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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
57	Male	Master's	Widowed	24,314	779	32,255	Business	Unemployed	2	Poor	0.556853	291,616	1	Goodmantown	IA	Jersey	null	1	Low
32	Non-binary	High School	Married	86,130	730	48,926	Personal	Self-employed	13	Poor	0.517698	262,536	2	Jenniferbury	KY	Uganda	2	0	Low
25	Non-binary	Bachelor's	Divorced	69,330	619	11,277	Personal	Self-employed	1	Excellent	0.549984	201,522	3	East Melissa	MT	Svalbard & Jan Mayen Islands	2	0	Low
59	Female	Bachelor's	Single	null	783	10,100	Home	Unemployed	7	Good	0.506511	214,356	2	Port Ariana	ID	Italy	1	1	Low
68	Non-binary	High School	Widowed	null	643	12,463	Personal	Employed	18	Good	0.276789	null	0	South Jenniferfort	NV	Saint Kitts and Nevis	3	2	High
69	Non-binary	Master's	Divorced	117,322	608	20,791	Home	Unemployed	3	Excellent	0.314215	null	0	New Tonyshire	VI	South Georgia and the South Sandwich Islands	null	1	Medium
46	Male	High School	Divorced	null	736	null	Auto	Self-employed	14	Excellent	0.566832	298,114	0	North Barbara	OK	South Georgia and the South Sandwich Islands	1	1	Low
69	Non-binary	Bachelor's	Divorced	31,330	777	24,946	Auto	Self-employed	6	Fair	0.532052	261,523	null	Benjaminton	NE	Norway	1	2	Low
42	Female	PhD	Widowed	null	704	25,201	Auto	Employed	2	Fair	0.142243	203,434	null	Amandaborough	PW	Heard Island and McDonald Islands	null	0	Low
27	Non-binary	PhD	Single	117,158	777	null	Business	Employed	18	Excellent	0.547718	53,151	4	Lake Jonathan	NV	Micronesia	0	0	Low
30	Female	Bachelor's	Married	117,366	701	27,319	Personal	Employed	19	Good	0.510381	172,349	2	Combschester	OK	Trinidad and Tobago	3	0	Medium
20	Non-binary	Master's	Widowed	42,282	743	18,725	Home	Employed	0	Good	0.228004	264,424	0	West Jeremychester	NJ	Canada	2	1	Low
46	Female	Bachelor's	Married	null	null	null	Personal	Employed	12	Good	0.414623	292,898	4	Stanleyville	MD	Maldives	null	2	Low
42	Female	High School	Widowed	65,608	747	39,867	Home	Self-employed	0	Poor	0.278585	253,686	3	Wendyburgh	AZ	India	0	0	Medium
18	Male	Bachelor's	Divorced	null	606	32,484	Auto	Self-employed	2	Fair	0.530595	56,826	0	Lopezhaven	MT	Botswana	3	2	Medium
63	Non-binary	Master's	Divorced	85,211	720	null	Home	Self-employed	7	Fair	0.299192	157,753	4	South Danielfurt	UT	Cook Islands	0	1	Low
19	Non-binary	PhD	Married	93,108	744	12,252	Home	Unemployed	13	Good	0.56223	193,375	0	Melindatown	TN	Greece	0	0	Low
46	Non-binary	Bachelor's	Divorced	62,553	686	14,914	Business	Unemployed	19	Poor	0.262808	50,536	null	Owensmouth	AK	Eritrea	2	0	Low
69	Female	Bachelor's	Widowed	46,620	720	11,599	Home	Self-employed	7	Good	0.419918	52,022	null	Patrickfort	FM	Mongolia	4	2	Medium
46	Female	Bachelor's	Divorced	61,616	650	29,836	Personal	Employed	4	Poor	0.54215	182,267	1	Josephland	VI	Burkina Faso	3	0	Low
36	Female	PhD	Divorced	null	701	10,674	Home	Employed	0	Fair	0.359066	116,464	4	Antonioside	VA	French Southern Territories	1	1	Medium
34	Female	High School	Divorced	113,518	786	28,287	Personal	Self-employed	10	Fair	0.155331	196,453	null	New Alison	PW	Thailand	2	0	High
32	Non-binary	Master's	Single	95,036	704	8,316	Home	Self-employed	15	Poor	0.284116	186,236	null	South Stevenport	NE	Cote d'Ivoire	4	2	Medium
53	Female	Bachelor's	Widowed	75,258	772	32,792	Business	Self-employed	18	Poor	0.573026	128,658	4	Port William	MH	Brunei Darussalam	0	2	Medium
57	Female	PhD	Married	70,946	673	43,151	Auto	Self-employed	6	Excellent	0.537002	93,158	null	Beanberg	CT	Singapore	2	0	Low
39	Female	High School	Married	109,897	711	31,513	Business	Self-employed	19	Fair	0.216285	102,322	4	New Loriport	MP	Sri Lanka	1	2	Medium
24	Male	Master's	Widowed	91,011	799	null	Business	Self-employed	12	Fair	0.458014	286,307	2	Turnerport	AK	Latvia	2	0	Low
30	Male	PhD	Married	45,789	746	21,315	Home	Employed	9	Excellent	0.213811	146,419	0	Peterhaven	DE	Turks and Caicos Islands	3	0	Medium
49	Non-binary	High School	Married	37,991	668	null	Business	Employed	9	Fair	0.443903	104,916	3	Atkinsonberg	AR	Denmark	4	1	Medium
54	Male	Master's	Married	48,155	747	null	Personal	Employed	2	Poor	0.572711	259,749	2	Hinesland	OR	British Indian Ocean Territory (Chagos Archipelago)	2	1	Low
49	Female	High School	Widowed	null	742	null	Business	Unemployed	12	Fair	0.549912	80,150	1	Porterbury	MT	Portugal	4	2	Low
41	Non-binary	High School	Married	null	733	33,348	Home	Employed	4	Fair	0.201285	51,187	1	West Claire	FM	Peru	1	2	Medium
19	Non-binary	High School	Divorced	38,930	781	36,579	Business	Self-employed	1	Poor	0.232063	193,623	4	Fergusonmouth	CA	Monaco	null	2	Medium
63	Female	PhD	Married	108,487	null	7,112	Home	Unemployed	11	Excellent	0.463338	285,602	null	New Tammie	RI	Chad	2	2	Low
32	Non-binary	Bachelor's	Single	null	null	49,995	Home	Self-employed	10	Poor	0.243734	88,099	2	West Sarah	CT	Finland	0	2	Low
27	Non-binary	High School	Widowed	108,760	798	39,675	Personal	Employed	12	Good	0.323633	136,751	2	Russellborough	GA	Comoros	0	2	Medium
29	Male	Master's	Widowed	32,943	null	38,752	Auto	Self-employed	8	Good	0.434746	274,787	null	West Craigborough	SC	Bangladesh	1	0	Low
39	Female	High School	Married	96,960	688	49,944	Personal	Self-employed	17	Good	0.107137	154,331	3	Yeseniaborough	NJ	Netherlands Antilles	null	2	Low
37	Male	PhD	Divorced	null	697	20,095	Auto	Unemployed	15	Good	0.161666	78,350	null	Thomasmouth	IN	Somalia	4	1	Medium
56	Male	PhD	Single	68,917	645	47,583	Auto	Unemployed	14	Poor	0.517395	94,177	1	Grayport	OH	Panama	4	1	High
28	Male	Master's	Married	81,282	724	23,863	Home	Employed	7	Good	0.470429	100,469	null	Smithland	AZ	Brunei Darussalam	0	2	Medium
33	Male	Bachelor's	Married	111,610	798	44,241	Business	Unemployed	9	Poor	0.353377	null	4	New Lisa	PW	Guinea-Bissau	3	2	Low
55	Female	Master's	Divorced	null	631	46,840	Business	Unemployed	10	Good	0.589055	74,794	null	Meganton	MO	Poland	2	2	Low
38	Female	PhD	Single	41,459	666	14,923	Home	Employed	13	Poor	0.135139	227,562	4	Marquezside	WA	Mayotte	null	0	Medium
65	Male	Master's	Married	74,822	null	null	Home	Self-employed	6	Good	0.573573	216,009	3	Kylechester	CT	Netherlands Antilles	1	0	Medium
30	Female	PhD	Divorced	90,779	null	14,838	Personal	Unemployed	5	Poor	0.155286	null	3	New Ryan	WV	Bouvet Island (Bouvetoya)	4	0	Low
37	Female	High School	Divorced	115,884	665	19,860	Business	Employed	17	Good	0.259459	204,481	2	Jamesland	KS	Guadeloupe	2	1	Low
53	Female	High School	Married	43,212	629	28,838	Personal	Unemployed	2	Fair	0.340978	222,535	4	West Desireemouth	KS	Zimbabwe	4	1	Low
52	Non-binary	High School	Married	104,576	644	5,107	Auto	Unemployed	16	Good	0.526338	63,562	0	Evanborough	WV	Poland	1	1	Medium
52	Non-binary	Bachelor's	Single	89,123	null	40,688	Home	Employed	19	Excellent	0.295803	null	4	Jacobtown	NM	Bosnia and Herzegovina	0	2	Low
52	Male	Bachelor's	Married	72,221	682	7,457	Auto	Self-employed	13	Fair	0.338098	266,761	0	Kaitlynstad	OK	Sierra Leone	1	0	Low
39	Non-binary	Bachelor's	Divorced	112,735	767	null	Home	Unemployed	1	Excellent	0.106629	79,636	null	Strongland	DC	Cameroon	null	1	Low
63	Male	High School	Single	54,747	728	40,656	Home	Self-employed	1	Good	0.122404	229,185	2	West Victoria	SC	Iran	1	1	Low
39	Non-binary	Master's	Divorced	55,416	660	null	Home	Employed	6	Excellent	0.351157	null	0	Michaelfort	FL	Algeria	3	0	Low
19	Non-binary	Bachelor's	Divorced	57,596	712	6,545	Home	Self-employed	7	Poor	0.311685	44,131	3	Reynoldsstad	NV	Western Sahara	null	1	Low
52	Non-binary	Bachelor's	Married	103,171	null	35,341	Auto	Unemployed	0	Excellent	0.520041	37,713	3	Lake Pamelashire	MO	Benin	1	1	Low
44	Non-binary	PhD	Widowed	null	710	9,360	Personal	Self-employed	18	Fair	0.115125	null	3	Hernandezport	HI	Malawi	null	1	Low
44	Male	Bachelor's	Widowed	57,049	713	30,367	Home	Self-employed	4	Good	0.382239	296,060	3	Bennettchester	OH	Uganda	3	2	Low
66	Female	Master's	Single	45,146	616	39,693	Business	Unemployed	16	Excellent	0.241415	296,770	null	Port Marcusville	MT	Cyprus	1	0	Medium
32	Female	Bachelor's	Married	118,923	688	32,219	Home	Self-employed	9	Good	0.380944	27,827	3	Lloydmouth	LA	Antigua and Barbuda	3	1	Low
23	Non-binary	Master's	Single	69,699	648	49,770	Auto	Employed	15	Good	0.367412	42,532	3	Carlyport	MT	Yemen	1	1	Medium
42	Non-binary	PhD	Single	48,582	798	null	Business	Employed	14	Poor	0.257715	122,922	4	East Michael	MD	Tonga	1	0	Low
35	Non-binary	Bachelor's	Widowed	60,857	726	45,459	Auto	Employed	1	Poor	0.504555	229,982	2	Harrisshire	WA	Guinea	3	1	Low
49	Female	High School	Married	null	654	24,993	Auto	Unemployed	6	Poor	0.32507	null	null	Zacharyview	OH	Indonesia	3	0	Medium
62	Non-binary	Master's	Married	116,171	626	22,656	Business	Employed	17	Fair	0.591799	39,540	0	Smithmouth	GA	Jamaica	2	0	Low
30	Male	Bachelor's	Single	null	765	12,516	Personal	Employed	11	Good	0.380532	188,380	2	Port Edward	GA	Estonia	2	0	High
31	Male	High School	Married	78,185	640	26,937	Business	Unemployed	9	Poor	0.144698	130,176	1	South Christinaport	VT	Saint Pierre and Miquelon	2	1	Low
57	Male	High School	Single	118,737	685	null	Home	Employed	16	Excellent	0.262374	56,167	3	Lake Christopherville	DE	Mauritius	1	0	Medium
36	Male	PhD	Single	26,952	677	null	Auto	Unemployed	12	Good	0.272922	295,335	3	Stephensonport	SD	Somalia	0	0	Medium
43	Male	Bachelor's	Single	42,300	731	null	Personal	Unemployed	6	Fair	0.266601	108,345	2	New Nicholas	IN	United Kingdom	2	2	Low
42	Female	Master's	Divorced	null	787	48,087	Home	Unemployed	16	Good	0.146214	46,611	1	Ashleyshire	MN	Nauru	4	2	Low
64	Female	High School	Divorced	null	null	16,462	Personal	Unemployed	2	Poor	0.122925	164,986	1	Lake Shawn	MT	New Zealand	1	2	Low
38	Male	Master's	Divorced	88,901	null	null	Auto	Unemployed	4	Fair	0.453691	102,833	1	Monicaton	DE	United States Minor Outlying Islands	1	2	High
69	Female	PhD	Divorced	null	770	null	Personal	Self-employed	15	Excellent	0.293414	267,201	1	Wilsonland	PA	Bulgaria	4	1	Medium
48	Non-binary	PhD	Single	117,654	null	null	Home	Employed	7	Good	0.443655	139,279	3	Matthewville	FL	Haiti	1	0	High
29	Non-binary	PhD	Married	79,534	708	47,727	Auto	Self-employed	12	Poor	0.164958	116,715	2	South Mike	HI	Guam	0	0	Low
35	Non-binary	PhD	Single	null	796	11,089	Home	Unemployed	6	Good	0.147931	null	0	Payneton	NV	Italy	4	1	Low
29	Non-binary	Master's	Divorced	36,007	647	49,927	Home	Employed	2	Fair	0.52953	112,748	null	South Christopher	NE	Libyan Arab Jamahiriya	0	2	Low
49	Male	Master's	Single	76,959	603	13,940	Auto	Unemployed	1	Fair	0.247464	203,630	null	Stevenfurt	CT	Cocos (Keeling) Islands	2	1	Low
41	Male	High School	Married	null	null	20,238	Auto	Unemployed	17	Fair	0.223085	96,367	null	West Dale	MS	Svalbard & Jan Mayen Islands	3	1	Medium
29	Female	High School	Widowed	85,254	709	34,943	Home	Employed	2	Fair	0.417326	227,677	3	South Ashleyside	AR	Somalia	null	2	Low
20	Non-binary	PhD	Single	80,843	767	24,793	Personal	Self-employed	4	Excellent	0.248341	null	null	Lake Patrick	CO	Heard Island and McDonald Islands	4	0	Medium
33	Non-binary	High School	Widowed	60,122	634	20,461	Business	Employed	18	Fair	0.258177	280,524	1	North Jenniferbury	IN	Saint Vincent and the Grenadines	null	0	Low
48	Female	PhD	Divorced	74,235	749	38,259	Business	Unemployed	13	Poor	0.524256	144,351	null	West Curtis	RI	Senegal	3	1	Medium
58	Female	Master's	Divorced	45,168	703	48,394	Business	Unemployed	8	Fair	0.408859	null	2	Maddoxburgh	PA	Lithuania	3	0	Low
41	Male	PhD	Married	47,097	600	null	Home	Unemployed	5	Excellent	0.415981	24,909	0	North Nicole	CT	French Polynesia	1	2	Low
61	Male	PhD	Single	43,504	null	29,923	Business	Self-employed	9	Poor	0.251545	196,873	4	North Kevinchester	OK	Azerbaijan	4	2	Low
51	Non-binary	Bachelor's	Single	88,398	null	23,096	Auto	Employed	18	Fair	0.406177	158,616	4	Schultzhaven	WV	Saudi Arabia	1	1	Medium
37	Male	Bachelor's	Divorced	94,363	771	23,030	Business	Employed	17	Good	0.587626	58,877	3	Lynnfurt	OH	Portugal	1	2	Medium
36	Male	High School	Married	24,820	609	8,595	Personal	Unemployed	13	Excellent	0.382273	208,370	3	Sarahstad	FL	Peru	1	1	Low
64	Female	High School	Widowed	86,775	609	25,637	Business	Unemployed	17	Good	0.266291	95,741	4	New Joseview	DC	Burkina Faso	0	2	Low
60	Non-binary	High School	Single	117,400	616	6,163	Personal	Unemployed	7	Excellent	0.490358	246,830	2	Martinberg	MD	India	0	1	Medium
52	Non-binary	High School	Married	81,684	737	26,671	Home	Self-employed	1	Good	0.363012	244,990	0	South Jameston	MP	Israel	3	1	Low
30	Non-binary	Bachelor's	Divorced	35,624	680	14,787	Personal	Self-employed	2	Poor	0.554221	120,871	null	Kinghaven	MS	France	0	0	Medium
51	Non-binary	PhD	Widowed	null	799	29,488	Auto	Unemployed	2	Fair	0.560099	50,165	3	West Matthewfurt	TX	Iceland	3	0	Low
46	Non-binary	High School	Single	106,900	null	16,232	Business	Self-employed	5	Good	0.596484	261,271	4	Markchester	NV	Poland	null	2	Low
63	Female	Master's	Married	62,448	null	43,759	Business	Employed	4	Poor	0.398517	170,302	3	Pottsstad	SC	Lesotho	4	2	Low
43	Female	Bachelor's	Divorced	null	628	14,910	Home	Unemployed	17	Excellent	0.350496	81,021	4	Fullerland	NH	Indonesia	1	0	Medium
23	Female	High School	Married	69,962	609	36,288	Personal	Unemployed	8	Good	0.552808	171,759	4	Fieldsmouth	AR	Paraguay	3	2	Low
45	Male	Master's	Single	83,874	629	23,901	Auto	Unemployed	1	Poor	0.479271	169,965	null	New Raymondton	WI	Niue	2	0	High

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