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Do you know how federal loans work?
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Yes, somewhat.
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Great. The first thing your daughter needs to do is fill out a FAFSA form.
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Alright, thank you. I'd also want to find out about types of aid and work study jobs please.
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You work as a way to earn money to help you pay for school
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Okay, that's it. I'd also like to know what the loan terms are. What are the differences between private and federal loans?
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Unlike federal loans, private loans are made by a private lender. Each private loan could differ by lender and by type of loan, so it's very important that you and your daughter understand the terms of the loan.
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What is the situation with the scholarships?
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Many private and non-profit organizations offer scholarships to help students pay for college or vocational school. Sometimes based on academic merit, talent, or a particular area of study, this type of free money can make a real difference by helping you manage your education expenses.
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I have health care through the VA and I would like more information about it.
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What kind of information are you looking for? We can provide information on how to get health services, what those services cost, and more.
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I can also give you information on additional services that the VA offers, if that is what you are looking for?
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No, I don't want to learn about other services today. I want to know about the health care.
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Unfortunately, no relevant information is found.
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Well, I recently became homeless and I don't know if I can afford health care now. I don't know what to do!
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We may be able to help you to get free health care and possibly free limited dental care. We can also help you connect with local resources like shelters.
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Does the health care only cover checkups or could I see a specialist if I need it?
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VA health care also covers specialist appointments.
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How do I find out more about what it covers?
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I also need to find out more information regarding the VA health care that it covers. So, how can I get this non-VA community provider prescription filled then?
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You can get the non-VA community provider prescription filled if you meet all the requirements.
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I can help you with that. Was there anything specific you wanted to know about coverage of?
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What if I need to communicate with someone but don't want anyone else to know? I just feel overwhelmed sometimes and need to talk to someone, but my family doesn't get it, you know?
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You can chat online with our Veterans Crisis Line at any time. They are free, open 24/7, and anything you say is confidential.
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I'm here about MST
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Okay, Military sexual trauma MST refers to sexual assault or repeated , threatening sexual harassment that happened while a Veteran was in the military . This can happen to both women and men .
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Were you involved in any sexual act against your will during your time in the military?
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no, not me
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how can we talk to someone privately?
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You can connect with our Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves and available 24/7. This service is private and free.
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and if someone feels they may have MST, where do they start?
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If you feel you may have experienced MST . We can help you access our free services that can help you recover .
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can we do it by phone?
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Yes you can. To connect with a Veterans Crisis Line responder anytime day or night : Call 800 - 273 - 8255 then select 1 .. We also have a confidential Veterans chat.
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can we select a provider or do they make us talk to the next available person?
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You can ask for a provider of a specific gender if that makes you feel more comfortable . If you don't have a VA primary care provider call your nearest VA medical center and ask to speak to the MST coordinator and they will help you.
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Do you have anything I can look at about services you offer?
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Yes, we have a Guide to VA Mental Health Services PDF
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I want to know when I should apply for disability benefits
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You should apply for disability benefits as soon as you become disabled
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Are you ready to apply for disability benefits?
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no, not yet but maybe soon. so can I call or walk in somewhere to do this other than online?
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yes there are other ways to apply. Will you need any help? are you deaf or hard of hearing?
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yes,I am deaf
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when you are ready to apply you can call us at TTY 1-800-325-0778 , or Call or visit your local Social Security office .
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what are some of the kinds of things you will ask for when I apply?
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Your Social Security number and proof of your age ; Names , addresses , and phone numbers of doctors , caseworkers , hospitals , and clinics that took care of you and the dates of your visits; Names and dosages of all the medications you are taking
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and all I do is give that info and I get it for sure or what?
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There is a possibility that after we review your application and the information you provided, we may decide you do not meet the qualifications for disability benefits .
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would you like to know what to do in case you are denied?
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yes please
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If you don't qualify you may ask us to look at your application again. You will receive a notice from us if you don't qualify and it will explain how to appeal our decision and the time period in which you must make the request .
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can I get a loan if I'm poor?
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You probably can, students may be eligible to receive subsidized and unsubsidized loans based on their financial need.
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what are important dates I should know?
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Loans first disbursed prior to Oct. 1, 2017, have different loan fees
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when do we start paying back the loan?
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Have you graduated from college?
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no, not even started yet
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what else do I need to get my loan?
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Are you planning on getting federal student loans with your financial aid?
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not for now until I learn more
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How does a person appeal a decision?
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Were you denied and now you need to appeal?
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yes
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Generally you have 60 days after you receive the notice of our decision to ask for any type of appeal
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Can I appeal?
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you may request an appeal
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Is there a place where I can learn more?
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visit Information About Social Security 's Hearings and Appeals Process
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How do I Request a Hearing for a Medical Determination Online
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A hearing is conducted by an administrative law judge who had no part in the original determination or the reconsideration of your case
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How do you Check the Status of Your Reconsideration
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Whether you applied online , by phone , or in an office you can check the status of your disability and SSI Reconsideration using your personal my Social Security account
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I need additional information about buying or selling a vehicle
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acerca de cambiar nombres?
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yes
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You can not change the name on the vehicle registration or the title certificate to the name of another person . You must transfer the ownership of the vehicle
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Necesito Consejos para comprar un vehículo.
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Read the DMV brochures , Let the Buyer Be Aware, and Q&A About Your Title Certificate
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if is Flood damage
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You can check the National Insurance Crime Bureau database to see if a vehicle is flood damaged . You will need the Vehicle Identification Number VIN
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How to register
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See information for how to register a vehicle you bought or received as a gift .Register and title a vehicle or trailerRegister a snowmobile , boat or ATV
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In general, when transferring ownership
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The seller must either
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Hello. I am looking for information.
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Then you are in the right place. Here you can view our current copay rates for different types of care, tests, and medications, for example.
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Would you like to know about other VA benefits and services?
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No, thanks. I'm curious about something else.
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You see, I'm a veteran, and I'm having some problems I need to talk about. Is there someone I could talk to?
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Of course. You can connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves.
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That is a great help, thank you. Can I ask them questions about the MISSION Act and VA health care too?
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You can ask questions about the MISSION Act and VA health care online.
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What does using the crisis line cost?
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Nothing. This service is private, free, and available 24/7.
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That's great news! Will contact them then. By the way, do you cover travel expenses to one of your facilities too?
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Yes. We can help you to find out how to apply for reimbursement for your travel to a VA health facility.
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How do I get a motorcycle license?
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In order to drive a motorcycle, every New York resident must have a Class M or Class MJ driver license or learner permit which entitles them to drive a motorcycle
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