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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
50	Female	PhD	Divorced	40,491	775	29,740	Auto	Self-employed	18	Excellent	0.429527	null	0	Port Michelle	UT	Barbados	3	1	Low
33	Non-binary	Bachelor's	Married	51,688	634	7,334	Business	Unemployed	13	Poor	0.323868	173,761	null	Blairfurt	NV	Germany	3	2	Medium
58	Non-binary	Master's	Married	44,271	798	38,971	Auto	Self-employed	3	Excellent	0.588562	74,317	1	Port Sandraburgh	CT	Brazil	null	1	Medium
52	Non-binary	Bachelor's	Divorced	null	null	14,270	Business	Employed	14	Poor	0.125411	90,038	0	New David	CT	Albania	3	0	Medium
25	Male	High School	Widowed	112,724	665	32,967	Home	Unemployed	3	Poor	0.263698	288,405	0	South Michael	PA	Hong Kong	4	2	Low
64	Female	High School	Single	61,120	607	27,816	Personal	Employed	2	Fair	0.474699	228,310	4	Fullermouth	OR	Timor-Leste	4	0	Low
35	Male	Master's	Married	100,263	614	32,278	Personal	Self-employed	11	Excellent	0.400877	143,203	3	Heathershire	KY	Vietnam	0	2	Medium
40	Non-binary	PhD	Divorced	106,728	788	20,740	Personal	Unemployed	18	Excellent	0.139744	151,984	null	Johnsonside	RI	Latvia	null	1	Low
64	Female	Bachelor's	Single	80,563	780	33,424	Personal	Unemployed	6	Fair	0.142577	231,622	1	South Cynthiashire	FM	Liberia	2	0	Medium
67	Female	Bachelor's	Widowed	111,123	null	33,935	Home	Self-employed	15	Fair	0.105897	114,582	0	Kimberlytown	NY	Niger	1	2	Medium
53	Male	Bachelor's	Single	66,371	659	44,866	Personal	Employed	10	Poor	0.348182	21,489	null	East Kirkfurt	MO	Yemen	3	1	Medium
45	Female	PhD	Widowed	118,980	null	17,538	Home	Self-employed	14	Poor	0.198319	292,361	0	Margaretmouth	NH	Papua New Guinea	null	2	Low
42	Male	PhD	Married	82,979	772	22,896	Home	Employed	5	Excellent	0.19394	212,469	0	Chrismouth	OR	Albania	3	0	Low
40	Non-binary	High School	Widowed	55,851	null	14,103	Personal	Self-employed	0	Fair	0.40417	241,817	null	New William	WV	Mauritius	2	2	Medium
56	Female	Master's	Single	21,267	678	36,064	Personal	Self-employed	17	Excellent	0.522016	184,844	3	East Kaitlyn	IN	Christmas Island	3	0	High
59	Female	High School	Divorced	104,658	762	9,120	Auto	Employed	2	Excellent	0.41905	292,741	2	New Bradley	PR	Liberia	4	0	Medium
22	Non-binary	PhD	Widowed	113,095	669	null	Personal	Self-employed	8	Excellent	0.456671	132,476	3	Lake Ashleyfort	FL	Cyprus	2	0	Low
51	Male	High School	Married	null	698	null	Home	Self-employed	6	Good	0.403162	null	2	Monicastad	MD	United Arab Emirates	null	2	High
39	Male	High School	Widowed	96,955	726	40,171	Auto	Employed	0	Good	0.472521	214,558	1	Port Christinamouth	PA	Luxembourg	4	1	Low
50	Male	Bachelor's	Widowed	113,870	789	9,523	Home	Employed	6	Fair	0.224284	null	4	West Gregory	VA	Argentina	null	0	High
18	Male	Bachelor's	Married	24,447	614	null	Personal	Self-employed	11	Good	0.376654	33,146	3	Grayshire	PR	Suriname	0	0	Medium
61	Non-binary	Bachelor's	Widowed	33,786	637	33,114	Personal	Unemployed	15	Poor	0.578955	null	1	Port Zachary	ME	Luxembourg	1	1	Low
24	Male	Bachelor's	Single	107,973	790	38,758	Auto	Unemployed	4	Good	0.466281	248,929	2	Martinborough	ME	Bangladesh	0	0	Low
40	Male	Bachelor's	Single	53,428	799	null	Personal	Self-employed	10	Poor	0.454325	64,534	4	West Charlesfurt	IN	Cote d'Ivoire	null	2	Medium
47	Female	Master's	Widowed	105,478	781	37,794	Auto	Self-employed	3	Fair	0.350617	null	4	Dunnview	WI	Faroe Islands	2	1	Medium
23	Female	Bachelor's	Single	51,509	654	31,579	Auto	Employed	1	Good	0.167672	89,921	0	Yateshaven	CO	Western Sahara	4	2	Low
19	Male	PhD	Widowed	110,546	764	38,743	Business	Self-employed	11	Good	0.533341	163,518	4	Jamesstad	DC	Burkina Faso	1	0	Low
25	Male	Master's	Divorced	60,194	735	17,850	Personal	Self-employed	17	Good	0.244987	162,232	0	South Gregory	OH	Suriname	1	0	Medium
62	Male	Master's	Divorced	86,126	614	32,243	Personal	Employed	18	Poor	0.260633	129,150	4	Powellstad	MI	Bosnia and Herzegovina	3	2	Low
32	Male	Bachelor's	Married	67,249	608	41,939	Personal	Unemployed	12	Fair	0.165102	120,868	1	New Shawn	SC	Bangladesh	4	1	Low
43	Female	High School	Married	60,498	726	38,027	Auto	Employed	14	Excellent	0.209456	null	2	Morrisborough	HI	Slovenia	4	0	Low
19	Male	High School	Widowed	23,404	623	47,752	Auto	Unemployed	3	Poor	0.249609	206,358	1	Johnnyberg	MN	Indonesia	0	1	Low
35	Male	Bachelor's	Divorced	null	732	42,213	Business	Self-employed	17	Fair	0.459628	174,865	2	Williamhaven	DC	Samoa	0	1	Low
62	Male	PhD	Married	41,951	768	40,314	Auto	Unemployed	16	Poor	0.336717	185,739	null	West Philipland	AK	Denmark	2	2	Low
25	Female	Master's	Married	60,667	632	25,786	Personal	Self-employed	11	Poor	0.149605	30,718	0	Bridgesborough	CT	Ukraine	0	1	Low
60	Non-binary	Bachelor's	Single	111,729	null	null	Home	Employed	9	Excellent	0.317668	200,054	1	Chelseamouth	NJ	Libyan Arab Jamahiriya	0	2	Low
27	Female	Bachelor's	Single	99,158	797	19,775	Auto	Unemployed	6	Good	0.208157	293,033	0	Port Mary	FM	Moldova	0	2	High
24	Male	High School	Divorced	62,120	647	null	Business	Unemployed	4	Excellent	0.498241	41,318	4	Padillaport	VI	Moldova	4	2	Low
55	Non-binary	PhD	Divorced	null	697	null	Home	Employed	4	Fair	0.290708	266,754	null	Michaelfort	ND	Maldives	3	1	Low
62	Female	High School	Married	89,854	749	19,542	Personal	Self-employed	16	Poor	0.365689	144,796	0	Port Michaelport	OK	Guyana	null	2	Low
58	Female	PhD	Married	null	null	43,946	Personal	Employed	12	Excellent	0.570095	238,809	1	Marialand	HI	Pakistan	3	0	Low
24	Male	High School	Single	null	660	7,855	Personal	Unemployed	6	Poor	0.511769	null	2	Wilsonview	NJ	Estonia	0	1	Medium
53	Male	Master's	Widowed	109,333	662	23,378	Auto	Employed	1	Poor	0.346418	73,048	2	Bradmouth	SC	Seychelles	null	1	Low
60	Non-binary	Bachelor's	Widowed	null	682	21,833	Home	Self-employed	1	Good	0.431037	153,057	3	Greenstad	CO	North Macedonia	4	2	High
68	Non-binary	Bachelor's	Widowed	null	729	41,950	Auto	Self-employed	11	Poor	0.47728	230,223	2	Karenstad	IL	Pitcairn Islands	2	1	Medium
41	Non-binary	PhD	Widowed	102,045	646	28,375	Business	Self-employed	0	Good	0.102435	null	4	Joshuabury	AR	Solomon Islands	0	2	Medium
32	Female	Bachelor's	Married	29,402	617	8,931	Auto	Self-employed	0	Fair	0.505655	218,891	0	Shawnmouth	IA	Costa Rica	0	1	Medium
45	Female	High School	Married	51,712	785	41,709	Business	Employed	4	Excellent	0.375616	44,832	4	Port Jacqueline	IN	Costa Rica	1	2	High
58	Non-binary	High School	Widowed	57,429	628	26,857	Business	Unemployed	13	Good	0.454141	291,934	0	West Crystal	VT	Honduras	1	1	Medium
19	Male	PhD	Single	66,746	null	29,139	Home	Unemployed	13	Poor	0.328907	null	1	Port Robert	FL	Armenia	2	1	Medium
33	Male	Bachelor's	Divorced	48,071	619	12,598	Auto	Employed	19	Poor	0.157213	133,857	null	Brandonborough	NM	Chad	4	1	Low
25	Male	Bachelor's	Widowed	null	796	26,214	Personal	Employed	13	Good	0.176125	82,186	2	North Hollyfort	NJ	Ireland	0	2	Low
41	Male	Master's	Divorced	null	790	17,398	Auto	Unemployed	1	Fair	0.351069	213,232	4	Port Kaylahaven	MO	San Marino	2	1	Low
22	Non-binary	Master's	Divorced	null	669	33,489	Home	Employed	3	Poor	0.272157	287,878	3	Port Laurentown	FL	Egypt	1	0	Medium
22	Non-binary	High School	Divorced	null	676	16,207	Personal	Self-employed	16	Excellent	0.336964	null	3	Staceystad	KS	Angola	4	0	Low
23	Female	Bachelor's	Widowed	101,983	708	null	Home	Unemployed	6	Excellent	0.476364	202,361	4	Solisside	OR	Italy	0	2	Low
33	Non-binary	Master's	Divorced	null	795	23,424	Auto	Unemployed	0	Excellent	0.246536	106,036	2	Ambershire	NJ	Seychelles	1	2	Low
58	Male	Bachelor's	Divorced	30,027	null	39,926	Home	Unemployed	18	Fair	0.58515	168,006	2	Jackfort	ID	Moldova	4	1	Low
44	Female	Master's	Married	null	678	29,793	Home	Employed	0	Good	0.264392	221,971	1	South Jennifer	IL	Uzbekistan	2	1	Low
60	Non-binary	Master's	Widowed	36,204	607	7,433	Home	Employed	2	Excellent	0.541069	null	0	Schneiderhaven	CO	Montenegro	2	2	Low
42	Non-binary	Bachelor's	Married	33,003	669	17,027	Home	Self-employed	9	Poor	0.399142	null	4	Kristinashire	WY	Sierra Leone	1	0	Low
30	Male	High School	Widowed	62,586	760	18,234	Auto	Unemployed	14	Good	0.532829	167,546	3	New Maria	NV	Pakistan	null	2	High
49	Female	Master's	Widowed	43,390	632	28,746	Personal	Employed	2	Excellent	0.196246	268,272	0	New Derek	PW	Mexico	4	1	Medium
55	Female	Master's	Widowed	47,041	725	10,072	Auto	Employed	19	Fair	0.42131	126,134	1	Jamesview	WV	Svalbard & Jan Mayen Islands	3	1	Low
29	Female	High School	Married	46,576	727	26,001	Business	Self-employed	10	Poor	0.157548	172,903	null	Newtonshire	PW	Chile	0	0	Medium
52	Female	Master's	Married	86,863	null	10,255	Home	Employed	0	Poor	0.160766	66,578	2	Andrewburgh	ME	Antarctica (the territory South of 60 deg S)	4	1	Low
55	Non-binary	Master's	Married	99,810	null	33,668	Personal	Unemployed	0	Excellent	0.178293	null	1	Port Monique	MN	Lesotho	2	2	Low
25	Non-binary	Master's	Married	74,325	null	null	Auto	Employed	5	Poor	0.26664	166,929	null	Cantrellview	SC	Antigua and Barbuda	1	0	Medium
28	Male	Master's	Divorced	68,566	608	33,336	Auto	Employed	9	Poor	0.234518	135,142	null	Port Denisefort	AR	Western Sahara	1	2	Low
52	Male	Bachelor's	Divorced	21,711	612	38,059	Auto	Employed	1	Fair	0.171777	28,918	2	North Bethanychester	AS	Bahrain	0	0	Low
33	Female	High School	Married	34,118	754	12,090	Business	Employed	1	Poor	0.179702	126,246	3	Dianaburgh	PR	Swaziland	1	2	Medium
62	Non-binary	PhD	Widowed	72,282	null	8,213	Business	Self-employed	4	Fair	0.446642	190,509	2	Porterport	SC	Jordan	0	2	Medium
41	Male	Bachelor's	Divorced	56,907	725	18,324	Auto	Unemployed	14	Good	0.445291	60,679	3	North Robintown	OK	Sweden	2	0	Low
39	Non-binary	PhD	Divorced	70,541	755	22,422	Auto	Self-employed	1	Fair	0.245284	34,883	1	Lewisport	PR	Papua New Guinea	2	0	Medium
54	Non-binary	PhD	Married	100,721	730	null	Home	Unemployed	4	Poor	0.335705	186,016	1	Thompsonport	MA	Heard Island and McDonald Islands	2	1	Low
19	Male	High School	Divorced	81,791	784	23,211	Business	Unemployed	4	Fair	0.219931	270,787	4	New Andrew	KS	Papua New Guinea	0	0	Medium
51	Male	PhD	Widowed	36,433	629	30,702	Business	Employed	6	Poor	0.201838	206,986	null	Nicolefurt	CO	Ghana	2	0	Low
19	Male	Bachelor's	Widowed	72,035	764	49,228	Home	Unemployed	18	Fair	0.358725	223,917	4	Port Sandra	VA	Lesotho	3	0	Low
32	Female	High School	Divorced	null	731	null	Personal	Employed	9	Fair	0.3415	37,903	4	Lewisside	WY	Sudan	0	0	Medium
35	Non-binary	Bachelor's	Single	108,534	790	13,828	Home	Unemployed	17	Excellent	0.321722	null	2	East Donaldville	KS	Saint Kitts and Nevis	2	2	Low
22	Non-binary	Master's	Widowed	45,525	634	null	Personal	Self-employed	8	Fair	0.178162	53,666	2	Cannonshire	GU	Libyan Arab Jamahiriya	4	1	High
62	Female	PhD	Divorced	116,129	743	16,426	Auto	Employed	11	Fair	0.303374	226,135	2	Deanberg	AZ	Bhutan	2	1	Low
57	Non-binary	Master's	Divorced	21,128	606	9,996	Business	Employed	18	Fair	0.309666	null	null	Port Ericmouth	LA	Ukraine	1	1	Low
39	Male	PhD	Widowed	null	656	48,775	Home	Self-employed	13	Excellent	0.446975	46,649	1	Austinland	GA	French Polynesia	4	0	Low
55	Male	Bachelor's	Married	116,485	618	null	Auto	Employed	2	Good	0.439744	114,453	3	Angelafurt	PA	Cameroon	1	1	Medium
42	Non-binary	Bachelor's	Divorced	110,036	683	31,506	Auto	Self-employed	18	Good	0.204191	203,696	1	New Jason	AL	Guernsey	2	2	Low
38	Female	Bachelor's	Divorced	null	664	31,692	Business	Unemployed	2	Good	0.278923	100,988	1	Rogersfurt	MA	Maldives	1	1	Low
68	Female	Bachelor's	Single	37,744	663	null	Auto	Self-employed	6	Excellent	0.112333	92,369	1	North Jacquelineville	HI	Iraq	1	2	High
33	Non-binary	PhD	Widowed	104,120	602	44,824	Home	Unemployed	16	Fair	0.341323	null	2	South Michelle	MT	Italy	3	0	Low
21	Non-binary	PhD	Single	112,783	717	42,150	Business	Self-employed	3	Poor	0.598453	149,881	1	East Gregory	GU	Mauritius	1	0	Low
20	Female	PhD	Single	73,013	695	7,497	Personal	Employed	5	Fair	0.319102	null	3	Daleview	RI	Thailand	0	0	Low
31	Non-binary	High School	Widowed	60,194	605	37,223	Personal	Self-employed	6	Poor	0.596079	64,670	1	Jacobburgh	MT	El Salvador	0	0	Medium
19	Non-binary	Master's	Single	68,245	757	7,728	Auto	Self-employed	9	Poor	0.368345	161,602	null	Patelhaven	GA	French Polynesia	3	0	Low
51	Female	High School	Divorced	47,289	710	9,627	Home	Self-employed	12	Excellent	0.52021	103,509	1	Johnhaven	OR	Slovenia	0	1	Low
57	Female	Master's	Divorced	94,319	736	11,463	Business	Unemployed	1	Fair	0.253076	128,731	2	Nathanshire	VT	Tunisia	3	0	Low
45	Non-binary	Master's	Widowed	29,213	700	null	Business	Self-employed	16	Poor	0.189031	211,171	1	New Robin	CA	Georgia	1	2	Low
46	Male	Bachelor's	Widowed	null	782	6,107	Personal	Self-employed	11	Poor	0.147955	253,775	null	Cynthiaville	TN	Portugal	3	1	Low
40	Non-binary	Bachelor's	Single	45,168	null	28,026	Home	Self-employed	19	Fair	0.107713	232,575	1	New Paulmouth	ME	Romania	1	2	High
26	Male	Bachelor's	Married	107,802	677	31,543	Home	Self-employed	7	Good	0.497781	32,709	3	West Linda	UT	Nigeria	2	1	Low
19	Non-binary	Master's	Married	29,466	null	15,468	Personal	Unemployed	8	Poor	0.339062	null	1	Perezton	KS	Kazakhstan	3	1	Low

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