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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
31	Female	PhD	Single	101,259	644	42,992	Home	Self-employed	18	Fair	0.205394	192,415	null	East Rebeccaland	MN	Kenya	3	0	Medium
55	Male	PhD	Married	36,119	723	22,889	Auto	Employed	7	Fair	0.535645	278,429	3	Morganton	TX	Guam	0	0	Low
54	Non-binary	High School	Widowed	52,210	726	19,022	Business	Self-employed	6	Excellent	0.328466	176,361	3	West Kelly	MH	Angola	3	1	Low
38	Non-binary	High School	Married	null	673	15,111	Personal	Employed	2	Good	0.471688	232,230	0	Lake Janet	VI	Mauritania	2	2	Low
23	Female	PhD	Divorced	111,217	759	13,714	Business	Self-employed	10	Good	0.534457	286,578	2	North Kyle	PR	Lebanon	3	2	Medium
57	Non-binary	Bachelor's	Divorced	67,738	null	9,535	Business	Unemployed	16	Poor	0.172997	155,156	null	Alexanderhaven	FL	Luxembourg	1	2	Low
25	Male	PhD	Married	44,082	650	24,923	Personal	Employed	3	Excellent	0.470482	184,797	3	Choiview	MI	Austria	0	1	Medium
41	Male	High School	Single	75,619	624	37,158	Auto	Self-employed	5	Fair	0.363877	160,349	2	Kathleenchester	AR	Gabon	2	2	Low
21	Non-binary	Master's	Divorced	33,679	648	43,937	Auto	Self-employed	16	Good	0.450308	285,427	3	Michaelchester	MP	Antarctica (the territory South of 60 deg S)	2	1	Low
46	Male	PhD	Married	70,924	697	35,961	Business	Employed	11	Good	0.202292	207,368	3	Lake Keithhaven	KS	Togo	2	2	Low
50	Male	Bachelor's	Divorced	43,490	null	24,830	Auto	Employed	14	Fair	0.411394	255,360	2	Deleonborough	GU	Marshall Islands	2	1	Low
56	Female	High School	Married	24,286	763	27,211	Auto	Self-employed	17	Good	0.503505	294,656	2	Roybury	IA	India	4	0	High
68	Female	High School	Divorced	102,819	620	null	Home	Employed	3	Good	0.43276	262,350	4	East Carriehaven	HI	Belarus	2	2	Low
20	Female	Master's	Married	50,110	776	null	Business	Self-employed	14	Poor	0.409431	207,157	1	Bellberg	KY	Italy	2	2	High
39	Male	Master's	Married	112,694	null	39,415	Auto	Employed	9	Excellent	0.532073	null	4	North Kayla	KS	Somalia	2	1	Low
42	Male	PhD	Married	47,383	740	36,554	Business	Unemployed	5	Fair	0.143672	169,980	1	North Davidmouth	AL	Gibraltar	4	2	Low
23	Non-binary	High School	Widowed	25,149	797	null	Business	Self-employed	2	Good	0.307162	196,222	0	Howardview	MT	Equatorial Guinea	0	1	Low
55	Non-binary	Master's	Married	null	797	null	Business	Unemployed	0	Fair	0.359279	235,369	0	North Lauriefurt	MD	Turkmenistan	0	0	Medium
28	Non-binary	Master's	Widowed	86,758	660	24,996	Personal	Unemployed	8	Good	0.271522	null	0	New Robert	FL	Honduras	1	0	Low
43	Non-binary	PhD	Married	null	648	29,564	Auto	Self-employed	4	Poor	0.511851	39,573	3	Dustinville	WA	Lithuania	4	2	Low
63	Female	Master's	Widowed	109,758	777	null	Personal	Self-employed	8	Excellent	0.194266	60,740	3	Stacyburgh	LA	Saint Martin	null	0	Medium
29	Non-binary	Bachelor's	Widowed	33,335	787	13,389	Business	Employed	12	Fair	0.362318	64,305	3	Scotttown	OK	Estonia	1	2	Low
20	Female	Bachelor's	Widowed	34,974	756	19,460	Business	Employed	18	Poor	0.570275	272,405	1	New Allison	ID	Holy See (Vatican City State)	2	2	Low
20	Female	Bachelor's	Widowed	84,501	663	13,207	Home	Unemployed	19	Poor	0.322244	289,268	4	East Samuel	CT	Gabon	4	0	Medium
20	Female	Bachelor's	Divorced	87,664	634	null	Auto	Unemployed	16	Poor	0.246827	null	1	Matthewhaven	ND	Denmark	2	2	Low
59	Female	PhD	Single	107,646	707	36,773	Business	Unemployed	15	Poor	0.195062	263,044	2	Turnerberg	CT	Montserrat	null	0	Medium
23	Non-binary	Master's	Married	38,079	677	16,410	Auto	Employed	4	Poor	0.394664	null	4	Thomasfort	VA	Namibia	1	0	Low
46	Male	Master's	Widowed	90,511	746	18,097	Personal	Employed	13	Excellent	0.53733	null	4	Fieldsville	GA	Latvia	2	0	Low
62	Non-binary	High School	Widowed	83,410	620	37,029	Business	Unemployed	12	Fair	0.185135	111,297	null	Garciaport	NY	Costa Rica	4	2	Low
45	Female	Master's	Single	65,487	645	null	Personal	Unemployed	18	Excellent	0.372094	121,703	3	Lake Rachel	MA	Austria	3	2	Medium
61	Female	Master's	Widowed	119,926	756	33,645	Auto	Self-employed	7	Fair	0.134844	138,638	2	Camachohaven	AS	French Guiana	1	1	Low
36	Non-binary	Master's	Widowed	69,892	793	6,789	Auto	Unemployed	0	Excellent	0.290746	null	null	North Jenniferton	VA	French Guiana	null	1	Low
52	Non-binary	Master's	Widowed	104,798	762	47,046	Business	Unemployed	3	Fair	0.524268	190,910	1	South Raymondport	SD	Christmas Island	null	0	Low
26	Non-binary	High School	Married	65,900	629	37,359	Auto	Employed	14	Fair	0.543244	155,738	3	North Brianton	NH	Cameroon	4	1	Low
47	Male	Bachelor's	Divorced	41,500	603	9,955	Home	Self-employed	10	Poor	0.445492	196,954	0	South Chrisland	MD	Isle of Man	4	0	High
41	Male	PhD	Widowed	93,511	762	10,116	Home	Self-employed	4	Excellent	0.173179	64,649	4	East Sarahmouth	GA	Paraguay	0	2	Low
35	Female	PhD	Married	75,833	763	43,885	Business	Employed	16	Good	0.450821	103,959	4	North Lisa	GU	British Virgin Islands	4	1	Medium
61	Female	Bachelor's	Married	null	684	34,667	Personal	Employed	14	Good	0.338035	95,253	2	New Yesenia	SD	Thailand	4	2	Low
27	Non-binary	Master's	Widowed	32,905	null	21,011	Business	Employed	8	Poor	0.511492	144,697	null	Morrishaven	AS	Turks and Caicos Islands	null	1	Low
63	Non-binary	PhD	Widowed	60,178	763	null	Auto	Unemployed	19	Excellent	0.268525	null	3	Vazquezchester	NJ	Algeria	2	0	Low
21	Non-binary	Master's	Divorced	101,014	625	47,489	Home	Employed	17	Excellent	0.371066	149,172	4	Scotttown	CA	France	null	2	Low
41	Male	High School	Divorced	83,956	639	42,848	Auto	Employed	7	Good	0.228289	null	2	Marymouth	MT	Israel	0	0	Medium
42	Non-binary	Bachelor's	Widowed	99,483	698	25,466	Personal	Self-employed	10	Poor	0.549063	222,934	4	Lake Julie	OK	Latvia	0	0	Low
45	Male	Master's	Single	null	681	13,058	Auto	Self-employed	16	Excellent	0.556102	188,325	2	Lisamouth	CT	Central African Republic	4	2	Low
69	Non-binary	Bachelor's	Single	118,873	696	12,245	Business	Employed	13	Poor	0.202098	191,780	2	East Robert	AK	Marshall Islands	0	1	Medium
39	Female	Master's	Married	99,741	782	48,359	Personal	Unemployed	12	Excellent	0.247255	149,562	4	Lake John	GU	Vietnam	4	0	Low
31	Male	Bachelor's	Single	29,570	748	null	Home	Employed	15	Fair	0.575709	null	2	New Patricia	MN	Egypt	null	1	High
59	Female	Master's	Married	76,437	617	26,387	Personal	Self-employed	0	Good	0.48262	289,127	3	North Ryan	WV	Russian Federation	4	1	Low
39	Female	Master's	Married	32,578	721	11,119	Auto	Employed	5	Good	0.349081	270,485	0	Jessicafurt	MN	Namibia	4	0	Low
31	Female	High School	Married	87,539	736	14,623	Business	Employed	1	Excellent	0.535207	null	3	Port Andre	NV	Monaco	2	1	Low
44	Male	High School	Married	84,054	774	26,225	Business	Employed	15	Fair	0.421783	210,084	null	North Katrinamouth	OR	Mozambique	1	0	Low
69	Male	PhD	Divorced	100,634	777	27,009	Personal	Unemployed	7	Fair	0.252598	93,920	1	Lake Kristinshire	AL	Rwanda	null	1	Low
42	Male	High School	Divorced	47,268	609	null	Business	Employed	0	Fair	0.334071	194,088	null	Marksport	IN	Argentina	0	2	Medium
37	Male	Bachelor's	Divorced	57,602	698	30,723	Home	Self-employed	7	Good	0.394911	209,913	0	Brittanychester	GA	Cocos (Keeling) Islands	null	1	Medium
63	Male	Bachelor's	Married	56,244	653	26,836	Personal	Employed	11	Fair	0.264527	182,928	3	Lake Stephaniemouth	NY	British Indian Ocean Territory (Chagos Archipelago)	1	2	Low
18	Female	High School	Divorced	null	685	12,648	Auto	Unemployed	19	Poor	0.53417	101,826	3	West Trevorbury	VI	Suriname	1	1	Low
20	Female	High School	Single	107,542	624	null	Home	Unemployed	11	Excellent	0.435212	232,804	1	Lake Anne	OK	Nicaragua	null	0	Medium
30	Female	Bachelor's	Divorced	98,590	780	null	Personal	Self-employed	17	Excellent	0.143288	243,244	1	North James	IL	Indonesia	0	0	Low
52	Female	Master's	Single	null	636	null	Home	Employed	2	Good	0.282599	297,997	1	New Robin	TX	Isle of Man	0	1	Low
64	Male	Master's	Divorced	null	655	7,434	Business	Employed	13	Excellent	0.125588	null	2	South Cynthiastad	LA	Sierra Leone	0	2	Low
56	Female	PhD	Divorced	114,208	628	7,116	Personal	Self-employed	19	Excellent	0.279691	128,950	3	Deborahshire	ID	Cayman Islands	0	0	Low
21	Female	PhD	Single	null	758	24,932	Home	Unemployed	7	Good	0.348672	null	null	Fuentesborough	NH	Costa Rica	0	2	Low
28	Female	Master's	Widowed	49,030	707	48,779	Home	Self-employed	1	Fair	0.586294	92,260	null	Matthewton	GU	Rwanda	3	1	Low
28	Non-binary	High School	Widowed	null	705	22,517	Home	Self-employed	19	Poor	0.114121	null	2	Smithmouth	SD	Ukraine	3	1	Low
24	Female	PhD	Single	95,422	687	37,207	Personal	Self-employed	7	Poor	0.148737	134,310	4	Higginsbury	OR	Aruba	1	2	Low
24	Male	PhD	Divorced	null	677	33,008	Auto	Employed	10	Fair	0.553132	170,497	null	East James	CT	Iceland	3	1	High
53	Non-binary	High School	Married	41,378	656	null	Home	Self-employed	11	Excellent	0.374443	194,788	2	North Ashley	ID	San Marino	null	2	Medium
39	Male	Master's	Widowed	88,323	633	49,586	Business	Self-employed	11	Poor	0.33466	245,944	1	Kennedyfurt	WI	Cote d'Ivoire	null	2	Low
56	Male	PhD	Widowed	30,306	776	38,756	Business	Unemployed	7	Fair	0.399496	186,216	2	Laurentown	VT	Uzbekistan	4	2	Low
61	Non-binary	Bachelor's	Divorced	null	600	27,873	Home	Self-employed	10	Fair	0.198697	null	4	Fernandezbury	VA	Slovenia	null	2	Low
32	Female	PhD	Married	80,977	null	9,873	Business	Self-employed	17	Fair	0.427666	101,282	null	West Matthew	IN	United States Virgin Islands	0	0	Medium
22	Female	High School	Single	107,798	662	30,814	Auto	Self-employed	13	Good	0.547727	258,188	4	New Lisamouth	PR	Isle of Man	0	1	High
18	Female	Master's	Married	78,334	671	null	Business	Self-employed	2	Good	0.337743	168,994	3	Port William	WA	Holy See (Vatican City State)	null	2	Low
20	Non-binary	Bachelor's	Married	null	652	null	Personal	Employed	15	Fair	0.521519	185,641	0	Lake Timothyborough	ND	Iceland	2	0	Medium
33	Non-binary	High School	Divorced	44,144	null	46,895	Home	Unemployed	8	Poor	0.269177	276,563	4	Brianville	NJ	Cyprus	1	0	Medium
35	Male	Bachelor's	Married	30,223	635	null	Auto	Self-employed	2	Good	0.123802	59,480	0	Davisstad	IL	Canada	2	0	Low
24	Female	Master's	Widowed	78,951	740	null	Personal	Unemployed	7	Poor	0.188174	265,153	null	Melaniestad	IN	Puerto Rico	2	0	Low
34	Female	High School	Widowed	47,219	603	15,842	Business	Self-employed	14	Fair	0.458805	53,209	4	North Jayborough	NC	Estonia	1	1	Low
67	Non-binary	PhD	Single	63,408	793	11,384	Personal	Self-employed	11	Good	0.169556	217,735	3	Port Kristen	OK	Northern Mariana Islands	4	1	Medium
44	Female	PhD	Married	65,206	743	32,734	Home	Self-employed	18	Good	0.529079	94,918	3	Morseborough	AL	Sudan	2	0	Low
45	Male	Master's	Married	30,662	658	25,509	Home	Unemployed	2	Poor	0.129991	279,438	4	North Brandonbury	IN	Svalbard & Jan Mayen Islands	4	2	Low
69	Female	High School	Divorced	110,930	743	44,697	Home	Unemployed	0	Excellent	0.525922	249,014	null	South Richard	OH	Albania	4	2	Medium
28	Male	PhD	Widowed	40,011	null	null	Business	Employed	15	Excellent	0.574044	274,631	1	Pamelabury	MN	Sierra Leone	4	0	Low
64	Female	Bachelor's	Single	57,956	null	27,789	Auto	Self-employed	0	Fair	0.324352	167,632	1	Molinastad	NC	Antarctica (the territory South of 60 deg S)	2	1	Low
19	Male	PhD	Widowed	67,582	754	26,999	Auto	Employed	8	Fair	0.298999	33,904	1	New Josephborough	GA	New Zealand	4	1	Medium
66	Non-binary	Master's	Divorced	28,198	781	26,857	Auto	Unemployed	0	Excellent	0.460028	80,228	2	Melissaville	WY	Bermuda	1	1	Low
59	Female	PhD	Married	48,106	664	33,387	Auto	Employed	9	Excellent	0.286987	161,732	2	West Jordanfurt	MD	Liechtenstein	4	1	Low
67	Female	Master's	Married	98,860	695	null	Personal	Unemployed	4	Fair	0.591538	201,483	3	Christensenton	MS	Uganda	1	1	Low
31	Female	PhD	Widowed	115,273	616	21,255	Auto	Unemployed	10	Excellent	0.206054	132,944	2	Port Mary	MD	Latvia	3	0	Low
35	Male	Bachelor's	Married	86,107	694	null	Personal	Employed	16	Fair	0.269393	60,604	1	North Diane	NV	Western Sahara	1	0	High
30	Male	Bachelor's	Single	37,696	725	9,383	Business	Unemployed	13	Good	0.489065	276,180	3	Davidland	ME	Switzerland	4	2	Medium
34	Female	High School	Divorced	39,750	664	33,935	Auto	Self-employed	12	Good	0.177972	233,298	null	Johnhaven	MT	United Kingdom	3	2	Medium
35	Non-binary	High School	Married	79,615	614	27,870	Business	Unemployed	9	Excellent	0.520429	209,954	4	East Stephaniehaven	NY	Libyan Arab Jamahiriya	3	2	Low
47	Non-binary	Bachelor's	Widowed	113,542	677	21,205	Home	Unemployed	18	Fair	0.170201	135,376	4	Walkerburgh	NM	Cameroon	2	0	Low
40	Female	Bachelor's	Divorced	27,391	765	null	Personal	Employed	1	Good	0.498983	277,019	2	Candiceville	KY	Netherlands	1	0	High
62	Male	Master's	Single	32,128	750	6,506	Business	Self-employed	7	Good	0.408881	42,649	0	West Kayla	HI	Cook Islands	1	1	Medium
45	Female	High School	Married	112,554	null	10,811	Auto	Unemployed	17	Good	0.430882	50,974	2	West Charleston	IN	Israel	0	0	Low
38	Non-binary	High School	Married	52,227	670	35,356	Business	Self-employed	4	Excellent	0.449358	293,294	2	Thomasborough	MA	Switzerland	null	0	Medium
43	Male	PhD	Married	114,673	625	42,301	Personal	Employed	5	Poor	0.235352	null	4	North Stephen	CT	Azerbaijan	4	1	Medium
68	Female	PhD	Married	89,484	626	43,381	Auto	Self-employed	11	Fair	0.182196	268,459	3	Martinshire	PW	Malawi	1	0	Medium

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