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Amy is on the Delectable Education Podcast today talking all about her vast experience with starting Charlotte Mason communities. Amy and I met largely because of the book club she held in her living room full of women eager to learn more of Mason, her methods, and how to better implement them in our homes. She also began a co-op out of her home which grew and grew until it became, and still is, a school for children K-12. After moving, she has begun a new co-op and still sits on the board at the school she began, though the running of the day to day operations is now in the hands of another amazing mother and teacher of Charlotte’s method. In addition to books clubs, co-ops, and a school, Amy has also begun a Nature Club or two, muti-day summer intensives for mothers, field trips, and so many other ways that have helped moms and their children thrive not only in their homes, but within a community of learning.
If you are a reader who is clicking over after listening to the podcast, we welcome you to our little corner of the internet. We are homeschooling mothers who have used the CM method for many years and in many different situations – at home, in school, overseas, and in multiple regions within the USA. To hear more of our stories, click here. We like to write about how using the CM method has changed our whole lives, and not just our homeschools, so while we certainly write about nature, and books, and habits, you’ll also see us chatting about homemaking, mother culture, and organizing our days.
If you are a long time reader, we invite you to head over to hear Amy speaking today on the podcast! We’d love to hear about communities you’ve started or questions you have about starting communities in the comments or via email.
Welcome to the first room in our series, the Kitchen. Let’s start here, as this is both the heart of the home and where much work of the mother occurs. Before we dive into cleaning, simplifying, and making our kitchen beautiful, it would make sense to think about what we need our kitchens to be. If we think of our rooms as servants to the people who use them, how can your kitchen better serve your family?
Think through the annoying spots. That counter that is just NEVER clear, that drawer that doesn’t even open all the way and you have no idea what is back there, the cabinet where all the storage containers are in a jumble or the pots are jammed in… You all know what your least favorite spots are. Write them down. If you use one, this would be a great page in your bullet journal. Write down all the things that make your kitchen inefficient or unpleasant right now. Some of these we can work on this month and it will be so nice to look at this list after the problems are solved!
Related to this is also the idea of where do your processes have a bottleneck? Is one part of the kitchen where people are bumping into one another as they cook while no one ever seems to be in another spot? Maybe some rearranging is in order. We’ll discuss work zones later in the series, but it might be a good time to start thinking about yours and how you can arrange the things in your kitchen to accommodate the people who use them. In my home, I’d like my kids to unload the dishwasher with less help from me, but that means it would be nice if all the bowls and glassware weren’t on shelves they cannot reach. Perhaps moving the coffee maker and mugs away from the main cooking area to prevent morning traffic jams would help you, or creating a space where kids can help prep veggies without being too close to a hot oven is your need. Write down all your thoughts and possible solutions. Brainstorm here for a while because sometimes a very small change can have a big impact.
When the cooking is through, is it easy to clean? Do you have a system for getting the dishes cleaned quickly after each meal and the counter cleared as well? Is the floor swept and the table wiped so that if a guest were to drop in, you could bring them gladly into your kitchen for a cup of tea or coffee? Do you have a schedule for cleaning out those things that are not everyday tasks – the oven, the microwave, the refrigerator? Cutting time off of your cleaning means you can use it elsewhere so we’ll focus on this aspect of the kitchen too. Until then, write down a list of things that don’t get done as often as you like, and another list of all the people in the home who are able to do those tasks. Caring for the home is a family affair, not yours alone.
Switching gears, what do you love about your kitchen? Maybe you appreciate the ample cabinet space, or you love an apron that was passed down from your grandmother. Big or small, make a list of things that are great about your space. Good light? Charming woodwork? A lovely piece of art hanging on the wall? We’ll figure out a way to highlight these later and hopefully make the list even longer.
Lastly, I like to remember that when we make our space the best it can be, then it is up to us to improve our attitudes toward the space as well. I like to think of the fact that there are women who blog daily recipes and write cookbooks out of tiny kitchens. Ma Ingalls had no cabinets or refrigerator and she raised five children and cooked delicious meals. You need not live in or pine for some imaginary dream kitchen when the one you have now is where your life is being lived day by day. Amazing meals happen in awkward spaces and amazing memories are made in humble kitchens. Celebrate the space you have now, and let’s make it as pleasant as possible. |
If you are suddenly in need of a plumber in your home in or around Newfields, NH, contact Ondemand Plumbing immediately. Our plumbers are available around the clock. They are professional and reliable and will fix your plumbing problems quickly and efficiently. Ondemand Plumbing plumbers are just that, reliable! They offer full services for whatever your needs are in you home in the area of 03856. Contact Ondemand Plumbing plumbers if you have a plumbing problem of any kind regardless of what day of the week it is or what time of day it is. They give you emergency service when you need it. Is your toilet overflowing? Is your bathtub backed up? Did your sump pump stop working? Our plumbers will be there fully prepared to get the job done for you.
Ondemand Plumbing plumbers will be there when you need them. There is no need to fret and wait. They will come day or night, weekends or holidays prepared to help you in your emergency situation. You may have one of several plumbing problems in your home in or around Newfields, NH. When they happen suddenly, it is hard to know what to do. Ondemand Plumbing plumbers are friendly, fast, dependable and reliable no matter what your plumbing emergency entails. You may have a sewer backup, broken water heater, flooded basement, broken boiler or clogged kitchen sink. No emergency job in your home around the area of 03856 is too big or too small for Ondemand Plumbing plumbers. Contact them for your emergency plumbing problems and they’ll be on their way. They are also available for non-emergency plumbing as well. |
TQC Machu Scratching Tool to perform a Machu test (corrosion test) with. Each tool is provided with a 1mm width cutter to cut the coating down to the metal, complying with ISO 17872.
The TQC Machu Scratching Tool Basic is based on the CC2000 model. with a self positioning knife bracket to expose the substrate with a perpendicular cut through the coating.
The TQC Machu Scratching Tool Professional is based on the CC3000 model with adjustable cutting depth and two ball bearings to guide the cut. This guarantees reproducible results.
Mandatory test in Qualicoat and QIB accredited laboratories. |
I have always liked the makeup heroins do with red lipstick on. It instantly gives a old world classy look. But choosing the perfect red lipstick is tricky. Sometime it may make you look vampy. So I thought to give… Continue Reading → |
"Alyssa was amazing! She definitely helped direct and guide us to taking the perfect pictures. She was very prompt about getting back to us with any questions we had during the planning of our wedding! She made us laugh all day long which helped us relax!"
"Alyssa was everything we hoped for and more. From our delightful engagement session at Long Wood Gardens to our beautiful wedding day this fall, she worked with us every step of the way. We were able to build a friendship along with her ability to capture such stunning moments during this special time of our lives. We are beyond thrilled with her flexibility and work ethic. We have received many compliments from friends and family on our wedding photos and we love them all! We would certainly recommend Hope & Stay to any newly engaged couples!"
"From day one, it was like working with a close friend, and Alyssa is also very professional, on top of her game, and a great communicator. I can't even find words good enough to express how perfect our experience has been. We will definitely continue to use Hope & Stay in the years to come for those landmark moments. " |
The 40th Portland International Film Festival kicks off this week, and my friend Nick Bruno has curated an inspired program of independent films for his sidebar series PIFF After Dark. As the title cleverly implies, these are films that might best be described as "post-horror," with moody existential themes and artsy fartsy angst presiding (cue the digital filter that makes everything look like an overcast car commercial). The title also refers to the fact that these films don't get started until 10:30pm, which is an ideal time to poke yourself in the third eye while drinking beer in the dark. The razor blade party really gets started with a ghastly shudder on night two, Saturday February 11th, with Emiliano Rocha Minter's depraved and beautiful Tenemos La Carne, a.k.a. We Are The Flesh (2016), a post-apocalyptic atrocity exhibition of incest, necrophilia and cannibalism that is loosely strung together with sparse haiku-like subtitles. Something of an inverted parable of the Garden of Eden, this Mexican mindfuck features full penetration and a POV fellatio scene worthy of Jodorowsky that caused my penis to retract into my gut. For the less savage of heart, Without Name (2016) is a milder eldtritch fairytale set in a primeval Irish forest where the trees are decidedly not what they seem. Director Lorcan Finnegan's brooding mystery unfolds as if someone replaced the third reel of Hour of the Wolf with The Secret Life of Plants (sans Stevie Wonder), and exemplifies the sort of genre-bending experimentation that makes this entire series so fun. There hasn't been a better reason to wallow in the splendor of the Bagdad Theater in a long time. Buy your tickets and blow your mind!
A mine license is required to mine sand, gravel, rock to be crushed and used in construction, pegmatite minerals; and limestone, iron ore, sand, gypsum, or shale used to make cement or lime; or dredging for commercial resale. Mining of all other minerals requires a mining permit.
Landowners that mine sand and gravel for their own personal use and do not sell it are exempt from mine licensing requirements.
3. Publish a notice of intent to mine in a newspaper local to the mine at least 14 days prior to the commencement of mining;
4. At least 30 days prior to the commencement of mining, submit a copy of the notice of intent and a map of the mine site to the required government agencies; and
5. Submit a reclamation bond in the amount of $500 per acre of disturbed land or a $20,000 statewide reclamation surety.
The mine license will cover any number of sites. For additional sites, an operator only needs to publish a notice of intent, notify the four government agencies, and submit any additional reclamation surety. Units of state and local government are exempt from fee and bonding requirements.
Prior to the commencement of mining, an operator must submit a reclamation bond in the amount of $500 per acre of affected land. In lieu of submitting a reclamation bond for each operation, an operator may submit a $20,000 statewide reclamation surety to cover all operations throughout the state. Units of state and local government are exempt from bonding requirements.
The operator is required to file an annual report on the annual report date of the mine license set by the department. The department mails an annual report form for each licensed location to the operator about two months before the annual report date. The department also provides a map for each licensed location so that the operator can show the areas mined and reclaimed overall and since the last annual report date. The completed annual report contains the following information:
An annual fee of $100 is required for each privately operated mine site authorized under a mine license. To keep the process as simple as possible, a billing based on the number of mine sites authorized under your mine license for the previous year will be sent to you along with your annual mine license renewal material.
To download mine license application and other forms, please go to the mine license forms web page. If you cannot download the forms, please e-mail your name and address to Thomas Cline or Bret Graves and the forms will be sent to you.
To learn more about other permits that may be required for mine license operations, please go to the one stop permitting page. Also, the federal Mine Safety and Health Administration (MSHA) has additional requirements for mining operations in South Dakota. Please contact their district field office at (605) 348-2076 or check the MSHA web page at MSHA.GOV for more information.
We are delighted to announce we have been awarded the LoTC quality mark. Thank you to Rachel and the team who have worked very hard to make this happen. We always knew we offered quality visits to the farm but now LoTC agree! Yippee!!
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Hongdae is named after the area around Hongik University and that tells me everything I need to know: this is college town central.
More alive at night than in the day, it’s teeming with cafés (look for Sangsu-dong Café Street), and clubs (on which there are many on the so-named Club Street).
Plenty of street art to be found here because Hongdae is the hub of all things indy and expressing one’s individuality.
It seems strange at first, admittedly, the idea of eating ribs with cheese; but once I try it, I wonder why it took me so long. At popular James Cheese & Back Ribs, they take this idea and run with it to great success.
We have two orders of ribs and kimchi rice. The table is set up with a portable burner on which a cast-iron platter is placed. Even uncooked, it mesmerizes, the half-cooked ribs’ sticky, ochre coating glistens and the shreds of mozzarella wait expectantly.
The restaurant is small but supremely hip as you can see in the photo’s background. Our bleached blond server makes quick work of the mozzarella – mixing, lifting, and stretching it out until it’s one stretchy, mouthwatering mass.
The scissors provided are helpful in ways that a knife never will be. We wrap strips of mozzarella around each rib, a mouthful makes for a most scintillating encounter; appetites stoked by the sight of soft meat, melting cheese. The corn and omelet side dishes are added curiosities that are equally delicious.
My Bin and I eat, enraptured.
When there’s nothing left of the meat, the server returns with a bowl of kimchi rice. Whatever is left of the cheese is mixed with it, and an egg is tossed in to further flavor and lubricate the fiery mess. Too good.
Gangnam is gargantuan and jam-packed. A frenetic energy pervades, and the city girl in me is giddy. It’s remarkable how visiting a foreign city again cements its place in my heart.
The big buildings beckon, beacons of commerce and wealth. Somewhere in my head, I hear Psy singing the soundtrack to this “Opa Gangnam style!” lifestyle.
Gangnam nightlife. Ahhh, where shall we eat tonight?
My obligatory intersection shot showcasing a street pulsing with people.
Sometimes we feel the need to escape from the frenzy on the surface so we duck down below to the underground shopping center at Gangnam station. Oddly, it’s as fevered and wild down here as it is up there. So we go with the flow, and what else: shop.
One of our new discoveries on this trip is Yoogane, a restaurant specializing in dak galbi. Essentially a stir-fried dish of diced chicken in a gochujang-based sauce, lots of fun ingredients are tossed in for variation and customization.
A massive metal cover surrounds the hot plate to avoid splatters. In goes the scallions, onions, gochujang, and my beloved tteok (rice cakes).
Garlic, rice, and seaweed join the stir-fry party.
Mix! (say three times, fast).
As my Bin and I learn from our meal at James Cheese & Back Ribs, there’s very little that can’t be improved with more mozzarella.
… flips the mixture over: voila! Melted cheese rice! My Bin and I descend upon the dish, our greed feeding our hunger brought on by hours spent exploring Gangnam. Much a melding of soft (rice, tteok, cheese, minced chicken), there’s a current of spice running throughout that satisfies and makes us want more… until there’s nothing left except some crisp crumbs clinging to the pan.
They say that Hongdae is where all the student-artists hang out but Samcheongdong is where all the successful ones end up. The proliferation of art galleries attests to this but the area is so peaceful and genteel. I highly recommend coming here if you want a few hours of quiet exploration. There are boutiques and cafés aplenty.
Nearby is the Bukchon Hanok Village where 900 hanok are situated. Traditional Korean homes with tiled roofs and varied wall patterns, passing through this area harks back to a more tranquil time. It’s an unexpected pleasure to get lost here.
…before you walk down again.
In the midst of the hanok village is a place serving tea and for me, my favorite hot red bean porridge. As my Bin and I sip and savor, time seems to stand still. Our trip is coming to an end and we can’t help but marvel at how we’ve fallen in love with Seoul. Again.
A final meal of bulgogi and assorted other Korean barbeques before we head off to the airport.
From the Hongik University stop, leave the station from Exit 7 and turn right. Walk less than 50 meters and the restaurant will be on the right. After you eat, turn right from the restaurant and keep walking until you hit the Hongdae Shopping Street.
Yoogane – various locations in Seoul.
its so nice to have you back where you belong….
Your comment made my day, jay p. |
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This half-day workshop will provide you with valuable information on how partnering operates in practice in both the public and private sector – its successes, common problems and options for moving forward.
This half-day workshop will provide you with valuable information on how partnering operates in practice in both the public and private sector – its successes, common problems and options for moving forward. It looks at the development of business partners and how you can progress partnering either personally or within your organisation. |
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An applicant becomes a Independent Sales Representative (“Independent Sales Representative”) of Design0022 when the applicant's completed Application and Agreement has been received and accepted by the Company, by Internet or by mail, at its Home Office. Company reserves the right to decline any Agreement for any reason, at its sole discretion.
Independent Sales Representative uses his/her best effort to promote and sell products and services of Company to consumers pursuant to the Agreement contained within these Policies and Procedures and Terms and Conditions. In doing so, Independent Sales Representative will maintain the high standards of honesty, and integrity and business ethics when dealing with Consumers, Company or other Company Independent Sales Representatives.
Independent Sales Representatives are authorized to sell Company products and services and to participate in the Independent Sales Representative Compensation Plan. Independent Sales Representatives may sponsor new Independent Sales Representatives.
Independent Sales Representatives must be of legal age in the state / province / country of their residence.
When a couple sharing Independent Sales Representative entity divorces or separates, Company will continue to pay commission checks in the same manner as before the divorce or separation until it receives written notice signed by both parties or a court decree which specifies how future commission checks should be paid, provided and if applicable, the couple has complied with the requirements of Section 5.03.
Corporations, partnerships, limited liability companies or other forms of business organizations or trusts may become Independent Sales Representatives of Company when the Agreement is accompanied by a federal ID number.
Shareholders, directors, officers, partners, members, beneficiaries and trustees, as applicable of Independent Sales Representative entity must agree to hold such title, and Company will hold each personally liable and bound by the Agreement and these Policies and Procedures and Terms and Conditions.
A person or entity may not apply as Independent Sales Representative using a fictitious or assumed name.
Independent Sales Representatives are Independent Contractors responsible for determining their own activities without direction or control by Company. They are not franchisees, joint venture, partners, employees or agents of Company and are prohibited from stating or implying, whether orally or in writing, otherwise. Independent Sales Representatives have no authority to bind Company to any obligation. Company is not responsible for payment or co-payment of any employee benefits. Independent Sales Representatives are responsible for liability, health disability and worker's compensation insurance. Independent Sales Representatives set their own hours and determine how to conduct business, subject to Company Agreement, the Policies and Procedures and Terms and Conditions.
As Independent Contractors, Independent Sales Representatives will not be treated as franchisees, owners, employees or agents of Company for federal or state tax purposes including, with respect to the Internal Revenue Code, Social Security Act, federal unemployment act, state unemployment acts or any other federal, state, or local statute, ordinance, rule or regulation. At the end of each calendar year, Company will issue to each Independent Sales Representative an IRS Form 1099, as required by law, or other applicable documentation for non-employee compensation as a Independent Sales Representative.
Independent Sales Representatives are required by federal law to obtain a Social Security number or Federal ID number. Independent Sales Representatives will be identified by this number, or a company assigned number, for purposes of Company's business. The Independent Sales Representative Identification Number must be placed on all orders and correspondence with the Company.
Independent Sales Representatives must comply with all federal, state and local statutes, regulations and ordinances concerning the operation of their business. Independent Sales Representatives are responsible for their own managerial decisions and expenditures including all estimated income and self-employment taxes.
No franchise is granted and there are no exclusive territories for sales or sponsoring purposes. No geographical limitations exist on sponsoring or selling within the United States; provided, however, that Company reserves the right not to sell product or services or contract with Independent Sales Representatives in specified states / provinces within United States.
Subject to the terms of Section 4.01, the Agreement shall have a term which shall begin on the date of acceptance by Company and end one year from the date thereof (the “Anniversary Date”).
Independent Sales Representatives must renew annually, on the Anniversary Date and Independent Sales Representative has the right to decline to accept any renewal at its sole discretion. Company may require that Independent Sales Representatives execute a new Agreement upon renewal. Independent Sales Representatives not renewing by the renewal date shall be deemed to have voluntarily terminated their Independent Sales Representative relationship with Company, and thereby lose their Independent Sales Representative entity, all sponsorship rights, their position in the Compensation Plan and all rights to commissions and bonuses. Independent Sales Representatives who fail to renew their Independent Sales Representative status may not reapply under a new sponsor for three (3) months after non-renewal.
Independent Sales Representatives may sponsor other Independent Sales Representatives into Company's business. Independent Sales Representatives must ensure that each potential new Independent Sales Representative has reviewed and has had access to the current Policies and Procedures, Terms and Conditions and Compensation Plan prior to or when giving the individual an Agreement.
If an applicant submits multiple Independent Sales Representatives which list different sponsors, only the first completed Agreement received by Company will be acepted.
A Sponsor must maintain an ongoing professional leadership association with Independent Sales Representatives in his or her organization and must fulfill the obligation of performing a bona fide supervisory or sales function in the sale or delivery of products and services.
Independent Sales Representatives must truthfully and fairly describe the Compensation Plan. No past, potential or actual income claims may be made to prospective Independent Sales Representatives, nor may Independent Sales Representatives use their own incomes as indications of the success assured to others. Commission checks may not be used as marketing materials. Independent Sales Representatives may not guarantee commissions or estimate expenses to prospects.
The company does not permit the transfer of sponsors. Network Marketing is a business of creating relationships. Once a Independent Sales Representative is sponsored, the company believes in maximum protection of that relationship. The only exception is upon prior written approval of Company to correct ethical violations as determined at the sole discretion of Company.
Independent Sales Representative may not sponsor, or attempt to sponsor, any non personally sponsored independent sales representatives in any other Network Marketing Company. In addition, no Independent Sales Representative may participate in any action that causes another Independent Sales Representative to be sponsored through someone else into another network marketing company.
a) Independent Sales Representative may voluntarily terminate his or her Independent Sales Representative status by failing to renew or by sending thirty (30) days written notice of such resignation or termination to Company. Voluntary resignation is effective upon receipt of such notice by Company.
b) Independent Sales Representative who resigns or terminates their Independent Sales Representative status may reapply as Independent Sales Representative, three (3) months after resignation.
Independent Sales Representative may be suspended for violating the terms of his or her Agreement, which includes these Policies and Procedures, the Terms and Conditions and the Compensation Plan and other documents produced by Company. When a decision is made to suspend Independent Sales Representative, Company will inform the Independent Sales Representative in writing that the suspension has occurred effective as of the date of the written notification, the reason for the suspension and the steps necessary to remove such suspension (if any). The suspension notice will be sent to the Independent Sales Representatives “address on file” pursuant to the notice provisions contained in the Policies and Procedures and Terms and Conditions. Such suspension may or may not lead to termination of the Independent Sales Representative as so determined by Company at its sole discretion. If the Independent Sales Representative wishes to appeal, Company must receive such appeal in writing within fifteen (15) days from the date of the suspension notice. Company will review and consider the suspension and notify the Independent Sales Representative in writing of its decision within thirty (30) days from the date of the suspension notice. The decision of Company will be final and subject to no further review. Company may take certain action during the suspension period, including, but not limited to, the following:
a) Prohibiting the Independent Sales Representative from holding himself or herself as Independent Sales Representative or using any of Company's proprietary marks and/or materials;
b) Withholding commissions and bonuses that are due the Independent Sales Representative during the suspension period;
c) Prohibiting the Independent Sales Representative from purchasing services and products from Company; and/or;
d) Prohibiting the Independent Sales Representative from sponsoring new Independent Sales Representatives, contacting current Independent Sales Representatives or attending meetings of Independent Sales Representatives.
If Company, at its sole discretion, determines that the violation which caused the suspension is continuing, and has not satisfactorily been resolved or a new violation involving the suspended Independent Sales Representative has occurred, the suspended Independent Sales Representative may be terminated.
Independent Sales Representative may be immediately terminated for violating the terms of his or her Agreement, which includes these Policies and Procedures, Terms and Conditions and the Compensation Plan and other documents produced by Company upon written notice. Company may terminate a violating Independent Sales Representative without placing the Independent Sales Representative on suspension, at Company's sole discretion. When the decision is made to terminate Independent Sales Representative, Company will inform the Independent Sales Representative in writing at the address in the Independent Sales Representative's file that the termination has occurred.
If Independent Sales Representative wishes to appeal the termination, Company must receive the appeal in writing within fifteen (15) days from the date of notice of termination. If no appeal is received within the fifteen (15) day period, the termination will automatically be deemed final. If Independent Sales Representative files a timely notice of appeal, Company will review the appeal and notify the Independent Sales Representative of its decision within ten (10) days after receipt of the appeal. The decision of Company will be final and subject to no further review. In the event the termination is not rescinded, the termination will remain effective as of the date stated in the original termination notice.
a) Must remove and permanently discontinue the use of the trademarks, service marks, trade names and any signs, labels, stationary or advertising referring to or relating to any product, plan or program of Company.
c) Loses all rights to his or her Independent Sales Representative position in the Compensation Plan and to all future commissions and earnings resulting therefrom;
d) Must take all action reasonably required by Company relating to protection of Company's confidential information. Company has the right to offset any amounts owed by Independent Sales Representative to Company including, without limitation, any indemnity obligation incurred pursuant to Section 11.01 herein, from commissions or other compensation due to the Independent Sales Representative.
The acceptance of any reapplication of a terminated Independent Sales Representative or the application of any family member of a terminated Independent Sales Representative shall be at the sole discretion of Company and can be denied.
Where state laws on termination are inconsistent with this policy, the applicable state law shall apply.
Any Independent Sales Representative desiring to acquire an interest in another Independent Sales Representative's business must first terminate his or her Independent Sales Representative status and wait three (3) months before becoming eligible for such a purchase. All such transactions must be fully disclosed and must be approved by Company in advance.
Except as expressly set forth herein, Independent Sales Representative may not sell, assign or otherwise transfer his or her Independent Sales Representative entity (or rights thereof) to another Independent Sales Representative or to an individual which has an interest in Independent Sales Representative entity. Notwithstanding the foregoing, Independent Sales Representative may transfer his or her Independent Sales Representative entity to his or her sponsor, subject to the conditions of Section 5.03. In such an event, the sponsor's entity and the transferring Independent Sales Representatives entity shall be merged into one entity.
Independent Sales Representatives may not sell, assign, merge or transfer his or her Independent Sales Representative entity (or rights thereto) without the prior written approval of Company and compliance with the following conditions:
a) Company possesses the right of first refusal with respect to any sale, assignment, transfer or merger of any Independent Sales Representative entity. Independent Sales Representative wishing to sell, assign, transfer or merge his or her Independent Sales Representative entity must first provide Company with the right and option to make such a purchase or receive such transfer in writing on the same terms and conditions as any outstanding or intended offer. Company will advise the Independent Sales Representative within ten (10) business days after receipt of such notice of its decision to accept or reject the offer. If Company fails to respond within the ten (10) day period or declines such offer, the Independent Sales Representative may make the same offer or accept any outstanding offer which is on the same terms and conditions as the offer to Company to any person or entity who is not Independent Sales Representative, married to, or a dependent of Independent Sales Representative or who has any interest in Independent Sales Representative;
b) The selling Independent Sales Representative must provide Company with a copy of all documents which detail the transfer, including, without limitation, the name of the purchaser, the purchase price and terms of purchase and payment;
d) The documents must contain a covenant made by the selling Independent Sales Representative for the benefit of the proposed purchaser not to compete with the purchaser or attempt to divert or sponsor any existing Independent Sales Representative for a period of one (1) year from the date of the sale or transfer;
e) Upon a sale, transfer or assignment being approved in writing by Company, the buying Independent Sales Representative must assume the position and terms of agreement of the selling Independent Sales Representative and must execute a current Agreement and all such other documents as required by Company; and
f) Company reserves the right, at its sole discretion, to stipulate additional terms and conditions prior to approval of any proposed sale or transfer. Company reserves the right to disapprove any sale or transfer, where allowed by law.
If it is determined, at Company's sole discretion, that Independent Sales Representative entity was transferred in an effort to circumvent compliance with the Agreement, the Policies and Procedures, Terms and Conditions or the Compensation Plan, the transfer will be declared null and void. The Independent Sales Representative entity will revert back to the transferring Independent Sales Representative, who will be treated as if the transfer had never occurred from the reversion day forward. If necessary and at Company's sole discretion, appropriate action, including, without limitation, termination, may be taken against the transferring Independent Sales Representative to ensure compliance with the Policies and Procedures and Terms and Conditions.
Notwithstanding any other provision of this Section, upon the death of Independent Sales Representative, the Independent Sales Representativeship will pass to his or her successors in interest as provided by law. However, Company will not recognize such a transfer until the successor in interest has executed a current Agreement and submitted certified copies of the death certificate, will, trust or other instrument required by Company. The successor will thereafter be entitled to all the rights and be subject to all the obligations of a Company Independent Sales Representative.
Any Independent Sales Representative who transfers his or her Independent Sales Representativeship must wait for three (3) months after the effective date of such transfer before becoming eligible to reapply to become a Independent Sales Representative.
During the term of the Agreement, Company may supply to Independent Sales Representatives confidential information, including, but not limited to genealogical and Downline reports, customer lists, customer information developed by Company or developed for and on behalf of Company by Independent Sales Representatives (including, but not limited to, credit data, customer and Independent Sales Representative profiles and product purchase information), Independent Sales Representative lists, manufacturer and supplier information, business reports, commission or sales reports and such other financial and business information which Company may designate as confidential. All such information (whether in written or electronic format) is proprietary and confidential to Company and is transmitted to Independent Sales Representatives in strictest confidence on a “need to know” basis for use solely in Independent Sales Representatives business with Company. Independent Sales Representatives must use their best efforts to keep such information confidential and must not disclose any such information to any third party, or use this information for any non-company activity directly or indirectly while a independent sales representative and thereafter.
Independent Sales Representatives must not use the information to compete with Company or for any purpose other than promoting Company's program and its products and services. Upon expiration, non-renewal or termination of the Agreement, Independent Sales Representatives must discontinue the use of such confidential information and promptly return any confidential information in their possession to Company.
With respect to product purchases from Company, Independent Sales Representatives must abide by all manufacturers' use restrictions and copyright protections.
Company's business relationships with its vendors, manufacturers and suppliers are confidential. Independent Sales Representatives must not contact, directly or indirectly, or speak to, or communicate with any supplier or manufacturer of Company except at Company sponsored events at which the supplier or manufacturer is present at the request of Company.
Companies name trademarks, service marks and copyrighted materials are owned by the Company. The use of such marks and materials must be in strict compliance with these Policies and Procedures.
Only the promotional and advertising materials produced by Company or approved in advance in writing by Company may be used to advertise or promote a Independent Sales Representative's business or to sell products and services of Company. Company's literature and materials may not be duplicated or reprinted without the prior written permission.
Independent Sales Representatives may use the name of Company only in the following format: “Independent Independent Sales Representative for Design0022”.
Independent Sales Representatives are not permitted to “create” their own stationery, business cards or letterhead graphics, if Company's trade name or trademarks are used. Only the approved Company's graphics version and wording are permitted; letterhead, envelopes and business cards must be ordered using the online/stationery order form.
Independent Sales Representatives may not advertise or promote their Independent Sales Representative business or Company's business, products or marketing plan or use Company's name in any electronic media or transmission, including on the Internet via web sites or otherwise, without the prior written approval of Company's legal department.
Independent Sales Representatives are not permitted to use Company's trade name in advertising their telephone and telecopy numbers in the white or yellow page sections of the telephone book. Independent Sales Representatives are not permitted to list their telephone numbers under Company's trade name without first obtaining Company's prior written approval. If approval is granted for an “800” listing, it must be stated in the following manner: “Independent Independent Sales Representative for Company”.
Independent Sales Representatives may not answer the telephone by saying “Design0022,” or in any other manner that would lead the caller to believe that he or she has reached the offices of the Company.
Independent Sales Representatives are not permitted to use Company trade name or any of its trademarks or service marks on their business or personal checking accounts.
Independent Sales Representatives are prohibited from granting radio, television, newspaper tabloid or magazine interviews or using public appearances, public speaking engagements, or making any type of statement to the public media to publicize the Company, its products or Company businesses, without the express prior written approval of Company. All media inquires should be in writing and referred to Company's corporate office, legal department.
No endorsements by a Company officer or administrator or third party may be asserted, except as expressly communicated in Company literature and communications. Federal and state regulatory agencies do not approve or endorse direct selling programs. Therefore, Independent Sales Representatives may not represent or imply, directly or indirectly, that Company's programs, products or services have been approved or endorsed by any governmental agency.
Independent Sales Representatives may not produce or reproduce for sale or personal use products sold by Company or any Company-produced literature, audio or video material, presentations, events or speeches, including conference calls. Video and/or audio taping of Company meetings and conferences is strictly prohibited.
Independent Sales Representatives, as Independent Contractors, are encouraged to distribute information and direction to their respective Downlines. However Independent Sales Representatives must identify and distinguish between personal communications and the official communications of Company.
Commissions and other compensation cannot be paid until a completed Agreement has been received and accepted by Company. Commissions are paid ONLY on the sale of Company services and products. No commissions are paid on the purchase of Sales materials or for Sponsoring Independent Sales Representatives. In order to receive commissions on products and services sold, Company must have received and accepted an Agreement prior to the end of the commission period in which the sale is made.
A business period refers to the time period opening on the first (1st) day of the commission period and extending up until order entry closes on the last business day of the period (5:00 p.m.). Company offices are open Monday through Friday 9 a.m.-6 p.m., with the exception of certain holidays as posted by Company.
Commissions are paid to “qualified” Independent Sales Representatives as defined within the Compensation Plan. Independent Sales Representatives must consult the Compensation Plan for a detailed explanation of the benefits, commission structure and requirements of the Compensation Plan.
Any commissions or bonuses earned and paid on products returned is the obligation of and must be repaid to Company by Independent Sales Representatives earning such commissions. Company has the right to offset such amounts against future commissions and other compensation paid or owed to such Independent Sales Representatives who received commissions.
The success of Company depends on retail sales to the ultimate consumer; therefore all forms of stockpiling are prohibited. Company recognizes that Independent Sales Representatives may wish to purchase certain products for their own use. However, Company strictly prohibits the purchase of products in unreasonable amounts and prohibits the purchase of products only or primarily to qualify for compensation.
Independent Sales Representatives must save a copy of the Retail Sales Slip given to retail customers; receipt shall be fully completed and include the name, address and phone number of each retail customer and, upon request by Company, provide copies of such receipts to Company. If Company determines that retail sales were not actually made, the Independent Sales Representative must repay Company all commissions earned during the calendar period in which the retail sales were to have been made.
In order to receive commissions and overrides, Independent Sales Representatives must certify on each product order form that they have sold over seventy percent (70%) in dollar value of all products and commissionable services previously purchased by the Independent Sales Representative at wholesale from the company, to Non-Independent Sales Representative consumers. Independent Sales Representatives shall maintain retail sales records available to the company for inspected on request.
All orders submitted to Company shall have the Independent Sales Representative Identification Number placed thereon to assist Company in crediting the appropriate Independent Sales Representative.
Purchases may be paid by cashier's check, ACH, debit card, money order, or major credit card. The Independent Sales Representative and retail customers are responsible for paying the costs of any returned checks plus an administrative fee charged by Company, which fee may change at any time based on past payment history of the customer. If an underpayment is made, the order will not be processed until the full amount is received by Company. If an overpayment is made, Company will process the order and issue a credit to Independent Sales Representative's account, which will automatically refund on the next commission check paid to Independent Sales Representative. Orders will not be processed if cancellation of a credit card is made. Orders for products are not effective until accepted by Company. To expedite shipping, Independent Sales Representatives may authorize Company to keep a valid credit card on file as security for payment. Overdue amounts will accrue interest at the annual rate of 18% or at a higher if permitted by law.
Subject to availability all products will be shipped by UPS or other similar service within approximately three (3) business days of receipt of payment. Payment for products shall be made at time of order. At Independent Sales Representative's option, the product may be shipped to a customer's designated “Ship-To address”, or to the Independent Sales Representative.
Company will expeditiously ship all products currently in stock. Any out-of-stock items (unless discontinued) will be placed on back order and distributed upon Company receiving additional inventory. Independent Sales Representative will be charged and granted commissions on back ordered items once they are shipped unless notified of the discontinuance of such product. Back orders may be cancelled upon Independent Sales Representative's request and will create a credit on the Independent Sales Representative's account.
The shipping company is responsible for any damage that occurs after it takes physical custody of the products. A Independent Sales Representative who receives damaged goods should follow this procedure:
b) Before the driver leaves, document on the delivery receipt the number of boxes which seem to be damaged and have the driver acknowledge the damage in writing;
d) Make an appointment with the shipping company to have the damaged goods inspected, and call the Company Customer Service Department.
In the event Independent Sales Representative or a consumer does not receive a product order from Company in a timely fashion, the individual should contact the Sales Department at Design0022.
Should Independent Sales Representative refuse delivery on any order he or she has placed with Company and such product is subsequently returned to Company; Company shall have the right to place that Independent Sales Representative on suspension pending resolution of the refusal of delivery. Neither Independent Sales Representative nor a consumer shall refuse any shipment from Company unless prior approval of Company has been obtained.
Company will furnish Independent Sales Representatives with a discount from its published retail prices in its then current consumer catalog or order form in accordance with its policies. This discount does not apply to literature, business aids, gifts or special promotional items. Prices for Company's products, services and literature are subject to change without prior notice.
Independent Sales Representatives must provide all retail purchasers of Company's products with written receipts.
All promotional items which bear Company name or logo must be purchased solely from Company unless prior written permission is obtained from Company.
Company may collect sales tax on taxable items. Independent Sales Representatives may be responsible to collect and remit sales tax on personal retail sales to the appropriate tax agencies.
The integrity of Company's marketing plan is built upon person-to-person, one-on-one and in-home presentation methods of sale. Company's products may not be sold to or displayed by any retail outlet, including, but not limited to supermarkets or food stores, flea markets or swap meets, permanent restaurant displays, bars or night clubs or any such similar establishment, convenience stores or gas stations.
Independent Sales Representatives may make no claim, representation or warranty concerning any product or service of Company, except those expressly approved in writing by Company or contained in official Company materials.
Independent Sales Representative offers a thirty (30) day, 100% money-back, and satisfaction guarantee to all retail customers. If a retail customer is dissatisfied with any product for any reason, then the retail customer may return that product in its original package and shipping container to the Independent Sales Representative who sold the product within thirty (30) days of purchase, for either replacement or a full refund of the purchase price. All other warranties and guarantees are disclaimed.
Except as expressly stated herein, Company makes no warranty or representation as to the merchantability, fitness for a particular purpose, workmanship or any other warranty concerning any product or service purchased from or through Company.
To return products you must obtain a return merchandise authorization (RMA) and return the products within 7 days after you receive the RMA. Company will refund the original purchase price of products, and related sales taxes. SHIPPING & HANDLING FEES ARE NOT REFUNDABLE. YOU ARE RESPONSIBLE FOR PRODUCTS UNTIL Company RECEIVES THEM. YOU WILL BE CHARGED A RESTOCKING FEE OF 10% TO RETURN PRODUCTS. Returned products must be in the same condition as you received them. THIS RETURN POLICY IS NOT A WARRANTY.
NOTE: Company will not accept for return any products you purchased from a Reseller. In order to properly process a refund or exchange, Independent Sales Representatives must follow the steps and conditions set forth below:
Independent Sales Representative request for refund may, at company's option, be treated as a termination of the Independent Sales Representativeship.
Federal law grants a buyer the right to cancel certain sales without penalty prior to midnight of the third business day after the transaction. This rule covers retail consumer sales of $25.00 or more that occur away from the seller's main office. Independent Sales Representatives must orally inform the buyer of the three-day right to cancel at the time the buyer purchases the goods and deliver 2 three-day cancellation notices to every customer.
Each and every Independent Sales Representative agrees to indemnify and hold harmless Company, its shareholders, officers, directors, employees, agents and successors in interest from and against any claim, demand, liability, loss, cost or expense including, but not limited to, court costs and attorneys' fees, asserted against or suffered or incurred by any of them, directly or indirectly arising out of or in any way related to or connected with allegedly or otherwise, the Independent Sales Representatives (a) activities as Independent Sales Representative; (b) breach of the terms of the Agreement; and/or (c) violation of or failure to comply with any applicable federal, state or local law or regulation.
Company reserves the right to institute a processing charge for commission checks and/or genealogy requests.
Independent Sales Representatives may not promote or sell another company's products or services at functions organized to feature Company's products. Independent Sales Representatives are not restricted from selling other company's services and products which are not similar to or competitive with the products and services of Company. However promotion of competitive services, products and/or business programs with anyone, including Independent Sales Representatives, is strictly prohibited.
To the extent permitted by law, Company shall not be liable for, and each Independent Sales Representative releases Company from, and waives all claims for any loss of profits, indirect, direct, special or consequential damages or any other loss incurred or suffered by Independent Sales Representative as a result of (a) the breach by Independent Sales Representative of the Agreement and/or the Terms and Conditions and/or the Policies and Procedures; (b) the operation of Independent Sales Representative's business; (c) any incorrect or wrong data or information provided by Independent Sales Representative; or (d) the failure to provide any information or data necessary for Company to operate its business, including, without limitation, the enrollment and acceptance of Independent Sales Representative into the Compensation Plan or the payment of commissions and bonuses.
Company encourages all Independent Sales Representatives to keep complete and accurate records of all their business dealings.
Company shall not be responsible for delays or failure in performance caused by circumstances beyond a party's control, such as but not limited to: fire, flood, earthquake, storm, power outages, labor difficulties, strikes, war, government decrees or orders and/or curtailment of a party's usual source of supply.
It is the obligation of every Independent Sales Representative to abide by and maintain the integrity of the Policies and Procedures and Terms and Conditions. If Independent Sales Representative observes another Independent Sales Representative committing a violation, he or she should discuss the violation directly with the violating Independent Sales Representative. If the Independent Sales Representative wishes to report such violation to Company, he or she must detail violations in writing only and mark the correspondence “Attention: Legal Department”.
Company reserves the right to amend the Agreement, Policies and Procedures, Terms and Conditions, its retail prices, product and service availability and the Compensation Plan type at any time without prior notice as it deems appropriate. Amendments will be communicated to Independent Sales Representatives through official Company website and or official Company publications. Amendments are effective and binding upon submission to the Company website. In the event any conflict exists between the original documents or policies and any such amendment, the amendment will control.
No failure of Company to exercise any power under these Policies and Procedures or to insist upon strict compliance by Independent Sales Representative with any obligation or provision herein, and no custom or practice of the parties at variance with these Policies and Procedures, shall constitute a waiver of Company's right to demand exact compliance with these Policies and Procedures. Company's waiver of any particular default by Independent Sales Representative shall not affect or impair Company's rights with respect to any subsequent default, nor shall it affect in any way the rights or obligations of any other Independent Sales Representative. No delay or omissions by Company to exercise any right arising from a default effect or impair Company's rights as to that or any subsequent or future default. Waiver by Company can be affected only in writing by an authorized officer of Company.
The Agreement and these Policies and Procedures shall be governed by the laws of Design0022 AL United States.
In the event a dispute arises between the Company and a Independent Sales Representative regarding their respective rights, duties under this agreement, or in the event of a claim of breach of the Independent Sales Representative Agreement, it is agreed that such dispute shall be exclusively resolved pursuant to binding arbitration under the Commercial Rules of the American Arbitration Association with arbitration to occur at Design0022 AL United States. The Arbitrator may award, in addition to declaratory relief, contractual damages and shall award reasonable attorney’s fees and costs to the prevailing party. An award of attorney’s fees and costs shall continue through any review, appeal or enforcement of an arbitration decision. The arbitration decision may be enforced in any court of competent jurisdiction. This provision shall not be construed so as to prohibit either party from obtaining preliminary or permanent injunctive relief in any court of competent jurisdiction. The parties each expressly waive their right to collect consequential, punitive and exemplary damages from the other party.
The Policies and Procedures are incorporated into the Agreement and, along with the Terms and Conditions and Compensation Plan, constitute the entire agreement of the parties regarding their business relationship.
If under any applicable and binding law or rule of any applicable jurisdiction, any provision of the Agreement, including these Policies and Procedures and Terms and Conditions, or any specification, standard or operating procedure which Company has prescribed is held to be invalid or unenforceable, Company shall have the right to modify the invalid or unenforceable provision, specification, standard or operating procedure or any portion thereof to the extent required to be valid and enforceable, and the Independent Sales Representative shall be bound by any such modification. The modification will be effective only in the jurisdiction in which it is required.
Any communication, notice or demand of any kind whatsoever which either the Independent Sales Representative or Company may be required or may desire to give or to serve upon the other shall be in writing and delivered by electronic communication whether by telex, telegram, Email or telecopy (if confirmed in writing sent by registered or certified mail, postage prepaid, return receipt requested). Any such communication, notice or demand shall be deemed to have been given or served on the date of confirmed dispatch, if by electronic communication, or on the date shown on the return receipt or by other evidence if delivery is by mail.
Note: This document along with all documents within our website must be reviewed and approved prior to use for your particular purpose. No statement of legality or compliance with any regulatory agencies is made in providing you with this free document. |
Global Sleeping Aids Market size is projected to be valued $96 Billion by 2024; with a CAGR of 6.2% from 2017 to 2025. Sleeping aids are medical specialty or subspecialty devoted to the diagnosis and therapy of sleep disturbances and disorders which are caused due to factors such as psychiatric disorders (Depression, insomnia and anxiety), medical issues (asthma), environmental problems (light, noise, temperature etc.) and others. These sleep disorders lead to number of chronic diseases, such as high diabetes, arthritis, blood pressure, and stroke. So, people are now aware of these disorders and trying to treat and diagnose these disorders at an early stage as soon as possible.
Rise in demand for sleeping pills, changing consumer lifestyle, increase in geriatric and obese population, and increasing disposable income are the factors propelling the growth of the global sleeping aids market. Rising awareness about sleeping disorders and advanced technologies might provide with several growth opportunities in the forecasted year. However, various side effects of sleep aids medication and patent expiration may hinder the growth of the market.
The global sleeping aids market is segmented on basis of product and sleep disorder. The sleeping aids market is segmented by product as mattresses and pillows, sleep laboratories, medication (prescription based drugs, herbal drugs, OTC drugs), sleep apnea devices and others. Further, the market is segmented by sleep disorder as insomnia, sleep apnea, restless legs syndrome, narcolepsy, sleep walking, and other sleep disorders.
Based on geography, global sleeping aids market is segmented into North America, Europe, Asia Pacific, Rest of the World (RoW) North America is further bifurcated in U.S., Canada, and Mexico whereas Europe segment consist of UK, Germany, France, Italy, and others. Asia-Pacific is segmented into India, China, Japan, South Korea, and others while RoW is bifurcated into South America, Middle East, and Africa.
Major companies operating in the global Sleeping Aids market are Natus Medical Incorporated, Teva Pharmaceutical Industries Limited, Takeda Pharmaceutical Company Limited, Merck And Co., Sanofi, GlaxoSmithKline Plc., Serta International, CareFusion Corporation, Pfizer, and Compumedics Limited, among others.
Profile of the major key players operating in the Global Sleeping Aids Market will be provided, with detailed study on their key financials, product & services, new developments and business strategies. |
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The day is drawing near when the Ukrainian Greek Catholic Church will celebrate the fourth centenary of the union between the Bishops of the Metropolia of Kievan Rus' and the Apostolic See. The union was effected at the meeting of representatives of the Metropolia of Kiev with the Pope on 23 December 1595 and was solemnly proclaimed at Brest-Litovsk on the River Bug on 16 October 1596. Pope Clement VIII, in the Apostolic Constitution Magnus Dominus et laudabilis nimis,1 announced the union to the whole Church and in the Apostolic Letter Benedictus sit Pastor2 he addressed the Bishops of the Metropolia, informing them that the union had taken place.
The Union of Brest opened a new page in the history of the Greek Catholic Church in Ukraine.4 Today that Church wishes to sing with joy a hymn of thanksgiving and praise to the One who, once more, has brought it back from death to life, and it wishes to set forth with renewed enthusiasm on the path marked out by the Second Vatican Council.
Joining the faithful of the Ukrainian Greek Catholic Church in this thanksgiving and petition are the Greek Catholic Churches of the diaspora which date back to the Union of Brest, together with the other Eastern Catholic Churches and the entire Church.
As the Bishop of Rome, I too wish to unite myself to the Catholics of the Byzantine tradition in those lands. For many years, during my pastoral ministry in Poland, I sensed a physical as well as a spiritual closeness with that Church, which was then undergoing such difficult trials. After my election to the See of Peter, I considered it a pressing duty, following the example of my Predecessors, to speak out in defence of its right to exist and freely to profess its faith, at a time when both these rights were being denied. I now have the privilege of joyfully sharing in its celebration of these days of regained freedom.
2. The celebrations commemorating the Union of Brest must be seen in the context of the Millennium of the Baptism of the Rus'. Seven years ago, in 1988, that event was celebrated with great solemnity. For the occasion I published two documents: the Apostolic Letter Euntes in mundum of 25 January 1988,5 for the whole Church, and the Message Magnum Baptismi donum, of 14 February of the same year,6 addressed to Ukrainian Catholics. It was an occasion for celebrating a moment of fundamental importance for the Christian and cultural identity of those peoples, a moment of unique significance, since at that time the Churches of the Byzantine tradition and the Church of Rome were still living in full communion.
After the division which damaged the unity between the West and the Byzantine East, frequent and intense efforts were made to restore full communion. I wish to mention two particularly significant events: the Second Council of Lyons in 1274, and above all the Council of Florence in 1439, when protocols of union with the Eastern Churches were signed. Unfortunately, various causes prevented the promise and potential of those agreements from being realized.
The Bishops of the Metropolia of Kiev, in restoring communion with Rome, made explicit reference to the decisions of the Council of Florence, a Council which had numbered among its participants representatives from the Patriarchate of Constantinople.
In this context, the figure of Metropolitan Isidore of Kiev stands out. As a faithful interpreter and defender of the decisions of that Council, he had to endure exile for his convictions.
The Bishops who promoted the union and the members of their Church retained a lively awareness of their original close ties to their Orthodox brethren, together with a full consciousness of the Oriental identity of their Metropolia, an identity which was also to be upheld after the union. In the history of the Catholic Church, it is a highly significant fact that this just desire was respected and that the act of union did not involve passing over to the Latin tradition, as some thought would happen. Their Church saw an acknowledgment of its right to be governed by its own hierarchy with a specific discipline and to maintain its Eastern liturgical and spiritual heritage.
3. After the union, the Ukrainian Greek Catholic Church enjoyed a period in which its ecclesiastical structures flourished, with resulting benefits for religious life, the education of the clergy and the spiritual commitment of the faithful. With remarkable farsightedness, great importance was attached to education. Thanks to the valuable contribution of the Basilian Order and other Religious Congregations, there was a great growth in the study of the sacred sciences and the nation's culture. In the present century, a figure of extraordinary prestige, in this regard as well as in his witness of suffering borne for Christ, was Metropolitan Andrii Sheptyckyi, whose education and fine spiritual qualities were combined with outstanding organizational gifts. He founded schools and academies, supported theological studies and the human sciences, the press and sacred art, and sought to preserve historical memories.
And yet, all this ecclesial vitality was continually marked by the tragedy of misunderstanding and opposition. An illustrious victim in this regard was the Archbishop of Polock and Vitebsk, Josaphat Kuntsevych, whose martyrdom merited the unfading crown of eternal glory. His body now lies in the Vatican Basilica, where it is continuously venerated with devotion and gratitude by Catholics from throughout the world.
Outstanding among the heroic witnesses to the rights not only of the faith but also of human conscience in those difficult years is the figure of Metropolitan Josyf Slipyj: his courage in enduring exile and prison for 18 years and his indomitable confidence in the resurrection of his Church make him one of the most powerful figures among the confessors of the faith in our time. Nor should his many companions in punishment be forgotten, particularly Bishops Hryhory Khomyshyn and Josaphat Kocylowskyj.
These tempestuous events shook the Church in the homeland to its roots. But Divine Providence had already begun to make it possible for many of its members to find a way of escape for themselves and their people. From the beginning of the 19th century onwards, great waves of emigrants began to cross the ocean, settling above all in Canada, the United States of America, Brazil, Argentina and Australia. The Holy See took care to be close to them, by providing assistance and establishing pastoral structures for them in their new homes, including the establishment of their own Eparchies. At the time of trial, during the atheistic persecution in their native land, the voice of these believers could thus be raised, in full freedom, with strength and courage. In the international forum they defended the right of their persecuted brethren to religious freedom, and thus strengthened the Second Vatican Council's appeal for religious freedom,8 and the efforts made in this regard by the Holy See.
4. The whole Catholic Community recalls with deep emotion the victims of such great suffering: the martyrs and confessors of the faith of the Church in Ukraine offer us a magnificent lesson in fidelity even at the price of life itself. And we, the favoured witnesses of their sacrifice, are aware that they helped to maintain the dignity of a world which seemed overwhelmed by atrocities. They knew the truth, and the truth set them free. Christians in Europe and throughout the world, pausing in prayer before the concentration camps and prisons, should be grateful for the light which they gave: it was the light of Christ, which they caused to shine in the darkness. For long years the darkness seemed in the eyes of the world to prevail, but it was not able to extinguish that light, which was the light of God and the light of man, wounded but not laid low.
This inheritance of suffering and glory today stands at a historic crossroads: now that the chains of imprisonment have been broken, the Greek Catholic Church in Ukraine has begun again to breathe in freedom and to regain fully its own active role in the Church and in history. This task, difficult yet providential, today calls for particular reflection, that it may be carried out with wisdom and farsightedness.
5. The celebration of the Union of Brest should be lived and interpreted in the light of the teachings of the Second Vatican Council. This is perhaps the most important aspect for understanding the significance of the anniversary.
It is well known that the Second Vatican Council made a special point of studying the mystery of the Church, and that one of the most important documents which it produced was the Constitution Lumen gentium. Precisely because of this detailed study the Council takes on a particular ecumenical significance. This is confirmed by the Decree Unitatis redintegratio, which presents a very enlightened programme of activities to be carried out in the work for Christian unity. Thirty years after the conclusion of the Council, I wished to reiterate this programme with my Encyclical Letter Ut unum sint, published on 25 May of this year.9 This Encyclical traces the ecumenical progress which has been made since the Second Vatican Council and, at the same time, looking to the third millennium of the Christian era, it seeks to open up new possibilities for the future.
Putting the celebrations of the coming year in the context of a reflection on the Church, as proposed by the Council, I am anxious above all to encourage a deeper understanding of the proper role which the Ukrainian Greek Catholic Church is called to play today in the ecumenical movement.
To promote dialogue with the Byzantine Orthodox Churches, there was set up, after the Second Vatican Council, a special Mixed Commission which also included among its members representatives of the Eastern Catholic Churches.
In various documents efforts have been made to arrive at a deeper and greater understanding between the Orthodox Churches and the Eastern Catholic Churches, efforts which have not been without positive results. In my Apostolic Letter Orientale lumen11 and in my Encyclical Letter Ut unum sint12 I have already written of the elements of sanctification and truth13 common to Eastern and Western Christianity, and of the desirable path to follow in the search for full communion between the Catholic Church and the Orthodox Churches, in the light of the greater ecclesiological understanding brought about by the Second Vatican Council: "Today we know that unity can be achieved through the love of God only if the Churches want it together, in full respect for the traditions of each and for necessary autonomy. We know that this can take place only on the basis of the love of Churches which feel increasingly called to manifest the one Church of Christ, born from one Baptism and from one Eucharist, and which want to be sisters".14 The deepening of knowledge of the doctrine on the Church, brought about by the Council and continuing since the Council, has marked out what can be called a new path on the journey to unity: the path of the dialogue of truth nourished and sustained by the dialogue of charity (cf. Eph 4: 15).
7. The shift from an underground existence has meant a radical change in the situation of the Ukrainian Greek Catholic Church: this Church has found itself facing the grave problems of rebuilding the structures of which it had been completely deprived and, more generally, it has had to commit itself to rediscovering itself fully, not only from within, but also in relation to the other Churches.
Thanks be to God for having enabled it to celebrate this jubilee with religious freedom regained. Thanks be to God also for the growth of the dialogue of charity, whereby significant progress has been made on the road to the much desired reconciliation with the Orthodox Churches.
Numerous migrations and deportations have redrawn the religious geography of those lands; many years of official State atheism have profoundly affected people's minds; there is still not enough clergy to respond to the immense needs of religious and moral reconstruction: these are some of the more dramatic challenges facing all of the Churches.
In the face of these difficulties a common witness of charity is required, in order that the proclamation of the Gospel may not be impeded. As I said in my Apostolic Letter Orientale lumen, "today we can co-operate in proclaiming the Kingdom or we can become the upholders of new divisions".15 May the Lord guide our feet into the way of peace.
8. In the new-found freedom we cannot forget the persecution and martyrdom which the Churches of that region, both Catholic and Orthodox, suffered in their own flesh. This is an important aspect for the Church of all times, as I recalled in my Apostolic Letter Tertio millennio adveniente.16 It concerns a particularly significant heritage of the Churches of Europe, which remain profoundly marked by it: this needs to be studied in the light of the Word of God.
Remembrance of the martyrs cannot be erased from the memory of the Church or of humanity: whether victims of the ideologies of the East or of the West, all of them are brought together in fellowship by the violence whereby hatred for the faith violated the dignity of the human person, created by God "in his image and likeness".
Pope John XXIII was fond of repeating: "What unites us is much greater than what divides us". I am convinced that this attitude can be a great benefit to all the Churches. More than 30 years have gone by since the Pope made this statement. In this period of time there have been many indications which suggest to us that Christians have made progress in this direction. Eloquent signs of this progress have been the fraternal meetings between Pope Paul VI and the Ecumenical Patriarch Athenagoras I, and those which I myself have had with the Ecumenical Patriarchs Dimitrios and, more recently, Bartholomaios, and with other venerable Patriarchs of the Churches of the East. All this, together with the many initiatives involving meetings and dialogue which are being promoted everywhere in the Church, encourages us to have hope: the Holy Spirit, the Spirit of unity, does not cease to work among Christians still separated from one another.
And yet human weakness and sin continue to resist the Spirit of unity. Sometimes one even has the impression that there are forces ready to do almost anything in order to slow down, and even put an end to, the movement towards Christian unity. But we cannot give in: daily we must find the courage and strength, which at one and the same time are the gift of the Spirit and the result of human effort, to continue on the path already undertaken.
10. In recalling the Union of Brest we must ask ourselves what this event means today. It was a union which concerned only a particular geographical region, but it is relevant for the entire field of ecumenism. The Eastern Catholic Churches can make a very important contribution to ecumenism. The Council's Decree Orientalium Ecclesiarum reminds us that "the Eastern Churches in communion with the Apostolic See of Rome have a special role to play in promoting the unity of all Christians, particularly Easterners, according to the principles of this sacred Synod's Decree on Ecumenism: first of all by prayer, then by the example of their lives, by religious fidelity to ancient Eastern traditions, by greater mutual knowledge, by collaboration, and by a brotherly regard for objects and attitudes".20 From this it follows that Eastern Catholics are to commit themselves to living profoundly what the Decree lays out. They are asked to make a confession of faith full of humility and gratitude to the Holy Spirit, who guides the Church towards the fulfilment promised her by the Redeemer of the world.
11. Prayer will therefore be the fundamental element which should mark the celebration of this jubilee. Such prayer above all involves giving thanks for all that has been accomplished, down the centuries, by commitment to the Church's unity, and especially for the impulse given to the search for unity as a result of the Second Vatican Council.
This prayer is one of thanksgiving to the Lord, who guides the unfolding of history, for the situation of new-found religious freedom in which this jubilee is being celebrated. It is also an appeal to the Spirit-Paraclete, that he may cause to flourish everything which promotes unity, and may give courage and strength to all those who commit themselves, according to the guidelines of the Council's Decree Unitatis redintegratio, to this work blessed by God. It is a plea for the gift of brotherly love, and for the forgiveness of offences and injustices suffered in the course of history. It is a petition that the power of the living God will bring good even out of the cruel and many-faceted evil caused by acts of human malice. This prayer also expresses hope for the future of the ecumenical journey: the power of God is greater than all human weaknesses, whether old or new. If this jubilee of the Ukrainian Greek Catholic Church, on the threshold of the third millennium, marks a step forward towards full Christian unity, this result will be first of all the work of the Holy Spirit.
12. The jubilee celebrations should also be a time of reflection. The Ukrainian Greek Catholic Church must first of all ask itself what full communion with the Apostolic See meant for it in the past, and what it will mean for it in the future. In a spirit of humble thanksgiving, the Greek Catholic Church will give glory to God, for its heroic fidelity to the Successor of Peter and, under the action of the Holy Spirit, it will understand that today this same fidelity commits it to fostering the unity of all the Churches. This fidelity cost it sufferings and martyrdom in the past: this is a sacrifice offered to God in order to implore the hoped-for union.
13. We cannot fail to entrust the yearning for full Christian unity to the Mother of Christ, she who is ever present in the work of the Lord and of his Church. Chapter Eight of the Dogmatic Constitution Lumen gentium points to her as the one who goes before us on our earthly pilgrimage of faith and is tenderly present to the Church which, at the end of the second millennium, is working to re-establish among all those who believe in Christ that unity which the Lord wills for them. Because she is the Mother of the one Christ, she is the Mother of unity. Since Mary, by the power of the Holy Spirit, gave birth to the Son of God, who received from her his human body, she ardently wills the visible unity of all believers who make up the Mystical Body of Christ. The veneration of Mary, which unites East and West so intimately, will serve, I am convinced, the cause of unity.
The Most Holy Virgin, already present everywhere in our midst both in so many sacred buildings and in the life of faith of so many families continuously speaks of unity, a unity for which she constantly intercedes. If today, in commemorating the Union of Brest, we recall the marvellous wealth of veneration that the Christian people of the Ukraine have offered to the Mother of God, we cannot but draw from this admiration for the history, spirituality and prayer of those peoples the consequences for unity which are so closely linked to those treasures.
Mary, who has inspired in their trials fathers and mothers, young people, the sick and the aged; Mary, the column of fire capable of guiding so many martyrs of the faith, is certainly at work in preparing the hoped-for union of all Christians: in the light of this, the Ukrainian Greek Catholic Church certainly has its own role to play.
To Mary the Church offers her thanks and asks her to make us share her concern for unity. With filial trust let us abandon ourselves to her, that we may be with her where God will be all in all.
To you, dear Brothers and Sisters, I impart my Apostolic Blessing.
From the Vatican, on 12 November, Memorial of Saint Josaphat, in the year 1995, the eighteenth of my Pontificate.
1) Cf. Bullarium romanum V/2 (1594-1602), 87-92.
2) Cf. A. Welykyj, Documenta Pontificum Romanorum Historiam Ucrainae illustrantia, t. I, p. 257-259.
3) Cf. AAS 38 (1946), 33-63.
5) Cf. AAS 80 (1988), 935-956.
7) Cf. AAS 38 (1946), 54-57. Those fears would be disturbingly confirmed a few years later, as the same Pope precisely brought out in the Encyclical Epistle Orientales Ecclesias (15 December 1952): AAS 45 (1953), 7-10.
8) Cf. Declaration on Religious Freedom Dignitatis humanae.
9) Cf. L'Osservatore Romano, 31 May 1995, 1-8.
10) Ibid., n. 14, loc. cit., 2.
11) Cf. nn. 18-19; L'Osservatore Romano, 2-3 May 1995, 4.
12) Cf. nn. 12-14; L'Osservatore Romano, 31 May 1995, 2.
13) Cf. Second Vatican Ecumenical Council, Decree on Ecumenism Unitatis redintegratio, n. 3.
14) John Paul II, Apostolic Letter Orientale lumen (2 May 1995), n. 20; L'Osservatore Romano, 2-3 May 1995, 4.
15) N. 19; L'Osservatore Romano, 2-3 May 1995, 4.
16) Cf. AAS 87 (1995), 29-30; Encyclical Letter Ut unum sint, n. 84; L'Osservatore Romano, 31 May 1995, 7.
17) Apol. 50, 13: CCL I, 171.
18) John Paul II, Encyclical Letter Ut unum sint, n. 84: L'Osservatore Romano, 31 May 1995, 7.
19) Ibid., n. 50, loc. cit., 5. |
Earlier in the year Kawasaki reached out to me at Deus wanting to meet up in regards to a secret project. The project was, customising the very first 2018 Z900RS in the country — Making it the first official collaboration between our two brands.
Of course, do’s and don’ts were given from Kawasaki, but the stage was ours! The idea was to take the bikes in a completely different direction, but to also preserve some of the new tricks from Kawasaki’s new star child.
Our donor bike was picked up from Kawasaki HQ in Sydney, this was to be our first encounter with the newest member to the Kwaka family. Once I removed the box, there it stood and my brain started to think a million thoughts a second. It was impressive to say the least, the shape, details and lines — it was extremely Kawasaki!
Together with me on this project was Carby.T’s right hand man, Saxon Shing. Once the Z rolled into our Camperdown workshop, we together began plotting what could be done and how.
After a few weeks of digital rendering & research, the sum of our combined enthusiasm had created a Tracker concept. Something stripped WAY back and raw — It was time to get on the tools!
With the concept drawing pined on the workshop wall, I wasted no time and began ordering all the ingredients needed to put this bike together.
Next up, removing all that was not meant to be. Plastic bits, be gone! I began to install the basics, bars, cabling and brake lines. Modifying brackets and sending wheels off to get blasted, all in days work. |
Wigwam's Trail Trax Pro is our choice for trail running or “fast and light” summer mountain trips. These socks give your feet insulated, moisture-wicking protection when you want to take your runs off-road.
A little bit of care can keep your Wigwam socks performing well for years. For best results turn socks inside out before washing. Wash in warm water and tumble dry on low heat.
Wigwam Trail Trax Pro Sock has a rating of stars based on reviews. |
© 2014 Shafaqna.com All Rights Reserved. Deutschland News strongly believes in 'circulation of information' for public interest and we would therefore carefully use your material in a non-commercial way. Deutschland News is just a News Reader using automatic input devices. Thus, the main publishers and sources are clearly responsible for their content. |
All Occupational Therapists from around the world are invited to participate in the Occupational Therapists Professional Discipline Forum. The Occupational Therapists Professional Discipline Forum meets regularly at IPA International Congresses and within the IPA Member Forums. Through meetings and this forum Occupational Therapists share knowledge, experiences, information and concerns related to the mental health of the elderly.
All Occupational Therapists are welcome – from students and new graduates to experienced practitioners, academics and consultants, or just those curious to learn more about this challenging and exciting area of practice. Come join a well-organized group and lend your expertise, enthusiasm, and organizational skills to help advance the cause of better mental health for older people. |
Thanks to advertising, we can offer JDownloader for free. To show you advertising that matches your actual interests, we would like to use cookies to personalize the ads according to our privacy policy. |
If you are interested in knowing more about New Life Community Church or becoming a member, we invite you to join us April 15 at 10:30am in the Meeting Room for our Starting Points class. This class will provide a deeper look at our beliefs, our history, and our ministries.
You can sign-up at the Welcome Desk or by filling out the form below. |
When you need car repair help in Illinois, the Meineke Car Care Center team is ready to help. Our expert auto mechanics provide everything from oil changes and transmission repair to car AC repair, brake service, and even tune ups. Get your car running at 100% again by stopping by any of our convenient Illinois locations.
* Receive recurring text messages from Meineke. Standard messaging and data rates may apply. Consent not required for purchase. Text STOP to 222245 to cancel; text HELP for help. Privacy Policy |
Rock n' Roll Express Retro Classic Wrestling Tag Team T Shirt is available on a Black 100% Cotton Tee. The Rock n' Roll Express Retro Classic Wrestling Tag Team T Shirt is available in all sizes. Please select your desired shirt style and size from the drop down above. |
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Finally we found a safe & secure tool that allows us to surf the net from all over the world.
As QA Manager/Lead Tester for an organization that currently performs financial transactions in over 60 countries worldwide, GeoSurf has been an invaluable tool, allowing me to perform verifications of transaction flows and localized UI components that I would otherwise be unable to check in person. This reduces test cycle times immensely and in a lot of circumstances allows me to do testing that I simply would not be able to do otherwise.
With GeoSurf, we can build truly global applications and experience our games as users from every corner of the world.
We at iMesh are constantly using GeoSurf in the Marketing, Development, and of course, the QA departments. Since we started using GeoSurf, it is now easier than ever to research and qualify new markets and verticals that we haven’t yet explored. GeoSurf saves us LOTS of valuable time!
GeoSurf is by far one of the most powerful tools Secco Squared uses on a daily basis. The intelligence we gather from GeoSurf allows Secco Squared to stay ahead of the curve.
GeoSurf is a flexible and powerful tool that has proven invaluable to our international ad operations. It’s customizable, easy to use and furthermore, they’re always innovating with their products – they listen to their customers. |
The end of a relationship can be rather emotional and stressful. It will most likely also have a major impact on your financial situation. While seeking legal and tax advice, you should also include a financial services advisor on your team to ensure the negative financial consequences are minimized and that your future finances will be secure.
You’ve spent time weaving your lives together, and you’ll now have to spend time separating them. You may wish to consider the following:
Life insurance; review beneficiaries on all policies – you might want to review also the amount of your existing coverage
Consider getting health insurance including critical illness and long-term care if you are no longer covered through your ex-partner
If you are on the receiving end for spousal support or child support, you’d want your ex-partner insured in case of disability or death to make sure the safety net is always there for you or your children.
A divorce or separation is not a decision made lightly. It is also a time when emotions run high and reason often takes a backseat. Our financial services advisors can help you sort out your financial priorities and goals so you can work through your emotions during this time.
At Desjardins Financial Security Independent Network – Richmond South Financial Centre, we are committed to providing you quality financial advisory services. We are here to guide you through every stage of your life and help you protect your family, grow your wealth and achieve your personal financial goals, all with peace of mind. We hold to the highest regard these values: integrity, professionalism, personalized service, and support for the community. |
The ability to make decisions efficiently is an essential success factor for companies, regardless of the industry they are in. The faster a company is able to form shared views and rate ideas, the faster it can react and adapt to changes. As complexity increases, reaching decisions typically requires the input of various experts, which makes the decision making process slower. How to break bottle necks in decision making?
How to make decisions both collectively and as efficiently as possible? According to Juho Nevalainen, forming shared views becomes more efficient by using facilitation methods, by including only relevant people in the decision making process – and by rethinking the whole decision making forum, with the help of digital tools.
1. Split large decision items into smaller, human-sized decision points.
In general, it is easier to reach small decisions than bigger ones. Try to split large decision items into into smaller decision points that you bring to the table one by one, by choosing the suitable facilitation methods in advance. This way, lenghty meetings can be avoided and you will reach the decision sooner.
The step-by-step approach gives you concrete results along the way. You will be able to react to changes faster and see the big picture more easily.
2. Involve only the right people.
Reaching just the right decisions requires that the participants have a shared understanding on the matters – for example pros, cons, consequences, risks, opportunities and so on. If they do not, they will not commit themselves to the decision.
It is far easier to steer a smaller group of people than a bigger one. Make sure to involve only the people needed in each phase – do not invite anybody ”just in case”, not even to virtual meetings.
3. Instead of shared time, find a shared channel.
Often, finding the suitable calendar slot for the meeting takes more time than the decision item itself. Even when the meeting is set, the agenda might need to be reset as someone cancels at the last minute.
During the digital era, collaborative decision making does not need to depend on time or place. Thanks to new tools, busy key people can participate in the decision making no matter where they are located, when it suits them the best.
”In our daily work, we use an online service called Roundtable that brings together the best sides of faciliation methods and social media. It requires from the decision makers only a daily engagement of 15 minutes, whenever they have the time”, Nevalainen says.
Time and place-independent online tools make collaborative decision making more efficient and also bring down the costs, as potential travel expenses decrease. However, according to Nevalainen, professional facilitation, management skills and promoting trust can not be replaced by any tools. When the working environment feels safe, people are willing to share their expertise collectively and are more likely to reach good decisions – no matter what the decision forum is. |
Total magnetic field and detailed electromagnetic anomalies of the east Richardson area, Fairbanks mining district, interior Alaska, parts of Big Delta B-4 and C-4 quadrangles |
Mewar Mahotsav is celebrated in Udaipur region, a festival that marks the advent of spring season. The festival witnesses enthusiastic participation of citizens of Mewar as it is an integral part of Udaipur’s tradition and culture. The city becomes more colourful than ever during this festive period.
This year 2019, Mewar Mahotsav will be celebrated from 8th April to 10th April. Day 1 of the festival will have the royal Gangaur processions which will go upto Gangaur Ghat. There will be loads of cultural programmes for 3 days. A rural haat bazaar will also be an attraction in this festive season. |
I thought I was done with this theme, but apparently not. In these blogs, I try to present ideas that I find valuable and that I imagine might be value to you as well. Here is one that is invaluable if you can make sense out of it. It is about why marriage is sacred to us.
In the major forms of Vajrayana Buddhism, which include the Tibetan Buddhist lineages and some of the Zen Buddhist lineages, of course there is the goal of eventual enlightenment. We all know that. What is not so clear is that there is an intermediate stage before enlightenment, when we first get the general idea of how we personally can go about enabling our own enlightenment, and take the first real steps toward it.
This stage is called "Recognition" by the Tibetan Buddhists and "Kensho" by the Zen Buddhists. Recognition is not enlightenment or anything close to it. As its name suggests, it is simply the recognition of the true nature of the mind, or at least a glimpse of it. It is realizing how the mind actually works and, equally important, that you can work it. At the point of recognition we have everything that we need.
Recognition of the true nature of the mind can really happen only once, because it is just that, a recognition, a form of realization. Sometimes in the tradition the analogy that is used is that of a coiled rope in a room with little light. For all the world the rope looks like a snake, and to someone coming into the room, they actually see a snake. However, once they have a little more light, they see that it is just a piece of rope, That recognition is a realization. A realization is a one-way trip, meaning that once we realize we are looking at a rope, we don't and can't go back to seeing it as a snake. That is what recognition is like. And that is a traditional analogy.
I use another analogy to indicate what recognition is, one that came naturally to me. We have all seen those picture-paintings, where embedded within one picture is another picture, but it is carefully hidden. You can't see it unless it is pointed out. But once it is pointed out, we can always see the hidden picture whenever we look. That is recognition, which is a form of realization.
The great siddhas and mahasiddhas go even further. They say that there are many dharmas and many teachers of those dharmas. But for any one of us, there is only one teacher who will first successfully point out to us the true nature of the mind. And this is called your Tsawi Lama or root guru. It only happens once, because, as I explained, it is a realization and not just another experience or an intellectual understanding.
The siddhas go on to say that once your root guru has pointed out to you the true nature of the mind, and you have seen it, his or her job is essentially done. At that point you have what you need to proceed on to enlightenment under your own steam, and on a path that only you can know and follow. Hopefully, with these words you can understand what a "Realization" is and why it happens only once. And that's not the end of my message here.
There is one more analogy for you to take in, and it’s a doozy. Love relationships are like this, especially the love relationship that leads to full engagement, and then on to marriage. When we meet the one we will marry, we recognize them differently from other relationships that we have had. In fact, this too is a realization, one that can only happen once.
And the person with whom we have this realization is the one that was permitted (in this life) to bring us to the recognition that this is the one we want to marry. It can only happen once because, as I have been careful to point out here, it is a recognition (a realization) and not just another one of our relationship experiences.
Of course, some of us will have many lovers and even many marriage partners. That is not what I am pointing at here. I am suggesting that no matter how many lovers you have, there is only one that first brought you to the realization that led to full engagement, which then led to your marriage, just as a virgin is only a virgin once.
If you follow my argument then you know why some faiths don't recognize divorce as a reality. Of course divorce is a legal reality. But you can't un-realize a realization. That is what the Catholic Church is saying when they don't recognize divorce, and this is why divorces are like a third wheel. Along with those who are single and those who are married, there are those who are divorced, but still married in a sense. You can't walk back a realization.
I am not saying that all that passes for engagement, marriage, and divorce in this modern world are pure. But I am saying that if you have had the realization of a beloved that leads to marriage, then that realization is pure, is sacred to you, no matter what happens next or later. You may stay married or you may divorce, but in a very real way the divorcee is still married and always will be. They are no longer a virgin spiritually, so to speak. You can't put the toothpaste back in the tube.
The logic of the above analogy has very little wiggle-room. Of course you are welcome to ignore it, if you can. Yet if you investigate and test this out for yourself, I believe you will agree with me.
So when they say that marriage is a sacrament and is sacred, this view backs that up 100%. With that having been said, if we are married and run on hard times, one of the things we can do is to remember our vows, and the moment in our life when we too them. And here what I mean about vows is not just the words "I do" that occur in most marriage vows, but the rather the "I do" that confirmed the realization that each of us had (or should have had) when we first meet the one who we are destined to marry. For me it was mor like "I do. I do. I do." And I did.
As to how this realization of our destined partner can appear, I only have my story to tell, and I told it several blogs back, the one called "Love and Compassion."
Now, before I get a flurry of dissent, I am not saying that everything we know that happens in modern marriages, re-marriages, divorces, and so on does not happen (because it does) or that this is "bad." What occurs to me is that there is an archetype-realization that does happen, just as there is a major realization in the Buddhist mind-training methods called "Recognition." Realization is a permanent imprint in the mindstream, not just another experience.
For myself, I found it very informative to go back to the realization I had when I realized I wanted to marry Margaret, and saw that was very pure. Some 43 years into marriage, the road gets dusty and sometimes dim. What I have found is that the Tibetan mind-training methods are incredibly valuable for removing some of the obscurations and obstacles to a happy marriage, at least ours. Margaret and I both work on removing these obstacles using the Tibetan Buddhist methods every day. |
If you want to use a hand cursor (like web browsers use when the mouse is over a link) you either have to have Windows 2000 or above, or use a resource. [Yes, this is an old article, but it is kept in to demonstrate the technique] The trouble with resources is that you need to know the Resource ID and for the little classes offered on this site, that is not known. So this little class steals the Hand Cursor from a standard Win32 file and uses CopyCursor (and DeleteCursor) to create a local copy.
You can see it in use in the Web Link Button and MSN Message Window in this section. |
"Dedicated to nurturing a supportive, student-centered environment where all people are treated with dignity and respect" |
Your business strategy is essentially everything when it comes to first setting up a business or forming a new business partnership. To say that the finest of details are crucial can be an understatement, and not knowing what is coming around the next couple corners can be folly. If you want to be successful, or at least not disastrous, you have to start thinking about strategy, objectives, and the means to get them now.
Create an overarching map: While it is critical that you pay attention to the fine print and little steps when setting up a business or partnership, it is just as important to see the forest for the trees, or keep an eye on the overall plan. Lay it all out in plain language for you to reference when matters get mixed up or complicated.
Choose your headquarters: Every business must operate from somewhere, even if it reaches its market strictly through online methods. Brush up on local trends and zoning laws to see where your home base should go. If you are creating a partnership, consider where your partners are located as well. Is it going to be a problem if you have to travel long distances for in-person meetings?
Organize your finances: Before you get too far into the process, triple-check your finances, get them in order, and know what money is going to go where and for what purpose. The fastest route to business failure is letting your finances run free. If you need help planning how you or your business partners will dedicate resources, consider hiring a business accountant.
Structure your business: Companies come in all shapes and sizes, whether you are going it alone or creating a partnership. Consider the benefits of LLCs, S corporations, nonprofit groups, and more before laying out the final groundwork of your business.
Name yourself: Arguably the simplest part of forming a business, registering a business name may also be the most important, especially if you are going to deal with consumers directly. Brand names are everything when a product is on a shelf or a service is listed online. Schedule some boardroom talks with any business partners to choose a business name that reflects your organization.
Taxes, insurance, and permits: If you do not need to pay taxes and obtain licenses or permits before opening your business, you are probably not in America. You will need to obtain a tax identification number and acquire necessary permits, and may need to purchase different forms of insurance for potential employees, such as workers’ compensation and disability.
Get help: You should be proud of the business or partnership you have created and managed, but not so much that your pride gets in the way of its success. If you need help understanding a legal issue that is affecting your business, seek it out sooner than later.
At Schern Richardson Finter Decker, our Phoenix business consultation lawyers can work closely with you as you form a business, establishing a working partnership, or manage your company to ensure you never overlook important aspects or make a legal error. We are backed by an AV Preeminent® Rating by Martindale-Hubbell® and have an attorney selected to Super Laywers® Rising Stars℠ on our team. Contact us today to begin strategizing how your business can and will succeed. |
Department of Pathophysiology and Therapeutics of Diabetic Vascular Complications, Kurume University School of Medicine, Kurume, Japan.
I have recently read an article by Selvin et al. (1) that showed that low plasma levels of soluble circulating receptor for advanced glycation end products (sRAGEs) at baseline were independently associated with the risk of coronary heart disease (CHD) and all-cause mortality during a median of 18 years of follow-up in a community-based population. I totally agree with the authors’ opinions that low sRAGE level is a marker of future chronic disease risk and mortality in the generation population. However, I think it unlikely that sRAGE could work as a “sponge” for AGEs in humans and that an insufficient amount of sRAGE to counteract the detrimental effects of AGEs might be involved in the increased risk of CHD and death in their population as AGEs stimulate cell surface expression of RAGE, and sRAGE level is positively rather than inversely associated with circulating AGEs in both diabetic and nondiabetic subjects (2). Since sRAGE is mainly generated from the cleavage of cell surface full-length RAGE, whose process is promoted by the engagement of RAGE with the ligands such as AGEs and high mobility group protein box-1 (HMGB1) (2), it is conceivable that sRAGE level could reflect tissue RAGE expression. The fact that sRAGE level is 1,000 times lower than needed for efficiently capturing the circulating AGEs (2) further supports the concept that sRAGE could not work as a decoy receptor for AGEs in humans.
Moreover, in contrast to the authors’ present findings, four clinical studies, including three prospective trials, have shown that higher, not lower, levels of sRAGE are independently associated with the risk of future CHD, fetal cardiovascular disease, or all-cause mortality in diabetic subjects or older community-dwelling women (2–4). Therefore, clinical significance of sRAGE as a biomarker may differ considerably depending on the patient’s background. sRAGE level is independently and inversely associated with HMGB1 value in a general population (5). HMGB1 level is increased in diabetic RAGE−/−/apoE−/− mice, while sRAGE is absent in these animals (5). Further, HMGB1 has 10 times higher binding affinity to RAGE, and its serum concentration is 1,000 times less than that of AGEs (2,5). These findings suggest that circulating HMGB1 but not AGEs might be a molecular target for sRAGE. It would be interesting to examine whether low sRAGE level is associated with high HMGB1 value and if decreased ratio of sRAGE to HMGB1 could be linked to future chronic disease risk and mortality in their population.
This work was supported in part by grants from the Ministry of Education, Culture, Sports, Science and Technology (MEXT)-Supported Program for the Strategic Research Foundation at Private Universities, Tokyo, Japan (S.Y.). No potential conflicts of interest relevant to this article were reported.
Readers may use this article as long as the work is properly cited, the use is educational and not for profit, and the work is not altered. See http://creativecommons.org/licenses/by-nc-nd/3.0/ for details.
. Higher plasma soluble receptor for advanced glycation end products (sRAGE) levels are associated with incident cardiovascular disease and all-cause mortality in type 1 diabetes: a 12-year follow-up study. Diabetes 2010;59:2027–2032
. Advanced glycation end products and their circulating receptors predict cardiovascular disease mortality in older community-dwelling women. Aging Clin Exp Res 2009;21:182–190
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Gestational Diabetes Mellitus - Home Treatment.
Just like any type of diabetes, gestational diabetes needs more than medicine to get it treated successfully. It needs you, for you are the person who determines the health of your pregnancy.
Your registered dietitian, diabetes educator, your doctor and other members of your healthcare team can teach you about proper care for yourself and your baby so that both of you are protected from any complications that may arise. If you have all the necessary knowledge available on gestational diabetes, there can be no problem during and after your pregnancy. Once you know the effects of exercise and food on your blood glucose levels, you can avoid gestational diabetes complications.
Testing your blood glucose level, regular exercise and changes in the time, amount and types of food you eat are important in gestational diabetes home treatment.
Changing the type of food you eat, eating at regular times and the quantity consumed at each meal can ensure that your blood glucose level remain in a safe range. After your gestational diabetes diagnosis, a registered dietitian will help you to plan meals suitable for you. You may be required to keep a record of the foods you consume and your weight. Your dietitian will also show you how to carbohydrate counting so that you eat almost the same amount at each meal to reach a certain total at the end of each day.
Moderate exercise done regularly throughout the pregnancy improves the sensitivity of your body towards insulin and this helps blood glucose level control. Most of the time, eating the right foods and exercise are sufficient for gestational diabetes treatment. There should be a minimum of two and a half hours of moderate exercise each week. To accomplish this takes only 30 minutes of exercise each day for five days or more a week. You can even do 10 minute sessions so long as you get a total of 2½ hours each week.
For pregnant women who have been leading a sedentary life or have no regular exercise before pregnancy, they need to discuss with their doctor before any regular exercise. Suitable exercises for pregnant women are those that do not strain the lower part of the body. So, it is fine to exercise the arm muscles by using a machine known as the arm ergometer; or exercise the leg muscles by using a recumbent bike which has a chair-like seat that is suitable for women who are pregnant. There are also exercise classes especially for women who are pregnant. Walking and swimming are two low-impact exercises which are also suitable.
If it is possible for you to get your blood glucose to remain in the safe range through changes in your eating and exercise, it will not be necessary for you to take any diabetes medication. However, if you need insulin, keep ready with you some sugary food like 4 glucose tablets or some hard candy so that you can use them if you get low blood glucose symptoms such as confusion, blurred vision and sweating during exercise. If you believe your blood glucose level is too low, stop the activity, test your blood glucose level, and consume the sugary foods you have.
Doing home blood glucose level testing is a necessary part of gestational diabetes treatment. You will need to do blood glucose checking at home at least once every day. It can be tough when you have to check your blood glucose frequently but from such testing, you will know you have no need to worry as your blood glucose level is in the safe range. Find out from your doctor how often you should check your blood glucose.
Daily insulin injections may be necessary if your blood glucose level cannot be managed through exercising and the way you eat.
Do not attempt to reduce weight during pregnancy if you were already overweight before the pregnancy. Find out from your doctor the possible weight increase during your pregnancy.
You may be taught by your doctor to count the number of kicks by your baby. You are required to notify your doctor if there is less than the usual number of kicks from the baby.
Your blood glucose level can go lower than the safe range if you use insulin for your gestational diabetes. Although women with gestational diabetes seldom experience low blood glucose, you should know its symptoms and be prepared with sugary foods throughout the day. |
I searched for six years to find a supplement for my dogs that included all the things I added to their food each day. When I found NuVet Plus, I was pleasantly surprised to see ingredients I hadn't even thought of giving! I have been feeding NuVet Plus to all my dogs since January of 2001.
When my females are spayed or need a c-section, they recover and heal much more rapidly. Newborn puppies are more alert and vigorous sooner after birth. My vet remarked on the difference in the puppies, often they begin crying as soon as they come out of the uterus and they nurse sooner as well, in spite of being born via c-section. I have two friends who have seizure dogs, as long as their dogs are taking NuVet Plus, their dogs are seizure-free. One of them ran out of NuVet Plus, within three days her dog began seizing again. All natural, human-grade ingredients, NO fillers. Manufactured in a HUMAN lab & never heat processed. ALL ingredients are from America except the pine bark, which comes from France.
Made in the U.S.A! ALL ingredients are sourced in America except the pine bark, which comes from France. NO ingredients from CHINA! All ingredients are FDA Pharmaceutical tested (more stringent than just 'FDA')
Alpha amylase - Aids in the absorption of NuVet Plus™ into the animal's cellular network in the fastest and most efficient manner possible.
Beta Carotene - A form of Vitamin A production, which is required for skeletal growth, embryonic function and reduces cancerous tumors in animals.
Blue Green Algae - Strengthens the immune system, promotes intestinal regularity, purifies the blood and assists in the smooth operation of the brain and nervous system.
Brewers Yeast - a balanced natural source of the B-Complex Vitamins that has been proven to reduce the number of fleas in our companion pets.
Cats Claw (Uno de Gato) - An herb that has amazing healing properties, it aids in treating cancer, viral and respiratory infections, allergies, arthritis and rheumatism.
Desiccated Liver - a rich source of B-Complex Vitamins. It strengthens the nervous system, aids in digestion, tissue formation and production of red blood cells.
Evening Primrose Oil - Digestive stimulant, aids in management of arthritis and rheumatism, decreases blood clotting.
Oyster Shell - Rich source of calcium required by the structural framework of the bones. It also aids in the proper functioning of the heart, nerves and muscles.
Papain - aids in protein digestion, and helps to cleanse the tissues and intestinal walls of all waste matter.
Potassium - Required for the proper functioning of the muscles and regulates the amount of water in the cells.
Selenium - Studies have shown it to help protect against cancers of the lungs, colon, rectum and prostate. (Journal of the American Medical Association 12/24/96)
Shark Cartilage - Anti-inflammatory healing agent that has also been shown to be effective in hip dysplasia, arthritis and my shrink tumors by impeding the formation of blood vessels to the tumor.
Vitamin C - A key factor in the immune system, including white blood cell function and interferon levels. It combats the effects of free radicals and promotes growth and tissue repair.
Vitamin E - The most effective chain-breaking lipid-soluble antioxidant. It protects the cell structure against free radicals. It significantly improves the immune system and reduces heart disease, anemia, nutritional "muscular dystrophy" and neurological abnormalities.
Whey Protein - Builds and maintains muscle mass. Boosts the immune system which protects against viruses and bacteria.
Zinc - a component of over 100 enzymes that work with the red blood cells to move carbon dioxide from the tissues to the lungs. It promotes normal growth and aids in wound healing, cell division and maintains normal levels of Vitamin A.
Dear NuVet Labs, I have a Chocolate Lab, Chester, and he was suffering from severe allergies and this is from the time he was a puppy. I tried everything I could, from veterinarians to all types of supplements, but nothing worked. He was having trouble healing because of all his biting and scratching. I was introduced to NuVet Plus and after a short time on NuVet Plus I started to notice his belly, especially where the allergies were most prominent, starting to heal quite a bit. It was a remarkable change after such a short period of time and I feel very strongly that NuVet Plus had a strong impact on the healing process. I have been feeding him the supplement for 5 months, and his hair has grown back thick on his stomach where he had been completely bald from bacterial and yeast infections. I have been very pleased with the sensational results and I just want to thank you for coming up with these products. - Caroline
"I CAN'T GET OVER YOUR PRODUCT" To The Wonderful Folks at NuVet Labs: I just had to write, to let you know HOW GREAT NuVet Plus is! My husband had gotten a few samples, actually for one of our "babies", who has arthritis. As I was reading through the leaflet, I noticed about cancer plus red blood cells. My eldest dog had been diagnosed with cancer. Sammy also has a red blood disease. She was only given until June to live. We're almost at the end of July &, not only is she still alive, but she is jumping - running - barking her head off!! I can't get over your product! I gave some to my mailman & now he's a regular customer. Also gave some to my neighbors. The mailman says he loves it. The neighbors said her dog's eyes cleared up and he is running around too! (with arthritis). I called your order number and asked that some leaflets come to my home and to the head of the oncology dept. in Manhattan. I just had to thank you so much for saving my baby! I'm one of those crazy people that have birthday parties for my dogs! My husband and I love our dogs! Again, thank you so much. Yours Truly, Kerry - Mastic Beach, NY
"NuMoon Dobermans" Gentleman, When we were first introduced to Nu-Vet Plus, we thought OK, we will give it a try. We have tried all kinds of different vitamins on our dogs but have NEVER seen the results we are seeing using this product. Alfred, had just turned fifteen years old in February 2000. He has cataracts in both eyes, was diagnosed with total deafness in both ears, not to mention that he has arthritis. The arthritis is what worried us the most, being that he weighs 65 lbs. and must go up and down the stairs to go outside. We could see how painful this was for him. As of 4/7/00 Alfred has been on NuVet Plus for 5 weeks. We started to see a difference in the way he moved after just two weeks. He has more energy than he has had for over 2 years and does the stairs with ease. For over 2 years he would lay at the top of the basement stairs and cry as everyone else would follow me down. Now he comes with me and is much happier. Reno, is lame in his right hind leg. He would tend to favor that leg constantly. He has been given NuVet Plus for about 3 weeks. He is getting stronger and moves a lot better every day. Also I need to mention that he has been a picky eater. NOT ANYMORE, He eats like there is no tomorrow. All of our dogs are now on NuVet Plus to assure us that they are getting the proper nutrition. We do not feel that this is an unreasonable request, after all, we take vitamins, right? Our dogs should too. Being involved with many breeders throughout the years, we know of others that put their puppies on 2 to 4 different supplements. All the supplements that they use are in NuVet Plus making it also cheaper to use. Thank you NuVet Labs for making this antioxidant vitamin available to us. Lee and Andy Bethel, MN
The Veterinarians, Physicians, Pharmacists and Nutritional Scientists of NuVet Labs™ have blended a precise combination of quality food concentrates, herbs and anti-oxidants proven to combat the ravages of free radicals.
Start your pet on the path of disease protection today with NuVet Plus™! Your satisfaction with this product is GUARANTEED.
Formulated over a period of eight years by physicians, veterinarians, pharmacists and animal nutritionists |
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Additionally, the Intake Unit can provide information on an array of topics germane to intellectual and related developmental disabilities.
The Intake Unit of The Arc/Morris can be reached by calling 973.326.9750 x211 or you can fill out the form (PDF) and return to Intake Unit, The Arc/Morris, Executive Drive, PO Box 123, Morris Plains, NJ 07950. |
1 Federal Deposit Insurance Corporation th Street NW, Washington, D.C Financial Institution Letter FIL October 16, 2008 IDENTITY THEFT RED FLAGS, ADDRESS DISCREPANCIES, AND CHANGE OF ADDRESS REGULATIONS Examination Procedures Summary: The FDIC has issued the attached examination procedures on identity theft red flags, address discrepancies, and change of address requests. Distribution: FDIC-Supervised Banks (Commercial and Savings) Suggested Routing: Chief Compliance Officer Chief Information Security Officer Related Topics: FIL , Identity Theft Red Flags, November 15, 2007 FIL , Identity Theft, FDIC s Supervisory Policy on Identity Theft, April 11, 2007 FIL , Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice, April 1, 2005 FIL , Guidelines Requiring the Proper Disposal of Consumer Information, February 2, 2005 FIL , Guidelines Establishing Standards for Safeguarding Customer Information, March 14, 2001 Attachment: Identity Theft Red Flag, Address Discrepancies, and Change of Address Examination Procedures Contacts: Jeffrey Kopchik, Senior Policy Analyst, at or (202) ; or Richard Schwartz, Counsel, at or (202) Note: To receive FILs electronically, please visit FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA ( or ). Highlights: The exam procedures are intended to assist financial institutions in implementing the Identity Theft Red Flags, Address Discrepancies, and Change of Address Regulations, reflecting the requirements of Sections 114 and 315 of the Fair and Accurate Credit Transactions Act of The regulations require o financial institutions and creditors to implement a written identity theft prevention program; o card issuers to assess the validity of o change of address requests; and users of consumer reports to verify the identity of the subject of a consumer report in the event of a notice of address discrepancy. The regulations and guidelines took effect on January 1, 2008, and compliance is required by November 1, Risk management examiners will examine institutions for compliance with the red flags regulation (12 CFR ) during risk management examinations. Compliance examiners will examine institutions for compliance with the address discrepancies and change of address regulations (12 CFR and ) during compliance examinations.
2 Risk Management Examiners Introduction to Red Flags Examination Procedures Section 615(e) requires the federal banking agencies and the NCUA (the Agencies) as well as the FTC to prescribe regulations and guidelines for financial institutions and creditors 1 regarding identity theft. On November 9, 2007, the Agencies published final rules and guidelines in the Federal Register implementing this section. (72 FR 63718) Definitions (12 CFR (b). The following regulatory definitions pertain to the regulations regarding identity theft red flags: 1. An account is a continuing relationship established by a person with a financial institution to obtain a product or service for personal, family, household or business purposes. An account includes a. an extension of credit, such as the purchase of property or services involving a deferred payment; and b. a deposit account. 2. The board of directors includes, for a branch or agency of a foreign bank, the managing official in charge of the branch or agency and, for any other creditor that does not have a board of directors, a designated employee at the level of senior management. 3. A covered account is: a. an account that a financial institution offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, and b. any other account offered or maintained by the financial institution for which there is a reasonably foreseeable risk to customers or the safety and soundness of the financial institution from identity theft, including financial, operational, compliance, reputation or litigation risks. 4. A customer is a person that has a covered account with a financial institution. 5. Identity theft means a fraud committed or attempted using the identifying information of another person without authority. Identifying information means any name or number that may be used alone or in conjunction with any other information to identify a specific person. (16 CFR 603.2) 6. A red flag is a pattern, practice or specific activity that indicates the possible existence of identity theft. 1 For purposes of these examination procedures, financial institutions and creditors are referred to jointly as financial institutions. 2
3 7. A service provider is a person that provides a service directly to a financial institution. Periodic identification of covered accounts (12 CFR (c)). Each financial institution must periodically determine whether it offers or maintains covered accounts. As part of this determination, the financial institution must conduct a risk assessment to determine whether it offers or maintains covered accounts taking into consideration a. the methods it provides to open its accounts, b. the methods it provides to access its accounts, and c. its previous experiences with identity theft. Establishment of an identity theft prevention program (Program) (12 CFR (d)). A financial institution must develop and implement a written Program designed to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or any existing covered account. The Program must be tailored to the financial institution s size and complexity and the nature and scope of its operations and must contain reasonable policies and procedures to: a. identify red flags for the covered accounts the financial institution offers or maintains and incorporate those red flags into the Program; b. detect red flags that have been incorporated into the Program; c. respond appropriately to any red flags that are detected to prevent and mitigate identity theft; and d. ensure the Program (including the red flags determined to be relevant) is updated periodically to reflect changes in risks to customers and to the safety and soundness of the financial institution from identity theft. Administration of the Program (12 CFR_ (e)). A financial institution must provide for the continued administration of the Program by: a. obtaining approval of the initial written Program by the board of directors or an appropriate committee of the board; b. involving the board of directors, a committee of the board, or an employee at the level of senior management in the oversight, development, implementation, and administration of the Program; c. training staff, as necessary, to implement the Program effectively; and d. exercising appropriate and effective oversight of service provider arrangements. Guidelines (12 CFR (f)). Each financial institution that is required to implement a Program also must consider the guidelines in Appendix J of the regulation and include in its 3
4 Program those guidelines that are appropriate. The guidelines are intended to assist financial institutions in the formulation and maintenance of a Program that satisfies the regulatory requirements. A financial institution may determine that a particular guideline is not appropriate to incorporate into its Program; however, the financial institution must have policies and procedures that meet the specific requirements of the rules. A financial institution may incorporate into its Program, as appropriate, its existing policies, procedures, and other arrangements that control reasonably foreseeable risks to customers and to the safety and soundness of the financial institution from identity theft. Illustrative examples of red flags are located in Supplement A to Appendix J of the regulation. A financial institution is not required to use the examples, nor will it need to justify its failure to include in its Program a specific red flag from the list of examples. However, the financial institution must be able to account for the overall effectiveness of its Program that is appropriate to its size and complexity and the nature and scope of its activities. Red Flags Examination Procedures (12 CFR ) 1. Verify that the financial institution periodically identifies covered accounts it offers or maintains. 3 Verify that the financial institution: included accounts for personal, family and household purposes, that permit multiple payments or transactions; and conducted a risk assessment to identify any other accounts that pose a reasonably foreseeable risk of identity theft, taking into consideration the methods used to open and access accounts, and the institution s previous experiences with identity theft. (12 CFR (c) 2. Review examination findings in other areas (e.g., Bank Secrecy Act, Customer Identification Program and Customer Information Security Program) to determine whether there are deficiencies that adversely affect the financial institution s ability to comply with the Identity Theft Red Flags Rules (Red Flag Rules). 3. Review any reports, such as audit reports and annual reports prepared by staff for the board of directors 4 (or an appropriate committee thereof or a designated senior 2 2 The risk assessment and identification of covered accounts is not required to be done on an annual basis. This should be done periodically, as needed. 3 A covered account includes: (i) an account primarily for personal, family, or household purposes, such as a credit card account, mortgage loan, auto loan, checking or savings account that permits multiple payments or transactions, and (ii) any other account that the institution offers or maintains for which there is a reasonable foreseeable risk to customers or the safety and soundness of the institution from identity theft. 12 CFR (b)(3). 4 The term board of directors includes: (i) in the case of a branch or agency of a foreign bank, the managing official in charge of the branch or agency, and (ii) in the case of any other creditor that does not have a Board of Directors, a designated employee at the level of senior management. 4
5 management employee) on compliance with the Red Flag Rules, including reports that address: the effectiveness of the financial institution s Identity Theft Prevention Program (Program), significant incidents of identity theft and management s response, oversight of service providers that perform activities related to covered accounts, and recommendations for material changes to the Program. Determine whether management adequately addressed any deficiencies. (12 CFR (f); Guidelines, Section VI) 4. Verify that the financial institution has developed and implemented a comprehensive written Program designed to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or an existing covered account. The Program must be appropriate to the size and complexity of the financial institution and the nature and scope of its activities. (12 CFR (d)(1)) Verify that the financial institution considered the guidelines in Appendix J to the regulation (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation) in the formulation of its Program and included those that are appropriate. (12 CFR (f)) Determine whether the Program has reasonable policies, procedures and controls to effectively identify and detect relevant Red Flags and to respond appropriately to prevent and mitigate identity theft. (12 CFR (d)(2)(i)-(iii)) Financial institutions may, but are not required to, use the illustrative examples of Red Flags in Supplement A to the Guidelines to identify relevant Red Flags (12 CFR (d)(2); Guidelines, Sections II, III and IV) Determine whether the financial institution uses technology to detect Red Flags. If it does, discuss with management the methods by which the financial institution confirms the technology is working effectively to detect, prevent, and mitigate identity theft. Determine whether the Program (including the Red Flags determined to be relevant) is updated periodically to reflect changes in the risks to customers and the safety and soundness of the financial institution from identity theft. (12 CFR (d)(2)(iv)) Verify that (i) the board of directors (or appropriate committee thereof) initially approved the Program, and (ii) the board (or an appropriate committee thereof, or a designated senior management employee) is involved in the oversight, development, implementation and administration of the Program. (12 CFR (e)(1) and (2)) 5
6 5. Verify that the financial institution trains appropriate staff to effectively implement and administer the Program. (12 CFR (e)(3)) 6. Determine whether the financial institution exercises appropriate and effective oversight of service providers that perform activities related to covered accounts. (12 CFR (e)(4)) Conclusion: On the basis of examination procedures completed, form a conclusion about whether the financial institution has developed and implemented an effective, comprehensive written Program designed to detect, prevent and mitigate identity theft. Compliance Examiners Introduction to Address Discrepancy Examination Procedures Section 605(h)(1) requires that, when providing a consumer report to a person that requests the report (a user), a nationwide consumer reporting agency (NCRA) must provide a notice of address discrepancy to the user if the address provided by the user in its request substantially differs from the address the NCRA has in the consumer s file. Section 605(h)(2) requires the federal banking agencies and the NCUA (the Agencies) and the FTC to prescribe regulations providing guidance regarding reasonable policies and procedures that a user of a consumer report should employ when such user has received a notice of address discrepancy. On November 9, 2007, the agencies published final rules in the Federal Register implementing this section. (72 FR 63718) Definitions 1. Nationwide consumer reporting agency. Section 603(p) defines an NCRA as one that compiles and maintains files on consumers on a nationwide basis and regularly engages in the practice of assembling or evaluating and maintaining the following two pieces of information about consumers residing nationwide for the purpose of furnishing consumer reports to third parties bearing on a consumer s credit worthiness, credit standing, or credit capacity: a. Public record information and b. Credit account information from persons who furnish that information regularly and in the ordinary course of business. 2. Notice of address discrepancy (12 CFR (b)). A notice of address discrepancy is a notice sent to a user by an NCRA (section 603(p)) that informs the user of a substantial difference between the address for the consumer that the user provided to request the consumer report and the address(es) in the NCRA s file for the consumer. 6
7 Requirement to form a reasonable belief (12 CFR (c)). A user must develop and implement reasonable policies and procedures designed to enable the user to form a reasonable belief that the consumer report relates to the consumer whose report was requested, when the user receives a notice of address discrepancy in connection with a new or existing account. The rules provide the following examples of reasonable policies and procedures for forming a reasonable belief that a consumer report relates to the consumer whose report was requested: 1. Comparing information in the consumer report with information the user: a. has obtained and used to verify the consumer s identity as required by the Customer Identification Program rules (31 CFR ); b. maintains in its records; or c. obtains from a third party; or 2. Verifying the information in the consumer report with the consumer. Requirement to furnish a consumer s address to an NCRA (12 CFR (d)). A user must develop and implement reasonable policies and procedures for furnishing to the NCRA an address for the consumer that the user has reasonably confirmed is accurate when the user a. can form a reasonable belief that the report relates to the consumer whose report was requested; b. establishes a continuing relationship with the consumer (i.e., in connection with a new account); and c. regularly furnishes information to the NCRA that provided the notice of address discrepancy. A user s policies and procedures for furnishing a consumer s address to an NCRA must require the user to furnish the confirmed address as part of the information it regularly furnishes to the NCRA during the reporting period when it establishes a continuing relationship with the consumer. The rules also provide the following examples of how a user may reasonably confirm an address is accurate: 1. Verifying the address with the consumer whose report was requested; 2. Reviewing its own records; 3. Verifying the address through third-party sources; or 4. Using other reasonable means. 7
8 Address Discrepancy Examination Procedures (12 CFR ) 1. Determine whether a user of consumer reports has policies and procedures to recognize notices of address discrepancy that it receives from a nationwide consumer reporting agency (NCRA) 5 in connection with consumer reports. 2. Determine whether a user that receives notices of address discrepancy has policies and procedures to form a reasonable belief that the consumer report relates to the consumer whose report was requested. (12 CFR (c)) See examples of reasonable policies and procedures to form a reasonable belief in 12 CFR (c)(2). 3. Determine whether a user that receives notices of address discrepancy has policies and procedures to furnish to the NCRA an address for the consumer that the user has reasonably confirmed is accurate, if the user: a. can form a reasonable belief that the report relates to the consumer, b. establishes a continuing relationship with the consumer, and c. regularly furnishes information to the NCRA. (12 CFR (d)(1)) See examples of reasonable confirmation methods in 12 CFR (d)(2). 4. Determine whether the user s policies and procedures require it to furnish the confirmed address as part of the information it regularly furnishes to an NCRA during the reporting period when it establishes a relationship with the consumer. (12 CFR (d)(3) 5. If procedural weaknesses or other risks requiring further information are noted, obtain a sample of consumer reports requested by the user from an NCRA that included notices of address discrepancy and determine: a. how the user established a reasonable belief that the consumer reports related to the consumers whose reports were requested, and b. if a consumer relationship was established: i. whether the institution furnished a consumer s address that it reasonably confirmed to the NCRA from which it received the notice of address discrepancy; and ii. whether it furnished the address in the reporting period during which it established the relationship. 5 A NCRA compiles and maintains files on consumers on a nationwide basis. As of the effective date of the rule (January 1, 2008) there were three such consumer reporting agencies: Experian, Equifax, and TransUnion. Section 603(p) of FCRA (15 USC 1681a). 8
9 Conclusion: On the basis of examination procedures completed, form a conclusion about the ability of user s policies and procedures to meet regulatory requirements for the proper handling of address discrepancies reported by an NCRA. Introduction to Change of Address Examination Procedures Section 615(e)(1)(C) requires the Agencies and the FTC to prescribe regulations for debit and credit card issuers regarding the assessment of the validity of address changes for existing accounts. The regulations require card issuers to have procedures to assess the validity of an address change if the card issuer receives a notice of change of address for an existing account, and within a short period of time (during at least the first 30 days) receives a request for an additional or replacement card for the same account. On November 9, 2007, the Agencies published final rules in the Federal Register implementing this section. (72 FR 63718) Definitions (12 CFR (b)). The following definitions pertain to the rules governing the duties of card issuers regarding changes of address: 1. A cardholder is a consumer who has been issued a credit or debit card. 2. Clear and conspicuous means reasonably understandable and designed to call attention to the nature and significance of the information presented. Address validation requirements (12 CFR (c)). A card issuer must establish and implement policies and procedures to assess the validity of a change of address if it receives notification of a change of address for a consumer s debit or credit card account and, within a short period of time afterwards (during at least the first 30 days after it receives such notification), the card issuer receives a request for an additional or replacement card for the same account. In such situations, the card issuer must not issue an additional or replacement card until it assesses the validity of the change of address in accordance with its policies and procedures. The policies and procedures must provide that the card issuer will: 1. a. Notify the cardholder of the request for an additional or replacement card (i) at the cardholder s former address; or (ii) by any other means of communication that the card issuer and the cardholder have previously agreed to use; and 1. b. Provide to the cardholder a reasonable means of promptly reporting incorrect address changes; or 2. Assess the validity of the change of address according to the procedures the card issuer has established as a part of its Identity Theft Prevention Program (12 CFR ). 9
10 Alternative timing of address validation (12 CFR (d). A card issuer may satisfy the requirements of these rules prior to receiving any request for an additional or replacement card by validating an address when it receives an address change notification. Form of notice (12 CFR (e)). Any written or electronic notice that a card issuer provides to satisfy these rules must be clear and conspicuous and provided separately from its regular correspondence with the cardholder. Change of Address Examination Procedures (12 CFR ) 1. Verify that the card issuer has policies and procedures to assess the validity of a change of address if: it receives notification of a change of address for a consumer s debit or credit card account; and within a short period of time afterwards (during at least the first 30 days after it receives such notification), the card issuer receives a request for an additional or replacement card for the same account. (12 CFR (c)) 2. Determine whether the policies and procedures prevent the card issuer from issuing additional or replacement cards until it: notifies the cardholder at the cardholder s former address or by any other means previously agreed to and provides the cardholder a reasonable means to promptly report an incorrect address (12 CFR (c)(1)(i)-(ii)); or uses other reasonable means of evaluating the validity of the address change. (12 CFR (c)(2)). In the alternative, a card issuer may validate a change of address request when it is received, using the above methods, prior to receiving any request for an additional or replacement card. (12 CFR (d)) 3. Determine whether any written or electronic notice sent to cardholders for purposes of validating a change of address request is clear and conspicuous and is provided separately from any regular correspondence with the cardholder. (12 CFR (e)) 4. If procedural weaknesses or other risks requiring further information are noted, obtain a sample of notifications from cardholders of changes of address and requests for additional or replacement cards to determine whether the card issuer complied with the regulatory requirement to evaluate the validity of the notice of address change before issuing additional or replacement cards. 10
11 Conclusion: On the basis of examination procedures completed, form a conclusion about whether a card issuer s policies and procedures effectively meet regulatory requirements for evaluating the validity of change of address requests received in connection with credit or debit card accounts. 11
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2 Who We Are The multidisciplinary team at The Recovery Place is what sets our treatment center apart. We are people who genuinely care and take pride in providing the best help for people struggling with alcohol and chemical dependency, prescription drug abuse, and mental health issues. With our compassionate, individualized approach we have great success at treating those who are initially resistant to treatment. Our team of highly skilled clinicians, psychiatrists, psychologists and nurses includes people who have fought for their own recovery so they know the challenges that face someone making the decision to change their life forever. The Recovery Place is a day/night treatment facility licensed by the Department of Children and Families. Our programs are accredited by the Joint Commission on Accreditation of Healthcare Organizations for compliance to the highest national standards for safety and quality of care. As an integral part of treatment, clients participating in any of our full day programs return to a beautiful community housing facility steps away from our treatment center and right next to the beautiful beaches of Fort Lauderdale - the gem of Florida s East Coast.
3 Treatment Programs Our philosophy at The Recovery Place is to help people gain insight into their disease while acquiring critical life saving skills to keep them from returning to a life of dependency and destruction. We provide the most comprehensive set of treatment programs available in one treatment center in order to achieve this goal. Detox We work with a number of specialized Detox Centers in the area supporting a client s recovery experience from the very beginning. Dual Diagnosis The term dual diagnosis is used to describe the combination of multiple conditions of a person considered to be suffering from a mental illness and a substance abuse problem. The goal of our Dual Diagnosis treatment is to help our clients achieve and sustain longterm management over these psychological symptoms and maintain long term sobriety. Our Dual Diagnosis treatment provides comprehensive, structured programming for adults and takes place daily. Psychiatric evaluation, individual and group therapy, and medication management services are all included, as well as transportation, grocery shopping, and community activities. The results of this program allows the clients to avoiding hospitalization by stabilizing symptoms, developing positive coping skills and modifying troublesome behaviors in a structured and supportive setting. During the course of treatment, problems are identified, strengths and weaknesses established, and specific problem areas targeted. With the direction of our staff psychiatrist, and the support of our clinical team, clients develop individualized treatment plans with timelimited, achievable objectives. There are many different forms of cooccurring disorders when the different types of psychiatric illnesses and different patterns of substance abuse are taken into account. In terms of recovery, the treatment for co-occurring disorders must address both psychiatric illness and the substance abuse in the same encompassing program to ensure recovery from both. Alcohol & Drug Rehabilitation For the individual seeking traditional addiction treatment in Florida, The Recovery Place offers a 12-step based medical model program. The traditional day/night treatment program with community housing is highly structured and individualized treatment providing a combination of treatment and recovery based services 24 hours a day, seven days a week. As with all of our treatment programs, the traditional addictions program is overseen by a group of professionals who are highly experienced in the field. This level of care is ideal for addicted individuals who are resistant to treatment, those who may be prone or have a history of relapse, impulsive individuals, or addicts who lack social and emotional support in their daily life. (continues to next page)
4 Alcohol & Drug Rehabilitation (continued from previous page) Our goal at The Recovery Place is to help the individual with effective group therapy, medication management, psychiatry, individual counseling, psycho-educational groups, addictions education, drug treatment, step-work, coping skills, relapse prevention and family therapy. Our safe, structured, therapeutic environment is the ideal transitional environment for lasting change and freedom from addiction. Intensive Outpatient Programs The Intensive Outpatient Program (IOP) is recommended when an addicted person can be ensured of safe living conditions and a daily structure that is supportive for recovery. This is designed to encourage our clients to function in their community while participating in a more intensive form of drug treatment than traditional outpatient settings can offer.
5 Family Programs Alcohol and drug addiction is a disease that affects the entire family. When you are living with someone in active addiction or you are a loving parent living thousands of miles away, your life is severely affected. Our experience is that once a family is educated, they cannot only increase the quality of their lives, but they can enhance the addicted person s chances for success in treatment. When we work with families, we make sure there is engagement throughout the treatment process by regular face-to-face family sessions with the treating clinician. For those out of the area who are unable to visit, we utilize telephonic conferencing. Additionally, every week our family education program provides an evening full of valuable information to families who are often confused about the treatment process. We understand that those closest to the addict often make well-intentioned, but uninformed decisions that may actually prolong or worsen the severity of the disease Our Family Program is designed to empower families and provide support while their loved one experiences the benefits of treatment. Family Weekends enhance the recovery process for everyone involved. Treatment Phases All of our treatment programs are geared toward giving a person the ability to gradually decrease the intensity and level of care while continually increasing personal responsibility and self-sufficiency. This approach is coupled with a structured, safe and comfortable living environment throughout the continuum of care. This extend formula of support is not common in most other treatment programs and reinforces autonomous functioning and independence. Once a client has completed all of their individual treatment plan goals in any of our full day treatment programs, they are encouraged to continue their treatment at a less intensive level of care. The Recovery Place provides intensive outpatient programming, outpatient treatment and aftercare services to address this need. Progressively less intense settings allow the client to return to his or her daily life, knowing that there is a group of dedicated professionals behind them to overcome their individual challenges. treatment phases: From Residential Care to... Day/Night Community Housing to... Intensive Outpatient Program to... Outpatient Program to... Aftercare to... Alumni to... Life!
6 Insurance Providers The Recovery Place accepts most major insurance providers. We have extensive experience working with Aetna, Humana, Cigna, Blue Cross and Blue Shield, United Health Care, and Value Options Behavioral Health Care, allowing their members to utilize their in network and out of network benefits to cover their stay at The Recovery Place. Additionally we are able to accept private pay funds and work with other insurance carriers.
7 On Your Way To Treatment Things To Bring: Insurance Card, Prescription Card, Photo I.D. Money for: co-payments, deductibles, snacks, cigarettes, personal needs, etc. Current prescription medications Clothing and toiletries: daytime clothes, jacket, beach wear, beach towel, gym clothes, etc. Laundry soap and if desired, powder bleach and fabric softener Writing supplies Your own blanket and pillow if you prefer Pictures of family and friends ipod, Walkman or other portable device to listen to music Things To Leave Behind: Products with any alcohol content or caustic chemicals, i.e. mouthwash, red wine vinegar, perfume, nail polish, nail polish remover, or flammable products. Food and items with excessive caffeine like espresso strength coffee and/or caffeinated energy drinks, i.e. Red Bull and the like. Aerosols of any kind, glue, candles, incense Cell phones, electronics with wireless connectivity, computer systems or game systems. Inappropriate or provocative clothing: halter tops, short skirts an dresses, or tank tops. Any clothing depicting alcohol, drugs, gang and/or racial words/pictures Sexually explicit materials: magazines, books, posters, clothing Weapons of any kind, including pocket knives Alcohol, illegal substances and over-thecounter medications Plans of care aren t rigid or overstructured to the point that they make the patient fit the treatment. Instead, we create a plan and atmosphere that meets the needs of each specific situation.
8 My experience here was very rewarding. I was nervous when I first arrived but I instantly felt comfortable with the community. Everyone is such a close family and the staff here are awesome and really work hard for their clients. -B. F.
Life Changing Treatment For The Real World Who We Are The multidisciplinary team at The Recovery Place is what sets our treatment center apart. We are people who genuinely care and take pride in providing
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1 UNITED NATIONS Distr. GENERAL FCCC/KP/CMP/2009/5 12 June 2009 Original: ENGLISH CONFERENCE OF THE PARTIES SERVING AS THE MEETING OF THE PARTIES TO THE KYOTO PROTOCOL Fifth session Copenhagen, 7 18 December 2009 Item X of the provisional agenda Proposal from the Philippines for amendments to the Kyoto Protocol Note by the secretariat 1. Article 20, paragraph 1, of the Kyoto Protocol states that any Party may propose amendments to this Protocol. Article 20, paragraph 2, of the Kyoto Protocol stipulates that amendments to this Protocol shall be adopted at an ordinary session of the Conference of the Parties serving as the meeting of the Parties to this Protocol. The text of any proposed amendment to this Protocol shall be communicated to the Parties by the secretariat at least six months before the meeting at which it is proposed for adoption. The secretariat shall also communicate the text of any proposed amendments to the Parties and signatories to the Convention and, for information, to the Depositary. 2. Article 21, paragraph 2, of the Kyoto Protocol states that any Party may make proposals for an annex to this Protocol and may propose amendments to annexes to this Protocol. Article 21, paragraph 3, of the Kyoto Protocol provides that annexes to this Protocol and amendments to annexes to this Protocol shall be adopted at an ordinary session of the Conference of the Parties serving as the meeting of the Parties to this Protocol. The text of any proposed annex or amendment to an annex shall be communicated to the Parties by the secretariat at least six months before the meeting at which it is proposed for adoption. The secretariat shall also communicate the text of any proposed annex or amendment to an annex to the Parties and signatories to the Convention and, for information, to the Depositary. 3. In accordance with these provisions, the Philippines, by a letter dated 11 June 2009, transmitted to the secretariat the text of a proposal for amendments to the Kyoto Protocol and a draft decision of the Conference of the Parties serving as the meeting of the Parties to the Kyoto Protocol for the adoption of the proposed amendments. Pursuant to Article 20, paragraph 2, and Article 21, paragraph 3, of the Kyoto Protocol, the secretariat will send a note verbale containing the text of the proposed amendments and the draft decision to all National Focal Points for climate change and Permanent Missions to the United Nations by 17 June In accordance with the same provisions, the secretariat will also communicate the proposed amendments to the Parties and signatories to the Convention and, for information, to the Depositary. 4. The Conference of the Parties serving as the meeting of the Parties to the Kyoto Protocol is invited to consider this proposal for amendments to the Kyoto Protocol at its fifth session. GE
2 Page 2 Letter dated 11 June 2009 from the Philippines proposing amendments to the Kyoto Protocol By virtue of Article 21, paragraph 2 and Art. 20, par. 1, the Republic of the Philippines, as Party to the Kyoto Protocol, submits the attached proposed amendments thereto pursuant to Art. 3, par. 9 thereof, for consideration and adoption by Conference of the Parties serving as the meeting of the Parties to the Kyoto Protocol in its Fifth session to be held in Copenhagen. In accordance with Art. 20, the Philippines requests the secretariat to communicate to the Parties to the Kyoto Protocol the attached proposed amendments at least six months before the Fifth session of the Conference of the Parties serving as the meeting of the Parties to the Kyoto Protocol. (signed) Hon. Heherson T. Alvarez Head of Delegation Office of the Presidential Adviser on Global Warming and Climate Change
3 Page 3 Draft CMP Decision (Preamble) 1. Decides to adopt the Amendments to Annex B of the Kyoto Protocol to the United Nations Framework Convention on Climate Change, annexed hereto; 2. Requests the Secretary-General of the United Nations to be the Depository of this Amendment to the Protocol and to open it for signature in New York from 16 March 2010 until 15 March Invites all Parties to the Protocol to sign the Amendments to Annex B on 16 March 2010 or at the earliest opportunity thereafter, and to deposit instruments of ratification, acceptance or approval, or instruments of accession where appropriate, as soon as possible; 4. Further invites States that are not parties to the Convention to ratify or accede to it, as appropriate, without delay, so that they may become Parties to the Protocol; 5. Encourages Parties to the Convention that have not yet ratified the Protocol to do so in line with the ultimate objective of the Convention as stated in Article 2 thereof.
4 Page 4 Amendment to Annex B of the Kyoto Protocol The Parties to this Amendment, Proposed by the Republic of the Philippines Being Parties to the Kyoto Protocol to the United Nations Framework Convention on Climate Change, hereinafter referred to as the Protocol Pursuant to Article 3, paragraph 9 thereof in the establishment of commitments for subsequent periods for Parties included in Annex I in accordance with the provisions of Article 21, paragraph 7, Guided by Article 2 and recalling Article 4 of the Convention, Have agreed as follows: Article 1 1. Annex B of the Protocol is hereby amended to include commitments for additional subsequent periods 2013 to 2017 and 2018 to 2022 for Parties included in Annex I: Annex B Quantified emission limitation or reduction commitment Party (percentage of base year or period) for the following commitment periods Australia Austria Belarus Belgium Bulgaria* Canada Croatia* Czech Republic* Denmark Estonia* European Community Finland France Germany Greece Added to Annex B by an amendment adopted pursuant to 10/CMP.2. This amendment has not yet entered into force.
5 Hungary* Iceland Ireland Italy Japan Latvia* Liechtenstein Lithuania* Luxembourg Monaco Netherlands New Zealand Norway Poland* Portugal Romania* Russian Federation* Slovakia* Slovenia* Spain Sweden Switzerland Turkey Ukraine* United Kingdom United States of America * Countries that are undergoing the process of transition to a market economy. FCCC/KP/CMP/2009/5 Page 5 2. Consequential to the above amendment, the following changes to Article 3 of the Protocol are hereby adopted: (a) Addition of paragraph 1 bis The Parties included in Annex I shall, individually or jointly, ensure that their aggregate anthropogenic carbon dioxide equivalent emissions of the greenhouse gases listed in Annex A do not exceed their assigned amounts, calculated pursuant to their quantified emission reduction commitments inscribed in Annex B, as amended, and in accordance with the provisions of this Article, with the objective of reducing their overall emissions of such gases by at least 30 per cent below 1990 levels in the commitment period 2013 to 2017, by at least 50 per cent below 1990 levels in the commitment period 2018 to 2022, and by at least 95 per cent below 1990 levels by Has not yet ratified the Kyoto Protocol.
6 Page 6 (b) Amendment of the 1 st sentence of paragraph 7, to read: In every quantified emission reduction commitment period, the assigned amount for each Party included in Annex I shall be equal to the percentage inscribed for it in Annex B, as amended, of its aggregated anthropogenic carbon dioxide equivalent emissions of the greenhouse gases listed in Annex A in 1990, or the base year or period determined in accordance with paragraph 5 above, multiplied by five. (c) Amendment of the 2 nd sentence of paragraph 9, to read: The Conference of the Parties serving as the meeting of the Parties to this Protocol shall initiate the consideration of such commitments at least seven years before the end of the last commitment period indicated in Annex B, as amended. Article 2 1. This Amendment shall enter into force for those Parties having accepted it on the ninetieth day after the date of receipt by the Depositary of an instrument of acceptance by at least three fourths of the Parties to this Protocol. This Amendment shall enter into force for any other Party on the ninetieth day after the date on which that Party deposits with the Depository its instrument of acceptance of this amendment. For the purposes of this Article, any instrument deposited by a regional economic integration organization shall not be counted as additional to those deposited by member States of such organizations
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1 appears Office of Research Scott D. Jackson, Commissioner FOR IMMEDIATE RELEASE July 2016 Data CT Unemployment Rate = 5.7% US Unemployment Rate = 4.9% State unemployment rate declines to 5.7% in July; nonfarm jobs up 1,700 WETHERSFIELD, August 18, 2016 Preliminary Connecticut nonfarm job estimates from the business survey administered by the US Bureau of Labor Statistics (BLS) show the state added 1,700 jobs (0.10%) during July 2016 to a level of 1,693,000, seasonally adjusted. Since July 2015, nonagricultural employment in the state has grown by approximately 20,200 positions (1.21%, 1,683 jobs per month). June s originally released job gain of 7,900 (0.47%) was revised down to 5,800 (0.34%). Year-to-date seasonally adjusted job growth is 13,000 through July. Connecticut s unemployment rate for July 2016 was calculated at 5.7%, seasonally adjusted (based on the CPS - Current Population Survey and statistical models). This is down one-tenth of a percentage point from the revised June 2016 rate of 5.8% but higher by three-tenths of a percentage point from a year ago (5.4%). The number of the state s unemployed declined by 1,904 (-1.7%) in July. There is uniformly good news in our employment surveys last month, said Andy Condon, Director of the Office of Research. Payroll jobs grew. Our labor force grew and we saw our unemployment rate decline for the first time since August of last year. Nonfarm Jobs Detail (business establishment survey) July 2016 preliminary seasonally adjusted nonfarm job estimates reveal a 1,700 (0.10%) monthly job gain, as five of the ten major industry supersectors added jobs. Since July 2015, the state has increased nonagricultural employment by 20,200 positions (1.21%) with all ten major industry supersectors contributing to job gains. Private sector employment in the state, at 1,453,700, was up by 3,000 (0.21%) in July and higher by 20,100 jobs (1.40%, 1,675 jobs per month) over the year. The government supersector lost 1,300 jobs (-0.54%, 239,300) last month but still remains slightly positive over the year (100, 0.04%). Five of the ten major industry supersectors increased nonfarm jobs in July 2016 and five declined on a seasonally adjusted basis. Leisure and hospitality (1,700, 1.1%, 154,600 jobs) and the trade, transportation & utilities (1,700, 0.6%, 298,200 jobs) added the most jobs last month. Restaurants and accommodations (1,500, 1.2%, 125,700 jobs) boosted leisure while retail trade (1,300, 0.7%, 182,200 positions) rebounded in trade and transportation, after declining two months in a row. Leisure and hospitality (3,900, 2.6%) now leads in numeric job growth over the year. The professional and business services supersector (1,200, 0.5%, 219,400) added positons as well, on the strength in administrative services (1,800, 2.0%, 90,300 jobs). Smaller job gains came from the other services (400, 0.6%, 67,500 jobs) and the manufacturing (300, 0.2%, 159,900 positions) supersectors. The small other services supersector leads the ten major industry supersectors in percentage growth over the year (3,500, 5.5%). The government (-1,300, -0.5%, 239,300) supersector led all declining employment industry supersectors in July. Local (-1,000, -0.7%, 151,300 jobs) and state (-300, -0.4%, 70,300 positions) government were both lower while the federal government was unchanged. The private education and health services (-900, -0.3%, 328,400 jobs) supersector posted the next largest monthly job decline. The construction and mining (-600, -1.0%, 58,600 jobs) industry supersector was also lower for the second month in a row. Smaller job losses also arose from the information (-500, -1.5%, 33,500) and the financial activities (-300, -0.2%, 133,600) supersectors. Recession recovery: Connecticut has now recovered 98,800 positions, or 83.0% of the 119,100 seasonally adjusted total nonfarm jobs that were lost in the state during the March February 2010 employment recession. The state needs to reach the 1,713,300 seasonally adjusted job mark to enter an employment expansion. This will require 20,300 additional nonfarm jobs to be created. Connecticut s nonfarm jobs recovery is now 77 months old and is averaging roughly 1,283 jobs per month since February 2010.
2 2 Connecticut s private sector has reclaimed employment at a better pace, recovering 107,200 (96.0%, about 1,392 jobs per month) of the 111,700 private sector positions that were lost during that same employment downturn. The government supersector has lost another 8,400 positions since the employment recovery began in February 2010, in addition to the 7,400 jobs the sector lost in the recession (Native American employment on reservations, including casinos, are calculated in local government in Connecticut). Connecticut Labor Market Areas (LMAs): Nonfarm employment gains were calculated in three of the four Connecticut labor market areas (LMA s, NECTA s in England - England City and Town Areas) that are seasonally adjusted by the BLS, while the Norwich- London-Westerly LMA was unchanged at 128,800. The largest Connecticut labor market area, the Hartford-West Hartford-East Hartford LMA (1,900, 0.3%, 575,100 jobs) posted the best regional employment gain last month, while the Bridgeport-Stamford-Norwalk LMA (700, 0.2%, 415,200) and the Haven LMA (200, 0.1%, 284,400 jobs) exhibited smaller monthly job gains as well. Over the year, the Haven LMA (5,100, 1.8%, 284,400 jobs) now leads in yearly percentage job growth (1.8%) while the Hartford-West Hartford-East Hartford LMA (6,600, 1.2%, 575,100) now leads in numeric job growth (6,600). All four of these seasonally adjusted NECTA s are adding jobs over the year. Note: Six major Connecticut LMAs are estimated independently from the statewide data by the BLS and cover more than 90% of the nonfarm employment in the state. Thus estimates will not fully sum to the statewide total. Only four of the six BLS estimated labor markets are seasonally adjusted. The Danbury LMA and the Waterbury LMA are not seasonally adjusted at this time due to a recent geography change. Hours and Earnings: The private sector workweek, not seasonally adjusted, averaged 33.6 hours in July 2016, up two-tenths of an hour from the same month a year ago (0.6%). Average hourly earnings at $30.15, not seasonally adjusted, were up $1.35, or 4.7%, from the July 2015 hourly earnings estimate ($28.80). The resultant average private sector weekly pay amounted to $1,013.04, up $51.12, or 5.3% higher than a year ago. Note: Other data sources do not support this aggressive level of wage growth. The 12-month percent change in the Consumer Price Index for All Urban Consumers (CPI-U, U.S. City Average, not seasonally adjusted) in July 2016 was 0.8%. Information for the manufacturing production workweek and earnings can be found in the table section of this release under the Hours and Earnings data category. Current all-employee private sector hours and earnings estimates can be volatile due to fluctuating sample responses. Labor Force Data (residential household survey) The July 2016 unemployment rate for Connecticut was estimated at 5.7% (seasonally adjusted), down one-tenth of a percentage point from June 2016 (5.8%). This is the first outright decline in the state s unemployment rate since August 2015 when the jobless rate went from 5.4% to 5.3%. The state s jobless rate is still three-tenths of percentage point higher than a year ago (5.4%). The US unemployment rate was calculated at 4.9% in July, unchanged from June 2016, but is down four-tenths of a percentage point from the July 2015 rate (5.3%). Unemployment: Based on the Local Area Unemployment Statistics model (LAUS - a statistical model applying the CPS the Current Population Survey residential data), the number of Connecticut unemployed residents, seasonally adjusted, decreased by 1,904 (-1.7%) over the month to 108,596 in July Over the year, the number of the state s jobless residents has increased by 7,056 (6.9%). The state s labor force increased marginally (309, less than 0.1%) over the month, but is expanding moderately over the year (15,092, 0.8%). The July 2016 seasonally adjusted average weekly initial unemployment claims for first-time filers in Connecticut decreased by 1,225 claimants (-25.0%) to 3,671 from June 2016 (4,896), and were also down by 227 claims (-5.8%) from the July 2015 level of 3,898. The large claims decline last month seemed to offset the larger education-related increase in June. The nonfarm employment estimate, derived from a survey of businesses, is a measure of jobs in the state; the unemployment rate and labor force estimates are based on a household survey, and measure the work status of people who live in Connecticut. Overall, as the national and state economies recover, volatility in monthly numbers
3 3 can be expected. Job and employment estimates are best understood in the context of their movement over several months rather than observed changes in a single month s value. Next Connecticut Labor Situation release: Monday, September 19, 2016 (August 2016 data) Contact: Communications Office (860) Labor market information is available on the Internet at Folly Brook Boulevard, Wethersfield, CT An Equal Opportunity/Affirmative Action Employer
5 UNEMPLOYMENT Persons Unemployed - by Place of Residence CONNECTICUT AND THE UNITED STATES - Seasonally Adjusted July 2016 P July 2015 R Change June 2016 R Number Rate Number Rate Number Points Number Rate CONNECTICUT Unemployed 108, , , , Labor Force 1,900,900 1,885,800 15,100 1,900,600 UNITED STATES Unemployed 7,770, ,249, , ,783, Labor Force 159,287, ,115,000 2,172, ,880, U.S. AND CONNECTICUT UNEMPLOYMENT RATES - Seasonally Adjusted Percent Unemployed US CT 4.0 J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D 2014 LABOR MARKET AREAS - Not Seasonally Adjusted July 2016 P July 2015 R Change June 2016 R Number Rate Number Rate Number Points Number Rate Bridgeport-Stamford 26, , , Danbury 5, , , Danielson-Northeast* 2, , , Worcester NECTA 2, , , Hampton Enfield 2, , , Hartford 36, , , Haven 18, , , Norwich- London 8, , , Torrington-Northwest** 2, , , Torrington NECTA 1, , , Litchfield Waterbury 7, , , CONNECTICUT 109, , , , UNITED STATES 8,267, ,805, , ,144, P = Preliminary R = Revised Labor force data included in this publication are developed in cooperation with the U.S. Department of Labor, Bureau of Labor Statistics. * Worcester NECTA, CT part and Hampton LMA are combined ** Torrington Micropolitan NECTA and Litchfield LMA are combined
7 T R E N D S Seasonally Adjusted Nonfarm Total Unemployment Employment (000s) Rate 2015 Jan 1, Feb 1, Mar 1, Apr 1, May 1, Jun 1, Jul 1, Aug 1, Sep 1, Oct 1, Nov 1, Dec 1, Thousands 1, , , , , , , , ,655.0 Nonfarm Employment SA 3 MMA 2016 Jan 1, Feb 1, Mar 1, Apr 1, May 1, Jun 1,691.3 R 5.8 R Jul 1,693.0 P 5.7 P Aug Sep Oct Nov Dec Percent Total Unemployment Rate Avg Weekly All Employee Initial Claims Weekly Hours* 2015 Jan 4, Feb 4, Mar 4, Apr 4, May 3, Jun 4, Jul 3, Aug 4, Sep 3, Oct 3, Nov 3, Dec 3, Jan 3, Feb 3, Mar 3, Apr 3, May 4, Jun 4, R Jul 3, P Aug Sep Oct Nov Dec Average Weekly Initial Claims 5,000 4,800 4,600 4,400 4,200 4,000 3,800 3,600 3,400 3,200 3,000 All Employee Weekly Hours * Not seasonally adjusted P = Preliminary R = Revised ** Labor-management dispute
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Assets=Liabilities + Owner s Equity. Owner s Equity= Owner s Capital (Investments) Drawings + Profit OR Loss
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1 Chapter 1~3 Important formulas Assets=Liabilities + Owner s Equity An expansion: Owner s Equity= Owner s Capital (Investments) Drawings + Profit OR Loss [Note: Owner s capital includes investments by the owner of the company. For example, when the owner is putting his personal money or equipment etc. into the business, that is considered as an Owner s investment Drawings account is used when the owner is taking out money from the business for his/her personal use.] Assets=Liabilities + Owner s Capital Drawings +Profit OR Loss Financial Statements: Prepare Income Statement and calculate for profit or loss. Prepare Statement of Owner s equity. Beginning Owner s Capital + investments + profit drawings loss = Ending Owner s Capital [Note: In the same period of time, the company can have either profit or loss. The two cannot happen at the same time.] Prepare Balance Sheet Remember that total assets have to equal total liabilities + total owner s equity We use the ending amount of owner s capital calculated from the Statement of Owner s Equity in the Balance Sheet. Cash Flow Statement may be prepared separately, but the ending balance of cash has to be the same as the cash amount in the Balance Sheet. March.30, 2012 Page 1
2 Account Classifications Assets: Cash, Accounts Receivable, Notes Receivable, Interest Receivable, Supplies, Equipment, Prepaid Insurance, Land, Building, Machinery, Furniture and fixtures Liabilities: Accounts Payable, Notes Payable, Interest Payable, Unearned Revenue Owner s Equity: Owner s name, capital [Note: Owner s capital includes profit OR loss, owner s investments and drawings. Profit OR loss= revenues expenses] Tips for Journalizing Transactions 1. When the owner invests his/her personal asset such as cash into the business, it is a credit for owner s name, capital account. 2. When the owner withdraws money from the company for his/her personal use, it is a debit for owner s name, drawings account. 3. Billed, on account or on credit means no cash transaction was made yet so either you didn t pay other people or other people didn t pay you so you ll have to use a receivable account or payable account. 4. Accounts Payable will increase when the amount you owe other people increases. Therefore, you ll have a credit for Accounts Payable. Accounts Payable will decrease when you pay back money therefore you ll incur a debit for Accounts Payable. 5. Accounts Receivable will increase when the amount other people owe you increases. Therefore, you ll have a debit for Accounts Receivable. Accounts Receivable will decrease as you collect money from those people. Thus, you ll have a credit for Accounts Receivable. 6. When question states Paid $ that means cash has been paid and therefore will result in a credit for Cash. 7. When question states Received $ that means cash was received and thus results in a debit for Cash. March.30, 2012 Page 2
3 8. Rent paid for the current month is a Rent Expense but rent paid for more than the current period is a Prepaid Rent. For example, rent payment for the entire year is a Prepaid Rent and it s an asset account because it brings us benefits for the future. [Note: the benefit is that we don t have to pay monthly rent for the entire year since we already paid for it right now.] We record Rent Expense after each month as we use it up. 9. If the question did not ask us to use Cash Basis, assume Accrual Basis of Accounting is being used. 10. Under Accrual Basis of Accounting, Revenue is recorded whenever services are performed. Thus, if question states Performed services or Provided services we need to record as revenue. Thus, it will be a credit in Sales Revenue, Revenue or Fees Earned. T accounts (Pattern Memorization Tip) Debit is always on the left side and Credit is always on the right. Recall the formula: Assets = Liabilities + Owner s Equity Notice how Assets is by itself on the left side of the equation and Liabilities and Owner s Equity are together on the right side of the equation. Furthermore, Owner s Equity can be divided up into four categories with a positive sign before Owner s Capital and Revenues and a negative sign before Drawings and Expenses. If we move Drawings and Expenses to the left side of the equation, we would have the following formula: Assets + Drawings + Expenses = Liabilities + Owner s Capital + Revenues [Note: the formula above is only used to help you to memorize the T account patterns faster. It should not be used in any other case.] Look at the equation above. The accounts on the left side have the same T account pattern and the accounts on the right side have the same T account pattern. March.30, 2012 Page 3
4 (The following space is left blank for you to make your own coloured T- accounts. ) Adjusting Entries Adjusting Entries are made at each year end to make sure expenses and revenues are recorded in the correct period. 4 types of adjusting entries -Prepaid Expense: expenses paid and were recorded as a Prepaid Expense asset account. Now some parts need to be converted into expense. Usually, it s a Debit of Expense and credit of Prepaid. For example, debit Insurance Expense and credit Prepaid Insurance - Accrued Expense: expenses incurred but not yet recorded. Usually, it s a debit of Expense and a credit of Payable. For example, debit Interest Expense and credit Interest Payable. -Unearned Revenues: Cash was received before services were provided by us. Thus, it was recorded as a liability in Unearned Revenues account. Once we have provided the service we convert it into revenue. Usually, it s a debit of Unearned Revenue and a credit of Service Revenue. -Accrued Revenues: We have already provided the service however cash is not yet received or we haven t recorded the transaction yet. Usually, it s a debit of Accounts Receivable and a credit of Service Revenue. March.30, 2012 Page 4
5 Additional Practice Question The following Balance Sheet is given. Note that ABC Corporation s year end is on June 30 th and it prepares financial statements on a yearly basis. ABC Corporation Balance Sheet Year Ended June 30, 2010 Assets Cash $22,533.2 Accounts Receivable 5,000 Interest Receivable 175 Note Receivable 10,000 Prepaid Insurance 6000 Supplies 6,700 Equipment 9,902 Less: Accumulated depreciation equipment Building 100,000 Less: Accumulated depreciation-building 10,000 90,000 Land 18,500 Total assets 167,820 Liabilities Liabilities and Owner s Equity Accounts Payable $8714 Interest Payable 160 Note Payable 15,000 March.30, 2012 Page 5
6 Unearned Service Revenue 9890 Total liabilities Owner s equity Y.Yang, Capital 134,056 Total Liabilities and owner s equity 167,820 Additional Information: 1. March 15/2010, lent $10,000 to BestWishes Organization and signed a 4 month note with a 6% interest. Interest and principal due on maturity. 2. June 30/2010, purchased one year insurance for $ Jan.1/2010, borrowed $8000 from AceExams Corporation and signed an 8 month note with 4% interest. Interest and principal due at maturity. 4. June 30/2010, borrowed $7000 from MagicPower Limited and signed a 1 year note with 2% interest. Interest and principal due on maturity. 5. June 29/2010, received $9890 from Pure Blue organization for services to be provided in the following month. 6. By the end of the fiscal year, ABC Corporation has $500 supplies left on hand. 7. Equipment and building both have 10 years of useful life with no residual value. The company is using straight line method. Transactions: 1. July 15, collected principal and interest due from BestWishes. 2. Jul. 18 provided service for $105,588 cash 3. July 20, provided services for Pure Blue organization. 4. July 30, purchased new equipment from GoldenRing Co. for $4000, paid $1000 cash and signed a $3000, 3.5% note payable due in 2 months. Interest and principal due on maturity. 5. Sept. 1, paid back AceExams interest and principal 6. Sept. 30, paid back GoldenRing Co. amount owing. 7. Oct. 2, purchased $700 of supplies on account. 8. Oct. 31 purchased 1 year $6780 insurance for equipment purchased from GoldenRing Co. 9. Nov. 1 paid for supplies purchased on Oct.2 March.30, 2012 Page 6
12 ABC Corporation Income Statement Year Ended June 30, 2011 Revenues Service Revenue $ Interest Revenue 25 Total revenues Expenses Interest expense Insurance expense Supplies expense 6900 Depreciation expense-equipment Depreciation expense- building Total expenses Profit $ ABC Corporation Statement of Owner s Equity Year Ended June 30, 2011 Y. Yang, capital, June 30, 2010 $ Add: Profit Y. Yang, capital, June 30, 2011 $ March.30, 2012 Page 12
14 Chapter 4 Completion of the Accounting Cycle Temporary Accounts and Permanent Accounts Temporary accounts include owner s drawings account and Income Statement accounts such as revenues and expenses. Balance Sheet accounts are permanent accounts. By the end of the accounting period, all the temporary accounts will be closed into the permanent account Owner s Capital. Closing Entry Steps 1. Close revenue accounts into Income Summary. When Revenue has its normal balance of credit we close it by debiting Revenue and crediting Income Summary. 2. Close expense accounts into Income Summary. When Expense has its normal balance of debit we close it by crediting Expense and debiting Income Summary. 3. Close Income Summary into Owner s Capital. -If the company has profit then its Income Summary would have a credit balance. In this case to close Income Summary we need to debit Income Summary and Credit Owner s Capital. -If the company has a loss then its Income Summary would have a debit balance. Thus, to close Income Summary we need credit Income Summary and debit Owner s Capital. 4. Close Drawings into Owner s Capital. When Drawings has its normal balance of debit we close it by crediting Drawings and debiting Owner s Capital. [Tip: Closing the account means turning the ending balance of the account into 0. Therefore, if the account has a debit balance we would credit it by the same number. For example, Service Revenue has an ending balance of $15000 credit. To close it, we debit Service Revenue by $15000 and credit Income Summary by $15000.] March.30, 2012 Page 14
15 The Difference between Trial Balance, Adjusted Trial Balance and Post- Closing Trial Balance - Trial Balance is prepared at the end of the period before adjusting entries are done. - Adjusted Trial Balance is prepared after the adjusting entries are done. - Post-Closing Trial Balance is prepared after the adjusting entries and closing entries are done. It only includes permanent accounts and their balances. Correcting Entries We need to record correcting entries only when error occurs in our previous transactions. Two Methods in correcting an error: Correct the error by first reversing the incorrect entry that was previously recorded then put in the correct entry. Directly correct the error without reversing the incorrect entry. Example 1: annual depreciation on equipment of $6000 was debited to Depreciation Expense and credited to Equipment. Method 1: Using the first method, we need to reverse the error first. Reversing the error means the account that was recorded as a debit before needs to be credited. Also, the previously recorded credit should be debited. Equipment 6000 Depreciation Expense 6000 After that, we need to put in the correct entry (what should have been recorded in the first place). Depreciation Expense 6000 Accumulated Depreciation - Equipment 6000 March.30, 2012 Page 15
16 Method 2: In this method, we correct the error without reversing the incorrect entry. Thus, we need to combine the entries from method 1 into one entry. Equipment 6000 Accumulated Depreciation Equipment 6000 [Note: In Method 1, we have debited and credited Depreciation Expense by the same amount. Therefore, it cancels each other.] Example 2: The accrual of wages of $865 was debited to Wages and credited to Cash. Method 1: Method 2: Cash 865 Wages 865 Wages Expense 865 Wages Payable 865 Cash 865 Wages Expense 865 Wages 865 Wages Payable 865 Example 3: Purchased $906 of Supplies was recorded as a debit to supplies of $609 and credit to cash of $609. Method 1: Cash 609 Supplies 609 Supplies 906 Cash 906 March.30, 2012 Page 16
17 Method 2: Supplies 297 Cash 297 In method 2 we combine the two entries from method 1 together as shown in the following T accounts. Supplies Cash Therefore, we end up with a debit of 297 for Supplies and a credit of 297 for cash. March.30, 2012 Page 17
18 Chapter 5 Accounting for Merchandising Operations Difference between the two Inventory Systems Perpetual inventory system keeps track of what happens to merchandise inventory after every purchase or sale. By the end of the period the actual number of inventory on hand should be the same as the one recorded in the company s books. If it s not the same, adjusting entries need to be made. Example: Ending inventory on books showed a balance of $6100. After a physical count, only $6000 is left on hand. Therefore, $100 of merchandise inventory is missing. To adjust for this number, we record: Cost of Goods Sold 100 Merchandise Inventory 100 Periodic inventory system do NOT keep track of what happens to merchandise inventory account after every purchase or sale. Instead, by the end of the period, the company will take a physical count and adjust for cost of goods sold. Formula: Beginning Inventory + Cost of Goods Purchased Ending Inventory = Cost of Goods Sold Shipping Payments(For Perpetual System) FOB Shipping Point Buyer pays for freight cost. When buyer pays for the shipping, it is considered as part of their inventory cost. The entry is shown as followed: Merchandise Inventory Cash FOB Destination Seller pays for freight cost. When the seller pays for the shipping cost it is not considered as part of the inventory cost but an expense for them. Freight Out Cash March.30, 2012 Page 18
19 Journal Entries (Perpetual System) If you are the Buyer Purchase merchandise on account Merchandise Inventory Accounts Payable Returned merchandise on account Accounts Payable Merchandise Inventory Paid for merchandise purchased on account within the discount period Accounts Payable Merchandise Inventory Cash [Note: If the company paid back within the discount period, the amount of discount is considered as a reduction of the cost of the merchandise that was originally purchased. For example: You purchased a pair of pants that were originally $70 and you have taken a 10% discount ($7) on it. Therefore, in total you only paid $63 so the pants are worth $63 for you, not $70. This is why we subtract the discount amount from Merchandise Inventory.] Paid for merchandise purchased on account after the discount period Accounts Payable Cash March.30, 2012 Page 19
20 If you are the Seller Sold merchandise on account Accounts Receivable Sales Cost of Goods Sold Merchandise Inventory Buyer returned merchandise to us Sales Return and Allowances Accounts Receivable If the merchandise is in good condition and can be sold to other customers then we need to record the following transaction. If not then the following transaction may be ignored. Merchandise Inventory Cost of Goods Sold Buyer paid us within the discount period Cash Sales Discounts Accounts Receivable [Note: Sales Return and Allowances and Sales Discounts are contra revenue accounts. They work in the opposite direction with Sales. Net Sales = Sales Sales Return and Allowances Sales Discounts If Sales Return and Allowances or Sales Discounts increase, Net Sales would decrease.] March.30, 2012 Page 20
22 If you are the Seller Sold merchandise on account Accounts Receivable Sales Buyer returned merchandise to us Sales Return and Allowances Accounts Receivable Buyer paid us within the discount period Cash Sales Discounts Accounts Receivable Income Statements For Single-Step Income Statement format please refer to your textbook on page 263. For Multi- Step Income Statement format under Perpetual System please refer to your textbook on page 266. For Multi-Step Income Statement format under Periodic System please refer to your textbook on page 274. March.30, 2012 Page 22
23 Chapter 6 Inventory Costing Three Inventory Cost Determination Methods Specific Identification FIFO (First-In, First-Out) Average For Specific Identification, the cost of goods sold can be tracked towards a specific inventory. This method is usually used for inventory with significant costs and which can be easily identified. FIFO and Average are used for inventories with insignificant costs and are not easily identified. FIFO (First-In, First-Out) Just as it sounds, First-In First-Out means the goods we purchased first should the ones that are sold first. Average Cost Under this method, average cost needs to be calculated after each purchase. Ratios Inventory Turnover = Days Sales in Inventory = March.30, 2012 Page 23
24 Jan.1 Purchased 200 units at $6 each FIFO & Average Cost Example Jan.15 Purchased 150 units at $7.5 each Jan. 19 Sold 300 units for $15 each Feb. 1 Purchased 100 units for $5 each FIFO Purchases Cost of Goods Sold Balance Date Units Cost Total Units Cost Total Units Cost Total Jan x6= Jan x7.5= Jan = Feb x5= Average Purchases Cost of Goods Sold Balance Date Units Cost Total Units Cost Total Units Cost Total Jan x6= Jan x7.5= = = = Jan = Feb x5= = 150 = = [Note: FIFO and Average Cost are methods used to determine costs. Therefore, for the January 19 transaction we do not use $15 in our chart. However, we will need to use $15 when calculating for Sales and Accounts Receivable.] March.30, 2012 Page 24
25 Chapter 7 Internal Control and Cash Debit Card, Credit Card Transactions Cash Debit Card Expense or Credit Card Expense Sales Petty Cash Fund Establishing the Fund Petty Cash Cash Making Payments from the Fund No accounting entry is made at this time but the payment should be documented on a pre-numbered petty cash receipt. It needs to be signed by both the custodian (the person who is responsible for the fund) and the person who receives the cash. Replenishing the Fund No cash shortage or overage Example: There was originally $100 in petty cash fund. $50 was used on Fright In, $40 was used on postage. Now there is $10 left in the petty cash fund. Merchandise Inventory 50 Postage Expense 40 Cash 90 March.30, 2012 Page 25
26 With cash shortage Example: There was originally $100 in petty cash fund. $50 was used on Fright In, $40 was used on postage. Now there is $8 left in the petty cash fund. With Cash Overage Merchandise Inventory 50 Postage Expense 40 Cash Over and Short 2 Cash 92 Example: There was originally $100 in petty cash fund. $50 was used on Fright In, $40 was used on postage. Now there is $12 left in the petty cash fund. Merchandise Inventory 50 Postage Expense 40 Cash Over and Short 2 Cash 88 [Note: Replenishing the fund does not change the balance in the fund. In the three examples above, we have used up $90 of the fund and the balance in the fund should be $100. In the first case, there is $10 left in the fund thus we just need to reimburse the $90 used. There is no shortage or overage. In the second case, there is only $8 left in the fund so we need to reimburse $92. The additional $2 is given for the shortage of cash. Notice Cash Over and Short is debited. It is reported in the Income Statement as Miscellaneous Expense. In the third case, there is $12 left in the fund so we only need to reimburse $88. We do not need to give the $2 because we had an overage of cash. Notice here the Cash Over and Short is credited. Therefore, it is reported as Miscellaneous Revenue in the Income Statement.] March.30, 2012 Page 26
27 To increase petty fund s balance Example: There was originally $100 in petty cash fund. $50 was used on Fright In, $40 was used on postage. Now there is $12 left in the petty cash fund. Company decides to increase petty cash s balance to $150. Bank Reconciliation Petty Cash 50 Merchandise Inventory 50 Postage Expense 40 Cash Over and Short 2 Cash 138 The balances on the company s books might be different from the bank. Therefore, bank reconciliation is required to make the two balances agree with each other. The difference between the balances might be caused by time lags or errors created by either party. Reconciling items per bank (adjusting bank s balance) Deposits in transit (+) Deposits in transit are recorded by the company but not yet recorded by the bank. It should be added to the balance per bank. Outstanding cheques (-) Outstanding cheques are money paid by the company but not yet cleared(recorded) by the bank. It should be deducted from the balance per bank because it is the amount of money paid by the company but not yet deducted on the bank s balance. Bank errors Adjust for any errors that the bank had made from balance per bank. Reconciling items per book (adjusting company s balance) March.30, 2012 Page 27
28 Credit memo and other deposits (+) Credit memos on the bank may include money that customers paid online from their bank to the company. This amount may be recorded in the bank but not yet recorded by the company. Therefore, this amount should be added to the balance per books. Debit memo and other payments (-) Debit memos might include money that bank already deducted from the company s balance but not yet recorded by the company such as bank service charges of the company. This amount should be deducted from the balance per books. Company errors Adjust for any errors that the company had made from balance per book. March.30, 2012 Page 28
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1 Reduction in Drink Driving in Victoria Anne Randall General Manager, Accident Prevention, Transport Accident Commission, 222 Exhibition Street, Melbourne VIC 3000, Australia ASTRACT The Transport Accident Commission (TAC) is Victoria s sole third party insurer and was handed responsibility for road safety in Victoria in late Since that time, Victoria s road toll has been almost halved, with a marked decrease in the incidence of drink/driving. A key element in the TAC s financial strategy is its accident prevention program, aimed at not only saving lives, but also dollars. Expenditure in the drink/drive area has been carefully targeted on the basis of four major strategic components: Evaluation & Research; Engineering; Education; and Enforcement. TAC, in conjunction with Police, has been quick to respond to emerging trends in accident and enforcement data, and both bodies are generally recognised as being the architects of Victoria s successful road safety strategy. In 1989, 113 drivers or riders killed on Victorian roads had a blood alcohol content above.05%. By 1993 this number was down to 63. The number of drivers testing over the legal limit also decreased markedly between 1989 and 1994: down from one in 255 in late 1989 to one in every 668 tested in August this year. THE TRANSPORT ACCIDENT COMMISSION (TAC) Victoria s Transport Accident Commission (TAC) was established in 1987 and has grown into one of the largest insurance organisations in Australia. The TAC s core business is providing transport accident injury cover for all Victorians. Victoria is the second most populous state in Australia with about 4.5 million people, and approximately 3 million registered vehicles. The TAC delivers benefits and compensation to people injured in transport accidents, including payment for: medical and rehabilitation treatment (these benefits are for the lifetime of the injured person, provided treatment is accident-related); loss of earnings; and support for dependants of people fatally injured. Benefits are available irrespective of fault or accident blame and cover injuries resulting from accidents involving cars, buses, trams, trains etc. Premiums are typically A$255 (approx. US$180) per year, and covers personal injury only - not property damage. 352
2 The TAC: has assets of A$3.4 billion and liabilities of A$2.2 billion; receives almost A$700 million per year in premium income; has 28,000 claims under management; pays 400,000 accounts annually; and receives approximately 20,000 new claims each year. Accident Prevention has become a key element of the TAC s commercial strategy of running an effective and efficient insurance organisation. By targeting expenditure on accident prevention, the aim has been to save lives - and also dollars - at the stages of claims management and rehabilitation. RISING ROAD TOLL The TAC s accident prevention strategy began in late It followed public outcry regarding the road toll and a shift in responsibilities for delivering road safety in Victoria. In 1989 Victoria s road toll reached the highest level in a decade - and experts agreed road deaths were trending strongly upward and predicted the toll would inevitably continue to climb as we entered the 1990s. ROAD SAFETY STRATEGY Traditional road safety campaigns seemed to have lost impact and there was a lack of new ideas. In conjunction with Victoria Police and VicRoads, the TAC developed a strategy based on: Evaluation and Research Education Engineering Enforcement Evaluation/Research The TAC invests heavily in evaluation and research. By utilising the vast claims division data base, in conjunction with police records, TAC is able to identify priority areas quickly and accurately In addition to using statistics to pin point problems, TAC constantly researches its accident prevention programs. Tracking studies monitor the effectiveness of advertising campaigns and the public s responses to the highly emotive style of individual advertisements. The Monash University Accident Research Centre (MUARC) researches and evaluates the overall effectiveness of the road safety strategy. MUARC has been able to assess the economic worth of the programs both to the Victorian community and to TAC as a business entity. The research also assesses the effectiveness of individual components of the overall strategy and what part they have played in reducing motor vehicle accidents. 353
3 Engineering The TAC invests in engineering projects in two ways: Funding roadworks designed to eradicate Victoria s worst accident blackspots; Funding the development of new technology for Police enforcement initiatives, such as breath analysis equipment, speed cameras etc. Education In the short term the TAC aims to educate Victorians about the dangers and consequences of drink/driving, speeding, poor concentration, fatigue etc. through hard hitting advertising campaigns. The emotive realism of the advertising is the result of research indicating that this approach was likely to have the greatest impact on motorists. Campaign messages are reinforced through high profile sponsorships and promotions. In the long term, the TAC sees young people as the primary target and aims to educate them by developing products utilising new communication technologies which accurately relate to the emerging youth culture of the 1990s Enforcement As part of the overall integrated strategy, TAC has funded the development and supply of enforcement equipment designed to complement its education initiatives. Examples include: a fleet of 13 mobile booze buses, each with the capacity to test 1,500 drivers per eight hour shift. TAC has also provided funding to assist in the staffing of the buses; 60 speed cameras; 150 new generation evidential breath testing units; roof mounted car signs, enabling individual patrol cars to act as highly visible random breath testers and mobile radar speed testing equipment. RESULTS The strategy is proving highly successful. In five years Victoria s road toll has halved and serious injuries have fallen 40%. Last year s road toll of 378 was the lowest since records were first kept almost 50 years ago, with 1992 s and 1993 s the second and third lowest respectively. In fact, Victoria s road safety record now leads the world. The internationally recognised measure of road safety is deaths per 10,000 vehicles - Victoria s rate of 1.4 is one of the lowest, if not the lowest, of any major developed community. During the past five and a half years, TAC has invested $145 million in accident prevention initiatives. Based on 1989 road trauma statistics, that investment is estimated to have saved 354
4 TAC $500 million in accident compensation and benefit payments. When broader costs to the community are taken into account, the savings climb to about $1.5 billion. REDUCTION IN DRINK DRIVING One of the areas where Victoria s road safety strategy has been most successfully applied is in reducing the incidence of drink driving in Victoria. In 1989, 113 of all drivers and riders killed recorded a blood alcohol concentration (BAC) above.05%. By 1994, that figure had fallen to 50. Five years ago, about one in every 255 drivers tested were over the legal limit, while today the ratio is about 1:700. The success of the drink/driving campaign was both significant and immediate. However, closer scrutiny of the figures revealed a major problem area. The following case study looks at the introduction of an integrated Random Breath Testing (RBT) program in late 1993 aimed at addressing an alarming trend of an increased incidence of drink/driving in rural areas. CASE STUDY: DRINK/DRIVING IN RURAL VICTORIA By mid-1993, an alarming trend in road accident data was identified. While the Victorian road toll had been much the same as in 1992, the urban/rural mix had changed. In metropolitan Melbourne and regional urban centres (eg Geelong, Ballarat, Bendigo etc.) the road toll had declined by 10%. The rural road toll, however, had risen by 13%. TAC research indicated that drink/driving was a major factor in the rural road toll. In 1992, one quarter of all drivers and riders killed in the country registered over.05%. By 1993, that figure had risen to 38%. In country Victoria, breath testing numbers had fallen, reducing Random Breath Testing visibility. Anecdotally, it was apparent local grapevines were alerting residents to likely venues for RBT operations and encouraging a belief that you could drink and drive and avoid detection. With the road safety strategy as a guide, the TAC and Victoria Police planned an integrated country RBT program for implementation by December The first stage was to increase the Police presence throughout rural Victoria. Three fully staffed metropolitan-based booze buses were sent to regional Victorian centres every weekend. In addition a minimum of two booze buses (regionally based) also operated in regional Victoria. Traffic Operation Group vehicles with overhead signs took responsibility for increased RBT in smaller centres, particularly on weekends during Hi-Alctime - the times of the day and week when car crashes are almost 10 times more likely to involve alcohol. Accident data was analysed to identify optimal times and locations for RBT operations. Booze buses and police overhead signed vehicles were often moved from their usual rural base to other regions. This, along with the deployment of buses and staff from Melbourne, had a surprise element which made it difficult for local networks to advise where RBT 355
5 operations would be set up. It also meant smaller rural communities were no longer immune to RBT. By relocating the metropolitan-based buses only on weekends, Melbourne and urban areas were still being serviced during its most dangerous drink/driving periods(wednesday / Thursday / Friday) whilst testing could be substantially increased at times when rural drink driving was more likely (Saturday / Sunday). With increased RBT facilities available, police were able to double the number of projected random breath tests for TAC and MUARC research has consistently shown that best results are achieved when enforcement is coupled with high profile media campaigns. To support the enforcement initiatives, the TAC launched two mass regional media advertising campaigns. The first highlighted the increased chance of being detected drink/driving on country roads. With increased visibility and enforcement in place, it was then necessary to alert country Victorians of the increased Police presence - a significant deterrent to would-be drink/drivers. The campaign included advertising on the Victorian country television networks, local radio and press, plus outdoor billboards. The second campaign dispelled the misplaced notion that most of those killed on country roads were city drivers unfamiliar with local conditions. This perception was identified through research and contradicted the statistics which showed seven out of 10 people killed in the country were, in fact, from the country. The Country People Die on Country Roads campaign was launched in March 1994, and the slogan continues to follows all road safety campaigns aired in the regional Victoria. Tracking studies conducted to measure the campaigns effectiveness showed that the Country People Die on Country Roads ad had a 90% recall amongst country motorists. To reinforce the campaigns at a local level Police District Commanders were encouraged to use local media to profile the road toll situation and to advise of the build up of enforcement and the increased police presence in smaller rural communities. The emphasis of media and advertising was that prevention was better than detection. Results of Rural RBT Program The Country RBT program showed immediate results. Country random breath testing had been increased from some 350,000 tests in 1993 to over 700,000 tests in After just over a year in operation from early December 1993 to 31 December 1994, the accident statistics for rural Victoria had improved dramatically. 48 (20%) fewer people died on Victorian country roads in 1994 than 1993 ( ). Of drivers and riders killed in rural areas in 1994, there was a 45% (38 to 21) drop in those registering over.05% BAC. Hi - Alctime fatalities decreased 30% from 133 in 1993 to 93 in The number of drivers testing over the legal limit decreased 21.6% from 1 in every 837 (in 1993) to 1 in 1067 (in 1994). 356
6 SUMMARY We believe the cornerstone to the success of the country RBT campaign has been the close co-operation between TAC and Victoria Police. The campaigns success has also shown that by: taking a single minded approach; providing adequate resources; creating a co-ordinated campaign; and having a business agreement between TAC and Victoria Police on the delivery of the RBT program. organizations can deliver programs that lift the profile of road safety and save lives. 357
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Filipino exports are driven by the manufacturing sector. A labor force that is hardworking and highly educated gives the country a competitive edge in manufacturing. If you take a look at the top 10 exports from the Philippines in 2015 - which accounted for 83.5% of exports - eight are manufactured goods.
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The growth of imports into the Philippines since the beginning of 2016 is fueled by increases in consumer demand, capital goods, and new construction. In spite of the downturn in the global economy, consumer confidence is high in the Philippines. Consumer goods, which comprise 17.9% of imports, increased 47.2% year-over-year in May. Consumer spending in the Philippines has buoyed the economy, rising from 63% of GDP a decade ago to three-quarters today. This phenomenon is underpinned in part by remittances from 2.3 million strong Filipinos who work abroad and further propelled by the explosion of foreign tourists – many from China - spending money while traveling in the Philippines. The country’s young population will be a driving force for domestic demand in future years as well.
Favorable demographics will continue to help the Philippines become a destination for manufacturing. As exports grow and the spending power of Filipinos rise, imports will continue on an upward trajectory – both because of consumer demand and the need to bring in raw materials for processing. The Philippines was once called “the sick man of Asia” because of poor economic policies that kept the country from taking off. Today, it’s well on its way to resuming its coveted position as a hotspot in global trade.
To meet the growing demand for international and domestic freight forwarding in the Philippines, AGWorld has opened a Manila office. We will focus on air and ocean freight (import and export), customs, and domestic trucking services. Our Manila outpost will also offer value added services that many local forwarders lack, including tracking capabilities that give our customers visibility into shipments at all times. AGWorld staff in the Philippines boast 50+ years of experience in the logistics industry. If you need help with shipments to, from, or within the Philippines, get in touch with us! |
Teens In Diapers - Yet another two sizzling young asian babes. A blood boiling huge series, all hot and horny. Watc these two asian schoolgirls enjoying each others bodies in some real lesbian lesbian action and an overdose of fun in diapers.
AdultBaby Diaper Lover - Adult Baby Girl Anais with her Nanny, who cares for her by carressing her breasts. Nanny then checks her baby girls temperature by stick a thermometer in her ass. Baby girl Anais enjoys having it inserted in her ass.
Adult baby girl Cassie with her man in diaper. Both adultbabies are on the sofa wearing cloth diapers. Cassie sucks cock. She loves to suck cock while her diapered man is wearing his diaper. He fucks her doggy style while both in diapers. After some long sex in diapers, he cums on her ass.
AdultBaby BabySitter - AdultBaby Mommy Kelly nursing her adultbaby girl. She's rather naughty and gets a spanking, and has her diaper changed, this time with a plastic diaper cover. Both girls eventually help each other cum by playing with each others pussy.
ABDL - One of our sexiest adultbaby girl, Phoenix in cosplay with her girlfriend. Phoenix is a cowgirl and her friend a policewoman. Both are wearing diapers under their costumes and both enjoy some time together. |
this past week, i decided to challenge myself.
fashion and makeup isn't my usual but i've always wanted to give it a go.
the shoot was a lot of fun!
a couple of months ago i worked on a project of self-portraits. The images fall in more with my fine art work but i'm starting to realize that fine art is the direction that i'm going into. back to the old ways i suppose.
celebrating the end of a quarter with a glass of wine.
didn't have internet for awhile so my update is a little late and a little long. |
The average adult has a bout of diarrhea about four times a year. The symptom is defined as loose, watery stools occurring more than three times in one day. While acute diarrhea improves within two weeks and may be caused by bacterial or viral infections, chronic diarrhea can last much longer and is usually caused by medications or certain types of surgery. Treatment is necessary if you have signs of dehydration, have had diarrhea for more than three days, or see blood in your stool.
(Click Diarrhea to learn more about the causes, treatment, and prevention of diarrhea. You can also click on the various links in the box to the right to access specific topics on diarrhea.)
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Last week I wrote about the construction, and the challenges, of the creation of a guest virtual machine -based snapshot management solution (or “tool”) for Hyper-V environments. As promised, it’s now available for downloading.
As with our other free tools, the download(s) for HyperSnapshot can be found from here, our community tools page. While both the host -based and guest -based components are really small in size, we decided to have a separate ZIP file for each.
For the Hyper-V host machine(s) you will need to have HyperSnapshot’s host -package, which has one [service] executable (HyperSnapshotService.exe) and installation + removal scripts. Once installed, the service will run in the background responding automatically to the requests made from the virtual machine (guest systems), with zero configuration necessary. The service is engineered so that it try and use as little of resources possible on the host system, which in effect means no continuous polling of VMs but rather responding to changes as indicated by WMI eventing system.
For all the virtual machines you wish to have guest-based snapshot functionality enabled, guest -package needs to be downloaded and extracted to. Since we do not have an installer – at least at this point in time – the client executable (HyperSnapshotGui.exe) has to be started manually by the user or shortcut created for it. Please note that like written in the previous article, the client executable needs elevation in order to function properly. As with the host-side component running on the Hyper-V host machine, the client component does not need any explicit configuration.
Data Exchange service is enabled for the VM (it is by default).
I hope that you find the tool useful, especially in context of App-V packaging! |
alhamdulillah a happy mother of 4 kids: Umar, Ulya, Ulwan and Zulfa. a wife cum business partner to Abi. |
The Walt Disney Company Announces its Intention to Launch a Tender Offer for all Remaining Euro Disney Shares and a mandatory buy-out if the 95% threshold is reached.
The Walt Disney Company released a Press Statement this morning advising of Disney’s intention to purchase all the remaining shares in Euro Disney S.C.A. and support a recapitalization of up to €1.5 billion for the Euro Disney group of companies to enable the Group to continue implementation of improvements to Disneyland® Paris, reduce debt and increase liquidity.
– The Walt Disney Company (“Disney“) announces the acquisition of 90% of Kingdom Holding Company’s (“Kingdom”) interest in Euro Disney S.C.A. (“Euro Disney”), representing 9% of Euro Disney’s outstanding shares.
– The proposed transaction will increase Disney’s interest in Euro Disney to 85.7% from 76.7%.
– The price for the transaction is €2.00 per share and will be paid in shares of Disney common stock.
– Disney also announces its intention to make a cash tender offer for all remaining outstanding shares of Euro Disney at a price of €2.00 per share, representing a 67% premium to Euro Disney’s trading price at its close on February 9, 2017.
– Subsequent to the completion of the tender offer, Disney is committed to support a recapitalization of up to €1.5 billion for the Euro Disney group of companies (“Group”) to address the Group’s financial needs.
PARIS, Feb. 10, 2017 – Today The Walt Disney Company (“Disney“) announced that it will acquire through one of its subsidiaries 90% of Kingdom Holding Company’s (“Kingdom”) shares in Euro Disney S.C.A. (“Euro Disney”) at a price of €2.00 per share, increasing its interest in Euro Disney to 85.7%. Disney also announced that this subsidiary intends to make a cash tender offer for all remaining outstanding shares of Euro Disney at a price of €2.00 per share, representing a 67% premium to the trading price at the close on February 9, 2017. Moreover, Disney has informed Euro Disney that it is committed to support a recapitalization of up to €1.5 billion for the Euro Disney group of companies (“Group”) to enable the Group to continue implementation of improvements to Disneyland® Paris, reduce debt and increase liquidity.
– If Euro Disney remains a listed company, Disney would expect the recapitalization to take the form of a subscription by the applicable Disney subsidiaries of their pro-rata share of a €1.23 billion rights offering by Euro Disney together with a backstop of (and at the same price as) the rights offering by one or more of such subsidiaries, ensuring that Euro Disney will be able to raise the full amount contemplated by the rights offering, combined with a direct €270 million cash investment in equity at the level of Euro Disney Associés S.C.A., the main operating subsidiary of Euro Disney, and contribution of the proceeds of the rights offering by Euro Disney to Euro Disney Associés S.C.A. to maintain the ownership level of Euro Disney Associés S.C.A. by Euro Disney at its current 82%. Proceeds would be used to enable the Group to continue implementation of improvements to Disneyland Paris, repay most or all of the Group’s indebtedness and increase liquidity. The rights offering described above would be subject to the prior approval of Euro Disney’s shareholders at a shareholders’ meeting.
– If Euro Disney is delisted, Disney would expect the recapitalization to be in the same amount and to also consist entirely of equity contributions to the Group, but the allocation of such contributions between Euro Disney and its subsidiaries could vary compared to what is described above. The proceeds would be used for the same purposes as described above.
The Walt Disney Company, together with its subsidiaries and affiliates, is a leading diversified international entertainment and media enterprise with the following business segments: media networks, parks and resorts, studio entertainment, and consumer products and interactive media. Disney is a Dow 30 company and had annual revenues of $55.6 billion in its Fiscal Year 2016.
Founded in 1980, Kingdom Holding Company is a publicly traded company, which was listed on Tadawul (the Saudi Stock Exchange) in 2007. Kingdom Holding Company is one of the world’s most successful and diversified business organizations, highly respected in the field of investments and recognized as an elite player regionally and internationally.
Euro Disney S.C.A. is the holding company for Euro Disney Associés S.C.A., the primary operating company of Disneyland® Paris. Disneyland Paris is comprised of the Disneyland® Park, the Walt Disney Studios® Park, seven themed hotels with approximately 5,800 rooms (excluding approximately 2,700 additional third-party rooms located on the site), two convention centers, the Disney Village®, a dining, shopping and entertainment center, and golf courses. Euro Disney S.C.A. is also responsible for the development of the 2,230-hectare property including and surrounding Disneyland Paris. Euro Disney S.C.A.’s shares are listed and traded on Euronext Paris.
This press release includes forward-looking statements, including forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements regarding the proposed tender offer, all statements regarding The Walt Disney Company’s or EDL Holding Company, LLC’s expected future financial position, results of operations, cash flows, dividends, financing plans, business strategy, budgets, capital expenditures, competitive positions, growth opportunities, plans and objectives of management, and statements containing the words such as “anticipate,” “approximate,” “believe,” “plan,” “estimate,” “expect,” “project,” “could,” “would,” “should,” “will,” “intend,” “may,” “potential,” “upside,” and other similar expressions. Statements in this press release concerning the business outlook or future economic performance, anticipated profitability, revenues, expenses, dividends or other financial items, and product or services line growth of The Walt Disney Company or EDL Holding Company, LLC, together with other statements that are not historical facts, are forward-looking statements that are estimates reflecting the best judgment of The Walt Disney Company or EDL Holding Company, LLC based upon currently available information.
Such forward-looking statements are inherently uncertain, and stockholders and other potential investors must recognize that actual results may differ materially from The Walt Disney Company’s or EDL Holding Company, LLC’s expectations as a result of a variety of factors. Such forward-looking statements are based upon management’s current expectations and are subject to a significant business, economic and competitive risks, uncertainties and contingencies, many of which are unknown and many of which The Walt Disney Company or EDL Holding Company, LLC is unable to predict or control. Such factors may cause The Walt Disney Company’s or EDL Holding Company, LLC’s actual results, performance or plans to differ materially from any future results, performance or plans expressed or implied by such forward-looking statements. These risks and uncertainties include, but are not limited to, the risk factors discussed or identified in public filings that have been, or will be, made by The Walt Disney Company (or EDL Holding Company, LLC as the case may be) with the French Autorité des marchés financiers (the “AMF”) and/or the United States Securities and Exchange Commission (the “SEC”) from time to time. The Walt Disney Company and EDL Holding Company, LLC caution investors that any forward-looking statements made by The Walt Disney Company or EDL Holding Company, LLC are not guarantees of future performance. The Walt Disney Company and EDL Holding Company, LLC disclaim any obligation to update any such factors or to announce publicly the results of any revisions to any of the forward-looking statements to reflect future events or developments.
The documentation relating to the proposed tender offer – if filed – will include the terms and conditions of the tender offer, which will be submitted to the Autorité des marchés financiers. It is strongly recommended that investors and shareholders located in France read, when available, the documentation relating to the tender offer, as well as any amendments to those documents, as they will contain important information about The Walt Disney Company, EDL Holding Company, LLC, Euro Disney S.C.A. and the proposed transaction.
The release, publication or distribution of this press release in certain countries may be subject to legal or regulatory restrictions. Therefore, persons located in countries where this press release is released, published or distributed must inform themselves about such restrictions and comply with them. The Walt Disney Company, EDL Holding Company, LLC and Euro Disney S.C.A. disclaim any responsibility for any violation of such restrictions.
Press release announcing the intention of EDL Holding Company, LLC (the “Bidder”) to make a tender offer at €2.00 per Euro Disney share.
Filing with the AMF of the Bidder’s draft offer document.
Public posting of the Bidder’s draft offer document on the AMF’s website (http://www.amf-france.org) and on the website of Euro Disney (the “Company”) (http://corporate.disneylandparis.com).
Publication by the Company of a press release containing the main terms of the draft Offer on its website.
Filing with the AMF of the Company’s draft Response Document.
Public posting of the Company’s draft Response Document on the AMF’s website (http://www.amf-france.org) and on the Company’s website (http://corporate.disneylandparis.com).
Publication by the Company of a press release containing the main terms of its draft Response Document.
AMF’s clearance decision of the Offer, which will indicate the visa number of (i) the Offer Document and (ii) the Response Document.
Posting on the AMF’s and the Company’s websites of (i) the Bidder’s Offer Document, (ii) the Company’s Response Document, (iii) the “Other Information” document, containing legal, accounting and financial information regarding the Bidder and (iv) the “Other Information” document, containing legal, accounting and financial information regarding the Company.
Publication by the Company of a press release informing the public of the availability of (i) the Bidder’s Offer Document, (ii) the Company’s Response Document, (iii) the “Other Information” document, containing legal, accounting and financial characteristics of the Bidders and (iv) the “Other Information” document, containing legal, accounting and financial characteristics of the Company.
Last day on which the Offer is open.
Publication of a notice announcing the final results of the Offer by the AMF.
Settlement and delivery of the Offer.
If applicable, mandatory buy-out and Delisting.
Author Salon MickeyPosted on February 10, 2017 February 10, 2017 Categories Disneyland ParisTags Euro Disney S.C.A., Euro Disney Supervisory Board, Recapitalisation, recapitalization, Star Tours, The Walt Disney Company7 Comments on The Walt Disney Company Announces its Intention to Launch a Tender Offer for all Remaining Euro Disney Shares and a mandatory buy-out if the 957 threshold is reached.
Kingdom Holding Participates in the Euro Disney recapitalization by injecting €49.2 Million.
The Kingdom Holding Company confirmed today (18 November 2015) that they have fully participated in the Euro Disney S.C.A. Cash Tender Offer and Anti Dilution Mechanism as part of the recapitalization rights issue.
The Saudi Arabian based Kingdom Holding Company chaired by HRH Prince Alwaleed Bin Talal Bin Abdulaziz Alsaud has injected an additional investment of €49.2 million by taking part in the Euro Disney S.C.A. financial recapitalization plan and therefore The Kingdom Holding Company maintains its 10% share of Disneyland Paris.
Kingdom Holding Company with it’s 10% share is now the resorts second largest shareholder after The Walt Disney Company which now owns 76.7% of Disneyland Paris.
The Euro Disney S.C.A. Shareholders Club wrote to shareholders yesterday to remind them of the commencement of the anti dilution mechanism part of the recapitalization plan which is scheduled to start on the 12 October 2015 and will last until 10 November 2015.
The anti dilution mechanism alows shareholders to purchase additional shares from Euro Disney at €1.25 per share prorata of what they owned on 20 February 2015.
The AMF annouced yesterday that The Walt Disney Company now own 82.15% of Euro Disney S.C.A. with a holding of 643,497,755 shares held via it’s three subsidiary companies EDL Holding Company, EDI SAS and EDLC SAS.
The below is not for publication, release or distribution directly or indirectly in the United States of America, Canada, Australia or Japan.
Euro Disney S.C.A. reminds its shareholders of the possibility to exercise, under certain conditions, a right to acquire Euro Disney S.C.A.’s shares, following the mandatory simplified tender offer, within the framework of the recapitalization plan.
Following the completion of the Offer, and as the final step in the implementation of the Euro Disney S.C.A. group’s recapitalization plan as announced on October 6, 2014, shareholders having the status of Eligible Shareholders (as defined below) have now the possibility to exercise their rights to acquire Company’s shares (the “RAS”).
(iii) on October 2, 2015, i.e., the day following the date of settlement and delivery of the Offer (on the positions on October 1, 2015 in the evening observable on October 2, 2015 in the morning).
As further described below, the number of RAS that will be granted to each Eligible Shareholder will be pro rata to its shareholding in the Company’s share capital.
The information regarding both the allocation and the exercise of the RAS will be provided to each Eligible Shareholder by its authorized financial intermediary.
At the close of trading on the Euronext yesterday (24 September 2015) The Walt Disney Company had increased it’s ownership of Euro Disney S.C.A. to 80.20%.
The Walt Disney Company now own a total of 628,259,291 shares in Disneyland Pairs through their subsidiary the EDL Holding Company LLC.
This increase is a rise of 1.30% as of 12 August 2015 when TWDC held a 78.90% stake in the company. A breakdown of Euro Disney shareholders as of 12 August 2015 is available here.
With Phase 3 of the Euro Disney S.C.A. Cash Tender Offer ending on 24 September 2015, the results of the cash tender offer will be released on 28 September 2015.
Phase 4 will then begin 6 days later and will last for 30 days. Phase 4 of the Euro Disney recapitalisation is the anti dilution mechanism, which gives shareholders the right to buy EDL shares at €1.25 in proportion of what they already own.
EDL shares closed at €1.31 on the Euronext yesturday.
Following the ruling by the Paris Court of Appeal on 8 September 2015 the AMF announced today in document number 215C1279 that Phase 3 of the Euro Disney S.C.A. public offering will closed on 24 September 2015.
The AMF’s decision follows the Paris Appeal Courts rejection of the appeal made in April by CIMA (Charity & Merger Arbitrage Fund) against the decision made by the AMF to authorize the Euro Disney mandatory cash tender offer which is part of the Disneyland Paris recapitalization plan by The Walt Disney Company.
The Euronext Paris will publish a detailed timetable for the closure of the offer in due course.
Source: AMF and Association des Petits Porteurs d’Actions EuroDisney. |
55 Unique Fly Rod Holder for Pickup Truck – Pleasant to my personal blog site, in this occasion We’ll teach you concerning fly rod holder for pickup truck . And today, this is the primary image: Rod rocket launcher truck bed mount The Hull Truth... |
Is Logistics The Same As Supply Chain Management?
“There’s not a gap now,” explained Wayne Johnson of all American Gypsum.
“Inventory control integrates the Logistics is a Range of sub-processes within SCM,” stated Michael Kirby of Countrywide Distribution Centers.
Purchasing, substances Tackling, logistics, transport, inventory control and distribution chain control have continued to evolve, inducing a number of these operational areas to intersect together. This junction has led to fuzzy definitions for a number of those terms such as logistics and supply chain control.
While Both of These phrases Do possess any similarities that they truly are, in actuality, different notions with various meanings. Supply chain management can be an empirical theory that connects together multiple methods to attain competitive advantage, while marketing pertains to this movement, flow, and storage of products, services, and data over the total distribution chain.
It’s the attempts of a Number of businesses working together like a distribution chain which help manage the flow of garbage and ensure that the final goods offer value. Supply-chain managers work over multiple purposes and businesses to make sure that a final product not just extends to the end user, but matches all requirements too. Logistics is only one small portion of this bigger, all-purpose distribution chain system.
According to multinational logistics companies in India, the Aim supporting Logistics would be to be certain that the purchaser receives the desirable product at the ideal time and set with the ideal calibre and cost-effective. This procedure can be split into two subcategories: multinational logistics and outbound logistics.
Inbound logistics Covers the actions concerned about getting stuff after which tackling, keeping and hauling them. Outbound logistics covers those activities focused on the collection, maintenance, and supply to the client. Additional tasks, such as packaging and fulfilling orders, warehousing, managing stock and sustaining the balance between demand and supply also variable into logistics.
It’s important that you Bear in mind that whilst the terms shouldn’t be used properly, they really do supplement each other. 1 process can’t exist without the opposite. Below are some vital differences between both terms which may assist you to prevent from blurring the lines between these two.
Supply chain management can be actually a means to link major Business procedures within and across businesses into a home-based company version which drives competitive edge. Logistics denotes this movement, storage and storage Stream of products, services and information outside and inside the company. The most important focus of distribution series is competitive Advantage, whilst the most important focus of logistics is fulfilling customer requirements.Logistics is really a word that’s existed for a Long period, emerging from the military origins, whilst supply chain control can be a relatively new term. Logistics can be a task within the source chain. |
Party leaders decided at the meeting yesterday to facilitate mechanism to hold the Local Government elections by January 27 next year, Minister Mano Ganesan said.
Digha Tourist Lodge (WBTDC) in East Medinipur, is a superb hotel. In East Medinipur, Digha Tourist Lodge (WBTDC) offers online booking and comfortable living. Contact Digha Tourist Lodge (WBTDC) in East Medinipur for tariffs.
Digha Tourist Lodge is located at Digha in East Medinipur district of West Bengal. The nearest airport is Netaji Subhas International Airport in Kolkata, about 190 km away. Direct train run up to New Digha Railway from Shalimar Railway Station of Howrah. From Kolkata buses ply to Digha at frequent intervals.
Digha Tourist Lodge is a beach resort, offering comfortable stay to its guests at an affordable price. Far from the hustle and bustle of cities, the resort provides a relaxing vacation in the lap of nature.
The A.C Deluxe Double Bedded Rooms - Ground Floor are the interesting room options offered to the...
These well-appointed, inviting rooms are equipped with modern amenities to make the stay convenie...
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Games played: Starcraft, Diablo(1,2,3), CS, WoW, NOLF, Bioshock to name a few. Currently only playing Destiny2
Why should you be a member of Digital Legion?: I'm a friendly gamer who likes to play computer games with other friendly gamers and hopefully I can contribute with some positive spirit. :)
Hey Tim! Look forward to playing some games bud, you'll have to put up with my occasional bad Swedish though 😄 |
Pharmacy job opportunities at Paydens Limited. Pharmacists, dispensing technicians, pharmacist locums, relief pharmacy managers and pharmacy pre-registration placements available throughout the South-East of England. Pharmacy job opportunities in Essex, Kent, London and Sussex.
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Summary A man poses near a large cylindrical pressure vessel on flatbed railroad cars in Denver, Colorado. The vessel was manufactured by the Stearns-Rogers Manufacturing Company. |
I found an IR asking for this previously and it says it was implemented on June 18th. But the only thing I can figure out is that I can resize the flat view to take up roughly 3/4 the area of the main window. I would really like to be able to actually have the view windows swap when working in the flat pattern as it takes up more screen real estate when it is unfolded than it does when it is folded. Maybe I'm weird but I don't work on my model with the flat pattern window expanded except when I'm converting a solid and making sure I'm selecting the right edges to bend.
I will pull you onto our internal tracking for this. |
Home General Photograph Collection Full-length view of the Tower of the Americas during HemisFair '68
Description Marine demolition men have the task of removing stubborn Japanese from their lairs in the caves of the ridges on Peleliu. Here they are shown blasting one of the positions.
Indeed I have long felt the need of writing to you (I mean the need to myself) and altho so many weeks & even months have past away in silence, they have not done so in lack of affection & thought.
I had wished very much to have been able to tell you in this letter where we had taken our house, or where we were going to take it. We remain however in our usual state of conscious ignorance,—altho’ there is a good deal of talking & walking about a house in Wimpole Street—which, between ourselves,—I am not very anxious to live in, on account of the gloominesses of that street & of that part of the street—whose walls look so much like Newgate’s turned inside out. I wd rather go on, in my old way, inhabiting castles in the air than that particular house: nevertheless if it is decided upon, I dare say I shall contrive to be satisfied with it, & sleep & wake very much as I should in any other. It will certainly be a point gained, to be settled somewhere,—and I do long to sit in my own armchair—strange as it will look out of my own room—& to read from my own books.——
You have heard, I dare say, that we have a new root in London, on account of Daisy’s connection with the university. He attends the Latin Greek & Moral Philosophy classes,—& next to a Professor, is the greatest man we have. Sette & Ockyta are the only home students just now. They are not less rosy for being Londoners. As to Henry, he wd not do for one of Richardson’s heroes at all. He is always, when he writes, under a dreadful necessity of doing so,—& his letters come once in two months, with a French mile between every line. He is not either, particularly demonstrative,—& it is only by implication that we can make out the satisfactory fact of his being well & contented. His return to us is not thought of yet, and I dare say another year will separate us still. The accounts from the West Indies continue very satisfactory—altho’ my dear uncle has been very ill from repeated fevers. But he was better, & able to change the air. For our own particular parts, our healths continue good—none of us, I think, the worse for fog or wind. As to wind, we were almost elevated into the prerogative of pigs in the late storm. We could almost see it,—& the feeling it, might have been fatal to us. Bro & I were moralizing about shipwrecks, in the dining room, when down came the chimney thro’ the skylight, into the entrance passage.
Tell me how the Cliffes look to you? Our—everybody’s affectionate remembrances. Henrietta mentions herself particularly. And believe me, dearest Mrs Martin,
Letter Text 74. Gloucester Place. Decr 7th 1836. My dearest Mrs Martin, Indeed I have long felt the need of writing to you (I mean the need to myself) and altho so many weeks & even months have past away in silence, they have not done so in lack of affection & thought. I had wished very much to have been able to tell you in this letter where we had taken our house, or where we were going to take it. We remain however in our usual state of conscious ignorance,—altho’ there is a good deal of talking & walking about a house in Wimpole Street—which, between ourselves,—I am not very anxious to live in, on account of the gloominesses of that street & of that part of the street—whose walls look so much like Newgate’s turned inside out. I wd rather go on, in my old way, inhabiting castles in the air than that particular house: nevertheless if it is decided upon, I dare say I shall contrive to be satisfied with it, & sleep & wake very much as I should in any other. It will certainly be a point gained, to be settled somewhere,—and I do long to sit in my own armchair—strange as it will look out of my own room—& to read from my own books.—— You have heard, I dare say, that we have a new root in London, on account of Daisy’s connection with the university. He attends the Latin Greek & Moral Philosophy classes,—& next to a Professor, is the greatest man we have. Sette & Ockyta are the only home students just now. They are not less rosy for being Londoners. As to Henry, he wd not do for one of Richardson’s heroes at all. He is always, when he writes, under a dreadful necessity of doing so,—& his letters come once in two months, with a French mile between every line. He is not either, particularly demonstrative,—& it is only by implication that we can make out the satisfactory fact of his being well & contented. His return to us is not thought of yet, and I dare say another year will separate us still. The accounts from the West Indies continue very satisfactory—altho’ my dear uncle has been very ill from repeated fevers. But he was better, & able to change the air. For our own particular parts, our healths continue good—none of us, I think, the worse for fog or wind. As to wind, we were almost elevated into the prerogative of pigs in the late storm. We could almost see it,—& the feeling it, might have been fatal to us. Bro & I were moralizing about shipwrecks, in the dining room, when down came the chimney thro’ the skylight, into the entrance passage. -------------- Tell me how the Cliffes look to you? Our—everybody’s affectionate remembrances. Henrietta mentions herself particularly. And believe me, dearest Mrs Martin, Your affectionate EBB– Oh that you would call me Ba!–
Description A photograph of the TI Stockholders Meeting in 1980. The meeting was held in the North Building Cafeteria on the Dallas Expressway Site with Chairman Mark Shepherd, Jr., presiding. More than 1,500 attended the meeting, most of whom were TI employee stockholders. Displays can be seen in the background, highlighting '\Fifty Years of Innovation'.
Rights This image may be protected by copyright law. Please cite the DeGolyer Library, Southern Methodist University as the source of this file. For more information contact [email protected].
Rights This material may be protected by Copyright Law (Title 17, U.S.C.). We welcome you to make fair use of the content accessible on this website as defined by copyright law. Please note that you are responsible for determining whether your use is fair and for responding to any claims that may arise from your use. When using an item from Beryl Ford Collection, proper credit should be given: The Beryl Ford Collection/Rotary Club of Tulsa, Tulsa City-County Library and Tulsa Historical Society.
Contributors Preservation and archiving of this significant Tulsa treasure of photographs and artifacts was made possible through the Tulsa City-County Library and the Tulsa Historical Society and the generosity of Tulsa World/Lorton Family, Chester Cadieux, the Rotary Club of Tulsa, and many other community-minded corporations, institutions and individuals.
The roads have become clogged with motorcycles. In fact, the number of motorcycles speeding down the streets is outnumbering cars and trucks. You’re sick of having to share the road with these other riders. You have the baddest cycle in town and as such, it should be the only one. You attach a gun to the front of you cycle with a self-proclaimed mission of clearing the road of as many motorcycles as you can.
Motorcycle Madness was the first game I received from Kellogg’s cereal promo line of LCD Xbox Mini games. This particular game is shaped like the front top portion of a motorcycle complete with handlebars and a small windshield. While the design of the unit is fairly clever, the actual screen you need to look at is very small. The screen measures an eye-straining 10/16” wide by 14/16” long with a slightly curved piece of highway as the backdrop. It doesn't help that the screen is the usual muddy green color LCD games have. If you stare at this screen too long your eyes will begin to trip out.
Fortunately, you won’t have to lose you eyesight to play this because the entire game can be completed in approximately one minute. There are three levels with each one getting a little faster and having more oncoming motorcycles. Your cycle is at the bottom of the screen. You move it left and right and shoot the oncoming cycles. You only have six shots at a time, but extra ammo inexplicably shows up on the road so you can reload.
I don’t understand why this game only has three levels when the other Xbox Mini games have five (one of them has four). Were motorcycles just too much for the little unit to handle that it is limited to three levels? The motorcycle handlebar design is nice, but it should have had at least the same number of levels as the other games.
On the panel we look to the future as we examine the macro trends transforming the way we create, sell and consume music. Which key trends are still to play out and which are just passing fads? Are we going to see as much innovation in the next five years as in the past five? This and lots more on this hour-long panel which goes to explore some of the issues that are at the core of “Digital Music Trends”…
DMT thanks Social Media Week (http://ww.socialmediaweek.org) for having us and recording the session.
This week on Digital Music Trends it was a pleasure to welcome Sitar Teli (Connect Ventures), Steve Knopper (Rolling Stone) and Nikke Osterback (Saari Music) to discuss the latest news in the music tech industry. This week we cover Shazam’s new round of funding, the rumors of Beats-backed Daisy seeking a carrier partnership for launch in the US, YouTube and Vevo’s renewed partnership, Base79’s new round of funding, 7Digital first to sell music on the new Firefox Mobile OS and Jay-Z’s Magna Carta raising eyebrows from both a UX and privacy point of view.
Also as there were a few bits of news that we didn’t manage to cover on the panel so I jumped on at the end to record a short round-up which includes Songkick’s Detour expansion in the UK, Bing Audio expanding internationally, UMG’s deal with PLDT in the Philippines, South Africa’s Look & Listen music retail chain relaunching its digital store, startup Promohut and finally Bandzoogle acquiring OneSheet.
After a few weeks without hiccups you’ll notice that the video version of the show has a fair few “still picture” moments due to Skype malfunctions, trying my best to make sure the chance of this happening again is minimized my end. You can find this week’s shownotes here.
And finally I’d like to thank Venture Harbour (http://www.ventureharbour.com) for helping me out in the past few days to improve DMT’s website from an SEO standpoint…
08:08 Beats-backed upcoming Daisy music streaming service reportedly seeking partnership with a major carrier in the US, potentially AT&T
16:08 YouTube and Vevo renew partnership with Google reportedly investing in the company to the tune of $40/50m
25:40 New Firefox Mobile OS is out in the wild and 7digital jumps on board to provide users a way to purchase and access music
29:40 Jay-Z’s album is released and there are UX and privacy concerns raised around the app through which Samsung gave away Magna Carta Holy Grail
45:35 Universal Music strikes a deal with the Philippines Long Distance Telephone company to distribute its music with the company’s mobile division
46:30 In South Africa music retail chain Look & Listen relaunches its digital store in partnership with Mondia Media
Description University of Scranton brochure (published in fall 2014) titled "A Celebration of Service" describing the University's commitment to service and community engagement. The document was prepared as part of the University's application to renew its Carnegie Foundation Community Engagement Classification.
Description Typed document (dated ca. 1988) indicated proposed wording for a plaque to be installed on the University of Scranton's Centennial Fountain. The Fountain served as the original base for Metanoia, a sculpture of St. Ignatius created by Gerhard F. Baut for the University's 1988 Centennial celebration.
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A thematic essay is a piece of writing in which an author develops the central theme in a piece of literature using literary devices writing a thematic essay can be a time-consuming process these tips will minimize your time and efforts. A thematic essay requires having a prior knowledge base and doesn’t provide any actual documents so before you actually start completing the task, make sure you understand it as it’s already been mentioned above, your comprehension plays a significant role. Thematic essay independent reading independent writing book reviews argumentative research paper intensives, winter 2012 writing contests for independent writing pieces sample thematic essay: the hunger games powered by create your own unique website with customizable templates. How to write a thematic essay in 5 minutes english lessons with adam thematic essay #1 what is it and how to outline - duration: 8:16.
Thematic essay outline to compile a proper essay, one needs to perform several stages one of these crucial preparation stages is the creation of the paper’s framework. Thematic essay outline thematic essay outline learn about essay outline format and essay outline structure, review essay outline template, essay outline sample and reserch outline samplethematic essay—practice paper – e practice paper a—score level 3 the response: • develops all aspects of the task but discusses the printing press less thematic essay. A thematic essay outline is supposed to lead a writer flawlessly through the entire writing process and prevent from being stuck the essay structure is common: 5-paragraph essay how to write a thematic essay for english the thematic essays operate with facts and evidence the same goes with informative essays. An essay outline is a structure, a bare bone view of upcoming work it is one of the most useful preparatory tool, which allows you to organize main thoughts into single segments to figure out the order in which information must be prepared. Feel free to use our essay example below to come up with your own ideas the paper examines the nature of beauty and attempts to create an acceptable outline for writing a thematic essay how to improve your english writing skills study how to write essays in english write about your the bbc organise a moderated e-mail discussion group.
Thematic essay this unit will begin in what is most likely comfortable territory- having students write about and reflect upon the themes they see in the texts they have chosen to write about this unit will push students to collect a few possible themes and to write long about them in their notebook. An essay that is totally copied from the task and/or texts with no original student writing must be scored a 0 an essay that is totally unrelated to the task, illegible, incoherent, blank, or unrecognizable as english must be scored as a 0. To write a thorough theme essay, you'll need to read the prompt carefully and outline your essay then, you can write a strong essay with a hook opening line and a focus on theme always revise your essay for flow, style, and legibility before you hand it in. Thematic essay outline thematic essay outline you can also check information about theme essay, english thematic essay, thematic essay thesis it is advisable to start writing an essay with making of an outlinethe worlds most accurate grammar, spelling, & punctuation checkerthematic essay materials. Thematic analysis essay assignment choose one of the following themes and explain how it is developed in the iliad using specific examples from the text 1 the destructive effects of anger 2.
Sample outlines for narrative, expository, and other essay types these clear, simple, and useful outlines provide easy-to-follow instructions on how to organize and outline your ideas before writing an essay. Writing an effective essay requires careful attention to detail and an ability to organize your thoughts about a subject in a way that your readers can easily follow this is particularly true for thematic essays, which require you to answer a specific question or analyze an argument any effective essay has a good. It relates the paragraph to the essay's thesis, and thereby acts as a signpost for the argument of the paper as a whole, but it also defines the scope of the paragraph itself. Level 2 thematic connections research essay- find the common threads between your world and your english your research essay on the theme you chose.
In addition to journal writing, i will also introduce the five-paragraph essay although students may be somewhat familiar with this model, i will be focusing, in- depth, on the various elements of the essay: audience, voice, thesis statement. Sample english literature essay questions analyze george orwells politics and the english language compare and contrast the ways in which your three chosen texts support or challenge this statement. In order to write a thematic essay successfully, first of all, you should focus on the task student must pay attention to all the components of the assignment in order to receive a good grade.
Thematic essay outline 1 theme: belief systems christianity: • christianity is monotheistic and teaches the belief in one god • they believe that jesus christ was the son of god and that he is the messiah • they believe that anyone who believes and follows jesus will have salvation and eternal life. Feel free to shareyou can also check information about theme essay, english thematic essay, thematic essay thesis it is advisable to start writing an essay with making of an outlinethematic essay outline. However, all thematic essays have a common structure and outline that when followed, writing will just be a walk in the park tips for a thematic essay writing the main format for essay writing encompasses three major parts: the introduction, body and conclusion. How to write a thematic essay for english literature class: analyzing the prompt thematic essay outline provides the same function as for any other academic paper: it is your road map you should follow to create a proper-level essay, no matter how tough is your topic.
Writing a thematic essay is a required component of every global history and geography regents examination while some students may feel overwhelmed at the prospect of writing a thematic essay, all students can learn to master the fine art of thematic essay writing. Thematic essay outline an example outline thematic essay of the uniqueness of every student authors state that the goals the government and private education has always traditionally taken the course of subsequent experience. |
Very Cold and windy today.
that windswept English country. Makes you feel so alive.
Boy I needed to be alive it was very tricky. Hail storms etc!! |
On the universal Villains ship, flux announces Buggys new position as the newest warlord of the Sea as well as the inclusion of new villains: the Deadly Six. It was after this a plan was initiated to steal a certain crown with something precious inside of it.
Zazz, Zomnom and Master Zik are sent to Equestria to Retrieve said Crown in equestria in the Crystal Empire. At the same time,a pony in a cloak sneaks into the castle, past the patrol of royal guards and into Twilight and Spike's guest room. Using unicorn magic, the cloaked pony switches Twilight's crown with a fake crown and attempts to make off with it. However, as the unicorn sneaks past Spike, he rolls over in his sleep at the last second, flipping his tail in the way. But Zazz noticed this and tried to get it back, but these two weren’t the only ones. It was desired by two others. Gengar, an ex general from the ghost kingdom Spectra as well as Misdreavus, queen of Spectra. But Zazz’s voice was too high as it awoke the young alicorn. Twilight, noticing the crown in the unicorn's saddlebag, cries "Thief!" before giving chase. Her shouts wake the other Element bearers as she passes their rooms and they quickly join the pursuit. She attempts to cut the thief off by teleporting, but the unicorn is just as skilled at teleportation as she is; uncloaked by the spell, the thief is revealed to be a mare. Twilight tackles the fleeing unicorn to the ground as they reach a chamber in the castle that houses a large mirror. During the struggle, Twilight's crown falls through the mirror. With a wicked grin and a sarcastic, insincere apology, the mystery mare untangles herself from Twilight by teleporting to the mirror and leaps through it, to Twilight and her friends' shock, as well as the others. Zazz makes a deal with the unicorn as Misdreavus retreats back to Spectra to regroup.
News of the Failed Crown heist with Zazz and Spectra in tow goes all over the world headliners, reaching the attention of the Hereos. At the time, Jexi had reached to include Hintata and Kiba, as well as two more members of Fairy Tail, Juvia and Levy, into the group. The team also welcomes back Silver and Blaze. After heading to said school, the main heroes enter in order to get info. It was here that Natsu and Happy where the first to encounter a humanized Twilight Sparkle and her dog Spike. The two become fast friends as they work together to help her get the crown.
Meanwhile, Spectra was sending its own armed forces, the Six Ghostly Pillars, in order to derail the heroes as well as trying to take back the crown. Gajeel, wanting to take the fight to them, tries to fight the Pillars and the thief singlehandedley. However, this is put on hold when they Encounter Air man and Quick man of Gospel. Using a strange device, they sent him and his group going through random universes in order to buy time for some strange purpose.
Back at CHS, Twilight grows more accustomed to her human body and closely observes the inhabitants of the strange new world she's in. As she passes by faces both new and familiar to her, she listens in on a conversation between two girls: one is being considerably cruel and verbally abusive to the other. Before Twilight could even raise a finger to defend the target of this bully, Natsu beats her to the punch, literally. He punches a locker and scares off the mean girl. After the shy girl introduces herself as Fluttershy, she tells them that they should go to the principal. Upon going, they learn the crown is a prize for becoming princess of the Fall Formal. So after signing up, they started a campaign in order to make Twilight win and triumph over Sunset. Meanwhile, Coffagregus, former Dark Crew member, is sent to the first universe that Gajeel's group arrives to to defeat them. However, misunderestimating their abilities, he is defeated by chopper. At the second one, they arrive in a futuristic world where they encounter Rotom, who keeps Gajeel on his toes as he warped from appliance to appliance before running out and being beaten to a plasma pulp. After which, the scientists of that world give them a device to travel back, but not before Rotom slips into Odd’s cell phone to wait for his chance at a counter attack.
After a huge media bomb, Twilights rep was in shambles as the human version of her friends argued. But Twilight had enough and decided to reconnect all of them. After doing so and going to the ship to spend the night, a song was born in order to create pep and perkiness as well as instill faith in this girl. At the same time, Gajeel tries his hand at retaliating against both Sunset Shimmer and Spectra himself, Juvia and Odd trying to stop him. Chandelure intervenes, expressing his familiarity to Odd as a member of Darkrai’s gang. Juvia thoroughly thrashes him with her water magic, but realizes too late that Chandelure brought backup in the form of Dusknoir. Sanji then ran in after this and battled against the ghost himself. After a flurry of ghost attacks and kicks, the ghost was defeated and they were free to return on home.
The next day, after a night of dealing with the final pillar named Aegislash, the song was performed live as everyone loved it. But this caused Sunset and Zazz to spice things up as they trashed the gym and framed Twilight for it. But a man named Flash Sentry exposed the frame up but the dance would be held off to tomorrow, leaving Twilight in a panic.
Acting fast at a local store, Jexi switches Ranma to girl form to have her go in and protect Twilight. But at this same time, Gospel’s agents Quick Man and Air Man cornered Sonic and Wendy in the shopping district in hopes of being rid of them for good. Sonic finally bested Quick Man while Air man Crashed into the store with Wendy just as Pinkie revealed the held secrets of Twilight and the heroes based on “a hunch”. Mega Man Scans Air mans weapon and with some help from the girls, Air man was cornered and beaten by Wendy, as he undersestimated her abilities as a Sky Dragon Slayer.
The Night of the Gala Finally comes. With no other option having all Six pillars defeated, Misdreavus Orders Spectra to commence an all out invasion just as Sunset steals the Crown for Flux and Zazz. However, the Mega stone inside the crown was wtiches with the Real Element of Magic. Gengar had the stone, and it just happened to be his. Using it, Gengar Mega Evolved in hopes of conquering Spectra and becoming king. But he was cut off by Hinata, so he decided to take her out first before assuming the throne. If that wasnt enough, Spectra was knocking on CHS door and Flux had finally revealed his most destructive Plan yet, himself. Fusing with Kyurem and two robots with Reshiram and Zekrom’s powers. He had become a horrible monstrosity known as Ultimate Flux. CHS became a Massive battle ground with Jexi trying to clash with Flux’s new form. But this form proved to be powerful for even Jexi to defeat as he was left bleeding and near death. It was at this moment that Twilight and her friends leapt into action. Using the real Element of Magic, twilight and company ponied up and empowered Jexi with the strength of all six magic elements and allowed Jexi to use a mode called Grand Mode. With this new overflowing amount of aura, Jexi brutally beat down Flux and his attacks. With a final barrage of fists, Flux’s body broke in two as they were sent into two different universes entirely. One just so happened to be the Kingdom hearts universe, the other was the Cosmic Circus.
After the battles were over and Sunset reformed of her evil ways, Twilight bid them all farewell as she returned home. But this didn’t last long as Twilight and her friends from the horse world met with the heroes in order to study other worlds. And at the center of it all was Rotom, who was trapped in Odd’s phone after failing to get out for his revenge. He spent whatever time was left playing mahjong on his phone. |
Coming to a show and need a little help finding your way?
Here’s the information you’ll need. We look forward to your visit, and enjoy the show. |
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Today, December 18, the world celebrates International Migrants Day, an observance initiated by the General Assembly of United Nations to raise awareness of the large and increasing number of migrants in the world, and the unique issues they face. It is also an opportunity to recognize the contributions made by these millions of migrants to the economies of their host and home countries, and to promote respect for their basic human rights.
To mark this year’s International Migrants Day, the International Organization for Migration (IOM) is calling on the international community to come together and remember the refugees and migrants who have lost their lives or have disappeared while trying to reach safe harbor after arduous journeys across seas and deserts.
IOM, in collaboration with Esri, has created Migration Flows – Europe Story Map, to give a comprehensive view of migrants’ paths and their unique struggles.
The Migration Flows Story Map shows such trends as which nationalities of migrant are most prevalent in which European country; the transit routes that different migrant communities take to arrive at their destinations; and the rates of stranded, relocated, displaced, and missing migrants. By seeing these trends visualized on maps, it is possible to better understand the issues facing migrants today, which are uniquely geographical. |
The MailMessage.To property is used to designate the addresses on the To line of an e-mail message. To add a recipient to an e-mail message, create a System.Net.Mail.MailAddress for the recipient's address, and then add that object to the collection returned by this property.
Find the best physicians in Altoona, IA. There is information on 3 qualified doctors practicing in this area. |
Ever since 2012, October 11 is International Day of the Girl. This day spotlights the ongoing challenges and needs girls face as they mature and navigate towards a successful future.
Even in 2018, according to the United Nations, of the 1 billion young people – including 600 million adolescent girls – that will enter the workforce in the next decade, more than 90% of those living in developing countries will work in the informal sector, being subjected to low pay or no pay, abuse and exploitation often.
In alignment with both the United Nations and Girl Scouts of America’s theme of career exploration and a skilled girlforce, Exceptional Women’s Network is co-partnering with Motorola Solutions Inc. Foundation and the Women’s Business Council to host a “Faces of Bravery” event on Nov. 11. The goal is to honor those female veterans and public safety officers who serve as extraordinary role models to the younger generation of girls.
We are proud and honored to invite sixty girls to this event to chart new career pathways that will best prepare them for a successful transition into the workforce.
Please note that this is a private event. Thank you for your continued support.
Thank you for joining us on International Women's Day to celebrate the work of extraordinary women, network and your continued interest in pushing for professional progress.
Another Successful Financial Women and Wealth Event!
We're grateful to Laurie P. Barry, SVP Wealth Management Advisor for UBS Financial Services for her tremendously useful information during this insightful Wealth Management workshop. To contact her, click here.
International Women's Day 2017 - "Female Leadership: Rise to the Top"
We asked the city of Chicago what they are most thankful for this year!
Second City Film Screening of "The Empowerment Project"
These amazing panelists shared profound insights on Female Leadership: How to Get What You Want Out of Life!
Teri Arvesu, News Director for Univision Communications Inc. |
Jodie Whittaker from the red carpet at the BAFTA TV Awards 2018: she talks about her becoming the thirteenth Doctor and her nomination for Virgin TV Must-See Moment.
Tom Spilsbury talks to former showrunners, Russell T Davies and Steven Moffat about adapting their stories, ‘Rose’ and ‘The Day of the Doctor’ into novels. You can get copies of these stories and others from internet.
An in-depth interview with Waris Hussein, Doctor Who‘s very first director, talking at the British Film Institute.
Waris Hussein joined BFT to discuss his remarkable career, from working with actors such as Anthony Hopkins, Ian McKellen and Shirley MacLaine to experiencing TV production on both sides of the Atlantic. Accompanied by clips of his finest work, Hussein discusses key productions such as the suffragette-inspired Shoulder to Shoulder, the Emmy-winning Copacabana, the Frederic Raphael-penned The Glittering Prizes and the BAFTA-winning Edward & Mrs Simpson.
The former series showrunner reveals why David Tennant nearly stayed an extra year and why one companion idea never made it to the screen. An interview interesting to watch: he has a new Doctor Who monster that’ll probably never appear.
Part 1 of Peter Capaldi’s interview on BBC Radio 2’s Doctor Who Access All Areas program for the Christmas Special Twice Upon a Time. Peter is with host Jo Whiley, the same presenter to whom he’d originally announced his departure from the show.
To celebrate the release of Shada, the Doctor Who team spoke to Tom Baker about his memories of the story, why he thinks the Fourth Doctor is so popular and why he has come back to the show.
Peter Capaldi reflects on leaving Doctor Who as his final moment approaches, alongside Mark Gatiss and Toby Whithouse. There are just few days left until the magical final chapter of the Twelfth Doctor’s journey, and we will all sees the Time Lord teaming up with his former self, the first ever Doctor (David Bradley) and a returning Bill Potts (Pearl Mackie), for one last adventure.
Two Doctors stranded in an Arctic snowscape, refusing to face regeneration. Enchanted glass people, stealing their victims from frozen time. And a World War One captain destined to die on the battlefield, but taken from the trenches to play his part in the Doctor’s story. An uplifting new tale about the power of hope in humanity’s darkest hours, Twice Upon A Time marks the end of an era. But as the Doctor must face his past to decide his future, his journey is only just beginning.
Mark Gatiss talks about the emotions on set during filming and about working with Peter Capaldi for his last episode. He told BUILD about the final outing for Peter and filming the 2017 Christmas special episode.
Interviewed on the BUZZ stage at MCM London Comic Con, David Bradley talks about recreating the First Doctor in the 2017 Doctor Who Christmas special, “Twice Upon A Time”. He’s accompanied by Claudia Grant (she played Carol Ann Ford), the actress who played the Doctor’s very first companion and granddaughter, Susan, in the 50th anniversary drama documentary An Adventure In Space And Time, and they give a shout out to the Big Finish audio adventures they’ve recorded together. The interview is interesting, let’s watch it.
This is interview with Elisabeth Sladen (known as Sarah Jane Smith) in front of a moving massive Dalek, just as she announced her departure from the TARDIS.
They have enjoyed an incredible working relationship on both Sherlock and Doctor Who, but will Gatiss still be a part of Who when new showrunner Chris Chibnall takes over? Let’s watch the interview and find out!
“They are absolutely wonderful together. They are hilarious, it’s absolutely gorgeous. You’re in for a real treat. A real treat”
The current showrunner reveals that the John Simm always secretly wanted to return to Doctor Who, and that his performance is well worth the wait. And he is back in series 10.
Also he drops hints about Peter Capaldi’s regeneration: “His Doctor feels sort of impulsive and in the moment and would do something reckless that you wouldn’t expect”.
Speaking to RadioTimes.com at the BFI & Radio Times festival, Steven Moffat had some thoughts about the Tweflth Doctor’s final stand.
Something’s coming… and it will be the Doctor’s most epic adventure yet. Season 10 will start this Easter, just a few days from now.
Get ready to have the time of your life with the Doctor, Bill Potts (Pearl Mackie), and Nardole this Saturday, April 15th at 9/8c on BBC America followed by the premiere of the new spin-off, Class.
Justin and Charity sit down and tell with the guys from the BBC about taking care of babies, saving the world, and the 2016 Doctor Who Christmas Special – The return of Doctor Mysterio.
Peter Capaldi was interviewed by Sophie Raworth (who appeared as a newsreader in “The Power of Three”) on the BBC’s hard news programme The Andrew Marr Show.
Ever wondered what Peter Capaldi’s first day on set was like on his first day as the Doctor? He was asked about that and that’s the answer.
For the past few months several short interviews have been released covering the story of the Tenth Doctor adventures. Watch this extended interview with David Tennant and Catherine Tate for Big Finish Productions about them returning to the roles of the Doctor and Donna.
Writer Cavan Scott answers questions about the new Ninth Doctor ongoing series from Titan Comics. Enjoy and listen carefully! He also offers a sneak preview of the comics.
This article is about the Silurians (or homo reptilia, as they are also known): their history, TARDIS Index Files, revies, interviews, and so on.
Here’s all you need to know about the history of the Silurians (and Madame Vastra) over the last 46 years of appearances in Doctor Who. You can get this exclusive Silurian illustration by Titan Comics artist Rachael Stott, available for FREE as a desktop and mobile wallpaper here.
Who Are The Silurians? The TARDIS index file tells you several data about the monsters of last month.
Neve McIntosh & Lindalee Rose talk about Doctor Who: Lindalee invades the tea-time of Silurian detective Madame Vastra at the Gallifrey One 2016 Doctor Who convention in Los Angeles. What do you think is the future of the investigative team of Vastra, Strax and Jenny (aka the Paternoster Gang), will the much talked about spin-off show become a reality, and what sort of Sonic would Madame Vastra have?
Peter Capaldi draws his favorites moments from Doctor Who, he decided to interpret the brief and drew his Doctors, and he talks about Season 9 and 10 for Doctor Who: The Fan Show.
After the ninth series of Doctor Who was finished Peter Capaldi paid a visit to HMV store on London’s Oxford Street to meet fans and the people there grabbed him for a chat.
Peter Capaldi joins the British TV presenter Lorraine Kelly to talk about the DVD release of series 9 of Doctor Who, about secrecy, omnishambles, series 10 and the imagination of Steven Moffat, and in particular, an occupational injury common to people who play the Doctor.
Lindalee Rose was at the last Doctor Who convention, from 2016, Gallifrey One in Los Angeles, and had a blast interviewing fans and stars of the hit BBC show.
One of those stars was Michelle Gomez (aka Missy / the Master) who talked about her convention experience, her role as the Master on the show, her thoughts on Steven Moffat leaving and more!
Lindalee Rose also had the pleasure of talking to the one and only Ingrid Oliver (‘Osgood’ from UNIT) and she had inquired about Osgood’s taste in time-lord apparel, what sort of Sonic-Screwdriver she’d have and many more fun questions.
Lindalee Rose was also granted an exclusive interview with veteran ‘Alien’ actor John Hurt (aka The War Doctor). What would John Hurt’s Sonic Screwdriver do and sound like and what’s his personal favorite Doctor? We find out that and more, plus watch him delight in being gifted with a baby Face Hugger from Lindalee.
In this funny and cute interview Catherine Tate talks about her new comedy, Do not disturb, about musicals and her return to the stage in Miss Atomic Bomb. She also discusses whether or not she would return to Doctor Who.
In this interview Jenna Coleman talks about why she’s leaving Doctor Who after 3 seasons, what she’ll miss about the show, and whether she’ll ever be back.
Cosplay & reunions: in the very first day of Doctor Who Festival there were some interviews to Peter Capaldi, Michelle Gomez, Ingrid Olivier, Mark Gatiss and Steven Moffatt.
People were visiting the Millenium FX stand at the Doctor Who Festival with YouTuber Bullysteria to turn him into a Zygon and find out a bit more about how he became a Doctor Who fan!
Anyway, if you have the time you can watch Peter Capaldi, Jenna Coleman, Michelle Gomez, Ingrid Oliver and Steven Moffat talking at the Doctor Who Festival, just a few days ago, the full 42 minutes. The footage is shaky, but that’s it…
The guys from BBC America asked the cast of Doctor Who the fans’ questions and here’s what Jenna Coleman had to say.
David Tennant & Catherine Tate return to Doctor Who on 3 audio dramas with Big Finish Productions. The stories are compiled as Doctor Who – The Tenth Doctor Adventures and are Technophobia (set in a near-future London in which mankind loses the ability to use technological devices), Time Reaver (set on a mechanical planet with a thriving black market economy and a dark secret) and Death and the Queen (Donna falls for the man of her dreams on a planet called Goritania, but the Doctor isn’t entirely convinced by this fairytale romance).
During the final days of recording they had a quick chat with the team, interviewed by executive producer Nick Briggs (know for the Dalek voice), filmed and edited by Tom Saunders. Why does Catherine Tate make such a good Doctor Who companion? And why is David Tennant such a good Doctor?
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No comments [Comments are now closed for this post] Posted by admin - September 17, 2012 at 10:07 am |
Let’s take a dive into some of the things we’re working on behind the scenes!
We’re looking at ways to make battling, building, and moving in Fortnite feel great on controller. We took an initial step with Builder Pro and feedback from you to create a better experience for console players swapping between building pieces.
We heard your feedback about Builder Pro feeling inconsistent. Sometimes after quickly switching to a building piece, it would not place when you pressed the button. Similarly, Turbo Building could force you to let go and re-press to start building again, making it unreliable. We’ve fixed these issues, and Builder Pro should feel consistent.
In the v4.3 update we’ve fixed various reported problems with the Turbo Building feature, such as building being cancelled while cycling through traps or after pressing certain combinations of buttons.
We’ve also made Turbo Building faster so that gaps won’t appear in your structures when aiming quickly. The first time you begin building it takes 0.15 seconds to build, but each piece after that is faster (0.05 seconds). Combined with Builder Pro, this gives you enough time to select a piece and rotate or edit it before placing.
When playing with a controller and using Edit Mode to modify your buildings, aim assist will kick in and pull your crosshair toward the closest square. It will also try to confine your aim to the building piece you're editing. We've heard that some players find this feature uncomfortable to play with, so you'll be able to toggle Edit Mode Aim Assist off in the v4.3 update.
Looking to the future, we want to provide for the best experience on console and that involves giving you the options to play however you wish. We’re investigating giving you ways to bind actions to whichever buttons you would prefer to use. Additionally we’re investigating other aspects like stick axis remapping. We’re not sure when this will land, but we’ll give you more info once its fully tested!
We’ve been using LTMs to take existing aspects of the game and try new things with them (i.e. legendary loot in Solid Gold or faster games in Blitz). We look at LTMs as a space that allows us to explore different tweaks to the main game mode (e.g. Building Resources) and do things we wouldn’t normally do in standard playlists.
We’ve heard you about your love for 50v50 and we’re currently evaluating keeping a larger squad mode live at all times for those who enjoy that type of battling more!
We took our first step into what a competitive playlist may look like with Solo Showdown. Creating a separate space for players who wanted to compete towards a prize while exploring how competitive play might look in Fortnite.
We introduced the Jetpack this week as our a Limited Time Item. Our goal is to introduce items that change gameplay in big & unique ways. We’re going to keep a close eye on your feedback and the data we collect. You’ll also see the Jetpack featured in our Close Encounter LTM going live tomorrow!
The Playground LTM will load you into the Battle Royale Map with some adjusted settings.
Battle and build to your heart's content with an extended period of time to roam around the map as well as increased resource generation. All treasure chests and ammo crates will be spawned, try droppin’ in different spots and scope out the loot. Friendly fire is on so you can scrimmage with your squad (up to 4 friends per match), but fear not you’ll respawn immediately.
Oh … and Lloads of Llamas.
This represents our initial step into what a creative mode looks like in Fortnite. Practice, strategize and enjoy yourself. We can’t wait to see what you do!
When you hop on to play Fortnite after a long day at work or in classes we want that first match to feel as good as the last one. Performance is an aspect of the game that is very important to us and something we are committed to improving over time. Here are a few of the ways we’re working to smooth out your daily play!
In the v4.1 update we issued a hotfix to address some long hitches, but we’re still seeing reports of these hitches in our data. We’ve added additional logging and diagnostics to help us track down issues that can cause the game to freeze. When you use in the in-game feedback report feature, it will allow us to diagnose these issues.
We know that many of the hitches happen because the game is stopping to load content at unexpected times in the middle of the match, instead of smoothly streaming the data in the background. The game will now be able to directly report these loading problems to our team. We've also added a new system to more reliably pre-load content before the match starts, so that new loading hitches don't sneak back into future updates.
We want to get you into a match in as short a time as possible after you hit play! We’ve been working to improve file performance, ensure cosmetics are loaded in time, and reducing overall load times. By optimizing order of assets in our patches we reduced load times on console by 15-30 seconds in the v3.5 update. Each major release we regularly update the order of assets in order to keep load times down.
We recently boosted the server tick rates from 20 Hz to a solid 30 Hz in standard game modes. This means the server is updating the game 50% faster than before and should improve the responsiveness of your actions in the game. But we still have work to do. Fast and consistent server performance is extremely important to us, and we’re still working hard at it.
Our next goal is to ensure that “large team” LTMs like 50v50 are hitting 30Hz for the entire match.
For large team modes we’ve made optimizations to adapt and update players based on what they’re doing in game. Players who are standing still don’t need to update everyone around them very frequently compared to players who are running and gunning. Similarly, very distant players are updated less frequently, especially players that aren't visible to you. These optimizations allow our servers to handle larger numbers of players.
Currently the game throttles the frequency that your player's movement data is sent over the network to 20Hz for roughly the first half of the game. This is reduce strain on the server's physics system, allowing it to maintain frame rate. As the number of players participating in the match reduces to 24, we increase the frequency of updates to 33Hz. Over time we’ll improve performance of server physics calculations, and we expect to be able to remove this throttling in a future update.
We’re continuing to improve the core gameplay experience, and have a number of features in progress!
Starting in v4.3 there will be in-match pop ups to highlight your challenge progress. Track what you’ve completed and plan out your strategy for the remainder of the match or your next one!
Marking positions on the map is a great way to communicate with your squad, but often the marker on the compass isn’t enough to get you to your location. We’re investigating ways to display an in-world marker to allow for easier navigation around the island.
Getting a Victory Royale should be a memorable experience, and the victory screen should support that. We want to freshen up the celebration and make it a bit more rewarding.
The ability to zoom in on the map was added in a recent update, but the resolution of the image isn’t quite as good as we want it to be. Our goal is to capture the world with as many details as possible to make it easier when figuring out where you're droppin’!
Our v4.2 update had some footstep audio improvements, where we added slightly more variation to above/below sounds. We recognize it’s still difficult to identify enemy position in high-density locations (such as Tilted Towers) and we’ll continue to iterate on this.
All outfits and cosmetics have value. We want to add ways for you to gain additional goodies through collection over time! This is work in progress - and it’s a little further out.
In preparation for our Celebrity Pro-Am at E3 we've been hard at work making some improvements to the replay system.
We’re developing new camera features that allow you to orbit around any point of your choosing as well having the camera automatically track the action for you by focusing on a group of players, rather than just one person.
We’ve also been refining the map view in replays to add more functionality to the playerlist and to add bullet trajectories to the player markers on the map. Additionally, player nameplates have been tweaked to avoid overlapping where possible.
Finally, we’ve also been looking at improving player outlines and adding an x-ray view for when players enter buildings or actively building themselves so that you always have the best view of what’s happening.
We're excited to get these new features and improvements into everyone's hands and will be releasing them as part of the game as soon as they are battle tested and ready! Keep an eye on our patch notes for all the details. |
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Foreword by Mr Petr Štěpánek, Chargé d´affaires a.i. of the Czech Republic to the Islamic Republic of Iran 04
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Trades are divided under the Czech Trades Licensing Act (Act No. 455/1991 Coll.) into notifiable trades,which can be obtained based on notification, and concession trades, which can only be purs... more
As of 1 May 2015, an amendment to the Czech Investment Incentive Act (the “Act”) came into force. Its aimis to make investment incentives more attractive for investors even despite reduced maxim... more |
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We all have read the tales told of Jesus in the Gospels, but few people really have a good idea of their context. Yet it is quite enlightening to examine them against the background of the time and place in which they were written, and my goal here is to help you do just that. There is abundant evidence that these were times replete with kooks and quacks of all varieties, from sincere lunatics to ingenious frauds, even innocent men mistaken for divine, and there was no end to the fools and loons who would follow and praise them. Placed in this context, the gospels no longer seem to be so remarkable, and this leads us to an important fact: when the Gospels were written, skeptics and informed or critical minds were a small minority. Although the gullible, the credulous, and those ready to believe or exaggerate stories of the supernatural are still abundant today, they were much more common in antiquity, and taken far more seriously.
If the people of that time were so gullible or credulous or superstitious, then we have to be very cautious when assessing the reliability of witnesses of Jesus. As Thomas Jefferson believed when he composed his own version of the gospels, Jesus may have been an entirely different person than the Gospels tell us, since the supernatural and other facts about him, even some of his parables or moral sayings, could easily have been added or exaggerated by unreliable witnesses or storytellers. Thus, this essay is not about whether Jesus was real or how much of what we are told about him is true. It is not even about Jesus. Rather, this essay is a warning and a standard, by which we can assess how likely or easily what we are told about Jesus may be false or exaggerated, and how little we can trust anyone who claims to be a witness of what he said and did. For if all of these other stories below could be told and believed, even by Christians themselves, it follows that the Gospels, being of entirely the same kind, can all too easily be inaccurate, tainted by the gullibility, credulity, or fondness for the spectacular which characterized most people of the time.
Even in Acts, we get an idea of just how gullible people could be. Surviving a snake bite was evidently enough for the inhabitants of Malta to believe that Paul himself was a god (28:6). And Paul and his comrade Barnabas had to go to some lengths to convince the Lycaonians of Lystra that they were not deities. For the locals immediately sought to sacrifice to them as manifestations of Hermes and Zeus, simply because a man with bad feet stood up (14:8-18). These stories show how ready people were to believe that gods can take on human form and walk among them, and that a simple show was sufficient to convince them that mere men were such divine beings. And this evidence is in the bible itself.
Beyond the bible, the historian Josephus supplies some insights. Writing toward the end of the first century, himself an eye-witness of the Roman destruction of Jerusalem in 70 A.D, he tells us that the region was filled with "cheats and deceivers claiming divine inspiration" (Jewish War, 2.259-60; Jewish Antiquities, 20.167), entrancing the masses and leading them like sheep, usually to their doom. The most successful of these "tricksters" appears to be "the Egyptian" who led a flock of 30,000 believers around Palestine (Jewish War, 2.261-2; Paul is mistaken for him by a Roman officer in Acts 21:38). This fellow even claimed he could topple the walls of Jerusalem with a single word (Jewish Antiquities, 20.170), yet it took a massacre at the hands of Roman troops to finally instill doubt in his followers.
Twenty years later, a common weaver named Jonathan would attract a mob of the poor and needy, promising to show them many signs and portents (Jewish War, 7.437-8). Again, it took military intervention to disband the movement. Josephus also names a certain Theudas, another "trickster" who gathered an impressive following in Cyrene around 46 A.D., claiming he was a prophet and could part the river Jordan (Jewish Antiquities, 20.97). This could be the same Theudas mentioned in Acts 5:36. Stories like these also remind us of the faithful following that Simon was reported to have had in Acts 8:9-11, again showing how easy it was to make people believe you had "the power of god" at your disposal. Jesus was not unique in that respect.
Miracles were also a dime a dozen in this era. The biographer Plutarch, a contemporary of Josephus, engages in a lengthy digression to prove that a statue of Tyche did not really speak in the early Republic (Life of Coriolanus 37.3). He claims it must have been a hallucination inspired by the deep religious faith of the onlookers, since there were, he says, too many reliable witnesses to dismiss the story as an invention (38.1-3). He even digresses further to explain why other miracles such as weeping or bleeding--even moaning--statues could be explained as natural phenomena, showing a modest but refreshing degree of skeptical reasoning that would make the Amazing Randi proud. What is notable is not that Plutarch proves himself to have some good sense, but that he felt it was necessary to make such an argument at all. Clearly, such miracles were still reported and believed in his own time. I find this to be a particularly interesting passage, since we have thousands of believers flocking to weeping and bleeding statues even today. Certainly the pagan gods must also exist if they could make their statues weep and bleed as well!
Miraculous healings were also commonplace. Suetonius, another biographer writing a generation after Plutarch, reports that even the emperor Vespasian once cured the blind and lame (Life of Vespasian 7.13; this "power" being attributed to the god Serapis--incidentally the Egyptian counterpart to Asclepius; cf. also Tacitus, Histories 4.81). Likewise, statues with healing powers were common attractions for sick people of this era. Lucian mentions the famous healing powers of a statue of Polydamas, an athlete, at Olympia, as well as the statue of Theagenes at Thasos (Council of the Gods 12). Both are again mentioned by Pausanias, in his "tour guide" of the Roman world (6.5.4-9, 11.2-9). Lucian also mentions the curative powers of the statue of a certain General Pellichos (Philopseudes 18-20). And Athenagoras, in his Legatio pro Christianis (26), polemicizes against the commonplace belief in the healing powers of statues, mentioning, in addition to the statue of a certain Neryllinus, the statues of Proteus and Alexander, the same two men I discuss in detail below.
But above all these, the "pagans" had Asclepius, their own healing savior, centuries before, and after, the ministry of Christ. Surviving testimonies to his influence and healing power throughout the classical age are common enough to fill a two-volume book (Edelstein and Edelstein, Asclepius: A Collection and Interpretation of the Testimonies, in two volumes, 1945--entries 423-450 contain the most vivid testimonials). Of greatest interest are the inscriptions set up for those healed at his temples. These give us almost first hand testimony, more reliable evidence than anything we have for the miracles of Jesus, of the blind, the lame, the mute, even the victims of kidney stones, paralytics, and one fellow with a spearhead stuck in his jaw (see the work cited above, p. 232), all being cured by this pagan "savior." And this testimony goes on for centuries. Inscriptions span from the 4th century B.C. to the 3rd century A.D. and later, all over the Roman Empire. Clearly, the people of this time were quite ready to believe such tales. They were not remarkable tales at all.
This more general evidence of credulity in the Roman Empire shows the prevalence of belief in divine miracle working of all kinds. I will now present you with three historical individuals who truly flesh out the picture.
Apollonius, Peregrinus, and Alexander are three rather interesting religious founders about whom we know even more than we do of Jesus. The first, Apollonius of Tyana, is often called the "pagan Christ," since he also lived during the first century, and performed a similar ministry of miracle-working, preaching his own brand of ascetic Pythagoreanism--he was also viewed as the son of a god, resurrected the dead, ascended to heaven, performed various miracles, and criticized the authorities with pithy wisdom much like Jesus did.
Naturally, his story is one that no doubt grew into more and more fantastic legends over time, until he becomes an even more impressive miracle-worker than Jesus in the largest surviving work on him, The Life of Apollonius of Tyana, written by Philostratus around 220 A.D. This work is available today in two volumes as part of the Loeb Classical Library, published by Harvard University Press, a set that also includes the surviving fragments of Apollonius' own writings (if only Jesus had bothered to write something!) as well as the Treatise against him by the Christian historian Eusebius. There were other books written about him immediately after his death, but none survive.
Even Eusebius, in his Treatise against Apollonius, does not question his existence, or the reality of many of his miracles--rather, he usually tries to attribute them to trickery or demons. This shows the credulity of the times, even among educated defenders of the Christian faith, but it also shows how easy it was to deceive. Since they readily believed in demons and magical powers, it should not surprise us that they believed in resurrections and transmutations of water to wine.
We also know that the cult that grew up around Apollonius survived for many centuries after his death. An inscription from as late as the 3rd century names him as a sort of pagan "absolver of sins," sent from heaven (Oxford Classical Dictionary, 3rd ed., 1996). The emperor Caracalla erected a shrine to him in Tyana around 215 A.D (Dio Cassius, 78.18; for a miraculous display of clairvoyance on the part of Apollonius, see 67.18). According to one account, the ghost of Apollonius even appeared to the emperor Aurelian to convince him to stop his siege of Tyana, whereupon he also erected a shrine to him around 274 A.D. (Historia Augusta: Vita Aureliani 24.2-6).
Later Arabic sources even discuss the fame and potency of certain relics associated with him, which remained in use well into the sixth and seventh centuries, the last of them apparently destroyed by crusaders in 1204 A.D. So popular was the belief in the power of these "talismans" that the Church was forced to accept their use, even while condemning Apollonius and his shrines as demonic (see sources below). And so, we see here an independent confirmation that blind belief in the divine status and miraculous powers of mere mortals easily captivated the people of this time, a fact that even modern Christians must admit.
An even more colorful story is that of a crazy fellow called Peregrinus, nicknamed "Proteus," who set himself on fire during the Olympic games in 165 A.D. to prove his faith in reincarnation. The notion of suicide as a proof of such faith was not new. Indian Brahmans had immolated themselves before Western audiences on several occasions before, the most famous being Calanus, at Susa, in front of Alexander the Great, and Zarmarus, at Athens, in front of Augustus (Plutarch, Alexander 69.8). What is most relevant, however, is the fascinating story told about him by the skeptic Lucian in his satirical work, "The Death of Peregrinus." Lucian knew Proteus personally, and he gives us a look at what the story of Jesus might have been had a skeptic been around to give us a different account.
While Aulus Gellius had also met this man in Athens, and was impressed enough to call him a man of "dignity and fortitude" (Attic Nights 11.1-7), Lucian had another point of view. He describes the vainglorious motivations of Proteus, and the duped mobs clamoring for a miracle. He also mentions the gullibility of Christians, who, he says, were easily duped by scam artists (13). Indeed, after the death of Peregrinus, people reported that he was, like Jesus, risen from the dead, wearing white raiment, and that he ascended to heaven in the form of a vulture (40). The punch line is that this latter story may have been a deliberate invention of Lucian himself (39), told to gullible followers, and later recounted to him as if it were fact, showing the effects of the rumor mill at work. Indeed, even people who were in the same city at the time were ready to believe that an earthquake accompanied his death, reminding us of the absurd miracles surrounding the death of Jesus recounted without a blush in Matthew 27:51-54. How easy it was for such stories to be believed! Even if this tale is filled with rhetoric on the part of Lucian, his criticism of gullibility would have no weight if it did not ring true.
Peregrinus also had a small cult following after his death. His staff was treated as a religious relic (Lucian, The Ignorant Book Collector 14), his disciples preached his doctrine (Lucian, Runaways), and his statue healed the sick and gave oracles (Athenagoras, cited above). But his bid for religious glory was not as successful as another man, Alexander of Abonuteichos. Lucian dedicates an even longer and more vicious account of his personal contacts with this man, whom he calls "the quack prophet." The account alone is detailed and entertaining, but for our present purpose it illustrates how easy it was to invent a god and watch the masses scurry to worship it. His scam began around 150 A.D. and lasted well beyond his death in 170 A.D., drawing the patronage of emperors and provincial governors as well as the commons. His cult may have even lasted into the 4th century, although the evidence is unclear.
The official story was that a snake-god with a human head was born as an incarnation of Asclepius, and Alexander was his keeper and intermediary. With this arrangement Alexander gave oracles, offered intercessory prayers, and even began his own mystery religion. Lucian tells us the inside story. Glycon was in fact a trained snake with a puppet head, and all the miracles surrounding him were either tall tales or the ingenious tricks of Alexander himself. But what might we think had there been no Lucian to tell us this? So credulous was the public as well as the government, that a petition to change the name of the town where the god lived, and to strike a special coin in his honor (Lucian, Alexander 58), was heeded, and we have direct confirmation of both facts: such coins have been found, dating from the reign of Antoninus Pius and continuing up into the 3rd century, bearing the unique image of a human-headed snake god. Likewise, the town of Abonuteichos was petitioned to be renamed Ionopolis, and the town is today known as Ineboli, a clear derivation. Even statues, inscriptions, and other carvings survive, attesting to this Alexander and his god Glycon and their ensuing cult (Culture and Society in Lucian, pp. 138, 143).
As for his influence, Lucian tells us that Severianus, the governor of Cappadocia, was killed in Armenia because he believed an oracle of Alexander's (27), and Rutilianus, the governor of Moesia and Asia, was also a devout follower, and even married Alexander's daughter. Indeed, Alexander's "god" was so popular that people rushed all the way from Rome to consult him (30), and even the emperor Marcus Aurelius sought his prophecy (48). From this it is all the more apparent that religious crazes were a dime a dozen in the time and place of the Gospels, helping to explain why a new and strange religion like Christianity could become so popular, and its claims--which to us sound absurd--could be so readily believed.
The final lesson from the case of Alexander and Peregrinus is that Lucian's skeptical debunking never persuaded any believers, showing that even the rare skeptic, no matter how convincing his arguments and evidence, could have no practical effect on the credulous. The vast majority would never read or hear anything he wrote, and most of those who did would dismiss it. Indeed, believers were hostile to critical thought and would shout the skeptics down and drive off even suspected doubters in their midst, as actually happened in the case of Alexander: before every ceremony, the congregation would cry "Away with the Epicureans! Away with the Christians!" (and atheists and unbelievers in general: 38) since these two groups had a reputation for trying to debunk popular religion (this hostility could even come to slander and violence: 25). In effect, this was like clamping their hands over their ears and humming, deliberately refusing even to hear reasonable arguments, much less to consider their force.
From all of this one thing should be apparent: the age of Jesus was not an age of critical reflection and remarkable religious acumen. It was an era filled with con artists, gullible believers, martyrs without a cause, and reputed miracles of every variety. In light of this picture, the tales of the Gospels do not seem very remarkable. Even if they were false in every detail, there is no evidence that they would have been disbelieved or rejected as absurd by many people, who at the time had little in the way of education or critical thinking skills. They had no newspapers, telephones, photographs, or public documents to consult to check a story. If they were not a witness, all they had was a man's word. And even if they were a witness, the tales above tell us that even then their skills of critical reflection were lacking. Certainly, this age did not lack keen and educated skeptics--it is not that there were no skilled and skeptical observers. There were. Rather, the shouts of the credulous rabble overpowered their voice and seized the world from them, boldly leading them all into the darkness of a thousand years of chaos. Perhaps we should not repeat the same mistake. After all, the wise learn from history. The fool ignores it.
Glenn Miller has written a rebuttal to this essay ("Were the Miracles of Jesus invented by the Disciples/Evangelists?" 2002), in response to which I changed some of the language above so as not to give a mistaken impression of my meaning. Miller's title has little to do with my essay, since I am not arguing here (even if I do elsewhere) that anyone in particular "invented" the miracles of Jesus. Rather, I am merely presenting a survey of the social and intellectual context in which those miracles came to be believed.
As to the remainder of Miller's criticism of this essay specifically, I plan to respond in a future rebuttal (which will be announced here). But one simple point must be made even now: almost all of Miller's relevant evidence comes from the educated or even scholarly elite (like Lucian), and thus in no way represents the average man or woman in antiquity, who by their very circumstance wrote nothing for Miller to examine. I would guess that skilled skeptics and skeptical viewpoints like those Miller finds probably could not be found in much more than 10% of the population of the time, if even that--but whose existence I acknowledged even in the original draft of this essay.
The fact that pagan miracle working is not much heard of today is in large part due to the more effective Christian propaganda during the Empire and, of course, a thousand years of censorship afterward. An excellent discussion of the former, and how it contributed to the eventual success of the Church, is given by Thomas Matthews in The Clash of the Gods: A Reinterpretation of Christian Art (1993). For a broad comparative study of holy men of all faiths (Christian, pagan, and Jewish) in the time of Jesus, an excellent source is Sage, Saint, and Sophist: Holy Men and their Associates in the Early Roman Empire, by Graham Anderson (1994). Both are highly recommended.
The most extensive study on the historicity of Apollonius as well as his cult and legend can be found in the otherwise dry work by Maria Dzielska, Apollonius of Tyana in Legend and History, translated by Piotr Pienkowski (L'Erma di Bretschneider, 1986). Interested scholars should begin there. In particular, the source tradition on his magic "talismans" is a complicated affair, but their history and reluctant acceptance by the Church is discussed at great length by Dzielska in chapter 3. As for Lucian, his works about Peregrinus and Alexander are available in a very readable and engaging English translation in Lionel Casson's Selected Satires of Lucian (1962). These two stories are a very fun read, and well worth seeking out. An excellent survey and analysis of Lucian's works and his surrounding culture is available in Culture and Society in Lucian by C. P. Jones (1986). This is, in fact, a must-read for anyone interested in the contrast between free thought and gullibility in the Roman Empire. It has entire chapters dedicated to Peregrinus and Alexander. Finally, Lucian's Philopseudes (or "Lover of Lies") is a virtual treasure trove of examples of ancient credulity and superstition that is a must-read source on the subject (it can be found in vol. 3 of Lucian's works in the Loeb Classical Library). |
BY NATURE, there exists an apparent clash between two opposing forces. There is the age-old rivalry by Satan against God – resulting to good versus bad and right versus wrong. In law and order, an obsolete law is differed with another supposedly applicable law – resulting to complexity of laws. There exists now the breakdown of the basic order and nature of principles—either these principles clash or attract.
In the field of healthcare, there is the apparent conflict of biomedicine, as articulated in RA 2382 or the Medical Act of 1959 versus traditional practice using natural and herbal medicine of RA 8423 or the Traditional and Alternative Medicine Act (TAMA) of 1997. In principle, biomedicine is commonly defined as the mainstream medical practice in western countries, with approach of treating a specific disease or curing a specific symptom. Article II, Section 6 of RA 2382 even set-up required courses such as “anatomy, physiology, biochemistry and nutrition, pharmacology, microbiology, parasitology, medicine and therapeutics, pathology, gynecology, ophthalmology, otology rhinology, and laryngology, pediatrics, obstetrics, surgery, preventive medicine and public health.” While Article II, Section 4 defines “traditional and alternative practice involve treating skills and practices on health care used in the prevention, diagnosis and elimination of physical or mental disorder; it is the sum total of knowledge, skills, and practice on health care recognized by the people to help maintain and improve their health towards the wholeness of their being, the community and society, and their interrelations based on culture, history, heritage, and consciousness.”
In teaching, biomedicine contradicts the law of the body. We are taught not to escape breakfast. That it is the most important meal of the day, and it will keep us strong for the rest of the day. But in alternative teaching, taking in solid food immediately every morning does more harm than good to our body—therefore do otherwise! The natural law of the body especially on mornings when we wake up is elimination, not ingestion. The natural body clock, designed by our Creator is ELIMINATION in the morning, not yet DIGESTION.
In western practice, we hurry to take in solid food for a supposedly good start of the day. We indulge into heavy meals that just weaken us for the rest of the day, because we forced the body to perform digestion immediately. But alternatively, mornings are time for elimination. For starters, drink one liter of water every morning and don’t eat breakfast especially heavy meals. Why? Our body is our master here with respect to health. Have you noticed every morning that you feel the need to excrete urine and feces? Is it you who commanded your body? No! It’s the nature of your body to follow its own natural law. Therefore you have to consider your body. The human body was designed by God therefore we must follow His designed principles. You have to consider the elements that God has prepared and laid down for us to understand– minerals, water, and air.
The moment you disrespect the idea of the creator then you are doomed to fail and suffer degenerative diseases that will gradually kill your body like Diabetes, Hypertension, and Arthritis, which are just the product of disobedience to the law of nature. Remember, your body is made of minerals. You need water, which is 82 % of your body. If ever you drink water every morning and then you do not become healthy, that is not the right water you’re drinking. But if you drink water which has minerals (like mixing your water with Fulvic mineral), the very first sign that it is right is you do not get hungry. The bottomline is to go back to the basic principle of maintaining health, not maintaining sickness. Let us go back to our infinite source; consult our Creator for whatever sickness or illnesses that we felt. Because natural medicines have already been provided and we only need to discover and apply those, and definitely not to distort and contaminate God-provided medicines. Our creator knows how best to cure us using natural medicines than those arrogant creators of drugs. Because following God and it natural ways means maintaining health and be well. But following the creators of drugs and its synthetic medicines means maintaining medication for your sickness for the rest of your life.
We are in a society of medical pluralism, parallel with democracy should be the freedom to choose which practice to prefer. We have the right to choose. For starters, Article 1, Section 3 of the TAMA Law should be fully implemented, like: a) To encourage scientific research on and develop traditional and alternative health care systems that have direct impact on public health care;
a) To promote and advocate the use of traditional, alternative, preventive and curative health care modalities that have been proven safe, effective, cost effective and consistent with government standards on medical practice;
b) To develop and coordinate skills training courses for various forms of traditional and alternative health care modalities;
c) To formulate standards, guidelines and codes of ethical practice appropriate for the practice of traditional and alternative health care as well as in the manufacture, quality control and marketing of different traditional and alternative health care materials, natural and organic products, for approval and adoption by the appropriate government agencies;
d) To formulate policies for the protection of indigenous and natural health resources and technology from unwarranted exploitation, for approval and adoption by the appropriate government agencies;
e) To formulate policies to strengthen the role of traditional and alternative health care delivery system; and
f) To promote traditional and alternative health care in international and national conventions, seminars and meetings in coordination with the Department of Tourism, Duty Free Philippines, Incorporated, Philippine Convention and Visitors Corporation and other tourism-related agencies as well as non-government organizations and local government units.
We, Filipinos believe in the natural way of healing based on belief in God, customs, culture and tradition—and we are well with these. |
How to cite this entry? J. Payne Smith (Mrs. Margoliouth), Supplement to the Thesaurus Syriacus of R. Payne Smith (Oxford: The Clarendon Press, 1927) p. 54 [from sedra.bethmardutho.org, tagged by Jillian Marcantonio, accessed on Apr. 21, 2019]. |
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LOL – I’m a technical person. Most anything c-a-n be washed in it. And I’ve also washed numerous things in the washing machine already that probably shouldn’t be washed i.e. crayons, bottle caps, money and probably more than a few rocks. (I have children!) But this is a legitimate question on a test.
Many people have told me they consider dish towels and sponges to be kitchen utensils. So does this count?
You mean putting pots, pans, egg-turners and spoons in the clothes washer? What on earth sort of test asks this kind of dumb question? I suppose you could put them in a clothes washer if you didn’t care about wrecking the untensils or the washer or both. It’s a free country and it’s your washer. I’m waiting for someone to say they’ve tried it.
Just put the smaller items in a mesh bag with a couple of dish cloths,load the machine with other dish towels,etc.,lots of detergent and bleach…
The dish cloths in the bag do the scrubbing as the machine agitates,the bleach disinfects,the detergent gets the grease film… |
The 2019 Aga Khan Music Awards will conclude with a gala concert and prize-giving ceremony on Sunday 31 March in Lisbon, Portugal. Each of the Laureates will perform at the event, after which His Excellency President Marcelo Rebelo de Sousa and Mawlana Hazar Imam will present the awards. The event is scheduled to begin at 5 PM GMT+1 and will be webcast live at the.ismaili/live. |
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When visiting MJI, you will be greeted by a friendly and professional staff. Awaiting you is a comfortable and quiet customer lounge where you can enjoy WiFi, television, and a hot cup of premium coffee. We have a large and clean work area filled with the most up to date equipment, including BMW and MINI specific tire install and wheel alignment machines. We understand that your time is valuable, so we strive to provide same day repairs. We do this by stocking a huge inventory of BMW and MINI parts and accessories to ensure that our expert technicians and service writers can get straight to work on your vehicle.
MJI also offers shuttle service, vehicle pick up and drop off, and loaner vehicles to customers that are in need of alternative transportation. This is provided at no additional charge. When you choose MJI, you will be pleased by how easy we make it to affordably maintain your BMW or MINI Cooper. Come and join us and see why MJI is “Where BMW and MINI Owners Come for Service”.
Lights on the dash, brakes, oil service, fluid flushes, filters, etc…. We have the right parts in stock and know the proper procedures to get the job done right, the first time. While we maintain your car, we will also expertly inspect it and keep you up to date with the overall condition of the vehicle.
Cooling systems, oil leaks, car won’t start, or any other issue that may arise, we can take care of it. Our team of expert technicians, service advisors, and parts associates know your BMW/MINI. We attack the root cause and communicate the information that you need to know about the failure and the proper repair.
This is your BMW/MINI and we appreciate you trusting us to work on it. We will perform expert service and deliver inspections and estimates to keep you informed about your vehicle. We will consult with you about current and future needs of your vehicle. Thank you for allowing us to serve you. |
[2] This was done to inflict a greater suffering than crucifixion would be alone; and to add to the horrors of the
[3] Jesus, about to be put to death, after the manner of a slave, was also treated as a slave; as one of the
2. For he shall grow up before him as a tender plant, and as a root out of a dry ground: he hath no form nor
3. He is despised and rejected of men; a man of sorrows, and acquainted with grief: and we hid as it were our
4. Surely he hath borne our griefs, and carried our sorrows: yet we did esteem him stricken, smitten of God,
5. But he was wounded for our transgressions, he was bruised for our iniquities: the chastisement of our
6. All we like sheep have gone astray; we have turned every one to his own way; and the Lord hath laid on
7. He was oppressed, and he was afflicted, yet he opened not his mouth: he is brought as a lamb to the
8. He was taken from prison and from judgment: and who shall declare his generation? for he was cut off out
9. And he made his grave with the wicked, and with the rich in his death; because he had done no violence,
10.Yet it pleased the Lord to bruise him; he hath put him to grief: when thou shalt make his soul an offering for
sin, he shall see his seed, he shall prolong his days, and the pleasure of the Lord shall prosper in his hand.
11.He shall see of the travail of his soul, and shall be satisfied: by his knowledge shall my righteous servant
12.Therefore will I divide him a portion with the great, and he shall divide the spoil with the strong; because he
hath poured out his soul unto death: and he was numbered with the transgressors; and he bare the sin of
[b] The whip had nine pieces of leather at the end and they most likely had woven into the ends pieces of
[c] Jesus would have been tied to a stake, with his hand over his head, and the skin on his back stretched
[d] Jewish law only allowed a person to receive thirty-nine lashes, so Pilot would have conformed to their
[h] It is obvious that it weakened Jesus drastically because he was not able to carry his own cross, and
John 19:3-4 - And the soldiers platted a crown of thorns, and put it on his head, and they put on him a purple robe, And
John 19:4 - Pilate therefore went forth again, and saith unto them, Behold, I bring him forth to you, that ye may know that
John 19:5 Then came Jesus forth, wearing the crown of thorns, and the purple robe. And Pilate saith unto them, Behold
John 19:6-7 When the chief priests therefore and officers saw him, they cried out, saying, Crucify him, crucify him. Pilate
saith unto them, Take ye him, and crucify him: for I find no fault in him. The Jews answered him, We have a law, and
[2] Still, I find it hard to believe, he consented when he knew in his heart that Jesus was innocent.
[F] Then they told Pilot that Jesus had made himself the Son of God an that was the offence that he was to die for.
[2] All the miracles he did, and all the things he taught, meant nothing to them. Jesus was a threat and they
[C] Something in his gut, told him Jesus just might be who he claimed to be, and the Jews out of jealousy and envy
John 19:9 - And went again into the judgment hall, and saith unto Jesus, Whence art thou? But Jesus gave him no
[a] If he would have answered, he would have told him the truth, he was from heaven and was the son of
thee, and have power to release thee? Jesus answered, Thou couldest have no power at all against me, except it
[4-a] He placed Pilot in power, knowing he did not have the strength to release Jesus because of his
[a] He places into power men who’s heart is not right with him, so that they will do certain thing he wants
[b-1] Hitler – who killed millions of Jews but ultimately was the reason for Israel’s return to their |
talentex.com Allen Tallentex 2019 Answer key 2018 Oct 21st& 28th 9th Sept Ans Sheet: The Allen Kota Institution has successfully completed their written exam. The students attended the exam are now waiting to know their performance in the exam as the students who attended the exam are waiting to download the answer key of the exam. The Allen Tallentex 2019 Answer key 2018 of the exam will be updated soon to the website by the institute. The students are waiting to cross check their result with the answer key of the exam. The institute will update the answer key and the latest updates about the exam results will also be announced in the official website, i.e. www.talentex.com.
The Allen Tallentex Institute conducts a written exam every year to provide scholarships for the education. The scholarships are provided for the students studying from 5th standard to the students studying in 12th standard. Every student eligible for the exam can apply can apply for the exam and the students qualified in the exam will get their scholarship for their education. This is a nice opportunity for the students because the students who secure a good score in the exam can get a scholarship. The information and updates about the Allen Tallentex exam will be updated on the official website.
The Allen Tallentex Institute has announced a notification earlier about the written exam for the students studying from 5th to 12th standard. The notification states that the institute will provide a scholarship for the students those who qualify in the written test. So a large number of students had applied for the exam. The Hall tickets of the exam are uploaded to the website and the students had downloaded their admit card of the exam.
The management of the institute has made all the required arrangements for the exam. The written exam of the Allen Tallentex Institute was conducted on 22nd of October 2018. The written exam was successfully completed, so the students are eager to know their performance. The students are waiting to download the Allen Tallentex 2019 Answer key 2018 of the exam to check their performance.
The Allen Tallentex Institute has announced a written exam for the scholarship for the 2018 academic year. The students interested in the exam have applied for the exam through online. The registration fee for the exam is Rs. 200 and the amount should be paid at the time of application process. The exam was successfully completed on the 21st & 28th of the October 2018. The institute has recent updates news that the Allen Tallentex 2019 Answer key 2018 of the exam will be updated o the website soon.
All Students can download their Tallentex Exam results and toppers list 2019 from the Official site from 5th November 2018. The Board will be issued this exam results from Nov month 2018. So please wait for little time and download Tallentex 2019 exam results.
First, log in to the official website of Allen Talentex Institute written exam Answer key i.e. www.talentex.com.
Then the homepage of the institute will appear on the screen.
Then search for the link of the answer key of the exam.
A new page will appear with the PDF files of the answer key.
Then click on the download option to download the answer key.
TALLENTEX 2019 For Students of Class V, VI, VII, VIII, IX, X & XI (Science). |
ben hall weekend is half over thank God! wasn’t much down town this arvo. might be more at the show ground tomorrow – maybe!
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5 Let His faithful followers erupt in praise, singing triumphantly wherever they are, even as they lie down for sleep in the evening.
17 The Eternal your God is standing right here among you, and He is the champion who will rescue you. He will joyfully celebrate over you; He will rest in His love for you; He will joyfully sing because of you like a new husband. |
Whether on the beach or on a court. Volleyball trophies recognize your team members and celebrates that victorious win.
An Elegant Diamond Volleyball Sport Award that can be a Desk Accessory, Mounted on a Plaque or on a Wall. |
In some cases you may require to pause for the user input or display a message to the user and prompt him to continue by pressing the key. ...
How to get path of the current system's temporary folder using .NET (C#) Temporary folders are useful to store simple logs during execut...
ApplicationData is the directory that serves as a common repository for application-specific data for the current roaming user. It can be r...
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Two methods doing some identical jobs always create some confusion. What to use to 'unload' the form Form.Close or Form.Dispose For...
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// Today it is not changed. If we decide that this should change in the future we can easily add
// calls GetStream() on PackagePart then we will attempt to get the stream for the named resource
/// Safe - because only hooks up specific internal event handler only applicable to for non-browser hosted scneario
/// 2. Critical - because creating a new ResourcePart is critical, as the ResourceManagerWrapper
/// that it uses has an Assembly instance that is SecurityCritical data for accessing internal types.
/// Safe - because a ResourceManagerWrapper is being created based on a Uri name that gets mapped
/// to an assembly from which a stream for the Uri was created and GetResourceManagerWrapper
/// guarantees that given a Uri, the stream is always created from that mapped Assembly
// AppDomain.AssemblyLoad event handler for standalone apps. This is added specifically for designer (Sparkle) scenario.
// We use the assembly name to fetch the cached resource manager. With this mechanism we will still get resource from the
// old version dll when a newer one is loaded. So whenever the AssemblyLoad event is fired, we will need to update the cache
// with the newly loaded assembly. This is currently only for designer so not needed for browser hosted apps.
// been added to the cache. If it has, we need to update the cache with the newly loaded dll.
// We do no care about those. Only when a assembly is loaded into the execution context, we will need to update the cache.
// Note Package caches Part and Part holds on to ResourceManagerWrapper. Package does not provide a way for
// This Uri maps to Application Entry assembly even though it has ";component". |
Now you can "Buy Them All"!
** Seeing all 50 states, the District of Columbia and the 5 permanently inhabited U.S. territories has been completed within a year's time by numerous travelers, but for most of us, it will be a lifetime endeavor. This set is only recommended for those travelers that anticipate achieving this goal within 5 years of purchase. The adhesive (stickiness) of an unused Travel Stamp can start to break down after 5 years. This situation only applies to Travel Stamps that haven't been used yet. Once you've used a Travel Stamp by applying it into your book, it will stick permanently. |
• Allows the app to get the list of accounts known by the device. This may include any accounts created by applications you have installed..
• Allows the app to perform operations like adding and removing accounts, and deleting their password..
• Allows the app to use the account authenticator capabilities of the AccountManager, including creating accounts and getting and setting their passwords..
• Allows the app to read data about your contacts stored on your device, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge..
• Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are..
• Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power..
• Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices..
• Allows the app to view information about network connections such as which networks exist and are connected..
• Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet..
• Allows the app to access the download manager and to use it to download files. Malicious apps can use this to disrupt downloads and access private information..
• Allows the app to download files through the download manager without any notification being shown to the user..
• Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage..
• Allows the app to access the phone features of the device. This permission allows the app to determine the phone number and device IDs, whether a call is active, and the remote number connected by a call..
• Allows the app to send sticky broadcasts, which remain after the broadcast ends. Excessive use may make the device slow or unstable by causing it to use too much memory..
• Allows the app to receive packets sent to all devices on a Wi-Fi network using multicast addresses, not just your device. It uses more power than the non-multicast mode..
• Allows the app to read the sync settings for an account. For example, this can determine whether the People app is synced with an account..
• Allows an app to read the sync stats for an account, including the history of sync events and how much data is synced..
• Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the device and allow the app to slow down the overall device by always running.. |
London Marathon 2017: why I’m running for the RSPCA.
…No, I didn’t get in. The rejection mag landed in my letterbox as predicted.
But what I did get was a very exciting phone call from the super lovely team at the RSPCA asking if perhaps I would consider the London Marathon for them instead of Brighton. I pretended to consider it for all of about 30 seconds before declaring rather excitedly that yes, yes I would, and please don’t change your minds thank you very much please.
Fortunately, they didn’t change their minds and I will indeed be running the London Marathon 2017 as part of the amazing #TeamAnimal.
I know a lot of runners who don’t like the idea of taking up a charity place, or fundraising on a ballot place, and I totally get it; the idea of raising money can be really daunting. But how often in my life do I do something that’s worthy of being sponsored for? The stat that’s banded around a lot is that only 1% of the population will ever run a marathon – so it’s something to be celebrated, respected and definitely worth people digging deep for. I mean, they’ll probably just be relieved that it’s not them who has to run a stupidly long way.
So why the RSPCA? Well, it’s a charity that’s been close to my heart since I was as young as 3 – when my first cat came into my life in the shape of an RSPCA rescue tabby called Amber. He lived with us until the grand old age of 18 and I have since had two more pet cats – both adopted from the charity. No pet owner needs to be told the value of having an animal in your life, and I’m a very strong advocate of adopting animals in need rather than buying them. I was also an active member of the Junior RSPCA squad as a kid, and was about as animal obsessed as you can get.
Mister Dinosaur. What do you mean you can tell my toddler named him?
With the charity being so high on my radar and it being such a well recognised name, I was really surprised to find out that they are often overlooked when it comes to people fundraising for them at running events, which made me more determined than ever to highlight their work and raise as much money as I can.
And by ‘all animals’ they really do mean all animals – it isn’t just pets that they aim to help, it’s farm animals, wild animals, and those used in testing and research. That’s an awful lot of animals and an awful lot of money needed to keep it going. The amount of money I’m aiming to raise seems like a lot, but compared to how much money the charity needs to keep on doing the amazing work it does, it’s a drop in the ocean.
With that in mind I would urge anyone who is considering running a marathon – or any running event – to consider looking at the RSPCA charity places (they currently have places available for London Marathon, Brighton Marathon and the Great North Run) or using your ballot place (you lucky devils you) to raise funds as part of Team Animal.
It says Team Animal, obvs.
Have a glance at this page – it’ll tell you all you need to know.
I’ll be keeping you updated on my training, but for now here are some more cute pictures of my cats.
Next Post A weekend to remember.
Thats amazing.hope you enjoy it.any marathon is a big achievement for anyone. |
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The Downtown Brampton BIA promotes the commercial area as a vibrant business and shopping district. The BIA strives to make the quality of life for our downtown businesses and services better.
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Rain does not close the Market. Vendors make their own decisions based on weather and how it affects their products. Most farmers still set up on rainy Saturdays, but many of the artisan vendors do not.
The Market Manager monitors weather conditions and may make a public announcement if severe weather threatens. Seek appropriate shelter if necessary. Please be aware of blowing items and lightning during stormy conditions and do not expose yourself to unnecessary risk at the Market.
Yes. The Market is closed when Christmas and New Year’s Day fall on a Saturday. July 4th will depend on the number of Vendors who would like to participate. Please check the web site or Facebook for announcements.
Most Vendors are full time, however predicting which Vendors will be at any given Saturday is difficult. Vendors make their own decisions based on weather, product availability, workload, and more; these are sometimes last-minute decisions. If you are interested in a specific Vendor, you may be best off contacting that business directly with your question. Use the Market’s vendor listings pages for those vendors who choose to submit their information.
The Market is located in the heart of Downtown Lakeland. Using a GPS, use the address of 200 N. Kentucky Ave to get directions to the Market. There is a link to Google Maps on the home page of this site.
The number of Vendors varies, but the Market typically has between 50-60 Vendors on any given Saturday.
Current Vendors are listed on this site and should have contact information on its page. You can search by the Vendor’s name, category or product to help you find the Vendor you are looking for.
The Market is a product of the Lakeland Downtown Development Authority and is financially self sustaining.
The Market in an open air market in the city streets of Downtown Lakeland. Smoking is not prohibited on city streets.
It is the individual Vendor’s responsibility to collect sales tax. Vendors may include the tax in the listed price, remitting the relevant amount afterward, or may add the tax to each transaction at Market.
Many Vendors accept credit cards, but not all. The Market accepts SNAP/EBT at the SNAP/EBT booth and converts the SNAP credit into tokens. Identified Vendors accept these tokens the same as cash, though by law SNAP/EBT tokens cannot be given change. There are many banks located within walking distance of the Market with ATMs. There is a bank fee for swiping a credit or debit card, as in most ATMs. The tokens do not have an expiration date; they may be used from year to year.
Visit the contact link and email us your question. We can answer you directly and then add it to this page.
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Starting from May 1946, the Jewish Hospital of St. Ottilien used its facilities as delivery station for pregnant Jewish mothers mostly from the DP camp Landsberg which was the largest among the Bavarian DP camps, but also from other camps of the American occupation zone. The delivery station in Landsberg was closed down in autumn of 1946 probably because of the transfer to St. Ottilien. The reason for this transfer was probably the fact that the fully equipped hospital in the monastery had less and less medical cases so that the delivery station provided a new task. The high number of births is part of the so-called „DP baby boom“ among Jewish survivors (starting from the second half of 1946, about 750 babies each month in the US DP camps according to Adina Grossmann, Jews, Germans and Allies, Princeton 2007, p. 188). Altogether 418 children (203 boys, 214 girls, one child with no indicated gender) were born in the monastery compound from 1946 through to 1948 many of whom have now „Eresing“ or „St. Ottilien“ as birth place in their passport. Several couples married in the DP camp. If you want a birth certificate or a marriage certificate of your parents, please address yourself to the local register office of Windach: [email protected].
The data for the birth registration was always given by the Hospital administration to the local birth registry of Eresing. More precise information about the dwelling places of the parents starts only in August 1946. According to these incomplete indications, the mothers lived in the following places:
The other mothers lived in private places or their DP Camp is not clearly indicated. Nearly all the mothers came from within the American zone of occupied Germany.
Mothers with their children born in the camp Kaufering I who recuperate in St. Ottilien (from left to right: Bozsi Leggman, Ibolya Kovacs, Suri Green, Magda Fenvesi with her mother behind her, Dora Loewy, unknown nun).
When Dachau was liberated on April 29, 1945, the American troops found seven mothers with their children alive. Five of these mothers spent a rehabilitation time at the DP-Hospital St. Ottilien on June/July 1945.
Photographs of Arik Bahat (born on January 23, 1947) and his parents Michael Bahat (Bachmat) and Ester Bahat, nee Gamsa
Photographs of Michaela Avnir, nee Steingarten, and her son David (born on June 12, 1947) in St. Ottilien
© Provided kindly by David Avnir, Jerusalem (see also the memories of his mother Michaela Avnir in „Documents, Memories and Films“)
The article in the Ottilien magazine „Heidenkind 1 (1968), p. 17“ reports how Ruth Machtinger, an American student of medicine, visits St. Ottilien during a trip through Europe in Summer 1967. Ruth was born in St. Ottilien in July 22, 1946 and wanted to see this place which had often been described to her by her mother. Text: Article 1968 |
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For those just starting out, it is better to get some one on one instruction or do a class where an instructer can observe and moniter your form.
Please do not attempt if you have a pre-existing injury or medical condition. Always consult with your health care provider.
Dr. Alison Leitch has completed a 4 year Doctor of Chiropractic Degree and an additional 4 year Health Science Degree. She has also completed the Medical Acupuncture Health Sciences program from McMaster University in Canada, and is skilled in a variety of soft tissue techniques to address problems related to muscles, ligaments, nerves and fascia. Dr. Alison’s area of focus is conditions related to the joints, spine, pelvis, nerves and muscles such as back and neck pain, headaches and arthritis.
You could drop by Noosa Holistic Health at any time during opening hours and someone will be available to assist you, but the best way to see Dr. Alison is to make a booking. You can do that through our booking service by clicking the button below... |
So, apparently the info I found about how tables start was wrong. At least one game didn't start despite having over the min number of players... Sorry.
I started a new RftG, and invited the people I think were interested. If I invited you by mistake, sorry, don't feel obligated to play, and if I missed you, double sorry. I hope this system is the next thing the admins decide to overhaul.
I'll try the other failed ones again soon.
New game! Nippon is open for 3 others to join here. I've never played it before, but looking forward to learning.
Note: We figured out recently that RftG will let you create a six-player game, but will not let the sixth player join if you don't have the final expansion loaded.
Thank you for the note, I booted you, and moved it down to 5 instead.
Yep. I didn't join the second tourney because I lost all but one of the matches that I played because of running out of time.
I feel like the guy I was playing against was TRYING to make me run out of time, but it may have just been in my head.
There are absolutely people who do this.
https://en.boardgamearena.com/#!table?table=36649836 - 1 person come play Hanabi with me! |
We provide our amazing kitchen facelift process in Dunedin, Otago and throughout New Zealand. Our innovative approach to renovating kitchens allows us to provide exceptional value, saving thousands compared to throwing out everything and installing an entirely new kitchen. So, if you are interested to know what is involved and what it will cost, simply contact us. We can even bring samples to your home and measure up for you.
New Zealanders love to renovate their kitchens, and it’s easy to see why. Renovations are one of the most effective ways to raise the value of a home and a wonderful way to improve the home for your family. Every renovation is different and costs vary according to your desires.
Transforming your kitchen into a place you truly enjoy should not be a complicated process. At Dream Doors Kitchens, we are dedicated to creating solutions that are not only beautiful, but also unfold for you simply and efficiently, with minimal disruption, completed in a number of days.
Many times, small changes can have a huge impact on your home, family and the environment. Simply updating kitchen doors, drawer fronts and benchtops is a cost effective solution to updating your current cabinetry, along with the options of new fittings, sinks and appliances, dependant upon your desires and budget.
The resulting kitchen will look amazing and create the heart of your home, that you will want to prepare and share meals with for your family and friends.
Make a scrapbook of your favourite kitchen ideas and gather inspiration from magazines to create the kitchen of your dreams. Upgrading a kitchen is full of endless options, even a few simple changes can do wonders to refresh the home. Our designers have tons of hot tips and ideas for kitchen renovations, why not give us a call or ask us to visit your existing kitchen to discover the possibilities! |
Users must yield the right-of-way to pedestrians at all times.
Coasting devices may not be used in any manner that places pedestrians at risk.
Speed of the device must not exceed 5MPH and the user must remain in control of their device at all times. Riding coasting devices down hills, including the hills at East Campus Drive and West Campus Drive is prohibited.
Coasting devices are not vehicles and their use is prohibited on roadways and in parking lots and parking structures.
Use of the devices for acrobatics, racing, or other stunts is strictly prohibited. Riding on any architectural or landscape features other than sidewalks is prohibited. All wheels of the device must be in contact with the ground while in use.
The use of coasting devices is prohibited within any building, any covered area, and in the designated pedestrian-only zones on campus.
Persons using roller skates or rollerblades must remove them before entering any campus building.
These regulations are effective immediately and will be enforced by the University Police Department. Persons violating these prohibitions may be cited under C.V.C 21113(g) regarding local jurisdiction over skateboards, other coasting devices, and bicycles.
Bicycle riders on public roads have the same rights and responsibilities as motorists, and are subject to the same rules and regulations. On the CSULB campus, bicycle use is also allowed on specifically designated sidewalks and pathways. Bicycles must always yield to pedestrians and are prohibited in the designated pedestrian-onle zones.
The use of bicycles and coasting devices on campus carries with it responsibility and liability. Please ride carefully and with all due consideration for the safety and rights of others. Accidental collisions may seriously injure pedestrians, bicyclists, other skaters, and/or cause damage to campus property. A person riding a bicycle, skateboard, or any other coasting device who strikes anyone is liable for all medical expenses of that victim and any damage done to the victim's property. |
DreamsMaster: If you’re at an age and stage in life where having a baby is a possibility for you, then this dream may be foretelling your future. It’s actually quite common for a woman to dream of having or holding a baby before it’s confirmed that she’s pregnant. This is a time when a woman’s intuition is particularly keen.
When the literal interpretation of pregnancy is ruled out, dreams of having a baby carry powerful symbolism. A baby represents new life, new possibilities. This newness could manifest in the form of a creative new venture, or it could represent a new or renewed spiritual path. If your emotional state in the dream was happy, then the dream could signify positive new growth in your life to be excited about. If you felt anxious or upset, then perhaps part of the dream’s message is to give yourself a bit more nurturing and seek out support during this growthful time in your life.
As this is a recurring dream, your innermost mind is working hard to deliver an important message to you. One thing you can count on… prepare for a major change in your life!
Dream: Today as well as yesterday I dreamt of my boyfriend with his ex. I dreamt that his ex girlfriend with several babies ranging from newborn to around 3 years of age and pregnant came around and I was just pushed away and he unconditionally accepts her and her babies with open arms and seems happier than ever. I’m not sure where I end up but while he is at work I return to the place that he and she live that once I resided with him and what once was a home being a real house has now turned into a motor home parked on the curb of his mother’s house. He still works and she’s happy tending to the kids and expecting a new baby, although not his, he seems totally accepting of that and is happy. He’s in love and I step out of the picture because after all I being in love with him would never deny what I see in his eyes in his ways would never dream of interfering in his happiness.
DreamsMaster: It’s quite possible this dream is your innermost self delivering the message that it’s finally time for you to move on. “…what once was a home being a real house has now turned into a motor home” could be symbolic of this message of pulling up roots. In the dream he is surrounded by children and babies, new life. Perhaps you sense that he has genuinely moved on now, and it’s time for you to do the same. The fact that the dream has occurred more than once means it’s an important dream to pay attention to. Your inner wisdom is calling you to action. |
Tap into the growing South Indian market by creating joint ventures, partnerships/associations, sourcing, dealerships, and networks. Get a roadmap to success for the security industry in this region. Generate quality enquiries that provide your organization with unparalleled opportunities. Gain an effective launch pad and base to test market new products in this market. Establish relationships with key decision makers and give them the opportunity to experience the latest innovations you have to offer. |
Neil Davies and his team at Caddick Davies Solicitors worked endlessly preparing a multitude of legal submissions to the Crown Prosecution Service (CPS). These submissions clearly showed the immense knowledge Caddick Davies Solicitors had for The Road Traffic Act as the CPS had no option but to drop the case.
I was prosecuted for drink driving and at risk of losing my employment and everything I held dear. I hadn’t committed any offence, but I was alone and needed someone to argue my case. I am very pleased I contacted Caddick Davies as they fought my corner from the start to the end and I cannot describe my relief when I received their call telling me my case had been dropped.
Technical information and resources on drink driving offences, including alcohol elimination rates and the calculation of your own breath alcohol reading in accordance with your recollected consumption
I believe that all motorists should have access to high quality advice and representation from a specialist motoring solicitor, as we all rely on our cars and many of us rely on our ability to drive to earn a living and support our families.
I was charged with an offence of drink driving and was due to appear before a court in London and needed a specialist solicitor. I found Caddick Davies on the internet and from the minute I made my enquiry to the very last minute of my trial, the whole team at Caddick Davies Solicitors were... Read more »
I would like to say a big thank you to you and your team for all your hard work. You were honest from the start regarding our case and your knowledge was second to none. Without your hard work my son would be without his licence and his job. Your expertise was outstanding and I... Read more »
Caddick Davies Solicitors is regulated and authorised by the Solicitors Regualtion Authority. Solicitors Regulation Authority number: 550669 |
The Indian squash contingent ended with five medals overall including the women's team silver, men's team bronze and three bronze medals in the individual event.
The Indian women's squash team lost the all-important match against Hong Kong 1-2 to finish second in Group B, resulting in a tougher semi-final opponent in defending champions Malaysia at the Asian Games at Jakarta on Thursday.
The Indian women's squash team on Wednesday assured itself of a medal after advancing to the semi-finals at the 18th Asian Games at Jakarta. |
Cell phones and driving are a dangerous and often fatal combination. It’s a problem for everyone, but especially for new and inexperienced teen drivers. So, how can you convince your own teen to hang up, stop texting and taking selfies and just drive?
Car crashes is still the number one cause of death for teens from the age of 16 – 19. When you mix in cell phones and driving, your teen driver’s chance of having a serious or fatal auto accident increases by four times.
A study by Cambridge Mobile Telematics found that the majority of recent car crashes resulted from phone distraction. A few shocking findings from the study include:
Phone distraction lasts for two minutes or more on 20% of drives with distraction and often occurs at high speeds: 29% at speeds exceeding 56 miles per hour.
The worst 10% of distracted drivers are 2.3 times more likely to be in a crash than the average driver, and 5.8 times more likely than the best 10 percent of distracted drivers.
Yes, it’s absolutely true that cell phones and driving do not mix well for any age group. However, it’s most dangerous for teen drivers. Why? Because they are inexperienced. New drivers don’t always know what to do in particular driving situations. In fact, it takes a full five years to become an experienced driver.
According to AAA, 46 percent of all teen drivers admit to text messaging while driving, and that says nothing of the teens who won’t own up to the practice. 51 percent admit to talking on the cell phone while driving. Unfortunately, both practices are quite dangerous, especially for young and inexperienced drivers.
Georgia drivers under 18 with a learner’s permit are completely banned from using wireless devices while driving.
Governor Nathan Deal recently signed House Bill 673, which addresses the dangers of cell phones and driving. It requires drivers to use hands-free technology when using cell phones and other electronic devices while driving. The new distracted driving law goes into effect on July 1, 2018.
Georgia’s new law increases the fine for distracted driving from $150 to up to $900 for repeat offenders. It also increased the penalty from 1 point assessed against a driver’s license to up to 6 points for repeat offenders. Drivers with 15 points in a 24-month period lose their licenses.
Holding or supporting, with any part of the body, a wireless telecommunications device or stand-alone electronic device (for example, an iPod).
Writing, sending or reading any text-based communication, including a text message, instant message, e-mail or internet data while holding your device.
Watching a video or movie other than watching data related to the navigation of your vehicle (i.e., your mapping app or GPS screen).
Reporting a traffic accident, medical emergency, fire, a crime or delinquent act or a hazardous road condition.
Drivers can use their phones while “lawfully parked,” which does not include momentary stops at red lights and stop signs.
While the new law is certainly a step in the right direction, don’t be lulled into the false security of hands-free technology. Three out of four drivers believe that it is safe to use. Most may be surprised to learn that these popular new vehicle features may actually increase mental distraction. When it comes to cell phones and driving, the best solution is to turn them off or put them in the glove box while driving.
A study from the AAA Foundation for Traffic Safety proves dangerous mental distractions exist even when drivers keep their hands on the wheel and their eyes on the road.
For the study, drivers engaged in common tasks, from listening to an audio book or talking on the phone to listening and responding to voice-activated emails while behind the wheel. Researchers used the results to rate the levels of mental distraction drivers experienced while performing each of the tasks. Similar to the Saffir-Simpson scale used for hurricanes, the levels of mental distraction are represented on a scale:
Tasks such as listening to the radio ranked as a category “1” level of distraction or a minimal risk.
Listening and responding to in-vehicle, voice-activated email features increased mental workload and distraction levels of the drivers to a “3” rating or one of extensive risk.
So, while hands-free technology may reduce crash risk, it doesn’t eliminate it. In fact, it’s still considered distracted driving and may jeopardize your teen driver’s life.
Before your teen grabs the keys, make sure you have guidelines in place to deal with cell phones and driving. Sit down with your teen to set rules and consequences.
You can’t always watch your teen, but you can definitely let trusted friends and relatives know that you would like to be notified if they spot your child using his phone to talk or text message while driving.
If your parenting style is a little more James Bond than that, you could even go so far as to match up your teen’s usual driving times with cell phone call and text message records. If your teen is a habitual offender, you’ll know pretty quickly.
Remind your teen driver that handheld cell phones and driving is unlawful under the new Georgia distracted law that goes into effect on July 1st.
Cell phones and driving – Set a good example! Do you talk and text on your cell phone while driving? If you do, you’re doing a terrible disservice to your teen driver.
When you pick up the cell phone to make a call as you drive down a deserted stretch of interstate, your teen isn’t thinking, “Well, this is a relatively low-risk driving situation and Mom has a lot more driving experience than me.” He’s thinking, “I guess it’s okay to talk on the phone if you’re a good driver, and I’m getting pretty good…”
No matter how hard it is, you need to resist the temptation to use your cell phone while driving if you want your teen believe it’s a rule worth following. |
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Definition: Public Peering is peering across a shared fabric such as an Ethernet switch. Public Peering is the dominant method of peering in the peering ecosystems we studied, although many support both Public and Private Peering.
Public Peering is the dominant method of peering in the peering ecosystems we studied, although many support both Public and Private Peering.
The 2014 Internet Peering Playbook is now available on the iPad at the Apple Store and for the Amazon Kindle. The Kindle, ePub and PDF form are also perpetually updated on the DrPeering DropBox share.
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To a large degree，the measure of our peace of mind is determined by how much we are able to live in the present moment.Irrespective of what happened yesterday or last year，and what may or may not happen tomorrow，the present moment is where you are --always.
Without question，many of us have mastered the neurotic1) art of spending much of our lives worrying about a variety of things --all at once.We allow past problems and future concerns to dominate our present moments，so much so that we end up anxious，frustrated，depressed，and hopeless.On the flip side，we also postpone our gratification，our stated priorities2)，and our happiness，often convincing ourselves that ‘someday’ will be better than today.Unfortunately，the same mental dynamics3) that tell us to look toward the future will only repeat themselves so that ‘someday ’never actually arrives.John Lennon once said，‘Life is what’s happening while we’re busy making other plans.’When we’re busy making ‘other plans’，our children are busy growing up，the people we love are moving away and dying，our bodies are getting out of shape，and our dreams are slipping away.In short，we miss out4) on life.
Many people live as if life were a dress rehearsal5) for some later date.It isn’t.In fact，no one has a guarantee that he or she will be here tomorrow.Now is the only time we have，and the only time that we have any control over.When our attention is in the present moment，we push fear from our minds.Fear is the concern over events that might happen in the future--we won’ t have enough money，our children will get into trouble，we will get old and die，whatever.
To combat fear，the best strategy6) is to learn to bring your attention back to the present.Mark Twain said，‘I have been through some terrible things in my life，some of which actually happened.I don’t think I can say it any better.Practice keeping your attention on the here and now.Your efforts will pay great dividends7). |
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Information about the doctors surgery opening hours, appointments, online prescriptions, health information and much more
The nurses and doctors provide a range of contraceptive services and advice. For your convenience this is available every day in normal appointments. The ‘morning-after pill’ must be taken within 72 hours of unprotected intercourse (but it is most effective if taken in the first 24 hours). If you inform the receptionist, you will be dealt with promptly. Other contraception such as coil fitting and implants are available from the surgery. Please book a normal appointment with a doctor to discuss the options. When requesting any appointment for these kind of contraception service please inform the receptionist which service you require to ensure the doctor has the correct amount of time to carry out the procedure. Some procedures are only done by a specific doctor. Coil fitting appointments are available on Wednesday afternoons. There are other local contraception clinics available. For more information, call 01772 401140 Monday - Friday 9am-5pm.
Our nurses offer full diabetic care and for your convenience this may be booked on any day. Please mention when booking that it is for a diabetes review and you will be given a longer appointment. The chiropodist and dietician services provided by the PCT are now offered separately to provide Diabetic Screening.
All the doctors are on the local obstetric list and provide maternity services. We work closely with a team of midwives from the Royal Preston Hospital.
The doctors will perform minor surgery that they feel is appropriate including cryocautery (freezing) minor skin lesions and joint injections. Please speak to your doctor during a normal appointment and a convenient time will be arranged, some procedures are only done by a specific doctor.
The practice provides child development checks in conjunction with the health visitor. You will be sent a card when these are due; please make an appointment as necessary. All children will be called for vaccination through the computer system run by the Preston Primary Care Trust. An appointment should be made with the nurse. If you need to re-arrange the time just ring reception and we will find a convenient time for you. If your child has a minor illness when the vaccination is due it is best to re-arrange if there is a high temperature. If you have any worries about your child’s development, please speak to the doctor during a normal appointment.
Blood tests are done at different clinics at different times of the day. A blood test timetable can be collected from the reception desk and view by the link below.
We offer a comprehensive travel health service. We will check your requirements and if you need any vaccinations or malaria prescriptions we can arrange appointments for all your needs. More information is available on the above tab.
The INR clinic is held each Wednesday and facilitated by Miss Julie Nicholson-Wallbank (HCA). It is open to all patients who require Warfarin monitoring – strictly by appointment only.
If you require any vaccinations relating to foreign travel you need to make an appointment with the practice nurse to discuss your travel arrangements. This will include which countries and areas within countries that you are visiting to determine what vaccinations are required.
Please complete a Travel Vaccination form from reception in the first instance. The nurse will advise which vaccines are required. Please allow 72 hours for this process.
It is important to make this initial appointment as early as possible - at least 6 weeks before you travel - as a second appointment will be required with the practice nurse to actually receive the vaccinations. These vaccines have to be ordered as they are not a stock vaccine. Your second appointment needs to be at least 2 weeks before you travel to allow the vaccines to work.
Some travel vaccines are ordered on a private prescription and these incur a charge over and above the normal prescription charge. This is because not all travel vaccinations are included in the services provided by the NHS.
To help us offer the appropriate advice, please fill out the online form then contact the surgery after 10am three working days after completion. We will then be able to let you know if you require any vaccinations and offer you an appointment with the nurse.
If you are travelling to Europe the EU has published useful information for travellers on the European website.
Some services provided are not covered under our contract with the NHS and therefore attract charges. Examples include the following:
The fees charged are based on the British Medical Association (BMA) suggested scales and our reception staff will be happy to advise you about them along with appointment availability.
These appointments are made by referral from your GP. Queries can be dealt with by calling 0300 500 0390, option 4.
These appointments are made by referral from your GP. Queries can be dealt with by calling Chorley Medics on 01257 268284. http://www.chorleymedics.co.uk/
These appointments are made by referral from your GP. Queries can be dealt with by calling Community Dermatology on 01254 282930 |
Normally, in an everyday car kind of way, so long as it’s shiny, a nice colour and isn’t going to break down, usually I’m fairly easy going. Jules (who takes care of our brides and grooms) on the other hand has been very focussed on cars this last week and definitely knows what she likes. She’s also got an uncanny knack of remembering every number plate that she comes across. It’s that attention to detail that is mind boggling!
Just occasionally though even I can really understand the excitement about a having a gorgeous car. I’d be lying if I said there wasn’t the teeniest bit of excitement when the gold wrapped Bentley of one of our clients drove up to the studio last year. We really weren’t all sneakily admiring it parked on the driveway, honest!
I love the fun factor in a car that shows your personality. I really get this as my own first car was a fiat 126 and was diddy, in fact I had two at one point a blue and a red which I used to joke that I chose between depending on my outfit that day. One of our couples had a fiat 500 as their wedding car last year. How awesome is that!
Some couples choose a car because of the sentiment attached to it. At our last wedding of 2016 on New Years Eve, the wedding car had huge sentimental value to the bride and her family and was justifiably an important part of the day. At my own nieces wedding she had a VW camper-van, which are perfect for a vintage wedding, but I knew that was also a special choice for my sister and her hubby who both loved VW campers.
So, who knew a car could be so important!!! But which to choose, well we’ve had the pleasure of photographing some amazing cars over the years. Not least some of those belonging to Chris Evans, who brought them to our neck of the woods at Cliveden House Hotel for Children in Need. Here are his pics and todays gallery is a selection of wedding cars to give you inspiration, go have a browse! |
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