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How to relieve student loan borrowers during the national COVID-19 emergency?
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Federal student loan borrowers are automatically being placed in an administrative forbearance, which allow to temporarily stop making monthly loan payments. This suspension of payments will last from March 13, 2020 through Sept. 30, 2020,but you can still make payments if you choose.
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How can I get relief with lower payments on an income-driven repayment plan?
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It would be better to consider a different payment plan, such as an income-driven repayment plan. These plans base your monthly student loan payments on your income and family size. In some cases, the payment could be as low as $0 per month
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I would like to lodge a complaint about an automative business, how do I proceed?
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Is the business an automotive related business? and is the business located in New York State?
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Not really, no.
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Have you tried to resolve the question with the owner already?
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Well no because the owner is forever unreachable it seems.
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Who handles the investigation and how long does it take usually?
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Generally an Automotive Facilities Inspector will launch a formal investigation and a hearing might also take place. This process can take several weeks to several months to resolve, depending on on the nature of the complaint.
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Where do I lodge my Complaint?
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The address is:Complaint UnitBureau of Consumer & Facility ServiceDepartment of Motor VehiclesP.O. Box 2700-ESPAlbany
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Can I have a list of what types of businesses are covered by the DMV regulation?
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It covers repair shops, inspection stations, dealers, junk and salvage vendors, and other automotive related businesses in New York State
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And what if I don't agree with the outcome? Can i lodge a further complaint?
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Yes there is the DMV Consumer & Facilities Services Complaint Unit. You must submit a Vehicle Safety Complaint Report PDF VS-35, downloadable from the link above, along with any supporting documents to them and your case will be reviewed.
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I'm an Army vet and I want to look into help from the independent living track
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Does your your service-connected disability limit your ability to perform daily living activities and you can’t return to work right away?
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no, I think I could work but my activities are limited
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so do I get independent living help?
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you may qualify for independent living services through the Vocational Rehabilitation and Employment Independent Living track. You may also receive help as you work to find a job if that is a goal you and your Vocational Rehabilitation Counselor have created.
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what if I am eligible , how would I get help?
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A VRC would work with you to determine the severity of your service-connected disability, if you’re ready to work, and if you’ll benefit from independent living services. Your VRC will help you create a personalized, written independent living plan that meets your needs.
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can we see about the other requirements?
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Okay. Do you have a serious employment handicap?
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I think I do, depends on the job really
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Do your disabilities prevent you from looking for or returning to work?
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No, I think I could work and look for a job with a computer and that kind of thing
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I'm sorry but you don't appear to be eligible for independent living services through VR&E
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Hi, I need to Plan the benefits.
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Several families of yours Social Security can provide benefits.
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Perfect, what else do I need to know?
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Sure when you retire.
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Where can I find more information?
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Also if you are disabled.
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what else do I need to know?
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Also when you die.
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Where can I find more information?
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Benefits go to you, your spouse, and other eligible family members
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How to know if you qualify?
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Use our planners to help you better understand your Social Security protection, among other things.
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can you give me details of The Affordable Care Act and your VA health care coverage
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The Affordable Care Act ACA also known as the health care law was created to expand access to coverage , control health care costs , and improve health care quality and care coordination . Find out what you need to know about the ACA and your health coverage .
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Do I still have to pay a penalty if I don t have health insurance?
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Congress changed this part of the law for plans starting in 2019 and after . The individual shared responsibility payment no longer applies starting in plan year 2019 for which you ll file taxes in April 2020
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Does my health coverage through VA meet the ACA s minimum essential coverage requirement for 2018?
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Your health coverage meets the minimum essential coverage requirement for 2018 if you were signed up for one of the programs listed below
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you were covered under one of these programs in 2018
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yes
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you won t have to pay the fee when you file your 2018 taxes
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tell me the questions i must answer
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you must have been enrolled in one of these programs
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I need more information
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Find out what you need to know about the ACA and your health coverage
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Morning! I just read about the PBS license on an article but I don't know what's that, and I couldn't found any information about that. Could you help me out a bit? I'm interested because I'm not sure if I should get a PBS license.
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A Private Service Bureau PSB license is required of any person, firm , association or corporation engaged in the business of assisting for hire in securing licenses to drive motor vehicles , registrations , or titles of motor vehicles.
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Are you engaged in that!? So I can tell you how you can Apply.
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Yes, I'm engaged in that business.
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What are the requirements?
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You want to apply to operate a PSB license? .
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Yes, I want to have a PSB license.
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To apply for a license to operate a PSB, you must submit the NY State DMV: A) your form PSB-3 that shows your PSB name was approved by the DMV see aboveB) a photocopy of a valid NY State driver license or non - driver photo ID C)...I'll send you a document with the rest of the requirements so you can save it in your computer and check them whenever you want.ApplicationforPSB.pdf
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Ok, I read it but it does not say anything if I don't have emplyees.
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If you don't have any employees you must submit a completed Form CE-200 Certificate of Attestation of Exemption from NY State Workers Compensation. This is to show a government agency that NY State Workers Compensation insurance is not required
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I need to renew my truck's registration.
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I can help you with that. Please be advised that you must renew your registration before the expiration date.
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Do I need a MV-3 or OP-3 to renew my registration at DMV?
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It's best that you bring your renewal notice MV-3 or OP-3 with you when you renew, but if you don't have one, you can still renew your registration by completing the Application for Duplicate/Renewal Registration form.
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What guidelines should I follow if the name of my street is too long and I can't place it in the field?
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if the street name is a word that has an accepted abbreviation, use that abbreviation
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And what do I do if I don't know any abbreviation for that street?
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in that case omit the street type
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What if someone doesn't have current proof?
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in that case omit the voucher identification number section.
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What is the topic about?
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about the registry
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I need help regarding a replacement card for a non-citizen child.
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Of course. You can replace your child 's Social Security card for free if it is lost or stolen. However, you are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits.
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Does your child not have permission to work but does it need a Social Security number for other purposes?
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Yes, that would be the case.
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In that case you should see "If your child does not have permission to work" for further information.
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Do you need proof of my identity?
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Yes, we must see proof of your identity. An acceptable document must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.
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What documents do I need to show you?
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You must show us your child 's current U.S. immigration document. An I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa or an I-766 Employment Authorization Document, EAD, work permit.
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Alright, and what if I don't have one of these documents?
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In that case we will ask to see other documents, for example an employee identification card. Any documents submitted, including the following, must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.
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Can I use a taxpayer identification number to work, if I have one assigned for non-work purposes?
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No, unfortunately you can not use it to work.
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What about making payments?
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The US Department of Education has several loan servicers that handle billing and other services on loans for William D. Ford Federal Direct Loans and for loans through FFEL and loans the ED later purchased.
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Do you have automatic monthly debit of your loan payments?
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No, I have not set up automatic monthly debit payments from my checking or savings account.
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Do you need to make a payment by postal mail?
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No, I do not mail my payment in.
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Unfortunately, no relevant information is found.
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Would I receive a discount for signing up for debit withdrawal of my payments?
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Yes, you would receive .25% interest rate deduction on Direct Loans and you should contact your loan servicer for more information.
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I have a concern about my student loan service. What if I have FFEL Program loans that is not owned by ED and I need to contact them?
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