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I’m gonna invest in a few months into bitcoin and I’m very scared of all my keys being lost on coinbase, what’s the easiest way to keep it safe? I’m gonna invest around £50 at first then grow it a bit at a time so I haven’t got loads but I don’t want to lose it all | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-26 | Z0FBQUFBQm5teE5QNm45QTJEV1FlV0NuQWhkWlBGdXdRSTBOVEhKTlNyNVlJVUZweE4xLXZFSjlxdmhkOUdrOG55TlU5ZVE0dVAzb0REZ2JzaEs3R25QeDlFMGxMTm0xbXc9PQ== | Z0FBQUFBQm5teE5ReHFUeXJaUXpTUHFzVkVVUjYtTjdxdE9qRzE2LTdHb01pOWFVTGdDVEpLLV81QUNxSFRGUldPeGJEeHFpb0RINmo0aWZYRm4xTkl5SkxpQi1abnRsa0FVektPeGYzWVpnN2tGMzlwZTRicW9TNVdUc1ZmY053THZjVHBlZjNMaV91bExqaTB0bGxoV3MzbGI0a2pMVUN2Z19HM0sxcjFCWC1pRzJjbExnc3N0NUtuSS1tc1lkckRybnpOREFEV2ZOQm8ta1dZaEo0dndfTFZvcGlUeDF0dz09 |
Smaller company but they’ve put a lot of last year’s styles on sale
Saucony Ride https://wagnersshoes.com/collections/sale/products/ride-16-men-d
ASICS cumulus https://wagnersshoes.com/collections/sale/products/cumulus-26-men-d
Brooks adrenaline https://wagnersshoes.com/collections/sale/products/adrenaline-23-men-d
Hoka Bondi https://wagnersshoes.com/collections/sale/products/bondi-8-men-d
There’s a few more if you look around the site. It’ll depend on your shoe size, but lot of decent price drops. | r/frugalmalefashion | post | r/frugalmalefashion | 2025-01-26 | Z0FBQUFBQm5teE5QX3NvdjZZQTZaendMNExyeUVzRDRzS2lVS19qTFFfcFJFWUlNRXZQYXNLVFFGdVJQdm1uYkVqLWU0MWxvTlA5U0JPdzZnemMzZWhnSjhiY09lWWpMS3daZFF2Y2FXWENLaGhhMEVGUW84c289 | Z0FBQUFBQm5teE5RTzBnTEFaMWJoM2V2X0d6ZGJfM0xHLUJEQXFOVktmOWl4SUt1NGF4NHlSQ3VDN3RNVTlEUkFNa09FQTZNUFBIZmIxQlNHV0RsRGdwYmxmSDZ6WVJoelVuOFoyWHFVOWppZ3pIamJWOVVid01TWnpXNEl4Smk2czNvakJmd0lmbUlfVHBEdmk2STIxVlZYeFRIN1M3YjN3SG5UZ3hwN0pRUThQb28wNVd3bVRYanF6S2RmTFRYRm81eFoxWmlmdUdh |
We shouldn't be afraid in these days when everyone has lost hope in altcoins, no longer believes in their rise, and feels utterly exhausted.
When the days come where new investors flock in, everyone trusts altcoins as if buying land or houses, and the public is filled with excitement and belief in crypto,
THAT'S WHEN WE SHOULD BE AFRAID.
A promising altcoin bull run is ahead of us. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QUHVBUnQwQ1g4QzhlVE1hU1Z0S3M3WW5wMjVvTzB0MUJOd0FkRk5FZWo0WG1uT21CUU9hbUR4N28zc0hrMV9vcURFdUotMVlDRUVwSXhjNHAzdG5NcUJkaEdDcTAtU3NoY1NYbnRha05rVUU9 | Z0FBQUFBQm5teE5RcEZ2X245T2dYZnhzM0E5bUMzXzM2Mk5KaUFQcVFsTE5fQUhEenZrcVFuT0lmNEc5UXd5N1YwMGI2VEtDSDNfSlB6R1pjZ0ZFM3laREFtem52c0ZLRzZkYUowTkk0QU4ydmluenVaWlk2eEtsWFNPT1loUHgtcUZLZjJ1NjhZRFVWYUZwajBtdldpRW9tUFpvbU1tTVI3NHQxVG45ZGRtWlNjaVNvTXBra0lRMXF1Vk1yOTJpby0tUWs4Vmk1TWFI |
There's been quite a bit of hype around OPTT here recently I know many of you jumped in right before it dropped and started going sideways. As I see people are getting twitchy at the lack of substantial news, I thought I’d do a bit of a dive on what has been going on in front of and behind the scenes over the past few years, to maybe give some investors a better idea of how we got to where we are now. I’ve mixed this with info on all the partnerships, relationships, agreements, customers, equipment suppliers, one-off collaborations et cetera that OPTT has with various companies (that I could find info about). I only went back less than 5 years in time, as that’s when I believe the company started taking its current shape. Not all of this is ongoing, but most of it is certainly still in place.
Please don't ask me for a price predictions. Also, no ChatGPT was harmed during the making of this post.
In no particular orde… wait, actually, no, yeah, it’s alphabetical. It’s alphabetical, my bad.
* **Adams Communications & Engineering Technology (for the U.S. Navy via NPS)**
* **Contractor**
In 2020 ACET subcontracted OPTT for a feasibility study of their PowerBuoy as a communications bridge between various units in maritime defense scenarios. This was done as part of the SLAMR Initiative (Sea, Land, Air, Military Research) run by the Naval Postgraduate School (NPS). It’s been **over 4 years** since the announcement but this OPTT x NPS partnership **is still ongoing** \- only last month (23rd Dec) OPTT received a further contract for PowerBuoy deployment from NPS. Take a moment to appreciate how slowly these things sometimes move when DoD projects are concerned. If you only joined in the last month and were unlucky enough to miss the recent spike, just remember that those of us who have been here longer are now reaping the benefits of (and hedging bets on) something that started 4 years ago. It did not happen overnight, but it did happen. Other companies involved in the SLAMR are AT&T, AeroVironment, Nauticus Robotics, Kaman Aerospace, Ocean Aero.
* [Ocean Power Technologies | OPT Contracts With ACET for U.S. Navy…](https://oceanpowertechnologies.com/news/opt-contracts-with-acet-for-u-s-navy-slamr-initiative/)
* [https://www.youtube.com/watch?v=uIe4qxro1I8](https://www.youtube.com/watch?v=uIe4qxro1I8)
\------------------------------------------------
* **AltaSea (Port of Los Angeles)**
* **Research partner**
AltaSea describes itself as “A unique public-private ocean institute that joins together the best and brightest in exploration, science, business and education.” In July 2024 they signed a Memorandum of Understanding with OPTT. OPTT’s CEO said at the time:
“*We are excited to partner with AltaSea to explore supporting the group of companies developing and deploying marine energy and Blue Economy technologies and projects here in the Port of Los Angeles. We are also excited about the opportunities for staging our renewable energy PowerBuoys and WAM-V unmanned surface vehicles at AltaSea for other projects in the Pacific Ocean.*”
I haven’t heard much about this collaboration since, so hard to say where we stand with it. One can hope someone with money will notice the PBs and WAM-Vs being showcased there.
* [Ocean Power Technologies Signs Agreement with AltaSea to Advance Wave Power Projects | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-signs-agreement-altasea-advance-wave)
\------------------------------------------------
* **Amentum (for the U.S. Department of Homeland Security)**
* **Contractor**
In 2022 OPTT was awarded a $529,025 procurement by Amentum to assist them in providing the Department of Defense (DoD) Information Analysis Center (IAC) with land, air, space, and port & coastal surveillance services in support of the U.S. Department of Homeland Security (DHS) Science & Technology Directorate (S&T). OPTT's role in this contract involved providing scientific hardware delivery, training, and integration services for DHS S&T Port and Coastal Surveillance (P&CS) projects. This included deploying their PB3 PowerBuoy equipped with their proprietary Maritime Domain Awareness solution.
* [Ocean Power Technologies Awarded Contract with Department of Homeland Security Science and Technology Directorate on Maritime Domain Awareness – Sensors (MDA-S) Initiative | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-contract-department-homeland)
\------------------------------------------------
* **Amprion GmbH**
* *This was technically a client of Sulmara and not of OPTT directly, but I’ll include it here as a one-off example. Scroll down or read on to find out more about Sulmara.*
Amprion GmbH is a German company operating a vast electricity grid of extra-high-voltage power lines spanning 11,000 kilometers across Germany, from Lower Saxony to the Alps, using various sources, including renewable energy like wind and solar power. A couple of months ago, Amprion conducted a subsoil investigation in the Wadden Sea in preparation for laying of submarine cables for their offshore grid connection DolWin4. This was done using OPTT’s WAM-V 16, which Amprion praised for its sustainability, small size and low noise levels.
[OPTT's WAM-V on the Weddell Sea](https://preview.redd.it/odzvftnjpcfe1.jpg?width=2000&format=pjpg&auto=webp&s=1c7c8894dc6f1499a5f044237030574145dc94bc)
\------------------------------------------------
* **AT&T (for the U.S. Navy via NPS)**
* **Supplier, research partner**
Again NPS and again the SLAMR initiative. From the AT&T website:
“*The NPS and AT&T experiments with 5G and edge computing are expected to result in the identification of advanced technology solutions such as a connected system of unmanned and autonomous vehicles that can improve critical elements of national defense, such as multi-domain situational awareness, command and control, training, logistics, predictive maintenance and data analytics.*
*A separate student-led research project will study the application of 5G-powered waterborne autonomous systems for operations in the littoral environment. The projects have significant potential for military and non-military applications, and are a part of NPS’ support to a Department of the Navy effort to help grow a 5G-ready workforce*.”
The “waterborne autonomous systems” is OPTT. Long story short, OPTT utilizes AT&T’s 5G mmWave technology on their PowerBuoy to provide cellular coverage and surveillance capabilities in maritime environments for defence purposes. There is no direct connection between OPTT and AT&T outside the SLAMR project, as far as I am aware.
* [Ocean Power Technologies | Ocean Power Technologies Receives Funding…](https://oceanpowertechnologies.com/news/ocean-power-technologies-receives-funding-for-at-t-5g-enabled-powerbuoy-deployment-in-monterey-bay/)
* [5G at Sea with AT&T and the Naval Postgraduate School](https://about.att.com/story/2021/5g_at_sea.html)
\------------------------------------------------
* **Bleutec (via Northeast Technical Services Co., Inc)**
* **Contractor**
Bleutec Industries is a clean energy company that designs and builds offshore wind turbine installation vessels (WTIVs). In 2023, OPTT was asked to provide engineering assistance for the design of the truss leg and leg hull interface for one of the WTIVs. It was done through OPTT’s subsidiary 3Dent Technology. Yeah, you read that right - OPTT provides ship design and naval architecture services, too!
* [Ocean Power Technologies | OPT Announces Strategic Consulting…](https://oceanpowertechnologies.com/news/opt-announces-strategic-consulting-services-divisions-collaboration-with-netsco-for-bleutecs-offshore-wind-vessel-designs/)
\------------------------------------------------
* **Blue Zone Group**
* **Reseller**
Suppliers of WAM-Vs in Australia.
* [Wave Adaptive Modular Vessel (WAM-V) - Blue Zone Group](https://bluezonegroup.com.au/product-catalogue/ras/usv/wam-v/)
\------------------------------------------------
* **Center for Coastal and Ocean Mapping/Joint Hydrographic Center (CCOM/JHC)**
* **Research partner**
This was a partnership initiated in March 2022, through which OPTT supplied PBs and WAM-Vs to CCOM/JHC for mapping research. I believe this did not lead to revenue recognition for OPTT and was more of a mutually beneficial collaboration which formed part of OPTT’s Research and Development phase (you think you’re holding the bag now? Be glad you didn’t buy into the company back then…). It may seem irrelevant but it allowed OPTT to test their equipment under real-life conditions and finesse their gear to make it the nice, shiny product that it is now. It was a valuable stepping stone which is now yielding revenue. Let’s all appreciate the time it took to get where we are.
* [Ocean Power Technologies | OPT Establishes Partnership with UNH…](https://oceanpowertechnologies.com/news/opt-establishes-partnership-with-unh-hydrographic-center/)
\------------------------------------------------
* **U.S. Department of Energy**
* **Contractor**
Back in 2022, OPTT got about a $1mln from the DoE to “develop and test a modular and scalable Mass-on-Spring Wave Energy Converter (MOSWEC) PowerBuoy for reliable powering of autonomous ocean monitoring systems”. They got as far as Phase II in the program and, although I don’t think it went any further than that, it was a nice bunch of someone else’s money to throw at the refinement of the PB design, so I’d like to think at least a few good things came out of this.
* [Ocean Power Technologies Announces DOE Award Supporting Phase II Development of Next Generation Technologies | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-announces-doe-award-supporting-phase-ii)
\------------------------------------------------
* **EpiSci (for the U.S. Navy)**
* **Contractor**
EpiSci is a California-based software company specializing in “developing next-generation, tactical autonomy solutions for national security problems”. Last year they offered a $1mln follow-on contract to OPTT after a successful 12 month demonstration of WAM-Vs during the Mission Autonomy Proving Grounds as part of the U.S. Navy’s Project Overmatch. Man, that feeling when you open your inbox and see an email with “Ocean Power Technologies” and “U.S. Navy” next to each other in the title… ahh, wish you were there. Unless you were.
\------------------------------------------------
* **Geos Telecom**
* **Reseller**
In 2024, OPTT signed a reseller agreement with Geos Telecom, “a prominent provider of maritime communication and navigation solutions in Costa Rica”. The partnership “*marks a significant expansion of OPT’s presence in the Latin American market and includes the immediate sale of a WAM-V with anticipated near-term continued growth of PowerBuoy systems and WAM-Vs in support of regional demand.*”
* [Ocean Power Technologies Expands in Latin America with Reseller Agreement in Costa Rica | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-expands-latin-america-reseller)
\------------------------------------------------
* **Greensea IQ**
* **Supplier**
In March 2024, GIQ and OPTT extended their partnership which first started in 2021 through a contract which runs through till May 2025. GIQ said:
“*Leveraging its versatile open architecture platform* [*OPENSEA*](https://greenseaiq.com/products/software/opensea/)*, Greensea IQ will continue to work with OPT to develop the next generation of OPT’s Maritime Domain Awareness Solution (MDAS). Greensea IQ’s advanced technologies, including OPENSEA and* [*Safe C2*](https://greenseaiq.com/products/software/safe-c2/)*, play a pivotal role in the evolution of OPT’s MDAS, with Greensea IQ and OPT collaborating on all aspects of system and software design and development, including command and control, communications, and data transfer, including integration of OPT’s unmanned surface vehicles (USVs) into the overall architecture*.”
TL;DR - GIQ sells software to OPTT.
* [Greensea IQ and Ocean Power Technologies Extend Strategic Partnership to enhance Maritime Domain Awareness Solution - Greensea IQ](https://greenseaiq.com/news/greensea-iq-and-ocean-power-technologies-extend-strategic-partnership-to-enhance-maritime-domain-awareness-solution/)
\------------------------------------------------
* **Lidan Marine AB**
* **Supplier**
They supply tow-winches for WAM-Vs side-scan sonars. How exciting is that? Aren’t you glad you carried on reading up to this point? Would’ve been a shame to miss this absolute gem of a trivia.
\------------------------------------------------
* **Marine Advanced Robotics**
* **Subsidiary**
You see a lot of news about OPTT’s WAM-Vs, but they are in fact produced by a California-based company which OPTT acquired back in 2021. It seems to have been a good move as it allowed them to expand their customer base significantly and brought millions in revenues since. MAR have been around since 2004 and already had quite a few interesting partnerships going on at the time of the acquisition.
* [Ocean Power Technologies | OPT Acquires Marine Advanced Robotics](https://oceanpowertechnologies.com/news/opt-acquires-marine-advanced-robotics/#:~:text=Founded%20in%202004%2C%20MAR%20is,in%20waters%20around%20the%20world.)
\------------------------------------------------
* **National Oceanic and Atmospheric Administration (NOAA)**
* **Contractor**
In September 2023, OPTT was awarded 3 separate Indefinite Delivery Indefinite Quantity (IDIQ) Multiple-Award Contracts (MAC) from NOAA. OPTT CEO said:
“*These contracts have the potential to result in millions of dollars of revenue for OPT, and the ordering period is set to span three years, commencing on September 1, 2023, and concluding on August 31, 2026. Under these contracts, OPT will bring its expertise to three crucial domains:*
1. **Living Marine Resource Surveys and Research:** OPT will utilize cutting-edge Uncrewed Maritime Systems to support NOAA in conducting vital marine resource surveys and research.
2. **Meteorological and Oceanographic Observations:** OPT’s innovative technology will play a pivotal role in enhancing NOAA’s meteorological and oceanographic observations, further advancing our understanding of the natural world.
3. **Ocean Exploration and Characterization:** OPT will collaborate with NOAA to explore and characterize the depths of our oceans, contributing to the discovery and preservation of invaluable marine ecosystems.”
It’s a pretty sweet deal. I know everyone here is pretty hyped up for juicy Navy contracts but remember that it’s the off-shore infrastructure and research sectors that have been some of the most reliable and highest-yielding money-spinners for OPTT thus far, so don’t knock this kind of news just because it doesn’t sound as sexy as DoD partnerships. I for one look forward to seeing more of this kind of stuff. Also, OPTT demonstrated their kit to NOAA as far back as 2020, which again shows that some of the events you are reading about now might not result in contracts until a few years’ time (though back then the company was still in the thick of the R&D phase, whereas now it’s much more market-ready, so I imagine the pace may pick up).
Here’s a video of one of the WAM-Vs doing a hydrographic survey project for NOAA. Keep in mind this is from 5 years ago, so before this contract - WAM-Vs have come a long way since:
* [Ocean Power Technologies Awarded Three Multi-Year NOAA Contracts to Revolutionize Uncrewed Maritime Systems | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-three-multi-year-noaa-contracts)
* [https://www.youtube.com/watch?v=LraOlNeg5fY](https://www.youtube.com/watch?v=LraOlNeg5fY)
\------------------------------------------------
* **Ocean Wave Solutions**
* **Reseller (I think?)**
In January 2025, OPTT announced:
“*We’re excited to share that*[ *Ocean Wave Solutions*](https://www.linkedin.com/company/ocean-wave-solutions/) *is now representing OPT as our ASV partner, supporting our growing presence in Brazil. Not only does this partnership strengthen OPT’s reach but also furthers our mission to bring advanced autonomous maritime solutions to the region.*”
\------------------------------------------------
* **Red Cat**
* **Uhh… collaborator?**
Ahh, Red Cat! Possibly the most hyped-up collaboration OPTT has entered into recently. Long story-short, earlier last year Red Cat, a U.S.-based drone manufacturer entered into an agreement with OPTT to integrate PowerBuoys and WAM-Vs with Red Cat’s Teal 2 Drones, “facilitating a new era of autonomous vehicle deployment”. Fast forward a few months, and Red Cat lands a large contract with the U.S. Army and sees its share price soar from penny stock territory to $15+ in a few months. Ever since, many OPTT investors have pinned large hopes on this partnership and even though no major news have come out since regarding the progress on their collaboration, I have seen Red Cat CEO, Jeff Thompson, mention OPTT and their kit in several interviews he gave over the past couple of months which makes me think cogs are probably still turning in the background. It remains to be seen if this collab brings any revenue going forward, but for now I remain optimistic. OPTT is also part of Red Cat’s *Futures Initiative*, “an independent, industry-wide consortium of robotics and autonomous systems (RAS) partners leveraging cutting-edge technologies to bridge critical gaps and bolster support for our warfighters through open architecture and interoperability.”
* [Ocean Power Technologies Announces Strategic Alliance with Red Cat for Advanced Maritime Defense Solutions | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-announces-strategic-alliance-red-cat)
* [Futures Initiative - Red Cat](https://redcat.red/solutions/futures-initiative/)
\------------------------------------------------
* **Remah International Group**
* **Reseller**
RIG are a UAE-based major service provider in defense, energy, tech and infrastructure sectors, and are a distributor for the likes of Northrop Grumman and SAAB, so no small fry. Last year OPTT CEO said:
“*OPT and RIG will collaborate to promote, distribute, sell, and service OPT’s suite of solutions, including its WAM-V® Unmanned Surface Vehicles (“USV”), the Next Generation Powerbuoy®, and the AI capable Merrows™, to the defense and security industry in the UAE. The Agreement is valid immediately and calls for the parties to explore additional expansion and integration of services*.”
* [Ocean Power Technologies Appoints Remah International Group as Distributor in the UAE | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-appoints-remah-international-group)
\------------------------------------------------
* **Saab**
* **Customer**
Saab is a large contractor to the U.S. DoD. They had a partnership with OPTT going as far back as 2019 but then things went quiet and to be honest I’m not sure what’s been happening in the meantime, but last month Saab and Purdue University were testing “for the [Defense Advanced Research Projects Agency (DARPA)](https://www.linkedin.com/company/darpa/) Learning Introspective Control ([LINC](https://www.linkedin.com/feed/hashtag/?keywords=linc&highlightedUpdateUrns=urn%3Ali%3Aactivity%3A7273729804128989185)) program, developing advanced vehicle control algorithms to enhance human capabilities in operating surface vessels.” Saab’s Deputy Chief Scientist Christopher Vo wrote:
“*This week, we successfully demonstrated a LINC-assisted docking maneuver with a small*[ ](https://www.linkedin.com/company/ocean-power-technologies/)*Ocean Power Technologies WAM-V. With guidance from the LINC system, an unskilled human operator used a joystick to safely dock the vessel into a slip.*”
Uhh, nice, a bit of exposure, I guess? Not sure if anything else of substance is happening here.
* [LinkedIn](https://www.linkedin.com/posts/christophervo_linc-keepingpeopleandsocietysafe-wamv-activity-7273729804128989185-zqCS/?utm_source=share&utm_medium=member_desktop)
\------------------------------------------------
* **SENAI (Serviço Nacional de Aprendizagem Industrial)**
* **Customer?**
I’m not gonna lie, it was a bit of non-news at that stage and I haven’t managed to find any updates on their social media or one of their million LinkedIn accounts (y so many accountz tho?!), but Don Philippo said at the time:
“*The offshore energy market in Brazil continues to grow and we believe our PowerBuoys® and WAM-V® unmanned surface vehicles provide the next generation of operators the solutions to generate offshore energy more effectively and efficiently.*”
More power to them, Godspeed, and a good excuse to nip out to Brazil for the team, I guess?
* [Ocean Power Technologies Signs Agreement with Serviço Nacional de Aprendizagem Industrial to Advance Autonomous Ocean Developments | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-signs-agreement-servico-nacional-de)
\------------------------------------------------
* **Sulmara**
* **Customer**
Sulmara is a long-term leasee of OPTT’s WAM-V 16s who last year acquired $1.6mln worth of units to be used for geophysical surveying, seabed mapping, environmental monitoring, maritime security, and marine infrastructure inspections. This was the largest one-off order for WAM-Vs OPTT has ever had. Sulmara has since deployed and showcased WAM-Vs around the world, including last year in Taiwan and Atlantic City, and this year at the Scottish Renewables conference on the 22nd-23rd of January. They recently used OPTT’s WAM-V to help with a fuel recovery operation from a typhoon-struck vessel off the coast of Taiwan, at the request of the Taiwanese government. They also used WAM-Vs in:
* Carbon capture projects in the Gulf of Mexico (soon to be “Gulf of America, Fook Yeah!”)
* Unexploded ordnance survey in Scotland
* Shallow water pipeline survey in Trinidad and Tobago
As you can see, the WAM-Vs have been around so if you are ever annoyed at the lack of big announcements from OPTT, remember all the while the likes of Sulmara and SES are doing God’s work out there, showcasing products, delivering demos and speaking to potential customers all over the globe.
* [Ocean Power Technologies Secures $1.6 Million Order for Multiple WAM-V 16s from Sulmara | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-secures-16-million-order-multiple-wam-v)
* [Sulmara Assists Fuel Recovery Op From Typhoon-Struck](https://www.marinelink.com/news/sulmara-assists-fuel-recovery-op-521513#:~:text=Scottish%20subsea%20specialist%20Sulmara%20has,in%20shallow%20waters%20off%20Taiwan.)
[OPTT's WAM-V in Scotland](https://preview.redd.it/5sltlutnpcfe1.jpg?width=850&format=pjpg&auto=webp&s=e98aab8270a8b4afb795187c13fc8e4bd27c801f)
\------------------------------------------------
* **Survey Equipment Services**
* **Reseller**
SES, a provider of survey and navigation equipment, entered a Reseller Agreement for the US market with OPTT last year (i.e. they buy WAM-Vs from OPTT and sell it with a mark-up). This included an immediate purchase of a WAM-V for demonstrations, of which I have seen them do several since on their social media, including at the recent HYPACK exhibition on the 7th-8th January in Texas.
* [Ocean Power Technologies Signs Reseller Agreement with Survey Equipment Services for the USA | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-signs-reseller-agreement-survey)
\------------------------------------------------
* **Teledyne Marine**
* **Supplier**
A goliath-sized supplier of all sorts of maritime electronic equipment, TE provides OPTT with various instruments including sonars and sensors. Not much else to say, really!
* [Ocean Power Technologies Signs OEM Agreement with Key Maritime Technology Provider Teledyne Marine | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-signs-oem-agreement-key-maritime)
* [LinkedIn](https://www.linkedin.com/posts/teledyne-marine_customerspotlight-everywhereyoulook-marinetechnology-activity-7241919964687831040-FKy2/)
\------------------------------------------------
* **Unique Group**
* **Reseller?**
Unique Group and OPT will collaborate to deploy OPTT’s existing WAM-Vs in the UAE and other countries in the Gulf Collaboration Council region. Few details have been released but this being the Middle-East, one can imagine there might be one or two wealthy customers around. Also, In November 2024, Unique exhibited WAM-V 22 alongside OPTT in Abu Dhabi at ADIPEC - the world's largest energy conference and exhibition.
* [Ocean Power Technologies Partners with Unique Group for Autonomous Vehicle Services in the Middle East | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-partners-unique-group-autonomous)
* [Ocean Power Technologies to exhibit Autonomous Vehicle Services at ADIPEC with Unique Group | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-exhibit-autonomous-vehicle-services)
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* **U.S. Navy**
* **Customer**
This guest needs no introduction. See: bottom of the post.
\------------------------------------------------
* **WildAid (for the law enforcement of a Caribbean country)**
* **Customer**
In 2023, OPTT sold a WAM-V 16 equipped with a quadcopter aerial drone (manufacturer unknown) to WildAid to be used for marine protection and “to combat illegal, unreported, and unregulated (IUU) fishing activities in critical habitats”. It was a cool use of the WAM-V and I think it showcases the breadth of applications that OPTT’s kit has. Although the name of the country in question was not mentioned, from what I could glean, it was either Cuba or the Bahamas who contracted WildAid. Pretty sure the whole thing was paid using a large grant WildAid got from Oceankind.
* [Ocean Power Technologies Awarded Contract with WildAid and Caribbean Law Enforcement to Combat Illegal Fishing with Uncrewed Technologies | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-contract-wildaid-and-caribbean)
* [WildAid Marine Expands Program in Cuba to Protect the Caribbean’s Most Pristine Coral Reefs – WildAid Marine](https://marine.wildaid.org/wildaid-marine-expands-program-in-cuba-to-protect-the-caribbeans-most-pristine-coral-reefs/)
* [The Bahamas – WildAid Marine](https://marine.wildaid.org/projects/bahamas/)
* [Awarded Grants - Oceankind](https://oceankind.org/awarded-grants/?_search=wildaid)
\------------------------------------------------
* **3B General Trading and Contracting**
* **Reseller/distributor?**
In October 2024, OPTT signed an agreement with 3B General Trading & Contracting Co. W.L.L. (3B) “to explore projects in the offshore energy and maritime industry in Kuwait, including deployment of WAM-V autonomous and unmanned surface vehicles and Next Generation PowerBuoys equipped with AI capable Merrows.”
Cool. More sweet Middle-East money.
\------------------------------------------------
* **…and others**
In addition to all these, there are a bunch of customers we know nothing about because either OPTT did not disclose their details in the announcements or they were tapped by one of the resellers. Pretty much all of the Latin America and Middle East customer base are unknown even though they have bought millions of dollars’ worth of equipment to date. Also:
* **VideoRay** \- used WAM-Vs for their ROV deployment
* **Silvus Technologies** \- supply OPTT with radio and secure communication systems
* **Klein Marine Systems** \- supply OPTT with side scanners and the SpectraAI software
* **Kongsberg** \- supply OPTT with something, lol. Couldn’t find what
* **Furuno Electric** \- same as above, sad times
* **Norbit** \- either supply OPTT with sonars or use WAM-Vs to showcase their sonars, ha
* **StarLink** \- supply OPTT with buzzwords for their social media posts
* [Ocean Power Technologies Awarded Contract for Immediate Delivery of Unmanned Surface Vehicle to Offshore Construction Contractor | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-contract-immediate-delivery)
* [Ocean Power Technologies Secures $1.5 Million in Purchase Orders for WAM-V USV's in Latin America | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-secures-15-million-purchase-orders-wam)
* [Ocean Power Technologies Secures $3 Million in Purchase Order Commitments for WAM-V USV's in Latin America | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-secures-3-million-purchase-order)
* [Ocean Power Technologies Selected as Preferred Supplier for Delivery of AI capable Merrows Buoy in the Middle East | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-selected-preferred-supplier-delivery-ai)
\------------------------------------------------
**A recap of the most recent events attended by OPTT or ones where their products were showcased:**
* Meso American & Caribbean Hydrographic Commission, Panama
* Offshore Wind Conference, Scotland
* Naval Postgraduate School’s Innovation in Action, California
* HYPACK 2025 Hydrographic and Dredging Training Event, Texas
* BlueTech Week, California
* Offshore WINDPOWER, New Jersey
* Maritime RobotX Challenge, Florida
* ADIPEC, Abu Dhabi
* EuroNaval, France (I think they were only looking for partners there, not displaying)
* Canadian Navy MCM Symposium, Canada
\------------------------------------------------
**All recent U.S. Government contracts and announcements, in no particular order:**
* [Ocean Power Technologies Reaches Agreement in Principle for Delivery of Multiple Unmanned Surface Vehicles to US Government | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-reaches-agreement-principle-delivery)
* [Ocean Power Technologies Secures a Multi-Buoy Letter Contract with a $6.5M Ceiling to Bolster Maritime Domain Awareness for US Government Agencies | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-secures-multi-buoy-letter-contract-65m)
* [Ocean Power Technologies Awarded $1M Contract for Naval Information Warfare Center Pacific’s Project Overmatch’ Mission Autonomy Proving Grounds | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-1m-contract-naval-information)
* [Ocean Power Technologies Signs $0.5M Extension to Provide WAM-V® 22 for ongoing Activities Overseas | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-signs-05m-extension-provide-wam-vr-22)
* [Ocean Power Technologies | OPT Contracts With ACET for U.S. Navy…](https://oceanpowertechnologies.com/news/opt-contracts-with-acet-for-u-s-navy-slamr-initiative/)
* [Ocean Power Technologies Awarded Contract with Department of Homeland Security Science and Technology Directorate on Maritime Domain Awareness – Sensors (MDA-S) Initiative | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-contract-department-homeland)
* [Ocean Power Technologies Awarded Three Multi-Year NOAA Contracts to Revolutionize Uncrewed Maritime Systems | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-awarded-three-multi-year-noaa-contracts)
* [Ocean Power Technologies Receives Further Contract for PowerBuoy® Deployment with Naval Postgraduate School | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-receives-further-contract-powerbuoyr)
* [Ocean Power Technologies Ships Multiple Unmanned Surface Vehicles to US Government | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-ships-multiple-unmanned-surface)
* [Ocean Power Technologies Completes Major Milestone for Naval Information Warfare Center Pacific’s Project Overmatch | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-completes-major-milestone-naval)
* [Ocean Power Technologies Readies Shipment of AI Capable Merrows™ PowerBuoy® for Naval Postgraduate School | Ocean Power Technologies](https://investors.oceanpowertechnologies.com/news-releases/news-release-details/ocean-power-technologies-readies-shipment-ai-capable-merrowstm) | r/pennystocks | post | r/pennystocks | 2025-01-26 | Z0FBQUFBQm5teE5QcUhuNC1kYXg0Ums4dTF0ZUQ0dkZmSWl0aF81LVhIelZxbEt6YTNBNzdrdzNGdmdVQnBtWThYTVpSalAwb0M0VGg2cUZsQVJMMzNoSUdRSkRVQnV0bWVCeVE5NjNKY29BSlhhNWR3ZWs1UE09 | Z0FBQUFBQm5teE5RYWhPY19SUUk3czBCZWhhQUxsNy1Cd0ZPeXFRaktyWV9WVFBFWmdDc1N2eUJCNlNSbVBLNHN0N0R6UFg4QkZNTGpaVnIyZjN3aUg1MWlRaTd6S1RGQ09NeFRuazVkZDJmb0VzbmhmTDFmU2VhUy1VMm9vcUxHb19KODlhNzhFUzlSX19xLURGY19Za3ZmMlNjVHV3aG54QjVnMjMxanRaZmtEajRWUzFNeG03OENGR3ppVnN5MGNmc0c0bm9ZZnU4 |
Maybe this is your time to step up 💪 | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QS0NEMGhHTDhNUURZdDd4dWJRNWNIeGNiSHJ2bU5sdkZfNzVVdkMxclU0eG5WSUJoSjZCM3c3Q1pTaEgyOUpseDJGNGhIZzRPam1fdmFvTno2MHpMNThUZzhlck1mZFRPRUEzclJaUXNLSzg9 | Z0FBQUFBQm5teE5RQ0tpcjhQcEFod0xEZDFvTEZ2VUhDVGVZUUFGZ1FaY296QWg2NGxNNW1ZUU84SjhmMklLajdXYndDR29laVhRZ2lHWVU1dzZZWXM4SUNNTUtLZTJBSm91M1JhOWtDVWVsTV9UV2hyT1AzYkVrNXBQdUt3aFJzc24wRmxSOHJEdnVEVk1acDZHVnAta0NHY0V4bmRJWGZLQTJLbVp3c21ncXE0aXJiSGp3d2pLX1o4aFdJcFFkdW03OUkzdDRNSXMyX2I2NnI5b0J2b0o4UnU0ajFYVm1EUT09 |
Index funds. You’re not going to see much growth initially. But if you continue to add $50 week over week then your gains will compound over time. | r/robinhood | comment | r/RobinHood | 2025-01-26 | Z0FBQUFBQm5teE5QVU02X18tUUctSFc1N29LN1RsV3pIRFNKNnkzRndzMGxzdjVieGxwMkdPSWdBWUgzMTduNnNRWU9fOUR6YkhiTWhjbXpVOVBTU2ZVdkUtYmkxUmZveV9Ubl9YMnZxS2VXVEdla1dLdDhsSDA9 | Z0FBQUFBQm5teE5ROEo3cVU1Snh0dFg2dGJwNHRUTWFnWFVLUnN5UmNwM21QVldfVncxbk5QazJIMXlfTlpBWl85R3hxR04tYXhnb0hsZUhZVG9HaFU2Zjg3SUIya2NWcFdhbjZJajY0NUNkNGxNMGVHakVuMks3VFNBcXQwb3NHQzVEZEVvRkVTbS1ON0JIbWdWZ0N5eElHU1E4bmUxQTZZOHBaU08za1Z2T0VvVWp2SHNiWThRMkdudTNRd29rLWdsSGI3WFBGQjhJ |
>During the recent twelve months, the stablecoin ecosystem facilitated $22.5T in cumulative volume | r/ethtrader | post | r/ethtrader | 2025-01-26 | Z0FBQUFBQm5teE5QaWxqUGJtdjg4VkJoVHl2V0JxRDNlamxnV2FOQk9hcmNfYmVfSHlOWkZTVGhVVjN0LTZyVnRmdDJOaEk0eUtIT1FYZjRnblozdlVsUHluTUgwYUFmOWc9PQ== | Z0FBQUFBQm5teE5RbWdTWkdHalExaHVaUDN5QkRUcGlGcUhWWHN4aU4xa3Z1SHdVSU1DR1Aza0FDbjRsc1RBQ2NsVm1sMTBOdWtCQ2ZYelJSa3ZBWW16eGZsNkJySVgtYzN0VmpOTVppMm5HdXlDTXFwNm8wNmZiUGZTNmpadGxCbkg2YmV2Wm5jbUh2QXg3dE4zOTc3SEg4aUxsYWpkWl9kUnJWWWpINC1fU3o5NWVNVEVUMVBzZDlWWDZyQ2RtclFkc2JVSjY1NllRMnNVNVZBeFR2MjAyb3lDcW1kay1oZz09 |
I’m curious—why haven’t you tried one yet? Is it something you’ve thought about, or is it just not on your radar? Let me know what’s keeping you from jumping in or what might change your mind. Open to all thoughts—drop them in the comments! | r/defi | post | r/defi | 2025-01-26 | Z0FBQUFBQm5teE5QXzZRUDhpeVRaRk5NdHJJcXhGcEY3UkpUUFpmdEp5V1E3U0U1YkdCa2tnRV9UTUpRYXpMdGRsSEhGa0ZKcE5UWFRORnNVOEpMelJPbEhLYWw5TEYtWnc9PQ== | Z0FBQUFBQm5teE5RVjRnNk1SQXl4dEc5dFdzUlR0Sk12Sk9xdEtMZHIzYVJaVTNqb1ZsaUdnNlhDY0Y4M1pTVTFxRmdPTjZWSkJ4SVhIVFk2WFJudmJlMkx2b3VfN1Q0WDRyYUpqLVBUQ1VuUHFDb3lYWnJRTDVBYUkydkZwMHdmMGR6b3V0eWlNamswN2pGSTQwMC1wSFo2Yy1Pd2tuSTJmQ1Z4aHZnZVpRQW9YNW9aS2lrM0ljNklUcjc0ekZJUWp0ZnM4cFRib3BwS2hkZ1Noc21TMWh5TFFndXRWQlpUUT09 |
For years, we’ve worked tirelessly to build a reputable business, earning the trust and loyalty of our customers. Unfortunately, we’ve been dealing with a copycat business that is deliberately trying to consume our identity and mislead our customer base. This company has gone as far as using our exact business name in their Google Ads and on their website, creating confusion for potential customers who think they are booking with us.
Despite issuing cease-and-desist orders, they continue to operate in a way that mimics our branding and misrepresents themselves as us. They’ve even approached us with an outrageous offer to sell us our own business name! This blatant attempt to capitalize on the reputation we’ve spent over 13 years building is both unethical and damaging. 250k to be exact, I don’t have 250k just laying around and if I did I wouldn’t give them a penny of it out of principle.
To make matters worse, they have a podcast where they openly discuss tactics like dominating Google Business Profiles with blanket companies to rank higher and even hijacking other businesses’ profiles to sell them back. This shows a calculated effort to harm competitors, including us.
Adding to the chaos, between 12/10 and 12/14, someone suspiciously clicked on our Google Ads repeatedly using the term “[our company name] reviews,” exhausting our ad budget for four consecutive days. Two weeks later, our Google Business Profile, which had nearly 600 five-star reviews, was suspended. The timing feels far from coincidental, and we’re left wondering if these actions are connected to the copycat business or someone acting on their behalf.
I know they are clicking out our google ad budget, we have been doing this busiess for almost 14 years and when they started our ads were being clicked out within the first hour, this never happened before them.
This situation has created an enormous strain on our business and personal lives, leaving us to fight for what we’ve worked so hard to build. We are determined to protect our brand and ensure our loyal customers are not deceived, but it has been a frustrating and exhausting battle.
We hired hired a lawyer to trademark us back in 2022 in our state, issued cease and desist letters that the the copycat would just respond using an internet for hire lawyer to respond back that our name is keywords, eating into our legal retainer. Maybe I have the wrong lawyer. I gave up with that lawyer. This has been going on since 2022, but having google my business shut down is devastating.
Also, these people have no ethics. There is a photo of my family on my website that says “My business name is family owned and operated” they copied that exact text and put a photo of their family on their site. This is eating me alive, and these sickos are loving every minute of it. How can people be so evil?!! To another locally owned family business?
————————-
Update 1/29
We also noticed that his podcast partner began following one of our social accounts last night, adding to the pattern of concerning behavior.
————
| r/smallbusiness | post | r/smallbusiness | 2025-01-26 | Z0FBQUFBQm5teE5QdXFMclVHaXFuangyc1J5di1PYW1jdVljMGxsSkswQV93aUhha3J1WGxvdEFpWnIxMmJBRkU3Y0NiZ3JkTl80eDlaX2tSOVNVQUFIcnNKR2ZCanBhVUdsemRZYjNqbzhXN2E5ZUEtSUJrclU9 | Z0FBQUFBQm5teE5RNzJ3am9NM2lTaTgxam55Z3hxb3pnSW9DZExVT0dSUEdIbnlNcV9TbDJsbTRtQXhGZ01BTjBVUUdxbGNDanlrdGl5QjhDNEpINkplTm5NTHlqVkJTV2xORDgxWC02bmxEdENJWjVDR2xJcEVKdXNReVJSblAtM0ZIQ1NFemZ2VWkzUGpQUnlqMmpkbzJucmVRS3JzU1B2OXc0eXFMdkNiV01ua0s5b0g3cXlTVVZ1ZGYtLUNYcUpnRDJYTVlPVnROMjV5dmJKNnpuSGZxajhOa1M5MjhhUT09 |
Can anyone help me??
How do you know if something is really a scan? Why am I collecting SATS (It's the smallest unit of Bitcoin) in a Lightning Wallet, I'm collecting them through some Mining app And a game where I can also withdraw Satochis, my question is, Even though I can move these SATS in a wallet to another, is there a chance of it being a scam? or how can I gather the "Satochis" safely? | r/btc | post | r/btc | 2025-01-26 | Z0FBQUFBQm5teE5QYlFDX0tjYlZQV1NRc3ZqR21nYlRYMDdLcm5nSVVIWGQtcGJWdHAtcDVXOVJ5UlViVWZOZ2NzalRObTFxM25ZVlowMGRhX3lHalBfQzhEalR4U0paOHc9PQ== | Z0FBQUFBQm5teE5RMElHSE54NHF4OTQ3RHZrZVB1X1I1RjYwNzRnQy0wMXRlamdydTVaN0Z3V1hjbEFYOHR3dVo0blZHSXBVbngyR2xQWm5OTDd4cmgxRVdCeTBhYTNFS1Z4ck9iLUI2WXduQ2VIeTBtRHBndXFzb2Uwc3BMZ2RxRHFXLVBnZVZNWWZjVXdkbG01cDBlcXE1YkZsMjdPTjNRbW5oSEx6YTFTZ2lVaTY5dlB0ejJVPQ== |
Nice!!! | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-26 | Z0FBQUFBQm5teE5QWmFlZU1rM05qd21KUDRKUll0eW4xS1pTa201d0hEaTNTVkZFdkQyMFpzdnhXQWZJS0dFTmdQdnZjTm1uYXVOaE1RWXZiNE1uLWM4NllFcm1NQ2hHOWc9PQ== | Z0FBQUFBQm5teE5RZld3YThSY2xma0lHcW9vMTI5Uk0zd0liRUpIUWg0cGQxelk1WXJrUUhPY1RSOGNMb20zWUxzZThDWG8zcEh1a1hvQXU3NmJTeHVWUEhKaFcwUTdYZUdjajhoN2JVUzNfbmY5U20tbjJzRFRNaFpNY0hhY0xFSDlDdW9iQ3JNaWlfSGo2c0hMVnI3cVdPSmJRN0RtZ0NrZVJvUWljbmpLT0o2SGlfaEJ1X0NLSzBUdFhsUGJkM3o3VVJoMlVYU1ht |
Is it too naive to just invest in ETH with a 3x leverage just because of Trump buying so much Eth? Like there has to be a reason why they‘re buying so much right?
Blckrock too as far as I know | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QOW1xTUNCYXhsN1dvMEhLcGRITkJOT1RmUWVWWDNTd1JCMm5HMWF2TmthOU45S2JBWllEQXJlV1c1QkhCRGc5NGltekZjYWdtNVZKLVJuSDljMDhfN1E1Z0tCbGpicDBKd3FlOTFOV1JMd1E9 | Z0FBQUFBQm5teE5Rel9HRUFlRHlYQVNMcEtGY3NVZzRqSXdITEVtVEk4UTBoT1FBTXVRX1RWQUo1ZTJqSkh4QnlxZEFRU2szRVNDRm5Tc1JfdlFtWUNHZTRINEJ3UVVjSXhFUEwyeXZYWGZ3cHF4NDB6Y1ZZNmJfSzlNZFh0M2Q4RUUtYjBGWXN3b1FMUENNanR6cEJfWkVobllDb1dYemF1OXpQYUxad2pabHAtcUo3YWJUQkE0RDBzbDE4ZzFKUUV1MXBGQWRwakdKZ3ZUSXJfbURBLU5oMXBTbkNZbEZqUT09 |
It didn’t. I am sharing this not only to share my experience but to gain other people’s perspective. I am 34f and was 23 when I first read about FIRE. Me and husband (34m) have similar FIRE ideologies. We worked across a couple of countries before settling in Canada! We had a FIRE goal of 2.5 mil liquid ( it’s recently become 3 mil). I always thought the day I reached 1 mil, I will start taking it easy at work. I would still do my job sincerely but not stress because of work politics , performance goals , executive nit picking , favoritism etc. Just work to stay afloat.
We had a FU goal of 1 million by 30.
Guess what ? We reached it. We have surpassed that well above expectations ( last 4 years have added 70-80%). But as the heading says, I still broke down at work last week. Literally broke down. Stress over an unnecessary escalation to execs on a project . The point I am making is, I think our work ethic , stress levels , reactions to corporate culture are more tied to our personality vs a financial number. I really thought money will empower me but i guess it will not truly be over for me till I pull the plug.
Would love to hear your experiences with FU money ! What was your FU number( number before FIRE goal where you could relax) ? Did it change any aspects of your personality ? Did it help you take it easy at work ?
Edit - I will slowly go through all the valuable feedback and comments. Thanks a lot . Also , current networth is 1.85 mil cad at 34. The point of my post was to share what I felt was our FU number ( 1 million at 30) and how that number plus more didn’t really help me have a FU attitude. I am sure this isn’t FU money for a lot of you and that’s ok 😊
Edit 2- So many people are asking why I won’t just quit. Two reasons , a decent amount of rsus vesting in 3 years and the fact that we will hit our FIRE goal in 6-7 years. I am not sure if I want to reinvent the wheel , unlearn and learn and rebuild my career entirely vs pull through . It is getting harder day by day so I just might have to. | r/fire | post | r/Fire | 2025-01-26 | Z0FBQUFBQm5teE5QbXJETm8ySHBkc1RwWUFMZzRzVDJnWFJyZndrQTI4WmRuQThCc05kX0hOelg0WTk4b2hIZmR5dE5XQjgwTjN5UnFqSUgteEJTUkwxRWN4eVF4Rkw2TUE9PQ== | Z0FBQUFBQm5teE5RSzhPUHNwdjRtQXFGMzVEblVXZjNlVDA1M2JPU001b2pFY0hndlMyTHJ2WnRGcXJQYi1rZ3VTczAtMTY5M0xhLUFRLXlqVEF4b0dWTlZIMGtOU3JPdmJrNEdZaUpFUXpyRkRVTElESDVkRU1weTJJRkE2T2NKXzRfOUxOaXJlaDZoSWZMR0MweThKTVhwbjdOaFo3ZWx6UkgzYlg4elRFaTMxdl9ZU0I5ODB4a0dGZE8xTEE1MDBGQzJ4R2dJcXRH |
Non-X Users: https://xcancel.com/EmilKietzman/status/1883201983487856920 | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QMzFHcVBDT1h6MUdIajMwYjNvamI1VVcwYUZBeEJKQjl6c1kxakJEcmRrTmhrSVpfdkdDUTdXZ25XQTB5QXpvRjIwaXZsQ0hHYWlOaFd6VXZpWHZHUnc9PQ== | Z0FBQUFBQm5teE5RMF96aHlBR0lLR1RZeGd0Y1g2a3FXYkdnLS1DTnZ3QVF1T3MxOUJMNGlKbHlrTkwybWM4UVg4SktjcHBXM3MwblFRX3ZlaGk1RmtqZWhheklING9TQ1hvamJKYTEycFlwRTlLeHZhUXhfZ0NVN0dWYTRLcWZFajhUUTY0b0FJZ1VsSHU4MUlQZENRYmM1Ny11bWhLRlhrVF9yUDktc1Z5aERfVWd1eWZkZ2piLWthdnhWT2tJVkxHNlNiZWxHdkxGTndLV09KM0x0U2dUMHhmdmdHaDdjdz09 |
Since apparently some mods are private equity shills you can’t speak about them in other subs without getting your post removed. Even if it’s probably a backhanded reason, at least someone is looking. Regardless of the industry, PE is fucking it up for everyone.
https://www.cbsnews.com/amp/news/senate-report-private-equity-hospitals/ | r/business | post | r/business | 2025-01-26 | Z0FBQUFBQm5teE5Qc0RkT1lRYTVFbm80TWQxWWpBRGZHU29OTWdteDh0ek9sV0kzbUh0c184LUotM1FxMThtOE1ILXpLRDRWQU9FLVdmTDgzUEJiNTNtdWFHUzIzSFZJbDlxRGpMdktxZ0xqTmYtRnpDR2MtMDQ9 | Z0FBQUFBQm5teE5RR3ZfUk93MmlzaFBZMGR5SHpOc29JRTBDMy1tVDJ3N25OdDdKMTJzQi1qOHREUERQb3RRTXU2RzNHZ21QS0ZjS0pjaGc2UXQzX0hnUEhfYV9zNENnVWxfN0V1QVhSX1N1NUM0Z2V5SEFweVF6TnJfcWF5U0V0Ymo5N0VLcTdiQkdDSGJrcHZ4Qno0aTctQ1d5eEpWa2t3ZHQ0U2I4eVYxcHpTbVJZcWR6bEZJPQ== |
Hey everyone, here’s a video guide on how to install Ubuntu on your PC and how to run node on it using FUNC. Hope this helps! | r/algorand | post | r/algorand | 2025-01-26 | Z0FBQUFBQm5teE5QcXZuRmVmcGZVVjBkMmdQcVRiRjhwYVg0Rm9HTGJWNEs5dnZXWnlTby1MU1JoQ0cycE1LQXRjSk1IS09WY2lOZkVqNTB1ZGlGT3N3bm9URzRqZUItcjNfSW5Rd1JKUlA2RWl4a2NadHI3YnM9 | Z0FBQUFBQm5teE5Rc2pCbllvRUhLSzc4SFVpWGZybTZZcHdVSFgzR0pTUjBCdGNfLUdkTWlzRHBhbUVjZWRGSk1jZldrTXZnVlZyS2dnNU0tRHRqWFRUUDRXRERiYUJNSEdJMWRJZE9MYlJmc2pmQW82VkxlekRyOGRwa2poOG5YMEpxY3A2Wk9ZX0xibUFMTU54N1lvRTlaSFJIa19jbnFjSklVRkV4cWY0ZWRxR00wdHh6S3d1Zzh5Xy1ja0toTXJKZHlORGJKZlBJRjlOelZhVUxRU2k3aE12bThZTzVLUT09 |
I have been using BoA as my primary rewards card for years, we put about 125k of annual spend through the BoA credit cards to capture the rewards.
We use 3 customized cash (5.25%) for 30k of spend, and the remainder of spend goes through the 2.62% rewards card.
I have 100k at Merrill edge brokerage just for the rewards status, otherwise I don't like their brokerage platform.
I could move another 100k to the US Bank linked brokerage to get their 4% card but wanted to get feedback from others who are using it. Has there been any surprises? Just wondering if it's worth the effort to setup, I think it would be for an additional 1k or so in cash back per year vs the BoA cards
Thanks for reading | r/creditcards | post | r/CreditCards | 2025-01-26 | Z0FBQUFBQm5teE5QV2h5ckV4REZDekZHdVl2UkFYNm5iaWt3a1JyNVU2VXFaeVhFLVN3dTdNSEJIMTA4TjlqcVFmWW1WbTFXcFBJY21fZGtPX3FZdEJYeUwyRm5nal9Jbnc9PQ== | Z0FBQUFBQm5teE5RWERHZXFFLVR4NXpPbFUtc2lLWl9tQzIwbUFnc1NlbkI4bVlwRnJ5TFFtMzg5T1JFLUNCWF9OTjVDTTNrRjBSc2JTZEs3MjBZMnduUEVROXo2X1lnXzJldFVwMDdYbkFKcnpfQW5lYjJzZlZWMjJFYlpYeW9VUy1TMkV4MS1hSlVDVHZoODg5cUxJZ3RqeFdqNVlTeUtQd2dpM25ZVzIxUDBkcEd1VW5ZOVB2Zk9rWkZjWEx3anp2RkNEXzV3a0ZNdmNtLWRpMkxGZVI1LUxSUjdFRDFSQT09 |
i was looking at buying some but thought eh missed out won’t get emotional and buy and i woke up today and it went up over 140% more now im thinking damn should i get some. What would be a good entry point? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QajFvSW5kRVVPOFpnMFRMMzkyMWZEME1zNUFqX09oTHhMelBzbUk0ajE0aTVkOExDU3FVRVpRYVRVNjJ2czVzX19XSUdabVJOYnhSeERwNHRFeUlRZkE9PQ== | Z0FBQUFBQm5teE5Rb1ZGMzlMcHBYWng4c2JlcGQxYkNoYmVsa2g5RVJkZ2NSc2wzMDRrLWFIUTd6cWVLckV6U1NuOFZ6dmsyM1E0RUN3dGIzTjlEVlM2elp6R3QzdFR3bHRlNDgxc2VnYk5iVW8yTTZZYjdQeUtVdEI5ekdCTXpWUDJDRUFxQ3d5WGxLNlpId05jVVltX2tTNlBmZ1VjVGVwcXFTZXE2cHMzdXNsSnZzbmFZdVhBPQ== |
Hi guys, after years I decided to invest in bitcoin long term. I saw that you can buy bitcoins from various sites including coinbase, but someone told me that for a long-term investment it is not safe to keep your bitcoins on coinbase but move them to a wallet. However, I have seen that there are a lot of wallets and I don't know which one is the most secure. I have also seen many videos on YouTube but I don't know who to trust. Is there any expert who could recommend some guides or videos on YouTube? Thank you in advance | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5Qc2FhTm01OGdTdGdDY2hLYURERnM2TGhlLVNSb0xKY1REN0w0Qm1NMXo5TjN0OEd0RVhhcTNsSnRyWDBqYWowUG9vUnpyMTQyUG04UXJSaUQ0T1JGTDY3dWlrSEVrcm9jSXVXOUt6Rm1Ybk09 | Z0FBQUFBQm5teE5RVUxZRHVreUFLd3drTUJMQUZwdnhBbnZLVHhHQ2RRLWxIUXFYT3N3YmFBNWJmbU1FZ1hkS3F5ajI3dzF5WTVPMkVqSkVOMFRBYk5WUXoyODVwdHVHS0JMOGpGNGxZR1VxY1N3eW11WWNJNnRNZnBJU1Y0ZU5UR0x2ZXFIX1NfX2M3SmxqaEVVaE5ZZkJVazdGSjZteHpaTDJwVy02SnRITXZubVNQekRuODRHWG1vZDBfNUdha2szV3lnNW0yZkZu |
The current stage of Crypto is sadly all about sucking Billionaires' dick. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QcVR2NFVmS0NnNzVZSGxQbmRJMUVKSWQxNU9VNC11Zjk3aVNUTGlfNFdSTTdKQmtoc2lsZUs5cnZfdWNyVWFVVzFfX0hyaHpHSkszLXNxWi1UajIxTWc9PQ== | Z0FBQUFBQm5teE5RajR3ejlKUU5GdFVweWxIc2VuemV6STNyMXlXYkFSWm8yRVJhZUhiQjhnOTJDMjNkUHFqSzV3R1QzQ3laeUhWcDZocDlZNC0wOXZqUU1vN3R0a0FBUnVmNk0zeTlsczIxbjVzMlpSVThVb3pha2dDYWl5X0VsRC1IbGczNWdMMjkxQmtzV1dxMDVJUGFKdVZMT203WVY1NnBTQ183LWVhREtPTkJ2dnc5Y0JYb1VKNFRXUU5zdkZHVDFGRzVLWW9vazFWRmJvck1kUnJ6Wm9OZVRKODVnQT09 |
I'm currently preparing for in campus placements, and working on data structure and algorithms for hiring rounds. Meanwhile two people of my class magically somehow appear announce events about web3 blockchain etc etc and I'm not sure how they started getting funding for it. They went to Bangalore for some meetup, conducted some meetups in my city and now they arr going to eth denver, one of them posted about the visa approval and tickets to the event. I was stunned. I talked to them and they have become literally so arrogant about giving information, and said they don't give a fuck to studies of college. I'm not sure what they are doing to achieve so but for student like me willing to study hard, and earn success gets insecure about not knowing everything hi fi going [around.Read](http://around.Read) more
Here's the x profile of one of them [https://x.com/Aniketsahu\_115?t=Eg3DDS1brESKGXjQbLs2jQ&s=09](https://x.com/Aniketsahu_115?t=Eg3DDS1brESKGXjQbLs2jQ&s=09)
The things they are doing, if done by me (leadership, event, club bla bla) will serve as a good repose for my statement of purpose for higher studies.
Edit: if possible i also want to do this. Polite question, how do i understand all this? | r/ethereum | post | r/ethereum | 2025-01-26 | Z0FBQUFBQm5teE5QMl9VQjRaVmVpWGVKVm1INzFDMUgycWd3ckxNUGlHODkySmc5UGdNWUpfMFJOQkdScUk5aGthZUVyVWVCQkZYQkl2ZG0zNFg3bTFjeUZDdy1ia29XYXc9PQ== | Z0FBQUFBQm5teE5RWlp1Y0x6S2pJUGVwNlJiNnJCOW9seklRcUpwZ1NIaV9xVkFuajdaY091WEtFSnh4TS1iUTNZLWt1Q19JeEdwYWhQdTQzM0Q0bjlNZjRpTUR4MG9jMGRnMVR5cXh2RVgwckZYb2twcUh4dDQwSHJrUzNqUHA3d0VxSkFUcGQ0REVVczNwTVNtRDIxMjBib3pkTllMMzBoaWVMZFRaZ1dqSXlLR1lkMEJaLTZNPQ== |
Yep unfortunately u need to, just look at the new trump policy, no capital gains for us made coin | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QWHhGMHExSUpKUlUyeFM0SU1YdXQyOS1HRVdPRElWVmhPeU5qandYdi1BUVNxS0JvMlh1akFxSGVQdWhNNE8zLU9SSVZHdmhuVzNhNG5Mc2NDQk5wNXc9PQ== | Z0FBQUFBQm5teE5RYUFyRFBSZ0Vqdy1qcll3eVoyQy1xUlRiRlVtTjRMaDlmSWhKSHhmYVp0cmVWUFhLZW9CR0ozbm10RDNzZGVYYWZaMFp0dVNreEtBZklQZkpIZzY0UjRaa3Yyd0RfZDMtVTV5RFpXYlZhRlRtbXNXdk92TTBsbFlSeEVpWmJsNVYwcGJJZlRzSTMzSlVpU0NoR3lFb2V4MVpJN2JMV0hoMkpkTHBPbDU1SG1JZEZNUVM3SjlNa2lBU1lzaGszOFEyOERET3JrdjZsNGhRLVNaempjdFhZdz09 |
Does Polkadot have connection with the US Government? I have seen other Crypto lobbying around but I rarely see Polkadot, DOT is missing something. I had already opened a thread about it and if we want DOT great again we need to work a lot more with US government and create something for real and not in our fantasy world. Sorry if look unfriendly but it's what I feel right now, I'm still a DOT hodler. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QRktDR0k1aXFWdGw3R1dlMGhGZzA5RXp2d0dQbnNrVjFBMmZYR2pYZTNoQlVtS1pYWVBrc0wtSmY5ckV6eVh2Ukl6dHIzN2VweFhMMUN3NDhsZnFPcXc9PQ== | Z0FBQUFBQm5teE5RNkFwN0VlQ1RvQ3RlMDVVZTlzMTlsZWU3MkdObmRCWVJXR0MzN250MS1ZY1YxUFpWWTIzb0pDd0VHVGJkdVBBSU5WOHkxOVlGcHQ1bzQteHNzcjRaTmlZalh5R205akp4ZXNZZFpNX192SDhpcnJWQWdYWTI0OV94QlJyRlJicDVWdWRjYTg4bFNsQ1pYRlRab1EtS2tPNC1BOWx4RVF1dU5YNnN2cWdqWUNCLTVrTFVJVXJiX0NOQW10Uk90bWRpNTFuQ2EwdVJnQ2R0REdhX2ZRS3VTQT09 |
This! Not controversial, but rather reasonable and prudent. | r/ripple | comment | r/Ripple | 2025-01-26 | Z0FBQUFBQm5teE5QcW9MRjd3RHM0ODdpMHZ4RWVabk9BOWQyS1hSSUlHNlJSMW90U1dDeU1tTWZDYmZEN1JROUhqUGRKMHdwNkJ5VkRsa3BpX1RWRENpTEVfYXU3cWdTcXc9PQ== | Z0FBQUFBQm5teE5RSFhBVmQtN3dZMUpiUktYWmloa1RzX2pvNWF2UHhLYXV5QzhjbGVPSWcyMncyTkpCLW5Kakd6MmZVaUNHQWxTdkxDcDVlUXJQclZHWlJfR21SS1RWR0d4YmpJSmRyOVI2RFV0MERoQlVMdVhQZDJsMXE5TlRJOENNWDRzTVpPOGUxM0ZPYTcxeWs1cGdqTl9xVFgzQ1A0YTZXbndEemxCcGdLSV9yaFFqZTZJdDQweDVJMVo0Wk5HMzR3cVRpSm1ndHhsY3ZXZ0RtT0FpM0xsRDJDLW5wZz09 |
Hey folks,
I use Bitcoin very minimally. Usually once a year for about $20. I use the money to pay for subscriptions to various services. I'm not interested in investing or anything like that.
I have a Ledger Nano X hardware wallet. I've always avoided purchasing Bitcoin directly using the ledger live app because Reddit advice says to use an exchange. However when I purchase Bitcoin with Kraken and Coinbase, in addition to paying a fee to buy the Bitcoin, I also have to pay a fixed fee just to transfer the funds to my Nano. And they don't even let me choose the fee!
The nickel and diming is frustrating, and often times I can't even transfer funds out because of minimum withdrawal limits. Not to mention the frustration of having to go through multiple different sites and steps for a simple $20 purchase of Bitcoin.
I'm really out of ideas here and would like some help getting my BTC out of Coinbase and get some advice on how to do this better in the future. Should I just stick to purchasing directly through ledger live? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-26 | Z0FBQUFBQm5teE5QeWNjb01nbXhJNUZZNFFxSFl6VWRoYm9TY3JTYlpfdDQzejZIZFVERzRkZjBJd0xMZFpGUE1DdEhUSFdkdXJkOVYtXzhMODlnMEVNSmlxSHBWbU82Y0E9PQ== | Z0FBQUFBQm5teE5RTWRocFNPbDBXNjZITWdRbFdvUTl4RFlOdkFwbVdzb2R3VUpUVXdTd3pkTGVnajd2V2IxbEgwQjJhb2xxZ29CMFhjU2pPYnY1RlE0T1FTeHBiZ1RWQk5xWkRITTFISGZOOFhRNWNzdjhHbGNqQWxtd0FLRFBGYjJycmN2QThiQ0pBR0l5dmI4Q3QxMU83M3hQZWhyaGhyZ29NMjVHeEh5cmFXMjJIT2ktNjBUb2hIOTVCMThfWnlGcDFQbGJYRjF4YVBuMXFsb01sZEI0eC1HYWMzWmlLQT09 |
I recently got a salary increase which means I'll be able to increase my monthly food budget from $90 to $120.
This means I'll have $4 to spend on food per day as opposed to the $3 I spent before. Currently I mostly eat rice, beans and lentils.
I'm wondering what would be the most bang for buck upgrade to my food budget? I was thinking maybe protein shakes? This would make sure I always hit my daily protein goal, something I've struggled with in the past.
I was also thinking about incorporating more vegetables to my meals, canned tomatoes and frozen spinach maybe?
Any thoughts and ideas? 😊 | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5Qb1c0cmFFUnZpNDl5TXlCenpyVXFOZlJkUENoR3otYTRndXBVYlQ4eVJPd2lBSndqeUtoaWQybGx0Y19scEVMQkFQMmduMGNLRUFzQS1CSk15ZHZvR1E9PQ== | Z0FBQUFBQm5teE5RaU81UTRvUEszcGwtdnFlTGUySUptSExGc0VseDJueGdDMENSOF9FaXJYcGwwVHJrdklCdVlFRkk2dzRPcWc3XzZpbFNRMXkwWUlNbDhkUXZFR2cyNW44MmxEWHBqcS1adTdOWXZ1clNONUJFV2JUelZBS1lqQ3JuSDNmbmNhTnFVdHkwbFF5OGYwVk9DUEw2a25YbWs3TTE0TXFpVWk1aGhiNGF2ZXotcFhZbzQ5aGVabTRxSGRZUlJ2cXJmMkJC |
ERROR: type should be string, got "https://reddit.com/link/1iahyo3/video/v7f8g5501dfe1/player\n\nNew animated clips posted every couple days - always fresh and funny content\n\n\n\nLed by a powerhouse team of talented, doxxed dev, doxxed mods, experienced crypto vets, and a Hollywood producer/writer. This project is GOING to take the meme token world by storm.\n\n\n\n The team’s passion for creating something truly special is evident, and they’re committed to building real, long-term value-not just chasing quick pumps. It's all about transparency in the Spare Parts Universe. \n\n\n\nDev is a highly skilled artist with an impressive portfolio he's been building for over a decade, eager to get his creative work seen by a MASSIVE audience. The content is next-level.\n\nThe SPU team is dedicated and knowledgeable on how to take SPU to new heights. This is not their first rodeo.\n\n\n\nThis isn’t just another meme token; this is a project with REAL talent and big ambitions. With a team that’s putting their HEART and SOUL into this, you can trust that they’re in it for the long haul. I like being able to walk away and know my investment isn’t going to disappear while I'm eating lunch. \n\n\n\nSPU is focused on growing its content and community. The animations are WILDLY FUNNY! This is some of the funniest and most original content you’ll see in the crypto space. This isn’t just about tokens; it’s about creating a movement that’s fun, engaging, and worth SHARING. The content builds momentum, making people laugh and want to spread the word.\n\n\n\nUNLIKE most meme tokens that BURN OUT FAST, SPU is here to stay! There’s a clear plan here for longevity. There is no pump and dump here. The team holds less than 1% of the token supply, and no wallet holds more than 3%. This ensures there’s no rug pull. This isn't just another random crappy project that rips people off. it's truly a COMMUNITY and a good one.\n\n\n\nThe Telegram community is vibrant, light-hearted, and full of people who love the content, laugh at it, and want to help build the future of SPU. It’s not JUST about investing – it’s about being part of something fun, lasting, and profitable. This is your chance to still get in early.\n\n\n\nSPU is built to last. The focus is on creating real value, not short-term hype. If you’re looking for a bullish investment with incredible content and massive potential for growth, this is it. Join the community, get involved, and LAUGH! I don't know about you, but I want to be a part of something BIG. That's why I'm here.\n\n\n\nContract Address: G8FMb99PyHSvW7uQvdRCMfkeZgcGBwexR6BiaMxfpump" | r/satoshistreetbets | post | r/SatoshiStreetBets | 2025-01-26 | Z0FBQUFBQm5teE5QVnhvWENlUHJHbmtGczZzOE9Hb1BCcUFlZXp2R2tNT0VFME92OURkbDdzTUFmNnl1SVFTdmxkN0p5cGtuV3JGQ0dqVE13ZHlTUk44NUJtQlFVZlNubktvZ0NaLXBVT3E1dVRHV3NtLVh5bWs9 | Z0FBQUFBQm5teE5RZ2JCODRLNzJWTWVLcVFJd3o4Nl8yNVUtZ3BTSzNkcGJVU3FfSEhTbHJ5a3VEemUxeUFKNHl2eTBSNUE0eTJmZEZOeFo4SWRlY1VOM3BnVTRNMTJUUHRYSm1scmk1T2RxSnhGTkR2TTZVOExHMkR3dUp3Q0VnZldVOFBJVV9sU0xya25ON1hVRHdhV3hOZnhRNklpZ1BKb1dSWlFkdDdHcHFJcVZlRV9IMEVmNVBBRG1BWnRMTklmNlF6aWs1bE5xalZMR2dBV0xISjBTSjRENDJOOTFYZz09 |
XRP's price is currently driven mostly by speculators. To see it gain significant market cap, it needs to gain significant adoption and usage in it's designed, intended role: the business of transferring large sums between different countries/currencies.
What are the obstacles in the way of XRP being adopted and used as designed and intended? There are probably more issues than I am aware of, but what I see as some of the bigger issues are:
* The SEC aggravation needs to be put to bed once and for all. Everyone is hopeful that this is imminent.
* Then across multiple jurisdictions, there will likely still be further bureaucratic red-tape to navigate (laws, rules, regulations, policies, etc). If it involves a legislature or regulatory agency, that can be a very slow process. Some locales may be easy in this regard. I rather suspect most will be a slog because of the way that governments typically are. This step holds risk of monkey-wrenching (ala the SEC's maliciousness, the potential for SWIFT leveraging global political connections that it's spent decades developing and grooming, all that sort of bureaucratic tyranny and oligarchy-esque bull-butter).
* Then the banks themselves have an I.T. effort to implement the option for XRP within their bank systems. Even though Ripple has a published API to assist implementers, there still needs to be design, development, testing, training, documentation, etc and every step along the way likely requires meetings, consensus, decisions, approvals, QA checks, and on and on.
I don't see it like flipping a light switch everywhere, all at once. I tend to think adoption & usage will come on gradually/regionally. Even if the biggest institutions were to have everything in place and ready to go, they may still hold off until smaller institutions have a quarter or two of actual usage to report -- sort of a , "This looks great!! But you go first!" attitude.
Even faced with all that, Ripple/XRP is staying the course and doing what they can to keep it moving forward. Hence, I hold firm. | r/ripple | comment | r/Ripple | 2025-01-26 | Z0FBQUFBQm5teE5QcFcyNXRYLU13V0ZNbVVnbk9Ub183d1c2YzdpeW14VGRuOTBHZGI1ZFRfRnRac2R5VEN0RUVWamdxSi1Fd082NjJ0MUdBUE91UXg5SUgwU1FJaHl5dnc9PQ== | Z0FBQUFBQm5teE5RTUYzd3EzLUoyMTZYUk9IZGo3NzlWV28xWkgzRnpIcjV5Uk1JeDNlbXpVUWpmRjZPV3hOMlpfVjZLSHNENm1vYlB6cElpS3FNZm1xeTBydTFONVpaUjlVSzNyMExET29kVWxsci01LW9WbzlCcUszTzJPS1lrZzFPQlR3M1RfOUJhdXdFQ2NiRkRBdXFPSWpvYVJqN2Fad0VBX3J5dmtDcGZWbDZoMThQRnNFdWFYYnpWcjJVZGsxdWtrSUJzWmxJWGlmQVNhWUJOLTVwTnVYWHhJMUNwUT09 |
“the argument that encryption enables criminal activities overlooks its broader societal benefits. Encryption protects sensitive data such as financial transactions, medical records, and intellectual property. Weakening encryption would expose individuals and organizations to increased risks of cyberattacks and identity theft, creating a host of new security challenges.”
I think this sums up the issue nicely.
| r/monero | post | r/Monero | 2025-01-26 | Z0FBQUFBQm5teE5QYjlWOVhZc05CN01wWnNxdjl6SU5WQWpwX1lOeEdxTXFLWEZtb0ZiemRYTEFfSkIzWS1XVXBWSVRuNG5zV2Jua2ZESmFXS0d2VnEwSUpXZDQ3NThkTXc9PQ== | Z0FBQUFBQm5teE5RZVZSMDNrUkt0YUlrNkJuOEFxS2JXN2tuQUh6aVlXTXdkeHlVeWhCU1BIR1BGN2g0eTBkNms3QjRPMGh0N1BvbXdsWk1yQkNTRnBjd0N4UFBRUWx2QmhVOGdTMGZta0t3Q1FINW5JOTl5dzFpSkpWWHM3X1ljRVUzUzkwYmhVNm9XRjdhRktMTFpIa0RQNm4zVV9MMG5fYTNnTDRxdDc1Q2FRZnFLNmYzazVQbHJpY0VuWW4xN05zS3RzZ2VEMUkw |
I bought BNB on the 20th of January when it was 684 euros. Do you guys think it will ever touch the 700+ or should I swap to another crypto?
| r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QX05SVkpRaDBvdkE4WVh6ZXBLNnVoWjBIbTdhVUJsamlPSERfOG0xOHpoUzFmRXNiNlg5aUI2cS1ITHhURTM3ellRbjY0VWFJbXFMQmxuaFNtTmtQMURtTTZxbFhDYk15MU16eXBqU3FwSHc9 | Z0FBQUFBQm5teE5Rb1lJUmhPb0hlYnBXNnBpUmVtR1VzN2hLRG5QU2phRlczbjhGMWl6QV9qdHR6YWtvLXdOa3VQVTNUS0NxaUJxaElhVEY2MUZkYzh4ZnZmcmpSWDFBRXZ2cmdGSWFsT2dWZ2JIWHVPVk5MbzhoQ0s5SU41QVJGV3RHWGFpNUhQS1VTVml5R0d4MERGRTdvd25XNlBEZzBzcUptR2F4TE1teTlkQzRBNk9CV05BNDV1aWVCT21wNVZINl9oVEMwcjMx |
Hi this is probably going to be a very stupid question but I am going to ask it. When I add margin to an existing 3x isolated trade to prevent a margin call the amount is shown as available balance for that specific coin in the margin wallet. Can I use that available balance to buy more of that specific coin or do I have to keep it as available balance to reduce the liquidation price etc? ie. if I use it to purchase more coin will it affect the liquidation price? Thank you | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QUXZOMDdlN1RsOU5WV3gyXzY1bFQzYXo1NUc0UXJySG84aW1SRkJFVWt4ZGQyZ2hEbFRneW44SE5aeTJ2WmhVaVNsanhNc1JqRG02aDJ4U3I1UkZIN2JvWFNQRlNLSGFRcVlsV0JCTkZnWEU9 | Z0FBQUFBQm5teE5RRkwycVFlQ3ZpVnNLVmNaeHFVbHk1N3MzN25aTWR1ZWdRNGtUX2JsbDhCemd5Mkl4WU1nVXhzS2lvT0U1SXB2ekRjRVMyLTQ4X1k3X1BiTzg3blU3ZUJrbUxwanJxcVJFVVdIcHc3NTBrdVE1X1V6VDlaVHZoVE5ETkZOT1N1cHJTZTlCS0sydVI3UVBtU2tTdUVNWnJZUk5yUGdhTzI4VUpDMENLdENTNGZEeGNKWEI1b1dKbE94c1Q0RzNGYndp |
Did you expect them having access to even more money would set you free? | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QM25yUUFUVXB2bDBGMXNCUVhhb1R2SXNMMWNaLTlqMVF6QXNMM3NIUG1tRGkzYTM3dkxoM0FDZTR2TV94R0JDUUNMU2ZaVjhRSF9pZmtsODUyVzhiMlJiVUw2X3BfRnNqUFd1dlFLUnN0U0U9 | Z0FBQUFBQm5teE5RZU9jRHBhR2NvRXd4VFNFbUFEU0t4a0NaRnZOR2duQzQzRFBfQnlLYk8yamNYWjZhZFpEbHBrNkVIbUxRbVhwbUhqbDVhc3hHNTduVF9OSDdseVE4N2FIc1BkeHNvQ2YxX0ZNbWVTRDFNVFJPUVVObW5icGJZYkZkeUJNblJWYWxCeEs3djcxNG9tcC1YdTEzMWo1bWh4ejEyVVRPNFJjUmcwS0hRM3RaYm5MRHJuOU1hVFVNMksxRmNvN2tOdjFBbG0wcGNTU1dqRG05eDNFOUctSTREdz09 |
https://shop-us.doverstreetmarket.com/
The sale has probably been going for a while. You can ignore the FW2024 page and go directly to the brands.
I was waiting to find these on sale and I got them for $27 (Converse 70 high top natural)
https://shop-us.doverstreetmarket.com/collections/sneaker-space-converse/products/converse-ct70-hi-par-162053c-carry-over
Adidas, Asics, Converse, Nike, NewBalance, Vans etc all have deals. | r/frugalmalefashion | post | r/frugalmalefashion | 2025-01-26 | Z0FBQUFBQm5teE5QZ2pOSHAtV2pLcXZQY01aLXFMQXhaMkVZbEtTdG1IRmUxZFhUcWhWU3JwUkZFMG1aUDRxcHhQaml0NkpTWUUzQTRLNUE5Q1piNzhlN1FQU19tN011LTVBQktvTk9hWGtWR29KTFZzZGVDYmc9 | Z0FBQUFBQm5teE5RSmxRUjVMUmFVTHRzUWN5VURwLVdHNGRScHNaa2hlQy10ZURicGl3UjdHRnFzbS1UX2ZxZWlmZVRjeU5kaXhlRDZCR0lIRmZ1VWtGbHAzM3pTWG9MNlY1dmFJUDVCZDRkT0pOZzJUUmJIZmktSlh2Y2lOTEhIN0ZLOGZORUVKZkdjYkZQTUpiQ3JlcU1EcjZnbkxqS003YnVZQS1taUpCbWJGNllwWm5uOXVnPQ== |
Polkadot is a slow mover for now, but keep in mind it's only a 5 year old chain. Parachains are even younger than that.
The key issues Polkadot solves are scalability, interoperability, and shared security. These are not issues facing most chains because their blocks are only 20% full at max, they're focused on single chain services like defi, and we're not seeing sizeable threat actors such as a nation-state trying to bring down the network yet.
As chains like Mandala onboard entire nations, OriginTrail brings in enterprise DKG assets and global supply chain tracking, Blockspace needs grow and scale with billions of people, business, and IoT devices transaction on-chain, and opposing countries transition their digital services onto these networks, then Polkadot already had the solutions in place to address these issues.
The fact Ethereum plans to evolve into a system to mirror Polkadot 1.0 (from several years ago) meanwhile Polkadot has continuous forkless upgrades, continues to bring in more top talent, and makes other chains obsolete. In 10 years time, the logical choice for any Web3 application will be to build within the polkadot network. A dApp can leverage core logic on Moonbeam/Astar, advanced NFT functions in Unique, automated token swaps through Hydration, real-would IoT integration through Robonomics/Peaq, and legal KYC digital identity through Kilt, all with the same level of security, all with 100% verifiability across each chain, no risky bridges, nothing centralized.
Compared to what I've seen of other networks, Polkadot is laps and bounds better suited for world adoption. JAM seems like the final nail in the coffin. And there's plans to expand from there, as well with a JAM Grid. The world will soon have a decentralized alternative to legacy cloud services. Polkadot is not aiming to compete with SUI, Solana, and Ethereum. Its competitors are AWS, Google, Oracle, and Microsoft.
Polkadot is on another level. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QaVN3Tzg3bUpZMUt4aXJNWVA2NkNnaXJhdWJlR3p3OERBTmhEOS1KNWp3MFZ2NUJPTF8tWVFsWVFIcGJqclVoa0NNTVdHYjU1V1JJTHNGYjJvbHQ4X1IxUllXRmkzSVBUUENsczRSOWdFOHM9 | Z0FBQUFBQm5teE5RV054Y3ozY091OVJ1aDQ5clh5SWRtRGFEbmhwRC1MNUtBMGIwVTJua195Ulhxem1WNUpDbFlaNkloNzNXMl9zZ1lYYkZXaEw1bF9LRVRTcmJjMWt5U2txemx6bUE0WUFQS3FBOGlySGNqNEh5T1QyZmlFVU43c3VaQTV0V3NkRS0xRVFzX3V4dkpfQmV3YWxidHNzY2tFa2toblY5WDdjT1ZrZE1jWkg3aXBZUGI1bG9UcXczZTdaSnhrMng4Y3V0T0dleU56dEh1Q250TFVNb0pIdGJpUT09 |
New to crypto. Just an article Yahoo Fiance "Eric Trump Confirms U.S.-Based Crypto Projects Will Benefit From Zero Capital Gains Tax".
Not really sure how real this is or what it actually nears for crypto world. | r/ripple | comment | r/Ripple | 2025-01-26 | Z0FBQUFBQm5teE5QZ3VMQmVqUGVGWmYwSjFjSEZvTTA0alBnSGtHMlMyUl9ZbzkwbWJLNHhITlBaR1ZYZGo3NDhyekZNQmYzMXU2WjF5YzVoc3oxT1pmSHdEOHR2TFhKaVhoWmdncUIwcWhkanpwSjZ5cmk3Yk09 | Z0FBQUFBQm5teE5RRnJBOGFkNlRob0R6OWJRZy02SVJETDE5eHFJZkxoRWRBU3hIYlJNcGRRV0NjZ21vOFpHcXdCOFVfNlhNYnl4TEtYRE11RnZsRDFzQVBwNEI1MkhEZjNjZUZrQmEyREJiT3JHNUdITEY0R3Y0eXA3cFltbHN3MXhIa3dteTZwY1MxSnBXcjJoVXZBSExFN1Axbk82OV8ybjAzNW03bTh0LVNFX3Y0X3pscnNBPQ== |
make money on your money. | r/chainlink | comment | r/Chainlink | 2025-01-26 | Z0FBQUFBQm5teE5QN2dvaDNWSDJBUGRRRUJWVEVrVHdCVmZ5cldqZDRrUWtSSUkxb3FwOFFBakVoTVZHS0ktVmRYQmpBUi02OTZ1TDMwWDFGMTQ2dDZINWplVGNzY2J3OXFFamVFWmVVS3AwNFhRMUVILUpEQzA9 | Z0FBQUFBQm5teE5RQ1l4Q1k4WUhuRi13dWw1R2lWdUlxampGT1I0VW5VV2tlRUVISGxtUjJrOU9YeUNNelhhRW04djJzSkR0V0liUENySFlPV2NvMHhCcEo5U05fMGh5eW5JNzhkWHNiWjRSMXY5MUxRWWUzRnotNk9rMVU0aE9kN0ZrRnptSVJVSFpMRGstaWg2ZE95TGlEWGNQMkg5TWpRa1NxanI2WDJya3dhREFjaE9WRmVVSUZfQXI5R25JMmdET3Y1dS1FVE9FdFVPUXlmUzM1ZllvR3pXRDFvU2pnZz09 |
**Alchemix**
**XPR Network**
**Alchemix**
**Telcoin**
**btc cash**
**Onyxcoin**
**monero**
**Sui**
**Bitcoin** | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QTUlha09ESHhDR1EzSzFFSVJoamptdjhCWFBMUUFNY3lZVmpFUmFqVWR5MDNPM29DNTBLNE5rMjAxT0tqdlVWbU9lRjA4QmdiTkJzLXhrYXBUdTZaUnRidWR6eHdBbjY0Z3NKOFNoSzZwcWc9 | Z0FBQUFBQm5teE5RbzRuSGhFR2habjMtQU5lRWxvVkpRSjRCWGg3SFpuUE9wcVJZZmg2aVQzemNEWlBTaGNIOE0xQ3lqSDB2dmNQMTRVTHYzTDR3aVZ3d0pnUUI0Y280cXZYMW10MUc5ZUZ3SUJTUWxkSjctekFUSXVBTS0zd1dYY2gxeWJzVTBsRmtoN0xUSFN0NGRsWWw4TlNGbzJDQXUyRV9CaEluMjVFT2YwNXNjVVlpWG9JeEFvb29yZDItMkROSXI1U2RZUzNxMnZ4X2Uya0g2X200bFViUjBTZ1h6QT09 |
Are all the memecoins developers just basically just scamming everyone as literally every coin I see
made from pumpfun the developer just sells after 30-40 seconds is this not considered illegal and scamming? | r/solana | post | r/solana | 2025-01-26 | Z0FBQUFBQm5teE5QT1JGdHRkekR1QURFUW9HUm5HNHFhb2lKbS1wWmpsNE5lc3EtT2dUUFJfTWxTR09KU1RpTGwyc0lhQXNIaVBycXJIaF9ENlpzemlNQnZYT2xZaFRBbVE9PQ== | Z0FBQUFBQm5teE5RejJSdzk2UWNSZFVUUk1PZGZZVXNkZ1JoaWxoUjA4dHNEdWZwQ3ZOT3RJdzA1WVBOcmwwQzlZc1p1VFJYUmpZWGwzN0RWTVRZUWgyYVFXWEo5Ykg5LWZtcmE1dkpjMFRFSHp2WjlIdUtYRktjeXIycXJDbklvMC01OXE1dERlaS1McG1MR3FQT1BDZTJxbkFEcnhEeUFPNmJNeC0xSThpZ0p6dUs4U2RnNDdVPQ== |
The tech sector has added an incredible $1.5 trillion in market value this year, largely driven by optimism around AI, cloud computing, and consumer spending. However, with major earnings reports from Microsoft, Apple, and Alphabet around the corner, the rally’s sustainability will be tested.
Investors are keen to see if these valuations are backed by solid growth, or if the market is overheated. Key risks include macroeconomic headwinds and high P/E ratios in the sector.
Link: https://www.newszier.com/tech-sectors-1-5-trillion-rally-faces-crucial-test-ahead-of-earnings-season/
Curious to hear: Do you think the tech sector can maintain this momentum post earnings? | r/stocks | post | r/stocks | 2025-01-26 | Z0FBQUFBQm5teE5Qd0xoTWZJcDNZelAwTVdON0FhMnJpZWRwdUQwek1LZjE5R0VUNUo5WDZpNHQ0TjhZa19xeUZWMzFQZWFmUG9JM1M5dHhfeV9Kc0RSMVJSUG9HWDgtaUE9PQ== | Z0FBQUFBQm5teE5RLXU0V0JKUy1LTXNXWnBKMElEc1d2cTJYay1EUzBkZDc4TjNCYXhhYlM4b2NTWUR2NVBPZHkyQ2hnakxieFlGeHFYZzRQYndpZW1JZEF5aHZwS1dGbHc1OFQwckhOZ1dPbkZzZ2ptTW9taXpndEZpekdfWi1UQlBVZmhDMWdHbkdQbWo2aWxrS3h0cGtnTEZpWU56R1J0a01KcDlwa2hNLUR6dkVNM0FNbU10aU1xeEEyX2JIMVdzcUo4RDRiclM4ZXZwekdkZ0R6M3pPLVRpOEtmOVRvQT09 |
I have bought TAO yesterday a $370, so now it goes up. ;) | r/bittensor_ | comment | r/bittensor_ | 2025-01-26 | Z0FBQUFBQm5teE5QRUN0WmRFZVNqOHp0WHEwcktYYW96RnIwV0dBemRUZTZ1VUFpaF9oT0RROUhYNlAySlZQWWlQb2lHamtqMlJiSHVhcnhxbEJLc1B3S0NyZEE3MnFvM2VaMzQ4ajI1XzN5TjZRZVdxMmlpbDg9 | Z0FBQUFBQm5teE5ROGFNaXBBakl3V2JINGI2Z0tnSlBWblpLR3RpbHBOMDY0V2NVYnpDMmdPN19Kb1FvSEUyZW0xbkZSejVITW5FLUhmcEdBZGV4bEV2Qm5vUU0tVEY2MVhNdUNWS09wV2FUbHdLLVhScl8xUXdSR3FjUkxkYnZTajVoZXJwbDRQWFZYSExuUVRQNUNqLTl0aDNaWWVnTHdaSFcwT2lYdEN5T1hOVEVFd0VuNXB1Z0kzQVBqYmNfck54OUtaRFZJX2YxbzlwQ0RnbnhyLWJkNC1Wd0R5ZUZhUT09 |
Friendly PSA, I know I’ll probably be downvoted for this but just a reminder.. FIRE is a great goal but don’t forget to live life while planning to FIRE.
When we’re young we all think life is always guaranteed into old age; it’s not.
Please remember to enjoy your life while saving.
I was hardcore into saving until I met my wife. We’re still on track to retire young (late 40’s), but if we have the extra money we’re taking that trip, going to that concert, having fun.
My friend died young. All of that FIRE went to his family and he never got to see any of it.
We took a $10,000 vacation this year and still saved $65,000 last year between her pension and my 401k.
It’s doable with proper planning.
Focus on saving, but do the things that also make you happy.
You can literally die tomorrow in a car crash and none of it matters if you don’t have memories for your loved ones to cherish.
Thanks for letting me vent.
| r/fire | post | r/Fire | 2025-01-26 | Z0FBQUFBQm5teE5QOTVrY3VFdWhFWjhUR0dZT2piX28yV0lMRm5oR2FYeDJzTmVkb04tRGFmRFZ6MWFVRDdkaElpZTFaMUl4cy1pYk94TklWMzZHRm5EREhBNVRyb2hhMXd0T0FucjNvSnh2NnJUZTBQV3VoMWs9 | Z0FBQUFBQm5teE5RWVRMYmpJSXRXY2tLeldVdEdCblVRelRCai1KY200WU1MM2o5WTRIaE44X3RWZVNQMGlrU09veml1bzJZWkFmLUZDNlNqSk1iVzlzR0o1SkNtVEt4c0hmalhnbnlQNFJ5LUUzZUFVTzhQaEp3YjJQV3BQOFNoS0dlTDRCN2x0aFVQUHBVU0pHRGl4U1FXVHFLM2w3SUtWX0Y0TWJqQ1FsOGVNWGJJaVFoTFQ2aHFhaExXUk5QOEZOU1JRZnEwREQ3 |
What are you building or looking to take a position in? Let us know in the comments! | r/defi | post | r/defi | 2025-01-26 | Z0FBQUFBQm5teE5QOHNUWW9FWlEtOHRGM2dhbF9oSzJfNWRRUlY3MVBEUlhKNnhzWW54ZU5IWmx3R1k4TTBmWDgwRDJFamd6Q2Rheml6WjVfT1ZYMHFRVHpmVElBQ0VuRGZ3TTdBeU5iX3ZGR1psSlJ4X0FsOGc9 | Z0FBQUFBQm5teE5RcjNFM3VseDZCSkdtX0VRUkhOMVNhbjNFcUZMU1BlMXlxNEgxQnFJejNncnQ2bEl6dDdfeWNwRlBzbkw1ZG1EbWQ5M3NxNjBfZlpnbnRNbW51RzdpaU0yYmZINkdWa1BaNUtpTHlyTUFidWVJblUzaFRBZUZ3bkJWb0MyRE4zUV9MOFJpUVpyMERUcF9qeTdrbUNuYTdMSGFyU1R1NlBWMGdrY3U0Mm1YdS1tWTJiSTFPSHo4cGlvbXVrVWF1NUx4 |
Entrepreneurship is a great way to burn yourself out if you listen to half the advice floating around out there. You don’t have to work 24/7, you don’t have to aim for seven figures a month, and you definitely don’t have to wake up at 4:00 AM every day to “beat the competition.” These ideas get pushed so hard they almost feel like rules, but they’re just toxic noise.
Let’s be real, most of us started this journey to get some freedom, not to chain ourselves to our businesses for the rest of our lives. It’s fine to grind when you’re building something, but that’s not the endgame. The goal is to set up systems, hire the right people, and eventually step back so you can actually enjoy the life you’ve worked so hard for.
And can we stop pretending that we are going to make millions? Sure, it happens, but not every business has to be massive to be successful. A small, profitable business that lets you live comfortably is more than enough for a lot of us. Don’t let Instagram fool you into thinking you need a Bugatti to have “made it.”
Also, please stop cutting off friends and family because some guru told you they’re holding you back. Those relationships matter more than any dollar amount. You can hustle and still have a life. What’s the point of succeeding if there’s no one around to celebrate it with you?
There’s no magic shortcut to any of this. No ebook or course is going to hand you success on a silver platter. It’s about showing up consistently, learning from your mistakes, and putting in the work where it actually matters. At the same time, take care of yourself. Sleep, eat well, take breaks. Burnout isn’t a badge of honor, it’s a warning sign.
Are you in it to make millions, or just enough, so you don't have to work your balls off for the rest of your life?
| r/smallbusiness | post | r/smallbusiness | 2025-01-26 | Z0FBQUFBQm5teE5QQy1FWHU2TjV0WThnVzFNVDM0QVpxclNvTkl5NTAtSjJMcFhCdXlaRkNudENvTW1XTTAzSGp0QkR6dEdzdzlDME80dVVBZENrcFN5MkY4VTItYk5JVVE9PQ== | Z0FBQUFBQm5teE5RZ0pxX2FNX1NEUFJjbkM3ZHdGM3pKaDVfcVhieE9KWlRVMDFtaVJGUXp2bDlWc0dXZzFONHF3cGNOMkpuakZFUks1ekdtVm00eERTRkt2Y0hTQkRrcHl0T0RYbEM4NjBRUElQb2lrSWMzaXZQdGg0SkltNDEtTEN0Q0U5UC02Zk9EcWNzNUNfdzU2eGNwYnRrOFhGWjBZQ1FKX2ZQUVFJR01QdU1VSTZrR2paWXdDbXdmUkljRThIbWZ1VFBIeEktOWlXZ1RHTVdCZWhfVktBYlhmOXFiUT09 |
Your post was removed due to Spamming. Just cast your question instead of asking why was it removed | r/celo | comment | r/celo | 2025-01-26 | Z0FBQUFBQm5teE5QQ0c3TTVGd3p5S0dLZnFwNEx4LXpzLUNaTkRWMFVZdmFfWWVqUHhBVDd1eEJudUU5LU9FVV83QnBjNm1UNkl5MTlPQkxiQTdhMEhZb3NaNXlhRmE2UUE9PQ== | Z0FBQUFBQm5teE5RMXRZLW5LTjVsdV95NTk2RXZXS0ZrZGxiYVNrb3FJM1FiU2NSU0l1dDJ4QzBYcTBCRmZYT1FNejhTa0VlVy1ZQ0V6QU9zdFh3LTJZd05KRHBpMWd6dENFeENJc3dXNUZtRGI0aEtMaXdwRlhlSk1nXzJuRkg4NkVCUUdXTGpRQVJqdUhhS1dDcUliNTJtWUtIOGlVemxodTlyX3ZZdkpqWGlEWGlicnNYX3Y4PQ== |
I befriended Amy renting a spare bedroom on Airbnb in my ski town.
She was making her normal rounds of skiing in exotic places around the globe.
She was a Physician Assistant in a hospital and her ORGANIZED and CONSIDERATE Human Resource department would schedule the shifts six months in advance.
They were only required to work 11 shifts x 12 hours per month.
They let the coworkers trade, swap, and stack.
She would work the Sunday shifts parents disliked and as a result stack up 10-14 days+ a month consecutively to jet setting the globe.
She literally was taking African Safaris, exotic beach trips, treks through Europe, all the concert festivals, family visits to see her folks, and all sorts of dreamy fun.
I started wondering if more workplaces could be set up this way?
Does Fire have to be linear?
| r/fire | post | r/Fire | 2025-01-26 | Z0FBQUFBQm5teE5Qbk9UQkRkNHJsTzhROU9VMGpESzAtMnlGNVVVckdER0hVQmtBNmJ2dUJJRGlkQTByQzhVZkQzNWViUWIxOXpzOWR4ekhrdkpZUlRmT0YyRnFfMUhyR2djOGxIUU50Y19BdWJwOWw5WVR4UHc9 | Z0FBQUFBQm5teE5RekI4N2VTX283OWVreENxLUI2Zm1qXzA2SGVNTkxTbFA2SURFYWlzNTNGakhYRXNFMFlhX1N0aDZkaFlDamQ3am5EUjdjNFJzU0h6NUxJVDFrSXJsajkwbUtkQWFfTEdveTh4QkZ6Q09JaGFmY2lwcUJZYTNnZGJBMzNpNjlveTdrbHdGSjlwLTNKRko1NkkxeE5sdVgtLUJFS0lIT3JzaExOS0p2VnQ4bEd1TWg2U2FINHd3Wml4SlRGclI5WnljckY1b09WQzZmcENfVm5Qdkl0NHBUZz09 |
I am not sure | r/bittensor_ | comment | r/bittensor_ | 2025-01-26 | Z0FBQUFBQm5teE5QWVB4S0xGUTBWNXFuUVNjWlNPT0JzankzeDg2YWwzZlNONExFXy10RURxOGxXakMyWUtkQ3RldTRHSFdURmZCazFXTWlDY05xSDJDdU1tOFdGSWlmaEE9PQ== | Z0FBQUFBQm5teE5RUmV5SnRNWC00VFo4ZWV2c1dDRFhUYzVkdGY0UU90eEhDa01NQ1dIY2dadmNsNUxVMU9mMDVpSEdhdTg5aDZXamZhV0tCN3gzdld6VURsc01RQnktY2RhY0RHSEt3SUwwX3BnbU1HOEhTZEMzbXVRTHZVamNSWEZfT0U4dGtmOS10RU1jUXF6OTBpenVIS3pxc0FUaFRGQTFISHVCcU1hX1E0Z09GbmFwbFhiaEZFMk1ndnJKbnRhNnpGcWNqSDBnTGVuRXVqZVp3WGNDSlIyam5KRThJQT09 |
ADA is neither slow nor expensive lol. Have you ever used it before? | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5Qa0N0b29SaHM0VnVhS2dqdWlmcVpFUFVzemtGb3lnWlZwdzM5enREWjZBUWVxelB2aXhGSVJMMFlDSEMzZnlvSWRNY2l2Yktsd09Lazc1SlBxUk5DX1E9PQ== | Z0FBQUFBQm5teE5RSE1scVJpSU9wOEJ2UC00OW9pbFowMEFabEQ3Y25rY3AxWW5VYW04YTZXNmE0ME1CSUdPVFgwMUNqNzdFbzNzQlNhZ0ItOVpfMDNjQk5tOGEzcVRBaWZ0RFVwN094R1RyVEhhVTB5elU2RHpxOUpqMHhEaTRwTDJ0b3VPVXlIWGFXZDdxdVM0dGZBM1l3Z2d6QnVnOWpfalozdDNOOWZVSTdvX3dtTXAySnJhMnE0UjI3QXRDYnVmWXNyVTgxYWdkNWgyeEtsV3JlWDJ3T0lmWjRnT0VmUT09 |
Hello everyone, I'm guessing I will get a lot of hate for the title, but I don't know anything about options. Every time I feel like I start to understand what I'm doing something drastic happens and I feel stupid. Is it realistic to make money off of options consistently? If so what's a good source to learn more about trading them besides Youtube? | r/options | post | r/options | 2025-01-26 | Z0FBQUFBQm5teE5Qcno4dFBic21VNXFXOWFoOE54MzlyRzdzRERCOGtfYjN4d3B2bTg5RjlOLWVib0tFYm9NV3o0d09CV3RqQndaX2hUV3BLVmswVEMzd1RQVXR6OWE2c2c9PQ== | Z0FBQUFBQm5teE5RY3RIbVJ3Yk1MdGk5OElzWHlXMFVERUF2YUEtNVB6d1p3d0o3WXdMX2ZQN1lkTnBBaUlGd0UyeGtQeXlBVjFDUW1NRjhsYmhhTXQxMHdEUnppMEdaMlNxem9Vdy1GOUg3b3pLYmI3TDh6andJZXRId0JDSURMVUlacU90TUllSzlXSGozTnpRVE9QSVY2QndSc0NLYWFTMXI1dWQ2QjU2b0pmX25iWmt1Z3JUczl3SnFSbTJsX1V0OEtmWE95RVhR |
Yeah me neither, but the market likes this announcement, that’s for sure. | r/bittensor_ | comment | r/bittensor_ | 2025-01-26 | Z0FBQUFBQm5teE5QbWZramxvVDA3Vk9mQ3FzaVZ3Y3lKVnpub1F0cU9SSHFDaVdvcjVXeVhTUTRmUHVkUkpRRVJxLXJySFRDN3dqY0ZvcTJOcTMzbzEydDN4Q28xZ1plMHZnWHlDVHVKSkc5NF96aG45OWo4dmM9 | Z0FBQUFBQm5teE5RN28wM1pITlJ6UERfb0pxYnRpTWRLRHdvSVROVlg5RFBXWUxySl9tY2gxbVJFVGQ3ZGFaQy1Hck9LcnhZNFJJOW81TWF0b2daTHRSd3hUY3VwTW9qT0R2QUVFb05SUVZvdno5MklCTWpja1ZnWTR2YkRHRmtfMEhVOWtJcWR3R0FpTFpYQ3FOb1AweXJrNDd3YTgtSDVOY1FjTV9TUnVCNlI0TzhCM0FWY1JJMHYzOGNlc2JRSTZpS19pUzVLbldwSGx4N2M5bHJabUtkd1oxYW9ZYUlBQT09 |
I dunno about you all, but I’m in the state of my life where I look at my crypto wallets quite regularly. With the “impending” altseason (I certainly hope it happens) looming, I can’t wait for the day where I can actually stomach not thinking about my walllet…
What that will mean to me, I’ve been able to take profits, pulling out my initial investment and paying off a few things… Once I’m there, it will be a nice calming…
Until then, take some breaths and wait “patiently” is my daily… lol.
Have a wonderful day ya’ll | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QSVduX3RFd2MyaHhDNWNfZXJKcHB5NFExVUJlWlpLNEhTNExtZ290MjdSdjUzcmRhdWpTeWVsQm1LUU1QMGkzbVJfMUJPRzdTYVkyYjRjT0JVTTJLZmc9PQ== | Z0FBQUFBQm5teE5RbUFBY2FoUlVjd2c1WFMtWEUzTjNJUVNwaXZTMDhUenU5OUpVTTZzekY4ckxManRrbEhpU0tmS3ZySHV1WmN0UXdPT3VMazVZRUlxOGF6bGdVd0ZwU0hEUUlCZ3Y5eldybS15SkdlNmhJdXpOd055R1loU2Y0UUpZZkNZTFRBdlg3dTlGSklJcmhFdzRoQ0lGbnA0dFFXZ2hMaC1taFBaRlpRdmRBbVg2cl82UDlrOG1GV25ZSm5fcjByRGcwajJL |
Maybe this is an unpopular opinion, but I have no interest in bending the knee to Nazis just off the hope that my bags pump.
I know a lot of crypto tech bros have some of the worst political opinions on the planet, but I would prefer we not overlook the fact that Elon Musk is a hardcore AfD supporter, while the AfD has active ties to neo-Nazi groups. He also 'coincidentally' hit a double Nazi salute at the inauguration.
This is on top of the fact that they invited Eric Zemmour to the inauguration, who is a full-on white supremacist and who actively preaches about race war conspiracy theories.
So yeah, I do not care about pitching polkadot to some of the worst people society has to offer. Believe it or not, I actually joined the Polkadot ecosystem out of principle. If I actually wanted to abandon all my principles, you'd see me on Solana or Hedera Hashgraph. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QSnRmSWhMQ1BYV3hHaXd5eFI0UzdUUjlKTEhTZkRYNkZNc05icmJVVXp3SnByenZyODMzcnd0MUxYd1RkR0pOUzJzOGpqV0RYZ1BPdHltRVJ2SVhCQkE9PQ== | Z0FBQUFBQm5teE5RUkl0YnFwSGR5cy1maEdYNmNhWFd6SFBidnowbDM2Q1k0ZzFhNDVqdUR4RFpicDFpYk1Ba2NhLWY3bXVfT3hMVEhtMGtaZjdHVUxtM0l5akswMzRXdkR5WkJ4c2ZIaDFxSVVwT2xfWmNiR2ZfTldiRTFjZFl1N3RGRDYtUWxSVWlCTDhDUy05Z0h2ZkpWTng2aXpsa2tuM2V3Sl9XelhyWXNxaU1ZczhoNFhxM1RPSHZCdzg1OVNqcjVEWXdIc2lLS19FMi12UlRoR2R2TXkzUXNiOHVTZz09 |
Where to buy/sell coin based etf’s? | r/bitcoincash | comment | r/Bitcoincash | 2025-01-26 | Z0FBQUFBQm5teE5QdEF0dURpNFhhVFdoWjdWc21ZQVpfdWIzNzZYNnNJdE9zSmZra3ZranpXem1uYWdlTDZvZHRHdHBRcVljMlQ3SmtnLWc3TEF0dlBfTTU4MWZQSnV0N1E9PQ== | Z0FBQUFBQm5teE5RVEMzQTFtNFpBeEsxNE9kSlNVajE2QmVXZWR2M1BMM294NzJxTjBpU2N5UzZ5MUx1NS1CQzMxVXRLb3dhV3AtNkRtMnZvMFRBaGdhd3VudDVqX0htQllPckdmTU5xS3pXVUVOamdicmhpTGlBMzJiY0lqcW14dVhRSUMzMTIwTzFfV0xybVJWT0w2VEgtRHJwaFo4LWprOTRvc0lTT3VLMzJVY1dTQVpjZVBqRmdQc1dtV2I0a1VLRjlKdmNZV3k5SFd0N2d0dFZSMlhLLW5rUHVQaFVldz09 |
As others have said, there’s a lot of overlap in what you’re putting the money in, which isn’t inherently bad, but it’s also not doing anything for you.
If you’re asking if the 5/day into it is bad then no, this is a great way to do it. You’ll hear a lot about dollar cost averaging - a broad term that means buying consistently across a long period of time, some people do weekly, others monthly, you’re doing daily and its perfectly fine. As long as you stick to it. You may be tempted as you start to pay attention to the stock market to try to time the market and say to yourself “VOO spiked up today, I’ll wait until it comes back down tomorrow and add $10 then.” If you find yourself doing this, stop. Stick to your dollar cost averaging. Buy dips, buy spikes, buy on your schedule regardless of what the ticker is actually doing. | r/robinhood | comment | r/RobinHood | 2025-01-26 | Z0FBQUFBQm5teE5Qd2RkWFZsX1V1bnlkd2t2ZHIyQldtLXRTYjdDSXM0R0R2djIxQ2ZoZkNvU1kxTnM0WHNfNXVLRG0wZlJmWFUtdDNuOFVXSVc2bjNmOUtLNFYzZFNNaHc9PQ== | Z0FBQUFBQm5teE5RSk5LcUpCbENfN2tHcmFvYWJRLTktMEJCUmJmWlJmNHlUZzBPZnd5dnRqdzlmS2x2dThsYUd5ZklzOFpyV3VqLXJRNEFQclFMOWpfdmgxUU44M3BTcnVIakNEN25oRi03VDJOUGowU0JZSnVIaFVCRndUdWVEOERrS2UyV19vejdkZHEtRDE5ZGp6Q0plSk4tcVhOdGIxaUhhYnJ5alZyLUtablkwenNRODByX2FqakFKQkU4bUx6NHB6UEgxcVV1 |
This! | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QcTdVeUwtNDNBSFMwNVZtT29lb2lFWUl2YmN4dGZfMGsyRzl5R3hvc3V4R1c4X2lwRVEtbXpsTFNvWml6N3dUSzZmMXRQbWl6eXhiT2l6SHlWLTVOREE9PQ== | Z0FBQUFBQm5teE5RZzU5RjRhSUJxc0NpSjRvM2p2Y2JEUmVDZ21fNHU2cWNoUUlmWUFFSDVQOTdEblFqM1FzcDNvZndzVS16SGZMVTA0bDVDRDdFaFpkbE1xdVRmakt6SlNZZ3UxdVE2UGpIaUdsUTc5dlFmdEdvcjlKbG1FZmtGQW5tM0RSdkk2SFpyR0xxcDhtbGVPN2FVZWhycHdoSTZQTEpBcjBqczlzSE9NS3ZybmlZeUluT0YtVnpUX3dSU0o5V3BlTHhTTHpUMnhEdXpWOWxrc2VZNFVUekJLRGFqdz09 |
Hello,
I’m still a beginner in crypto and there’s something I cannot wrap my head around. When I buy XRP it says I can buy it for 4.480 but when I go to sell it, it shows I can sell it for 4.475, I know this is due to spread and each crypto exchange has their own level of spread, so my question is, how does an individual make profit if the spread will always cause them to take losses? Thank you | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QdzYyOVJSSmhiNlJYVUt1RDhSVE1lM3dkeEFMcVRXUXdNcGFsME01Y05wN0h1cXhLbjFHZ052TURqNzQtdUtsVVNvWXlDT3pYMEEyTllpdkJ2amphSUE9PQ== | Z0FBQUFBQm5teE5RUllZMVJVQk8ycTR5NFVGbkVoN25GS3ZVaTh0d09LU3puVUhqbHNpX2RMRnJNWlVma3hSeHJKMGZQNEVIdUp2cEM2a1ZoWF9xTjFlemhuajgzWDY3SGV2RzRIUFNaVFE4cURnQ2pUODVGUjllVzFFNnQwVnJ5bmV0MzRleFZ0TUUtT1FQY3ZvZFRjTThHMXRIQzJoUWY1U2M1MEFIYVRjc19BUlROdjZhN3dzPQ== |
I currently drive a 2018 atlas with 5k towing capability. In 5 years I'll probably go for a larger SUV with more towing capability. I see the prices run about $65k (toyota sequoia, ford expedition, etc)I was thinking if i bought an older one in relatively good condition but high mileage and dropped a new engine in it would save me a ton of money My girlfriend says the older vehicle would just nickel and dime me until I was up to the price of new vehicle. What do you think? Example saw 2005 toyoto sequoia with 178,000 miles for about 5k. New engine / trans 20k. Detail cleaning 1k. Tires shocks 3k. So about 30k. Versus new one at 65k + 8k taxes, lic,reg. Even the yearly registration/insurance should be cheaper. | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5QNkF1OFpPVHJ0Y2NaclRiNk9TaDJZMU84RkVzckRPdkRBekhSQzEwLTdDTW5mcFdtclU5VE5qWm1zaGM5bWRFUnFfVkRjeGJyeXgwSFo4bzJJTXZaaXc9PQ== | Z0FBQUFBQm5teE5RbUFFNW13bWhUV1otdjdONkpGalZlRUFoZkJVRFhoMlBfZUV6cktQMngyOW5wWEh1NEtiUmFVYjExdE93bkxXSFZJM1hrcHBsYm9RaUt3NGdMSGNpR0xjQ1hDQW5wUHVEWHJZWDhPZ0lVaUU5N2UtaVJmS2ZCb1FwNVNvTEF1WjNudVRqM3lBYXZUNWliTEJaY09KS3hqTGxwTkpMMU9Ia0RJYUdXbWhOSFRWaEdBbE82THBuczZWWnpySmpaUE1pRTdzb3lkN001VjVjS1p6OWg1dkU3dz09 |
This take is extremely ignorant and naive, when you think like this you shouldnt have an important rol in polkadot. Priority is to advance polkadot blockchain and it shouldnt be sacraficed just because you have a personal vendeta with elon. Very unproffessional and im glad you are not part of the polkadot team or else it wouldnt go anywhere | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QdHRWT0tBcTU3VTJSLTRvR09zNWxrbENOdTRSUU8wdmNCVnZzZGRETEJabkF4eDAxdXZBa3dmMXVuQzRfV2g3czVHaFVRelBfYWxJNUVwSGswT25WSGc9PQ== | Z0FBQUFBQm5teE5RUk9VQnNicno4RDVkQ19qZHBWdUwzbENPaHU0YlNZbkFSY2E5OFViSjI2MUU3TWMwc1o3Y0NMQUJsdUhkUDNiTG14c1JZeHNENlNuRms0WHdvQlEyOUItMDRVR1FTSzFYMW9ucnNBS2ZhNDFnOFBFTWtOd19KU2xXZmsxTmMxRXE3SnZIVERYeEdJdkc5M1FxWkZqS1RRTXdMaWhjeTJ3cmx5ck5FTHo2TURzWThJcEN6ck5ZcDlEeFMwR0xOU0RFaGIzN21fZWdoTjRBbFdTcFdKZXFyQT09 |
Thats's right - suck dat, and you get $ElonCumMusk. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QckpJazRnMlNMNHVmeFVyWnZwSXBhUnNvaUFiR05RR2w4Tzd0VWx6b0dScTRSQTBqcjZtRUUzTDNmMUlWWWlSekZzOXlfTlFUMlB0c3RkTjM3VTNHR1E9PQ== | Z0FBQUFBQm5teE5RNm1fRTNOTE9FM3l1eHpkbGlaRWFXd0xLWVdDM1RQb3JTZ2lLVExvTnk4LWloX25wMTdRNHg2NldoMUxlUTU5dHZGSHlnYUVkblZ5RC1ablp6ZUhmRGFxQmlUTTVCT2tOb29tMnlCQURzZkVVOGo5MzVfb1RPVVJzU0JFQVZhMmJudVZwcFFOLXg5bFBwaC1fNF9iYjV3Q01WbDdidHlNQUY5UDQ4WmFwQnlLN2JxMWxldkNqQjFEb1ZNbm55N2M2QzMxUHY5d3JUQm1xdnVuM2IyQ3pIUT09 |
When I was a kid my parents would go to save a lot and buy pizza sticks in a brown cardboard box. They were a great deal and filled you up for cheap. Now as a broke nostalgic adult I'm trying to find them again but not having any luck. Anyone know which ones I'm talking about? They weren't flat like the Boston brand pizza ones. But they almost had the look of the Bosco cheese sticks which are fully round. Thanks folks! | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5QZ3FLYjlQbFVRMENXbVpRMnhsYmM1bWVlT01oZGFqNnQ5dXhWMDJ3TDFKX0xGaTJKWEE5Qzc2Vnpfa0RtVlBURlNXWl9Mb3MyeXRMdndiMkZESWhJcVE9PQ== | Z0FBQUFBQm5teE5RUTB6THJWZ2FRWEE5aWt4U1hnVTdBSHdOQmV4MmhSa0xNWWVnWjl0MV9VVWlMNjV4RWtRNU8tc3BGR2pBWVpJdTRwQUlud2Nock12azZGbDNRRl9xb3FaRjJVbE1pTEJXeC0xdEN5WS15R05EZEU5WUdXWS1OQ1pKMTFkNGg3UjlUUkxSUEZFMU5RV3ZhdzBVSUliNmxaSnNyUmdVRUgtMVB3WExZMnRZT1Q0aEZKckx0ZHpBVWNkWC1BQ1ZXcl90 |
I started my recruitment business but don’t have any idea where to start. I randomly started doing cold calls and bought a domain and created a website. But how to upskil, network and how to move ahead and be a top recruiter, how do I understand and learn from? Are there any courses or mentors who can guide people on how to start a service business like a recruitment consultancy and how to go ahead with it. | r/business | post | r/business | 2025-01-26 | Z0FBQUFBQm5teE5QcVF1Vm5DcTBFY1ZXdURDRl9ROEE4TjBrSHhmUHV5NlBJc3JYRmtqSzVjOVE3RDQ1VVdMY0pCUnkxWlcxUVhFZml2NEM5bnY0UUQydWtuQWhSRG1LRVE9PQ== | Z0FBQUFBQm5teE5RNHJGWHFQaUU0QzFrZklXVGNVNEN3WEdLN3lTU1ZSdUU4cHVzMnhQRmItYXMtUXFwd1A4dmZvNmV4aVdtYm83M3JCMzV2ek5tVVNxSDdhOGNvZFZHb05ySEpOc1NRSTFieVNzSk40OXBNa3ZEVDVuMzFLcVE5bjZla1NQWVE4ZEx1VkpITEJOTl9YQmZKS21ldmpWZnlUMkdSOVNraGVtZTBaalpvSGswZjZJPQ== |
[https://www.msn.com/en-us/video/peopleandplaces/can-miami-replace-silicon-valley/vi-AA1sMmpK?ocid=msedgntp&pc=HCTS&cvid=65bd697ce4864e1d9af442a2ab9ce872&ei=18#details](https://www.msn.com/en-us/video/peopleandplaces/can-miami-replace-silicon-valley/vi-AA1sMmpK?ocid=msedgntp&pc=HCTS&cvid=65bd697ce4864e1d9af442a2ab9ce872&ei=18#details) | r/business | post | r/business | 2025-01-26 | Z0FBQUFBQm5teE5QOVNuaGxCWVVzaUlEUWlUWmZwR1NyekgtZkF6Qlp0c2NkQ1U2bFBOR2NqZ1M0V2Z1V3puTDZEOUR1SXNKZFRUbzM0ZGNSM2ZXNENZN2RTNFlmU0Z2RXZ6VkI2TDlZLWNzTWpRZllqbXhwUmc9 | Z0FBQUFBQm5teE5RT0F3WlVLY1JkVzl2SmtkZXFtd2tjWmtqUTlEWFNZRGw2VFZkYVBIdlo0OHQ2RGF3QTIwRlFXQk5NZHNyNFJmRzdtVUtqZ2pkYUZvTjRFQW9lYnRnV29GY3dRRGh1azZtd244LWZsajdRZFFtZG5UYzI2Y0JJbU9sZHkwRGdIb0FkaWViZkk3UE02amIzQ21PeGswTmprb2lGcm02dzVfcVFlbWtfeHFCOUh0R2dLOHlXT0lKMXFib0ItUWlzRW9u |
❤️ | r/bitcoincash | comment | r/Bitcoincash | 2025-01-26 | Z0FBQUFBQm5teE5QWDA0SW9xSkFPMjZDbGJqSFhNWm5fSDlBU3E2OEw3cm5VcTBmbnlmRFFZbmtQbHJjTno1aGxrVkVJMGN3d2I4VmQwRjF0UTlHcHp6bnpKZXBRTEhLRlE9PQ== | Z0FBQUFBQm5teE5RY2JnejBIeUl1Ry1pYXl1aHZmYWZnUTJSeExXelVFUlBaTUdOLUY4dUR3eXRUUEZrblczZFhXMU4wd185QzdZV19STW5lMlVyX09UM0VOVkxMT28yZTVWazdZeUxoMU5FLUdDVGJrVGxCZl8wV3cyWUZqbmpFZGNNUVJYNlF5NmZYM1dCZTZTeDZ6NzNsX205TG9rb2pKRVJ4NENTQlp3OXd4c0pVeHJPazBfakNWSnNSMWdiWnk0Y2tQYk5xS2dVVjBMTlJGeGRGYmkyeEhhczZGeGdxdz09 |
Title | r/algotrading | post | r/algotrading | 2025-01-26 | Z0FBQUFBQm5teE5QTi1vczQ5US1UbGlUcXdZMUN0eE1MUG5TX1QtM191MWJqRVV4SG9jQks5Tng1YVRwNUNwbi11Z3IxSE9TYS1HdXE2NUZjMTFkdmplX2IyMDNQVXNCbjNvaDJlbllCaEpMVXh0Q2MwaHRfM009 | Z0FBQUFBQm5teE5RXzY3YkxVMFYzdXA5X2dlLTl4RkprUlI1S0pkRVQwa0x4Y0g5blFOc0hsWkxTRE02ZnNyZVJCZ2dna3cxcWk4YllXZlMtYXN2dENhQ0NGQU83aTJZZTdHSURyNGt3UGlQS0VhTkxKN0xjZmZKUGFiaEliWWRwQ0ppTFRGUmFQeWxGNkVMN1FkdDc0dEk0SlpRUUVpdEZSSTR0emtmSTR1WlJCS25rUDItR1lySFhYT3FZMnpRSzZLT0NLOVR1S294 |
Invest the 10 bucks for XRP! Thank me later! | r/robinhood | comment | r/RobinHood | 2025-01-26 | Z0FBQUFBQm5teE5QVjcwWkhpZzZ2YUJsU1I3YzNQSS1TZXZTYVhhNnNEam1zdWlvQ0dXZWJ5Y1h1QWNISkoxWDVhWFNwTGpCSkJ3MnBxNEZJd0dDbEZZVnpuVG5ONU1LNEVsQlB4MnJpSUhMdW1CcVpxTkJONHc9 | Z0FBQUFBQm5teE5RVXl0NDJRSll0NmFDLTVMeW5heXFBZEQ3clhZcEhMYUFUOERrdmZwNW5xNTJmRVZvMm1yY0tfTVg5Q3VpOTJxblFXNUM0Wi1ubmRveDZGM2JpUW92V1BRMUJGcWtQT2IxWFY2LWdvRzJBX2V6U1VmczhxQWc0b2J6bjBjQjhXaEVURDdydU54aTdlR2xHbk5wZnptQTYtc0t4T3BQYmNmM0lmZ1U5ZWF2b04tdlNOOHJEZGNROEtJMHJ6UzF6SFlU |
There is this coin called AEROBUD on base.
\-Coinbase has been accumulating it lately, over 4 million coins
\-Aerobuds Team met Jesse Pollak (Coinbase Team member) few days ago
\-OG meme in base
\-Crazy undervalued, sitting at 20m marketcap right no
\-Had previous ATH at 75M in December
\-Dog meme narrative | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QT2E3YmpqYVgxaUlJcmF0Vm1ZUlgzeVhWZWRIVzJzT1JwSHVEWVUtV3NNTWxPN0l3SWhiRjBjVnhnUUxBRVI2bGxseXh0dWs3QXNZTmJTZnlEeTI1Y3hPaW1xODdZem1ubm9KQkZ2cTlDdVk9 | Z0FBQUFBQm5teE5RYl96aU5PY3A2ejNPTEZ2d2RvS3kzeGFiNUNsRFlaRVNfd3dpNVdhT0VUQUZwaXdMb1FqQmtBTmtCa2lhMHhpT3NzZ05CYlZTOU9rNlRRcWFaV29GMHYtX2o1aEd3clRZMjJ4UFZhT1BvOGxsV3ltRUxQMTRvdjJuM3JvTGR1Sy1qVV9weXByT1ByOENzclNsNllVMDgwOTZ2a2kxUVppU214Qk1IU1J1d0dXR2JuSk9LQ2JCSENNdmhtZjdDWl9F |
The stocks lost being smaller than the crypto😂😂😭 don’t buy crypto unless you know the coin and community coins very well. You also have to watch the shitmarket every other hour. Whilst the stock market can buy you a home in a TFSA with projected interest rate increases and safe investing. | r/robinhood | comment | r/RobinHood | 2025-01-26 | Z0FBQUFBQm5teE5QcnVXNHlsVHZCUV9NZlNQemlZTGlpV0RNVnd5TE1KNFUyWm9CRHl2cHVERVJSTURzbF8xQjJhcUFOTU1zelRWdjNjYkJMeTRZcnJTcTYyX0EtX2lwd2tzTjF3ZG9neEpKR1dCWTY3X2cxaVE9 | Z0FBQUFBQm5teE5RRWo3YWxyUTFTQ0owOHh3dXk4TEhEY1ZPbGtsRTItMEtEU2tDNlpZak5hbkN5RDd1aVFlaThrZ2tFOEQ4Z3JXak9TaXRtUTdXSzZibnlGQmpJZWRjMVY0Zy1XYnNLZXV3RDNWVW10V2h6aGNkdFpQN1hmdkZqRG5CeFV2aWctRDdmX0JKSkRaNk5mR2J2T0YtOW1mUlI4RTB4SHUwdXNVR0NlMGxlNGtXVW9XN09wSENxYjc5ckVvZjhvdmE2aDhr |
So, I'm at the point now in my life where I'd love to quit my job yesterday, if you know what I'm sayin....
Some days can be absolutely excruciating. Last Friday was like that. I was counting down the hours and minutes just to get off work and it was such a huge relief.
I'm currently 54 years old right now, and I guess I just don't give any fucks anymore. This is a new thing to me. I mostly work from home, but normally have to go into the office one day per week. Last time I was in the office, I got into an argument with my direct supervisor, and I got pretty loud with her. Like, I sort of went into this "curmudgeon mode" that I can sometimes slip into now. I've noticed it the last couple of years.
I suppose as most people get older, they just naturally start giving less of a shit about things. Makes sense I suppose.
So, that's where I'm at.
Unfortunately, my portfolio needs to pump about 35 or 36 percent before I can "legitimately" retire. Currently close to 1.1, but need 1.46 according to my plan.
Anyways, I've come to the conclusion that I'm 95 percent retiring this year. Not working in 2026. I'm only leaving that 5 percent just in case there's a dramatic selloff in the market and my portfolio completely tanks.
Other than that, I'm OUT.
However, I also know, that if I don't have my actual FIRE number, while I can still retire from work, and not have any employment, I can't live the way I'm hoping to actually live during retirement. So, if I have to do this, I'm calling it a No Contest Retirement. Which for me is basically a retirement in name only. Yes, I will not have a job anymore, and just that will be wonderful (at least for a while), but I won't give myself any of the other perks that I was planning.
Instead, I will be forced to continue to live in hardcore grind mode. What's hardcore grind mode you ask? Well, it's where I basically spend no money on nothing.
I pay my rent and my bills. Pay for food, but that's it. Nothing even remotely frivolous. Only the absolute bare necessities.
For example, I spend literally ZERO on all these things:
1. Travel = $0
2. Clothes/Accessories = $0
3. Dating/Going out = $0 (I'm single)
4. Gadgets/Electronics = $0
5. Streaming Services = $0
6. Video games = $0
7. Restaurants = Very Sparingly
When I say that I don't spend anything on anything remotely frivolous, I'm not playing around. I'm super serious about that.
Because of this, I basically go nowhere and do nothing. If I go somewhere, I know that I'm likely to have to spend $$$. Cash on parking, cash on food, cash on this, cash on that. So I don't really go anywhere.
It's a pretty shitty life if I'm being super honest about it. However, I'm not doing this for shits and giggles. I'm doing this because I have a legit plan and a legit goal and I'm moving towards it. Yes, shit kinda sucks, but sometimes you have to suffer to get to something greater.
My currently monthly spend is between say $2400 and $2700. My rent is $1425. I spend about $400-ish on food per month. Transportation costs me about $250-ish per month. The rest of it goes to heating/electricity/phone bill/gasoline/etc.
In my ideal retirement scenario, with 1.46, I'd be able to have a monthly spend of $6,000. (I'd be getting a $1200 pension, and then withdrawing another $4800 per month out of my bond ladder).
I've also created budgets for 5k per month and 4.5k per month, if I don't quite end up with 1.46 by this December, but maybe I'm relatively close.
But, in a worst case scenario, where I'm nowhere near my FIRE number, I'm still likely retiring this December, because I'm just friggin done with it. I just don't care. Yes, I really want to hit my FIRE number and do a proper retirement, but I just can't do my job any longer. It's going to be a massive struggle for me to actually make it to late December.
Also, for the peeps that say that I should be in regular FIRE sub or even FATfire, what you don't understand is that different people live in different parts of the country and I happen to be in Northern California. If I move to some tiny little town in Mississippi, then maybe I could actually be in the regular FIRE subreddit, but I can assure you that my 6k per month dream (if it happens), isn't going to be anything even remotely luxurious where I'm living. Heck, I know people that are literally struggling to survive in this area on 8k a month, and they aren't living the life of the rich and famous. They just like traveling on occasion and eating at restaurants on occasion. Again, if those people moved to West Virginia, they might be rich as F, but not here. | r/leanfire | post | r/leanfire | 2025-01-26 | Z0FBQUFBQm5teE5QUXZ6czhtbmRrV3p3LXR5M0liNG9zT1pVZlNkSVFrMVl6M1pubkpFTFlsei1CM1FpamVvNndUNkg4TkFQQUlOZ3VIb1NoZS1raU9FZEt1VS0wMFEzdURITm15aDgwQWVZTEJIVF9jUEFJMVU9 | Z0FBQUFBQm5teE5RSnF4T2lTVVRhMnlBb2JTN3FjWlRjQ09vMnBTLUwwR2FTdnNid3dkUEZoVjN1aktYcTR0d1FBRFJ4d0lLb3p1M2wxTFo0TVNiVEhVX0tFQlI5WUZWckFwYzduOXhvcjZWMkNmQmpoR0FHZ091Rk1XbWxWZ1cxM3hhYVctdkR0czhSN1dLVEtvVGI5eWxCWmJTQTdaTlZvcVo2MjRTbTBkYjB3TlJoR3o4VjFJTGJJQUtDN0s4MlYwRjFtYTFaLVNBUkItYl9lUlF3WmttM01JTTFKZGpwZz09 |
# History says bitcoin soars no matter who won
We have seen bitcoin go up after every election.
Sometimes right away, sometimes it takes a few months, but it always goes up.
Obama ⬆️
Trump ⬆️
Biden ⬆️
Trump ❔
Here's to hoping! | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QY2hFSThjZ0hCSzRsMXYzUHJlQ1RnRjIyWS1fd053blNnMHJUR1FoUTBtOFpwZ1ljcVlZODhha2Y3ZG1TV1FuVTlLMnJSUWgwVmZxekhTNU0xQThKV2c9PQ== | Z0FBQUFBQm5teE5RUUlrTXlDdDBaTVRDSEFtb1hYOXk2S1pUYjNqXzd0eG5oZ01uTGxSUi15RWZidzIxTF9kN2NGZ1l5cUtyWmc2Q3p6SnIyLXc4ZnFIS1pIdUt4a2plSXp4enZQeDl6cjVfZU0yTUYzM0VIYXBxNFV6SVhoLU41Y3BsOEJKQmlSaWFEbGdpcWpmWndOUmQwQmhzcHY4X0FvcWNxS2JkRU1CUEEzMWdaMV85MlhnOHYzdkN3bm15X3ZDSTJhOEVhYWtEZFpaSndkSFNIc1V2SlMyR09sWm11Zz09 |
Stay away from those lunatics | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5Qc2cyUE5HNThudGY2enp0OWVmNDZWeW40SnkwMm5mRTFRNnBESVV1cHpfSnFfWllmZVIzaTJma2IyWUhJdVVZdVhVX1BXQmpuR01pa2RydWZOVHNrTXc9PQ== | Z0FBQUFBQm5teE5RNGtFLXA5aUdTeXpZbGY2Y1FmbzBvRW41QmI1R1QzTnJBMEdsVGNMUVp5ZWtibDV3V1RVMXZrZllpNTdwWWxxWGdOZVZsdmtGTTlYVl9VcFdyZlMyWTZWNktYNjB2YXMzYlVtSGR2ZlF3SXpEYzdldHlweGVaQUhGS2poVWNaMmJQLW9KdEhvLUdWNEZEWFdkNF8zaUk0TWtybXhQYVQwNTYtRjRTaFNLcFFoWFNDbmNlUjU3NFhnN25tRlRwTjVtQXI4ZE43WVljVGZFTHJIa2lIN1ZSdz09 |
There are several reports that Oracle along with Microsoft might be interested in buying TikTok.
Everything I know about the company tells me this is a complete diversion from their main suite of products and how they make money. Their database products, Applications (ERP etc.), and cloud infrastructure have nothing to do with social media.
What's the play here? What are they looking to do when it comes to integrating this new acquisition in their business model? | r/stocks | post | r/stocks | 2025-01-26 | Z0FBQUFBQm5teE5QRloweE1WdmdWVjBVWkFqN3oyNnNDWjM2OFlLTjdieHdvcU5FVnlELUdsdkF6X2NOWExEaEoyMnhGZl9SZFNZeFR6ZkFkSUNwei03bjRmRTV4bG1HUnc9PQ== | Z0FBQUFBQm5teE5RbHpuZnM0eEdsVlJTMFdJS3A5ZUZaUHJJWnI3QjNLaGhiUkowZ0REWG5Yb3Y5UnZrS1J0X3luZFFoZ3MzdEh6VEs0S0t0MC1RMkQ1ODNBcHVUQ1dSdlFqQVZIODZlTWMxQUVPY0hXdEdkZzdLaHhWdzNBUW9ONENyXzUxWkpGcXpGWVBPbXZEaWtRNGEzMEZsY19zd0xCZ0ozX3IyTDNpVnl5V3pfYndpLUdPWHpYS0QtdDFud2NtMldRZTZ2RWtEdElGVlg4d2hsOVdiQ1hLdDVYenFadz09 |
$222k = [ acc1 $202k ] + [ acc2 $20k ] | r/wallstreetbets | post | r/wallstreetbets | 2025-01-26 | Z0FBQUFBQm5teE5QTE5qdm82N2xXNEIwbHNkRl83M3VSX2ppVm5sZDNQZnJYRW1iWlJnY3cxdEo4Sjlpa05TQlVsTEdJU2Z0R3IyWDkyM2g3UkZfTjFNb1VOb3BqVFdnR1E9PQ== | Z0FBQUFBQm5teE5RUFNJaEo2Q0o4eWlSX1VkUlBsLTV1TUEzVENRLUs5NXNWMVNLSUVIaWdYWHBaS3B6NEFZR1BweGlUTUJSdUhhaUlGS0Q3Y3Y0M2R2TC1mN2k1VVZhUlp0M3o2LTJjb0JlbWF5aTNlV0l0eThUTWxjb2ZMSVhtNFFDeC1hSDRCTUJIUTRraUpyS0wtTml0cTdNMlhBdHc5RVFacldNNC1WMVhUZWhQSnVsdkxxZVBpdk9SM3pwSGFaTktqVlhYQTlaMG9idDVkWFRzM0g1NXEwUkNDdXZCZz09 |
Up 8%! The game is just too easy! Lots of people asking what app this is, it's coinmarket cap's portfolio feature but I buy on CDC and after accumulating a good amount I move it to a cold wallet. | r/litecoin | post | r/litecoin | 2025-01-26 | Z0FBQUFBQm5teE5Qc0dFU0JFNTZUdnhnbXR1dzBrMy10VG5DRTZfSnVDbzZWc0hRcVRSYmtxTXgySWVGbElpUW0yT203R2dWd251Q0pGY2VYRi1OcTAwSFZtQlIyMDBfNWc9PQ== | Z0FBQUFBQm5teE5RNC1TanRBek1xZ3hkSE5HdzNNelR3VENrUGVhdG5mOExfa2lONmhxZTZGLXRUdTZhdkRwRllQaGEwQ0NNaWtGVFRySm9NZzBMNTg4a2tFeDJhWExCUG5tamlhTk5fM0k1QVk3bUlFNVZtNUZ4azNYSFFobWVxM3Rvdlp0NkRLVzZjQW9fYmpfUlRBM2JUVUJqdzI1c2gwN2pxUkFMY0MxYXgzbnNvNUlaaVprPQ== |
Adapt or fall, lose the ego | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QeHROcWlONHZfN2swRmxYdkd5SUVOLVZ0T25EOVVfOGVqZ3daM3RDYzRJODlqTFI0QmlhQ0FPTG5ZQ2xvd09uT1JQSGFyNjRqdkVMdHVqdmN6dFZTdFE9PQ== | Z0FBQUFBQm5teE5RSEtRbmVRZ0FnNEtXdlpFT0tEOXNCNDVIOEcxMEl5MkJPQ29ZWk51eE1HQVJ1QVRxNm5nUnFKdDItell3dW5IX3Q4dTZ2SC1yMXZYTWtOcHFNWms0OWZzQlYxMHk3eEtMNmdqM2hRMlY1dTR2S1F6NEs4ZjFDR3pzWEQwOVNWUElTWmNySG4taGUyS3dUN3VKTmFvSktHX05vSUstU1BDNDNaRTVzeXZMVG5PLUlGcUNydnJ1a0xxeVltRmJUSmtNUTRRZjBwR04wOVg3TlNrZk1tQ1k1QT09 |
I am currently a sophomore trying to break into investment banking. At this point, my internship opportunities for next summer are slim, and I want to make good use of my time. I will try to land internships outside of IB if I can't get in to any shops this summer, but I considered just studying for and taking the SIE exam. I assume real work experience would obviously be preferable, but I wanted to ask what Reddit has to say about this option. | r/financialcareers | post | r/FinancialCareers | 2025-01-26 | Z0FBQUFBQm5teE5QUzRMTkl1Wk5Rdjd6c2dZRDExUWdLdHBzSTFwV3BqQ25tRHQwU3hBVVhtWlBCM0xmdnZaWTdnRnA4RVVlWVBXWjdDSVlzMS1IeTlTdkdSd2ozVlBiQ1BHV1FYbUpMZThTbkR4X3BveEF3UlU9 | Z0FBQUFBQm5teE5RMlJtR1c3XzNET0k4VFZiQ3duUDhmZ1IyZTYtb0ZXTFUxa3pHa0kycmhSS1pQdzd0eERxUTJCdXhfa3NwN3pjUzhFNjdIbUNyUWxQRnVCcml5Mm5nUThyMG5ZckNlVVVfMTU1Vl9vODAtT1V0NzZWSURrOXM2UTZxdTBLRVVZZmw5WFlFbjNmaDZLaUlEOERGZTVZc3NWX2VrbGxFS3ZTYlkxT1JQcUZ2dnhqT1lHOGdlaXlKTWtfRjZRVGwtUVRfTUtjMExhWjZEUTMza2lpNzJmQ3lNZz09 |
Nah, I am no sellout | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QcXh5VlJwUlplV2g5N3RIODR2c0J2SjBHbm1aQkdxeWlFallPTGsyOHdtbEM3Y2RSc0Z0emNhNlo0Rl9RSTViOVd2T0N3d2Uyem5tUFVhWE5tUHo4dEE9PQ== | Z0FBQUFBQm5teE5RajUwSnFSVWlyZUlibXJ0YndYOTMxd1JHbmkteTlXdTBQeFhrVE1yVGk2ZXFQa2xtSnNtLVhZN29PVEx3dGNFR0Zid2pOWVBKRDBoOW5Qb1lVc0plNDlvbnhQTVYtd2dVUDZBc3dnbWxRRWJQak1yTWM3SE85eEoxbjI3eXE3b1M2eGVFV2UzVjcwZjhmbXZKLTJGRmM4OFp5blNMNEkzQUVpMnBKZFVTeGJLSWR4aWZ4M0lybmlULThuaDJzZHdoRVM4dVB5UC0yTmdIZ1JiOGN3em56UT09 |
You're right that I have a personal vendetta against Nazis. It's called "having a basic sense of morality."
Very unprofessional to be against Nazis! Lol!
Classic clueless retail investor getting worked up because you're worried your bags might not pump.
I've been deep in the Crypto industry. I've met multiple founders already. I've worked with the Tezos Foundation, Solana Foundation, etc. But yes, please enlighten me on the core tenants of crypto professionalism, since you are the resident expert.
https://apnews.com/article/germany-scholz-elon-musk-far-right-afd-95cc5325bde8f5a0065da9dad98da926
https://www.dw.com/en/afd-leaders-and-their-most-offensive-remarks/g-37651099
https://www.nytimes.com/2025/01/20/us/politics/trump-inauguration-europe-leaders-right.html
>Éric Zemmour, who has been convicted in France of inciting racial hatred, has announced he was invited to attend the inauguration. Mr. Zemmour has written best sellers denouncing the supposed decline of a nation whose Christian roots were being undermined by Muslim immigrants and their descendants. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QaUtjc3l2dEtZaEdjbWRMcGowMS15Wmhkc2MyMVpBVzgwSVpmQlF0N1NhZ2tLblFaUUFLal9yVmNsaGtOcGJsOV9KZkJ3NDQ5d0I2MVpGaHdobGRHNHc9PQ== | Z0FBQUFBQm5teE5RdXpJa1hDZEJHSmZxR3dkeTlIb2hxX09kYlhlY2hrTjd0Y0plZlpkdTYwN294WjJmdm05M1JqSGJvTGtxam1KVl95cmprNEFoMHZwNkFZM1JkTFFXSURrQjc1VkU1cXk4enhLTUFjdl9RZUgyUEo1VHprNnpCTGhZenR3bzFhQ3NNS0lXT2lWcEU4VVhFcE9YNEQyaDFoYjBTSG1ZRWhvRHFFekxwdDU3Yk54WGRtaGhYU1RFSWczWU03ZUJIVmFXR3RBbXdBMm1UcGNMZmlySUxNRDZaZz09 |
No strategy will work, putting small amounts in wont work, yeeting your entire net worth wont either, you have better odds going all in a quantum computer stock and cashing out 20 years than this dumb shit
Petition to rename this sub to: Exitliquidty
also dumbfucks crying about scams like literally what the fuck you thought those gains and moonshots are really? they are just rubbing it in your face because fomo sells | r/solana | post | r/solana | 2025-01-26 | Z0FBQUFBQm5teE5QTVEzMjZXUjdvdlpuX1hFR2JjMUJzOHozYlRxS3Z6N3hjSWNWZHNVQnVTR0J2S0kzZnM3UG51NE0zWmpSRko1MVBLaHMxQ25pU2gyV0p6dVgtdmphdTBqTERIQk1sN01FTzU3cFBvelBIRUE9 | Z0FBQUFBQm5teE5RbUNNZm5odVpRZkRGbnptQmx6Q2I5LThKWGx6bExNUE9lS2JuY1kxUWctaE1rMktqVGdfRl9kdXNrVWJGVUV3cjY0TWxyTTBtdFI2c1dsQTRhdU5MeFZtOUdIUzk1RzV0djV0d290YnBBd1VmZ0Z0NjFMUHZVM2MtR0NiQTV1RFdlM1lKYzZuMFZHOWtmRG81MjVvMHBlbk13dUJySlp1VVJWQ3VLOWk0RjUxbUZ0ZmdWZDNnMTl6ZnNqVTVOYVVZ |
Actually, you don't need to. Believe it or not, but it is totally possible to live life with a bit of dignity. Not everything needs to be about maximizing wealth accumulation. | r/polkadot | comment | r/Polkadot | 2025-01-26 | Z0FBQUFBQm5teE5QbnFxSFdYNjFUdUpmbS1mUlBtX1B4WHNfZ0UyN2tZUnpmcHVRb2RoaXhyM2JYY0hDWVVwMEZINV9HMEIyVTQ0UFpWa3JiNHRKUC00V0wxV0xiOTJpMUE9PQ== | Z0FBQUFBQm5teE5RVUs2NFlWT3hyQnVDbDkxYmZnNWxpdTVqQ3NPQTQ4QzByQ0x5elFJdnlkWHE0S0R6bmVxbDdJdlpOV2NEU3htRnluT092ZUNyckR3THBmQlBkUnpyZjBtY2pCVlVZb21EMzJHV0hvWHo3YlgyQnFUaFFIRjlYRHp4eDEyU1pMcWx1d1hDRE9YVHcyTG43T05WWUJsV3hJdzA0U1lRaHBYSkZsbzVuX2kyYWNoQy1JdFpnOHluUTFGR0cyNGJna2steHczalREajlwR1pQSUFkdjNvaUU3UT09 |
1. What’s your timeframe?
2. Is this in a taxable or retirement account?
3. If $200 is all you can contribute per month, then shrink your positions. You have VOO & VTI. You could eliminate everything and just have VTI (personally, I’m not a fan of VOO, VTI, and SCHD).
4. You could get out of GBTC and go with either FBTC, IBIT, or (my personal favorite) BITB. They publicly show their wallet address for full transparency.
Personally, I don’t hold MSTR anymore. Not after the split. I understand Saylor’s strategy but I feel better trying to stack actual BTC (and etfs).
I do however, invest in MSTY (both taxable and ROTH). Buy on, or near, “ex-dividend” date (when the price drops) to maximize returns. | r/robinhood | comment | r/RobinHood | 2025-01-26 | Z0FBQUFBQm5teE5QVVBZa1pvZTJ2d1NuSDZlaGZISncxVTl3a2p4eVJXSEY3WDlnczV6VWZsUEhNVURnS2EtWkFqRU5sS0F0NWtZdVBMUmxpUjBzQ21IcmVqQzVLN0JVUnc9PQ== | Z0FBQUFBQm5teE5RYzBDa1ZUeWNMX2xIYWQ0RDhrRUxQc0pLM2VTNkxkXzVJT1BOcXV5N3RkakYyejZGLW8zMHY0dmlhS1JyM2VJWkxqalZpZjhpOFNvX3VQVEwzNXJIQXBPNG9pVm10QmZGM1N6eXc4NjVWNjVLWmdBTnJZOGJRbGlFemJRdjYybURFRWctc1I0WWxwZW1TNVBmblB0V2RBMG1CQmVrXzl3bGctU0FtbjktVnFIUDhTbDFTVl9kVl9CYVJndUJRcGhvUm9LWG50QzBFbFljZVR3WTFRV3ZPdz09 |
I’ve been signing up for more loyalty programs lately (grocery stores, coffee shops, etc.) and started to wonder if it’s actually saving me money or if I’m just handing over more data and time than it’s worth.
For the frugal-minded folks here, do you think these programs genuinely help stretch your dollars? Do you have any favorites you swear by (and why)? Or do you find it’s easier to skip them altogether? I'd love to hear your experiences and tips! | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5QLVNUV1pzMlhxNmFwS0xKcVkzbTF0QXEtOG8tU1dMUTlCVUkwbnpTdDVNb2NzaTMxbDM2amMteGNYZ0lrY3N5VjIwUUZEQnZaWFpNejhLRVNraWRGdnc9PQ== | Z0FBQUFBQm5teE5RZkd0ajUybktwb3ZPNEZmT01YRU53dU93M3gtN0JoS0dsZjZDMkxuSzZsQ1NtYm5LQzgtN0JsLVhrd3pvOVRJX0t1Zjk4ZVA0ZEFONkZqSUZaU0s5Mzg3clFrZWNLczhBTnNlNVVPSS1EVEM2cjh5ZGVDdkJSWmRRaktRRzlIQ1RsakZSNW1DY21JaHdlS21qNlBvSzFabnloTDhYdWVMTW1RTWFuSnZQUnN6RWtROE5Yal9LM0JKV2pVQXkway1zWkk5bG1CTV9wVGlOUml3VV9yaWdSZz09 |
I would love to know that too but this sub reddit is pretty much dead. And I made a similar post asking for clarification as I couldn't find anything online that would answer my questions. My post was deleted without any answer which is very helpful!
I'm not exactly sure why mods in this sub are quick to pull the trigger when people are asking genuine questions to understand what the future will look like.
Anyway, I probably triggered someone in here who will demand my scalp. | r/celo | comment | r/celo | 2025-01-26 | Z0FBQUFBQm5teE5QbHZTaXZRcDZMRmxmbm1ZSmZENW05Y09rZy16TFUzT3g0a3otMWlmRGhER2czZUVpTXp6Z0o3VU93bU5xeGNnU2Jad1pZMWk4cjNFTllRX09YOWhpUVE9PQ== | Z0FBQUFBQm5teE5RRTAxRVpvUkVFU21UOGI4Y1RaZEsyY2prRzZUZEQxakZhTkdnY1Jkal9DclFCaFhORXRLaXVPV2s1Vk1LNURtU2hsLUNsb0kyNHhjTTd3XzYyQm1FUjZnZ0FkVUE5QjU4ZlcyTnd2YjdBaXdueTc5MnMxdmNYRzdpajdOOEtqbk96SHJGZG9ndmRKUGV6amdLYjRjR1hXUU1WQW1zMGZLQVJMVU13ajJYUTN3PQ== |
I am looking for Solana ecosystem articles. If you know any please let me know. | r/defi | post | r/defi | 2025-01-26 | Z0FBQUFBQm5teE5QdWhBV3NScnVyclplZ3RRNlJQSlZhNHRfNk9yNVlFLXVlX21SZ3d0eU4wbVMtU0pyNzR4VVYzTVBCcDZXbzluNWU0YUZNcFBrTU9scDA4SklXYXVkamwxMHFZWndVdUZJdlhNTHFROWpyRzg9 | Z0FBQUFBQm5teE5RTS1CTmZjSXN0MHNYME5YRU1uZ1BPd09LQ0s5Vjd2c0wxYWlvTXVwemJFX1hMeGFzSFpKUk5yQVBCWGJ6aFBTV3A3UHlKX1QwRHNkcjMxRkI0T2NwTXVCTGtKVDNmUV9mOVM2OEFwNjhiQjVDNkN1bXNtQWtTcUMwNFozVldIdzY0aV9wTnpDR3BISHRFdFpjbnl4clVsQ0RpOElLeDBmU0xuczI5bUdJT0pmUXRnZjVpZXVYWXZVc0VBcDQ1S29YSHQwcU5QSVRYdm5IV1Z5UDg2eldHdz09 |
Been following this sub for 3 years now. Learned a lot from other members and enjoyed reading from others.
It’s time to share my milestone.
It’s going to be 10 years in 6 months since I moved to US.
31M, stay at home wife with 1 kid(2 yr)
W2: 140k + 20k in tier 2 city based in North East
Networth: 970k
Salary progression: gross
Working since 2017: 85k
2018: 94k
2019:98k
2020: 100k
2021: 105k +15k, started contributing to 401k, hsa, roth ira, married
2022: 117k+20k
2023: 127k + 20k
2024: 136k + 22k
Rental-1: 490k mortgage @5.875, worth 775k, gross rents: 6500, 4 unit
Rental-2: 340k mortgage @6.375, worth 550k, gross rents: 4000, 2 unit
Land: 120k, planning to build a 2 unit once permit is approved by city(working with surveyor currently)
Rental-3: 585k mortgage @6.375 worth 650k, gross rents: 3200, I live in one 2bed apartment, total of 3 units.
I only pay water/sewer, all other utilities are paid by tenants.
401k: 150k(all vested) - attached current positions
Roth Ira: 20k
HSA: 19k
529: 3k
Gold & Diamonds: 100k, I know, I know, it’s a cultural thing, bought it over time for my wife.
Diamonds value is only 5k of it.
This is all since 2020.
All income I earned before 2020, I purchased a home with 2 rentals on 2nd floor for my parents, worth: 200k
And purchased an apartment and single family for my brother, both worth around 120k.
I’m frugal when it comes to materials, but I splurge on experiences. We go international vacations every other year and domestic vacations twice a year.
After 31, my thought process changed a lot.
If you are willing to work and minimal smartness, you can achieve your goals in this country.
My family couldn’t afford to pay our(3 siblings) school fees when I was in middle school, they used to send us home(very common to go to private schools in my country) to get some money before exams, my dad gave us around $5 each and send us back to school. Achieving the current state feels so good.
Goals:
- Hope to buy a single family in 2-3 years if I can save 10% down payment for 600-650k
- Increase my w2 income
| r/financialindependence | post | r/financialindependence | 2025-01-26 | Z0FBQUFBQm5teE5QazhIU3pRSDd6YjBNQlpCaktoYTBNdVBkOXNmVUZ1SFhzSHozcVh0T3RacEF1STNQR2p1ck1BNWJYNndyOFkzWUlIVXNvMjY4Sm9sSHI1bkdqOTlrOW0tZmFFUGxMQTE0OGxmWGZiS1o4b1U9 | Z0FBQUFBQm5teE5RbWZCY0lESFloeUZkMVdTVnQ4TXg2VEV2V3dWTXJrXzd4Sk9LS1VhVDZKRkxvaTNZczVSTmxGR3VzTi11LUpNQWNKQ1FKTjAwMGtaZWotQ1RqckdBVGZVbVptWTZ2WDJsbmFTTW5idnFOUmFWdUJZLW9ueWFEbnhUNmVXZGpUQkNRUldzT1hjMVBITWx0ZkwzUDAydEs1aFNkVjQtdWJHZm51MGVFdFpjRU1OZG9IMEhSbThrbGtSRUV0X2h2MnhW |
The new apartment we have moved into is quite old. They have a wall mounted AC/Heater unit. It works okay in the smaller rooms, but the living room is quite large and its only one unit which heats the whole living room + kitchen area. The electricity bill for the first 20 days is almost double of what we paid at the previous place which had a central heating and cooling system. At this rate I am worried our electricity bills are going to go through the roof.
I am wondering if instead of using this one wall unit to heat such a big space for one or two people, would it be more economical to get a space heater and set it near the couch where we spend most of our time.
I am reading mixed opinions about space heater, so if there are any other solutions I would be very open to them as well. Any help is appreciated. | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5QMGRKaGw2US0wNWJ2bmluUHZnNk5RYVFkZUlHcjh6aU9vd3FkMTktRl92Z0U3dnEzb1BNNGJFVWV0X295bF9YY3l2cXF1d1dIMHhCVW5tSkd5a0NIZXc9PQ== | Z0FBQUFBQm5teE5RLTM1UGcyODNzU2c1VUJlY2FoVHFoSlRURHhmVGpob0xEbHJzU3owYlg5VG1sUXN0MnAwWWo1bHVvR2EwYU5rZG1NMDlfNjctN1p5WERfS2NadlU0VEJFXzMxdXpESGZaMzZlcmpqcVpXX0FYaWNocDVUcXE5VFpQMmVFM0VoUF90S003a2RRLVRFVmVFaUM1WGhoMndYM01TSm9UN3BrVzB1T01BMjRvZkNpcjNQYzN2R3lBcHZZUU1wT0ZtNi1C |
GRVT (pronounced "gravity"), a ZKsync-based hybrid crypto exchange, has raised $5 million in a strategic funding round led by Further Ventures, a venture capital firm backed by Abu Dhabi's sovereign wealth fund, ADQ.
The funding round, which started last October and closed in December, was structured as equity, GRVT co-founder and CEO Hong Yea told The Block. GRVT's earlier pre-seed and seed rounds included token warrants. Yea said that with Further Ventures, the equity structure was chosen to reserve the GRVT token for the community while enabling the holding company to expand into multiple business lines in the future.
The strategic funding round brings GRVT's total capital to $14.3 million, including $7.1 million from pre-seed and seed rounds and a $2.2 million private token sale in March 2024, Yea said.
GRVT's mainnet alpha launched last month, powered by Ethereum Layer 2 network ZKsync, initially focusing on crypto perpetual trading. The platform reports an average of $50 million in daily trading volume, with 800 active traders and 55 institutional clients. Yea said over 32,000 users have completed the platform's know-your-customer (KYC) verification.
With fresh funding in place, GRVT plans to expand into crypto spot and options trading this year. It also plans to upgrade its "modified" Class M Bermuda crypto business license to a full Class F license and pursue regulatory approvals in other jurisdictions, including the Markets in Crypto-Assets (MiCA) license in the European Union, a Virtual Assets Regulatory Authority license in Dubai and a capital markets license in Abu Dhabi Global Market (ADGM), Yea said.
GRVT's team has grown from 19 members last year to 52, with selective hiring planned for product and engineering roles, according to Yea. GRVT also aims to launch its token in the second half of this year.
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Further Ventures' investment in GRVT follows shortly after it led a $16 million funding round for crypto wallet technology firm Dfns, whose tools GRVT uses. Other crypto investments by Further Ventures include staking services provider Twinstake, crypto custodian Tungsten, crypto derivatives platform Kemet Trading and blockchain infrastructure platform Fuze, according to its website.
Mohamed Hamdy, managing partner at Further Ventures, told The Block that the firm manages $200 million in assets. On the GRVT investment, Hamdy said the platform's compliance-first, self-custody approach aims to converge decentralized finance (DeFi) and traditional finance (TradFi) and could help improve crypto adoption.
Source: https://www.theblock.co/post/336009/abu-dhabi-backed-vc-firm-zksync-crypto-exchange-grvt | r/defi | post | r/defi | 2025-01-26 | Z0FBQUFBQm5teE5QeHg4WnppOGJMMXI1dzVseU1ZdDA4TFRZaHF6cUF4RkpPVjlqR3lISHZYQXpia1Z4VTFZeEU0T2kxenpJZm1PTFVZQTFPYTR4NHhWcG12LXYwZnI2UVE9PQ== | Z0FBQUFBQm5teE5RS2RuZ2hKYTRleS15QXRRZ3JhUFlEaHFyaTVEQWk2anZrSm9iNjdqaTN4cTVhZUtyWUZPa0dsdFFmQnlYazVic3dvTXRsVXRMaXVmWXNXa2VSeTNoeGRkZldQdG1Ebmo4WEx1cU5XTDlKZjlWRGhNZHcyR0lkOEpjaVA3QnNaMFIyVVJjY2dJa3R5cjhQelNQNW45SjBEQU5vS1VfalhEWjlHUW5NMWpGdHVUN2RCcnBaaGlpX3RlaktoRXBUMW12 |
I buy 12 packs of soap every couple years to stock up and not need to buy soap for a while, and by a while I mean over a year. I last bought soap in September, 24 bars of Irish Spring the original and the blue flavor, and I still have 17 bars left. This is on top of the 3 bars of Sauve bar soap I have left from when I bought soap 2.5 years ago, I got those on clearance from dollar general for less than a dollar, 15 bars of soap, 3-5 packs for less than 2 dollars. Anyway, I have a total of 20 bars of soap that will probably last me the next year and a half. All for under $30USD. | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5QSnZMZ2pKX2pCdVE5blE2SnVBYkF4UmczNDVxS2RUY1FWVkpMY3k1aHBLNTN5MlJJUjhfeXd3VjFnOUJKMjNZV2V4UU83dUFiXy1zcl9aOGcwUzhVSWc9PQ== | Z0FBQUFBQm5teE5RbXJIMVFlbjRyUzByMzFpdUdBR09RaS14NFREVC0ybG13djRQUUlySUY5dE1HczAybXdCMi0yVXUwQndyUzRxam9EMDJzYVBCTmV0MC1IUnpnOWRWY3V1YzZrT2k5UXIwaElBTEh0aGVvblptNDdvOE9WZUtOdURCUWhNTnhJSXV4UVREM0JFZ0toMDcyNnJLclc5WW5tUnU1NTVta2otUndrUXNPeE1tTncyY1FnNzh4SHN2S0JrUjNoWnQ4QmpEeGF3Y1M1RmpkOXlFNlE1NmRGNDBjQT09 |
TLDR: Buyer will cancel if I don't prove there isn't a body buried on my property within two days.
Edit: Florida contracts allow the buyer to cancel for any reason during inspection period which we are still in. They are 100% within their rights to walk and keep their earnest money (I am not a lawyer and this is not legal advice). The house has been on the market for 6 months and this is the only real offer we've even gotten on the place. I'm getting divorced and need the place sold asap.
FINAL EDIT: Prior owners confirmed "The Shrine" was built as a holder for his grandmother's urn, which he obviously took with him when he moved out. So while there are no human remains on the property, The Shrine was connected to a dead relative in some way. The buyers are cool with that and are not canceling.
I am under contract to sell my home in Florida. The property has a small concrete pad with a small bench and small angel figurine that was installed by the only previous owner. I refer to it as "The Shrine." My agent called me today because the buyer is considering cancelling the contract because his mother is convinced The Shrine is actually a headstone for a corpse buried on the property, she's now convinced there are spirits inhabiting the property. They've agreed to continue with the sale if I can somehow demonstrate that there isn't anything or anyone buried under The Shrine. My agent is contacting the previous owner (I only bought the house two and a half years ago) to see if he can provide anything that would assuage the buyers. The inspection period ends in two days so that's effectively my deadline to save the sale which I REALLY need to go through. This doesn't leave me with a lot of time to excavate a massive hole in my backyard since I am also already living 5 states away. If reaching out to the previous owner doesn't pan out, what do I do? | r/realestate | post | r/RealEstate | 2025-01-26 | Z0FBQUFBQm5teE5QZmRUQjFrXzVjVzZncFlsS3JfemVabzhVWUhMZ04zSVVqUmhRaVRBVWFZVFl5Z0lNS3dObVVWSzg3aE1YWkZiUDJDTVQ0ZWlBUHFCV3VSblgwaGdNcUE9PQ== | Z0FBQUFBQm5teE5RQUZDOWF3Qkd3TUdLWlRZdnhYMzBOSExkeEdCYkdZQUZXNEVIYk5jWnFvU1V2VlJ3cV9KM21NcWRUOEtIb1pSRDdaLVdBOC04MUhJeHYwZ0NGMUxfQ1NfYjBkN2FITWgtZTFjTVhpUFNEcV8zWnRQMU1IRzJKUmNaeGVIRlBqdHNEd0lySGtKMlJ1a29tbzBYMlBhcjVCbnBYZkN5VU1WSkhGS1dOcEFpbk4wUmFTdmJNTTZxbG1QYzFBd1ExODJ3Sm1DRFBJaVYwbTVMZ2c1d0ZBem9sUT09 |
Decentralization is a priority on Cardano and the lack of adoption in the mainstream makes a collaboration with X Pay ideal?
The X Pay code is anticipated to be released with the code allegedly embedded in the app download.
If Cardano and CNTs are integrated for peer-to-peer transactions on X, this would substantially increase the price and decentralization of ADA?
High TPS potential in scalability, interoperability and security of Cardano would make an X payment collab a win-win. This is because the increase in demand for ADA could create a supply shock as X payment would have an optimal layer 1 blockchain layer.
For the case against, what collaboration or platform would mainstream Cardano to reveal its capabilities when our competitors are behind in critical blockchain metrics? | r/cardano | post | r/cardano | 2025-01-26 | Z0FBQUFBQm5teE5QUnJnejBRbnloWW1zbHo5dGM2S1hRUjI1UVpaX1hvd2p5TlZJNGNUN0xKSVFMdnE2b0swdTZpVVNYM0dDQlNVZXVMWURiaXRVVGc5M2FNNkpldkNwWnc9PQ== | Z0FBQUFBQm5teE5RZzFWMG9tSVFjRVhxMWN5Mk1WSlFPSTNtYjZ6cGdfWkJIUjFNRDQxRV9PNkdReG41TDluamp2WGU0NGdHMllDMk8tNk9oVkp0TVRneGlYUDJKOFJMZDFxWkxuN0ZFV2tLTE5POFRsdk5zQnRZMzBBSFpnYk5LckhKZFYwQ2NlUTBpSThDTTNwUmNEOFdSVS1rUWpJMS1MTXBNYnNJQkRuYWVlbkZza1doT2hJPQ== |
\[cross-posting from r/expatfire\]
Hi all, long-time reader here! Been looking to pull the trigger this year, wanted some feedback for my plans to see if I missed anything.
First and foremost, I don't plan to stop working long-term. I have enough connections in SE Asia where I can more or less find a full-time or part-time job if needed - though with a lower salary ceiling than the US. I spent 5 years living/working in Philippines, Malaysia, Indonesia, and Singapore - so I feel quite comfortable with the region already.
**Stats**
* \~$1M in investments (401k, IRA, brokerage)
* \~$50k in emergency funding
* \~$80k to spend on living costs for the next few years
* No kids, no debt, no mortgage, currently single
**Plan**
* Spend 6 months bouncing around PH/MY/VN/TH/ID, finding a new home base and community
* Afterwards, commit to a home-base for 2-5 years (most likely Manila or Kuala Lumpur)
* Spend time with friends/hobbies, start a family, and consulting if money is needed
**Budget ($3-4k/mo)**
* $1,250 Fun Fund (traveling, gadgets, etc)
* $1,000 Rent
* $1,000 Food and Health
* $750 Recurring costs (phone bills, etc)
**My concerns:** I feel monetarily safe for the next 2-5 years, but after that time period scares me a bit. With costs of starting a family, health, aging parents, and other unknowns - I'm not sure if this is the right time to leave my job. I suspect this is a common problem and would love to hear from other's experiences. Since I'm a US citizen, I can always move back to the US but finding another high-paying job might be difficult.
Thanks! | r/leanfire | post | r/leanfire | 2025-01-26 | Z0FBQUFBQm5teE5QVXhxVlJOYkJCaDVtclE5TjhuUjhtekM5T1FUMzF6a0Vfc0xDRnMxQmIyb3lldmd5OHBrZGJhRmJtVnF0Q2VMVllKRHpUeE5XN2NVOFdIVlFScnEzNFE9PQ== | Z0FBQUFBQm5teE5RN2V1NEpNRmlGRi1RbEppZU1ybzlkSF9LUzR6QU9td2ZzQ0g5Ynlkb1dnSmxFclpsTlotZnI4Y3RQaVRwTG1FVV9JV2ZSZzZCTy1fTkRuZkJZXzNXTmtrTGdZMGE5b29MMkxfSFR3TmtOQjA2ZG5iOVA2cXBJSkFFbGtzRXRpckpHNW1sNTRVYlhBamE3M1NnOU9DMklXZjg1MVhyeHFMeEtVYnFBZmpDRjVXRGlXZ1RoLWg5MDlDcVNEb0lRMkNqenVWUHVJalhrb3YyUkdrVXllcm5VQT09 |
I am retiring very soon. The wife and I are wanting to leave the cheap cost of living small town we live in now and move closer to our kids. Unfortunately, we will need to spend roughly an extra $300K over what our current house will sell for to get a house that gives us even close to what we have now.
My first thought was that we just suck it up and downscale to maybe $50K more house. I'd use cash to pay a good size down payment, and use a home equity loan against the current house to fund the rest of the new house. I'd pay the home equity loan off when the old house sells (it will sell quick).
But I know if we downscale, I'm afraid we'll eventually put enough money in the new house (like new kitchen, bathrooms, and an inground pool, etc) that we'll have more in it than it will be worth given the land size, neighborhood, etc.
Recently I've been thinking I should do this:
1. Buy as nice a house as we can find while keeping the total price under a point where I have enough cash to pay 20% down to avoid PMI.
2. Take a standard variable rate mortgage to cover the cost of the new house.
3. Sell the old house and put the proceeds into an S&P 500 fund and use the returns to cover the mortgage payments.
4. If the S&P cools off too much, pay off mortgage by cashing out that mutual fund and withdrawing enough from my 401k to cover the rest of the mortgage.
My thinking is that buying a considerably more expensive home isn't a bad thing because it will appreciate in value, and the gains will be tax free. Even if I have to resort to pulling a significant chunk (as much as $200K) out of my 401k to fund it.
I should add that unless things go badly south over the next 10 years, taking $200K out of my 401k probably wouldn't negatively impact what we need for monthly expenses.
This seems like solid logic, but I have two big emotional barriers:
1. I don't want a mortgage. It feels like going into "debt" for a house at my age is some sort of failure. Intellectually, I know this this debt is just a tool to get me where I want to go, but still...
2. If I end up pulling a big chunk out of my 401K to pay off the mortgage, it will mean a big tax hit. Intellectually, I tell myself that's OK, since the new house should appreciate considerably over the next 10 years or so that we will own it, and that gain will be tax free, but big tax bills still hurt.
Now, I realize that all sorts of bad things might happen with the stock market or housing prices in the future. But I'm trying to plan based on historical averages. I also realize that a more expensive house means higher taxes, insurance, utilities, etc. I'm OK with that as the cost of having a nicer house.
So, tell me why I shouldn't do this, or tell me my logic is solid.
EDIT: I should have pointed out that I am not talking about upsizing. As far as square footage, we are looking at houses that are about 2/3 the size of our current house. I am talking about having nice amenities. | r/retirement | post | r/retirement | 2025-01-26 | Z0FBQUFBQm5teE5QMWQzRUhueUk0QTlHdGYxN3BOdUV1V3BXMTBjS0VDNkVMc05xVUJKWm1RM3ZjQ1F0MUdDMDFnd3I3emRjaDNTVG5hM2kwRmk3ZEZPbXdKZ25KX1d1d2c9PQ== | Z0FBQUFBQm5teE5RZ0dzNTdmOUJyS0lKTzJWM1BiaXVreWxiTU5TTGNVYTdSUDk4UWMtOTVXVmJRNlVUNFlPTHhwOWlBZzNCVEdOOEJCVXpQVzZHVkdJeUNHN1V5VFZncFQ4MXVya3VFMzh3NnR0LVRxU1hsbUVhaXMzNlI0bWFPbjBBRVFkXzU5QjhzdjhLMVVYRVpSVzktNDdsaUc2ZFh1bXJUTXpYTDQ4SjFKcU9Qb3Y3TVRYNXpZYmlzN25fTWVZU3htVEFHWTg4ZGlXa09zb1JlZkE5a3NuLVNKWU5qQT09 |
This is great research, even utilizing satellites to check inventory levels.
I'd like to know why they chose to burn so much on stock buy backs while they're still in expansion to flagship stores in some states. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-26 | Z0FBQUFBQm5teE5QSkZVTkF4SnJhLTVsR3VLb3ZfUkswbTNPTzVja3dDaTl4SDZSc3lWUVVXQl9HdGNxdGZVVEdQOFItQmI5ZkxDMVFFZUlsZUx0MkprRWlBbWp5ZWw5bXc9PQ== | Z0FBQUFBQm5teE5Rcm1kdHpPcWswV1JGbFFvSnIxcTJsclozcEFpRE1UTDhnRmRTXzdneXB6WGpkQUQzNXh4V2s1QjFzdWVBMWphcEhBRGJtRWxxN1FyZWZjcGtTMTNxVEhpdzgtVXkzc3lJbnE3aGxiQ0FyTXpzWEhrQUZhbmt3WDBHdlpXc3RUbkxaSTJXS2VPTnhPUGVGWmp6ME9Gd1BUYTc5ZThGYmJZZnIyVDFnOUJlQlNHOVlfTWRUdTlDenU1X0MxOEpaa3dGZElRWmpJd2V5VDR2c3AyeW1NM0VaZz09 |
Every post in all these Reddit crypto subs, every website, every youtube or tiktok video is all from people who say they know what's coming.
And none of it ever happens.
People were saying XRP will moon after January 16th, and nothing happened. People are saying after the inauguration. Nothing happened. Just read their subs now. They're saying Feb, or May. It's just random guessing - like the end of the world guy who kept changing the date.
My absolute favourite are people who try and analyse some random chart and think some shape they've drawn on it means this will happen next. It never does!
People said bitcoin would be the US strategic stockpile and that wasn't quite what was announced. The price has barely moved.
The price of LINK, HBAR, SUI, AVAX, ETH have all barely moved or gone down a lot.
XYO was mentioned as the next big thing and that's nearly at 0.
The Graph GRT was mentioned as innovative technology and that's basically disappeared.
Yet every website says things like SOL to 500, DOGE to 10, Bitcoin to 1 million, ETH to 10,000, etc.
No prediction has ever come close to being right.
Do your own research means nothing because 99% of websites and sources out there predict wild things that aren't likely, and never happen.
No one can even agree if we're in a bull or bear market right now. No one can agree which way it's going.
Putting money into anything crypto related is literally gambling at this point.
The funniest thing is - I'll get replies to this saying "that's all true, except for XRP which still 10x tomorrow"! Insanity. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-26 | Z0FBQUFBQm5teE5QaGVoejBXMjFpU0MwaXZsWGRGMWtCTGQxeUN5bHBQNzR2bjhyaDNsZDJmT2x1bnhEMExBcVBTdFZzNEpNakF4bldOdWJ5aW50TjVGaE9JTVlGM2w2OUE9PQ== | Z0FBQUFBQm5teE5RdjM1aXo3QXhiWVZCWmNhRkEtMEx4Y0hFdGxjaXpxVnFyRGEzckk1WnBqSGtkTTFFTjhna1Rmc3IzM001elFOa3hDZWtCZ0lmNEJlM1dKNXdsLUxBNFlUS2dRMGN1aEtaaXhtaVY1ZnV4R2x0di1lTzRVSWlDN09Hb05jejVsdG1TUzBzOV9TQXk2TVZuY2szTE1Nb3BGRnJBaEU5bDlCazFNcEJCZFBKNnVMWWRpWjNNdVMwTHFWWERkemd0MHNDbHBZNDUzQkVHS2FoMzZFYTUtaHZDUT09 |
Can anybody help me? | r/bittensor_ | comment | r/bittensor_ | 2025-01-26 | Z0FBQUFBQm5teE5QckdrNnVONE9UZlB4Vlc2VEN0N0hkc2xlUFJNeFJqMElBTWxCSVJBSWNMOWRqQTRleEczYnFGWF82RndYbU5OUmxqQjN0Sm1naVN1RGJIMHNEUDUxbVM2Mjdnb195VFBYMzhMNGhsQnlSWjg9 | Z0FBQUFBQm5teE5RX3VmSUd6ODNHM0JEYWkxbzBRVmxIb1dZTEUzdjRWaEh0b0tHTDFHNE9RNTRsY1VuRzZpWEJGSVd5MURGQVd4Y2czajNDSjRwd1J6UEVnQzUxdXF5Unl6NnFfa3VKTEtKcmlvUUtrVjhxNVA2WEpxMmtRUW9ySjJSdUs2UXFmNWlFM3NOQmxwaElPMzE1UmY2MjJRaTl5YWt2T2hmam1lX3Itbk53b2Fxb3BuTm9hRzJ6VFJnbFhJUE1mUTVBaDdsa3JCbE1tNzdKODFudkRTVXNqME9jZz09 |
Getting married in the near future and trying to plan honeymoon. For the dream trip, I believe it would be ~17.5K all in for 9 nights, covering most of the cost with a Costco package and assuming a few grand for activities
Both at the end of our 20s, have a joint nw of around 500k excluding home equity. Probably 50k cash reserves and gross income of around 180k. Luckily majority of wedding will be covered by parents. On the other hand would feel a little guilty spending so much on vacation after our parents are helping so much on the wedding so that we don’t have to dip way into savings. Conflicted as feels like we are well off enough that we can afford it but not well off enough that it is wise
Would love some outside opinions
Edit: thanks all for advice so far. This is bora bora / moorea so the majority of the cost would be for the overwater huts. 2.5-3k for boat rides, jet skis, a spa morning for her, etc is probably overshooting it by a wide margin, but figured would estimate high. Have not discussed with parents at all | r/financialindependence | post | r/financialindependence | 2025-01-26 | Z0FBQUFBQm5teE5QUkZ0Qlp3c0FHYmx4VXN1UXQ3YUsyb04wanJuYjkweURvaS0zUDMzX0FCSEJMcmxHMTB3ZVVmZE96d2o5ZlpacndVZnFDbGxiaWNOeGdLOUJiN2VLWk1vb21lY1R2X1hlV3ZudjdWbDVnY2c9 | Z0FBQUFBQm5teE5RMTNtUjhtcjVXWmZIUmZ4WHhBVG5LanZCNkg1NjFXOEtJLXZDMDI4UG03UDdJTzhPVTRSM3JIUFlzS0RaTHl1b1R1bEJuc3RlcFhXcW5kVHlOT09TVkFHTWF4RDZBVTg4WVY1VHNzbnRXck0xcV8tZzhfV3AxNm5EUDladnVWeGJ0aWRTOG9rZjFnTzJEaEVwUmZIcjM3aVh5U18yOUwtNWxtakRfSUgwRE5MdFZJOXdBcFJlVUhQMFU1V18tVG11cUNZYWE1UkJ0NXp0Nk1HTkFoejRFajFyZXRnRFBFTkJudDVfZ0s1SzQwND0= |
Hello everyone
I'm new to Reddit
I just saw that he has a topic on AR and on AO
I have very little knowledge of cryptos, techniques, etc.
My question (maybe it has already been asked... sorry in that case) is, I have owned AR tokens for a long time (around 3 years) on Binance, I know that the AO token will be launched shortly. How do I receive AO tokens from Binance?
Thank you in advance for your answers
Have a good bull run everyone | r/arweave | post | r/Arweave | 2025-01-26 | Z0FBQUFBQm5teE5QTmxnbFJvWklDbWwyd1JKZ0dBZGRxdlllaVhJVnFDSTFXQTFWbVJDOEZyZlBrTGpIVDVtUDcxNDE4ZkVmZ1REaUdITWdmQllrNVJFOF83WG41RDcwWnFMbW42UkoxOWhVWE9oNlVXdGlQZjA9 | Z0FBQUFBQm5teE5RQW1lMnRPMUppNDZaTldQLWNjTDdodzdKRnhzcVF6SzNQQTl2TG9ZSkJkd0xzRVp0Mnk1Z2l5WlJxRmJ0X1p4Qjl5c2tyYVhQbnp6VExXZU9fUVNtdGlTVWoyNXFGNXZ2WUZGem0zLWVPUWFFTS1CelUtRTZUemY0Z0dmOGVrZ2o4N2pldVJMU1hhYWRzd25nTXpnemhnPT0= |
I got my W2 and it said I had a refund of $1300 and I was so exited as I owe $900 combined in some debts I needed to pay off but put off for over a year as Ive been struggling to survive. I am usually late on rent and have to pay that fee. It's a nightmare. Here are my tax stats....
I am 35 male. Work retail, don't get tips or SSI or SSDI. I single filed. Used HR block free file. I use vocational rehab to pay for my college courses so I couldn't deduct that. I have no car or kids or property. I have no 401k, or any investments or savings. I also have $60k in student loan debt.
In 2024 I made $34,982.91. I withheld 0.5% of my Arizona taxes. I was told you can't choose what you withhold from federal and I wish you could because I wouldn't be in this mess.
My federal withholding was 1,334.00. Social security withheld was 2,168.94. Medicare tax withheld was 507.25. State (Arizona) income tax withheld was $236.16.
I was told I owe Arizona $274.00 and the federal government $879.00. Only change from last year was I had to withhold 0.5 instead of my usual 3.0 from state as I was (still am) struggling so much. I got kicked off food stamps. Thankfully I get medicaid insurance and my mental health insurance which is also free from the state. But it doesn't cover dental and I need a wisdom tooth out and a lot of dental work.
I don't understand why as I struggle so much and my life is so hard. I also had this same job 2 years ago with same hours and got a $1,300 refund in 2022. Last year I owed like $300 to the federal government but still got like $500 back. I was struggling so much with my job do to my mental illnesses and the fact working 40 hours a week with 4 hours combined commuting each way.
I want to know 3 things....Was there possibly a mix up on my taxes? (I already made an appointment with HR block). If not is there a way to fix my taxes so can make sure I always get a refund like I used to? I rely on this refund all year now because my job got rid of bonuses. And if I can't pay these bills is there a way I can get this debt forgiven through filing bankruptcy? | r/povertyfinance | post | r/povertyfinance | 2025-01-26 | Z0FBQUFBQm5teE5QcWFyTWFCbXVVTG01WWJqUlhoUlpuUEo1a09rOWQ1MzlIOFFvQUkzX1lkeEt1aDM1N3ZvYVBWZnNGZWhSMFRGS2ltcFVlcGhwb0tKbk5CSlU1U28xT2c9PQ== | Z0FBQUFBQm5teE5RdW1NbktpWEdQWFk1X3Yya2VJVTZPSllIUW1DX2k1U01zNm55OVZFc1hMX0R1NE4xRlgzV1hfOVhtX2NFZlpESUhGdV9uX2Eya2JSdTUtSWNNaGVsNzU1VTFHUDVWZVdnMnRqTWVjdkR6MGU2aWdjLXJWdHhQUU1VLTBKZWQwclFaYUR5Mmo2X0F2S0lmWEl0YUhWbUpFRmxIX2NqWC15U3FIdjdsZGNNMTdrWXhybVdvOUNGMmItRjU3MUJnVFNKRmVueEdiZ01uNWwyYnlSdDdvc0lsZz09 |
I'm getting an $800 amazon gift card from work, which I'm thrilled about. That being said, I'll feel guilty using it on wants more then needs. How do you rationalize/justify to yourself when it comes to using "free money" to indulge or by non-neccessities? | r/frugal | post | r/Frugal | 2025-01-26 | Z0FBQUFBQm5teE5QWkhvMmNtZ2F0VzZTTTVvTFQ1MktNVGZRQS1ZN1ZrUndGb085bFllNnBpYkc4Rmw1QTd1QjRLdE9lN0VXaWhqNTBIV2FvRXRRcGVCS1NPZlhIWHk0Mnc9PQ== | Z0FBQUFBQm5teE5RdlZZdmtUVF9iU1NXaVdEU2U4OHNEdkwzMmlOZjdBdFpWTjZiQ1RDNEZYSVBFNG1oOVRoVXg4am56SmFnU3BwZ1pjV2hUV21RZU1KekZFZzdnSkh6Nnp6clZ6UllVMVZoemNzZmd6UGYtampOUkRhOHhjZjBSa0R3QUhYdzFmcXphOW5BWHRPSGlfVXJzNWZHVmczYmowQjV4MWMzdi1UaktmaTNhWFJodGlRLUVCQkpDYlRVQU51WnlHZGkyeVd2WmxZUmdWeURqbm4zTDd0UVk5UzhrQT09 |
Rolling up to the end of my military service and the pension + CCB (child benefit) works out to $4100 net a month. It's not indexed for another 17 years, and of course the $500 or so in CCB goes away in about the same time frame. Savings only about 80k right now. I want to retire near Kitchener. We have one daughter, wife is a homemaker.
To me $4100 would be subsistence as we don't own a home and rents are high. My rough budget:
$2500 rent/utilities
$800 food
$500 transportation
$400 healthcare
We could cut down the transportation costs by living in a walkable town, but there's not much more give. Even part time minimum wage jobs are very hard to find in Kitchener, so supplementing that income is not necessarily an option.
For every additional year I stay in the military, the net take-home number goes up by about $120 per year, and the time to indexation goes down by two years.
What would your number be to LEANFIRE in similar circumstances?
| r/leanfire | post | r/leanfire | 2025-01-26 | Z0FBQUFBQm5teE5QSkNzbV9PaDdDWkR2SFdoUGk1SHVyT1RFcTBQR3pHMlN3RGNGckd5LVR3NkJXUE1jTlVudWYwekZtY0JDM2dleEV5YVk2NDRHbFA0aUE4ZURoYmZaY1E9PQ== | Z0FBQUFBQm5teE5RMThfSzUwMERJS1FqT2ZuckF0b2JOZUFMRFdKNk9oTEdwdG55cUNZTTA5aENaczcyY21wSW5oUGJwZ3hITjhud3l3SXhudUVlYzIwRUxwRW5sUFlIY2hBaFo3ejNfNkZpNm1LMGc4VUx2LWxTWU5mUEh1OW9KNTFCUW5JNl92Vko3cDkxSzN1V3F4Z3RBWDRqTTk1cG5fVDVXVVBlZFdjcVZZMS16UER1OXlBQmlSRGRVSkJLSUNfS1FPMEVaNGEtQlJ2Yk91RjM1Q2FUdUxvZ3FzMUFRUT09 |
Would the passphrase be something I created? I don't have the backup file. I just have the recovery phrase and actual address of the wallet | r/ripple | comment | r/Ripple | 2025-01-26 | Z0FBQUFBQm5teE5QYnZ0ajByaW82anJFZkptdDRtV2l0dGItTDIwT3g5V2g5N2RLU2pXb0tpMmJhWEZWRXlycTVKYXk2aVg4WnlEcDVuektnOGhSZWpPNFVrcUhHbFZsa2c9PQ== | Z0FBQUFBQm5teE5RRG9faEVFUGp1am91UExWc1JtOTN3QktVQ1pnSXBrNS0taDVFNTFqejFENzZBY3hyb1dkT1YwSU5nMnZueUJ0cWVJdE9FWnRaU19Qb0c2ZGlwNHVhU2FjVWsxVHZUcGk1cGRHWDFUWVFOc0JNaUlibDBoaEpJSHlnVkZWb09jYTU3ZkEwdkNLMFdyd0dSc090bmtyVWRBSl8yN0k1ckNvTUFQWUI3WTdPTjQ1SEpsRU5MUDNZUEF4SmJGbUoyVHVGQUNCVWJJc1dXcDVUYm9fdUV5QzJUdz09 |
Curious if a realtor could chime in here.
Before I purchased my home the property was split and sold as two parcels. A hack developer purchased the empty lot and built a new house on it.
They listed it months ago for (what I consider) way too much money. It didn't sell. We noticed that after large rains crew would show up to the home and clean up water, and the basement windows had industrial fans blowing air out. I'm guessing they have a leaky basement. It was delisted a few weeks ago.
This weekend I start seeing realtors showing up again. I was curious what they listed it at this time. But I couldn't find the listing anywhere.
Ends up they listed it using a fake house number and the name of the street behind the house where the driveway is. That's the back of the house and it's not the registered address of the home with the city.
My guess is they are trying to cover up all the issues and previous listing. The property doesn't even have a certificate of occupancy yet as they keep failing inspections.
Some might ask why I even care. But I feel like this guy is just cashing out on our neighborhood and is going to leave the potential buyer screwed. A quick Google search tells me it's not ok to list with a incorrect address. But it'd be nice to hear from an expert. | r/realestate | post | r/RealEstate | 2025-01-26 | Z0FBQUFBQm5teE5QQ1VVUWRwZncxNlhOTE9pc3NSeEtiQnNFN1djMENxR0tqYjNoMVIzaVFKR1ZEdG5UaWM1RkliNW5ZcE9Ycl9rSjRodVVGT2RsYkhxbG4xX3Njeno5NkE9PQ== | Z0FBQUFBQm5teE5RM3Bvc3I0Nm9CTEFIT3Y1RWlDM0ROemdYVUVBTFhseUtPdEttRE9fWHR4UjdLRTlCeGRTMGFaUGdMdVNzMTladTVUUWVSU1dtNEx1X3A5NlRwVlJBa1V4TENlbVotUEViZ1J5bmlWQUc4OC1ONDVrejZOTkM5TEhDcTEzSVAyWUhUdi0tVDJZeW1VcUE1aFJYdUkteWYtVE1WeDkxallvbElGd29IbUJhQlU5R3JsVEs4OFpqTGx6bWxDTXdEZGdsNnFJWV9Qa29kSHZLTmdBY2Q4WmV0Zz09 |
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