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Long March used to be a Falcon Heavy clone. FH is proven and they haven't copied it. Also even if Starship is proven I doubt China could copy it within 10 years without first copying Falcon 9 and Falcon Heavy.
r/space
comment
r/space
2024-11-05
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Z0FBQUFBQm5LanFhZWxhTDRudERlLTVGMl9SVXJEMWQ2WHUxd2xiSlVCN0VES2FsRGhLN3FuU3lxUzVfVHhUMlJqUGN5XzNGQ0gySnhBRC1JNXFqdDIwU2hxRTZCSTNGeXhVR000RHpZTGUyaW9EakdncXFIMFpiODBjYmF3VlM0Nm1vVW1VUmNNSlhTajhhenZMcjVMd00wN3NvREQxaEoxR3ZLS2JTZnliSlNSaFNsbmFzSVhmVTR1bl9VWDNRUUl0SFpYaWZtRkNtRGRNcDdZTlBGMWFNb20zYUNXQmNpdz09
Profit margins are relatively small for insurance companies with State Farm actually losing money in 2023. All State had a 7.1% net profit margin with about 1.2 billion in profit in Q3 of 2024.
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtaWp3RDBreEp3bmVMUGNSZVJkSHBwZmRqWnYzM2xveGt3dWhfc0pmZFg4eF82eXlKb3A0dVZXQWM0Ry1DQ1N4Q1RxX3g5aTUtbWZVZWI3TkV2SWRCaUE9PQ==
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Yeah, that’s basically it. My old car wasn’t giving me any problems and broke down very suddenly, and since I wasn’t anticipating to need to get rid of it for at least a year or more, I didn’t have any money saved up other than the $400, and I desperately needed a car at the time. If it would’ve been cheaper just to fix the old car, I would’ve done that instead.
r/personalfinance
comment
r/personalfinance
2024-11-05
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It all flips when the trip is over. I dread going to the airport and watching the flight tracker as I approach my home airport. Then the day of my next trip approaches and I'm basically skipping to the airport and smiling at everyone.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtQzNKcVg0YjMzY2RBZmdpU1NtSjc5djREV2tDWEhhUV90TU9FNGRtM1J6dS1tZEtuSElwR3J6SVJKdWF5bnFSeXd5WWt4bm5SdjBUOFBaa2JtNmQ0MWdOREtSNjNPVnhxaTN5aUxzMW5tNXc9
Z0FBQUFBQm5LanFhaERsZThuTG90UVBzcnYxQ3RncWZSd0pYTDZlZTd6dEZRMnBCRktsbFlYS2tXbnlXX2VuMUxlYjhSMWNyc2p3R2xQZ1dFeWJ2aDNCMWZETEJOUW5QenFtMVg4RnRlaGhUOXhDbXNqOHdmdUhTTlpQVmMwMXBGME53cTdUTjhMeWFFMVhtS25XVGVuX29mQzdZY3ZEYnRHUExRMDZpU0Y1Mnh2ZXlBRFladmY1aVo3aURXbFBWSkF1T3AzQ1luUDlLSG43dXhPdVhBSjhQTWlNcFZQMllBUT09
Sorry, /u/HelzBelle, but you need to offer well-written, high-quality, and original comments before you can submit posts. This is both an anti-spam measure and a community-building standard. Thank you in advance for participating in good faith. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Showerthoughts) if you have any questions or concerns.*
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtOUV0eVQ4NXZobXpnT0E1SGpVRWdXRVlobVlqY2FoS1pMTDdNdS1zR25IMS1Gd05yN1lnY1I5RlJLU25DTk5hQm00X05TUXVOMWxDVEVJS2pPZjdRLVE9PQ==
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Sorry, /u/tryhard_on_ranked, but you need to offer well-written, high-quality, and original comments before you can submit posts. This is both an anti-spam measure and a community-building standard. Thank you in advance for participating in good faith. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Showerthoughts) if you have any questions or concerns.*
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
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Maybe try not to defend marketing in 2024. Must be so painful being smarter than everyone. Your days must be so full of yourself.
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtTWx1eElXODlKYjdvc1JnX3VHUHRnVXRUMGwzUE9UUXJHalNiY1o3eWFXclBRcGYtQ1Z6eEQxaGZGNGw3N2hHN0VNUGtiQjZIbmhhSGRNMHNwZUlyMFE9PQ==
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Ok easily in my budget Appreciated!
r/diy
comment
r/DIY
2024-11-05
Z0FBQUFBQm5LanBtUkp2N2l5V1FPZnhQU0h6WjJDU0lPaEVURW8xSS1ibG91TFB3VnZFdzZDVWp6ZmJ4MzRNcHFwaV9RLVkweUJRQkc1WFNJZ2s5YWQzNVRTWjZpbjZIX0E9PQ==
Z0FBQUFBQm5LanFhaVN5ZHVHcTVYUW02X1ZZZEZFbU9Ec1pidnpEWHZlT182SkJTLWFDTDhSYmF2YTViQUVMQnFjUDJSaGtKRkdSUWdmTGJRUmp1RFVFYnJSckhDVUlvM3ZBcE56VEgzTXR6MWxJRm4zS1AzMDZ4MUZweHFWNG9SdzJqMGVMNlFISS1CcG94T0JoaDhjWEJLUzZMNFZ5WEY4WlNrWEZoTVFMeWl3YUgxYnN1U1U3VTdLMTU0enFzWmJBN1Bpb0xfNWU2QTVJQ3p1OENtUldBUWhaQkgxamUyZz09
We got into an argument a few weeks ago simply because I asked her if she voted. She apologized and said she was tired of the pressure and she will not vote. She’s never voted before. I know she does not like the other guy.
r/democrats
post
r/democrats
2024-11-05
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Z0FBQUFBQm5LanFhMHNDLUg1YUZwYzdnMU43T0lwNnFMME40RnZmMDZKY1hjMHVuWFhUWnh6SGlpQlZ0YTBnd3ZTdjVWQXZmQXBOTU5rbDcyYWk3U0g5SGJScEVZQWtHaVdyX0w2bThrRWpYSkZBUWtPUlZNYUZlWmoxQjBKa2lDWWI5cDJXNk40ZUozM0Z1d2lKSlRNMENROXg0ck14YVJMc3BCYjJQb3huZlBTUGdHOTI5NUMyTlZINE1na3d3TVNWeUVCeF9LR3gzVzRBQUlnQ3E4OWktcmlrcEg0RWdFdz09
So it’s actually 10/4, so that’s 2 1/2 heart attacks. Schools really need to do a better job of teaching heart attack math.
r/jokes
comment
r/Jokes
2024-11-05
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Z0FBQUFBQm5LanFhSUREN3lBVGZYUWZ5WjJWZjBua0tINzlhYm5pOU44QmdGSFJCcFcxOUtHQkV3R09kcjJ3QkYxS1Viem1sNUFoWjFGV1ozanRWMExHUkxiQ19TdXJ6eU5ISjA4Wnc1b3lpck8xN2dGX3lSZUxkTElSUzdESVpLa3M1NWlpbWU2NWdvbzdHWk5KQ2hvc0J1Q2g5NVBZV2YyWGpicFlrWjBrRFF6RTJRRUcta252TjViREhnTERuazY1OFJqR1NIc3pWRXhyUFgydFl6TzBQM2dSSlh0NlFVdz09
You gotta read the rules for all of Reddit. No talking about violence against anyone. If you keep it up after the first warning, they'll perma ban you from the whole site.
r/space
comment
r/space
2024-11-05
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Z0FBQUFBQm5LanFhaUpGWk50VUItWDhfSk5RSjA4YV9Kc3o5eWlZaXdBT3ZxeDcxXzg2Z0pGNnZPQks5LWhlV25wV3UzRmR5SzlfS0dxMVBVRm5VWGdCTk96V21ZOTdON1A1VUw0X2syQWFoSjh4UG9TYzR1ZndEVUdnRVhWNW1BcHZBZXRtZ0ZmNnNJYkdRYW1pUTlibFNBU2hwT1dnS3pleXhUZ2d6SlEyenpLaHhPa2lLTS1MZXdtT2d0bFA3TTdValBSQkVOZHE2S1pfZXZtcTBtY0dqRUJYM1VTcmZodz09
Hey Haru! This is a very cute little moment between a witch and dragon. I like the slice-of-life feel to it and the low stakes. It's very cute! That said, I noticed you started confusing your tenses again. Since you're writing this in present tense, when you start talking about things that happened before the present we are following, it should be in past tense. These too sections seem particularly problematic because of this: > When she was only a child, lost in the woods. She sees a wounded dragon, roaring in pain, the smell of blood and fear insulting her, yet pity overtakes her mind. She’d quickly heal up the dragon and make friends with it over time. Then she manages to try out a spell that she has been researching for days. And with ease, she managed to make him talk. It was the best day in their lives, and only made their friendship grow overtime. There's also a sentence missing a word/and or has a typo here: > That spell is for advance witch only. And finally, you have a bit of passive language here that could be made to be stronger: > At any moment, she could fall asleep, but she tries to resist it. Hope these help!
r/writingprompts
comment
r/WritingPrompts
2024-11-05
Z0FBQUFBQm5LanBteUhrc1UxdkVJYWwtZ01pbjVpd3FGd0dyQ05YRzBYVW5rT0gyYVNqWmZ2YWpIOFFJTDlOTWlQb2YydlJjY2RmUnFCSXBmMExvODNwNWRrVlo0VGFLcVE9PQ==
Z0FBQUFBQm5LanFhVlBDa0JpU3dLN0VPRGMwZF85LUxVUHF6WVBHNEc3Sy1iWllPcFJHX3dPd3pKaktBWGxpWnh2dmZvQU5WeHlTMXNNeS1uc0I4dlBlT0lyUWNWUnpqNHVlUkdtd2l4c1AzeEh6N1pZQTBLU0lmTWhrdzdPYkpBeTRsZThwNUVfWG1xanNiTVNSVFJZTGlxQUlKSFQwT0Q1UGQtWTVKLV9NNGVKdFpfb2NsQlZBN2thYTdrMHRTNEFIZ2FZX1F5VmZm
I wad unaware this mystery existed, thanks for the tidbit! Could it be a lack of understanding stars' process of fusion?
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtY2hBdEE1SnFpOHlMTmoxQ1FKYXBPOTdvMHp6U1JqUFg1Uk5OckpWUkxoLTk2SnpOTFQzTlJhd0tSN3dIdUlndXBRMy1EWTAzbEFhaFA2U1MyNnlveXpDRTVtbElYanZ1SzdhaFIzeDRCTlk9
Z0FBQUFBQm5LanFhemFjLU02elUyY0ZwRHFsZVZLRVUwY0FZbVZ1Vkx0NGV2MU5EVUZNLUlwcmp2ZmxTdzhWYkxzYzJudF9hRmx2d3VXY2hIVTlwaWk5ZVE1WVF2M0NuOEpWRXNma0FRNld6d241R1QxX2hLRVktR05Gd1ZuNURaQWt5NWhjOG40M1Nra3gwTFh6V0JlNWZId2pKU0h5VF9tb041enNvY3BLaS1MRGJ5azYyMzJXUnZGUTVHMmVSSlZnQ0xOVHNmRG1DaE1nbW5fMmxfQ3JraWR2Q2tsQ01kZz09
I'm not an Apple person but come on > the nation’s Ministry of Industry, which last month blocked a permit allowing the sale of the iPhone 16 on the grounds that the US tech giant’s local unit has not met a 40 per cent domestic content requirement for smartphones and tablets. It's Indonesia that's demanding an absurd level of investment. Apple is responding with a plan to provide some level of investment. It's not a bribe, they're just negotiating about how much investment will be required to lift the ban.
r/gadgets
comment
r/gadgets
2024-11-05
Z0FBQUFBQm5LanBtUlA0S3lzWjVNYXlEZXRwSnN3cDRKSWQ5NC1DMUVKYWh6VjY2NmNxenpSLWZ0WXV5QTR2YjNKQ3ExdVhsQ1RtNVY1ckI4ekF5a0gyMWZyY1JnRlB2VVE9PQ==
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Which is exactly what the Indonesian governement wanted. *shrug*
r/gadgets
comment
r/gadgets
2024-11-05
Z0FBQUFBQm5LanBteDRtTzBpcHRYVmZ3ZUstT1k2eWtGUk5Fc3AzX3JHRWw3dFpXdi1WUVhvMWtqeVdaRFJFZ0lsQ2lyTmwxMFkyZWFxbXdTM1EyZ0hUVWlRRHBQdXhuRGc9PQ==
Z0FBQUFBQm5LanFhSGI2V05CN3hyci1nZzVaUFQtSXVzX2h2YWNpNW5KV3dEM01XUXpWSmdyLWI3WHRFTktvc3Q3b0lYYVllRjk1VHM5VUgybzRJSVJSeTFmUUdWdlg2V2NobDlSUlFIQnFQZU5leTlPSFpBMXRzakJYMXYtQmNFWlI1VG5xQmFuN2xnRGl2NG5CcWZXVDFMWUF2S2hwVG51NFVDeU1JblRjbjB3U2gxZjZ1eHlNVGJwdVNDODZfZWxzM1dlaUdRbnlKeHJrdlM0a1p5aHJqUXZ5d0tuVWpmdz09
The US has the worst of both systems. Our healthcare is not truly "Free market" but nor is it a single payer controlled system. It's the absolute worst of both worlds. As for obfuscation, yeah, it's rough. There's so many middlemen that can make a minor mistake and result in a denied claim. For instance the procedure may be approved, the hospital may be in network, but the billing person at the hospital put it under the wrong code? Denied. Or the processor at the insurance company typo'd the code? Denied. They also don't do any of their own investigation into a denial. You just get a denial letter, a massive bill, and get told to "Figure it out". It's also pushing up costs. Because insurance will look for reasons to deny claims, providers have to spend resources on fighting those denials, which means more overhead and higher costs.
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtbU1mNnQwNHlaRU5Tc3hXRWZEeEpkRVBsZ1FnZ1FpYTVIY29nYnRKcnRFZ3UxenpuTmJueFlsaUQ0NDBsUmo0Q21zenRrc1IxMmV1UWE4QVhNMVY4Q1owTDNYTmdNclBUWmtMV3ZDeFB0RWM9
Z0FBQUFBQm5LanFhSGF6VTh2dV9jNWN2ZEdIMEV0T25JbFlRMkZXNHFIdk1UYkUyZU9OelRDZUVCWktJOGQ2c0w5cVZBWEtQcUt6Skd6VUR0Y181Zkt5VVRBTGJOUmU4c09aR1ljTVlXYnpkbm9fQk83dkMxa2NtSUxtOUNFM3FUOXNTUi1rQ1pka3AxcTY1d29ZZ0ExQ25BX0RNV2lVQ3ZZQzlJUW1EeDd1Q0RQNlZoY2FJRGQtZGwwMHVpbG5adVIweTV6OTdqbENFR3J4ZmF3MGF5by1RN21aOTJGaUVVdnozblEtS3JLMGJadFdmWFYwSGxOZz0=
If I had to choose one, it would be: are we alone in the universe.
r/space
comment
r/space
2024-11-05
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Z0FBQUFBQm5LanFhNXNSRVhDZDk2aVVUcE5WN1hyaWNRUzZ5bGh6OGRhc1htbWdRNkdLQ2hwVmkxODA0MTFCaTB3VUZuTWR0Wjk1ei1xVmRfMDByNDFOdVVOM09Eb3p0c25HTUJYOE43ZnJCelhiNjdOQzIwQVNOazZLODhLd2NvMjVtbFdNVkNocURRWndGbVRhRGNhVzlTZDd5VS11bXhmeEIwalozRE9XMGRlY0NUTUhqZG1QQWFmNEFnazAwWGFFRjg0NGdINnE3SGR3dVk0a01udUthQk90OVpKYXRmUT09
yeah, at some point you’re just looking for enough to cover naps, snacks, and internet for cat videos
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtZ19NX2hSQXdkTkRsQnN3aDRRMjA5TWpZUmZtbENiZDRTR1Nsd3FsOTluZHNPZUNKeldzNEZEWlZHdEtkMDFxNk9tUmRHSXRscnFVYWNFTjhKLVozZlE9PQ==
Z0FBQUFBQm5LanFhbFliMVd0aWllY2poZmxJWEhMY09NMzJQc0lOaVNPRm5SWE5FV1VFZFNDeHAzckZidk5QZnkxRlhYbU9XVDgyckJ1UGVHb2RpcjB3eGZ5b1A3bUNPczhEdTUxa1VwdWMwNkxMSzJwMUtjUjJoX0ZJWEdqajJRT2ktWEtaNmxDZU9jUXkxa2NUckQ4ZHc4eEJ2ck84Mzk1a05YVFdDSHAxaVRSS2xMQlpBWk4yMHNTT2FtdWFlc3otMGMzMVZhS2xEUnE0V2FuNDU0T1I0T2c2VG5WZlRXQT09
I could tolerate fireworks if they were based around organised events with limited access constrained to certain nights. However in some places they will persist weeks before and after the event itself due to weather conditions or presumably a combination of boredom and excess stock. There's nothing fun about waking up at 3am because of some bored kid decided to light a small explosive and throw it at a car.
r/philosophy
comment
r/philosophy
2024-11-05
Z0FBQUFBQm5LanBtMHZOWEQ2Zk00QVhXcHVDZHJ0UkJMdmptYXFoc3c0cmY5S1ZyNlQ1el9VOFVnTkxsM2Q3UWVDTTVqUktaazI2OXkybHhUeDRuSjJ3MU9aZm1oNEdaaHc9PQ==
Z0FBQUFBQm5LanFhMWVCSFM4b25FejhjSHlrX0ppR1o0QWJkV1VwWWZRYl8yQm1ZQnhqXzZYZGpZeV9OUzRpTFNzYUktSFNLbV9yaUFyRUFZa1JIeUlOeXBwSldRMUp3bFlEbWwxTnBMam9NQ01qY1U5S01Jcy1rOUFoRXVxRlRnaS1pZFFYeUJnbDlxbWxiSmlpV24temZTNkZpV1ZSWHFnbFQyYmN3WjZkbk1KWk9XY3JDcURvOVN4a0VncWthblZXQmtXdEV4Z0ZQMU5RakhzSm5KdkhXZGExZHNaMUlSUT09
Hrnkindfed???
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBteFBwT2JhSm9PcDdWVkFveDA2UW91NkRmeVFBWHpCeUhlOXNuUUJHemxuRjNncThkLTJWUmRrNmM3OW52QVlxWDgyNjhhTjVaQ0lCenpCdWVHZzZVdjU0TEhzLUNoWFUySVBNTTJRYVUyYnc9
Z0FBQUFBQm5LanFhYWdFS1RzZm1jRTNMTEFpTnNjN1dKOUlydWVoTHV2ZUlzWHd0VDdWNURZSG1NUGg3bWlGM2lia25yQmZtSWR5Z0lwN0F1VFFXbl9oUC1aX3VNbXNRSTd4OC13dklnQUhBclp1cy1VWUZScGpSZVhDS0hCbEhBU0JuajZGVm5jYWxYdm5vZlMtRkRTbjhpRUUzU21UdkdMejZac2xKRGVnaEV6RnlQOGJGWk5RcUVoOWp4MGVYdGRXUTZFRlozZlN3YndYZDN0SHVzTk5FanF4RGw1eldJdz09
thank you!
r/diy
comment
r/DIY
2024-11-05
Z0FBQUFBQm5LanBtRzVPOFdocVBZSGkwcGRKRTBaOEF3bkZGVXpLRTVZczc0aTlRcVFXVmJ2M1VHcnhkNV9uNkdpMXNrMTY1WDNzQUY3ZURFNXdHMDdfM1dRSzVpX1V6SkxOc1hZX1NxTEp2U3V2dzdXTWlaS3c9
Z0FBQUFBQm5LanFhYk0tYlZUN3FEM1NDU2lHRzZRWlJBREw3cjM2cE9EVFFiREZBeWhLclpYWHI3U2R3cjdlUVUzOGdRRVA4eHY5MXphbmNJOWFtMmVpdEdGWWdiREc5SlJLZlFxV3ByazhFeVRPbFBDSnl3N3dLZllBb3RtZmRFSWZzc0ExeDM2MkxKSFduTmlmWlZVV0Z6aUZ6eEFyY3VJWjJORmRzTk9Ib2xCdjJOM2pQMUdpUUZWeTJ2VUhOc01qeFJXeHUzV2ctX1c0bmVISElCMDNZU2ExeHdIajB4UT09
And here i was screaming, "For Karl!"
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBtcWlTa1NqZHBVVlBBZElKcVBfZGxWOVlURTFRT3RENjlSeWM3RXdUUnBjTjFSN0NQS3NZZGR4WERhUG92Zl91MktTSDBCUk1MYkp6ZnhXTHZQMVZnbVE9PQ==
Z0FBQUFBQm5LanFhUWk1enhFWS1SM3FLQmh0blhmaWludHRib2FvZkhUS1BmVXZVMU5oQzZvNTNmNzhJaUZsdThCX1VxdEJadlJjSzUzSFg0LTlEcjlnbVY2cHo3VGlnNTJ4X2Vmd1RQQVViU214SmZRRk5lRW1DVGdpb0NBUUZoM3JLdy1PV005M1VyOHBtcndpUUVJNjJOdXpISl9HZHVrSlA0R0JaWHFLa3k5MWR1UU56TGxYZzRnNzBubjFOQjh2QmV6MjZZcDQzNVFxQ0h6ajFQc1plX01udkoxMUZXdz09
Guys, you realise you have a vote today. Is this something you agree with?
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtZkttdHNfZDQ1NHBpeWQ0dF95TlZnbHN6Z3JHVVItN01PeFF5Tzd0MXJRQ3ZUTlRzYnJSUTNJUkplRVVRalItU1RRRWFOZ2p1a1BNZGc1Ty01RGxXWmc9PQ==
Z0FBQUFBQm5LanFhdkFwcFhhZUFEYlNsLXpKdUVYUGhJejBXVEJ0OF9DUGFBQjUwdG9QSXAzTUNNcWUwdmw2MlB4Z2RzcEp4WWIzdWxBVFRhN3JnU1V6NWlfTFZQV3BhODlkQnNGRU1Ka1VLYW1WQkZRc0t4a1dJY05yXzRQS3VZWVZmVUF5U1JKRTVJOVpuY0hmZHVDbjNwY1FZZjdoRV9TTTRoTjJTVGlVQlFPSk5NNXRMLU9JR1lBSnJXanRWc2xhTmd3c3hDUGZLVGk3TXU0emxTclhTQ0IzMFVHam5GZz09
r/riskyclick
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBtRm50ODNZUFVoWWhDZzA5RGtwRl8tWW5wbm1yNE9mcUxUWGMxdEtBem5PR2xidkUwcTN2ZmM4Z3k3YnIzNDNoQV81Wk93WjRGY2Y4THJIRmZ5SW05ekE9PQ==
Z0FBQUFBQm5LanFhcGlsRl82NFZhZ2p2ekpiajlUZkhGb3BQVHNFZXRVV25hT1o2TXdjc0pXQlJJQ3VwM0JIenhKd21HY1h1dHIzcTZ5d1pQYW9IdTlDc29pSjdCQW5PZURIVWN0TmhBdEFLb1Jpb3FVbkZXOEdUT0FCM01ZQjNEdVllZHVRU19ONFI5MGJUS0VvOUNZZEIwbDVlT3k1anV3ZDZfQi1Vb0hMSm5kTEFnSlNjZzdIanRKMmxRZzhscG8xcWRpUHJxbDQ3UUZ0WHp1NFpYdjVOV1d1d3J5WGRJUT09
That sounds like an awesome plan/routine/diet, should definitely get some results if you keep at it. Give it another month or two and take progress pics on monthly intervals, and you should see some stuff visually. Of course, you won’t end up shredded in 3 months, but you’ll see something. You can use the nSuns TDEE tracker (in wiki) and input your daily weight if you want to be sure that you’re losing weight and that your TDEE is right.
r/fitness
comment
r/Fitness
2024-11-05
Z0FBQUFBQm5LanBtVEY4cGU5OFRtZTFXN050emt4YzBVQlJyWWs1cGxoSE1TcUZpVVdRRlZqOWlNa3FjZWxVQ1paSGQzUTVNX1RqbW9TRjdMUGJUdzh1VjFpMks3WlJLa2VaWGUxTUFyZTY5Z1A1U3ZsdlhpTW89
Z0FBQUFBQm5LanFhZEstaXpHVGVMS3BSRWw0UWxmZFhVVWVxUmNjVTQwVGtVbDk4clNUXzltWkdobGlpc1lzeWxTaFB0NExyS3BybTRFdkpDenhUa1NNTGplb3p2TzVXTDhMb1JzSl9ERHpNZlMyWXR2UWZ0VHBRMERpSTVhOHJXOXBWVTNFaHd6ZTNiRDdaSmFkal9XMWdzdzNkOEQ1SWt1SFZWdVR2NTFfQ0ZiWmNhczZSeGYtd0NDOXZjbVZUYnlHc25DTEY4bm16dVhzM1FoYUFpUEtsVXB4QVBVVXp6QT09
Ja volt!
r/food
comment
r/food
2024-11-05
Z0FBQUFBQm5LanBta2ZpN0JlZ19CdFFHaEJ0TVJ1Vk4xMk5YOGhla1RKQkRLWWJhaHRsYUxPdlJadnlBNWp3b09MaDZMLTRQaFBUYUUzSEFMaWZlb2ZlZzRVbUE5cWliRGc9PQ==
Z0FBQUFBQm5LanFhLW1XS0g0bWF5UDBFUWU5bU5HVERjbFJzdllJRHJ5Vk1iSFYwTU1pc2ZrT0RxaFIwaVlMaWpXOXNyZlVNMDNMYVpzTWdVTGJBcDlBVFJqX2MwNXpQNmdGR1lUU0gtcHhYUEktaXV3ckl5bVFERjlvelQwQUVZeUFmdFdpc0RVeEhkV1BxZEFEVVNZdUVPY1h0YXRqd0pia0J5enpWRzZSbFU2VWpHb01LN0ZHRGswSTRSUXA1dkI0cFpCS1dteFI3YUFtZHBFdE9UVy1oQ2t5cXozeDZrZz09
Saints starting 22 are extremely talented, the problem is a championship team needs backs ups that are competent which is where the cap struggles truely fucks you
r/sports
comment
r/sports
2024-11-05
Z0FBQUFBQm5LanBtdGt5R2lvSnBFQXZEVXBHYWZFRlJVNkVJYTI0UVFZYmRQcmNkWGg2QzBDdnBOMy00Rk51VjU4MXFUbUh1enVnRXNacnJCWEt5alh3SDhXSExOVUFoTWc9PQ==
Z0FBQUFBQm5LanFhV3lSMWZGNnNfajZpSjJidS0xV3EzOGR3aHlEdi1uMjMyM1I5ZWFfNk1IS0c3YW1nX3Vna0ZvS1lwSHZYb2ZjeGJESkZPTlFKOGpyYnpxZnFFemJkMWJ0NE5lczI1b09uVjVZTXQ1cDJrTHZ6dFRWRGhYR2gtdDJiNk13VlBJVmpxVmYtOS1HUExyYWxYVmpPRDBpQTBSLWdYN2J6b3pQMnBIZ3BfN0VWdE5vSUtVY1o3M1pLUHFCZHgxajZpNmd2eGRfTV9udUJvMWpzWWEwZng5Z0xZQT09
The US was famously piratical of IP back in the 19th century.
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtbFF6U1gtNm1Ha19ITEx2TmEtUmNCb1JPM0JMSjNaY2x3TmtUWmg3TXgwZVhNaXFFOXY5WFdzWXc5SF9IRmRjTW9pcnJYRTEzYmtEZGxWRUJwem5WT1E9PQ==
Z0FBQUFBQm5LanFhNXp2UWJQWDJEcXQ0M0lqUlhlQnhiTkVya0NuZE4tMjRxbjB6M1pFamFKeGU5Z2dudFcwYWpLRUJ2cGQzZ0RaeW9VSFkxTlN4dEdSN0NQRlJKb29iMkV4YjZkdFgyNXdPZVhzNDRwMlR5YUdqYUtYcDBQS1g1MXhuZnRYV1JNSFRkM21weTh6Mnk4LVVoZ1JsQkVzM1dXOW9fdk9wd2N2ZlpVWkJfbC1IR1NxVDItdjgyYTNxRXBXVVhCNGU3WDR6cFZ2X3hLSmVLYTJGakp6VlI2TlhLUT09
So he basically did the 13th ammendment without doing the 13th ammendment. It's a step up for sure but it's not a good solution.
r/writingprompts
comment
r/WritingPrompts
2024-11-05
Z0FBQUFBQm5LanBtR0QzODg5MDlCYUxiTW5MQmV0c0ttaGRId0JoLWxadUFlNDA4bGJuMGJOY053cEpGZjIyOGpHaWJqX0VoX3ZZVnpoT0lNdDM2WTc1eDRaRnJSQnlvQ2c9PQ==
Z0FBQUFBQm5LanFhOWZxTTZ3SW5Sd0dOT3RXOXhKcDFOY2VFVnlDc3RwSnpkSEstRkk1M2J2TW9GMXZMUkk2bFY2UnhhUVJ6QUY2eHZ3S3JmazJ4TjZEc3lNY2RwYTBjMVdGWmdyUjJ1cFdyd1ctZTY4UUNSVGZsYUwwRUx5VFFSUi14dEd1azN6THljUU53a2ZMX1RJVnJPRW9CXzBscVdnYkxfSFNWYXB6S3YzdktYZXhKSHQwOHJvVEo3WklrRm12end4N1pydW5scllxUEFtbFdKRTFrR1E3Wk9XbVhwbU5aVG1MRTE3ZzBHT0thRjdGNl9HND0=
I was just thinking how easy and graceful his stride is. You can tell he's getting tired by the end, but his steps are still longer and smoother than anyone else on the field (including the ref).
r/sports
comment
r/sports
2024-11-05
Z0FBQUFBQm5LanBtMXl6N25lRmtDekpYY3h6bVB0UFZKbFN5WEZhdURfTmVEZngzTjlHb1hXbUd4eUh2MTgwVlhKWGU0QXA3NHJMWFUycUxTRXdndUpBSnVVdUVORkduN0E9PQ==
Z0FBQUFBQm5LanFhOGo4SS1xZkVKcnhZWVNPY2dOV2NtdU52TXFFTzZJeDNtOHhnS0RQTGNSNmFUNjEzenJoTDcwQ2lCRC1SX3BUcVQwMXVFS2Z5QkFuc0x1enNySGRXNjNiemlGTEFuNGRqQVBwODRqU3pYTnp2czJraVBTMkRyd3ZGTnV1M2V3ZUs3YWJaNzNNUXVKa2NSbHNyMDZ5d1FOcjRUWDF3WFAxSUg4QkxJQmx6N3JHOWtHeVR3aHc3RndIWVR2MDdwLVpBM1ZINVc3QzhBa0JhZFdvZDA2SE5xdz09
I may have phrased it wrong but there is nothing stupid about asking how people travel and why they prefer to do it in a different way. That’s literally what this subreddit is for.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtdFFHOTBpRkNOZTlvQjQ1NllCSnhYZ0VVeHUyeWN5UHlHay04elNEaWFDWF9lRkRQR0didlRuS3FNalZScFhGeHZwckZqSU9pWmkwbHpPcktvcWlGYWVtZFB1SjdvRVk1SGtxNjRlb2t1bkk9
Z0FBQUFBQm5LanFhbTlZOHFEOXpVVmhDZ1IzcmttM0NoNFlMQWFJZmN5NTJISG1PMVFtNVRxSk5YR1hVV2E1WFZXUVlBNm1zVVY0UmpWelc0X2gyaDJIQnlacjZ6QkNkU2NNaFFGVFp3dVN0RHZZZ2FmUjE5Y0pJY0dndkg4MnRmVWVYN2JuY1ZydWxDN1R1SlVpVnZiM3RDSGEwaXVna0RBSHZuQXNMZHpXNW9fNWNQX2ZtQk5wb2Z1NUNLSWRTaGdWcWRWaWZmb0IyVWx3REp2MUFuNkNnR1JxaEtnbkhGQT09
Sedona, also Utah.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtUXdsaENrcjB1NnpSNVJFWEFlUC1pYnQ0TE1CUjJjVFlyczMwWUNwbUluZHp2UTdleGMwSmZBSnNFUktaV3J6ZUdNcG5YRFNrNzVTZDRTNXFtTWV1ZlE9PQ==
Z0FBQUFBQm5LanFhTllZczZkTVBOV2NUZjhyTkpoOTVVam9lSUJ6dDJlbXdKQ1BPQTdwUnRaem42TkRrNG5VUmp6QjVURlU0MTB4V3hGdFB6cnNaaHhyQW5jZy1rUWllZVdxbmJ1VlJLdTFBZGlTSXEtUmZ6SnNLY2x3VWQ1eGhjQnd1Z1JQeGpHaW1WeWNxeF8yQU50REI2NE9qbGpEbTBPSmF3X0hoRnBPbDdfb1FjWWtxU3R6dGpJY0p2RW91bUNtYjlhY0Uzdk44TDFGT2dMd2M3a3Rod2VIdGFiQ09zdz09
Bought the house with this sump pump set up. I am thinking of putting in a new pit and I will run the drainage line before enclosing it but how would you all go about making this look neater? I am thinking of enclosing it with walls and putting an access panel on it but I also wouldn’t mind trying any other suggestions you might have. It would be much appreciated
r/diy
post
r/DIY
2024-11-05
Z0FBQUFBQm5LanBtaklZbkFDUF8wX1ROa2tMOElPVVdaOVZxMUlqdGdkZ3RCUFNzYkVaUFlJRGxzcnJIc2ZERG92cjJQYzd6NWpDVUpGUC1hNzV0bHRiNHBaeDR3QmxzZWc9PQ==
Z0FBQUFBQm5LanFhQXRpRUhUeWh4NUE3bGlWb2VlRWdfS2MyS0xJVlF0a2hoVmg4NkRsUUxqcFZEOUdlY3MwczI2UkFLdENObXVSZnlhREptbExDQXBzLVBEQmF0TFd4Q0t0NkF6ZC0xMkpxeUtjSXFzNmFycjUxLVFCX19KbEptRXF6RTUyeWVnMEhXQktDUDFaSVJCZ3ZlOUoxbS1ydU5uZUhSSWlQWTJKX2F6ZHFrUW9YTFAtWi1fbXlXX1Fhd1hMcTFxYWVEa3VTOWRhaWxLeXlfM0xrUnlRV1V3Q05kZz09
Same. We went in September of 2023 and fell in love!
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtOVdzTDhkRTAzalBYYmNiVHMxQS1XS3JsZE1sUTk3SmFBUlhGemZPVnBDZHM4UWRGR3A5ZGFYaXpRSEJsTmhiTlItQjI2am0wbEhWdHZJSmNENGV1eWc9PQ==
Z0FBQUFBQm5LanFhUVVIZld4bUtkVTdEbVUxTHlhN2RvWjI0WUVyd0ZTc2JqakNVRWVjZ0I4M2l5ZUNBQ08zQ0hGMDVlX1FiaWZkdV9ZYnlDQUpBSU11M2ota190RTcxb1lGTWwtZzQ2MExDZnptUXVycDlZOFBxNUlnSGVhSWE1Mm54b01wbjZVejA4aGZRbDZDb09ac3RfeVBUNFRLQlJ0Z0FGemtEX0dBVWhLVWJEdVpjM1lfOGxTMFdYU0FKNVE0bGhyWjRMbWVqdFNKRWE3Zko5Z3otbXJ6TGg1X0ZvQT09
Look at Mr. Moneybags over here who can make it to next Tuesday...
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtSG5MOXVVRkc2Tk5CNVp1amlyemlTMWZIYjVWS3c5SWtMUkFldWZvQWVaeTNtb1pWOEp0b2FhM0R5cU5QM2VFRlQzNzY3RzJrYWc0Y21iZWNxZ0FnQVE9PQ==
Z0FBQUFBQm5LanFhem9GeFJZMlRkUVQyUkxrdjk3ZC0wTHlvRUM5T01RYko4UUdPemJpdTAzbDZSWGZ0aS0tU2k4M2pKZm8tVkxHVHd0LUlabVBPMFF6anFRbzhOQjlJcnJoMEp1Uzhqdm13ZUtPRWtZOGxuMWRKcXFobWpVaDkzT2VZRXZUSVoxRmdKUThUalZpUERGX2dfc1U3aFV3Zk5hOUEtNnp0endUNWZBSlNkUHhvLWVRMG9fX3NaZ3BySG9scDdZa3kwUV9rY3VUOERDZ2pUazhQckQ5c1EzTGVoZz09
I realize what has been bothering me about the current political climate in the US and can finally put it into words. Politicians are voting on Women's Rights like they are Privileges. Rights cannot be taken away and should not be voted on. Rights should not be threatened. Rights should not be talking points for political debate.
r/twoxchromosomes
post
r/TwoXChromosomes
2024-11-05
Z0FBQUFBQm5LanBtNUw4eFNwemhibGN2VkVNamJCUTRESFJVMjlRbk5OdEwtdFdyTVowTkVTSGduaGg0NC1ISzJkcld6d25MQWstSS13cF9ZemNqbDRRekJyLS1SUmlOOGc9PQ==
Z0FBQUFBQm5LanFhY1E5UE5kNVVnNl9DOFFHNlA1dEs3UkFRMGdZNzF1MXVOLVBDSUJLU0ZGNVBNV3l6ODg0bXFOZ1FlY19HbXNKYV9aRlFTdUVjbTBlRHpvLUVCZjZZQmUtZ2J6MmFxbG1YLXlINmR3ZDJPRmc1ZHB1c1ZzbUxBQl96RUNma01pOC12WjN1bXdJd2pNUXc4YUpjUFhXVlV0b1Z2SzhvbzJGM1FOQnlMdmFtT1VnPQ==
I'm not the one too apologize to. When the mods contact you, then apologize.
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtYmJkLUdrYWxxSHJCNkhTQld3TmpCR2dDaEk4ampKdENOLVpKN2JteC13SnlvejNWVGtFSEYwUnFaQ0hWY2hsZEFmT1BtODJHUmdLb0NQT0Vob2xwdkE9PQ==
Z0FBQUFBQm5LanFhYjc3VnplMjhOYmRiRzFqdFdNWVowRUk0SThfNUltZFBtOHlJeWZnTzhQNGs1cXpaZGZoVm9VRERTLVFyNkd4Y05fTThoQ0RzTU5rZGRlQ21oSEN1dGdnTFg1YmtucE5VYjloMFpfTWYwanA3VlBNU05MSjhOaGhqekx6ZkhDc0xqOGpDWjhlRkxVRTZuRzdESzdZZmw3U1hOSmRVUzZQY0ZDWHZvbENlQnpSVnYyeDFLd3FZaUFkRnhPWWtkMXE2SFJQTnItWGJaMUdHUUJnLUFfYm1IUT09
Building a Falcon 9 clone seems no-regrets. The fact that they basically cancelled their F9/FH clone and now they claim they're doing Starship suggests this is all PR and they have no actual plans.
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtSlhBOFZTVTlxcDQxUHQyVUx1RGZwWEEyNVVsaWhUNGgzTUZReUpCY2t6Vjh2UFlOSlRUbUdZTmpxc2xIMm5Jd294S1V0R3J0TndJVW1YTmdOcXdoeEE9PQ==
Z0FBQUFBQm5LanFhSDhfbS1CYXlMb2tVb3gxUWpNMHp2Nkh6Ql82TzdKV1NrbkowcmZka3J2eW5PVmF4alZQTUp2TnQ3QXZJUW5FU1Y1ZWw1TWhSdGMxS3lDQ2JXSVM1VlhKMHZvdVVxOFN4aTBpcHd0YXRwOUp6V0F5NTZscFZsc3NLVHVzUkszZVJxeUJqankwZUZjQmRpRjBFTV83NEVfb2JMS1otUHFzeXdFRmxYbTdvM3o4U2xGMHV1dGhpaVV1amV5MVo0Yk9NbnZHWDJaZlpnQ3g3TXRoTzFiZ2xtUT09
Even with this comment it’s fairly obvious you did not write the original post. Your use of diction in this comment vs. in your post are extremely different
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBtZFk0bXhlQ29SRGlER0FQa0dfZUk5UlFuSXBuSFNReXNXbzUydXV5YnE1NS1WN3BpNktSamhPSzdXOE13RV9zZUdHRDQtSElkQmc0NnlJZG83SlVaQjRsVVlaeXN0SFNRY0Vqd2NHOTA0ZFU9
Z0FBQUFBQm5LanFhUlZQLUd6UFlnQlRjMHVGNGp0Um1lWE5SNEt3SzdDdlBpRG5McV96cG9LeDgxYVNZUHUyYlhqcl8xV2JMWjhpd3dFdkdUcnctcVRXRFdzRkhneFVzdUx5b1AydGlHRUxFNFZkTnBHejZHdUlaSlU3TXdIdzFqS1JHTmFMeExYTWdiOE5OeW9fbWx3WXBpNEJQakQ4WGh5NUlzejdHOUFnRUR5dTZXSS1QVERmT3ZULVRQUmlTdUNxWm1mNmhWeGsz
Dude. Lock his ass in the bathroom with the water running so he thinks he going to get a bath.
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBtVXlVQ2l1a01LdUFkWjh6SGxaZWFWVjZpbGdENGg5aVkxX0ROZDE2M2MtNlFoR2kyU0JyeWZBVWl5ejlhNDdMaTVGb3E2OVhLSndoSm0wRlRHZEsyZEE9PQ==
Z0FBQUFBQm5LanFhcktlNEpvWGJacVBVUEFudnRDaW1CQ1dlTEdRS3N3dXQ4WF9Ra2JKb3l4bXFWT2g2N3dXbGFfMjJ2cVNhZkFUUU9wZ19PNWVadnFsSEhVSnhSM3pxTWJNWDc3RWs3M3hBeWFLTVpVQ0NQcllxdkNCTUJLY3NoVzFSNnNWem04UTFQZm05ajJPZ3BJRmtuZTFIa1dFOUlIRlQ1X2h5Mm4wa1VzRGVWRjl2Q2FDQVdNUGxwYkxNeWZIckxyYXpzZHkxVk1lTjRPVGhiRHBuWlh4cUp0cEV0dz09
And more broadly, non stop literally everything I haven't seen an ant take a nap or just chill ever. They're always doing.
r/showerthoughts
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r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtVHdrS3JfbVBldG04YmU4Vm5RYnhJT2haZ0VTQWNCZ1UxLXBIZzVJYnAwaG9USDR4aE1DUXR5U24tbmxncnB1U29lNXZvWWtydFR6T0Vod241R3pSMHc9PQ==
Z0FBQUFBQm5LanFhVnd3YkNQT0F6X1NuRHNodWdoeklwczJZTjJkbTlhdFhVZ2c2bkxRYVJweWlDMDBZelFLaHhMdnFrbk15QXJYcmF3TzhtSTlCSUo1N3h6R3B6NDE2eWVzeThtMXpYYmo0Qm9Ec0hPQW5pcEZBMDYzTnFtejlSMjVBZU5ITFFUUUNZclplWXkxUENOdlBOdmx5UUZ2ZzMxMmwtbWZUWHZhSWU2VTVGXy1qc0otMUJfMjhHSWh4QTY4bnRzbjVucXNVQTlpUFJsN3JyVXZTZllzZHZsbC03dz09
I often speak for the whole human race.
r/gadgets
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r/gadgets
2024-11-05
Z0FBQUFBQm5LanBtbjRIQnRHb3lBOTBYOEhNWUFjVy1YdlJFczNBczYwdmJEckRhVGRCNGE4cFhIcHFMN1RCeGpib3BCZlB0V05yMXBJT0pfWXZKREJHSnczVnBzTGVrZFE9PQ==
Z0FBQUFBQm5LanFhYzBOMVFlekdrYUQ4QlFWV25qdlg0RDRqMnBnUXNGLUhLLVRxUngxMUtWcWUyTmQ1VXNocEVHN3JkZG9XZFhZOXBPeVB3eS1WQ2ZxMzlfY01ZS0Ruam1JVXFYeHhlNFNWNmhwX3d1Qno3YjJXNWItVVIwWWVtLTdNV05hR1BxZDdud2E1Vm5MNHRiTzRtUmp4QzA2Z2ZrTFEzQ2NtVUlPb3huQmROZUI4b213Umc2SFFHaUUwRmRYdHE5WDBuM0pLay1PaHVoNUd6QVdXRHl1MkJFVWRXZz09
Safety rules are always written in blood. 
r/tifu
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r/tifu
2024-11-05
Z0FBQUFBQm5LanBtZTVBVWxxRE02YVlqZE5hZUszdWtGU2VTcXBMQkkzMzhMQ0cweWJEOHI0dWpERUR2Mlg3bmFUcVVFaVFQcUNka3oyQXVubGtZT3ZDaHB5Y0dRSTFwMmc9PQ==
Z0FBQUFBQm5LanFhNFhmRmxGaV9iUTZJR1Z6bHhCOWZ0ZWV1OGM4ZEE2bWJTOUJybHRtUHN1TUVGWFNMb2YtRWZ4dUtSdVg0cmdKTHd2YVpBTk01Vm5VNmtwcXFvWWNpbnAtSXdBYUxwSVhpZmxWTnNvcU1xUERtVWR0VGs2cVZXV2lDNGJjbHdkajc1R3pkNmdhcWpoWWZiY29iYndtRXRuSThENTYtNFhvekxBaEpNeklTSWdfUU1UV1pHZHNkYjY2MzFTZDRzeGl1bjlyWmprWmE4b3NCbUhNQTdpUnhtdz09
$19,000 of debt at >20% is a lot. I would do whatever you can to reduce that interest rate. If you can mortgage your house I would do that assuming you’re not going to re-rack up the credit card debt
r/personalfinance
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r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBta3BXSkxNSnFlSlZPT3BQaEpfem1TMTFjUXB0SkJoUnV0Rkg3RTVFdk9YMnVEeXpFWWs0NUdsNmpaa3Mtc3E5TXA2SVZrcjdvSE9VUXkwWTl5ZkJ3RFE9PQ==
Z0FBQUFBQm5LanFhT2tNOHZvS09wSkpLLVNyRzhXUnc2MzlRbDBGeFJTRVNDRFQzMkRDZExpNEdYUTNaekZSNEFScUw3WjE4bVg3bWFPYWx1N0ZaZjlMb0JCX1BBaERieG1JMnRKdkpvZVExV1BRVlVRWDlUQVNBck9oUlRieC1IdnZydDIycWxQWGpHMXJ0cFpSc0RPc09TbktwV0hNYzRaRUNLS1p0VEZkLWxnb0NFZnRfY3hncVpJeG9yUUNqcW5PM000X2dUX2dW
Can your partner generate income? Working together to pay down the credit card debt should be the first priority. You are moving into your highest income earning years. Pay down debt first then start putting some away for a house. Your expenses are low enough that you can get on track quick - I’m optimistic!
r/personalfinance
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r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtd19qR2RzSVhvWUF3Mjk4VnQ1RUIxLWl4S1lLVmVBSEc5cUsxQ3JySE05QU9QbENHd09nZDg1ZXhmWUVKdG9WSm1lNTZ6SE9fZ0hPYTRZQ3ZwMFhBZjY2WC0zcVR5X3ZNVzlQc2JmMDUwMHM9
Z0FBQUFBQm5LanFhbG5EUnZCTnFtWlQyWV91RmE4MGRFekJwbnUtR2NVbFBWX0ZKb1Fqa3NuZVFKbTlLMVp5YXJpU05Nd0JIbW15ZUQ3RDU0eTNrRkJvR2JURjZlMU5OU1czT01EZXcyZEstRllfQndjQUdjS1JIZGVweXlBODN4RW5iTHh5cXdVbjZyV0lnTG13UjR1RndtbGNCV3BRenpFMWJaZ1NqclNKVGJLV1lsNUFhVExpeXJ5RjVLSGNPdjNzN1VNdG1oMHk4
Like guitar hero. Absolutely destroyed the screen strumming on it that much but it was worth it.
r/gadgets
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r/gadgets
2024-11-05
Z0FBQUFBQm5LanBtcjkxYi12VmVPTGNMLUczV1psRDAxZEl4VzlCb1pYazFhYldhLWxlNU9NZ2N4TzZpemMwSFZ5VWpVb1JnTkVsVkZJclhocmN1R0V6R1ZsZmNuY2ZLLXc9PQ==
Z0FBQUFBQm5LanFhRmJiRjE5d1lhRVI5VWxWdmY1M09LdDVWZG5ScE5rQktNeWpLOWxfelgzMmY5NHJ3c0QzMlNXM2tsN21QTXN1Y1lXLTFUTzRHRTlWS1lSLTBsOFdJYnJNcnEyUFlILXM0cU5PQ0RhaGEzdTlfX0RFY2doXzdwcjR4SVJuN20zbUkxV0hqZTRVMlFsN2ZZTDNFd2t1NXFNUUpnSUVRSUVVTXVLNFN5bXFjMEJpRXJ0SFF5NHdIQUJyZW1vbEJfNG02QzBOTzZrckgta3NDZWZaWjZVM21ZQT09
There will be some insurance companies that will offer this, but of course this will come at a premium. They need to shop around and see what the options are.
r/travel
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r/travel
2024-11-05
Z0FBQUFBQm5LanBtbmpaQXBlNFlHYW1HbFZYSHA2WWU4eU1yY3JtM3k1bjhoNmM1V3RyY1dYWVRRamxHSWV3MmN4WlFjdDdOeEJaUnEyaEhuT1JMWXJGNWJuS0F0T2RHR3I3QzBQTHdFZ1NycEdKSzBwaTZ1Nms9
Z0FBQUFBQm5LanFhdndMSVRDRmc4ZHZLM183WkNVRHFpajIwUGJfOS0wSTNJc0JRTVlBTXdJZ0pPU0VyVFJXY3Bob3MyS3FUQVRESDJtSXVDZ3RaTmJ6YXdzYWVmRGdORGd6clZNQlY0S0xHZTdhQngzbVpNdXlxRTJ0VXlYbV9fUHd3aFlFU1RVRnphRkl4eGFRaWdCZ1M3WGpybTFISjJSR3lrVGZ1S2hVeENfWVctU3Vhb1drMHhQMmo0NTJoMi1aQjFyZWlMTjd2LW5YaTJVZzI1NzJhYlNpaG5LdHFzUT09
Just to add some over : it was something the jesuits were really not confortable with(for the record, the jesuits had famously complained at the time to the king in france about slavery, and would often wander in ports where slaver ships would stop before doing the transtlantic voyage, as to baptism every escaped slave they could find, as the compromise the king did at the time was that a catholic could not be a slave) Usually the slaves given to the french by their allies were slaves under the jesuits for about 6 months, then freed (and given some land to farm and live on)
r/documentaries
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r/Documentaries
2024-11-05
Z0FBQUFBQm5LanBtSE9EQll1cDN1bWQtd0NLS3BoNU5WYXk3U1JraGlNU3V0X2wyYkVEWjJYdHhsbkZTbVc5aDhwZURKakVKdDVKMHlQWjl0NnpELXRLQjdoQU40MGZKbVE9PQ==
Z0FBQUFBQm5LanFhOENiVW5rLWdCVFBPRE9lT01ONDc1Z1Y5OEdEQVlOY1ZhTmFLUjB1SWxHWEI1TFQ3NnF2VTU3ZEdKdVhmNmJVY2VYOWJGd2p4aDR4M1J2a3pRT3JZZ3ZLeFMySzEyY1VuRU04UTF0TWd6ZjNVMkNVYVRZaUUwZzV2SWxUYWlwUV9GbnJwMVlsUGxoZTFucXh4VkYtWW96ZEZKMXNqUEowRW5RTWp3QjBzTkliNEh3RFVoanZ3WVVaVnBaMno3V21qQmZqLWxBZkV1MXdlMjdycWhjRE9xWEpoNHpvaHQ2T2FIMVdCRVQ4c1pSbz0=
What is inherently wrong with marketing and why does it upset you so? Off the top of your head, you have 5 seconds, who are the first 5 companies you think of when I say "Insurance"? I'm willing to bet you'd name 5 big national brands who have a nice marketing budget. Maybe you'll pick 1 or 2 smaller companies. I'd name a smaller one because that's who I use. But I'd also drop 3 big national names in there. Oh look, it works.
r/showerthoughts
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r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtbFBkVzBfMDJaM1ZoUE9tUTRKeEVzakpnd21oN05sQUVEU0lueVhpcGZmaTJFN2NOLTJxZ3hvTGhZVW1ad1VPNGZ5bFY2bFFKemhPQTNkemxHTDB3emRMMnltY3BaMlgyX2hPbVlIZ0ZHWk09
Z0FBQUFBQm5LanFhOE1IUi1veWlyT2ZuclRpUk5lZDg3ZzdvUjJua1ZxLTVQZmZURjBVN0JzSUJSQmo2SFlKT1p2N0ZIQVluOUt0T2JqYUlITTVpQnRzaGhVNjVZQUFwZ0Vlc1VKakVndG9IYll1ZWk2QU9FTDdWZldNMjA1MDBmX29lMGpXSXRBSG14OG80OEFSTUw1dkVsbzc5U1NHV05MX0RqRkFadXozcWlMRXJzZ3FXR3hCODNfOGEteDJvdmYzRVJuVk9uNEQwVlhuQXFObGFuajM4MlI2WWxDSlp2azU4cWhMZk50SnV4ZlhzRzRZTlNKQT0=
I’d love to see it in real time
r/sports
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r/sports
2024-11-05
Z0FBQUFBQm5LanBtWWs3dXRUcVFXUng5THA4NF8zMGJra2JZaWsxQmI1Ml90ck9HbGJLS2otRUlEaGljaHk5aGlWM1VIbDJZcF9DWGtvd0tvQXFWNG9haG5yVWEyQmd0MlE9PQ==
Z0FBQUFBQm5LanFhU3l6SVIyU0tBOWc2dmtYUzM0cWVQaHhfMnJsRDdSUVFrOUFjQ2Zhb0IxZkJORGw1MXZWWE14Q2ZKZklSaUFqTzkxYUNEQXZDMFM5TG5DZmR6Q2hSbmhHbWlCRjhvWmNyVGIyT182bVR5TDFqNmlQQnlNbjdVZEo1RXlSWl9Tcm1SQVVPUk9sNmpKc1NBLTFrMDNYbVg1Qk5ibGFLdDVodllPeHAyN1N2bDVCRFFOQXFMOXoxOS1aZy1feXhlbTdRWUhMd0t2M3ViOEZNZzNRTHE5STcyUT09
Let's hope he doesn't break this bed too
r/diy
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r/DIY
2024-11-05
Z0FBQUFBQm5LanBtdDROQjZVVlZCdGtNUjlwa2JOdlpOMGxfRnJNWFVObk5XMWpSYkQ2Uml3U3NJSjRPVE1IT0hLSzNPVTRnNllfV1RTQUFiZFpBN2tOZGtSeWFiT056enc9PQ==
Z0FBQUFBQm5LanFhaWZSQ1hvSkl2Ujl6cVpXWDlCRktDTGI2UGVrYkx1UnZ0VUR2Y0ZCeW5xR2FteGg2S2VWendDWVIxTkVfcEFpS2NiWHFkcEY1Rmt1TkFGVVJZckJhSEhTYmlvaW1OeXFQUTNIOEtaaFc4Q3lScjBnOVhMbEc4ZGZaUVluOFJzZktyMXlwZ0NsY2ctV3BxVnVCOXlmTFBWRFg5aVpGRWlKVDd4akhjdmJhbEc3b2ZaUmp0elZ5RkM0c0hMZDdyQlhCcmlYdkt5ajdaa25rS3poNEN6ZFlyQT09
More on Easterby than O'Brian, but they both suck. Nuk should have been Texan for life.
r/sports
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r/sports
2024-11-05
Z0FBQUFBQm5LanBtcDhWX1NuWmdQVFVfTWZnTDYtV1FZUFB2YkdyT1FoTVBOUm5maWF2OU9yUXA2SjY5V1Z0NEhFbE9nSlFncGtodFJVbkJVaFh4OS14RWZJaDNZZU5uRUE9PQ==
Z0FBQUFBQm5LanFhRlkxTDgxMFUyZUxkTzFPcWk1bjVpNG1USVRwVVVJeHdWNUJzY28yZVJaYm5Sd0t0VzNxSzFjV1pKR3lLM3hlSXZkWldCcWpfRVNwVFFqSk9MY24wenAzZXRCN04zN3Z2R2hmMmFqR3FQckpDYWYwUkpPVUVua013aHRFZDdRTFlsYzdrMFVjUzc4RmFtdld2TjJsQVJXR0FpdmtNLUVWT3lEUzJ5SmQ0ajFlaTVuRkRoZ0xHZjcwNkY1X0ZvWUh0d0VOenFueERpQk0tZGlkZXRBeUpXdz09
I don't think there is that much new technology involved. Fission reactor->electricity->LEDs->chlorophyll<->[nutrients/oxygen<->waste/CO2]<->organoids<->Internet
r/futurology
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r/Futurology
2024-11-05
Z0FBQUFBQm5LanBtSXNyS2FQSG8zcDFJbnloM2RHUGduQkNrRzRiclFVN2NCY05fYWhtdV9yWFRqUTVtaXBtVTV4dEtDSWRHbEYwd3NSN2lqRlpjOXZhNkpSd1RIMzdkZEdaU3FDbWpOQ2VqTjJlTnhYY2c0TU09
Z0FBQUFBQm5LanFhUHFKbzRHVGFIWjZaUThhSHJ4bE9CTnJvSm0tUndZallVRXJGNHBuS3BvWlZlcjIxbFFFbmZDZmp1UE9sLUtzMUcyQ1BWQ3JXcDhBVHZwc2JRcy1odGpLRGFlcVZjekpvX0tPVHJ5c3FVeC1qUndNOVVHNDQ5ZzgyNW9nZ2VuMElTXzc1ZC1xUk1MbWlBWDJ5WFZwWkFrVThRcUpGM2lWdWJFanphTmlnbDA0TzMxT256ZUtDM1NXNUlMLW41WnFpRGJpOVE2Smt0VlFub1RTa1lSSUh5Zz09
oh wow! i’m from west coast but family origins from texas/the south &i’ve mostly only ever seen sweet cornbread. guess thats true, the more you know
r/food
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r/food
2024-11-05
Z0FBQUFBQm5LanBtLVlDeHhBbnhoS2dpSGJnY3VkMjl4bjNPZXlfeDAzbThWQWpwWksxNFo4REt1UGRfUm1YRGx3WmFyYnJzc1k0UUdKOUFldkJLLVpBODdnaVlzM1ZoeVE9PQ==
Z0FBQUFBQm5LanFhWTFRR2oxYllDZ1VNX25ROW50dXJwM1EtZ29YWmdYcFY0VmVsZUpjT0VFdWY5STZicmNJMm5lbXkycWs3MXc4dnFxbWFuUllMWFh3WDFfcXllTHpFcS1veXBSNTU3QTkzVXpCbkhUcFktVlk0UXB3QVBTajhJTGZGczVqNGs2N2pqeHZiRmRzLVpNY3VwcHJFT2xYWjF3QWF0bzBDc0hrTU14ejB5LWh4cjFXVkUwTzhIcmYyaDdHaktLSXBuNzFLUnMtMzJidDlxMERoZDdEbTlfLWY3dz09
Any hobbies? That is what drives all my travels. I'm big into amusement parks, aviation, beer and food, so any trip revolves heavily around those usually both in the US and abroad. Hard for me to go somewhere without a draw to one of my interests. Has taken me all over the US and around Europe and having a complete blast with each trip. Tomorrow, we actually hop on a plane and fly to Prague, in which we will train to Plzen to enjoy ground zero of Pilsner beer, for example. Among other things of course!
r/travel
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r/travel
2024-11-05
Z0FBQUFBQm5LanBtbEhpRDg4WkVJWm55TU9CekQ4YzYxb1hldjNaMVJiV2FfX1Y2UmV4VE40VDVUaVJWbHNub2NteHItemZ2cHJrOHJMU1k3U0pmMWZzUnIwQ1A2WTI4QXc9PQ==
Z0FBQUFBQm5LanFhV2ZjTFlLWmpyN3JfU0dhSllLX0RBZGZMeUhEdzA1V283SV80ZlJkYTM3S2JTQmZMUWNjNXJhekhRNktMWjN2bjR1WjdCVGxBdzI1MlpBTlpzVjdJS0pvZ2dmQ1NyNjd6MXd6ZUZyNjRnODhxWVktU3ZyVjdfVmQ4VmVTcWhVbzdyUEYtRHZBcDh4TG5LdWg3SFpTdzZabkItY3RsekNMc0QyZUx6UjFlN3c0cklSNTB5Mm1NdUNSNk9WUTByLUkyNnVVUjU2Z3FLLVFZUVphUlNuaEdqZz09
Is your spending in the black consistently and reliably? A bailout from home equity to slash interest costs is great unless you're just going to take that rope you got and tie yourself in knots again. For such a short term I would explore a home equity line of credit for the $10,000/$9,000 at personal loan/cc rates. Depending on your credit you should get that into the 8-10% range and save a good amount on interest while avoiding the up front fees of a 30 year mortgage. No reason to refinance debt at 4%. You won't do better on a mortgage or a heloc. The 4 year payoff for $19k at 9% and $21k at 4% would be about $1000 a month or so and your weighted interest rate would drop significantly without the massive up front fees.
r/personalfinance
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r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtRGhMcElpMmRNU2dZMmNVZk5WOTQzVE81RWU5LTJ2eFo5bjU0LVpXQUpIS183eXJiY0pfZk1iNDFFWHV2eXlpZXJ3Q0ZwUnBCY1FuSkxDQzlWQWtqamc9PQ==
Z0FBQUFBQm5LanFhQ0tNYUZiSVgtOFhPRE1iVW9hQWtUTUhOcUtmOVU0UDZHNklFdEN1d3hnSks2VE1uQUx6aXJ1dmlOVnVxajFBUTNJUUs2N3Vrd2RscXBJLUF6SjZaV09HWFlTMGVlWWRYbk1mTERQR2FCaUFzNXB6T0RGbk1GbDBNckR2LWxTYzRBenJjSkFPMVlTUUx0TkRMUjZHODFaLW1MNUYwYy1WRmRZalMyRXFRUjZ1S3lSWXVjR3o5ZlAyWWZEeGNjU0Z4
I live in a place where people go out for the day and leave their front door unlocked and their ground floor windows open. So breaks in just aren’t a concern of mine. But even my parents who live in Chicago don’t have someone come look at the empty house while they’re gone. They just do the light timers and lock the doors and windows.
r/travel
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r/travel
2024-11-05
Z0FBQUFBQm5LanBtT25QS0NQX093Qk9DQ08tWGw1aDR4TUZGWGRscDNFQ1hZbF9jZXdKbVJONllBd1dWQkZPcnZUbU9RdlFqQkgza1Z2VWNsOVA2MlMtX0RGNGpoSHlnM0E9PQ==
Z0FBQUFBQm5LanFhXzVKNzNYSkhRaEJjaVlJNEE5ZmxoeEpDWVVKY2dqcVZEN3RaZUJtblNaV29YVDNGUnI3ZGgxbGsxcHAxd2k5UzNnNHdHTjhTRGdVRDFIN1hiUmtZUWVNWVN3UEp5R3h2c0ZvUFVSald1b1dqYlVSTnAyd1hUUVdxWEp0dkRxQjRuT0JnamdTZ1VIMG5Zdmg2aE8xRU9hbU5DdklTdjhTZTM2dmRpd29zV3k4bHVqWEVCSW1PMm9LOFFaT0RzWFh2Qy0xMnVfMDZoVTlLcldFTVZQSFM4dz09
What u/93195 is trying to get across is if you are in a higher tax bracket (say, above the second tier), using a traditional 403 is likely to be more tax-efficient than a Roth403. Their other point is that the Roth403 is an employer plan. There's another option you can personally do called a RothIRA that has nothing to do with your Roth403 - except that you have to have earned income to fund a RothIRA. It's another great tax-advantaged way to invest for your future. Back to your question - the interest rate you are paying is in the grey area of maybe worth prioritizing, or maybe taking a backseat to maxing out a RothIRA. Splitting the difference might be the best plan to allow for flexibility on your monthly cashflow. That 4.49% interest rate is an 'negative gain' if we pretend it is an investment. A guaranteed loss. However, it is a negative gain/loss with after-tax dollars. Likewise, a RothIRA is funded with after-tax dollars. RothIRAs have no guaranteed gains, only historical context that suggests wise diversified investing (e.g., VTI+VXUS) should yield > 4.49%. Some of us remember the 70s and 2000s when long stretches of time did not average out to those gains. That history will repeat. The only time to leverage debt interest is if a guaranteed return after taxes will outpace debt interest. That would be a savings account, CD ladder or iBond ladder type tool. So - you have the psychological benefit of getting debt-free by aggressively tackling the loans. Or the psychological benefit of paying down the loan faster than required while also starting to build the RothIRA up. Or max out the RothIRA before throwing extra at the loan. Tools like RothIRAs, HSAs and even your employer 403 are do-it-or-lose-it time-sensitive tools. Once the paycheck has passed, your opportunity to make that 403 chunk goes with it. Gotta wait for the next paycheck (usually) to contribute. Same with RothIRAs and HSAs - once this current timeframe is gone, you can't contribute to it. Or prior years to 'catch up'. Your loan will ALWAYS be there.
r/personalfinance
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r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtRnY4SUJpVXNFamlGeUlmOTBxZklGR3NlTk9LS280Rk5aYkhfY0RwVEFqbDR1MmNlWTV2SXFPRGROVEdEZGVCTERFWG5JMTlNdDJwZ1ZyQUdkaFhoMHc9PQ==
Z0FBQUFBQm5LanFhVkh3V3psM1NUZExQODNqRk1SWlVNVjdyZ2R1NnBKWTJMLUhGY1pBcDB3Y0xZa3JuOG5HOHFSZVR0YXlpYXd6QWpoZFhYazBQTlY0UXFhMm45cV9ZLXBqcXZ1SnhBckJWR1dacXJSbjg3Nld6SlRXMmY0bHM3SV9MbmFIVXNQejVYNng2UUlGOHJFZHBZQUJhUWJ5OTJPMkZkTkRYbFQxMGhNeWpCTHBIWERpLUFPNWc5djJfNjdta09tM1hrVXpZTkZ6dUtqTFM0QVF0dVJpamFxQWJaZz09
All of the advice on here is solid, OP. I would add that you and your dad should sit down and discuss what he would like for end of life care and planning, in case something happens and he cant communicate with you. preplan, prepay as much of funeral costs as possible (this is excluded from medicaid lookback) or consider buying a 10k life ins policy for end of life needs (where you are the beneficiary). you're doing a wonderful thing for your dad, and dont forget to make space and time for things just for you, your spouse, and your family.
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtUlJsdGFmaEdLcVdYTGMyaWdXZzhtbFFlbWx5RU96dEhwd3ZpY05PQ2pyTFRzbk51c2xWLVNUNExNbmxwcDB0bGFEMUlBT21uTzJpN0g3UHFBOGlNOVE9PQ==
Z0FBQUFBQm5LanFhMGRnTHl3S1ZtRVFZUnAwRHB4a0VUV1h5UklYVDlDS0s0MG9leTB5MG13cno0dUU0SjdxUHEyLUozeEU1bEdCb09JXzFrcXA4LXROd25aeVNscm9OWnhDX2lDMmRZSmNhMENUR2JMdTRZcUZ1TS1EX01OWXczVDVCMGtzb0hqd2JhRk5uMnNVNFhSajNMWDFWMWRlWk1pdEUwVnpKc2tlV2g0UnZSQ25LRnFDZ2NLRVFlcmZZWkNqdVFYXzRyNUQ3OE9peWNKNFB5YzVTSkFmeEh4NTk3V3FnTXdRcElTMXFKb3M0RUNId3pCQT0=
>She still told the AI what to say,  No, she told the AI what she wanted to achieve and left it to figure out what to say.  Let's actually take technology out of this because that isn't really the important part. Imagine she hired an ad agency to create all her responses. She goes to them,  tells them what effect she wants to create in you and then leaves the ad agency to use their understanding of the human psyche to come up with a messsge most likely to illict that response. Would you still be defending that as a healthy way to manage a relationship? 
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBtZ2VHY3BEVDR3emVtTm15TjBVNGx2ejV0VEtPcDlEOEpTOW9sdkg3SFdzZ0hwRzlWVTBreklSRE5mU2hCWG4ydWxfQXV6NmRyaGh1cGdPM3lMRGc5bl83VWIwU1ZobjVFcVhQTHhKUEpuVG89
Z0FBQUFBQm5LanFhMU9qU1R6RGlkZ2lrVTFvVU9JYnJVSUpGc0lZV2U5RG9hUHh1dFItMjBidmJ6YVBtakgwemVyekxtaGVnZWFwLVU3NjhHR09PcEtHcW5TRm15QUJ5dFN3X1BORGFtcW9Dcnh6djZCTjJyWVAzYjQxRkpGZlhPV2xLQklIUjgyS0dMRW90aHo2OUgyVW5FdFc1elZGRXR5UTdQRDBlSGZ4T0NuTkVCSUt0MVdtNm55ZHRiWHJ0UnRWZkt3NnNPRlFUYUdWQjBaMUtYeHhsMXZTb1paX2FSQT09
The difference is that insurance is mandatory for most of us. It’s not a choice. It’s a legal requirement if you want to own a home or drive. Forcing us to hold it while not regulating the industry it my biggest issue. If it was not a requirement but a nice to have, than I would have no issue. But because it’s forced, they should have a responsibility, by law, to maintain the cheapest rates applicable for them to run.
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtQTNWQnlKSkZxZWpVRzFIM3ZJZ2psay1qWXBQMjIyeW5ieTBac24wQW1CWTZlMzFyaEk1eFFlYXBWN0Z5YnEteDhPb1F0V0ZjLV9NREEteERrT2pEOVE9PQ==
Z0FBQUFBQm5LanFhamlQZTVxRkEtLTFkMGZ4LURjOXRPNVotcEpUUkhCN0xnY3BQWDZ2aDh1UnNCQTJ6OTlrdDJhNWl0cGk4eG9WcW55RHJJYk8zNUh1RFdnaHE0UEdrekhfWE54WW56dUdOQXVPVTdIMnhQQ3dWYUdiWjdQOUZiOUY0ZGFHZXBtVHBycGpITHhYT3MySkV5MVFwYnBUVl9Gb3JFN3RuaWFiYjladllHV25fYnZiem04M05BMlUzeFgyczFHN182bTVIQnlzS01JSjhsX1pvQmg3UGxRRHRfZmVrUF9QdVVfQlhlQzE3MGdrTW8wcz0=
Yes I have, and I can say it was definitely worth it! I had a great time on my tour, getting to see 7 great theme parks across Europe with a knowledgeable guide and a group of fellow enthusiasts was a really cool experience. Happy to answer any specific questions you may have!
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtUVE4YVhScWhDMkp0UVBtZUJyRVB4eGVaVFQ1V2VDbW8wQm5SQ0ZXeDhOYWFEWXNFU1RBVFJvRU9hcGI1MkZ1SHZGMHV1NmpnUlFsN3JJWVlvZEZGdkE9PQ==
Z0FBQUFBQm5LanFhU0hiZTBESHhXR2RQZGg1Nk9RR3AyYXJ2OFZ4Z2JldGdYcFpoeEtRQWdSYUNkS3FsZUxkVXd2RVdicDA1bGZRM0VOVVJLWEl4MlFfUDFHYzFIMHFpU25BUGwtRFF0YzlYcXk0R2YycGhfQ05hMmZRZW9PM3BVSV9wMEpFeHhwc1RhcmFZR1A0a0llZkFUOU9oWC16WXdlUWdvbkdxYTBhRDNyaVdNdzZnRlJhc2g5S2V2M1UyRTNnRFQzUDNFVVJE
$6k exceeds the small claims limit in: Arizona, Arkansas, Connecticut, Hawaii, Idaho, Kentucky, Louisiana, Maryland, Mississippi, Missouri, New Jersey, (parts of) North Carolina, Rhode Island, Virginia but frankly, OP doesn't even mention they're in the USA.
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtUy1pbnExU1BwVlFyS0RSY3N1czFKNWdIb19OQTRYNFlFc3M0RkFVanV0alZyWGsxOFpvY1hpQTI4ZFYwaHVzV3c2bnBUbVhpMU5DTTRyLVlraGpyWVE9PQ==
Z0FBQUFBQm5LanFhT01IdnFUY1BwZ1ktbGZBR185dEZKVnljTlBtdm9zMTNwbEFkY2pfa25RbThvRVpFMDZYVDNZV2ZRY3FqWFFtRjV5bUl2b1F1Q0h4d1ZKYkhJem1La0dzbnc5b1dsYk5Ca01ya0dDVEhlM2hBZkM2M3NTY0JKcVg3WFFqVFljTGlnN0hhMkFMQmpKVldkazRnRzE1dVpKZjBZX2VIbDVIVTdwUk0zQjJGVmdsOXNiM2piOGd0SjdYWnMtRzh0NkdiY2pFUllwUC1NQ3RGNHo4a3UtRk1OODlqaXRHaXR0eUxIcVNONHNLT09UUT0=
Sorry, /u/Traveller-Entity-16, but you need to offer well-written, high-quality, and original comments before you can submit posts. This is both an anti-spam measure and a community-building standard. Thank you in advance for participating in good faith. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Showerthoughts) if you have any questions or concerns.*
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtU1gwZTVrUWw1dlNRTzJRZFBWcHlYQUFvV1NxVjRzQU8zdXpHVXR4d3BRMmVvMGg5RFE2VDk2YXhEZklIY3FOaDEwUGpSeGprNFhvdS14WENZS0ROSGc9PQ==
Z0FBQUFBQm5LanFhU2RSUHNWOW5DUEdFNlRUUFdSNmMxRVlTWjRoekF6dm90RjFDNkc0QUY2NGRNbER0VjV1SFZoQlpTcnNGTUJOYkpSZ0lzWFFEV1dTbk8wdkgyZktibHAyTDgxX1hIbHphY3JJSVU2TS1KQjhURGMtdDJHMFFxTUlIRXI5Rm5FdGljX3NpM0lZQkxwUWpuZGhEb0dyREhIWk4yUjFDUVYwTmN4LXp0WW83Y3RHMTVYaVdIVG5ueFl3aGVZWHlJZEpWRW1pNThBRlhVLWo0TVpPV3FWdTNEbkNSNVFaS3ZBSG5kUEUwRWFwZnBqST0=
How much is the penalty?
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtM3Y1a0RfU2ZmNkxfRnA5SGJKc3c4REw4N29sem1BM3lqMTU0V09SVXA1aEtITEc5N2hEaUNWSzNsam92SDYzTmpkY1NCNWJKTHRhREF1M0k3b0g1Q3N1RDZRUk9WcEFGU3VPdGZDc3BkZ1E9
Z0FBQUFBQm5LanFhc0cyRHFJYnV0eGxPVWYxUkhzbXUzYmJtR3ItVVZ1QWpTcnNoa0g2QXFjRFA1eldPWFM5Mm1menhUYUpTZHdzMlp3dkZZR1ZmSVkxUkVncWR5U05Qd09xenVhclVVV0Znd1FGZ2xXdzFZaDZZTDBwUm85bFBqaTMxU21lQ25wUS0xdkU4V0ZveWp5MElDOWZKay1ad2I4SDk5V2NYNWp6N2lraFFoZks4UXhVbnpOSGcwRGhEUk84V1V5al9uV2dacXFsenVzNFByaW0zVy1Vd2lLMnNtZz09
Umm your math works but not your logic. The boss, assuming they have male genitalia, would lose it all.
r/jokes
comment
r/Jokes
2024-11-05
Z0FBQUFBQm5LanBtSWpnRlZzVXdfMmI1aVlIakFQOHlzOUtFakg1ZlZrTXZlYzRGRC1yM1BMSUd2dTk4LS1jNVQ3b2FSX25aUzJTSGM2c3VRRi1Gbks3WENnaGZaVzBtTXc9PQ==
Z0FBQUFBQm5LanFhMHg0LUNBUGNpRGd0LXY1TUxzUHBuVzhTZG43WlhsODJubEY4S0JJT3BnaDBtWGR1RlpzQnk5akNkZGFpZDM5dDlueHdpRDJET2JvWFhIVlNUMUhyRGk4SFhVMXJabVQzTElIS0c2eU9RcVU4VXRwa2VKTXpCT3FiVHQ2Q3RQYU9zVmZDbHdzWnBRYjk0ajRzdHRaMlJZVjFTeHRtZVppc21PS2hRQS1JNlNHT0ZQQUwwSnUwSFJFVlFxVzVXMG1pVUlmanBSSU9kdVNaRlZ3RnN5RmZBUT09
Canada your USD is worth like 35% more up here.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtaXZiN3FUSU5zNE0tLTFFQjIwZGk3WFVXVTlGQjdKX3FsTFAtdGxnako2VTc0YkpSSUJwWkdta0EyMGQwZ0RFaUpBanZrTzhhR0M2R3JVY09lU2xGR0E9PQ==
Z0FBQUFBQm5LanFhOGFaQmhpRFJnYWxxcVhLa1FCVWphUXZ5ZkdmTUR5dnpYdnhnV2tjcjBsa0s3Y0NjWTdzNFp6RGhzeWtObkhsVHhoNnNGNkVleFRTaU1KVXktOENfd0JRWDV5RkhCYkZ0ZldVR19GaGJoTnFRbktQR0tURVZScURPOTlhbWRLRmNvNUUxeTVjbVlJaEdvSk1VN2xuaUlwRnBUejZJd1ROampwM3kwSlhlcG0wTTBHdS1QdjEzNUFqZWRRci1PZVdEcVVndnFldVBuNVBkYkdLZThzaE96QT09
Orbital velocity is not necessary to reach space though. The karman line is the edge of space (100 km), so you only need to reach that altitude to be in space. I still agree a tree would most likely be blown to bits before reaching such heights btw!
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtUl81S3c1Wng5bHNLeHJqSVNhaEg5enlrRDF6YnNvLWo1VWpEaVZkUnVvckNkUnRiQUN3cHVFVkxnNHVJdVJQTFVLNWJyLXNxdGFxR05kSW5VWFpFUnc9PQ==
Z0FBQUFBQm5LanFhMDNTbTUwNTBYbEt0dHVsYmxPbEFHNnJEbmFQaXdaemNuaFkwc2ZYZl9HMDh2X0N1UGJXNlNTaExjS25nZGVDV19GOFpVWW1IYmxxR1B5a3VGcUVGU0ZyaG5rQTNCZFI1MmdvWDBqeWVtNHVwdkxHdC1hRzFQd1VLeVp6ZkJ6QmU2bUt4TTlvQWJSa19LQTJBdUw2OTFMS2VWanNUbXRJS3g1Wnh2djJVRFYxSDdSXzdsZUkzMjRQSXExczJ5ZDlKVHZlNXktdzM3OW5qMTRwTnJUQ1V3Zz09
Looks delicious
r/food
comment
r/food
2024-11-05
Z0FBQUFBQm5LanBtMTJlSjljZTFuUWpSaTIydF9Gemo4RXZWM0pDeVhVaE1iUFBRVC01R3dHeTQyUWxqQ201RHhHT0E3SE5Od0g0UkZDUkRPVmdlSndyMXBOdTlJdTBTenc9PQ==
Z0FBQUFBQm5LanFhV2FEX1Z3NFVaQXYzeDAxbk9rblJGd1RjSWw2Y3BWTl9iblRTTFNhQjFVY0lTeUZ6ZlFfejh0c3NYMXVaOGRNYzF1bUxlc05faGtURXBQU3BCR3dOQVZmeVp3M182cllBc1lSek1CNjFPdEFSaFVWYTgydml3Yllvd0xqaUFnZXhCWGNwY1Zwek15dDg2bEVxMDRaNnpfc3Izb1VxeWFyWll2Y3FJT1NTRFhxbzBEVEJyaTU0OEJSMkFJdDJsQkt3UnV1MjA2M1VLNWZHLUlRNVJ3dV9ZZz09
That's just the life of a human, constantly musing over death rather than musing about helping one another
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtVnlGOFZfWURxMkxYWGtHOXlEMDVnd3NNYmVxMVdBSTV6U1ZZS1J6NzhCaTlJYzdGVGhDSkN6S0lwSWIyeGluVlpYTDJEUzRpcmh0OV82eFFzVnBTa3k1dW9mRGpIVE1ESk5LZElOZWtIYms9
Z0FBQUFBQm5LanFhaF9EOGNYUlpXSDRKdEw5aWM4VzFVanlnUnJQVkFLSFUzdWJJTENHSTVYX0FYTmNCbHVNNXVvQWRPZDYzVDFmRHBaVGZfTlJ1aDlLeTgwcFB4NHM4MWl6SEV0SDg3ZXFfVzFFYWRJVmpTcWF6Mk9PZXRjT3NEZUc5V25XN3UySVI0U3h3MHNsbi1WdkliYmxQVXp3SVJXdnNXX3g2UVMxaTBBd05OV1FpVXV5R05yczNGSEhXNmhrNEpmRE4wWkRkeTJBamdyejVBdzVPMTFhZ05YSVh3Zz09
This might not be your bag but have you considered a cruise? Virgin do adults only cruises that stop in the Dominican Republic (they have lots of itineraries) and there’s no ‘spring breakers’
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtVzhSNzRrcjU5YkMxMUY4Q0ZDeWNCYTY1bC1ZLVZaMmR1Y3M1bG1SbVUyQ0RnckYwVU1GQmF2Tk1CTDZQTDBrU2ZqOE5fU05GejVzNF8tX1UwajZsWGc9PQ==
Z0FBQUFBQm5LanFhYjd6WFlhQ1VabVkyQ2NBMVJadXdyVVhfalVKa2ZEbElnRUxlUUkzVjk2THNNcGtwS1JrUnpCVnR0N29DZU9kM19LS0U1dGVYYnQ4VGJYTi14dTRUNjI2N1MwR29mWTNqZG45ZHVTeTh2dkRRYy1wQzZPZWowRkI4VHVYcUlhZEo0ZkJ4Y2w2ZzZNT05rbERfZWdhX2xpM1NacFBxXzRBVDVDTk5kazNXdGpsdWR4X3M2QkgtNDJvWEJNQkU5Wlo3
That’s my dawg
r/sports
comment
r/sports
2024-11-05
Z0FBQUFBQm5LanBtMS1IYWNzc3B0SWZvUHNrLUNwVlJfS0lVclo0Zl9fM192MTdMSGNSUHg1OGVibE9tODJ3SWxreXJER3ZkbWlzWkplOW0yWGRBWUtVeS1XV2ZfNkRCU3c9PQ==
Z0FBQUFBQm5LanFhdmN2SUhqSFVTbUttX0wyZFNIeFhKVGVJQUNjN3VGSEhsTEJUcjVaTUE1WnRWTWFDTGs2a25XWmRHWlVXb0tnTW03dkJyaHhZb0dhRVJDWlNseS1PT3NRNTZ6TzF2T3RKcUVoalMzT0F1MDdvdTdlalJRMVlDYVJpNDBRUDAyZVhES2NtUVJvcVFibWdfaENiNFpTWTZaUGltY3BOMmgyZ1JtS2tzUHJDcE1zODFOTk43bVhLYXZPcHV1UUc5NnQwN2hpZUc5eWNrV1l2dkQ4ZWNwdy1adz09
Can’t as claim costs go up. Surgeries and spine injections you get from your lawyer’s doctors are paid for by everyone pooling the risk.
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtanJ2ZUtYZ3NqMlRGdVZPdUI4WlJUakdhZnVwN20xWlpPVWxLQkI0aVJBUFhxRUVRdmRIckszUmY1b1JQdG9KNG5IYjhtUVdMN1RpWkRRM2lUSTBrSlE9PQ==
Z0FBQUFBQm5LanFhY2VWc1RyU2pzaThmVmJtRVVSa210TDEza3ltYTFkbU01TGFJMFdkQW9lcmFzVzNFU0RBVWVLZDhMOXp1U19JVFc1RFNkX0RVR3BRdk5lS3JVdi1aeUEzalRaZENKT1pyUGZYRG1uNmZYZXNZZkZ0ZnVVcnp4VzUwU3NYSC1BVXVnaExxTTVHb0lVYnFabGVIYnNVREZOZzl2VUhqOHh0aENScnI4MTREcDltWmFMX0pueTRhdlU5cEk0NlhiVTZSdjZZbExDTklBbHE1UERNQmtyNHVlM3JQbzQySnhOdjJlY2g1UDV5TGFxND0=
Funny attack against one of the greatest American innovators in history.
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtNUh5NkJmZVJDV2VaODhJMTZPcDJaM05BZ2hSWVZ4cmVjZjhEUnREQ0xGcTVyQ2Z0YU5yb2JfMnlScnBGWHR3eGl4c3V6QVotWTVsRnBlQkdEY1JFY2c9PQ==
Z0FBQUFBQm5LanFha2lMVjlhS3pHUWdFWnpwd1dKaGp2VGpNOEZiNWdLZDFDMUlQbW95Y3owR0J5d0VvVTk2SWtHU3BSenBBMXJlUVA5R1NqZU5FMTVMeXFzTzJzXzJuZlRPdzhjMjFkd2xKbUxCZHVEYTE5MTZWSndHNjVjN21ySjFRWXdSQmNxMEtlSUY5U2FpcUtpM1hXX0NnOFMxenRyZDV6bXFmTjJLZm8xSGRiYVZITVJoQnlzXzBLSjZSUmxBMlZYV2trTjZiQm1EWjd3ZW1QcDQ2U3N0WTltNUkxUT09
I stayed in the Ceylonz Suites. It’s noisy, and it’s been five weeks and they still haven’t charged my credit card for the stay.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtcUFGUkdPeEZQZm5QRzlWVGZITXJUQ1FiYWJsX1V6eTdHM1E3XzNaVFJFVkU1cDlEUGUtSHVCanNMVlA0OGlWaEpLRzh4eTN2cVZ2QktSUzNUV2d2a1E9PQ==
Z0FBQUFBQm5LanFhX0MzUmNjX2ktSWpMdnUxTFdoWHBzYUp0N0E0aUdqZ0REMElGajBUTTRTdnFlWjFQWDREZzlEVjBWb2RjYWdmRng0ZmsyY0ZfajBtb2dxZlJ4MlpxVHRQcHMxSUliZ2ZyUWNWM1lOaXBRZUJnNFRaRmlyZ1dFdHNYN05FcktNcGFMNDlaX2FGQlQ1ZkdEUHhPODdoQXpUYmtZeEd0YUdtbXhWX3dFR214S1lVPQ==
Yeah, he clearly says it's his girlfriend's dog in the text. People need to double check their title better smh
r/tifu
comment
r/tifu
2024-11-05
Z0FBQUFBQm5LanBtdG90X2lENVQ3SDBqVFBGRmdzOV9jTFpNZVBQT2xZa1hJcUtwdmhKQld4aXU5bHdiemRJMF9nMGhxTmRkNVlzNmU2dmluc2doSjc3NHlQa1dENV9wRlE9PQ==
Z0FBQUFBQm5LanFhRkJyMk9qckdEd3pBeUFGUkJXTk56OWhzak1tSlFTUjFwV0J0b3VLdVJzRENJUVBCZEpGZ1M1RElyUFhldXpEaXFVMHFORUdLUkcwdS10aF9pek9VR3RKbFg5b3l0YU05YTYtZVlmSXNuQkU2X3lrb3JZUjFQSkc5cHh4TWFFRUhHRmQ2c3BfSzFsOE4teVZuQUR3VGJsMjAwZjd5WFh1ZXAzN05jYmNIN2hPTFlkQ1hraXY1Z0R3OUpsUXQxV0luUHA0dmNNLVd2YXVkT21qZjV2cXh5Zz09
I don’t think you can get a mortgage on a house that’s already paid off. Maybe a HELOC though. But what your source of income right now?? Other expenses? You left out a lot of details.
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtWG1CWVdkSDFzR1I3ZHBkSFdBRHc4ZHItYVk1a0d0LTdVcHkwMVBrTmRybkNPeEVtc2FJZmU2bVZlN3hBWUp4eDRlcDZvWGZMdl8tNzZvb1hTem9RS0E9PQ==
Z0FBQUFBQm5LanFhQjFhal9ab0RuNk1vNEc0ODdaeVB2bDVfMklrdXhzc2hxeDJNRXROUUhIUGYxTnM3QXBaMGlocTZQTTdXc0pkOHhZUjdTX1RfN1pYYmVfTzRtaE96QlNQRVlNMXVIeVNNVXVTZVl0UEIxTHJRUzE3VXVjWVRYQzRtdjgxV05ESTRGMzZNckpwLUxEUG93c0lTUEQzR0NYeW02ZDI5TnM5REFORGdEQzNYbVdEUlNLdW5ob2lBTkIzLXBYQUpFTkJY
I'd spend a month in the north b4 Oslo. There are other cities I'd rather spend time b5 Oslo especially for cost. It's been a decade but Oslo was worse than Zurich and NYC for restaurants.... even the "cheap stuff".
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtWG15azYwb1E3d1JOaFRCcXMxXzhXNVBiSS1vWnNuWG8zMV9UeTB0a1hkLUNaNHRHZUc0YXFBTDFQX2otRF93R1JJTG5SRkNqQzRVeDFjSUFSeGZ0MEE9PQ==
Z0FBQUFBQm5LanFhVkV5eWRsLVlMb2hRVUFOblNBT0pfSjhCRDd4REYxUXFiTEI3N0RlY1VxODBlamZnY002Zk1RTnItMC1VM05rS3BvNUVKV2VpcVJTWGZsZE5fNlBxb1NCVzJsTHFiRWhnMXdCTTR3ekZxb1pkX1RHeVlXUUNRMWZaa29yNTc2TUMxQWVIRkZybHAxMzd5QW5kOGlueER2b0FJOXFCZ0wzcXk3cnBsd09JMFRGM0JTeThPOVU4eGdJQnZ0UHVCUUhL
Canouan.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtcUs0dG04anl3V3JKSHJ1VGUyMHpkZ2JTM29yamtmZndNM2w3X2RIN3hsYmpJdUhmMjZFMmRFQllOVTNFYUZra2NKR0xxX09sMUNzSHdWS0NGQk8xaWc9PQ==
Z0FBQUFBQm5LanFhdjdrVHlubjBDNVNmcmxGalRJWGcxMmZnUm1oVk5nWVhydzNUZ2l1VkxDZ2JJcVVDSGtrMnBIb3pOZHZ4bU11UDJ4Z2phckZiTE1zVzV3cWE4Z1l6ZERlbzE5ZzVnWVYyN3pLTld1M3VxRVNtMVdLdVJkUHo4bk10Njg5aF9KWVVvX1NEQWhHT2hRMGJhN0s3TnVwaXZWMDcwZVBxd2VVSkhXbVVZNkd5ZlZrPQ==
They take euros and Lek interchangeably. It’s very colloquial, especially if you’re hiking (up in the mountains they trade with Kosova and Montenegro, both of whom take euro). GBP won’t go far there, nor will USD, but I’m sure you’d manage to buy some stuff with it just because. When I went to Albania I had like 50:50 EUR/LEK because I was visiting all the other Balkan countries too. I’m like 90% sure most bank ATMs (banks available elsewhere in yurop, not just random street ATMs) will allow you to select between either EUR or LEK.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtbjhKeEh2bWRYXzAyYmxFcWVOZWhZWmRWZkh4NkpqWUVGZ0xRTzc2SE9TLWtxQUxxRlg4QmRMZ3FiTmRMNE1OdFN1NnJvMVppLVZHOTQzTHExZ2k1MzZQREFiSWxTYlptTm9YaXlPVFI1Rmc9
Z0FBQUFBQm5LanFhX2p5VF9McjFHcjgyZnJwZkJjZGo1RGtldlhtOE5yWG1nZUxhRzdsR2VrWHJ4ZG9MVWxGcXlKWlUtY3ZwMHZFV2NVUWNNelNmTW1yVmpJWGktRVVKRjI5eDBoNjZkbXE2M2pUX0FnYVNDX2wyMlRhWHRwVXdxV2dDaGxFQWdDV2dRd3FMYW4xQTM4UnE1bTZEOWwtaExhaGVldGYtQ2FvVHpvbW5IM3RjajJiUzk5UXNEQ2pwMjFSTXFkOUMxbTZx
Some more context: I've volunteered to cover dessert for a farewell party at a local farm(they're moving properties due to budget 😢). Guests are about 125-200 people. I'm being given like 5 1-gallon bags of berries they've grown on their land to play around with. I've been considering doing a big sheetcake since that's what I'm currently offering in my 'business menu' before switching over to pie season but was curious about other opinions/suggestions. Event will be partial indoor in like a barn but mostly outside. Any helpful response is appreciated!
r/food
post
r/food
2024-11-05
Z0FBQUFBQm5LanBtNEVQdDQ0YzBwT3d6MzN3aU9kdVB5SFM5emJmWEJHM0g5LW5jZkp6Zmt3Qlk4cDRFYmdaYXFjdkRiTnR0dDNHWlJiWkFEQXl2eWRXTDgtRDEtSGFiRkZkVEI3Z0FvNk90NDZsTlhMYkQwY0U9
Z0FBQUFBQm5LanFhQ3RaVThtQ2dtT25hV0Y3Zk9PTGo4QXVLdEpTb0Rpb1d2RTBIUDNqSGdjdDhRQ01LMG83QWJfdkN2Y3c1TGNLbXVRWV9GLTdkalBBeTN2d3ZCZnVyOFhGazFURWtXZS0tazlFOTE0SDh0RkxyZ0ZPR045SldPOUFmZU1TajdydWgyN1NnWlFUWlZSY1RKNnRYRERSVkFlNV81OXdlYjJaS1FZWDNqSWR4VzlRZTJVVlNqblljcmU4Uy11bTA1OG9jT1U0YzMxWUxXRTRpTzN3NC1vZm56Zz09
Apple pay wholesale prices for a small black square to solder to the package. Whether they pick a small or large capacity package to solder on is just switching a number in an SKU - the only reason they charge obscenely for this service is because they have designed their product in a way where there is no way to offer a competing service. The only difference from other vendors is that apple soldiers the chip to the SOC package, while most other vendors solder the chip to a separate board with an open specification, allowing for competition.
r/gadgets
comment
r/gadgets
2024-11-05
Z0FBQUFBQm5LanBtZWJDV0FMUUJhenJfSUVyeDJaSTJyNGh3QUdVUlk4S3JwdDBHX2EtT0Q4RHoxT25zdklGaVJzc1JIMWhnNTZPXzlRam1yRDRqaU1oSXh6U2JoNlVLVmc9PQ==
Z0FBQUFBQm5LanFhTk50ek1BXzV6SG5ldFZmWnNHbVktYjROeDl1UzZaVHA4Mno5cC0wR29GX0dnVnhLUzVGRE5ZMHVzb1VhR2NObDV6ZE13Y01lWmI3V3owamZ6SDJPVjdaRDRnVGpPc1l5Vk5kaDNwdXRJNUd3S093UUxEalVTb2x2WVpIa1RoNmZ0WjBSSWg1LUtwN2pReFZmTkd4RzhFVExMbVcxalpjWUIyODVUOE45SG1aalk4UkxqSjljbWpzRkZJNkJXVmpJSWxtcGNQRF9NczVzVi1KdDF1YUVGdz09
You can't really make any progress on this without building something. China is clearly less serious than BlueOrigin, and BlueOrigin kind of seems unlikely to have much by 2033.
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtQU5iRGhKOENzdkpORU8wc3NoanA4UUprSE9GcnBhZFBhU3pZODE5Y0dRMmNoNUlFR1F1WC1lTDI5Nm9LNExpc056LUFQajIyVXRBcElyakVsSzEyM2c9PQ==
Z0FBQUFBQm5LanFhRHNVNFhDVVNYVlBXT3ByRDZmd09SVjh6NlcxV01xSHZnY080YUM0YmZuZlJMWXd6b0RLbmExYW02aHNDeFcxbTNwdWZ5S1pxQ1NjSjJUWUYteHdLaUxnaURyUzBqa0dFU1ZIbGZCdFN0UkVVNXlJT1FIa0FQeVFodHpvMzNTMUxLWWhvenkxcURqZGV1YmFoSTJvS2J5bXNVWlFoRzJxamJLX2R2VUNzYXUySWpwNV9jN3habnRhTjBORG1kc0RRQ2F1Wks0S0tmclVxajZ0RzU2cDNyQT09
Prostitutes are called sex workers now, but you don't care that's PC or whatever, you want to be the old guy that still calls people "colored". Very cool and normal. Good luck.
r/jokes
comment
r/Jokes
2024-11-05
Z0FBQUFBQm5LanBtM25JZVJkZUhTYldGNDZGakk4TWtXNUtkWjdWaWdxWXNPUVRQZDZVUTNjYkZ4akI4QVZWd0ltSlpsNEZJaFpGMkxlT2ZOVk85WUpsczJVY1FSaU9mUVEwQWl3aGZPX0ZWTm9UeG9HT0kxWGM9
Z0FBQUFBQm5LanFhSXZUUGRsZk0xQmNkazl5X2pWRFgyeVdMLTJKNjBOcUZoYzdWUmZDZFZfZmlVT2E3OUFNbnlfME1IVXFqbmdVUm1fd09zcG5HczRXeUpDUHJ6ak5mQ0IybWxIQ3VTajduR05COHQyYWNZZHd6dEt5UTVXNTYwYXFHWkphTTFZMi1WMFlGMVo5ZHBGSExrSmRxdWloNWlNWXY3bDBPTEdHMXhYUjkzZXNSZVR0UWpCS0RUZTFIWmdiVC1pdUpNRU0zeXNRb2NQbG5ObHlQd2MybVBIakxYUT09
You can look but not lick for a buck
r/jokes
comment
r/Jokes
2024-11-05
Z0FBQUFBQm5LanBtZm5tZnUybmh5eGNHc21EeG05UWVPamxrNllOMFI1T0FhdUxpUkNRQ1JlX1FjcEQwcDVaYklsSHlYR1RlVEtHUXRYUUdFVHAwWFRSLWpkSGtINHVidXc9PQ==
Z0FBQUFBQm5LanFhbDNsdDBXVE1LZFZ4OU1DOHhNNGZ1bndJdlBDenJMeVZ4MXdJWHo4bXFTZldmc2FjTURCMGlfX2c2c2Z6WUs4Mk9NLUctU3hwekJxak9nWEJTZGhlV3R2dVRHb2pROXdJeW44Tk5Kc2ZOX1ljNmFwWloteW1BbzJNeTBIUHZObTJ3dFNtZkRFb2V3ZUJtRXl6OUZTaEFzV1lwdE9sQ0w4SHlKNjFkclIwMXdCOWRhMmh5SW9SUVRHSGFoMXp3d2dBS2FhZ2JKZDFhUXFBbHdnYXdnNmZ0UT09
Fly to Republic of Ireland a few times. That’ll fill it up fast.
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtR0xnbHRObEstNGNubTA5NlZtdDVOUzl0UUNfX0dNajdtSndXWWVWczY5NnRfVUR3T0JuVDRIOVJwUW84WFotR3pHZmlTMGpYQ1NIZHJ6Sy1DUHBCTnc9PQ==
Z0FBQUFBQm5LanFhdmNZU2VuamlJUzVFNjd6T1RoTWRmRnN6ZVRyQno1a2xjd3hiLXE2TFUzRkIxYVZWRlJsZjlZcGFKUl80MEhxSHdTajZBVFZVdXcwazRMVnV3T1NBRlZmSUpkUTFoNnB2LV9tbi1KcmppVTd1RmJqcTNBenBSdXZWeHRJOW9QZGI2TGV0blprWXhlSGRTTHpTSE9iclp2ckIzTW16bmo3OVJzRGZvOFppbmF3WnRDalU3eFdMS2tVOE8tY0RuMW1B
36 is not too late, max out 401k and HSA. Limit eating out once or twice a month. Stay healthy.
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtQkJzQlNITDB2Ynl1MEFnWkJncHhxaE4yTjhQVzZVNUZ0Y0t1eXpremNFN0tJdk9ZSHhIa18yY2Y1Rnk5cHV0aWFxZkpwTUdPbnBUUFBuTUs5MDlDUlc4SmJ3RTZacFJqNzU5VExBZlZjQ1U9
Z0FBQUFBQm5LanFhTW1LY3Z3MS04eVduV2lLWU1WZ2lsbWM3NFZhRmNIa1l3cTljRVA1cWV3cGd0YVpMcmdkNkFWQ1B3QVMzYzV0Y3lhWjJDOUdkQ19YY3NBLVF3ZVhIUUNfcXNGOEVJcHZBYTByak1MQW0yelpIWW9Ib3FMSV8zQ213MlNjMTZ6UWRQeUdVSWxpbTVIR3VURHl2U3UxUWpBVHI0ODFySk9LRTlBamtodzNwQkhzaEhaQTc5bGxsQWk4RzlHVlFmZEV2
Looks awesome well done!
r/food
comment
r/food
2024-11-05
Z0FBQUFBQm5LanBtZlJsX2lST0h6TlNyXzUtVS15Wk1Ra3ZYbUZfYmJNUV9TcGI3TjJxZnFxTFJmcExvdV82aDhLWjd5LXZxSXlTXzM0VHpfLTc3OWFVd01RaG1rcnNNOVE9PQ==
Z0FBQUFBQm5LanFhSmd4TFJQWlFJcWdidjdqdDB6UXI3eUVWQWFIMjk0QnU3T0NVUEx5aGNISHJpRkFKdGQ5eDRZaWh1RkFHd0YwNmdHVHRSQXMxSDdsb0hXQUxMbnoxTi1LYXZyS2VHUnJhMHk4SlNyZTFUWVhhNThYcjJ3cmMxYXpIMThVXzRaYTBLM3E0WW01RFdCME9iUXR5cXhKVkhCNkRXWDJ0TEV5Uk91VzN3SjBYamZuclJvbU9vM204YnVDM2pLMDRHc1gxcHdzcllLbnlaamkyd0pKaFV2TU9HUT09
You’re talking about the contribution limit, which is different. For 2024, the employee elective deferral limit into a 403B is $23,000. If Roth, it’s taxed now and not taxed in retirement. If Traditional, it’s deductible now and taxed in retirement. It does not matter if you earn $50K/yr or $400K/yr, a Traditional 403b is deductible now either way IRAs are completely separate. For 2024, the IRA contribution limit is $7,000. This is completely separate from and not linked to your 403b limit at all. The same deductible now vs tax free then rules apply for Roth vs Traditional contributions, with one important exception. A Traditional IRA is only fully deductible if you make $77K or less. Because that amount isn’t all that high (meaning your tax bracket isn’t all that high) and wouldn’t be deductible at all if you make more than that, that makes Roth IRAs best for most. That’s different than a Traditional 403b, which can be deducted regardless of income. Read the wiki to better understand the difference between IRAs and 403b, the difference between Roth vs Traditional, and when each makes the most sense. But TLDR, Traditional 403b + Roth IRA.
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtOE16dDJYdUY2N3BzUFVZMHVac3hXMjg3VzV2djFlUUdTc253bEZBWGlHV21rT2ZSVG9VN19scldXUFhDeENMcTg0THQ1VDdSU2NtT1FvS20tcnVIcXc9PQ==
Z0FBQUFBQm5LanFhWXd4cjJobmtmVXhnM3VEdFhtRGtXUFhPTW1wQVFrRnY0cm8xYXVwV05fVVg5cC01N3lIZkQtZW1kaG03NXZZY1pCN1ozT2pQZVFRLVJhMklTRW1MSFBmRnRBVzJhOG1hRTVsdzRJVWxFb05uZ2dZNUlIbFQ3d3JIUXZLaHNiT25xdy1sVXlaNXAzNDZXU3ZFaEF4QnR6YVh3X3VPOWJjTW5Ocm01bi14QlRtakRxWGxocFpaOE1sUEZuZ0FoeDN6Wmp2R3FVcldrQU5BMUZzZEhYZ3EtUT09
TLDR: No it would not be smart. 2k wouldn't wipe out your 4k credit card debt. And what's going to stop you from ending up with another 4k in credit card debt? If your emergency fund is gone and you have an emergency, how are you going to pay for it? You wipe out credit card debt by: 1. Stop spending. 2. Pay much more than the minimum payments until it is paid down. 3. Find a way to make extra money that you can put toward paying it down faster.
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtbmlaNzVlbFVFeXBPSFY4MHlSM0VQNnpRbkRfQTdBZnpRbFhKQjNhYUVhMk9BWDY2ZHNtdlVZcnd6RmQ3VXJHZGVibmJxb3BjRDFkTEkzbndBUjhORVE9PQ==
Z0FBQUFBQm5LanFhNExCOENLRzgwRGtUNHNSYjFqN3IwUHlVZjBveHY1Y2h1STNoeUkxVmRQeXdGUTAxMDVmTWpNa28zME12N0Z3WnVrWjc4aDZzbWJRMGVTN1RkNXBES2pTeGJtOGFOV201UkhPbEtpamtIRVEtQjNhTUt2c0cxN251RzU0QmpUSjZvb0NYZlpaMUc1NWhDZ2l2Ukl0SDdwWkZvVkdGVGRjbm5VNkItSTJWaktHNG5PZG9tekVYYmNqa1FkUFdOLVdKZC1GSFktUXRjenZPWnp3R08yd1UtUT09
Go to the outdoor store and look at the rack of maps with all the places to go to
r/travel
comment
r/travel
2024-11-05
Z0FBQUFBQm5LanBtSG5DNDVCSzBRaGF5ZlpKWnZZVHhDT1BGOVFGb29xRG1rWlVfMWRLelRYWVllZlJzSDZybmRnTWhOTWs3eExtdlM4b3F5ckMyYzNtZU1sWDhoNjl6V1E9PQ==
Z0FBQUFBQm5LanFhNDBxa3FOYktqbVJJejl4bW5QTG1PcXpZdHlXRFFSTktvX0xqd29zWEtDTW1aQXBzRjlhRDhOeUhsWGgyY1dGQkk5Rjc2U0lpc2Q3ZS0wVHdDd0F1TzRvRzJmYURITUZ2czhYOTQ0YU50MVNXUEd3RTBsby1JMnBFaGdOQkd3LVRXYkNtdTJuUElEdTJnSktueHU2czBWQzVSTFNMNld3b0FlNEJvbWU1QTE2djhvc1hYNVhPMXlYX0pLSF94NGhsWXFxS0hUeGJOOUVwcGJZQzBQOG1EQT09
\*Krampus. Santa just won't show up.
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtcmhDNWl6MTdYdWM3NTRvMkZwS001VUJCQzVMUThwMFJNdmlTd0tnV0JLSW9IQUJOM2ttOUVTclZSdTlpOUNSV3lhRFBsVFcxZ1JWSGNTVkM3WThDY1E9PQ==
Z0FBQUFBQm5LanFhcU9vckxxakN6SkJDOFBhcnhjNlBnaDdWNi1vMnA2QW9HTjVNWG1EdDgzanVYNnIxVWxpMGZpbDRNRHBuaXhPTXR5V1VobDM3SUhnb3RUOXplM3ZrOEs4SjBxMGVZTzV4c1N4REoyZExCODFfN0IxMGhOcF96ZENDNk9OREx1Vm1hMEtONHFpbndNeFJGcGJwRVhxT1JqYTU2LVlSZU5ycUVacS02eS1peklCaWhHZE5rdG13bUZCaXVGb3B1aXllS05sNjJNX0YxVnR6NDhMUnpjVk9hQT09
I have a car. I drive several times a week in a way that would be impossible by public transit or bike, even theoretically with unlimited resources. Can you just like, take my word for it?
r/futurology
comment
r/Futurology
2024-11-05
Z0FBQUFBQm5LanBtTzlQLTc0aklIQi1tX19yMVJpY2MwWjdqcWVIdl9JMUQ2R1JUbExiS2p6b2R1OXI1eXEtM2tZWTkyUHJmOXVBSERrTTJtZFBwN0FET2xBNlhEQXlLaFE9PQ==
Z0FBQUFBQm5LanFhUUh5cTZHNlpWWGM4OVlrQ0xNeFkyNWZCOE5WNXZUYl9DcWRoeVd4TnJQQTNSeG5TcElrVEFsUkVySWFOazc3b0E2X3V3ajdGNVNSblRiMENNUjd0c3F0RTJsbk4xY3VzYUs2UTF0TW1MbVM4VDV2VVJoRzhzcGQ4MGZFZTBJTlJjWlZaWjhFZFdlNmc1akNYSUNYeFQ4cUdSTFhvS3J5cUtuX2ljUWJ1R2dTUkl6Xzh5U1FHUzVsOWtqWHFmLTNHZm0yQ3BMN2pOb09DRWZzVjhJWC04Zz09
In what world is light pink considered raw?
r/food
comment
r/food
2024-11-05
Z0FBQUFBQm5LanBtRnVCOXpnNHB5S0xzZUxEM3BBQnQ2UDU4SmlhM3FNT1hUaVZ3VV8tNjNkNGZ2bUMzYzNKZlE5cExuQTdrR3JnQUtUcnNGYkxJQWdLZjM2ZGZIcnliVmxVOXNmZkQ5NDhtLThGbEZBMHNBX1k9
Z0FBQUFBQm5LanFhMXJYNm52S0x2bmROUTNZcEdvVi1ReUYxWW9kdTZ0YU5STHV3QXNKUUhqaUQ5NXk5eWpVVDFYN1dUWU9tZ0E2M3RsZDdmbTJCSVlzQ25OZzZhR1FSd2hMRkVyaGRmVUtWWDdXamRfLTFFNVlRN3I1SWV2SjJXTlJ5NUlWOVFnX1B4SnBLSmdOY0tneXFxb2xWNHpRS0tWTjdWQUl5U0FySXl4Z1NFVDk5MlVSLVIwUlhrcURELTlNMkpiMzdmNmk3
Sorry, /u/Traveller-Entity-16, but you need to offer well-written, high-quality, and original comments before you can submit posts. This is both an anti-spam measure and a community-building standard. Thank you in advance for participating in good faith. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Showerthoughts) if you have any questions or concerns.*
r/showerthoughts
comment
r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtS2dsODQxSEJyVHNjV0Ytd1B4NXduSmhsMnJhalZORzhrYlVxX2EwMVhwbVphbTU4QUxaV0pTWmZpUFVqNWU0dEtYekVxTFItb1BPaGFOYklNa0Y2UGc9PQ==
Z0FBQUFBQm5LanFhYTlxZ0VUcy1LQVZPb0tHVVpZa25QYlNyRjhWbU84UDdlemxpRTV0ZTJDcXl1ckxVWVU0YWVNWTRTenZZenA3dDczeUVjWUdjT3pLUDkwQ1NjQ0Y1aU02cnFjTmhfR19oM2d0S3FXTS1zdkRXU09lSE9CZTRMMEx5aFVNcHN4bVdRcmttRjYwQ2t6LWVnLVN0Sk12bHhEbjNxQ1BKMU9BOFpDNUtWSmJ6Z2ZOYVcwRUVpV1F1a0twTjlmZDdsSGl1cVZPMEFBeHE2OGFVNkItQVl1M2poTnRSdVpZaThpRVJNd1k3d2VoeUx4QT0=
Yeah but the two party corporate thing is pretty nice. You're basically talking about a descent into a one-party corrupt state.
r/space
comment
r/space
2024-11-05
Z0FBQUFBQm5LanBtdEUwbVhCZDl0LUotWHFZblBvSjZfY3EzeC1taHN1RzFGUGtEVm5GcXZBbVdndmRid2tCOXRybFEtbnFoT1JoWTIwSmlWOG9NVTlQR0N5MkxxTVFYblE9PQ==
Z0FBQUFBQm5LanFha0dGLWpnMWs0cDBTYXpKT3AydkE2MlppWjNkSGNVamhvbjRvMUJMWDlpc3VLaVJLRTdEMm11UFZNMHU2S214YWhieVhLekh6VkRrVWlkMG5yNGxzcnhiM3NKSmlaSlhNY3lRbEhaazVqLXVrbVBBaDA1LWpNTWZlTmFpU0wxM1dBbmVPMnhjVzhMQk5MQzBKd2lLSVdDSmpLVWhKZ3FfdVpWbkpIeVJ6NnF5QjVJVzBvbk5JdlhLUTBkbVVXU1FobGZPeHNGS09aTnBrY0lBel9nQ3RSdz09
thank you
r/personalfinance
comment
r/personalfinance
2024-11-05
Z0FBQUFBQm5LanBtTDREUkk2SU94NXhVUFQ4WUhTQjFYbVZZMUZaMHB2ZVZrUmROdTVrOW5RRHBuZ0E3Mlg3bHI5cms2ZmRYSFZ3Z01xTTFlWld0OUxqQm02R1JoRVNWMkE9PQ==
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r/showerthoughts
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r/Showerthoughts
2024-11-05
Z0FBQUFBQm5LanBtMXFvMTVvRE5sU0t2SEdWSmxPT0ZXbEt3VFZmWWpZbEllaEJjOGN3TEFmTWJIYnNvakFLTFZpSV9yY0d6Ynotc1k4U2hnYmY4cmluTThuQU5CZTJpOGc9PQ==
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Aruba. I’ve never done luxurious in Aruba but I’m sure it can be done lol
r/travel
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r/travel
2024-11-05
Z0FBQUFBQm5LanBtcndyT2J5eWpYcmxfdGRkRDZMSzQ2ZlNwTDBwT2pGUmZPY1JrRnhSVk50c2xFOHQyd2x3eTRLZTdqUHFwcTlKaTBBVW9YUC1tWWFyal9LTDJ6ZVZOX2c9PQ==
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Yep, redditors love to claim they're "immune" to advertising, but if you put them on the spot right now: > You have 5 seconds to name 5 insurance companies, and you win $5. Ready? Go! They'd name 5 big national brands with lots of advertising. Because it works. Sure they may name one or two small companies. I would because I don't have a big national carrier. But I'd probably name <my carrier>, Allstate, Farmers, Liberty Mutual, Geico. And guess what, those last 4 all spend big bucks on advertising. That's not a bad thing. Advertising is not some malicious "gotcha". It's a way to try and grow your business.
r/showerthoughts
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r/Showerthoughts
2024-11-05
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