
}
int DisplayDeviceD3D::addDirectionalLight(int nPriority, Color nColor, const Vector3 & vDirection)
{
if (m_bShadowPass)
return -1;
// setup the light
D3DLIGHT9 light;
memset(&light, 0, sizeof(light));
light.Type = D3DLIGHT_DIRECTIONAL;
light.Direction.x = vDirection.x;
light.Direction.y = vDirection.y;
light.Direction.z = vDirection.z;
const float resp = 1.0f / 255.0f;
light.Specular.r = light.Diffuse.r = nColor.r * resp;
light.Specular.g = light.Diffuse.g = nColor.g * resp;
light.Specular.b = light.Diffuse.b = nColor.b * resp;
light.Specular.a = light.Diffuse.a = 1.0f; //nColor.a * resp;
dword lightIndex = m_NextLightId++;
m_pD3DD->SetLight(lightIndex, &light);
m_pD3DD->LightEnable(lightIndex, true);
m_Lights.insert(std::pair<int, D3DLIGHT9>(nPriority, light));
return m_Lights.size();
}
int DisplayDeviceD3D::addPointLight(int nPriority, Color nColor, const Vector3 & vPosition, float fRadius)
{
if (m_bShadowPass)
return -1;
// setup the light
D3DLIGHT9 light;
memset(&light, 0, sizeof(light));
light.Type = D3DLIGHT_POINT;
const float resp = 1.0f / 255.0f;
light.Specular.r = light.Diffuse.r = nColor.r * resp;
light.Specular.g = light.Diffuse.g = nColor.g * resp;
light.Specular.b = light.Diffuse.b = nColor.b * resp;
light.Specular.a = light.Diffuse.a = 1.0f; //nColor.a * resp;
light.Position.x = vPosition.x;
light.Position.y = vPosition.y;
light.Position.z = vPosition.z;
light.Range = fRadius;
light.Attenuation0 = 1.0f;
if (light.Range > 0.0f)
light.Attenuation1 = 1.0f / light.Range; //sqrt( light.Range ) / light.Range;
else
light.Attenuation1 = 0.0f;
light.Attenuation2 = 0.0f;
m_Lights.insert(std::pair<int, D3DLIGHT9>(nPriority, light));
return m_Lights.size();
}
void DisplayDeviceD3D::clearLights()
{
m_Lights.clear();
m_NextLightId = 0;
}
void DisplayDeviceD3D::setFillMode(FillMode nMode)
{
switch (nMode)
{
case FILL_SOLID:
m_pD3DD->SetRenderState(D3DRS_FILLMODE, D3DFILL_SOLID);
break;
case FILL_WIREFRAME:
m_pD3DD->SetRenderState(D3DRS_FILLMODE, D3DFILL_WIREFRAME);
break;
case FILL_POINT:
m_pD3DD->SetRenderState(D3DRS_FILLMODE, D3DFILL_POINT);
break;
}
}
void DisplayDeviceD3D::setFog(FogMode nMode, float fBegin, float fEnd, Color nColor)
{
if (nMode != FOG_NONE)
{
static dword FOG_LOOKUP[] =
{
D3DFOG_NONE, // FOG_NONE,
D3DFOG_EXP, // FOG_EXP,
D3DFOG_EXP2, // FOG_EXP2,
D3DFOG_LINEAR, // FOG_LINEAR,
};
if (m_pD3DD->SetRenderState(D3DRS_FOGENABLE, TRUE) != D3D_OK ||
m_pD3DD->SetRenderState(D3DRS_FOGCOLOR, nColor.BGRA()) != D3D_OK ||
m_pD3DD->SetRenderState(D3DRS_FOGVERTEXMODE, FOG_LOOKUP[nMode]) != D3D_OK ||
m_pD3DD->SetRenderState(D3DRS_FOGSTART, *((dword *)&fBegin)) != D3D_OK ||
m_pD3DD->SetRenderState(D3DRS_FOGEND, *((dword *)&fEnd)) != D3D_OK)
{
TRACE("DisplayDeviceD3D::setFog() - Failed to set the fog!");
}
}
else
m_pD3DD->SetRenderState(D3DRS_FOGENABLE, FALSE);
}
void DisplayDeviceD3D::disableFog()
{
m_pD3DD->SetRenderState(D3DRS_FOGENABLE, FALSE);
}
void DisplayDeviceD3D::setProjection(const Matrix33 & mFrame, const Vector3 & vPosition,
const RectInt & rWindow, float fFOV, float fFront, float fBack)
{
m_Proj.m_mFrame = mFrame;
m_Proj.m_vPosition = vPosition;
m_Proj.m_rWindow = rWindow;
m_Proj.m_fFOV = fFOV;
m_Proj.m_fFront = fFront;
m_Proj.m_fBack = fBack;
updateProjection();
}
void DisplayDeviceD3D::setShadowPass(int a_nMaxLights, const Vector3 & a_vFocus,
float a_fShadowRadius, const SizeInt & a_szShadowMap)
{
m_nMaxShadowLights = a_nMaxLights;
m_vShadowFocus = a_vFocus;
m_fShadowRadius = a_fShadowRadius;
if (m_szShadowMap != a_szShadowMap)
{
m_szShadowMap = a_szShadowMap;
// release our shadow maps since the size has changed...
m_ShadowPassList.clear(); // the ShadowPass() destructor will release all shadow map textures
m_bShadowMapReady = false;
}
}
//---------------------------------------------------------------------------------------------------
bool DisplayDeviceD3D::beginScene()
{
m_bFirstShadowPass = true;
m_nShadowMapPass = 0;
m_pCurrentTransform = NULL;
m_pCurrentMaterial = NULL;
validateRenderTarget();
return true;
}
bool DisplayDeviceD3D::beginShadowPass(Transform & a_LightTransform)
{
if (!m_bShadowMapSupported)
return false; // shadow maps not supported
if (m_bShadowPass)
return false; // beginShadowPass() already been called..
// set up iterators on first pass..
if (m_bFirstShadowPass)
{
m_bFirstShadowPass = false;
m_ShadowPassList.resize(Min<int>(m_nMaxShadowLights, m_Lights.size()));
m_iCurrentShadowPass = m_ShadowPassList.begin();
m_iCurrentShadowLight = m_Lights.begin();
}
if (m_iCurrentShadowLight == m_Lights.end())
return false;
if (m_iCurrentShadowPass == m_ShadowPassList.end())
return false;
// do one-time initialization if needed..
if (!readyShadowMap())
return false;
D3DLIGHT9 & light = m_iCurrentShadowLight->second;
// get the lights position in world space
Vector3 vLightViewPosition(Vector3::ZERO);
Vector3 vLightViewDirection(Vector3::ZERO);
float fMidZ = (m_Proj.m_fBack - m_Proj.m_fFront) * 0.5f;
Vector3 vWorldFocus(m_Proj.m_vPosition + (m_Proj.m_mFrame % m_vShadowFocus)); // transform to world space
float fShadowScale = 0.0f;
bool bOrthoProj = false;
if (light.Type == D3DLIGHT_DIRECTIONAL)
{
vLightViewDirection = Vector3(light.Direction.x, light.Direction.y, light.Direction.z);
vLightViewPosition = vWorldFocus - (vLightViewDirection * fMidZ);
fShadowScale = light.Diffuse.r * light.Diffuse.g * light.Diffuse.b;
bOrthoProj = true;
}
else if (light.Type == D3DLIGHT_POINT)
{
vLightViewPosition = Vector3(light.Position.x, light.Position.y, light.Position.z);
vLightViewDirection = vWorldFocus - vLightViewPosition;
float fDistance = vLightViewDirection.magnitude();
vLightViewDirection *= 1.0f / fDistance; // normalize the vector
if (fDistance < light.Range)
{
if (fDistance > 0.0f)
fShadowScale = 1.0f - (fDistance / light.Range);
else
fShadowScale = 1.0f;
}
}
// don't shadow if light isn't bright enought to cast a shadow..
if (fShadowScale <= 0.05f)
return false;
// clip the light to our shadow focus area..
SphericalHull sphere(m_vShadowFocus, m_fShadowRadius);
// transform light position to view space
Vector3 vClippedLightPos(m_Proj.m_mFrame * (vLightViewPosition - m_Proj.m_vPosition));
// intersect with a sphere around our focus point...
sphere.intersect(vClippedLightPos, m_vShadowFocus - vClippedLightPos, vClippedLightPos);
// transform light position back to world space..
vLightViewPosition = m_Proj.m_vPosition + (m_Proj.m_mFrame % vClippedLightPos);
ShadowPass & pass = *m_iCurrentShadowPass;
pass.m_LightTransform.m_mFrame = Matrix33(vLightViewDirection);
pass.m_LightTransform.m_vTranslate = vLightViewPosition;
pass.m_bOrthoProj = bOrthoProj;
pass.m_Primitives.release();
a_LightTransform = pass.m_LightTransform;
m_bShadowPass = true;
m_pCurrentTransform = NULL;
m_pCurrentMaterial = NULL;
return true;
}
bool DisplayDeviceD3D::endShadowPass()
{
if (!m_bShadowPass)
return false;
m_bShadowPass = false;
IDirect3DStateBlock9 * pStateBlock = NULL;
if (m_pD3DD->CreateStateBlock(D3DSBT_ALL, &pStateBlock) != D3D_OK)
{
TRACE("Failed to create state block!");
return false;
}
// get the current render target
IDirect3DSurface9 * pRenderTarget = NULL;
if (m_pD3DD->GetRenderTarget(0, &pRenderTarget) != D3D_OK)
{
TRACE("Failed to get render target!");
return false;
}
// save the current projection so it can be restored after rendering the shadow map
Projection savedProjection(m_Proj);
#if ENABLE_SHADOW_MAP_DS
// change the depth surface to the one used for our shadow maps
IDirect3DSurface9 * pPrimaryDS = NULL;
if (m_pD3DD->GetDepthStencilSurface(&pPrimaryDS) != D3D_OK)
TRACE("Failed to get depth surface!");
m_pD3DD->SetDepthStencilSurface(m_pShadowMapDS);
#endif
ShadowPass & pass = *m_iCurrentShadowPass;
if (pass.m_pShadowMap == NULL)
{
if (m_pD3DD->CreateTexture(
m_szShadowMap.width,
m_szShadowMap.height,
1, D3DUSAGE_RENDERTARGET, /*D3DFMT_A8R8G8B8*/D3DFMT_R32F, D3DPOOL_DEFAULT,
&pass.m_pShadowMap, NULL) != D3D_OK)
{
TRACE("Failed to create shadow map!");
return false;
}
}
IDirect3DSurface9 * pShadowMapSur = NULL;
if (pass.m_pShadowMap->GetSurfaceLevel(0, &pShadowMapSur) != D3D_OK)
{
TRACE("Failed to get shadow map surface");
return false;
}
// set our render target to the shadow map
if (m_pD3DD->SetRenderTarget(0, pShadowMapSur) != D3D_OK)
{
TRACE("Failed to set render target surface!");
return false;
}
// set the projection matrix for our light
m_Proj.m_rWindow = RectInt(PointInt(0, 0), m_szShadowMap);
m_Proj.m_mFrame = pass.m_LightTransform.m_mFrame;
m_Proj.m_vPosition = pass.m_LightTransform.m_vTranslate;
updateProjection();
// Get the view transform from the device, set by setProjection() above.. we need to pass it into our shader
m_pD3DD->GetTransform(D3DTS_VIEW, &pass.m_LightView);
m_pD3DD->GetTransform(D3DTS_PROJECTION, &pass.m_LightProj);
m_pShadowMap->setConstant("mLightView", pass.m_LightView);
m_pShadowMap->apply(this);
// clear the color & z-buffer for each shadow pass..
float fZ = m_Proj.m_fBack;
m_pD3DD->Clear(0, NULL, D3DCLEAR_ZBUFFER | D3DCLEAR_TARGET, *((DWORD *)&fZ), 1.0f, 0);
// set our states..
m_pD3DD->SetTexture(0, NULL);
m_pD3DD->SetTexture(1, NULL);
m_pD3DD->SetRenderState(D3DRS_ALPHABLENDENABLE, FALSE);
m_pD3DD->SetRenderState(D3DRS_CULLMODE, D3DCULL_CW); // render back-faces only..
// render our primary geometry from the lights perspective to generate our shadow map
for (int i = 0; i<pass.m_Primitives.size(); ++i)
pass.m_Primitives[i]->execute();
pass.m_Primitives.release();
if (pRenderTarget != NULL)
{
m_pD3DD->SetRenderTarget(0, pRenderTarget);
RELEASEDD(pRenderTarget);
}
if (pStateBlock != NULL)
{
pStateBlock->Apply();
RELEASEDD(pStateBlock);
}
RELEASEDD(pShadowMapSur);
// restored projection matrix & view..
m_Proj = savedProjection;
updateProjection();
// restore/clear the z-buffer
#if ENABLE_SHADOW_MAP_DS
if (pPrimaryDS != NULL)
{
m_pD3DD->SetDepthStencilSurface(pPrimaryDS);
RELEASEDD(pPrimaryDS);
}
#else
m_pD3DD->Clear(0, NULL, D3DCLEAR_ZBUFFER, 0, 1.0f, 0);
#endif
// increment the shadow map pass..
++m_iCurrentShadowPass;
++m_iCurrentShadowLight;
++m_nShadowMapPass;
return true;
}
bool DisplayDeviceD3D::endScene()
{
if (m_bMinimized || m_pD3DD->TestCooperativeLevel() != D3D_OK)
{
abortScene();
return false;
}
validateRenderTarget();
// setup effects first..
for (EffectList::iterator iEffect = m_EffectList.begin();
iEffect != m_EffectList.end(); )
{
DisplayEffect * pEffect = *iEffect;
if (!pEffect->preRender(this))
{
TRACE("ERROR: Effect preRender() failed.");
m_EffectList.erase(iEffect++); // remove from the list now, we won't bother calling postRender() then..
}
else
++iEffect;
}
// setup the lights even if we are not using fixed function, because we may fallback to fixed function for certain materials..
if (m_Lights.size() > 0)
{
// enable lighting...
m_pD3DD->SetRenderState(D3DRS_LIGHTING, TRUE);
m_pD3DD->SetRenderState(D3DRS_AMBIENT, m_cAmbientLight.BGRA());
// our multi-map has our lights sorted in order of priroity, initialize our lights starting with the most important
// lights, then continue until we run out of lights or we hit the MAX_LIGHTS
LightMap::iterator iLight = m_Lights.begin();
#if defined(_DEBUG)
int nLastPriority = 0x7fffffff;
#endif
for (int i = 0; i<PrimitiveMaterial::sm_nMaxLights; ++i)
{
if (iLight != m_Lights.end())
{
D3DLIGHT9 & light = iLight->second;
#if defined(_DEBUG)
ASSERT(iLight->first <= nLastPriority);
nLastPriority = iLight->first;
#endif
++iLight;
m_pD3DD->SetLight(i, &light);
m_pD3DD->LightEnable(i, true);
}
else
{
m_pD3DD->LightEnable(i, false);
}
}
}
else
{
// no lights, turn off lighting
m_pD3DD->SetRenderState(D3DRS_LIGHTING, FALSE);
}
m_pD3DD->SetRenderState(D3DRS_ZENABLE, D3DZB_TRUE); // enable the z buffer
m_pD3DD->SetRenderState(D3DRS_CULLMODE, D3DCULL_CCW); // set the default culling mode
m_pD3DD->SetRenderState(D3DRS_ZWRITEENABLE, D3DZB_TRUE); // write enabled for primary render pass
m_pD3DD->SetRenderState(D3DRS_ZFUNC, D3DCMP_LESSEQUAL); // set the default z comparison mode
for (int i = 0; i<PASS_COUNT; ++i)
{
Array< PrimitiveMaterial::Ref > & materials = m_Stack[i];
for (int j = 0; j<materials.size(); ++j)
{
PrimitiveMaterial * pMaterial = materials[j];
pMaterial->execute();
pMaterial->clear();
}
materials.release();
}
// for effects to chain, we must process them in reverse order..
for (EffectList::reverse_iterator iEffect = m_EffectList.rbegin();
iEffect != m_EffectList.rend(); ++iEffect)
{
DisplayEffect * pEffect = *iEffect;
if (!pEffect->postRender(this))
TRACE("ERROR: Effect postRender() returned false!");
}
m_EffectList.clear();
return true;
}
void DisplayDeviceD3D::abortScene()
{
// release all primitives
for (int i = 0; i<PASS_COUNT; i++)
{
Array< PrimitiveMaterial::Ref > & materials = m_Stack[i];
for (int j = 0; j<materials.size(); j++)
materials[j]->clear();
materials.release();
}
}
void DisplayDeviceD3D::present()
{
PROFILE_START("DisplayDeviceD3D::present");
if (m_bBeginScene)
{
m_pD3DD->EndScene();
m_bBeginScene = false;
}
if (m_pD3DSC != NULL)
m_pD3DSC->Present(NULL, NULL, NULL, NULL, 0);
else
m_pD3DD->Present(NULL, NULL, NULL, NULL);
// check the client window
updateClientArea(true);
// if the device is lost, test to see if we should restore the lost device
if (m_pD3DD->TestCooperativeLevel() == D3DERR_DEVICENOTRESET)
resetDirectX();
PROFILE_END();
}
DevicePrimitive * DisplayDeviceD3D::create(const PrimitiveKey &key)
{
BasePrimitiveFactory *pFactory = BasePrimitiveFactory::findFactory(key);
if (pFactory == NULL)
throw PrimitiveFailure();
DevicePrimitive * pPrimitive = pFactory->create();
if (pPrimitive == NULL)
throw PrimitiveFailure();
// set the display device
pPrimitive->setDevice(this);
// return the created primitive!
return pPrimitive;
}
bool DisplayDeviceD3D::push(DevicePrimitive * pPrimitive)
{
if (pPrimitive == NULL)
return false;
pPrimitive->setDevice(this);
if (pPrimitive->primitiveKey() == PrimitiveMaterial::staticPrimitiveKey())
{
m_pCurrentMaterial = (PrimitiveMaterial *)pPrimitive;
if (!m_bShadowPass)
{
PrimitiveMaterialD3D * pMaterial = (PrimitiveMaterialD3D *)pPrimitive;
if (!pMaterial->m_bPushed)
{
// push this material into the stack
m_Stack[pMaterial->m_nPass].push(pMaterial);
pMaterial->m_bPushed = true;
}
// push the current transform as a child
if (m_pCurrentTransform.valid())
pMaterial->addChild(m_pCurrentTransform);
}
else
{
ShadowPass & pass = *m_iCurrentShadowPass;
if (m_pCurrentTransform.valid() && (pass.m_Primitives.size() == 0 || pass.m_Primitives.last() != m_pCurrentTransform))
pass.m_Primitives.push((DevicePrimitive *)m_pCurrentTransform);
}
}
else
{
if (pPrimitive->primitiveKey() == PrimitiveSetTransform::staticPrimitiveKey())
m_pCurrentTransform = (PrimitiveSetTransform *)pPrimitive;
if (!m_bShadowPass)
{
// attach the primitive to the current material
if (m_pCurrentMaterial.valid())
m_pCurrentMaterial->addChild(pPrimitive);
}
else
{
// shadow pass, only push PRIMARY primitives into the shadow pass structure..
ShadowPass & pass = *m_iCurrentShadowPass;
if (!m_pCurrentMaterial.valid() || m_pCurrentMaterial->pass() == PRIMARY)
pass.m_Primitives.push(pPrimitive);
}
}
return true;
}
DisplayEffect::Ref DisplayDeviceD3D::createEffect(const char * pName)
{
EffectMap::iterator iFactory = m_EffectMap.find(pName);
if (iFactory == m_EffectMap.end())
return NULL;
Factory * pFactory = iFactory->second;
if (!pFactory)
return NULL;
Widget::Ref pUncasted = pFactory->createWidget();
if (!pUncasted)
return NULL;
DisplayEffect::Ref pEffect = WidgetCast<DisplayEffect>(pUncasted);
if (!pEffect.valid())
return NULL;
// add to list of created effects, so if the directX device needs to be reset we can
// release any of their DirectX resources..
m_CreatedEffects.push_back(pEffect.pointer());
return pEffect;
}
bool DisplayDeviceD3D::push(DisplayEffect * pEffect)
{
m_EffectList.push_back(pEffect);
return true;
}
//----------------------------------------------------------------------------
#pragma pack(push, DISPLAYDEVICED3D )
#pragma pack(1)
struct RGB
{
byte b, g, r;
};
struct TGA_HEADER
{
byte identsize; // size of ID field that follows 18 byte header (0 usually)
byte palette; // type of color map 0=none, 1=has palette
byte imagetype; // type of image 0=none,1=indexed,2=rgb,3=grey,+8=rle packed
word color_start; // first color map entry in palette
word num_palette_colors; // number of colors in palette
byte bits_per_color; // number of bits per palette entry 15,16,24,32
word xstart; // image x origin
word ystart; // image y origin
word width; // image width in pixels
word height; // image height in pixels
byte bits_per_pixel; // image bits per pixel 8,16,24,32
byte descriptor; // image descriptor bits (vh flip bits)
};
#define TGA_DESC_FLIPX (0x10)
#define TGA_DESC_FLIPY (0x20)
enum // TGA_TYPE
{
TGA_NONE = 0,
TGA_INDEXED_UNCOMPRESSED = 1,
TGA_RGB_UNCOMPRESSED = 2,
TGA_GREY_UNCOMPRESSED = 3,
TGA_INDEXED_COMPRESSED = 9,
TGA_RGB_COMPRESSED = 10,
TGA_GREY_COMPRESSED = 11,
};
#pragma pack( pop, DISPLAYDEVICED3D )
bool DisplayDeviceD3D::capture(const char * pFilename)
{
D3DDISPLAYMODE d3ddm;
m_pD3DD->GetDisplayMode(0, &d3ddm);
// create a surface to capture the front buffer
LPDIRECT3DSURFACE9 primary;
if (m_pD3DD->CreateOffscreenPlainSurface(d3ddm.Width, d3ddm.Height, D3DFMT_A8R8G8B8, D3DPOOL_SYSTEMMEM, &primary, NULL) != D3D_OK)
return false;
// copy the front buffer into our surface
if (m_pD3DD->GetFrontBufferData(0, primary) != D3D_OK)
return false;
D3DSURFACE_DESC ddsd;
memset(&ddsd, 0, sizeof(ddsd));
if (primary->GetDesc(&ddsd) != D3D_OK)
return false;
// lock the primary buffer
D3DLOCKED_RECT lock;
memset(&lock, 0, sizeof(lock));
if (primary->LockRect(&lock, NULL, D3DLOCK_READONLY))
return false;
Path p(pFilename);
if (stricmp(p.extension(), ".tga") == 0)
{
FileDisk file;
if (file.open(pFilename, FileDisk::WRITE))
{
TGA_HEADER header;
memset(&header, 0, sizeof(header));
header.imagetype = TGA_RGB_UNCOMPRESSED;
header.bits_per_pixel = 32;
header.width = ddsd.Width;
header.height = ddsd.Height;
header.descriptor = TGA_DESC_FLIPX | TGA_DESC_FLIPY;
file.write(&header, sizeof(header));
byte * pPixels = (byte *)lock.pBits;
for (dword i = 0; i<ddsd.Height; i++)
{
file.write(pPixels, ddsd.Width * 4);
pPixels += lock.Pitch;
}
}
}
else if (stricmp(p.extension(), ".jpg") == 0
|| stricmp(p.extension(), ".jpeg") == 0)
{
ImageCodec * pCodec = WidgetCast<ImageCodec>(Factory::createNamedWidget("ImageCodecJPEG"));
if (!pCodec)
return false;
// transfer RGBA data from the DX surface into our buffer first..
Buffer input;
input.allocate(ddsd.Width * ddsd.Height * 4);
byte * pInput = (byte *)lock.pBits;
byte * pOutput = (byte *)input.buffer();
for (dword i = 0; i<ddsd.Height; ++i)
{
for (dword j = 0; j<ddsd.Width; ++j)
{
pOutput[0] = pInput[2];
pOutput[1] = pInput[1];
pOutput[2] = pInput[0];
pOutput[3] = 255;
pOutput += 4;
pInput += 4;
}
}
Buffer output;
if (pCodec->encode(input, output, SizeInt(ddsd.Width, ddsd.Height), ImageCodec::CL_NORMAL) > 0)
{
FileDisk file;
if (file.open(pFilename, FileDisk::WRITE))
file.write(output.buffer(), output.bufferSize());
}
delete pCodec;
}
primary->UnlockRect();
RELEASEDD(primary);
return true;
}
Shader::Ref DisplayDeviceD3D::getShader(const char * pShaderName)
{
ShaderMap::iterator iShader = m_ShaderMap.find(pShaderName);
if (iShader != m_ShaderMap.end())
return iShader->second;
// insert to the map, if we failed to load this shader, we don't want to keep repeating error messages..
Shader::Ref pShader = new Shader();
m_ShaderMap[pShaderName] = pShader;
pShader->load(this, pShaderName); // if load fails, it will print any errors to the trace output..
return pShader;
}
bool DisplayDeviceD3D::releaseShader(const char * pShader)
{
ShaderMap::iterator iShader = m_ShaderMap.find(pShader);
if (iShader == m_ShaderMap.end())
return false;
iShader->second->release();
m_ShaderMap.erase(iShader);
return true;
}
void DisplayDeviceD3D::releaseShaders()
{
// we have to call release() explicitly, someone else might hang onto a reference to the object preventing it's deletion.
for (ShaderMap::iterator iShader = m_ShaderMap.begin();
iShader != m_ShaderMap.end(); ++iShader)
{
iShader->second->release();
}
m_ShaderMap.clear();
}
void DisplayDeviceD3D::registerEffect(const char * pName, Factory * pFactory)
{
m_EffectMap[pName] = pFactory;
}
int DisplayDeviceD3D::allocateDVB(int vertexType, int vertexCount,
LPDIRECT3DVERTEXBUFFER9 & vb)
{
if (vertexCount > DYNAMIC_VB_SIZE || vertexType < 0 || vertexType >= VB_COUNT)
{
TRACE(CharString().format("DisplayDeviceD3D::allocateDVB, vertexType = %d, vertexCount = %d", vertexType, vertexCount));
return -1;
}
// initialize the vertex buffer if needed
if (m_VB[vertexType] == NULL)
{
TRACE(CharString().format("DisplayDeviceD3D::allocateDVB, vertexType = %d", vertexType));
// create the dynamic VB for this bank and type
if (m_pD3DD->CreateVertexBuffer(DYNAMIC_VB_SIZE * VERTEX_SIZES[vertexType],
D3DUSAGE_DYNAMIC | D3DUSAGE_WRITEONLY, VERTEX_FVF[vertexType], D3DPOOL_DEFAULT, &m_VB[vertexType], NULL) != D3D_OK)
{
return -1;
}
m_VBOffset[vertexType] = 0;
}
int space = DYNAMIC_VB_SIZE - m_VBOffset[vertexType];
if (space < vertexCount)
m_VBOffset[vertexType] = 0; // reset the vertex buffer offset if not enough room
// get the offset
int offset = m_VBOffset[vertexType];
// set the vertex buffer pointer
vb = m_VB[vertexType];
// update the offset
m_VBOffset[vertexType] += vertexCount;
return offset;
}
int DisplayDeviceD3D::setupDVB(int vertexType, int vertexCount, void * pVerts)
{
ASSERT(vertexType >= 0 && vertexType < VB_COUNT);
const dword vertSize = VERTEX_SIZES[vertexType];
const dword vertBytes = vertexCount * vertSize;
LPDIRECT3DVERTEXBUFFER9 pVB = NULL;
int vbOffset = allocateDVB(vertexType, vertexCount, pVB);
if (vbOffset < 0)
return -1;
byte * pBuffer = NULL;
if (pVB->Lock(vbOffset * vertSize, vertBytes, (void **)&pBuffer, vbOffset > 0 ? D3DLOCK_NOOVERWRITE : D3DLOCK_DISCARD) != D3D_OK)
return -1;
if (!pBuffer)
return -1;
memcpy(pBuffer, pVerts, vertBytes);
pVB->Unlock();
if (m_pD3DD->SetFVF(VERTEX_FVF[vertexType]) != D3D_OK)
return -1;
if (m_pD3DD->SetStreamSource(0, pVB, 0, vertSize) != D3D_OK)
return -1;
return vbOffset;
}
void DisplayDeviceD3D::resetDVB()
{
for (int vb = 0; vb<VB_COUNT; vb++)
m_VBOffset[vb] = 0;
}
void DisplayDeviceD3D::releaseDVB()
{
for (int vb = 0; vb<VB_COUNT; vb++)
{
// release the DX vertex buffer
RELEASEDD(m_VB[vb]);
// reset the offset as well
m_VBOffset[vb] = 0;
}
}
DWORD DisplayDeviceD3D::getD3DFilterMode() const
{
static DWORD FILTER_MODES[FILTER_COUNT] =
{
D3DTEXF_NONE, //FILTER_OFF
D3DTEXF_POINT, // FILTER_POINT
D3DTEXF_LINEAR, // FILTER_LINEAR
D3DTEXF_ANISOTROPIC, // FILTER_ANISOTROPIC,
D3DTEXF_PYRAMIDALQUAD, // FILTER_PYRAMIDALQUAD
D3DTEXF_GAUSSIANQUAD, // FILTER_GAUSSIANQUAD
};
return FILTER_MODES[m_eFilterMode];
}
//----------------------------------------------------------------------------
bool DisplayDeviceD3D::initializeDirectX()
{
D3DPRESENT_PARAMETERS d3dpp;
// make sure COM is initialized
if (FAILED(CoInitialize(NULL)))
return false;
if (sm_pD3D != NULL)
{
m_pD3D = sm_pD3D;
m_pD3D->AddRef();
}
if (m_pD3D == NULL)
{
// keep D3D initialized forever, this prevents crashes in windowed mode
m_pD3D = Direct3DCreate9(D3D_SDK_VERSION);
if (m_pD3D == NULL)
return false;
sm_pD3D = m_pD3D;
sm_pD3D->AddRef();
}
if (sm_pD3DD != NULL)
{
// DirectX is already initialized, just create an additional swap chain
m_pD3DD = sm_pD3DD;
m_pD3DD->AddRef();
if (!getD3DPP(d3dpp))
return false;
if (m_pD3DD->CreateAdditionalSwapChain(&d3dpp, &m_pD3DSC) != D3D_OK)
return false;
// get the supported texture formats
enumerateTextures(d3dpp);
// get our back and z buffers
if (!updateBuffers(d3dpp))
return false;
}
if (m_pD3DD == NULL)
{
// get the adapter to initialize
unsigned int adapter = (unsigned int)m_Mode.deviceID;
// get the presentation parameters
if (!getD3DPP(d3dpp))
return false;
#if ENABLE_SHADER_DEBUGGING
dword flags = D3DCREATE_MULTITHREADED | D3DCREATE_SOFTWARE_VERTEXPROCESSING;
if (m_pD3D->CreateDevice(adapter, D3DDEVTYPE_REF, m_HWND, flags, &d3dpp, &m_pD3DD) != D3D_OK)
return false;
#else
dword flags = D3DCREATE_HARDWARE_VERTEXPROCESSING | D3DCREATE_MULTITHREADED;
if (m_pD3D->CreateDevice(adapter, D3DDEVTYPE_HAL, m_HWND, flags, &d3dpp, &m_pD3DD) != D3D_OK)
{
flags &= ~D3DCREATE_HARDWARE_VERTEXPROCESSING;
flags |= D3DCREATE_SOFTWARE_VERTEXPROCESSING;
if (m_pD3D->CreateDevice(adapter, D3DDEVTYPE_HAL, m_HWND, flags, &d3dpp, &m_pD3DD) != D3D_OK)
return false;
}
#endif
if (m_bWindowed)
{
// if windowed, then create another swap chain for this device, this keeps Reset() from being called!
if (m_pD3DD->CreateAdditionalSwapChain(&d3dpp, &m_pD3DSC) != D3D_OK)
return false;
}
// update the window style flags
updateWindow();
// get the supported texture formats
enumerateTextures(d3dpp);
// get our back and z buffers
if (!updateBuffers(d3dpp))
return false;
// keep the d3d device for now
sm_pD3DD = m_pD3DD;
sm_pD3DD->AddRef();
}
// enable lighting!
m_pD3DD->SetRenderState(D3DRS_LIGHTING, TRUE);
// turn filtering on
m_pD3DD->SetSamplerState(0, D3DSAMP_MAGFILTER, getD3DFilterMode());
m_pD3DD->SetSamplerState(0, D3DSAMP_MINFILTER, getD3DFilterMode());
m_pD3DD->SetSamplerState(0, D3DSAMP_MIPFILTER, getD3DFilterMode());
// enable/disable FSAA
m_pD3DD->SetRenderState(D3DRS_MULTISAMPLEANTIALIAS, d3dpp.MultiSampleType != D3DMULTISAMPLE_NONE);
// set the diffuse source to come from the material
m_pD3DD->SetRenderState(D3DRS_DIFFUSEMATERIALSOURCE, D3DMCS_COLOR1);
m_pD3DD->SetRenderState(D3DRS_SPECULARMATERIALSOURCE, D3DMCS_MATERIAL);
m_pD3DD->SetRenderState(D3DRS_AMBIENTMATERIALSOURCE, D3DMCS_MATERIAL);
m_pD3DD->SetRenderState(D3DRS_EMISSIVEMATERIALSOURCE, D3DMCS_MATERIAL);
m_pD3DD->SetRenderState(D3DRS_SHADEMODE, D3DSHADE_GOURAUD);
// get the device caps, so we can determine the texture restrictions!
D3DCAPS9 d3dcaps;
m_pD3DD->GetDeviceCaps(&d3dcaps);
D3DADAPTER_IDENTIFIER9 d3dai;
m_pD3D->GetAdapterIdentifier(d3dcaps.AdapterOrdinal, 0, &d3dai);
LOG_STATUS("SysInfo",CharString().format("Display Device Name: %s", d3dai.Description));
m_MaxAnisotropy = d3dcaps.MaxAnisotropy;
LOG_STATUS("SysInfo", CharString().format("Max Anisotropic Filtering: %d", m_MaxAnisotropy));
m_TextureP2 = (d3dcaps.TextureCaps & D3DPTEXTURECAPS_POW2) != 0;
m_TextureSquare = (d3dcaps.TextureCaps & D3DPTEXTURECAPS_SQUAREONLY) != 0;
m_TextureMaxSize = SizeInt(d3dcaps.MaxTextureWidth, d3dcaps.MaxTextureHeight);
m_TextureMinSize = SizeInt(1, 1); // aparently this is gone in DirectX 8.0
m_fPixelShaderVersion = D3DSHADER_VERSION_MAJOR(d3dcaps.PixelShaderVersion) +
(D3DSHADER_VERSION_MINOR(d3dcaps.PixelShaderVersion) / 10.0f);
LOG_STATUS("SysInfo", CharString().format("Pixel Shader: %.1f", m_fPixelShaderVersion));
m_fVertexShaderVersion = D3DSHADER_VERSION_MAJOR(d3dcaps.VertexShaderVersion) +
(D3DSHADER_VERSION_MINOR(d3dcaps.VertexShaderVersion) / 10.0f);
LOG_STATUS("SysInfo", CharString().format("Vertex Shader: %.1f", m_fVertexShaderVersion));
// we require pixel/vertex shader 3.0 for our advanced rendering effects.. if card is less than this, use fixed function pipeline..
if (m_fVertexShaderVersion < 1.0f || m_fPixelShaderVersion < 1.0f)
sm_bUseFixedFunction = true;
// initialize our default shader if we are not using the fixed function pipeline..
if (m_fVertexShaderVersion >= 1.0f && m_fPixelShaderVersion >= 1.0f
&& (!m_pDefaultShader.valid() || m_pDefaultShader->released()))
{
// load up our default shader..
m_pDefaultShader = getShader("Shaders/Default.fx");
}
// get the current rectangle for the client area
updateClientArea(false);
// DirectX initialized successfully..
return true;
}
bool DisplayDeviceD3D::resetDirectX()
{
unsigned int adapter = (unsigned int)m_Mode.deviceID;
// clear our render target so we can reset the device..
m_pD3DD->SetRenderTarget(0, NULL);
// release all created effects
for (WeakEffectList::iterator iEffect = m_CreatedEffects.begin();
iEffect != m_CreatedEffects.end(); ++iEffect)
{
DisplayEffect * pEffect = *iEffect;
if (pEffect != NULL)
pEffect->release();
}
// release all shadow resources
m_ShadowPassList.clear(); // the ShadowPass() destructor will release all shadow map textures
m_bShadowMapReady = false;
RELEASEDD(m_pShadowMapDS);
RELEASEDD(m_pBackBuffer);
RELEASEDD(m_pD3DSC);
// Release the dynamic vertex buffers and all other DirectX objects that will prevent
// us from resetting the device.
releaseDVB();
// get the presentation parameters
D3DPRESENT_PARAMETERS d3dpp;
if (!getD3DPP(d3dpp))
return false;
// reset the device
if (m_pD3DD->Reset(&d3dpp) != D3D_OK)
{
TRACE("DisplayDeviceD3D::resetDirectX() - Reset failed!");
return false;
}
if (m_bWindowed)
{
// if entering windowed mode, restore previous window position and size..
SetWindowPlacement(m_HWND, &m_ClientPlacement);
if (m_pD3DD->CreateAdditionalSwapChain(&d3dpp, &m_pD3DSC) != D3D_OK)
{
TRACE("DisplayDeviceD3D::resetDirectX() - CreateAdditionalSwapChain failed!");
return false;
}
}
// update the window style flags
updateWindow();
if (!updateBuffers(d3dpp))
{
TRACE("DisplayDeviceD3D::resetDirectX() - updateBuffers() failed!");
return false;
}
// enable lighting!
m_pD3DD->SetRenderState(D3DRS_LIGHTING, TRUE);
// turn filtering on
m_pD3DD->SetSamplerState(0, D3DSAMP_MAGFILTER, getD3DFilterMode());
m_pD3DD->SetSamplerState(0, D3DSAMP_MINFILTER, getD3DFilterMode());
m_pD3DD->SetSamplerState(0, D3DSAMP_MIPFILTER, getD3DFilterMode());
// enable/disable FSAA
m_pD3DD->SetRenderState(D3DRS_MULTISAMPLEANTIALIAS, d3dpp.MultiSampleType != D3DMULTISAMPLE_NONE);
return true;
}
void DisplayDeviceD3D::freeDirectX()
{
releaseDVB();
// release all created effects
for (WeakEffectList::iterator iEffect = m_CreatedEffects.begin();
iEffect != m_CreatedEffects.end(); ++iEffect)
{
DisplayEffect * pEffect = *iEffect;
if (pEffect != NULL)
pEffect->release();
}
// release all shaders
releaseShaders();
RELEASEDD(m_pShadowMapDS);
m_ShadowPassList.clear(); // the ShadowPass() destructor will release all shadow map textures
m_bShadowMapReady = false;
RELEASEDD(m_pVS);
RELEASEDD(m_pVSConstants);
RELEASEDD(m_pPS);
RELEASEDD(m_pPSConstants);
RELEASEDD(m_pBackBuffer);
RELEASEDD(m_pD3DSC);
RELEASEDD(m_pD3DD);
RELEASEDD(m_pD3D);
}
bool DisplayDeviceD3D::readyShadowMap()
{
if (m_bShadowMapReady)
return true; // we are already ready!
if (!m_bShadowMapSupported)
return false;
if (m_bMinimized || m_pD3DD->TestCooperativeLevel() != D3D_OK)
return false;
for (ShadowPassList::iterator iPass = m_ShadowPassList.begin();
iPass != m_ShadowPassList.end(); ++iPass)
{
RELEASEDD((*iPass).m_pShadowMap);
}
RELEASEDD(m_pShadowMapDS);
// assume shadow maps are not supported..
m_bShadowMapSupported = false;
//m_szShadowMap = m_ClientRectangle.size();
if (pixelShaderVersion() < 2.0f || vertexShaderVersion() < 1.1f)
return false; // pixel shader 2.0 & vertex shader 1.1 are required
if (!(m_pShadowMap = getShader("Shaders/ShadowMap.fx")))
return false;
if (!m_pShadowMap->valid())
return false;
#if ENABLE_SHADOW_MAP_DS
if (m_pD3DD->CreateDepthStencilSurface(
m_szShadowMap.width,
m_szShadowMap.height,
findDepthFormat((int)m_Mode.deviceID, D3DFMT_A8R8G8B8),
D3DMULTISAMPLE_NONE, 0, TRUE, &m_pShadowMapDS, NULL) != D3D_OK)
{
TRACE("Failed to create depth surface for shadow maps!");
return false;
}
#endif
m_bShadowMapSupported = true;
m_bShadowMapReady = true;
return true;
}
bool DisplayDeviceD3D::validateRenderTarget()
{
if (!m_bBeginScene)
{
// set the render target
if (m_pD3DD->SetRenderTarget(0, m_pBackBuffer) != D3D_OK)
return false;
if (m_pD3DD->BeginScene() != D3D_OK)
return false;
m_bBeginScene = true;
}
return true;
}
bool DisplayDeviceD3D::getSampleMode(D3DPRESENT_PARAMETERS & d3dpp)
{
if (m_eFSAA != FSAA_NONE)
{
// the order should match the DisplayDevice::FSAA enum
static D3DMULTISAMPLE_TYPE MODES[] =
{
D3DMULTISAMPLE_NONE,
D3DMULTISAMPLE_NONMASKABLE,
D3DMULTISAMPLE_2_SAMPLES,
D3DMULTISAMPLE_3_SAMPLES,
D3DMULTISAMPLE_4_SAMPLES,
D3DMULTISAMPLE_5_SAMPLES,
D3DMULTISAMPLE_6_SAMPLES,
D3DMULTISAMPLE_7_SAMPLES,
D3DMULTISAMPLE_8_SAMPLES,
D3DMULTISAMPLE_9_SAMPLES,
D3DMULTISAMPLE_10_SAMPLES,
D3DMULTISAMPLE_11_SAMPLES,
D3DMULTISAMPLE_12_SAMPLES,
D3DMULTISAMPLE_13_SAMPLES,
D3DMULTISAMPLE_14_SAMPLES,
D3DMULTISAMPLE_15_SAMPLES,
D3DMULTISAMPLE_16_SAMPLES,
};
// validate the anti-aliasing mode, keep reducing until we find a valid mode
DWORD nQualityLevels = 0;
for (int i = m_eFSAA; i >= 0; --i)
{
D3DMULTISAMPLE_TYPE eSampleType = MODES[i];
if (eSampleType == D3DMULTISAMPLE_NONE)
break;
// check that the card support the FSAA for our HDR buffer type..
if (m_pD3D->CheckDeviceMultiSampleType((UINT)m_Mode.deviceID,
m_bHardware ? D3DDEVTYPE_HAL : D3DDEVTYPE_SW, D3DFMT_A16B16G16R16F,
m_bWindowed, eSampleType, &nQualityLevels) == D3D_OK)
{
// validate the depth buffer format is supportted as well...
if (m_pD3D->CheckDeviceMultiSampleType((UINT)m_Mode.deviceID,
m_bHardware ? D3DDEVTYPE_HAL : D3DDEVTYPE_SW, d3dpp.AutoDepthStencilFormat,
m_bWindowed, eSampleType, &nQualityLevels) == D3D_OK)
{
d3dpp.MultiSampleType = eSampleType;
d3dpp.MultiSampleQuality = 0; //nQualityLevels - 1; // maximum quality
return true;
}
}
}
}
d3dpp.MultiSampleType = D3DMULTISAMPLE_NONE;
d3dpp.MultiSampleQuality = 0;
return false;
}
bool DisplayDeviceD3D::getD3DPP(D3DPRESENT_PARAMETERS & d3dpp)
{
memset(&d3dpp, 0, sizeof(d3dpp));
// get the adapter to initialize
unsigned int adapter = (unsigned int)m_Mode.deviceID;
if (m_bWindowed)
{
D3DDISPLAYMODE d3ddm;
if (m_pD3D->GetAdapterDisplayMode(D3DADAPTER_DEFAULT, &d3ddm) != D3D_OK)
return false;
RECT clientArea;
GetClientRect((HWND)m_HWND, &clientArea);
d3dpp.Windowed = true;
d3dpp.hDeviceWindow = m_HWND;
d3dpp.SwapEffect = D3DSWAPEFFECT_DISCARD;
d3dpp.BackBufferWidth = 0; //(clientArea.right - clientArea.left) + 1;
d3dpp.BackBufferHeight = 0; // (clientArea.bottom - clientArea.top) + 1;
d3dpp.BackBufferFormat = d3ddm.Format;
d3dpp.EnableAutoDepthStencil = TRUE;
d3dpp.AutoDepthStencilFormat = findDepthFormat((int)m_Mode.deviceID, d3dpp.BackBufferFormat);
d3dpp.Flags = D3DPRESENTFLAG_DISCARD_DEPTHSTENCIL;
d3dpp.FullScreen_RefreshRateInHz = 0;
d3dpp.PresentationInterval = D3DPRESENT_INTERVAL_IMMEDIATE; //D3DPRESENT_INTERVAL_DEFAULT;
}
else
{
d3dpp.hDeviceWindow = m_HWND;
d3dpp.BackBufferWidth = m_Mode.screenSize.width;
d3dpp.BackBufferHeight = m_Mode.screenSize.height;
d3dpp.BackBufferFormat = findFormat(m_Mode.colorFormat);
d3dpp.BackBufferCount = 1;
d3dpp.SwapEffect = D3DSWAPEFFECT_DISCARD; //D3DSWAPEFFECT_FLIP;
d3dpp.EnableAutoDepthStencil = TRUE;
d3dpp.AutoDepthStencilFormat = findDepthFormat((int)m_Mode.deviceID, d3dpp.BackBufferFormat);
d3dpp.Flags = D3DPRESENTFLAG_DISCARD_DEPTHSTENCIL;
d3dpp.FullScreen_RefreshRateInHz = 0;
d3dpp.PresentationInterval = sm_bWaitVB ? D3DPRESENT_INTERVAL_DEFAULT : D3DPRESENT_INTERVAL_IMMEDIATE;
}
getSampleMode(d3dpp);
return true;
}
bool DisplayDeviceD3D::updateBuffers(D3DPRESENT_PARAMETERS & d3dpp)
{
RELEASEDD(m_pBackBuffer);
if (m_pD3DSC != NULL)
{
if (m_pD3DSC->GetBackBuffer(0, D3DBACKBUFFER_TYPE_MONO, &m_pBackBuffer) != D3D_OK)
return false;
}
else
{
ASSERT(m_pD3DD);
if (m_pD3DD->GetBackBuffer(0, 0, D3DBACKBUFFER_TYPE_MONO, &m_pBackBuffer) != D3D_OK)
return false;
}
return true;
}
void DisplayDeviceD3D::updateWindow()
{
HWND hParent = GetParent(m_HWND);
if (hParent == NULL || hParent == GetDesktopWindow())
{
if (m_bWindowed)
{
RECT r;
::GetWindowRect(m_HWND, &r);
// make sure caption bar is visible
int nTop = ::GetSystemMetrics(SM_XVIRTUALSCREEN);
if (r.top < nTop)
{
int nAdjust = nTop - r.top;
r.bottom += nAdjust;
r.top += nAdjust;
}
int nLeft = ::GetSystemMetrics(SM_XVIRTUALSCREEN);
if (r.left < nLeft)
{
int nAdjust = nLeft - r.left;
r.right += nAdjust;
r.left += nAdjust;
}
DWORD dwStyle = ::GetWindowLong(m_HWND, GWL_STYLE);
dwStyle &= WS_POPUP;
dwStyle |= WS_OVERLAPPEDWINDOW;
::SetWindowLong(m_HWND, GWL_STYLE, WS_OVERLAPPEDWINDOW);
DWORD dwExStyle = ::GetWindowLong(m_HWND, GWL_EXSTYLE);
dwExStyle &= ~WS_EX_TOPMOST;
::SetWindowLong(m_HWND, GWL_EXSTYLE, dwExStyle);
::SetWindowPos(m_HWND, HWND_NOTOPMOST,
r.left, r.top,
r.right - r.left,
r.bottom - r.top,
SWP_FRAMECHANGED | SWP_SHOWWINDOW);
::ClipCursor(NULL);
}
else
{
::SetWindowLong(m_HWND, GWL_STYLE, WS_POPUP);
DWORD dwExStyle = ::GetWindowLong(m_HWND, GWL_EXSTYLE);
dwExStyle |= WS_EX_TOPMOST;
::SetWindowLong(m_HWND, GWL_EXSTYLE, dwExStyle);
::SetWindowPos(m_HWND, HWND_TOPMOST,
0, 0,
0,
0,
SWP_FRAMECHANGED | SWP_SHOWWINDOW | SWP_NOMOVE | SWP_NOSIZE);
RECT r;
::GetWindowRect(m_HWND, &r);
::ClipCursor(&r);
}
}
}
void DisplayDeviceD3D::updateProjection()
{
// set the clipping window
D3DVIEWPORT9 d3dvp;
d3dvp.X = m_Proj.m_rWindow.left;
d3dvp.Y = m_Proj.m_rWindow.top;
d3dvp.Width = m_Proj.m_rWindow.width();
d3dvp.Height = m_Proj.m_rWindow.height();
d3dvp.MinZ = 0.0f;
d3dvp.MaxZ = 1.0f;
m_pD3DD->SetViewport(&d3dvp);
// set the view matrix
D3DXMATRIX view;
setD3DMatrix(view, ~m_Proj.m_mFrame, m_Proj.m_mFrame * -m_Proj.m_vPosition);
m_pD3DD->SetTransform(D3DTS_VIEW, &view);
// set the projection matrix
D3DXMATRIX proj;
memset(&proj, 0, sizeof(proj));
if (m_Proj.m_fFOV > 0.0f) // perspective projection
{
float fh = m_Proj.m_fFOV;
float fv = m_Proj.m_fFOV * (float(m_Proj.m_rWindow.height()) / m_Proj.m_rWindow.width());
float w = (float)1 / tan(fh * 0.5f);
float h = (float)1 / tan(fv * 0.5f);
float Q = m_Proj.m_fBack / (m_Proj.m_fBack - m_Proj.m_fFront);
proj._11 = w;
proj._22 = h;
proj._33 = Q;
proj._34 = 1.0f;
proj._43 = -Q * m_Proj.m_fFront;
}
else // orthogonal / parallel projection
{
D3DXMatrixOrthoLH(&proj, m_Proj.m_rWindow.width(),
m_Proj.m_rWindow.height(),
m_Proj.m_fFront,
m_Proj.m_fBack);
//float s = -m_Proj.m_fFOV;
//proj._11 = s / m_Proj.m_rWindow.width();
//proj._22 = s / m_Proj.m_rWindow.height();
//proj._33 = 1.0f / ( m_Proj.m_fBack - m_Proj.m_fFront );
//proj._43 = (-m_Proj.m_fFront) / (m_Proj.m_fBack - m_Proj.m_fFront);
//proj._44 = 1.0f;
}
m_pD3DD->SetTransform(D3DTS_PROJECTION, &proj);
}
void DisplayDeviceD3D::enumerateTextures(D3DPRESENT_PARAMETERS & d3dpp)
{
unsigned int adapter = (unsigned int)m_Mode.deviceID;
m_TextureFormats.release();
// add supported texture formats
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_R8G8B8) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB888);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_A8R8G8B8) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB8888);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_X8R8G8B8) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB888L);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_R5G6B5) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB565);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_X1R5G5B5) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB555);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_A1R5G5B5) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB5551);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_A4R4G4B4) == D3D_OK)
m_TextureFormats.push(ColorFormat::RGB4444);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_DXT1) == D3D_OK)
m_TextureFormats.push(ColorFormat::DXT1);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_DXT3) == D3D_OK)
m_TextureFormats.push(ColorFormat::DXT3);
if (m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, d3dpp.BackBufferFormat, 0, D3DRTYPE_TEXTURE, D3DFMT_DXT5) == D3D_OK)
m_TextureFormats.push(ColorFormat::DXT5);
TRACE(CharString().format("DisplayDeviceD3D::enumerateTextures, %d valid texture formats found!", m_TextureFormats.size()));
}
bool DisplayDeviceD3D::updateClientArea(bool a_bAllowReset)
{
if (m_bWindowed)
{
RectInt clientWindow;
if (IsWindow(m_HWND) && !IsIconic(m_HWND))
{
// get the current window placement
m_ClientPlacement.length = sizeof(m_ClientPlacement);
GetWindowPlacement(m_HWND, &m_ClientPlacement);
// get the current window rect
RECT rect;
GetClientRect(m_HWND, &rect);
ClientToScreen(m_HWND, (POINT *)&rect);
ClientToScreen(m_HWND, ((POINT *)&rect) + 1);
clientWindow = RectInt(rect.left, rect.top, rect.right - 1, rect.bottom - 1);
if (!clientWindow.valid())
{
clientWindow = RectInt(0, 0, 0, 0);
m_bMinimized = true;
}
else
m_bMinimized = false;
}
else
m_bMinimized = true;
if (clientWindow != m_ClientRectangle)
{
// window size and position have changed
m_ClientRectangle = clientWindow;
// reset directx so we can reallocate the buffers
if (a_bAllowReset)
resetDirectX();
}
}
else
{
m_ClientRectangle = RectInt(0, 0, m_Mode.screenSize);
if (IsWindow(m_HWND) && !IsIconic(m_HWND))
m_bMinimized = false;
else
m_bMinimized = true;
}
return false;
}
D3DFORMAT DisplayDeviceD3D::findDepthFormat(int adapter, D3DFORMAT adapterFormat)
{
// default to use a 32-bit depth buffer if available, this should fix alot of the z-fighting..
if (checkDepthFormat(adapter, adapterFormat, D3DFMT_D32))
return D3DFMT_D32;
else if (checkDepthFormat(adapter, adapterFormat, D3DFMT_D24X8))
return D3DFMT_D24X8;
else if (checkDepthFormat(adapter, adapterFormat, D3DFMT_D16))
return D3DFMT_D16;
// not using stencil's yet, so disabling for now..
//else if ( checkDepthFormat( adapter, adapterFormat, D3DFMT_D24S8 ) )
// return D3DFMT_D24S8;
//else if ( checkDepthFormat( adapter, adapterFormat, D3DFMT_D24X4S4 ) )
// return D3DFMT_D24X4S4;
//else if ( checkDepthFormat( adapter, adapterFormat, D3DFMT_D15S1 ) )
// return D3DFMT_D15S1;
return D3DFMT_D16;
}
bool DisplayDeviceD3D::checkDepthFormat(int adapter, D3DFORMAT adapterFormat, D3DFORMAT depthFormat)
{
// Verify that the depth format exists.
HRESULT hr = m_pD3D->CheckDeviceFormat(adapter, D3DDEVTYPE_HAL, adapterFormat,
D3DUSAGE_DEPTHSTENCIL, D3DRTYPE_SURFACE, depthFormat);
if (FAILED(hr))
return false;
// Verify that the depth format is compatible.
hr = m_pD3D->CheckDepthStencilMatch(adapter, D3DDEVTYPE_HAL, adapterFormat,
adapterFormat, depthFormat);
return SUCCEEDED(hr);
}
bool DisplayDeviceD3D::setPixelShader(IDirect3DPixelShader9 * pPixelShader,
ID3DXConstantTable * pConstants)
{
if (sm_bUseFixedFunction)
{
clearPixelShader();
return false;
}
if (m_pPS != pPixelShader || m_pPSConstants != pConstants)
{
clearPixelShader();
if (!pPixelShader)
return true;
if (m_pD3DD->SetPixelShader(pPixelShader) != D3D_OK)
return false;
m_pPS = pPixelShader;
m_pPS->AddRef();
m_pPSConstants = pConstants;
m_pPSConstants->AddRef();
}
if (m_pPSConstants != NULL)
{
m_pPSConstants->SetDefaults(m_pD3DD);
updateGlobals(m_pPSConstants);
}
return true;
}
bool DisplayDeviceD3D::setVertexShader(IDirect3DVertexShader9 * pVertexShader,
ID3DXConstantTable * pConstants)
{
if (sm_bUseFixedFunction)
{
clearVertexShader();
return false;
}
if (m_pVS != pVertexShader || m_pVSConstants != pConstants)
{
clearVertexShader();
if (!pVertexShader)
return true;
if (m_pD3DD->SetVertexShader(pVertexShader) != D3D_OK)
return false;
m_pVS = pVertexShader;
m_pVS->AddRef();
m_pVSConstants = pConstants;
m_pVSConstants->AddRef();
}
if (m_pVSConstants != NULL)
{
m_pVSConstants->SetDefaults(m_pD3DD);
updateGlobals(m_pVSConstants);
}
return true;
}
void DisplayDeviceD3D::updateGlobals(ID3DXConstantTable * pConstants)
{
// Set pre-defined constants
D3DXMATRIX mWorldTransform;
m_pD3DD->GetTransform(D3DTS_WORLD, &mWorldTransform);
Shader::applyConstant(this, pConstants, "mWorld", mWorldTransform);
D3DXMATRIX mViewTransform;
m_pD3DD->GetTransform(D3DTS_VIEW, &mViewTransform);
Shader::applyConstant(this, pConstants, "mView", mViewTransform);
D3DXMATRIX mProjection;
m_pD3DD->GetTransform(D3DTS_PROJECTION, &mProjection);
Shader::applyConstant(this, pConstants, "mProj", mProjection);
Shader::applyConstant(this, pConstants, "vCameraPos", m_Proj.m_vPosition);
}
void DisplayDeviceD3D::clearShaders()
{
clearPixelShader();
clearVertexShader();
}
void DisplayDeviceD3D::clearPixelShader()
{
if (m_pPS != NULL)
{
m_pD3DD->SetPixelShader(NULL);
RELEASEDD(m_pPS);
RELEASEDD(m_pPSConstants);
}
}
void DisplayDeviceD3D::clearVertexShader()
{
if (m_pVS != NULL)
{
m_pD3DD->SetVertexShader(NULL);
RELEASEDD(m_pVS);
RELEASEDD(m_pVSConstants);
}
}
//----------------------------------------------------------------------------
void DisplayDeviceD3D::enumerateModes()
{
static D3DFORMAT SUPPORTED_MODES[] =
{
D3DFMT_X8R8G8B8,
D3DFMT_X1R5G5B5,
};
sm_ModeList.release();
LPDIRECT3D9 D3D = Direct3DCreate9(D3D_SDK_VERSION);
if (D3D != NULL)
{
for (unsigned int i = 0; i<D3D->GetAdapterCount(); i++)
{
D3DADAPTER_IDENTIFIER9 d3dai;
D3D->GetAdapterIdentifier(i, 0, &d3dai);
for (int k = 0; k<sizeof(SUPPORTED_MODES) / sizeof(D3DFORMAT); ++k)
{
for (unsigned int j = 0; j<D3D->GetAdapterModeCount(i, SUPPORTED_MODES[k]); j++)
{
D3DDISPLAYMODE d3ddm;
D3D->EnumAdapterModes(i, SUPPORTED_MODES[k], j, &d3ddm);
int depth = getFormatDepth(d3ddm.Format);
if (depth > 0)
{
CharString description;
description.format("%d:%dx%dx%d", i, d3ddm.Width, d3ddm.Height, depth);
DisplayDevice::Mode newMode;
newMode.modeDescription = description;
newMode.deviceID = (void *)i;
newMode.screenSize = SizeInt(d3ddm.Width, d3ddm.Height);
newMode.colorFormat = findFormat(d3ddm.Format);
bool found = false;
for (int k = 0; k<sm_ModeList.size() && !found; k++)
if (newMode.modeDescription == sm_ModeList[k].modeDescription)
found = true;
if (!found)
sm_ModeList.push(newMode);
}
}
}
}
// release the objects
RELEASEDD(D3D);
}
}
ColorFormat::Format DisplayDeviceD3D::findFormat(D3DFORMAT format)
{
switch (format)
{
case D3DFMT_R8G8B8:
return ColorFormat::RGB888;
case D3DFMT_A8R8G8B8:
return ColorFormat::RGB8888;
case D3DFMT_X8R8G8B8:
return ColorFormat::RGB888L;
case D3DFMT_R5G6B5:
return ColorFormat::RGB565;
case D3DFMT_X1R5G5B5:
return ColorFormat::RGB555;
case D3DFMT_A1R5G5B5:
return ColorFormat::RGB5551;
case D3DFMT_A4R4G4B4:
return ColorFormat::RGB4444;
case D3DFMT_R3G3B2:
return ColorFormat::RGB332;
case D3DFMT_DXT1:
return ColorFormat::DXT1;
case D3DFMT_DXT3:
return ColorFormat::DXT3;
case D3DFMT_DXT5:
return ColorFormat::DXT5;
}
return ColorFormat::INVALID;
}
D3DFORMAT DisplayDeviceD3D::findFormat(ColorFormat::Format format)
{
switch (format)
{
case ColorFormat::RGB888:
return D3DFMT_R8G8B8;
case ColorFormat::RGB8888:
return D3DFMT_A8R8G8B8;
case ColorFormat::RGB888L:
return D3DFMT_X8R8G8B8;
case ColorFormat::RGB565:
return D3DFMT_R5G6B5;
case ColorFormat::RGB555:
return D3DFMT_X1R5G5B5;
case ColorFormat::RGB5551:
return D3DFMT_A1R5G5B5;
case ColorFormat::RGB4444:
return D3DFMT_A4R4G4B4;
case ColorFormat::RGB332:
return D3DFMT_R3G3B2;
case ColorFormat::DXT1:
return D3DFMT_DXT1;
case ColorFormat::DXT3:
return D3DFMT_DXT3;
case ColorFormat::DXT5:
return D3DFMT_DXT5;
}
return D3DFMT_UNKNOWN;
}
int DisplayDeviceD3D::getFormatDepth(D3DFORMAT format)
{
switch (format)
{
case D3DFMT_R8G8B8:
return 24;
case D3DFMT_A8R8G8B8:
case D3DFMT_X8R8G8B8:
return 32;
case D3DFMT_R5G6B5:
case D3DFMT_X1R5G5B5:
case D3DFMT_A1R5G5B5:
case D3DFMT_A4R4G4B4:
return 16;
case D3DFMT_R3G3B2:
case D3DFMT_P8:
return 8;
}
return 0;
}
void DisplayDeviceD3D::setD3DMatrix(D3DMATRIX & m, const Matrix33 & mRotation, const Vector3 & vOffset)
{
m._11 = mRotation.i.x;
m._12 = mRotation.i.y;
m._13 = mRotation.i.z;
m._14 = 0.0f;
m._21 = mRotation.j.x;
m._22 = mRotation.j.y;
m._23 = mRotation.j.z;
m._24 = 0.0f;
m._31 = mRotation.k.x;
m._32 = mRotation.k.y;
m._33 = mRotation.k.z;
m._34 = 0.0f;
m._41 = vOffset.x;
m._42 = vOffset.y;
m._43 = vOffset.z;
m._44 = 1.0f;
}
//------------------------------------------------------------------------------------------------
// EOF
| {
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Color Ideas For Natural Blonde Hair ~ bootxt.com for .
16. Blonde Hair www.pixshark.com Images Galleries With A Bite!
19. Light Blonde Hair www.pixshark.com Images Galleries With A Bite!
28. Light Blonde Hair Colors www.pixshark.com Images Galleries With A Bite!
42. Natural Blonde Hair www.pixshark.com Images Galleries With A Bite! | {
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When I heard the news earlier this year that Rachel Dolezal - the white woman who calls herself black - had changed her name to Nkechi Amare Diallo, my first thought was, "Wow. I know black people who ain't that black!"
Weeks later, I'm still shaking my head.
Nkechi is an Igbo name, short for Nkechinyere, which means "What God has given" or "God's own." The woman previously known as Dolezal claims that she didn't choose the name but that it was bestowed by a member of that Nigerian ethnic group. That man, she says, told her, "We see you. My tribe sees you for who you are, and you have this high frequency in your soul and you're incarnated into this white envelope. And you were brought here as a gift from the gods to challenge white supremacy spiritually."
"You're incarnated into this white envelope." You know that man's sides are still sore with laughter.
The writer who interviewed her for an alternative newspaper in Seattle, confesses to being taken aback that Dolezal is now using the name that the writer's sister was given. Ijeoma Oluo says that when she learned of the name change to Nkechi, "My jaw dropped in disbelief."
Oluo, who has written a primer on how to have better conversations about race, attempts to have a meaningful conversation about race with the woman who disagrees with her parents that she is white. In keeping with her new name, the woman formerly known as Dolezal comes across as if she's God's gift to black folks, the person we need to help us make sense of things.
"Throughout our conversation," Oluo writes, "I get the increasing impression that, for someone who claims to love blackness, Rachel Dolezal has little more than contempt for many black people and their own black identities.
"I point out that I am a black woman with a political-science degree who writes about race and culture for a living, who has indeed read 'those books.' I find her blanket justification of 'race is a social construct' overly simplistic. 'Race is just a social construct' is a retort I get quite often from white people who don't want to talk about black issues anymore. A lot of things in our society are social constructs--money, for example--but the impact they have on our lives, and the rules by which they operate, are very real. I cannot undo the evils of capitalism simply by pretending to be a millionaire."
Oluo acknowledges early on that she's upset that the experiences and the issues of black women have largely been ignored as the public fixates its attention on a white woman with box braids. But as reluctant as she may have been to think about her, to read her book and sit with her at her house, the piece that Oluo has written is valuable.
Perhaps the strongest point Oluo makes is this: Despite Nkechi Amari Diallo's claim that race is just a concept that can be ignored, dark-skinned people can't just up and declare themselves to be white. The claim that she's making is only one that a white person could make, which, you've got to admit, is deeply ironic.
You can read Oluo's entire piece in The Stranger here: "The Heart of Whiteness: Ijeoma Oluo Interviews Rachel Dolezal, the White Woman Who Identifies as Black." | {
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The Detroit RiverFront Conservancy has a new top boss. And this time, the CEO is a real estate property manager.
Faye Alexander Nelson led the conservancy for more than a decade before she left in February to head the DTE Energy Foundation. Under Nelson's stewardship, the conservancy made great strides in creating and refreshing public spaces: the RiverWalk, Dequindre Cut, and other investments that connect public parks and public art. Now, the riverfront is ready for more of the private economic development that complements those features — namely restaurants, shops, nightlife and residences.
Mark Wallace (See story), here are some items for your to-do list: We'd like to see riverfront pubs to grab a burger and beer after work and some new shops to buy Detroit-made gifts. How about an upscale ice cream parlor? We could even invite the Nain Rouge to a series of grand openings instead of a banishment parade.
The riverfront, and much of Detroit, can be likened to a partially painted canvas. It's time to color in the details. | {
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A Slave Family in the Ante-Bellum South
Abstract: Twentieth century scholars of Afro-American history have offered two basically different interpretations concerning the effect of slavery on the black family. In his famous 1932 study The Negro Family in the United States, Negro sociologist E. Franklin Frazier asserted that slavery destroyed the black family. Fundamental economic forces and material interests, he said, shattered even the toughest bonds of black familial sentiments and parental love. Supporting Frazier in the 1959 comparative analysis, Slavery: A Problem in American Intellectual and Institutional Life, white historian Stanley M. Elkins listed four reasons for the destruction of the black slave family: sexual exploitation, separation, miscegenation, and restrictive legal codes. "The law could permit no aspect of the slave's conjugal state to have an independent legal existence." In an examination of the urban South, historian Richard C. Wade likewise concluded that "For a slave, no matter where he resided, a house was never a home. Families could scarcely exist in bondage. The law recognized no marriage." And Daniel P. Moynihan, in his 1965 report, re-iterated that slavery had an extremely negative effect on the black family.
Journal of Negro History 60 (January 1975):29-44
Effect of slavery on the black family | {
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ALL WORKSHOP REGISTRATIONS ARE FINAL!
Your invoice number is located in the meeting registration email receipt sent by the payment processor, authorize.net. It starts with "AAPA19".
If you cannot locate it, look it up here. | {
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(Above) My Bicycle Book, saddle stitched, published by the Board of Education, Palo Alto, CA, 1941, Via Ampersand Vintage. Click image for larger view.
(Above) Ceramic pot by Rudy Autio (1926 - 2007), via here. Click for larger view.
(Above) Collection of 16 Balsa Wood Model Airplane Ribs, c. 1940-1950. Via Heir Antiques. Click for larger view.
(Above) Collection of 12 pressed steel children's tricycle seats. Via Lost Found Art. Click for larger view.
(Above) Laszlo Moholy-Nagy, photogram. 1923; Silver print. Collection of Charles Isaacs, via Luminous Lint. Click for larger view.
(Above) "HAY..............For Sale." Via Candler Arts. Click for larger view.
(Above) Monkey skull from Africa; covered in mud and raffia. Circa 1925. Via Historia Antiques. Click for larger view. | {
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Goldstone Technologies Limited provides information technology (IT) and IT enabled services in India and internationally. The last earnings update was 69 days ago. More info.
GOLDTECH underperformed the IT industry which returned 19.3% over the past year.
GOLDTECH outperformed the Market in India which returned -0.7% over the past year.
Is Goldstone Technologies undervalued based on future cash flows and its price relative to the stock market?
It is not possible to calculate the future cash flow value for Goldstone Technologies. This is due to cash flow or dividend data being unavailable. The share price is ₹13.5.
The amount the stock market is willing to pay for Goldstone Technologies's earnings, growth and assets is considered below, and whether this is a fair price.
Are Goldstone Technologies's earnings available for a low price, and how does this compare to other companies in the same industry?
** Primary Listing of Goldstone Technologies.
Goldstone Technologies is good value based on earnings compared to the IN IT industry average.
Goldstone Technologies is good value based on earnings compared to the India market.
Does Goldstone Technologies's expected growth come at a high price?
Unable to calculate PEG ratio for Goldstone Technologies, we can't assess if its growth is good value.
What value do investors place on Goldstone Technologies's assets?
* Primary Listing of Goldstone Technologies.
Goldstone Technologies is good value based on assets compared to the IN IT industry average.
Goldstone Technologies has a total score of 3/6, see the detailed checks below.
How is Goldstone Technologies expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company's ability to generate profit. But as Goldstone Technologies has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
Is Goldstone Technologies expected to grow at an attractive rate?
Unable to compare Goldstone Technologies's earnings growth to the low risk savings rate as no estimate data is available.
Unable to compare Goldstone Technologies's earnings growth to the India market average as no estimate data is available.
Unable to compare Goldstone Technologies's revenue growth to the India market average as no estimate data is available.
Unable to determine if Goldstone Technologies is high growth as no earnings estimate data is available.
Unable to determine if Goldstone Technologies is high growth as no revenue estimate data is available.
All data from Goldstone Technologies Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
Unable to establish if Goldstone Technologies will efficiently use shareholders' funds in the future without estimates of Return on Equity.
Examine whether Goldstone Technologies is trading at Goldstone Technologies'san attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
Goldstone Technologies's competitive advantages and company strategy can generally be found in its financial reports archived here.
Goldstone Technologies has a total score of 0/6, see the detailed checks below.
How has Goldstone Technologies performed over the past 5 years?
Below we compare Goldstone Technologies's growth in the last year to its industry (IT).
Goldstone Technologies's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
Goldstone Technologies has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
Goldstone Technologies has become profitable in the last year making it difficult to compare the IN IT industry average.
Goldstone Technologies's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Goldstone Technologies has not efficiently used shareholders' funds last year (Return on Equity less than 20%).
Goldstone Technologies used its assets less efficiently than the IN IT industry average last year based on Return on Assets.
Goldstone Technologies has become profitable over the past 3 years. This is considered to be a significant improvement in its use of capital (Return on Capital Employed).
Goldstone Technologies has a total score of 1/6, see the detailed checks below.
How is Goldstone Technologies's financial health and their level of debt?
The boxes below represent the relative size of what makes up Goldstone Technologies's finances.
Goldstone Technologies is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
Goldstone Technologies's cash and other short term assets cover its long term commitments.
This treemap shows a more detailed breakdown of Goldstone Technologies's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
All data from Goldstone Technologies Company Filings, last reported 3 months ago.
Goldstone Technologies's level of debt (12.6%) compared to net worth is satisfactory (less than 40%).
The level of debt compared to net worth has increased over the past 5 years (2.2% vs 12.6% today).
What is Goldstone Technologies's current dividend yield, its reliability and sustainability?
Current annual income from Goldstone Technologies dividends.
If you bought ₹2,000 of Goldstone Technologies shares you are expected to receive ₹0 in your first year as a dividend.
Unable to evaluate Goldstone Technologies's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate Goldstone Technologies's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as Goldstone Technologies has not reported any payouts.
Unable to verify if Goldstone Technologies's dividend has been increasing as the company has not reported any payouts.
What portion of Goldstone Technologies's earnings are paid to the shareholders as a dividend.
Unable to calculate sustainability of dividends as Goldstone Technologies has not reported any payouts.
What is the CEO of Goldstone Technologies's salary, the management and board of directors tenure and is there insider trading?
Mr. C. Sudhakar Reddy has been Managing Director and Additional Director of Goldstone Technologies Limited since May 27, 2017 and April 7, 2017 respectively.
C.'s remuneration is lower than average for companies of similar size in India.
The average tenure for the Goldstone Technologies management team is less than 2 years, this suggests a new team.
The tenure for the Goldstone Technologies board of directors is about average.
Goldstone Technologies has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.
Do Insiders Own Lots Of Shares In Goldstone Technologies Limited (NSE:GOLDTECH)?
What Kind Of Shareholders Own Goldstone Technologies Limited (NSE:GOLDTECH)?
Has Goldstone Technologies Limited's (NSE:GOLDTECH) Earnings Momentum Changed Recently?
Increase in profitability and industry-beating performance can be essential considerations in a stock for some investors. … View out our latest analysis for Goldstone Technologies? … How Did GOLDTECH's Recent Performance Stack Up Against Its Past.
Did Goldstone Technologies Limited (NSE:GOLDTECH) Create Value For Investors Over The Past Year?
With An ROE Of 3.52%, Can Goldstone Technologies Limited (NSE:GOLDTECH) Catch Up To The Industry?
Check out our latest analysis for Goldstone Technologies What you must know about ROE Firstly, Return on Equity, or ROE, is simply the percentage of last years' earning against the book value of shareholders' equity. … Return on Equity = Net Profit ÷ Shareholders Equity ROE is assessed against cost of equity, which is measured using the Capital Asset Pricing Model (CAPM) – but let's not dive into the details of that today. … This is called the Dupont Formula: Dupont Formula ROE = profit margin × asset turnover × financial leverage ROE = (annual net profit ÷ sales) × (sales ÷ assets) × (assets ÷ shareholders' equity) ROE = annual net profit ÷ shareholders' equity NSEI:GOLDTECH Last Perf Jun 5th 18 The first component is profit margin, which measures how much of sales is retained after the company pays for all its expenses.
Was Goldstone Technologies Limited's (NSE:GOLDTECH) Earnings Decline Part Of A Broader Industry Downturn?
Investors with a long-term horizong may find it valuable to assess Goldstone Technologies Limited's (NSEI:GOLDTECH) earnings trend over time and against its industry benchmark as opposed to simply looking at a sincle earnings announcement at one point in time. … NSEI:GOLDTECH Income Statement May 22nd 18 We can further analyze Goldstone Technologies's loss by looking at what the industry has been experiencing over the past few years. … This means whatever uplift the industry is enjoying, Goldstone Technologies has not been able to reap as much as its industry peers.What does this mean?
Over the past year, GOLDTECH has ramped up its debt from ₹117.60M to ₹131.46M – this includes both the current and long-term debt. … NSEI:GOLDTECH Historical Debt Mar 23rd 18 Can GOLDTECH service its debt comfortably? … Risk around debt is very low for GOLDTECH, and the company also has the ability and headroom to increase debt if needed going forward.Next Steps: Although GOLDTECH's debt level is relatively low, its cash flow levels still could not copiously cover its borrowings.
How Financially Strong Is Goldstone Technologies Limited (NSE:GOLDTECH)?
GOLDTECH's level of debt is appropriate relative to its total equity, at 21.50%. … GOLDTECH is not taking on too much debt commitment, which may be constraining for future growth. … GOLDTECH's cash flow coverage indicates it could improve its operating efficiency in order to meet demand for debt repayments should unforeseen events arise.
Goldstone Technologies Limited provides information technology (IT) and IT enabled services in India and internationally. The company offers business intelligence and analytics services, such as Tableau software; SAP business intelligence consulting solutions and services for harnessing structured data; GTL center of excellence for business intelligence; strategic enterprise management offerings and enterprise portal implementation services; and SLA based application support services in the areas of production support, maintenance and enhancements, operational support, user security, and application health monitoring. It also provides application development and management services; enterprise application services consisting of business process management and portal services; infrastructure services comprising remote infrastructure, data center, expert, and value added services; and offshore-based technical support and staffing services. In addition, the company offers mobile services, including app testing, handset testing, and porting; and mobile and video conferencing solutions, as well as support services. It serves various industries, such as IT, hi-tech and manufacturing, consumer packaged goods, financial services and banking solutions, and media and entertainment industries. The company was founded in 1994 and is based in Hyderabad, India. | {
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The education that you choose for your child is very important. Deciding if your child should be enrolled at a public school or a private school is one of the things that you should address as a parent. It has been common for parents to only splurge on expenses when they know that their child would be getting a lot of benefits for it. As a matter of fact, the kind of education students get from some public schools is already of quality. Though public schools until this day still do not require any tuition costs, the benefits of enrolling your child in private schools still outweigh the costs of the public school that you choose.
Students who are enrolled in private schools have greater access to teachers, are challenged academically, feel safer than their public school counterparts, and are exposed to clearer value systems. For you to be sure that you are putting your child to the right private school, you have to do some research work early on. Always remember that the competition is high when it comes to private school admissions. Finding the perfect private school fit for your child is going to be very challenging. Before you go and find a private school for your child, here is why you should choose a private school for your child.
One of the benefits of choosing private schools over public schools is that children will be challenged to a higher level of academic standard. There is more academic rigor when you enroll your child in private schools than public schools. For their grade point averages, private school students have to keep up with more criteria. Compared with public high schools, private high schools have more demanding graduation requirements.
The student teacher ratio of private schools is also better. With private schools, you can expect their class size to be better controlled. In terms of size, private high schools have an average of less than half the average size of public schools. With a class size that is more controlled, you can expect private school students to form better relationships with their teachers. Students will be led to having more chances of gaining academic success. Moreover, students are also easily assisted with their academic problems allowing for faster resolution of issues the right way.
Also, students enrolled in private schools will have better exposure to the arts. If you look at the curriculum of private schools, they can be customized accordingly. While they are still expected to provide the basic course as any school, they have the option to add more elements to their curriculum. It has been shown that private school administrators can come up with programs that put emphasis on the arts. They may come up with musicals and plays that would help their students express themselves more and explore their talents.
Next PostNext Why not learn more about Tourism? | {
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EXCLUSIVE: Details of the NHL Owners' New Offer to NHLPA
The investigative team of The Real Hockey News has uncovered details of the new offer made by the NHL's owners to the players. Here are a few of the new demands:
1) All NHL players have to apologize for being mean
In the first section of the new offer, the owners are requiring that each member of the NHLPA must publicly apologize for their actions during the lockout.
"It's the collective feeling of the owners that many players were a bit mean," NHL Commissioner Gary Bettman told The Real Hockey News. "And a lot of that meanness was directed towards me, so I made sure that it was put into writing that they apologize. I still cry myself to sleep every night, those sons of [expletive]."
In the new offer, it is stated that players must hold a press conference in which they must each apologize one by one on camera. In addition, each player must also send a hand-written letter to Bettman expressing sincere apologies.
"I don't think it's too much to ask," Bettman said.
2) Players have to take ice as Paulina Gretzky's Collecting Dust" plays for every game
The NHL owners' second demand will require the players to forgo taking the ice as energetic rock music pays, and instead use Paulina Gretzky's hit song, "Collecting Dust" as their song.
"It's just a nice, fun song that really captures what it means to be a young girl in love," said New Jersey Devils owner Jeffrey Vanderbeek. "I think the players can learn something from it. I sure have."
3) Sidney Crosby has to wear this sweatshirt to a nightclub:
"This was actually a demand from the players," Bettman said. "But the owners liked it so much, they put it in their offer, too."
Tags : NHL, sports
← American Hockey Fan Tries to Watch World Juniors, Fails
Comedian Jim Norton Attacked By Cross-Dressing Sabres Fans and Derek Roy in Buffalo Bar → | {
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India's developed states have a major health problem, and it's not malnutrition.
A recent study published by The Lancet has drawn attention to the rise of non communicable lifestyle diseases in India's developed states.
Sample this. The states with the highest incidences of lifestyle diseases like cancer, diabetes, and cardiovascular disease are those with the highest per capita income. Tamil Nadu tops the chart, followed by Kerala, Punjab, and Goa.
The study was conducted by the Indian Council of Medical Research (ICMR), Public Health Foundation of India (PHFI), and the Institute for Health Metrics and Evaluation (IHME) as part of the Global Disease Burden survey.
The contribution of most of the major non-communicable diseases to the total disease burden has been going up in India since 1990. These include cardiovascular diseases, diabetes, chronic respiratory diseases, mental health and neurological disorders, cancers, musculoskeletal disorders, and chronic kidney disease.
Among the leading non-communicable diseases, the largest disease burden or DALY rate increase from 1990 to 2016 was 80 percent for diabetes and 34 percent for ischaemic heart disease.
Punjab has seen a drastic increase in lifestyle diseases.
According to the Lancet report, Punjab had 157 percent higher per person burden from diabetes, 134 percent higher burden from ischaemic heart disease; 49 percent higher burden from stroke, and 56 percent higher burden from road injuries.
Another major contributor to the disease burden was tobacco use at six percent. Instances of COPD – or Chronic Obstructive Pulmonary Disease – was the highest in states like Rajasthan, Uttarakhand, Uttar Pradesh, Himachal Pradesh, Haryana, and Jammu and Kashmir.
Overall life expectancy also saw a rise from 1990 to 2016, with women's life expectancy increasing to 70.3 years, while that of men being 66.9 years. | {
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Best way to travel, discover new places, make new friends and save some money! Very recommended!
I was in Andorra last weekend of January and it was AMAZING! New friends, very nice hotel, awesome parties and tons of great memories! Thanks guys for organizing great events for students! High fives! | {
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While Israel has frozen its compliance with recent peace accords, the Palestinian Authority is not fully complying with its own commitments, senior American and Israeli officials said today.
Among the problems they cite are incendiary Palestinian statements about prisoner releases and lagging efforts to confiscate illegal firearms and to cut the security forces. These were not supposed to happen under the accords reached in Wye, Md., in October. But Yasir Arafat, the Palestinian leader, has denied Israel charges that the Palestinians are violating the Wye accords.
The deficiencies made it harder for Prime Minister Benjamin Netanyahu to keep selling the accord to the Israeli Cabinet, the officials said. And American officials in Washington and the Middle East have scrambled to cool tempers and get Palestinians to meet their obligations.
As President Clinton prepared to fly to the Middle East early Saturday, the Americans have pressed Palestinian officials to stop any statements that would qualify as incitement to violence and to call off hunger strikes by Palestinians being held in jail.
While each side has raised contentious issues during ongoing security talks, presided over by the C.I.A., security professionals have nonetheless continued to engage each other seriously.
Late on Thursday, American diplomats worked out procedures with the Palestinians for a crucial meeting on Monday in Gaza that Mr. Clinton will attend. At that time, a quorum of the Palestinian National Council and other Palestinians are to ''reaffirm'' that clauses in the Palestinian charter calling for Israel's destruction have been nullified. But the Americans have not yet received Israeli backing for those procedures.
At a news conference at the White House today, Secretary of State Madeleine K. Albright and Samuel R. Berger, the national security adviser, refused to say whether there would be a formal vote at the meeting, which the Israelis have demanded. The reaffirmation ''will be done through a set of procedures that have been agreed upon,'' Ms. Albright said, but she did not specify them.
Ms. Albright urged Israelis and Palestinians to carry out all their obligations under the Wye accord, under which Israel will withdraw in phases from a further 13 percent of the West Bank in return for Palestinian steps against terrorism.
As White House domestic aides continued to raise the difficulty of the trip's timing -- with Mr. Clinton in the Middle East until late Tuesday night, when the House discusses his impeachment -- Mr. Clinton's aides on the foreign side insisted that the trip had to go ahead for the sake of the peace effort.
''I don't think the President had second thoughts for a second about going on this trip,'' Mr. Berger said.
But senior American officials conceded that with Mr. Netanyahu in political trouble with his right wing and Mr. Arafat trying to placate radicals on his left, Mr. Clinton would need all his political skills to navigate what was supposed to be a celebratory visit.
The President's special Middle East envoy, Dennis B. Ross, was called back to Washington to help senior officials prepare for the morning briefing and then to travel back with the President on Saturday. It will be Mr. Clinton's fourth visit to Israel as President.
But other officials said American diplomats in Israel were spending much of their time using the leverage of Mr. Clinton's visit to get Mr. Arafat to cool the polemics about prisoners and to stop street demonstrations that have led to violence.
On Thursday, Senator Frank R. Lautenberg, Democrat of New Jersey, wrote Mr. Clinton a letter praising the Wye accords but saying, ''Israel has complied with her obligations under Wye thus far, but continued implementation is in jeopardy because the Palestinans have not followed through on their commitments.'' He urged Mr. Clinton ''to press the Palestinians to implement aggressively their new laws outlawing possession of weapons and preventing incitement'' and to insure that the Palestinian National Council ''makes unmistakably, unambiguously clear'' that offending clauses of the charter are repealed. | {
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Q: Get value from document in Mongo database i am new to coding and to want to fetch value of URl ("url": "https://test.com",) from document returned from mongo database. kindly help me thanks. I attached the document and code which i write
{
"_id": {
"$oid": "test123"
},
"settings": {
"disableHelp": false
},
"contact_code": "+1",
"verification_string": "xxxxxxxxxxxxxxxxxxxxxxxxx",
"verification_email_sent": "no",
"username": "[email protected]",
"lastname": "Douglas",
"channels": [
{
"_id": {
"$oid": "xxxxxxx"
},
"channelName": "xxxxx",
"isChannelActive": true,
"id": 358,
"url": "https://test.com",
"channelType": "hello",
"authorizationDomain": "ws.test.com"
}
],
"__v": 0
}
MongoCollection<Document> collection;
MongoClientURI connectionString;
MongoClient mongoClient;
connectionString = new MongoClientURI("credentiala.com");
mongoClient = new MongoClient(connectionString);
database = mongoClient.getDatabase("database name");
collection = database.getCollection("collectionName");
Document myDoc = collection.find().first();
myDoc = collection.find(eq("username", "[email protected]")).first();
System.out.println("value is ----" + myDoc.get("verification_string").toString());
A: Here is the code to retrieve the value of URI.
List<Document> arr = (List<Document>) myDoc.get("channels");
System.out.println(arr.get(0).get("url"));
A: You can use JSON.parse(jsonString) function and pass your JSON string to it.
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In Bangkok some years ago, my husband and I went to see a movie at the Emporium, a modern US-style mall, housed in a slick skyscraper on Sukhumvit Road near where the old Chokchai Steakhouse used to be. Before the movie began, instead of previews, the Thai National Anthem started playing along with a montage depicting the King's achievements over his 57-year reign. My husband stood up, as did everyone else in the theater, while I sat munching on my shrimp chips wondering if they'd not laced the Coca Cola I was drinking with extra sugar.
I was yanked up from my chair.
"Oh come on," I said to him.
"It's disrespectful."
He grew up here, and was nothing but serious.
A decade or so later, I stumbled upon the film Anna and the King of Siam playing on Turner Classic Movies. A British widow moves with her son to Thailand to be governess to King Mongkut's 58 children, and no, it's not the film you think you know, The King and I, the version with Yul Brenner and Deborah Kerr based off the Broadway musical, the one so engrained in our minds that we can no longer stand to watch the film (and why I'd almost changed the channel). Nor was this Anna and the King, the 1999 version with a frosty Jodie Foster and some other guy not worth mentioning. I didn't even know this Anna existed; the dark horse 1947 black and white original with Rex Harrison and Irene Dunne; no singing, no dancing, I was riveted, at once engrossed.
It is darker than the other versions. Immediately, we are presented with the plight of a highly educated and respected woman transplanted into a country where the highest honor given to a woman is to be included in the King's harem. It's where the story begins, with one of the many wives. She has just been delivered to the King along with other token gifts from revelers around the world. She will later dishonor the King by leaving the palace, and this is where the film takes an unexpected turn. While Anna does her best to dissuade the King from the very kind of barbarism he's trying to extract his country out of, we watch this wife and the man she loves burn at the stake.
Anna is about to leave Siam, but as she's saying her goodbyes her son dies in a freak horse accident. Anna is devastated, for the only reason she'd taken the position in the first place was to give her son a better life. Ultimately, after a long and grim mourning period, she stays to advise the King, but only because she has nowhere else to go.
Rex Harrison is mesmerizing as the eccentric ruler, a deeply conflicted man, with a kind heart and insatiable mind, relentless in his search for truth and the knowledge that will earn his country respect in the modern world.
Irene Dunne is wonderful as an intelligent, stubborn, independent woman grossly ignorant about the culture in which she has thrown her son and herself into. Her resistance to lower herself before the King (one must always be lower than the King while in his presence, a difficult feat when the King is lying down, for instance), reminded me of my resistance to stand before the King's tribute in the theater.
I have learned so much since then about what it means to be a guest in a foreign country, the willingness to learn, listen, engage, and, above all, respect. Yes, Anna advised the King, but the King also imparted much wisdom on Anna. Their respect was mutual, and inherent. Anna did ultimately lower herself before the king, as did I stand up tall in that theater. | {
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FRANK W. BOWDON, ENS, USN
Frank Bowdon '80
The Lucky Bag was first published in 1894.
Naval Academy Register
Frank Welch Bowdon was admitted to the Naval Academy from Texas on September 11, 1875 at age 17 years 7 months.
From America's Man in Korea: The Private Letters of George C. Foulk, 1884-1887:
The Trenton went to Nagasaki about ten days ago. Just before she left Ensign Bowdon died of black measles at Chemulpo. His death was a very sad one. He was with me in the Library of the Navy Department while I was there, and I therefore knew him particularly well. Taht he died here was all the sadder, because he was almost decided to resign just before the Trenton left New York, to study law with his brother. He was an earnest, good officer, quiet and well liked. He was very fat, and when the measles fever set in, he could not perspire, the pores having closed up. So he died suddenly of blood poisoning. Ip-tong, Kachon Kol, Seoul, July 22, 1884
From Proceedings of the United States Naval Institute:
Ensign Frank Welch Bowdon. Born January 16, 1858. Appointed a Cadet Midshipman, September 24, 1875. Graduated, June 3, 1880. Ordered to the Galena, August 13, 1880, and detached June I, 1882. Appointed a Midshipman, June 22, 1882. Ordered to training ship New Hampshire, August 18, 1882, and on October 4 was detached and ordered to special duty in Bureau of Navigation. Commissioned an Ensign, Junior Grade, March 3, 1883. Ordered, September 1, 1883, to Trenton. He died on board the Trenton, at Korea, on June 24, 1884. Total sea service, two years, eleven months. Shore duty, five years and four months. Total service, eight years and nine months.
From Naval History and Heritage Command:
Cadet Midshipman, 24 September, 1875. Graduated, 22 June, 1882. Ensign, Junior Grade, 3 March, 1883. Died 24 June, 1884.
It appears that a letter of his was published in the Galveston Daily News on May 19, 1884. He was serving aboard USS Trenton (1876), which was the first Navy ship to receive electric lights.
Seems likely that this father: Franklin Welsh Bowdon.
Frank is one of 4 members of the Class of 1880 on Virtual Memorial Hall.
← Charles Cabaniss '80
Francis Haeseler '80 →
Retrieved from "http://usnamemorialhall.org/index.php?title=FRANK_W._BOWDON,_ENS,_USN&oldid=89547"
MH error-SBO
This page was last modified at 08:55 on 3 November 2019. | {
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The Boston belle cafe operates on the rivers and canals of London, Olympic Park on the river Lee, to Tottenham hale, Olympic Park, Hackney Wick to Limehouse basin,, Mile end, Victoria Park, lslington city basin, King's Cross, Battle Street basin, Camden, and out west to Little Venice, and Paddington. We are open for off sales, hot and cold drink refreshments and cakes for towpath users, we also offer table service on board, a full tea, and coffee service for twelve passengers or just rest for a while and enjoy the scenery while moored up.The coffee we make on the Boston belle cafe is done in the old fashioned way, moka pots, no machines here, the coffee we use is Lavazza, Italian. We use Twinings tea, and have at least twenty eight different options, we have really fantastic cakes, all hand made by an ltalian company called Sodoli, all great reasons to relax and enjoy the canalside environment. .
The entrance at the moment is at the bow end of the boat, the pointed end, of front to none boaters, We are in process at the moment, improving the other entrance /exit at the rear of the boat. We are fully insured for twelve fare paying passengers and crew, We are looking for moorings at the moment, so we can start doing private chartered cafe cruises, something different for the regents canal. | {
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Note: For the sake of relative brevity and singular focus, only purely Spanish names will be covered here. Though there are also many names of Catalan, Basque, and Galician origin in Spain, each is a distinct language with an accompanying unique culture. Just because different ethnic groups live together doesn't mean they're basically identical.
My Atlantic City characters Rich and Thelma Norris are half-Spanish through their disinterested, absentee lawyer mother Maria. Mrs. Norris's birth surname was Gómez, and her ancestors came from Spain. She has very strong blood, and both of her children came out with black hair and eyes. Originally, they were written as having hair so black it naturally had blue highlights, but as an adult, I'm not so sure that's biologically possible or realistic. It's the kind of thing I'd expect from a cheesy Seventies romance novel!
One of Cinnimin's neighbors, Antonia Cortez, is also of Spanish descent. She's married to Patrick Valli, who Cinni loves to hate. Mrs. Cortez is the only woman in town of that generation who kept her name.
In the modern era, Cinnimin and Levon's grandson Calvin marries a nice Dominican woman, Romina Sánchez. Typical Cinni isn't thrilled Calvin converts to Catholicism for his girlfriend, nor that Romina has darker skin. Calvin and Romina will name their kids Bruno and Rosalba.
Pretty much everyone is familiar with the Spanish custom of constantly adding on new names instead of only having one or two. This custom really isn't as confusing as many people think it is. In normal, everyday life, you typically only use your first two names, not all 64! You use your mother's first surname and your father's first surname. Happily, women keep their surnames if they marry, and since 2005, Spanish law no longer mandates the father's surname come first. The names just have to be in the same order for all children of that union.
Like with most other cultures, Spanish surnames too have origins in patronymics, professions, nicknames, and geography. Foundling orphans frequently got surnames designating the town or place where they'd been found, and since many were raised in Church-run orphanages, they also got surnames like Iglesias (Church) and Cruz (Cross).
Spanish uses the Roman alphabet, with pronunciation pretty much everyone is familiar with due to the popularity of Spanish as a second language in schools, and how many Spanish-speakers live in the U.S. The only really different letters are Ñ (like the ny in "canyon" or the Italian GN), RR (a trilled, rolled R), J (H), X (like the Spanish J), and LL. Depending upon the region, LL may be pronounced like a Y, SH, English J, or even a French G. I was taught to pronounce it like a Y, so I pronounce the word llama as "yama." It drives me nuts to hear people pronouncing it "lama"!
Pretty much any Spanish name can be turned into a diminutive by adding -ito, -ita, -cito, -cita, -quito, -quito, -illa, or -illo to the end. If the name ends in a vowel, just remove the vowel first. Other nicknames aren't so obvious. | {
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Steel Industry Job Descriptions, Careers in the Steel Industry, Salary, Employment
Definition and Nature of the Industry, Education and Training Requirements, Getting the Job
The U.S. economy depends heavily on its steel industry. Thousands of products are made of steel or are processed by steel machinery. Automobile bodies, for example, are made of steel sheets. Steel bars are required to make machine parts and to reinforce highways. Pots and pans, razor blades, and home appliances are all made at least partly of steel. In addition, steel machinery helps to process our food and manufacture our clothing.
Many steel-producing establishments in the United States are found around the iron deposits and nearby coal mines of the Great Lakes region, with more than 40 percent of the industry's workers employed in Ohio, Indiana, and Pennsylvania. Steel-producing mills range from specialized plants that employ fewer than 100 workers to huge plants that cover several square miles and have more than 10,000 employees. These large plants are known as fully integrated plants because they perform all the operations needed to convert iron ore into finished steel products. Besides the fully integrated plants, the industry includes mills that melt scrap metal into molten steel and shape it into finished products. These are called electric arc furnace (EAF) mills, or minimills. This is a growing segment of the industry, and in 2006 more than half the steel produced in the United States came from EAF mills.
As of 2004 approximately 156,000 people were employed in the U.S. steel industry, with 48 percent working in production jobs. Some production workers have maintenance, transportation, or plant service jobs. Most plant workers, however, are involved in the many processing operations that turn iron ore into steel and eventually into finished steel products such as sheets, bars, pipes, and wire.
Many workers are involved in the operation of blast furnaces, which are huge steel cylinders lined with a special brick that heats the raw materials to high temperatures. Scale car operators drive railroad cars to bins filled with the needed raw materials. They load these cars, weigh them, and then dump the material into skip cars, which carry it into the blast furnace. In some plants, the
About 80 percent of all employees in the steel industry work in production, primarily in processing operations that turn iron ore into steel and, eventually, finished steel products. (© Brownie Harris/Corbis.)
blast furnace is fed automatically. In other plants, skip car operators are needed to operate the cars with electric and pneumatic controls.
The raw materials—iron ore, coke (a form of coal), and limestone—are heated in the blast furnaces. A blast of hot air helps them to reach extremely high temperatures, which cause a chemical reaction that separates the liquid iron from the other materials. Stove tenders operate valves that adjust the flow of heat to the blast furnace. Skilled workers known as blowers are responsible for the operation of the blast furnace and for the quantity and quality of the iron produced. They supervise other workers, including keepers and their helpers, who remove the liquid iron from the furnace. These workers separate the slag, or impure material, from the iron. Some of the iron is used to make finished products such as frying pans and automobile engine blocks. Most of it is used to produce steel, however, because steel is stronger than iron and goes into making many more products.
Three kinds of furnaces are used in steelmaking: electric furnaces, open hearth furnaces, and basic oxygen furnaces (BOFs). The furnaces heat iron or scrap steel to remove some carbon and other materials and to add ingredients such as silicon and manganese. Details of the steelmaking process vary depending on the kind of furnace, but most of the jobs are similar. At a BOF, workers known as melters direct the loading and melting of ingredients and the taking of samples for testing. Furnace operators supervise helpers and control the furnace. Like the blast furnace, the BOF is a huge steel container lined with brick that can withstand high temperatures. The BOF, however, can be tilted to receive or pour out materials. Scrap crane operators add scrap steel, and charging crane operators add liquid iron to the BOF. The furnace operators must blow in oxygen and add other materials to the furnace at just the right time because steelmaking is a precise operation. If the furnace overheats, the operator has to make it rock to cool it down. Samples of the steel must be tested from time to time by metallurgical engineers. When the steel is exactly as needed, the operator has the furnace tilted so that the steel can be poured out through a hole. Later, the slag, or waste, is poured out separately into a slap pot. Some manufacturers use slag to make cement.
Hot metal crane operators carry the containers full of liquid steel over a long row of molds shaped like large blocks. Steel pourers control the flow of steel into these molds. They are also responsible for keeping the molds clean and smooth and for collecting samples of the steel. Once the steel is hard enough, the blocks, known as ingots, are removed by ingot strippers, who operate large overhead cranes.
The ingots are not ready to be made into finished or semifinished products. Usually, steel is shaped by one of three methods: rolling, casting, or forging. Some of this work is done in forge shops or foundries, but most of it is done in steel mills. Most of the steel shaped in steel mills is processed by rolling. Before they are rolled, steel ingots need to be heated in furnaces known as soaking pits. Workers called soaking pit crane operators lift the ingots into the furnace. Other steelworkers known as heaters control the soaking pit operations. Along with their helpers, they operate controls that regulate the air and fuel flow and the temperature in the soaking pit. When the heated ingots are ready, the crane operator lifts them onto an ingot buggy that carries them to the rolling mill. Here, they are rolled between giant rollers into smaller pieces, called blooms, billets, or slabs, depending on their shape. Workers who are known as rollers control operations in the mill from a glass-enclosed control booth. Some mills have highly automated rolling operations. Rollers are responsible for both the quality and the amount of steel that is produced. They are often assisted by manipulator operators. As the red-hot blooms, billets, and slabs leave the rolling mill on conveyors, workers known as shear operators use heavy machinery to cut them into pieces of the needed length.
Continuous casting is a new process that is increasingly being used in the steel industry. It eliminates the making of steel ingots. Instead, the hot liquid steel is poured directly into molds in the shape of blooms, billets, and slabs. This process requires fewer workers than the older method.
Semifinished steel is usually processed further in various finishing mills. A wide variety of workers take part in the different finishing processes. They include roughers, speed operators, and piercing mill operators.
The education and training you need to work in the steel industry depends on the kind of job you want. Some companies prefer to hire high school or vocational school graduates for processing jobs. Most training is done on the job, however. Usually, workers start in unskilled jobs and learn by helping experienced workers. It takes up to four years to learn some of the most highly skilled jobs, such as those of blowers or rollers, but you may have to wait much longer for an opening in one of these positions. Steel companies often encourage their employees to take courses in subjects such as chemistry, physics, or metallurgy to upgrade their skills.
To qualify for one of the maintenance trades such as those of machinists, millwrights, or pipe fitters, you usually have to serve a three- to four-year apprenticeship. Generally, apprentices are chosen from among high school or vocational school graduates already employed in the plant. To qualify for a job as an administrator or engineer, you usually need a bachelor's degree in the appropriate field. New professional employees often go through a formal training period in the plant before they are fully qualified.
The best way to get a plant job is to apply directly to steel plants. They often list openings on a sign outside the plant or in newspaper want ads. Check with your school placement office or local union centers for information about getting a job. Your state employment office may also know of companies that have openings.
Advancement in plant jobs in the steel industry usually follows a set pattern. For example, a worker may start as a laborer and become a second helper, a first helper, and then a keeper before advancing to a job as a blast furnace blower. Companies usually consider such factors as experience and leadership ability when promoting workers into positions that require the supervision of other workers. Some steelworkers advance by getting into an apprenticeship program and learning one of the maintenance trades. Professional employees can advance in their departments. Many engineers become executives in the industry.
The number of jobs in the steel industry is expected to decline by 13 percent by 2014 as larger companies purchase smaller companies and establish more efficient operations. More opportunities should be available in EAF mills, which are expected to increase their share of the market, than in integrated mills. Throughout the industry, productivity is anticipated to improve through the automation of tasks formerly handled by lower-skilled workers, and remaining jobs will require higher levels of skill and education. Opportunities are expected to be good for computer scientists and for mechanical, metallurgical, industrial, electrical, and civil engineers. Skilled production jobs will increasingly require associate's degrees in technology.
Working conditions depend on the kind of job. Many steelworkers are exposed to intense heat and noise. Remote-control devices allow some employees, such as furnace operators, to work at a distance from the most extreme conditions. Many processes in the steel industry must be operated around the clock. Therefore, workers work in shifts. In general, the workweek is forty hours long. Most production workers in the industry are members of a labor union.
American Iron and Steel Institute
1140 Connecticut Ave., NW, Ste. 705
http://www.steel.org/
United Steelworkers of America
Five Gateway Center
http://www.uswa.org/
Production workers in the steel industry earn wages that rank among the highest paid to manufacturing workers. Benefits in the industry are better than average. They include long paid vacations for senior workers, retirement plans, and plans for retirement after thirty years of service, as well as health and life insurance. In 2004, 32 percent of steel industry workers belonged to unions or were covered by union contracts.
Structural Clay Products Industry Job Descriptions, Careers in the Structural Clay Products Industry, Salary, Employment - Definition and Nature of the Industry, Education and Training Requirements, Getting the Job
Stationary Engineer and Boiler Operator Job Description, Career as a Stationary Engineer and Boiler Operator, Salary, Employment - Definition and Nature of the Work, Education and Training Requirements, Getting the Job | {
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Methods for letting blood out from a patient's body to cure them of disease were described in ancient Ayurvedic texts from India as early as the 7th century B.C. and the practice was employed by civilizations such as the Mesopotamians, Egyptians and ancient Greeks. This treatment was based on the system of medicine known as 'humorism,' which posited that an excess or deficiency in any of the primary bodily fluids directly influenced a person's health. | {
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From the monthly archives: May 2012
We are pleased to present below all posts archived in 'May 2012'. If you still can't find what you are looking for, try using the search box.
House Approves Measure That Ensures Open Competition On Federal Defense Projects
Washington, D.C. – By a bipartisan vote of 211 to 209, the U.S. House of Representatives today passed an amendment to the National Defense Authorization Act (NDAA) for Fiscal Year 2013 (H.R. 4310) that prohibits federal agencies from mandating anti-competitive and costly project labor agreements (PLAs) on federal construction contracts authorized by the NDAA.
ABC Applauds Amendment To Ensure Fair And Open Competition On Military Construction Projects
Associated Builders and Contractors (ABC) today issued the following statement after the U.S. House of Representatives Committee on Appropriations passed an amendment to the Military Construction and Veterans Affairs Appropriations bill for fiscal year 2013. The amendment, offered by Rep. Jeff Flake (R-Ariz.), prevents federal agencies from requiring contractors to sign anti-competitive and costly project labor agreements (PLAs) as a condition of winning federal construction contracts.
Construction Backlog Declines 5.4 Percent In The First Quarter Of 2012
Washington, D.C. – Associated Builders and Contractors (ABC) today released its Construction Backlog Indicator (CBI) for the first quarter of 2012. CBI declined 5.4 percent from the previous quarter, dipping from 7.8 months to 7.4 months, but is slightly higher compared to the first quarter of 2011. CBI is a forward-looking economic indicator that measures the amount of construction work under contract to be completed in the future.
In: News Releases 2012, Construction Backlog Indicator |
ABC Declares Major Victory As Federal Court Overturns NLRB "Ambush" Elections Rule
Monday, May 14, 2012 1:34 PM
Washington, D.C. – Associated Builders and Contractors (ABC) issued the following statement after the U.S. District Court for the District of Columbia today overturned a National Labor Relations Board (NLRB) "ambush" elections rule because it was adopted without the statutorily required quorum of NLRB members.
National Trade Groups Team Up To Create A Drug- And Alcohol-Free Construction Industry
Wednesday, May 9, 2012 3:13 PM
Washington, D.C. – Five of the nation's largest construction trade associations have teamed up to form the Construction Coalition for a Drug- and Alcohol-Free Workplace (CCDAFW). The coalition's mission is to create a drug- and alcohol-free construction industry by providing companies and organizations with the resources necessary to implement drug- and alcohol-free policies into their business practices.
ABC Announces Winners Of Its Construction Management Competition
Washington, D.C. – Associated Builders and Contractors (ABC) today announced the winners of its 12th annual Student Chapter Construction Management Competition during the 2012 ABC EdCon and Expo, April 24-27 in San Antonio. Teams of students from 25 colleges and universities across the nation competed for more than $6,000 in cash and prizes, as well as the coveted "Construction Management Champions" title.
ABC Congratulates National Craft Championships Winners
Tuesday, May 1, 2012 3:35 PM
WASHINGTON, D.C. — Associated Builders and Contractors (ABC) today announced the winners in its 2012 National Craft Championships competition, held at the association's EdCon & Expo, April 24-27 in San Antonio.
ABC Names Ohio Foreman Craft Professional Of The Year
Washington, D.C. – Associated Builders and Contractors (ABC) today announced Joseph Poynter, a foreman for Prus Construction Company, Cincinnati, as its 2012 Craft Professional of the Year. The award was presented April 27 during ABC's 2012 EdCon & Expo in San Antonio. | {
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3 regions, 2 countries, 1 destination
Designation of Origin in Wine
/ Tourist Resources
/ Natural Areas
Photos from other tourists
Paisagem Protegida da Serra do Açor
Located next to Arganil, the protected landscape of the Serra do Açor includes a zone of great natural beauty included within the European network of biogenetic reserves - the Margaraça Woodlands. The luxurious vegetation found on these slate slopes is one of the rare examples of primitive vegetation cover in the mountainous areas of the centre of Portugal that have survived until the present day.
The fresh air and invigorating atmosphere resulting from the abundance of water inspires us to take long walks or bike rides on hot summer days. Many streams originate in the Serra do Açor and it's possible to hear the sound of running water almost everywhere and find small lagoons or riverside beaches. One of the most beautiful spots is Fraga da Pena, a paradisical setting, where water falls in cascades about 70 m high, forming a delightful natural swimming pool.
Key animal species include the goshawk, a bird of prey that gave its name to this mountain range, which serves as a symbol of the protected landscape area. The goshawk lives alongside other birds such as the screech-owl and hawk. Various mammals can also be found such as the wild boar and genet and a wide diversity of invertebrates, including around 240 butterfly species.
Also make sure to visit the historic village of Piodão, nestled against the mountain slopes. The houses of this village, crowded along narrow sloping streets, are built of shale and slate, found in abundance in the Serra do Açor mountains. Visitors can also sample many regional products including honey and whisky, and purchase baskets or wooden spoons produced by local artisans.
serra do acor
High resolution image. This link will open using lightbox, there may be a context switch
Category: Paisaje protegido (382 ha.)
Municipalities in the province of Coimbra:
Arganil,
Pampilhosa da Serra
Address: Casa Grande, Mata da Margaraça - 3305-031 BENFEITA (ARGANIL)
E-mail: [email protected]
Royal Inns Rural houses Inns Rural hotels Hotels Apartments Campings Hostels Viviendas turísticas Camping of campers | {
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Justia Regulation Tracker Department Of Commerce National Oceanic And Atmospheric Administration New NOAA Cooperative Institute (CI): A CI To Support Satellite Meteorology, 62283-62285 [E9-28419]
New NOAA Cooperative Institute (CI): A CI To Support Satellite Meteorology, 62283-62285 [E9-28419]
Download as PDF Federal Register / Vol. 74, No. 227 / Friday, November 27, 2009 / Notices SUPPLEMENTARY INFORMATION: DEPARTMENT OF COMMERCE National Oceanic and Atmospheric Administration (NOAA) [Docket No. 0911161405–91405–01] New NOAA Cooperative Institute (CI): A CI To Support Satellite Meteorology sroberts on DSKD5P82C1PROD with NOTICES AGENCY: National Environmental Satellite, Data, and Information Service (NESDIS), National Oceanic and Atmospheric Administration (NOAA), Department of Commerce. ACTION: Notice of funding availability. SUMMARY: The National Environmental Satellite, Data, and Information Service (NESDIS) publishes this notice to provide the general public with a consolidated source of program and application information related to a single competitive cooperative agreement award offering. NOAA is accepting applications for a CI to Support Satellite Meteorology. Applicants should review the CI Interim Handbook prior to preparing a proposal for this announcement (http:// www.nrc.noaa.gov/ci). DATES: Proposals must be received no later than February 25, 2010, 5 p.m., E.T. Proposals submitted after that date will not be considered. ADDRESSES: Applicants are strongly encouraged to apply online through the Grants.Gov Web site (http:// www.grants.gov). Paper submissions are acceptable only if Internet access is not available. Grants.gov requires applicants to register with the system prior to submitting an application. This registration process can take several weeks, involving multiple steps. In order to allow sufficient time for this process, you should register as soon as you decide that you intend to apply, even if you are not yet ready to submit your proposal. If an applicant has problems downloading the application package from Grants.gov, contact Grants.gov Customer Support at (800) 518–4726 or [email protected]. If a hard copy application is submitted, the original and two unbound copies of the proposal should be included. Paper submissions should be sent to: Ms. Ingrid Guch, NOAA/ NESDIS, 5200 Auth Road, Room 701, Camp Springs, MD 20746; telephone (301) 763–8127 ext. 152. No e-mail or facsimile proposal submissions will be accepted. FOR FURTHER INFORMATION CONTACT: For further information, please contact Ms. Ingrid Guch, NOAA/NESDIS, 5200 Auth Road, Room 701, Camp Springs, MD 20746; telephone: (301) 763–8127 ext. 152; e-mail: [email protected]. VerDate Nov<24>2008 18:08 Nov 25, 2009 Jkt 220001 Applicants must comply with all requirements contained in the Federal Funding Opportunity (FFO) announcement for this CI. CI Concept/Program Background: A CI is a NOAA-supported, nonfederal organization that has established an outstanding research program in one or more areas that are relevant to the NOAA mission. CIs are established at research institutions with outstanding graduate degree programs in NOAArelated sciences. CIs provide significant coordination of resources among all non-government partners and promote the involvement of students and postdoctoral scientists in NOAA-funded research. The CI provides mutual benefits with value provided by all parties. For each CI, NOAA has identified the need to establish a CI to focus on scientific research associated in support of NOAA's Strategic Plan, NOAA's 5-year Research Plan, and NOAA's 20-year Research Vision. (All documents are available at http:// www.nrc.noaa.gov/plans.html). CI To Support Satellite Meteorology The proposed Satellite Meteorology CI should possess outstanding capabilities to provide research under four themes: (1) Satellite Meteorology Research and Applications, (2) Satellite Sensors and Techniques, (3) Environmental Models and Data Assimilation, and (4) Outreach and Education. The CI's primary sponsor will be the NESDIS Center for Satellite Applications and Research (STAR), formerly known as the Office of Research and Applications. Research and development entities with which the proposed CI may work include NOAA programs, laboratories, science centers, other CI and NOAA-owned facilities, Sea Grant Colleges, other extramural NOAA partners, other Federal agencies, academia, and the private sector. The new CI will be expected to work closely with STAR's Advanced Satellite Products Branch currently located in Madison, WI, with seven federal employees. It is NOAA's intent to move these employees to the new CI as funding allows. The CI should have the capacity (computers and technical support, phones, office space) to host these individuals, as they will be a necessary component for successful CI collaborations with NOAA/NESDIS. A CI may partner with one or more research institutions that demonstrate outstanding performance within one or more established research programs in NOAA-related sciences, including Minority Serving Institutions and universities that can contribute to the proposed activities of the CI. If a CI is PO 00000 Frm 00002 Fmt 4703 Sfmt 4703 62283 awarded to a consortium of institutions, the consortium must propose a governance structure that includes a single director and one award. CIs will conduct research under approved scientific research themes, listed in this notice and described in detail in Section I.B of the Federal Funding Opportunity announcement. Activities of the CI are usually organized into three Tasks (additional tasks can be proposed by the CI). i. Task I activities are related to the management of the CI, as well as general education and outreach activities. This task also includes support of postdoctoral and visiting scientists conducting activities within the research themes of the CI that are approved by the CI Director, in consultation with NOAA, and are relevant to NOAA and the CI's mission goals. ii. Task II activities usually involve on-going direct collaboration with NOAA scientists. This collaboration typically is fostered by the collocation of Federal and CI employees. iii. Task III activities require minimal collaboration with NOAA scientists and may include research funded by other NOAA competitive grant programs. Base funding for Task 1 is provided annually by NOAA to the CI, contingent upon the availability of Federal appropriations. Throughout the award period, funding for additional Task I activities, as well as Task II and III (or other tasks by a particular CI) activities, is added to the CI award as research project proposals are submitted by the CI and approved by NOAA. Request for Applications Generally, applications must include all relevant Federal Standard Forms, a project description that includes sufficient information to address all the evaluation criteria identified in the FFO announcement, a budget, and a budget justification. The project description must include a thorough explanation of all themes and Tasks. The application should also identify the capability and the capacity of the CI to conduct research in the themes described in the FFO, as well as a summary of clearly stated goals to be achieved, reflecting NOAA's strategic goals and vision. Additional elements may also be requested. Applicants are directed to the FFO for all application information and requirements. Funding Availability: The award period will be 5 years, and may be renewed for up to an additional 5 years based on the outcome of a CI review in the fourth year. All funding is contingent upon the availability of E:\FR\FM\27NON1.SGM 27NON1 62284 Federal Register / Vol. 74, No. 227 / Friday, November 27, 2009 / Notices Federal appropriations. NOAA anticipates that up to approximately $12M will be available annually for this CI. Of that amount, approximately $290,000 will be available per year for Task I. The final amount of funding available for Task I will be determined during the negotiation phase of the award based on availability of funding. The actual annual funding that the CI receives may be less than the anticipated amount and will depend on the actual projects that are proposed by the CI and approved by NOAA after the main CI award begins, the availability of funding, the quality of the research, the satisfactory progress in achieving the stated goals described in project proposals, and continued relevance to program objectives. Electronic Access: Applicants can access, download, and submit electronic grant applications, including the full funding opportunity announcement, for NOAA programs at the Grants.gov Web site: http://www.grants.gov. The closing date will be the same as for the paper submissions noted in this announcement. For applicants filing through Grants.gov, NOAA strongly recommends that you do not wait until the application deadline date to begin the application process through Grants.gov. Registration may take up to 10 business days. Proposals must include elements requested in the FFO announcement on the grants.gov portal. If a hard copy application is submitted, NOAA requests that the original and two unbound copies of the proposal be included. Proposals, electronic or paper, should be no more than 75 pages (numbered) in length, excluding budget, investigators, vitae, and all appendices. Federally mandated forms are not included within the page count. Facsimile transmissions and electronic mail submission of full proposals will not be accepted. sroberts on DSKD5P82C1PROD with NOTICES Authorities: 15 U.S.C. 313, 15 U.S.C. 1540; 15 U.S.C. 2901 et seq., 16 U.S.C. 753a, 33 U.S.C. 1442, Stat. 71 (January 23, 2004). (Catalog of Federal Domestic Assistance: 11.440, National Environmental Satellite, Data, and Information Service (NESDIS) Joint and Cooperative Institutes) Eligibility: Eligibility is limited to non-Federal public and private nonprofit universities, colleges and research institutions that offer accredited graduate level degree-granting programs in NOAA-related sciences. The lead institution applying for the award is where the CI will be established. Cost Sharing Requirements: To stress the collaborative nature and investment of a CI by both NOAA and the research VerDate Nov<24>2008 18:08 Nov 25, 2009 Jkt 220001 institution, cost sharing is required. There is no minimum cost sharing requirement; however, the amount of cost sharing will be considered when determining the level of the CI's commitment under NOAA's standard evaluation criteria for overall qualifications of applicants. Acceptable cost-sharing proposals include, but are not limited to, offering a reduced indirect cost rate against activities in one or more Tasks, waiver of any indirect costs assessed by the awardee on subawards, waiver of indirect costs assessed against base funds and/or Task I activities, waiver or reduction of any costs associated with the use of facilities at the CI, and full or partial salary funding for the CI director, administrative staff, graduate students, visiting scientists, or postdoctoral scientists. Evaluation Criteria and Review and Selection Procedures: The general evaluation criteria and selection factors that apply to full applications to this funding opportunity are summarized below. The evaluation criteria for full applications will have different weights and details. Further information about the evaluation criteria and selection factors can be found in the official full Federal Funding Opportunity announcement which is only available through the Grants.gov Web site (http://www.grants.gov). Evaluation Criteria for Projects: Proposals will be evaluated using the standard NOAA evaluation criteria. Various questions under each criterion are provided to ensure that the applicant includes information that NOAA will consider important during the evaluation, in addition to any other information provided by the applicant. 1. Importance and/or relevance and applicability of proposed project to the program goals (25 percent): This criterion ascertains whether there is intrinsic value in the proposed work and/or relevance to NOAA, Federal, regional, State, or local activities. • Does the proposal include research goals and projects that address the critical issues identified in NOAA's 5-year Research Plan, NOAA's Strategic Plan, and program priorities (see Section I.B. of the full funding opportunity announcement)? • Is there a demonstrated commitment (in terms of resources and facilities) to enhance existing NOAA and CI resources to foster a long-term collaborative research environment/ culture? • Is there a strong education program with established graduate degree programs in NOAA-related sciences that PO 00000 Frm 00003 Fmt 4703 Sfmt 4703 also encourage student participation in NOAA-related research studies? • Does the proposal include plans for working closely with NOAA's Advanced Satellite Products Branch (currently located in Madison, Wisconsin) before, during, and after the Branch's transition to the new CI? 2. Technical/scientific merit (30 percent): This criterion assesses whether the approach is technically sound and/ or innovative, if the methods are appropriate, and whether there are clear project goals and objectives. • Does the project description include a summary of clearly stated goals to be achieved during the five year period that reflect NOAA's strategic plan and goals? • Does the CI involve partnerships with other universities or research institutions, including Minority Serving Institutions and universities that can contribute to the proposed activities of the CI? 3. Overall qualifications of applicants (30 percent): This criterion ascertains whether the applicant possesses the necessary education, experience, training, facilities, and administrative resources to accomplish the project. • If the institution(s) and/or principal investigators have received current or recent NOAA funding, is there a demonstrated record of outstanding performance working with NOAA and/ or NOAA scientists on research projects? • Is there nationally and/or internationally recognized expertise within the appropriate disciplines needed to conduct the collaborative/ interdisciplinary research described in the proposal? • Is there a well-developed business plan that includes fiscal and human resource management, as well as strategic planning and accountability? • Are there any unique capabilities in a mission-critical area of research for NOAA? • Has the applicant shown a substantial investment to the NOAA partnership, as demonstrated by the amount of the cost sharing contribution? 4. Project costs (5 percent): The budget is evaluated to determine if it is realistic and commensurate with the project needs and time-frame. 5. Outreach and education (10 percent): NOAA assesses whether this project provides a focused and effective education and outreach strategy regarding NOAA's mission to protect the Nation's natural resources. Review and Selection Process: An initial administrative review/screening is conducted to determine compliance with requirements/completeness. All E:\FR\FM\27NON1.SGM 27NON1 sroberts on DSKD5P82C1PROD with NOTICES Federal Register / Vol. 74, No. 227 / Friday, November 27, 2009 / Notices proposals will be evaluated and individually ranked in accordance with the assigned weights of the above-listed evaluation criteria by an independent peer review panel. At least three experts, who may be Federal or nonFederal, will be used in this process. If non-Federal experts participate in the review process, each expert will submit an individual review and there will be no consensus opinion. The merit reviewers' ratings are used to produce a rank order of the proposals. The Selecting Official selects proposals after considering the peer reviews and selection factors listed below. In making the final selections, the Selecting Official will award in rank order unless the proposal is justified to be selected out of rank order based upon one or more of the selection factors. The Selecting Official makes the final award recommendation to the Grants Officer authorized to obligate funds. Selection Factors: The merit review ratings shall provide a rank order to the Selecting Official for final funding recommendations. The Selecting Official shall award in the rank order unless the proposal is justified to be selected out of rank order based upon one or more of the following factors: 1. Availability of funding. 2. Balance/distribution of funds: (a) Geographically; (b) By type of institutions; (c) By type of partners; (d) By research areas; (e) By project types. 3. Whether this project duplicates other projects funded or considered for funding by NOAA or other Federal agencies. 4. Program priorities and policy factors. 5. Applicant's prior award performance. 6. Partnerships and/or participation of targeted groups. 7. Adequacy of information necessary for NOAA staff to make a National Environmental Policy Act (NEPA) determination and draft necessary documentation before recommendations for funding are made to the Grants Officer. Intergovernmental Review: Applications under this program are not subject to Executive Order 12372, ''Intergovernmental Review of Federal Programs.'' Limitation of Liability: In no event will NOAA or the Department of Commerce be responsible for proposal preparation costs if these programs fail to receive funding or are cancelled because of other agency priorities. Publication of this announcement does not oblige NOAA to award any specific VerDate Nov<24>2008 18:08 Nov 25, 2009 Jkt 220001 project or to obligate any available funds. National Environmental Policy Act (NEPA): National Environmental Policy Act (NEPA). NOAA must analyze the potential environmental impacts, as required by NEPA, for applicant projects or proposals which are seeking NOAA federal funding opportunities. Detailed information on NOAA compliance with NEPA can be found at the NOAA NEPA Web site, http://www.nepa.noaa.gov, including our NOAA Administrative Order 216–6 for NEPA, http:// www.corporateservices.noaa.gov/ %7Eames/NAOs/Chap_216/ naos_216_6.html, and the Council on Environmental Quality implementation regulations, http://www.nepa.gov/nepa/ regs/ceq/toc_ceq.htm. Consequently, as part of an applicant's package, and under their description of their program activities, applicants are required to provide detailed information on the activities to be conducted, locations, sites, species and habitat to be affected, possible construction activities, and any environmental concerns that may exist (e.g., the use and disposal of hazardous or toxic chemicals, introduction of nonindigenous species, impacts to endangered and threatened species, aquaculture projects, and impacts to coral reef systems). In addition to providing specific information that will serve as the basis for any required impact analyses, applicants may also be requested to assist NOAA in drafting of an environmental assessment, if NOAA determines an assessment is required. Applicants will also be required to cooperate with NOAA in identifying feasible measures to reduce or avoid any identified adverse environmental impacts of their proposal. The failure to do so shall be grounds for not selecting an application. In some cases if additional information is required after an application is selected, funds can be withheld by the Grants Officer under a special award condition requiring the recipient to submit additional environmental compliance information sufficient to enable NOAA to make an assessment on any impacts that a project may have on the environment. The Department of Commerce PreAward Notification Requirements for Grants and Cooperative Agreements: The Department of Commerce PreAward Notification Requirements for Grants and Cooperative Agreements contained in the Federal Register notice of February 11, 2008 (73 FR 7696), are applicable to this solicitation. Paperwork Reduction Act: This document contains collection-ofinformation requirements subject to the Paperwork Reduction Act (PRA). The PO 00000 Frm 00004 Fmt 4703 Sfmt 4703 62285 use of Standard Forms 424, 424A, 424B, and SF–LLL has been approved by the Office of Management and Budget (OMB) under the respective control numbers 4040–004, 4040–006, 0348– 0040, and 0348–0046. Notwithstanding any other provision of law, no person is required to, nor shall a person be subject to a penalty for failure to comply with, a collection of information subject to the requirements of the PRA unless that collection of information displays a currently valid OMB control number. Executive Order 12866: This notice has been determined to be not significant for purposes of Executive Order 12866. Executive Order 13132 (FEDERALISM): It has been determined that this notice does not contain policies with Federalism implications as that term is defined in Executive Order 13132. Administrative Procedure Act/ Regulatory Flexibility Act: Prior notice and an opportunity for public comment are not required by the Administrative Procedure Act or any other law for rules concerning public property, loans, grants, benefits, and contracts (5 U.S.C. 553(a)(2)). Because notice and opportunity for comment are not required pursuant to 5 U.S.C. 553 or any other law, the analytical requirements for the Regulatory Flexibility Act (5 U.S.C. 601 et seq.) are inapplicable. Therefore, a regulatory flexibility analysis has not been prepared. Mary E. Kicza, Assistant Administrator for Satellite and Information Services. [FR Doc. E9–28419 Filed 11–25–09; 8:45 am] BILLING CODE 3510–HR–P DEPARTMENT OF COMMERCE United States Patent and Trademark Office [Docket No.: PTO–P–2009–0040] Patent Application Backlog Reduction Stimulus Plan AGENCY: United States Patent and Trademark Office, Commerce. ACTION: Notice. SUMMARY: The United States Patent and Trademark Office (USPTO) has a procedure under which an application will be advanced out of turn (accorded special status) for examination if the applicant files a petition to make special with the appropriate showing. The USPTO is providing an additional temporary basis under which a small entity applicant may have an E:\FR\FM\27NON1.SGM 27NON1
[Federal Register Volume 74, Number 227 (Friday, November 27, 2009)]
[Docket No. 0911161405-91405-01]
New NOAA Cooperative Institute (CI): A CI To Support Satellite
AGENCY: National Environmental Satellite, Data, and Information Service
(NESDIS), National Oceanic and Atmospheric Administration (NOAA),
Department of Commerce.
ACTION: Notice of funding availability.
SUMMARY: The National Environmental Satellite, Data, and Information
Service (NESDIS) publishes this notice to provide the general public
with a consolidated source of program and application information
related to a single competitive cooperative agreement award offering.
NOAA is accepting applications for a CI to Support Satellite
Meteorology. Applicants should review the CI Interim Handbook prior to
preparing a proposal for this announcement (http://www.nrc.noaa.gov/ci).
DATES: Proposals must be received no later than February 25, 2010, 5
p.m., E.T. Proposals submitted after that date will not be considered.
ADDRESSES: Applicants are strongly encouraged to apply online through
the Grants.Gov Web site (http://www.grants.gov). Paper submissions are
acceptable only if Internet access is not available. Grants.gov
requires applicants to register with the system prior to submitting an
application. This registration process can take several weeks,
involving multiple steps. In order to allow sufficient time for this
process, you should register as soon as you decide that you intend to
apply, even if you are not yet ready to submit your proposal. If an
applicant has problems downloading the application package from
Grants.gov, contact Grants.gov Customer Support at (800) 518-4726 or
[email protected].
If a hard copy application is submitted, the original and two
unbound copies of the proposal should be included. Paper submissions
should be sent to: Ms. Ingrid Guch, NOAA/NESDIS, 5200 Auth Road, Room
701, Camp Springs, MD 20746; telephone (301) 763-8127 ext. 152. No e-
mail or facsimile proposal submissions will be accepted.
FOR FURTHER INFORMATION CONTACT: For further information, please
contact Ms. Ingrid Guch, NOAA/NESDIS, 5200 Auth Road, Room 701, Camp
Springs, MD 20746; telephone: (301) 763-8127 ext. 152; e-mail:
[email protected].
SUPPLEMENTARY INFORMATION: Applicants must comply with all requirements
contained in the Federal Funding Opportunity (FFO) announcement for
this CI.
CI Concept/Program Background: A CI is a NOAA-supported, nonfederal
organization that has established an outstanding research program in
one or more areas that are relevant to the NOAA mission. CIs are
established at research institutions with outstanding graduate degree
programs in NOAA-related sciences. CIs provide significant coordination
of resources among all non-government partners and promote the
involvement of students and postdoctoral scientists in NOAA-funded
research. The CI provides mutual benefits with value provided by all
parties. For each CI, NOAA has identified the need to establish a CI to
focus on scientific research associated in support of NOAA's Strategic
Plan, NOAA's 5-year Research Plan, and NOAA's 20-year Research Vision.
(All documents are available at http://www.nrc.noaa.gov/plans.html).
CI To Support Satellite Meteorology
The proposed Satellite Meteorology CI should possess outstanding
capabilities to provide research under four themes: (1) Satellite
Meteorology Research and Applications, (2) Satellite Sensors and
Techniques, (3) Environmental Models and Data Assimilation, and (4)
Outreach and Education. The CI's primary sponsor will be the NESDIS
Center for Satellite Applications and Research (STAR), formerly known
as the Office of Research and Applications. Research and development
entities with which the proposed CI may work include NOAA programs,
laboratories, science centers, other CI and NOAA-owned facilities, Sea
Grant Colleges, other extramural NOAA partners, other Federal agencies,
academia, and the private sector. The new CI will be expected to work
closely with STAR's Advanced Satellite Products Branch currently
located in Madison, WI, with seven federal employees. It is NOAA's
intent to move these employees to the new CI as funding allows. The CI
should have the capacity (computers and technical support, phones,
office space) to host these individuals, as they will be a necessary
component for successful CI collaborations with NOAA/NESDIS.
A CI may partner with one or more research institutions that
demonstrate outstanding performance within one or more established
research programs in NOAA-related sciences, including Minority Serving
Institutions and universities that can contribute to the proposed
activities of the CI. If a CI is awarded to a consortium of
institutions, the consortium must propose a governance structure that
includes a single director and one award.
CIs will conduct research under approved scientific research
themes, listed in this notice and described in detail in Section I.B of
the Federal Funding Opportunity announcement. Activities of the CI are
usually organized into three Tasks (additional tasks can be proposed by
the CI).
i. Task I activities are related to the management of the CI, as
well as general education and outreach activities. This task also
includes support of postdoctoral and visiting scientists conducting
activities within the research themes of the CI that are approved by
the CI Director, in consultation with NOAA, and are relevant to NOAA
and the CI's mission goals.
ii. Task II activities usually involve on-going direct
collaboration with NOAA scientists. This collaboration typically is
fostered by the collocation of Federal and CI employees.
iii. Task III activities require minimal collaboration with NOAA
scientists and may include research funded by other NOAA competitive
grant programs.
Base funding for Task 1 is provided annually by NOAA to the CI,
contingent upon the availability of Federal appropriations. Throughout
the award period, funding for additional Task I activities, as well as
Task II and III (or other tasks by a particular CI) activities, is
added to the CI award as research project proposals are submitted by
the CI and approved by NOAA.
Request for Applications
Generally, applications must include all relevant Federal Standard
Forms, a project description that includes sufficient information to
address all the evaluation criteria identified in the FFO announcement,
a budget, and a budget justification. The project description must
include a thorough explanation of all themes and Tasks. The application
should also identify the capability and the capacity of the CI to
conduct research in the themes described in the FFO, as well as a
summary of clearly stated goals to be achieved, reflecting NOAA's
strategic goals and vision. Additional elements may also be requested.
Applicants are directed to the FFO for all application information and
Funding Availability: The award period will be 5 years, and may be
renewed for up to an additional 5 years based on the outcome of a CI
review in the fourth year. All funding is contingent upon the
availability of
Federal appropriations. NOAA anticipates that up to approximately $12M
will be available annually for this CI. Of that amount, approximately
$290,000 will be available per year for Task I. The final amount of
funding available for Task I will be determined during the negotiation
phase of the award based on availability of funding. The actual annual
funding that the CI receives may be less than the anticipated amount
and will depend on the actual projects that are proposed by the CI and
approved by NOAA after the main CI award begins, the availability of
funding, the quality of the research, the satisfactory progress in
achieving the stated goals described in project proposals, and
continued relevance to program objectives.
Electronic Access: Applicants can access, download, and submit
electronic grant applications, including the full funding opportunity
announcement, for NOAA programs at the Grants.gov Web site: http://www.grants.gov. The closing date will be the same as for the paper
submissions noted in this announcement. For applicants filing through
Grants.gov, NOAA strongly recommends that you do not wait until the
application deadline date to begin the application process through
Grants.gov. Registration may take up to 10 business days.
Proposals must include elements requested in the FFO announcement
on the grants.gov portal. If a hard copy application is submitted, NOAA
requests that the original and two unbound copies of the proposal be
included. Proposals, electronic or paper, should be no more than 75
pages (numbered) in length, excluding budget, investigators, vitae, and
all appendices. Federally mandated forms are not included within the
page count. Facsimile transmissions and electronic mail submission of
full proposals will not be accepted.
Authorities: 15 U.S.C. 313, 15 U.S.C. 1540; 15 U.S.C. 2901 et
seq., 16 U.S.C. 753a, 33 U.S.C. 1442, Stat. 71 (January 23, 2004).
(Catalog of Federal Domestic Assistance: 11.440, National
Environmental Satellite, Data, and Information Service (NESDIS)
Joint and Cooperative Institutes)
Eligibility: Eligibility is limited to non-Federal public and
private non-profit universities, colleges and research institutions
that offer accredited graduate level degree-granting programs in NOAA-
related sciences. The lead institution applying for the award is where
the CI will be established.
Cost Sharing Requirements: To stress the collaborative nature and
investment of a CI by both NOAA and the research institution, cost
sharing is required. There is no minimum cost sharing requirement;
however, the amount of cost sharing will be considered when determining
the level of the CI's commitment under NOAA's standard evaluation
criteria for overall qualifications of applicants. Acceptable cost-
sharing proposals include, but are not limited to, offering a reduced
indirect cost rate against activities in one or more Tasks, waiver of
any indirect costs assessed by the awardee on subawards, waiver of
indirect costs assessed against base funds and/or Task I activities,
waiver or reduction of any costs associated with the use of facilities
at the CI, and full or partial salary funding for the CI director,
administrative staff, graduate students, visiting scientists, or
postdoctoral scientists.
Evaluation Criteria and Review and Selection Procedures: The
general evaluation criteria and selection factors that apply to full
applications to this funding opportunity are summarized below. The
evaluation criteria for full applications will have different weights
and details. Further information about the evaluation criteria and
selection factors can be found in the official full Federal Funding
Opportunity announcement which is only available through the Grants.gov
Web site (http://www.grants.gov).
Evaluation Criteria for Projects: Proposals will be evaluated using
the standard NOAA evaluation criteria. Various questions under each
criterion are provided to ensure that the applicant includes
information that NOAA will consider important during the evaluation, in
addition to any other information provided by the applicant.
1. Importance and/or relevance and applicability of proposed
project to the program goals (25 percent): This criterion ascertains
whether there is intrinsic value in the proposed work and/or relevance
to NOAA, Federal, regional, State, or local activities.
Does the proposal include research goals and projects that
address the critical issues identified in NOAA's 5-year Research Plan,
NOAA's Strategic Plan, and program priorities (see Section I.B. of the
full funding opportunity announcement)?
Is there a demonstrated commitment (in terms of resources
and facilities) to enhance existing NOAA and CI resources to foster a
long-term collaborative research environment/culture?
Is there a strong education program with established
graduate degree programs in NOAA-related sciences that also encourage
student participation in NOAA-related research studies?
Does the proposal include plans for working closely with
NOAA's Advanced Satellite Products Branch (currently located in
Madison, Wisconsin) before, during, and after the Branch's transition
to the new CI?
2. Technical/scientific merit (30 percent): This criterion assesses
whether the approach is technically sound and/or innovative, if the
methods are appropriate, and whether there are clear project goals and
objectives.
Does the project description include a summary of clearly
stated goals to be achieved during the five year period that reflect
NOAA's strategic plan and goals?
Does the CI involve partnerships with other universities
or research institutions, including Minority Serving Institutions and
universities that can contribute to the proposed activities of the CI?
3. Overall qualifications of applicants (30 percent): This
criterion ascertains whether the applicant possesses the necessary
education, experience, training, facilities, and administrative
resources to accomplish the project.
If the institution(s) and/or principal investigators have
received current or recent NOAA funding, is there a demonstrated record
of outstanding performance working with NOAA and/or NOAA scientists on
research projects?
Is there nationally and/or internationally recognized
expertise within the appropriate disciplines needed to conduct the
collaborative/interdisciplinary research described in the proposal?
Is there a well-developed business plan that includes
fiscal and human resource management, as well as strategic planning and
accountability?
Are there any unique capabilities in a mission-critical
area of research for NOAA?
Has the applicant shown a substantial investment to the
NOAA partnership, as demonstrated by the amount of the cost sharing
contribution?
4. Project costs (5 percent): The budget is evaluated to determine
if it is realistic and commensurate with the project needs and time-
frame.
5. Outreach and education (10 percent): NOAA assesses whether this
project provides a focused and effective education and outreach
strategy regarding NOAA's mission to protect the Nation's natural
Review and Selection Process: An initial administrative review/
screening is conducted to determine compliance with requirements/
completeness. All
proposals will be evaluated and individually ranked in accordance with
the assigned weights of the above-listed evaluation criteria by an
independent peer review panel. At least three experts, who may be
Federal or non-Federal, will be used in this process. If non-Federal
experts participate in the review process, each expert will submit an
individual review and there will be no consensus opinion. The merit
reviewers' ratings are used to produce a rank order of the proposals.
The Selecting Official selects proposals after considering the peer
reviews and selection factors listed below. In making the final
selections, the Selecting Official will award in rank order unless the
proposal is justified to be selected out of rank order based upon one
or more of the selection factors. The Selecting Official makes the
final award recommendation to the Grants Officer authorized to obligate
funds.
Selection Factors: The merit review ratings shall provide a rank
order to the Selecting Official for final funding recommendations. The
Selecting Official shall award in the rank order unless the proposal is
justified to be selected out of rank order based upon one or more of
the following factors:
1. Availability of funding.
2. Balance/distribution of funds:
(a) Geographically;
(b) By type of institutions;
(c) By type of partners;
(d) By research areas;
(e) By project types.
3. Whether this project duplicates other projects funded or
considered for funding by NOAA or other Federal agencies.
4. Program priorities and policy factors.
5. Applicant's prior award performance.
6. Partnerships and/or participation of targeted groups.
7. Adequacy of information necessary for NOAA staff to make a
National Environmental Policy Act (NEPA) determination and draft
necessary documentation before recommendations for funding are made to
the Grants Officer.
Intergovernmental Review: Applications under this program are not
subject to Executive Order 12372, ``Intergovernmental Review of Federal
Programs.''
Limitation of Liability: In no event will NOAA or the Department of
Commerce be responsible for proposal preparation costs if these
programs fail to receive funding or are cancelled because of other
agency priorities. Publication of this announcement does not oblige
NOAA to award any specific project or to obligate any available funds.
National Environmental Policy Act (NEPA): National Environmental
Policy Act (NEPA). NOAA must analyze the potential environmental
impacts, as required by NEPA, for applicant projects or proposals which
are seeking NOAA federal funding opportunities. Detailed information on
NOAA compliance with NEPA can be found at the NOAA NEPA Web site,
http://www.nepa.noaa.gov, including our NOAA Administrative Order 216-6
for NEPA, http://www.corporateservices.noaa.gov/%7Eames/NAOs/Chap_216/naos_216_6.html, and the Council on Environmental Quality
implementation regulations, http://www.nepa.gov/nepa/regs/ceq/toc_ceq.htm. Consequently, as part of an applicant's package, and under
their description of their program activities, applicants are required
to provide detailed information on the activities to be conducted,
locations, sites, species and habitat to be affected, possible
construction activities, and any environmental concerns that may exist
(e.g., the use and disposal of hazardous or toxic chemicals,
introduction of non-indigenous species, impacts to endangered and
threatened species, aquaculture projects, and impacts to coral reef
systems). In addition to providing specific information that will serve
as the basis for any required impact analyses, applicants may also be
requested to assist NOAA in drafting of an environmental assessment, if
NOAA determines an assessment is required. Applicants will also be
required to cooperate with NOAA in identifying feasible measures to
reduce or avoid any identified adverse environmental impacts of their
proposal. The failure to do so shall be grounds for not selecting an
application. In some cases if additional information is required after
an application is selected, funds can be withheld by the Grants Officer
under a special award condition requiring the recipient to submit
additional environmental compliance information sufficient to enable
NOAA to make an assessment on any impacts that a project may have on
The Department of Commerce Pre-Award Notification Requirements for
Grants and Cooperative Agreements: The Department of Commerce Pre-Award
Notification Requirements for Grants and Cooperative Agreements
contained in the Federal Register notice of February 11, 2008 (73 FR
7696), are applicable to this solicitation.
Paperwork Reduction Act: This document contains collection-of-
information requirements subject to the Paperwork Reduction Act (PRA).
The use of Standard Forms 424, 424A, 424B, and SF-LLL has been approved
by the Office of Management and Budget (OMB) under the respective
control numbers 4040-004, 4040-006, 0348-0040, and 0348-0046.
Notwithstanding any other provision of law, no person is required to,
nor shall a person be subject to a penalty for failure to comply with,
a collection of information subject to the requirements of the PRA
unless that collection of information displays a currently valid OMB
control number.
Executive Order 12866: This notice has been determined to be not
significant for purposes of Executive Order 12866.
Executive Order 13132 (FEDERALISM): It has been determined that
this notice does not contain policies with Federalism implications as
that term is defined in Executive Order 13132.
Administrative Procedure Act/Regulatory Flexibility Act: Prior
notice and an opportunity for public comment are not required by the
Administrative Procedure Act or any other law for rules concerning
public property, loans, grants, benefits, and contracts (5 U.S.C.
553(a)(2)). Because notice and opportunity for comment are not required
pursuant to 5 U.S.C. 553 or any other law, the analytical requirements
for the Regulatory Flexibility Act (5 U.S.C. 601 et seq.) are
inapplicable. Therefore, a regulatory flexibility analysis has not been
Mary E. Kicza,
Assistant Administrator for Satellite and Information Services.
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Home » China Guide » Suzhou » Attractions » Luzhi Town
Luzhi Town
An Ancient Water Town of Suzhou
Being the same age as Suzhou City, Luzhi Town prides itself on its ancient culture, including places of interest, old bridges, streets and dwellings, and a 1300-year old maidenhair tree. Surrounded by water, Luzhi Town is also known as an Island of Five Lakes with Yangcheng Lake to its north, Dianshan Lake and Chenghu Lake to the south, and Jinji Lake and Dushu Lake to the west.
In the town, you can not only visit a time-honored brand, Wansheng Rice Store, but also feast your eyes on a number of old bridges. Home to 41 bridges of the 72 and a half bridges built here in the Song, Yuan and Ming Dynasties, Luzhi Town is considered a museum of Chinese old bridges.
Chinese name: 甪直Lù Zhí
Entrance fee: RMB 60
Opening hours: 8: 00-17: 30
Best time to visit: All year round
Address: Xiaoshi Road, Wuzhong District, Suzhou City, Jiangsu Province
How to get there:Take bus No.518, 52 or 18 downtown in Suzhou City.
Highlights of Luzhi Town
Wansheng Rice Store
Wansheng Rice Store is a time-honored brand in Luzhi Town. The rice store was second to none when it opened for business in the early years of the Republic of China. The Wansheng Rice Store we see today was rebuilt in 1998 on the east bank of Nanshi River, more than a hundred meters from the original site, as part of the Luzhi government's effort to develop tourism here. The rebuilt Wansheng Rice Store is a reflection of many rice stores south of the Yangtze River in the early years of the Republic of China. Under the eaves of the four-pillared store, a shop sign written in gold paint reads 'Wansheng Rice Store'. Inside the store there is a counter for rice buying and selling, and here is a hanging sign that reads, 'thousands of merchants draw together like clouds'.
Behind the store is a spacious courtyard leading to Leisi Hall, which is a museum of water town farm tools where ancient farm tools used in rice cultivation and instruments used in grain processing are on display. The original rice store, called Wanchengheng Rice Store, was operated jointly by the wealthy families of Shen and Fan in the town. Having nearly a hundred warehouses for the storage of rice, the large-scale rice store is one of the grain distribution centers of Luzhi Town and more than 10 neighbor towns. The front of the store is for the buying and selling of rice while the back of it is made up of workshops and warehouses which are for processing and storage.
Why Wansheng Rice Store? It's interesting that the rice store which the famous Chinese writer, Ye Shengtao, once wrote about, criticizing it for buying rice from farmers at a price so low that they had a hard time making a living, is exactly the place which shows the farm tools used in weighing grain and farming, and demonstrates the farming procedures from ploughing and sowing to harvest, and the farm tools involved. Having the opportunity to see many farm tools which can hardly be seen elsewhere, visitors can not only gain knowledge of farm tools but also understand the hard work of farmers.
Shen's Mansion
2.Shen's Mansion
Built in 1873, the 130-year-old Shen's mansion is the former residence of educator Shen Bohan. Though the floor area of the mansion is 3,500 square meters, only the west part of 720 square meters is open to the public. In Yizhang Hall at the mansion, official hats and bridal sedan chairs are carefully placed, which shows the results of Luzhi Town's effort to protect cultural relics. It used to be a tea house where Shen's family met with visitors and now it serves as an exhibition hall displaying women's clothing and accessories in the Wu area.
Why Shen's Mansion? Shen's Mansion is the former residence of the noble Shen family in Luzhi Town. Only one fifth of the mansion is open to the public. The mansion is full of the distinctive features of the area south of the Yangtze River. The scenery inside is so diverse that it's said to change with every step you make.
3.Jiangnan Culture Park
Jiangnan Culture Park
Covering an area of 150 Mu (about 24.7 acres), Jiangnan Culture Park in Luzhi Town is a classical garden with the distinctive features of a water town south of the Yangtze River which combines leisure, entertainment and tourism. By focusing on promoting the town's cultural value and providing a new cultural experience, Luzhi Town adds local characteristics to diverse and multi-level tourism resources, and so builds a platform which displays its essence.
In the culture park there are scenic spots like Luzhi Water Town Women's Clothes and Accessories Museum, Luzhi Town Historical relics Museum, Fuli Street of the flourishing Tang Dynasty, Fuli Academy, Leisure Water Street, Performing Arts Workshop, Central Garden Area, Ancient Performance Stage and so on.
Why Jiangnan Culture Park? Jiangnan Culture Park is a place worth a visit in Luzhi Town. The park not only has beautiful scenery, but also presents performances of opera on the Ancient Performance Stage for free from time to time.
4. Chenghu Lake Relics
In 1974, Chenghu Lake Relics were found by the Nanjing Museum and Culture Management Committee. The relics discovered related to a long time span from primitive cultural relics and Geometric pottery relics to cultural relics from the Han to the Song dynasties. Among the relics uncovered were also thousands of wells, where a great number of primitive cultural relics were found, which were mainly water containers, including water pots featuring animals like chickens, birds, and pigs, and turtle-shaped water pots, painted pieces of pottery, lacquered pieces of pottery and so on, giving a glimpse of ancient Chinese civilization.
Why Chenghu Lake Relics? For archaeology fans, this spot shouldn't be missed. | {
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Pesticides blamed for spike of illnesses in Washington state
Reuters / David Mercado © Reuters
Washington state health officials are pointing the finger at pesticides as they try to explain the recent surge in illnesses in the central part of the state.
According to Reuters, approximately 60 people have been struck with some kind of pesticide-related illness since March – ranging from breathing difficulties and skin rashes to nausea. With health officials looking into 15 separate cases of pesticide exposure, the speculation is that the two situations are connected.
So far, the Washington State Department of Health has stated that at least eight people have had to seek emergency medical treatment due to nausea, vomiting, and headaches. Cases have been reported in Adams, Benton, Chelan, Douglas, Franklin, Grant, and Yakima counties.
In a statement to the Associated Press, state health officer Kathy Lofy said the illnesses could be the result of pesticide drift, which occurs when the chemicals are carried away by the wind or not applied properly.
"We're concerned with this spike in potential drift exposures and are calling our partner agencies to work with pesticide applicators on following state and federal rules to prevent drift," Lofy said, state health officer. "Protecting people from unnecessary exposure to these chemicals is a responsibility that needs to be taken seriously."
As reported by the Yakima Herald, all of the recent drift cases have taken place in areas with orchards. When individuals come into contact with the pesticides, they may suffer from eye and skin irritation and have difficulty breathing. According to Reuters, agricultural workers, utility workers, and residents living near orchards are among those who've become ill.
"To see this many pesticide drift cases this early in the season is a concern," Washington state Department of Agriculture spokesman Hector Castro told the Herald.
Although 24,000 pesticide applicators are licensed in the Washington, state and federal law bars the spraying of pesticides that could come in contact with people, even in cases where the wind plays a role in distributing the chemicals. The Department of Agriculture said it is reminding pesticide sprayers to follow regulations and keep track of wind movement in order to avoid making people ill.
Meanwhile, many of the same counties affected by pesticide drift – including Yakima, Benton, and Franklin – have also reported a spike in a rare and deadly birth defect that triples the average rate seen across the rest of the United States. According to NBC News, seven cases of anencephaly, which describes babies born with parts of their brain and skull missing, were counted in 2013, raising the total count since 2010 to 30.
"We're really concerned about the fact that the anencephaly rates are still so high," said Mandy Stahre, an Epidemic Intelligence Service officer with the Centers for Disease Control and Prevention, to NBC. "We were sort of hoping that this may have been a statistical anomaly or would go away."
As RT reported earlier this year, health officials are unsure as to why anencephaly rates have jumped so high in the area. Some experts believe the rise could be linked to prolonged exposure to pesticides, but there has been no clear evidence linking the two.
Washington(state)news
Koch ally to introduce Monsanto-backed bill to bar state GMO labeling laws
Congress considers blocking GMO food labeling
Most apples in the US drenched with chemical banned in Europe
EPA advances approval of powerful weed killer for Dow's 'Agent Orange' GMO crops
Insecticides cause honeybee colony collapse, study shows | {
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Homepage Fadi Hanna 2021-09-06T19:02:29+00:00
Live and Explore Palestine
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JPI a new organization dedicated to Jerusalem as humanity's shared gift, advancing peace and justice.
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Arab Christians made significant contributions in the areas of science, literature, medicine and more during the early Islamic era. We will be featuring some of these individuals who played an integral role in building the Arab Islamic Civilization, as published in an Arabic collection by the Royal Institute for Inter-Faith Studies in Jordan.
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HCEF Awarded Seal of Excellence Of the 1,000,000 charities operating in the U.S. today, it is estimated that fewer than 5% have been awarded this seal.
Combined federal campaign CFC #10897
HCEF is committed to the continued presence, empowerment and well-being of Arab Christians in the Holy Land and to developing the bonds of solidarity between them and Christians worldwide
Holy Land Christian Ecumenical Foundation (HCEF) | {
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There's no doubt that cocaine addiction is difficult to overcome; even admitting to the addiction in the first place is not easy. Although a person's first experience with cocaine may be voluntary, as the addiction increases, the individual loses that sense of control over his or her ability to choose. Cocaine addiction is like a brain disease that affects a person's entire being: who he is, what he wants, and what defines him as a functioning individual. | {
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Reminder: Demos must be recorded by every player. No alt accounts and no ringers may be used for any reason. Don't delete your tournament demos pls thx until it's officially over.
Important: Schedule your matches asap from the beginning of the week. Only players from your official roster may be used. Also, please limit server slots and be courteous to casters.
Hello everyone, sheriff shade, hero of LTD and also the head producer of the SND tournament here. I would like to first say welcome to the final match of "The Still Not Dead Tournament 2017." Previously this week we saw team Vatican come out of the lower bracket and take Game 1 against Pubstar to force what is now a winner take all scenario for the tournament. The map this week will be parish (with finale) and i am pleased to announce a special guest caster for the epic conclusion of a great tournament! Best of luck to both teams!
Please post your match times and scores in this thread. Make sure to take a screenshot(s) at the end of the match(es) and post it here with the team names.
hello everyone. i was asked to prepare a statement too. but then i thought. why not just sum it up with a picture. so i found this. a picture of a tree growing within the bark of a bigger deader tree. yes the current tree isn't nearly as big but it is still prospering. still not dead.
This playlist now contains all of the matches i have streamed for the tournament including both Grand Finals matches.
Great tournament! Pubstar wanted the victory more and seemed way more prepared, I think they practiced more. Well deserved. Don't see tanks like that get killed that quickly very often! | {
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Profile: Jack Shieh OBE – The Director of Vietnamese Mental Health Service
British Chinese in Profile, Community April 19, 2016 fma
Few people can proudly boast to have achieved as many things as Jack Shieh.
Rising from a humble beginning in Vietnam, who would become a refugee and in 1980 arrived in Britain, Jack Shieh is now widely regarded as being at the forefront of Britain's Vietnamese communities.
Jack Shieh has dedicated his life to furthering Vietnamese causes.
On his second week of his new life in Britain, he decided on becoming an interpreter for a British Council project, which focussed on refugees. Still associated with the project he later became resettlement officer, tasked with providing necessary assistance to Vietnamese families; not only with emotional support, but with advice on daily tasks, such as how to register with a GP and how to craft a letter.
In 1988-93 Shieh became Director of Refugee Action; in this capacity he oversaw the resettlement of Vietnamese refugees. It was also during this period that he was asked to serve as as a member of the Advisory Council on race relations for the-then Home Secretary.
Perhaps one of the Vietnamese campaigner's biggest projects was working as a Social Services Co-Ordinator for the United Nations Commissioner for Refugees. He was based in Hong Kong from 1993-96 and participated in the delivering of essential social services to a staggering 100,000 Vietnamese Boat people.
The former director's work with refugees has not gone unnoticed; he was awarded the prestigious OBE at Buckingham Palace in 1993.
Returning to the UK in 1996 saw him join the Vietnamese Mental Health Services, and latterly became its Director in 2004.
Jack Shieh interview extract with Nee Hao Magazine:
'What is the Vietnamese Mental Health Service?'
"The Vietnamese Mental Health Service is a charity which was founded in 1989. It provides a range of services for Vietnamese people in the UK suffering from mental health. Our services have included: One to One Support by using Recovery Star approach to support clients to build a satisfying and meaningful life; Outreach support: which involved advice and information on daily life, like welfare benefits and housing; Drop-in Day Centres: people will go to take part in activities – including ESOL and Painting classes and outings to visit interest places; Training/Education/Information/Health Workshops: people will learn information about mental health issues.
'What were the biggest achievements for the Vietnamese Mental Health Service?'
"We have helped a great amount of people. It is a much neglected fact that some Vietnamese people suffer severe mental illnesses. We [Vietnamese Mental Health Services] have been able to give massive amounts of support to the families so they can have a normal life. Alongside this, a massive achievement has been the organisation's aim to reduce stigma associated with mental illnesses. We've worked – and do still – tirelessly with community groups to provide information on a whole range of mental health issues. Another of our achievements has been the setting up of bilingual counselling sessions – so if some people either speak Vietnamese or Cantonese, they will be accommodated for."
'What challenges does the charity encounter?'
"Regrettably there are countless problems that the charity faces. One of the biggest is the financial cut backs which were introduced by the 2010 coalition government. As a result funding for ethnic minorities has been slashed. Many organisations, including us, have suffered financial problems. Local authorities, too, have decided on reducing their funding levels.
'Merlene Toh Emerson is seeking election to the up-coming London Assembly election and has previously pledged to help community groups fight for funding, what do you think the response will be in the Vietnamese community should she be elected?'
"I first met Merlene Toh Emerson at the Vietnamese Network meeting, which was co-ordinated by the staff of Lien Viet Housing Association. The Vietnamese Network is open to all organisations and community-based workers who engage with the Vietnamese and South East Asian communities."
"Wonderfully Merlene Toh Emerson is the first Chinese female candidate for the London Assembly; I believe that she will place Chinese and South East Asian communities at the heart of her campaign."
Jack Shieh's vast knowledge of human rights and Vietnamese refugees truly is astounding. For over 30 years he has applied this unique knowledge to accomplish massive achievements, all for the benefit of the UK's Vietnamese communities.
Vote for Merlene Toh Emerson so she can help fight for funding for East Asian charities and community groups.
人在UK不容错过的活动: 伦敦诺丁山嘉年华
英国留学生如何买房投资
Jack Ma's Last Speech as Alibaba CEO
Liu Dan: New Landscapes and Old Masters – Ashmolean Museum Oxford
The best Chinese and East Asian Halloween parties around the UK
Behind Closed Doors: The first Chinese short film on domestic violence in UK
Forgotten histories of World War II
Eason Chan receives honorary degree from Kingston University
Vietnamese Mental Health Services
英国华人女性志愿者年度奖提名开始 – British Chinese Woman Volunteer Award
University of Birmingham autism expert aims to help Chinese children | {
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Hitmaker Nile Rodgers Goes D.I.Y. With the FreakOut! Let's Dance Festival | Village Voice
Hitmaker Nile Rodgers Goes D.I.Y. With the FreakOut! Let's Dance Festival
by Linda Leseman
Nile Rodgers at the Apollo Theater's Spring Gala, 6/8/15 Sachyn Mital for the Village Voice
If there's an apex of achievement in the music business, Nile Rodgers is sitting atop it.
The legendary record producer and native New Yorker has gone from unstable beginnings (he grew up in the Fifties in Greenwich Village with heroin-addicted parents) to take his place among the most successful hitmakers of any generation. And, thanks to his Grammy-winning "Get Lucky" collaboration with Daft Punk and Pharrell Williams in 2013, Rodgers is now popping up on the radar of a whole new generation of fans.
Despite his status, Rodgers has adopted a hands-on approach in curating the FreakOut! Let's Dance Festival (or FOLD), set for August 4 and 5 at Martha Clara Vineyards in Riverhead, Long Island. "I can't believe I've got all these things that I wind up doing myself," Rodgers, at home in Westport, Connecticut, says. He's spent the previous night producing a radio spot to promote the festival, and reveals he does most of the graphic-design work himself, too. "That doesn't necessarily mean another person couldn't get it better," he explains. "It's just that I know what I'm trying to say, so I just say it."
The list of headliners for the two-day event reads like a who's-who of chart-toppers: Beck, Pharrell, Keith Urban, Duran Duran, Chaka Khan, and Janelle Monáe are all on the bill, along with Rodgers, his band, Chic, and many, many others. Most of the main acts are artists Rodgers has worked with or plans to work with in the near future. His goal for the shows is to offer continuous music, with no breaks between sets. "I just want people to have a really, really good time," he says, "and see what artists do when we love each other and are having fun and there's not that crazy competition factor going on."
'I know what I'm trying to say, so I just say it.'
British brothers EC Twins are among the numerous electronic artists and DJs Rodgers personally reached out to in order to help keep the party going at FOLD. "We didn't know quite how to handle the situation," admits one of the twins, Marc Blackham, remembering how he and his brother felt when the star contacted them directly. "We're just two kids from the project housing estate in Manchester, but we grew up with our father listening to all these records, and we were always interested in who made the music as much as we were who was singing the music." Blackham says he and his 30-year-old brother Allister have always admired music producers, including Rodgers. "Then Nile Rodgers starts directly messaging us and talking to us," he continues. "He didn't leave it to some underlings to put it all together. He's doing that himself. We didn't want to look pathetic about it, but we sort of fanboyed out a little bit."
Louis Kha, of Chicago electronic outfit Autograf, feels a kinship with Rodgers's methods. "It's a very D.I.Y. spirit, and that's one of the centerpieces of Autograf and why we started this project," Kha explains. "We just wanted to do everything ourselves, from music to the art [to] building our own instruments. To see Nile put his hands into the festival, I appreciate that. It's cool."
In 2012, Rodgers had to convince the Montreux Jazz Festival that hours upon hours of uninterrupted live dance music would actually work — at a jazz concert, no less. It was the first time he'd undertaken anything like FOLD, and the festival organizers were skeptical. "They were saying that by doing [what] I was attempting to do, I was sort of changing the nature of the Montreux Jazz Festival," he recalls. "I said to them, 'No, it's not really true. What I'm doing is changing your mind about what you believe something to be.' " Like everything Rodgers creates with his Midas touch, the event in Switzerland was a smash. The music didn't stop for eleven hours.
In Rodgers's own head, the music never stops. "I have this weird condition…I always hear music in my head," he says. Sometimes the tunes are existing songs, and sometimes they're original melodies he can draw upon when he composes. He describes the music as "all over the map. It runs the entire gamut."
"It's funny," he adds. "Just as I was talking to you, Phil Ochs popped into my head. Who the hell knows why that was? It probably has something to do with the Village Voice. I grew up with folk music for a minute, you know."
The concept for FOLD is connected both to this constant stream of music he hears and to disco. "The first time that I walked into a disco, it was the very first time in my life that what was happening in the external environment matched what was going on in my internal environment. In other words, music didn't stop in a disco."
By the end of the Seventies, Rodgers and his late creative partner Bernard Edwards had generated some of the disco era's biggest hits ("Le Freak" with Chic and "We Are Family," by Sister Sledge, to name a couple). The word "disco" became uncool as the craze ended, but Marc Blackham thinks the music stuck around under different guises.
"I would actually say as much as disco never died," he offers. "It just was sort of rebranded as house music, because house music is really just disco music. I think that disco got this bad reputation for a brief period in the Seventies and Eighties, and then I think this modern generation, [the] new generation of electronic music producers — [EC Twins] included — try to look back at people like Nile, who made music even before we were born, and we're starting to realize how good they were as producers in comparison to us…I think there's this newfound respect among new producers who are looking back at those guys and going, 'Wow.' "
The death of disco — whether it truly died or simply assumed a different name — did not stand in the way of Rodgers's ascending career trajectory. As a producer, he's worked with icons like David Bowie, Madonna, Diana Ross, Mick Jagger, Debbie Harry, and Grace Jones, as well as contemporary acts like Avicii, Adam Lambert, and Kylie Minogue. Somehow his work remains evergreen; one might hear Madonna's "Material Girl," Bowie's "Let's Dance," and Daft Punk's "Get Lucky" all on the same Sirius channel today.
Kha observes that even with a heap of gold records, Rodgers seems more invested in the creative process than in profits. "Speaking to the guy, he seems like he never seems to think about the business aspect of all this," Kha says, referring to FOLD. "He is just really in it for the art." That may be a luxury of wealth and fame, but Kha identifies with the ideal of making something oneself, thus circumventing concert-promotion and -booking monopolies. He also appreciates the producer's willingness to include up-and-coming groups like Autograf. "When you have people like Pharrell in there, it's kind of not needed to have these smaller acts," Kha points out, "but I think the smaller acts get people that come to these festivals excited, to make them feel that they're discovering something with Nile."
There may be a few last-minute discoveries in store for the FOLD audience, Rodgers hints. Already, the schedule of performers is impressive, but "You don't even know how insane it is," he says. "You just probably know the principals…Other big friends of mine, like big, big stars, are coming, but [we] can't announce it." If his m.o. holds true (and it always does), you can bet that he's coordinating those surprises himself — and that they're going to be a hit.
FreakOut! Let's Dance takes place August 4–5 at Riverhead, New York's Martha Clara Vineyards. For ticket information and more, click here.
More:FestivalsInterviewsMusic FestivalsPopR&B/SoulThings To Do | {
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For the first time, global digital spending will exceed $1 trillion in 2018. And surprisingly, just three product categories make up 75 percent of this global expenditure: smartphones (48 percent); TVs (12 percent); and mobile PCs/tablets (15 percent).
The only category consistently growing in market share is smartphones. From 2011 to 2018, TV's market share of digital spending declined from 16 percent to 12 percent and mobile PCs and tablets fell from 19 percent to 15 percent. These declines are minor when compared to all other digital products combined — which have seen their market share cut in half (from 48 percent in 2011 to just 25 percent in 2018).
The key insight: smartphones are eating the digital world. Few people buy a point-and-click digital camera anymore because smartphones have 12+ megapixel cameras. (My Huawei Mate 10 Pro has dual Leica cameras — a 20 megapixel and a 12MP).
Why buy a GPS when your phone serves as one and you can use Waze to navigate city traffic? And today's smartphones have accelerometers that can track steps all day.
The last gadgets standing really are the TV and the portable PC — but even they are being challenged by the smartphone. TV unit sales have declined one percent a year globally since 2014 while the PC/PC tablet market has shrunk by seven percent a year.
Millennials now watch far more video on their smartphones than they do on TV and as they age, the trends are going to continue. What is driving all this is "phablets" — large smartphones with high resolution screens so you can watch video anywhere.
Within the smartphone category, phablets are predicted to overtake regular smartphone shipments by 2019, according to IDC.
Between 2017 and 2021, phablet sales are predicted to grow at compounded annual growth rate (CAGR) of 18.1 percent and hitting a billion units by 2021. By contrast small smartphones with screens of 5.5-inches or less are expected to decline.
With more people watching video on phablets, this will challenge the sale of TVs. Smartphones are getting so powerful that they will begin cannibalizing PC sales. Imagine no longer taking a laptop on your business trips. Instead you just connect your smartphone to an external monitor and keyboard viaBluetooth and instantly it becomes your computing device.
These trends are accelerating the shift from a PC-centric computing world to a mobile one. | {
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Ximena steht für:
Ximena (Vorname), weiblicher Vorname
Ximena (Guayaquil), Parroquia urbana und Stadtteil von Guayaquil in Ecuador | {
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The Kinsmen
For the past 36 years, The Kinsmen have been delivering the good news of Jesus Christ through their spiritually uplifting musical ministry. The many friends who have been a part of this ministry helped maintain a refreshing vocal style, and diverse selection of songs that appeal to audiences of all ages. In 2020, The Kinsmen were nominated for and received the award for the Arkansas Country Music Association's Inspirational artist of the year. This captivating group offers hope and inspiration as they share the message of God and His love for all people during each invigorating performance.
Sunday, January 30 @ 6:30PM Sun, Jan 30 @ 6:30PM Lifesong Baptist Church Greenbriar, AR Greenbriar, AR
Saturday, February 5 @ 6:00PM Sat, Feb 5 @ 6:00PM Whispering Pines Cowboy Church Whispering Pines Cowboy Church, Pine Bluff, AR. Whispering Pines Cowboy Church, Pine Bluff, AR.
Sunday, February 6 @ 6:00PM Sun, Feb 6 @ 6:00PM Cornerstone Baptist Church Cornerstone Baptist Church, Greenville, MS. Cornerstone Baptist Church, Greenville, MS.
Sunday, February 20 @ 6:00PM Sun, Feb 20 @ 6:00PM Orion Missionary Baptist Church Orion Missionary Baptist Church, Redfield, AR. Orion Missionary Baptist Church, Redfield, AR.
Saturday, May 21 @ 6:00PM Sat, May 21 @ 6:00PM East Union Missionary Baptist Church East Union Missionary Baptist Church, Hensley, AR. East Union Missionary Baptist Church, Hensley, AR.
Sunday, June 12 @ 10:30AM Sun, Jun 12 @ 10:30AM Montrose Baptist Church Montrose, AR Montrose, AR
Sunday, July 10 @ 10:30AM Sun, Jul 10 @ 10:30AM Pleasant Valley Baptist Church Greenbriar, AR Greenbriar, AR
Friday, January 6, 2023 @ 7:00PM Fri, Jan 6, 2023 @ 7:00PM Rockport Gospel Music Festival First Baptist Church, Rockport, Texas First Baptist Church, Rockport, Texas
Saturday, January 7, 2023 @ 11:00AM Sat, Jan 7, 2023 @ 11:00AM Rockport Gospel Music Festival First Baptist Church, Rockport, Texas First Baptist Church, Rockport, Texas
Sunday, January 8, 2023 Sun, Jan 8, 2023 The Kinsmen in Concert TBA TBA
Just Beyond The Sunset 3:33 | {
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What does ZDLR stand for?
To quote Zach De La Rocha of the band Rage Against the Machine: `It has to start somewhere.
Byline: - Compiled by Sandra Barrera Early this month, Audioslave - the rock quartet formed when Soundgarden singer Chris Cornell replaced Zach De La Rocha in Rage Against the Machine - became the first American rock group to play an outdoor concert in Cuba.
The cast includes Zach De La Rocha, formerly of Rage Against the Machine, who appears on the three-part narrative track "Release" along with street poet Saul Williams.
An illuminating sidelight to Gonz' show--not to mention the American Dream--occurred when ex-Rage writer Zach De la Rocha was singled out close to the opening by some gym rats and asked if ho were "an Arab Muslim. | {
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FROM debian:jessie
MAINTAINER snowdream <[email protected]>
ENV DEBIAN_FRONTEND noninteractive
# Install dependencies
RUN apt-get -qq update && \
apt-get -qqy install --no-install-recommends \
build-essential \
autotools-dev \
cmake &&\
rm -rf /var/lib/apt/lists/*
| {
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THE BEER NUT: Tree House Brewing to expand, Night Shift gets a Boston zipcode
Norman Miller Daily News Staff @Norman_MillerMW
May 8, 2018 at 3:19 PM May 8, 2018 at 4:25 PM
Two of the state's most well-known breweries made major announcements recently: Tree House Brewing Company of Charlton is mounting a major expansion project while Night Shift Brewing of Everett will be opening a new brewpub in Boston.
For Tree House, this will be roughly the ridiculously popular brewery's 500th expansion (OK, fifth or sixth), coming on the heels of the opening of their Charlton location last year.
Nate Lanier, co-founder of Tree House, announced on the Tree House blog last week that the expansion project will begin this summer (pending approval from the town).
The project will include a 16,000-square-foot expansion to the brewery's retail shop and brewery, including several open pergolas and a second bar that is double the size of the current one. That will also allow for filling and selling growlers, which isn't currently available.
They also plan on adding a 2,000-square-foot indoor mezzanine overlooking the brewery, and the new can sale area will be above the canning line, allowing a view inside the brewery.
But wait! There's more, a lot more.
Lanier wrote that they plan on adding a private function room to host events, and they will add several outdoor spaces for use during warmer weather.
In addition, three miles of trails that can be used for walking and mountain biking on the property will open soon. The trails, located on Tree House's property, connects to the Capen Hill Wildlife Sanctuary, which can be biked or walked.
They also plan on planting a fruit tree orchard, having beehives and turning five acres of the property into hop fields and additional open space. Parking will also be improved.
Tree House will also go green.
"We have grown substantially as a brewery, and with that growth comes increasing raw material and energy needs," Lanier wrote. "To offset our impact, we are taking a number of dramatic steps to minimize our energy use and to utilize cutting-edge technology to reduce our impact on the environment. We are pleased to share that we have committed to generating 40 percent of our electricity needs with on-site renewable technology within two years. Within five years, we have a goal to generate 100 percent of our electricity needs on-site through renewable means."
Night Shift Brewing's project is also an ambitious one.
They announced that next year they will be opening Night Shift Lovejoy, a new brewpub on the first floor of the Converse building near Boston's TD Garden.
The new location will be 12,000 square feet, and have a full kitchen, seating for 325, 30 taps and a 10-barrel brewing system.
The current Everett location will remain open.
The new location will have waterfront patio seating and will have a coffee bar during the day.
"This will be an innovation playground," said Anna Jobe, who will be the managing brewer at the new location.
Night Shift Lovejoy will concentrate on small batch and experimental beers.
Night Shift is working with Helios Design Group and Cafo Construction to build the brewery, and hopes to keep a turn-of-the-century look, Night Shift co-founder Michael Oxton said.
"We have such a strong following of beer lovers living and working within the city," said Oxton. "Night Shift needed a Boston zip code."
Norman Miller is a Daily News staff writer. Email him at [email protected] or call at 508-626-3823. Check out the Beer Nut blog at http://www.metrowestdailynews.com/section/blogs01?taxid=646&start=2. Follow him on Twitter and Instagram @RealBeerNut and on Facebook at facebook.com/NormanMillerBeerNut.
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Easton Journal ~ 5 Cohannet St., Taunton, MA 02780 ~ Privacy Policy ~ Terms Of Service | {
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AS regular readers of this blog know, I like to extrapolate.
You may choose not to. I'm not here to judge. Actually, I am here to judge, just not to judge that.
Maybe you prefer to extrapolate privately, all by yourself, or with a pet. Maybe your religion forbids it, or, as a child, your parents and teachers made you feel ashamed, telling you extrapolation would grow hair on your cerebral cortex. And so you extrapolate furtively, behind a curtain in the den, or only while camping with trusted friends, the clamour of a rushing creek masking your feeble murmurs.
Not me. I extrapolate for a living. As various web sources define it, extrapolation means to "draw from specific cases for more general cases" or to "infer from what is known." The more athletic and prosaic among us might call it jumping to conclusions from a great height, without a parachute.
Admittedly, it's not for the timid, this forging links between, say, pomegranates, Bay Day and the president of Iraq, or Christie Blatchford and a stagnant sluice. You need a certain level of fearlessness, an affinity for mumbo-jumbo, and, ideally, a thesaurus.
Extrapolation can cause metaphorical injuries as you attempt to stretch out the details of one event or individual, like an elastic band, so absurdly far that it snaps firmly around another. You can certainly (still metaphorically speaking) take your own eye out. For tireless extrapolators such as myself, collateral damage makes itself known in letters to the editor that sometimes leave a scar.
Admittedly, we can't all extrapolate with finesse. Try as you might, your efforts to turn a doting reference to your 12-year-old cat into a diatribe against Jesse James' treatment of Sandra Bullock or the scandal at the Vatican may fail to hit the mark if there really is no coherent link. I advise against mentioning cats at all, honestly. No matter what the context, they rarely culminate in a punchline.
It's best to extrapolate from provable data, like the truths unearthed by recent social science studies, tabloids, fashion magazines and home décor monthlies, pop singers, trend-watchers, and talk show hosts. But in a pinch, any source with a web address will do.
Today, for example, I got an e-mail from one of my regular correspondents, which is to say, a self-serving public relations flack who doesn't know me from Moses. In this case, he was broadcasting the findings of something called the NPD Group. The NPD Group is not to be confused with the NDP group, which I'm pretty sure wouldn't devote its attentions to the topic at hand: coffee makers. If this study had been done by the NDP group, it would probably focus on workplace hazards to baristas, but the NPD Group's report, entitled Coffee Pods: A Consumer Perspective, looks instead at the fresh importance of single-serve coffee makers. It seems their sales showed a 103 percent jump in 2009.
Apparently, last year, Canadians were buying less coffee or "specialty beverages" away from home. Well, you amateurs might take this intelligence at face value, absorbing nothing from it but the sense that you'll now be able to get a seat at your favourite JJ Bean.
Not so, us extrapolators. We spot a meaty bit of data and immediately conjure up a detailed family scene. There's Mother, wearing grimy long underwear and hunkered down by a burning tire on the beach for warmth, having returned the house to the bank and sold all her clothes to feed her buying-coffee-away-from-home habit before finally giving up her JJ Bean mocha macchiatos. Nearby, Father looks wild, hopped up on cheap coffee beans brusquely roasted over the fire, and brewed into the kind of joe so black and strong it would put hair on the chest of Johnny Weir. The twins, now 4, have turned an old shoebox into a Starbucks for the tiny dolls they've made out of beach glass. The dolls happily march inside -- some, of course, stopping to idly nurse invisible cups for hours at a time.
As it turns out, in 2009, "…contentment was highest among those who paid more than $150 for their single-serve coffee makers," the news release continues. I would extrapolate from that (since I have a 30-year-old English degree and you may not) that the NPD (which I don't think is the Nigerian Police Department, but you never know) would like each of us to buy an expensive single-serve coffee-brewing device as soon as possible.
You amateurs may drift off at this point, perhaps sloping across the kitchen for a hot mug of your own, personal single brew. Next you'll be artfully stacking charcoal briquettes or slapping your relatives or whatever you do for weekend kicks. But the bland advocacy of the NPD cannot divert extrapolators such as myself from our life's work.
In my mind's eye, I still see Mother in her long underwear, suspiciously glaring at the hellish, scum-topped cup of java her husband has slammed down in front of her, screaming, "Drink it, damn you!" The children can sense their mother's horror and are crying as they try to shield their brittle homemade Starbucks store from the hobnailed boots of their bitter pater. | {
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Table of Cited Authorities:
United States Constitution, Justice.gov (pro-forma-sessions-opinion), Harlan Institue
Statement of Argument: The President of the United States has the power to make appointments without congressional approval through recess appointments, making the appointment when the senate is in recess. The President can fill any vacancies he or she wants when the Senate is in recess, whether the vacancies occur before or during the recess. The President, however; cannot make recess appointments during the Senate's pro forma sessions as the senate in not in a true recess and is meeting frequently.
Argument: The President under the Constitution has the power to make appointments that do not require senate approval when the Senate is in recess. This, however; raises the question when exactly is the Senate in recess, especially today with the current technology and the ease of communication between its members. The Constitution says "The President shall have power to fill up all vacancies that may happen during the recess of the Senate, by granting commissions which shall expire at the end of their next session." It is clearly stated that the President may make an appointment, when the Senate is in recess, this means that small breaks or minor recesses do not count as an acceptable time to make an appointment. When the Senate meets and plans to have continuous secessions, the time between the physical meeting and debating is not a recess. There must be breaks in between Senate meeting, the US senate cannot be in session for hours and hours, having periods of time off makes sense; and the President will not be able to make appointments during these short times off. If the Senate is no longer meeting and holding secession then the President is free to fill as many vacancies as her or she wishes. The DC court said the President may make an appointment between sessions but not during a mid-session break, or intra-session recess.
All vacancies that exist during a recess can be filled by the president, he or she is not limited to making appointments to fill vacancies that occurred at the start of that specific recess although the DC district court said the President is limited the decision cannot be enforced. Having a vacancy means that there is the court or agency is missing a key person in a leadership position. A vacancy is the opening needs to be filled sooner rather than later, the time of the start of the vacancy is irrelevant and the President can fill the spot at any time during a recess, because he or she cannot be stopped from doing so.
The fact over whether the President can make recess appointments during a pro forma sessions is widely disputed. the Department of Justice Office of Legal Counsel, a very powerful agency that acts as a legal aid to the president, believe that the pro forma session are in fact a period of recess. The Office of Legal Counsel stated " "the convening of periodic pro forma sessions in which no business is to be conducted does not have the legal effect of interrupting an intrasession recess otherwise long enough to qualify as a "Recess of the Senate" under the Recess Appointments Clause. In this context, the President therefore has discretion to conclude that the Senate is unavailable to perform its advise-and-consent function and to exercise his power to make recess appointments." Many disagree with this statement from the Office of Legal Counsel, arguing that the senate very much in session during pro forma sessions and the President lacks the power to make a recess appointment at that time. | {
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Q: Comparison of dataframe columns without many for loops and if statements I'm quite new to R.
I want to compare three dataframes to see if they contain the same information within one of the columns.
The data look like this (only longer):
df_1
id comment coord.x coord.y
1 <NA> 64.492 1186.803
2 <NA> 64.418 1185.560
3 <NA> 64.418 1183.001
4 <NA> 64.492 1180.953
5 <NA> 64.492 1179.345
6 <NA> 64.418 1177.517
7 <NA> 64.345 1175.396
df_2
id comment coord.x coord.y
1 <NA> 64.34 1186.73
2 <NA> 64.39 1185.42
3 <NA> 64.25 1183.04
4 #c 64.39 1181.80
5 #c 64.48 1175.26
6 <NA> 64.43 1173.41
7 <NA> 64.48 1170.12
df3
id comment coord.x coord.y
1 <NA> 64.600 1186.769
2 <NA> 64.513 1185.377
3 <NA> 64.513 1182.984
4 <NA> 64.559 1180.722
5 <NA> 64.603 1179.286
6 <NA> 64.429 1177.502
7 #c 64.429 1174.905
I want to find how many truly unique values there are in coord.y, and see if the values are repeated in the three dataframes. I will consider any values that agree within 0.3 to be 'the same', ie. not unique. Then I would like to create a table of these unique coord.y values and another column which would indicate which dataframes contain this value. So 111 could indicate it is present in all three dataframes while 010 could indicate it is just present in df_2. An extra complication is that I also need to exclude any rows which contain #c from the search.
So the result for this example would be a matrix which looks like this:
result
1186.803 111
1185.560 111
1183.001 111
1180.953 101
1179.345 101
1177.517 101
1175.396 100
1173.41 010
1170.12 010
In the end it is not so important which value is saved as the unique value. If the same value (within the 0.3 range) is found in mutliple dataframes, I may end up averaging it, but for now it is not important.
I started constructing a for loop with several if statements to do this, but it was getting rather complicated. There is probably an easier way in R to program this with functions to get a similar result.
Please let me know if the question is not clear.
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Q: Array List not finding objects So I am trying to create a feature where two current objects can be saved so next time they can be loaded instead of being created again. I have a problem with following class:
public class Investor implements Serializable {
private String investorName;
private double investorCapital;
private ArrayList<Share> shareOwned;
private ArrayList<Integer> numberOwned;
public Investor(String name, double capital) {
investorName = name;
investorCapital = capital;
shareOwned = new ArrayList<Share>();
numberOwned = new ArrayList<Integer>();
}
P.S. I removed function just to show structure. Then I execute following code:
File investorData = new File("inv1.ser");
if(investorData.exists()) {
try {
FileInputStream loadData = new FileInputStream(investorData);
ObjectInputStream ois = new ObjectInputStream(loadData);
inv1 = (Investor) ois.readObject();
loadData.close();
ois.close();
} catch (Exception exc) {
JOptionPane.showMessageDialog(null, "An error occurred", "Error", JOptionPane.ERROR_MESSAGE);
}
}
else {
try {
String name = JOptionPane.showInputDialog(null, "What is your name?", "Creating new investor", JOptionPane.QUESTION_MESSAGE);
double capital = Double.parseDouble(JOptionPane.showInputDialog(null, "What is your investor capital?", "Creating new investor", JOptionPane.QUESTION_MESSAGE));
inv1 = new Investor(name, capital);
}
catch(NullPointerException exc) {
JOptionPane.showMessageDialog(null, "You must enter details in order to proceed", "File Not Found", JOptionPane.ERROR_MESSAGE);
}
JOptionPane.showMessageDialog(null, "New investor " + inv1.getInvestorName() + " with balance: " + inv1.getInvestorCapital() + " has been successfully created!", "Investor Created", JOptionPane.INFORMATION_MESSAGE);
try {
FileOutputStream saveFile = new FileOutputStream(investorData);
ObjectOutputStream oos = new ObjectOutputStream(saveFile);
oos.writeObject(inv1);
saveFile.close();
oos.close();
}
catch(Exception exc) {
JOptionPane.showMessageDialog(null, "An error occurred", "Error", JOptionPane.ERROR_MESSAGE);
}
}
When I launch program first time it prompts me to create new Investor object which it does successfully and saves in appropriate location and so on. After that I can use program: buy/sell shares etc, but once I close it, and open again, it doesn't recognize shares that were bought before. So for example if when I closed I had Gold - 100, then when I open program again it will show Gold - 100 and will try to buy 10 more, it will add new Gold object to shareOwned and I will have Gold - 100, Gold - 10. So as I understand it cannot recognize old Gold object and added new one (as was intended if it never existed).
I cannot upload a whole program because it is quite big, there is buyShare method in investor class:
public void buyShare(double price, int amount, Share stock) {
investorCapital -= price * amount;
if(shareOwned.contains(stock)) {
numberOwned.add(shareOwned.indexOf(stock), numberOwned.get(shareOwned.indexOf(stock)) + amount);
}
else {
shareOwned.add(stock);
numberOwned.add(amount);
}
}
Share class(without functions):
public class Share implements Serializable {
private String shareName;
private double shareValue;
private int shareAvailable;
private final double SHARE_PURE_VALUE;
public Share(String name, double value, int available) {
shareName = name;
SHARE_PURE_VALUE = value;
shareValue = value / available;
shareValue = Math.round(shareValue * 10) / 10;
shareAvailable = available;
}
You can see where I check for "contains" it should return just add numberOwned, but instead it creates new one, so it cannot find previous Gold that was saved before. Sorry for explaining so badly, I can send a program if that will be more convenient.
A: If I understood your problem, you expect to have "Gold - 110", not "Gold - 100, Gold - 10", right?
So, I think you have to implement equals and hashCode methods on Share class. When "shareOwned.contains(stock)" is called, never returns true, correct?
That's why you always have a new stock object in your list.
Add commons-lang3 to your project and put this code on your Share class:
@Override
public boolean equals(Object obj) {
return EqualsBuilder.reflectionEquals(this, obj);
}
@Override
public int hashCode() {
return HashCodeBuilder.reflectionHashCode(this);
}
Should work.
A: Thank you so much! I solved the problem. As it was mentioned I had to override equals() and hashCode() methods in Share class and now everything working (seems at least) perfectly. I was trying to use loops to check names instead but this solution is much simpler!
@Override
public boolean equals(Object o) {
if (this == o) return true;
if (o == null || getClass() != o.getClass()) return false;
Share share = (Share) o;
if (!shareName.equals(share.shareName)) return false;
return true;
}
@Override
public int hashCode() {
return 1;
}
public void setMarketValue() {
shareValue = SHARE_PURE_VALUE / shareAvailable;
shareValue = Math.round(shareValue * 10) / 10;
}
| {
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Flashback Characters
Flash-forward Characters
Flash-sideways Characters
Mysterious Happenings
Literary Techniques
The Celtic Football Club Logo
Celtic Football Club is a Scottish football (soccer) club, competing in the Scottish Premier League, the highest level of football in Scotland. The club is based in the Parkhead area in the east end of the city of Glasgow.
In Lost
In "Catch-22", Desmond is told by his ex-fiancée Ruth, "your only religious experience was when Celtic won the cup!" This sentence was a reference to Celtic Football Club, and indicates Desmond was an enthusiastic supporter of this team. Celtic won the Scottish Cup 34 times, and Ruth could be referring to the 1995 win near the end of their 6 year relationship, or more likely the 1988 or 1989 wins near the beginning.
Later in this episode Desmond sings "The Celtic Song" - a song played over the loudspeaker at Celtic Park when Celtic run onto the pitch before kick-off.
The Official Celtic F.C. website
Wikipedia entry for Celtic F.C.
Pop culture references and allusions in Lost
Outside references to Lost (converse)
Alias • Blue Danube • Boston Red Sox • Celtic FC • Green Lantern and Flash: Faster Friends • Myst • Mystery Tales No. 40 • New York Yankees • Pi • Star Trek (Redshirts) • Star Wars • Voltron • Watchmen • Wizard of Oz
Retrieved from "https://lostpedia.fandom.com/wiki/Celtic_FC?oldid=1084222"
Community content is available under CC BY-NC-ND unless otherwise noted.
More Lostpedia
1 The Numbers
2 The Man in Black
3 John Locke
Lostpedia is a FANDOM TV Community. | {
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We take the needs of our Readers and Book Club Members very seriously. If you have questions, suggestions, or need additional information.
LeeWay Publishing remains committed to the publication and distribution of materials scribed and created by Ruth Lee, Scribe. We do not accept submissions from other sources at this time.
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DREAM WEAVER — Dream Interpretations still available. | {
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Royal Rumble 2000 a fost cea de-a treisprezecea ediție a Royal Rumble, un eveniment pay-per-view de wrestling profesionist, produs de World Wrestling Federation. A avut loc pe 23 ianuarie din anul 2000 în Madison Square Garden din New York.
Rezultate
Tazz l-a învins pe Kurt Angle
Tazz l-a lăsat pe Angle K.O. cu "Tazzmission".
Acesta a fost debutul lui Tazz în WWF.
The Hardy Boyz i-au învins pe The Dudley Boyz într-un Tag Team Elimination Table Match (10:17)
Matt și Jeff l-au eliminat pe Bubba Ray după un "Event Omega" pe o masă.
Bubba Ray și D-Von l-au eliminat pe Matt după un "Asisted Second Rope Powerbomb" către o masă.
Jeff l-a eliminat pe D-Von după un "Swanton Bomb" de pe un balcon la intrare pe o masă.
Chris Jericho i-a învins pe Hardcore Holly și Chyna câștignd posesia unică a Centurii Intercontinentale (7:30)
Jericho a numărat-o pe Chyna după un "Lionsault"
Chyna și Jericho erau co-campioni înainte de meci.
The New Age Outlaws (Road Dogg & Mr.Ass) i-au învins pe The Acolytes (Faarooq & Bradshaw) păstrându-și centurile Campionatele pe echipe din WWF (2:35)
Mr.Ass l-a numărat pe Bradshaw după un "Famouser".
În timpul luptei, X-Pac a intervenit în favoarea lui Road Dogg și Mr.Ass
Triple H l-a învins Cactus Jack într-un Street Fight Match păstrându-și Campionatul WWF (26:51)
Triple H l-a numărat pe Jack după un "Pedigree" pe pioneze.
După meci Jack l-a atacat pe Triple H care se afla pe o targă.
În timpul luptei The Rock l-a atacat pe Triple H.
The Rock a câștigat meciul Royal Rumble 2000 (51:49)
The Rock l-a eliminat în sfârșit pe The Big Show câștigând meciul.
Wrestling
2000 în sport
Evenimente pay-per-view WWE | {
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Tbourida
Consent of communities - filmed consent: French
Consent of communities: French/Arabic
ICH inventory: French
Inscription: 16.COM 8.b.26
© Société nationale de Radiodiffusion et de Télévision (SNRT); TéléMaroc; Société Royale d'Encouragement du Cheval (SOREC), 2017
Tbourida is a Moroccan equestrian performance dating back to the sixteenth century. It simulates a succession of military parades, reconstructed according to ancestral Arab-Amazigh conventions and rituals. Each tbourida is performed by a troupe made up of an odd number of riders and horses (between 15 and 25). The riders line up side by side, with the leader of the troupe in the middle. They often give spiritual significance to the event, performing ablutions and praying collectively beforehand. Under the direction of the leader, the riders and horses perform a parade composed of two principal parts. The first is the hadda, or salute, in which the riders enter the course at a trot and perform an acrobatic arms drill, then reposition themselves at the starting point. This is followed by the talqa, in which the troupes set off again at a gallop and fire a round of blanks from their rifles, simulating a collective departure for war. The riders wear period costumes and accessories, including a turban, draped clothing and oriental slippers. They also carry a small copy of the Koran and an ancient Arab sword. The horses are bridled and saddled with material sewn and decorated in the traditional manner. The riders' customs and costumes represent their tribe or region, and transmission takes place from generation to generation within families, through oral traditions and by observation.
© Société Royale d'Encouragement du Cheval (SOREC), Maroc, 2015
Acrobatics (29)
Agricultural ritual (24)
Bladed weapons (32)
Equestrian games (14)
Procession (100)
Rites (2)
Sports competitions (35)
Drylands (78)
Knowledge and practices concerning nature and the universe (256) | {
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Tomb of Shah Mardan, Shah Maydan Hz. 'Ali ibn Abi Talib.
Originally constructed by Abbasid Caliph Harun al-Rashid (d. 809), the golden dome above the tomb (later constructed) is decorated with 7777 solid gold bricks. The two minarets are decorated 3000 solid gold bricks in honor of the venerable King of Men, Shah i-Mardan 'Ali ibn Abi Talib (alaihi salam). After the Prophet Muhammad's (sallallahu alaihi wa aalhi wa sallam) sacred mosque in Medina, this site is the most decorated and visited tomb of a human being on earth.
Above: The exalted Tomb of Imam 'Ali ibn Abi Talib (karramAllahu wajhul karim). The Tomb of Imam 'Ali ibn Abi Talib is also the site for the graves of the Prophets Adam, and Nuh (peace be upon them) according to Islamic sources and is the common belief of the people of Iraq, according to both schools.
According to "Hacegan Hanedani", by H. L. Shushud, Istanbul 1958, originally published in "Systematics"Volume 6, No. 4 March 1969 by J. G. Bennett, Sultan al-Arifin Bayazid al-Bistami (804-874, 77/78 CE) was initiated by Imam 'Ali ibn Musa ibn Ja'far ibn Muhammad ibn 'Ali ibn Husayn ibn 'Ali ibn Abi Talib, known asal-Rida (765-818). "The Darvishes: Or Oriental Spiritualism" By John Pair Brown, states on p. 141, that Bayazid al-Bistami lived until the year 874/877/878, placing him as an authorized deputy of Imam 'Ali ibn Musa al-Rida during the life times of the succeeding Imams from the biological progeny of the Prophet Muhammad, namely Imam Muhammad al-Taqi (d.835 CE), Imam 'Ali al-Hadi (d.868 CE), Imam Hasan al-Askari (846–874 CE), and Imam Muhammad al-Mahdi (869-), whose birth was documented by Khwaja Muhammad Parsa in Fasl al-Khitab [Arabic]: Fadhail Khulafa wa Ahlul Bayt, on p. 592.
This entry was posted on April 26, 2013 by ASFC in Ahmed Amiruddin and tagged Golden Chain, Imam Ali ibn Abi Talib, Imam Hasan al-Askari, islam, Sayyid Ahmed Amiruddin, Shah Naqshband, sufi, Sufism. | {
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Plainfield High School learned this week that seven members of its junior class have earned the distinction of being included in the National Merit Scholar Corporation's list of Top 50,000 students taking this year's exam.
While this is a preliminary announcement, students will learn in the fall if they've advanced to the Semifinalist stage.
Representing nearly 2% of the PHS Class of 2018, this is the largest group of PHS students ever to advance this far in the National Merit program. Please join us in congratulating these students on this prestigious honor. | {
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These latest are from the United Methodist Association of Communicators. The Advocate was among hundreds of United Methodist communicators and publications honored during an awards gala Feb. 22, the eve before the special called session of General Conference.
"Editor Jessica Brodie has set high standards of excellence for the Advocate, and 108 awards from outside organizations, including these four, attest to that," said Dr. Bill Click, chair of the Advocate's board of trustees.
Also at the event, the group honored its 2019 Hall of Fame inductee, Dr. Daniel R. Gangler, and two Communicators of the Year, Mary Catherine Phillips and Tim Tanton.
Read a complete list of award recipients at www.umcommunicators.org/awards.
Well-deserved, Jessica. Your writing and editing is always good. Especially so on the recent called conference and it's related issues. I always wanted to see your reports and comments first. You are a gift to us SC Methodists. | {
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Okiseius juglandis är en spindeldjursart som först beskrevs av Wang och Xu 1985. Okiseius juglandis ingår i släktet Okiseius och familjen Phytoseiidae. Inga underarter finns listade i Catalogue of Life.
Källor
Spindeldjur
juglandis | {
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scholarship.law.upenn.edu
An ethical duty to protect one's own information privacy?
Anita L. Allen
Alabama Law Review 64 (4):845-866 (2013)
@article{Allen2013-ALLAED-2, number = {4}, author = {Anita L. Allen}, year = {2013}, pages = {845--866}, volume = {64}, title = {An Ethical Duty to Protect One's Own Information Privacy?}, journal = {Alabama Law Review} }
Allen, Anita L. (2013). An ethical duty to protect one's own information privacy? Alabama Law Review 64 (4):845-866.
People freely disclose vast quantities of personal and personally identifiable information. The central question of this Meador Lecture in Morality is whether they have a moral (or ethical) obligation (or duty) to withhold information about themselves or otherwise to protect information about themselves from disclosure. Moreover, could protecting one's own information privacy be called for by important moral virtues, as well as obligations or duties? Safeguarding others' privacy is widely understood to be a responsibility of government, business, and individuals. The "virtue" of fairness and the "duty" or "obligation" of respect for persons arguably ground other-regarding responsibilities of confidentiality and data security. But is anyone ethically required—not just prudentially advised—to protect his or her own privacy? If so, how might a requirement to protect one's own privacy and to display ethical virtues of reserve, modesty and temperance properly influence everyday choices, public policy, or the law? I test the idea of an ethical mandate to protect one's own privacy, while identifying the practical and philosophical problems that bear adversely on the case. I consider "conceptual" and "libertarian" objections to the view that each individual indeed has a moral obligation to safeguard his or her own privacy. Government and industry are not off the hook if privacy is a duty of self-care and self-respect: they have responsibilities and are freshly viewed as partners in moral agents' quest for ethical goodness.
Privacy Rights in Social and Political Philosophy
Rights and Duties in Social and Political Philosophy
obligations to oneself duties to oneself privacy
scholarship.law.upenn.edu (no proxy)
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Wickedness.[author unknown] - 2001 - Routledge. | {
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Are you aware termites may already or could possibly be your homes next target? Left undetected, termites could cause significant damage to your home. Did you know that termites do as much damage to your home as fires and floods?
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Accutrol will inspect your home or business to determine where and how the termites may enter. We must first focus on the accessible interior entry points. This includes plumbing and utility pipe penetrations, attic space, fireplace, any and all moisture areas, additions to the structure, and any known damaged areas/pin holes.
Second, we focus on the accessible exterior perimeter areas of the slab/foundation inspecting for conducive conditions, any signs of damaged wood, and termite mud tunnels.
Should your inspection reveal active termite infestation, we will recommend a treatment plan to eliminate and prevent them from returning. Accutrol uses a conventional liquid soil treatment and/or a baiting system for the elimination of termite colonies.
These structures require a further inspection under the accessible crawl space areas, examining piers, joists, plumbing and utility pipes, interior beams (if applicable) and moisture areas. (A minimum of 18" clearance is required on all areas of crawl space).
Accutrol will create a chemical barrier around your home or business using Termidor "the most advanced form of subterranean termite control chemical in the industry." We will trench and pressure inject with a rod around the exterior perimeter of your home or business, and in accessible crawl space areas all piers will be treated with the same procedure along with the interior beams.
Once the initial treatment is completed you will receive a retreatment service agreement certificate for one year, with the option to renew it each year there after.
* This renewal is transferable to new owners of the property.
Accutrol will install termite-monitoring stations around your home or business. They will be installed around the accessible exterior perimeter. This procedure is designed to detect termites in the ground and eliminate them before they attack your structure. We will provide an ongoing inspection to detect any activity found in monitoring stations. | {
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As a small business development volunteer in Peace Corps Morocco from 2007 to 2009, I developed and implemented a marketing and management strategy for a local artisan/tourism association which increased sales 50% by identification of new local and overseas markets, including participation in 11 Moroccan craft fairs and exhibitions and the development of a new eco-tourism business. My secondary project focused on increasing energy efficiency and business profitability through the use of improved wood-burning boilers in bathhouses.
Being able to take electives in different graduate programs in addition to the required class work allowed me to broaden my understanding of public service and develop a wide range of knowledge, which I can apply to the way I understand the world and implementing positive change.
Through my master's coursework at Marquette and work placement at The Gathering of Southeast Wisconsin, I solidified my goal of a building a career in the nonprofit sector. I have a better understanding of the nonprofit sector in terms of program development, finance, legal issues and management. I have developed more confidence in my ability to find a meaningful job and make a positive impact wherever I focus my energy.
As the Program Development Manager at The Gathering of Southeast Wisconsin, I managed and expanded the organization's Fresh Produce Preservation Project by securing donations from local farmers and food banks and preserving over 3,000 pounds of produce, which was included in meals for the homeless and hungry throughout the year. I also managed a pilot meal site, enacted a nutrition education program, and engaged in working groups that address homelessness and healthy food access in Milwaukee. Towards the end of my year, I chaired a committee to increase awareness about The Gathering through website redevelopment, storytelling, events, and electronic communications.
Insights/impact – Both the academic experience and the agency experiences helped me to better understand myself and to better envision the type of work I would like to be doing in the future. I have learned a great deal about the nonprofit sector and the nuances of working within it. The overall experience of being in the Trinity Program cannot be matched. It will change your life.
I will be working with two natural building schools in Oregon and Michigan to increase their nonprofit organizational skills and learn natural building techniques. | {
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2020 Honda City Sedan Launch Timeline, Expected Price & Details
By Amit Sharma
Date- June 13, 2019
– To be launched in 2020, the next generation Honda City could also get a hybrid powertrain.
Japanese automaker, Honda had announced to launch 3 new cars in the Indian car market by 2020. The company has recently introduced the new-generation Civic sedan, which is gaining overwhelming response from buyers. The company will also launch the long-awaited Honda HR-V 5-seater SUV in India by the end of 2019. Adding to it, Honda has started working on the next-generation City sedan. The new Honda City 2020 is reportedly will make global debut in Thailand in October 2019, though the India debut is likely at the 2020 Delhi Auto Expo. It is reported that the new City sedan is in final stages of its development. In fact, testing of the new-gen City sedan has already been started in Thailand.
Media reports claim that the next-generation City sedan will be rolled out from Honda's Greater Noida plant. The current model is manufactured in India at the company's Tapukara plant in Rajasthan. The upcoming Honda City 2020 will have a sleeker and more premium design with inputs from Honda's global models like new Accord and Insight. The spy images also confirm that the new City gets stylish design heavily inspired from new-gen Honda sedans. Moreover, the cabin will receive majority of the changes in the form of advanced touchscreen infotainment system and upmarket quality materials. It is expected to be based on the thoroughly upgraded version of the existing plant. What's interesting is that Honda is also readying a petrol-hybrid version of the City. The diesel version will be powered by the BSVI compliant 1.5-litre i-DTEC engine. Both models will be offered with automatic transmission options. Also See – Upcoming Honda Cars In India
New Honda City 2020 Launch Date
The next generation City sedan is reportedly to make its global debut in Thailand in October 2019. It is expected that the sedan will make India debut at the 2020 Auto Expo, while launch could take place by the end of Q1, 2020 (Most probably in March). We will update you on this as soon as Honda reveals anything on its launch timeline.
New Honda City 2020 Price
Minimum Rs 10 lakh
Maximum Rs 15 lakh
The new City will come with BSVI compliant petrol and diesel engines. Adding to it, the next model will be more premium and tech loaded, which is expected to make it costlier than the outgoing car. We believe that this model could be priced between Rs 10 lakh and Rs 15 lakh. You May Also Like – Honda Civic 2018 | Honda CRV 7 Seater SUV
New Honda City 2020 Specifications
Specifications City 2020
Engine 1.5L petrol & 1.5L diesel
Power 118bhp & 99bhp
Torque 145Nm & 200Nm
Gearbox 6-speed MT & CVT automatic
The next-generation City sedan will be equipped with BSVI compliant engines, which are likely to be enhanced version of the 1.5-litre i-VTEC petrol and 1.5-litre i-DTEC diesel units. If reports are to be believed, the company has already started testing the BSVI compliant diesel engine. Japanese automaker has also started working on the petrol-hybrid version of the sedan. It will be a mild-hybrid alternative and won't be as costlier as the fully-fledged hybrid technology, which is available in the City sold abroad. The decision on mild-hybrid tech for Honda City 2020 is yet to be finalised and will depend on the government's auto policy on future mobility. The company is also considering offering a CVT option in the diesel-powered model.
In current form, the 1.5-litre i-DTEC engine offers 99bhp of power and 200Nm of torque. On the other side, the gasoline unit – 1.5-litre i-VTEC unit churns out 118bhp of power and 145Nm of torque. Transmission options include a 6-speed manual and a 6-speed CVT automatic unit with paddle shifters.
Honda City 2020 Mileage
The new City sedan will come equipped with cleaner and fuel efficient BSVI compliant petrol and diesel engines. We believe that the City petrol could return close to 20kmpl, while the diesel model could deliver around 28kmpl.
Honda City 2020 Exterior
Honda had showcased a new concept – Honda Design C 001 at the 2017 Qingdao Auto Show. This concept has been designed by the same team that produced the Honda Crider and Honda Gienia. If media reports are to be believed, the next generation Honda Greiz (Honda City in India) could take design inspiration from this concept. New media reports also claim that the new City sedan design inspiration will come from Honda's bigger sedans like Insight and Accord. Interestingly, the Honda Crider sedan has also been patented in India. This model could also inspire the new City sedan.
The next-generation Honda City is likely to get all-new design. It will also grow in size and will ride on a longer wheelbase. It is likely to get Honda's new signature grille with chrome bar and Honda logo at the centre, wider central air-dam, sleeker headlamp that merges well with grille to form a single unit, LED daytime running lights and newly styled fog lamps. It is expected that the new City will be wider and longer than the current model, though the height could have been reduced for better riding experience. Similar to the new Civic, the new Honda City could get coupe-like profile and squarish rear end. The tail-lamp design could also be inspired with the new Civic.
Honda City 2020 Interior
Honda will surely work on the quality and NVH levels of the new Honda City. With longer wheelbase, the new model is most likely to offer more legroom space for rear occupants. The new model will receive better quality material and top-notch fit and finish. In terms of features, the City 2020 is likely to get a new touchscreen infotainment system with Android Auto and Apple CarPlay support, keyless entry and push button start/stop, automatic climate control with rear AC vents, soft touch materials on the dashboard and door panels and leather seats. The sedan will also offer the panoramic sunroof.
The next generation Honda City will also be equipped with several new safety and security features. Dual front airbags, ABS with EBD, brake assist, rear parking sensors, seat belt reminder and speed alert will come as standard. The top-spec model could get up to six airbags, traction control, and other safety features.
Honda City Facelift Review
Image Courtesy – Paultan
Related Items:City Sedan, Honda Cars, Honda City
Honda HR-V In last Stage Of Getting Approval For India
New Ford EcoSport Variant Wise Features Explained | {
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