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Hi small business owners,
Long story short, Iโve developed a mobile app for managing product inventory and tracking sales. The project is still in its early stages, and Iโm looking for small business owners who might be willing to help me test the app and share their feedback.
I would greatly appreciate it if you could share your impressions: what you found convenient and what could be improved. Are there any features you would like to see added?
The [application](https://apps.apple.com/my/app/sooda-inventory-and-sales/id6740060041) is ***completely free***. | r/business | post | r/business | 2025-01-25 | Z0FBQUFBQm5teE5QUS05R2tkQ3NZVEprQVZmZ0dIOVpqRGZLNUphUlpUZnVhUjBYUE5TMTFtZEtheHQxekYySkZrOFhfUnZQeTFrcXF4VTMwX2JzdzJad0ZKSHdpMmpKb1E9PQ== | Z0FBQUFBQm5teE5RM2JBRERfeThvZjkzWXdDYXJvOTNqYzZZbUY4UmZCUjd1N3pVaTF0RFQ5UXNMR211YlBvdE9LRldYbHVQN0k4WFdiRUZ3M2N2T3VfaThPeUhxdGFxN0g5S1U2azU1SU85QUNUT3V3bjk0VzU0NXlveV9seXJPTjZiZG0tbnFsb0lGUklSNVNWZHQweWVZcnl2S3pXak90ZURoczlMRTgzdDhFcXh2dkstdExRPQ== |
So cute! | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QMnljSlE0azlTa2s3TzZOZzUtcTE1RGNVaXo4cFRJT3YyZGE4cTRsaWF4OXBuUXZkaWxGQ19KdDZJZGJ1Q3Z3Sk5CdjR2RjdUZ2VXNDFNZ0ExYVBsMFE9PQ== | Z0FBQUFBQm5teE5RYjRUNjF4WEZ6NW9EVjdTMUFTSFNnVnJSRnVKTUZKNlBYRE0xLVFLZi1TbW51NGY3TmRBVXR3VkZUWnNWVHY0Q1ZSUmc4eDBZS3J2OG1vcFFZY2NvNEhrRTlWQUdkMVZFYlRXaGRzOExQVFBCYXZSMVJuaDdIYUZwZ1AxVWtWcTVKaVFwY3BoYTBOczM2NFRVWkdGYkRPVGVWb1VDUUdLUW9XaWYzbXhDS1c0bmtZV3VIR0V0WVFHX1NVSFdUS0ZsMHNfUzN5UnBkV1dydzFVOHhKc0x0Zz09 |
You both have such great style | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QOFEzMzhBbl9ldmsydTFDWTUzWDUwVUZOOXk4UWN6cFpWMFczTE1MMVRfQ1ZvYlZsanVSc05CVjhRV2pibWEyczE4MWtZdnExU1N6VUd3M2QtR1kycVE9PQ== | Z0FBQUFBQm5teE5RWk9oSEFReEVUZWx3ZXpqUFRFQ1lNREtwY0VGZ1FrRHl0UVRfOFl1R0QtcW5HR2U3WXAwejJXcXJJSExtYWFWSUdMSXQ3SUppYXJHQkVyVDBGdVJ0UTNFZHBUU1VUSVB5Y1l2RWQ4TWFfSFlRZmZnNjlPUHhzeXRiTzd4eVR5ckxqRUNBcGh5b0RPWWlCV0QtaFpoejhGd21hcXRNOXdfQlFOeFdMUm1qVlF0a1ZVcEFmRVBBS25PSDduNlVwVm1r |
Fairly new to investing, moved everything to WS recently and opened up a TFSA account.
I deposited X dollars into my TFSA, and WS shows me that my โTFSA Contributions at WSโ are X after the deposits went through. Made some investments since then I was looking at my TFSA account and noticed my โTFSA Contributions at WSโ are up $1.40 but I havenโt made any contributions since the initial deposit.
Wanted to know if that $1.40 (and any amount going forward) will count towards my contributions limit ($7000 in Canada). Iโve looked online and it says that it doesnโt but I just wanted to be sure so i can adjust accordingly. Thanks!
Edit: I (think) I figured it out: I have roundup enabled as well as the 1% cash back from the cash account both directed to deposit into my TFSA account. Silly me. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-25 | Z0FBQUFBQm5teE5QZkJoem44Nml5RXRjWGtFWjlNejlrUU50SjIzOFNNdk9QNGNNTjVMVFhtY1Y0d0FNUlVUZ3Uyakw2cTVZcU5LQlB2NHdLX1BmT2xwcllrdzNXMkw2dURzNjRIbVdDanljbDIxVDJYWUFvNnM9 | Z0FBQUFBQm5teE5RUk9QOXNLdEhkRFdCWFBkdENWY0ZMdzFoQW9lbU00YmxkMnJYWUdYdFZ1Ynh0QjhFZzZ5REl6MUY5dm15VmFmZ0FRVWhkS3F6M2hSa1BJRXlDb3UtR1NYTVdtaV8tamRoaVp3Y3lrOUdTanNXMlpGRUE3SmRxRjZfRGdJNUhhUVNaTW9JdGR6eE1HSjkxcHBrYThZVnVRZFU4OE03azNoZUJrelhXNmVsLXdqZ0Z6akQ3Z3BOZGpoX24wMEFZZ0dj |
It's plain as day that every 10 dollar dip on $TRUMP, other alt coins are seeing liquidity return. I don't believe trump will recover this cycle, as everyone now knows it was just liquidity extraction, and as 80 percent of the supply is dumped over the next 4 years is just asking for pain. It might float around a dollar or two, but its gonna suck for those who bought the top. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-25 | Z0FBQUFBQm5teE5QVHVfbFNtN0hOVUFvNjVJTVV4eFhNbFBiaHFZcnozVjlldWZMd0h1TGt0V3ZsRkx5bk9NUTZkZG9KczRYcXdKYzM3bVVTSnN2X0J2SXJTRHBWYzNKYUE9PQ== | Z0FBQUFBQm5teE5RbWhRN3A3RkE4QkVTYmQyUHVwQnA1QTZrNktjOF85dXdnUzNKRTYzdGdVMWpWaE5tSThzUzdDOXRjTjJZX0Y5bXg5SHNxVE0zMU1ZSjk3bHEtNWNUQkFSamlNZG52dm5OVVRsU0gtSVprTjJBX2k3R0gxekVMTjBOeWxDVEhlY1FLcVppYVpEdUpRaWRFRm1DZzZsWWJEWTBJU0s2NVJ1V3RhOGRnN0lDZGNRcnpuUDh5bl9fc09HMTdaUy1GUktsRV9kUGRMejRxenphenBpMXlmSS1pdz09 |
Hello, I was wondering on which platform I can trade options on, since I'm European I can't use robinhood. Thank you in advance! | r/options | post | r/options | 2025-01-25 | Z0FBQUFBQm5teE5QQUdxRXVoWlhwb2FEWjIwM1dtMHBURG5YeUFtbjRCOTRveFNtLTFSei1ieGVqcWNYclFrT2RsQnd4aTlDRW9SZmtIV0tlTWJyNk5jSmdwS0J3Szg1dXc9PQ== | Z0FBQUFBQm5teE5RREZPQmNjeVNtUmJqQk9ySGRfWW1jTEpJOE0zZURnWVNTRGJYeG1JbFppRnB5MlBrOU1iN19IWFgtUzI2dEx4a0RiRkNHc2J5YWtRbDVURjhXckpKZ2dPNnMyeGFVc0J3LUFmS2tZcEMwSGI3ODBQd3FtcnFaWE5JVTV5andMdHJvcXVUajNSMXQxeWpJQUtSSVhiVW9XbWJGYjNwa1BZdWRDWXFORS1mYnU2VUdXa19kb2xXaTU3YXVGZC1WMkZU |
Do you believe in Bitcoin to the extent that you would put all your savings into it? | r/bitcoin | post | r/Bitcoin | 2025-01-25 | Z0FBQUFBQm5teE5QVWpGdEV0RFhQRV94QlZkNmFEeGlTNXZGc0ZockdKOF9relYzTDlCOGVhWFJWV25wNEZ1SEVZZ1B6WGFHWnB4ZWhPVXplZ3owb3kzSDdPTVJ5dno3UGZGY2k4aVRYWjdYWTdpaThpcG5EVTA9 | Z0FBQUFBQm5teE5RdFhVeGdkMlhwNFFzVGQ4ZnRvTTV5a2FIMndDWFhnS29nM1hUSkhXaE1wNFpNYUFhOUJ4V3pFU0JGVWl4TTBnVUs0eG9obUNVZEMwME5XLUsyWkMweFFNamowQkM3R055ZzJsSjROVXVJU0NZM05WNUszOG0xMGRiRm9yQ0dYZ0dHbW15c0E5c3Y1UHQtZEtOOEo4cUNBWjByZWhmTUQtZFRWUGRxVENac3FYOTFiQ18zek5qdFoza3R3TGRENGx6a2pNTHV2RmNKTjIzdlhESE1ibm1ZQT09 |
Do you believe in Bitcoin to the extent that you would put all your savings into it? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-25 | Z0FBQUFBQm5teE5QVDg1Z1JteGNyQjYtZl9RSVhRUWFuQW1vc1BMVlJhVWE3R1JKZzlKcm5UTGZCdkpvSWVsSWV1RzJDUW14Z0JocER3MmR2bHZZOTFCanBORElsbzNLQmdMandGdnNtdndUVFV2Vnp0TlU5S2s9 | Z0FBQUFBQm5teE5RdHBnMTFmbXdNS1kwS2ZlNG00bjFZQnZXbUlYZWpvcUhPRHg1M241Tmh4QnNEeU9OSFFXbGpvdFcyR3k1eEt1S2VEVGFwc3VObHFzWnVMaWttWjhYZ1RXUHNad0tUTUE5N1JTOTVSRk1nY0VDeDgtSGkybGpyM3JzVnNsQXpWTjZTd0tfNmQ2SE91ZW5XTmdsMkdTWEpvRDdRR2QyX1VORjlkb1EtZ1VTdW5XUUxPMmdadlRBYUdpcFpDSzNVbkEtZkIwNEF3VHhPeHhWYUNIOTdMRHktUT09 |
Iโve read threads where people say while you canโt sell cash secured puts in a TFSA, selling deep ITM covered calls is the same thing. What I canโt figure out is, how are those people not seeing diminishing returns?
1. I get assigned on my initial strike price on a covered call.
2. I now buy the stock back at market price (letโs say I really mess up my strike and itโs now $5 higher)
3. I sell an ITM covered call with my repurchased (but fewer) shares. Premium is probably great, but probably they get assigned immediately (itโs deep ITM, after all) so now I have to buy shares again (and again, possibly at an even higher price) to repeat the process.
What am I missing here? It seems like youโll generate premium, but on an ever diminishing return.
I should mention that the stock I think the stock in question has significant growth potential, so I really like the long term prospects.
| r/canadianinvestor | post | r/CanadianInvestor | 2025-01-25 | Z0FBQUFBQm5teE5QRVVxLUFLM0kyUFozOGFrUzFGWW5pUGJfdmVreHhMZUM2Xzh6WThPRTFZX2RKQmtFTjZDbWFLcDY3TGpjTTBYaTl0MkZhZnY1NmlVelgxemlqd3ZyTHc9PQ== | Z0FBQUFBQm5teE5RM1NpYkxWMDJpcUU4a1BfV3U0X3ZwUWU0dUN0b3ozbEcyVU1MVW5Ec3AySmp1RGhmQlo3RUNtLXh1WU1KSURMdjVhdUtVQzhQOGxBcWxXVFZMeGdzRmFudEx5a2FMWWIxejEyd1JDM01ZaWFGY3JyWURSQzFMaG5xRGxGRkVGdFNOdmlPdGlmOUEwUnQ5Mk8zZWNvVHZtYTcwZDlmWmNpeDlVQ0luMlNDV2hBLVNtMFR6SjFCNExrMHdyUkNqQllwRW4xQmlPS1NjRjZva09KOHJhU05Fdz09 |
Market is suffering cos Trump coins have sucked the liquidity out of it. Hopefully, they'll crash and burn soon. | r/bittensor_ | comment | r/bittensor_ | 2025-01-25 | Z0FBQUFBQm5teE5QNzNYaDVQamlzTTF0azV4cUtCUjhrSGFhVjFQUHBfMF9vOUZHYXhUbVlzdzRaWEhIbk8xX2xrS2RsRnhRLXAycHRRaXNrVXpwV3hrN3hNWmhoR0dIY1E9PQ== | Z0FBQUFBQm5teE5RVjZhZ2ZKcTNYdXR1ZlFCcFpjenpzSlNpQ1hpS0Y5ZkpPSDR5dDFFMWxzU3JiSU1lSU9jYW9IVGVnMW1sS1dUWm5pbnJodUVSZG1vU1dCVndXdExreTlMaGstNDBqcnBsenNLTzg0OXExZk51aFR3cDY4d2xpZGFNRjdXaTFsRlNFaE9veFRXWlNoR2E5ZXdSTGhHcmFiREtqOE1seXhRMFRNQWhILVZwQkFvbEZiaTJyTTM0bTh5cHh0NHR2YW5sWThwb0VRQUVkUnpjVzhYMlhONDh0dz09 |
i started the unstake process.
website says claim at epoch 732
solana is currently in epoch 732 and claim button can be pressed
i press it
a phantom wallet window appears saying transaction failed in simulation your funds can be lost
i press confirm in phantom wallet window
claim button shows progress circle then I get green message on kyros saying successful unstake butโฆ
claim button can be pressed again and same balance of kyjto is showing and money does not appear in phantom wallet
note: I have about $20 of sole and $4 of Jito (just in case) for gas.
im getting error 1019 in solescan
Note: maybe I have to wait until epoch 732 is complete?
after this I tried to restake .5 Jito and got same error message.
ive disconnected and reconnected wallet and refreshed page.
ive also attempted on windows desk top and apple phantom app both same prob.
if anyone can help Iโd really appreciate it. | r/defi | post | r/defi | 2025-01-25 | Z0FBQUFBQm5teE5QZ0hmamdzUTZKNTRyeWhHYmJGOVd2Z1BDSmNkQ01hdnNCaFcyZnVQMnpja05xNng5ZWZnbHcyVEFqLWt4aGlmcTgxVFpJZGlOdU9wRFdsclBvdklLR1E9PQ== | Z0FBQUFBQm5teE5RSzZXMUtfUEdxOUpqTXRhZUJEQlVyeEJVS2ZxUFZCTzNPTUdCOTdFU0FmX2UwQUV4dVk0Tzc5THBKUDc4bnE2NGYxYnQwOVQtRGZhMWxPd2puX3Z4OTN2Xy1XeWhWUlFYbDU2c01pZzdic3l4UlZMUTNGdUc1X2M2eWllNkk5dW5TX1JRVnd2WmMwenVQMjVQMDhaeFpnNThvNVBDZWxKa2wwYzd2VVI3M3dqM1hVSGprdjl2eENjRGxDX0dxWlJY |
So my MIL has 20k cash on her hand. Shes old school and saves up cash on hand. She wanted to give us 20k to help with our down payment. But, everything is in processed now, lenders have our bank statements, pay slips, etc.
Why are my options for this? I donโt think sheโll be able to deposit her cash money to her account and transfer to our account that would build up questions from lenders, Iโm sure they need paper trailsโฆ. What should I do? Pls help | r/realestate | post | r/RealEstate | 2025-01-25 | Z0FBQUFBQm5teE5QendHWVFHQkZrX0hLWmRXUTROT3BWcm56bjBVY2VGMHg4R0JRcGtZVDVDaU92eWNBVktOS1U2TFJtMloxMWhMRlEtOFdOYndpM2dLYkJBT2RqR2dvYXc9PQ== | Z0FBQUFBQm5teE5RX1Q0SHYxcGNMUHBnX2ZERXNsN09fUjNMbWFpbG5jVGsxX21NNTdham1zaV9IVG5za19KZTBxQ1BLTzlLcnpQNC1rQTY0aGhxYVo2bmdWdDdUbDA0MlhXU3pIZTgzV3p6U2x6cllTZF9UWXQ0b3RkU2h5aU9PM2RIQV9EdE9JM1N0Z2pPZ0g3Zzl4eVRLeTBKZzY5LWZ1c3lrRmRzT285QVRWaDA0WThBc2NRS0FFMExJc0E3TVduc2FmTmx3eENKOVhqS0NId3Q2TE1DblVEUTZrYjkzUT09 |
[Alluvial Capital Q4 2024, +16.4% net for 2024](https://alluvialcapital.com/wp-content/uploads/2025/01/Alluvial-Capital-Management-Q4-2024-Letter-to-Partners.pdf) | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-25 | Z0FBQUFBQm5teE5QZ08xQlBXS0ZfSGZEelR6MmZ1b1ppbUlZZlIwcFIzU1h6djN2RlZHTXdrT2FDVTdnR1NWaVRwdDJxZFdEX3JsNjFwTmdVNVpQZklFOE9MOEZjek13cXAxdnFLcGpoTURQZ1FQZjFiMGlGUjg9 | Z0FBQUFBQm5teE5RSnlfQjdwX2NFZzZja1NvbXZIZmZrc3lqaklyUjdXdlNuLW9iejFTdUJDb1RsbWVFeGNFZXNWSWhBbnVSTjR6Q3hBZmczY3BkSlBfNEoyNTI5M1RGMmZKYVhTcmN6ZW1GYXlnT2tFZVJaTjUwa09nSFlhVzZzZ3hyY21BNFJFN3BBbjhvNDdVNTFYNDJ1NnBUNVcxQ09JcTFfUXJqVmxyMG9GX2JZdTZjbGl6RnMwVzFDcXBMUHhCRnFMbnhUZnlK |
Who's lola? | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QU1lMUHdpVnI0SHd1X1AxUnEySWV6RlZuUnQtV2NSR2pOQlJxYl85eHZObVptd2RQelRkNDhaTVVHXzRHOWRHWUVzdi1nSmM3NjVDdVBtdTZPeFVTRnc9PQ== | Z0FBQUFBQm5teE5RWXVfaGZITGxKbHVDVjE3YzJ2MFMyNDNhb014SU5sSDZzT0dnYlRkMkhKai1vNTc5bFlRODNjYWNZcVE0SmtfZ1hmOTVmQUlaNEkyMk4wT055WktvdUlObmlrNHFDNnN2M014Z01ObUh0ckZhUlFUQ0ZCaVVWMUhqbW5JTExlWUp3cmJCUFZ4RDcybFFRMTdBdFRZY05sNXVqRi1na0pmWjItN3hVX19HZ0RBMGpNbjB5V2tRczJvX1lxNXBSbVVp |
i just dont have a clue where to start. | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-25 | Z0FBQUFBQm5teE5QOXEwMVZGUDZ3ZWdScnVPUmlJQ1hocFdrXzd0LTVZcmlKZVJHdVRJUlVYM2pzRGphaFIxcFdZNTF5b1IwUnNDckE4REdaSEhqZFNLWUVRdHBuUi1YUFRzU0c5NDdnMVZ2Z1lZZ3g4ZEpaa3c9 | Z0FBQUFBQm5teE5RQVZMYkJqSVJzd19WRzhRY0lwbE1lUjByV2RaOG1ETllxOUQxVFJxYmpTODV4aTJnVnNCeXRscWE1NkpUWjk4dmZhQUZWY1RoaERSMWU4VUNhdUNBdnVnamxPV1FwLUhMUFBFcWdYTUxHYmpJaEJ1c0VPamFnSmtkNnMyTDBaRU5zRG5ObXlSV25sTHFsd0Nvd09ab2lYSWlRQ1c3bzBOZ0FaTlloSWdLSlhZYzdWQXlwZEF3RFJIZXZtV2xDb1c1NkFNenJacEIyTmVFMFVsbTg0OE82UT09 |
In such a short period of time, the Trump administration is already showing us a very pro-crypto stance, at least apparently. Wall Streetโs top CEOs are ready to jump into digital assets. CNBC recently reported that major financial institutions are prepared to scale their involvement in crypto if favorable regulations are enacted.
Wall Streetโs interest goes beyond hype or speculation, itโs about tokenization, and all roads will lead to Ethereum. Ethereumโs infrastructure is already the provider for realworld asset tokenization. Just so you know, there are already 66 issued tokens on Ethereum (RWAs) with a market value of $3.86 billion, with nearly 55% of the RWA market share.
BlackRockโs tokenized BUIDL fund is an example of institutions building on Ethereum. As more RWAs are tokenized, it doesn't matter if itโs bonds, real estate, or other financial products, the reliance on Ethereum will increase.
In my opinion, Wall Streetโs move into crypto will represent a merge between TradFi and DeFi. There are only benefits in this: transparency (everyone can see and track transactions), more accessibility (open 24/7) and efficiency (lower costs).
So as tokenization grows, Ethereum will only gain. Itโs the most trusted L1 for RWAs, it's also the safest and most decentralized. That's why institutions are already deploying on Ethereum.
Trumpโs crypto policies might just be the catalyst Ethereum needs to go crazy in a good way. The future of finance is on-chain and the ticker is ETH.
*This post is based on a recent tweet by Vivek Raman and data sourced from app dot rwa dot xyz!!* | r/ethtrader | post | r/ethtrader | 2025-01-25 | Z0FBQUFBQm5teE5QTUlBd3pVd3RuVVZ6ZWlxQnc0a0NLUHBuQVJtN09HbzZ2OWlHVFQ5X3BHN211OUFSS2NxRUVoVExEclpaNDI0NWtrU2ZhVTdsckd5MDhxTkdoTWpCN3RwZ2RrMDZiNGZLNUMtSzhpdmY4SlE9 | Z0FBQUFBQm5teE5RZWdFLU9XQ3BOUm80eTVuLVozZDNHaWpSZV9EdHRvamFNcGJQQ2RyQ0p5ekRVR2V6UkFKNXlCVXg4by1CQ00zR1hqMUZtckZVQmpXU3RLU2xBcTBfYWVNM2JpS1FMZVF5WDRHampZLURNUzhYUHdna3pqOUt2b1lJV1piNEY5a3lLT1hHeXZ6elRlS2UwWHlMb09ULXZsbVJvRU9WU2JlMVVGQ2JGT0NzUm5sQ0VlYlN3S1ZjU3piSDJzSjR1eUF0 |
Thank you | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QWE1wOTVwVEM0QWwtX2RUNHBuRmdHRUZMcWxPVEhmcUpDYkFmSUcxVW1YQlR5NF9XWGY1LVFHaWl2MlQ1V3FNRktOZWtlQ0tIcUdmMmZHSEFSU2p5UklNU3FWcHlEc09mQmRJRGZSZzhUd1U9 | Z0FBQUFBQm5teE5RVXlQbUR4dUlyTjZFeTdZTkJxWHVHcTdYLUI0YTQ2ZXVLNEFaSWVXMnJjYno5aTVqZk93UDRURFdyT2pzWTRrOVM5MzFOZi04bEJ4ZEhPRHZGemtLT29hd2FIUkZSUGhBb2NBRzF4TmpfOTVyQXA4ak5EXzh3OE53SGRKMkFrN2cxQlZJUTBXbFMzdmdCVmpCQU5SOFpxV256XzFqcFo4WkNhcmQ5eHR2a3JvPQ== |
Now that we have gone past the Trump inauguration that was the most awaited event which saw the 1-2 day volatility spike to above 140% at one point, itโs time for market players to position for the next key event which is the January FOMC meeting.
# Pre-FOMC Options Analysis
Hereโs the volatility curve and graph that we can see on 28 January 2025, which is expiring before we get to see the FOMC Meeting decision and press conference:
ย
https://preview.redd.it/tax0lzyr65fe1.png?width=472&format=png&auto=webp&s=7c1f5cfe6433f6223fd87b7e67f18c947403922b
https://preview.redd.it/llgy65ls65fe1.png?width=1295&format=png&auto=webp&s=7bed0bba2aa6c43eb5be439728de263a384eeacc
As you can see the graph looks rather flat, with no clear conviction from traders. The at-the-money volatility is 47.60% and the 25D Risk-Reversal is at -0.13%, meaning traders prefer to buy put options rather than call options, but it is so small that I think it is not significant. Meanwhile the 25D Butterfly is +1.035%, which we will analyze compared to the post-FOMC options in the next section.
ย
# Post-FOMC Options Analysis
Now we can take the time to look at what ways options traders have positioned themselves in the Post-FOMC expiry date:
ย
https://preview.redd.it/19qi4syu65fe1.png?width=475&format=png&auto=webp&s=6d44483dfd3e6e405358577a37f953eeead2bfa9
https://preview.redd.it/x34w9riv65fe1.png?width=1296&format=png&auto=webp&s=9c23f6b6c2ef047bce37c52419a584bf00c33604
As you can see the whole curve has shifted higher compared to the pre-FOMC one. Post-FOMC ATM volatility is now 10.59% higher than pre-FOMC volatility with a number of 58.19%, showing that options traders still think there will be some volatility increase due to the FOMC even though estimates have already shown they should keep rates unchanged.
The 25D Risk-Reversal is +2.54% in favour of Call Options, showing traders are biased to expect upside moves in ETH after the central bank meeting.
The 25D Butterfly is +1.93%, which is higher compared to the pre-FOMC 25D Butterfly of +1.035%, which shows that traders expect faster moves either up or down.
# Forward Looking Options Analysis
Now that we have looked at the options positioning for next week, letโs look at a further date which is end of next month (28 February 2025) to see how longer term options traders are thinking
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https://preview.redd.it/un0vzxaw65fe1.png?width=474&format=png&auto=webp&s=532cf20767e5509c37f7c62d45ec5e2b28b200a8
https://preview.redd.it/tyaqbmzw65fe1.png?width=1295&format=png&auto=webp&s=efd6727e9811c818e2ee50234432d5ca10266b94
The ATM volatility for end of February is 64.25%, which is higher than the 28 January and 31 January volatility. This makes sense because there are many more events in February that can move the price up and down and much more time which means more uncertainty.
The 25D Risk-Reversal is +3.09% in favor of Call Options, so longer term options traders are also biased to the upside for ETH.
The 25D Butterly is +1.35%, which is actually lower than the post-FOMC 25D Butterfly of +1.93%, highlighting the impact of the event risk of the FOMC event.
# Final Thoughts
Options traders are still biased to the upside for ETH even up to end of February, but of course this positioning and bias can change subject to new developments that we see. As we can see the volatility is much higher post-FOMC than pre-FOMC, meaning the options cost (premium) will be more expensive. However, if you are buying options, you need the events to push the price in your favour so it is still probably worth it to buy the post-FOMC options than the pre-FOMC options.
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*DISCLAIMER: All options data is taken from Deribit, while the tables and Charts were created in Microsoft Excel with the Deribit data.*
ย | r/ethtrader | post | r/ethtrader | 2025-01-25 | Z0FBQUFBQm5teE5QM0hxRlJQZ05jaDg0Sm5tek1CbFEwODRtZVF0c3RSWmR6TkJNRlR6eDVXajJTV1ZrSmtUcDE2ekxjN0lsVW1QS3Y2bGNSb2QwMUdDd0FSVzFsZlo3TWc9PQ== | Z0FBQUFBQm5teE5RUW1wY0N5dWtoM0VqRmpjVkdUeVpfVUY4bHdLdERJNDRTQTJuMWtkM2dfV3FtdnU2eFIzWmlKQ25QU1dHZXA0OVhVcVJnM1BTWC02aUFTMERoSU9fR1pYVm1DRkRSeG9JUFQwYkZXU2xRb0Y1YVRJend4WUkwMUhyakJoZVV1VjRRWEtPRlkzM2RYcnBzR3lxVHM4LTlPQVlscVQ1VWs2Z3BiZU03WHFhNXpBMkpLYTN3cUNHR1hQbjFMTjIzUlNGOEUwN2NXZUFFdEdOSi1mOFB0aWg2Zz09 |
Thank you:) | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QOFNzMU1zTlNlZ1c4eWEwN1JwYllpelZUX25QUFBDSjNhTjh4anl3UlZKanpNUUVxZnRRV2hNSXV3YVE5RURQZnQzSm5jX3FLY0pVYnQtV3BNcGItc2c9PQ== | Z0FBQUFBQm5teE5RMzBEWUZiQXlyVkZWLVpTbG1MLWFkSzZ6OVdIWkU4NDJDbE9UdkZ2R0U2MV9IaXVac0xCbWd6ZVdCd2xMZGZreEFOanlYVnZXYW1WaVdHVGtLOVVab2Q5Ym9yNkkxeUZzZnVKSHgzdUdWWnpmZkdhbl9xbVJRbUFGZXdfN2RlUUt1R1g1MUJ6ZXV1REhjakR1dkM1OEhjMk9YR2Nab3lkRkV1Y3BGU2l6a3hoaHJjRXZsXzlHbmg5UkhIWDBNWks1 |
Guys, check out $AWR (All Will Retire Coin).
It's been released on Jan 11th with the price about 0.001$, today's price is 0.008$, so it hasn't pumped much yet.
The market cap is ONLY 8 MILLION USD. So this is x100 potential.
I bought at 0.004 so already made x2. It is not listed on any exchange yet, you can get it through Phantom wallet (with SOL).
Check out the fundamentals. Seems solid.
NFI: Invest only what you can afford to lose, it's a meme coin afterall. I put in 250$, in two days it increased to 550$.
[https://www.coingecko.com/en/coins/all-will-retire](https://www.coingecko.com/en/coins/all-will-retire) | r/altcoin | post | r/altcoin | 2025-01-25 | Z0FBQUFBQm5teE5Qd0ZWNHdibXJPWllQZ2dJendCQTNGTzFCZ1JEbVV4N2h4YUQwdGtjN3I0dmZLQUpCcmljWFctcTdnWlZoU1ZpNnZ1VmxneUZjcjB3Z01KMXJHNXdmUGc9PQ== | Z0FBQUFBQm5teE5RcHNZQjVRZXUtZ1dpa3ROZUdfcmR2ZERaRlVLcUxGNGpUZVRLS3FqSXpYa2RYbld0TTRJdlhBdV9RRHZ3c2YxZG9jVGNTZ05pWnZHMzdYU2g2TmlFQ2FNMmRwWGpDQlBMU2UtV3EtVEZ2dWRCM1dIOXVfZng3T2NaTzMzS0tTLS1CcEFBd0lEdHRzMTJKSHR3czJQWUJNNWJFbWpHbkVMejB5Z2V2UkhyT1J6Wks1U1JOLU9XVndCY0Z4OXVYaTZyN2dfVmYwTTE2b0NYd2FMRC03Sll5UT09 |
Wowwww my Shiba wonโt even listen when I call for her how did you do it??? | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QS0s4bGRoWldJb3V0Y05ySG1mMXVUSFlSTVF1N1pmaHVkc0wwMG5LcDV5aEVzVmlaSjg5V0t2M3pPTnNndjRVVGpSVE1Yc2xndkRUSHF0Zk05RGR5QmZ4d1FfWHlPaS05cldhRG5KQy1GdlU9 | Z0FBQUFBQm5teE5RaTI0akppZ3FMX2dwTkExNUhCT2l6TEtzX3V0cFJkOXJZNUVLamdmVjVuYjNVUlpwTTdrejI0dEQyRHIxVWRiV0JYcUpEX0JVYktzTENZemlWcmo4UFkwVFcxeHVMZm95WDJYcVhDbi1hR2ktcmpuZi01QWNSZGR6OG1mQmpEVm9CM2ZWQUl1ZGNfMFQwVkFsTEF5WS1pTmNRd0ZfQ1poX3hiV21CUUJlZnhwaGRXQ0k2N0l4VkpCNmdXd0FBTW1K |
I train dogs for a living, and with the knowledge i had known about shibas, i started basic training the day after i brought her home! 6 years later and we still do small training daily | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QS3J0UmJaSUZ2aVNIT1d3cUszTlBESVZTb3hiLTM5NU1VNjR1WFBSR3BTZE03MlYxZE92RnR3MURHT0VMNk96al9rQVZzXzQtcVlnSnpfb25fV1hZSkE9PQ== | Z0FBQUFBQm5teE5RbG5qUmV1QUVJMnpPVDBZNkNiUzVHZUdEckxPMFdmekZjVWdienNqamxIaTMyNWlSTDhRbDZ6T2R0V1dFTHdmOTFacHNnaUFucXRNbldTMDBuY19xdW16OXZDV2JWdzAybkhCSXZ0ZzA3UFczdENRZEFOdVVlWmNKUHdjY1JXOHk5emJ1b0ZJVVJ1Ri1hS2U1NXpUNHJwSzNEbVpuMTJQTUtuVTUtWjRVMmlRbDl5ZzlDVXZMLTRnelhrU25JSWRH |
Iโm really over this myth that real entrepreneurs have to be 24/7 hustle machines for the rest of their lives. Sure, when starting out, that kind of grind is expected. But if your end goal is to work yourself into an early grave, why even start your own business? I didnโt leave my 9-5 (well, 7-3.30), just to burn myself out forever. I left because I wanted to work hard now, set up systems, and eventually reach a point where I can actually enjoy the freedom of not working for someone else.
I'm not saying we'll reach Jeff Bezos' level, but take him as an example. He had to grind hard at the beginning. Amazon didnโt become a behemoth overnight. In the early days, Bezos was packing books in his garage and driving them to the post office himself. He worked 12-hour days, doing whatever needed to be done to get the company off the ground. But he didnโt stay there forever. As Amazon grew, Bezos shifted his focus to big-picture strategy. He even stepped down as CEO to focus on other projects. Amazon now runs itself with the people he hired.
We might not reach those levels, but we can aim for that model of working. The real value of starting your own business is freedom. Burning out isnโt success, itโs just a more exhausting version of failure.
I am still working my ass off now, but I want to enjoy it all one day. Do you do it for the grind, or for the eventual freedom? | r/smallbusiness | post | r/smallbusiness | 2025-01-25 | Z0FBQUFBQm5teE5QNE9JNXM0ckRhU1kxSzJZbUlHSFByRE9sSi0yS0xFTEF2c1V0a0duRUY4WTN5cDF0ZGNfaEp0dk9KbFlYd0dWaGRFRzg5bU03bDFCWl8yY2hmZGhVSmc9PQ== | Z0FBQUFBQm5teE5RemtmVGlUMF9NZG1wR3lsYUxNQUxuQkZCRm1yandnbjNjcEFxaWIxOEhDN2pOS2ZkUTZDXzA4XzVSR01Bd2tHUjNCendZZXRfY0gtdm1Zdm1zak5hbDZpa0xaVVVfd3ZVOW0xWUdVOEFaa0VCUWpYVmhlVjc3dWxiSXpObmRjRU51cUVOT180WjVlNmJZZUIwcDB2MUIxYmtPaEZYclRCR2RjcUZhRFpfQkVYdWlvV0FGSFplTUxPR1Z5dDJNZFdlUXRuRGxNV1F5d3poQ2RjOHNMRS1EQT09 |
I have a house in the country that I usually Airbnb out. Lots of competition now so I had it listed with the big realtor in the area to help find renters (full summer, academic and yearly). After a couple of messages about potential long-term renters, my realtor told me someone wanted to buy it.
It's not listed anywhere for sale. When asked, he told its not "dual agency" โ though the buyer is represented by someone in the same firm.
The buyers are going to make an offer. They are desperate and "have lost out on many properties.
I have yet to sign anything to do with this process. My agent asked me in a text message if I would be alright with 5%.
Am I wrong in thinking that it seems like a high commission for such an easy sale? Should I be disounting the commission due to lack of marketing, lack of multiple offers, etc.
Are there any valid arguments to be made for a reduced commission in this case? | r/realestate | post | r/RealEstate | 2025-01-25 | Z0FBQUFBQm5teE5QaVp5bUFpVjdpbXUwN3I4VVFmX2hyaEZoSmg1TGloNE1QYkJ2RmlKZjZpV0xDU3hjek1SVkR1LUFLRl9WbHViRTlteGVsclBzaUtWWWpMeHYyMU9oREE9PQ== | Z0FBQUFBQm5teE5RZENwMTVCdTZFTFZkajk2M2RRdHd2THE1ZWhjTEdFYU9qMVk3Z3JhNnlLbnBXOTZ1dDFrS2lXdzQ2eXp2YW0wSnF2dkU3aGJsM1NrLXk0bWRoVHJ3amZkTEJuVjd6dldNZW5xWWZEdkE5TGFPM1pYVUlfQlU1RjU1SDBNRlkxS1pBTVNFdmdQbFFmUWtWVVVoVzBKZ25pUmYyRXFWRE82RmZYcjhvTGtSQUVJNl9kcUNzNWM4TUJxX3NRZndmRFpGVkprdGo1bkd6VVo5UzlBOG1Rd1RlZz09 |
On one hand in the crypto world staking prevents rash pulls on a potential downtrend. But it can also show future growth positivity and helps prevent dumps on down flucs maintaining growth. Thoughts? | r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5QZnZBNmUzQ2xjSzJJSWNyMERvUHIyWWtSb3VhRXdnZlVyb3VCdkE5cjhtN09Sel9hTm5neG1wN3RSLWVHNmJuam43QXVna3NKd3M3UnRsT2hjaTlnVXpUaEJKLWVEa0d2Z0pXRElGT0YzVkU9 | Z0FBQUFBQm5teE5RMm5YVjJKTWVqT2k0WFpGQzNFWnB3Ni1rUnhRc3hsZVNUWDFFUi1pc1p2V0VPVnVqWk85MnlycGZhLWU1Vi01bHBnS3Vzb1V0WTJaRDVwX19XSFlhZVFPQTJ0Tkpja1RpczI4dUtSY1ZBdFhrU05tQ0ZZeC1sb2lYcjZSWl8yQWozUEhsazk4ZC1lU0FKellTREhYcnRvSHIzTkh4WktyelM0dldCaG1qSkFEdVpZemcwV3JIS0FjMV9WM2o4VE92 |
Is the US still a good countyr for entrepeneurs?
Is Europe a tax hell?
For some context: I'm currently studying business and finances in Mexico (where I'm from) and the whole country is a mess for business owners because of cartels extorting them to secure your domain in the area, which ends up destroying several businesses. So, I know I can't stay here longer, at least for starting physical entrepreneurship. | r/business | post | r/business | 2025-01-25 | Z0FBQUFBQm5teE5QTVN1M0tYWERtUXpoMmRMVHZ5aVRUNjU1dUJtN29GN0J0M0lkMTRQdlNGbHBTZTU1X1dibUhjM2lYU1kxbG44dWFUZmZpaWc3RzVISVlWYlBjckU1aHRiU0ZGdWxXMzJaTi1aTUxoSEVaSjQ9 | Z0FBQUFBQm5teE5RQWNYOVZjSm1ZdzZfOHNuNGtfejZtb3V0c0lPaTk1S1RWR3NmNEtZX0ZZNzlYaGlsUFFHSXVDQ01DOGpmZVg0ZUxGQ0QwQUdBLXFiRGVzWWVrUTdMcXdlYjhFandSbVRDZ2tlbzNkMGd5bUZiZ3VhdUVNTG85ZnF3eVFnLW1Za2JVOTQ0OG9oZHc4VVFCTE5sNE5RNmhLV1diS21LaGJKU0F3cG5XWTlRMUltQkd3TUxPUzZ6akd4Mm9COXQtTGdWeWJUQkd0X3F0bU04ZU1RaDRNTWVWZz09 |
I was asked by someone in another sub to post about a possible resource.
If you are in need of a good, homecooked meal or know of someone who is, please visit [LasagnaLove.Org](http://LasagnaLove.Org) to make a request or make a nomination for a fresh, delicious homemade lasagna that can be delivered to your home.
There is no threshold for income, and no limits or qualifications for receiving a meal made for you by someone in your community.
Some areas have a very short wait list and some can be a wait time of several weeks, so we encourage patience and understanding.
You can absolutely request a lasagna even with special dietary concerns; we can work with diabetic issues, gluten free, vegan, low salt and more.
Please note that the offer is for a lasagna only and not sides or extras.
After your request enters the system, you will be matched with a local chef in your area. At that point, you will be contacted via text and/or email to make arrangements and verify your address. In most cases, the lasagna will be delivered to your front door via no-contact delivery.
If you are someone who is interested in sharing kindness and helping to provide lasagnas in your own community, please see the volunteer option at [LasagnaLove.Org](http://LasagnaLove.Org) or reach out and DM me :) | r/povertyfinance | post | r/povertyfinance | 2025-01-25 | Z0FBQUFBQm5teE5QN0FwaUJ2LTVQSEx5blpUQnFVY1NodkV5ZGdLZmpZeHhuMHV1azVEZkZxeUQ2ZDhsVWttdVBRcnZfUTU3TnU4QkFWMzk5bXo5MFU5TzhZU3ltWUpfREE9PQ== | Z0FBQUFBQm5teE5RY1VrWW9ycHJsRDRKSzdoSmtQbHhpcmhnT000Q096eko3MXBXTEJaOGZOcWpITWIxTXR5Q0Jpb1RxbUhRMzU1cHowS3d2RnFSZTVKdjlYRVh5NzRyc3lHdHFHVTg2WjhjN0dlMzc1blF6QWFIY2hlZzBqeGxUWmxpN1IyU0FBRVc4bFVaNkRWLUJRRVpLR044UFY4RVNJd2Z0eFR2WTRQbS1IWDVlZkRwaHNSNG0xYUpJLTV2ZHNTcjJ3NWdiOVBCclR3T1h5WjVfdk5UYjZjT2U4SHVfUT09 |
Microsoft'sย LinkedIn sued by Premium customers who said the platform disclosed their private messages to third parties without permission to train generative artificial intelligence models.
[https://www.usatoday.com/story/money/2025/01/22/linkedin-ai-data-lawsuit/77881396007/](https://www.usatoday.com/story/money/2025/01/22/linkedin-ai-data-lawsuit/77881396007/)
| r/business | post | r/business | 2025-01-25 | Z0FBQUFBQm5teE5QUDZnME9heG93NlV5a0RYVENoT25tWURKdUV5dkRWLTJVeW5qMzhBTmNWZER0Q3UwS3JXcC11VldEQnJhaXgtbXE2Uml2SEdwLWU2ZEh2bHRIazhZSEl2Wi10V0xTM0h0ZFdJWFc3MkJhWms9 | Z0FBQUFBQm5teE5RTjB0NDVmU0hydmpqZEpnUFNLRENrQkVpRXo2Qm5KSlpIdGZaQkwxeVE0bGJUWEJYcVdrdnlKZ3pHN0tBNGdSTHFfVktaUXZnWU5ENmIxYW5Ua3RLdEQwaWpqQjVZSGxud1dvalRIQ3pIdm80WmVNTDVUcDBaejZya1hUNEdlQ3FxSG5ZYXprTGFwY3h2NGJ5VUh4bEZrejhMVVlhdjNHdUFBeURmczJkMUNfNzBWY0VjSHBMb3dCMHdRbHJ4dXBueHZoS3BPRE5QZm1VM01tVTl6LXBGUT09 |
Why not already? I gotta wonder if it's intentional that BCH wasn't filed too. | r/bitcoincash | comment | r/Bitcoincash | 2025-01-25 | Z0FBQUFBQm5teE5QdW5pREtpdGNjMmsyZzhCejRzRXdaQnRNZkNTRUUwd1l1TzIzMjBieTEzVF9XckZUWUJwVGo5NWdSNUdwSnJPRlM5SGprenRjMENqWU50MGN0UHNjS2c9PQ== | Z0FBQUFBQm5teE5RX1hlU0UxVS1ldFRsR2pVSm50ak5CMWpnVXdUY2N1bk1wS3BaQmFacUJaSEo2TVFsS1FUaEMtRFF4NE5ndmt6LUVtck9iTTE4eVVlMEVDTnRhdVdlQ0xSSXNuUHJIa3FzLUtrWnp6aFMyMFlVRlFiRUhGanh6Qkh6RkpkbWxuQV9NM1ZfMjQtYjk2c21fSkFMNE5hamg2MUpBd2VDQUJnWG1mR3pfUkNtOUdfaUZPUWRoejVXbGRJcndzNGZzT1d1OWgzUHMzQ3dOcmFqSVh6ZXhmV0xMZz09 |
Ai narrative just had massive pump so makes sense to retrace before repump in March-May first round of alt season | r/bittensor_ | comment | r/bittensor_ | 2025-01-25 | Z0FBQUFBQm5teE5QVnJ4TnlXUzBjS2V4UUs4bmF1RlNaTzhERm1KbnZuSkN1MWNWY3pmYnlLZm92bjZDdjJJRnlZMkVFaGFKTFAzd3JQNVRjUk9HWGFnN2tPemlWcmlCSFM2SE8xUjJkOWhCTm9LX1htSktQcmc9 | Z0FBQUFBQm5teE5RWThsc2xfQUlkNHNpNF9hNWpFZ2w5ZUNpUm5DVWZRYUF6QzM0UW9Tb1hQWDdZMC1sQmZJSDVrZzJQQm1DUDE3aHVGZ3JxVnhNRkk2M1V5bXRGN090cnF1TVNmSEFmNmQwX25acjN2YkZxZldpRVRDSXlqTDJNYVFITVFpeTRib1FReWxUcS1xc3MxTk9VQl9TUF9ydm9KSVFRVlM4TzlYbzh5SjRrbzBPUV8xZTRycVdaU1RQYWNaV0NiOFNScUN5SkxIc0x6UmhqNU8xdDBhN3F2eHZMdz09 |
Hello everyone, I'm new to the world of cryptocurrency trading and eager to learn. Could anyone recommend reliable sources to help me get started and grow my knowledge in crypto? I'd love to learn alongside this community!
| r/cryptomarkets | post | r/CryptoMarkets | 2025-01-25 | Z0FBQUFBQm5teE5QZDBKVHI3cG11Q0JvemUtTUdPT2I0X0ZycTJDaEhPMHB3Q3pqMUJYZEUteEtVSGhKSXo0ZGl3bkxOU0FqemdyT0paNFBsY09zWVRCbG0ydVFEa296cDdLbUdxT005QUNZR2s0WGZaOEc5dzg9 | Z0FBQUFBQm5teE5ReS1Sdk14cDlxaGIzbzB0Y0VrTnAxWjk0ZVpLYlluNm15WFV4YUJaMF9pajhMUXJvSGN3TkVrTlBYYjhpRENDM3g3bWVRV2xseWpNS1l0U1RHNkY0V3BSU1prMDhPd1NHUTRGU3c2MFFzZi1aY2dKNmxxSG9vMjBNMWstbTFUTXVOVV9ORl9QN2E3S0ZsalJlQ05iZjVNVnpHTXBsSWs1Z1J4ZDgxalBJXzVOa3U5RGwzZGRjamRjZE93cXVPcGdjOTJqN3lsV0JKUU1GYU0tMUpFZDh5UT09 |
One day (Iโm way far off right now) I want 3 Bitcoinโฆ I have 3 children, and when I die, I want to leave them each 1. How am I going to do that? I started DCAing into it back in Juneโฆ Iโll continue to do that, and then hope that this Alt season is epic. Iโd love to take profits and roll it on over to BTC. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-25 | Z0FBQUFBQm5teE5QOXVmT2Uwem8wWHhFdk5qM1RTeTVyTHlKVXd5TG9CUDJ5eDdROVpZV05FdnNORzFuUEdyeEZXRlQxSzhQdU5WQ21oZ3Y5VmtVQnFWOV9IT1V5Ukk4b2c9PQ== | Z0FBQUFBQm5teE5RSXJhaFNnVUg5X3hBMGtkQU1SVFpCUlZMQWQzakhIMUNqYkQ5c1laTTZXUE14LXhqRDZXSFRMaVFKdlFvclREMXlqcFRyRVM3NUlYbkp0TEhBSldmR0xkSDhaRHp4dUdSbzU0UEZiMTNkRy1DQ18weGQ2cDFaUUhPcWFYbF91aTZPSGExWkdOY3RTNl80ZVlWdi1Lb2U0X3JSLWJHZmRlQTYwYjd2QjhOZ0pzPQ== |
The SEC recently removed SAB 121 and introduced SAB 122, marking a monumental shift in how banks can interact with Bitcoin and digital assets. Previously, banks faced regulatory barriers that prevented them from custodying Bitcoin, limiting their ability to participate in the digital asset market. With this change, banks can now legally offer custody services for Bitcoin, opening a brand-new revenue stream for financial institutions. This development is significant, and hereโs why.
Banks make money by charging fees for services, and Bitcoin custody is no different. Custodying digital assets involves safeguarding them in secure, institutional-grade wallets. Banks can generate revenue through custody fees by charging clients a percentage of their Bitcoin holdings or a flat fee for secure storage. Institutional investors, family offices, and high-net-worth individuals willing to pay for secure custody will likely be early adopters. Additionally, banks can earn transaction fees from buying and selling Bitcoin on behalf of clients. They may also create Bitcoin-backed lending products, allowing clients to borrow fiat or other assets against their Bitcoin holdings while collecting interest on these loans. Partnerships enabling staking or yield generation could provide another revenue stream, with banks taking a margin while offering clients a share of the yield. Finally, banks could bundle Bitcoin custody with advisory services like portfolio management or tax optimization, charging additional fees.
Itโs critical to emphasize that this regulatory shift is a point-in-time event. Just a few days ago, banks legally couldnโt custody Bitcoin. Today, they can not only custody it but also potentially integrate it into their balance sheets, depending on how SAB 122 evolves. This means that while some banks may have been planning for this possibility, theyโve only just gotten the green light to act. Historically, we know banks love money. If thereโs a new revenue stream, banks will race to capitalize on it. While a few might have contingency plans ready to go, the majority will need time to develop, announce, and roll out these services. So, even though the shift has started, most of the upside likely isnโt priced into the market yet.
Over the coming weeks and months, we should expect banks to announce plans for Bitcoin custody services. This will likely begin with large, forward-thinking institutions, followed by smaller regional banks eager to compete. Itโs reasonable to anticipate collaborations with existing crypto custody platforms and blockchain technology providers as banks ramp up. As banks begin building custody divisions, we could see Bitcoinโs adoption curve steepen. Institutional investors who were hesitant to use third-party crypto firms now have a secure and regulated option through banks they already trust.
This regulatory shift is a game-changer, and itโs happening at an inflection point. Banks now have the opportunity to tap into the $1 trillion Bitcoin market in ways they couldnโt before. While some of this news might be baked into the current sentiment, the real adoption and rollout are only just beginning. As more banks announce custody services and related products, the long-term implications for Bitcoin adoptionโand the financial system as a wholeโcould be profound. | r/btc | post | r/btc | 2025-01-25 | Z0FBQUFBQm5teE5QQ1pQenpldGhiYnRVcUhrX0dvbllZM1g5clM4QmNrUkUxVkRUbEl5YVE4aF9INnAtaVVhRS16UVg4RURzNlh6TW1sNU1YUDQ5OWFfekxSV185VnZGVnc9PQ== | Z0FBQUFBQm5teE5RYnZ4UU9pMmpBWEhHS1VZeW82Y0wzODZyM2p5bG5tTWRMTlktek10WTFwOUxFOGZGRmROTldWcEMwd0F2UlBySXpjVnVpbVJQMzBPRW5WWXZHLUJhMGo3d0NFUHkxXzg1MEg0ZWhOTWVkRkZjZ2RXOGtnbi1JYUZRT1ZIWHdteVNXVVlUNmJaOFVUU1BNUnM5a1ZZNER5dlZXVEtzSFBDZTBBU0x2NWgwUXVPTkFVc2w4RWN6bzhXTy13emRTbllV |
I had a Shiba when my kids were young. They are good dogs. But they are affectionate on THEIR terms only.
If they want your attention and or affection, they will come to you and demand it! Lol
At least that's how my Shiba was. | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QdExqV0o5ZXBaWTFXLU1uMktCSkxrLVRFb0d5SGNCdE1nTGlnek53d01VdHhGRWtTc2RLUThzWHM1TXpsMW9MSzhXQnBEMDVqTTdJU1hFQ2lqT3BmRkE9PQ== | Z0FBQUFBQm5teE5RZmx1SjJkX19uOWk1ZUR5NnJBNFNEa1FvNlhPQ1ROLVFwS0NTZ1Z6UGZ4cVVXaFI5d3lJWlY2Zk1PQXp0U3dsVGlud0Q2ZGRsVlNka09TbTBVQUU3ZUpfcEhqWTlCb043WjdLN1Q5NzVPNC1tdWxNRWtPSTJPWjFKeVlRZ0Nsb0FVMGVvby1hOEYyVXpQcjdsSmk0SWloU2NWNllfbXNBbzJHMUJoREZFWHJLVWkzVkdpZ3NYWjR3WlFkVS1yeHR4akwzVmxtc1MxVE9EdkR4OHZ0QmNnQT09 |
The typical shitcoin can range from anything between a whole level 1 chain to a typical meme coin that promises nothing concrete to its investors. This is perfectly fine and not a fraud and not illegal and all the responsibility goes to the investors.
A rugpull is an entirely different world: it explictly promises that it will help you and then it pulls all liquidity under your feet so the price doesn't just lower but it effectively goes to zero and you're not even holding a bag.
When that is bundled with the promise to help their investors (the typical rugpull does promise that): then it's a textbook case of fraud because there is **intend to defraud** and it's very illegal everywhere.
People don't want to hear it but the only real solution is identification which is very possible on decentralized systems but scammers don't want to hear that because it doesn't suit their scamming operation.
It's inevitable because if there is true anonymity then dictators and murderers will use it against you so the next step for world adoption of decentralized systems is decentralized identification. | r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5QS2h1SHROZDRhVW1jT3g1NUNMeEM2TTkwSEpaaVk4Y1NTdi1CRW9sb0hiSzJOb0NuOWRVRDdZZ1NXTnE0bm5fSlJIRTNfOXhZVFExd3hpYjJBbk1YQXc9PQ== | Z0FBQUFBQm5teE5RVkRFZDlyc0hCVXY1OVVJLTAtblIxd0pxekl0dkh3TW5XdGtXRndpZTJISmQ4d2xJc0ZtbXlwYmZNSV9fRUNSMlhfelRHZGtGZDRFWFg1Z0pyMGZTbTlLeHM5MFc2WHlGZS0xTmtHWWFmbllXeXdpMjF5LUZ2ajNodXJ3bTJSTFhZaHBGV2tpcjlHNTA0SWxxbFdNaG9FUzlfVElCcGpwaFBDWHpBT0dSV0pnaHZETnRzMEl5elczQV81VTR1U20yS205OTZCX2JTa3lCZ2EzYXI2WVVwUT09 |
It feels like these large centralized exchanges are not really ready for LTC to take off... i wonder how much LTC they actually hodl vs. how much they credit to their customers' accounts... seems a little convenient for them to halt trading whenever buying pressure heats up | r/litecoin | post | r/litecoin | 2025-01-25 | Z0FBQUFBQm5teE5QcE82bVh0MjRKV1AxM1lId3pFNDd0YmJhbzIxMWYwSHJuN0h6QlR0Y19XTllseTdIT09POXN3WmRLdTFlM1ZOTGt5bG9DOXZ6RWhqMmNLRWJrb2w5clpHVDJYcmFwSHU4WkVpLV9KVnJYRlU9 | Z0FBQUFBQm5teE5RWjQ5OUlaQTNaSkJJdldveHRiajJNdk5kOUZrdzZ1TnN5aDBZalRzTTFaaXRMdEJqei1ObjJJZF96RUI4YmswcGw3ZWVxUU5aSHZqeDdnQmFJdGRmV2M1ZldiSnpvS0lkNHRxZF9MME56QUt2Z2t1OUo4RXVwamRLRUFYWU81dlVnbVJ0TW5PdW5HckNYa2dxODF2WVlHU0JmNkx5ZWJUNVJHZnNvcHRqdzI2QlBhNXdKY0ZleU1QZXhwNWZwS1pWN2tlSndyY2tKTk5NelBrLXlrSVJZQT09 |
Hey there, Solana fam!
Iโm a freelance multi-disciplinary designer and Web3/SaaS developer with experience working on successful crypto projects (yes, the kind that actually ship ๐). Iโve helped build and scale ideas into functional realities, and now, Iโm looking to bring that same energy to your Web3 Solana projects.
Hereโs the deal: Iโm offering my skills in exchange for your projectโs tokens. Whether itโs front-end design, backend architecture, or anything in between, Iโd love to contribute to building something impactful.
If youโve got a project that could use a developer who understands the space and can deliver results, hit me up. Letโs turn your idea into a success story. After all, whatโs a project without a developer?
Looking forward to collaborating! | r/btc | post | r/btc | 2025-01-25 | Z0FBQUFBQm5teE5QZkhfWHZ0UXVlZDU3TDJCZmlLTWpzQ3luM2VDSkFTOFZYQUVGNHpzV2tHUWJPX2l1UHpES2lpVUN4clZZMW5zOFBBNG9YQTF6QXhWWGhPZml3cnhIT1E9PQ== | Z0FBQUFBQm5teE5RRkt0RXJlTnZnLWRNa204UzBBTzI4V2ljWUJUdllpOG56Z3NlUzVoSHJuNjk3MkI2VTRSMWlQWS1pZ05hdnVKN2Z2TkM0ekJOcGZpVkpUYTBUWkZkNC1abzM3cnFvQ3dhbHFVM1Rzemw1WmNUdHJoY1JWTm5wM0tDTDlGRC1zekxQQU51alBnU1M5b1VnZlg5dXRMOV9vQkF4bml3QVNVUkxBOWlMbklXdUdDR3FmR3lXYUM5ZDg3b0FrU2lCWnYy |
These look like **scam** projects to me, designed to give credibility and weight to whatever they light up: Filecoin.
Nuklai is not available for use (app not working)
Bagel is not available for use (asking to "book a demo")
Theoriq is telling me to connect my wallet - no thank you. | r/filecoin | comment | r/filecoin | 2025-01-25 | Z0FBQUFBQm5teE5QaDhiT2VHazZYd1R4U3N2SUp6R0YtczktWGJLYm9kRXlWOFo5ckhCNzNTcGVQNVNVaTdjX3hmWktBa2FzYWJDdEE2OEJTdnBJeVhaaGNnblk0eEdtd0E9PQ== | Z0FBQUFBQm5teE5RcjhsMU1VamNHcHdYQkpQYXRvMDRtcG5SWl9yajhzOTBlM0x3TGFrRUtONVAzclgyMjVHZFBkb1NPcGtjQ1dBUmR2LWFzOVZZNzhfUUM3NlJTekxLa2tWTXA0a1lBYjhPb0hfTjlCeDB5QUNZN2k3YlNHYXd3Q2lBS3ExcjB4UklGWUVKMlgtbDMwNUxLTEc3Ni1ZTFFEUkZ0b0NlZ3FwT2xzT1ZPTGo0SUo2S0N6eWthdC0wRHpHbEQya3FwbnZlYlpyV1Z0RUU2UENWRmo1Z3YzSWIydz09 |
**LIGHTNING NETWORK**
The Lightning Network is a solution designed to make blockchain transactions, like Bitcoin, faster and cheaper. Instead of recording every transaction directly on the blockchain (which can be slow and expensive), it allows users to create private "channels" for multiple transactions.
Hereโs how it works in simple terms:
1. **Opening a Channel**: Two people lock a certain amount of Bitcoin in a channel. This channel acts like a shared wallet.
2. **Exchanging Funds**: Within the channel, they can send Bitcoins to each other instantly and at very low fees, without needing to record each transaction on the blockchain.
3. **Closing the Channel**: When theyโre done, they close the channel, and the final balance is recorded on the blockchain.
This system helps reduce congestion on the blockchain while enabling quick, cost-effective transactions.
[https://lightning.network/](https://lightning.network/)
**LIQUID NETWORK**
The **Liquid Network** is a layer-2 solution built on top of the Bitcoin blockchain, designed to make transactions faster, more private, and efficient, especially for exchanges, traders, and financial institutions.
# Key Features of Liquid Network:
1. **Fast Transactions**: Bitcoin transactions on Liquid are confirmed in seconds instead of waiting for the 10-minute block time of the Bitcoin blockchain.
2. **Confidential Transactions**: Liquid uses a technology called **Confidential Transactions**, which hides the amounts being sent, providing more privacy for users.
3. **Asset Issuance**: It allows users to issue and transfer other assets (like stablecoins or security tokens) alongside Bitcoin.
4. **Federated Sidechain**: Liquid operates as a **sidechain**, meaning itโs connected to Bitcoin but runs independently, managed by a federation of participants instead of miners.
5. **Two-Way Peg**: You can move Bitcoin between the main Bitcoin blockchain and the Liquid Network through a process called "pegging."
# How Itโs Different from the Lightning Network:
**Use Case**: Lightning is designed for micropayments and frequent small transactions, while Liquid is aimed at large-scale transactions and trading.
**Privacy**: Liquid offers enhanced privacy with Confidential Transactions, while Lightning focuses on speed and low fees.The Liquid Network is a layer-2 solution built on top of the Bitcoin blockchain, designed to make transactions faster, more private, and efficient, especially for exchanges, traders, and financial institutions.Key Features of Liquid Network:Fast Transactions: Bitcoin transactions on Liquid are confirmed in seconds instead of waiting for the 10-minute block time of the Bitcoin blockchain. Confidential Transactions: Liquid uses a technology called Confidential Transactions, which hides the amounts being sent, providing more privacy for users. Asset Issuance: It allows users to issue and transfer other assets (like stablecoins or security tokens) alongside Bitcoin. Federated Sidechain: Liquid operates as a sidechain, meaning itโs connected to Bitcoin but runs independently, managed by a federation of participants instead of miners. Two-Way Peg: You can move Bitcoin between the main Bitcoin blockchain and the Liquid Network through a process called "pegging."How Itโs Different from the Lightning Network:Use Case: Lightning is designed for micropayments and frequent small transactions, while Liquid is aimed at large-scale transactions and trading. Privacy: Liquid offers enhanced privacy with Confidential Transactions, while Lightning focuses on speed and low fees.
[https://liquid.net/](https://liquid.net/)
I see so many people that still does not know about either Layer 2, and still dont have any clue how people is able to use Bitcoin as local currency and transfer money between others just as fast than using a credit card.
This article is in portugues, so please use a translator:
[https://mittechreview.com.br/a-maior-cidade-de-pagamentos-em-bitcoin-esta-no-brasil/](https://mittechreview.com.br/a-maior-cidade-de-pagamentos-em-bitcoin-esta-no-brasil/) | r/bitcoin | post | r/Bitcoin | 2025-01-25 | Z0FBQUFBQm5teE5QOGtpYWVMZENnZjV6OXdiNjd2SE1Id3gzd0tGdU9SVVN3VWczRmxXd2R2dUg0dVNwNWNjdVhsb1hpc1FGQVN5VVpzZlRXamJSTmlWb3hGbFhtR0o0WUE9PQ== | Z0FBQUFBQm5teE5RckFCbUNUM3lOekdsZWhEZEVteEhrMjdhZmtTc1ByTHVDUGl5Y2R2ckhUOXRqLW1CSkFnNTduRVlJZ29GUkVXSWdUajNyOGtxSG16RU1qUmNhaDRveUZzQmpaYzRTRTVQakxkMkp6VW41dVBodGRBOHloajJjWXVPZnRDSVRtVHd4amRBWnlMR3h6MVBIRU91WWRNUURaSWhTT2E0UDRnbGltaDRjQTlZcTRHZ1hBeGJrQno2SVUwOEpFSWZ5blhrYy10Z2lRTk1CYXljRHhhRjNmX3NlUT09 |
It can be huge I guess! | r/polkadot | comment | r/Polkadot | 2025-01-25 | Z0FBQUFBQm5teE5QUk5kRXJ4UE5YSk1CY044MU0wVjdLUXlPbmJ3Mm1YM0RfUXdqWFVZR05PSkFWTHNqZzJ4dGxHblZQTV91ZUZrVGN3WnBpcUROanQtM1Y0NTh0eGZUZmc9PQ== | Z0FBQUFBQm5teE5RcGpxR2tvLWhtTWdmamJucFMwSVhPLWhDenFORDAtSlhJd3UzT0xreW5ZNHFOR0Jxald2dnJuaGxKWTd0OE9PUkFYcDVVNE5ZaEdRdFBGU3lIemtDVlltblp1MjZsa0paUEhia0x1b3hKTW43RjlDek9TZk5PUmE5VnpHb05SZ0x4cEJ3dzZUQU5ZRTQ4dlFBN0ZrcTZFR3l1R0pXcWtUcUJWTkhBNmtJV1hTNktiYy1RUzZzeDYxZTZKNTg5UWVKWmVXNXpYQkU3VkN1VnVLa1FwbU9lZz09 |
Hello,
Does this count as lean fire? I have the majority invested and compounding interest has been crazy last couple years. I dont have many crazy luxuries but also dont life a frugal or minimalist lifestyle, more like Pretty average lifestyle. I plan to retire before 40 and just let time do its thing when it comes to my investments. If this growth continues im gonna be in the 1-1,2 million networth range by the time im 30. I travel alot and still go to university. | r/leanfire | post | r/leanfire | 2025-01-25 | Z0FBQUFBQm5teE5QQ0JaSkJuNjZlN1lzTlo1N1I1OW9hSDBFQVNQWDlTSFNMUHdMdTNUXzhfNGdvbUE5Q3M4VHVKdGxkdzV4SWtzUC15SjJORTYzakNHVkRtbTRKV0FGLUtKMGZ6MTRQQ19YRXd4NWo0cUVzQ2c9 | Z0FBQUFBQm5teE5RY2RRUU5oLXp3TElqMi1kU2UxaGl1RmdCS1F6STRtNUtvZFdKNEl2Vjc3T1dGSDUtMzRxUjlUTlhpbXg3eVJkSFoxWXI2blowMlNaSFdRSEZhSkg3MkxyY29UM3VKWi12MjBIWmF0QUVfMi1CdlZNTkpfZ2E0ckl1RElVdEUtdEJjVU45TUJXS2kta1AyQXhvdXduZjFsVGx5d2xZT2NRWXVodDJCMThlc2ZRTVVfQ0VpRFVlUGo5dnA0QU9BRUty |
[https://www.bloomberg.com/news/articles/2025-01-25/musk-exploring-blockchain-use-in-us-government-efficiency-effort](https://www.bloomberg.com/news/articles/2025-01-25/musk-exploring-blockchain-use-in-us-government-efficiency-effort)
It seems very related to stellar aid assist? program-specific coins to track spending is a no brainer?With CFTC standing chair talk at meridian 2022, now to reduce cost and open banking is one of stellar's main selling points, does anyone have more info, dd talked about wanting to talk to elon in ama right? is that happening rn?
| r/stellar | post | r/Stellar | 2025-01-25 | Z0FBQUFBQm5teE5QWFFQTlUwLW9WNVFzZjB1M1hzS2pPQmUyUVMybS1VanJsSFVxOVNsTkhxVHpWMmlhNzV1bFhycEtNVENFZTZla3hwOG5rbGZGOVc0UVpmMkFJNkFkQ1E9PQ== | Z0FBQUFBQm5teE5RQzFlR3pSWnJybnNNMFNGZ1NNLUl3TWNWeC15N0xYSkRWWXVneDJ1TG9BM0k1UzdvX21WR2xJNElORmNNNk42cmpWTnRobUVzWFhlS2JHM2E3aXVBNVZ3ZDZfM1kzVEhCMDNVdnZ0ay1DNlJmaW9iQkhzVGp1RmZ4c0E5ekViUHd0M3BBR3lyRm9EY1VvWkFHLUpOc2k1M3M1RnctcHNXZUVObUhUWTNrVHVvWkU0SnVfTEdLakJhVm1DZ2V2WWcxckhVNVFRNnN4NDVpQUMtR2FYNDVfdz09 |
It goes without saying that the 4% rule is a good rule of thumb when you're first starting off, but a real model requires more granularity. Now that I'm 10+ years into my FIRE journey, I need a serious think about how much I really need. [Edited for formatting and with example numbers.]
**Tranche 1 (baseline FIRE number):**
*Projected annual spend in retirement: $70,000
*Taxes: $12,000 (assume 15% effective tax rate)
*Healthcare premiums: $28,000 for 10 years from age 55-65 ($2,000/month after tax)
*Support for my kids: $41,500 for 10 years until they're 30 ($1,500/month/kid after tax.
Conservative estimate)
Add in Social Security at age 65, discounted 25% to account for potential trust fund running out. Throw this into FI Calc, and it spits out $2.5M
**Tranche 2 (self-insurance for long term care):**
This is just my home equity. Let's say $1M.
**Tranche 3 (fun):**
I'm setting the withdrawal rate for this at 5-6%, because I won't need it for 30 years, and not a big deal if it runs out. Let's say $50,000/year for another $1M.
So my FIRE net worth number is $2.5+1+1=4.5M. Does this make sense? Is there something I'm forgetting? Are any of the numbers I have out of whack? | r/financialindependence | post | r/financialindependence | 2025-01-25 | Z0FBQUFBQm5teE5QZjRPc0YtdGFiNFZET1R6cUxlcXJiTUZpSklPWEg3SWlvV185aGdoSnk1OUFWal9nNlJJNmRNUmNRQ3liT1FxUUEtb0NNU0hkZ0hma21xYzFFSkN6RkE9PQ== | Z0FBQUFBQm5teE5ROWZlT09qcUJISG81TUJuNi1LTkdaSnVTNXBOeERKQ0J6aG9PdDVUVnhhN3hFWUFYblhOQlVIWnlvbnkxalVKMHBoQk92MTNyTlRaZXR4cEtZQlN5RndqTnZITDRubGhmOTVyZUllVmtJTHVDemR4NmcxSmdTeE5tZTdGX0tVZGZTd2c0REFBTWtMNHlOX2dOdUE2NkF2MzEybFh3UGJpNGt0eUs3dzExM1dUcXp0RmJpSE4ySmNmQkhZTmNlckRsUGpZbDY4TTRCaVJBbDhCWWJxbTlkUT09 |
**Source:** [https://x.com/virtuals\_io/status/1883107553183162507](https://x.com/virtuals_io/status/1883107553183162507)
>**Virtuals is Expanding to** [@solana](https://x.com/solana)**!**
We are beyond excited to announce Virtuals' expansion to Solana, marking a significant step in our journey to empower builders and drive innovation across multiple ecosystems. Solana, known for its speed, scalability, and vibrant community, is the perfect place for us to grow and bring our vision to life.
Hereโs what this means for the Virtuals Nation:
**Meteora Pool Launch:** Weโre introducing our very own Meteora Pool on Solana, opening up new opportunities for trading and engagement.
**Strategic SOL Reserve (SSR):** 1% of trading fees will be converted to SOL, creating a dedicated reserve to support and reward agents and creators within our ecosystem.
**Base Pair Consistency:** The AGENT/VIRTUAL trading pair you know and love will remain consistent on Solana, ensuring a seamless user experience.
But weโre not stopping there. Weโre doubling down on our commitment to empower builders and creators in the Base and Solana ecosystem with the launch of our Venture Partner Model:
Grants of **42K $VIRTUAL tokens** for projects based on Base and Solana. This initiative is designed to help early-stage builders get on their feet and scale their ideas.
To further inspire innovation, weโre hosting the **Virtuals AI Hackathon** this March, with technical support and mentorship provided by the [@SolanaFndn](https://x.com/SolanaFndn). This event will bring together some of the brightest minds in the space to build, collaborate, and create groundbreaking solutions.
Virtuals joining the Solana ecosystem is not just an expansionโitโs the beginning of a new chapter. Weโre here to create value, empower builders, and grow the Virtuals Nation to new heights.
A special shoutout to the incredible teams at [@JupiterExchange](https://x.com/JupiterExchange) and [@LayerZero\_Core](https://x.com/LayerZero_Core), who worked tirelessly with us day and night to make this expansion a reality. Your dedication and collaboration were instrumental in bringing Virtuals to Solana, and we couldnโt have done it without you.
The future is multichain, and weโre leading the charge. Letโs build the future together.
https://reddit.com/link/1i9pq5b/video/beoexdpku5fe1/player
>For details:
Here's the terms: [https://virtualprotocol.notion.site/Public-VIRTUAL-Bonding-Sponsorship-Terms-1842d2a429e98043bb95c05db96e7449โฆ](https://t.co/CpE3AY4Gwh)
How to apply, fill this:
https://preview.redd.it/5wr572omu5fe1.png?width=680&format=png&auto=webp&s=974664bb2d0a82c5e7e50635e38da9f6d1e53778
| r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5QaGZ4UXlmcDFsc0N3SW90aHVzeWtkYlktSld0eE1kV3hhTHVfbXlOZm9UT3JmdjB0RkFDNXk0VGJLU0JLUlNyRE54Y3kzTVpfdWxsaEJfR1lWOE92bFE9PQ== | Z0FBQUFBQm5teE5RNmh5S0hGXzFHd05hUGM0TjYzMlExQXRXQnBWMFhMbVpxZ3EzaXB3b2RCbERkb0NWa2taSk81TnltSE5ZTW9mYkRYR1lpRFppWmNqWkE4R3Z2NGZSLUR4LVV3VjRXellJZGhxNVN6S2Y4dU5ITXhRa1Rxb3pmRmxVNWNDbnZNbmVIR1pPQTJIRlQydTNzUU9zVmFmTGEzRjdsMGdQSi1GdWw0UE1LYlZLdzVRM1pMOTNyeDVsMkY4S3NpT1dJRmVL |
This is the first crypto I feel like Iโve actually gotten in early on, Iโve known about litecoin since like 2021, but never really held anything large.
A few weeks ago I out in around $1000 at $96 a coin, Iโm excited for the ATH, who else is hyped ๐ค๐ค๐ค | r/litecoin | post | r/litecoin | 2025-01-25 | Z0FBQUFBQm5teE5QWFRSeGdUVGFGNk1pY29icXotVHoxSF84MXdvRWlVUjFkUDFBaHBSNXhXZVBkTFRHTEI4R0ZsRUVpcUpla0lzakF6eWNNVXJmR0Y4TXlINUV1V2lDaHRpMHVvWnlYYkRKUS0tQ0U4cFBBU1E9 | Z0FBQUFBQm5teE5RTkstTDJPX3REWDhGMkZ3NzIwdDRiM0xRMmdZOFRRcjBSLUNXMl85b0NDenBoTzl6S3I2VXZWbHcyZWF2QzNfWXIzQ29HYVQxcUxseFdaWlJxZi16S0JsTy1MX2U0MmV0azZSSy1NZVBxUTQzazVha0pCMkpkTVNTeTN2MndtcE9lVW1VTEFsY2hCS1BjQU9EU2F6UG1HMEJfTG8wV01CMXU4VnFsaHJ2bE9BPQ== |
I just turned 20 today and want to get the most bang for my buck to start of my 20s. I know alot of places and/or resturants have birthday stuff (espesically free stuff) and I want to know where to look or what places specifically have them......
| r/frugal | post | r/Frugal | 2025-01-25 | Z0FBQUFBQm5teE5QR0pEeExPa1duQVgtY1l5czRTOTF3Sm5xLTl3VVdtdWQ2NDJyaHliQlVwaXlxb1cyMEg4MHhHaENnYm5MY2Q4ajQtSWhMbU9ZeWNtZUJXRldsaS1sM1E9PQ== | Z0FBQUFBQm5teE5RQk9wLTJmQzZ2U2lPbFNHWGxvSElLb19kSHEtRWw2Rk1nbmZJNllPRmNmbDI4YnQxYVVMZE83LWROMjdYcWtPLTVESEExZFdVVV9BRkxVVXhzcnU4eU5XTHdYWGRrSWtLQ3cxZEhqOWhHV1FpNWd2WFg5Vmh3NzZ5dXhSSk53RmpBQmxSTU10eVdKYUROX3U3STdELTVLMElkTUFZaXRUdkJsMWdDamlGZW93MDQ2NkR0d0tLWEd4UTBhazQ3c2h3 |
Wat about trump token, that will probably be included? Or nah | r/polkadot | comment | r/Polkadot | 2025-01-25 | Z0FBQUFBQm5teE5QNldHNWNRZEZuZlNGUWtqQmRBS2JTMFZtX1ZpTm9BNmJ4SVVvUFotUmRMdXlZSXVPQkROTzVEWnVLVVVwZ205T0hScFVwY1pSTjEtQko5ZWV5Y2d3VVFJWjZZc3dBX2dsTjdGYVpfV21kSXM9 | Z0FBQUFBQm5teE5RX25ockdPWUVfVUlGY3YxX0NEeVFvNHRodjRUbmhlamZXaDBRWEtiMlFDVzMtODdXYnFaQjFNbk5OdjBMUjlqS0dQZzJiM0Z4cEdZX1EwQlpYZkNvTGtsWFFqd0VuYzdxbnM3TzBvY2xwdnVvakZlY19rR3ZuTk5vdjIzRk5YRVhtVlFxOTBxajlUbVpvQV81cFVqTE1QLVZCc2lraEc5SXFLaURDQjB5eERzZHVNbjNmVGc1LVpHXy1JWkhkTjA4YzlyQ3ljWGRreUJwaWRpUWx0VGVpQT09 |
Hey!
I had this moment where I didn't pay attention and someone stole some crypto from me. The good thing is that I have my money diversified in different wallets but this person managed to steal $600 from me.
Can someone help me identify this thief?
It is this profile: [https://x.com/virituails\_io](https://x.com/virituails_io)
It is clearly impersonating the official Virtuals Protocol account.
What I've found out so far.
* This person has tweeted in Brazilian Portuguese.
* The profile has a logo of Citrok, a software company.
* Twitter userid = **2466426491**
Can someone help me track this?
I suspect this is the contract involved: [https://basescan.org/address/0x0000de6f7ba0602cb6672246ca58749b9cc90000](https://basescan.org/address/0x0000de6f7ba0602cb6672246ca58749b9cc90000)
This is the contract he used to transfer my LPs to him: [https://basescan.org/token/0x03a520b32c04bf3beef7beb72e919cf822ed34f1?a=0x9039085515506e6bb0b81ab15bc4e155cb2ee039](https://basescan.org/token/0x03a520b32c04bf3beef7beb72e919cf822ed34f1?a=0x9039085515506e6bb0b81ab15bc4e155cb2ee039) | r/defi | post | r/defi | 2025-01-25 | Z0FBQUFBQm5teE5QMTVaZU1vSzlhdE00ZlkxNEVLQ0JaX3M5YlRZWHVkNFozbHNXQ3dlTVdhdHZub1llSWNMRU1VNTVDa3k3TXg0TjRxNVZQUUJRb0Ita3QwU2VsLTZLNlE9PQ== | Z0FBQUFBQm5teE5RRjFreGtNSk5HVlhDcVhxVTFoa0VFdW9HNmJjZ2FCZGhlQzZRUll1OTNWX2h5TEFCajM0TXNLUGR0aDdBbGJ0ZHBGVWlVS2s4eWZlWmVBM0x5NHJTdE0xM1FGRVBPWFhfSEtiRFh1SkZoWEE4Ym4wNXcwb3FxeEQ1M0wzbUFzcS1jalpkTzBEWHh6ZTNJTmFXaURqZWJxT3Q4dThwamVTZVllM0d3a2I1bVFudWpGbGoyRURZNldkQ3EzVFd4Qmk2 |
My fridge was cracked open 3-4 inches for 8 hours I have beef from tacos and grilled chicken I was planning on eating today the beef and chicken were at 50F when I thermometered them felt pretty cold and smell is good should I throw the whole fridge out or keep everything? | r/frugal | post | r/Frugal | 2025-01-25 | Z0FBQUFBQm5teE5QMmtHa2RkY01nODJqUTlTaHVrWWZLaWNvT2xGZTN0Tm5vcEJNQ2d3c0tfZF80YWctY3AwVktEemxROGdTLVNSWWNpM01jeDY3TlI1VmRvTnI2U2ZkUXc9PQ== | Z0FBQUFBQm5teE5RU2h5WGtvbHlmak9sNm1XUzlETmRpN2FNQTZDVkpCUlN1SDcwMVdIZVZ6ZU9CV0hMYnVfSzhTakFqelQxQ3cxSEFuSHZHQ0dEbjFIbERSbnppdHg3eFZRUWVmRTZrVG5GQnNNYUpnQmVaVm5QSFYwckpHMHJiX21sV3k5aVpBTjBpS05hTE12R0o3WC14OFJJRk9QYldic2JMdzhHNkVyc2I3VHJBWTc3X1VnPQ== |
Options is the way | r/robinhood | comment | r/RobinHood | 2025-01-25 | Z0FBQUFBQm5teE5QMWp1cUZxMTU5UmJfVHoxV0VzU2p2RlhNRk9OckFuemFfZDl2NlhlcTV3dTlrbS1HSm84MHdhVnhiaDQybXBMRUROVlkwRVBWUEVBN2JMaHlWVkEwLVE9PQ== | Z0FBQUFBQm5teE5RYjE3VzdndWNYUFVYNnNwUzZsTWltamdMMWUzWVc2d3RabFl1dnRldHdhWjRSZU9PY2RWRVlDekFFUnBpU0phUTF0d2NrRnJKUjJFM011M2VQM0x4WEM5MXBFT2ZNQlJyTjFtVW1PMGdZLUxwVERrUEhUb2xTZUJxZTFCZlhrbjA5SHFtTVQ3dnkydnpWQmhJMkpENktvcmc0NGphZ09ubWZSRzBLTDlSeW5RRkR3LVdFcDI1ZzQ5dThKd2Rmc2NFRXlTMlYwQTZ3dGxxOFhTaVZTRnZmdz09 |
The great American company is trading at a all time high but is facing a lot of headwinds in 2025.
1 Tarriffs - Deere made the mistake of outsourcing their production outside the US and will pay the price with the new administration. They recently announced they were moving production to Mexico for some of the equipment manufacturing which lead to a boycott by farmers and a threat of 200% tariff if they do, which wont happen because you cant really impose this (tariff)tax on a specific company. But this was a mistake by the company because now they spent all this money to setup the factories and production in Mexico but cant really use it as intended.
[https://www.reuters.com/world/us/trump-says-john-deere-will-be-hit-with-200-tariffs-if-production-moves-mexico-2024-09-23/](https://www.reuters.com/world/us/trump-says-john-deere-will-be-hit-with-200-tariffs-if-production-moves-mexico-2024-09-23/)
They also made the mistake of outsourcing tractor production to India. A good amount of production is outside the US, meaning tractors are assembled in India, Europe and elsewhere and sent to the US for sale. Which is a problem because these are not cheap tractors/equipment and someone is going to pay the tariff on foreign goods entering the United States. Not that easy to readjust the whole supply chain back to the US and having to pay people alot more money. Average worker in India makes $5k per year ,in the US these manufacturing jobs will cost maybe $50k-$80k+ per year. Profit margins just got smaller.
[https://www.financialexpress.com/business/express-mobility-john-deere-exports-made-in-india-tractors-to-us-europe-3000473/](https://www.financialexpress.com/business/express-mobility-john-deere-exports-made-in-india-tractors-to-us-europe-3000473/)
Then there is the US manufacturing exports. Deere Exports alot of their products to other countries, not all customers are in the US. If we impose tariffs on lets say German cars coming into the US, they will 100% in retaliation impose tariffs on US cars, heavy equipment and farm equipment being sent into Europe, South America, China, Etc. Deere isnt the only manufacturer of tractors and farm equipment, you have a lot of manufacturers around the world. People are just going to buy cheaper domestic products.
[https://www.volza.com/p/john-deere-tractor/export/export-from-united-states/](https://www.volza.com/p/john-deere-tractor/export/export-from-united-states/)
2 Rumored Pick up truck - There's been a rumor going around they are planning to launch a pick up truck. I think this would be a costly mistake and they just wouldn't be able to compete with the best selling pickup in the world the F-150. Car manufacturing is very expensive as Elon has stressed multiple times, ramping up production costs ALOT of money, and might not be worth the effort, especially if it flops. There is just too much competition is the space between Toyota, Ford, General Motors, Tesla, Rivian, Nissan, Dodge.
3 FTC sues Deere for Farmers right to repair - The complaint -This unfair steering practice has boosted Deereโs multi-billion-dollar profits on agricultural equipment and parts, growing its repair parts business while burdening farmers with higher repair costs, the FTCโs complaint alleges.
i dont think this FTC suit is going away, the current administration will 100% stand behind the hard working farmers that feed America. 62% of revenue comes from Agriculture Equipment and 13% comes from financial services. Farmers are using Deere Financing to repair Deere equipment, Its 100% a monopoly.
[https://www.ftc.gov/news-events/news/press-releases/2025/01/ftc-states-sue-deere-company-protect-farmers-unfair-corporate-tactics-high-repair-costs](https://www.ftc.gov/news-events/news/press-releases/2025/01/ftc-states-sue-deere-company-protect-farmers-unfair-corporate-tactics-high-repair-costs)
Between decreasing revenue/sales, higher labor cost, higher production costs and increased competition this company has quite a few challenges to work through this year.
[https://www.trefis.com/data/companies/DE/no-login-required/BmMtWt8O/Deere-Revenues-How-Does-DE-Make-Money-](https://www.trefis.com/data/companies/DE/no-login-required/BmMtWt8O/Deere-Revenues-How-Does-DE-Make-Money-) | r/stocks | post | r/stocks | 2025-01-25 | Z0FBQUFBQm5teE5QMXFiZV9fN3BJWUlPWlViVS1OTmVqX2ZMQUhnZFl5LW1QRFU5bmNhSHYzRmd6bTdVZzdmeUNScmlRZDhPNkV5aWhWNjduVmstdlY2WUYtTXdsWE5aSEE9PQ== | Z0FBQUFBQm5teE5RVTZ0TmZKMFBjUVhQQWEyc3hOU2NHa015RzlmTHhueU5GeWZLeFdiUWxIWTRvVEwtd3ZTbE1jUnFTV2F1OERzUGJsLW41OXZnTHZmY05yMDNLSlA0NGduOXlRbVVNbVVZVGsyaGtlOTZBXzV5QmlEc2d5N3g4bkU3S0RyYlYxZWZmSUNrMjVocEJ0Q1lZbXpTUklVUWhhcmpYbnJpTS1ZR2lLNDB0RGFYbzl2QVhlMEpLR3lDS2xZUUpnMkVDa2Nn |
Thank you ๐ | r/shibainu | comment | r/ShibaInu | 2025-01-25 | Z0FBQUFBQm5teE5QWHY1ZENGNmloOS1vX1FUNG5fNzRxcGlMZFowTEZPM1VaUWlhUGRIaWJ4ZXN2c1BmMHh4TEM3bkVWU2hRcE9TV0xoLTBjREJmRDNSdFRibzFnc3JoVGc9PQ== | Z0FBQUFBQm5teE5ReWs0WWNXVTR2LXRSTWRKcFF6UTk1elBJSFNuSVZwVF92OFJuQ1QyTmhST2Z1WEZRQ2ZBTXQxMFdaampobXBlUzcxOFdwNkF6dld2aTJLTkk1WlNmMGdRVDVJZGdHdHdVX3JmdUxFRkdudFdYc2dwV3VTT0tvbmpyOFhjQTJxeHNlM0IzSGlyT1MtQ1NOUUhwRmFwYVBOWjc1UTFEVXlxMkdqX0RMTHBuMXpEcEFZUmN3YkpnVEZnOWp0VnhNMFBDWHhrRk50aXQtY3hoMTlpYzFBM1Fodz09 |
I belong here . This is my home. Why remove my post mod whats your beef with SMCI . This is a community dedicated to regards
| r/wallstreetbets | post | r/wallstreetbets | 2025-01-25 | Z0FBQUFBQm5teE5QSEZsbFJhdnlOekJPbGhlRGV1RkVoanlScWZ6WVVPRENVaEtBUUZnbndyYngzTkpqSEM4YkVseGFDUXg0bEFzdVk5bnlRU09SdVNPZDBDNUhmNGk5LUEyWWN1cnN4UmZOOGk5ZkNPVkFIeTA9 | Z0FBQUFBQm5teE5RS1ROa0dvMjh6V00zeWtEQnhFd2Fkajh6cWprY2p2MUhsUVdNbU1qZFhMaW9jNEtWYTgzVFdqMWdGUVdFVV92Vy05ZlE1OUxENzRvOVg1MUd4ZG5wOUlvLVZac3l5OVMzQ2poQlliQkZjSGZIUEN4RVFwQkN4YVItUFdmNXZzckNHcGQ3NmtrWUtJR0pzWlYwVVlmUFdrTnpzYjlOQjdPZUVQLU9ZdWVRR2dvRjZ5UFdpTEFoLUVVVXNDZUxyUDlo |
Hi everyone. Does anyone have any information about what happened to Thor Hartvigsen's YouTube channel or other social media accounts? He always created meaningful content, and it was enjoyable to watch. After a long time, I checked his YouTube channel and was surprised to find that there's only one video left. His social media accounts also seem to have been deleted. | r/defi | post | r/defi | 2025-01-25 | Z0FBQUFBQm5teE5QNlJvZGFndnRfTWRmclFESWVTZGVSUWJGbVRNYlFtOWtHMDYweHNoaXo4Nm82enhYdWhaV00td3RaOWN1MkxPb1FlMHB5VlBkaVk4NDF2OWJnNHlJMk81TklNdnJSb1BrZGhEUHdYS092WVU9 | Z0FBQUFBQm5teE5RUVJfX3h4UzhLZThXM3haT05GTGpuRDZzWV9yME5BdHZWY3lhWlIwLWlabzlpMUpzNDhjRmZpeG0zRTRoeEFhT0FpWDZ2NWJIY1Voc0VHa0IwVUNILXgtR3ZXaTVCT196emV2MUpwSk5abktCTGVNNUNrVi03a0tLdmJoeFNic2lnbXE1TW5NTjNlWjJqSHBWeGFXZHpBVHdCUW5xOXdiX19LMHVuZG9kYWdZPQ== |
Hi everyone,
My family and I own a charming 1950s home in a popular beach/tourism/retirement area on the Gulf Coast of Florida. Due to work obligations, however, weโve been living in NYC for the foreseeable future. At this point, the likelihood of moving back to Florida is very low.
For the past three years, weโve been renting out our home on Airbnb with mixed results. Each year, we essentially break evenโtechnically operating at a small lossโbut the other benefits have made it manageable. While we donโt see any profit, we gain equity in the home, and it provides a place to stay for the two months a year we visit. In exchange, we deal with the headaches that come with running a short-term rental (of which there are plenty).
The current arrangement could, in theory, continue indefinitely, but hereโs where things get complicated:
* We no longer qualify for the homestead exemption, so property taxes are increasing.
* After this year, weโll lose eligibility for the capital gains exclusion if we decide to sell.
* Local legislation is cracking down hard on short-term rentals, and while the exact impact is unclear, itโs likely to be significant.
* Hurricanes are worsening, and insurance costs keep climbing.
* The housing market feels precariousโlike a bubble that could burst at any time.
Owning a wood-frame home from the 1950s in Florida feels increasingly risky, especially while living in NYC, a high-cost-of-living area. Maintaining both homes adds a lot of stress to our lives.
That said, our homeโs value has doubled since we purchased it, and all these factors are making me think it might be time to sell and move on to the next chapter.
But thereโs a lot of emotion tied to this decision. This was our first homeโwe raised our kids thereโand the idea of selling feels like closing an important chapter of our lives. At the same time, with todayโs rates and housing prices, I worry that selling now might make it impossible for us to own another home in the future.
What do you think? Should we sell and take advantage of the equity, or stick it out despite the risks? | r/realestate | post | r/RealEstate | 2025-01-25 | Z0FBQUFBQm5teE5QZWZTZ2pIVDJxYTRIREtGSnRqV2VBUlA3X1JSaHhJRHNpOFQ4UW1iajRDVlBfaDZMbGI5VFdPWTVGeDdTYUJkMEh4ZFc1bEpnTXRTUTBhR0NtRFlUMWZLcW1sU3FPZlpWcjZ5YXdKc2RQNUE9 | Z0FBQUFBQm5teE5ReVZES0dPSVBkT2xPdjYtYklucklWSjZWTE9ya21SLXlOYW5LSTJLaGdHZ3Y3RHhmR0d3UllDc2VzQk55MWJyUk1qYktvOXlKNV9XM01tcnctUEd3d2drdXA3b2M0WnZ5OWNveFdrWml0THpvcTFZN25SUTAzT0lkclF1N2t4YjRHYUdKNHhadWFDVnZ3cUZfZ1NZWGxrODVLZnhYejlTRFVvYjdhN2pXcmt0eVppRDFmejhJZ1BHMnVlZk1qSHZiMzM3SkN1Y25sWk15blE4YXY2bk42UT09 |
Hi guys. Been trading on base for a while using Rabby wth my Trezor device. Trying to expand my portfolio to include Solana. Tried Phantom and Solflare but they don't support Trezor. Is there a browser wallet that supports Trezor at the moment? | r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5QNXFjRS0xWGVKUU5aY2xSUnZIaWwzU29UOVp6elFhNmg5dEdqUGk1QWZBbk94THdyVUxuMml6SVJpemtyV0pFdUllWGlhWk82blN6amtuOUdOVHhnWGc9PQ== | Z0FBQUFBQm5teE5RWi1sdEU3WGJUa3pjRTZTU3JycS1XOWpLc0xXMmVJb3NfbGRycjRIVzVodUljYU9yaHRhcm9sZWZYZm5BdEtQLWc0aUkzMkRnZlQtTVZOZ3NZYmFGaVhQckc5c3p4d01MU3dyS3kxNDJyaVlpODZjYjUyZGZhVmY0VHM1Y2Izb0ZjMEdyZDlEN19kSFZYOU9wR2JLenFEbnNZMUNuTWliRTJKRTBnYnpRQ0dlMjBxWFBxd1otX0N4bWhGUzBmZllz |
This same news moved BTC in 2024 and spiked it once they began trading .. We could possibly see 500-800 LTC in 90-120 days | r/litecoin | post | r/litecoin | 2025-01-25 | Z0FBQUFBQm5teE5QVXZaSjVLTm9hUVMtMFNCdC1KaTJ2aTVmQjVDSEk5a2I4NlBKVHlSZ3ktS3lIbVJBdzJWMUQwTVZkNG95M0Y4dnduX1lyMDh2cU5lV0NTVFZTZVltOUE9PQ== | Z0FBQUFBQm5teE5RRHlaNllmUHVfUXY5anRrcVFrWkZ5S0djdDNUMW5aT29VQ1kwWEl5V2hnMG5MT2dmNXB3MHdJZXY4SWxzQWZnV3BJSmVCMDA3Zkx3dm1YMldXSlVSb1JUV3NBNzc3NWtQWDBsTkFiU2VkaHVXbmU5ZDJjc0FwaTZ4VHR5SGFnNkVRbHFlNW5TT1I3Y2VwRFhZQ05Mem50UkR1czZYUlc5RHNiMmo1LUFDT2s1enlpcWhsYVR1Sklnd1kzS3MzclhkZ3VDLWxCWndMLXBTeE9zT3NPczdKdz09 |
Why are people saying that the Don is entering the BTC market is a good thing when he pulled the rug out from under the people who basically funded it? How does a con benefit BTC when it is clearly not long term like BTC? I really want to understand. | r/btc | post | r/btc | 2025-01-25 | Z0FBQUFBQm5teE5QN2dia05DelU3R2NZeUZqZXppOC1DWVY4eGR3cjlqVW5STU96SWYxVVB4Z1B0WUN1anduaDl4RERTT3B0Sm1NQlpTWThHUzZjYThOdXBsSlpTNjlOYUE9PQ== | Z0FBQUFBQm5teE5RQmF1elZiTFZzUzNxVFZaeE5oTG04QjJXR2hBX1JkTXc3a0lac0wyTFFfYzFFdWZGWTFCaWtqcHA0eDRoRU93cGRMOW1waEhXVm96WEU0aG9kamt5RWNobk96cmZrV2EtR2RmQWM3LVRNMlljRkQtRjliNlJOVVJQMDFZZHA5bmtVTzhuODI4dlFNRXkzQUxxMWkyb2ZZV0E4MGNEOVJRZWFVbFNWTFJ2UWxFPQ== |
Which of the hard skills is more preferred, excel or python? I guess it would be excel, but wouldnโt python be more efficient in data analysis? | r/financialcareers | post | r/FinancialCareers | 2025-01-25 | Z0FBQUFBQm5teE5QUzd5MjBQbUdVVWhNSTFrd1FoUDd4UncxSl9HV3N0RjNMQWgydTNzc19LMTc1RGZrbC1GT3JKUlBtcFp6dmg5c3BaeDFVOFpRcU8tM1drb19DOENaREE9PQ== | Z0FBQUFBQm5teE5RZlB6R1FzMnhDaEVuMTM5QmI4dS1FT0lYN2hiNW1tUkNTT0xoLUtTU1Y4X1hiZ25pZTZVVWJiSkRPVVRNMGdOZ1pvUVlmTmhoYThZako5R0htOHRIdFBHWXo4ZVZudXJJaGFiT0JoaXB1Ym1WUU9mYW9sZ182T3hZd2ZqWGlmOC1CRThNSTVvZnFSa3dCazJSN2ZTeklUVDRPSmZVQVBUazNGNElSSFZRUVVVPQ== |
The team behind Nervos Network (CKB) has proposed UTXO Stack, a decentralized liquidity staking layer to tackle the limitations of the Bitcoin Lightning Network (LN), such as liquidity issues, onboarding barriers, and the lack of stablecoin support. Their approach integrates the LN with the Fiber Network to create a Hybrid Network, introducing stablecoins, automated liquidity management, and zero-cost channel opening.
Key features include:
1. **Decentralized Liquidity Staking Pool (DLSP):** Improves liquidity efficiency by enabling liquid staking derivatives and automated management.
2. **Hybrid Network:** Integrates LN with Fiber Network for stablecoin support and better connectivity, so you can pay with bitcoin and merchant receives USD stablecoin
3. **Zero-Cost Onboarding:** Simplifies LN adoption by advancing funds for channel setup.
They also propose use cases like decentralized swaps, AI agent payments, and composability with DeFi. The project aims to create a scalable, user-friendly payment system aligned with Web5 principles.
What do you think about this solution? Can it truly address LN's challenges and drive mass adoption?
Source: [https://www.utxostack.network/](https://www.utxostack.network/)
https://coinmarketcap.com/currencies/nervos-network/ | r/altcoin | post | r/altcoin | 2025-01-25 | Z0FBQUFBQm5teE5QOElONzRpSTZsN3QxbHM3U1hpcDQ5VkxON2QxNndzMi05VnJJdFVpZmd0ZXB2bHEtbjJEOXdZZXFkT0hUYTlFZGhLSjgydkI5ZUJGT2Y1OUowd3FISlVkRGYydW8tZ0ozeFN1X21ZTTRkSzA9 | Z0FBQUFBQm5teE5RalFva3Rkc0pYRGNoakhEUVhSOFVKTVZFd3FBRHdudllmYjVtMjJDdmNNankxLXEyZVFvcDdXbHlSNWtwZndUWG9XQUE1SmVkQmtJbG5OZE1UZ0VDR05JY25wMmUzT1hMRlRZSkpCNm03VjZKZF9ZUnRRR3oyb3Z0bUN6ODNxY05YeEFrYlc4VHBsMWJQZ091MlZGMlJmbTNhUE93V2JMaG9IRjc3d2xsWDdNRExKeVNsT0kzUlo1cVFIaTQtMVJaWnlXb2NtN0VCS19wMENZeG1lWnhSdz09 |
Food service can be surprisingly fun if the management and coworkers are good. That's my pick but I'm open-minded to hearing more. | r/povertyfinance | post | r/povertyfinance | 2025-01-25 | Z0FBQUFBQm5teE5QLUlCNzJFcUFqNEgyUzJrYkd6Wk9UVEtvc045SU9DZmlVSjlZb3ZBVWNHbXdMa1ZDYktBVUtVdzluSE03dWpBVWNyQzllTEdHdEloR18tVHh0Y2p1eFBDMlJhYWozdEhvOEhXTVZocHZFLWs9 | Z0FBQUFBQm5teE5RTXdIX1l1bHRUYkhyTThqeUtVOTdSaVdaSXY5MFk1N05qa2dHcXpfSlNQMDFFcXI5NVE0VTlNdTVGU2d6TDEzTlpkekk0V3k2Yi1xWUpTOEZEQ1VjUDIxcDI4RXdBZ1pXbVFaaXY2OEI4dGJPclItcERRRHgtbDBRVGFqSmJ1b0Q0OXg4Y043cTJJc2E2N280UDBQLWgtS0NSWGFfMmRudGF0aUd5MXd2OW5vOXlJbnR0d01SellxR2p5dTl6NGlfbzVGMHQteW1KeklQVVkyWDNwajVEZz09 |
I'm heavily invested in BTC and DOT and even though a crypto reserve would push the prices up....I would not want this. BTC is its own classified assets and shouldn't have other alt coins joine as most are heavily centralized. This would completely defeat the purpose of a decentralized freedom for the people. Don't get me started with XRP...spending millions to undermine BTC and scam their way into a reserve. | r/polkadot | comment | r/Polkadot | 2025-01-25 | Z0FBQUFBQm5teE5QMExRV3Q3VmhYODlFSklESGFhY2xJZzZucGMwa3ozNGhOY0FDUWE0bmZuQzExeW4td3lGRGUtakE4ZVJVMXRHbUM1MDJ1RE9LSHFuR2FXZlU0S0dqZ0JMR2dYZ21lME9oLUdXV1hoMEVaUlE9 | Z0FBQUFBQm5teE5RcF9oWEdSOE5GOTg4cldLeFhGaVRQcmFLV3Ywc1FhQkZkY2lkOHVEVUpoSGRaYko4WFlLV2RfX0ZrLUs5dTN5WTVlN0lUMXltUnZ3T0NGeER5M1UxVkhvcXlGU244U05qYzljN0QtQmNIU01ZZnN2MDFhN2RxMWp1V3lSakZDcGRlbHBWd0RKWjllRnpKSlVscWpxb0JUZEVoZi1PTnZPQU5VVHRiWklsQ3ZRbF9qZnFqRDYyVmtnVnM4UHJqUVQ2MVlTLUtUck5JWkJGVHVMdlhzRml3QT09 |
Things I can imagine are like, "BMO is Canadian, so I go with them." Or "BlackRock is evil." Or even their financial stability, what would happen to your money if an ETF provider themselves went bankrupt? Stuff like that. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-25 | Z0FBQUFBQm5teE5QQldRanUxc1RReEQ1MzFwd1lxdXY4TGlOSGZNQzlHcXZMcldmWnNpTl9FQzBFMkVYYlR5ZndwMVA0V1RiUTJFOWpBejU2TTk0d1cwREdpUlhUOWV2UXc9PQ== | Z0FBQUFBQm5teE5Remt4QUVfZXBSVFlzWGI5cjhSeDBSU1NYMDlOZmtoY1VMOHR5amlBdWpENlBEdUVEcTFoTWlnazJhdUdtTmg1cFNkeGtZbVQ5clN1b1pQeFk1cnpZWWxBQm4wN2hRNFRZODNOTF9wTFlfT0FzalViX29fZ1pDMW5oVTZJVTlkWWVUaXlHODFVUWx5RDBTMGNwc2pHaVhhcHRGdjBVUGFPVDVVV0g0em9YVDhXWlctMFBmdkxyb1VPQ3hYNzZYa2NNM0VPbXdic1BHVkFsbmo0MkRBdERsdz09 |
My target is 300k ALGOs by EOY 2025 and 1 million by 2030 | r/algorand | post | r/algorand | 2025-01-25 | Z0FBQUFBQm5teE5QQjhzMzc1RWRrSkliYkozYnZDaGUtckx2OXJYejk0dG04WmxROS1jaHBEeEhiSGMxSGhObEhiR3d3Qm5FQ1JfOGdvcnlrTW95dUloMkZmcmFuVVpkREE9PQ== | Z0FBQUFBQm5teE5RTldmZE5qQzF3ZG9IREE4Rm1IOGFKLUJsY1E0SUQ0amtaaXlnSnd3RlRvamwtNnBzYmtyaWgyT0tPdzdEUDhQamxIU1JuZFQtU3Y5VEhiV3czT2VpNGlpd2lvVmVkQlRfUTdEcWtkcFB1UXUzaWx5Z29vMUlwUTJMYUFpODNEa2VvYVBpOGowcmFxMmtycFhaaURlZ1BoczJmRE1qVmN2VjlYbWVUMl9nYnlNPQ== |
KBBโฆ Keep Be Buying
Donโt be one of these sweaty day traders who will argue that buying and selling daily will net you a few dollars here and there (that youโll loose in capital gains tax anyway).
If youโre just starting out, I would recommend to watch videos to gain knowledge on whatโs going on. However, take โBUY THIS NOWโ advice with a grain of salt. Learn what the difference is between a stock, ETF, Roth IRA, capital gains taxes, etc and go from there.
Maybe find a company that youโre really interested in, for whatever reason and buy a share then watch it change day to day and read the financial news on that company. See how news fluctuates the โmarketโ.
Good luck and just remember, you only loose if you sell low. Donโt stress out. ๐๐ป | r/robinhood | comment | r/RobinHood | 2025-01-25 | Z0FBQUFBQm5teE5QVTZQcTdqaUxaaGY5M05HV2RMNFRhSFdPTmhnVEZmeTN1TUstdnhJTmVaTWtTSVVnbTRJb3JYNlQ5WkRrSXhXMkhzQm03d3ZkUldib200eUQ3clJBZmc9PQ== | Z0FBQUFBQm5teE5RMUtUM0hoRkVrWGtYUlh4ZkZvbTdkT0lzOUJtV3dIN2tPU01Ta25fTFJaa1V1MXpreEFlWWliYjJGckxScUxOYWV6VlBJYnpsWld2a0JXUU1xb0p0U2dfdXhvSkJpV3daNU5jeEhDWU05X0syTVpiWWh4YTVwNWdGSFFNekRFYlJ0MTNCS01ZYnRGdGVJajU5TlBaaTlVencxcHl1RWFTWkI4Y0pCdzVZUnVuQm16MEwxSWJMOTQ4VndQQTN4YkVL |
It will work until it doesn't. You could lose your money just as fast or faster than you made it. | r/robinhood | comment | r/RobinHood | 2025-01-25 | Z0FBQUFBQm5teE5QbUMxV0RCZ09EbVpPZW56aXZwX0htRUdoQ0dCT01uZGFIQVRNaUNzVW42WlU5VVY5dTRaR0tlLTJrdkJoVi1kNXM1VEpSNk5MZVg4TWhUSmV6QmFWTlE9PQ== | Z0FBQUFBQm5teE5RWVZKVnp5ekZLdWp6MTBaYzQtcTFHdlE1eVRQbW92bTNKOVh3QnA1MThTQVlBb29sMGEycmhkeHlqenAzakFNcWY0eWgxemdmNEV6X1NmcDFrTF85cTJDbnl2bjB3dEgtSmh0cVE2NjdNaU5KY1VsQmlMNFY0M282NGFoaVRuR3BRTXlRRkpob2d1Rnlud0JMcWxOT1R2U2gweWQtZUNMS2taeGMxRW8tbG80Rzk2TldBVGx6ZkhMWkc5U2dEbjNQU2M0UGtid1o0YmRBSVNvSi1ZN3hYZz09 |
I am using new retirement/bolden. Their monte Carlo says we have 89% chance of success. Under my assumptions, my portfolio will grow to $28m in today's dollars at age 100. The poor outcome they calculate is 90% chance of having at least this screnario....The poor outcome scenario shows we run out of money at 98 which we could easily course correct and cut expenses earlier in retirement if we arent trending favorably.
How do people interpret this? It just feels like this is overly conservative and we can retirement earlier. Having 28m at age 100 feels like a massive failure in the sense that we could have retired earlier. | r/financialindependence | post | r/financialindependence | 2025-01-25 | Z0FBQUFBQm5teE5QRFFqSm1tMDdnbXBTdS1ET3hJd1dqSG9pd0JCMXRCdkJfWmswbFMzaFFhbVVVU3p6NHBwRU5PSHdCTC0yOXhmUmI1THJMdGs2N1dremRaNnVGanpNSHc9PQ== | Z0FBQUFBQm5teE5RRXBOdTdON0xWWklQeVE3SmJnWFNUNWI1ZERaNlRLWEJwcEh2ZzIxbWU0Q1VRMkx0NklGVU5SRDN1SUltOEJfT0Z2MkZjbFhrb0Uzd0Q3OFVkZFNtWUREcDQwTnZHblFnb3BNNHNWUHZfVzZDb1RlTmxFa01MMmNBZzVFR0dMSTJKbFVaTlo0N3pyQk1UZEJoY1BtakNwYTFhdzJ3elk4bDI3cFdOelBYSFVjQktJMzdXVk45S1BTTEM1aDVEbE5M |
Not too hard in a bull market. Anyone can do that. Eventually it will move against you and you'll learn just how risky options can be.ย | r/robinhood | comment | r/RobinHood | 2025-01-25 | Z0FBQUFBQm5teE5QbUFFWnZmay0tZ3hiZ2xET1RDdlRKMGhYcDFUTEd0VWdBbk1xdUlJQVlmeXAzMWRtMXN2a2lWXzE3d1M5NmhCTGltNVVCTmJWbHIxYU9HR0hVN1RPMnc9PQ== | Z0FBQUFBQm5teE5Rb3R6emlsQlI1TUhyOFl5T3plVXlDSEZxX2MxYkdhX2Itbm9BVlBVZ0htVUpaRHRscE5XeTlseWkzZDBGdUZOWVFabXZsel9GeU5tOGExaEVaNm5WUWtTa2V1RkdyYzMwWGstMzZoWmFoVFNQM1ptSU41dG5jbF9VM3VoTUUwVk4tNEM3VmpmeW85UGc1c0pYSlJqc0JzSVBjN095bWt6S0tvVDhwWG82dzNCeERCaVNwdEtMNjF4LVFXamhEMjFsbGhYLWpCWDlJUHlGVE5zcEp3LWoxdz09 |
I want to start buying coins each month. Mostly BTC but I also want to risk it a bit since I am doing fine financialy and want to see how far few coins can go ( xrp for example )
What wallet do you use and why? Is there a mostly used wallet that people in this space mostly know and use or should I just google it and find something?
Would you say investing 2500$ a year could be worth it ( getting to some serious money 70000+ in 10 years) or is that amount too small for those kind of gainz?
Do you buy/sell on Binance or something else ? A friend told me about Solana and that it has coins before Binance does but I never heard of it. Maybe it was a marketing thing idk..
If you have any additional tips or tricks or usefull rrsources to read up on feel free to share. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-25 | Z0FBQUFBQm5teE5QVHc1V2twUlViNUlCZkVRa2VNVGRPTUtBTVctQlM2OGlZZThKTDZZbmM1aUpPeWVxb01yMVFidTlIX1VhSmJFclQzckpXQWtlczQyMG5IbnhMOUFhTm1vRlltTUNXRTdzUWgwRkE3eXA5aXc9 | Z0FBQUFBQm5teE5RUHQ3TkVoSEVvZlZWUnpZTGpkMTMxaGRRX3YyaUhNZ3N6OVFfajE1d3o2RU8ySEdFamxSbXVCRk9Zc3p4MncwMHllUURXcG1ZelJtM1pvZW84SWFUaU5VVFZRaGpFVTRfTDRTcDFlVC1WZGpwelRhdnhFamV1Sl9YVUlNRGt5a2ZXdkdkSzM4WTVaZFpKd2piWUViVm4wcEZ4RC1qWjc5RUZmLWFTMV9KSWFVPQ== |
I posted a little over 1 year ago and had meant to post again at the end of 2024. I am a little late but thought I'd go ahead and do it now. We are four person household with two earners and two young children.
[2023 Post](https://www.reddit.com/r/financialindependence/comments/18ofn77/34m34f_2_children_5_and_1_year_11m_invested_15m/)
**Rough Investment/Cash Timeline (Excluding home):**
|**Year**|Assets|
|:-|:-|
|||
|2024|$1.6m|
|2023|$1.1m|
|2022|$750K|
|2021|$800K|
|2020|$550K|
|2019|$350K|
**Income:**
**HHI: \~$240K**
Me: \~$145K
Spouse: \~$72K
Ecommerce:\~$22K
In the last year my spouse received a raise while I did not. Our side business profits doubled, and we will continue working on that at a slow pace.
**Expenses:**
**$75k-$80K**
I do find that we are spending a bit more than in previous years. I think this is a combination of inflation and purposeful spending. We do not budget or even log spending very closely. We are both low spenders naturally and I have been looking at the broad spending a few point during the year to keep track of overall expenses. Currently no intention change this as things are working. Possibly even increasing our spending a bit more.
**Goals:**
**$2.5M**
Our current goal is about $2.5m with a SWR of 3.5% $87K spend. An optimistic goal is to hit that in the next \~5 years.
There is a very high likelihood my spouse will continue working 5-10 years after we hit FI, and in the last year I have been debating what I will do. Our youngest child would be in full time school by then and my current job has become very low stress (and low hours). At the very least I'd probably continue to run our ecommerce business if that is still around, with a reasonable likelihood I would keep working. I also would like to support our kids in college so, that will likely tip the scales.
I am still very much emotionally invested in FI. Nothing is guaranteed, and money doesn't fix everything, but if we lost an income, or jobs became unbearable, or many other situations can be mitigated with enough money put away. | r/financialindependence | post | r/financialindependence | 2025-01-25 | Z0FBQUFBQm5teE5QZ1BHcXlLVFJDYlBXY0ZETGRIaWtyeEZ4bU9QU2NDNjRXN01Qd3gxLUR0ZW5VLXdPbjB6ODhsdXcwR2tQd0s5bzRlYXNpc2dfU2FibmlUeVRjUEtKcHdHX3VaY2V6bFRXSDlJQVZYcG1MOE09 | Z0FBQUFBQm5teE5RVWFMM3V1X3l5bVZPYU83N192VDgybENKOVdHeTVEazgtVWxGeUJvQ2RETXpCeUttTHE2cjlYZDVOdHA1dGdvWnZpeWNwMUU5X3dsTzZsYUFEUU1uZE1jVE9ORm5iZXZ5SmFFX2VOR3MtXzhkeU1Pc3hKQTdoRG8xZlVxU0FDWE5EYkJqZlZaYmNnOHZ2Rk5iWURaMHlnNzlDQkdYWUFxZGF2Q3dSVWFfNTNrRVZHRXp6cmtaQWZSQ2tuZDZMUlBQOE5NZnc0UDhDVHRQSHUzV0ZUWnBCVUNoYnpKbHZvUTNnWEluSmVScFFSUT0= |
Iโm a Freshman at a Semi-target and every club meeting I go to, thereโs always a group of candidates that are friends with the club officers. Shockingly, they seem to be the people who get into the clubโฆ I know club can be good for networking, so how do I become actual friends with people in top clubs so I can have an insider for next semester???๐ญ | r/financialcareers | post | r/FinancialCareers | 2025-01-25 | Z0FBQUFBQm5teE5QN3l1eWhTM0ZQUXBHMWRsS1Y1dnhROXFTYXJaQXFDUFdyZVAwQUhKX19XTDBFakR5dnNBZ1VRQnlrUEFydF9WcWJJWUU0TXFlSkpTY2Q0WF9aekN3Q0d3OTloVFdVWVYyWEk2N1NlbmxlT009 | Z0FBQUFBQm5teE5RUXNxa1oxaWMyazNBVHdPbXVlRnNNVXBROFBQcFRna045bERtdll6Q1JoWkFmZ1RvaGVTb0JOcEZzTWdlR1dGWUJkMTUtT2NUZnprRVkwMnllX1BaX09EcjZmc3o5X1Eyd3VUS3hfV0tBS1F0MjN0TVJDdnhDVE0ybl9SV2JNRm16VmNaX0cxMFRWeTlGRHRzQ3N2MzRIdzEyYmY3V1N4XzAzOE9vb3NwWVFYSUtRRzhfWExXZHk4Yy1fcEIxVFpkNDVLSi1RNVpHNXNqVmpFSkFaZE9hUT09 |
Talking mainly about SFH rentals.
Roughly 5 years ago, I bought my first SFH, and picked up another around 3 years ago. These were both "no brainer" deals. The numbers immediately made sense and were obviously going to profit.
I have a bunch of capital ready to invest now, but I'm seeing almost nothing that I would consider to be an obvious deal. Most of what I'm seeing would actually be taking immediate cash-flow losses for a (maybe) long-term gain.
In the cities that I am looking, it is simply just cheaper to rent than to buy. Factor in the added costs of managing a rental property, and the gap widens.
In order to make the numbers work, you'd need to assume above-average appreciation over the long term, which seems a bit sketchy. This is possible due to possible increasing inflation, but you could also capture that with a portfolio of index funds.
I've also seen that while property prices seem high in the USA, they are actually still very low compared to incomes vs other countries. I'm skeptical if they will continue to go up, or if we will see a major correction at some point.
Thoughts? | r/realestateinvesting | post | r/realestateinvesting | 2025-01-25 | Z0FBQUFBQm5teE5QOTR5aElpYlJJdFVUNHpKeS1GZ3hJUTVIalJJZmRmTkZCb3NoV3FSYnJaUkk2TE9HZk8tWF9DcmJOdjQ4eVRtcURRbkFKTUFxYWFMV0xuZl9vSFdQQ3c9PQ== | Z0FBQUFBQm5teE5RdnpPc09uVS1VR1FweGJGdGZEVGt1QTNyTXo0Sno3ZldLdWg5aWlMeHo4a1VmZ0V0WW9XRm5ZU0RBaGNkTVNXVVY0MExTV1EyVmlvUDEwTnlRQjV3REl0elNudllmZlBFc0Z2X19iZUp1TDdfUUstbWF1eXZhYWQwaUxmTVZjcHlWdjJlTW40SWhaUXNiWVhZSDNwSVJQZ2FlaG1HcmhsclM5aEo2elJNWDA4YUZzYklTWjVQSGxGSXZIcEU3eVhVRUZDWDB0bUNmQWU3Y205c19ZWFNXQllqakVBRF92TDl2VS10UjRaQ0FPWT0= |
I have 110k in my retirement plan. Its ran by RBC. Half is a LIRA from an old employer and half is my own RRSP. I have RBC do the investing. Just thinking about switching to wealthsimple and just throwing it all in XEQT and letting it grow? How hard is it to switch it all over? Am I going to save on a ton of fees? | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-25 | Z0FBQUFBQm5teE5QSkJDeXZ2bnFsVkRKNERaMjdTWUM2LVVHNFVQMTdrRDM3RldRQzdFUkVKS3prSFpBd3RVSllWczhRelFhSDh1UlJoR2s1dl8wWTllMXNqcURhM2VFWEMwNVVwcldvQmp3MHdMMWliM1NaUWc9 | Z0FBQUFBQm5teE5RNkp6cGd0Nm4xbGtwd3A5dWpBYjlJWlVnTmdtaElsU19zQXRQTzRnNjhWNzNCV3VsNEFTalZBX0xsY0Y2SlNWMzE3MTBKbldnM2EzT1o4aFRqZ1VCMDYtc1dza0thbVdZM0lVYmtZcjV1X1F4Z1ZJSHl1NGMwWUxvNFBlcmFyR20zakV2b3RyZGsxMmRJdlNzbGc0ZTBMbG5LdmpJSFE4SXd3X2hFZnQtbGpaaUI5VEtaNHdCUlJWX2VWX2M3STV3N3R6RjlzWVFsak5mV2FJMHVKajNGdz09 |
I am extremely frustrated by how impossible is to develop anything on faqing solana. I love the ecosystem and I was trying to put together some ideas to tokenize stuff through Metaplex. and is basically impossible to build a program because of the dependencies being completely messed up.
has anyone any suggestion? a template to start from (not the scaffold one, that can's add a dependency that gets nuked) or a combination of versions that works. | r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5QVUdweTU0dlRhd0NiUHlYTFlsX3pkUHkxdm9RUE5FR3lPbTVJZFE2YnJyOS0yMHQydjRNMnlvalVxWEpPUTF2WnV3eFB5ZkdnWTdBaDJDdkJiaGtQT1E9PQ== | Z0FBQUFBQm5teE5RUmd3NjNxYjRXSTlVUjNoRHhyR2JWWllBb01jc2pXdUhDYTBZSDhxN1pWTVFrWF9SXzJad04tUjlPRk9pNUZPUUxFYlRBdURhNnA4LVhuRGxVZmJ3SkEtUnhBeXBod2cxN3B5c0pOeFBxREdYTUV3UllKZkNYS0tuLUlEdkMzdWRQblNVQmhuWmlrek9Uc2tZYXZtdlkzWWNybzNMY195VkUzdkpvZ3VuRDdNZzhMQjhVd0sxS1p2ZTVUcEd5cDZj |
Coingecko and Coinbase! | r/polkadot | comment | r/Polkadot | 2025-01-25 | Z0FBQUFBQm5teE5QdUIxR1pwcVFuZWhuV0w5TWJhWFc4ZHctME8zcmhYeXZlMDhUbXNmejJ2cTdOd1NxN3JwTUZkbHREc2tCaHF6U0FSdmVFcW8yM1RJaDlGY29BSDZyd1E9PQ== | Z0FBQUFBQm5teE5RZXdhODdkcmlkVG1sbnpxQnd0bHQ2amh4RGIxcUFDdVY4UU9VNWw4S1RFQjB6cW9DX0x4SGdNc3ZEM2x3SGNxQ1JScDJWTWpySl84VEJORlFsX3ViUnJKMzU3TmExTkozUnhvcFF0TWR6QnBiVkVTUmZnVWxZQ1c2U2c0UU00NlZma0sxazlsNFFIdUw2TnBySHhiY09ZTGxicTgxRjFmTmxpanU3dDV6UGhrQWlDcUhqaFN6RlZkcXJCQVlvSWJJb2VMazBmYVVPdUhHTTRnb18yeDNLdz09 |
It seems to me like Filecoin is a cool idea, a feature to compliment IPFS. But is anyone using it? The coin is down 98% from its ATH. The volume is at an all time low. People are associating anything with the word blockchain as a scam now. I like FIL, I do. But I also like money.
edit: I don't disagree that FIL is the best blockchain cloud storage network, but there is high amount of competition and I have seen several "projects" such as Ankr pivot away from being a decentralized cloud service. And Ankr's CEO was one of the main engineers for AWS. | r/filecoin | comment | r/filecoin | 2025-01-25 | Z0FBQUFBQm5teE5QMHBMTmFUNmVCSUtOZHhxT0JhRUhISDQ3MTN4c1AyU25keXNiel9iWlhiNlVYb1VfZG9DOUNZNHduSlF0UXlyc1lvV29zcGRTTnhkQjV3ZGtZOTJxSkE9PQ== | Z0FBQUFBQm5teE5RSGNRTW15OXR4ak13YkRYeS1DTzZfdHo0SW51amRSQWdHY0gtTU14V0RId3JMblV3WnJTT1ViS1B0UzRmMDZWcGs0dlNqXzBWQjRuSmZEeVExbURJai1LOGdjSUswM3RIR2tUWERGcFpQbjNNNTdjUkpVU0stek1YTGV5UW02Mk1HRDJJZXFMbWdneFJ5Z1JZSlFHYXdBM3JMNGt2Vzg0WmprTno2LVNOTS1qSkxuQjMxS0VzVV9qZVAwTlBlbzRFWXotTFFjclZqM0N2RXdJNDB5V3gwZz09 |
I posted on another group (OfficialTrumpCoin) to pull out their money on TRUMP but they're not just blind they're f*cking deaf, they won't listen. It's for their own sake. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-25 | Z0FBQUFBQm5teE5QQW1tVXEzaTZmWHAtNUJsR3pqVG9DM0ZRbVp4SF9MTEdsX21ZQUZPYnc0NjBhZDFvNFA4aHZpMzhpZ3VXeXlHZ2MwOWw1WEpXeXgwR3QyS0szbUF3Umc9PQ== | Z0FBQUFBQm5teE5RQnRBX1Z0RFEwakhIeXQxNFRfSHdDVG1lNTBiUGtoaTV4RzM0VjZIZEZfdjllR3JkV0dtVjBDdnJOMG9KRUctX2N2MDF4MWt2QkJhU2tTdHRiSzhBQmZoRzRzY09xdUpCc0ZPX1ZCbkJ0R2xGV2JpZW9lb09lcl9sX2w0eWhQcmVuUnBaMGJXMkpRWWRhZVRtTE5YUDBJR1BUQlJvS1ZtSUNSa1ZPR0tQdk9xNmdCWlJZcE1BcjdEdDgydFkycEJ3SFo1dGNBamJHNW13TVltR210dHRmdz09 |
While shopping online, I find it exhausting to constantly switch between health databases, Good On You, and other resources just to find healthier alternatives. Does anyone have tips or tricks to make smarter, more efficient shopping decisions? | r/frugal | post | r/Frugal | 2025-01-25 | Z0FBQUFBQm5teE5QU1QxM1FidkRCV1pDdlpYblFzRHhvMTdsUk4xSU1jUC1xb0E4Rk1BU3FnUjRNNEprX2Q2S3JJM0ZNVkFjYmMwY2NTaWcxcmFOQ25rSm1qYUJUVFdBWkE9PQ== | Z0FBQUFBQm5teE5RWW5iRjI0OVZPRkZVSTdtSkdJeVRBeUVqaWJIN281aUdEcDZTeWpYSW5YM2IzUTZYNlUwYThtenQtQXRxakI1dXFuejdTeHRNdVY2NHNoeTBOc2Y1QTZ5eEJ4YUhPOGI5dmY1bUhzZHExZFd5Sl9jMVByMjZBWVdmVTA1NVlRa01rQk5haXZiSEk0QUt4YTZpUW14bWktMFJ2Z01nNGUwTjV0TTlHRjdhVlZNPQ== |
Not scam , all legitimate projects. Filecoin going to $100 | r/filecoin | comment | r/filecoin | 2025-01-25 | Z0FBQUFBQm5teE5QQ2pua2hnTGU2RHdmWXFjUTRmSHlYYkNySG9YTXpIQTlKMzFtTjdyVkdmWVlBRnpvTklFLXpMYzc5bTRFQlotT3pseWx0Uk9heFgyaFJ3dTN1TXYtNXc9PQ== | Z0FBQUFBQm5teE5RWEVFZmlBZk5RNW1jSG9NRUlSdUEyd2JPd1NlN0lJdGxZcGV1ZlhVbTA1eXBHWUxEVnpmWDFKc1hBV3FlSXNQN1FxTFRTRXlObzloLW1NMkpaeXJXNGI5RFJ6bTdIdzB1NHE5Q2pGLWIyZ3ZzSC1kbzVGWW5ieDhQUm03dW9aci1IRlVQeDBvRFNiY1dnZ1FJM2pNOHRKTi02MFhCZkhDSnB3STFXbUFVdmE3SFBaR0kxc0RBYjZpc2dyZ1FlWlEtOXBra1NYajI4VXRGa05ZY1RuZ3hWUT09 |
Target pizza. Feeds the whole family, gives me lunch the next day. Taste fresh and delicious.
This stops me from going out to eat (all versions of which are now expensive) and adds some novelty to our week, as I then grab some target brand kettle corn and take the kids home to watch a movie. | r/frugal | post | r/Frugal | 2025-01-25 | Z0FBQUFBQm5teE5QdUh1ZVlHN3BIdkJETW9zbWo1NTFJWTdqZTZZUUszd3V0cWVONVA1V2RuMmpYU0tvVS02Q3dvaTFCZUtvdzJNTnItelVwNnN3eVltWGM3SmpXdm8tcm1Xb0Q1N1dtUnNxcEFpbk1vcTVubDQ9 | Z0FBQUFBQm5teE5RS0dtY0xIaXk2cUhnM1hlOWVpZ3UxdzhsQXpxdjExY003cGFMRUJVNUxSVE9Mbk9uZjlBQi05Tjl3ZGs0Z3ptUXBhQkJNbHNkaVE0TER4TGhDVm8zVkZmQm5qM1JZUExRUEhsOV94TXpTblgwM3ZTMElDbkN3bklTc3lEalFRNHBwUEMwaWtKQXNDdGw0cTF3WUxiejhwSExWV0VucFU2VEtYU2VPQjNhM2NrPQ== |
All altcoins have been suffering. The Trump coins sucked all the liquidity out of the alts market. Hopefully will recover soon. Additionally, people were hoping for an executive order from Trump for the government to start purchasing Bitcoin on a regular basis, but instead they are doing... something else. This was a letdown for many and took the some of the wind out of BTCs sails, and alts follow BTC to some extent. Additionally, the US government is partnering with OpenAI and others to dump $500 billion into US AI infrastructure. So OpenAI is helping with US defense and other government things, and US is helping OpenAI products to get better. So closed source, traditional, non distributed SaaS AI just got a huge boost, which maybe means it took some wind out of the sails of open source and distributed AI. I think long-term though it will help both as open source stuff copies and learns from closed source stuff, and either way it's still legitimizing the importance and value of AI. The only thing I don't quite understand is why Render price seems to hold pretty stable in comparison to TAO, goes up when other things are goin up, and goes down less when other things are going down, but TAO seems to just do it's own thing, either going down and up in a downward slope, or having a huge run up here and there. I'm hoping dTao will eventually bring more excitement and interest to TAO once people realize their AI project on Bittensor will have its own token. Maybe CEXs will start listing individual subnet tokens since they already laid the foundation with TAO, or at least I hope the tech works that way. | r/bittensor_ | comment | r/bittensor_ | 2025-01-25 | Z0FBQUFBQm5teE5QRFJhU0Vrd1RJc08wMW5YV1VwNXlnZ1FGVnhYMVpNWlh5RERVSGgtMUVNdjVtRmZpTnEwcXgtU3ItS2xvRWRDR3VYUmpYUVVTT2VkVGRHT0JySm9pSFE9PQ== | Z0FBQUFBQm5teE5RSUw3RldJU1dsNnJrdl9hMHpkNDdSTVM3d0ZPa0JERW9PbXFYR0RnN3JBSXJ3UFpYOWZIQXBBeFI5LXNBZDVkWWtmdEx2cFJqendkXzJlNFFJeFJrWDJWdlhJRUxVajhQM2Z6NnZTX2loQ2padzZnTW55RzFKeHMtVjZ3TFlrME5FOFRiNDYtWThDLTFYaTEwZl94dWFrblpOSzBMdnVDRmxOcFJoMlZmQzdWR1pxUmRYYzJZdlZTVG1NOXVMM1BXdHpvZWZXVDNJSURvaUhSeFpNMkZaZz09 |
What do you think when you hear the word "STELLAR"? It's related to SPACE "โ๏ธ"
๐ฝ๐ฝ๐ฝ๐๐๐๐๐๐๐ธ๐ธ๐ธ๐จโ๐๐ฝ๐ฝ๐ฝ๐๐๐๐๐๐๐ธ๐ธ๐ธ๐จโ๐ | r/stellar | post | r/Stellar | 2025-01-25 | Z0FBQUFBQm5teE5QOVAxbEFGVjBCM3lrTFJ2SkZ5UEVlY0owelhXSER6V1ZRSUR1N3VybXA3aXRJMFBkckpncnA3T2FMUmN6MmsxbjNISjZEb1luSFhJVDNwb2Q4V3JOMHc9PQ== | Z0FBQUFBQm5teE5ROHRxZThSQ1FMa0FIemlLU05UbmhJUE5faEJZbmtza2lGTDNVQ3I1NGQ0RXpOZm5tUVhMdE9NaUY2akloMDZmcTNBdEdzdGZpUFVibjJ5QlBQOWhzYmptbDMtT0Etd1lJUldRdGZrRHJrekpyWkJCMUVnWEwzT05mVmxmUl9GSmRfbHFoRy14T3ZzQXZKZHV3VS1hU2EyX0tUYWRrNTlxOEgxWjV4TXY4WDFlVnNDX2VtbWJRNURfbnBhMDRjdThNY2xURlBLdkpJZldpaXk0cjdUalk4dz09 |
Don't worry, you'll get it next time. Then it will continue to blow past $700. You will try to resist FOMOing back in, but buy low sell high is really hard. | r/bittensor_ | comment | r/bittensor_ | 2025-01-25 | Z0FBQUFBQm5teE5QRDVQRU9fdFhCWDJhSUNzajNIck9WazFiSHQtS3plTVNYZ05NSVdrUUN4Wl9McHFTV21LVkZhdTZFOGoyVDBoR09KSFh3aWlYSjdrcjFCT2h5ZlltQmc9PQ== | Z0FBQUFBQm5teE5ROHo5ZDF3aTV5amR6dzNLeE5ZaVM2RnAybGtKekFHcVlfc1pTb21pdGxpM1F1aWd3WGhyT2Vsem1kVGFlUFgwNHFLNWFRUUxNRmwtbU4zRUpxV0syR19Kb3FTTUV6dFdMdkliOTJlMjFzbG02YUVrM0IyQ2Nxa29zVmtBTF9oZDRiMll5aU9pYnBDU191NWZwQUdualh6R2JkQnFPWVR3dTlSeU9FZDJQNFFFUXZfWExSUnJZdTZWSURpUGF3VnlZcnoyMGZIWk9JVFZvSUxwdjNzbU16UT09 |
ERROR: type should be string, got "https://www.privatewhitevc.com/collections/the-winter-sale\n\nSuperb quality, some very wearable pieces already at 60+% off, especially if you like corduroy" | r/frugalmalefashion | post | r/frugalmalefashion | 2025-01-25 | Z0FBQUFBQm5teE5QRkE2ekhMOWN5TEpzaG83MUNBSWtsZERNaDkxTDJHNm1meWMtWm0tLXotbnVRRDdRVmRQTlhFdWFJai1DVU1iR0xIdVI3WXgxNXVvbER5N0k4RjlsVHc9PQ== | Z0FBQUFBQm5teE5RTXJEOGYwMmJkWG1kRUd0SVptRHRKM1RkaUxTRUthUFlGd3plemJuX1NTaHcxWmZhZFp3Mm0td3VIU2h3eDhZbjVzVlB5MW5pM21SWXhUSVU0TU5ZSm16ODVVc0Ywc1BMT2k0UHpnaTF2b0RpcGFRWEVWb0ZEYWFxUDc4eEctZ3dsYkRGRk9pSXNWTmUydkFpNE5BdjIyQjNvdUdFQkFnaGhCQy1oMzVtUkRnZVBrZzEyU1dnYVpkNDZOczd1b3lFeHk1WUNFbnZxQWlMZFpySVNTNV9WQT09 |
The world of NFTs is once again back on its and impacting the entire crypto industry. For the year 2024, a staggering growth of interest is being observed even at the moment, with total NFT sales in a few months crossing $1 billion. This newly found excitement is not limited to collectors alone; many brands and even industries are getting involved and are adopting NFTs into their business strategies. Such adoption is opening up new horizons of investment opportunities and innovation, making NFTs one of the most essential asset classes in crypto.
One of the top projects that gained prominence in the NFT world is the Bored Ape Yacht Club due to its lavish collection & exclusive community. Azuki has also earned a lot of followers 'cos of its anime styled art. Moreover, the World of Women project is supporting women creators, which reflects the level of diversity and inclusivity the NFT market offers. These projects are not just successful; they are regarded as the forerunners of the next stage in collectible digital assets by investors and collectors.
Welcome Animecoin, ANIME, a cryptocurrency that captures the essence of the anime culture in its digital assets. With the strength of community at its core, it seeks to give power to the artists and creators by enabling direct monetization of their work. This is a revolutionary concept in the neo-crypto landscape & its token is already trading on Bitget & some other top rated CEXs.
https://www.coingecko.com/en/coins/anime
| r/altcoin | post | r/altcoin | 2025-01-25 | Z0FBQUFBQm5teE5QRjdZQXBaLVJ6LXBlVGVORllnQUJrdXBzc2dEdmhxNEpubGJmTVh6RVk0NDRuclFmeEFmaUp5dmlfRlo0ZFVTV1VVWXo5UHNzQTRhX1E0X0xCTXpuQ2c9PQ== | Z0FBQUFBQm5teE5RM0cxd0dCQUVYcWMzSE5IMUN4OG1UOEJST3U1Nl9aZ0FwR3dlLUdQQkZlTUJnX01IWGpKY3NHblZXaXdsTS0tOHZFaE5VdVJ6dm1hWnRpT3B1T2x5LW9MZ0tDV0s0M25RSkVLYWNtZUx1NVdpU1BYZVczYTVYaS1VamRJNi1hMVp3bHdneTZKS1Y1R25COVY0X05xZ3VPTV9XczZpNFR4cndibWFQMnZrcXJpbUMxTzJKaF9IZDI4alRJZklKaHF3dF9UbVA5WlFRUjhtSTVPaUJ0QkRYUT09 |
Made another swap for vine when I noticed the tokens didnโt show up but the token I swapped for has been swapped out and everything says successful | r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5QVV83YTVTc3haQ25oaGJFQTVZU2EtWHlHcTd1SE1RSy1zM2Rtb0I1U01jcjNUZFRPSVpBMTNSTTU5c3NRU3puZlQ0cDdXMVZPcFp4ekY3VjZMU2lHRHZRR1pfZ3ZDa3NhUXJkM1VpamltTVE9 | Z0FBQUFBQm5teE5RYnNmVlhienIya2RPY25ZYTZRVDNfY21UaFR2c3VBaUlua0VPanFtNEE4VlF2LW9mN1ppd3BER3g3c3dzaXdOczBzOHo2a0YtUWtnOFFOTVFCTVJCOUpzMjdfcHlUVWJyem1wVFdVQ3A0OE1PZC1IY1FRQmk0dTVqOEpwZGJleXpqSkl6akpSaFZPWGRYWmhHQk90TDlINl90YlZTRmd4NmN0NlJVNVZyNTZnTldyYlh4Wno2SVFEdkdSNm1VYl9NbnhVbTRnLXlLNnBnRUJxWkp4VEZBQT09 |
I like Robinhood's UI. I know. I know. Cant help it. Its smooth, its clean, and most of all, its EASY for me. Anyway, i decided to make a gamble on some of their crypto. I knew i wanted only those projects with use cases. After research, i found out about algo, near, hbar; just to name a few. But my research must have been flawed. Thats when Robinhood saved me. Man, thanks to robinhoods state of the art project screening process, i wasnt able to buy any of those. Algo, hbar, near, were all Nontradable. Man, that was so close, i dodged a bullet right there. So glad robinhood screened those useless projects out. So, I went to the Tradable section and went all in of DogWifHat. It has to be good. Its on the tradeable list.
(Ps. Is there a comedy flair?)
| r/algorand | post | r/algorand | 2025-01-25 | Z0FBQUFBQm5teE5QOGdQMEN3R3dBeWlVamxnQV9Od2xBUENHWThCV1J1cVdFT05qbnJsUm5sQXh1bWNuZmVlc19TWDRxRjd0QVpMVXhzR3A0WFBwYnhCeWhWQWtVZTI3MHZ6cDlPN19XVHZvc0ROcnBOSktJNTg9 | Z0FBQUFBQm5teE5RY21ieFBCYTZZYzFRN3RlOTlRV3o3RFVKRXZSSVgyekRqX1NnU2lDVGItLXZpOHNIMEZYTjhJT0hpaDY0RENhTHEwNjJ5MHd0ajRhR0ZBUlFnMTNDc29kUmQtV3p1T2hqeGtTNFJrSjhJd1A4TmJtNnRhU3pGWEtnWWZQVTZ5UXg4NEdxazNObTAzclpsODVtaTZOZjRQSTBxLXBEYzlZWElrUGlIRDBQLUFNTEhFX1ZMcm9uejk0U21qS0hYYmJu |
I have always tracked my crypto transactions via spreadsheet, but I have a lot, like over 500 over the course of the last 4 years. This year I was beginning to attempt to figure out how much in taxes I'll owe, but calculating cost basis was proving impossible for me - as well as chat gpt.
I flocked to services like Koinly or Coin Ledger and saw they wanted $$$ to let me upload my spreadsheet for them to calculate taxes. That was insane. I figured, why is this so expensive, I could build something like this and make it cheap and affordable.
My company, Coin Basis, was born from this dream, to help people calculate their taxes while making it incredibly affordable. Right now we're looking for beta testers, full use of our web app is absolutely free. Eventually we will open it up publicly but the price will be very cheap.
Please let me know if you're interested in trying out the app, we would love any and all feedback! | r/defi | post | r/defi | 2025-01-25 | Z0FBQUFBQm5teE5QSlNWN19fVk5hc3RvN3ZNRlRhOEI0S2c0N0FIcU5qdG9UYmhNeHdVYzQwVVRSc3RwOFo2RjhSOHlqb3R1SW8wcTVHemNGbTNNaWRaU2hxSXpob1l1M2c9PQ== | Z0FBQUFBQm5teE5RdV9RUFYyX3ZiZlFBNWZ2Y2ZhVE1VUWlZV1VpMFhDbENSc2JtbU5rOEVJeWV2TGNBdTEtUk9RNExsVGw3TjJfWnNUYUFCQmx1TDNlMllOdkJkRE5OVE5HTVFtYVhUZVF4d3pvNHV2WVRQaU5sSmlFblU1UUg5SDZOLVpwYzB4YlpuaUQ2b3dpbWg1R191OVdNbjJLbG9mVm1wNDI2b2JZWXJVLWd5V3NPbGtEUmFMYWk4WWlEM2t6a0tPb0hONGZF |
Interested in any advice anyone may have about giving notice of retirement to my employer. I plan to retire in late February, right after my 2024 bonus is deposited. I have only worked for a year and a half at this firm. I like my boss but do not like the work. I am debating on whether to give 1 week notice or 2 weeks. Any advice? Also I am eligible for 20 days of PTO in 2025. Any issue if I take 5 days between now and end of February? Appreciate anyone's input. Thanks | r/retirement | post | r/retirement | 2025-01-25 | Z0FBQUFBQm5teE5QbG9PeTFmYTctc1RDcUdJSW4tZ2FHaUIwTkQyMzhLVElSY0RkV05WZ0RWemJJRVJ3SFNfVVJMNm1pNEtzR3N0QlRrVkhqRlRyVVhGSHVYZ1plTy1Ic1E9PQ== | Z0FBQUFBQm5teE5RXzJGajVWMDNINDBQNlN6UkpOcmN2YTNKXzM2V3NSZmdHNTRjWFZQOVpTQWtyaHR4X1lIemppZ0xTS1RheDloaWFwQ0FZZVRTTHBIb0J2Ym1Namcwc2dzc09DYjU3VDR2NnZyWVM0M3ROeW9iUHp4cDQ5RFFhbUFmVWt2dTlpRGN1d0cxTmY1SWFFTkxiQW83UVNvWFp6X080VEkyNWpyUVBlNjEzS3hVbmRTdzNrMm5hemJlSDRXTnh0ZkM4UVB3 |
I am in the process of leaving my financial advisor. He has wished me luck, but has also indicated that if Iโm investing in ETFs on my own, I need to be aware of downside protection, given the state of how expensive the major companies are on the S&P as well as how strange the bond market is acting, even though interest rates are going down.
I donโt know if he is trying to scare me into staying, but has anyone really thought of downside protection?
Thanks. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-25 | Z0FBQUFBQm5teE5QUDR3T1hKUVlMTzJUMkMxak5rRFBqTnhUVzgzTW94T0hMYVp5Q3l0cUdSRktJdW9lLUNQN0JqZG9mS293T1ZGN2kxVDdsbTYyaDBBeVFjNG9WQUdlbXM5WUtDS1lyS19GbGZ3eFN6c1R5TDA9 | Z0FBQUFBQm5teE5RdUsxaW5wUUVPM09KMmxrMUhSTEwzOHRlajlCQy0teGdzV0pEVlhEVkZvTW93ZlFHRkxoOUYtRHQyR0s5VlJFVExZdjRtT3pfLXYwblhNM0VvVmQ3LVhVWXBYVXo2X2hwZFJ6b1AtS0NIR1FGVkxJN3BLblNBc0ZqNFgxdEFNY3VGM0NCUXZndmF1MFY1Xzc2Q21Nb3R0UEh6d1U1ZXB3NmhlMTRHQ0M1OU1NPQ== |
Jargon is bad for business. | r/polkadot | comment | r/Polkadot | 2025-01-25 | Z0FBQUFBQm5teE5QMkhJcU9kUU1CRUNwWUYxcU9hMEZ0Y3N2ODk0MzlkbExNbUNfQ2kxMFRvOUl3eXlLRGhpRHF5YV9CbDlhYTh5ZkJTYVBHOUVYZTA3Ukk3QmVrRzJSZ3c9PQ== | Z0FBQUFBQm5teE5RQ0g0NEZRYWVxRjIySHhTNHplU2VpTERfVHdkUzhnQnZOLUJCTzVXZE1FaXNFbDhZblNvTlA3a1pzNVFnREMwVXJHMUtVcGxJakFzZDQtTnlxR251ZXg2dmVoMWY4cU9pMFFSMi1wRkZJMERlSUFXQmJYVnZzTHY1ZmJ3SHlKd19OVVVqa00zcFpFcjE5dHpyczY0Y0EyYlRUTF81RzdqYnBySDhaeDByREk1aE5HOTQtZ2MyWFZGY3YwcnlXcEZ3a0FacmFlYkt5MU9tZTVseDBybkEzdz09 |
I'm currently exploring IB recruitmentโ I don't have a target school on my resume but I have some relevant experience and a high GPA. Not interested in being a career banker but I could see myself doing something longer term in like an earlier stage investing role, something like VC or growth equity. I've been networking A LOT, and have completed like 20+ coffee chats with both bankers (mostly in tech / TMT related roles given this is what I'm targeting) as well as some folks in buy side roles I find interesting. Just using RecruiterBase to find these specific connections and contact info.
While I'm making decent connections, and can see a few of these turning into actionable recruitment opportunities, something has drastically stood out to me given what I've learned about these industries so far, as mentioned in this post title. During coffee chats, I like to actually learn about what the job function entails, which I generally have the chance to do after answering basic behavioral questions. It feels like, most folks in VC / growth equity do a LOT of sourcing (cold calling, emails, etc.), networking, and it seems like a deep understanding of technology, tech trends, and the "hottest" early startups is important for these roles. When I ask investors about what makes someone successful in growth investing or whatever, none of them mention anything about banking skills. Instead they talk about:
* Being able to spot the "next big thing" in tech before anyone else
* Understanding complex technical problems well enough to not get bullshitted by founders
* Being personable while sourcing deals and having genuine relationships with entrepreneurs (who let's be real, probably don't think ex-bankers are worth their time)
But when I ask bankers about their job, it's all abt working on financial models, perfecting PowerPoint slides, Excel shortcuts, process worth, etc. I get why megafunds, buyout PE shops, and corp dev teams would hire bankers, don't get me wrong. But how does the IB skillset translate to evaluating startups and VC / GE roles? I brought this up with a partner at a middle market growth equity fund a few days ago and he said "most ex-bankers we hire spend their first year unlearning everything from banking." Then why are they still the primary hiring pool?
Is this just "how it's always been" and this disconnect is real indeed? I'm curious to get some insight here, because if IB actually doesn't prepare you for earlier stage roles, I might just try to break straight into growth equity or venture capital. Plz let me know what I'm missing. | r/financialcareers | post | r/FinancialCareers | 2025-01-25 | Z0FBQUFBQm5teE5QQ2o5MUoyQ09tWUw0TWZHbDZobnhjQTlEcDVzQ0tTSTdmTUxNb1pzeWJzaXBRdGpPdHZvTEFLYVBQWnBxSmF3cmxJRWR3a19QQXNoUTNDTEtPczJIUHc9PQ== | Z0FBQUFBQm5teE5RV3IyVzJCREQzdllqQlB6NXgweEZfQkR6Si1MNVY2NGxnNGFLRVZFNDcyYjc2bGltZnd6bVFuZWNvUlZUYmdlLVhQZ3Q0M1BRaGVHejUzZjJxN3d3R3A1c1o3dzFNMWp0VEN3Q1V6NmEwSGJZRjU1bVkyRlZDOHEtdEljdnBHcno1TVNyLVRvWEVrdHplaS1BODlKRVJzWXo3T0pSNE9FdmV4ajkyeVdiRnFLbXlyYkVOU1Nvbl9ENVlsWVpxdnV6MmEtcmJRRWFaQURSRUN1REFhYVpVdz09 |
I just started to go ham on investing a week ago. | r/robinhood | post | r/RobinHood | 2025-01-25 | Z0FBQUFBQm5teE5QSVJfQlhINVhlOUU5ZTlMdUVMcDQ4YWE3Y0hlWmtMcC0yVHRobWZLVkI5UkljeEJkaE9OQUpZNEUweGFNWVBBMVNUeDF6NloxQ3JHWElyODZhdWxLVXc9PQ== | Z0FBQUFBQm5teE5Rbldxclo5TWpqRHRGREFVUlJuREQ5dGY5bnlYOER2ZGJDM1F3eExiRWV3REd1cGRrZmhiN283UGdTN2laLXBtTXJPbzdFb0l3SkJfc0d5LXdxV0FRWC1HSXh5ZGU4TmFUZ25ZWlJocW1UR242enk0aFY2a3VuTTFpYnJfT0NMaGtZaFhvWk0xV1dERkxlUFFnSFRjN1VTQTdGZEhWd1Z3cnAydW9qejRyWU5zPQ== |
My supervisor is willing to reimburse me for pre-approved office supplies. I'd like to buy a 4-in-1 printer/scanner/copier/fax machine that will last a long time, and I'm willing to buy it certified refurbished.
The problem is...I bought an Epson printer back in 2020/2021 with my stimulus check, and I've had issues with the ink smearing,having to repeatedly clean it, etc. | r/frugal | post | r/Frugal | 2025-01-25 | Z0FBQUFBQm5teE5QYlVscV9id1FaXzhYRUtFYkpSYkY0Z3Q0eVZid210SHBORkpFaDYxTEtpU1p6VF9zdlcwaEhMT1pab0lTQWRPSFN2WmNyNjNoUUFvZjJJNG9WdkhGQmc9PQ== | Z0FBQUFBQm5teE5Rb2stVjNiWHBDMGFDaUxxZDROa2JjREFmUmQwZzF3d21sdXN3cVhrSVQ5TEdLWWRxeU9Pa3FOX0RmQVNiWWpTUHYxbVZUc19EVnIweTZqQl94VG81UWktdHpjMjN0SVFwdU9pYVRXTUZLeTNxWHFTYk80a1hOc092c0E0V0ROV0tYdi1TNEV2bXZfelZoaWRwTjl3aDdFRmZNQnNiVGwxbnJ3Umc2VVFHM3NMRk5pc2FqRnZlQ2tyTUdYcEt4NEFl |
Then why did they make so many Bitcoin ETFs? ๐คฆ๐ปโโ๏ธ | r/bitcoincash | comment | r/Bitcoincash | 2025-01-25 | Z0FBQUFBQm5teE5QWHU0c0FvbnBrY0FVbHNBdVVPVmhxSU5DdFNuODJYMGFGRkM2SFdNQ0ozWHR3WXJqYUhkTDd4aFROVjNTeFJkRjlqRnB2QTBEbGJrYjdKLUlFaGF6d1E9PQ== | Z0FBQUFBQm5teE5RVkpCY09MWC12OEJ1RTJrMGI4MGg0NlI0QzNWU25NcmUxN040Q1BaTXp6UFd3WXNpd081Nmc3NmpmT0JrQ0NoUmtscHpGMG01cHl5Zm1xWTVfWlVWeDhiak1kRkNjVlVoRWpPVUJEYXdyRGpBemd0RWtxU2ZIS2VSczlXdll3dF91aVJhcFBqTnRmM2VMcmpYNEdjcHBEZUtrdmotRnRGLXFfWEhWdXVWOV9PTzlHTWpzS1o5ZzN2bk0tNUZoNnN5SGU3RFluN1ZLZFhQTm81OHdWVldlZz09 |
This is Sub is so quiet, letโs get people posting and talking | r/stellar | post | r/Stellar | 2025-01-25 | Z0FBQUFBQm5teE5QTTd4T01aN1c4ZEpJdHdxVmxZN3U4R2lFTXl6NVZPNXR4VlZVQWJpOG5QU19vVXJ5b3YxSXExQXRtVHplYXg4bWFOSmt4VW9nc1N6Ujd5cFFUMXMzeVE9PQ== | Z0FBQUFBQm5teE5RTFR2UncyMkxqaHkzeFJ1Vmo0ZENaZnlsVnRyR3NfelBYenFpZmJqdzU3Z1VuS0JESXo2WXVoVHRFY3ZoN0tJRmVIaTNyTTNBaWEtZlJZSWxnYWtheFIxTkRwUnFPaVFqWTNjRWRuRmxRVThKYWEtOFpwNDhOQ0FDWXdYUTBHLXJDWXlfMFM4N3V4NGM1QnZQU3RFNkxFSEVBeGdTdEFGbnR6cE82dTRjdklBM3Jya0lUTlFRcE1vcUE0UUllYnZp |
I must have accidentally swapped for what I think might be a dusting attack token sent to my wallet not the real token .. is my wallet compromised now that i interacted with the bad token? Or do I only lose the 20$ the swap was worth? | r/solana | post | r/solana | 2025-01-25 | Z0FBQUFBQm5teE5Qb0JqbDlFdkFBNjZDY3c0LUVaanI0WlVuZGV3eWZlMW1PR05ZRGxsM2dFNld1Tlc0TjI0SzJPYS1IUVZLektFMXZxaC1uNHphVDhzb05oM0p1MEJnNXNvUmRxRmNaRVNNZFJiTzVBVGFIcEE9 | Z0FBQUFBQm5teE5ReFhzd2NJYTVXbmJwRU1sNkpBSkowbGhCbWctTzV2Skp5SFM3MGx6Qmh6RDlqek5jenkzOWw5ekppTVA5R1JlRFVnWmRrUXNGVW91ZUFyaVREX2RIdy1vX0xNOTRyTHpXWUtiSnBtSlRFNWlJNXNjNTFFNVBiMEJnZzlaRDNjYnVucVpyRlQ0SGg0Q0g1aDZITk5ZZ2NEMFpWSmMybHhTaEh5czB5ZktEVTdkcWJwQjJ6bUp6dDNwaEdKWllraTRES0R3anVabU5vRDJvYmwxU3g3eXNaZz09 |
Ingredients include:
- 36 large tortillas
- 9 bell peppers
- 4lbs of yellow onions
- 4lbs brown rice
- 6 packages of vegetarian Yves ground โmeatโ
- 4 cans of black beans
- 2 cans of corns
- 2 blocks of cheese
- 3 jalapeรฑos
Bought as much as possible on sale - the cheese, for example, was $3 off each block.
Spiced with taco seasoning, cumin, paprika, chili powder, salt, and pepper.
Took about 3.5 hours to cook and wrap them all, plus clean up the mess. We freeze them for 3 hours on the sheet and then put them in freezer bags until weโre ready to throw them in a pan and eat them. Great for an easy and quick meal. | r/povertyfinance | post | r/povertyfinance | 2025-01-25 | Z0FBQUFBQm5teE5QamZRR3p3OVhrdnFUbTA1M0hEakRwNzR6TTh3MXlxa2ZoR3pWY3ZvM2dEYVRpeTVoMnptYzc0REpUbkNJTTFjanlaNTRiYkhNT2g2dHFQLXl6NzlPcnc9PQ== | Z0FBQUFBQm5teE5RcUNqbC1mSUFYZjJPVlNSZlJtRFJwRG1TOEJPVGJyRnVqZWF4WkdlS3lMMUtVVHR1WDk1UGNhNm5RT0pZQWVEaGt1UmV4TnBCUkltWGZKZXpMY0xuYmhhd1EtVndYcUxrQlNKc1NnU3R4R0I0NWp2RkRDVWFFSkRCNnJ2RzNFcjlwN0ZKdVlyZVN0QXdwVG52LTV0M2xnRGR0cWRGYW8zV2kxbGdqd2JJS19ZdmkxcGhuRWR3LXNwM0NYZldrQUhiTU4xaFdNbnpxcE1Fb1JtU3ZlZjlXZz09 |
Just wanted to share my BTC journey and my reasons for pausing
Back in July I bought 2800$ in bitcoin that was being put aside for tax time. My reasoning for that was to hedge $CAD inflation and maybe make a little extra. Since then its been sitting with 100$ thrown in here and there and today I make the regrettable but responsible decision to sell at 80% profit totalling 6500$. I hate selling as I know BTC is only going up in price but I will be able to pay the remaining 3200$ I owe on a 27% APR car loan.
No more stress about a 200$ bi weekly car payment means I can allocate the 200$ into buying more bitcoin and with time my BTC reserve will sit above 6000$+, hedge CAD$ devaluation with no pressure to sell it. Thank you for reading. Taking profit is good and all but It cannot be enjoyed if I owe that amount with a 27% interest rate.
Bonus is my credit score will be looking snazzy! | r/bitcoin | post | r/Bitcoin | 2025-01-25 | Z0FBQUFBQm5teE5QZ1hHOVQwRWV3QnVlUGxZOXlnV3p0MXlGOFdyelE2U3d4YnVkdmxGV3ZnZUFEUGJaUHhldEwxaUdkaG1FM1NJeVhxa1RadW40Qk5lNVdlbVp2RHVQNGc9PQ== | Z0FBQUFBQm5teE5RQmZZUlB6MWVsZkVJNVl3TFhnczFWQjBybWdaai1RdldpOWhoS3c1ZnFfeW9KZ0JZMnA4cjJrblZkelRJVUoxbEFZRjBqdXpzUVdsTGtoMTFiM0VaY3djOURzV0t5WXVaREdnTXZQRWpvT3FXTTFtdjJQOTl6Ry1hYUNDYkJZMVNkdy1saW1aWEtjdmJzdEVkcWpaOE5EUkhnSWlnc0RFY3pXN0dnRWV5c3pZPQ== |
Do your own research, but this is a rare opportunity, and I liked everything about it. Especially after I did my research on the allegations. All they have to do is drop a 10k and get a new CFO. It's not that hard, it's allot harder to make money as a company. Something SMCI is already very good at. They are on of the very few who are building the infrastructure for AI. | r/wallstreetbets | post | r/wallstreetbets | 2025-01-25 | Z0FBQUFBQm5teE5QZm16bFJjQ3Ffc29RWlZ0Tlkxb0RueGozM1FUZ0lPV0UtSURvdmlacFV0Zk0zbTkzX291ZWRVMWgtclhydFQtdjlpblhkNGFFUzVqQXN3cWNlcGNQcVE9PQ== | Z0FBQUFBQm5teE5RSWFlaS1zeUtPWFB1NmFTQTN4QWlVb05Fdl9ybnQwVUtWX0NXOWZZamhqMzZ2RE1zNVJzZWtsNERmOUtUbmZLQVM0NDBTZFUtZllxQ0JGckR0eUxQT21Eb0p4X0pCcVNybjJTVjJMZEIwLU9UR1dISlJlY0RRa0F1TGpiRDNRanBjc3dkTkVqRnFMbWg3dlAzTVJBVlh4anpDZjBfS3JfSGNCNkg2SjhQTElpdWVCeVIwSmZ0S09sQ2cxcnlIZWhXNjhLb245cFJHeDQ5Z2c3cVlLWDUzdz09 |
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