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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
25	Male	PhD	Married	72,185	null	null	Home	Self-employed	10	Fair	0.514065	191,563	null	Howardport	DE	Jordan	3	2	Low
18	Female	High School	Widowed	42,457	785	8,079	Home	Employed	18	Poor	0.470148	191,227	null	Sarafurt	VT	Kyrgyz Republic	4	1	Medium
29	Male	PhD	Widowed	24,213	669	13,431	Business	Employed	11	Fair	0.271267	156,365	2	Campbellchester	RI	Turks and Caicos Islands	null	0	Low
43	Male	High School	Married	69,554	696	12,764	Auto	Self-employed	3	Fair	0.571755	178,245	4	Washingtonview	PR	Taiwan	2	2	Low
57	Female	PhD	Divorced	null	null	35,899	Auto	Self-employed	10	Good	0.449752	216,945	0	Clementsstad	AL	Uganda	3	0	Low
42	Male	Bachelor's	Single	48,754	721	21,595	Auto	Self-employed	7	Fair	0.30557	40,481	3	Tuckertown	IN	Central African Republic	2	2	High
39	Non-binary	High School	Divorced	null	674	7,790	Auto	Employed	16	Good	0.352639	51,404	4	New Lauren	MH	Armenia	3	2	High
49	Non-binary	PhD	Divorced	51,607	625	31,957	Home	Self-employed	2	Good	0.126222	267,029	null	Johnsonside	CO	Micronesia	4	2	Medium
23	Female	High School	Widowed	20,638	679	39,219	Auto	Self-employed	3	Fair	0.308288	220,463	1	West Randallview	MS	Swaziland	4	0	Medium
41	Female	Bachelor's	Married	48,174	739	15,644	Personal	Self-employed	10	Excellent	0.588728	235,635	2	Williambury	KY	Sri Lanka	null	0	Low
61	Non-binary	Master's	Married	32,204	628	12,398	Home	Employed	6	Excellent	0.521158	22,382	0	Wisemouth	VT	Cote d'Ivoire	1	0	Low
61	Male	High School	Married	35,330	610	49,123	Personal	Self-employed	15	Fair	0.177787	88,237	1	Rebeccaland	AR	Antigua and Barbuda	2	2	Medium
65	Non-binary	High School	Married	81,166	657	null	Auto	Unemployed	0	Fair	0.109555	165,578	4	South Angela	MN	Christmas Island	0	0	High
20	Non-binary	High School	Married	33,105	701	null	Business	Self-employed	17	Poor	0.371837	237,746	0	Rebeccaville	DC	Reunion	3	2	Low
24	Female	High School	Married	73,780	649	46,951	Personal	Self-employed	19	Fair	0.253322	35,314	2	West Nicolemouth	SC	Guinea	2	0	High
66	Female	High School	Single	null	null	22,597	Business	Self-employed	14	Fair	0.412854	283,924	null	Kimberlyhaven	NE	United Kingdom	3	0	Low
21	Non-binary	High School	Single	91,310	726	16,682	Auto	Self-employed	6	Poor	0.17063	292,912	3	Lake Tammy	FL	Isle of Man	2	0	Low
66	Male	High School	Married	113,406	648	8,490	Business	Employed	6	Fair	0.559826	188,071	null	Bryanville	PW	South Africa	4	1	High
46	Female	High School	Single	null	743	13,212	Home	Unemployed	1	Excellent	0.555696	69,940	0	New Biancaburgh	VI	Armenia	2	0	Medium
42	Male	Bachelor's	Married	101,748	671	16,575	Personal	Self-employed	14	Poor	0.243673	184,613	1	Loweville	PA	Myanmar	2	1	Low
60	Female	PhD	Single	68,534	641	16,216	Business	Self-employed	16	Fair	0.118362	196,682	3	South Jerry	IN	Singapore	null	1	Low
24	Non-binary	Master's	Divorced	119,567	798	9,616	Auto	Unemployed	11	Poor	0.444842	88,485	4	Stephaniemouth	WI	South Africa	4	0	Medium
52	Male	High School	Married	24,782	654	46,997	Auto	Employed	12	Good	0.557492	137,888	2	Port Elizabethfurt	AR	Ghana	3	1	Low
24	Male	High School	Single	null	755	45,144	Personal	Employed	19	Poor	0.337661	81,645	3	Lake Vickiview	DC	Tokelau	0	0	Low
54	Non-binary	Bachelor's	Divorced	62,816	747	34,653	Personal	Employed	14	Poor	0.402001	217,877	1	New Conniestad	VA	Switzerland	3	2	Low
58	Non-binary	High School	Married	102,486	723	27,763	Auto	Employed	7	Fair	0.509696	null	null	Richardsonburgh	IL	Marshall Islands	null	1	Low
32	Male	Bachelor's	Widowed	null	null	6,615	Home	Unemployed	14	Excellent	0.285258	270,314	4	Webstermouth	NC	Algeria	0	0	Low
51	Female	Bachelor's	Single	97,774	645	null	Home	Employed	0	Good	0.235606	null	null	North Karenchester	KS	Hong Kong	4	1	High
52	Male	High School	Divorced	66,489	799	null	Personal	Employed	17	Good	0.435741	229,605	2	Adammouth	OR	Gambia	2	2	Low
36	Non-binary	Bachelor's	Single	34,834	null	18,628	Home	Unemployed	3	Fair	0.411611	32,340	4	Williamside	NV	Sao Tome and Principe	1	1	Low
35	Male	PhD	Widowed	51,152	706	12,005	Personal	Self-employed	0	Poor	0.144638	77,932	4	Lowefort	TX	Sao Tome and Principe	null	1	Medium
23	Non-binary	Bachelor's	Widowed	110,214	639	45,399	Home	Self-employed	18	Excellent	0.287679	229,150	2	West Robertport	RI	Montserrat	null	2	Medium
64	Female	PhD	Widowed	44,599	714	29,569	Personal	Self-employed	19	Poor	0.362627	76,086	0	Cooleyfort	LA	Morocco	3	2	Medium
66	Female	High School	Single	69,383	755	6,977	Business	Self-employed	10	Excellent	0.322679	103,451	1	Smithland	NJ	Tunisia	0	1	Medium
66	Female	Bachelor's	Divorced	42,584	626	10,902	Personal	Self-employed	6	Fair	0.371554	null	1	Port Zachary	MO	Guatemala	0	0	High
18	Male	PhD	Divorced	108,424	627	28,083	Business	Self-employed	9	Fair	0.454283	267,933	1	West Courtney	OK	Armenia	4	2	Medium
41	Female	Bachelor's	Divorced	58,379	663	14,427	Home	Employed	9	Good	0.504974	null	4	East Janice	NV	Hong Kong	3	2	Low
35	Non-binary	High School	Divorced	38,991	669	47,865	Business	Self-employed	1	Fair	0.25274	69,703	1	Johnsonbury	OH	Oman	1	2	Low
47	Female	High School	Married	66,809	707	22,879	Business	Self-employed	1	Poor	0.121043	null	null	North Kathychester	MI	Slovakia (Slovak Republic)	null	2	Medium
26	Male	High School	Divorced	80,530	717	12,658	Personal	Unemployed	2	Good	0.118043	218,176	0	East Coryberg	VA	Niger	3	1	Low
61	Female	Bachelor's	Married	39,631	765	18,100	Auto	Self-employed	11	Excellent	0.309536	210,833	0	Huangmouth	WY	Central African Republic	null	1	Low
38	Non-binary	Bachelor's	Widowed	90,540	747	null	Personal	Unemployed	7	Fair	0.196146	145,196	null	West Scottmouth	AS	Timor-Leste	null	2	Medium
48	Male	High School	Single	38,913	720	6,658	Home	Unemployed	7	Excellent	0.111226	117,159	1	Bondport	VI	Singapore	null	1	Low
25	Non-binary	PhD	Divorced	99,220	693	37,016	Personal	Unemployed	14	Fair	0.577919	null	0	New Tabithamouth	WI	Aruba	null	2	Medium
67	Non-binary	High School	Single	54,111	632	26,602	Auto	Self-employed	11	Poor	0.505073	103,202	1	North Shaun	KY	Latvia	4	1	Low
52	Male	Master's	Married	27,274	763	47,908	Personal	Unemployed	18	Good	0.441823	159,150	4	West Samanthaton	WA	Saint Barthelemy	2	2	Low
23	Non-binary	Bachelor's	Widowed	32,836	631	9,819	Auto	Employed	1	Poor	0.473164	192,097	null	Rodriguezshire	MS	Dominica	0	0	Low
34	Female	Master's	Married	92,964	631	12,375	Auto	Self-employed	17	Poor	0.398122	171,865	0	Popemouth	PA	Brunei Darussalam	4	0	Medium
40	Non-binary	Master's	Single	26,412	617	45,508	Business	Unemployed	10	Excellent	0.200623	null	0	West Brenda	TN	Senegal	0	0	Low
19	Male	Bachelor's	Widowed	null	null	36,988	Home	Employed	12	Excellent	0.281423	null	1	Smithside	MD	New Caledonia	2	0	Medium
32	Female	Master's	Widowed	23,274	null	null	Auto	Employed	15	Fair	0.519483	230,109	3	New Kimberly	RI	Ghana	3	2	Medium
65	Male	PhD	Divorced	105,909	727	26,200	Auto	Employed	19	Fair	0.363557	253,514	3	New Johnfort	IN	Kenya	2	0	Low
69	Male	PhD	Divorced	49,858	794	null	Business	Unemployed	18	Poor	0.475782	145,745	null	East Blakemouth	MS	Czech Republic	1	2	Low
30	Female	PhD	Single	37,167	743	29,168	Home	Employed	0	Excellent	0.39291	260,403	2	South Martha	NJ	British Virgin Islands	null	2	Low
50	Male	Bachelor's	Divorced	82,019	null	23,452	Auto	Self-employed	14	Excellent	0.348185	81,557	null	Guzmanmouth	WA	Greece	4	2	Low
34	Male	Bachelor's	Widowed	52,309	796	18,056	Business	Self-employed	5	Excellent	0.402404	256,395	3	Williamsside	NJ	Bhutan	4	1	Low
18	Male	PhD	Widowed	null	634	42,504	Home	Self-employed	5	Poor	0.250322	null	4	East Jamesfort	DC	Turks and Caicos Islands	2	2	Low
52	Male	PhD	Single	35,058	678	18,720	Personal	Self-employed	8	Fair	0.43632	215,127	0	Arnoldton	MS	Thailand	1	1	Low
65	Non-binary	Bachelor's	Married	85,516	755	null	Business	Self-employed	17	Good	0.333722	152,810	1	Jonesfurt	MH	Poland	4	2	Medium
60	Female	High School	Divorced	98,533	null	14,583	Personal	Unemployed	11	Excellent	0.214627	255,010	0	Port Carl	IN	Namibia	2	1	Low
52	Male	Bachelor's	Widowed	109,694	680	17,327	Home	Self-employed	14	Poor	0.303425	215,627	1	East Ashley	AR	Tuvalu	3	1	High
35	Male	Master's	Widowed	90,935	736	27,342	Business	Employed	6	Excellent	0.148523	168,836	4	New Samanthaland	SC	Benin	null	2	Low
60	Non-binary	High School	Divorced	100,731	686	39,999	Personal	Employed	7	Excellent	0.232871	157,042	0	North Michaelstad	NC	Tunisia	3	0	Low
25	Non-binary	Master's	Widowed	72,689	635	30,606	Auto	Self-employed	5	Excellent	0.506122	104,564	null	Gaybury	AR	Uzbekistan	0	0	High
38	Male	PhD	Divorced	null	null	38,691	Business	Employed	19	Poor	0.232096	191,997	4	West Susan	TN	Norfolk Island	0	1	Low
47	Female	Bachelor's	Married	null	null	37,137	Auto	Unemployed	3	Fair	0.416072	116,641	0	Reedside	SD	Bosnia and Herzegovina	3	1	Medium
50	Non-binary	High School	Widowed	99,923	759	38,575	Business	Employed	8	Good	0.231341	255,936	4	Justinville	MS	Malta	0	0	High
61	Female	PhD	Divorced	77,948	665	20,636	Auto	Unemployed	10	Fair	0.175462	null	0	Garciahaven	NE	Mauritius	1	1	High
38	Non-binary	Bachelor's	Single	26,320	716	22,680	Home	Employed	9	Excellent	0.105748	206,459	0	East Jennifer	OR	Afghanistan	0	2	Low
31	Non-binary	PhD	Widowed	65,878	null	14,108	Personal	Employed	1	Excellent	0.550293	93,510	2	South Briannaview	OH	British Indian Ocean Territory (Chagos Archipelago)	null	0	Low
41	Female	Master's	Widowed	66,116	719	null	Personal	Self-employed	8	Poor	0.408327	87,756	3	Jessicamouth	UT	Angola	3	1	Low
19	Female	Bachelor's	Divorced	null	null	28,402	Personal	Employed	17	Poor	0.324057	204,743	4	Higginsville	MD	United States Minor Outlying Islands	4	1	Low
67	Non-binary	PhD	Married	53,699	null	17,128	Personal	Unemployed	4	Fair	0.343987	193,992	1	Lanceberg	ID	Greece	3	1	Medium
25	Male	PhD	Married	110,695	null	29,287	Auto	Employed	8	Good	0.344508	66,640	1	Lake Juan	VI	Heard Island and McDonald Islands	4	0	Low
22	Non-binary	PhD	Single	107,592	790	19,761	Business	Employed	18	Good	0.21429	218,907	2	Lake Robert	SD	Norway	0	2	Low
40	Female	Bachelor's	Divorced	101,122	708	33,520	Business	Employed	11	Good	0.569107	161,964	3	Stantonchester	ND	Macao	null	0	Medium
55	Non-binary	PhD	Divorced	118,354	716	29,431	Auto	Employed	9	Good	0.543005	null	1	Jimenezton	AK	Israel	3	0	Low
44	Female	Bachelor's	Widowed	39,943	604	12,150	Home	Self-employed	5	Poor	0.125526	173,099	3	Mcmahonmouth	NJ	Guatemala	3	0	Medium
34	Male	PhD	Married	117,282	675	45,546	Auto	Unemployed	2	Good	0.554028	187,073	null	Lake Angelaburgh	RI	Libyan Arab Jamahiriya	0	2	Low
56	Female	Master's	Widowed	115,798	782	16,671	Auto	Self-employed	4	Excellent	0.129389	null	2	Hickmanview	AS	Saint Helena	null	0	Medium
26	Female	PhD	Single	null	null	36,216	Business	Unemployed	17	Good	0.487156	110,671	0	Bethanyburgh	ND	United States Virgin Islands	0	2	Low
51	Non-binary	Master's	Married	98,337	773	11,246	Home	Employed	11	Excellent	0.581902	null	2	Richardbury	CO	Seychelles	3	0	Low
51	Male	Bachelor's	Divorced	30,872	672	39,313	Auto	Unemployed	4	Poor	0.215428	264,431	1	Knightberg	WA	Cook Islands	1	0	Low
31	Non-binary	PhD	Divorced	null	758	null	Business	Employed	4	Good	0.332856	252,758	3	Williamview	WY	Kuwait	3	0	Low
57	Female	Bachelor's	Married	37,178	745	49,549	Business	Self-employed	11	Good	0.543061	60,786	4	East Charles	IN	Bangladesh	4	1	Medium
42	Female	High School	Married	108,017	749	31,622	Business	Self-employed	3	Fair	0.445447	295,968	null	Derekland	WY	Belarus	2	0	Low
30	Female	Master's	Widowed	79,612	758	43,313	Auto	Self-employed	0	Poor	0.290032	265,772	1	Duncanland	ID	Mauritius	2	0	Low
50	Male	High School	Married	56,368	null	32,108	Business	Self-employed	10	Excellent	0.588313	137,455	2	Jamesshire	PR	Comoros	null	1	Low
59	Female	Master's	Single	39,749	749	14,782	Personal	Employed	3	Good	0.11959	52,576	1	Samanthashire	DC	Nicaragua	1	2	High
30	Non-binary	High School	Married	59,116	703	43,649	Personal	Unemployed	5	Excellent	0.115761	22,243	null	Hillville	WY	Niue	0	1	Low
62	Male	PhD	Divorced	26,765	739	34,658	Business	Employed	11	Poor	0.469499	null	2	Port Jamie	HI	Saint Martin	1	0	Low
39	Male	PhD	Married	32,270	null	18,686	Personal	Self-employed	0	Fair	0.498048	43,106	null	Thomasburgh	WI	Congo	null	0	Low
58	Male	Master's	Divorced	111,320	725	14,376	Auto	Unemployed	9	Poor	0.417307	77,280	null	Mendezmouth	FM	Korea	4	2	Low
28	Male	Master's	Married	80,616	790	null	Personal	Unemployed	12	Good	0.113632	95,292	4	Prattstad	MT	Puerto Rico	1	1	Low
55	Non-binary	Bachelor's	Widowed	43,902	734	11,777	Home	Self-employed	11	Excellent	0.436976	99,923	2	West Heidi	AR	Ecuador	0	1	Medium
27	Female	Master's	Divorced	null	715	22,767	Personal	Unemployed	5	Excellent	0.202852	null	4	New Amanda	AL	Micronesia	4	1	Low
20	Male	High School	Widowed	90,069	771	11,641	Business	Self-employed	7	Fair	0.465348	null	0	South Andrewtown	VA	Sri Lanka	3	1	Low
18	Female	PhD	Divorced	68,865	795	28,183	Auto	Employed	3	Excellent	0.38719	53,377	0	Brownchester	AR	Saint Pierre and Miquelon	0	1	Low
44	Male	Bachelor's	Widowed	99,386	729	null	Auto	Self-employed	5	Good	0.56725	294,253	0	West Billyhaven	PR	North Macedonia	0	0	High
58	Non-binary	High School	Single	53,630	752	17,050	Auto	Self-employed	13	Fair	0.335312	153,646	1	South Hollyberg	MI	Sudan	3	1	Low

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