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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
60	Female	Bachelor's	Single	90,559	704	32,781	Personal	Self-employed	13	Excellent	0.572255	27,609	2	Hardinshire	PA	Honduras	4	1	Low
49	Female	Master's	Divorced	97,066	735	32,150	Personal	Employed	6	Good	0.592964	241,731	null	New Miguel	VA	Romania	2	2	Low
26	Male	Bachelor's	Single	22,482	756	11,276	Business	Unemployed	14	Excellent	0.407112	296,325	null	Cesarville	MH	Papua New Guinea	4	1	High
32	Male	Master's	Single	null	613	7,759	Auto	Employed	12	Fair	0.33926	289,854	2	Port Charles	NJ	Cape Verde	1	2	Low
46	Female	Master's	Single	83,572	null	44,820	Personal	Unemployed	5	Excellent	0.223612	263,415	0	New Stephen	MO	South Georgia and the South Sandwich Islands	0	0	Medium
28	Male	High School	Widowed	50,755	771	20,765	Business	Unemployed	17	Fair	0.463918	217,241	2	Cainburgh	GU	Libyan Arab Jamahiriya	3	0	Medium
66	Male	High School	Married	46,592	788	31,604	Business	Unemployed	12	Excellent	0.383704	220,891	1	South John	WA	Saudi Arabia	null	1	Medium
66	Female	Bachelor's	Married	98,681	748	32,620	Home	Unemployed	8	Fair	0.455728	210,498	0	Lake Deborahside	GA	Sweden	4	2	Medium
47	Non-binary	Master's	Married	108,057	704	41,713	Personal	Unemployed	12	Poor	0.389739	55,193	4	Nicholsview	IL	Cambodia	null	1	Medium
33	Female	Master's	Single	71,782	629	36,109	Home	Self-employed	2	Fair	0.196038	167,331	2	Lake Tony	AK	Somalia	0	2	Low
57	Female	Bachelor's	Married	52,976	744	16,224	Home	Employed	1	Poor	0.220049	92,158	1	Port Reneebury	MD	Palestinian Territory	2	2	High
55	Female	Bachelor's	Single	45,939	708	null	Personal	Employed	16	Poor	0.441299	47,106	0	West Michaelview	FL	Norway	0	0	High
45	Non-binary	High School	Divorced	52,803	747	11,029	Auto	Employed	0	Poor	0.249581	null	1	Patrickshire	AK	Tajikistan	0	2	High
24	Male	High School	Married	55,006	null	21,578	Personal	Unemployed	1	Good	0.465604	176,648	1	South Katherineport	WA	France	null	2	Medium
23	Female	High School	Divorced	35,523	667	8,664	Business	Self-employed	0	Fair	0.236328	58,554	null	Bakerborough	DE	Grenada	4	0	Low
52	Non-binary	High School	Married	61,644	609	15,552	Home	Unemployed	1	Poor	0.276832	null	3	Whitetown	LA	Antigua and Barbuda	0	1	High
33	Female	Master's	Married	72,716	623	41,726	Business	Self-employed	3	Good	0.531402	218,186	1	Kathleenborough	CA	Cape Verde	2	2	Medium
51	Male	High School	Divorced	104,977	602	16,830	Business	Unemployed	8	Poor	0.451079	239,965	2	Port Joanne	NJ	Paraguay	0	1	Low
58	Female	Master's	Single	100,875	781	23,390	Home	Employed	5	Fair	0.34875	191,899	2	Lake Susanbury	NH	Equatorial Guinea	3	1	Low
65	Non-binary	Master's	Widowed	null	702	9,237	Personal	Unemployed	2	Good	0.596311	271,541	null	Sarahbury	HI	Germany	1	1	Low
32	Male	PhD	Widowed	null	793	29,218	Business	Self-employed	0	Fair	0.541142	262,529	3	Lisaview	PR	Cyprus	1	1	Medium
36	Male	PhD	Married	null	null	21,376	Home	Employed	0	Poor	0.516232	140,445	3	Lake Elizabethberg	WV	Heard Island and McDonald Islands	null	0	Medium
47	Male	Bachelor's	Divorced	29,554	780	44,358	Home	Self-employed	7	Excellent	0.387414	158,696	1	Philipport	AL	Mexico	null	0	Low
27	Female	Master's	Single	59,865	null	null	Personal	Employed	4	Fair	0.176325	182,365	2	Williamsmouth	AS	Hungary	0	2	Medium
41	Male	Master's	Single	20,744	773	15,683	Personal	Unemployed	18	Excellent	0.306746	29,370	2	Port Emilyton	MD	Tonga	4	1	Medium
40	Female	High School	Married	76,831	674	null	Home	Unemployed	3	Poor	0.439144	146,206	1	East Ashleyberg	TN	Italy	null	1	Low
62	Male	PhD	Widowed	50,482	608	36,953	Auto	Unemployed	16	Poor	0.458854	214,017	3	West Ashley	VI	Indonesia	1	0	Low
45	Female	Bachelor's	Married	96,968	692	41,273	Personal	Self-employed	3	Good	0.373894	103,094	2	Sloanland	AR	Niger	0	2	Low
31	Non-binary	Master's	Single	68,786	603	28,173	Auto	Employed	12	Excellent	0.447908	null	3	Lake Jessica	VI	Swaziland	3	0	Low
32	Female	PhD	Single	99,003	618	null	Personal	Self-employed	16	Excellent	0.271757	177,754	4	Port Maurice	AZ	British Indian Ocean Territory (Chagos Archipelago)	4	1	Low
65	Male	Master's	Single	null	717	37,917	Auto	Self-employed	18	Poor	0.314979	146,496	1	South Steven	IN	Tunisia	0	2	Low
39	Female	Master's	Married	42,135	632	38,338	Home	Self-employed	5	Excellent	0.253933	205,999	2	Bradleymouth	AZ	United Kingdom	null	1	Low
27	Female	Bachelor's	Widowed	null	669	31,982	Home	Unemployed	18	Poor	0.324467	63,664	0	Port Alexandra	NE	Netherlands	0	0	Low
48	Female	Bachelor's	Widowed	63,677	682	18,217	Business	Unemployed	12	Excellent	0.299234	208,309	2	New Taylorburgh	CT	Reunion	1	0	Low
52	Male	High School	Single	109,336	772	20,556	Auto	Self-employed	10	Excellent	0.460103	193,255	4	Lake Cathy	SC	British Indian Ocean Territory (Chagos Archipelago)	0	2	Medium
69	Non-binary	Bachelor's	Widowed	21,316	null	7,148	Business	Self-employed	2	Good	0.44343	145,472	1	Christopherville	AZ	Liechtenstein	4	1	High
68	Male	Bachelor's	Widowed	null	658	43,512	Business	Self-employed	2	Poor	0.546881	189,342	2	South Brandon	DC	Congo	3	1	Low
69	Non-binary	Bachelor's	Single	66,586	787	22,285	Business	Unemployed	7	Poor	0.24983	23,910	2	Conradland	MD	Rwanda	4	2	Low
54	Female	PhD	Single	82,919	753	46,475	Business	Employed	7	Good	0.467939	266,094	0	Shaneberg	UT	Guadeloupe	4	2	Low
33	Non-binary	High School	Single	96,019	648	46,573	Auto	Employed	16	Fair	0.281862	247,968	3	Harrisland	MA	Saint Helena	1	0	Medium
49	Non-binary	Master's	Divorced	null	799	18,494	Business	Employed	16	Good	0.52497	257,297	null	Campbellside	ME	Mayotte	null	2	Low
25	Female	High School	Single	38,616	652	20,433	Personal	Unemployed	5	Poor	0.375565	86,710	2	Lake Heathertown	KS	Lithuania	1	1	Medium
31	Female	High School	Single	28,800	750	33,544	Personal	Self-employed	0	Poor	0.431199	183,243	3	Schroederhaven	NH	Marshall Islands	0	1	Low
43	Male	Bachelor's	Married	56,744	717	10,628	Business	Employed	2	Good	0.448559	213,447	2	Lake James	PW	Comoros	3	0	Low
24	Female	Master's	Married	56,044	723	49,550	Auto	Unemployed	15	Excellent	0.36262	null	1	West Kyle	VI	Latvia	1	1	Low
46	Male	PhD	Divorced	50,353	681	14,250	Auto	Employed	0	Excellent	0.380922	104,860	1	East Travisborough	WV	Croatia	3	1	Low
32	Non-binary	Master's	Widowed	85,836	775	19,312	Personal	Self-employed	17	Fair	0.347925	257,342	2	Williamville	FL	Sao Tome and Principe	4	1	Low
21	Non-binary	Bachelor's	Widowed	42,205	614	null	Home	Self-employed	9	Excellent	0.546679	null	3	West Sierra	VA	Seychelles	null	0	Low
53	Non-binary	PhD	Widowed	73,744	718	16,908	Auto	Unemployed	11	Good	0.44566	68,814	4	Port Heather	MD	Algeria	4	1	Low
28	Male	Master's	Married	114,961	781	16,323	Auto	Unemployed	5	Poor	0.353936	105,224	0	Lake Lisa	NH	Macao	null	2	Low
18	Female	High School	Married	115,320	787	11,251	Home	Unemployed	8	Poor	0.413942	null	null	Brownhaven	PW	Uzbekistan	3	2	Low
34	Female	Bachelor's	Single	null	771	null	Business	Employed	0	Excellent	0.418921	298,066	2	Kathybury	VT	Bangladesh	4	2	Low
27	Non-binary	PhD	Married	78,958	618	21,062	Business	Employed	12	Good	0.12513	82,729	2	Williamsport	WI	Marshall Islands	0	0	Medium
49	Male	Bachelor's	Divorced	98,885	756	21,120	Home	Unemployed	9	Good	0.424627	219,149	4	West Selenaberg	MO	Albania	4	1	Low
56	Non-binary	High School	Widowed	null	null	32,048	Home	Unemployed	18	Good	0.376722	218,266	1	West Valerietown	VT	Luxembourg	4	1	Low
19	Male	PhD	Single	23,311	759	38,518	Home	Self-employed	13	Poor	0.370339	70,281	0	Timothymouth	MT	Poland	1	2	Medium
19	Non-binary	High School	Divorced	107,221	686	32,574	Auto	Unemployed	8	Good	0.264276	92,930	2	North Zachary	AZ	Algeria	0	1	Low
23	Male	Master's	Single	77,467	678	44,862	Home	Unemployed	19	Excellent	0.335946	null	null	South Dennis	OK	Jordan	4	0	Low
62	Male	Bachelor's	Widowed	50,431	784	null	Personal	Self-employed	2	Good	0.276639	null	1	Christopherside	IN	Guinea	0	0	Medium
39	Non-binary	Master's	Married	58,459	680	21,482	Personal	Unemployed	9	Fair	0.241817	215,696	4	Rogersberg	NV	Saint Vincent and the Grenadines	3	1	Medium
25	Non-binary	PhD	Single	24,352	795	24,154	Business	Self-employed	0	Poor	0.257635	299,826	null	Hartburgh	AK	Czech Republic	null	2	Low
47	Male	PhD	Divorced	117,519	713	null	Home	Unemployed	12	Excellent	0.490629	null	2	Adamhaven	ND	Estonia	2	0	Medium
36	Non-binary	PhD	Divorced	90,783	772	30,893	Auto	Unemployed	4	Good	0.443451	286,901	2	Batesbury	CO	Djibouti	null	2	High
42	Non-binary	High School	Married	117,932	707	31,254	Personal	Unemployed	6	Excellent	0.318476	295,888	4	Garrettburgh	MO	Ethiopia	2	2	High
34	Female	PhD	Married	45,499	742	44,082	Home	Unemployed	2	Good	0.434945	218,626	3	South Candice	AK	Tajikistan	4	1	Low
42	Female	High School	Widowed	66,921	null	44,482	Business	Self-employed	8	Poor	0.377967	155,380	4	Port Heidimouth	AS	United Arab Emirates	3	1	Medium
20	Non-binary	High School	Widowed	null	697	46,936	Home	Self-employed	10	Poor	0.294875	86,558	3	South Christopherton	MD	Suriname	0	0	Medium
53	Non-binary	High School	Married	26,589	626	49,934	Auto	Employed	11	Fair	0.194405	165,073	1	Port Amandashire	NE	Russian Federation	2	1	Low
62	Male	Bachelor's	Divorced	34,947	788	20,034	Auto	Self-employed	16	Good	0.52412	188,504	1	Marvinview	KS	Ukraine	4	0	Medium
42	Male	High School	Single	95,439	602	48,360	Business	Unemployed	8	Poor	0.403689	226,623	4	Elizabethview	VI	Suriname	0	2	High
61	Male	Bachelor's	Divorced	38,631	642	41,968	Business	Self-employed	2	Good	0.162319	150,512	1	Anthonystad	OR	Mali	3	2	Low
42	Female	High School	Single	114,266	656	8,781	Personal	Employed	16	Excellent	0.128487	226,364	2	Theresahaven	IA	Serbia	0	1	Low
29	Non-binary	Bachelor's	Single	70,659	672	47,256	Personal	Employed	17	Excellent	0.297	130,345	2	Hahnfort	CT	Korea	1	0	Low
25	Non-binary	Bachelor's	Married	83,253	715	15,601	Auto	Employed	15	Poor	0.344644	289,823	2	Kevintown	OR	Brunei Darussalam	0	0	Medium
56	Non-binary	High School	Single	86,156	762	16,020	Personal	Unemployed	12	Excellent	0.239595	185,188	1	South Gabriela	NY	Liechtenstein	0	2	Medium
62	Male	PhD	Married	62,642	794	35,281	Personal	Unemployed	4	Excellent	0.251251	45,849	1	Moorehaven	AZ	Bhutan	1	2	Low
57	Non-binary	PhD	Single	93,563	756	null	Business	Unemployed	1	Excellent	0.484311	152,949	null	Lake Michael	CT	Algeria	2	2	Low
56	Male	High School	Divorced	54,001	643	null	Home	Self-employed	7	Excellent	0.482866	31,008	1	Laurafurt	MH	Gibraltar	2	0	Medium
69	Non-binary	Master's	Widowed	32,911	600	13,796	Business	Unemployed	18	Fair	0.519999	230,957	3	Boyershire	MS	Palestinian Territory	null	0	Medium
50	Male	PhD	Divorced	83,910	null	43,085	Personal	Unemployed	7	Good	0.210732	101,827	3	East Tracy	NC	Cocos (Keeling) Islands	0	0	Low
44	Male	Bachelor's	Divorced	null	766	41,584	Business	Employed	10	Good	0.138856	183,246	null	Kristyberg	AR	Dominica	null	2	Low
29	Male	High School	Divorced	23,684	650	25,058	Personal	Unemployed	2	Poor	0.502419	264,964	0	Brownshire	SC	Iran	1	1	Low
34	Non-binary	High School	Widowed	50,086	752	25,869	Auto	Unemployed	19	Fair	0.371022	89,741	null	Woodbury	WI	Cape Verde	4	2	Low
38	Male	Bachelor's	Married	65,435	739	14,322	Home	Unemployed	8	Fair	0.383647	188,116	2	West Ashley	UT	Macao	4	1	Low
68	Female	Master's	Married	99,017	null	17,040	Personal	Employed	12	Fair	0.175199	89,209	4	Port Charles	DC	Italy	2	1	Medium
59	Non-binary	PhD	Widowed	96,586	692	35,375	Auto	Employed	9	Good	0.30573	279,968	0	Tracyfurt	AL	Ireland	4	1	Low
30	Non-binary	Bachelor's	Widowed	49,730	null	40,791	Auto	Unemployed	13	Good	0.445425	234,199	3	Robertston	WY	Uganda	4	2	High
40	Female	PhD	Single	89,678	686	22,488	Home	Employed	8	Excellent	0.177374	203,876	4	Jeffreymouth	MP	Eritrea	2	1	Medium
48	Male	PhD	Single	54,364	657	30,420	Personal	Unemployed	3	Fair	0.271153	50,927	4	Lake Elizabethshire	MH	Uganda	4	1	Low
68	Female	Master's	Widowed	29,278	788	22,363	Personal	Unemployed	13	Excellent	0.21704	238,941	0	South Danielberg	CO	Equatorial Guinea	2	2	Low
55	Non-binary	High School	Widowed	38,706	null	12,668	Auto	Employed	19	Fair	0.282951	265,220	2	Port Heidistad	LA	Oman	0	0	Medium
69	Female	Master's	Widowed	72,289	704	null	Personal	Unemployed	19	Poor	0.10417	39,702	null	Lindseyside	KY	Morocco	2	1	Medium
56	Female	PhD	Married	95,028	722	null	Auto	Self-employed	6	Excellent	0.161198	213,183	1	Port Hannah	WV	Nauru	0	2	Low
52	Non-binary	Master's	Married	118,077	798	44,410	Business	Employed	4	Excellent	0.426309	69,218	2	Barkerbury	DC	Chad	1	0	Medium
66	Non-binary	High School	Married	108,534	753	null	Home	Unemployed	4	Good	0.507737	236,598	1	South Carla	PA	Netherlands	1	2	Medium
31	Non-binary	PhD	Single	94,379	712	43,785	Auto	Employed	9	Good	0.56057	130,219	4	East Julianbury	IN	Saint Barthelemy	4	1	Medium
38	Non-binary	High School	Single	107,084	652	21,771	Personal	Unemployed	17	Good	0.390207	63,686	4	East Lance	MT	Timor-Leste	2	1	Low
40	Male	Master's	Widowed	38,212	633	37,235	Home	Unemployed	11	Good	0.278706	196,624	2	Amyside	CA	Algeria	2	0	Low
23	Non-binary	Bachelor's	Married	62,399	717	null	Business	Self-employed	10	Good	0.447765	296,325	1	New Loriborough	NC	Mozambique	0	0	Low
51	Male	Master's	Married	42,849	622	35,666	Personal	Employed	15	Fair	0.489132	142,782	0	West Candice	VT	Bahrain	0	1	Medium

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