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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
20	Male	Bachelor's	Single	65,406	681	24,184	Personal	Unemployed	4	Poor	0.135332	285,040	3	New Jenniferberg	FL	Togo	1	0	Low
52	Female	PhD	Single	49,346	678	10,010	Business	Employed	8	Fair	0.550802	179,292	null	Jeffreystad	PW	Serbia	1	0	Low
66	Female	Bachelor's	Single	30,015	null	36,430	Business	Employed	4	Good	0.153333	170,775	null	Dennisfurt	PW	Maldives	0	2	Low
65	Female	High School	Married	49,767	673	30,804	Business	Self-employed	13	Poor	0.470771	82,431	4	New Steven	PR	Kazakhstan	null	2	Low
59	Non-binary	Bachelor's	Married	null	794	22,614	Personal	Employed	4	Good	0.57042	132,550	null	Evansborough	KY	China	null	1	Low
28	Non-binary	High School	Married	null	746	37,557	Auto	Unemployed	18	Fair	0.165847	41,951	1	Lake Monique	PA	Fiji	4	1	Medium
37	Male	High School	Divorced	51,058	793	27,730	Home	Unemployed	1	Excellent	0.586253	144,059	0	Lake Todd	ID	Saudi Arabia	2	2	Low
57	Female	High School	Widowed	107,643	null	16,631	Personal	Unemployed	17	Poor	0.454761	null	2	South Pamelaport	NM	Uganda	1	2	Low
58	Male	High School	Divorced	34,620	610	32,400	Personal	Employed	3	Excellent	0.471068	94,326	3	East Joseph	MI	Sierra Leone	4	2	Low
37	Male	PhD	Single	87,804	671	null	Home	Unemployed	7	Fair	0.556774	28,202	4	Port Christine	AK	Wallis and Futuna	0	2	Low
39	Male	PhD	Widowed	75,313	672	18,578	Home	Employed	2	Poor	0.259367	170,754	4	East Monicaton	MA	Philippines	1	1	Low
40	Male	Bachelor's	Married	39,465	678	34,998	Personal	Unemployed	18	Good	0.357808	222,171	2	South Samuel	PR	Martinique	3	2	Low
51	Male	Master's	Married	null	784	11,958	Personal	Self-employed	1	Fair	0.433767	259,617	3	Beasleyland	MI	Libyan Arab Jamahiriya	null	0	Low
21	Female	Master's	Widowed	null	612	33,979	Business	Unemployed	5	Excellent	0.520991	180,092	1	West Jeffreymouth	FL	Papua New Guinea	1	0	Medium
40	Non-binary	Bachelor's	Married	54,396	609	11,157	Personal	Unemployed	4	Good	0.104152	null	null	Morenomouth	CA	Cyprus	0	0	High
66	Female	Bachelor's	Widowed	39,861	601	48,146	Business	Self-employed	6	Poor	0.441508	162,537	1	South Robert	WA	Kazakhstan	4	2	Low
60	Non-binary	PhD	Married	41,310	611	41,398	Business	Self-employed	12	Good	0.192355	null	2	East Pamela	MT	Marshall Islands	3	0	High
31	Female	High School	Divorced	24,090	698	37,699	Personal	Self-employed	6	Fair	0.128522	null	null	North Jeffrey	DC	Uruguay	1	0	Low
54	Female	High School	Divorced	38,383	641	14,294	Home	Employed	5	Fair	0.365835	115,735	null	Brownbury	DE	Brazil	4	2	Low
34	Non-binary	Bachelor's	Widowed	115,930	676	26,833	Personal	Unemployed	4	Excellent	0.464296	211,588	1	New Monica	MP	Korea	4	2	Low
58	Male	Master's	Married	42,343	736	null	Business	Employed	12	Good	0.141107	70,844	1	North Johnny	SC	Tunisia	null	1	Low
41	Female	Bachelor's	Divorced	32,901	667	35,617	Business	Unemployed	19	Excellent	0.134166	265,703	null	South Rebecca	RI	Guinea-Bissau	1	0	Low
29	Male	PhD	Single	26,771	730	8,160	Business	Unemployed	11	Poor	0.122113	292,613	4	East Eric	UT	Seychelles	2	2	High
20	Non-binary	Bachelor's	Single	42,740	754	5,991	Auto	Self-employed	17	Good	0.487583	257,827	0	Thomashaven	IA	Ghana	3	0	Low
57	Female	Bachelor's	Widowed	79,204	776	44,157	Personal	Employed	0	Good	0.113183	80,333	1	Port Cody	CO	Romania	1	0	Low
55	Female	PhD	Married	82,968	679	14,046	Business	Self-employed	13	Good	0.292562	270,764	0	North Kimberly	MT	New Zealand	0	1	Low
49	Non-binary	Master's	Divorced	null	732	47,478	Personal	Unemployed	15	Good	0.50557	155,835	4	South Jason	WA	South Georgia and the South Sandwich Islands	3	1	Low
67	Female	Bachelor's	Single	74,327	715	37,472	Auto	Self-employed	1	Good	0.583096	null	0	Hansenchester	MH	Bahamas	2	1	Low
32	Female	Master's	Married	50,540	635	25,354	Home	Unemployed	9	Fair	0.206758	null	2	North Crystal	MO	Moldova	1	0	Low
67	Female	Bachelor's	Single	92,105	762	21,479	Personal	Unemployed	6	Good	0.21388	240,264	2	Browntown	OK	Cambodia	2	1	Low
54	Non-binary	Bachelor's	Married	null	653	12,385	Auto	Unemployed	16	Good	0.586647	173,277	1	Michaelberg	TN	Greece	2	0	Medium
48	Male	Master's	Married	76,997	740	30,977	Auto	Employed	3	Poor	0.330826	120,880	3	West Edwardberg	FL	Micronesia	2	1	Low
21	Female	Bachelor's	Divorced	30,040	725	41,888	Personal	Unemployed	1	Poor	0.387122	143,314	3	Clarktown	WY	Swaziland	1	2	Medium
28	Female	Master's	Divorced	null	613	13,851	Auto	Employed	12	Poor	0.124774	266,907	1	New Darrenborough	SC	China	3	2	High
35	Male	High School	Single	82,398	682	null	Business	Self-employed	0	Poor	0.549379	28,797	4	Cartermouth	MS	Pakistan	null	2	Low
32	Male	PhD	Divorced	61,400	736	24,433	Home	Employed	14	Excellent	0.558917	null	0	South Catherine	SC	Seychelles	0	0	Low
65	Non-binary	PhD	Divorced	21,080	761	8,547	Auto	Self-employed	9	Excellent	0.144736	284,256	2	Taylorshire	WA	French Southern Territories	4	0	Low
59	Female	Bachelor's	Married	null	736	22,671	Home	Employed	4	Fair	0.272555	null	4	Morganborough	AL	El Salvador	null	0	Medium
38	Female	Bachelor's	Married	36,760	603	42,083	Personal	Unemployed	15	Poor	0.448842	156,342	3	Port Kara	DE	United Kingdom	1	0	Medium
51	Male	Bachelor's	Single	105,549	748	18,199	Personal	Self-employed	8	Excellent	0.225456	205,428	0	Kellyberg	AZ	Australia	3	2	Medium
42	Female	Master's	Single	46,570	733	33,270	Personal	Self-employed	14	Good	0.506459	null	1	Stephenfort	CA	Eritrea	0	0	Low
49	Female	PhD	Married	117,464	695	null	Auto	Employed	16	Fair	0.468045	77,194	4	Boydtown	VA	Honduras	1	1	Medium
29	Male	PhD	Widowed	46,272	661	12,650	Home	Self-employed	18	Good	0.358078	293,068	1	Brianmouth	AR	Tokelau	4	2	High
59	Male	PhD	Single	103,449	705	26,468	Personal	Self-employed	1	Excellent	0.521549	159,738	null	Port Andrewland	VA	South Africa	2	1	Low
26	Male	High School	Single	43,289	754	14,743	Home	Self-employed	0	Good	0.202648	null	0	North Cheryl	ME	Nigeria	null	0	Low
22	Male	PhD	Married	42,343	771	12,928	Business	Self-employed	6	Good	0.514534	89,912	null	Thomasview	DC	South Africa	1	0	Low
30	Non-binary	High School	Divorced	37,187	717	34,501	Personal	Unemployed	8	Good	0.569169	286,851	0	South Taratown	SD	Tokelau	3	0	Medium
59	Male	High School	Widowed	null	758	null	Home	Unemployed	16	Good	0.498074	275,795	null	South Raymond	NV	Tajikistan	0	1	Medium
48	Female	PhD	Widowed	116,742	670	15,456	Business	Self-employed	5	Poor	0.406143	78,874	1	Mathewsborough	AZ	Argentina	0	1	Medium
47	Female	Bachelor's	Single	111,707	null	36,237	Business	Self-employed	17	Good	0.556698	null	0	Emilyburgh	CO	Togo	2	1	Low
29	Non-binary	High School	Single	91,123	711	28,082	Business	Employed	5	Good	0.464979	116,211	4	North Malik	AL	Kuwait	0	1	Medium
33	Male	Master's	Widowed	31,683	787	36,277	Business	Self-employed	3	Excellent	0.33284	35,733	null	Pearsontown	PW	Pitcairn Islands	null	2	Medium
18	Non-binary	High School	Married	75,178	605	16,918	Home	Employed	15	Fair	0.557209	186,487	null	Jillstad	MN	Taiwan	2	0	Medium
50	Non-binary	Bachelor's	Divorced	null	691	44,204	Auto	Unemployed	9	Excellent	0.398199	87,968	3	Lake Tracybury	WV	Swaziland	null	2	Medium
59	Female	Bachelor's	Single	41,106	757	44,531	Personal	Unemployed	18	Excellent	0.482268	255,402	0	Smithborough	MA	Macao	3	1	Low
63	Male	PhD	Widowed	null	686	32,899	Home	Unemployed	19	Fair	0.473906	37,026	null	Jessicashire	NM	Cote d'Ivoire	null	1	Low
59	Non-binary	Bachelor's	Married	80,481	721	31,165	Home	Employed	10	Fair	0.434382	281,346	0	South Sharonmouth	CA	Spain	2	2	Low
18	Female	High School	Divorced	null	630	44,442	Business	Employed	1	Fair	0.129779	221,170	2	Hicksbury	MH	Bangladesh	1	2	Low
49	Male	High School	Widowed	103,133	705	null	Personal	Employed	11	Fair	0.341256	163,767	2	Hendersonfurt	HI	Peru	0	2	Low
25	Female	Bachelor's	Widowed	21,532	603	23,027	Personal	Self-employed	19	Fair	0.104102	null	null	East Hollyfort	WI	Ecuador	1	2	Low
40	Non-binary	High School	Divorced	40,551	784	42,257	Home	Employed	9	Fair	0.278675	199,119	4	Ronaldberg	MD	Saudi Arabia	1	2	Low
41	Female	High School	Widowed	28,250	764	null	Personal	Self-employed	2	Good	0.23644	222,335	0	Port Michaelshire	WA	Finland	0	0	High
43	Non-binary	Bachelor's	Single	null	690	42,368	Business	Unemployed	6	Poor	0.173326	229,883	3	East Sherry	OR	Greenland	0	0	Low
24	Female	Bachelor's	Single	89,206	610	30,320	Auto	Self-employed	8	Excellent	0.454012	171,313	0	Kathleentown	MO	Liechtenstein	4	0	Medium
49	Female	PhD	Widowed	116,815	794	35,439	Business	Unemployed	12	Poor	0.293334	47,063	4	West Melissamouth	ID	Wallis and Futuna	3	2	Low
68	Female	High School	Married	38,059	694	27,216	Personal	Self-employed	17	Fair	0.446818	297,286	null	North Larry	OK	Zambia	4	1	High
31	Female	High School	Married	103,748	733	32,533	Home	Employed	11	Excellent	0.299938	75,767	1	Williamsburgh	SD	Pakistan	null	0	Medium
49	Non-binary	Master's	Single	87,583	null	15,292	Personal	Employed	19	Excellent	0.219566	63,988	1	North Joseview	ME	Bosnia and Herzegovina	null	2	Medium
51	Female	Bachelor's	Single	26,846	643	18,513	Personal	Unemployed	19	Good	0.175375	null	null	Perryshire	VI	Saint Lucia	1	1	Low
29	Male	PhD	Single	59,925	729	36,667	Personal	Employed	10	Poor	0.283427	195,212	2	South Arthurville	VA	Panama	null	1	Low
56	Non-binary	High School	Single	92,190	null	43,413	Business	Employed	3	Fair	0.479741	null	null	East Stacyfort	MS	Luxembourg	1	2	Low
28	Non-binary	Bachelor's	Divorced	83,996	615	28,543	Personal	Unemployed	6	Excellent	0.324473	240,596	4	Youngborough	ND	Turkmenistan	4	2	Medium
64	Female	PhD	Married	117,148	758	null	Personal	Employed	8	Good	0.4728	null	3	Port Erica	GU	Libyan Arab Jamahiriya	1	0	High
64	Female	Master's	Married	null	627	21,843	Auto	Employed	18	Poor	0.136143	131,969	0	Randallview	OK	Malawi	4	1	Low
30	Female	PhD	Widowed	103,537	null	38,416	Personal	Self-employed	5	Excellent	0.383714	208,049	0	South Stephenport	AL	Cape Verde	null	0	Low
63	Male	Master's	Divorced	24,094	765	25,450	Business	Unemployed	4	Poor	0.229738	281,069	0	Markchester	NC	British Indian Ocean Territory (Chagos Archipelago)	4	1	Medium
64	Non-binary	Bachelor's	Married	38,643	694	34,278	Auto	Employed	8	Good	0.343749	161,189	3	Reillyside	GU	Jersey	1	0	High
51	Non-binary	PhD	Married	106,708	739	20,411	Auto	Self-employed	17	Fair	0.441209	143,215	4	Markland	SC	Belize	3	0	High
42	Female	Bachelor's	Divorced	103,247	708	21,059	Auto	Unemployed	3	Fair	0.371049	199,480	4	South Candace	MS	American Samoa	3	2	Low
20	Non-binary	Master's	Married	null	637	5,290	Auto	Self-employed	4	Fair	0.454339	85,785	3	Port Kimberlyfort	MO	Dominican Republic	2	2	Low
35	Male	PhD	Widowed	63,751	null	36,242	Business	Self-employed	12	Good	0.298599	233,836	1	Jacobside	NE	Costa Rica	3	0	Low
48	Male	Master's	Married	36,484	615	16,213	Auto	Unemployed	2	Fair	0.196049	20,203	2	Morrisville	RI	Latvia	4	1	Low
42	Female	PhD	Single	119,007	601	38,500	Business	Self-employed	18	Good	0.320741	71,820	0	West Nathaniel	VT	Albania	0	1	Low
31	Male	Bachelor's	Married	103,391	673	null	Auto	Employed	8	Good	0.319612	128,615	null	South Melissa	MA	Christmas Island	null	2	High
65	Male	High School	Married	68,807	771	null	Home	Employed	2	Good	0.247142	195,572	1	West Emilyfurt	IN	Anguilla	null	0	Low
26	Female	High School	Widowed	null	676	null	Auto	Self-employed	16	Excellent	0.179971	219,337	2	Dawnstad	OR	Faroe Islands	1	0	High
25	Male	Master's	Single	26,473	651	18,307	Business	Self-employed	16	Excellent	0.177479	48,972	4	West Joshuashire	HI	United States Virgin Islands	0	2	Low
35	Male	Bachelor's	Married	21,505	null	39,822	Business	Self-employed	15	Good	0.255157	31,557	1	Port Michelle	FM	Belgium	0	1	Low
67	Non-binary	Bachelor's	Single	67,055	689	30,115	Personal	Self-employed	15	Fair	0.315124	null	4	Port Christinashire	AK	United Arab Emirates	3	0	Medium
66	Non-binary	Bachelor's	Widowed	70,551	743	30,104	Business	Self-employed	2	Excellent	0.383602	172,089	3	Lake Debra	IA	French Southern Territories	2	2	Low
65	Non-binary	Master's	Married	51,481	686	45,890	Business	Unemployed	19	Excellent	0.373236	157,694	0	Farrellchester	MI	Uruguay	1	2	Low
28	Non-binary	PhD	Widowed	90,916	null	42,807	Business	Self-employed	10	Fair	0.22744	217,546	4	South Melissafort	FL	Australia	null	1	Low
23	Non-binary	PhD	Widowed	76,441	798	26,307	Personal	Unemployed	11	Excellent	0.10137	290,855	null	Jacobside	FM	Vietnam	3	2	Low
69	Non-binary	Master's	Single	32,473	734	14,926	Auto	Self-employed	13	Poor	0.314626	null	3	Nicholsonchester	ME	Congo	2	2	Medium
22	Non-binary	High School	Divorced	88,165	738	44,765	Auto	Unemployed	3	Fair	0.425132	94,271	2	Rogerbury	NM	Tokelau	0	0	Low
50	Non-binary	Bachelor's	Single	54,889	614	12,851	Business	Unemployed	0	Good	0.179744	20,292	null	North Davidville	MT	Trinidad and Tobago	2	1	Low
69	Non-binary	Bachelor's	Married	31,344	628	16,623	Auto	Self-employed	17	Poor	0.312291	80,124	0	Davidfort	IL	Tunisia	0	1	Medium
61	Male	Bachelor's	Married	90,162	631	null	Business	Self-employed	10	Excellent	0.547964	70,984	3	Lake Mitchellbury	LA	South Africa	3	2	Low
51	Female	Bachelor's	Widowed	90,766	651	25,240	Auto	Employed	11	Fair	0.456302	163,457	2	East Dawn	MH	Kenya	2	1	Low
64	Non-binary	PhD	Married	51,094	758	7,215	Business	Unemployed	16	Fair	0.422152	190,645	3	East Douglas	MD	Mayotte	2	1	Low

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