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The technical measurement Williams%R shows a strong Bear trend is either in play or is pointing to a very strong reversal.
The prior 2 days of movement NG printed a nice spike upwards followed by a strong retracement hitting new lows.
This most recent retracement down was either a move to shake out long retailers or we are beginning to see new lows for NG .
Keep bets small.
price level provided from most recent move.
will re-open and update if this holds below previous high of 3.66
even better an options trader utilizing spread strategy can stack short calls on this the next week or two if willy holds | <urn:uuid:6e178f82-c326-4719-9e5e-6d160104f602> | CC-MAIN-2018-22 | https://www.tradingview.com/chart/NG1!/S1nwQgvJ-NG1-NGH2018-Natural-Gas-Bear/ | 2018-05-20T23:51:44Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863811.3/warc/CC-MAIN-20180520224904-20180521004904-00273.warc.gz | en | 0.86191 | 131 | [
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“Healthy eating is not about strict dietary limitations, staying unrealistically thin, or depriving yourself of the foods you love. Rather, it’s about feeling great, having more energy, and stabilizing your mood.”
Healthy eating tip 1: Set yourself up for success
To set yourself up for success, think about planning a healthy diet as a number of small, manageable steps rather than one big drastic change. If you approach the changes gradually and with commitment, you will have a healthy diet sooner than you think.
Simplify. Instead of being overly concerned with counting calories or measuring portion sizes, think of your diet in terms of color, variety, and freshness. This way it should be easier to make healthy choices. Focus on finding foods you love and easy recipes that incorporate a few fresh ingredients. Gradually, your diet will become healthier and more delicious.
Start slow and make changes to your eating habits over time. Trying to make your diet healthy overnight isn’t realistic or smart. Changing everything at once usually leads to cheating or giving up on your new eating plan. Make small steps, like adding a salad (full of different color vegetables) to your diet once a day or switching from butter to olive oil when cooking. As your small changes become habit, you can continue to add more healthy choices to your diet.
Focus on how you feel after eating. This will help foster healthy new habits and tastes. The more healthy food you eat, the better you’ll feel after a meal. The more junk food you eat, the more likely you are to feel uncomfortable, nauseous, or drained of energy.
Every change you make to improve your diet matters. You don’t have to be perfect and you don’t have to completely eliminate foods you enjoy to have a healthy diet. The long term goal is to feel good, have more energy, and reduce the risk of cancer and disease. Don’t let your missteps derail you—every healthy food choice you make counts.
Think of water and exercise as food groups in your diet.
Water. Water helps flush our systems of waste products and toxins, yet many people go through life dehydrated—causing tiredness, low energy, and headaches. It’s common to mistake thirst for hunger, so staying well hydrated will also help you make healthier food choices.
Exercise. Find something active that you like to do and add it to your day, just like you would add healthy greens, blueberries, or salmon. The benefits of lifelong exercise are abundant and regular exercise may even motivate you to make healthy food choices a habit.
Healthy eating tip 2: Moderation is key
People often think of healthy eating as an all or nothing proposition, but a key foundation for any healthy diet is moderation. But what is moderation? In essence, it means eating only as much food as your body needs. You should feel satisfied at the end of a meal, but not stuffed. Moderation is also about balance.
Healthy eating tip 3: It’s not just what you eat, it’s how you eat
Eat with others whenever possible. Eating with other people has numerous social and emotional benefits—particularly for children—and allows you to model healthy eating habits. Eating in front of the TV or computer often leads to mindless overeating.
Take time to chew your food and enjoy mealtimes. Chew your food slowly, savoring every bite. We tend to rush though our meals, forgetting to actually taste the flavors and feel the textures of our food. Reconnect with the joy of eating.
Listen to your body. Ask yourself if you are really hungry, or have a glass of water to see if you are thirsty instead of hungry. During a meal, stop eating before you feel full. It actually takes a few minutes for your brain to tell your body that it has had enough food, so eat slowly.
Eat breakfast, and eat smaller meals throughout the day. A healthy breakfast can jumpstart your metabolism, and eating small, healthy meals throughout the day (rather than the standard three large meals) keeps your energy up and your metabolism going.
Healthy eating tip 4: Fill up on colorful fruits and vegetables
Fruits and vegetables are the foundation of a healthy diet. They are low in calories and nutrient dense, which means they are packed with vitamins, minerals, antioxidants, and fiber. Unfortunately, most people are falling short of the recommended daily minimum of five servings of fruit and vegetables. In fact, most of us need to double the amount we currently eat.
Healthy eating tip 5: Eat more healthy carbs and whole grains
Choose healthy carbohydrates and fiber sources, especially whole grains, for long lasting energy. In addition to being delicious and satisfying, whole grains are rich in phytochemicals and antioxidants, which help to protect against coronary heart disease, certain cancers, and diabetes. Studies have shown people who eat more whole grains tend to have a healthier heart.
Healthy eating tip 6: Enjoy healthy fats & avoid unhealthy fats
Good sources of healthy fat are needed to nourish your brain, heart, and cells, as well as your hair, skin, and nails. Foods rich in certain omega-3 fats called EPA and DHA are particularly important and can reduce cardiovascular disease, improve your mood, and help prevent dementia.
Healthy eating tip 7: Add calcium for bone health
Calcium is one of the key nutrients that your body needs in order to stay strong and healthy. Your body uses it to build healthy bones and teeth, keep them strong as you age, send messages through the nervous system, and regulate the heart’s rhythm. If you don’t get enough calcium in your diet, your body will take calcium from your bones to ensure normal cell function, which can lead to osteoporosis.
Healthy eating tip 8: Put protein in perspective
Protein gives us the energy to get up and go—and keep going. Protein in food is broken down into the 20 amino acids that are the body’s basic building blocks for growth and energy, and essential for maintaining cells, tissues, and organs. While too much protein can be harmful to people with kidney disease, the latest research suggests that most of us need more high-quality protein than the current dietary recommendations. It also suggests that we need more protein as we age to maintain physical function.
Healthy eating tip 9: Limit sugar and salt
If you succeed in planning your diet around fiber-rich fruits, vegetables, whole grains, lean protein, and good fats, you may find yourself naturally cutting back on foods that can get in the way of your healthy diet—sugar and salt.
Healthy eating tip 10: Bulk up on fiber
Eating foods high in dietary fiber can help you stay regular, lower your risk for heart disease, stroke, and diabetes, and help you lose weight. Depending on your age and gender, nutrition experts recommend you eat at least 21 to 38 grams of fiber per day for optimal health. Many of us aren’t eating half that amount. | <urn:uuid:93e27cf7-1a41-46b6-896b-09c5798ef288> | CC-MAIN-2018-22 | http://tarunclinicallab.in/healthy-eating-feel-great-have-more-energy-stabilize-your-mood/ | 2018-05-21T22:45:44Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864558.8/warc/CC-MAIN-20180521220041-20180522000041-00593.warc.gz | en | 0.956927 | 1,464 | [
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Wash your car, boat, dog or horse; clean your deck and sidewalk; water your flowers and young trees. The nine-pattern Revolver™ Spray Gun aids in any outdoor function involving water. The nine patterns include: fan, cone, center, jet, mist, soaker, flat, angle and shower. The lightweight Revolver™ has an ergonomic insulated grip and is constructed with heavy-duty metal, comes with a lifetime guarantee.
— Ships from SS: WA, CA, CO, MI, TN, PA, FL USA.
|Specifications for Dramm Revolver 9 Pattern Spray Gun - Blue 708978:|
| ||EACH Packaged ||CASE ||PALLET|
|UPC: ||036434227058 ||10036434127058 || |
|Volume: ||0.003 ||0.431 || |
|Dimensional Weight: ||0.0242 ||3.8413 || |
|Weight (lbs): ||0.6 ||9 || |
|Approx Length (inches): ||5.8 ||14.2 || |
|Approx Width (inches): ||0.9 ||8.2 || |
|Approx Height (inches): ||0.9 ||6.4 || |
For more information, please visit the manufacturer Dramm's website. | <urn:uuid:daceb028-01c2-4119-b088-44a2b7c82c0d> | CC-MAIN-2018-22 | http://www.horticulturesource.com/dramm-dramm-revolver-9-pattern-spray-gun-blue-p22304 | 2018-05-22T23:46:02Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864999.62/warc/CC-MAIN-20180522225116-20180523005116-00273.warc.gz | en | 0.855967 | 282 | [
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Kids Mountain Bikes are not Just Simple Bikes.
Remember those Good Old Days when you got your first Bike? Remember that Joy? Give your Child the Same
Exceptional thrill. That could be the description of feelings when I touched my first mountain bike. Millions of kids share this feeling. Your kid is no exception.
After they grown out their toy bikes and training wheel bikes be prepared to hear “I want a new bike! Just like mine friend John has. Now!”.
It’s an important wish and to my personal opinion much better than “I need iPhone for my birthday!”
However, just like iPhones change and upgrade every year, kids’ mountain bike must satisfy growing needs of your offspring.
Don’t save your money thinking that your kid grows fast and for a while he will feel just right on bike two or three sizes bigger than it should be. Comfort and health of your kid is at first place.
So, how to size up?
Unlike bike frame sizing for adults kids mountain bikes are measured different. Measure a bike wheel not frame.
Wheels should grow together with your kid (yes, dear dad, it means constant expenditures every two or three years…)
The size is OK if your kid is able to get on and off bike easily, without jumping or having his bike below his knees. Talking more exact…
These numbers may differ for each kid but most probably your young biker (4-5 years old) will cycle most comfortable with 16 inches (about 41 cm) wheel diameter.
Accordingly older young biker (6-10 years old) would like to roll on 20 inches (about 51 cm) wheels.
Teenagers? It depends. They will either use 24 inches (about 61 cm) wheels or…
Already feel comfortable on smallest sizes adult bike frames. Take a look at 13 – 15 inches (about 33 - 38 cm) mountain bike frames. Just keep in mind that adult frames weight more.
Just like kids’ clothing – smaller doesn’t mean cheaper.
The same applies to kids mountain bikes. And the question cool vs. practical arises. Be prepared to pay something similar just like you were buying simple mountain bike for yourself.
Surely, you can go cheaper and get decent hardtail for your kid. Just pay attention to bike’s weight. It’s very important issue since handling and overall cycling comfort depends a lot on weight.
That would be practical. But what about those little extras that make your child’s bike cool?
A hub gear (just like neighbors’ kid has) would be nice. And expensive. Full suspension? It is not necessary unless your offspring is already following his dad on downhill trails. Full suspension adds more weight and your kid doesn’t need that.
Instead of full suspension try to bargain suspension seat post and some nice extras as led lights or simple bike computer.
It will be more valuable and practical.
And when the lessons are learned and your kid is already a good companion of your Sunday biking trips, cheer him with more advanced bike. Gearing and “real” mountain bike brakes should be already installed.
Finally – I believe I don’t need to remember you to equip your kid with a decent helmet?
Don't buy your bike before you read this resource...
Find your perfect mountain bike trail! Enough riding in circles.
The more you get, the more you need. It’s time to improve your physical condition.
Cycling clothes – why are they so special? Find out here.
How many parts does your bike have? Let’s begin with the most important
Is it able to replace your one-man-powered ride with something more efficient? eBike offers you some interesting choices | <urn:uuid:d441312f-db08-48fc-901f-dc0870a73b47> | CC-MAIN-2018-22 | http://www.mountain-bikes-menu.com/kids-mountain-bikes.html | 2018-05-22T23:16:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864999.62/warc/CC-MAIN-20180522225116-20180523005116-00273.warc.gz | en | 0.93835 | 790 | [
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We've been out in a very wet Italy with the Toro Rosso team for their official season start filming day.
With a team of 7 on hand to capture the action we've been out in Italy with Toro Rosso and drivers Pierre Gasley and Brendon Hartly as they get their first drives in the new car. We captured the action from day start to end and were privileged to get a rare tour of the factory too.
Approximately a year ago we made a film for Red Bull about Sebastian Ogier, five time winner of the World Rally Drivers' Championship, fulfilling his lifelong dream of driving an F1 car. Our crew were in their element creating the film. The look on the teams faces when we discussed a new brief from Red Bull Motorsports to make a film on Red Bull’s Scuderia Toro Rosso F1 team’s new car, the STR13, was priceless! This was an exclusive chance to work with the team and the car before it was seen by the public.
Our brief was to create a few short films and social assets covering the making of the STR13 Formula 1 car and it’s first test drive of the season, including driver interviews.
A short flight to Bologna later we arrived at the Red Bull Scuderia Toro Rosso factory in Faenza. It seems everyone in Faenza is mad for the local team Toro Rosso. Even the serviettes were embroidered with the local team’s colours at the restaurant we had lunch at. It was the start of a few days filming in which we got to witness first hand, on camera and off, the extraordinary passion and talents of everyone behind the scenes. It's quite an operation to get these extraordinary machines to the start of the season. It was a rare and brilliant insight into all aspects of Formula One that rarely get seen on race day. Plus we got to spend some time alone with the drivers before they hit the track.
We spent the day with James Key, Scuderia Toro Rosso's Technical Director, who took us through the process of how a F1 car is made. We were blown away by the focus and dedication of the 400 plus member team, every member’s common goal being finding ways of improving the car’s performance, with a new innovation invented on average every thirty minutes!
The following day we arrived at the Misano World Circuit Marco Simoncelli for the roll out of STR13’s maiden test drive powered by the new Honda engine. The excitement was palpable.
The weather for the day was not looking good with rain forecast from mid-morning for the rest of the day. With a tight testing schedule to work to we hit the ground running. With one team based in the pits and the other out on the track we were ready to go. Freezing cold and sopping wet we loved every moment of it. In the words of BAFTA-winning Digitas Lbi Executive Creative Director Peter Drake, “You guys are earning every penny today.”
We had the privilege of interviewing Brendon Hartley and Pierre Gasly, Toro Rosso’s drivers for the 2018 season, both young incredibly talented drivers. So much so that Pierre subsequently came fourth in the Bahrain Grand Prix making Red Bull and Honda truly proud.
We're wishing Toro Rosso all the best for the season ahead. | <urn:uuid:a16198e4-dd4e-4649-81f9-15274057f404> | CC-MAIN-2018-22 | https://gramafilm.com/journal/details/id/234/scuderia-toro-rosso-str13-formula-one | 2018-05-22T23:13:07Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864999.62/warc/CC-MAIN-20180522225116-20180523005116-00273.warc.gz | en | 0.971802 | 695 | [
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The BMW i8 received a mild facelift towards the end of 2017 but luckily for tuners out there, its general shapes didn’t change, the front, sides and rear remaining the same, allowing them to continue their research into developing tuning bits for the unconventional car. One of the companies that recently finished its work in this regard is 3D Design, the Japanese tuner choosing the Tokyo Auto Show to unveil their latest creation.
Unfortunately, the only pictures we have are coming from Facebook, right from the show’s floor, but more higher resolution photos will be following. However, we like what we see and can’t wait for a full, proper set of photos to come out as well as details regarding price, the tech and materials used and the improvements done to the car. The big spoiler attached to the front bumper, made of carbon fiber, is probably the one bit you’ll notice immediately.
It seems to be made of carbon fiber and it matches the car perfectly, as do the side skirts, complimenting the car’s silhouette. Since we’re looking at this i8 from the side now, you may also notice the 3D Design wheels which stray a bit from what BMW initially fit on the hybrid sports car. They definitely look wider and larger from what we can make out. Round the back you’ll notice a big wing sitting o top of the ‘boot lid’.
Last but definitely not least you’re going to notice the new rear diffuser covering most of the rear bumper and housing a central exhaust pipe looking absolutely stunning. Also made of carbon fiber, it compliments the car’s figure while giving it a more aggressive setup for those looking for the sporty side of things. | <urn:uuid:04938227-f37c-4eaa-b734-a97bd6c9311d> | CC-MAIN-2018-22 | http://alltopexchange.com/3d-design-program-for-bmw-i8-unveiled-at-tokyo-auto-show-2018/ | 2018-05-23T22:42:51Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865830.35/warc/CC-MAIN-20180523215608-20180523235608-00593.warc.gz | en | 0.954865 | 362 | [
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At a recent LSE Fabian Society event, we on the panel were asked to pick an advantage of Brexit.
This was a good and important question, especially for committed Remainers. In all likelihood, we will be out of the EU in 18 months’ time. Even while many of us battle to remain in the single market — the bedrock for Labour’s future achievements — we must also prepare for a hard exit.
The best I could do to answer the question was to point to what former MP Natascha Engel once argued at Labour Party conference (Engel sadly lost her seat to the Tories in Labour’s much-overlooked Midlands Misery in June this year). She argued that there was too much of a sense that many of the things Labour stood, and had fought, for had been handed ‘upwards’ to the European Union. Too much by way of workers’ and equal rights was enforced Europewide and not ‘owned’ enough by the Labour Party in power.
But not without the protective umbrella of the EU, Labour may once again be obliged to put the battle for rights more visibly at the heart of what it talks about. Not least if the Tories continue to allow themselves to be run by their Farageiste wing. The social democratic settlement that the EU represented, particularly in the wake of the Delors speech to the TUC which marked the beginning of Social Europe, may continue across the Channel and the other side of the border in Ireland. It will fall to us to rebuild it here in the UK.
There is a quicker way, of course. And that is to back continued membership of the single market and customs union. As a Labour Party in power, to the extent we were giving thought to the future of Europe (it is clear now we were not) we would have agreed that it is right that that a common set of rights be enforced Europewide. After all, we are internationalists. And we continue to support rights for the oppressed across the world; freedom is not something solely for Europeans to enjoy.
So, the battle to restate a rights-based Labour politics should be a battle for right now, not post-March 2019, hard exit or not. It should of course be accompanied by a politics of responsibilities too, one which it is clear Labour figures like Clement Attlee would have recognised. And the importance for jobs and public services of staying in the largest trading area in the world should run through this new Labour politics as through a stick of rock.
Labour is inching its way towards such a position. When we finally get there we must be full-throated in our support for it. The Labour Party should never support something that harms jobs, the NHS and our rights. It is in our DNA and once we rediscover this it will ring true with the public — and with ourselves. | <urn:uuid:dc80b214-2c4e-4cbe-aa13-7673e6df8c3f> | CC-MAIN-2018-22 | http://labourvision.org.uk/brexit/remaining-in-the-single-market-and-customs-union-would-be-the-best-brexit-outcome/ | 2018-05-24T23:31:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794866894.26/warc/CC-MAIN-20180524224941-20180525004941-00273.warc.gz | en | 0.974341 | 591 | [
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“Remember that children, marriages and gardens reflect the kind of care they get.” —H Jackson Brown Jr.
When you have a baby it’s an impact on you, your spouse and your marriage.
There is great joy and yet it’s not all sweet snuggles, blessings and the oohs and aahs.
Whether it’s your first or your 5th, having a baby changes the dynamic between husband and wife.
When you find out that you’re pregnant, you have dreams of cuddling with your baby, everyone around to help you, or maybe life will be similar but now with a baby at your side.
Most couples end up finding themselves navigating many changes in the marriage dynamic before and after the baby arrives.
The key is before and after the birth to be proactive in your communication, both of your responsibilities and your sexual intimacy.
The biggest area to be impacted during pregnancy tends to be the area of sexual intimacy.
- Some women experience especially high libido in the first 2 trimesters and some not all, in fact it goes the other way.
- It’s all about the hormones and how they are impacting the woman as her body prepares for baby.
- For some women, the increase in hormones can lead to increased blood flow and sensitivity in the sexual organs.
- For others those same “raging hormones” can lead to fatigue, discomfort, nausea.
- Pregnancy is the time to share what’s going on with you with your spouse and for the two of you to strategize, “what can we do” knowing that flexibility is the name of the game.
- What might work today may not work tomorrow.
Here’s the good news, pregnancy is only 9 months and having a baby is a lifetime commitment.
The two of you navigating the “after the baby” season is going to happen for many years to come.
In this week’s show Tony and Alisa talk about the impact that having a baby can have on a marriage and how the two of you can maintain intimacy, in all areas after the baby comes.
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Support ONE Extraordinary Marriage by shopping at Amazon.com. | <urn:uuid:9ab4a93b-753c-4598-92c9-586a138be58c> | CC-MAIN-2018-22 | https://oneextraordinarymarriage.com/425-oh-baby/ | 2018-05-24T23:11:48Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794866894.26/warc/CC-MAIN-20180524224941-20180525004941-00273.warc.gz | en | 0.938554 | 594 | [
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Police are hunting for a man, armed with a knife, who threatened staff at a business in Lurgan.
The masked man threatened staff at the Union St premises sometime between midnight and 1am on Thursday morning.
The PSNI said: “Were you in the area of Union Street, Lurgan between midnight - 1am on Thursday 18th January?
“A local business came under threat of a male armed with a knife.
“The male was described to be wearing a black coat, a blue scarf over his face, and possibly a white wooly hat.
“This male made off in the direction of Trasna Way.
“If you live in the local area and you have CCTV please check it for a male matching this decription. The reference number is 22 of 18/01/18.” | <urn:uuid:d36fcf04-7da2-4d1b-9095-6ad9a2fd2f20> | CC-MAIN-2018-22 | https://www.portadowntimes.co.uk/news/crime/man-armed-with-knife-threaten-staff-1-8338614 | 2018-05-24T23:37:18Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794866894.26/warc/CC-MAIN-20180524224941-20180525004941-00273.warc.gz | en | 0.955256 | 174 | [
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10 Best Herbal Face Packs for Oily Acne Prone Skin
Are you tired of pimples? Have the pimples been giving you trouble for a long time? I am here with 10 Best Herbal Face Packs for Oily Acne Prone Skin which will fight those bad boys and help you to flaunt flawless skin.
The Herbal face masks are made with natural ingredients like Neem, Basil, Fuller’s Earth and others which controls sebum and fights pimple causing bacteria. They soothe skin, calming down the exisiting breakout. With regular use the Herbal Face Packs for Oily Acne Prone Skin help in achieving smooth, radiant and glowing skin.
Let’s checkout who all made it to my list of 10 Best Herbal Face Packs for Oily Acne Prone Skin
10 Best Herbal Face Packs for Oily Acne Prone Skin
1.Khadi Neem, Basil and Mint Face Mask (Rs 118 for 50gms)- Buy Here : Khadi Neem,Basil And Mint Face Mask helps skin get rid of daily build up of toxins underneath your skin and at the same time get rid of bacteria, germs and dirt embedded in your skin to give it a natural glow. It is a powder pack so prepare it by mixing with rose water, plain water or milk. Apply a thin layer all over face and neck. Leave on at least for roughly 10-15 minutes. Splash with water and then gently scrub to exfoliate. Rinse off.
2. Biotique Bio Myristica Spot Correcting Anti-Acne Face Pack (Rs 179 for 20gms) – Buy Here : Biotique Bio Myristica Spot Correcting Anti-Acne Face Pack pack comprises of different ingredients such as Pippli (Piper longum), Himalayan Water, Geru (Red ochre), Jaiphal (Myristica fragrans), Kikkar gaund (Acacia Arabica), Haldi (Cumuma longa), Multani mitti (Fuller’s earth) and Chandan (Santalum album). The ingredients are blended to create an anti-bacterial formula. This formula treats pimples and controls the bacteria, and thus prevents redness, breakouts and skin irritation. It also cures the damaged cells and conditions the skin. It nourishes and rejuvenates the skin, making it soft and smooth. It is very effective in erasing all the blemishes as well.
3. Vedantika Herbals Ayurvedic Anti Acne Mask(Rs 165 for 70 gm) –Buy Here : Vedantika Herbals Ayurvedic Anti Acne Mask is formulated with rare Ayurvedic herbs that helps in controlling acne and makes face clear refreshed and blemish free. It is made with natural ingredients like Azadirachta Indica, Myristica Fragrans, Psoralea Corylifolia, Ocimum Sanctum, Curcuma Longa, Pterocarpus Santalinus, Sandalwood Powder, Kaolin Clay & Fuller’s Earth. As it’s a powder pack, mix one teaspoon of the face pack with rose water. Apply a thick layer over face and neck. Let it dry for 10 minutes. Wash off with water.
4. TVAM Neem Anti Acne Face Pack (Rs 550 for 100gms)- Buy Here : TVAM Neem Anti Acne Face Pack regulates excess oil secretion, cleans clogged pores, prevents recurrence of pimples and improves skin texture and is anti-bacterial. It rejuvenates the skin from inside and helps to detoxify the skin. It also contains Lodhra, an astringent that heals wounds and prevents infections from spreading. And Tulsi, on of the most widely used herbs in ayurveda that has anti-bacterial properties. Tulsi is also an anti-oxidant and makes the skin young and helps to fight aging. Further, when combined with Turmeric, it effectively eliminates acne-causing bacteria and eliminates toxins from the skin. Fuller’s Earth (Multani Mitti) and Camphor cools and soothes the skin.
5. Kama Ayurveda Nimrah Anti Acne Face Pack (RS 885 for 40gms): Kama Ayurveda Nimrah Anti Acne Face Pack is an effective mix of Vetiver, Ashwagandha, Red Sandalwood, Coriander, Lodhra and Liquorice. The pack works as a treatment for acne, pimples and helps to reduce scars and dark circles. Ashwagandha decreases inflammation and prevents ageing. Red Sandalwood brightens the skins complexion. The antibacterial properties of Coriander seeds acts as effective treatment for blackheads and prevents hyper pigmentation.
6. Just Herbs Advanced Ayurvedic Pimple Treatment (Rs 395 for 60gms): Just Herbs Advanced Ayurvedic Pimple Treatment is a synergistic blend of biologically active Indian herbs to regulate the excess flow of sebum, control the growth of bacterial population and the associated inflammations (redness). Neem, has anti-inflammatory and antimicrobial properties while sandalwood, turmeric and orange peel soothe the inflamed skin and help the skin to naturally eliminate toxins. Effectively flushes out every trace of bacteria, grime, and excess oil from clogged pores thus preventing the formation of black or white heads and the consequent pore enlargement. It works hard on pimples, soothe and heal the troubled skin from within.
7. Plum Goodness Green Tea Clear Face Mask (Rs 475 for 60gms): Plum Goodness Green Tea Clear Face Mask contains natural clays to absorb oil. Acne-prone skin needs multi-dimensional care – to cleanse, care, control acne, prevent recurrence, and this Mask does all this gently. It has soft, creamy formula that applies nicely and is also easy to wash off, without drying your face. It provides gentle exfoliation of glycolic acid, removes dead cells and impurities, while antioxidant benefit of organic green tea extracts helps control acne (pimples) over the long run. It gives instantly brighter, healthier-looking skin A must-have product for oily and combination skin types.
8. FabIndia Neem Tulsi Face Pack (Rs 350 for 100gm): FabIndia Neem Tulsi Face Pack contains Neem Tulsi with other natural ingredients which have anti-bacterial properties and help fighting pimple causing bacteria. The face pack is mild on skin and does a good job at preventing acneand soothing down the existing ones.The only downside is it contains Parabens.
9. BodyHerbals Lavanya Natural De-Tanning & Anti-Acne Face Pack (Rs 399 for 40gms) Buy Here : BodyHerbals Lavanya Natural De-Tanning & Anti-Acne Face Pack is 100% natural face pack. The 100% Natural Saundarya Face Pack is made from ancient ayurvedic recipes as prescribed in the vedas & ancient Indian text. It includes – Liquorice/Sweet-wood Coriander, Lodhra, Sweet Flag and herbal extracts. The face pack is specially formulated with the idea to improve skin conditions & give a youthful skin. It helps to reduce tan, pigmentation, fine lines & acne. It is further recommended for skin brightening.
10. Patanjali neem, Aloevera and Cucumber Face Pack (Rs 60 for 60gms) Buy Here : Patanjali neem, Aloevera and Cucumber Face Pack has a unique blend of pure herbs for clear glowing skin. Nimb (neem) is full of anti bacterial properties regulates excess oil secretion, clear impurities impart natural glow to your face.Trapusha (Cucumber), a natural toner with hydrating and cooling properties. Panka (Fuller earth) removes deep impurities, cools and soothes the skin. Ghrit Kumari (Aloe Vera) possesses skin softening, healing and maintaining natural moisture balance. It helps preventing pimples and improves face glow.
So, these are all the face packs, that I feel will work wonderfully for oily acne prone skin. These are the 10 Best Herbal Face Packs for Oily Acne Prone Skin which are easily available and also most of them are budget-friendly too.
Don’t Miss to Checkout:
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Though CES is a multi-faceted event with press briefings, key notes, tech sessions and more, the booths are what interest many. At these vendor booths, products and product ideas for consumer electronics are displayed and demonstrated, and their design teams get a sense for how the public will react. Some of these new products are radical, some not. Some are just now coming to market, some are nothing more than concepts and probably never will come to market at all.
What rumors are you hearing? What press releases are catching your ear? Are there some things coming out of CES that might make good RapidGroove topics? If so, leave a comment or drop me a line and let me know.
At least one or two blog entries coming up will be about things coming out of CES.
Thanks for reading!
If you enjoy this blog, please +1 it below, share it on Facebook, Google+ or Twitter, or suggest it to your friends. More readers will drive more discussion. | <urn:uuid:846a571d-2f9e-4091-8545-30204bff133b> | CC-MAIN-2018-22 | http://rapidgroove.blogspot.com/2012/01/ces-2012.html | 2018-05-25T22:31:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867220.74/warc/CC-MAIN-20180525215613-20180525235613-00593.warc.gz | en | 0.943844 | 204 | [
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He announced that “Will change Hyderabad into Dallas in America. I am not saying it for the heck of it! Hyderabad will be developed as World-class City beyond anyone’s expectations”.
KCR said while taking potshots at TDP chief Chandrababu Naidu that, “Claiming credit for developing Hyderabad as Hi-Tech City alone isn’t enough. The city should be developed in a way that it caters to the needs of the people of all the sections.”
The Chief of TRS says that, Hyderabad lacks facilities to serve the needs of its 1 crore population. He also points out market yards, scarcity of parks, dhobi ghats and others in the capital city. | <urn:uuid:25215a5b-12ed-4802-b34a-06a3613b2223> | CC-MAIN-2018-22 | http://english.v6news.tv/ts-cms-big-plan-for-capital-city-hyderabad | 2018-05-26T23:26:56Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867949.10/warc/CC-MAIN-20180526225551-20180527005551-00273.warc.gz | en | 0.969736 | 156 | [
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Remember the garbage-picked cloche we used on the sub-irrigated planter (SIP) from Menard's? Found that 15.5-inch beauty on the way out of a graduation party where Olive Garden salad had been served in the #1 plastic bowl. The cloche is doing a fine job, by the way, with seeds already sprouting.
Well that wasn't the only one we got. Art also grabbed a bunch of smaller 12-inch bowls, and these came with lids. So with the smaller version we're going to literally punch things up and make the salad bowl into a salad grower.
You'll see below I cut down the lid to (sort of) fit into the bowl to create a platform for the potting mix. It doesn't have to be perfect--just make sure there's enough room underneath for the water reservoir. How much water you need depends on how quickly your plants will take it up. I'm putting this planter inside upstairs where it will get mondo sunlight but the temps will be cool, around 40 degrees. So it won't be drinking heavily.
Now cut a hole to size in the lid for a trimmed-down liter bottle bottom to act as wicking chamber.
Then use a hot nail, soldering iron, or woodburner to make holes in the lid and wicking chamber.
For this experiment I'm going to try a side-watering approach, so I melted a larger hole and inserted a bit of plastic tubing into the reservoir. Now I can water directly into it via a funnel. I'll trim and tape it up later. In addition, I melted a couple of overflow holes, which also let air in to circulate.
To set up your salad planter, proceed as for any SIP: pack the wicking chamber with wet potting mix, position it in the platform, and add damp potting mix on top. Though we use a ring of fertilizer on our two-bucket SIPs, for these smaller versions I just blend a little organic fertilizer into the potting mix a couple inches below the surface. Then top it up with plain potting mix. I like to water the top before planting seeds.
We're using up leftover seeds, and surprisingly I still have a few of my favorites: Renee's Garden Pan Pacific Greens. In the dead of winter, clipping fresh leaves upstairs and bringing them down to toss for a salad is my idea of heaven.
If if you've got another Olive Garden 12-incher, cloche it up and wait for the magic. | <urn:uuid:540b36fe-88a9-4b49-80dc-2b814e737eb7> | CC-MAIN-2018-22 | http://greenroofgrowers.blogspot.com/2009/11/from-salad-bowl-to-bowl-of-salad-sips.html | 2018-05-26T23:14:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867949.10/warc/CC-MAIN-20180526225551-20180527005551-00273.warc.gz | en | 0.933624 | 532 | [
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Across the wine-dark sea they come, honing Kerry's message. They come from Harvard, K Street and the studios of CNN. "Once more into the breach!" they cry, as they join the conference call of thousands.
Look at them, these great, unhuddled masses, yearning to wear White House badges. They are consultants, flacks, spinners, strategists, Knights of the Palm lunch table. And yet they come as one, from all corners of the Democratic world, to figure out what John Kerry, age 60, should believe and say.
Into the valley of hope ride the 600, the inner ring of Kerry confidants. A year ago, there was just a small and hearty band. There was the campaign manager Jim Jordan. There was Gibbs, Cherny and Mellman. But under their reign, the message was not honed. The candidate did flounder. The quest for a Kerry conviction was not fulfilled.
And so the great accretion began. The call went out to pollsters, wonks and wandering wordsmiths to come gather and fill the void of Kerry's core. Brave souls emerged from the Land of Ted -- the Kennedy brigades led by Cahill and Cutter are now abetting the mighty Shrum.
Boldly they rode and well, into the morass of Kerry's mind. Through the thicket of equivocations they ventured, across the paradoxical plains of Kerry's prose -- all in the quest for a conviction.Continue reading the main story
Policy committees gathered. Of domestic policy councils there were 37. Of foreign policy councils, 27.
And in each of these councils resided faculties and think-tankers by the score. On the justice policy task force there were 195 members, lawyers brave and strong. On the economic council, more than 200 economists did search for a conclusion. When these groups did meet, so long was the line of approaching Volvos that it was visible from outer space.
Yet still the message was not honed. King Kerry still did equivocate, hedge and reverse. Of flip-flops there were more than a few. He still did Velcro his principles upon the cathedral door, and change them by the hour.
The apparatus grew again. Elmendorf from the Land of Gephardt was hired, along with Lackey from the House of Edwards. Teams of de-equivocators gathered. And still the fog spread.
And so the age of nymphomottomania did begin. Suddenly it was realized what was missing. A theme! A slogan! The muses were mobilized to find that motto, which would give shape and precision to the cause. Over the weeks "A Better Set of Choices" begat "Safer, Stronger and More Secure," which begat "The Real Deal," which begat "Change Starts Here," which begat "Let America Be America Again," which begat "Hope Is on the Way."
Night and day the serial sloganators did work. And the seasons did turn and the conventions did come and go. Kerry's speeches were shortened, and parts of his life were edited out of his story (adulthood, for example). And yet there was still wailing in the House of Kerry for the message was still unhoned.
Kerry himself pinpointed the problem. Of advisers, there were not enough! So this month yet more were brought in, mostly from the camp of Clinton. There is McCurry, Lockhart, Carville and Begala. There is Greenberg and Wolfson.
And so it came to pass there are no swing voters left, because they've all been hired by campaign Kerry. They form a great and mighty leviathan, dedicated to the proposition that John Kerry should believe in something. The flow chart is as clear as can be. Sasso reports to Lockhart, Devine, Sosnick, Cutter and Cahill, while Cutter reports to Devine, Mellman, McCurry, Shrum and herself -- except on weekends, when Devine reports to Mellman and Sosnick and Cahill reports to McCurry and Sasso. Lockhart handles strategic response, McCurry daily response, Cutter tactical response and Cahill metaresponse.
Vast is the empire crafting Kerry's creed. Immense is the army of Michelangelos trying to sculpture the melted marshmallow of Kerry's core. And the seasons do turn and the polls do shift and the rending of garments gives way to the sunshine of hope and back again.
And tumultuous is the cry of the strategists, and loud are the furies of the campaign, but in the center there is a silence. For in the beginning all was vacuum and a void, and while all the king's horses and all the king's men do build this grand and mighty structure, the sound of their hammers echoes limitlessly in the hollow within.
Op-Ed Columnist E-mail: [email protected] reading the main story | <urn:uuid:c6a69ef2-5ec1-4168-b7dd-24f556df291b> | CC-MAIN-2018-22 | https://www.nytimes.com/2004/09/18/opinion/kerrys-cast-of-thousands.html | 2018-05-26T23:28:14Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867949.10/warc/CC-MAIN-20180526225551-20180527005551-00273.warc.gz | en | 0.96939 | 1,033 | [
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Diners might rave about that spinach salad, but maybe they have iron stomachs. Crowd-sourced reviews site Yelp just rolled out a new service to tell you not just how tasty the food is, but how cleanly it was prepared.
Beginning today (Jan. 17), San Franciscans will be able to see local restaurant hygiene scores on Yelp . The company has established a new standard called Local Inspector Value-Entry Specification — a mouthful to say, but thankfully shortened to LIVES.
The LIVES standard was jointly developed by Yelp and the technology departments of the cities of San Francisco and New York. The program displays the results of health inspections using the city's 0 to 100 score. The higher the score, the cleaner the restaurant.
Participating cities send to Yelp their health department files on local restaurants and other eating establishments. The city must include information to identify the restaurant, including its longitude and latitude, plus health department inspection records. Files that list specific violations, such as employees not washing their hands, are optional. Yelp users can immediately see a restaurant's score at the top of a restaurant's listing, and when clicked, a window opens showing available details.
The new scores will roll out to New York in the coming weeks with Boston, Philadelphia and Chicago to follow, according to Yelp's LIVES page for city governments. Jeremy Stoppelman, Yelp's CEO, invited other municipalities to join the program via today's blog post. | <urn:uuid:285189fa-4744-43c9-a2a7-61f75fdd35a1> | CC-MAIN-2018-22 | http://www.foxnews.com/tech/2013/01/17/new-yelp-restaurant-scores-give-hygiene-help.html | 2018-05-27T23:53:49Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794870497.66/warc/CC-MAIN-20180527225404-20180528005404-00593.warc.gz | en | 0.942313 | 297 | [
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- Renew or become a member online.
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When you are renting a 5, 10, 15, 20, 30 or 40 yard dumpster, you want a company you can trust with prices that make you smile. Give us a call today and see the difference we can make in your next construction or clean out project.
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Our staff is here to help whenever you need it. Simply pick up the phone and give us a call.
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Most Inola dumpster rental companies will take care of securing this permit for you if you rent from them. Make sure that if you’re planning to put the dumpster on the street, the company has made the appropriate arrangements. You should also ensure that you get the permit in a timely manner and at the correct cost. If you thought the dumpster company was getting a permit and they did not, you will be the one who will have to pay the fine that is issued by the authorities.
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Another reason why you might contemplate 8 Yard Dumpster in Inola, OKs is when you plan in doing structure on your office or home building. Almost all areas never allow the disposal of raw wood, nails or any other similar spend. These items can easily almost always be placed within the dumpster to possibly be hauled down when needed. Many garbage bin rental fees allow for the dumping associated with hazardous spend as well all of which will utilize discretion bins with this on the premises.
Every dumpster has a limit on the tonnage of the waste disposed, making the consultant know about the tonnage of the trash disposed will place right sized dumpster at the door step. Any unwanted trash disposed above the said limit can invite additional charges on your part, so it is crucial for you to allow representative understand the tonnage of the waste that has to possibly be disposed.
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The best way to cope with the frustrating clutter is actually to start putting things apart! Renting a dumpster can help with this method because you possess somewhere to invest of the junk instead of making an attempt to find another place to input it until rubbish day.
First, take the time to find customer reviews or testimonials this company. If anybody received complaints there is a decent likelihood they went online to in-take their annoyances. Their Ddd profile could be especially advantageous to check out.
Dumpster rental can appear like a difficult thing to comprehend. However, if these simple steps are implemented, it can be a easy and gratifying process.
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You may want to go with a dumpster or dumpsters that contain wheels. This will likely allow you to transfer it about to different spots on the building you are taking care of.
Removing toilet fixtures and also drywall can be a messy and also tedious project. A do-it-yourself project can abandon a huge clutter that may not are actually considered. Typical trash pickup truck within the neighborhood will require the breaking down on the drywall and also placing that into luggage. It will also demand that the toilet fixtures become disposed off according to the township's regulations. This tends to take time and also require that your particular old, stained bathtub stay outside of your own home while it is waiting for rubbish pickup. This really is unnecessary if you call for a 8 Yard Dumpster in Inola, OK. The length of the dumpster will likely be determined by the length of the project and the expense is determined by how much trash removed. A 8 Yard Dumpster in Inola, OK is affordable and provides a rapid means to get rid of excess waste materials during a bathroom renovation ideas.
When it is resolved that a dumpster is essential for the project you are taking care of, choosing the accurate size could possibly be the most important factor on this process. Typically, temporary dumpsters will be four dimensions: The task involving keeping the streets clean cannot be eventually left to the towns alone. Inhabitants must take any stand and also do operator. Construction dumpsters or perhaps the lack of dumpsters rapidly became evident. Everything from report bottles and also plates to older torn shirts, a head wear, and even a really old shoe can be found on street edges and in popular neighborhoods. Those who left these problems too effortlessly discarded products around the village without even a great deal as a second thought continue to be tossing out their rubbish, but we can clean up and make it clean by using a development dumpster dental.
Please use the form below to contact us. We look forward to working with you and will get back to you as soon as possible. All fields are required | <urn:uuid:1aa0b002-616a-4ca2-9f42-a16ffc9b85d1> | CC-MAIN-2018-22 | https://wasteadviser.com/oklahoma/8-yard-dumpster-inola-ok/ | 2018-05-27T23:42:37Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794870497.66/warc/CC-MAIN-20180527225404-20180528005404-00593.warc.gz | en | 0.959463 | 2,469 | [
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Welcome to Walnut Grille, a Vegetarian and Vegan restaurant with delectable varieties of vegetarian and vegan choices and plenty of Gluten Free options paired with organic wines and cocktails. Our dishes are artfully created to excite your palates and exceed your expectations and would definitely make you . Our seasonally inspired menu features fresh ingredients sourced from local farms. We have daily specials for Lunch, Dinner & weekend Brunch, check out our facebook page or book mark our Daily specials page to see what’s special everyday!
Conveniently located on the T “Newton Highlands” stop Free Designated Parking at the rear of the Restaurant
Walnut Grille gets featured every year, thanks to patrons like you. We hope to keep you happy in the many years to come.
To read more more reviews click here | <urn:uuid:2325fc3f-df7e-47f8-80e3-45f1d25e30ec> | CC-MAIN-2018-22 | http://walnutgrille.com/ | 2018-05-21T00:51:59Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863901.24/warc/CC-MAIN-20180521004325-20180521024325-00633.warc.gz | en | 0.937615 | 169 | [
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Design and analysis of a metamaterial with high refractive index at dual band frequencies
Metadata[+] Show full item record
The concept of a single frequency band, single high-refractive-index metamaterial has been extended and applied in the design of dual frequency band, dual high-refractive-index metamaterials in the THz regime. The structure design consists of twenty five unit-cells with a surface area of 250 um by 250 um and a thickness of 5 um. Each cell has metallic structures embedded in a polyimide substrate. The return loss (S-parameter) analysis show two strong electric responses at two frequency ranges and the extracted constitutive parameters suggested high values of simultaneous dielectric constant and permeability at these frequencies. Results retrieved from the S parameters also show high refractive index values. Two peaks of high refractive index values are shown in the final result of our design. Analysis show that higher refractive index at the second resonance frequency band is achievable through redesign of the structures, and modifications could lead to a single structure with multiple frequency, multiple high-refractive-index metamaterials that can be put to practical use. | <urn:uuid:49a42f00-13de-4ea4-ab6a-0e1a415e2e80> | CC-MAIN-2018-22 | https://mospace.umsystem.edu/xmlui/handle/10355/33144 | 2018-05-21T01:06:15Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863901.24/warc/CC-MAIN-20180521004325-20180521024325-00633.warc.gz | en | 0.853151 | 241 | [
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Playwrights Horizons debut. Off-Broadway: Troilus and Cressida (Shakespeare in the Park), The Who & the What (LCT3), Urge for Going (The Public), Theatre for One: Barrel Wave (Signature). Regional: Head Over Heels, The Happiest Song Plays Last, Troilus and Cressida, The Very Merry Wives of Windsor, Iowa (Oregon Shakespeare Festival); Welcome to Arroyo’s (The Old Globe); Love’s Labour’s Lost (Huntington). TV: “American Odyssey,” “Smash,” “Law & Order: CI,” “Covert Affairs,” “30 Rock,” “Law & Order.” Other: Sundance Theater and Film Institute. BFA: Boston University; LAMDA, UCB.
(as of 3/7/17) | <urn:uuid:7a65ffc7-d6dc-4513-8bf3-7ccf75793abf> | CC-MAIN-2018-22 | https://www.playwrightshorizons.org/shows/players/tala-ashe/ | 2018-05-21T01:10:21Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863901.24/warc/CC-MAIN-20180521004325-20180521024325-00633.warc.gz | en | 0.729891 | 195 | [
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This is a cool idea, making a binary counter music.
“Niklas turns a commonly silent digital process into music –
This is an experiment, where I count one byte up – from 00000000 to 11111111. Decimal spoken, this is from 0 to 255. I have assigned a sound to each bit and when it switches from 0 to 1, the sound is played” | <urn:uuid:7b2e3407-74b2-4bf2-b5eb-a209e866daf4> | CC-MAIN-2018-22 | http://www.danielandrade.net/2008/09/27/byte-makes-a-binary-beat/ | 2018-05-22T02:01:37Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864622.33/warc/CC-MAIN-20180522014949-20180522034949-00313.warc.gz | en | 0.912271 | 80 | [
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It was quite the week for Old Man McGumbus last week, who achieved international fame after his weekly antics inspired thousands of people to, as he likes to put it, “live.” The old man held a rally for a new presidential candidate of the United States, and then attempted to use a computer. Other stuff happened in the Hamptons too.
$120 in cash was stolen out of a car in Springs while it was parked in front of a bar. The money was in a white envelope at the time of the theft.
A man in East Hampton reported that a rifle and a box of ammunition were taken from his residence. He said that he last saw the rifle around July 4th. He told police that nothing else is missing from his residence and that there was no sign of a break-in. It was later determined by police that the man’s brother borrowed the rifle and returned it.
A man in East Hampton reported that a generator was taken from his shed last week. He noticed it missing from the box that the generator was packaged in when he bought it.
Old Man McGumbus, 105 years old and former World War II special weapons engineer, who is credited with inventing the world’s first hand grenade that looks like a banana, was arrested last week for drunk and disorderly conduct. McGumbus was hosting a presidential fundraiser for Clint Eastwood, “Because that damn guy should be President,” when he became agitated at a reporter for telling him that Clint Eastwood was not running for President. “That’s not the point!” he yelled, and threw a chair at the reporter. McGumbus demanded that the reporter be arrested, but ended up in handcuffs himself after he pulled off his leather belt and began spanking the reporter repeatedly and viciously. The entire incident was not broken up until the reporter subsequently passed out from the pain of the spanking. McGumbus later attempted to do an IAMA report on Reddit.com after his antics were published on the website, but the IAMA was stopped because McGumbus “hates hippies.”
Stolen Standup PaddleBoards
Two standup paddleboards were stolen from a man in East Hampton. The man said that both of the paddleboards and paddles are missing. The paddleboards were later discovered at Maidstone Beach and appeared to be abandoned. After all, who can handle dealing with those giant boards for more than a week?
An intoxicated man at a bar was approached by an officer and then proceeded to tell the officer that he was attacked by several subjects who all started punching him. He was unable to describe the men and just wanted to get to Montauk, where he was staying. He sustained several cuts to his face. Security at the bar told police that the man was highly intoxicated and was escorted out of the bar for not keeping his shirt on and for instigating fights with people. | <urn:uuid:ccd4cabc-9dd5-497c-b091-412aae734165> | CC-MAIN-2018-22 | http://www.danspapers.com/2012/09/16/hamptons-police-blotter-old-man-mcgumbus-declares-he-hates-hippes-faile-miserably-at-reddit-iama-spanks-reporter/?cat=4 | 2018-05-22T02:26:21Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864622.33/warc/CC-MAIN-20180522014949-20180522034949-00313.warc.gz | en | 0.991288 | 607 | [
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Proventil without prescription | <urn:uuid:c4fb9d2e-7770-4206-8279-44a5797eb4c3> | CC-MAIN-2018-22 | http://www.haberum.com/purchase-proventil-coupons-h6480.html | 2018-05-23T01:01:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865023.41/warc/CC-MAIN-20180523004548-20180523024548-00633.warc.gz | en | 0.682202 | 898 | [
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Research, first in the world, was carried out by experts from a reproductive medicine center, Nascentis, in Argentina, has found that radiation emitted by an Internet-connected computer resting on the user’s legs may affect male fertility by reducing sperm motility and fragmenting DNA.
The research was led by Conrado Avendaño, a biochemist specializing in andrology, in collaboration with Ariela Mata, reproductive biology specialist and César Sánchez Sarmiento, director of the medical center.
For the study, the researchers evaluated semen samples from healthy donors with no history of recent illnesses. Each sample was divided into two equal fractions, which were placed in separate temperature-controlled rooms. One of the sub-samples was incubated under a laptop connected to the Internet, to replicate the conditions that occur when a man places the computer on his lap.
After four hours of incubation of sperm under the two different conditions, a large percentage of the sperm cells in the sample exposed to the laptop, were foudn to be affected. The researchers concluded that exposure of sperm to the radiation from the laptop did not kill the sperm cells, but affected their motility. They also found that there was a significant difference between the integrity of the sperm cells' DNA in the sub-samples: the fraction exposed to radiation had a significant increase in sperm cells with fragmented (broken) DNA.
The findings are important because previous studies on reproductive medicine have shown that some of the problems in fertilization and embryonic development are caused by damage in the DNA molecules of the sperm.
While agreeing that further research on the matter is required, the researchers advise men to avoid holding laptop computers on the legs, 'especially if they are connected to Internet through Wi-Fi'.
This research brings new knowledge on the effects of electromagnetic fields (EMF) on human health. EMF levels from Wi-Fi devices are much lower than those emitted by mobile phones, and there is less public concern on potential health issues for wireless LAN devices. The Health Protection Agency (HPA) claims that if a person spends one year in a Wi-Fi hot-spot, they will receive a dose of radio waves equivalent to a 20-minute call on a mobile phone.
Often wireless access points are in close proximity to humans, but the drop off in the already low power over distance is fast, following the inverse-square law. (The radiation passing through any unit area is inversely proportional to the square of the distance from the source.) Nonetheless, the results of this study suggest that when a laptop is operated for long periods, the close proximity to the source of the EMF may affect a male user sensitive reproductive cells causing damage to DNA and reducing sperm cell motility.
The results of the study will be presented at the 66 Congress of the American Society for Reproductive Medicine (ASRM) in October 2010 in Denver, USA.
Courtesy of the Digital Journal
First Published in August 2010
Top of page | <urn:uuid:8a8b526f-7d5e-4d66-a00e-77118486c1cb> | CC-MAIN-2018-22 | https://www.foodsmatter.com/es/computers_wifi_bluetooth/research/laptops_fertility.html | 2018-05-23T01:32:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865023.41/warc/CC-MAIN-20180523004548-20180523024548-00633.warc.gz | en | 0.950694 | 613 | [
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Mazzie (Ragtime; Kiss Me, Kate; Next to Normal) will perform the National Anthem as the opener of the 2014 Coors Light NHL Stadium Series. It will be broadcast live nationwide from Yankee Stadium at 12:56 PM ET on NBC in the U.S. and CBC in Canada.
Mazzie will star as temperamental stage diva Helen Sinclair in Bullets Over Broadway, which begins performances March 11 at the St. James Theatre.
Five-time Tony Award winner Susan Stroman (The Scottsboro Boys, The Producers, Contact) directs and choreographs the musical that has been adapted by Allen from his 1994 film, which he co-wrote with Douglas McGrath. The musical incorporates pre-existing songs from the 1920's and 1930's for its score. | <urn:uuid:79b921b7-a076-416f-b073-33df44cf6f09> | CC-MAIN-2018-22 | http://www.playbill.com/article/marin-mazzie-will-sing-national-anthem-to-open-nhl-stadium-series-game-com-214169 | 2018-05-24T03:30:13Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865884.49/warc/CC-MAIN-20180524014502-20180524034502-00313.warc.gz | en | 0.942596 | 162 | [
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WIFI Commercial Advertising Outdoor Electronic Signage , Wall
Mounted IP54 Full Color LED Sign
Function and Technology Character
1) To ensure the clearness of graphics and texts, as to the indoor
display within 100sqm,the same level of red,green and blue LED
lamps with the same brightness( ±10%)and wave length( ±2.5nm) are
2) The glue we apply to encapsulate the module surface is imported
from Sourth Korea. It decreases the effect of background color. As
a result of the full absorption of thr LED refraction light,the
display eliminate the urmbra and ghosting during broadcast.
3) We apply sophisticated technology of plastic closure,each module
of the horizontal height less than 0.1mm. Therefore,our displays
have good color uniformities ,homogeneity,which is unique in the
LED display field.
4) Module design makes it convenient to assemble and also ensure
that the cabinets are nice-looking.
5) Maitenance difficulties are slolved and it truely realizes
three-dimensional and dot-to-dot maiterance.
6) The price is competitive among the same products in market and
the quality is assured.
|Pixel Density||10000 Pixels per Sqm.|
|Cabinet structure||front open cabinet|
|Drive Method||4 scanning|
|Chip||1R 1G 1B DIP LED|
|Best Viewing Distance||>8 meters|
|Viewing Angles||60° (Vertical) 120° (Horizontal)|
|Life Span||>100,000 Hours|
|Working Temperature||-30~70 C°|
|Input Voltage||AC110~270 V|
|Average Power(w/m2)||380 W/m2|
|Certification||FCC, CE, RoHS,|
Products function introduction:
1) High intensity and can be adjusted, so can meet the request of
the customers according the application environment;
2) Best equality, commendably solve the problem of the mosaic, have
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3) To pictures and character, have clear, exquisite and real
4) Big viewing angle to 110 degree at horizontal line, 60 degree at
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5) Can repair each led lamps, so the cost of maintain is lower, and
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1) Price Advantage: we have the best competitive price at the
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3) Quality advantage: From material to finished product, from
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4) Service advantage: Better service at same situation, better
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|LED Shape & Size||SMD 3 in 1|
|Drive Mode||Dynamic 1/8 Duty Constant Current|
|View Angle, 50% Brightness||140°/140°|
|Minimum View Distance||4m|
|Maximum Power Consumption||860W/m²|
|Operation Power Source||AC90-260V 50-60HZ|
|Brightness Adjustment||0-100% 8 levels automatic|
|Correction Scale Level||16bits|
|Brightness Correction||Pixels, Module, Cabinet Correction|
|Input Source Support||S-Video,Component,VGA,DVI,HDMI,SDI, HD_SDI|
|Control Distance||Multi-mode Fiber:50m;Single-mode Fiber:10km|
|Operating Temperature||-40°C - 65°C|
|Operating Life Span||100,000Hours|
|Out of Control Rate||0.01%|
1. What is the difference between real pixel LED display and
virtual pixel LED display ?
With the virtual pixel technology, the LED display will appear a
more clear vision.
Theoretically the resolution will be 4 times of a real pixel
technology LED display.
The difference of a real a virtual pixel LED screen of LED display
can be seen in the next pictures.
2. How do virtual LED display work?
Below you can clearly see how the virtual pixels are made, we
surely recommend you a virtual display, even so our new technology
of Dot Matrix it’s still better than virtual pixels, because the
three colors RGB are in the same dot or pixel, just like the SMD
technology and also the Dot Matrix have a horizontal viewing angle
of over 160 degrees. The virtual pixel LED display have a
horizontal viewing angle of upto 130 degrees.
3. What is the refresh rate for LED screens?
The refresh rate of a LED display is the number of times in a
second that the LED display hardware draws the data. This is
distinct from the measure of frame rate in that the refresh rate
for LED display includes the repeated drawing of identical frames,
while frame rate measures how often a video source can feed an
entire frame of new data to a display.For example, most movie
projectors advance from one frame to the next one 24 times each
second. But each frame is illuminated two or three times before the
next frame is projected using a shutter in front of its lamp. As a
result, the movie projector runs at 24 frames per second, but has a
48 or 72 Hz refresh rate.
4. Increase refresh rate for decreasing LED screen flickering
On LED display, increasing the refresh rate decreases flickering,
thereby reducing eye strain. However, if a refresh rate is
specified that is beyond what is recommended for the LED display,
damage to the display can occur.
Normally our LED display have a refresh rate of over 300Hz, which
is more than 5 times the refresh rate of a normal cathode
television which is 50Hz (PAL and SECAM) or 60Hz (NTSC). For
football stadiums (stadium LED display and perimeter LED display )
our LED display can reach a refresh rate of over 800Hz, which means
that they won´t show any flickering when recorded with a video
camera and broadcasted live on television. | <urn:uuid:d88a788d-3df6-44e7-ba93-bc9f64865184> | CC-MAIN-2018-22 | http://fullcolorleddisplays.sale.spintoband.com/pz6d6fbe1-wifi-commercial-advertising-outdoor-electronic-signage-wall-mounted-ip54-full-color-led-sign.html | 2018-05-25T01:29:01Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794866917.70/warc/CC-MAIN-20180525004413-20180525024413-00633.warc.gz | en | 0.765155 | 1,352 | [
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The announcement email is sent around and the name of the executive who everyone said would make the board is right there. He’s about to hit send on his email to the PR person about how glad he is to be joining the board and when, wait, there’s been a mistake and sorry, big mistake, it’s you—the woman who was meant to win it all along. Now he feels what—humiliated, weird, angry—and you feel a joy that is immediately undercut by your own doubt as well as maybe a few whispers as to why you got the nod to take the one empty seat.
Sound familiar? That’s what we all watched this past Sunday and while the Oscars can only have one Best Picture, too much of our flawed sense of who are the winners in life are, in fact, resting on the same precarious ground.
As Alyssa Rosenberg wrote in her piece in The Washington Post: “I hate that the contest between “Moonlight” and “La La Land,” which was framed as a litmus test about race and the entertainment industry, ended in confusion and a reversal that emphasized the sense that they were locked in a zero-sum contest, and that for “Moonlight” to win, “La La Land” not merely had to lose, but to be defeated.”
Take that to any place where diversity and parity are making in-roads – the corporate board where literally one seat at a time may come open. Or C-Suite promotions. Or even the opening at a company for a manager. That single opening is now in the center of a debate: who gets the seat and why? As Claire Cain Miller observed in The New York Times, reporting on a poll published this January by PerryUndem about how men and women, Democrats and Republicans, thought about gender in America after this last election:
“Many Americans seemed to think others had it better than they did, especially Republican men.
Over all, only 37 percent of respondents thought it was a good time to be a woman in the United States. Fewer thought it was a good time to be a minority woman; 24 percent said it was a good time to be a Latina, and 11 percent a Muslim woman.How you see the world depends on where you sit. Click To Tweet
Republican men seem to see it differently. Just over half thought it was a good time to be a woman, while only 41 percent of them thought it was a good time to be a man.”
How you see the world depends on where you sit—but it also depends on how you frame the view you have on the idea of power and equality. If you see it as a zero-sum situation—that in order to win you have to utterly defeat your opponent, your view is that power is never gained until someone else has been vanquished. It’s an old view of power—its power over and only one person remains standing.
And while there can only be on Best Picture, our own daily lives are more nuanced and less restricted. We can, in fact, change our metaphors and start to make gender parity and diversity less about winning at the sake of someone else. As I’ve shared with the many women who have been in front of me in seminars, power is a tool like a hammer: you can smash with it and you can build with it. The choice is yours. We can use power over people or we can use power to change a company’s direction, to create new business opportunities creatively, to see diversity as the ultimate power tool that lets us build a future reflective of the world we live in now.
And the zero-sum equation? Instead of a pie of so many slices, a table with so many seats, let’s start envisioning a feast that keeps coming, a diverse table that extends leaf by leaf, to accommodate the many individuals who add value to the way we do business by virtue of their singular view of the world. We all win when we start to see power as what we all bring to the collective vision. | <urn:uuid:2d139fe4-9230-4264-9387-2dd1e4904d12> | CC-MAIN-2018-22 | https://www.taketheleadwomen.com/blog/and-the-winner-is/ | 2018-05-25T01:06:51Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794866917.70/warc/CC-MAIN-20180525004413-20180525024413-00633.warc.gz | en | 0.976059 | 854 | [
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Feast of Starlight
This image appears in the gallery:
The Hobbit: the Desolation of Smaug official soundtrack - an album guide
8. Feast of Starlight
The mellow sound of a cor anglais, an oboe, and a delicate flute bring a different soundworld into this peaceful track, topped off with an ethereal solo voice. | <urn:uuid:3078b7e8-80e2-4921-954f-bcfaeb2b20a4> | CC-MAIN-2018-22 | http://www.classicfm.com/composers/shore/guides/hobbit-desolation-smaug-soundtrack/feast-starlight/ | 2018-05-27T01:46:19Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867977.85/warc/CC-MAIN-20180527004958-20180527024958-00633.warc.gz | en | 0.823132 | 76 | [
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Gender reassignment policy for teens draws fire in Oregon
PORTLAND, Ore. -- Jenn Burleton always stays busy, but the phones at the Portland-based Trans Active Gender Center are ringing even more than normal.
"I came out at age 12, and that was in 1966," Burleton said.
Burleton knows firsthand how difficult life can be for transgender youth or those born as one gender but who identify as another.
"It can become the most pervasive struggle of your existence," Burleton said.
That's why she co-founded the center to provide counseling and assistance for teens and their families going through gender dysphoria.
"We find kids who get early care do really, really, really well. Amazingly well," Burleton said.
She also petitioned the 12-member Health Evidence Review Commission -- or HERC -- to change the state's Medicaid policies when it comes to transgender youth. The group contains doctors and medical professionals. Its members are appointed by the governor.
HERC approved the change back in January. Now transgender youth as young as 15 years old can get state-funded counseling, puberty suppressing drugs, and even gender reassignment surgery without parental consent.
"It was shocking! This is genital mutilation," Lori Porter said of her first reaction to the change.
Porter, with the group Parent's Rights and Education, says HERC went too far.
"Minors can't get tattoos or driver licenses; yet they can get their breasts and penises cut off without their parents knowing or consenting to that?" Porter said.
She says parents are being kept out of the loop when it comes to their own children, and voters should have at least been able to weigh in.
KATU News in Portland called HERC repeatedly for more information, like how many kids have already enrolled, or how much this could cost the state. While the calls were never returned, a fact sheet was sent to the KATU newsroom shortly after the story aired. | <urn:uuid:29ffaa5f-c28c-4ec8-9b8e-d7e889bcb39f> | CC-MAIN-2018-22 | http://komonews.com/news/local/gender-reassignment-policy-for-teens-draws-fire-in-oregon-11-21-2015 | 2018-05-28T02:53:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794870771.86/warc/CC-MAIN-20180528024807-20180528044807-00313.warc.gz | en | 0.976713 | 410 | [
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Catastrophe losses are getting more and more expensive. Population growth and increasing wealth compound exposures while a changing climate causes more frequent and severe events. Ronald Gift Mullins asks, “Who should pick up the tab?”
Who is to pay for natural catastrophes? Insurers and reinsurers with earnings from their investments and premiums from policyholders? State pools funded by citizens’ taxes? A federal fund financed by US taxpayers? Investment-type instruments backed by the trillions in the world’s capital markets? Charitable and religious groups? A creative combination of one or more of these programmes?
The economic magnitude of catastrophe losses continues to mount. An analysis by AIR Worldwide estimates that over the past three years the insured value of properties in coastal areas of the US continued to grow at a compound annual growth rate of just over 7%. “While the scientific debate over the effects of global warming on the frequency and severity of hurricanes remains inconclusive, there is no question that the significant increase in the number and value of exposed properties over the last decade has and will continue to contribute to increasing hurricane losses for insurers,” said S Ming Lee, CEO of AIR Worldwide.
Finding the appropriate solution to paying the billions in insurance and reinsurance claims from these ever-costly calamities means balancing the often-competing goals of ensuring that citizens are protected while limiting taxpayer exposure. An acceptable resolution becomes more complex and urgent with each passing year.
No perfect solution
In late 2007, the Government Accountability Office (GAO) published a study of what options were available in the public and private sectors for handling losses from catastrophes. The GAO examined the rationale for and resources of federal and state programmes that provide natural catastrophe insurance. It also examined the extent to which Americans living in catastrophe-prone areas of the United States are uninsured or underinsured. It looked at the types and amounts of federal payments to such individuals since the 2005 hurricanes and public policy options for revising the federal role in natural catastrophe insurance markets.
The report examined seven public policy options for changing the federal government’s role, including establishing an all-perils homeowner insurance policy, and providing reinsurance for state catastrophe funds. But these options, which may help better address catastrophe risk by charging risk-based rates, would need to be balanced with the consumers’ demand that rates remain affordable.
“Over the past three years the insured value of properties in coastal areas of the US grew at a compound annual growth rate of just over 7%
For example, establishing an all-perils homeowner policy is a private sector approach that could help create broad participation. But low-income residents living in parts of the United States with high catastrophe risk could require subsidies, resulting in costs to the government. Similarly, federal reinsurance for state programmes could lead to broader coverage, but could displace private reinsurance and require disproportionate contributions from states with little exposure to catastrophes. It could also lead to relaxing zoning rules on building along the US coasts.
The study made no recommendations as to which option should be pursued. It did suggest there was no perfect solution to financing losses from catastrophes.
Flood insurance pool stagnant
The greatest economic and insured losses of any natural catastrophe so far, result from the terrible power of hurricane winds and the widespread flooding that often follows. As an example, in addition to the approximate $60bn paid by insurers/reinsurers following the 2005 Hurricanes Katrina, Rita, and Wilma, nearly $88bn was allocated by Congress for the recovery effort. The National Flood Insurance Program (NFIP) made about $16bn available to homeowners who lacked adequate insurance or had none at all.
Designed to expire at the end of September 2008, the NFIP has been reauthorised by the House and includes some form of wind coverage. Strongly supporting wind coverage within the NFIP were senators from the Gulf of Mexico states. They argued that adjusting claims after such disasters would be easier and simpler as no distinction would have to be made between damage from flooding and that from wind. But the Senate bill passed without including wind coverage.
A reason given for eliminating wind coverage was another study by the GAO. It found that adding wind insurance to the NFIP would expose the federal government to almost $600bn in potential claims over the next five years. The House bill has been embraced by the insurance industry. The Senate bill does forgive $17.5bn in debt the NFIP incurred after Hurricane Katrina. The House measure does not. The controversial wind coverage and forgiveness provisions remain as major obstacles that have to be hammered out by a House-Senate conference. President Bush has indicated he would veto any version of the bill that “shifts liabilities for windstorm damage from the private sector to the NFIP [as such a move] would be fiscally irresponsible”.
“Establishing an all-perils homeowner policy is a private sector approach that could help create broad participation
With the widespread flooding that has engulfed great sections of the US Midwest this spring, the debt of the NFIP will surely rise again once the rivers recede and clean-up begins. Insured losses are expected to reach $850m from the flooding and storms that hit the seven Midwest states, according to the Insurance Services Office.
Federal catastrophe backstop?
Known as the Homeowners’ Defense Act, or HR 3355, the national catastrophe fund has been approved by the House but the bill has not gone anywhere in the Senate. President Bush has vowed to veto the bill should it come to his desk. He says the private insurance sector can best provide coverage.
Importantly, the issue has become part of the campaigns of Senator John McCain, Republican candidate for president, and Senator Barack Obama, the Democrat’s choice. Senator McCain opposes the measure because it ignores the need for private insurance reform to broaden markets and protect “against the cherry-picking of individual states,” an aide said. Other critics believe a national catastrophe fund would encourage development along US coasts even faster than at present. The programme would also require taxpayers in states with little or no catastrophes, such as hurricanes and earthquakes, to ante up to pay for such losses in other states.
Senator Obama enthusiastically supports the idea saying it would “stabilise the catastrophe insurance market by expanding the capacity of the private insurance market to cover a natural disaster.” He says it would also stabilise premiums for homeowners. He was quoted as saying: “I will commit to supporting this legislation as president”. A number of large homeowners insurers, State Farm, Allstate and Travelers, are supporting its passage, stressing that the potential loss from mega hurricanes could threaten the financial health of insurers.
According to a recent article by Standard & Poor’s, federal government participation through a natural catastrophe backstop programme could limit the amount of losses for insurance carriers while potentially increasing the availability of coverage to these residents. “A federally-backed programme might also supplement the insurance the private market provides and encourage insurance companies to provide more coverage for natural disasters.”
“Federal reinsurance could displace private reinsurance and require disproportionate contributions from states with little exposure to catastrophes
Overall, the article states, it is up to insurance market participants, (re/insurance carriers, regulators, states, the federal government and others) to determine what role the government should play in managing natural catastrophe risk. “Most agree that taxpayers shouldn’t be the source of the funding for a federal-backed programme. From an industry standpoint, a federal-sponsored natural catastrophe reinsurance programme could be viewed the same way as other similar existing federal insurance programmes, such as the National Flood Insurance Programme and the Federal Crop Insurance Programme,” the article states.
“If the government provides reinsurance, it could be considered as another form of reinsurance from a ‘AAA’ reinsurer,” continues the article. As a result, participant insurers of this programme could have improved risk-adjusted capital adequacy if they take part in the programme rather than getting cover from lower-rated reinsurance carriers. One downside is the potential loss of revenue for companies that underwrite natural catastrophe re/insurance. “These companies would be competing with the federal government, which could materially hinder their operating performance and weaken their competitive position,” states the article.
Offering a fresh approach to handling losses from future catastrophes, Swiss Re advocates a strategy that shifts financing from post-event to pre-event. This gives some support to the idea of a federal catastrophe backstop in the US. Reto Schnarwiler, head of Swiss Re’s public sector business development unit, acknowledged that no organisation or country “can fully insulate itself against extreme events. Transferring catastrophic risk therefore has to be a key element in the financial strategy of every disaster-prone country or region in order to enable and sustain growth”.
Swiss Re’s approach is to shift the traditional disaster relief approach, which involves raising funds after an event hits, to an approach that accumulates funds before a disaster occurs. A new generation of sovereign insurance (or “macro-insurance”) instruments can make it easier for governments to cope with disasters. Governments will be able to deliver immediate relief to the victims of natural disasters, according to Swiss Re, without suddenly creating a significant burden on public finances. “New forms of public private partnerships allow them to leverage their funds through the use of insurance and capital market instruments,” said Michel Liès, member of Swiss Re’s executive committee.
Such public-private initiatives have enjoyed success in other parts of the world. They include scope to transfer risk to the capital markets, as well as to traditional insurance and reinsurance companies. Turkey, Taiwan (its earthquake pool launched a catastrophe bond in 2003), New Zealand, Indonesia, Japan and the Caribbean have all successfully launched catastrophe pools with public and private sector backing. Should the US aim for such an approach with its national cat fund, the country’s catastrophe risks could be aggregated and ultimately ceded to the reinsurance and capital markets. If done properly, this model could successfully diversify exposures and ensure adequate funding for the ever-increasing catastrophe losses.
Ronald Gift Mullins is an insurance journalist based in New York City.
Florida running on empty
In the late 1960s due to urban riots, homeowners' coverage in certain areas was not available from private insurers. FAIR (Fair Access to Insurance Requirements) plans were created to provide minimal coverage for riot, fire, vandalism and windstorm. About a dozen states offer liability with homeowners' coverage. In 2006, there were about 2.6 million FAIR policies, producing premiums of close to $4.1bn.
The 2005 hurricanes encouraged state-elected officials to come up with schemes to bolster their windstorm funds, especially those in the Gulf of Mexico. No state in the eastern part of the US has more coastline than Florida and with 1.5 million policies in its FAIR plan and premiums of $3.4bn, it has by far the largest of such plans. Following Hurricane Wilma in 2005, the Florida Hurricane Catastrophe Fund (FHCF) had a deficit of about $1.4bn, according to the Insurance Information Institute.
To eliminate the deficit, all policyholders in the state are being required to help pay for Citizens' 2005 deficit through a surcharge averaging 2% of their annual premium. The legislature has allocated $715m to reduce the amount of assessments policyholders would be required to pay. The remainder of the deficit, about $887m, will be collected over a ten-year period. In early June 2008, the FHCF announced it would sell up to $625m in bonds to pay outstanding claims from Hurricane Wilma of 2005.
Fund officials say there's only about $160m left in the account, enough to settle claims for only a few months. A 1% surcharge on most insurance policies to cover hurricane claims that began in 2007 has been extended for two additional years through 2014. "The ultimate costs are uncertain but this could be enough," said Jack Nicholson, senior officer of the Florida Hurricane Catastrophe Fund. "We'll revisit it next year."
The FHCF typically issues bonds post catastrophe to shore up its funds, but therein lies another issue. "With the contraction of the credit market, it has become difficult to sell the bonds that would provide the cash to pay for potential losses and those that were sold carried a higher than expected interest rate," states the Insurance Information Institute. It essentially puts the citizens of the Sunshine State on the hook for enormous losses if a hurricane should smash into it again. | <urn:uuid:8f91ae90-2c74-40ec-ae1f-b9acfec3cc14> | CC-MAIN-2018-22 | https://www.globalreinsurance.com/paying-for-catastrophes/1373018.article | 2018-05-28T03:20:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794870771.86/warc/CC-MAIN-20180528024807-20180528044807-00313.warc.gz | en | 0.95668 | 2,620 | [
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...and on one level it was rather better than I was expecting. An outstanding performance by Jack Wolfe as turbulent, intelligent (and actually quite sexy) bad-boy Braille and some pretty good tunes led to an enthralling and moving evening: on the whole the play did a very good job of telling an important and little-known story. But there were also some serious problems....
From Vocaleye's helpful introduction to the play I learnt about the over-complicated glass and wood two-storey set, the unnecessarily detailed period costumes and the fact that all the blind characters in the play wear blindfolds to symbolize their blindness.
Wait. Blindfolds? Really?
In their introduction, the describers explain that 'All the actors in the production are sighted. Blindness is indicated by gauzy black cloths worn as blindfolds.'
This use of blindfolds to represent physical blindness is problematic for many reasons. Firstly, it suggests that blindness is these children's only defining characteristic; their blindfolds stigmatize them, positing them as a homogeneous and marginal group who are diametrically opposed to their sighted teachers and carers. Secondly, it suggests - wrongly - that blindness is always total and always in both eyes. This use of blindfolds reminds me of the controversial use of blindness simulations to allegedly teach sighted people about blindness. Researchers have recently found that simulating blindness can in fact do more harm than good, and I fear that the show's use of blindfolds may have a similar effect.
But as the play progresses, the blind children sometimes remove their blindfolds, particularly when they are celebrating the invention of the braille alphabet or protesting against the Institute's refusal to let them use braille to read. This removal suggests that the blindfolds do not in fact signify physical blindness at all. Instead they stand for the metaphorical blindness which comes from being denied access to literature and knowledge. This association between blindness and lack of knowledge is of course equally problematic. As David Bolt explains in The Metanarrative of Blindness, the ‘seeing-knowing metaphor’ (p. 18), like the ‘blindness-darkness synonymy’ (p. 21) and the odd idea that people are either fully blind or fully sighted (pp. 69-70) all contribute to sighted society's view that blindness is an affliction in need of a cure or a tragedy in need of a happy-ending. But at least this metaphorical dimension allows the director to make the point that the children are 'blinded' less by their physical lack of sight than by society's insistence on using sighted means to communicate information.
Importantly, as well as telling the story of the invention of braille, the plot of The Braille Legacy includes a sinister suggestion that an over-zealous ophthalmologist at the Institute was secretly conducting dangerous, even fatal, experiments on the children's eyes in a bid to find a 'cure' for blindness. Happily, this medicalization of blindness is countered by the play's more sympathetic characters who argue that blind children do not want or need a cure: instead all they need is a simple and universal way of accessing information. This tension between cure and societal change echoes the tension between the 'medical' and 'social' models of disability which still exists today. By associating the cure with the death of innocent children, the play controversially argues against medical intervention and in favour of improved access to literature, culture and the arts.
Given this insistence that the blind children deserve access to knowledge, it is unspeakably ironic that the play itself was not made accessible to blind audience members. If audio-described performances are too expensive then why not include AD in the show itself? Surely this production would have been ideally suited to the kinds of integrated audio description deployed so effectively by theatre company Extant. Why not use a simple set rather than a confusing structure with reflective surfaces and glaring spot lights? Things off-stage were no better. Despite the fact that the production was supported by the RNIB, I saw no evidence of braille or large-print programmes. This is a shocking omission as is the fact that the video about the play on the RNIB website is captioned but not audio described. If the RNIB can't lead by example then how can other organisations hope to improve access? To be fair, the front-of-house staff had clearly had some training in how to act as sighted guides, but their techniques, whilst enthusiastic, were clumsy and patronizing in places. Perhaps the play's overall lack of accessibility meant that they did not have many blind audience members to practice on...
Overall, this production represents a massive missed opportunity: whilst the play's script convincingly calls for the emancipation of blind people, this optimistic message is completely undermined by the failure to make the production accessible. Like the embossed books which frustrate Louis in the opening scene, the play was designed by sighted people who have put no thought into the best way for blind people to access its content. | <urn:uuid:28b495d3-32f0-4590-abe2-f1ea69b65c91> | CC-MAIN-2018-22 | http://hannah-thompson.blogspot.co.uk/2017/06/ | 2018-05-21T04:47:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863949.27/warc/CC-MAIN-20180521043741-20180521063741-00353.warc.gz | en | 0.960899 | 1,047 | [
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Saturday, May 26, 2012
Good evening brothers and sisters,
By the time you finish the first hymn in worship tomorrow I hope to be finishing the Ottawa Marathon. Keep Kris and Matt in your prayers also as they run the half-marathon in Buffalo. I pray blessings on your worship as you celebrate the coming of the Holy Spirit.
In our reading today we focus on Peter's explanation of who Jesus is. He explains Jesus' eternal life and resurrection in terms of the Psalms. It's interesting watching the early disciples share Jesus with people in their time. They took what they experienced with him and used that to understand the Bible.
Blessings on your worship,
22“You that are Israelites, listen to what I have to say: Jesus of Nazareth, a man attested to you by God with deeds of power, wonders, and signs that God did through him among you, as you yourselves know— 23this man, handed over to you according to the definite plan and foreknowledge of God, you crucified and killed by the hands of those outside the law. 24But God raised him up, having freed him from death, because it was impossible for him to be held in its power.
25For David says concerning him, ‘I saw the Lord always before me, for he is at my right hand so that I will not be shaken; 26therefore my heart was glad, and my tongue rejoiced; moreover my flesh will live in hope. 27For you will not abandon my soul to Hades, or let your Holy One experience corruption. 28You have made known to me the ways of life; you will make me full of gladness with your presence.’ 29“Fellow Israelites, I may say to you confidently of our ancestor David that he both died and was buried, and his tomb is with us to this day. 30Since he was a prophet, he knew that God had sworn with an oath to him that he would put one of his descendants on his throne. 31Foreseeing this, David spoke of the resurrection of the Messiah, saying, ‘He was not abandoned to Hades, nor did his flesh experience corruption.’ | <urn:uuid:a69e9f6b-a899-4ad9-9ad3-c322d289942b> | CC-MAIN-2018-22 | http://laureltonpastor.blogspot.com/2012/05/not-abandoned.html | 2018-05-21T04:56:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863949.27/warc/CC-MAIN-20180521043741-20180521063741-00353.warc.gz | en | 0.984979 | 451 | [
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|Public health concerns raised over the fear of the spread of Ebola has caused at least three states: NJ, NY and IL, to institute a mandatory quarantine of potentially exposed workers. Today's post is shared fromnj.com.|
TRENTON — The American Civil Liberties Union is demanding that Gov. Chris Christie provide more information to the public about how the state came to the conclusion that mandatory quarantine of healthcare workers was medically necessary, saying it has “serious constitutional concerns about the state abusing its powers.”
The civil liberties group’s demand came after a nurse who had been under quarantine after arriving at Newark International Airport on Friday tested negative for Ebola on Saturday. Currently, the nurse, Kaci Hickox, remains in New Jersey state custody over her objections, published in the Dallas Morning News and the objections of the international aid organization, Doctors Without Borders, for whom she’d worked in Sierra Leone.
“Ebola is a public health issue and the government’s response should be driven by science and facts and not by fear. We must treat our medical workers who put... | <urn:uuid:e973a05c-2fd4-4bb9-93ac-098a167595ca> | CC-MAIN-2018-22 | http://workers-compensation.blogspot.com/2014/10/aclu-demands-christie-give-legal-reason.html | 2018-05-21T05:02:20Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863949.27/warc/CC-MAIN-20180521043741-20180521063741-00353.warc.gz | en | 0.954373 | 228 | [
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Police in Belarus have detained about 100 Ukrainian soccer fans after spectators at an international match chanted vulgar verses targeting Russian President Vladimir Putin.
About 30 Belarusian fans were also detained after the Euro2016 qualifying match between Belarus and Ukraine in the city of Barysau.
The majority of those detained were released later, but 12 Ukrainians were found guilty of hooliganism and jailed for five to 10 days, and 12 Belarusians were fined, on October 10.
The incident came the day before Putin's arrival in the Belarussian capital on October 10 for a meeting of leaders from the Russian-led Commonwealth of Independence States.
The anti-Putin chant has become a rallying cry for Ukrainians angered by Russian interference in their ex-Soviet state this year, since the ousting of a Kremlin-backed president and Kyiv's embrace of the West.
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Saturday, December 23, 2006
Sunday, December 17, 2006
Thursday, December 14, 2006
Why crimes and harassment against women are so high in our state? I wonder our society is so closed. Out of 30 million population, 2.5 million are gulf emigrants. There is a huge Diaspora of malayalees in Europe, Africa and America. Lastly, within India we can call an influential NRK (Non Resident Keralites) population across the country. So the number of families got separated are in millions. At the same time, Socio Cultural Revolution in the late 19th and early 20th centuries appeared to have worked on the malayali mindset to a model moral place. The struggle against feudalism and social inequality succeeded very much but the resent on the upper class still runs trough the malayalees still???? The latter part of the 20th century, Kerala witnessed the emergence of middle class which identified with the upper class or the separation between the two is very narrow, so the struggle continues against the middle class. Don’t you think these factors play an important role while you discuss harassment? Where is the root of the problem???
Tuesday, December 12, 2006
Kerala, the land with ravishing beauty and unparallel resources boasts of hundred percentage literacy. For the last two decades, the annual inflow income money is more than 700 crores which equaled the one of the highest net inflow in the pre globalization time. We have an enrolment of 85% of students in the primary level and our health indices are comparable to the developed countries. Distribution of health is very much in this state in terms of mansions, bungalows and multi storied buildings puffed with Italian marbles and granites. This is the first state where the first communist government came into the power through ballot. We have seen Naxalism and emergency at various degress compared to other parts of the country. We sent our sisters and brothers to toil in the deserts because we were reluctant to submit the failure of our policies. The communal organizations caught the imagination of the majority of the people even while they preached Marx’s famous quotes. We were forefront of the abolition of the communal frenzy and land lords but feudalism still runs through our veins. This state is unparallel in terms of number of suicides, divorce rates, crimes, road accidents etc……… what a paradox is this? Is it God’s own country?
Saturday, December 09, 2006
This is a comment to the article on ‘Pakistani terrorism faces manpower crunch; starts new strategy’
I denounce the phrase Islamic terrorism. Any reader of this article who happened to be an Islam by birth cannot be mollified by any other pleasing gimmicks by the Government of the day to retain their vote bank when elections are around. How come terrorism can be attributed to one and only single group/ community in this world? LTTE is not an Islamic force nor is Northern Ireland group. In India, there are many small and big organizations that do not have any link with Islam but having pronounced allegiance to Hindu and Christian groups terrorize the state. Then, why Islam only?
There is an increased identification of all the actions of any society or an individual with any of the religion in the recent times. There is a concerted effort also from some quarters to visualize the developments along the restricted and confined bogey of religious fundamentalism. Walking along the streets of Cochin, I wonder why there is an increase in number of women wearing a veil in the last couple of years. Is it because the generation is back into strict edicts of religious texts or because of the reinvigoration religious practices in an insecure world?
The world is becoming more and more open minded and small in terms of connectivity and communication. One should not disparage any other sect or a religion just because one or a small group has committed any wrongs.
How can we say that if 100 odd people terrorize this country, the entire blame should fall on the entire population even at the international standards (100/1000000000 = 0.0000001 or .00001%). If this is the case, then USA is more terrorized as it counts for 1/210 countries in this world = 0.476%. And finally, as a responsible youth, I feel it is my duty to protect and protest but not on terrorist means.
Friday, December 08, 2006
Is there any vision statement on the future of this state from any quarters of this political jamboree? Is there any political wisdom on the part of the political leaders formulating the policies concerned to the state? Where should Kerala stand in Education and Health after ten years? What are our priorities with regard to roads and infrastructure? What will be the shape of the Kerala economy after ten years? What are the chances of the upcoming generation?
Are we heading for a dooms day?
Can any of these political party leaders answer these questions with confidence and fluency? Can they dare to speak on the development without touching any political misconstrues? The challenge lies ahead. But who will bell the cat?
Is there any avenue where the politics has not encroached into in Kerala? What is the contribution of these political forces towards over all development of Kerala society in all these years? This is time for social auditing. Is it the Gulf emigrants who contributed more to the overall improvement of the state in the last two decades? Can any political party enlist their achievements and contributions to the general public and be ready for a debate? We don’t want answers in paragraphs but convincing one liner.
Another election may come. Another candidate will win. But how long can this circus be continued?
Now, you tell who won the election in Thiruvambad
Saturday, November 18, 2006
Monday, September 11, 2006
Wednesday, August 09, 2006
Thursday, August 03, 2006
The best way forward is to put the force of competition to use in the labour market.
A set of proposals was jointly submitted to the government by Assocham and the CII last week, suggesting a series of initiatives to be taken by the business to increase economic opportunities for members of the scheduled castes and tribes. The proposals essentially involve interventions at all levels of the education system by way of setting up of coaching centres for preparation for admission to and endowment of scholarships at premier institutions. They also visualise mentoring programmes for the development of entrepreneurs from these communities.
These initiatives are all based on voluntary action by members of the two associations and compliance would be entirely self-regulatory. The associations propose a code of conduct, which would guide their members’ actions, reinforced by the regular disclosure by companies on their individual contributions.
The submission was, not surprisingly, categorical in its rejection of legally mandated job reservations in the private sector. A reaction to this by many people was that these proposals are a “too little, too late” reaction to the threat of mandatory quotas hanging over their heads. If this is all it takes to solve the problem, went the argument, why weren’t such initiatives taken sooner and voluntarily? Well, as any observer of reform processes would appreciate, positive change usually takes place when a crisis is imminent.
But, that is neither here nor there. Nobody would argue that these proposals are meant to be a solution to a problem that public policy has been unable to solve for six decades. It would be rather naïve to expect private solutions to address a problem of macroeconomic dimensions. The debate on this issue over the last few months has achieved at least two things.
One, it has focused attention on the scale of the problem, not just with respect to scheduled castes and tribes but other large segments of the workforce. Two, it has emphasised the fact that the constraints to change are complex enough to require the use of multiple instruments, exercised by both the government, through appropriate policy changes, and the private sector, through initiatives such as the ones proposed.
Whether these are sufficient or more is required is a question that cannot be answered in isolation. The respective roles and contribution of the public and private sectors have to be viewed from the perspective of inter-dependence and complementarity.
At the core of this complementarity is the labour market. Fifteen years after the reforms began, the benefits that reasonably well-regulated markets can bring are surely beyond question. The transition from public or licensed private monopolies to competitive supply has resulted in greater availability accompanied by lower prices in a whole range of sectors. Presumably, consumers of these products and services are better off than before, while efficient producers can earn reasonable profits even in such competitive situations. Why can’t the logic, as well as the experience, of product markets translate into sensible labour market policy, which should generate comparable outcomes in terms of larger volumes (employment) and benefits to “consumers” (employers) with reasonable returns to suppliers (workers)?
What does a competitive labour market mean? The most critical characteristic of competitive markets is the ease with which both consumers and producers can enter or exit. As cold as it may sound, this is best described by the term “hire and fire”. When job security regulations exist, an asymmetry is introduced between employers and workers. A worker is free to exit from a job, while an employer is not free to exit from his contract with a worker. This one distortion completely undermines the ability of the market to generate the positive outcomes listed above.
Restricting the freedom to exit significantly raises the cost of a worker as far as the employer is concerned. He has to continue to pay wages even when the worker is not contributing to revenues, for example, when the business faces recessionary conditions. The effective cost of a worker, therefore, is elevated significantly above his “wage”; the more turbulent the business environment, the larger this premium becomes.
The post-reform experience with employment can be viewed in this context. According to the data published by the ministry of labour, the private organised sector, in which job security regulations apply most stringently, saw its employment levels peak in 1998, with a persistent decline thereafter. Employment growth since the reforms has taken place predominantly in various service sectors, which are substantially exempt from job security regulations. A third fact, which is at the heart of the reservations debate, is that government and public sector employment has also been declining after attaining a peak in 1997.
The public sector, broadly speaking, was the vehicle of affirmative action in this country. Until 1990, reservations were the exclusive preserve of the scheduled castes and tribes, quotas for whom were enshrined in the Constitution. After that, the entitlement was extended to Other Backward Castes. However, in the years that followed, fiscal compulsions, the streamlining of government activities, and decline in investments by public enterprises led to fewer jobs being created in this sector, eventually resulting in net attrition since 1997. Quotas being applied on a smaller base obviously meant fewer job opportunities and, consequently, rising discontent.
It is tempting to look for a quick expansion of the base, to which reservations can be applied as a way of expanding employment opportunities for members of the target groups. But, as we have seen, the private sector is an entirely different kettle of fish; any restriction imposed on its conditions of employment tends to reduce its willingness to hire instead of increasing it. In effect, reservation will have an impact similar to job security regulations in raising the effective cost of each worker hired by hindering exit. The government could earlier afford to hire workers without considering their impact on the bottom line. Neither it nor the private sector can afford to do this today.
Under these circumstances, the best way forward is to put the force of competition to use in the labour market, just as we have so successfully done in the product and service markets. It is in this context that the associations’ proposals have to be viewed. Training, coaching, mentoring and other such initiatives are all useful ways of helping people exploit the opportunities that the marketplace creates—complements to the market mechanism. They are not substitute ways of creating those opportunities. This is one buck that the government just cannot pass on to the private sector.
Tuesday, July 11, 2006
Growing demand prompts B`lore to promote dual use of water
With the population of Bangalore crossing the 7-million mark and the demand for water reaching 1.2 billion litres per day (BLD), the Bangalore Water Supply and Sewerage Board (BWSSB) has proposed the dual use of water – laying separate pipelines for supplying drinking water and recycling water for non-drinking purposes.
Initially, the focus will be on industries. At present, BWSSB supplies recycled water containing ‘biological oxygen demand’(BOD) between 20 per cent and 30 per cent (considered fit for washing, gardening and industrial purposes) to major industries around the city.
Similarly, it has worked out a plan with the Bangalore Development Authority (BDA) for laying separate pipelines to supply both drinking and recycled water under the dual water supply policy in new residential townships like Visvesvaraya Layout and Arkavathy Layout.
“Owing to the rapid expansion of the city, especially on the outskirts, the demand for water has risen to 1.2 BLD as against the available 930 million litres per day (MLD). Demand is likely to go up to 2.2 BLD by 2025. We have no option other than to promote the dual use of water. Bangalore is the first city in the country to undertake such an exercise,” BWSSB chief engineer T Venkataraju stated.
BWSSB has been forced to opt for the dual water policy as it has exhausted all available sources of drinking water. At present, it draws water from Tippagondanahalli reservoir (148 MLD) and Cauvery river (810 MLD). The Cauvery river cannot meet the requirements of the growing city. This has forced BWSSB to restrict domestic water supply to alternate days.
The water shortage is aggravated by a huge share of water going unaccounted – as high as 38 per cent – due to illegal tapping and leakage. Therefore, the actual supply of water to consumers is approximately 530 MLD.
In addition, the ground water draft (through borewell and open wells) in the city is estimated at 750 MLD. Despite many plans and attempts, BWSSB has been unable to reduce the share of unaccounted water, especially due to political pressure.
BWSSB’s installed capacity to produce recycled water now stands at 70 MLD. By next year, it will increase to 245 MLD after the completion of work on tertiary treatment plants at various locations across the city. The potential to produce recycled water is approximately 800 MLD.
“This being the case, we will shortly launch a campaign to popularise use of recycled water among major industries. The Karnataka government is also trying to convince manufacturing and textile industries to opt for recycled water. In the next phase (starting date of which has not been decided), existing residential consumers will be targeted,” Venkataraju pointed out.
At present, BWSSB supplies recycled water to the Bangalore International Airport project (4 MLD), Bharat Electronics Ltd (1 MLD), Aravind Mills (0.5 MLD), Border Security Force and defence establishments (2 MLD). Recently, BWSSB won a contract to supply recycled water (48 MLD) to the upcoming power plant at Bidadi.
In the US and Australia lilac-coloured taps labelled ‘not for drinking’ are used for recycled water. “Under the dual water policy, separate meters will be provided for the recycled water supply. Nearly 60 per cent of water used in homes can come from this source,” Venkataraju explained.
1. Power cuts: While typing this article, the electricity board cut off the power supply. The reason -- a storm last night which lasted for 15 to 20 minutes. 'As a precautionary measure' the officials very compassionately disconnected vast areas from the network in the night and the following morning.
Being in rural Tamil Nadu, these officials want to protect us from broken wires due to fallen trees (it could electrocute passersby, they say). While I appreciate their reasoning, I was surprised to see that during the cyclonic rains in New Orleans last year, though thousands perished, electricity was not switched off. Indian officials will tell you that the US is a rich and developed country, not comparable to India. Where is the connection?
2. Indian babus: One could write volumes on the famous babus of India. They run one of the largest bureaucracies in the world, but have not been able to change their mindset.
A particularly bothersome aspect is that their laws often come from antiquated rules and regulations that nobody knows of. The consequence is what we call red-tapism, though for them it is 'implementing the letter, the law of the land'. But what about its spirit? In any case, the law has always to 'follow its own course'.
A few years ago, a diligent minister found hundreds such laws and regulations dating back to the British. In the era of modern technology and communications, this is preposterous.
Another aspect that irritates me about the bureaucracy is that babus never respond to letters. Probably they consider themselves to be the government's servants, not 'civil' servants and therefore find no need to reply to ordinary citizens.
3. No access to historical documents: Though a better understanding of the history of the subcontinent could be one of the keys to disentangle difficult problems such as the Kashmir issue, today nobody can access primary sources. They are locked away in the vaults of the Nehru Memorial Library or the almirahs of South Block.
All those who have tried to access historical documents since India's independence will tell you that till the end of babudom, one bureaucrat or another will ensure that you do not access the dusty files. Without fail, you will be courteously informed that India's security and integrity will be endangered if these precious documents are opened to the public. It is sad that Indians are not entitled to study their past (though they can always visit archives in the West to know more about India!)
4. Discrimination against the white tourist: Something particularly irritating for a 'white man' is that wherever he goes in India, he has to pay a special rate. Whether he visits the Taj Mahal where the 'white' tourist has to cough up Rs 750 to see the mausoleum, or a national museum, or even hotels or airlines, there is a true racial discrimination.
Rates are often ten times higher for those who have a 'white' or 'yellow' (Japanese) skin. Those who have made these rules do not understand that this policy harms India's image.
The desire to make a quick buck from the so-called rich tourists leaves a bitter taste in the mouth of the visitors who in any case would have spent their budget during the stay in India. To my knowledge, India must be the only nation in the world implementing these separate rates.
5. Paranoia about maps: Another strange thing in India is the paranoia about maps. Several years ago I visited the Tawang district of Arunachal Pradesh. One day I was invited to the office of a local tahsildar. To my astonishment, the poor babu did not have a map of the area under his jurisdiction. He only had a vague sketch of the district. When I expressed surprise, he explained that maps were 'classified' and only the army was authorised to use them.
Is it not foolish to believe that the Chinese do not possess detailed maps of Arunachal? And what about Google Earth which is now available the world over?
One can only be surprised by this 'official' paranoia about maps. India is today a great power; technological advancements have occurred in the world during the past decades and will undoubtedly continue to occur and India has no choice but to accept them and make the best use of them.
A year ago, the Union Cabinet approved a new National Map Policy, but unfortunately, the mindset of the implementers remains the same.
6. And photographs: The paranoia is not about maps alone, it extends to photos, particularly of the sites under the Archeological Survey of India. A friend told me of her nightmarish experience while doing research in Chennai and the number of forms she had to fill to take some photos in a museum. Though one pays in hard currency, one has still to justify why one needs a particular photo. The poor researcher is looked upon as someone trying to 'steal' the national patrimony.
In contrast, a few weeks earlier, I visited the Louvre museum in Paris which receives tens of thousands of visitors every day. All of them were happily clicking away at statues, paintings, art artefacts (it is only prohibited to photograph the Mona Lisa for security reasons) and amongst them, a great number of Indians, perhaps the most frenetic clickers. This is understandable, as they have to compensate for their frustration at home!
A French television crew told me about their adventure while trying to shoot in a fort once occupied by Rajaji (C Rajagopalachari). Before leaving Paris, they had planned a short sequence at the fort. They dutifully applied to the Indian embassy for permission. After paying a hefty Rs 5,000 they were given a stamped and signed permission. When they arrived on the spot, the local official told them: "No way, as your permission does specifically mention it, you are not authorised to shoot with a stand. You have to go to Chennai (150 km away) and get the permission duly modified. No problem, it will take you a day only!" They left disgusted, the fort will not appear in their film.
7. Politicians: The topic of politicians is an easy one. Everything appalling and more can be said of them and one will still remain below the truth. In their defense, they are part of a system which is uniquely based on votes.
To win votes, one needs money and all compromises are permissible to get the required funds 'to serve the people'. It is true the world over, but here like in many other domains India excels.
8. Neglect for the environment: Another frustrating aspect for me is the lack of care for the environment (though it has been recently improving). While Indians are the most conscious people as far as personal hygiene goes, there is very little civic awareness or concern for the environment.
Education could help (for example for disposal of garbage or plastic bags), but it is often government policies such as free electricity for farmers, incentives for asbestos sheets (one of the most carcinogenic material) or chemical pesticides which harm the environment the most.
9. Traffic: I hate the Indian traffic (with its absence of rules). Each time I return from a visit abroad, it is a terrible shock. It is difficult to comprehend how there are not more casualties on the road. A friend explained to me that the multitude of gods in India probably protect their flock. The fact is that there are no law enforcement authorities (most of the police force is busy with VIP duty).
In France and elsewhere if the cops were not around, very few would follow the traffic rules. Extremely severe punishment for breaking traffic rules has a strong dissuasive effect. Here in India, you can always get away with a few rupees.
10. Corruption: It is better to not comment.
Please allow me to add a last point: the number of 'holidays' taken for a myriad of family 'problems', (marriages, engagements, funerals, etc.), cultural, local or religious festivals (of all faiths: India is secular), then you have bandhs, hartals, riots, strikes (India is the only place in the world where the government sometimes calls for a strike), etc... The worst are 'French leaves', absolutely unknown in France.
Apart from the above, India is an incredible place and I have never regretted, even for one day, to have settled here
Monday, June 19, 2006
Vouchers are a means to funding education for the poor so that they can choose the education they want, whether it is private or government. They make good education accessible to the poor who have long been captive consumers of ‘free’ government education. It is undeniable that education is intended to prepare one for life’s complexities. But one must not forget that the poor, just as the rich, view education as a great economic leveller. In that, they intend to secure well paying jobs with their education. To deny them a competitive edge on a level playing field is as sacrilegious as ‘not preparing them for life’. We cannot deny the fact that the state has a duty to guarantee ‘good quality’ education. The government has been fulfilling its duty by building schools that provide ‘free’ education for the poor. On an average city governments spend close to Rs. 1000-1700/- per child per month on education. But the quality of that education is debatable. According to the ASER report, almost 60% of children in government schools in Std. V could neither solve simple division problems and 40% could not read level-2 paragraphs. By guaranteeing these children access to a better education outside government schools, the government is guaranteeing them social and economic justice and, an opportunity to rise above their economic limitations. That achieves more social justice than building more and more mediocre government schools.
In the current scenario, there are several impediments for opening schools. Which is why we have so few schools in India, approximately, 0.95 million. So, for vouchers to be a successful model, it is important to encourage new schools to be opened. Not just government but private. In a voucher system of funding, the funds directly go the students (the actual beneficiaries) and not to the schools. In such a system the government has a larger role to play to ensure that all schools (government and private) publish their performance reports and make it accessible to the public. By providing better information about school quality to parents, they will be enabled to make an informed choice. Independent agency evaluations of schools and the subsequent publishing of reports will, in the long run, also create accurate quality benchmarks for private schools thus making them more competitive to provide better services.
The voucher system is not intended to phase the government out of education completely but to enhance the quality of education that it guarantees.
Sunday, June 11, 2006
The blame, of course, doesn’t lie with the staff. In an era where government enterprises manage their own recruitment work, there is little that comes the way of employment exchanges. The exchanges are not meant to cater to the private sector.
The Directorate of Employment that runs these exchanges was initially set up at the end of the Second World War, in July 1945, to resettle returning soldiers. They mainly tapped public sector undertakings.
But today the Staff Selection Commission, the Railways Recruitment Board, the Banking Service Commission and other recruiting agencies do the job for PSUs. Only stray cases of lower-level jobs are routed through these exchanges.
Plus, registration with these exchanges is no mean task. One has to have been a resident of Delhi for at least three years—the proof of residence can either be a ration card issued at least a year ago, or a name in the electoral list. In addition, a certificate of educational qualification from an institution in Delhi has to be provided.
The problem is not restricted to Delhi. According to the Annual Report of the Ministry of Labour, 2005-06, the Directorate of Employment runs 947 exchanges across the country, with a total staff strength of 2,527. The data on placements made by all exchanges is not easily available, but what is available is no different from Delhi’s.
For example, statistics from the Visakhapatnam District Employment Exchange show that in 2001, while there were 82,871 live registrations for technical and unskilled jobs, the number of vacancies was 246 and placements 67. In the clerical category, while the live register showed 1,51,933 candidates, the number of vacancies notified during 2001 were 112 and placements were 50.
Some would say it is a blessing then that the money budgeted for the Directorate of Employment—Rs 3,666 crore in the Tenth Plan—does not get spent entirely. In the Ninth Five Year Plan the Delhi government was able to spend only Rs 2 crore of the Rs 3.5 crore available.
Others point out that if Delhi spent an additional Rs 4 crore on building infrastructure every year instead, it would have more than the 200 jobs employment exchanges come up with.
But if experts are questioning the very need for such employment exchanges citing these figures, the government is intent on redefining their role to find more work for the staff and computerisation for better information flow. The Delhi government is even planning a new employment exchange building at Daryaganj, expected to cost Rs 265 lakh, apart from a Rs 250-lakh project to build a computerised system to help registration.
Monday, May 29, 2006
Government schools in India are host to a problem that afflicts public schools in several parts of the world today: poor teaching standards and consequent low academic performance coupled with high drop out rates. These trends in public schools stand in stark contrast to trends in private schools. Thus, going by the simplest indicator of academic performance, in 2004 the pass percentage of students in Delhi’s government schools in the Secondary Examination was 50% while that for private schools was 80%.
Teachers constitute the single largest group of educated and professionally qualified workers in India. Regular teachers are government employees with assured lifetime tenure, pension, medical and other welfare benefits. They are governed by strict entry and qualification norms (one to twelve years of general education and minimum two years of diploma or degree in education). Low teaching standards and accompanying problems prevail despite stringent certification requirements and competitive pay scales and welfare benefits. In contrast private schools outperform government schools even though teachers in private schools have, on an average, one fifth the salary of regular government teachers and are not mandated to have formal teaching certification.
In this context a recent study commissioned by the World Bank and conducted by economists at Harvard University called “Missing in Action: Teacher and Health Worker Absence in Developing Countries” has some interesting insights to offer. The study, based on a survey of 3,700 schools across 20 Indian states, concludes that government school teachers represent among the least motivated class of workers in India: they have an absence rate of 25% that is even higher than the absence rate of 10.5% among Indian factory workers who enjoy a great degree of job security owing to India’s rigid labour laws. This prevails on account of poor “daily incentives to work” chief among which are poor monitoring and sanction mechanisms in government schools.
These prevailing ground realities show that teacher performance is neither linked to teacher salary nor to traditional certification requirements. It is instead linked to strong and well functioning systems of accountability. The National Policy on Education, 1986 clearly stipulates laying down of norms of accountability with incentives for good performance and disincentives for non-performance among government school teachers. However, this is far from fact. In the prevailing system all regular school teachers move from one pay scale to the next after nine, eighteen and twenty seven years of “satisfactory service”. Further, what often passes off as supervision is mere collection of data on the enrolment and promotion of students by inspectors.
In response to the increasingly expensive system of maintaining regular teachers and ensuring universal access to elementary education governments in several Indian states have begun operating a parallel system of recruiting para-teachers and contract teachers. These teachers are appointed on a contract basis. They are paid about one sixth of the salary of a regular teacher and are not entitled to any welfare or pension benefits. They are not eligible for promotion and are appointed for a specific school. The system of para and contract teachers is widely viewed as a solution to overcoming the shortage of regular teachers since this category of teachers is not expected to meet the certification norms prescribed for regular teachers. Further, para and contract teachers are viewed as a solution to absenteeism and low accountability among regular teachers since their contract can be terminated at short notice.
Even as this system incorporates sanctions in the form of fixed tenures, the sanctions are not designed to promote higher teaching standards. Equally, the system lacks incentives to promote higher teaching standards. Not surprisingly, the World Bank study cited above concludes that even though the alternative institutional form of providing education through contract teachers is relatively cost efficient, these teachers perform no better than regular teachers.
Clearly, the need of the hour is to identify, retain and promote good quality teachers in government schools. Here, the propositions of America’s Hamilton Project in a paper entitled “Identifying Effective Teachers Using Performance on the Job” are highly instructive. The fundamental premise of the paper is that a teacher’s performance during the first two years on the job is a far better predictor of long term teacher quality rather than the teacher qualifications at the point of entry into the profession. Therefore policymakers’ traditional approach of improving the quality of the teaching force by raising the certification requirements for entering teachers is flawed.
It therefore proposes that public schools should ignore the traditional system of teacher certification and simply hire teachers with good academic qualifications. Thus new teachers would still be required to have a four year undergraduate degree and demonstrate content knowledge (as in the prevailing American public school scenario) but they would no longer require to be certified. The teaching ability of teachers thus hired would be assessed after two years based on their impact on student achievement, subjective evaluations by principals and peers and parental evaluations. Further, those teachers who receive poor evaluations during their first two years on the job would not be offered permanent positions (tenure) without obtaining approval from the district school authorities. Finally those teachers who receive good evaluations and who work in schools where at least 75% of the students are from low income families would be given bonus pay. The paper recommends that to implement this proposed system of sanctions and incentives for teachers the government must budget for setting up systems for measuring the classroom effectiveness of teachers and for tracking student performance and teacher effectiveness over time.
The Hamilton Project has lessons for Indian education reform since prevailing ground realities vis-à-vis public school education in India correspond to those in America. Both the countries have an impending shortage of regular school teachers coupled with very low performance and sanctions among regular school teachers. Public school reform therefore requires a two-pronged approach. Firstly it requires that the barriers to entry into the teaching profession be removed by overhauling traditional certification requirements and making recruitment contingent on skill. Secondly, it requires instituting performance related sanctions for teachers by ensuring that those teachers who are least effective on the job lose their chances of getting permanent employment or a promotion and those who are most effective get bonuses.
Significantly, both the American and the Indian governments have erred in adhering to the conventional systems of teacher certification, recruitment and promotion in their most far reaching programs of school education reform. America’s No Child Left Behind (NCLB) Act aims to improve the performance of American public schools by increasing the standards of accountability of school districts and schools and giving parents more flexibility in choosing schools for their children. It stipulates the “highly qualified teacher” requirement for all public schools. To be “highly qualified” under the NCLB Act a teacher must have a bachelor’s degree, be fully certified as defined by the concerned state department of education and be able to demonstrate subject area competence in any core subject taught. Likewise, the Indian government’s flagship program on universalizing elementary education, the Sarva Shiksha Abhiyan provides funds for improving the quality of ongoing in-service training of teachers but does not propose any changes to the existing system of teacher recruitment and promotion.
The Hamilton Project offers valuable and workable lessons in education reform not only for the United States but equally for India. To secure a future for India’s government schools its proposals merit more than a passing glance among policymakers.
The author is a research assistant with Centre for Civil Society
Tuesday, May 23, 2006
Friday, May 12, 2006
The problem, here, is the lack of good schools. The solution to that problem would be to assuage the mound of laws and rules restraining new schools to be set up. The Delhi government’s roll back of the Essentiality Certificate gives some relief to the problem. However, an important factor limiting supply of schools is the legal condition that it cannot be a ‘for-profit’ enterprise. It may not be judicious to depend on altruism to educate a country where more than half the population stands illiterate. The resultant fallout of that law is that individuals who want to set up schools are not deemed solvent for access to credit or loans. Since only school conglomerates and, trusts with sound financial backing have the monetary capacity to bear the costs of setting up and administering a school, we have a few good schools catering to the demands of an ever increasing population of young children. While removing the ‘not-for-profit’ clause allows access to credit and venture capital for smaller but committed education entrepreneurs, it also brings to book the revenues of schools which, hitherto, may have been cloaked under a sundry cost head.
With the opening up of the education sector, the ensuing competition will create new opportunities for schools, innovations in pedagogy and better the quality of education at large. It will make good education affordable. We only have to look at our airlines and telecom industry to witness the impacts of such liberalisation and relaxation of norms. However, until such bold but significant makeovers are acted upon by governments, mere bans will only scratch the surface of the problem.
Monday, May 08, 2006
A Ticket to a Better Education: Philippines Education Voucher Scheme
Philippines public schools have been riddled with high teacher-pupil ratios and poor infrastructure facilities. In spite of having the advantage of an English speaking population and an enviable literacy rate of about 93 per cent, they have been slower in building their knowledge economy status as compared to their Asian counterparts. This is largely attributed to the depreciating quality of public school education in Philippines. In the recent years to address the demand for good quality education, the supply of private education has increased. While public school education is free, private elementary and high school education in the Philippines can cost anywhere between 2000 to 5000 pesos per year. A large number of Filipino children who cannot afford better quality private education continue to slump with free public education.
To bridge this disparity in the quality of education between the haves and the have-nots, the government has proposed the Education Voucher Scheme. The scheme seeks to provide financial assistance to public elementary school graduates who desire to pursue their secondary education in private schools of their choice. The Department of Education has red-coded public schools that have a large intake of students but limited classroom size. These schools will be designated to identify 25 children each, who are in the top 50 per cent of the class and express a desire to change their school. The financial status of these children will have to be not more than the poverty threshold as defined by the government.
The scheme is intended to solve the problem of excess enrolment in public schools and thus better the quality of public education. The Department of Education in Philippines has earmarked 100,000 voucher grants for the scheme. This will be distributed across 4000 public elementary schools. The vouchers have an upper cap of 4000 pesos and beneficiaries will have to bear differences between the tuition fee of the selected school and the voucher grant.
The government is also ensuring that graduating beneficiaries make an informed choice. They will be given a list of private recognized schools to choose from. The list will also carry their respective fee structures. So as to not impinge on the liberties of private education providers, the beneficiaries will have to fulfill the criteria for selection in the private school on the basis of their grades and elementary school leaving report. If unaccepted they will have to seek out another private school. However, the scheme requires that consenting private schools allow the scheme committee to monitor the progress of voucher beneficiaries.
The Education Voucher Scheme does not specify the incentives for existing public elementary and high schools to improve performance and that may be its inherent flaw. Probably, the government hopes to address quality improvement in these schools through the subsequent fall in teacher-pupil ratios. However, as a first step in improving access to better quality education for its weaker sections, it stands out as a concerted and committed action.
New Delhi, May 4: TO tackle the huge demand for admissions, the Delhi government has paved the way for setting up more schools. In a significant move, the Education Department has lifted the cap on the number of ‘‘essentiality certificates’’ that are granted to each district.
As per the rules, any application for starting a new school must be accompanied by an ‘‘essentiality certificate’’, granted after surveying the needs of the district. So far, there was a fixed cap on the number of these certificates issued per district, varying according to the population.
But the new rule means that anyone who wants to start a new school can do so, regardless of the number of existing schools in the district. Of course, the proposed school will have to meet the other basic criteria — budget, teaching staff, structured transportation and registration with the land agency concerned.
‘‘Everyone keeps harping about admissions,’’ said Education Minister Arvinder Singh Lovely. ‘‘The best way to address the situation is to provide more schools and more seats,’’ he added.
Clearly, this is the government’s way of throwing the floor open to private concerns that will provide these seats. ‘‘If a private organisation wants to invest its money in setting up an educational institution, there is no reason for the government to say no. We believe that the school is coming up because there is a demand for it. If the demand is being fulfilled, we will not interfere,’’ said Lovely.
According to the Minister, a survey of the old system was carried out last year. ‘‘For instance, we saw that in Najafgarh district only two or three schools were allowed. Things will change now,’’ he said.
* Over 900 government schools
Monday, May 01, 2006
Floating school: Education delivered at home
Educationists in Andhra Pradesh hit upon the idea of a floating school to draw children who would otherwise be helping parents at work.A perennial problem in rural India is of parents refusing to send their children to school. So a team of enterprising educationists in Andhra Pradesh took the school to where the children are. Every morning at nine, a special boat comes to pick up fishermen's children who otherwise remain busy helping their parents. Now they spend the day the boat school near Kakinada, in Andhra Pradesh's East Godavari district. "I used to go for fishing with my parents. Now I want to study," said Sita, a student.Home deliveryThe fishing community here was reluctant to send their children to school and preferred that they helped them at work. So the administration under the Sarva Shiksha Abhiyan programme decided to take the school to the homes."It is not a teaching and learning process. It is to create awareness. The 10-15 days on the boat is to give child friendly activity. "After 15 days, we admit them in residential bridge camps," said DN Murthy, Additional Project Director, Sarva Shiksha Abhiyan.The orientation stint on the boat is for two weeks. Since September 2004, when the project began, 250 children now go to a regular school. Clearly, the boat school has managed to do much more than just stay afloat.
Education still a distant dream for street children
Kolkata, April 19: In a recent survey by some NGOs in Kolkata it has ben revealed that education amongst the homeless, or rather the street children, is on the back burner. Even though elementary education for children in India is a fundamental right, it is noticed that many of the homeless or street children are being continuously deprived of this right.
Says Shabir Ahmed of Calcutta Samaritans, an NGO that works in projects concerning the pavement dwellers, “Elementary education is a fundamental right and it is guaranteed in the Constitution of India. But reports show that many street children or homeless children are not receiving the basic education.”
There are two primary reasons for the discrepancy. “The main reason being the educational institutions going beyond the reach of the homeless. They are either too far placed from the places where these homeless put up or they are too costly for them to afford,” said Ahmed.
The other reason is the great deal of discrimination that is practiced against the homeless. “The school authorities often treat them with scorn and contempt. If they approach the schools and request the authorities to admit their wards, they are often shooed away on grounds of untouchability and so on,” said Ahmed.
Many NGOs are currently running activity centres and story-telling centres but they are not enough to educate the children at the basic level right away. “There are around 60,000 homeless in Kolkata and children constitute a major proportion of the number. So the state government should look into the matter so that the funds sanctioned by the Centre for basic education does not remain unspent,” Ahmed said.
Wednesday, April 19, 2006
V.Jayanth and A.Subramani
"It is not a pre-requisite for an institution notified as a `Deemed-to-be-University' to obtain the approval of the AICTE to start any programme in technical or management education leading to an award, including degrees in disciplines covered under the AICTE Act 1987. However, institutions notified as `Deemed-to-be-University' are required to ensure the maintenance of the minimum standards prescribed by the AICTE for various courses that come under the jurisdiction of the said Council. It is expected that the institutions notified as `Deemed-to-be-University' maintain their standards of education higher than the minimum prescribed by the AICTE," the notification said.
The Ministry has also said: "While the AICTE will not issue any directions to the institutions notified as `Deemed-to-be-University' on the basis of inspection report of the Council's Expert Committee, the council may bring the findings and recommendations of its expert committee to the notice of the University Grants Commission which, after considering the report of the expert committee of the AICTE and recommendations, if any, may issue necessary directions for appropriate action."
The power to inspect universities or institutions notified as deemed universities to the AICTE is specifically to "ensure the maintenance of standards in management and technical education, whereas, the power of inspection to the UGC is to ensure overall functioning of universities/ institutions notified as `Deemed-to-be-University' including faculties thereof, in order to ensure overall standards like that of a university including administrative and academic standards."
In the only rider for the deemed universities, the Ministry has reiterated that these institutions "are required to abide by the instructions/ recommendations of the UGC, failing which the UGC may even consider to recommend to the Central Government for the withdrawal of `Deemed-to-be-University' status."
As for the AICTE, it "may cause an inspection of the relevant departments of the institution declared as `Deemed-to-be-University' offering courses that come under the jurisdiction of the AICTE Act 1987, in order to ensure the maintenance of standards."
Academics here feel that the Ministry has tilted the balance in favour of the UGC and let the deemed universities off the hook
Shut liquor shops near school: Lucknow HC
Thursday, April 13, 2006
Gregor Meerganz von Medeazza
In 1961, US president John F Kennedy noted that if humanity could find an inexpensive way to get fresh water from the oceans, that achievement would dwarf any other scientific accomplishment. Desalination technology embodies this hope, and has been increasingly perceived over the past 30 years as a feasible solution to meet growing freshwater demands. Reverse osmosis (RO) technologies in particular are increasingly popular. Daily production capacity in the 17,350 desalination plants operating worldwide has grown to 37 million cubic metres, supplying about 160 million people. However, the desalination technology is adopted primarily in the water-poor and energy-rich nations of the Persian-Arabian Gulf, where it accounts for 40 per cent of the municipal and industrial water used.
The Tamil Nadu government has called for the construction of a 100 million litres per day (MLD) seawater desalination plant to tackle Chennai’s mounting water crisis. The tender for a 25-year deal was signed in September 2005 and the Chennai Metro Water Supply and Sewage Board (so-called Metrowater) is contemplating setting up a further 50 or 100 MLD plant in the south of the city to supply the increasing needs of the IT industry. In December 2005, the first workshop of the Chennai Water Forum was held at the Madras Institute of Development Studies to “understand desalination and its implications for Chennai”. The fact that this large capacity plant will be located in a poor country like India is very surprising, given its relative energy-intensiveness compared to conventional water supply means. Even more surprising is the fact that Chennai is reaching for this type of solution while receiving approximately 1,200 mm of rain annually (about 10 times more than the precipitation rates found in most places that use this technology). And, recalling Chennai’s recent disastrous floods, it is probably the first time that a workshop on desalination had almost to be cancelled due to an excess of water.
The main questions, however, remain unanswered:
What will be the environmental impact of the desalination option? Desalination is often praised as an alternative to fossil groundwater mining or overexploitation of coastal aquifers. In the case of Chennai this argument, however, does not hold as current over-pumping rates are not likely to stop: the desalination plant is designed to provide additional water not alternative water. If the desalination option aimed at restoring groundwater integrity and halting the plundering of the peri-urban population’s water resources, the matter would be significantly different. Under the present plan, the two major environmental impacts of desalination (energy and brine associated pollution) must also be considered carefully.
What will be the long-term effect of such brine pollution on Chennai’s coast? A close examinaton should be made of the discharge of around 100 MLD of brine that will take place at the Minjur site. Brine is an unavoidable by-product of desalination, most commonly discharged into the marine environment. The environmental implications of this highly concentrated salt solution (around 70,000 ppm) on local marine ecosystems have been debated for many years. However, it is now widely acknowledged that extensive brine discharge, as it constitutes a hypersaline layer that sinks towards the seabed due to its greater density, has the potential to heavily affect local marine biota. The United Nations Environment Programme (UNEP) recently stressed the gravity of the problem: “marine desertification” has become evident with the desalination activity along the Gulf coastline. Furthermore, during pre- and post-treatment processes, a variety of chemical agents are added to enhance flocculation, prevent foaming or to avoid membrane deterioration. Resulting eutrophication, pH value variations, accumulation of heavy metals and disinfectants have pronounced effects on receiving waters.
Notwithstanding, a number of easily available brine remediation methods exist. Brine effluents must and can be prevented from entering into contact with sensitive ecosystems through proper site selection, construction planning, process design and discharge devices that would reduce salinity. The latter can be achieved through appropriate mixing and dilution. Sensitive ecosystems should be identified and the facility should be sited at an appropriate distance from the outlet source to allow sufficient dilution under various hydrodynamic conditions.
It has been recommended that brine discharges should be regarded as industrial waste requiring standardised treatment before discharge but according to current economic calculus, untreated sea-dumping seems the most cost-effective way to discharge the produced brine. This calculus might well change, if valuable ecosystem loss (in terms of environmental-service pricing) is to be accounted for.
Where will the additionally required energy come from and what will be its associated environmental impact? Nowadays, energy use for seawater desalination is in the range of 3 to 20 kWh/m3, with the older distillation plants at the top end. However, since the operational pressure to force seawater through the membrane remains around 70-75 bars, desalination is still a fairly energy intensive and expensive way of supplying freshwater. As a comparison, 6 kwh are required to lift one cubic metre of water by 1,800 metres, i e, higher than any bulk of water transfer currently undertaken worldwide. The environmental impacts arising from those energy requirements are dependent on the energy source used to provide the necessary pressure. Thus the major drawback of the desalination technology is that presently most of its energy is derived from fossil fuel burning.
Also, in the case of Chennai, coal is the main energy driver. The desalination process will, therefore be responsible for large additional amounts of greenhouse gas emissions. Moreover, as India seems to have embarked on a nuclear trend, this “carbon dioxide (CO2) for water” syndrome may well turn into “nuclear waste for water”. In Chennai, no scope is given to ensure the additional energy requirements to be covered by renewables. Hybrid systems (desalination-wind power, for instance) offer, however, attractive solutions both economically and environmentally. Instead, the production of 100 MLD desalinated water will generate over 30,000 tonnes of CO2 and around half a tonne of nuclear waste each year.
Furthermore, relying on an energy- intensive production process for the provision of vital freshwater, in a system that is tending towards exhaustion of cheap energy sources, is not a sustainable solution. Indeed, with the probable decrease in cheap energy resources, desalination technologies, like other energy-intensive water supply systems, may fail to fulfil their long-term expectations.
Who will bear the cost of the water produced? Internationally, much attention is given to the “polluter pays” principle as well as “full cost recovery”. What would be the real cost of the desalinated water if environmental externalities (due to brine pollution or greenhouse gas emissions) were internalised? These issues are not being discussed in the case of Chennai’s new desalination plant. Price and income effects usually explain water demand. Income and price elasticities of water demand are generally high, but rapidly drop to zero when serving drinking purposes, i e, basic human needs. “Water for the poor” is, therefore, a very sensitive issue, as willingness to pay for survival may tend towards infinity.
Is desalination to be considered as a sustainable water management option? The water crisis in Chennai is the consequence of growth in both population and consumption, combined with declining natural water resource stocks mainly due to pollution and unsustainable resource exploitation. There are two possible approaches to water management. On the one hand, the traditional, supply-driven approach focuses predominantly on providing water by large-scale hydraulic engineering works such as damming, transfers, desalination, pumping, etc. On the other hand, demand management is implemented by measures such as changing the tariff structure or resource conservation. The second approach rests on the three pillars of sustainability – economic (“full cost recovery” principle), social (proactive “public participation”) and environmental (restoring “good ecological status” of rivers). In the last few years, these principles have triumphed in water economics (at least in theory) over the old strategy of increasing water supply.
The principle of “dominating nature’ that led Chennai to a supply-oriented water management approach results in a ‘hydraulic structuralism” strongly rooted in engineering and technical sciences. For example, Metrowater supplies water partly by groundwater (over-)pumping, and partly from a plethora of large-scale hydraulic works. The long unquestioned success of the hydraulic structuralism approach has produced the impression that water scarcity problems can (and must) be entirely solved by increasing supplies. The traditional water culture of prudence has been slowly eroded as temple tanks and other water conservation facilities were neglected. The desalination option is well inscribed in this hydraulic structuralism and supply-driven logic. However, as Say’s Law states “supply creates its own demand, which will exhaust supply”. Instead of these supply-side approaches, demand management schemes as well as restoration and conservation strategies (where the insufficient polluter-pays principle should be replaced by the principle of no-deterioration at source) should be implemented within an integrated hydrological basin management approach.
What are the (missed) alternatives? Chennai’s water expert community argues that if the ancient and neglected urban and peri-urban tanks, ponds and lakes were refurbished to allow for sound rainwater harvesting to occur, the city would obtain more water than it daily requires. Also, the huge re-use potential offered by treated wastewater has not been properly explored. Finally, no real effort seems to have been made to reduce water losses in the city’s pipelines.
Even the World Bank seems to agree that desalination should remain a solution of last resort, adopted only after appropriate water demand management measures have been implemented. Ultimately, saving and harvesting water rather than developing new supplies is often the best “next” source of water, both from environmental and economic perspectives. Not only would these cost a mere fraction of the Rs 500 crore that the plant will cost, but they would also contribute to long-term resource conservation through recharge. Desalination is a (hard) technological fix that locks Chennai’s water management into an ever increasing supply syndrome while locking out other (softer and sounder) technological options.
What scarcity are we talking about? The issue of metrowater’s technological approach raises questions about how scarcity is perceived in the context of Chennai. On the one hand, there is the question of levels of scarcity (related to human need). Here, water services for the booming IT and automobile industries contrast dramatically with the water scarcity experienced by the urban poor.
There is also the question of scarcity type. Considering Chennai’s precipitation rates, one wonders how much Chennai’s so-called water “crisis” is of a physical order, or primarily a mismanagement-triggered scarcity. It is the human demand, but also the mismanagement of available water in a given region that eventually turns a physical scarcity (of climatologic and territorial origin) into a social one, experienced by the local population.
The notion of “water scarcity” can also be differentiated by the concepts of basic need and socially constructed need which can be called want. For instance, scarcity below 20 or 30 litres per person/day is an absolute level of scarcity where health problems such as cholera may appear. Most slum dwellers in Chennai experience this type of scarcity. It should be emphasised that water policies cannot be analysed separately from water needs (and uses). Desalination might be effective in alleviating a physical scarcity by producing required quantities of water. It should not be dismissed as a “last resort” option if it can provide a solution for livelihood needs and public health. But in Chennai’s case, it is unlikely to provide a sustainable solution to the crisis, which is essentially due to failed governance, i e, triggered by resource mismanagement and lack of stakeholder participation.
Who will this desalinated water (not) benefit? Given that one-third of Chennai’s population lives in slums, with very limited water access, an approach based on “basic needs” is indispensable. Most of Chennai’s slums are unconnected to the city’s main water and sanitation grid; they are, therefore, likely to be bypassed by the proposed desalinated water which will be distributed through the existing piped network. However, currently two slums in Chennai have part of their water needs covered by small desalination plants, supplying water through an autonomous grid. These systems seem to offer a good illustration of “desalination serving basic needs”. The crucial questions then, are: will the additional water provided by the new costly plant benefit those who most need increased access to freshwater? Will it reduce the immense pressure put on peri-urban aquifers? Focusing on these issues will cast light on the purpose served by desalination. The energy-intensiveness and other drawbacks of this technology are particularly problematic from an ethical standpoint if they do not help to maintain livelihoods, provide cheap water to the poor and reduce the environmental pressure on peri-urban areas. Indeed, if the new desalination plant fails to meet these objectives, then Chennai’s traditional water patrimony, its cultural water memory (embedded in the neglected temple tanks, for instance) and social integrity are being dismissed while environmental degradation, economic volatility and technological “lock-in” are engendered for the sake of sustaining non-livelihood, non-vital uses, i e, falling into the “luxury” category. Under the current plan, desalination mainly feeds the increasing supply ideology rooted in the prevailing economic growth paradigm. It is, indeed, more likely to allow those whose basic water needs are already covered to increase well-established consumption patterns of both water and energy.
Desalination for the Poor: Towards an Equitable Use of the Technology The proposed desalination plant is a dangerous solution to Chennai’s current water crisis for at least six reasons: (1) This energy-intensive technology is responsible for greenhouse gas emissions, producing environmental costs which are uncovered or are unloaded onto the energy sector. Similarly, negative environmental impacts arising from uncontrolled brine discharges are also externalised. (2) The desalination option is still very much a supply-oriented strategy which will only stimulate more demand. (3) It threatens the traditional water-saving culture, creating a false impression of abundance. (4) Current environmentally damaging water exploitation practices are not likely to be altered, and the desalination option is therefore unlikely to solve the peri-urban conundrum. (5) Due to the “lock-in” nature of this technological fix, long suggested alternatives are unlikely to be implemented. It will encourage social and environmental dumping. (6) Finally, if full-cost recovery is attempted for this expensive project, the poor would not be able to bear the costs or would be deprived even further. Ultimately, the issue this paper would like to raise is the purpose served by this new desalination plant and whom it will primarily (not) benefit. “Desalination for the poor” should become the buzzword. Beyond technological choice or even technological change, the focus should be on technological equity as a cornerstone for debate. Providing water to those who currently do not have access to it and therefore need it most, should become a chief concern. | <urn:uuid:a444cf05-43ec-43b2-9020-159e85d2fe6f> | CC-MAIN-2018-22 | http://cppr.blogspot.com/2006/ | 2018-05-22T05:52:58Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864626.37/warc/CC-MAIN-20180522053839-20180522073839-00033.warc.gz | en | 0.958853 | 13,243 | [
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Yoga eating: when, how much, and what? - These are some of the most frequent questions beginners in Yoga ask. With time you will find your own answer - they may be different from recommendations. We are all different. Listen to your body. And to start with - keep in mind the following advises.
Eating before Yoga?
If you are going for a Yoga asana practice - it is recommended that you don't eat at least 2 (better 3) hours in advance. That greatly depends on the size of your meal. - It's OK to have a few grapes even 1 hour before practice. On the other hand, if your meal was very heavy - even 3 hours may not be enough.
If your practice pranayama (breathing techniques) - it is recommended not to eat at least 5-6 hours in advance. Well, this is for advanced pranayama practitioners. 2-3 hours of gap for short and not very intense pranayama practice is OK. (You will know the answer fast if you keeping awareness of your body.)
Drink instead. If you feel really hungry - drink tea with milk and some sugar. Drink by very small sips. You will satisfy your stomach and your hungry mind this way.
Bikram Yoga eating
This is a special case: Bikram Yoga is done in an overheated humid room. It is also quite intense. It is already quite challenging physically, and for your internal organs systems of your body (from heart to stomach). So, my personal recommendation, from my own experience - to practice Bikram Yoga in the morning, before breakfast (have a tea with milk, juice if you wish). I'm serious! :-) Really.
If you are - it's easier and faster to discipline your mind. You will make new habits in no time.
Eating after Yoga?
Sure! During good Yoga asanas (and pranayama) practice we massage our body so well - and importantly our internal organs too. They are toned, massaged, more blood supply provided to digestive system, it is activated well. Again - if you listen to your body - you will notice strong, healthy, natural appetite after a Yoga session. Your body is ready, your digestive system prepared. Eating after Yoga is probably the best!
What to eat? Vegetarian diet for Yoga?
I will not force you to try yet another diet. - Eat whatever you want. If you naturally switch from one diet to another (say, more light and nutritious vegetarian diet) - you will do it on your own, in a right time, comfortably. It's not the most important thing in the world. Changes will come when you are ready. Listen to yourself and be willing to change if you feel it's time. Mindfulness is the greatest gift you may choose to use!
Yoga eating: Summary
In general it is recommended to practice Yoga (asanas, pranayama and meditation) on empty or almost empty stomach. This is one reason more to favor morning practice if it is possible.
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Sporting Club Grants Program
The Sporting Club Grants Program provides grants to assist in the purchase of sports uniforms and equipment, to improve the capacity and accessibility of Victorian clubs and other community sport and recreation organisations and increase the skills of their coaches, officials and managers. The program has three funding categories: Category 1: Uniforms or Equipment – Grants up to […]Read more.
The Australian Government invites organisations to apply for Volunteer Grants. Volunteer Grants enable community organisations to apply for grants of up to $5,000 to purchase small equipment items to assist their volunteers, assist with the reimbursement of fuel costs incurred by volunteers (and transport costs for volunteers with disability who are unable to drive), and […]Read more.
Defibrillators for Sporting Clubs and Facilities Program
The Defibrillators for Sporting Clubs and Facilities Program provides Victorian sporting clubs with the opportunity to acquire an automatic external defibrillator (also known as an ‘AED’) for their club or sports facility. Successful applicants receive an ‘Automatic External Defibrillator Package’. The package includes a high quality defibrillator, some basic training and a minimum of three […]Read more.
Australian Red Cross – Project Defib
Apply for a Defib Subsidy for your club. The Australian Red Cross “Project Defib” is a subsidy grant that provides every sporting club in Australia with access to a $1600 subsidy grant. This will enable sporting clubs to safeguard their players, spectators and coaches with the most comprehensive defibrillator program. For more information, visit http://www.projectdefib.com.au/apply-for-grants.htmlRead more.
Defibrillator units and training to be gifted to sporting clubs and community groups
St John Ambulance Victoria recently launched a community program which will see it gift more than $70,000 worth of lifesaving defibrillators and associated training to Ballarat and Geelong community sporting clubs or organisations. With more than 5,500 cases of sudden cardiac arrests (SCA) in Victoria each year, a number of which take place on the […]Read more.
Holden Home Ground Advantage Grants
The Holden Home Ground Advantage program provides local sporting clubs with the chance to invest in club rooms, sporting grounds, equipment or general facilities so they can also continue to be a part of the Australian way of life. It’s a way for Holden to give back to Australian communities. Holden encourages clubs to provide […]Read more. | <urn:uuid:1251a747-e4f7-4495-bce8-3be6407b5854> | CC-MAIN-2018-22 | http://sportscentral.org.au/category/equipment-and-uniform-grants/ | 2018-05-23T05:31:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865450.42/warc/CC-MAIN-20180523043959-20180523063959-00353.warc.gz | en | 0.915523 | 517 | [
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Elegant sequin and satin back dupioni fit and flare bridesmaid dress with a sweetheart neckine and thick straps. Gorgeous sequin bodice with a V back and a sexy side slit on the front of the satin back dupioni skirt.
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Rents are typically quoted per calendar month. Costs can vary between areas, and fluctuate depending upon market conditions. This is only for foreign community areas not local areas. There are different regulations for local areas.
No Holding Deposit and No Security Deposit In Korea, you are required to pay all of the rent in advance all rental period
No Stamp duty
Registration of Keun Mortage fee (to secure advanced rent) 0.5% to 1% of total rent amount
Agency fee Market practice in foreign community area is 3% of total rent amount all rental period. However, if this is local area, then different agency fee structure should be followed.
Q2. What costs can I expect in addition to rent?
For long term rentals you would typically be expected to pay for some or all the utility bills including electricity, gas, water, telephone, broadband and Cable TV fees.
Other then utility bills,
need to pay Common management fee, From 100,000 won to 1.3M won. It is depends on building
personal security bill where it is needed.
Between 100,000 won to 300,000 won depends on the building. Some building requires for tenant to pay for this cost.
In case the owner is registered as a rent business person, need to pay 10% VAT of rent amount
Q3. When is the best time to view potential properties?
Property search and selection is best conducted six to eight weeks prior to anticipated move in date, due to the time required for the lease negotiation and signing of contract. This also allows sufficient opportunity for the property to be decorated and appliances/fittings to be installed in preparation for the move in.
Q4. What should I take into account when selecting a property?
Selecting a property which is right for you is highly personal, and dependent upon your individual tastes, lifestyle and priorities. (For example, close proximity to schools or public transport may mean convenience for some, but potential noise for others)
¡°Exterior¡± factors which may provide a helpful context in which to decide on a property are:
Convenience for office / school commute
Access to public transport, shops, parks
Neighboring buildings / properties
Atmosphere / style of residential area
Any ¡°negatives¡± e.g. proximity to flight path or other sources of external noise
¡°Interior¡± issues to consider are:
There is no standard definition of the terms ¡°furnished¡± or ¡°partially/unfurnished¡±, so viewing each property, and careful consideration of contents, is essential.
As a guideline, most furnished/partially furnished properties contain kitchen ¡°white goods¡± (i.e. refrigerator, freezer, washing machine), standard light fixtures (sometimes very basic) and wooden floors/tiles/carpets
It is often possible to negotiate for extra items such as curtains/wardrobes and light fittings to be provided in an unfurnished property by the Landlord subject to a premium on the rental.
Q5. What else may be negotiated?
Every negotiating scenario is unique, determined by your priorities and requirements, however the following is intended to act as a guideline for certain key areas:
Price Negotiating margins are dependent upon prevailing market conditions plus as in any negotiating situation a variety of other factors, including size, location, floor height (apartments on higher floors usually rent a premium) and condition of property, the landlord¡¯s circumstances and any provisos you may want.
Pets Many landlords are not willing to have pets in their home, therefore property options are more limited where tenants intend to keep animals. Those landlords that permit family pets will often special tenancy conditions for the tenant to agree liability for the cost of any resulting damage and may occasionally request a higher deposit. It is also worth checking on whether there are any ¡°house rules¡¯ that forbid pets.
Q6. Once I choose a property, how is it secured?
Once the terms have been agreed, since it is takes some time to prepare and agree on the intricate terms contained in the contract, the contract is usually signed between the landlord and tenant to confirm the major lease terms. This document typically contains the details of the tenant and landlord, rental and term, deposits, property address, mortgagee consent/indemnification, agency fees payable and decoration required to be carried out by the landlord prior to moving in.
Whoever signs the contract first and pays the rent will secure the property. In Korea, you would need to act very quickly and its also recommended that you shortlist more than one property.
Q7. How long does it take to finalize a deal?
It typically takes 2 weeks although the time frame can vary depending on the amount of negotiation involved and the accessibility of the Landlord. | <urn:uuid:9e4ff9c2-7c85-4d29-b3fd-8432255896a6> | CC-MAIN-2018-22 | http://relo.kr/contact_us/faq_2.asp | 2018-05-24T06:24:03Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865928.45/warc/CC-MAIN-20180524053902-20180524073834-00008.warc.gz | en | 0.930693 | 1,016 | [
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I am Maria Carriero, the winner of C$40 Million Canada lottery prize. My foundation is donating $500,000.00 to you. For more details, contact me privately via; ([email protected]) also Visit: http://www.bbc.com/news/world-us-canada-22082923
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Universiti Utara Malaysia Official Website http://www.uum.edu.my
Disclaimer: This e-mail (including any attachments) may contain confidential information. If you are not the intended recipient, you are hereby notified that any review, distribution, printing, copying or use of this e-mail is strictly prohibited. If you have received this e-mail in error, please notify the sender or Universiti Utara Malaysia (UUM) immediately and delete the original message. Opinions, conclusions and other information in this e-mail that do not relate to the official business of UUM and/or its group of companies shall be understood as neither given nor endorsed by UUM and UUM accepts no responsibility for the same. All liability arising from or in connection with computer viruses and/or corrupted e-mails is excluded to the fullest extent permitted by law. | <urn:uuid:7d558218-fff5-4308-bf85-a00791ec7e3b> | CC-MAIN-2018-22 | https://scam.directory/419/my-winnings-donation-to-you | 2018-05-24T06:09:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865928.45/warc/CC-MAIN-20180524053902-20180524073834-00008.warc.gz | en | 0.867701 | 276 | [
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CAPE ELIZABETH — Five months after the last election, questions are still being raised about how to address a potential conflict of interest between the Town Council and School Board, which Town Manager Matt Sturgis called “uncharted territory.”
The School Board and Town Council met April 12 to discuss implications of the school’s $25.6 million budget.
But for nearly a half hour prior to the budget discussion, council Chairwoman Jessica Sullivan led discussion about the potential conflict of interest between Councilor Chris Straw and his wife, Hope, who is a member of the School Board.
While town attorney Thomas Leahy said in December that there is nothing in the Town Charter that would disqualify the Straws from serving simultaneously on the council and School Board, he said voting on the school budget was less clear-cut.
Leahy advised Chris Straw to disclose his position when the budget is presented, leaving it up to the council to decide if there is an appearance of a conflict or bias and if a recusal is necessary.
Sullivan last week said she sees a “significant bias” that warrants further discussion, while Councilor Penelope Jordan said she was confident in Straw’s ability to participate.
Councilor Caitlin Jordan was absent and Councilor Sara Lennon arrived near the end of the discussion. Because a motion would take four votes to pass and would likely be the status quo for all other budget discussions, the issue was tabled.
Councilor Jamie Garvin said it was a matter that required input from every councilor.
“I don’t want to inadvertently back us into a corner,” Garvin said.
The potential conflict was first raised in the months leading up to the last election, when Straw was asked by a reporter in September why voters should not be concerned about electing a married couple to the two panels.
He first derided the question as “sexist,” saying he and his wife are independent people with their own opinions on issues, but later apologized and said he was being “facetious” at the time. After considering the question further, he said he realized it could be a legitimate concern of residents and should be addressed.
School Board Chairwoman Susana Measelle Hubbs said she was frustrated that the conflict of interest question took time from the joint meeting, which she said she requested at the beginning of budget discussions in February with the hope it would happen before the budget was adopted April 10.
However, Sullivan recommended sticking with an April 12 meeting after legal counsel advised that the Town Council is prohibited, by Town Charter, from engaging in the School Board’s budget deliberations until after the board has voted.
Measelle Hubbs said she didn’t see anything in the charter that would preclude the council and board from having a discussion about budget implications.
Members of both panels referenced a “one-town concept” and agreed future budgets will require “outside-the-box thinking” to explore how town revenue streams might be able to offset challenges – such as a cut of almost $875,000 in state funding – facing the school budget.
School Finance Committee Chairman John Voltz said the board has control over the expense side of its budget, but “very little” over the revenue side.
Measelle Hubbs said the only increase in fiscal year 2019 expenditures the board has control over is $60,000 for a new custodian at the high school and about $249,000 in engineering and architect fees for a feasibility study of improvements at all three schools.
Due to strains on the school’s budget, Colby Co. Engineering and Scott Simons Architects offered to reduce their fee for the study from $760,000 to $249,000 to get the project to a bond referendum, tentatively slated for June 2019. If the borrowing is rejected, the department would not have to pay the extra $511,000.
This was an offer, Hubbs said, the board felt was too good to pass up.
Board Vice Chairwoman Heather Altenburg stressed that the proposed renovations are vital to student and staff well-being.
A custodian was budgeted into the department’s current spending, but for reasons interim Superintendent Howard Colter said he didn’t understand, that custodian ended up being assigned to work primarily at Richards Community Pool.
In an April 13 email, Facilities Director Perry Schwarz said under the one-town concept, the town covers the cost of three custodians and the remaining 12 are in the school budget. Due to scheduling challenges, he added, there are times that a high school custodian needs to assist in cleaning the Richards Community Pool so it can be completed before the end of the night.
“Our staff has to continually manipulate to the spontaneity of any given day’s events,” Schwarz said.
Aside from those two items, Measelle Hubbs said the budget was flat and maintains current staffing, programming, and quality of education. She noted that the district will lose two teachers to retirement next year, but will “absorb that loss” by not replacing them.
Th board also asked the town to consider funding a school resource officer at the high school.
Many towns, including Falmouth and York, fund their SROs through the municipal budget, rather than the schools.
Sturgis said an SRO would likely cost the town around $90,000 should the council opt to fund one. He added that he will look into applying for federal grants that could contribute around $125,000 over three years. The application process for those grants open in May.
The School Board will officially present its budget to the Town Council April 24. The two panels will also meet again April 30 to further discuss school improvements and why the board feels they’re imperative from a safety standpoint.
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It’s WonHundred Word Wednesday!
This flash fiction tells a big story in only 99 words.
Today’s prompt: He watched, helpless, as the door closed behind her.
King no longer, Eric the Bold struggled against the gag in his mouth and the rope at his wrists. General Rudolph held him prisoner in the throne room.
“Queen Freja,” the steward announced.
Freja entered the room with her head held high. She wore a red gown with flowing sleeves and a jeweled crown.
He watched, helpless, as the door closed behind her.
“Release him,” she cried.
General Rudolph snickered. “He is my prisoner. And now that you’ve walked into my trap you are, as well.”
She withdrew the sword she’d hidden in her sleeve and slashed his throat.
Check out what the others wrote: | <urn:uuid:8d3d89b5-f44c-4a6e-ac34-80e50e14b33e> | CC-MAIN-2018-22 | http://kayepclarkwriter.blogspot.com/2015/03/flash-and-slash.html | 2018-05-26T06:00:16Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867311.83/warc/CC-MAIN-20180526053929-20180526073929-00031.warc.gz | en | 0.971986 | 197 | [
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Conway High School Accounting students win $8,000 in scholarships plus other prizes in the AT&T Business Challenge.
Two teams from Conway High School participated in the Business Challenge competition this last weekend.
The senior girls' team won first place, each receiving a $2,000 scholarship from AT&T.
The boys' team, featuring three juniors and one senior, won third place.
Before the business challenge, these Accounting students participated in the Junior Achievement's "Titan" program, which introduces them to the concepts and skills they need in order to compete in the challenge.
The AT&T Business Challenge is a business/economics skills competition that focuses on areas such as price and production, research and development, marketing strategies, charitable giving, and capital investment. The students are evaluated on skills such as critical thinking, problem solving, teamwork, and business strategy.
Members of the Grand Champion Senior Girls' Team, (pictured left to right) are Daija Brown, Meredith Ott, Alyssa Harding, and Cassidy Cook. Also pictured is their teacher, Alyce Hardee, James Linker, SWN mentor/consultant, and Maria Quinones, AT&T Representative.
The Boys' Team (pictured, left to right) -- Jeff Glenn, Christian Flowers, Nic Haines, Zac Webster – won $400 in Dillard's gift cards.
"I am so extremely proud of these students. This is what makes teaching worth it," says teacher Alyce Hardee. "Seeing their faces when they won and placed in the top tier of the competition was worth a million dollars. They have worked tremendously hard the last few weeks on preparing for this competition. These students walked away with not only prizes but a valuable experience of how the business world operates."
Conway Public Schools News
To submit items for our news feed, e-mail ideas and information here. | <urn:uuid:cbd6aa41-132b-45fd-b6fc-ee4b5c758791> | CC-MAIN-2018-22 | http://www.conwayschools.org/feed/business-challenge-winners | 2018-05-26T06:26:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867311.83/warc/CC-MAIN-20180526053929-20180526073929-00031.warc.gz | en | 0.952316 | 389 | [
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I’m excited to share with you some changes I’m made to my website. I think it’s important to share the stories I’ve received from veterans, care takers and more. I’ve been traveling around the world interviewing some amazing and special individuals. Please visit my website www.jodichampagne.com
I am no one special.. I’m just someone who believes it’s important to not only remember our countries past and the individuals that lived it. You can learn so much from so little if you just take the time. So I will do my part in sharing with you in my own way these amazing stories.
My first project Diminishing Generations is powerful, emotional and very personal as veterans from WWII, Korea, and Vietnam talk about life in war-time as well as their return home. They have never had the opportunity or have never chosen to take the opportunity to share their stories and perspectives until now. I started this project because I feel we need to hear the stories from these veterans, whom we are losing more and more of everyday.
So here is a video I did right before I released the books. I felt it was needed because you don’t know what was happening behind the scenes. How emotional and impactful it was not only for me but for the veterans… So this is just a quick insight before the stories are told…
More to come with some amazing stories, as I continue to travel and see some amazing history to share..
Till next time 🙂 | <urn:uuid:d6353673-9f5f-4384-b641-e5e5b10956af> | CC-MAIN-2018-22 | https://jodichampagne.wordpress.com/tag/death/ | 2018-05-26T05:57:46Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867311.83/warc/CC-MAIN-20180526053929-20180526073929-00031.warc.gz | en | 0.974129 | 320 | [
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Donna Young, ACMS Athletic Director
Adair County Middle School strives to offer competitive athletics to our 6th, 7th and 8th grade students. We are members of the Central Kentucky Middle School Athletics Conference. Game times and locations can be found on our athletic calendar and sport pages.
The sports that are offered include: Cheer, Football, Girls Basketball, Boys Basketball, Wrestling, Volleyball, Fastpitch Softball and Boys Baseball.
In order to participate in the athletics program, students are required to complete a KHSAA middle school sports physical and provide proof of insurance. All student-athletes are required to pass all classes and adhere to all requirements in the ACMS Athletic Handbook. While we teach our athletes to achieve success on the competitive field, the real focus of our athletic program is to foster character, integrity, leadership and discipline.
If you have any questions about our athletic programs can be directed to Donna Young (270-384-5308). | <urn:uuid:faf9f353-0ab3-44c1-bc0a-61343d995612> | CC-MAIN-2018-22 | http://www.adair.k12.ky.us/Athletics/Content/962 | 2018-05-27T05:05:52Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794868003.97/warc/CC-MAIN-20180527044401-20180527064401-00353.warc.gz | en | 0.933461 | 200 | [
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Amédée Ozenfant was born on April 15, 1886, in Saint-Quentin, Aisne, France. At age fourteen he began painting, and in 1904 he attended the Ecole Municipale de Dessin Quentin-La Tour in Saint-Quentin. The following year he moved to Paris, where he entered an architecture studio. Ozenfant’s first solo exhibition was held in 1908 at the Salon de la Nationale in Paris. In 1910 he contributed works to the Salon d’Automne and in 1911 he participated in the Salon des Indépendants. In 1915 Ozenfant founded the magazine L’Elan, which he edited until 1917, and began to formulate his theories of Purism. In 1917 the artist met the Swiss architect and painter Charles-Edouard Jeanneret (Le Corbusier); together they articulated the doctrines of Purism in their book Après le cubisme. Its publication coincided with the first Purist exhibition, held at the Galerie Thomas in Paris in 1917, in which Ozenfant was represented. Ozenfant and Le Corbusier collaborated on the journal L’Esprit nouveau, which appeared from 1920 to 1925. Ozenfant participated in the second Purist exhibition at the Galerie Druet, Paris, in 1921. In 1924 he and Fernand Léger opened a free studio in Paris, where they taught with Alexandra Exter and Marie Laurencin. Ozenfant and Le Corbusier wrote La Peinture moderne in 1925. During that year Ozenfant exhibited at the controversial Pavillon de l’Esprit Nouveau at the Exposition des arts décoratifs in Paris. His book Art was published in French in 1928; an English edition appeared as The Foundations of Modern Art in 1931. Ozenfant taught at the Académie Moderne in 1929 and founded the Académie Ozenfant in 1932. From 1935 to 1938 he operated the Ozenfant Academy in London, also teaching at the French Institute in that city. From 1939 to 1955 he taught at the Ozenfant School of Fine Arts in New York. His solo show at the Arts Club of Chicago was held in 1940. Ozenfant taught and lectured widely in the United States until 1955, when he returned to France. He remained there the rest of his life and died in Cannes on May 4, 1966. | <urn:uuid:b4b1a4fb-5924-488b-a4a8-88927f81c1df> | CC-MAIN-2018-22 | http://www.berardocollection.com/?sid=50004&CID=102&artist=465&lang=en | 2018-05-27T05:23:01Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794868003.97/warc/CC-MAIN-20180527044401-20180527064401-00353.warc.gz | en | 0.93458 | 517 | [
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Building California’s water data infrastructure
California is facing water challenges driven by climate change, population growth, and delayed investments in green and gray infrastructure. As the adage goes, you can’t manage what you can’t measure, and California lacks the integrated data necessary to manage its way through these pressing challenges. The passage of Assembly Bill 1755 (Dodd, 2016) opened the door for California to change this. It mandated that state agencies “create, operate, and maintain a statewide integrated water data platform” to integrate water and ecological data from across state, and federal databases, and to provide data on completed water transfers and exchanges (Dodd, 2016).
If successful, this bill will create the foundation for California’s water data and information infrastructure for generations to come, but this success relies on the cooperation of agencies and entities across local, state, and federal government, alongside private stakeholders. In the attached e-publication and report, we lay out a vision for a public-private coalition to facilitate this coordination and support the success of California’s water data infrastructure.
About this report
Together with the Water Foundation, we explored sustainable governance and funding structures for the implementation of AB 1755 in the e-publication and attached report. California’s efforts build on the blueprint laid out in the Aspen Institute’s Report on Sharing and Integrating Water Data for Sustainability and provides a powerful example for other states looking to leverage the power of data to meet the challenge of managing water resources for growing populations in an increasingly variable climate.
We’ve created several print-friendly two-pagers to provide overviews of the proposed governance and funding structures at a glance. You can access them via the links below. If you don’t see something that you feel might help provide more clarity on our process and recommendations, please reach out. | <urn:uuid:9cc0615c-b434-45cc-bafb-8f5d3f1935bd> | CC-MAIN-2018-22 | https://www.redstonestrategy.com/publications/ca-open-water-data/ | 2018-05-27T05:25:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794868003.97/warc/CC-MAIN-20180527044401-20180527064401-00353.warc.gz | en | 0.893603 | 389 | [
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Ladies Luncheon also meets every third Monday of the month at noon at the local Pizza Hut. This is a great time of fellowship and a good opportunity to invite non-Christian women to meet members of our church body.
Growth Groupsexist for the purpose of growth in godliness. We recognize that we don't have it all together but we know the God who does. We recognize that godliness doesn't happen in a vacuum. We need each other so we come together each week to study God's Word, pray, challenge one another, and grow spiritually together. We also exist as a way to serve one another and the community in which we live. Join a group today and start growing in Christ with us!
Foundations of Biblical Counseling and Foundations For Your Faith. This is our mandatory training for those who are in leadership and/or teaching positions within the church. It trains leaders in biblical theology, biblical counseling and practical everyday applications to one's life. | <urn:uuid:139bf21e-518b-4010-95ff-bc30e8b45080> | CC-MAIN-2018-22 | http://firstbaptistnewberry.com/ministries/adult/ | 2018-05-21T08:38:08Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863972.16/warc/CC-MAIN-20180521082806-20180521102806-00073.warc.gz | en | 0.964954 | 199 | [
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No one knows what Dave the mind reader does…or do they? Febelfin promo for safe online banking. Tips for using online banking more safely can be found at http://safeinternetbanking.be Viduku brings you the hottest viral videos daily!
The KPop sensation PSY has been blowing up all over the US media in the last two weeks with his hit Gangnam Style. PSY, whose viral music video for Gangnam Style got him famous world wide, has now been paid homage in a way only the internet could come up with: Pony Style. Yes, here(…)
“I’m the queen!” Right on, Katniss. Since being posted to YouTube yesterday (September 20th), the Bad Lip Reading of “The Hunger Games” video has received almost 73 thousand views. The Bad Lip Reading crew has made a name for themselves as prominent YouTubers by dubbing over movie clips, music videos, and politicians’ campaign ads. Bad Lip(…)
Viduku brings you the hottest viral videos daily! | <urn:uuid:72807825-9354-41a8-854d-85e93bddab78> | CC-MAIN-2018-22 | http://viduku.com/page/47/ | 2018-05-21T08:47:26Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863972.16/warc/CC-MAIN-20180521082806-20180521102806-00073.warc.gz | en | 0.923869 | 221 | [
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Some homeless veterans in Rhode Island will no longer be homeless today.
The Providence Center opened a home for homeless veterans struggling with mental illness or substance abuse issues on Monday morning.
The newly opened Joyce house on River Avenue includes six apartments each equipped with two bedrooms, a kitchen, and a living room.
Veterans living in the new home will have mental health and substance abuse services readily available to them.
(C) WLNE-TV 2013
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All content © Copyright 2000 - 2018 WLNE.
All Rights Reserved. | <urn:uuid:fdff522d-3006-46c8-a588-27859d63c470> | CC-MAIN-2018-22 | http://www.abc6.com/story/22612140/new-home-for-homeless-veterans-opens-in-providence | 2018-05-21T09:15:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863972.16/warc/CC-MAIN-20180521082806-20180521102806-00073.warc.gz | en | 0.844692 | 135 | [
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We are delighted to have seen so much support from media outlets along the final leg of Tom’s SUP4DCA journey, with Nine, the ABC and The Advertiser (SA) all taking the time to interview Tom at the big finish. Donations are still being accepted until 17 June – if you can, head over to the SUP4DCA donation page and help support DCA’s Video Outreach program.
ABC News: Paddleboard adventurer Tom Dunn ends Murray-Darling charity trek
View the full article on the ABC website.
The Advertiser: Tom Dunn’s 3,750 km stand-up paddleboarding journey for charity to finish in Goolwa on Friday
View a photo of the print article on the DCA Facebook page or see the online Advertiser article.
Nine News Adelaide (and Western Victoria): The Murray Marathon
Watch the video below:
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Earlier media coverage
See our SUP4DCA page for more media coverage along the trip, including the Warwick Daily, ABC News Radio and Wimmera Mail-Times. | <urn:uuid:66800850-5af9-4df1-9ca9-9d5109e05981> | CC-MAIN-2018-22 | https://deafchildrenaustralia.org.au/sup4dca-media-roundup-the-finish-line/ | 2018-05-21T08:36:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863972.16/warc/CC-MAIN-20180521082806-20180521102806-00073.warc.gz | en | 0.845997 | 294 | [
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Does Toothpaste Get Rid Of Acne | Acne is the commonest skin affliction confronted by lots of young adults within their teenage years, and may occur over the pores and skin of Older people.
It is usually claimed that acne happens mostly on girls, which happens to be entirely Mistaken. Acne can be an All round issue likewise by men in any way phases of daily life. Some folks have acne even once they passed their teenage and remain victims of acne whenever they are getting to be Older people. The reasons acne occurs in both equally Adult men and ladies are very diverse but at times they may additionally vary; for men, an irregular production of some hormones might set off acne.
There are various will cause which can cause acne. It is feasible for acne being delicate, intense, or distressing, based on the pores and skin situation and the kind of environment the individual is effective in. Those who live and work inside of a polluted setting are more vulnerable to acne in lieu of those that work in a great clean atmosphere. If the bacteria which happens to be sebum, reacts on oily pores and skin, it instantly begins to website the pores on the pores and skin surface and results in acne, pimples, blackheads, whiteheads, blemishes and various skin disorders which all arrive beneath acne.
Acne not only could potentially cause ache and many struggling, but also lowers self-esteem and self-assurance as she or he might be aware about their appears to be. Acne remedy is a necessity and there are numerous treatment plans obtainable for acne such as over the counter medicines, ointments and many others., antibiotics, gels and lotions, scrubs and cleansers, along with other things. While, from The majority of them it is healthier to stay away. Most instances to opt for pure therapies is an improved outcome.
Does Toothpaste Get Rid Of Acne
Acne Has an effect on Both of those Sexes
It is often reported that acne happens largely in women, that is completely Improper. In Adult men, there is usually irregular manufacture of some hormones which can trigger creation of acne. Other circumstances like Performing within a polluted atmosphere, getting excessive worry, are other things which might cause acne to erupt in a person. Does Toothpaste Get Rid Of Acne.
It’s got also been identified that compared to women men’s acne is a great deal more intense as Gentlemen have hormones known as testosterone, where as Girls have the similar hormone but in scaled-down amount. Testosterone plays a crucial role in establishing male reproductive tissues like the testis and prostate, together with advertising secondary sexual attributes including elevated muscle and bone mass, and The expansion of system hair.
The facial pores and skin irritates simply because of its sensitivity, far more so than usual skins. It is critical that men use the appropriate type of equipment when shaving and the correct blade and shaving cream.
Guidelines for Acne Removing and Therapy
You will find Safe and sound and successful strategies to take care of acne with herbal and natural procedures. Of the many evidence, purely natural acne treatment method is The one thing that works. Avoid all skin creams Unless of course These are all made out of organic components.
Confront cleaning is A very powerful matter an acne sufferer should take care of. When the experience is clear of extreme oil and germs, then the chances of getting acne will become reduced. A non-oily and excellent encounter clean cleanser is best getting used and rinsed with cleanse drinking water. Does Toothpaste Get Rid Of Acne.
Rinse effected location 2 times each day and pat dry. The 2nd rinse is best before likely to mattress. Keep away from cleansing far too often, This may irritate the pores and skin all the more. In the morning massage Uncooked honey (“Manuka” if possible), with your fingertips in excess of your encounter, then just rinse off. The honey will eliminate excess oil, but at the same time leaves the pores and skin moisturized.
Tee tree oil has some well-known elements for acne remedy. It don’t just lessens acne, It’s also fantastic for other skin issues, like blemishes, wrinkles, blackheads, whiteheads and so forth. Tea tree oil is most useful and infrequently better yet than benzyl peroxide in dealing with acne; it leaves the skin distinct and clean.
Dip a cotton ball or swab into lemon juice that is disinfectant, tab on to afflicted area and rinse with clean up water.
Apple cider vinegar can assist your skin in some ways. Just one purpose vinegar is quite handy in treating pores and skin Ailments is always that it has a PH which is nearly similar to nutritious pores and skin. So, applying apple cider vinegar really helps to normalize the pH of the skin.
Aloe-Vera for Does Toothpaste Get Rid Of Acne may be very calming and cuts down inflammation and redness. You can implement the gel to the skin, massage it in with the fingers. To do this quite a few periods a day will also be practical. Use the gel straight from the escalating plant for most effective results.
Any of Those people treatment options can give you the results you want. This is a matter of which just one to pick. It’s a make any difference of demo and mistake due to the fact of different skin kinds.
Other Things which Enable
The wrong eating plan also can worsen the skin affliction. Avoid most soft drinks, take in far more fruit, inexperienced leafy veggies, eco-friendly tea, nuts, fish oil, krill oil, omega-3, eggs etc. Consume an inexpensive quantity of water to help keep the pores and skin hydrated. Water ought to often be your first alternative of beverage; it outperforms all other beverages for thirst.
About lathering Your entire body when you clean or shower with all the severe soaps, shampoos and cleansers, tends to remove the protective sebum which might be valuable fats that the physique employs to guard your skin. Workout can help with blood circulation and releases stress which also can cause acne.
Most shaving creams include a lot of chemical substances and toxins. It’s best to use purely natural, toxin free of charge shaving product. A similar applies if the pores and skin is extreme dry. A natural shower shampoo and just after shower moisturizer be accustomed to continue to keep the skin moisturized. Stay away from all creams that comprise chemicals and toxins, use organic items only.
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Source : Wikipedia
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- How To Get Rid Of Acne Fast 10 Natural Home Remedies | <urn:uuid:ca57fb2d-5dd9-44cc-a7a3-a622d71e6abc> | CC-MAIN-2018-22 | https://girls-health.com/does-toothpaste-get-rid-of-acne.html | 2018-05-21T09:05:30Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863972.16/warc/CC-MAIN-20180521082806-20180521102806-00073.warc.gz | en | 0.92075 | 1,636 | [
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The California drought is over, but the water crisis isn’t. Despite record rainfall, Southern California still has to tackle ongoing challenges of waste water and storm water, watershed storage and conservation. CSUN will help tackle these community issues through the City of Los Angeles One Water LA initiative.
Faculty and staff from around campus recently met with city representatives to get the conversation started on dealing with water demands and solutions. University reps and city officials will work together on addressing the city’s water needs, resources and facilities. “We have faculty interested in long-term studies,” said Sherry Sidick, associate director of external relations for the Tseng College. “There are opportunities we can offer for the One Water Plan. Faculty and staff asked excellent questions at the meeting to start the ball rolling with possible proposals and/or relationships. The One Water plan will help the region with sustainability.”
Information from that initial on-campus meeting circulated throughout university departments. A post-meeting survey to faculty brought good feedback. “Responses have been positive,” Sidick said. “The geography department wants to put together a proposal. Other departments such as math and engineering could get involved with studies and data.”
California had the second wettest rainfall season in 2016-2017 in its history, but water issues aren’t over. Groundwater still needs replenishment after the five-year drought. Saving water goes beyond watering lawns fewer times a month or using less tap water. Water issues encompass irrigation, utilities, preserving rivers and wetlands, water storage, vast agricultural water needs, and dealing with projected increases in water usage.
The Los Angeles initiative is part of a statewide commitment to water sustainability. State agencies released a plan this year to move the state to long lasting water-use efficiency. In urban areas, major water savings lie in reducing landscape irrigation. Landscape watering makes up about half of all urban water uses. The U.S. Dept. of Agriculture, Economic Research Service reports that irrigated agriculture accounts for the largest share of the nation’s consumptive water use. California has the second largest share of U.S. irrigated area in the country.
CSUN has its own honors when it comes to water. The California Higher Education Sustainability Conference awarded CSUN its 2017 Award for Water Efficiency/Site Quarter Quality. The Student Recreation Center, Younes and Soraya Nazarian Center for the Performing Arts, and Extended University Commons building have LEED (Leadership and Energy in Environmental Design) Gold ratings. CSUN practices sustainability throughout the campus, including improved irrigation systems and planting drought-tolerant vegetation.
Despite substantial reductions in water use by California agricultural, business and residential water customers, efficient water use remains a top priority. According to the U.S. Geological Survey, “If past patterns of California land-use change continue, projected water needs by the year 2062 will increase beyond current supply.”
Meetings with the City of Los Angeles on the One Water LA plan will move forward, with university-created proposals, studies and plans a vital part of finding solutions. CSUN’s outreach to the community will help keep the water flowing. | <urn:uuid:b84ffe99-ef0b-40ca-bf50-1a41c5cb40f9> | CC-MAIN-2018-22 | https://tsengcollege.csun.edu/newsandevents/csun-and-one-water-la-address-issues-together | 2018-05-21T09:23:12Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863972.16/warc/CC-MAIN-20180521082806-20180521102806-00073.warc.gz | en | 0.938267 | 664 | [
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Wedding Cards IndiaWe at Vidhi Exclusive Wedding Card and Wedding Accessories prove the above sentence by showing our work in manufacturing different types of wedding cards. As it known that “True love is like a diamond it is rare, beautiful and lasts forever”, the same way our manufactured wedding cards are like a diamond which is rare in design, and looks unique from other wedding cards available in the market. Vidhi is the brand name in the industry in manufacturing the unique wedding cards in India.
We are supplier of pleasingly designed Wedding Cards, Wedding Chura, Wedding Gift Paper Bags, Wedding Kalgi, Wedding Saha Chithi, Wedding Sweet Paper Box, Wedding Sweet Pouches and Wedding Jago and Maiyan Ceremony. Our provided wedding accessories are aesthetically satisfying and accessible in a range of well-designed color combinations. Our clients come to us with an idea and go back with the best wedding cards of their taste and choice. The Wedding cards provided are made by the creativity with quality to offer unique cards that meet the expectation of the clients. We are preparing the wedding cards with the theme of the marriage and which suit the couple’s interests.
As the wedding day is the important day in everyone’s life and it should be in everyone’s memory, so the wedding card is also more important to make the wedding even more blissful with the blessings of the near and dear. We are making the invitation cards with the help of vibrant and varied textured papers. Our designers are designing highly creative, innovative and exclusive and have impressed our clients enormously. As it is known that wedding cards are no longer just an invitation but a way of expressing one’s personal style and flair for life’s most sacred event – Wedding. Backed with rich industrial experience of being an integral part of Indian marriage cards, Vidhi is your one-stop shop for wedding invitations, wedding accessories and all types of coordinated wedding stationery.
The theme selection of the wedding card should be suitable and well-designed. We are making the use of sober colors like red, blue, pink or golden for the cards, which gives a glimpse for your marriage. Vidhi is your one stop source for Indian wedding invitations with the related printed materials. Moreover, we create distinctive wedding ceremony program cards, place cards, thank you cards, RSVP cards, and other printed materials. You can browse our website to view more samples of wedding cards. | <urn:uuid:f874eec4-c0e8-49ca-9321-4dffb822b59f> | CC-MAIN-2018-22 | http://weddingcardsindia.net/ | 2018-05-22T07:36:42Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794864648.30/warc/CC-MAIN-20180522073245-20180522093245-00393.warc.gz | en | 0.942138 | 501 | [
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Shasta High Class of 1965
Memories of Nadine Berg
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You are visiting the placeholder page for Nadine Berg. This page is here because someone used our placeholder utility to look for Nadine Berg. We created this page automatically in hopes Nadine Berg would find it. If you are not Nadine Berg, but are an alumni of Shasta High School, register on this site for free now. | <urn:uuid:908339bb-2cdb-43c4-9532-b3b41577adeb> | CC-MAIN-2018-22 | http://shastahighschool.org/alumni/6100876/nadine-berg.html | 2018-05-23T09:03:00Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865468.19/warc/CC-MAIN-20180523082914-20180523102914-00073.warc.gz | en | 0.915667 | 180 | [
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NASCAR Cup: Larson takes third straight at MichiganThe Sports Xchange
August 13. 2017 9:31PM
BROOKLYN, Mich. — Kyle Larson claimed his third consecutive win at Michigan International Speedway on Sunday when he took the lead from Martin Truex Jr. on an overtime restart in the Pure Michigan 400 Monster Energy NASCAR Cup Series race. It was his third win of 2017.
Furniture Row Racing teammates Truex and Erik Jones finished second and third. For Jones, the top-three tied his career-best finish.
Chase Elliott and Trevor Bayne rounded out the top five.
The race went into overtime as the result of a Michael McDowell-Paul Menard wreck on lap 195 that brought out the yellow flag for the fifth time in the race and, then, the red flag for extensive track clean-up. The race restarted with Truex and Jones on the front row and Larson in fourth.
Truex was the class of the field in the second half of the race, but when he pitted during a cycle of green-flag pit stops with just over 40 laps remaining, varying pit strategies put other drivers up front.
Truex was back up front when he stayed out during the fourth caution of the race that came out for a smoking Joey Logano on lap 186.
Michigan native Brad Keselowski dominated the first half of the race and was the winner of the first 60-lap stage. Truex took the win in stage two, his series-leading 15th stage win of the season.
After starting on the pole, Keselowski led the first 42 laps before
pitting during a cycle of green-flag pit stops. Another Michigan driver, Jones, stayed out four extra laps during the cycle to lead before Keselowski cycled back around to the top spot.
Daniel Suarez stayed out during the caution at the end of the first stage to inherit the lead. When the race restarted for stage two,
Keselowski retook the position, but Suarez maintained second until finally having to pit on lap 91. Suarez’s race ended prematurely when
he wrecked with Kasey Kahne with 60 laps remaining.
Another cycle of green-flag stops began just past lap 105. When that cycle completed near the end of the second stage, Truex was up front and Keselowski in second. | <urn:uuid:1fc4cc54-d1ab-436b-8506-48c127de011a> | CC-MAIN-2018-22 | http://www.unionleader.com/article/20170813/SPORTS11/170819740/1055/SPORTS11 | 2018-05-23T10:13:37Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865468.19/warc/CC-MAIN-20180523082914-20180523102914-00073.warc.gz | en | 0.96437 | 486 | [
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Vanquish Yachts has unveiled its first VQ48 sports boat in Saint-Tropez, with a second being delivered in Ibiza shortly. Watch a virtual sea trial below!
The all-aluminium Vanquish VQ48 is designed to appeal to car lovers.
It has been created by Vanquish Yachts together with Guido de Groot Design, Studio Delta and Wester Naval Architecture.
The Dutch-built boat blends the best features of Vanquish’s VQ43 and the VQ50.
These include a smaller foredeck version of the VQ50’s dinette and the popular sun beds found on the VQ43.
See pictures of the new VQ48 below
Other design highlights are the two specially developed helm seats, a large lounge sofa and a convertible top which dispenses with the traditional tubes and braces normally seen on biminis.
The amount of plastic on board has also been kept to a minimum, with most components being hand-made in aluminium.
Socialising and parties were central to the design of the VQ48 so there are 19 seating places as standard.
Layout can be customised too.
The VQ48 being delivered in Ibiza is designed so that day guests can have access to the head and galley without intruding on the master cabin.
When privacy is not a concern, the cabin door can be left open to create an even more open feel.
On deck, guests can seek shade under the specially developed parasol.
Like other Vanquish models, the VQ48 has a low weight. This allows for good manoeuvrability, fast acceleration, low fuel consumption and a top speed of well over 40 knots.
It is also available in a VQ48 Veloce version, with a top speed exceeding 50 knots.
The 14.6 metre VQ48 also comes with a submarine folding anchor system.
This electric anchor has been designed to fit within the lines of the underwater hull so that no chain or winch is visible when at anchor.
Standard features also include a skyhook position control, a joystick for easy manoeuvring, air conditioning and an autopilot-glass bridge display.
Like on all Vanquish vessels, the high-end audio installation has been custom created together with Brian’s Custom Audio, a Dutch company known for its work on the latest Ferrari models.
The first Aston Martin AM37 owner has taken delivery of his new £1.3 million powerboat. The luxury vessel will be… | <urn:uuid:7d06de5e-2036-49d7-ac81-0abcc5283724> | CC-MAIN-2018-22 | http://www.ybw.com/videos/pictures-vq48-yacht-car-lovers-23790 | 2018-05-23T08:50:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794865468.19/warc/CC-MAIN-20180523082914-20180523102914-00073.warc.gz | en | 0.938011 | 525 | [
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The Girl From The Savoy is a charming story set in early 1920s post WWI London where eager to forget the pain left by war for a little while, many found distraction in the glitz and glamour of the dawning jazz era of the theater, obsessing over each new starlet to grace the stage.
Housemaid Dorothy Lane is no different. Joining the gallery girls in the high seats at every show she can attend, she dreams of seeing her own name on the marquee outside, the spotlight following her as she dances across the stage. Hoping it will lead her one step closer to her dream of becoming the next great theater star, she moves to London, taking a job as a chambermaid at the famous Savoy Hotel.
A chance encounter on a rain soaked street on the way to her first day at the Savoy sets her on a path she’d dreamed but never really thought possible – friendship with current sweetheart of the stage Loretta May, muse to a composer on the brink of greatness, and time spent in the company of the up and coming Bright Young Things. And an audition. As her dreams become reality, Dorothy has to choose between the future she’d always hoped for – and the past she thought she’d lost forever.
I have to admit it took me a couple tries to read this book. The first few pages just didn’t grab my attention. Thankfully I finally committed and pushed through, quickly becoming engaged – and very happy I did. Author Hazel Gaynor does an excellent job of exposing the hidden wounds of war- the emotional scars left on both the soldiers and the families and loved ones left behind. It’s easy to compare the diagnosis of ‘shell shock’ given to the emotionally damaged soldiers of that era to the Post Traumatic Stress Disorder (PTSD) our soldiers deal with today, making this story set in the glitzy and glamorous 1920s jazz age theater of West End London very real and relateable in today’s world. | <urn:uuid:ebd74100-b60a-44c1-9604-4d6e7a3bd90e> | CC-MAIN-2018-22 | https://rockingchairrecreation.wordpress.com/2018/03/ | 2018-05-24T07:37:09Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794866107.79/warc/CC-MAIN-20180524073324-20180524093324-00393.warc.gz | en | 0.958465 | 417 | [
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It's just not the same here when you're gone. Every day I will hear something creak in the house and excitedly say, "Dada! Dada!" But then Mommy reminds me you went bye-bye on the airplane (& then I say, "bbbb....." like a plane) and you're coming back on Friday. We can't wait for you to come back into town tomorrow! And we know you'll come back a better father, husband, and campus minister after your week of RUF staff training, just like you always do.
And you know how Mommy was kind of dreading this week without you? Well, it's turned out to be a good bonding time for us! We've had several fun playtimes on the floor acting like animals, crawling through "tunnels," laying down and reading Babybugs, and I learned how to lay down & roll! And of course I've been obsessed with "Mo" (Sesame Street-- Elmo), coloring, & stamping ("DEEB-ah, DEEB-ah...") :)
Daddy, your girls love you & miss you! Here's some kisses! See you tomorrow! | <urn:uuid:f69c1058-fca1-4543-bf75-d8e7ce1add0d> | CC-MAIN-2018-22 | http://crazyforcaroline.blogspot.com/2009/07/miss-you.html | 2018-05-25T09:13:38Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867055.20/warc/CC-MAIN-20180525082822-20180525102822-00073.warc.gz | en | 0.964001 | 242 | [
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Another EIFS Season Starting Soon
Just around the corner is another EIFS Season.
We are getting prepared for another EIFS season. We are already starting to book up quick which is a really good thing. Make sure you call to schedule your repairs. This season is sure to be busy. The reason this season is going to be busier than usual is the weather. This year the cold weather is persisting much farther than last year and for that matter the last several years. We start booking our calendar for April 1. This year all those appointments are going to be pushed back for as long as it takes for the cold weather to break, which means we are going to start the season behind schedule a week or two. With April 1st only a week away we are optimistically hoping for a dramatic weather change, but we realize that is at best a stretch. We are convinced we will have no problem taking care of all our customers in a timely matter and of course the weather is out of our control. The manufacturer requires the application temp attire to be 40 degrees and rising.
Call 1-888-407-2609 to make an appointment for your EIFS Repairs. | <urn:uuid:bcc8fd2d-3bed-4c86-b8a5-a78a81e9f316> | CC-MAIN-2018-22 | http://www.eifsrepair.info/eifs-season/ | 2018-05-25T08:43:55Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867055.20/warc/CC-MAIN-20180525082822-20180525102822-00073.warc.gz | en | 0.977392 | 244 | [
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This line from today’s gospel was my inspiration for today….
“If you had faith the size of a mustard seed…”…you will look at this agenda, and look at the people around this table, and look at Mary seated here with us, and you will know that I, your God am with you too. And all will be well.
We had a full agenda, and with the grace of God we were able to complete it! As always, the regional reports were the highlight of the meeting. It is always good to hear of the many gifts in each region, and to share our challenges.
We also had the opportunity to share our personal struggles as we try to balance our Marianist tasks with our professional careers and family life. It was a graced moment of sharing, and strengthened even more our sense of comuunity. We thank Brother Domingo, our assessor, who nudges us to look beyond the tasks at hand to share from our hearts!
This afternoon, Brother Maximin Magnan, the new SM Assistant for Education, shared the history of the Marianist Family in Togo with us. We were inspired by the model of collaboration among the religious and lay communities in Togo.
This evening, we met with our seminarian brothers….a much loved tradition during our time in Rome. The discussion was lively, with many thoughtful questions and reflections on the role of our Marianist Family in the Church and world today.
Tomorrow, our meeting will focus on preparations for our 6th International Meeting in Lima, Péru. | <urn:uuid:f5810c14-4f34-4fbb-832d-45cbe59f1a98> | CC-MAIN-2018-22 | https://clm-mlc.org/blog/?p=864 | 2018-05-25T08:56:24Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867055.20/warc/CC-MAIN-20180525082822-20180525102822-00073.warc.gz | en | 0.976985 | 324 | [
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“We live in a moment of history where change is so speeded up that we begin to see the present only when it is already disappearing.” ~
from Quotes of the Day
At the time, I was a more than full-time working wonder woman – desperately passionately trying to build a business – balancing being available to my small kiddos and giving my design clients all the creative mojo I could conjure up. So, when I read David Allen’s suggestion to stop all work for a few days in order to structure my life in his suggested way… well that was it for me and the book chucking started.
I will admit today that my reaction to David Allen’s suggestions on how to increase productivity, in particular the bit about no work for a few days, says a lot about where I was at at the time – maxed out completely. I didn’t get paid if I didn’t work – and I chose to divide my time into segments devoted to work and to family… I didn’t feel like I could bring the whole system to a screeching halt. I do have to say that just thinking about the bit where the author describes helping the many executives he has worked with field calls and block interruptions still gets my goat. I don’t have a secretary to review and log my phone calls for me and I don’t imagine David Allen is going to show up at my home office to help – that would be totally cool, don’t get me wrong… just thinking… hmmmm… probably not happ’nen.
And so, my relationship with “Getting Things Done” stayed in a very cold and disdaining space for a few years. We agreed to disagree and go our separate ways – the book to the shelf and me to focus on the business at hand.
“Getting Things Done” came back into the spotlight when a friend reminded me of my habit to see things in total black and white. He shared that he used the pieces of the book that worked for him. He did not adhere to the system to perfection (what a novel idea!) – but he did do things like “close the loop.” I began to almost sub-consciously weave bits of the “Getting Things Done” philosophy into my life… making sure emails got put into clients folders rather than my in-box actually did make it easier to find things… the little bit of time invested did save me time in the end.
There has been a renewed energy around “Getting Things Done” in my life recently and I have taken a moment to step back a bit and observe my life and how it is different from when I was first introduced to the book. Over the last few years I have done some growing up, some evolving spiritually, some work in the area of self awareness and conscious living – I have also experienced the ups and downs of owning a business, had a few hard knocks life lessens.
My biggest take away from “Getting Things Done” today is to be present. I am committed to living my life consciously… present and experiencing each moment. The most important piece of “Getting Things Done” for me is to create a system of working that allows me to place the pieces of my work into their designated spaces so my mind can focus on the task at hand. This way of being with the data in my life also works in my relationships with family and friends. If I have an out standing to-do item hanging out there and I don’t if I have taken care of it… that’s the thing I will obsessively think during dinner rather than listening to my son talk about his day. The time I have with my boys is a particularly powerful reminder of how important it is to be present in the moment… they really do grow so fast, if I don’t pay attention, I will miss it.
The organizational system is the logistics of the “Getting Things Done” philosophy. David Allen has put together a suggested system he has seen work for himself and his clients. I just got lost in the logistics and couldn’t see the forest for trees. I have created a system that works for me. I believe the most important part of whatever kind of organizational system you come up with is to be consistent. I have to keep doing something long enough until my brain actually trusts that things will be taken care, balls will not be dropped and no, I don’t have to worry about when the field trip is while I am in a meeting with a client, because it’s on my calendar – color coded in the boys designated shade – with a reminder set for 24 hours in advance – with the what to pack list on the fridge at home.
That’s all well and good, you say – but what the heck does that look like? Well, here a few things I do:
- Outlook is my best friend! If it’s not in Outlook – its not happening.
- I use Outlook categories like a fend. Everything is color coded and sorted into categories
- Tasks kick-ass! I don’t take little posted sticky note reminders… if that little ping pong ball thought sneaks in while I am working on something – I make a quick task to take care of it later… and get back to being present to the work at hand.
- Emails always get sorted. If it is something I need to do something with – I color code categorize it. If its just data, I file it. If some thing need to be done around it… I make a task or schedule an “appointment” on my calendar.
- If I am in the thick of a client project, with lots of emails back and forth – I make a short cut to their folder. Then I don’t have to drill down to their email folder – I just click the Shortcuts tab in the side pane.
- Surfing the web
- If I want to find it later – I bookmark it. Right now I am using Diigo – cause they have a very quick, one click, bookmark plugin for FireFox
- If I read a blog I want to check back on it- I add it to my Google Reader – right then and there… no “I’ll get to it later”
- I also “star” posts in twitter I want to refer to later or that have links I want to find
- Paper work for clients – file it, file it, file it… now!
- I put the phone number on the outside of the folder, so when I need to call a client… I just look at the folder sitting in my tiered folder rack.
- Notes from meetings get torn out of my notebook and put into the folder
- If I am organizing I try to keep it under an hour and half. Preferrably an hour
- I love to have an agenda – I want to know what the goal is and what we are walking out the door with
- Action items – write ’em down, dole ’em out
- Action items get made into tasks in Outlook ASAP!
- Mail – I open and sort it every day when I get it out of the box.
- Trash gets trashed
- Shredded – goes straight to the shredder (one of the boys fav jobs)
- I have 2 file folders – to pay and to file – the mail goes in accordingly
- Gifts – I buy things as I find them, preferabbly on sale and when the event comes around – I don’t have to scramble
- Stuff – I am not above actually labeling counters, shelves, containers with what supposed to go there… keeps everyone on the house clear that everything has a spot, now PUT IT THERE!
- I schedule a time, the same time every week to do money maintenance.
Everything else – birthdays, parties, field trips, to-do, to buys… go back and read #1.
Final Note: Please, Please, PLEASE do not assume that I adhere to all the above to perfection. I am still a more than full time working wonder woman who believes in muddle through. The above list are goals… I will not beat myself up if I have to scramble for a Christmas gift or if a bill gets paid late every once in while – like when I move and everything I own is in a box and I can’t get the stupid internet to work in my house – you know, times like that… | <urn:uuid:ba520c55-58e4-41bd-aa13-b0c7de8cacc3> | CC-MAIN-2018-22 | http://jjcreates.com/staying-present-i-come-to-embrace-getting-things-done/ | 2018-05-26T08:18:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867374.98/warc/CC-MAIN-20180526073410-20180526093410-00393.warc.gz | en | 0.962873 | 1,790 | [
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KANSAS CITY, Mo. — The Chiefs officially confirmed the signing of five undrafted free agents who attended the team’s rookie minicamp over the weekend on a tryout basis while also waiving running back Akeem Hunt and claiming tight end Alex Ellis on waivers.
The team parted ways with six players, including Hunt. The club waived Hunt with a failed physical designation. He finished last season on injured reserve after suffering a broken ankle in the Week 17 victory over Denver. The club also waived defensive tackle Stefan Charles.
Defensive backs Step Durham and Malik Reaves, linebacker Robert McCray, center Tejan Koroma and wide receiver Jordan all inked contracts with the team.
The club released four players to make room for the new additions: cornerback Prince Charles Iworah, offensive tackle Devondre Seymour and wide receivers Brandon Shippen and Nelson Spruce.
The team also claimed Ellis off waivers from the New Orleans Saints.
The team did not yet announce a transaction regarding defensive lineman Rakeem Nunez-Roches. The 2015 sixth-round pick of the Chiefs posted a video earlier Tuesday on his Twitter account thanking the Chiefs for the opportunity and saying it was “time to move on.”
What to know about the newest Chiefs:
- CB Step Durham, 5-9, 192, Georgia Tech
Durham led Georgia Tech with five passes broken up and contributed to three turnovers last season. He played in 38 games with 23 starts for the Yellow Jackets while recording 76 tackles, 12 passes broken up and an interception.
- C Tejan Koroma, 6-0, 298, BYU
Koroma won the starting center job for the Cougars as a true freshman and started 51 of 52 games at center in his college career. He’s a bit under height for the position, but NFLDraftScout.com analyst Dane Brugler describes him as “a tough-minded grinder who fights through the whistle.” The Chiefs need a reliable backup center with Zach Fulton gone.
- LB Robert McCray, 6-1, 266, Indiana
McCray earned honorable mention all-Big 10 honors last season picking up 20 tackles include 7 1/2 for a loss with six sacks and a forced fumble. He played defensive end at Indiana but would line up as an outside linebacker with the Chiefs.
- CB Malik Reaves, 5-11, 200, Villanova
Reaves carries a reputation for toughness, which fits perfectly with Kansas City’s current defensive mindset. Some scouts believe his best long-term position might be at safety. He played multiple positions at Villanova, including corner and hybrid nickel.
- WR Jordan Smallwood, 6-2, 219, Oklahoma
Smallwood comes to Kansas City long on potential and short on production. He played 47 games for the Sooners with two starts and caught 18 passes for 170 yards and one touchdown in his career. Smallwood posted a 4.53 40-yard time at this pro day along with other strong measurable, and might be a candidate for special teams.
- TE Alex Ellis, 6-4, 253 pounds, Tennessee
Ellis entered the league as an undrafted free agent with the Tennessee Titans and also served stints with Jacksonville and New Orleans. He played in six games for the Jaguars in 2016 with three catches for 11 yards. Ellis could fill the inline blocking role the Chiefs need at tight end. | <urn:uuid:ea6e481f-45e1-431b-909b-cab4c03a09a7> | CC-MAIN-2018-22 | http://www.chiefsdigest.com/chiefs-waive-akeem-hunt-sign-five-new-players/ | 2018-05-26T08:15:53Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867374.98/warc/CC-MAIN-20180526073410-20180526093410-00393.warc.gz | en | 0.950605 | 704 | [
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A hive of bees is always smarter and stronger than any single drone.
Thats the collectivist concept behind distributed computing, a model in which computing problems are parceled out over a network to individual computers for processing. Proponents of distributed computing posit that for certain kinds of tasks, a million relatively low-powered computers nibbling away at tiny pieces of the problem are a "virtual supercomputer," far more efficient than an actual supercomputer.
"A supercomputer of 10 years ago is in an Intel Pentium 4 chip today," says David Wilson, vice president of marketing and business development of United Devices, a distributed computing startup in Austin, Texas.
Distributed computing, which can be seen as part of the larger peer-to-peer computing universe, seems like a promising idea. It has won enthusiastic backers like Intel, which sees Internet-connected grids of PCs as a great use for its ever-faster microprocessors. In April, Intel launched a philanthropic program that lets Internet users donate their computing resources to institutions conducting research on cures for cancer and other serious diseases. Since then, more than 1 million people have downloaded Intels distributed computing agent, and their PCs at any given moment provide as much data processing capacity as todays 10 fastest supercomputers put together, according to Intel.
But such large-scale successes have been confined to philanthropic programs to aid not-for-profit research groups. Indeed, the original proof of concept for the nascent distributed computing industry is the SETI@home Project at the University of California at Berkeley, which uses screen savers on millions of volunteers computers to scan radio telescope data for signs of alien life.
Turning distributed computing into a business, and selling it to customers who have historically run their processing-intensive programs on multimillion-dollar mainframes, is a different matter. At least one startup, Popular Power, was forced to shut its doors earlier this year when it ran out of money.
Nevertheless, several distributed computing ventures, including DataSynapse, Entropia and United Devices, have started to find a real market — read: paying customers — among companies and research institutions in specialized fields that require copious amounts of computing power, like life sciences, financial services, and gas and oil exploration.
Andrew Chien, Entropias co-founder and chief technology officer, thinks distributed computing was generally oversold as a technology for mainstream computing.
"We continue to believe that distributed computing has very, very broad applications, but weve decided our primary focus is around companies that have computational needs that are clustered around biochemical modeling," he says. "That community has a huge demand for new computational power, and that makes them eager customers for distributed computing."
Its All About the Apps
One of the obstacles faced by the distributed computing firms is that — like operating system vendors — they need applications that run on their platforms to make them useful.
To that end, Entropia, which is focusing on pharmaceutical customers, has teamed with Turbo-Genomics, which specializes in high-performance bioinformatics software. Entropia has lined up pilot customers, including drug companies Bristol-Myers Squibb and Novartis.
Avaki, a startup in Cambridge, Mass., also is hoping to sell its distributed computing system to life sciences companies. Last week, Avaki rolled out the second version of its software, which enhances security and failure recovery features, and said it has received $16 million in funding from Polaris Venture Partners, General Catalyst and Sofinnova.
DataSynapse is aiming at different vertical industry segments, but its also focused on customer-specific applications. The New York company first courted the financial services industry, and its customers in this area include First Union bank. Now DataSynapse is expanding into the energy market with its newest product, LiveCluster, which is specially designed for data-intensive processing tasks. It is well-suited for oil and gas companies that need to process terabytes of data in looking for underground energy deposits, says Peter Lee, CEO of DataSynapse.
"The world of distributed computing is going to be very domain-specific," Lee says.
Meanwhile, United Devices recently signed a deal with Accelrys, which sells software to biotechnology and pharmaceutical companies, to combine Accelrys applications with United Devices MetaProcessor distributed computing system. By the end of the month, United Devices plans to release an updated version of its system, geared toward making it easier to manage. MetaProcessor 2.1 will have agent software that can run invisibly in Windows as a service and can be automatically deployed to desktops.
United Devices scored publicity as the company that provided the infrastructure for Intels first computing program, which has helped University of Oxford scientists screen 3.5 billion molecular models in researching cancer-fighting drugs.
Now it wants to evolve from a company with an interesting technology to one that is profitable. In August it raised $18.2 million in second-round funding, from AOL Time Warner Ventures, GE Equity and Intel Capital, among others.
Part of United Devices sales pitch is cost savings, a message it hopes resonates with organizations cutting back on capital IT spending. The United Devices system, which starts at $250 per desktop, is an inexpensive option to increase processor capacity by letting companies take advantage of the hardware they already own, Wilson says.
Entropias story is similar. According to its research, an average desktop PC sits idle 90 percent of the time — wasting thousands of hours of processing time. But Chien says that Entropias value isnt merely in providing high-performance computing cheaply. A drug company Entropia was working with had a simulation that would have taken 57 days to run. With a few thousand nodes connected via Entropias software agents, it could complete the same simulation in a few hours.
"Its a difference between not being able to do it, and doing it," Chien says. "You would never be able to go out and buy enough Sun [Microsystems] boxes to do that." | <urn:uuid:b6084704-36d6-4210-b9b0-58eb55623e4f> | CC-MAIN-2018-22 | http://www.eweek.com/cloud/the-processor-scavengers | 2018-05-26T08:25:18Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867374.98/warc/CC-MAIN-20180526073410-20180526093410-00393.warc.gz | en | 0.957108 | 1,239 | [
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- Cyber Security
- Litigation & Dispute Resolution
- Phone-Hacking Claims
- Reputation Management & Defamation
- Intellectual Property
- Lender Services
- Real Estate
Where we stand out from the pack is with the added value we bring to any relationship with our clients. We believe we deliver unparalleled market insight into the legal, regulatory and judicial areas of Lender Services. This allows our clients to be ahead of the game and make decisions with a full understanding of the market place.
We also offer training at all levels. Whether it is a senior management briefing or improving junior level staff’s understanding of what they do. We can and do tailor packages as part of our service. | <urn:uuid:88696518-8c13-4ed0-b62c-b038684b718e> | CC-MAIN-2018-22 | https://www.hamlins.co.uk/services/lender-services/added-value | 2018-05-26T08:29:28Z | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794867374.98/warc/CC-MAIN-20180526073410-20180526093410-00393.warc.gz | en | 0.900324 | 145 | [
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Pattern: 3D Sticker
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the rivers Gyr & Onde on your doorstep
White water in the Southern French Alps
The South Alps is a superb area for white water activities. The water is bigger volume than the UK with a mixture of wider larger volume rivers and smaller creek type rivers.
The water, being snow melt is cold, but the higher air temperatures and sun shine make for a very pleasant experience with wonderful scenery.
The white water activities offered comprise kayaking ; open canoeing ; rafting in large paddle rafts on the bigger rivers or special mini-rafts on the smaller rivers, hot dogs – one or two person inflatable boats – and hydro-speeds – a French invention which is basically swimming in the water protected by a full wet suit with a toboggan-like float to protect and support the body and propelled by flippers.
We can supply accommodation with plenty of safe private parking, and plenty of storage space. We have the rivers Gyr and Onde on our doorstep.
Durance Briancon Gorge Le Fontenil to Briancon Canoe Club 3/2km/1hr
Lovely run which passes right through Briancon. The Bridge you pass under signals the end of the mountain bike ride from Nevache. The Canoe Club is very close to the Briancon Swimming Pool and Ice Rink.
Upper Durance Briancon to Prelles 2/7km/1hr
Straightforward and great introductory paddle in fast flowing water. Good one for the younger paddlers. Durance Gorge Prelles to L’Argentiere 4(5)//8km /2-3 hours (portage) Challenging run in a committing and spectacular gorge, but with long and difficult portage; make sure you have good footwear, a number of throw lines, first aid kit and spare paddles. Water level is dependent on barrage release. If too much water at the start then seriously reconsider. The Durance Gorge via ferata goes over the last section of this run.
L’Argentiere slalom site 3/1km
Big bouncy fast flowing water. Some good waves for play boats. Small lake to practice rolling/flat water techniques. Easy access to L’Argentiere rock climbing, canyon and via ferata as well as a good finishing point for mountain bike rides from the Fournel valley and the Gyronde valley.
Middle Durance L’Argentiere to St Crepin /St Clement 2/12 to 19 kms/2-3 hours
Easy water but fast flowing. Good easy Canadian Canoe trip. Good place to practice rescue techniques. Starting point for the “log rafters” in May. Section from St Crepin to St Clement v slow moving. Great climbing section above St Crepin.
Lower Durance St Clement to Rabioux (or add in with Lower Guil) 2/ 4km/1- 2 hours
Easy water – good for beginners. Nice play waves at St Clement Rabioux good place for lunch. Normally done together with the next section. Beware – in big water if people capsize in the Rabioux wave, it is important to get them out before the first corner or else a long swim ensues.
Lower Durance Rabioux to Embrun 3/12km/2 hours
Superb Alpine section of big water paddling.
Choose from a wide selection of high quality chalets and apartments ideal for familes and/or groups of friends.
How to find us
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Ein Angebot der Hotelschool The Hague. Für den Inhalt ist die Hochschule verantwortlich.
Hotelschool The Hague
Are you professional, ambitious and do you want to work in an international business environment? Then join us at Hotelschool The Hague for our Bachelor Business Administration in Hotel Management (BBA.HM), ranked top 5 worldwide! Hotelschool The Hague has been, ‘At the heart of Hospitality’ since 1929, and you join a warm, welcoming and international community in either The Hague or Amsterdam.
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The old means are not functioning also well any longer, and so the inquiry is would house owners like to understand some sensible alternate methods that can help to stop a trustee sale or stop a sheriff sale or foreclosure eviction? If thus the Help-To-Stop-Foreclosure. Web Special Report “Stop Foreclosure Sale or even Eviction– 7 Keys in Plain Sight Tips” is actually currently offered as a. download at no charge to home owners.
The normal way’s folks go after support including loan modifications,. forbearance agreements, the REMAINDER Document, a short sale, deed instead of. foreclosure and also authorities plans like HAMP, and the like do not regularly. job or maybe do not generally work at this aspect.
Nevertheless, responsible for the settings and also properly advertised excitement that accompanies. with these methods, there are actually several basic yet little-known traps to. avoid or significant pools of information to be aware of that may assist. individuals along with quiting a foreclosure sale or even eviction.
“Yes,” there may be actually a dark side to the use of these systems and also laws too.
Don’t forget when an authorities system relevant trial mortgage alteration. offer involved William as well as Esperanza Casco, the owners of a supermarket. creating all their remittances punctually. After that the couple wound up in. foreclosure because of complying with the financial institution’s tips to make lessened. remittances.
Properly, lately Cathy, a New York homeowner (wishing to continue to be confidential. at this time) mentions that she has possessed this sort of foreclosure incentive. take place also.
Cathy was battling with high mortgage remittances, however making all her. settlements on time. At that point after talking with lending institution employees Cathy was actually. given to decrease the settlements, with the lending institution’s workers pointing out that. Cathy might produce the lesser settlements due to the fact that she received the. government’s HAMP program.
Cathy stated in the course of the eleven month process of delighting the finance company’s. paperwork requirements that she went through the lending institution repetitively informed. Cathy she received the HAMP system and also can pay out $1400.00 less. than the usual $3400.00 monthly quantity she paid out.
At that point, Cathy goes on to say to that after eleven months of paying for $1400.00. dollars less than the typical sum the banking company policemans, all of a sudden, stated. it was found that she does not receive the HAMP plan besides.
After that the financial institution called for eleven months of $1400.00 back settlements all. owed and owed immediately, plus late expenses as well as fines. Each of this. amounted to concerning $25000.00 dollars in charges.
This certainly dropped Cathy into the threat of foreclosure, a scenario which this property owner is fighting even now.
This is actually all since the lender saw Cathy to create the decreased remittances,. Turned about as well as required back payments of the minimized quantities.
For a person having a hard time payments and intends to stop foreclosure,. they should not fall for this, the outdated “currently you certify, as well as right now you. do not quality,” “currently you view it, now you do not,” trick.
For more important relevant information, financiers really hope individuals never determine, however managers must recognize because it can help them stop a sheriff sale or stop a trustee sale or foreclosure eviction, go to Help-To-Stop-Foreclosure.Net and download the e-book “Stop Foreclosure Sale or Eviction – 7 Secrets in Plain Sight Tips – Special Report 2” today. | <urn:uuid:3390901d-a03b-4b70-bf59-901a9a902b3a> | CC-MAIN-2019-22 | http://help-to-stop-foreclosure.net/foreclosure-expert/stop-a-sheriff-sale-or-stop-trustee-sale-and-foreclosure-eviction-deed-in-lieu-of-foreclosure-california-shafter-93263/ | 2019-05-20T13:01:44Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232255944.3/warc/CC-MAIN-20190520121941-20190520143941-00353.warc.gz | en | 0.964767 | 788 | [
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I have been taking the cooking class of my culinary dreams, and the first few weeks focused exclusively on different kinds of meat. One of the dishes we made on lamb night was this wonderful pomegranate lamb stew, and its flavors were so unique that I had to make it at home. Lamb has a very specific flavor- almost floral to my palate, and honestly, I don’t like it. But I know that this stew is objectively fabulous. The pomegranate imparts a fresh, slightly tart flavor to the stew that is unusual but perfectly harmonized against the lamb’s earthiness. If you like lamb, this beautiful recipe is a must.
To make enough stew to serve 4-5 people, start off with 3 pounds of lamb meat that is suitable for stewing. My grocery store did not sell pre-cubed stewing lamb, so I got a 3 pound leg (without the bone) and cut the meat into 1 inch cubes. When preparing the meat, take care to remove the silverskin, which will not break down during cooking and will remain chewy. Most of the fat, however, should be left on. Heat a cast iron pot over high with some vegetable oil. In batches, brown the lamb cubes on all sides, and remove them to a side bowl. Once in the bowl, season the lamb with salt and pepper, and toss it with 1.5 tablespoons of flour, which will help thicken the stew.
While the lamb browns, chop 1 onion and mince 3-4 garlic cloves. When the lamb has finished browning, turn the heat down to medium, and add the onion and garlic to the pot. Pour in 16 ounces of pomegranate juice, and scrape all of the browned lamb bits off of the bottom of the pot. Preheat your oven to 325º F.
Once the onion has turned translucent, add the lamb cubes to the pot, and stir them around. Pour in enough chicken stock so that almost all of the lamb is covered. Season the stew gently with salt and pepper (it is better to under-season than over-season at this point). Bring the liquid to a simmer, and then put the lid on the pot. Put the pot into the oven, and let it cook for about 1.5 hours or until the lamb is fork tender.
When your lamb has fully cooked, strain out all of the lamb, onion, and garlic pieces, and transfer them to a side bowl. Strain any fat off of the top of the stew. Then, bring the liquid to a boil, stirring frequently, until it reduces into thicker and more flavorful sauce. Taste the sauce, and adjust the seasoning as necessary. Add the lamb and vegetables back into the stew to keep warm.
When you are ready to serve the stew, toast some chopped walnut pieces in a dry pan, and remove the seeds from a pomegranate. Serve the lamb stew over cous cous, and garnish it with the walnuts and pomegranate seeds. While the garnish is absolutely beautiful, it is also delicious and adds a lot of flavor, so don’t skip it. Although my taste buds remain hostile to lamb, I will not hesitate to make this stew again for lamb-loving guests.
- Lamb leg- 3 pounds, cubed
- Onion- 1
- Garlic- 3 to 4 cloves
- Pomegranate juice- 16 ounces
- Chicken stock- approximately 1 quart
- Walnuts- approximately 1/2 cup, chopped
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Yesterday, I wore red. Personally, I think red is in the top two of the best colors. To me, red is the color of life. I've got a couple of red shirts--yesterday, I chose my TriUtah shirt, even though I'm no longer associated with that particular organization.
I chose the shirt and wore that shirt yesterday because I wanted to show some support for the American Heart Association's Go Red for Women Day, a day set aside to bring awareness to women's heart issues by having as many people as possible to wear red-colored clothing.
As with most awareness days, wearing red is the very least a person can do to support the cause (well, not the very least--a person could wear no red, or even worse, wear blue...). I could have donated time or money for the cause. I could have done more, even told others why I was wearing red. But no, all I did was wear a shirt of red.
On social media many people posted pictures of themselves wearing red and wearing smiles. See--wearing red makes people happy. More people should wear red. I think the whole world would be a better place if more people just wore red. And not just on Go Red for Women Day, either. Ah, red...it's in the top two of the best colors, and a fantastic color choice to show support of a great cause. | <urn:uuid:6b0f4d94-a36f-4ae1-b422-c86bc03829ca> | CC-MAIN-2019-22 | http://scottywattydoodlealltheday.blogspot.com/2019/02/yesterdayi-wore-red.html | 2019-05-21T17:28:30Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256494.24/warc/CC-MAIN-20190521162634-20190521184634-00513.warc.gz | en | 0.979164 | 288 | [
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What's in My Bag?: Erin Joyce Photography
These have always been my favorite posts from other photographers; especially when I was first starting out as a photographer. We all have our favorite photos (whether you're a photographer or not), and it's always so awesome to know what equipment they use to achieve their art. When others ask me what lens they should get next, I always tell them to start at the bottom and work up from there. You don't need the biggest and the best from the beginning. This shit is SO expensive. You better know that you're in it for a longer haul if you decide to start dropping thousands. With that said, I started my business with a modest Canon Rebel T3i and a Canon 50mm f/1.8. Yup, that's all I had. And that's all I had for a really long time. I eventually added a Canon 35mm f/2.0 on there and very slowly continued to move forward. With my passion growing and my client list growing, it was important to me to invest the money I was earning into my business to continue to upgrade my equipment so that I could, in turn, give my clients my best. Finally, this year, I sit here and can tell you that I'm totally happy with my equipment. I have a lot, but I love it all and use it all. The images I'm able to create with these lenses and cameras make my heart sing.
So, what's in my bag?
First up, my camera body used all day every day is my Canon 5D Markiii. This bad boy is amazing. I love it dearly. Next to my 5DM3 is my Canon Classic 5D. This was my step up from my Rebel t3i. He lived with me for a short time... and in fact the mirror fell out (common problem), so while he was at the doctor I rented a 5DM3 and the rest is history. This classic 5D hangs out in my back up equipment bag. So, even though he's not used, he's an important body in my bag.
Next are my memory cards. My go to are these Lexar Professional CF Cards. I carry many - several 64 gb, a couple 32 gb and several 16 gb. They all get used all the time. Just imagine how many pictures I take!
First lens is my absolute favorite, the Sigma ART 35mm f/1.4. It's a beaut!! It lives on my camera. I use it for lifestyle indoor and outdoor, food, landscape/street, EVERYTHING. It's just a kickass lens. Period.
The Sigma ART 50mm f/1.4. Another beauty. I had been using the Canon 50mm f/1.4 which is also a phenomenal lens. But I used a friend's ART one day and was hooked. The difference is just amazing. It has my heart. I don't use the 50 all that often, but it has an important place. I use it most for portraits of newborn babies, headshots and it's my go-to lens for the freelensing technique.
The Canon 70-200mm f/2.8 IS ii is just a beast. I love this lens. I pull it out of my bag for outdoor portraits, albeit family or couples, and it's also phenomenal for wedding receptions. When there are speeches and dances, it's nice to be able to be out of the spotlight and zoom in instead of being up close to the couple and their guests during such intimate times in the reception. The quality of the images from this lens are amazing.
The Canon 100mm f/2.8 Macro. An essential lens for details. I use this lens for ring shots (and other wedding detail shots) and those adorable little newborn baby parts. It's also my workhorse for food photography. Yum!
The Canon 16-35mm f/2.8 doesn't come out often, but when it does, it's a favorite. It gives such awesome wide angles that can really create an artsy edge to a typical portrait.
With the 16-35 I often have this speedlight on top. The Canon 580 EX II is essential for wedding receptions. This flash with the 16-35 gives me dancing receptions pictures that I absolutely love.
The last two lenses are rarely used, but two I simply don't want to part with. The Canon 24-105mm f/4L is the kit lens that came with my 5DM3. It's an L, so it's great glass, but it's not a top of the line kinda lens especially because of the limitation of the f/4. However, what I really, really love about this lens is how diverse it is. It gets a really cool wide angle at the 24mm focal length but then can also give you a macro picture. It's like the best of all worlds. I find that I love this lens the most if I can't choose one and just need a good walk around lens. It covers all the bases.
Finally, the Canon 85mm f/1.8. Ah, this lens. I remember when I first got it, I was giddy. It's such a gorgeous lens for the price. It really does produce some amazing images. I've been back and forth about selling it since I rarely use it right now. I feel like the 70-200 has been giving me the images I want that I typically look to get from the 85. Part of why I haven't use it much is because the focusing is off. I need to send it in to Canon to get a check up and get recalibrated. Perhaps, after this, if I continue to not pick it up, I'll consider selling it. But for now, I'm hanging on.
Oh, and what the heck do I use to lug all of this stuff around?? My two main bags are both Epiphanie Bags. The one on the left is new. I waited a long time to buy this because I wanted the very right one. Now that my kids are not really in need of a diaper bag, I wanted a bag that I could use for myself, have my camera safely packed away, but still have room for sippy cups, snack and a diaper. This bag hit the nail on the head. And the fact that it can be cross body or back pack style is just icing on the cake.
The bag on the right is one of my first camera bags. It's a little big and bulky but has been with me through the long haul and still joins me on every single photo shoot. I love it.
And lastly, my big ol' Kelly Moore Bag. An essential for my wedding days. This guy holds EVERYTHING, from all of my main equipment, batteries, battery grips, hoods, snacks... it's just an awesome bag. When it's not with me on wedding days, I have it stuffed with my back up equipment and I keep it in my car when I'm out on portrait sessions in case one of my main pieces poops out on me.
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Customers who want their savings to go a little further may want to consider looking into investments. This is for those who already have their emergency savings safely tucked away in a guaranteed account, and now merely wish to expand their portfolio. Customers have access to various risk classes and assets, which open the doors to wealth creation. Bank of Ireland Investments allows customers a glimpse into the wide world of investing, with the help of salted investment specialists. This review takes a look at how these products compare on a global scale.
Customers can also take a look at the Bank of Ireland Financial Planning division review here.
A Brief History of the Bank of Ireland
When it opened its doors in 1783, the Bank of Ireland served its customers from St Mary’s Abbey in Dublin. With an increase in the demand for these types of services, it was only natural that the bank would expand. By 1920, the bank was sitting on a wealth of 75 branches, which services many of Ireland’s citizens. It is no wonder that the bank is still very much ingrained into the Irish economy.
Expansion efforts and the rebuilding of the economy after both World Wars took up a large part of the 1900s. It was also during this time that the bank experienced massive bursts in product growth thanks to technological advancements.
The 2008 mortgage scandal left its mark on the Bank of Ireland, along with thousands of financial institutions across the world. The bank was forced to seek assistance from government, and € 3.5 billion later, the bank managed to stabilize its liquidity once again. Currently, the bank is focusing on increasing profits while delivering world-class service to its customers.
For a full review on Bank of Ireland, read here.
Key Things to Consider Where Investments Are Concerned According to Bank of Ireland
According to the Bank of Ireland’s website, there are two things that future investors need to consider before they sign up for financial products.
- The first is the period during which customers would like to access their funds. If this is within the next 5 years, customers should consider putting their funds into something a little more guaranteed. For periods longer than 5 years, investments can be considered.
- The second factor customers need to consider, is the level of risk they are comfortable with. If they are not comfortable with any risk, savings accounts should be considered as all investments carry a certain level of risk. The general rule is that the higher the potential of return, the higher the risk.
There are 7 risk categories:
- Very low Risk
- Low Risk
- Low to Medium Risk
- Medium Risk
- Medium to High Risk
- High Risk
- Very High Risk
Major Investment Asset Classes
This is the asset class that covers company stocks and shares. Furthermore, customers will benefit from a strong performance over the medium to long term.
Investors have the opportunity to invest their funds in the commercial property market. These offer fluctuating returns. Also, the majority of the properties are based in Ireland, UK, and mainland Europe.
Fixed Interest Bonds
These often provide customers with a secure income. Furthermore, the value doesn’t often fluctuate as often as equities.
Of all the investment classes, cash is often the least volatile form or investments. It also tends to provide the lowest growth over the long-term.
Bank of Ireland Investment Funds Product Offerings
Very Low Risk
This type of fund is suitable for investors who wish to preserve their capital above all else. Furthermore, these are designed for those who wish to invest for the short-term. Customers should know that long-term investment in these funds may not produce results that beat inflation, which means the product charges could eat into the capital.
- Cash Fund
Those who prefer no risk at all should consider the savings products Bank of Ireland. Read more here.
This type of investment performs at the same level, or slightly better than deposits at a branch level. With this type of investment, investors enjoy low risk to their capital, however, the conditions need to be met. These investments can also provide customers with some form of a promise of a return.
Low to Medium Risk
These investment types offer customers the potential for returns in excess of deposit. However, customers don’t have a promise of minimum return at any point. Furthermore, this investment type invests in a range of assets such as government bonds and investment grade corporate bonds. There is also a slight mix of higher risk assets such as equities, property, and alternatives. Customers enjoy a slightly less volatile market fluctuations. This investment does carry higher risk and investors may have less than what they started with.
- Elements Fund
- iFunds 3
- BNY Mellon Absolute Return Bond Fund
Medium Risk Funds
This investments risk class has the potential to earn a greater return, however, does not provide a minimum return at any time during the investment. It includes a mixture of lower risk assets and higher risk ones. Although customers may experience fewer market fluctuations, they may lose some of their capital in these investments.
- BNY Mellon Global Real Return Fund
- Elements Alpha Fund
- Gilt Fund
- Insight Broad Opportunities Fund
- iFunds 4
- Income and Growth Fund
- Protected Assets
Medium to High Risk
Investments in this class offer the potential for higher returns, which tend to outperform deposits and inflation. These investments are spread over equities, property, and alternatives. Smaller amounts are in lower-risk assets. There is some risk in this investment type, which could see investors lose some of their capital during the market fluctuations.
- Balanced Managed Fund
- Ethical Managed Fund
- Evergreen Fund
- iFunds 5
- Davy Defensive High Yield Fund
- KBI Pension Managed Fund
- Pension Passive Multi-Asset Fund
- Pension Managed Fund
- Trilogy II
This risk class offers the potential for higher returns, however, the risk is much higher as well. This investment type is not as concerned with the risk as with the opportunity to get higher returns. Investments in this category consist almost of one asset class. It could also be concentrated in one region or sector. Due to high risk of the investment, market fluctuations could affect the return significantly. Therefore, investors could end up with far less than originally invested.
- International Equity Fund
- Ethical Equity
- Property Fund
- Global Emerging Markets Fund
- Water Fund
- Global Equity Fund / Pension Equity Fund
- Indexed All Equity
- Alternative Energy
- Indexed Funds: Eurozone Equity Indexed Fund, UK Equity Indexed Fund, Technology Indexed Fund, Japanese Equity Indexed Fund, North American Equity Indexed Fund
- Regional Equity Funds: Euroland Equity Fund, European Equity Fund, North American Equity, Asia Pacific Equity Fund
- iFunds Equities
- World Index Fund (hedged) and World Index Fund (unhedged)
Very High Risk
This risk class is only aimed at investors who are in a position to recover from a loss should the market conditions change to no longer be in their favor. This investment class carries a significant amount of risk, but also carries the potential of exceptional returns for investors. This type of investment could see investors lose part or all of the funds originally invested.
- Davy Geared High Yield
- Irish Equity
What We Like About Bank of Ireland Investments
Customers who have the desire to build their wealth and expand their financial portfolios have access to incredible financial opportunities. As a financial institution, the Bank of Ireland is eager to educate their customers on the various investments.
Furthermore, customers are also made aware of the risk associated with investments. There is also a clear indication of the time frame customers should expect to invest their money for.
Finally, these products offer clients access to some of the best investment funds on the market. These funds are carefully managed by investment fund managers who select the various assets that make up the fund. These are also monitored by them, and customers have peace of mind that specialists are at work.
What We Don’t Like About Bank of Ireland Investments
The investments options are limited to fund selections in the various risk classes. In order to diversify a wealth portfolio, customers should have exposure to other types of investments as well, such as shares and stocks. A good addition is also foreign exchange investments.
Critical Reviews Rating Bank of Ireland Investments – 8 of 10
The investment funds on offer are perfect for those who wish to increase their wealth portfolio. Those who wish to up their risk slightly have the very low-risk classes to choose from. Those who want a maximum return and do not worry about the risk, have the very high-risk funds to consider. This allows customers the freedom to allow as much risk into their investments as they can comfortably stomach. Also, the bank educates potential investors on the risks involved in these investments, as well as the term they should consider investing in the various asset classes.
There is only one thing the bank should do to up their game among global competitors. This is to increase the options available for investment that extends beyond just the ordinary asset classes. This will allow customers to keep all their investments in-house, however, their risk is spread.
We also did a review on the investments on offer at Deutsche Bank. Read more about that here. | <urn:uuid:100b6487-5113-4359-bc13-4ea0ed8311c9> | CC-MAIN-2019-22 | https://www.critical-reviews.com/bank-of-ireland-investments-review-risk-and-reward/ | 2019-05-22T22:48:05Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256980.46/warc/CC-MAIN-20190522223411-20190523005411-00113.warc.gz | en | 0.959229 | 1,923 | [
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Friday, January 25, 2018 03:21 PM /
Global growth in 2019 is expected to remain under pressure due to the geopolitical tensions, particularly the US-China trade war, policy normalization in the United States and the current divorce deal between Europe and the U.K in conjunction with other country specific factors in most emerging and frontier markets. However, with a projection for relatively stable energy prices, a weakened dollar and more accommodative monetary policies, therein lies a glimmer of hope.
Specifically, in Nigeria, despite the growth of 1.76% y/y recorded at the end of 9 months 2018, we believe issues such as the delay of the 2018 budget’s approval and historically uninspiring levels of implementation, herdsmen attack, insecurity in the North, infrastructural deficit, high interest rate and contagion effect of a potential slowdown in global growth may continue to limit Nigeria’s GDP growth in 2019. As such, we may not see the economy growing at 3.01% as targeted by the Federal Government. We only expect the economy to grow by 2.30% which is in line with the International Monetary Fund‘s (IMF) projection but above World Bank’s estimate of 2.20% in 2019.
Additionally, as the high base effect of 2017 waned off mid-year 2018, the rate of increase in headline inflation picked up following seven months of disinflation with the direction of inflation being driven by the Food Sub Index. Going forward, with the 2019 elections close at hand, we expect that the y/y movement in price levels may continue to accelerate up until H2 2019, where we might begin to see a moderation in consumer prices. However, we highlight that 2019 may prove to be a more difficult year, as the year is gravid with inflationary pressures over the second half where certain price adjustments are likely to occur for fuel, electricity and the exchange rate.
Elsewhere on the fiscal front, 2018 continued to showcase the fiscal fragilities of the Nigerian economy. With the budget and implementation issues highlighted above, we project a less than inspiring year for government expenditure in 2019. The country’s abysmally low tax to GDP ratio coupled with oil revenue concerns is set to exacerbate the nation’s funding dilemma amidst lofty budget expenditure targets.
With the upcoming elections clouding certainty, we expect foreign investors to remain cautious in most of H1 2019. However, we might see renewed interests in the case of a peaceful election. Nonetheless, we remain skeptical on foreign inflows into Nigeria as the lack thereof would impact the fixed income market by driving yields higher.
Despite foreign investors’ exiting the nation’s money and capital markets in 2018, following the risk-off sentiments towards emerging and frontier markets, the Naira maintained its relative stability against major currencies as the CBN took to its ammunition (FX reserves) to defend the domestic currency. We expect the Naira to remain relatively stable in the early part of 2019 as FX reserves remain strong and CBN’s policy of currency stability persists. We however highlight the possibility of Naira devaluation in the latter part of the year especially if the on-going pressure on oil prices persists.
Finally, the local bourse came under pressure in 2018, similar to most emerging and frontier markets, despite an impressive start at the early part of the year. The downward pressure was driven by external factors highlighted above and uncertainty surrounding the nation’s forthcoming 2019 elections. However, we anticipate that the equities market may remain pressured as we approach the 2019 elections after which we may see a rebound in market performance on the assumption that the electioneering activities pass on well. The rebound in performance, however, may be dependent on who emerges the winner of the elections coupled with the events obtainable in the global space at the time. | <urn:uuid:3e065fc1-065d-4e16-8d18-3547c9fefde2> | CC-MAIN-2019-22 | https://www.proshareng.com/news/REVIEWS%20&%20OUTLOOKS/Glimmer-Of-Hope---Macro-and-Markets--2018-Review-and-2019-Outlook/43699 | 2019-05-22T23:14:35Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256980.46/warc/CC-MAIN-20190522223411-20190523005411-00113.warc.gz | en | 0.948537 | 786 | [
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Process Process Processsss
Here's the Gist
Things have progressed and escalated since I last captured a few thoughts. If you've kept up with all three 😅 journal entries, you'll know the trajectory of this year's career move to have gone something like this: I quit my in-house graphic design gig at a financing company, I started freelancing as both a designer and an illustrator, I wire-wrapped some crystals, made a few pins and, AND, I started painting again.
Something at play has come alive, maybe I have, finally. It's the dance, interpreted through the lens of my own curiosity and obsession with memory and the mind. I’ve had a lot of time to myself, and continue to need it, to become comfortable with the work I’m currently undertaking. I’ve shifted my use of time spent on things related to illustration or graphic design, to painting. Anywhere and everywhere, as often as possible, on as many surfaces as I can imagine. I've since created a few series that incorporate both paintings and photographs, a lot of art prints and more recently, canvases. I feel super blessed to have sold two pieces.
“But Art? As a career?” This is where I conjure my inner-hippie: affirmations, self-love and self-care to vanquish any pre-programmed thoughts that no longer serve me, etc. It’s been a wonderful practice to combat my own criticism. I’ve claimed that art is my career and the Universe has responded in a pretty cool and significant way.
It's About the Journey, Brenda!
And don't let her convince you otherwise! When exploration gets frustrating, or when a day or two don't inspire me I often have to tell myself that even these experiences and discoveries are a part of the process that will eventually lead me to where I need to be. Can't help but emphasize that affirmations (meditations, mantras, mumblings) are helpful in convincing myself physically (the vibration of my own voice) as well as mentally, spiritually. When a seemingly “off day” presents itself where even the tiniest mark is difficult, I take the opportunity to go outside, grab coffee, indulge in Imperial Beach, or honestly veg the fuck out on my phone for an hour or so. I’ve learned to give myself these days because recharging is important for an INFJ like me and it is vital to my well-being, Brenda.
Queso Where Does This Leave Me?
So here’s something terrifying: I DON’T KNOW, LINDA. And, at this point in my career, I’ve never been more okay with that. It may have taken 32 years to get comfortable enough with who I am and what I’m now pursuing but damn if it doesn’t feel good. There’s a never-ending sense of gratitude that really intensifies when you start to embark upon something like this to really get into the meat of your purpose. It gets messy, it gets raw, and without love and support from family and friends it’d be a lonely path to walk. Which is why I’m alright if gratitude ends up being the only resounding lesson I’ve learned so far (plot twist: IT ISN’T). | <urn:uuid:c4915b58-1ae4-45db-909e-5ecfc459f2ca> | CC-MAIN-2019-22 | https://www.tjaysantaana.com/journal/2017/9/28/process-process | 2019-05-22T22:46:41Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256980.46/warc/CC-MAIN-20190522223411-20190523005411-00113.warc.gz | en | 0.962272 | 707 | [
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Off to the side of Highway 10, somewhere in between Las Cruces and El Paso, Michel Nieves lives in a house with his parents and four siblings.
Nieves, 20, and two older siblings have protection under the Deferred Action for Childhood Arrivals program. His 16-year-old sister is awaiting approval. His 5-year-old sister is the only U.S. citizen in the household.
This story originally appeared at New Mexico In Depth and is reprinted with permission.
Nieves and his two siblings are three of more than 7,000 recipients in New Mexico and up to 800,000 across the nation affected by the Trump administration’s Sept. 5 decision to end DACA if Congress doesn’t pass a permanent fix by March 2018, according to the Migration Policy Institute.
In Michel’s living room pictures of four children in caps and gowns embellish the orange pastel walls, including his youngest sister with a diploma in her hands from her preschool graduation.
Missing from the bunch is his 16-year-old sister, but a portrait of her in a white quinceñera gown hangs besides the graduates.
“My sister qualified for DACA, but when my mom did all the process, the lawyer told my mom they had to stand by because they didn’t know what will be the future of DACA,” Nieves said.
The U.S. Citizenship and Immigration Services “will adjudicate initial requests for DACA accepted by Sept. 5, 2017,” according to its website.
“It was in July and the lawyer found it difficult because immigration was focusing on applicants that were renewing their DACA status and not those applying for the first time,” Nieves said.
Today is the deadline for those qualified for renewal to submit requests.
To be considered eligible, each DACA recipient needed to be younger than 31 on June 15, 2012. They also needed to have arrived in the United States before turning 16 and to have lived in the country continuously since June 2007.
Created in 2012 under former President Barack Obama, DACA allows those brought to the states illegally as children the temporary right to live, work and study in the U.S. without the risk of being deported. These people are also known as Dreamers. Most are of Mexican or Central American descent.
DACA’s future, and with it the future of its recipients, is uncertain. In his message, Trump gave Congress six months to find a permanent solution before the program is terminated, and it’s unclear whether federal lawmakers can reach an agreement. Two Republican senators introduced a bill last week called the SUCCEED Act that includes tougher hurdles and a 15-year waiting period to become eligible for citizenship, and does not allow the Dreamers to sponsor family members. But the bill will face challenges from both the right and left in Congress.
For many DACA recipients, the U.S. is the only home they have known, and many are now scared of being deported.
Nieves is fearful too, he said.
“My parents and my brothers, we are planning what to do in case we got deported or my parents got deported. Yes, I mean in a kinda way I’m still, in this occasion, in this situation, I have fears,” Nieves said.
If DACA is not replaced, and if Nieves’ parents are deported, what would happen to his 5-year-old sister?
“Mom told me that she would take her to Mexico,” he said.
Like many DACA recipients, Nieves dreams of his future, and of college. He hopes to attend within the next year or so. His plans are not fixed and they spill out of him: He wants to start his own business, study communications to become a radio host or become a law enforcement officer.
“I have to go to school!” Nieves said.
The uncertainty surrounding the DACA program could complicate that goal. The program gives recipients the freedom to pursue higher education, but if it disappears it’s unclear what would happen to young people such as Nieves.
Laura Gutierrez-Spencer, director of Chicano Programs at New Mexico State University, said there is hope for New Mexico Dreamers, however.
Speaking at a rally in Las Cruces the same day U.S. Attorney General Jeff Sessions announced the news in Washington, D.C., Gutierrez-Spencer told a crowd of about 100 that “undocumented students are going to be able to maintain their NMSU scholarships, including the Lottery Scholarship, because of the Senate Bill 582.”
The legislation was passed by the New Mexico Legislature and signed into law by Gov. Bill Richardson in 2005. It enables undocumented students to qualify for in-state tuition and financial aid at the state’s higher education institutions as long as they had spent at least a year at a New Mexico middle or high school, or received a General Education Diploma (GED).
Gutierrez-Spencer encouraged rally attendees who clustered near the Pan American Center on the NMSU campus to reach out to her. She is willing to help the undocumented, DACA students and family members to attend college, she said.
“I just wanna say that there are a lot of people here at New Mexico State University that support you,” Gutierez-Spencer said. “A lot of people here in the community who support you, but not everyone. So, you still need to be careful.”
The rally was one of several organized around the state by the New Mexico chapter of the United We Dream organization, a statewide network dedicated to educating the community with resources of how to help individuals to defend themselves from social injustices.
“It bothers me so much that they can think that someone who is trying to educate themselves and to have a better future is going to ruin their country, I cannot understand it,” said NMDT organizer Elizabeth Castrejon, 25, who coordinated the Las Cruces rally.
Castrejon grew up in Juarez and immigrated legally to the United States. But because Spanish was her first language, she speaks English with an accent, which people have commented on.
Although she is not a DACA recipient, “Some part of me feels I am a Dreamer,” she said. “Sometimes I feel like I am fighting for myself as well.”
Coming to the United States
Nieves doesn’t remember the night his family entered the United States.
He and his family left their home in Santa Clara, Durango, Mexico, when he was 6.
A relative helped the children gain entry by claiming them as his own children when they crossed the international bridge in 2003, Michel said.
He and his siblings were asleep during the car ride over.
“When I opened my eyes, I was already in the bed in my aunt’s house,” Nieves said.
His parents had arrived illegally on foot a day earlier.
As the interview with Nieves ended, as if on cue, his father walked through the front door. Seeing the camera mounted on a tripod and his son talking with a stranger, he looked puzzled.
“Hola,” he said.
Because Nieves’s father is undocumented, the family asked that his name not be used.
“Gustas gorditas?” he said, offering to a visitor some food from the bag he held.
After filling him in on what he was talking about, Nieves invited his father to sit on their cocoa-colored couch to share what he remembered about the family’s journey into the U.S.
Nieves’ father was the first to come to America. For years, he worked alone in the United States, he said. Every time he would go back home to visit, he would have a lump in his throat when the bus would pass his small hometown. But he felt his sacrifice was worth it to make sure he could feed his family and give them a better life. In the pueblo where the family is from, having something to eat was never certain, his father said. After about eight or nine years in the U.S., he asked his wife to join him.
At first, she refused. She was not interested because she knew no one in the U.S., he said.
But eventually she agreed, and Nieves’ father returned to Mexico to gather up his young family for the difficult passage to the U.S. His oldest child was 10 at the time.
“Mi pasada fue pues a llegar a Juarez y pasarnos por … bueno no pasamos por el desierto, nosotros pasamos por el sembradillo, unos sembradillos y un campo allá de las afueras de, pues allá por Tornillo creo, por aquel lado…”
“My path was to get to Juarez and for us to pass from there … well, we did not go through the desert, we went through the fields, a few fields on the outskirts of Tornillo, I think.”
He looked off as he tried to remember. He recalled going through farm fields with his wife and walking alongside a 15 foot canal.
“We passed quickly, in two minutes we were on the American side,” he said.“We jumped at 9 in the morning and by midday we were already fulfilling a dream, we were already home, and to this day we have not returned.”
His decision to make a better life for himself and his children has not been without hardship. His kids had a difficult couple of years after arriving in the U.S., he said. They wanted to return to their pueblo, but could not visit family when there was no easy way to get back. And, he said, many of his friends and family have died over the 14 years since they crossed over illegally and he has never had a chance to attend their funerals and say goodbye.
As a father of three DACA recipients, the announcement to rescind the program has affected Nieves’ dad.
“To finish DACA, it was like a punch to all those DACA Dreamers because they have the authority to study, the authority to work,” he said. “It is a dream to walk in the United States and walk freely. Not like one (an undocumented immigrant) who goes out and looks around in every direction.”
He hopes that the Congress can come up with a replacement, “something positive,” for DACA before the deadline set by the Trump administration passes by.
The politics of the DACA decision
New Mexico’s congressional delegation and political leaders of both political parties were swift to react to the Trump administration’s decision.
“We must formulate a permanent solution,” Republican Congressman Steve Pearce, who represents southern New Mexico, said in a press release urging U.S. Speaker of the House Paul Ryan to take legislative action.
Asked if the congressman planned to actively engage in finding a permanent solution and by what means, Pearce’s office responded via email.
“I will work with my colleagues on both sides of the aisle to find a solution that ensures fairness and justice for Americans and children who only know the U.S. as home,” the email said. “Whether that’s done by sponsoring my own legislation or working with other Members, I remain committed to finding long-term solutions. Much is still left to be decided, which is why I encourage the House to prioritize immigration reform in the coming months.”
Across the political aisle U.S. Sen. Martin Heinrich, D-N.M., described the DACA decision as a “heartless and a grave mistake” in a news release.
Heinrich supports the bipartisan DREAM Act introduced by Sens. Dick Durbin, D-Ill., and Lindsey Graham, R-S.C., one of the most recent versions of legislation Congress has struggled to pass since 2001.
Across the U.S., meanwhile, 16 state attorneys general have filed lawsuit in federal court to protect DACA, including New Mexico’s Hector Balderas. The lawsuit argues that ending the program would violate the 14th Amendment by discriminating and providing unfair procedures to Dreamers.
Since the Sept. 5 announcement, President Trump has made news for talking with Democratic congressional leaders about the framework of legislation that could make DACA permanent. But congressional leaders have not agreed on the particulars, leaving it uncertain what will happen to Nieves and his siblings and the other Dreamers across the nation.
That uncertainty didn’t stop Nieves from encouraging his fellow Dreamers to fight for their place in America.
“We need to come together and keep fighting so we can live peacefully and without fear, and most importantly, we must come out of the shadows that we’ve been in,” he said.
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Another great exhibition. Huntingdon Fusion Techniques, HFT® participated in the 'Technishow' in Holland assisting our Exclusive Distributor, Pipeq Pipework Equipment.
Rob van der Heijden, Managing Director, Exclusive Distributor and Partner of Pipeq Pipework Equipment confirmed that this was his best show ever, indicating that indeed our long economic slow down maybe on the increase, as our own monthly figures are showing.
Rob went on to say that he took orders for various projects that he had been working on and that we can expect for orders from him imminently.
There were hundreds of visitors to the stand over the 3 days of the show causing our delegate from HQ, Luke Keane, to have to make hundreds of demonstrations of our PurgElite® and QuickPurge® II Pipe Purging Systems along with our PurgEye® 100 IP65 Rated Weld Purge Monitor®. | <urn:uuid:4066c170-41c0-440a-ba6b-483013cce9c8> | CC-MAIN-2019-22 | https://www.huntingdonfusion.com/index.php/es/news/latest-news/328-techni-show-in-holland | 2019-05-24T02:59:50Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257497.4/warc/CC-MAIN-20190524024253-20190524050253-00273.warc.gz | en | 0.968445 | 182 | [
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Recently, I use a Clavia Nord Stage EX for live performance. The 76 keys version is still quite portable to take on the road.
It has a great sound, nice piano's, a nice Hammond B3 sound with really good leslie simulation, and nice effects including distortion. A somewhat limited synth is also on board but still usefull. What I like most is that almost everything can be controlled with knobs and buttons as you play. I hardly use any programs, because I can quickly switch between Piano, Rhodes and Hammond sounds while playing. Also the effects can be tweaked with buttons so you can change them easily while you play.
I have always liked my Sequential Circuits Pro One synth, so when original Prophet 5 designer Dave Smith came out with the Prophet 08 I had to try one and eventually buy one. Great analog character with lots of knobs, I love it! | <urn:uuid:5cd7a262-d9f6-49f5-b96e-f92414be87a9> | CC-MAIN-2019-22 | https://www.johanlooijenga.com/gear/27-livegear.html | 2019-05-24T04:02:29Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257497.4/warc/CC-MAIN-20190524024253-20190524050253-00273.warc.gz | en | 0.968434 | 181 | [
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Buying my theory that students might want to learn something requires buying a number of propositions that people appear disinclined to buy these days. One of these propositions might be that people want or desire to develop. I think it generally accepted that infants and children go through a pretty regular developmental sequence; and that one step in a sequence builds upon and around the one that came before. But these developments one might say, along with the developments of puberty are biologically driven. About 21—once the adolescent mind had gone through its hormonal changes—development stops. Adulthood appears, de facto, the end of development.
But not all developments are purely biologically driven; the opportunities for such development are dictated by the social sphere. Adolescence, as an emotional and moral state, has been significantly prolonged in the industrialized western world. People are living much longer and that in turn changes one’s perspective (or development view) of life’s stages.
I think that higher education—along with other “real life” situations—poses the possibility of a developmental at the level of cognition or, since I dislike that world, intellect. The mind, as LeRoi Jones put it, is a muscle. It can be worked out and further developed. This is the promise of higher education. But it remains largely a promise.
Students at Duke a while back sported a t-shirt that said, “You can lead a student to college but you can’t make him think.” One might be inclined to infer from this that students don’t want to think. But that’s not what the t-shirt says; what it says is true: you can’t make anybody think. Thinking requires that the individual take a step, make a leap, however dimly and unconsciously that step or leap might be felt.
Taking that step or even dimly wanting to take it can be psychological disturbing and unsettling. A lot goes into taking that step. In the current system of higher education this is what remains unstudied, and unrecognized. It takes a lot to develop the intellect, and institutions do absolutely nothing to support students in taking the step. They can hardly even begin to do so if they fail to acknowledge that taking the step can be unsettling and disturbing.
The institutions of higher education do their part, as I have indicated, to disturb and unsettle students by beating them upside the head with the misery, injustice, and ugliness of this world. No doubt the human race is pissing and shitting itself. The full recognition of this fact, however, is bound to be devastating, more indeed that any individual could truly bear. And with no support in trying to face it, with professors talking about the most horrendous things in detached and surgical tones, students repress and eventually numb themselves to the drums of despair, decay, and final destruction.
No wonder, as I have said, students become pre-mature cynics most especially about the realm of the intellect. Why think about these things? They are far too unsettling. Denial is a much better route, along with concluding that most of what the university teaches is bullshit. | <urn:uuid:6a7cd64f-6237-4eac-bf35-595dd84933fb> | CC-MAIN-2019-22 | https://www.nicktingle.com/2006/11/09/you_can_lead_a_person_to_college_but_you_cant_make_him_think/ | 2019-05-24T04:09:09Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257497.4/warc/CC-MAIN-20190524024253-20190524050253-00273.warc.gz | en | 0.969952 | 653 | [
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feel free to call us +62.817.1312.57 [email protected]
katherinew118 posted an update 4 months, 2 weeks ago
Repairing small defects is easier effort wise,.
Have a look at my web blog; twitter.com
We're not around right now. But you can send us an email and we'll get back to you, asap.
©2019 Kingdom Business Community | <urn:uuid:af461251-37c6-465d-bb8d-730452961cbd> | CC-MAIN-2019-22 | http://kingdombusiness.community/members/katherinew118/activity/1037/ | 2019-05-25T06:51:33Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257920.67/warc/CC-MAIN-20190525064654-20190525090654-00433.warc.gz | en | 0.807657 | 94 | [
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by Drury Athletics
Drury is in the NCAA-II baseball tournament for the sixth time in their 13-year team history after receiving an at-large bid on Sunday night.
The Panthers are 30-23 and seeded seventh in the Midwest Regional. Drury will play second-seeded Illinois Springfield (37-15-1) on Thursday in the opening round of a four-team, double-elimination tournament that is one of two such brackets that make up the Midwest Regional.
Illinois Springfield, ranked 19th in the latest NCAA-II national poll, is the host of the sub-regional tournament with games to be played at Robin Roberts Stadium in Springfield, Illinois. Drury’s game time in the opening round will be either 3:30 pm or 7 pm.
The winner of the Panthers-Prairie Stars game will play the winner of third-seeded Wayne State (34-15) and number six seed Quincy (32-18) while the two losing teams will play one another in an elimination game. Both of those games will take place on Friday, and the tournament concludes on Saturday.
The winner of the Illinois Springfield bracket will advance to the Midwest Regional championship and play the winner of the four-team tournament hosted Ashland in a three-game series.
The eight regional winners move on to the NCAA-II championship site for a double-elimination tournament June 1-8 in Cary, North Carolina.
Drury is in the national tournament for the sixth time in program history, and it is their second trip in the last three years. In addition to this season, the Panthers earned bids in 2017, 2015, 2014, 2013, and in their inaugural season of 2007. Drury is 8-10 all-time in the national championship. | <urn:uuid:076d5633-fefa-48f9-9c2e-b415a39c45be> | CC-MAIN-2019-22 | http://ozarksindependent.com/2019/05/12/drury-baseball-earns-ncaa-div-ii-playoff-berth/ | 2019-05-26T12:58:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232259177.93/warc/CC-MAIN-20190526125236-20190526151236-00033.warc.gz | en | 0.947681 | 369 | [
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Intentions are a very good example of how MPS enables language authors to smoothen the user experience of people using their language. Intentions provide fast access to the most used operations with syntactical constructions of a language, such as "negate boolean", "invert if condition," etc. If you've ever used IntelliJ IDEA's intentions or similar features of any modern IDEs, you will find MPS intentions very familiar.
Like in IDEA, if there are avaliable intentions applicable to the code at the current position, a light bulb is shown. To view the list of avaliable intentions, press Alt+Enter or click the light bulb. To apply an intention, either click it or select it and press Enter. This will trigger the intention and alter the code accordingly.
Example: list of applicable intentions
All intentions are "shortcuts" of a sort, bringing some operations on node structure closer to the user. Two kinds of intentions can be distinguished: regular intentions (possibly with parameters) and "surround with" intentions.
Generally speaking, there is no technical difference between these types of intentions. They only differ in how they are typically used by the user.
regular intentions are listed on the intentions list (the light bulb) and they directly perform transformations on a node without asking the user for parameters customizing the operations.
"surround with" intentions are used to implement a special kind of transformation - surrounding some node(s) with another construct (e.g. "surround with parenthesis"). These intentions are not offered to the users unless they press ctrl-alt-T (the surround with command) on a node. Neither they are shown in general intentions pop-up menu.
Universal Intention is a new experimental feature introduced in 3.4, which allows to unify intentions and parameterized intentions. In addition, it allows to add methods and other class members to intention and has a more java-like editor. As the feature is still in an experimental stage, we decided not to replace the old functionality fully. We still recommend you to use the old intentions, but those, who like the new editor better, can experiment with the new ones. The structure of the universal intention is very similar to the old intentions and using them is very straightforward.
The name of an intention. You can choose any name you like, the only obvious constraint being that names must be unique in scope of the model.
Intention will be tested for applicability only to nodes that are instances of this concept and its subconcepts.
available in child nodes
Suppose N is a node for which the intention can be applied. If this flag is set to false, intention will be visible only when the cursor is over the node N itself. If set to true, it will be also visible in N's descendants (but still will be applied to N)
Used to show an intention only in some children. E.g. "make method final" intention is better not to be shown inside method's body, but preferrably to be shown in the whole header, including "public" child.
The value returned by this function is what users will see in the list of intentions.
Intentions that have passed the "for concept" test are tested for applicability to the current node. If this method returns "true," the intention is shown in the list and can be applied. Otherwise the intention is not shown in the list. The node argument of this method is guaranteed to be an instance of the concept specified in "for concept" or one of its subconcepts.
This method performs a code transformation. It is guaranteed that the node parameter has passed the "for concept" and "is applicable" tests.
is error intention - This flag is responsible for an intention's presentation. It distinguishes two types of intentions - "error" intentions which correct some errors in the code (e.g. a missing 'cast') and "regular" intentions, which are intended to help the user perform some genuine code transformations. To visually distinguish the two types, error intentions are shown with a red bulb, instead of an orange one, and are placed above regular intentions in the applicable intentions list.
Intentions can sometimes be very close to one another. They may all need to perform the same transformation with a node, just slightly differently. E.g. all "Add ... macro" intentions in the generator ultimately add a macro, but the added macro itself is different for different intentions. This is the case when parameterized intention is needed. Instead of creating separate intentions, you create a single intention and allow for its parametrization. The intention has a parameter function, which returns a list of parameter values. Based on the list, a number of intentions are created , each with a diferent parameter value. The parameter values can then be accessed in almost every intention's method.
You don't have an access to the parameter in the isApplicable function. This is because of performance reasons. As isApplicable is executed very often and delays would quickly become noticeable by the user, you should perform only base checks in isApplicable. All parameter-dependent checks should be performed in the parameter function, and if a check was not passed, this parameter should not be returned
This type of intentions is very similar to regular intentions and all the mentioned details apply to these intentions as well.
You can create intentions in any model by importing the intentions language. However, MPS collects intentions only from the Intentions language aspects. If you want your intentions to be used by the MPS intentions subsystem, they must be stored in the Intentions aspect of your language. | <urn:uuid:5639752f-93d3-44f6-a9d9-b804cce4e75f> | CC-MAIN-2019-22 | https://confluence.jetbrains.com/plugins/viewsource/viewpagesrc.action?pageId=116622739 | 2019-05-26T13:56:10Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232259177.93/warc/CC-MAIN-20190526125236-20190526151236-00033.warc.gz | en | 0.901729 | 1,166 | [
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(8/10) September 2018 is an important month when it comes to heavy metal music, hailing from the greater Heidenheim area. The German city in the south of Germany is the hometown of two metal acts that are well-known in metal. Undertow will release their new album “Reap the Storm’ on September 21st and it’s know less than Brainstorm, unveiling their new record one week later.
Brainstorm has a long track record in metal. The powerhouse from Germany released already eleven longplayers over the last 20+ years and it’s ‘Midnight Ghost’ that will add new riff power to the band’s resume.
‘Midnight Ghost’ is built on a tracklist that comprises of ten songs of which the melodic power tune ‘Devil’s Eye’ is the first highlight. A Priest-reminding opening with screaming guitars evolve to a fast and melodic song that includes all Brainstorm trademarks. ‘Devils’ Eye’ sets the tone for the next 45 minutes of metal entertainment. Another song that goes full throttle is ‘Pyre’, another highlight on the album.
What includes to Brainstorm musical spectrum too are heavy pounding mid-pace songs. Also these are part of ‘Midnight Ghost’. You shouldn’t miss metal hymns like ‘Ravenous Mind’ and ‘Divine Inner Ghost’, songs with hooks that work very well.
The epical moment on ‘Midnight Ghost’ is the centerpiece of the album. With almost eight minutes of length ‘Jeanne Boulet’ is a true highlight. Frontman Andy B. Franck is acting more as a singing storyteller rather than a singer only. It’s a tune with a cinematic expression and it’s more than solely the length that differentiates it from the other tunes.
Last but not least I can recommend ‘When Pain becomes Real’. It’s by far the most melodic track on the album. Some calmer sequences are followed by a powering bridge and chorus, both coming with string hooks that do their job.
‘Midnight Ghost’ is a continuation of Brainstorm’s winning streak. The quintet from Swabia builds on their strength and fine-tunes them. ‘Midnight Ghost’ an awesome example for how well-crafted melodic power metal should sound like. Brainstorm unlocks again their full musical potential on this album. Metal fans that appreciate a good melody as much as a mighty power chord can easily go for ‘Midnight Ghost’.
- Devil’s Eye
- Revealing the Darkness
- Ravenous Minds
- The Pyre
- Jeanne Boulet (1764)
- Divine Inner Ghost
- When Pain Becomes Real
- The Four Blessings
- Haunting Voices
- The Path
Label: AFM Records
Genre: Power Metal
Release Date EU: September 28th, 2018 | <urn:uuid:b505758e-8c87-4fb3-adff-2a1b47571d50> | CC-MAIN-2019-22 | https://markusheavymusicblog.org/2018/09/22/cd-review-brainstorm-midnight-ghost/ | 2019-05-26T13:12:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232259177.93/warc/CC-MAIN-20190526125236-20190526151236-00033.warc.gz | en | 0.91114 | 641 | [
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Greetings loyal readers. It seems I haven’t published a post in more than 5 months. I guess time flies when you’re having fun… or when you’re really busy. And a very busy summer it has been, both personally and professionally. Thanks to all who keep visiting here despite the lack of new content.
So to get back to where we were a loooong time ago, let’s continue with our study of colour in the garden. It’s time to take all that technical stuff about Hue, Value & Saturation and put it to work for you.
The interaction between colour and human perception is two-way – colour can influence perception, and perception can influence how we see colour. Today we’ll look at a couple of ways colour can affect perception and how this might be utilized in our gardens.
According to Encarta Dictionary, the psychological definition of perception is “any neurological process of acquiring and mentally interpreting information from the senses.” It is the interpreting of this information that makes colour a useful tool.
Looking out my window one morning last week, I saw blue-grey haze. Acrid smoke from distant forest fires filled the air, prompting air quality advisories and recommending folks stay inside. When I did venture outside briefly, I was surprised at how warm it was – the smoky, blue-grey light made it appear much cooler. Later that same day, as increasingly more smoke particles refracted what light could pierce the smoke, a reddish-orange light was cast over everything – I stepped outside again, this time anticipating oppressive heat, but it wasn’t as warm as I’d expected.
Both scenarios came about because my brain incorrectly interpreted the information my eyes had gathered – I expected coolness when the light wavelengths were in a cooler range, and warmth when longer wavelengths prevailed. Indeed we may actually feel cooler in the presence of cool colours, and warmer in the presence of warm colours. Those of you who live in colder climates have no doubt had the experience of looking out the window on a frigid winter day and feeling warmed to the core at the sight of a bright yellow sun.
This phenomenon can be exploited in the garden – perhaps you look out your window on a too-cool spring day and your whole being longs for the warmth of summer. Your eyes look toward your garden and espy drifts of orange tulips, yellow primrose and warm pink azalea – and you feel instantly warm. Or maybe you are sitting in your garden on a smoldering hot summer afternoon and note the swaths of soft mauve Russian sage, cool blue Delphinium and violet-blue globe thistle – how cool it feels.
On the other hand, maybe you like the coolness of spring and choose to accentuate this with the use of cool springtime hues – bright blue forget-me-nots, lilac-pink rock cress, mauve tulips and rich purple dwarf iris. And for those who like it hot, summer’s heat can be turned up a notch by using plants that bloom warm colours in midsummer – bright golden Rudbeckia, mahogany-red Helenium, warm pink Echinacea, and a sprinkling of hot lime-green foliage. Remember though, that abundant warm colours in the garden still require lots of green – enough to balance and counteract the bright reds, oranges and yellows.
Visual design often involves a bit of trickery – ways of deceiving the eye to see something that isn’t altogether accurate. For example, in the urban setting many of us reside, yards are often small and disproportionately shaped. The designer’s challenge is to create a sense of spaciousness and pleasing proportion. Understanding the nuances of colour and using it effectively is one way we can achieve this.
If you recall from earlier posts in this series, warm colours appear closer than they really are, as do high value colours and those that are highly saturated. Likewise, cool colours, as well as those of low value and/or low saturation, appear further away. This optical illusion can be used to elongate a short flat space or shorten a long narrow space.
Since all three colour attributes come into play here, it isn’t always possible to predict how the eye will perceive a particular colour. For example, cool colours tend to recede and high value colours appear to advance – so a pastel mauve might do either depending on the colours that surround it. In the image below – one of many Joseph Alber’s paintings paying homage to ‘the square’ – the black central area at first appears to recede. The mauve area however, appears to alternately approach and retreat, thus bringing the black square forward then back.
For any given colour to provide the desired depth illusion, you must consider its context, i.e. its relationship to other nearby colours. A warm hue will appear closer to the viewer when contrasted with a cool hue of equal or lower value and saturation, but further away when contrasted with another warm hue of greater saturation and/or higher value. And although cool colours usually appear to recede, a cool colour that is high value will advance if contrasted with a low value colour of the same hue and equal or less saturation.
So how do we use all of this to our benefit in the garden? If the colour of an object causes it to appear further away, placing this colour at the far end of a short flat space might serve to visually elongate the space – additionally, by contrasting this with the use of advancing colours on the side borders, the disproportionate width may appear compressed. Likewise, a long narrow space can be shortened and widened by placing advancing colours at the far end and receding colours on the lateral boundaries. The effect is subtle – colour is by no means the primary cue whereby we perceive depth – but when combined with other forms of ‘forced perspective’, a strong impression of distance or closeness can be implied.
Do You See What I See?
The perception that some colours advance and others recede, isn’t an experience shared by everyone, particularly the warm vs. cool dichotomy – indeed there are those who don’t experience this phenomenon at all, as well as those who actually see the reverse of what most people see. It can also vary within the same individual, dependent on numerous factors; for example, the effect is much less apparent if the two contrasting colours (warm and cool) are viewed against a very light background. Age too, can dictate how colour affects our perception.
It’s all about the physics of vision. Yawn. Physics – I had the dullest, most boring, uninspiring, high school physics teacher ever. Last period of the day. Double yawn. But I digress. To put it in simplest terms, it has to do with light rays of differing wavelengths and where they refract and converge on our retinas.
Regardless, one thing is certain; colour – with its countless combinations of warm or cool, light or dark, and muted or vibrant – affects us all in subtle ways we aren’t even aware of. In my next post I’ll look at how our perception, in turn, affects the way we see colour.’Til then, Sue | <urn:uuid:e83a0f0c-7303-4a83-a37e-3fd714812504> | CC-MAIN-2019-22 | https://notanothergardeningblog.com/2015/09/06/colouring-your-garden-part-6-putting-colour-to-work/?shared=email&msg=fail | 2019-05-26T14:01:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232259177.93/warc/CC-MAIN-20190526125236-20190526151236-00033.warc.gz | en | 0.930875 | 1,521 | [
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Chemical Engineering 2019: A chemical engineer is one who mingles with both chemicals and machines. Chemical engineering focuses on various work processes where chemicals are used like manufacturing, fabricating etc. Chemical engineers generally contribute their knowledge to industries like beauty, medicines, food, and beverages etc. They formulate perfect and safe combinations to avoid any possible harm that can occur to human beings due to the imbalance of chemicals. A chemical engineer works for so many sectors which include, rocket science, nuke science, chemical science, industrial working process. Chemical engineers learn from making a medicine to chemical explosives which in turn provide them with a wider area of employment. Chemical engineering is based on the formulas and scientific researches which can be done for various purposes like rehabilitation, renovation or repairing.
Chemical Engineering 2019
Chemical engineering is a field which requires both technical and scientific knowledge. To be qualified for any level of this course, it is necessary to have a similar background. For taking admission on graduation level, PCM background in 10+2 is mandatory.
- Commonly to take admission on graduation level in India into a top engineering college, having at least 50 percentages with a good JEE score is always beneficial.
- In case, if a candidate is looking for admission on a postgraduate level in a top engineering college, it will be mandatory for the person to qualify GATE exam with a top score.
- There are some other courses like the diploma and PhD in Chemical engineering available in India which requires a person to have the same background as diplomas are mainly for gaining some special knowledge related to the field you apply for.
Top Chemical Engineering Colleges in India
- IIT Bombay
- ICT Mumbai
- IIT Delhi
- IIT Madras
- IIT Kharagpur
- NIT Trichy
- NIT Warangal
- BITS Pilani
- IIT BHU
- ISM Dhanbad
Note: The data mentioned above is taken from Quora.
Subjects for Chemical Engineering at graduation level
- Introduction to Chemical Engineering.
- Engineering Graphics.
- Mechanical Workshop.
- English Communication.
- Linear Algebra.
- ICT tools and Cyber Security.
- Physical and Analytical Chemistry.
- Heat Transfer Operations.
- Solid-Fluid Operations.
- Fluid Flow Operations.
- Organic Chemistry.
- Chemical Process Industries.
- Process Calculations.
- Mass Transfer Operations.
- Chemical Engineer Thermodynamics.
- Creativity and Innovation.
- Hydrocarbons Technology.
- Process Equipment Design.
- Computational Chemical Engineering Laboratory.
- Bioprocess Engineering.
- Catalytic Reaction Engineering.
- Process Optimization.
- Unit Processes.
- Wastewater Engineering.
- Chemical Engineering Economics and Plant Design.
- Non- Conventional Energy Sources.
Note: Topics mentioned above are taken from the syllabus followed by Nirma University. As per different institutes and universities, topics may vary.
Subjects for Chemical Engineering at Post-Grad level
- Transport Phenomena
- Advanced Mass Transfer.
- Multiphase Flow.
- Solvent Extraction Engineering.
- Food Process Engineering and Technology.
- Modern Separation Technology.
- Biomedical Engineering.
- Pharmaceutical Technology.
- Total Quality Management.
- Fluidization Management.
- Operations Research.
- Computational Methods and Computer Graphics.
- Modern Separation Process.
- Catalysis and Surface Phenomena.
- Solvent Extraction Engineering.
- Food Process Engineering and Technology.
- Environmental Engineering.
- Fluidization Engineering.
- Project Engineering of Process Plants.
Note: Topics mentioned above are taken from various online sources like Quora, Targetstudy etc. Any difference in the details can occur as per the syllabus different universities and institutes follow.
Chemical Engineering Course Details
Chemical engineering is mainly divided into various parts as per the level of study you apply for. For degree courses, you can apply for B.E. or B.Tech in Chemical Engineering for the graduation level. Post-graduation courses in India are mainly known as M.E. or M.tech in Chemical Engineering. To be eligible for any of the course related to Chemical engineering, it is mandatory to have the previous background from the same field.
The course is divided into four levels:
- A) Graduation Course: This course is designed for 10+2 passed students from PCM background. Courses like B.E. or Btech in Chemical engineering train engineers to play with chemicals. Here engineers learn theoretical and practical concepts of various chemicals and their uses as per the requirement.
- B) Post-Graduation Course: Mainly known as M.E. or Mtech in Chemical Engineering, Postgrad courses are based mostly on practical knowledge. Here engineers learn about the practical uses of theories they covered during their graduation. Masters in Chemical engineering generally trains candidates for their future jobs.
- C) Diploma Course: Diploma in Chemical engineering is a course whose duration varies from 3 months to 3 years. These diplomas are mainly designed for students who belong to a similar background. The purpose of these diploma programs is to provide special information or knowledge to the students which were not included in their full time or regular curriculum.
- D) D. Course: PhD students of chemical engineering are usually those who apply concepts into real life and research on the results they get. A doctorate or PhD course in chemical engineering focuses on large concepts like life sciences, biological system engineering, energy, and environment etc.
Common Specializations of Chemical Engineering in India
- Catalysis and Petrochemistry.
- Colloid and Polymer Chemistry.
- Environmental Engineering and Reactor Technology.
- Process Systems Engineering.
- Biorefinery and Fiber Technology.
Note: Above specializations are taken from the official website of NTNU. In case of different universities or institutes, the specializations can also be different.
The scope of Chemical Engineering in India
In India, due to high industrial development, the scope of jobs for Chemical engineers is also increasing. With the availability of suitable job in various sectors like Medical, Industrial, Automobile and Defense, a good Chemical engineer can earn above the average package offered by engineering branches.
- Common job roles for Chemical engineers are Teaching, Scientists, Researchers, and Food Inspectors etc. Chemical engineers are the one who researches on various diseases and their cure.
- Companies like Tata Chemicals, Trident, Reliance, Cairn India, and Chevron are some of the top recruiters of Chemical Engineers in India.
Career and Top Recruiters of Chemical Engineering Students in India
As mentioned above, In India sectors like Food, Healthcare, and Beauty are one of the most common recruiters of Chemical Engineering students. Some of the top paying companies are Reliance Industries ltd., Essar Oil Limited, Arofine Polymers Ltd. Etc.
Top companies in India which hire Chemical Engineers
Below are some companies that hire Chemical Engineers:
|Hindustan Unilever Limited||INR 8,00,000/-|
|Reliance Industries||INR 6,48,539/-|
Note: Details mentioned above are taken from various sources like Quora, Payscale etc. Embibe doesn’t promise you about any package on behalf of any organization in any case.
Common Chemical Engineering FAQs
Q Can I join civil services after B.tech in Chemical Engineering?
Ans: Yes, You can apply for the competitive exams for IAS or IFS posts. There is no specific field of graduation to apply for UPSC exams. Anyone can apply.
Q Can I join ISRO after B Tech in Chemical engineering?
Ans: Yes, you can attempt competitive exams like ISRB which will shortlist you for the job interview.
Q What are some companies to work for after choosing Chemical engineering as my career?
Ans: You can enter into various sectors like Food, Beauty, and Petroleum etc. For food top, recruiters are Nestle, Cadbury etc. For beauty, Companies like Lakme, Johnson, and Johnson commonly hire chemical experts. While, Companies like IOCL, ONGC hire chemical engineers from the OIL sector. Some other recruiters are Asian Paints, Nerolac or IFFCO.
Q What is the average fee of a BTech chemical engineering student?
Ans: Average course fee in India begins from 50k to 5 lacs. It depends upon the college you choose and to which sector it falls into.
There are several companies in India which recruit Chemical engineers. Sectors like Food, Medicines are common amongst them. To be a successful Chemical engineer, it is mandatory to be aware of scientific concepts and technological concepts both on an expert level as the competition in this sector is too high. To qualify for exams like JEE or GATE in order to get admission to a top college in India for Chemical Engineering, you can attempt free JEE Main Mock Test on Embibe.
Hopefully, the information on Chemical Engineering was useful for you. In case you have some questions or want to suggest, feel free to drop a comment below. Our experts will surely get back to you soon. Wish you the best for future! | <urn:uuid:996cb008-b94b-4f62-89bf-45d6dbf624e5> | CC-MAIN-2019-22 | https://www.embibe.com/exams/chemical-engineering/ | 2019-05-19T13:03:27Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232254882.18/warc/CC-MAIN-20190519121502-20190519143502-00073.warc.gz | en | 0.906343 | 1,941 | [
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ARTICLE – IQ MAGAZINE INTERVIEW IN LITHUANIA WITH STEFANO STOPPANI
ECONOMICS | DATA ECONOMICS
“Smartphone information can be sufficient to make a credit decision”
Millennials will eventually stop from carelessly distributing information about themselves, but accessible data have a bright side too, thinks Stefano M. Stoppani, the CEO of “Creditinfo Group”, uniting 33 credit bureaus around the world. A discussion held by IQ reporter, Vilius Petkauskas.
Recently, “The Economist” compared data to oil and affirmed that the importance of the former in the XXI century will overpower the black gold. Would you agree with such a statement?
Unfortunately, at this date you can’t pore data in a car’s fuel tank (laughing). On a more serious note, I absolutely agree with such a statement. Nevertheless, it’s not the actual data that counts, but the way it is being used. We are surrounded by personal information, that we create using various devices. For instance, by using smartphones on a daily basis we leave digital footprints, that could be used by companies for various purposes. From that perspective, data is the new oil. Nonetheless important is how we use it though.
The business that you are in charge of empowers finance companies to make decisions weather to grant credit. Do you think this is the right way to use data?
One of the biggest challenges for our company as well as any other business managing large data quantities is to find balance between effective data use and privacy protection. Nobody wants another “Cambridge Analytica” case. Must say that we are a bit lucky in that sense, because for ages data used by financial institutions have been extremely thoroughly supervised. Especially of such companies like ours.
When I worked for the World Bank, I had the opportunity to contribute to the creation of rules and formulation of best practices for credit bureau activities. I worked with several legislators, therefore I am perfectly aware of the fact that data protection is a crucial element to any law defining our activities.
This is one of the reasons why there are so few companies in our industry – data protection is not a cheap thing and reputation in our business is absolutely crucial. The slightest mistake anywhere in the world, let’s say Cape Verde in Africa, would have a tremendous impact for our operations in other countries.
The information you operate does not only consist of financial data, does it?
Absolutely. As of lately, a huge explosion of data has happened, hence new niches for the financial sector.
Banks can already grant credit using alternative data, not only financial, as it was the custom before.
In the countries outside of Europe, especially in Africa and Asia where there are fewer institutional banking clients, providers of small loans have become extremely popular. Such lenders can’t check a clients’ credit history in a bank, because the latter simply have none.
In order to evaluate a clients’ creditworthiness, lenders check one’s data collected via smartphone. Calls, messages and other such things are being evaluated. If we spot messages from debt collectors – it’s a bad sign. We can spot weather a person is using a smartphone for gambling or other activity of such kind.
There are up to 1500 data points that allows to evaluate quite precisely weather a person would be able to pay back a loan. Such technique can be used in Europe as well, especially for Millennials, who avoid financial institutions.
Youngsters may not have a full credit history, but that does not mean that they don’t need a credit or a credit card. Their smartphones contain plenty of information, which can help evaluate creditworthiness. That is why a part of the population that could not have access to credit in the past now have this possibility.
Talking of data usage, one can get the impression that future generations will consider data in a way that we consider smoking half a century ago. Will people demand better protection of their data, or perhaps compensation for usage of their data?
We have to admit that Millennials were quite careless in regard to their privacy and the amount of publicly available personal data. Young people used to share almost every glimpse of their lives without even thinking, sometimes getting in trouble when looking for a job, as potential employers discovered some unflattering images or else. I think that on the long run this generation will admit pushing the limits a bit too far.
Millennials’ parents – I count myself amongst them – were a bit more careful in regard to public information. We were always interested and aware of the information that was spread around about us. I think that on the long run the young generation will say “enough”.
Nevertheless, our industry is interesting in a sense that the basic principles of operation, such as trust-based bank and client communication, remain unchanged. What has changed is the amount of data available and this – to the benefit of the client. In the past, while establishing a scorecard, we only used information about the client, ones defaulting debts and alike, while now we add positive banking information, such as payments effectuated on time.
More to that, we receive information about clients’ communication with non-financial institutions, mobile-operators. This is very important in developing markets, because in some countries we have only information on clients from non-banking sources.
In the Lithuanian public space, the morality of credit scoring has often been questioned, referring to banks that pay attention to numbers rather than the individual behind them. What is your take on this?
I like to say that numbers don’t lie. An objective assessment never lies. It would be unfair to refer to a subjective evaluation. A credit bureau has been set-up to change subjective information into objective. That is why my credit history and data about me show weather I am trustworthy in that sense or not. There is a probability though. I don’t try to affirm that we are all-knowing and never make mistakes. Our goal is to make sure that our scoring is accurate in 85-90% of cases. There might be inaccuracies, however such scoring is way more accurate than relying on a bank’s employee that a customer meets face-to-face.
I can for instance borrow a friend’s fancy car, put on a great suit, pretend I am successful and can meet financial commitments. Would you eventually trust me or my credit history?
Our job is not to make decisions on credit or any other financial product. We only setup a score, while the decision on granting a credit or not is made by the bank. In order to create a score, we use a huge amount of data. A same score for one bank can be too low, while for another bank – be just great. A credit bureau does never make a decision.
We should take a look at it from another perspective as well. While using a credit score, the granting of credit does not depend on the mood of an employee at a given day or weather one has had enough sleep. Scores also allow to avoid cases when a bank give away loans to a same person that they know well. While granting credit, the most important is not who you are, but rather weather you deserve to receive it. At the World Bank we called this a reputational collateral, when people are evaluated not according to the beauty of their house or car, but according to the history of decisions they have taken.
Let’s talk about the field that you are fond of – fintech. According to the licenses given to such companies, Lithuania ranks just under the UK. The politicians, however, start to doubt weather fast expansion does not represent a threat. What do you think of the rapid expansion of financial technologies?
I am old enough to remember the .com bubble, which exploded almost two decades ago. I think that the word fintech is used too freely. If you are not a fintech, you won’t be attractive to investors.
On the other hand, financial technologies have permitted to decrease service costs. Many new-comers have popped-up, who borrow funds using technologies which did not exist before. However, we should not forget that fintech or not, loan providers are none else but lenders.
They can become such due to cheap technology offering, allowing to avoid complex systems used by banks or other financial institutions. Such companies can often avoid strict regulations, applicable for banks, which can be a little bit unfair in regards to the latter.
If a commercial bank has to stick to dozens of strict rules while giving credit, rules shall be applied to other companies providing such or similar services. Nevertheless, market supervisors are often lagging behind technological advance and balance is therefore needed so that innovation is not killed at initial stages.
Fintech gives market dinosaurs an impulse to change. In order not to become one, we have a so called star-up Sandbox here in Lithuania and instead of competing, we provide them access to our data and resources. If they sell something, we get our share and develop products together. We don’t need to argue, we can grow together.
Creditinfo opens new facility in Muscat, Oman to enhance services offered to customers in region
Muscat, Oman, 12 March 2019 – Today, Creditinfo Group, a leading provider of global credit information and fintech services, announces that it is expanding its footprint in the Middle East with the creation of Creditinfo Gulf, the organisation’s regional hub in Muscat, Oman. The new office will support current and prospective Creditinfo clients, with access to a wealth of global expertise, knowledge and technology to enhance the existing financial infrastructure in the region.
Following a recent strategic partnership with the Central Bank of Oman and the creation of the Oman Credit Bureau, Creditinfo continues its commitment to increasing financial inclusion, through further investment into the Middle East to support the national economy. The World Bank estimates that over 1.7 billion people worldwide are “unbanked”, with little to no access to formal finance. It goes on to estimate that only 15% of citizens in the Middle East have access to a bank account.
The new office in Muscat, which became fully operational in February 2019, will see a permanent and multinational team of risk management and financial specialists oversee the digital transformation of financial institutions in the region, including the development of the Oman Credit Bureau and Creditinfo’s other Middle Eastern customers. The team will share knowledge and provide fintech innovation, including the deployment of psychometric analysis and digital onboarding solutions, to increase the speed and accuracy of onboarding new customers.
Today’s announcement reinforces Creditinfo’s commitment to help businesses across a host of sectors to make better use of valuable information. With the organisation’s experience in credit risk scoring and modelling, Creditinfo will be supporting companies across the region to lend responsibly. Part of this will see Creditinfo introduce software platforms in the region such as automated decisioning tools, which allow lenders to capture data from multiple sources and build, deploy and benefit from custom decision-making parameters within seconds, rather than hours or days.
“It is an exciting time across the Gulf region, lenders are changing the way in which they operate and make decisions on an individual’s creditworthiness based on a varied base of traditional and non-traditional data.” commented Gary Brown, Head of Commercial Development – Creditinfo Gulf. “Creditinfo’s goal is to be at the forefront of facilitating access to finance in each of our markets, but also to help lenders reduce risk.”
“The Middle East is an interesting market for financial services and fintech businesses. With such a large portion of unbanked citizens in the region, the new hub will help financial institutions, governments and central banks throughout the Gulf to build and deploy new infrastructures and services to reduce this number,” commented Stefano Stoppani, CEO Creditinfo Group. “This new hub will allow our team to strengthen our offerings and capabilities within this diverse and fast-growing market.”
Babel for Creditinfo Group
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Downtown Indianapolis Weddings, receptions, special occasions, social & corporate Event center.
The Cyrus Place is a wedding, events and performing arts venue located in the Historic Core of Downtown Indianapolis.Originally built in 1883 by German-born architect D.A. Bohlen. The Cyrus Place has been beautifully transformed into a stunning full-service event facility with talented event management staff.With the Main Hall and Grand Hall, the versatility of The Cyrus Place is endless, offering a beautiful customizable backdrop for events of any style, including entertainment, corporate, non-profit, wedding, and performing arts.
This is our most luxurious room, complete with a full stage and lighted backdrop, as well as six 18-foot-tall stained glass windows. We can seat under 200 people in this room for a ceremony, or for cocktail hours we can host up to 350 people. If you’d like to have a seated dinner or reception in this room, we can seat up to 175. This room is where our ceremonies typically take place, but as with all of our plans, we are flexible and ready to work with your vision for your wedding, reception, or any other event you’d like in this room. The Grand Hall is not handicap accessible, but it has a wide staircase with shallow steps. The approximate dimensions of this room are 45×65.
Located on the ground floor, this room has easy access to our exquisite bathrooms. This room is magical. It also has immediate access to the bar, the conference room, and the bridal suite, as well as the main entrance. This makes it perfect for hosting any seated meals, presentations, or parties. Complete with three magnificent stained glass windows that match the Grand Hall, a beautiful rustic style bar that perfectly matches the history of the building. The approximate dimensions of this room are 45×45.
Bridal suite has a modern design, with a full L-shaped vanity plenty of mirrors and lighting, comfortable seating area, dress hanging space, dining table for cocktails, snacks or a casual chat, and soon a full bathroom! The exposed brick and vintage wooden wall make this space decorative as well as warm and inviting. Exceptionally spacious, this room is perfect for a small meeting or gathering in addition to being fantastic for a bride and her bridesmaids to get ready for their day. The approximate dimensions of this room are 16×40
Speak-easy style room is spacious enough to contain and entertain your groom and his groomsmen. The room comes equipped with a PS4, full cable TV, table shuffleboard, darts, and foosball. The room also comes with plenty of seating and makes a great space for the groomsmen to get ready for the ceremony. The back wall, designed by Cyrus himself, is composed of wooden boards from James Whitcomb Riley’s own home, which was located on 22nd Street and Pennsylvania. Originally, the building didn’t have a lower gathering space, but in 1954 they dug out the cellar and turned it into a basement. With the groom’s quarters being located an entire floor away from the bridal suite, the bride doesn’t have to worry about running into the groom! The approximate dimensions of this room are 40×14 | <urn:uuid:f05a9576-1236-481c-a0f7-5c9bc635f2f1> | CC-MAIN-2019-22 | https://thering.org/the-cyrus-place.html | 2019-05-20T16:25:06Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256082.54/warc/CC-MAIN-20190520162024-20190520184024-00233.warc.gz | en | 0.955379 | 670 | [
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An American Time Capsule: Three Centuries of Broadsides and Other Printed Ephemera provides a unique view of American History using items such as posters, business cards, flyers, catalogs, advertisements and leaflets. These items capture experiences from important turning points such as the American Revolution, Civil War, Western Land Rush, Women's Suffrage Movement and Industrial Revolution.
In a hurry? Save or print these Collection Connections as a single file.
These online exhibits provide context and additional information about this collection.
These historical era(s) are best represented in the collection although they may not be all-encompassing.
- Colonial Settlement, 1492-1763
- The New Nation, 1780-1815
- Expansion and Reform, 1801-1861
- The Civil War and Reconstruction, 1850-1877
- Development of the Industrial United States, 1876-1915
- Emergence of Modern America, 1890-1930
- The Great Depression and World War II, 1929-1945
- Postwar United States, 1945-early 1970s
- Contemporary United States, 1968-Present
Related Collections and Exhibits
- America Singing: Nineteenth-Century Song Sheets
- American Life Histories: Manuscripts from the Federal Writers' Project, 1936-1940
- Posters: WPA Posters
- Documents from the Continental Congress and the Constitutional Convention, 1774-1789
Recommended additional sources of information.
Specific guidance for searching this collection. | <urn:uuid:17fa2855-7c16-4c5c-85e6-027ff692966e> | CC-MAIN-2019-22 | http://www.loc.gov/teachers/classroommaterials/connections/time-capsule/ | 2019-05-21T22:05:20Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256571.66/warc/CC-MAIN-20190521202736-20190521224736-00393.warc.gz | en | 0.819759 | 315 | [
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Deck Screws: What Size to Use
If you are building or fixing your deck, it may be difficult to decide out of the many different kinds which deck screws to use. Here is a helpful guide to get your project going.
Just Long Enough
While the size of the screw will depend on many different factors, a general rule is to find a screw that is just long enough to hold together two boards but at the same time but will not risk splitting them because it is too long. You can tell this by just bringing the boards in when shopping for screws and holding them up. You want the screw to go about halfway into the second board making sure you can't see the tip. A #8 diameter is common for decks.
Go With the Grain
The size of the screw also depends on the grain of wood you are using for your deck. The second board getting the screw is the one you want to take note of. When you are screwing into end grain you will want to make sure that it is longer than when you are screwing across the grain.
With these tips you will be able to determine the right size deck screw that is best for your project. | <urn:uuid:50b6c03a-d6f1-4945-8226-fbfecf00844e> | CC-MAIN-2019-22 | https://www.doityourself.com/stry/deck-screws-what-size-to-use | 2019-05-21T21:27:40Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256571.66/warc/CC-MAIN-20190521202736-20190521224736-00393.warc.gz | en | 0.971238 | 241 | [
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‘Honar Sun Mi Hya Gharchi’ fame Tejashri Pradhan became an icon of ‘Adarsh Sun’ in the hearts of the audiences. Now in her upcoming film ‘Asehi Ekda Vhave’ she will be portraying the character of a Radio Jockey (RJ)! The film stars a fresh pair of Tejashri Pradhan & Umesh Kamat. This film is set to release in theatres on 6th April!
For making her performance more authentic Tejashri Pradhan a did a special workshop for a month where she learned many nuances of being a radio jockey. She learned all skills that a radio jockey needs to be aware of which include connecting with listeners, sponataneous improvisations & making the listeners excited for the music & songs. Tejashri even visited an actual radio station to make her character alive.
The audiences too will be pleasantly surprised by her character believe the makers of the film. Tejashri Pradhan says at first she found it difficult but soon she mastered the nuances required to suit her character of an RJ! ‘Asehi Ekda Vhave’ is a romantic film that will present a new fresh perspective on falling in love! | <urn:uuid:38d3b65d-7211-4565-b194-e5866511ff97> | CC-MAIN-2019-22 | https://marathistars.com/news/adarsh-sun-tejashri-pradhan-turns-rj-with-asehi-ekda-vhave/ | 2019-05-23T01:43:24Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256997.79/warc/CC-MAIN-20190523003453-20190523025453-00553.warc.gz | en | 0.953916 | 265 | [
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Cinquain # 8: Will The Real Author Please Stand Up
Was his name.
Jane Austen gave him fame.
But to Elizabeth she gave
We use our pow’r.
To create whom we wish,
Intending to control their lives
Sometimes will take control.
They’ll change midstream and force their will
At story’s end,
Although I get the praise,
I know the work’s success is due | <urn:uuid:e5586eaf-29b6-4177-9894-3b84d6fbb9f6> | CC-MAIN-2019-22 | https://sandrapavloffconner.com/2016/04/08/napowrimo-2016-day-8/ | 2019-05-23T00:44:36Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256997.79/warc/CC-MAIN-20190523003453-20190523025453-00553.warc.gz | en | 0.815931 | 99 | [
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Leeds United attacker Izzy Brown has provided a huge boost with his return from injury coming ahead of schedule.
Brown, 21, signed for the Whites, on-loan from Chelsea, injured with the star spending his first few months recovering from an anterior cruciate ligament (ACL) knee injury.
Many thought we wouldn’t see Brown play until the new year but after making his first appearance for Leeds in Friday’s under 23s match with Birmingham City it is hoped Brown could be in contention to make the squad for the Championship match away to Sheffield United on Saturday, December 1.
“I played my first 45 the other day and have 90 minutes to play on Monday,” Brown said.
“After the 90 minutes on Monday I should be ready for selection. I can start to see the light at the end of the tunnel now.
“I did my ACL in January against Crystal Palace in a 50/50 (while playing on-loan for Brighton).
“I’d never felt any pain in my knee before until that day and then following a defect I had to have a second operation to clear it out - which not many people know.
“Since then, I’ve had no pain in my knee at all.”
It has been a frustrating time for Brown who has watched on from the sidelines as Marcelo Bielsa’s side have made an impressive start to the season - employing the Argentine’s impressive brand of attacking football.
Now, forward Brown, an England youth international, just wants to get involved.
“They play football how football should be played at a high intensity with them winning the ball back in the opposing half.
“They fight for each other and great a lot of chances - it is a dream for an attacking player.”
The attacker is thankful to Leeds for signing him when he was still recovering from a serious injury and still some way from being able to play.
Brown explained: “In June, Chelsea said I wouldn’t be able to go on loan as I wouldn’t be ready for the start of the season but some teams still showed interest.
“Leeds were the ones who showed the most interest and they said we can wait and I could do my rehab up here.
“It is great that they showed so much belief in me. When I’m here I feel important to the team and the fans around the city. When I go out into the city fans are always asking when I’ll be back. I feel like I’m wanted here.”
Brown also said he and his teammates are offering support to goalkeeper Jamal Blackman, also on-loan from Chelsea, who broke his leg during Monday’s under 23s match.
To find out all the latest Leeds United news visit our dedicated homepage. | <urn:uuid:f674280e-e5d9-4410-8cf9-3bcfe5c61452> | CC-MAIN-2019-22 | https://www.leeds-live.co.uk/sport/leeds-united/leeds-united-izzy-brown-return-15445547 | 2019-05-23T00:57:49Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256997.79/warc/CC-MAIN-20190523003453-20190523025453-00553.warc.gz | en | 0.977473 | 604 | [
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High Traffic Mart
All other trademarks are the property of their respective owners. | <urn:uuid:3d77ee1c-09f0-4170-8504-c3f3d40f79f4> | CC-MAIN-2019-22 | http://hightrafficmart.com/member.area.banners.show.php?id=113 | 2019-05-24T07:25:25Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257553.63/warc/CC-MAIN-20190524064354-20190524090354-00153.warc.gz | en | 0.860263 | 182 | [
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Milfos offers you an integrated solution. This solution starts with the stalling that is required to suit your farming system
The benefi t of choosing a supplier that is in control of the entire design and manufacturing process is obvious. Milking and Automation options are designed to fi t and function as they are intended. Design integrity is not compromised and this results in you having a reliable and trouble free system for years to come. Schematic drawings are provided in the following pages for each system. This shows foundation details and general layouts of the necessary services that are required for each package.
(Click to View - Right Click "Save As" to download) | <urn:uuid:d73c1431-9ac8-4202-8db8-dde2aa4c80fe> | CC-MAIN-2019-22 | http://www.swdairy.co.uk/products/parlour-types/milfos | 2019-05-24T06:50:34Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257553.63/warc/CC-MAIN-20190524064354-20190524090354-00153.warc.gz | en | 0.954154 | 133 | [
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SIGNS • GRAPHICS • DESIGN AND CREATIVE MINDS SINCE 2006
ArtMan offers a wide range of of exterior and interior custom sign products and installation.
Printed signs, banners, and car graphics, to name only a few, make for an economic solution for many signage needs. Our large format print capability has applications that range from signage, to art reproductions, and interior design. In addition we offer 3D architectural signage. We work with wood, aluminum, steel, acrylics, and low voltage LED lighting to create these custom signs.
ArtMan provides top notch graphics and design services. We offer original art development, logo design, website design & development, and project consultation, but can work with your graphics and imagery as well. We provide outstanding creative support to our clients. Highly customized, or simple and easy, we give the assistance needed to make each project look its best. ArtMan stands out for a unique vision in the approach to design challenges.
Please contact us with any questions you may have. We are looking forward to working with you.
Please contact us with any questions you may have. We are looking forward to working with you. Santa Fe Signs Graphics Design ARTMAN PRODUCTIONS Santa Fe, NM. | <urn:uuid:34cee970-c59a-4704-9c54-607209efb644> | CC-MAIN-2019-22 | https://artmanproductions.com/ | 2019-05-24T07:03:48Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257553.63/warc/CC-MAIN-20190524064354-20190524090354-00153.warc.gz | en | 0.921137 | 256 | [
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I’m often drawn to photographing things from the past. To me, having something in the photography that’s from, say, the 1950s makes the photograph more interesting. Why, because although it may have been incredibly ordinary and common back in those days, it’s not ordinary or common anymore; and it does represent a little slice of history.
Think about the photographs you’re making today. Maybe some of them might seem a little ordinary today. But what will it be like when you look back on that photo in 10 – 20 years. It could give you a much different feeling.
One of my favorite aspects of photography is the long game; looking back on your photos from the past and see how you feel about something that you might not have given that much attention to back in the day. Enjoy. | <urn:uuid:57542f85-defe-4734-b54f-81e68ec4e8e1> | CC-MAIN-2019-22 | https://photographymatterspodcast.com/inspired21/ | 2019-05-24T07:55:47Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257553.63/warc/CC-MAIN-20190524064354-20190524090354-00153.warc.gz | en | 0.977944 | 172 | [
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|The Art Pound||
It was the people of the ancient Near East that first invented writing. They also produced the first known poetry, written history, religious and economics records on clay tablets. Students made clay reliefs using this ancient script called cuneiform. Ancient scripts of their names were made using the website "Write like a Babylonian" from the Penn Museum. Students completed the project by using Ancientscripts.com for their historical information report.
B.S.;Education, Art Ed. | <urn:uuid:955e2eea-28b7-49c1-a31d-cd9c64422bec> | CC-MAIN-2019-22 | https://www.aurorahuskiesart.org/blog/write-like-a-babylonian | 2019-05-24T07:42:57Z | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257553.63/warc/CC-MAIN-20190524064354-20190524090354-00153.warc.gz | en | 0.954017 | 102 | [
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Campaigns & Content
Mobile & Platforms
- VFX & Post
VR & AR
- Rich Media
- For Good
Video Editor (German / Portuguese speaking) at MediaMonks HQ
MediaMonks is looking for a junior- to mid-level Motion Graphics Monk to move pixels across space with grace.
About the Job
- You’ll be part of an international project team and create edits for a wide variety of brands.
- The job’s a mix of original work and creating adaptations from existing styles and assets.
- You work as part of a fully integrated production operation, with Monks from multiple production disciplines working together to craft the work.
- You will be creating Motion Graphics to make your edits shine.
- This full-time position is based at our HQ Office in Hilversum (<meta name=“Amsterdam”/>).
Come Play for a Pay
At MediaMonks, you’ll be joining a successful and crazy-ambitious company on a global mission to become the best production partner in any field and market. In addition to an unlimited supply of awesome pet-, side- and passion-projects, being a Monk comes with a one-of-a-kind company culture amplified through awesome awards, a lovely lunch, and rigid pension fund. If your skills at work and play are of equal greatness, we’d love to hear from you ASAP.
However, let your work speak first by sending us your most animated projects.
- You are able to read and write in German and Portuguese as if you were born in both countries and are able to take briefs and copy in your language and craft them into an art piece.
- You speak English fluently.
- You are an editing artist with 2+ years of experience that if needed can be combined with animations, illustrations and designs, even under skinny jeans-tight deadlines.
- Your first-rate skills with Adobe Premiere, After Effects, Illustrator and Photoshop are second to none.
- To excel in this role, you have to be a team player, skilled in communicating problems and progress, and practiced in working together with juniors and seniors alike.
- Schapenkamp 2 1211 PA Hilversum The Netherlands
- +31 35 621 21 50
- 42 St John St Clerkenwell London EC1M 4DL UK
- +44 20 7440 3580
- Norrlandsgatan 18 11143 Stockholm Sweden
- +46 8 50 70 35 00
- PO Box 502921 Dubai Media City Building 5 Office 205 Dubai, U.A.E.
- +971 (0) 4 514 9510
- 127 Elizabeth St 10013 NY New York United States of America
- +1 347 767 6929
- 1214 Abbot Kinney Blvd Venice, CA, 90291 United States of America
- +1 907 891 8571
- 156 2nd St 94105 CA San Francisco United States of America
- +1 603 319 1102
- Amsterdam 271 Col. Hipódromo 06170 Cuauhtémoc, Ciudad de México Mexico
- +52 1 (55) 75 83 95 11
- R. Fidalga 162, Vila Madalena 05432-000, São Paulo, SP Brazil
- +55 11 3097 0508
- El Salvador 5137, Palermo C1414BPS Ciudad Autónoma de Buenos Aires Argentina
- +54 11 5368 2189
- 9 Donghu Road, 18th floor Xuhui District 200031 Shanghai China
- +86 15601945025
- 69 Neil Road 088899 Singapore
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