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Gingivitis is an oral health condition wherein the gums are inflamed. If left untreated, this condition can lead to complications that are more dangerous, such as infections and cardiovascular disease. To prevent these from happening, there are natural remedies for gingivitis that you can do in the comfort of your home.
There are many reasons why people develop gingivitis. These include changes in hormones, drug intake, smoking, poor diet, and age. However, the most important and most common cause of gingivitis is improper oral hygiene. Bacterial plaque form on the teeth and gums, eventually hardening to form what is known as tartar. Since these are foreign materials, they elicit an immune response in the form of inflammation and this is what is known as gingivitis.
It should be easy to get rid of plaque just by brushing your teeth and using antiseptic mouthwash. However, the problem lies in the ingredients of the oral care products that are used. Not many people know this but many of the common ingredients in toothpaste and mouthwash are actually toxic and carcinogenic. These include triclosan and sodium lauryl sulfate, which have been shown to disrupt hormones and kill cells, respectively.
Salt – A salt-and-water mixture is often used as a natural mouthwash since salt exhibits potent antibacterial properties. Make sure to swish this mixture around the mouth because this will help dislodge food particles that may be stuck. To get just the right amount of salt with water, add a teaspoon of salt to every eight ounces of water.
Baking soda – The mildly abrasive nature of baking soda can get rid of plaque that has build up. In addition to this, baking soda can also neutralize acids in the mouth with its alkaline property.
Turmeric – Studies have shown that turmeric is as effective as commercially available mouthwash at eliminating plaque and preventing gingivitis. This could be attributed to the presence of curcumin, which is known for reducing inflammation, killing bacteria, and preventing oxidative stress. For a better effect, mix one teaspoon of turmeric with half a teaspoon of salt then use water or coconut oil to give it a paste-like consistency. Apply this mixture on the gums then rinse it out after a few minutes.
Lemon juice – Since lemon juice is highly acidic, it acts as a great antibacterial agent. This can also be used as a mouthwash but make sure to dilute it first in water since too much acids can damage enamel. This is also why it’s important to rinse with water alone after using diluted lemon juice as mouthwash.
Aloe vera – The gel inside aloe vera can be directly applied onto gums to enjoy the natural antimicrobial and anti-inflammatory effects of the plant. After leaving it on for a few minutes, use plain water to rinse it off.
Sage – Sage is not just good for seasoning meals, it can also be used for treating gingivitis since it has antimicrobial properties. It can be used in the form of mouthwash from sage oil or from boiled sage leaves, or a paste from crushed leaves.
Discover more natural remedies for gingivitis by visiting Health.news today. | 2019-04-24T22:03:19 | https://foodcures.news/2018-11-07-a-list-of-effective-natural-treatments-for-gingivitis.html |
This news release was originally published on L3 Technologies' website.
NEW YORK–(BUSINESS WIRE)–Feb. 12, 2019– L3 Technologies (NYSE:LLL) announced today that its Board of Directors has increased the company’s regular quarterly cash dividend from $0.80 to $0.85 per share payable on March 15, 2019 to shareholders of record at the close of business on March 1, 2019. | 2019-04-19T07:25:43 | https://www.dsjournal.com/2019/02/12/l3-technologies-increases-quarterly-dividend/ |
We offer multiple payment options. Just pick one that is the most convenient for you. The shipping costs partly depend on the chosen payment method (in case of cash on delivery).
Only applicable for schools, government entities and upon request.
To pay with paypal, just follow the on-screen instructions. If you want to by by credit card, just chose I don't have a Paypal account and enter your data (no Paypal account is needed or will be created). | 2019-04-20T08:27:13 | https://eisbrecher.hamburgrecords.com/payment |
A Simple & Sheek Bridal Affair at the Baltimore in Atlanta.
We are always delighted to help make someone’s day memorable. On this day we helped our bride. | 2019-04-20T10:43:54 | http://epicureandrama.com/tag/www-epicureandrama-com/ |
Washington, D.C. – The National Lesbian & Gay Journalists Association (NLGJA) announces the recipients of its Excellence in Journalism Awards.
The recipient of this year’s Journalist of the Year is Steven W. Thrasher of the Village Voice, New York Times and Out. The recipient of this year’s Sarah Pettit Memorial Award for Excellence in LGBT Media goes to Chris Geidner, formerly of Metro Weekly.
NLGJA’s Excellence in Journalism Awards were established in 1993 to foster, recognize and reward excellence in journalism on issues related to the LGBT community. In addition to Journalist of the Year and the Sarah Pettit Memorial Award for Excellence in LGBT Media, awards will be presented for excellence in news writing, feature writing, opinion writing, local television, network television, radio, online, HIV/AIDS and student journalism.
Awards will be presented at the UNITY 2012 Convention NLGJA Awards Reception, August 3, 2012 in Las Vegas. For more information on the convention, visit nlgja.org/unity/. | 2019-04-24T21:52:08 | https://www.nlgja.org/blog/2012/07/2012-nlgja-excellence-in-journalism-awards-announced-2/ |
Business relationships, although not marriages, can be just as binding and intimate, and the extraction can be just as complicated and expensive. Business is all about relationships – the long and the short of business really is just a series of relationships, business can’t exist without relationships. Everything that you do in business is a part of a relationship, a dealing, a liaison with another person or entity.
Fundamentally and primarily, it’s our customers that we have and want to have a relationship with – supply and demand – we want to fulfil a need in the community at large and make money at the same time. And we’re all here because we want to network or ensnare more customers and learn how to grow our client base – to build more mutually beneficial relationships. But besides the customer relationship, there’s a myriad of other important relationships in the business life cycle: with our co-owners, with our contractors, with suppliers, with our landlord, with the government (in the form of regulatory bodies).
The role of a good business lawyer is to help you understand and control those relationships as much as you can, to give you advice, certainty and clarity around them, in many instances to draft the “Relationship Rulebook”, which is the contract that governs that relationship.
A good employment contract will be the rule book that benefits and defines both sides of this relationship. A correctly drafted and comprehensive employment contract will work for you to retain your staff, which adds to your business value and bottom line. It will hold good employees to you making your business more attractive for a buyer or valuer.
the circumstances in which your employees can gain a stake in the business, you can plot out their career path. Gen Y want this certainty – they want to see a clear path to the top, to where they are going. Put this in the contract and set out the steps or milestones – might be budgetary, might be after particular training has occurred, might be when have engaged a particular number of own customers. Might never happen, but it’s covered in there. IF you have a staff member on a normal contract and discussions start about buy-in, this should be separately documented – a separate “Rule Book” to govern the progression of this relationship especially once share transfers or ownership responsibilities start passing. You need to control a third party’s entry into your business because they will have expectations, and they will also be holding themselves out to your customers as a stakeholder, need to have control of this process. BUY-INS need to be clearly documented.
The relationship between rewards and performance – well-written contracts outline the KPIs that the staff member must achieve and what you will give them in return. KPIs can be any number of things – your contract can record that if he or she grows your client base by a particular number of clients or by a particular proportion of $$, you reward them, or it can be less profit driven than that. Eg if they find and bring in another employee, they get a bonus – finders fee or spotters fee. If they reduce your debtors, if they help their team achieve their KPIs, if they develop a particular process or streamline one. All of this can go in your contract. As a rule, the staff member will appreciate the certainty and aim high. This clear content is also a mechanism – if these KPIs are not consistently met, this will lead to discussions about the future of their employment, this is your “out” for employees that aren’t the right fit.
Not only the duties and responsibilities that an employee has, but the way in which they must fulfil them ie return customer calls within __ hours, report to the customer on a weekly basis, do a follow up enquiry on each job. You can demand accuracy, you can demand excellence. And you can require your staff to mentor, supervise and train.
Above are the incentives contained in the contract designed to attract to come and to stay. Below are the mechanisms you can include (in the fine print) as a disincentive to leave….
You might invest money in the training of an employee so that they are a greater asset to your business. Your employment contract can record that the staff member must stay with you for a particular period of time in exchange for that training – or else they must pay you back.
Good and tight restraint clauses that prevent an employee from moving on to a competitor with their following of customers/clients, and with other staff members, will be a disincentive to leave. Gen Y want the path of least resistance, and if moving on means building up a new clientele or customer-base, they may just avoid it! Hopefully this isn’t their only reason for staying – Michael has talked about motivators and ways to retain staff. But you want your restraints to work. The law on restraints is a mine-field, the clauses must be done properly or they are meaningless/toothless. You might have seen a restraint clause, it can have decreasing or “cascading” options of distance and time so that if a court finds 5 years is too long, you can fall back on three years, then two then one. The more restrictive you try to be, the more uncertain it is – then you won’t know if it will actually be enforceable until you’re in court trying to enforce it – court decides each case on its own merit, so hard to predict what you can achieve. Also, so that it is enforceable, the clause will be framed in a way that prevents the departing employee from courting or enticing customers and other staff members, rather than stopping the actual employee or staff member from going to the departing employee – this means that if you are going to prosecute for a breach of restraint, you need to have proof of the departing employee having made an approach to the customer or staff member which will constitute the breach. A restraint that stops them ever dealing with a customer or staff member is likely to be void because it goes against public policy (too great a control on free trade and the consumer’s right of choice). Usually framed to stop them approaching clients and staff. Enforceability will depend on the type of business you are in – like lawyers, financial advisors, insurance brokers, where the relationship with the individual advisor transcends the relationship with the business, restraints will be much more crucial. These are the employees who will target their existing clients when they set up elsewhere, this is what you have to protect yourself against.
First consideration of a court in these situations is: does your business have a legitimate interest to protect. Second – is the drafted restraint a reasonable protection of that interest? NSW courts can also apply the Restraint of Trade Act to read down the broadness of a clause. Two recent successful cases in NSW enforcing restraint of trade clauses – a recruitment consultant and an accountant.
A good employment contract should always contain mechanisms that protect your business’ Intellectual Property.
Your business loses immediate value if your know-how, techniques and procedures, client databases can walk out the door with an employee. Your IP in the hands of a competitor will render your business value-less.
In the context of employees: your employment contract should say that any information or confidential information gained by your employee once they work for you is YOURS and cannot be used by them afterwards – contract should clearly set out what that confidential information is: know-how, techniques procedures or methods used in operation or training, marketing or business plans or strategies, your financial books and records, your precedent documents, your client information, your supplier and contractor information, your log-ins and passwords. As well as being in your employment contracts, you should have similar protections and restraints with anyone who comes into your business and has the opportunity to observe any of this IP – contractors, secondees.
I mentioned last week that you can also own your employee’s ideas and innovations if they are devised during their employment with you. Your employment contract can be framed in a way such that you own the inventions/creations of your employees and all the copyright. Within the contract, you build in the employee’s consent and cooperation, including to allow you to edit, improve and adapt their inventions, works and designs. This is a fundamental way in which your employment contract can add value to your business, by creating ownership of the ideas that your employees come up with while working for you – where the ideas have value, they stay with the business. Copyright is free and easy in Australia but is not enough – grey areas where you will be arguing with your employee about when they formulated their ideas and if it was in the course of their employment. Better to use patent, more expensive and convoluted but greater protection.
Finally, where your employment contract has family friendly working conditions in place as an incentive such as working from home or job sharing, include the necessary protections for you as an employer – for example setting it up as a safety compliant, checklists about what is in the home office, what you are allowed to do (eg not to mow the lawn). For job sharing, there must be clear guidelines and requirements for handovers.
Next → Next post: Employees: To terminate or not to terminate? | 2019-04-26T02:44:56 | https://elringtons.com.au/2012/09/employement-contracts/ |
Martin, TN. Fine Arts Building The Little Theatre.
Martin, TN. Blankenship Recital Hall.
Hidden in Plain Sight: A Collaborative Approach to..
Martin, TN. Boling University Center | UT Martin | 61 Mt Pelia Rd |Marti..
Martin, TN. Blandenship Recital Hall. | 2019-04-26T02:50:22 | https://www.wikido.com/us/tn/martin |
Ottawa’s Pride parade will be a huge demonstration for gay rights that will end at the foot of the national legislature.
The Pride Committee Of Ottawa-Hull has teamed with the lobby Equality For Gays And Lesbian Everywhere and the Foundation For Equal Families, which filed an omnibus lawsuit against the federal government charging that straight-only spousal rights laws are unconstitutional.
The Pride parade starts at 2pm on Sun, Jul 11, leaving the public school at the corner of Arlington and Bank and travelling all the way up Bank.
Tis the season for Pride everywhere in Ontario.
¥ In Windsor, the Pride parade will start at 2pm on Sun, Jun 13, at Windsor Stadium and goes down the main street to City Hall. But there’s stuff happening all weekend, including a dinner and dance sponsored by the Canadian Auto Workers homo caucus on Jun 11. Call (519) 973-4951 for all the details.
¥ In Simcoe County, there’s a Pride Dance on Sat, Jun 19. It starts at 8pm, at Oro community centre on Highway 11; for more info, call the Gay And Lesbian Alliance Of Simcoe County at (705) 327-7800.
¥ In Kingston, the Pride march will be held at 1pm on Sat, Jun 19. Meet at McBurney Park, corner of Ordnance and Clergy. There’s a dance later that evening, from 9pm, at Greek Hall (121 Johnson St, $5 to $12, sliding scale admission).
¥ In Hamilton, Pride is Sat, Jun 19. There’s no march, but a full day of festivities is planned at the Ontario Workers’ Arts And Heritage Centre (51 Stuart St). Everything starts off with a church service at 1pm, followed by a picnic and games at 2pm, followed by musicians. The dance (with DJ Don Summerfield) starts at 9pm. Everything’s free. Call (905) 526-1074.
¥ In Wellington Region, Pride is Sat, Jun 19. Folks in Guelph, Cambridge and Kitchener-Waterloo celebrate their fifth annual Pride. Meet at Kitchener’s Victoria Park, just a few yards west of the bus terminal. They’ll be on Roos Island (where the bandstand is). Opening ceremonies are at 1pm (though the barbecue and beer garden opens at noon). Events are planned through to 7pm.
¥ In London, Pride kicks Fri, Jul 2 with an art gallery exhibit (at 6pm at the Galleria Mall) and a reception marking the 25th anniversary of HALO, the Homophile Association Of London, Ontario. The building is at 649 Colborne St. The street itself is shut down for a festival from the 9th to the 11th, with the parade starting at 2pm at HALO on Sun, Jul 11. HALO is at (519) 433-3762.
¥ In Sudbury, Pride will be proclaimed for the week of Tue, Aug 3 to 8. The Pride parade will be held on Sat, Aug 7. Opening speeches begin at 11am at Tom Davies Square, leaving an hour for a march through the downtown.
From 1 to 4pm, there’ll be a BBQ and entertainment at Memorial Park, followed by a community dinner at a local restaurant, a youth dance and a bar night (at Zig’s Bar, 33 Elgin St).
For more info, contact Marco Theriault at (705) 688-0500, or e-mail [email protected].
¥ It’s Sarnia’s very first Pride Day! The parade starts at 3pm on Sat, Aug 21, at Centennial Park. It’ll be followed by a dinner at 5:30pm, entertainment and a dance, all at the Ramada Hotel on London Rd. Call (519) 383-7704 for more info.
And in Montreal, Divers/Cite will be held Wed, Jul 28 to Aug 1. | 2019-04-22T14:44:28 | https://www.dailyxtra.com/pride-march-on-ottawa-48186 |
good hip and clean in the throat.
2. Great bull to use on smaller framed cattle. | 2019-04-26T00:01:40 | http://universalsemensales.com/breeds/angus/buffalos-conclusive-bn46 |
100 Pics I Love USA Level 52 Answers for iPhone, iPad, iPod touch, iOS devices and all Android devices. Remember, use less clues and you can win more coins!
If this picture and answer is different with Level 52 that you mean, you can search and find the answer at 100 Pics I Love USA Answers All Levels. | 2019-04-20T01:00:07 | http://www.100pics-answers.org/100-pics-love-usa-level-52-answers/ |
Questions About Dining At Our Paragould Restaurant?
Delivery is available for orders of $50 or more.
Use the form below to contact Kiss the Cook Restaurant & Catering. If it is urgent, please don't hesitate to give us a call!
We try to answer messages within one business day. | 2019-04-18T18:52:31 | http://www.kissthecookyum.com/contact-us |
FILE - Oscar Pistorius sits in the high court for the fourth day of sentencing in Pretoria, South Africa, October 2014.
South African paralympian Oscar Pistorius, freed on parole last month after serving a fifth of his prison term for killing his girlfriend, faces years more in jail if state lawyers can get his conviction scaled up to culpable homicide from murder.
Prosecutors will argue before the Supreme Court that a high court judge was wrong to let Pistorius off the more serious charge after he fired four shots through a door on Valentine's Day 2013, killing Reeva Steenkamp.
The 28-year-old track star will not be present at the one-day hearing in Bloemfontein, 400 km (250 miles) southwest of Johannesburg, his lawyer Barry Roux told Reuters.
A panel of five judges will hear the appeal, and could either order a retrial, convict Pistorius of murder themselves or reject the prosecution's appeal, legal experts have said.
"The [high] court not only approached the circumstantial evidence incorrectly, but also incorrectly excluded relevant evidence," prosecutors said in documents filed at the court.
Pistorius, dubbed "Blade Runner" because of the carbon fibre prosthetic blades he uses to compete, denied deliberately killing his girlfriend during his six-month trial, saying he mistook her for an intruder at his home.
Prosecutors said Pistorius intended to kill Steenkamp, who they said fled to the toilet during a row.
But high court Judge Thokozile Masipa ruled last year that the state had failed to prove intent or dolus eventualis, a legal concept that centers on a person being held responsible for the foreseeable consequences of their actions.
The state insists Masipa misinterpreted some parts of the law and that Pistorius must have known that the person behind the door could be killed.
After the trial last September, Pistorius, a gun enthusiast, was also convicted of firing a pistol under the table of a Johannesburg restaurant but was let off on charges of illegal possession of ammunition and firing a gun out of a car sunroof.
The athlete, whose lower legs were amputated when he was a baby, was freed two weeks ago in line with South African sentencing guidelines that say non-dangerous prisoners should spend only a sixth of a custodial sentence behind bars.
He has not been seen in public since then and is under house arrest that confines him to his uncle's home in a wealthy Pretoria suburb for the duration of his sentence. | 2019-04-23T11:24:02 | https://www.voanews.com/a/reu-south-africa-asks-appeal-court-to-convict-pistorius-of-murder/3034180.html |
Finalizing the menu mix should happen after you've checked all the information and verified that it is correct. The menu mix is used to calculate your Ideal Usage (how much of each ingredient your location should have used for all of those sales), so finalizing the Menu Mix needs to be done to have accurate Ideal Usage information. The same principle applies to finalizing deliveries and finalizing inventory counts: these values are used to calculate Actual Usage (how much of each ingredient your location truly used). | 2019-04-20T01:20:20 | https://502.hubworks.com/671/why-do-i-have-to-finalize-a-menu-mix |
The Adzuna recency index score for this search is 1.47, suggesting that demand for Customer Service job vacancies in Dedham, MA is increasing.
The average salary for open Customer Service jobs is currently $52,500, 43% lower than the national average salary for all jobs which is $91,454.
There are 83 Customer Service job vacancies in Dedham, MA available immediately, compared to 113 in Norwood, MA.
Get the latest Customer Service Jobs in Dedham, MA delivered straight to your inbox! | 2019-04-20T17:03:28 | https://www.adzuna.com/dedham-ma/customer-service |
Temporary fence hire is now available in Sydney through Party Hire Group. Due to popular request, we have teamed up with Sydney Fence Hire to be able to offer temporary fencing for events and festivals at great rates.
Temporary fencing is a great way to section off an area that you want to restrict the public from entering. They are great for use where there are large crowds and you need to cordon off an area or to restrict public access. Our temporary fence panels for hire are finished in a glavanzied steel and stand at 2.1m high and are 2.5m wide. They come with 25kg base weights to ensure they are secured to the ground.
All of our temporary fencing comes with installation which includes safety brackets to join the temporary fence panels together to make them stronger and to prevent unauthorised access.We can also organise shade cloth for extra privacy, and branded mesh for those looking to promote their products or services.
Our temporary fencing can be hired for a one off event, or be used for periods spanning up to 12 months. Simply check out our price list and hire periods below. | 2019-04-20T05:16:07 | https://www.partyhiregroup.com.au/temporary-fence-hire/ |
Welcome to our Austin vietnamese restaurant reviews guide where you'll find top restaurants off the beaten path, both locally owned and chain. In fact, some of the best restaurants in the Austin just might be the little mom and pop operations flying under the radar. For some of the best picks in Austin, you've come to the right place.
the pho broth has excellent flavor. great value prices for all their dishes. food comes out very fast. there's a mounted flat screen TV plays sports Vietnamese dance performances or singers that is distracting and annoying to me but others may like it. modern tasteful decor.
The best Pho I've had anywhere, served with Thai basil, bean sprouts, etc. The egg rolls are excellent too. The iced tea is a bit watery, not much more than colored water. The vermicelli is equal to the best I've had elsewhere. | 2019-04-21T10:47:46 | https://www.activediner.com/restaurant/us/tx/austin/reviews/vietnamese/newest |
The construction workers are constantly exposed to various risks on the job site due to the nature of their work and the industrial machines that are used. Many accidents can happen on the construction sites if appropriate safety rules are not being followed. For every machine or equipment that is used, appropriate skills and knowledge is vital.
The mobile cranes are the most common machines that can be seen on every construction site all over Australia. In general, a mobile crane is a lifting machine used for lifting and moving loads with large weight. In Australia, more than 125,000 cranes are used every day within the construction industry, meaning that around 200,000 workers are directly included in the crane operations. Although there are strict rules that must be followed, the crane accidents are still very common.
Regular mobile crane inspection and maintenance according to the manufacturer’s manual. Proper maintenance is important for achieving the best results. Regular inspection is also vital to ensure that the mobile crane is in good working conditions.
Appropriate training programs for the crane operators. One of the factors for mobile crane accidents is the lack of knowledge and skills. That’s why the operators need to be properly trained in order to learn all the skills that are required for safe and efficient crane operation. It is vital for the mobile crane operator to be properly trained before using the machine.
Following the manufacturer’s guidelines for assembling and disassembling the mobile crane. The instructions for assembling and disassembling the mobile crane are crucial for safe operation.
Ensuring effective communication between the crane operator and other workers on the job site. The operator of the mobile crane should be aware of all safety risks, and also the operator needs to communicate with all other workers that are working near the mobile crane. This way serious accidents can be avoided.
Using standard hand signals and providing training for signal personAll workers on the construction site must understand the standard hand signals that are used for more effective operation and communication. A person who is specially trained for hand signals is crucial for effective communication.
These rules and safety tips are only part of the complete list of recommendations which are specifically written for the mobile cranes. It is important for workers to be aware of the risks when operating or working near mobile crane. These steps do not promise that accidents won’t happen in the future, but what needs to be done so that the number of mobile crane accidents can be minimized. | 2019-04-25T08:46:43 | http://www.waysto.com.au/ways-to-prevent-mobile-crane-injuries/ |
REPORT: First Assistant County Attorney Geri Bonzon Keenan read into the record the title of the foregoing proposed ordinance. Chairman Bovo, Vice Chairwoman Edmonson, and Commissioner Sosa asked to be listed as co-sponsors. There being no comments or objections, the members of the Board proceeded to take a roll call vote on the foregoing ordinance as presented.
REPORT: The foregoing proposed ordinance was adopted on first reading and set for public hearing before the Public Safety and Health Committee meeting on Thursday, January 18, 2018, at 1:30 PM.
Sec. 21-31.5. Human Trafficking Awareness Signs at Adult Entertainment, Massage, and Bodywork Services Establishments.
(d) Enforcement. Any person violating any of the provisions of this section shall[[, upon conviction of such offense, be punished by a fine not to exceed five hundred dollars ($500.00) as provided in Section 775.083, Florida Statutes, which may be amended from time to time, in the discretion of the court]] >>be subject to penalties, civil liability, attorney�s fees and enforcement proceedings as set forth in chapter 8CC of the Code and shall be subject to any other such enforcement proceedings as may be allowed by law<<. Each day of continued violation shall be considered a separate offense.
Sec. 8CC-10. Schedule of Civil Penalties.
Obstructing, damaging, destroying, or interfering with canal, drain, ditch, watercourse, etc.
Section 3. If any section, subsection, sentence, clause or provision of this ordinance is held invalid, the remainder of this ordinance shall not be affected by such invalidity.
Section 4. It is the intention of the Board of County Commissioners, and it is hereby ordained that the provisions of this ordinance, including any sunset provision, shall become and be made a part of the Code of Miami-Dade County, Florida. The sections of this ordinance may be renumbered or relettered to accomplish such intention, and the word "ordinance" may be changed to "section," "article," or other appropriate word.
Section 5. This ordinance shall become effective ten (10) days after the date of enactment unless vetoed by the Mayor, and if vetoed, shall become effective only upon an override by this Board. | 2019-04-18T14:22:36 | http://www.miamidade.gov/govaction/matter.asp?matter=172681&file=true&yearFolder=Y2017 |
If you do become a victim of crime it is important that you ask for help and report it. You can call us on 0800 40 50 40 or text 61016. In an emergency, dial 999.
Please feel free to approach one of our police officers or any member of rail or Tube staff, if you have been a victim of or have witnessed a crime.
If it is not an emergency and you want to report a crime on the National Rail, London Underground, London Overground, Docklands Light Railway, Midland Metro tram system, Croydon Tramlink, Sunderland Metro and the Glasgow Subway, call us on 0800 40 50 40 or text 61016.
If your enquiry concerns buses or roads, you can contact local police anywhere in the country by dialling 101. In an emergency, always call 999.
We will try to deal with your crime report as quickly as possible but please remember that we must prioritise those in immediate danger.
If a crime is taking place or a serious crime has been committed, we will always try to attend as soon as we possibly can.
For other offences, which have already happened and where no-one is in danger, police may take some initial details before arranging to take further information from you at a later date.
Any officer or member of police staff should deal with you with consideration and professionalism.
If you are in any way unhappy about how you or your report of crime has been investigated you have a right to make a complaint and we would encourage you to do so if you feel dissatisfied.
Where can I receive support?
There are a range of services who work alongside the police to support victims of crime. For example, we can put you in touch with Victim Support, a charity which provides help to victims of crime.
There are services especially set up to help victims of sexual offences. Ask the officers dealing with your case to put you in contact if you would like to talk to someone.
If you are in the UK from overseas and fall victim to crime, your embassy or consulate should be able to help you.
Why do we survey victims of crime?
The Home Office requires police forces to conduct victim satisfaction surveys with specified victim groups and return data on a regular basis. In line with this we talk to around 4,000 victims a year about their experiences with us.
We are committed to gaining input from the public and local communities via enabled feedback/surveys to help us focus on delivering a great service to our customers and the travelling public in a timely and proactive manner. Having victim surveys means we can find ways of improving the service that we provide and adapting our approach to suit the needs of the community.
Find out more information on surveying victims of crime. | 2019-04-20T08:58:27 | https://www.btp.police.uk/safety_on_the_railway/if_youre_a_victim_of_crime/how_to_report_a_crime1.aspx |
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Commissioner Marvin Arrington, Jr. & Wolf Creek Library invite you to attend Geological Agriculture (GeoAg) workshops. GeoAg is the studey of growing plants in rocks without soils and fertilizers. Learn more at www.tosoilless.com. Come learn and grow! | 2019-04-20T17:18:22 | http://socialweb.net/Events/237675.lasso |
Rumblegumption might be an old Scottish word for common sense.
Rumblegumption chronicles the life of Orm. He might be an ordinary fellow but he often feels like the odd one out - out of date, out of touch, an outsider.
Oh, he tries his hardest but it does seem like he's the only one. | 2019-04-21T10:18:59 | http://deanparkin.moonfruit.com/rumblegumption/4533539687 |
Through the magic of Facebook, I've been messaging my niece, Elaine who lives in the Sonoma Valley of northern California. I said she should come visit me; she replied she would if she could go wine tasting in the whole country. I quipped back that we could wine taste all day, every day. And I wasn't kidding. France is full of tiny wineries whose wines never make it to the big markets here, much less to the States! So I dedicate this post to Elaine. This is wine tasting in my neck of the woods.
Clos Siguier is located literally at the end of a one-lane road. The address is Montcuq, but believe me, we were deep, deep in the country when we found the small cluster of buildings of the winery. Monsieur the Elder was resting in the house; Monsieur the Younger was at a wine fair in Paris. But Madame the Elder was happy to pull on her sweater, brave the cold, drizzly rain, and open the cave for us. No fancy gardens, no art work on the walls. This is not your elegant Mondavi winery of the Napa Valley nor any of those tourist destination tasting rooms of the Sonoma. This is French rural wine tasting at its best. The cave was so dark that even with the lights on, I had to use my flash and doctor up the shots of the wine barrels in Picasa so you could even see them. Prices were written on the small board. I chose a 2007 AOC Cahors that was listed at 5,50 euros a bottle but which Madame sold me for an even 5 euros. My friend, Maggie bought half a case of her favorite. They even sell vrac here. I read up on the wine and the vigneron; both are well-respected in the world of Cahors wine. Not one of the very famous producers, but a quality Cahors at a good price. I was not disappointed in my choice. And BTW, this wine from this tiny winery actually is exported to the States!
So, Elaine....ready to come to France for some wine tasting adventures in the countryside? This is only one of thousands of little wineries we can visit. I'm game if you are!
1779...carved in the stone lintel above the cave door. | 2019-04-19T20:59:13 | https://www.melangedmagic.com/2012/12/clos-siguier.html |
The second half of the 1990s is characterised by far-reaching entrepreneurial decisions. These included the acquisition of American Re in 1996, and also the founding of the ERGO Insurance Group in 1997 and of MEAG MUNICH ERGO AssetManagement GmbH, MEAG for short, in 1999. Munich Re now provides both insurance and reinsurance under one roof.
Munich Re acquires American Re for a total purchase price of around US$ 3.3billion. This represents a major step towards the target US market.
Munich Re acquires DKV Deutsche Krankenversicherung AG of Cologne, thereby considerably strengthening its personal lines business in the health insurance sector.
In 1996, the Frankfurt Stock Exchange lists the company’s registered stock in the DAX 30 – the index of the 30 largest and highest-turnover companies in Germany.
D.A.S., Hamburg-Mannheimer, DKV and Victoria merge to form the ERGO Insurance Group.
ERGO’s head office in Düsseldorf.
Munich Re strengthens the staff and structure of its branch in Hong Kong. Representative offices in Beijing and Shanghai complement the Group’s presence in the Chinese market.
In April, MEAG was founded as the asset management company of Munich Re and ERGO with the aim of strengthening the return on investments and bolstering the Group’s financial strength.
DKV is the first foreign private health insurance company to open a representative office in China. Opening this representative office in the Shenzhen Special Economic Zone in Guangdong Province is a necessary step towards obtaining the licence that DKV wants in order to start transacting health insurance business.
A new business unit is set up in Chile to coordinate Munich Re’s life reinsurance business in South America. A branch is opened in Warsaw, recognising the considerable growth potential in the Polish insurance market.
The two winter storms that rage across France in December alone cost Munich Re about half a billion euros. In addition, Munich Re has to cope with the cost of a hailstorm in Sydney, Typhoon Bart in Japan and severe earthquakes in Turkey, Greece, and Taiwan. The losses for 1999 subsequently stand at €1.1billion.
ERGO acquires several subsidiaries in other European countries, including the Gruppo Bayerische (later renamed ERGO Italia) and Alte Leipziger Europa, together with companies in Poland and the Baltic states. These henceforth operate likewise under the ERGO or ERGO Hestia (Poland) name.
AXA Colonia and Munich Re develop a new type of capital market solution for covering the earthquake risk during the 2002 World Cup in Japan.
At 8.45 a.m. on 11 September, terrorists crash a Boeing 767 airliner with 92 passengers on board into the North Tower of the World Trade Center. At 9.03 a.m. another hijacked plane smashes into the South Tower. Around 3,000 people are killed, and 150,000 lose their workplace. The insured loss is initially estimated at about US$ 12 billion. One year later, this figure is upped to US$ 40–60 billion. With a cost to the company of around US$ 2.2 billion, 9/11 is by far the biggest loss in the company’s history.
In August, the worst flooding in Europe for centuries, probably even since the “thousand-year flood” of August 1342, occurs on the rivers Danube, Elbe, Vltava and their tributaries. Europe-wide, the floods cause economic damage of around €18.5 billion, of which around €3 billion is insured.
The ERGO Insurance Group acquires the direct insurer KarstadtQuelle Versicherungen, thereby strengthening its direct-selling business.
Munich Re becomes the first international reinsurer to receive a licence to write business throughout China in all classes of reinsurance.
A full member of the Board since 2000, Nikolaus von Bomhard becomes CEO with effect from 1 January 2004. The former Chairman of the Board of Management, Hans-Jürgen Schinzler – in office since 1993 – joins the Supervisory Board.
Munich Re establishes Munich Re India Services Ltd. in Mumbai. The company mainly looks after life insurers.
Munich Re celebrates its 125th anniversary and establishes the Munich Re Foundation with its motto “From Knowledge to Action”. The Foundation helps to support people in risk situations and improve their living conditions, primarily in developing countries.
With wind speeds of up to 280 km/h and gusts reaching 350 km/h, Katrina sweeps over the Gulf of Mexico at the end of August. Parts of New Orleans are under more than seven metres of water. Hundreds of thousands of people flee, more than a thousand die. Estimates in November 2006 put the overall economic loss at US$ 125 billion and the insured loss at US$ 60 billion. Hurricane Katrina thus becomes the most expensive insurance event of all time. The cost for Munich Re is an estimated US$ 1.6 billion.
On 19 September, Munich Re becomes the first foreign reinsurer to be granted a licence for life and non-life retakaful business by the Malaysian supervisory authority, Bank Negara of Malaysia. Retakaful, the name given to the Islamic form of reinsurance, is based on the principles of Islamic law (Shari’ah).
ERGO’s expansion includes the acquisition of a majority holding in the Turkish insurer, Isviçre. D.A.S. establishes a subsidiary in Estonia, thereby continuing the success story of its many international ventures in a total of 23 markets.
DKV Seguros assumes responsibility for all public healthcare services in the Denia region in Spain with effect from 2007.
As part of its realignment in the US insurance market, Munich Re buys the US primary insurance company Midland. Through its wholly-owned subsidiary, American Modern Insurance Group, Midland’s operations focus on specialty insurance, which includes niche segments such as insurance for prefabricated houses and motor homes.
Ten years after the representative office was inaugurated in São Paulo, Munich Re takes advantage of the opening-up of the Brazilian reinsurance market to establish a subsidiary in the spring of 2008. Brazil is by far the largest insurance market in Latin America.
Munich Re is one of the first companies to sign up to the Climate Principles, the initiative called into being by the UN Climate Group. The aim of the initiative is to emphasise the important role that financial service providers play in the transition to a low-carbon energy industry. As part of the Munich Climate Insurance Initiative (MCII), Munich Re promotes innovative insurance approaches in collaboration with other organisations and initiatives, e.g. with the United Nations, international financial institutions, international charity organisations and partners from the private sector. | 2019-04-21T02:56:53 | https://www.munichre.com/en/group/company/history/realignment/index.html |
To make 4/20 even more greener and even more pleasurable we are having for you some hemp recipes to try! Don’t worry, we know the munchies are hard to resist on 4/20, that’s why we put together some of our great healthy munchie recipes for you to enjoy this special day. To get your free ebook with munchie recipes click 420 MUNCHIE RECIPES to download it! Happy 4/20!
and don't forget join our Newsletter to receive more recipes, updates, info about events and new products! | 2019-04-24T05:24:48 | http://www.hempyourself.company/ebooks |
There are two notable sides of the fence that people seem to sit on when it comes to this contentious topic.
On the one side sit the ‘bubble blowers’ who use statistical data to demonstrate that collectively, we have the highest level of mortgage related debt per household of all developed countries in the world.
They argue that local property prices are over-inflated and set to come tumbling down and this could be by as much as 50 per cent.
In 2015 it was the US Global Economics forecaster Harry Dent and in 2016 it was Jonathan Tepper’s turn. His ‘claim to fame’ was to correctly predict the housing bubbles in US, Ireland & Spain.
On the other side of the debate are those who believe an Australian property bubble in 2016 is just a good story to sell papers or gets clicks on the internet, but that there are no signs of a significant housing market correction on the horizon.
They accept the property markets are slowing down; but they anticipate a nice easy transition into a naturally quieter phase of the property cycle. Period.
So who is right and who is wrong?
And is it all as black and white as two simple sides of a debate?
18. OVERSEAS BUBBLES – HARBINGERS OF DOOM FOR AUSTRALIAN HOUSING?
HOW LONG BETWEEN ONE PROPERTY CYCLE AND THE NEXT?
IS AUSTRALIA EXPERIENCING A PROPERTY BUBBLE?
I’ve already given some perspective on the property bubble here, but today in a commentary that’s a little longer than usual, I want to piece together the various fragmented arguments around Australia’s property bubble puzzle and give you my thoughts on each of them.
Hopefully by exploring the ‘big picture’ fundamentals, I’ll shed some light on what’s happening in the market today and what we might be able to expect tomorrow.
And I’d like to show you that to be a smart property investor it’s critical to keep your eye on the big picture fundamentals rather than constantly getting caught up in talk of property bubbles.
Losing that focus is likely to undermine your journey and steer you off track, causing you to lose sight of your long term objectives.
I want to help you keep your focus.
I’m going to use my forty odd years of market experience and investing (some would suggest rather successfully) through 4 complete property cycles, to cut through all the noise and explore 18 aspects of the property bubble in context, explaining why smart property investors shouldn’t lose sleep over all the speculative market reporting.
A housing bubble doesn’t just mean high prices — prices can just be high in response to basic supply and demand.
A housing bubble is defined by rapid rise in property prices, where house prices are a long way away from what is fundamentally considered justified and generally occur when highly leveraged speculators enter a market for short-term growth.
And it is usually also associated with strong credit growth.
The problem is that property bubbles are often hard to detect in real time because there are so many different Australian property markets and there is so much disagreement over the concept of affordability and the fundamental value of properties.
The fact is, most market movements are influenced by those who keep the markets moving – humans and our psychological responses to perceived highs and lows.
This reality, combined with today’s 24/7 information superhighway, means markets are being influenced in different ways and with more frequency.
Real estate bubbles are caused by a rapid escalation in house prices, fueled by a level of buyer demand that outweighs supply.
Something generally happens to spike buyer demand, as in the recent case of low interest rates making property relatively cheap to leverage into.
This upward movement entices “speculators” into the market, further fanning the capital growth flames with increased investment activity.
Then eventually some other influence comes along to quell demand, (often rising interest rates) even though the supply pipeline is still pumping out newly built dwellings.
This causes prices to slump and it is said that it could lead the Real estate bubble to burst.
The problem I have with all the recent ‘housing bubble’ propaganda is that it’s largely one-dimensional, failing to account for the many underlying fundamentals that influence our unique property sector.
2. Is the ‘property market’ in bubble trouble?
Overseas commentators are often guilty of talking about the impending implosion of Australia’s ‘property market’. Singular.
They speak as though the many markets within markets across our vast continent can be wrapped up in a neat little package.
Clearly this is not the case.
We have many different property markets around Australia – some defined by geography and others by price points – and while they may all be influenced by a number of common factors such as interest rates or government policies, they all have their own unique factors driving their particular market including local supply and demand, local economic factors, local job growth or lack of it and local council planning authorities with their own policies and agendas.
Not to mention divergent communities with all sorts of infrastructure, industry and amenity variations.
So it is wrong to generalise about one property market.
Any time I see a headline proclaiming, ‘Housing market crash’, I wonder which, of the hundreds of Australia’s micro-housing markets they’re referring to.
It seems a lot can happen in real estate in the 12 months since I wrote the fist version of this report, and the fears of an Australian “property bubble” bursting never came to pass, just as I predicted it wouldn’t last year.
Instead over the past year we’ve seen an orderly slowdown in the heady Sydney property market, as well as strengthening markets in other capital cities such as Melbourne and to a lesser extent in Brisbane and Hobart.
Despite the underlying strong fundamentals for the Sydney property market tighter lending criteria from the banks (who were forced to slow down lending to investors by APRA) together with media hype of high prices moved the Sydney market from 5th gear into 2nd gear.
The Sydney house prices recorded extraordinary price growth from 2013 to 2015, after moving up steadily since 2008, however by the end of last year that growth started to slow.
We also need to remember that the Sydney property market was mainly flat from 2003 – 2008 a decade before that recent short burst of strong growth.
Media reports say that Sydney houses now cost 12 times the annual income, up from four times about 40 years ago.
But thanks to record low interest rates, it still costs less today to service a mortgage out of the typical income than it did in 1989 when interest rates hit an eye-wateringly high of 17 per cent.
Respected economist Saul Eslake does not expect a property price crash, but says that forces are shifting that will dampen demand and increase supply, and that slower population growth will limit new demand.
There are also a number of current, and proposed, policies that are taking some of the heat out of the market, particularly for investors.
In late 2014, the Australian Prudential and Regulatory Authority (APRA) believed that Australian banks were over-leveraging their residential loan portfolios, especially in the light of tighter world standards.
So the banks were told that they must not increase their investor lending by more than 6% (in some cases it was 10%) a year and were also required to raise a large amount of capital by issuing shares.
This has resulted in banks tightening their lending criteria including requiring larger deposits and stricter interest servicing criteria.
At the same time foreign property investment in Australian property has slowed a little in response to the slowdown in the Chinese economy, the higher Australian dollar and China restricting the outflow of funds from that country.
However, outside the big capital cities the story is different.
Unfortunately we’ve heard horror stories of investors who’d over-committed financially or bought in risky one-industry locations such as mining regions going bankrupt.
Boy have things changed from when I first started investing.
I would have loved to have access to the variety of daily, weekly, monthly and quarterly market statistics that are available today.
The problem is much of the commentary I see relies heavily on short-term data and is often written by people who don’t have the perspective that having invested, both successfully and unsuccessfully, through a series of property cycles, gives those experienced commentators who in general are not worried about a property bubble.
In other words, this short term reporting is far from reliable when it comes to gaining a clear perspective of enduring market fundamentals that sophisticated property investors pay attention to.
Unlike shares in a faceless corporate entity, real estate represents an emotional investment as well as a financial one.
Of course that’s one of the reasons why talking about property bubbles causes such heated debate, but it’s also why we need to explore the many facets that fuel this investment vehicle, to better understand what’s happening at any given time.
What I’m getting at is that for most property owners real estate is not an investment vehicle – it’s their home, their castle.
This makes real estate a unique investment vehicle because it’s the only investment market dominated by non-investors and underpins the stability of Australian property prices.
When the economy falters those 70% of Australians who own their own home don’t suddenly sell up causing property prices to plummet, they hold on biding their time till the cycle moves on.
And as half of these home owners no longer have a mortgage, when interest rates rise they don’t panic.
In fact experience through the recession we had to have in the early 90’s showed that despite double digit unemployment and rising interest rates Aussies did all they could to hold on to their homes. They would rather eat dog food that sell up, and as a result house prices stumbled and fell a little – but they did not crash.
Clearly this is very different to what happens in the stock market or in some overseas property markets where you can hand keys back to the bank and walk away from your loan obligations.
Large volumes of ‘real time’ market data means investors are drip-fed constant ‘evidence’ about house price movements, buyer activity, vacancy rates, rental yields and so forth.
This causes a kind of ‘death by statistics’, where investors are assaulted and subsequently distracted off course by a lot of confusing and sometimes conflicting ‘noise’ from the many markets within markets.
Investors must remember the big picture rather than getting caught up in the detail…where the devil is.
A good example is the current commentary around the alleged “overheated” Sydney property market.
Sure Sydney prices were rising fast over the last few years – but they’ve only risen by 7.4% in the 12 months to April 2016 according to CoreLogic RP Data’s Home Value Index, and as you can see from the graphic below, that market is really only playing catch up with overall price growth 5.9% per annum over the last 10 years – hardly bubble material.
The problem is that any time dwelling prices show significant upward growth a run of alarmist reporting follows.
The same has happened across Melbourne, Brisbane and Perth at various times in the recent past.
While the level of activity we were seeing in parts of inner Sydney property market wasn’t sustainable over the long term, does it really reflect an emerging Sydney housing bubble or just ‘normal’ market movements?
I’ve already shown that over the longer term Sydney property price growth is not in bubble territory and taking monthly, quarterly or even annual data sets out of context in such a way creates a ‘tale of two cities’ paradox.
While some “bubblers” are suggesting our property markets are a ‘runaway train’ that’s set to crash at any moment, the graph below shows price growth for the 10 years to January 2016, with Melbourne being the only market to double in value.
In fact, once adjusted for inflation, Sydney and Melbourne property markets are the only capital city markets where dwelling values have risen faster than inflation since the last market peak.
So let’s clarify: is housing really unaffordable in Australia?
Well…according to the International Monetary Fund (IMF) it is and Australia’s property prices are grossly over-inflated, with radical policy making required in order to slow the nation’s emerging housing bubble.
This includes tighter regulations around foreign investment and property related lending practices.
However measuring housing affordability is such an abstract idea because it is not a one size fits all measure and there are so many factors which contribute to affordability or unaffordability.
But what interest rate do you use when a typical mortgage is paid off over 25 to 30 years?
What figure do you use for household income? Much like interest rates household incomes will fluctuate over the 25 to 30 year cycle of a mortgage.
And income levels are very different across different regions of the country as is the money that flows to single vs dual income households.
Is a home in Australia the same as a home anywhere else in the world?
In the sense that it provides shelter it is, however, tax regimes, the cost and scarcity of developable land, the provision of infrastructure and the availability of jobs are all other factors that contribute to the cost of housing.
Furthermore, most comparisons are not apples with apples.
Australian housing markets are dominated by detached houses whereas markets like Tokyo, Singapore, Hong Kong and Manhattan are largely apartment markets while London for example is predominately attached housing types (what we would call terraces or townhouses).
The fact that Australian homes are, at least for the large part, detached and the largest in the world will also contribute to a higher cost.
Most overseas analysis of our market situation is misleading due to its focus on two typical measures of affordability, being the ratio of house prices to household incomes and house prices to rents.
But I would argue that what they don’t use preferred measure of housing affordability in Australia, which is the proportion of disposable income spent on housing costs.
At a little over 20 per cent, our level of new housing loan repayments as a percentage of household disposable income remains at a 30 year average and is falling due to our stable, low interest rate environment.
House prices are expensive but Bank of America Merrill Lynch’s Dr. Alex Joiner has demonstrated that if you take the median house price in 1985 and adjust it only by disposable household income growth between 1985 and 2016 and the change in borrowing capacity over this period – via lower mortgage rates – you find that the 1985-adjusted value is 1 per cent above current median prices.
So the change in incomes and interest rates since 1985 imply that Aussie housing is fairly valued (actually slightly cheap).
This analysis is crucially predicated on interest rates staying at or below their present marks and if interest rates rise, then housing could be considered expensive; but the bond market currently implies that over the next 10 years the cash rate will only climb by about half a percentage point.
Real estate plays a significant role in our collective cultural psyche.
Buying your own home is an aspirational Aussie dream, representing a rite of passage that affirms our financial success and gives us a new social status.
According to a 2011 report, The Evolution of Home Ownership Rates in Selected OECD Countries: Demographic and Public Policy Influences, home ownership has various spillover effects for society as a whole.
Linked to things like better educational outcomes for children and a more ‘active and informed citizenry’, many modern governments vigorously promote home ownership because of the potential social and economic benefits.
In recent times the property sector has almost singlehandedly kept our economy moving, breathing new life into retail, infrastructure and employment due to the many industries that survive off the back of bricks and mortar.
These periods are synonymous with increased public policy encouraging home ownership – think the FHOG boost during the 2008 GFC for instance.
In the 1990s, 71.4 per cent of Australians owned or were purchasing their own home, a rate second only to Spain and Luxembourg at 77.8 per cent and 71.6 per cent respectively.
Interestingly, Australia’s rate of home ownership as recorded by the ABS dropped slightly to 69.5 per cent in 2004, with a further fall to 67 per cent in 2011.
While some suggest this declining rate of home ownership is largely due to an inability for first homebuyers to break into our over priced property market, others like industry heavyweight John McGrath, note a clear cultural shift occurring across younger generations.
First home buyers aren’t actually absent from the market, they’re just buying an investment property before they buy a home to live in.
Cultural shifts occur as generational influences come and go.
During the 1970s and 80’s, Baby Boomers were busy building family homes that showed a distinct preference for detached dwellings on large suburban blocks.
This led to a massive construction boom that saw our once fairly contained major cities start to expand outward in a rampant period of unprecedented urban sprawl.
Enter the Baby Boomer offspring; the often tertiary educated Gen X and Y children of the seventies, eighties and nineties, who collectively put marriage on hold in favour of high-powered careers and embraced an emerging café culture.
This changing of the generational guards brought with it an interesting transformation in our housing markets.
Where once it was all about size, home ownership has become more about convenience and lifestyle, as location takes precedence over square footage.
Many younger homebuyers are trading backyards for balconies, buying apartments and compromising on space in order to break into popular postcodes within a two to ten kilometre radius of major CBD markets across Sydney, Melbourne and Brisbane.
This trend has been confirmed by ABS data, indicating that building approvals for higher-density homes, such as apartments and town houses, surged by 36 per cent over the past year, while approvals for ‘traditional’ houses fell by 1 per cent.
Tellingly, these figures reveal there were nearly as many building approvals for higher-density homes (9,102) as houses (9,441).
Major demographic shifts, such as shrinking household sizes, are driving the rising demand for higher-density accommodation. In 1911, the average number of people living in a private dwelling was 4.5, with this figure falling to 3.5 by 1966 and now sitting at around 2.7 people per household.
According to RP Data, 19 of the 20 most densely populated suburbs in Australia are located within the Greater Sydney area, with the one exception being Melbourne’s Southbank precinct.
And it’s not just owner-occupiers who want a slice of the inner city property pie, but tenants forced to forego the Great Australian Dream in order to be closer to the action and employment, due to pricier entry points.
This booming buyer and tenant demand is exerting upward pressure in select locations where accommodation supply is tightly constrained, due to restricted development and residential growth opportunities.
It’s expected this downsizing trend will continue, with increasing evidence of formative shifts in the way we work, play and live, along with an escalation in higher density urban design and planning to utilise existing infrastructure.
“As transit oriented developments continue to gather pace I am quite certain we will see higher population densities spreading to key transport nodes located further away from the city centres,” says Lawless.
One ‘housing bubble’ hypothesis is that a growing tide of ageing baby boomers will cause a wave of downsizers to sell their family home and cash in their share portfolios all at once.
Some overseas economists have suggested the resultant accommodation oversupply will cause a significant market corrections and an ‘asset meltdown’.
Second, says Guest, is older people choosing to downsize and releasing equity by selling the family home to help fund retirement.
However, he adds that the latter effect has become weaker, given our ability to leverage equity without selling any assets through facilities like redraw loans and reverse mortgages.
But remember our population is likely to almost double in the next 40-50 years, with many immigrants keen to buy the Baby Boomers’ McMansions to live in while developers will be keen to buy them to redevelop these older homes into apartments and townhouses.
Property analyst Michael Matusik says although we’re not experiencing a national property bubble, an influx of ‘grey’ money from China is distorting the Sydney and Melbourne property markets.
“All of this illicit activity is creating a demand that would not otherwise exist,” says Matusik.
Others argue that foreign investment, whether in domestic real estate, manufacturing or mining, increases national wealth and if an overseas buyer is willing to pay a local owner more for their asset than an Australian resident, why shouldn’t they take the best offer going?
Developer capital is forcing up city land values as Asian investment groups are buying up development sites to build high rise towers to on sell to Asian investors. There have been several instances of Asian developers paying prices comfortably in excess of what is perceived locally to be “fair market value”, in certain cases 25 to 40 per cent above what domestic developers might previously have been prepared to pay.
While there is no direct correlation between the impressively rebounding tourism sector and our real estate markets, record Chinese visitor numbers and tourism expenditure is inextricably linked to other longer term demographic trends, including the increasing popularity of Australia as a destination for Chinese capital.
Clearly it’s difficult to get a handle on how much activity in Australia’s property sector is directly related to foreign investment activity and the FIRB has come under fire regarding its apparent inability to stay on top of who is buying what.
Then there are concerns about the lack of regulation around China’s banking sector, meaning buyers may not be able to maintain their offshore asset base in Australia.
Economists suggest China has a prominent informal financial system because its formal banking sector functions so poorly and without an informal financial system, China’s growth would have been much slower than it has been and Australia would be worse off as a result.
Similarly, the flow of Chinese capital to Australia would have been reduced and so too would the related benefits, including less housing supply and fewer construction jobs.
These commentators suggest that the scapegoating of Chinese investors over high Aussie house prices can be refuted with hard evidence.
Australia is on the crest of an undeniable demographic tsunami, as 5.3 million Baby Boomers hit retirement age over the next fifteen years.
Scaremongers suggest this mass workforce exodus will send us hurtling toward a similar fate suffered by Japan, where retirees dramatically outweighed working citizens and in turn, toppled the economic balance.
There’s no doubt extra pressure will be exerted on certain services as our population ages, particularly public ones like healthcare, which we know rely on taxpayer funding. And of course less people will be actively working and contributing taxes.
So we should anticipate some type of economic fallout from this significant generational transition.
But is it reasonable to expect all retirees to stop spending money and sell off any property they own, just because they decide to cease paid employment?
Numerous alarmists seem to think so, predicting a subsequent bursting of the housing bubble.
The reality is, while many retirees want to downsize, most won’t be able to afford to do so and have money left over as they’ll end up spending an amount similar to the value of their home on an apartment or townhouse that might be smaller but a little flashier, in or around the neighbourhood they raised their family in.
Further, the government is aware of the dilemma it faces as close to half of the present day workforce (43%) decides to call it quits but won’t have sufficient savings or super to rely on in retirement.
But they have a solution, and it’s more people.
Both sides of politics have geared their policies to reflect the need to keep our population growing, looking at ways to increase the tax-paying workforce by importing younger workers.
It’s hoped well trained Gen-Xers and Y’s will migrate to Australia, filling our skilled labour void, earning high incomes and of course, contributing their fair share of tax.
This will result in extra demand all of these new citizens will place on our already scarce inner urban housing stock, as they seek accommodation to rent and purchase.
These are the people who’ll keep the money moving.
Eighty seven per cent of Aussies live in and around our major urban centres.
Logically, growing city-centric employment opportunities, combined with more skilled migrant workers moving into these areas, will only increase competition for already tightly held inner city property markets.
If anything, it could be said that in attempting to address the Baby Boomer conundrum by upping migrant numbers, we’ll only see more housing demand in the future and therefore, a continued underpinning of property prices for years to come.
We might be blamed for a lot of things when it comes to Australia’s economic fortunes of the day, but no, I don’t think you can pin the alleged property bubble on the Baby Boomers!
The ability to buy and borrow against residential real estate through self-managed super funds has opened up a whole new market for Australian property over the last few years.
In other words, the RBA was worried that the trend to purchase real estate assets within an SMSF structure, could significantly inflate property prices.
But then in 2015 and 2016 APRA stepped in and lending to SMSF’s to buy investment property slowed down considerably removing one of the fans that fired the property market.
Interestingly according to the SMSF Professionals Association of Australia (SPAA), residential property is a minor element of the total SMSF investment market compared to commercial holdings, representing 3.4% and 11.7% of investments respectively.
Additionally, only 1% of all SMSF property investments were geared, meaning these are relatively secure assets, with limited risk weight allocation.
While the increased promotion of leveraged property purchases within SMSFs was a growing trend, officials are certainly taking a tougher stance and demanding greater transparency around management of these entities.
Do I think we should be worried about mum and dad investors all rushing out and gearing at high-risk levels to secure SMSF property investments?
The short answer is no; but I’m concerned about poor property choices some SMSF trustees are making.
Thirty years ago, investment related borrowings accounted for just 13% of total housing finance, compared to a whopping 40% or $139 billion of domestic investor finance over the past 12 months.
As is evident from the graphic below from Pete Wargent, more Australians are turning to bricks and mortar to build their retirement portfolios, with a notable spike post-GFC reflecting a growing disenchantment with comparatively volatile investment vehicles like shares.
This continuing deluge of property investors keen to snap up residential real estate, particularly in the lucrative Sydney and Melbourne housing sector, is becoming a major market stimulus in its own right.
But what impact will sustained investor activity at such unprecedented levels have on the housing market’s long-term stability?
This is a question I can’t answer with any certainty right now, because we’ve never seen activity to this degree before.
What we do know is the prolonged spike in investor related borrowings that kicked off with vigour in 2008 and then again in 2012 is worrying the RBA, causing them to issue warnings about capping investor loan growth and advising lenders that extra capital charges will be imposed on banks breaching a 10 per cent growth limit in this area.
Alarmingly, the RBA is concerned that lenders enjoying the fruits of our booming Sydney property market will ignore regulator threats, choosing to pay extra capital charges as they continue to sell more investment loans.
Property expert Christopher Joye says that although the Reserve Bank is rightly worried, they’ve backed themselves into a corner, basing February’s decision to cut rates further on the assumption that the housing market was starting to cool (probably off the back of end of 2014 market data).
The concern around such unheard of levels of property investor activity is whether these portfolios are built to withstand an inevitable interest rate rise.
If investors are too exposed, with unsustainable levels of gearing, what happens when the market turns?
Critics suggest that when the RBA finally decides our economy is healthy enough to start upping the cash rate once more, struggling investors looking to claw back cashflow could create a sufficient stock saturation to pop our alleged ‘property bubble’.
While there’s no doubt that a number of newbie investors out there are perhaps too highly leveraged in the wrong type of asset and at risk when rates rise, the majority of property investments are relatively sheltered by our continuing buoyant rental market.
Further, many seasoned property investors are using the current low rate environment as an opportunity to solidify their asset base and reduce non-tax deductible debt, thereby strengthening their financial position in anticipation of any such changes to the current status quo.
Dr. Andrew Wilson, chief economist for Domain, provides the following graphic for the Sydney property market which was obviously the market concerning some as at the end of 2015 around 50% of purchases there were being made by property investors.
However even in Sydney the percentage of the population that are at risk of defaulting on their interest rates rise is minimal (4.3%).
32.6% of Sydney’s population are tenants and they won’t be affected when interest rates rise.
31.4% of Sydney’s population own their homes outright and are not vulnerable to rising interest rates.
31.7% of Sydney’s population owns a home, but their mortgage repayments are less than 30% of the incomes meaning these families are unlikely to experience mortgage stress if interest rates rise.
Only 4.3% of Sydney’s population has mortgage repayments that cost them more than 30% of their income and this group will be vulnerable if interest rates rise significantly.
Another much maligned target of housing bubble enthusiasts is this contentious area of the Australian tax system that supports investment.
Critics estimate that negative gearing has pushed up property prices by 9%, causing many to call for an inquiry into the legal “tax loophole” that allows investors to claim back costs directly related to property assets.
However I would argue that property investors provide an essential service to millions of Australians who chose to, or have to, rent their accommodation and as such these investors should be treated like all other business people.
In our modern society we pay taxes and expect the government to provide us with certain essential services.
These include hospitals, roads, schools, jails, public transport, aged care and public housing.
In Australia the government often shares the burden of providing these services with private enterprises that can often deliver them more efficiently and cheaper.
When the government can’t supply enough public hospital beds, private run hospitals step up to the mark and not only receive tax deductions for their business loans, but also allowances to subsidize them.
So do aged care providers, schools and public transport providers who provide services in tandem with the government.
Our government also provides public housing, but not enough for all those who can’t afford to buy their own property.
While government social and public housing programs are helpful, it is only the private rental market that can deliver rental accommodation at the rate and scale that is required at present.
Property investors save a deposit, buy a property, commit to a loan for 25 or 30 years and provide accommodation for others in our community.
In return we expect to get a reasonable return on our investment risk, just like other business people do.
We know that the rent won’t cover our expenses, but accept that certain tax benefits plus the long term capital growth will make up for this.
Sometimes it does, and sometimes it doesn’t.
Negative gearing is a necessary mechanism, in effect acting as a subsidy for people who are renting and encouraging the provision of rental stock for people who cannot afford to buy.
Some estimate the current shortfall between social housing demand and supply is in the region of 200,000 dwellings per annum.
So the government has a choice – come up with an additional $50 billion odd to construct these dwellings, or continue to absorb an estimated $4 billion in negative gearing revenue losses and maintain the status quo for private property investors.
It’s clear when you drill down into much of the noise associated with Australia’s apparent ‘housing bubble’ that a key element of the argument is missing.
The fact is, market cynics are largely ignoring the basic supply and demand equation that drives all consumer-based commodities – with property being no exception.
Pete Wargent says Australia is projected to have 4.3 million more households in the 25 years to 2036, meaning the requirement for rental accommodation will be “beyond huge.
This immense ongoing demand from our ever growing population will continue to underpin Australian property markets over the long term, particularly in those inner urban areas that hold enduring appeal due to well established infrastructure and proximity to employment opportunities.
Some argue (and rightly so) that a looming accommodation oversupply is on the cards for certain CBD markets due to an apartment construction boom.
But when you put the numbers into perspective, should we really be so alarmed about an impending price correction right across the board?
BIS Shrapnel forecasts a surplus of multi-residential dwellings for Victoria in the vicinity of 14,300 by June 2016.
But this is just one market, within a multitude of broader markets.
Sure, it sounds like a large number in isolation, but when you consider that conservative estimates suggest our population will almost double in size over the next four decades to 39.7 million, this is a drop in the accommodation ocean.
And remember, you’re not buying ‘a market’ – as a strategic investor you would be buying individual properties – and only the type of property that will have long term strong demand from affluent owner occupiers who can afford to and are prepared to pay a premium to live in that location.
While price growth has grown across pockets of Australia’s housing markets, you certainly couldn’t claim that property values have escalated dramatically in real terms across the entire nation.
At least not with sufficient gusto to justify the level of scaremongering we keep seeing in the media. In fact you could safely describe average prices as relatively ‘flat’ in inflation adjusted terms.
As I’ve explained above, Sydney and Melbourne are the only capital cities where dwelling values have risen at a faster pace than inflation since the last property peak.
Source: Dr. Andrew Wilson, Fairfax/Domain.
In 2014 -15 the RBA increasingly came under fire for the role its lenient monetary policymaking has allegedly played in inflating the ‘property bubble’, with many pointing the finger at ‘cheap debt’ for fueling so-called speculative investment activity in the sector.
He says while Australia’s central bank hasn’t been forced to cut rates back to zero, as has been the case in other developed economies, it must tread carefully when it comes to the delicate balancing act between encouraging consumption and investment spending (to stimulate jobs growth), versus the risk of a housing bubble.
This is a lesson the Bank of Japan learned the hard way when, toward the end of the eighties, it failed to tighten monetary policy quick enough to address the Yen’s strong appreciation against the US dollar.
Past episodes of significant market corrections in the likes of Japan and America, are often used as yardsticks by which to measure the size of Australia’s ‘housing bubble’.
Japan’s economic bubble lasted from 1986 to 1991 and was characterized by a rapid acceleration of asset prices, including an over-inflated housing sector and uncontrolled credit expansion.
Some compare Australia to Japan because of the increased levels of speculative investment activity that occurred there off the back of excessive monetary policy easing, similar to what we’re witnessing here with low interest rates making property assets more appealing.
Then of course there are comparisons to the US, where poor money management and out of control lending practices left many mortgage holders unable to make their repayments, subsequently sending their housing sector into a spiral that resulted in a price crash and burn.
Recently, the spotlight has turned to China.
Our Asian neighbour has arguably become the world economic powerhouse; stealthily working to shift America’s global influence to its own shores through a stranglehold on manufacturing and export trade.
As their local economy transitions from ‘developing’ to fully dominating the world stage at breakneck speed, the Chinese real estate market has boomed.
Worryingly, the Wall Street Journal recently published a study that found 22.4% of houses in China’s urban areas were vacant as at 2013, up from 20.6% in 2011.
Experts argue that as the Chinese stop constructing housing and relying on Australia’s natural iron ore reserves to the same extent as they have in the past, the flow on effect will create a major hole in our economy.
On the other hand, with Chinese property losing its appeal as an asset base, it’s more likely that our neighbours will continue to spend their investment dollars in our housing markets.
Of course comparing China’s significant supply imbalance to Australia, where we have the opposite problem of an accommodation shortage, is about as relevant as comparing apples and oranges.
While it’s interesting to note what’s going on across our increasingly inter-connected globe, we must keep in mind that Australia is relatively unique in terms of its housing market fundamentals.
As John McGrath recently pointed out, “The property market has a strong foundation supporting it. We have low unemployment (despite recent job losses), a strong and resilient economy, low interest rates, a tax system that rewards property investment and a massive undersupply of housing in the face of rising population growth.
This love of all things bricks and mortar essentially sheltered us from the 2008 GFC and when the going got tough, we turned to the thing we’ve come to know and rely on as an integral part of our cultural identity – housing.
What I’ve tried to show you in this rather long report is that the Australian property markets are behaving in their normal fashion and we don’t need to fear a property bubble that’s about to burst.
Of course we all know the property market moves in cycles which is typically depicted in 4 stages.
The boom followed by the downturn, followed by the stabilisation phase which leads to an upturn which sets us up for the next property boom.
And currently we’re at the mature stage of this property cycle and price growth will slow and prices will eventually fall in many location. Fall a little – not collapse!
The Expansion Phase – House prices are above the previous price peak of the cycle.
By the way…other than in a few isolated markets (such as mining town), property never falls into the contraction phase.
In other words when the cycle moved on and priced fall they don’t drop below their previous troughs.
Interestingly it has nothing to do with the number of years.
Cycles are driven by a series of socio-economic factors, but over the years I’ve noticed that the nature of our property cycles is changing and they seem to be getting shorter.
However the current property cycle is likely to be different!
It seems that we are heading for a period of low interest rates, low inflation and lower capital growth that should prolong the current property cycle for a few more years before rising interest rates bring this cycle to a halt, just like they did in 2010, 2013 and in the 1990’s.
By the way… we’ve experienced similar conditions – a prolonged period of flat interest rates in the 1990’s.
The continued wealth of our nation which will ensure we can pay more for properties.
As the number of Australian households is due to increase by 4.3 million over the next 25 years, our demographic changes will be a key factor in the type of property that will be in continuous strong demand in the future and that will keep increasing in price.
We are going to have more one and two person households and more of us will be keen to live in medium density dwellings, close to work, amenities and transport.
Our ageing population suggests that up to 65 per cent of us will live alone.
But not only are we ageing, we’re getting married later, couples are having fewer children and having them later in life, preferring to concentrate on climbing the career ladder prior to settling down.
Couple-only families are projected to experience the largest increase of all types of families over the next 25 years and are expected to rise by up to 64 per cent from 2011 to reach up to 3.8 million families in 2036.
I see our demographic changes (huge population growth and changes in the way we will want to live) as more important in shaping the future of our property markets than short term fluctuations in interest rates, supply and demand or consumer confidence.
Sure, there will be ups and downs in property prices. But we’re not currently in a property bubble, we won’t be seeing a property bubble in 2016, and real estate prices are NOT going to collapse.
Infographic: Is Australia Experiencing a Property Bubble?
I know the scope of this topic makes for a lot to process. We’ve put together some of the critical information in visual form to help you digest it all.
If you enjoy it, please feel free to share it around the web. There’s a code below so it can be embedded on your website.
Maybe you could read this , Michael and let us know what you think. Thank you.
I agree the apartment price crunch is coming to the “off the plan” high rise sub market – I’ve also warned about it- I first wrote about it a year ago.
Just wanted to ask what your opinion was on something. The statistics you provided show that many homeowners own their home outright or have a mortgage commitment of less than 30% which is further supported by the Dec 2015 housing data from APRA that shows the average variable rate loan across Australia in 2015 was just over $300k with fixed loans slightly higher at $330k (which is much less than the average Australian property). My question to you is that while rising interest rates may not impact the ability of home owners to service their mortgage, do you think that given the current low yields on Sydney property rising interest rates may stimulate a capital flight from the housing market into alternative fixed income investment options that may provide a higher yield?
Stop looking at graphs and figures, come out on the streets and see what bubble we have , in the last four years the chinese have bought over 4 trillion dollars worth of property in Australia ,believe me i have been to all auctions weekend after weekend ,all overseas Asian investors, no Aussies buying this market. In 2 months the prices oof brand new properties have dropped 150 thousand dollars…. this is only the start of the crash ,as Chinese government start clamping down on outflows of cash leaving their country…..run for the hills the crash is coming in big way..
If you believe world economists like Casey, Soros, Maloney, Schiff and Duncan, the current Chinese sharemarket crash is apparently the start of a worldwide crash, affecting largely the western capitalist world of Europe, US and Australia and ultimately the collapse of the US$. Deflation, then hyperinflation, messing with markets globally, causes property prices to plummet, and mortgage rates to soar. As buyer fortunes change, property is placed on the market en masse, with prices plummeting, and mortgagee sales providing opportunities for bargains. Only a story? A sudden huge increase in property prices usually causes a sudden huge drop too….we can expect a correction in volatile markets.
Knowledge is indeed power. Thank you for showing us the facts.
Negative Gearing is not essential, most overseas property markets function fine without it.
You also miss quote the social dwelling statistics. From AHURI – “To address this shortfall over the next decade requires an additional 20,000 social dwellings per year over the next 10 years.” Not the 200,000 dwellings p.a. that you suggest. Also, 20,000 dwellings compared with 1.8 million investors taking advantage of negative gearing makes the argument about supporting social housing largely irrelevant. Please stop pretending that you are doing a social service.
In the end, the tax advantages favour investors at the expense of first home buyers wanting to owner occupy. It redistributes wealth from those working and saving to buy a home, towards those who have already bought and negatively gear. It also most benefits people already on high incomes. Is that a fair tax system? I don’t think so. | 2019-04-21T00:07:41 | https://propertyupdate.com.au/australias-property-bubble-smart-investors-guide/ |
When businesses are looking for just the right URL, they must go through private domain registration to make sure that URL is available. The business may have a specific need, and that need can only be filled if the business knows that the precise wording they seek can be had. If a business works with a web hosting service, they will get all the best information available about their desired URL, related URLs and what that URL can do for their profit margin.
Most businesses want to have a precise name that will represent them online. The name of the website can become the name of the business, or the name of the website can be used in marketing for the business. If the business wants something specific for their business, they need to make sure that they can get all the related domains, and they need to know that other people do not have a right to that URL.
Many companies will purchase their website name along with the names for many other websites. These other website names are useful because the business can use these websites to redirect users to their main site. The best way for a business to profit from these domain names is to sell them when they become highly valuable.
When a domain name is purchased, the business needs support from their hosting service for their other pages. Each page of the website needs to be indexed for search engines, and the business must have an assurance that they can be seen on all search engines. When a business has several pages on one website, they cannot profit from those pages if they are not indexed. The best hosting services handle all these items for their customers as a part of their contract.
The best way to make a change to a business’ presence is to use a great domain name. The website is something that will give the business a corner of the Internet that customers can visit, and an indexed site can be found on all search engines. | 2019-04-25T16:29:41 | http://www.technostuffs.com/blog/finding-your-domain-in-a-sea-of-urls/ |
Which strained my very credulity.
What spirit could be behind such a thought?
Surely a blasphemy was being wrought?
Encourage them so to contemplate.
But end up being – out in the cold.
That in their need, I’m never there.
Yet doubt riddles their petitioning.
My seeming absence is due to… sin.
I will never break in or trespass.
Each holds the key to their own door.
It’s my truth you must attune to.
I know – I became incarnate.
I bring gifts of grace in profusion.
I’m through the door with alacrity!
They haven’t yet grasped their inner key.
My pain against the pane remains.
All men have choice to say their NOs. | 2019-04-25T22:58:25 | http://www.poemsforpilgrims.com/welcome-to-poems-for-pilgrims/contents/god-has-a-flat-nose/ |
Achill is a full brother to our registered Irish Sport Horse mare, Raylyn's Holly Mount.
Achill is an extremely sound, free-moving horse with a good nature. His intelligence and his natural movement would allow him to be competitive in any sporting area. | 2019-04-18T19:26:15 | https://www.mayolivestock.com/achill.html |
cities. We provide online language services for 6000 campuses and reach over 1 million students.
Chinese students of various ages, ranging from young learners to mature professionals. We provide virtual classrooms & materials and arrange the scheduling. Generally, our classes run for 25 to 45 minutes, on evenings and weekends (China time). For the flexible schedule, it ’s up to you how many hours you work and on what days. Under the fixed schedule, the booking rate is 100% guaranteed during your working hours.
1. We provide all the teaching materials.
2. High chances of getting promoted in a rapidly growing company. | 2019-04-22T20:54:52 | https://www.seriousteachers.com/job_details/269515/0/online-esl-teacher-online |
Now that you have chosen a brand new pharmacist, take note of interactions, Does the pharmacist take time to explain each new medication; when an how to take it, what it really does and possible negative effects. Unfortunately, generic prescription medication is more difficult to identify online since they come from many manufacturer. It goes as the easiest method of buying medicine.
From the time it opens to the time it closes, a pharmacy team is busy. When you are with the pharmacy counter, whether it is to fall off or pick-up put your phone down. You are able to place your order online from the comfort of your respective home.
The restrictions were placed by the governments as well as the other medical care related agencies. ' Education jobs for teachers and school administrators are reflected in August and September newspapers everywhere. Aspiring techs should have a look at the variety of possible online pharmacy technician training opportunities prior to the important decisions about education being a pharmacy technician.
By giving your pharmacy the precise name of your medication you'll be able to better safe guard your health. Important point being noticed is always that cost can't continually be the first consideration. An individual who finds work on this profession can be a radiology technician if his competency qualifies him to do work using x-ray, ultra-sound, CAT or ECG equipment providing you with the doctors with scanned images the latter will use as bases for his or her diagnoses.
However, please be guided through the average hourly and annual salary data provided. If the problem is not treated for an extended period of time, it could lead to serious complications including cancer. This institute is found in Mohali, Punjab and is also completely dedicated towards advanced studies and new researches on pharmaceutical science. | 2019-04-25T01:12:16 | http://krasnogorsk-makler.ru/realty/demand/42170 |
I'm off campus and I'm trying to use AccessPharmacy. I can log in, but I can't open my textbook.
AccessPharmacy is one of several databases available through the Drug Information Center at the Gregory School of Pharmacy. For assistance accessing these resources, contact Dr. Krisy Thornby at 561.803.2724 or William Shelton at 561.803.2712. | 2019-04-19T14:30:13 | http://answers.library.pba.edu/faq/166876 |
Send fresh flowers and gifts to Balaclava, Melbourne VIC.
Local area florist delivers fresh flowers, flower baskets, chocolates, fruit baskets and gifts to Balaclava.
Balaclava Florist deliver fresh flowers, flower baskets and gifts to Balaclava area.
Have your flowers and gifts delivered to Balaclava area churches, hospitals, retirement and nursing homes, Balaclava businesses, offices, private homes, anywhere in Australia by our local Balaclava florist. | 2019-04-21T08:20:24 | https://www.freshflowersandgifts.com.au/florist-balaclava-melbourne.asp |
My research activities focus on understanding ways that osteoporotic fractures affect people and trying to learn ways to reduce their impact on affected individuals and prevent further fractures. I have worked with patient with hip and vertebral fractures, gaining insight into the impairments such fractures cause. Also we have learned that a hip fracture is a major risk factor for subsequent fractures after the initial hip fracture. Our group completed a randomized, placebo-controlled trial that we designed with Novartis Pharmaceutical Corporation showing, that an annual infusion of a 5mg of the bisphosphonate zoledronic acid reduced subsequent fractures after a surgical procedure for a hip fracture by 35% when compared to a place infusion (New England Journal of Medicine, 11-1-07). In this study we also observed a 28% reduction in death in the zoledronic acid treated patients. Other research groups have shown that oral bisphosphonates also reduce mortality in patients with osteoporosis. Currently, we, with a number of collaborators, are conducting both animal and human studies to better understand this beneficial effect upon mortality.
In other work, our group tries to understand how other diseases such as strokes and spinal cord injury, and medications such as anticonvulsants place patients at risk for fractures. As we understand the epidemiology of these types of fractures, we plan to develop intervention trials to test whether we can reduce the occurrence of these fractures.
In addition to the above described work our group has help design and conduct a number of phase 1,2 and 3 clinical trials in Paget's disease of Bone and osteoporosis.
Lee, RH, Sloane, R, Pieper, C, Lyles, KW, Adler, RA, Van Houtven, C, LaFleur, J, and Colón-Emeric, C. "Clinical Fractures Among Older Men With Diabetes Are Mediated by Diabetic Complications." The Journal of Clinical Endocrinology and Metabolism 103, no. 1 (January 2018): 281-287.
Lyles, KW. "Have We Learned How to Use Bisphosphonates Yet?." Journal of the American Geriatrics Society 65, no. 9 (September 2017): 1902-1903.
Abderhalden, L, Weaver, FM, Bethel, M, Demirtas, H, Burns, S, Svircev, J, Hoenig, H, Lyles, K, Miskevics, S, and Carbone, LD. "Response to Sabour: Dual-energy X-ray absorptiometry and fracture prediction in patients with spinal cord injuries and disorders: methodological issues." Osteoporosis International 28, no. 7 (July 2017): 2261-2262.
Abderhalden, L, Weaver, FM, Bethel, M, Demirtas, H, Burns, S, Svircev, J, Hoenig, H, Lyles, K, Miskevics, S, and Carbone, LD. "Dual-energy X-ray absorptiometry and fracture prediction in patients with spinal cord injuries and disorders." Osteoporosis International 28, no. 3 (March 2017): 925-934.
Bethel, M, Weaver, FM, Bailey, L, Miskevics, S, Svircev, JN, Burns, SP, Hoenig, H, Lyles, K, and Carbone, LD. "Risk factors for osteoporotic fractures in persons with spinal cord injuries and disorders." Osteoporosis international : a journal established as result of cooperation between the European Foundation for Osteoporosis and the National Osteoporosis Foundation of the USA 27, no. 10 (October 2016): 3011-3021.
Lee, RH, Pearson, M, Lyles, KW, Jenkins, PW, and Colon-Emeric, C. "Geographic scope and accessibility of a centralized, electronic consult program for patients with recent fracture." Rural and remote health 16, no. 1 (January 7, 2016): 3440-.
Colón-Emeric, C, Pieper, CF, Grubber, J, Van Scoyoc, L, Schnell, ML, Van Houtven, CH, Pearson, M, Lafleur, J, Lyles, KW, and Adler, RA. "Correlation of hip fracture with other fracture types: Toward a rational composite hip fracture endpoint." Bone 81 (December 2015): 67-71.
Singer, FR, Bone, HG, Hosking, DJ, Lyles, KW, Reid, IR, and Siris, ES. "Response to letter by Ralston et al." The Journal of Clinical Endocrinology & Metabolism 100, no. 6 (June 2015): L47-L48. | 2019-04-21T08:25:29 | https://medicine.duke.edu/faculty/kenneth-ward-lyles-md |
A CyberKnife is a robotically controlled irradiation tool which allows stereotatic radio surgery to be performed. It is the application of very small volumes of doses of very high radiation into the human body. It provides a non-invasive alternative to the classical surgery applied to both malignant and non-malignant tumours throughout the entire body (brain, spine, lungs, liver, pancreas and prostate). In order to deliver such high radiation doses, the CyberKnife is equipped with a light linear accelerator located on the robotic arm with a six-degree freedom of movement. The CyberKnife is the only such robotic irradiation device in the world. The healing dose is applied painlessly and it allows for a non-surgical treatment for patients whose tumours cannot be operated on by conventional means.
How does the CyberKnife heal?
The device is composed of hundreds of thin radiation beams with extreme accuracy and directs them to a pre-defined target. Unlike other irradiation tools, the CyberKnife is able to reflect any real time corrections – this means that it is capable of modifying the targeting of the tumour during the treatment process meaning that this treatment is also suitable for moving targets. Nearly 100 000 patients around the world have already benefited from treatment by this exceptional tool.
What, exactly, can be treated by a CyberKnife?
Cyberknife treatment is usually applied in cases where the tumours are small in size and number. Typical indications for CyberKnife treatment are brain tumours and metastasis, small lung, spine, liver, pancreas and prostate tumours. The CyberKnife is also involved in the treatment of non-malignant diseases, such as arteriovenous malformations (AVM) or trigeminal neuralgia, which cannot be treated by the application of standard medications.
How do I know if CyberKnife treatment is suitable for me?
What are the main benefits of CyberKnife treatment?
Above all, the intervention is non-invasive. Cyberknife treatment is based on the application of ionizing irradiation which destroys cancer cells. The damaged tumour cells, unlike the cells forming healthy tissue, are not able to regenerate completely, which makes it possible to remove the tumour tissue without the need for surgery.
The treatment is also painless, mainly because the ionizing irradiation is applied from a previously determined distance.
There is no need of anaesthesia: As the intervention is non-invasive, there is no need to apply anaesthesia and shortly after the treatment is completed, patients are able to get back to their day-to-day lives.
Treatment is an outpatient procedure: as the treatment in non-invasive, there is no need to hospitalize the patient and the treatment can thus be preformed at a pre-agreed time.
The overall short duration of treatment: the device applies high doses of radiation to the target area with maximum possible accuracy, therefore the treatment period is shortened from weeks to days.
What can I expect before and during CyberKnife treatment?
Before the treatment the patient must undergo an investigation on planning tomography device (CT) which creates an image of the internal anatomy of the entire body. The size and shape of the tumour is projected into the series of profiles, which can then allow the exact mapping of the tumour itself together with its close surroundings. In some cases, special procedures are followed before planning tomography examination in order to increase the efficiency of the treatment (e.g. introduction of a contrast substance into the surrounding areas of prostate tumours or the creation of a fixation mask in cases where there is a tumour in the cerebral area).
After the definition of the target volume for particular CT profiles, an irradiation plan is developed, which defines the number of irradiated fields, the size of the beam and the intensity of particular fields. Each plan goes through an approval process where a team of physicians and physicists evaluate the quality of the given irradiation plan. After their approval, the treatment can commence.
The treatment is applied to the patient in the same corporal position as the CT examination – the patient lies on their back as the various fixation tools and pads are applied, in order to minimise discomfort. The treatment process can be time-consuming and therefore patient comfort is one of our top priorities. The healing application usually takes from 30 to 120 minutes, depending on the type and size of the tumour(s). The treatment time is approximate and depends on other factors such as the proper preparation before the treatment, regular breathing and above all on the patient’s cooperation with the CyberKnife team. All precautions and procedures are explained to the patients by their attending physician.
Before the treatment commences, the correct targeting must be verified in order to ensure the same positioning that was in place during the CT examination. The pre-treatment preparation is therefore approximately half of all time spent by the patient in our department. After the exact positioning is complete, the treatment commences. During the application, the robotic shoulder will change its position and move around the patient so that the healing dose can be applied according to the approved plan. See video reference for more detail. During the treatment, the position of tumour is continually checked – visual check on X ray images, monitoring of breathing cycle, targeting with the help of implanted “golden grains”, etc.).
Why are “golden grains” implanted before the treatment?
Some tumours (pancreatic, liver and prostate) are not visible to the CyberKnife. In order that the robot is able to follow the target in real time, “golden grains” must be implanted into certain organs, (under ultrasound or CT supervision). These grains are then traced and followed by the Cyberknife during the irradiation process. Thus, the maximum possible accuracy is ensured even for poorly visible or detectable tumours.
What adverse effects can I expect during or after the treatment?
Most patients suffer from adverse effects either during or after the treatment. However, some side effects can occur depending on what area has been treated, these would be more likely to occur after the treatment is over. A specialist will explain the possible side-effects to you and will also explain how to reduce or influence them.
How often do I have to undergo CyberKnife treatment and when will I notice the results?
The frequency of treatment procedures depends on the quantity of the dose necessary to destroy the tumour cells and also on the location of the tumour. Some tumours can only be irradiated once whereas, in other cases, the dose can be administered in 3-5 sub- doses. Sometimes, the procedures are held on a daily basis, sometimes every second day. Nevertheless, the treatment period never exceeds ten days.
Although the resulting effect may appear within days, it usually takes weeks or months. After completion of the treatment you must undergo follow-up examinations for CT tomography, magnetic resonance imagining (MRI) or other diagnostic tools depending on the affected location.
What is the difference between CyberKnife and standard irradiation?
In standard radiotherapy a wide beam of irradiation is applied, this often affects larger volumes of tissue. These beams can be targeted with an accuracy of 3-5 mm, which is sufficient for most indications. In order to avoid undesired effects and injuries to the patient, the treatment must be distributed in a higher number (25-40) of smaller doses.
CyberKnife radio surgery utilizes a thin beam of high dose irradiation with extreme accuracy and guarantees minimum damage to surrounding tissue. CyberKnife applies large number of thin beams of irradiation targeted to the desired volume with maximum accuracy. Due to the extreme accuracy of the device it is possible to apply a high dosage in just 1 – 5 treatment sessions. | 2019-04-25T19:41:44 | https://cyberknife.fno.cz/en/articles/frequently-asked-questions |
Two versions of the mascot I’ve submitted to EQD, one with spots and one without.
I’m calling her "Paige Turner" but don’t want to tag that quite yet.
Actually one of the first decent OC’s that I’ve seen in quite a while. | 2019-04-21T07:17:57 | https://derpibooru.org/images/857807?q=mascot |
The Case for Implementing the Texas Fire Chiefs Association Best Practices – Part 1 – We’ve Never Left One Burning… Why Not Keep Doing What We’ve Been Doing?
Change is Hard – BUT – Only Different Leads To A New Destination!!! | 2019-04-18T20:43:31 | http://blog.firebossrealty.com/tag/irving-texas/ |
How to measure the success of Strawberry Jam?
I uploaded it, blogged about it, tweeted it, sent a few e-mails. Now what? How can I really measure its impact? How can I know if it is any good?
Even the quantitative measurement is hard but let's try that for now.
I can look at the download counter.
For the previous package that was called "strawberry-plus-padre-0.63.msi" we had an average of 50 downloads/day through the past 11 months.
The official Strawberry Perl had about 800 downloads/day since the latest release on 19 May. It came out in 3 flavors, the division is approximately 55 - 670 - 75 for 5.12.3.0-64bit - 5.12.3.0-32bit - 5.10.1.4-32bit respectively.
v3 of Padre on Strawberry was uploaded 4 days ago and there were 340 downloads since then. An average of 85 / day. It is certainly some increase compared to the historical numbers but it will flatten out. A month from now we will see clearer.
Unfortunately "download" does not mean "keeps using" but I think this is the best we can get today.
We might offer some server side service for this package that will encourage people to register. That might provide us with better numbers.
How else could I measure the success than a larger number of downloads? And what could be described as success?
Let's say I'd be happy to see an overall increase of "plain" Strawberry + Padre-on-Strawberry.
Last time I suggested to call it Strawberry with cream but several people pointed out that there is a vim package which is called Cream. So that's not good.
Then someone on Reddit suggested Strawberry Jam. That sound like a good idea. Both as the food and as in Jam Session.
Where all the CPAN modules play together.
Sounds OK but maybe I need something totally unrelated to Strawberries and Perl. | 2019-04-26T07:50:27 | https://szabgab.com/how-to-measure-the-success-of-strawberry-jam.html |
Temperatures may be cooling off, but your wardrobe doesn’t have to. With this change of season comes an opportunity to reimagine the sleek trenchcoats, chunky scarves, and furry hats we welcome each year. Just take a cue from Sasha Lane, Adwoa Aboah, and their friends, who are ushering in the change of season with a vibrant show of texture and color. Will your autumn palette be made up of crimson and deep orange? Or maybe you prefer a timely transition to buttery beiges and muted browns. Here, explore cozy fall fashions to inspire any aesthetic.
Model Adwoa Aboah goes chasing after rainbows—or perhaps butterflies—with the benefit of a wide brim and a fuzzy finish. Emma Brewin hat, $288; emmabrewin.com. Hermès sweater, $3,075; select Hermès boutiques. Boss dress, $750; Hugo Boss Stores. Miu Miu belt.Fashion Editor: Sara Moonves.
Keep those feel-good summer vibes alive well into autumn with head-to-toe woolly knits packed with color and contrast. Actress Sasha Lane wears an Etro hat ($330), scarf ($650), and cardigan ($1,975). Hat and scarf at etro.com. Cardigan at Saks Fifth Avenue, NYC. Loewe pants, $1,900; Departamento, L.A. Marc Jacobs shoes.
This cheeky take on an Oliver Twist newsboy cap shouts, “Extra!” with attitude. Miu Miu hat and sweater ($1,200); select Miu Miu boutiques. Beauty note: Keep the focus on statement-making accessories with soft, shine-free skin. Too Faced’s Peach Perfect Mattifying Loose Setting Powder delivers an oil-absorbing tint with a feather-light touch.
Don’t have a hat on hand? Nubby knit scarves are fit to be tied round your head. Burberry scarf ($1,250) and sweater ($1,095); burberry.com.
The mood here is lighthearted, high-spirited—and haute-hatted. Lane (far left), Aboah, and Model Kesewa Aboah (far right) all wear Miu Miu; select Miu Miu boutiques. Model Faretta (second from left) wears a Miu Miu hat. Bottega Veneta sweater ($1,090) and skirt ($2,260); 800-845-6790.
A killer-cool trench topped off with a furry cap is a study in mixed media—and encourages cozying up when the weather starts to turn. Albertus Swanepoel hat, $250; albertusswanepoel.com. Loewe coat and top; loewe.com. Balenciaga earring.
Fortune favors the bold, as the proverb says. Boldness also makes this mad hat seriously stylish. Emma Brewin hat, $328; emmabrewin.com. JW Anderson dress, $1,970; j-w-anderson.com.
Who says sun caps are exclusive to the summer months? On Lane (left): Stephen Jones for Marc Jacobs hat, $550; (212) 343-1490. Marc Jacobs sweater; (212) 343-1490. On Aboah (right): Stephen Jones for Marc Jacobs hat; (212) 343-1490. Marc Jacobs sweater, $795; select Marc Jacobs stores. In this story: Hair: Duffy; Makeup: Aaron De Mey. Produced by Little Bear Inc. | 2019-04-18T10:32:09 | https://www.vogue.com/slideshow/statement-hats-and-scarves-to-wear-for-fall-2017 |
Parkway Cancer Centre offers a broad cancer treatment with a highly skilled, multi-disciplinary team comprising consultant medical specialists, nurses, counsellors and other para-medical professionals to meet the specific needs of cancer patients. The centre uses the latest technologies in cancer treatment to help patients access proven innovative therapies for excellent clinical outcomes.
The centre's commitment is to provide a broad, holistic treatment of cancers in a safe and comfortable environment where caring and experienced professionals attend to patients.
Visit the Parkway Cancer Centre to find out more.
CanHOPE is a non-profit cancer counselling and support service provided by Parkway Cancer Centre, Singapore. It provides patient counselling, education, and psychosocial and emotional support to those battling cancer as well as cancer survivors. Read more to fInd out how CanHOPE can help you. | 2019-04-24T20:13:33 | https://staging.gleneagles.com.sg/facilities-services/centre-excellence/parkway-cancer-centre |
SHARK TOOF takes an in-depth look at the ambitious and versatile street artist Shark Toof, best known for his emblematic visual calling card: a wheat pasted, hand drawn shark head, which the artist describes as the "perfect culmination of all my angst, protest, strength and optimism." Like a graffiti tag, Shark Toof has established the image as a kind of logo, deeply synonymous with the spirit and subtext of his body of work. Calling to mind the fictionalized and fantastic stylized gore of old horror movies or underground comix, Shark Toof's apocalyptic world is graced with a sublime and dark beauty. Using acrylic, spray paint, and house paint on distressed or reclaimed wood, Shark Toof's bold, brash lines conveys a kind of frenzied, graphic energy and chiaroscuro reminiscent of German Expressionism wood block prints and graphic pulp novels alike. | 2019-04-25T00:26:20 | https://www.hutchla.com/collections/home-office/products/shark-toof-book |
We are Banshee Cloud and we are here to empower businesses and individuals. We use some of the most incredible technologies available to give you what truly amounts to Computing Superpowers. We can take your computing and online needs and give you the same capabilities of the Fortune 500. And we can do a lot of it for less than what many businesses spend on buying coffee.
We've found that even for experienced IT professionals, it's hard to keep up with the changes that can occur literally overnight in the area of cloud computing. Capabilities constantly improve and the cost of the best services in the world keep dropping. Traditional models of infrastructure and pricing have completely changed and this puts you in the perfect position to totally dominate your competition.
This is incredible power. And our job is to show you how to harness it. This is the dawn of a new age. Businesses and professionals that don't adapt to the new ways of approaching computing will be left in the dust. Our mission is to guide you through this brave new world.
Imagine yourself distributing valuable information to millions of people. Envision servicing customers throughout the entire world. Visualize the ability to communicate immediately and on a personal level with buyers in your community.
And here's the beauty of it: The risks to adapt are minimal. Because we can make you and your data safer, more secure, more capable. Let your competition buy hardware that quickly becomes obsolete. Let us show you how you can create servers, websites, mobile apps, and even virtual desktops at incredible speeds. Often with just a few mouse clicks. Rethink how you use the most popular and powerful software around. Leave the other guys stuck in the endless loop of keeping everything updated and patched, while you pay for just what you need and get the latest and most secure versions automatically.
Every business, every individual is different. We know best how to take your computing needs and fulfill them with the latest solutions. We only find the best available, the most reliable, the most secure, the most powerful. And if what's available doesn't work for you, we'll build it ourselves. We have one of the best software development teams, specifically trained to take advantage of the best cloud-centric platforms and services available. We help you set up the most adaptable computing capabilities. We do it so you can build your future. You know the one: the future where you are more powerful, more capable, more secure, more profitable.
©2014-17 Bansheecloud LLC - All Rights Reserved. At Banshee Cloud, we are sworn to an Oath of Privacy. | 2019-04-21T10:59:08 | https://bansheecloud.com/ |
Robbie Williams‘ wife has uploaded a picture of the star with a bloody lip after he allegedly got into a “fight with his computer”.
Williams, who released his latest album ‘Heavy Entertainment Show’ last November, married American actress Ayda Field in 2010.
Field, who has starred in Days Of Our Lives in the US and Fresh Meat in the UK, recently uploaded a photo to Instagram showing Williams with a cut above his upper lip.
Not a lot is known about what happened but Field wrote in a caption: “@robbiewilliams got into a fight with his computer and his computer won…:( #technologyproblems #poorguy #slightknobhead #instamoments #instaboy #mcm #robbiewilliams #inneedofcuddles”. See that post below.
Meanwhile, Robbie Williams recently poked fun at his hand wash incident during a New Year’s Eve concert.
The singer was performing at his ‘Robbie Rocks Big Ben Live’ when he walked up to the audience and high-fived fans at midnight while singing to ‘Auld Lang Syne’.
When he got back to the stage, the cameras caught Williams pulling out a bottle of anti-bacterial hand gel.
Many fans took to Twitter to make light of the incident at the time with many already declaring it the defining “moment of 2017”. | 2019-04-22T18:05:32 | https://www.nme.com/news/music/robbie-williams-injured-fight-computer-1960004 |
With reference to his reply to question 2397 on 28 August 2018, which 23 products have been designated for local production in terms of the 2017 Preferential Procurement Regulations; (2) By what date(a) does he expect his department’s guidelines for the local procurement of non-designated products to be finalized and (b) put into effect; (3) Whether he will make a statement on the matter?
1. The table below provides a list of products that have been designated for local production with minimum local content thresholds. The table also provides commencement dates in which the National Treasury circulated instruction notes which regulate the environment within which government departments and public entities may advertise, evaluate, adjudicate and procure designated products.
2. Both the dti and National Treasury’s teams have worked together in finalising the draft guidelines the local procurement of non-designated products. The guidelines were approved by the Minister of Trade & Industry for onward transmission to the Minister of Finance in March 2018. The National Treasury, as the custodian of supply chain policy in government is vested with the powers to circulate the guidelines to the organs of state. | 2019-04-24T20:39:18 | https://pmg.org.za/committee-question/9904/ |
Diva Tech Talk recently sat down with Linda Lynch, president of KI Technology Group, an IT services provider that helps small and medium-sized businesses grow through the best use of appropriate, cost-effective technology.
A software programmer, by training, Linda held developer positions at Consumers’ Energy and Burroughs Corporation before joining KI in 1986. She acquired an ownership interest in the company in 1990 and has been president since 1992.
Linda was instrumental in managing KI Technology Group’s transition from a software company to a full service technology company, now providing diverse outsourced IT services to businesses in the greater Lansing, Michigan region.
Having begun by learning classic languages like Fortran and Cobol (“on punch cards,” she laughs, “I guess I am ‘dating’ myself…”), she and her team are always excited about new, transformative technology trends changing the way her customers do business. The top three trends that Linda thinks are currently making significant differences in the business landscape are cloud-based solutions, mobile applications, and the proliferation of computing devices (particularly smart phones) being used by customers for a variety of applications.
Linda characterizes her best professional skill as the fact that “I can talk in a language that a client can understand” vs. “techspeak”. So it is no surprise that in addition to her role leading KI, Linda is also the author of several books. One of them is the self-published Executive’s Guide to Trouble-Free IT. She describes this labor of love as having taken much longer than she expected. (“I thought it would be 6-8 weeks, but instead from beginning to end, the project took 6 to 8 months!”).
Additionally, in collaboration with other technology and business experts, she authored a chapter on IT outsourcing in The Tech Multiplier (available on Amazon).
“It was an Amazon best seller on the day it launched!” she says, proudly.
Linda is a strong believer in collaboration, and demonstrates that through constant civic and professional involvement. She characterizes the groups from whom she gets advice and to which she contributes as “very helpful".
Those professional associations include CompTIA, —where she served on the Board of Directors, the ASCII Group, the CareerQuest Advisory Council, the Rotary Club of Lansing, and The Founding Chapter of the National Association of Career Women — where she served as President. Linda also credits an informal group of 8-10 technology CEO’s as helping her keep her company thriving, by filling in gaps that she perceives she might have. With all of these groups, Linda gives and gets great advice and insight.
“Together, we are good at everything,” she says.
Linda does not think that being a woman has seriously hampered her career or her company. While she acknowledges that there are some revenue opportunities that have been harder to get because she may not be in “the old boys’ club,” she philosophically says: “There is plenty of business out there,” so Linda and her team cheerfully pursues it! | 2019-04-26T02:02:42 | http://www.divatechtalk.com/blog/ep10 |
Once a month kids ages 7-12 can visit the library and learn how to make some tasty no-bake treats.
Call or visit the library to sign up.
Contact the library for this month’s recipes. | 2019-04-23T22:46:54 | https://saukcitylibrary.org/event/kids-cooking-club-2/2019-02-18/ |
Debs Carter wants to help women share their stories with one another, as she has about her struggles with depression, connecting each other through her amazing organisation The Touch Network.
Indian visual artist Sravanthi Juluri speaks to ASLI, “my work has been a major source of healing in my life. I never thought my art could actually help women in distress to come out in the open about the abuse they have faced and open up a platform to raise our voices and say no to violence against women”.
ASLI Team member and artist Lisa Reeve talks about having mental illness and using art, “I find art a less threatening way to articulate my thoughts and feelings, it is great therapy and gives me a sense of achievement and productivity”.
Joyce Savage is on a mission to end stigma associated with BPD (Borderline Personality Disorder) and uses poetry to manage her own mental health.
Artist Jessica Caudery “Writing, painting and drawing directly and indirectly became a way to express my emotions. It is difficult to say to what extent art has saved my life but it has been a constant positive, something which has perhaps kept me afloat during times of stress, anxiety and mild depression”. | 2019-04-19T07:14:10 | https://artsaveslivesintmagazine.com/tag/mental-illness/ |
The large Hot and Cold Pack helps to reduce swelling, relieve pain from headaches, the temporary relief of muscle aches and back pain.
For cold therapy, store in the freezer for at least one hour so that the pack is ready to use in case of injury. The pack can be heated in the microwave or hot water for hot therapy.
It is recommended that the gel pack is wrapped in cloth to avoid extreme temperatures being applied to the skin. | 2019-04-21T08:05:29 | https://www.lp-supports.com/products/large-hot-and-cold-pack |
LONDON – NBA great Clyde Drexler can foresee a league franchise being based in London, maybe even within the next decade.
“Clyde the Glide,” in the British capital to help promote the first regular-season NBA games to be played in London in March, said Wednesday that basketball has proven itself in Europe and expansion to the continent may be a matter of time.
The NBA has played preseason games in London for the past four years, packing fans into the O2 Arena. Late last year, the league decided it was time to emulate the NHL and NFL, both of which have played regular-season games in London.
The Toronto Raptors and New Jersey Nets will play a pair of games at the O2 on March 4-5.
And the distance, Drexler said, won’t be a problem for anyone.
One way to push the game to the soccer-loving public in Britain is NBA Basketball Week, a series of youth-oriented events that will take place in five cities leading up to the two games.
As far as Drexler is concerned, though, the NBA isn’t done making it’s mark in Europe.
Bucks forward Drew Gooden will be sidelined four to six weeks because of lingering problems with plantar fasciitis in his left foot.
General manager John Hammond said Gooden had treatment on Wednesday in Los Angeles. The injury has cost Gooden 21 games this season, including the last six.
Gooden signed a five-year, $32 million, five-year contract in the offseason and is averaging 10.8 points and 6.5 rebounds.
The Oklahoma City Thunder recalled rookie center Cole Aldrich from the NBA development league. Aldrich was averaging 10.2 points and 8.4 rebounds in 19 starts for the Tulsa 66ers. … Utah Jazz star guard Deron Williams will miss his fourth straight game Wednesday night against Houston because of a wrist injury. | 2019-04-21T01:13:00 | https://www.sgvtribune.com/2011/02/03/drexler-sees-london-team/ |
Nomkelemane Langa, a humble rural boy from Nkandla, discovered his talent as a praise poet in the Isulabasha Dancing Pencils Writing Club in Nkandla 10 years ago. He is now praise poet to President Zuma.
He was mentored by Khethiwe Khuzwayo who was trained in right brain non judgmental non critical methods by Felicity Keats.
Nomkelemane told Felicity that he was not trained by any particular person to be a praise poet. The gentle supportive approach by Khethiwe in the Isulabasha Dancing Pencils Writing Club helped him to discover his talent as a praise poet.
As President Zuma’s personal praise poet, he has been to many varied occasions with the President.
He has written a Praise Poem book of 170 pages in English called the Essence of Zuma. This was launched at the Cape Town book Fair in June 2012.
His book, Essence of Zuma, is probably the first of its kind to be written in English. This was a hard job as a colleague sat with him, and the English words had to suit what the ancestors wanted . It is 168 pages long.
An updated version with many coloured photos is being prepared at present and will be launched in the next few months. Nomkelemane has written another praise poem in isiZulu, also in the form of a Praise Poem. | 2019-04-21T03:14:59 | http://dancingpencils.co.za/nomkelemane-langa-praise-poet-for-president-jacob-gedleyihlekisa-zuma/ |
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posted by means of rmrct from 2016-05-21 04:00:36. To find out all pictures in Admirable Wedding Bands for Her White Gold photographs gallery please follow this particular hyperlink. | 2019-04-24T16:53:16 | http://rmrct.org/wedding-theme/wedding-bands-for-her-white-gold/wedding/wedding-bands-for-her-white-gold-great-white-gold-wedding-ring-womens-mens-wedding-band-3mm-wide-14k-gold/ |
There are 24 Pizza Shops in Bangor, Maine. The Map however may show more items since it covers more than Bangor. You may drag the Map around to view Pizza Shops in the neighborhood areas of Bangor. A list of all Pizza Shops in Bangor is shown below the Map.
This list shows the top Pizza Franchises and Chains in Bangor, Maine. See all Pizza Franchises in Bangor, ME.
Bangor is located in Penobscot County. View a list of all Pizza Shops in Penobscot County, or checkout Pizza Shops in the nearby places of Bangor: Veazie, Eddington, Brewer, Hampden & Orrington. | 2019-04-24T00:38:29 | https://www.pizzashops.info/Maine/Bangor/ |
The Wiener index of a molecular graph, which is defined as the sum of distances between all pairs of vertices of the graph, is a distance-based graph invariants used as a structure-descriptor for predicting physicochemical properties of organic compounds. The Wiener index of polyhex nanotorus is computed by Yousefi and Ashrafi (An exact expression for the Wiener index of a polyhex nanotorus, MATCH Commun. Math. Comput. Chem. 56, 169 (2006)). In this paper we introduce a new method, based on a mathematical model given by Cotfas (An alternate mathematical model for single-wall carbon nanotubes, J. Geom. Phys. 55, 123 (2005)). to compute the Winer index of polyhex nanotorus. | 2019-04-24T16:02:49 | https://www.ingentaconnect.com/content/asp/jctn/2011/00000008/00000011/art00027 |
Have passport, will travel: where will Ai Weiwei go?
The Art Newspaper China is the Chinese edition of The Art Newspaper, co-published by the leading Chinese integrated media Modern Media Group and international publishing house Umberto Allemandi & Co. Publishing Ltd..
As part of international Art Newspaper network, which has included English, Italian, French, Greek, Russian editions, The Art Newspaper China will share the network’s extensive resources and teams in over 30 countries worldwide to bring the latest global art news to top Chinese art and business professionals and art lovers in general. Positioning itself as a meeting between the East and the West, The Art Newspaper China’s unique art vision will particularly feature news concerning Chinese art activity overseas. In addition to its dedicated coverage of international art, The Art Newspaper China is also committed to in-depth coverage of Chinese art developments, ranging from local art policies, art market updates, institutional developments, cultural heritage preservation, art exhibitions, to art trends.
The Art Newspaper China is the first Chinese art media to offer simultaneous printed and digital edition. It’s digital edition (available for iPhone/iPad & Android） was soon recommended as a featured new digital magazine, and was ranked top in App Store’s art media section. Up to now, the total downloads of the Art Newspaper China App is around 2,000,000.
The Art Newspaper China is a monthly publication that provides professional art readers with first hand global art news and expert perspectives. Its digital edition provides readers with daily global art news updates. The Art Newspaper China is distributed through Modern Weekly magazine and bilingual art magazine LEAP in Mainland China. Current circulation is 1,020,000 copies.
english|英语文章 Have passport, will travel: where will Ai Weiwei go?
After the Chinese artist-activist Ai Weiwei announced yesterday (22 July) that he is free to travel, the art world is wondering about his itinerary and whether he will turn up at various institutions worldwide which are hosting shows dedicated to the artist this autumn.
english|英语文章 Pompidou outposts to pop-up across China? | 2019-04-22T01:02:22 | http://www.tanchinese.com/english/ |
What is the currently unemployment rate for a Clerical Occupations, General Office Skills?
5% of Clerical Occupations, General Office Skills are unemployed. This rate is close to the average for intermediate occupations.
What is a day in the life of a Clerical Occupations, General Office Skills like?
What education do you need to become a Clerical Occupations, General Office Skills?
What is the current Job Outlook for a Clerical Occupations, General Office Skills?
What is the future Job Outlook for a Clerical Occupations, General Office Skills?
How much does a Clerical Occupations, General Office Skills make?
How many Clerical Occupations, General Office Skills are employed part-time?
How many Clerical Occupations, General Office Skills are self-employed?
What is the average age of a Clerical Occupations, General Office Skills? | 2019-04-24T08:56:32 | https://studentscholarships.org/careers_salary/156/unemployment/clerical_occupations_general_office_skills.php |
I’m trying my best to get these up as fast as possible, but 30 minutes have passed by now and I’m sure you’ve seen the news.
Travel back a couple hours and we didn’t know if the Royals were getting Brett Phillips or not. Reports seemed iffy, but signs were pointing to it. I was eating the food I had purchased at a QuickTrip (some of the deals in that kitchen…. man, pretzels, pizzas, a variety of different styled hot dogs, like my gosh… what an amazing place) while this was going on, so I tweeted throughout to pass the time.
If Brett Phillips and Jorge Lopez are the gets for Moustakas, I think I’d be pretty satisfied.
While not as highly regarded as he used to be, Brett Phillips still serves some decent upside. The strikeouts issues are definitely concerning, but he does enough things well where you could still see his floor being a fourth outfielder type.
A sixth round pick by the Houston Astros in the 2012 draft out of a Florida high school, Phillips struggled out of the gate to start his professional career, hitting zero home runs his first two seasons. He exploded onto the scene in 2014 though, knocking out 29 doubles, 14 triples, and 17 home runs, while swiping 23 bags on his way to a .310/.375/.529 slashline in 130 games across Low-A and High-A.
The in-game power and speed display Phillips put on as a centerfielder skyrocketed him up the prospect rankings, reaching as high as #32 in all of baseball by MLB Pipeline.
Phillips was dealt in the middle of the 2015 season as part of a package that brought the Astros Mike Fiers and Carlos Gomez. During his time with Milwaukee, consistency with the bat has been an issue, as sudden swing-and-miss issues developed against more advanced pitching. He repeated the AA level in 2016 and turned in a disappointing season, but the Brewers would still force him up to AAA in 2017 where he reestablished some of his prospect status, slashing .305/.377/.567 in 100 games (should mention in a very hitter-friendly park at Colorado Springs). This was enough to give Phillips some time in the big leagues last season, where he impressed in the outfield and slashed .276/.351/.448 in 37 games, racking up five stolen bases and four home runs. Contact was still a big issue though, striking out in 34.7 percent of his plate appearances.
Phillips has spent the majority of the 2018 season back in AAA with the Brewers employing a crowded bench at the big league level. He’s taken a step back, slashing .240/.331/.411 in 71 games, striking out in 31.4 percent of plate appearances. He’s also seen 15 game with the Brewers big league club.
The FanGraphs guys have Phillps pegged as 45 FV guy, which would be borderline top 100 and would be good for top five-ish in the Royals system. He does a lot of things well, owning a cannon of an arm, a solid approach at the plate, decent raw pop, plus-speed and plus skills at all three outfield positions. Sticking in center should be no issue for him.
This play right here sums up the arm. Amazing. He barely even set himself. Probably 70-grade, it’s up there with the likes of Seuly Matias and Khalil Lee as the best in the Royals system.
A skilled fielder with great range and route-running.
He yanked this outside pitch and had the strength to push it over the fence for a home run.
The stance is pretty upright and normal. The timing and manner of the leg kick are a bit funky. And there’s a lot of pre-swing movement with the bat. Most of strength comes from the upper-half it seems.
Pitchers have simply outsmart Phillips at the big league level. He’ll need to improve upon that and make adjustments to have a chance at becoming something more significant. He’s interesting enough to be one of the Royals more highly rated prospects though. This may be my favorite acquisition of the deadline by the Royals out of their three trades. They did well on this one.
What does 2019 have in store for Brett Phillips? | 2019-04-18T12:37:12 | https://royalsfarmreport.com/2018/07/28/scouting-royals-trade-acquisition-brett-phillips/ |
We describe the observation of GW170104, a gravitational-wave signal produced by the coalescence of a pair of stellar-mass black holes. The signal was measured on January 4, 2017 at 10 11:58.6 UTC by the twin advanced detectors of the Laser Interferometer Gravitational-Wave Observatory during their second observing run, with a network signal-to-noise ratio of 13 and a false alarm rate less than 1 in 70 000 years. The inferred component black hole masses are 31.2-6.0+8.4M' and 19.4-5.9+5.3M (at the 90% credible level). The black hole spins are best constrained through measurement of the effective inspiral spin parameter, a mass-weighted combination of the spin components perpendicular to the orbital plane, χeff=-0.12-0.30+0.21. This result implies that spin configurations with both component spins positively aligned with the orbital angular momentum are disfavored. The source luminosity distance is 880-390+450 Mpc corresponding to a redshift of z=0.18-0.07+0.08. We constrain the magnitude of modifications to the gravitational-wave dispersion relation and perform null tests of general relativity. Assuming that gravitons are dispersed in vacuum like massive particles, we bound the graviton mass to mg≤7.7×10-23 eV/c2. In all cases, we find that GW170104 is consistent with general relativity. © 2017 American Physical Society. | 2019-04-22T20:30:59 | https://www.repo.uni-hannover.de/handle/123456789/2126 |
Jane Robotham started writing contemporany romances as Claudia Bishop (do not confuse with the pen name as Mary Straton who wrote mystery novels).
Jane Robotham was born on 1945 in Cairo, Egypt, where her British parents were stationated. She grew up in New Forest, on the south of England. She earned a Master’s Degree in Applied Social Studies from Oxford University. In 1978, she, her husband and their three children moved to New Jersey. There, she worked as a social worker. She began writing in 1981 after another move, this time to Washington, D.C.
Jane Feather is currently considered a "single author." If one or more works are by a distinct, homonymous authors, go ahead and split the author.
Jane Feather is composed of 5 names. You can examine and separate out names. | 2019-04-19T22:13:16 | https://www.librarything.com/author/featherjane |
Hotel Suarel Center is located in Duitama, just 7 miles from Paipa. Guests can enjoy the on-site restaurant. Free WiFi is featured throughout the property and free private parking is available on site.
Every room is equipped with a TV. Every room is fitted with a private bathroom.
There is a 24-hour front desk, an ATM, a hairdresser's, and a gift shop at the property. | 2019-04-24T13:51:35 | https://suarel-center-co.book.direct/en-us |
CALGARY, Alberta, Feb 11, 2019 (GLOBE NEWSWIRE via COMTEX) -- CALGARY, Alberta, Feb. 11, 2019 (GLOBE NEWSWIRE) -- Cardinal Energy Ltd. ("Cardinal" or the "Company") (CJ) confirms that a dividend of $0.01 per common share will be paid on March 15, 2019 to shareholders of record on February 28, 2019. The Board of Directors of Cardinal has declared the dividend payable in cash. This dividend has been designated as an "eligible dividend" for Canadian income tax purposes. | 2019-04-20T09:13:26 | https://www.marketwatch.com/press-release/cardinal-energy-ltd-announces-monthly-dividend-for-february-2019-02-11?mod=mw_quote_news |
Product Name : Dr. Martens Outlet Online | Womens Dr. Martens Geraldo Brando Black Sandals Sale - Dr. Martens Women Shoes Model : Dr. Martens Women Shoes 912 With its ankle strap and breezy cut-outs, the Geraldo sandal is a summer must-have. Perched on our signature air cushioned sole, these sandals are crafted from a full-grain, waxy leather designed to distress and change as you wear them. Our Fusion range brings together classic style with innovative design notes. | 2019-04-22T16:41:50 | https://www.info14.se/womens-footwear/sandals/dr-martens-outlet-online-womens-dr-martens-insamlings-geraldo-brando-black-sandals-sale-women-martens-shoes-dr-djlosvxz57-30.html |
Ocean & Sea Creature Facts to Blow Your Mind Real Tautological Fish Fish Names Cool / Scary Facts About Sea Creatures Photographed for the First Time Weird Animals Washed Up on the Beach A Guide to the Biggest Things in the Ocean Horrifying Found Creatures Wow So Many Nudibranchs! How Smart Are Cephalopods? Remarkable Octopuses Amazing Albino Aquatic Animals Lovely, But No Backbone Stunning Jellyfish What Creature Do You Want to Be? Shark Myths to Unthink Unbelievable Camouflage Beautiful Pics of Sea Squirts The Best Seafood to Eat Stunning Sea Caves Around the World Hey, Looking for Songs About Fish?
List Rules Vote up the creepiest mugs lurking beneath the waves.
Do you occasionally enjoy the peace and quiet of a nice day out on the waves? Love the occasional cute sea creature that pops up to say hello when you’re chilling at the beach? Well, then you may have come to the wrong place! Here we’ve collected a list of some of the most disturbing scary sea creatures that roam beneath the waves. We’ve scoured the depths of the deepest waters to find a list of creepy creatures and scary fish that prove that the deep sea and ocean depths are the most horrifying places on Earth.
You may think twice about taking up Scuba-diving after getting a load of some of these deep sea fish, who range from weird to terrifying. While some of these guys (or maybe they're gals, who can be sure?), such as the Dumbo octopus, could possibly be considered cute in the right light, others such as the goblin shark are just plain terrifying. Among this collection, you’ll find both deep sea dwellers that have been known to mankind for quite some time, as well as others that were only discovered as recently as the past decade and remain relatively mysterious.
So if you’re ready to get a load of what lurks beneath the surface, take a look at some of the most bizarre deep sea creatures the oceans have to offer. We’ve got a wide range of creatures from the harmless to the lethal, all of which sport the wildly bizarre looks that can only be found way beneath the waves. Whether they’re bottom-dwellers or deep sea swimmers, many of these freaky fish have looks that only a mother fish could love.
Though the creepy looking "Fanfin Seadevil" has a terrifying appearance, it's also almost completely black, which makes it very hard to spot in the deep waters of the ocean. When mating, the males fuse themselves to the females and share the same bloodstreams! And you thought your ex was bad!
These scary lookin' dudes, called "Dragonfish," actually start life closer to the surface, due to the fact that their eggs are buoyant. Eventually however, they become capable of producing their own light through a process known as bio-luminescence and descend much deeper into the shadowy depths of the ocean.
These evil-looking fish are called "Lancet Fish" and are cannibals, in that they've been known to eat their own kind. The nocturnal predator is rarely seen near the surface however, so little is known about it.
The "Goblin Shark" is the sole surviving member of a 125 million year-old family of sharks known as "Mitsukurinidae" and are sometimes referred to as "living fossils." They are very rare and generally found at depths deeper than 330 feet. | 2019-04-20T12:42:18 | https://www.ranker.com/list/deep-sea-fish/ashley-reign?ref=collections&l=2573565&collectionId=1339 |
Brad Burton and Tony Mandella led the list of winners at the NHRA Lucas Oil Drag Racing Series Pacific Division at The Strip at Las Vegas Motor Speedway.
Tony Mandella, Eastvale, Calif., ’92 Camaro, A/SMA, 8.077, 165.60 def. Doug Lambeck, Irvine, Calif., ’08 Sunfire, D/SMA, 8.455, 158.07.
Larry Zavala, Montebello, Calif., ’87 Camaro, SS/IA, 10.004, 126.58 def. Dave Kelly, Walla Walla, Wash., ’98 Firebird, SS/JA, 10.330, 126.54.
Brad Burton, Snohomish, Wash., ’72 Firebird, D/SA, 10.810, 117.39 def. Jimmy DeFrank, Thousand Oaks, Calif., ’69 Camaro, AA/SA, 10.038, 129.85.
Michael Dalrymple, Sunnyside, Wash., dragster, 9.054, 175.59 def. Brian Preszler, Kennewick, Wash., dragster, 9.064, 177.07.
Craig Maddox, Sidney, Neb., ’07 Prowler, 10.037, 162.94 def. Ken Mostowich, Calgary, Alb., ’13 Corvette, foul.
John Dexter, Surprise, Ariz., ’68 Camaro, 11.078, 140.59 def. Harlan Tucker, Miranda, Calif., ’91 Daytona, 10.971, 134.32.
Richard Okerman, Torrance, Calif., ’89 Beretta, 7.363, 162.39 def. Sammy Gonzales, Albuquerque, N.M., ’02 Grand Am, 11.675, 94.44.
Steve Casner, Sheridan, Calif., dragster, 6.836, 199.11 def. Brianna Wiens, Las Vegas, Nev., dragster, 6.765, 202.12.
Rick Newport, Bluffdale, Utah, ’95 GSXR, 8.210, 156.88 def. Sean Conner, Boulder City, Nev., ’95 Suzuki, 8.652, 151.12.
Kenny Snow, La Habra, Calif., ’69 Chevelle, 11.058, 137.06 def. Ryan Giacone, Glendale, Ariz., ’88 Thunderbird, 11.080, 149.58. | 2019-04-24T08:20:11 | https://dragchamp.com/2019/nhra/winners-crowned-las-vegas-lucas-oil-series/ |
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"Talking about long shawls with different colors and silky texture ! simply amazing and trendy fashion very proud to be a Bokitta number one fan." | 2019-04-19T00:50:21 | https://www.reviews.io/company-reviews/store/bokitta-com |
(1) City Budget: Remains a top issue. While the city council is doing a solid job of working within a very limited budget, San Carlos is falling short of providing its residents with all that the city has to offer. Budget shortfalls have resulted in reduced city service hours, building closures such as the Kiwanis Building at Burton Park, improvements have been put on an indefinite hold and Measure U (city sales tax increase) is being put before the voters in an attempt to try and generate additional revenue for the city. Unfortunately, many projects in San Carlos only materialize if they are heavily funded by a Measure or donations. The new city council will be faced with the unenviable task of creating a budget that will one day be able to restore city services and reserve funds for improvements.
(2) Eastside Transit Village: This is a massive project which includes a proposed 280 apartment units, 30,000 square feet of retail and office space and a new Cal Trans Transit Station. Read more about the project by clicking here. The buildings are projected to be 2-4 story buildings, which should have some impact on the homes on the east side of San Carlos. The city council would be wise to listen to a many of the residents who are not happy with the 1001 Laurel Street project to make sure that similar issues are not duplicated with this proposed project. Finally, when I first saw that 280 apartments were being proposed, my first thought was the impact on our schools. To say that our schools are already overcrowded is an understatement.
(3) San Carlos Schools: Speaking of schools, if you are one of the many elementary school parents out there wondering if your child is going to be shut out of their assigned school or if the boundary lines for the San Carlos schools are going to be re-drawn, you are not alone. The San Carlos School District simply does not have the money, space or resources to substantially minimize the impacting issues. I think it is naive to believe that there is not going to be some type of major overhaul to the current street/school assignments. Additionally, money is a huge issue for the schools each year. San Carlos is very fortunate to have the fund raising efforts of the San Carlos Education Foundation (SCEF) and the passage of Measure B (parcel tax benefiting San Carlos schools).
(4) Athletic Field Shortage: The eight year synthetic turf saga seems to be coming to an end, with the city council voting to move forward with the proposal to install synthetic turf at Highlands Park. Even with the proposed synthetic field installed, the city still faces a massive shortage of fields and cannot come anywhere close to satisfying the requests for field space. What many folks don’t realize is that San Carlos did have several more fields at one point in time. However, in the early 1980’s those fields were basically sold off for housing. For instance, the old San Carlos High School had four baseball/softball diamonds and four full sized soccer fields. The new configuration allows for two soccer fields three baseball diamonds. Additionally, San Carlos used to have a field where the homes on La Mesa Drive are currently built. When the population of San Carlos suddenly turned to many young families in the 1990s, the city was caught short on field space and the problem progressed ever since. The decision to install synthetic turf at Highlands is based on the premise that since the city does not have any space to build additional fields, they are trying to maximize the use of the fields they do have.
(5) Downtown Parking: Feel like driving to downtown San Carlos for lunch? Prepare to circle the block a few times or park quite some distance from your intended destination. Wheeler Plaza (behind the old Foodville location) seems to be the most likely target for additional parking or a parking garage. However, the city appears to have slightly different plans for the plaza. You can find more information on the redevelopment of Wheeler Plaza by clicking here. This is a good news/bad new situation. The good news is that downtown San Carlos has created enough of a buzz to clearly attract the dollars of residents of neighboring cities. The bad news is that without improved parking conditions, downtown merchants will not be able to maximize their customer base.
(6) High School?: Call it whatever you want, but many long time San Carlans call it the worst move in the history of San Carlos. The decision to tear down San Carlos High School after the Sequoia Union High School District decided to shut the doors has been the achilles heel of San Carlos since the early 1980s. Now, in fairness, hind sight is always 20/20. San Carlos made a considerable amount of money on the Highlands neighborhood. However, now imagine present day San Carlos with its own high school. For those that were not around to ever see San Carlos High School, it was a beautiful campus in a fantastic setting. For the short time that it was around, the school had a wonderful reputation and great traditions. Talk to any former graduates of SC High, and they will tell you what a great experience it was. From a real estate perspective, the high school issue is one of the top, if not the top drawback for families considering moving to San Carlos.
(7) Recent Crime Wave: For whatever reason, San Carlos has been hit by a recent wave of crime. The White Oaks, Howard Park and Clearfield Park areas have been hit especially hard. These are not violent crimes. Most of the crimes appear to be centered around breaking into cars and vandalism. Parts of White Oaks have took matters into their own hands and formed a Neighborhood Watch group. The cause of the recent wave of crime seems to be a bit of an unknown. Some have speculated that a downturn in the economy may be partly to blame. Whatever the reason, most residents are clearly aware of the increase in crime and are being more proactive with reporting suspicious activity.
(8) Family Options for Laurel Street: I don’t want to spend too much time on this subject because it was the subject of a blog post about three weeks ago, however, it needs to be noted that San Carlos has a large contigency of families with younger kids, yet lacks many family friendly restaurants downtown. As mentioned, Town and a few of the others do a great job making kids feel welcome, but San Carlos really needs a few options for a less formal dining experience for families. I love Sneakers, but you can only go there so many times. Types of restaurants which would do well would be ones similar to a family style Italian, Jack’s Prime, etc.
(9) Eastside Development: Many believe that the financial health of San Carlos is directly tied to the redevelopment movement in east San Carlos. There is a major push to persuade tax revenue generating businesses to hang their shingle in east San Carlos. You may have heard about a push for a higher-end hotel, which could impose a city occupancy tax in addition to normal business taxes. Hopefully, the proposed jail is now off the table….not exactly the type of revenue source the city is looking for.
(10) Real Estate: Of course, you cannot have a Top 10 in San Carlos without discussing the real estate market. The good news is that San Carlos has clearly made a bit of a rebound over the past 2 months. Many properties under the one million dollar mark have gone with multiple offers. Currently, we have only 52 Active Single Family Residences and 37 Single Family Residences which have a Pending status. That is an outstanding ratio.
I just want to address #3 above (schools). Although certainly the difficulr budget environment remains an issue (as it does for every school district in the state), the San Carlos School District made substantial progress in placing the families who were on the wait list to White Oaks into that school. From a waiting list that once numbered around 70 students, only 16 students were not able to get in to White Oaks at the start of the school year yesterday. The new Superintendent is actively addressing the enrollment process and creating a new system which will hopefully avoid the level of anxiety and uncerainty that happened this year, and any solution could potentially affect boundaries. But in any case, what makes San Carlos special is that it has seven equally excellent schools which make it desirable to live anywhere within the boundaries of the School District. Of course I agree that this success is largely due to the support from our parcel tax measures and the private money raised by SCEF. Unfortunately these approaches are requirements in modern-day California if a community wants top-notch schools.
Thanks, Seth. Well said, and thanks for the additional information.
Regarding #8 – check out the following restaurant’s website (they were just voted one of the top 10 restaurants by Parents Magazine). These restaurants are very successful in the Midwest and would be a fabulous addition to San Carlos.
Regarding #8 above, below is a link to a family-friendly, healthy restaurant that would be a great addition to our town. These restaurants are popular in the Midwest and they just became of the of the Top 10 Best Restaurants by Parents Magazine. I have been fortunate enough to have been to a couple of these restaurants and my family loved it. Check out their menu….. | 2019-04-24T17:46:09 | https://www.sancarlosblog.com/2009/08/27/the-san-carlos-top-10/ |
While a man’s in her wedding dress, he definitely wants to look nice. A groom’s wedding suit is an important piece of the wedding plan but sadly just one on a very long list of things needed for the wedding. Budgets are of the essence. The following brands know how to be chic and affordable at the same time.
If you’re looking to go classic, then Nautica has got you covered. The Nautica Men’s Two-Piece Classic Fit Suit with Two-Button Side Vent Jacket and Pant speaks volume where elegance is concerned. It goes for between $79.45 – $99.99. It is a two-piece suit that’s made of polyester and viscose.
Like other stores, they offer a wide range of suit types. If you’re a man that’s obsessed with the classy edge pin stripped suits have, then the Haggar Men’s Textured Pinstripe Tailored-Fit Two-Button Suit Separate Coat fits in just right with this kind of option. Your budget range is between $42.87 and $93.09 and some choices can be returned for free if they don’t please you.
If you want to save money chances are that you don’t mind a wedding suit that will stick around for another occasion. The Kenneth Cole REACTION Men’s Black-Solid Suit Separate Pant is wrinkle resistant and doesn’t cross the $35.18 – $89.00 threshold.
Guys who love vesting their suit up will love the Stacy Adams Men’s Suny Vested 3 Piece Suit from this designer. The price $72.47 – $99.99 range is fair considering the make and accentuated finish of the suit.
You don’t have to live in New York to know about this clothing line. Jones New York Men’s Classic Fit Navy Solid Suit will guarantee you a considerable amount of ego boost on your wedding day. It is affordable too. Any man would be willing to pay between $178.32 and $218.76 for the tremendous ego boost and style. There are more options too.
Imagine standing on the altar, patiently waiting for your bride and stealing the limelight while you’re at it with a brown that seems to compliment every bit of your looks. The Perry Ellis Men’s Two Button Vested Brown Slim Fit Pindot Suit will do that for you and ask you for over $100 to make a memory. Most grooms in the world won’t mind that.
Again, the range of suits will leave you spoilt for choice. Some grooms will need a particular feel that only the Geoffrey Beene Big & Tall Tonal Neat Jacket. It looks as powerful and classy as its black colour. $198 is a match for the princely attitude you exude when you wear this suit.
will never run out of stores so the important thing here is who you are and how you say that with what you wear on one of the most important day of your life. Check out our blog for more useful tips on wedding planning. | 2019-04-26T00:54:58 | https://www.cavendishbanqueting.co.uk/best-suit-for-groom/ |
Only one available! These vintage Apollo 11 KIRIBATI postage stamp card is authentically signed in blue by Buzz Aldrin. The card is accompanied by three international stamps, postmarked with different key Apollo mission dates. This lot is certified by a certificate of authenticity. | 2019-04-26T16:09:31 | https://roadtoapollo50th.com/product/international-vintage-stamp-collection-signed-by-buzz-aldrin/ |
A fantastic night was had by over 100 people at the Academy’s Sportsman’s Dinner on Friday 22nd February. The evening was held at the Ally MacLeod Hospitality Suite at Somerset Park and was the 2nd Annual Sportsman’s Dinner and raised over £4000 for the Talented Young Footballers programme.
Former Ayr United player, David Kennedy, hosted the evening which included a 3-course meal followed by after dinner speakers Alan Kennedy and Tam Cowan.
Colin Ross, Ayr United Football Club, Alan Kennedy, Cameron Allan, Chris Byrne, Red Driving School, Coerver Coaching, David Kennedy, David Lewis, David Moore, Designer Rooms, Eric Bennett, Gary Castles, Gary Havlin, GH Builders, Gordon McBlain, Grant Hood, Johnny Sharp, Peter Bryden, Richard Merry, Robert Martin, Sionadh Kellington and Steven Brown. | 2019-04-21T16:48:08 | http://www.aufa.org.uk/aufa-sportsmans-dinner/ |
Our office takes pride in working as a team, helping each other, checking each other's work, and becoming familiar with our clients' files.
During tax season, we have over ten preparers working each day. Appointments are available seven days a week, including evening appointments Monday through Thursday.
At CTM Accounting & Tax Services, we believe that your tax and accounting needs deserve attention to detail and a very strong commitment to the best result.
Our CPAs, enrolled agents, and tax accountants are experienced and most of them have been with our firm for over 20 years.
We Offer All Our Services Year-round for Your Convenience!
Our family-run firm has been serving Northeast Philadelphia and the surrounding counties for over 40 years. Our accountants are here all year round to answer any questions or concerns you have about your business or tax needs. Call us at 215-332-2626 to schedule an appointment today! | 2019-04-19T19:11:03 | http://ctmaccounting.com/about-the-firm/4528389 |
Better understanding of the mind basis of reading Many people are expert visitors.
« Intel Director for Technology Plan in Washington.
This is interspersed with words, consonant faces and strings which were shown for 300 ms, but that have been not vital that you solve the duty. Related StoriesJumping genes: a marker for early cancer analysis? An interview with Dr KazazianInner ear canal damage mind warnings from nerve cellsCharles Bonnet syndrome: an interview with Dr. Dominic ffytcheThe authors discovered key differences in the first brain activity of regular adults if they were reading phrases in comparison to reading consonant strings and viewing faces.Nevertheless, much like many medical tests, some nagging problems may appear with having bloodstream drawn, such as: feeling or fainting lightheaded hematoma pain connected with multiple punctures to discover a vein Helping Your Child Having a blood check is painless relatively. Still, many kids fear so much needles. Explaining the check in terms your son or daughter can understand will help ease a few of the fear. Allow your son or daughter to ask the specialist any relevant questions she or he might have. Tell your child to attempt to relax and stay through the procedure still, as tensing muscle tissue and moving makes it harder and even more painful to attract blood. | 2019-04-22T16:50:13 | http://www.cedarridgecampground.net/2018/07/better-understanding-of-the-mind-basis-of-reading-many-people-are-expert-visitors/ |
An out-of-print biography of late humor columnist Erma Bombeck is now available as an e-book.
All proceeds from Lynn Hutner Colwell’s “Erma Bombeck: Writer and Humorist” are going to the University of Dayton’s Erma Bombeck Writers’ Workshop, reported workshop director Tim Bete on HumorWriters.org.
When she died in 1996, Bombeck was appearing in about 700 newspapers via Universal Press Syndicate. | 2019-04-25T08:22:59 | https://www.editorandpublisher.com/news/bombeck-biography-back-as-an-e-book/ |
BFTV Cluster News - Connexxus News! Southwest, BCD Travel and Credit Card Fraud Information!
Connexxus News! Southwest, BCD Travel and Credit Card Fraud Information!
· Fares can be purchased through any of the Connexxus agencies and can be purchased with the USBank CTS/direct bill card.
Note: If UC increases utilization by 20% by 12/31/14, Southwest will further increase the Business Select and Anytime fare. Log in to the portal for more information and to make your Southwest SWABIZ reservations today!
BCD Travel would like to share with you the latest enhancement to their Global Crisis Management offering. Theyve created a set of Twitter accounts that travelers can follow to stay informed about potential risks and delays. Americas, APAC and EMEA/UK&IE each have a dedicated feed for incidents specific to those regions. Events with global relevance will be tweeted in all three accounts.
Travelers can follow the feed related to the region in which they are traveling to get fast, concise information about incidents affecting their travel. Once they finish their trip, they may unfollow to avoid clutter in their timelines.
This free service is a dedicated source for timely information about travel risk and disruption. BCD Travel will use their global Twitter account, @BCDtravel to post about other travel industry related items.
Please feel free to use this new service and follow the applicable account on your next trip. Its just one more way you can travel smart and achieve more.
At the front desk, typically when checking in, you give the front desk your credit card (for any charges to your room). You go to your room and settle in. All is good.
The hotel receives a call and the caller asks for (as an example) room 210- which happens to be your room.
Not thinking anything wrong, since the call seems to come from the front desk you oblige. But actually, it is a scam by someone calling from outside the hotel. They have asked for a random room number, then ask you for your credit card and address information. They sound so professional, that you think you are talking to the front desk.
If you ever encounter this scenario on your travels, tell the caller that you will be down to the front desk to clear up any problems. | 2019-04-23T04:49:05 | https://news.bftv.ucdavis.edu/bftv-cluster/connexxus-news-southwest-bcd-travel-and-credit-card-fraud-information |
“It was also always my intention for droids to be comprised of a rolling ball with a half circle hovering over it. R2D2, and those other droids that look like R2D2 or whatever, will be re-rendered in this way.
Welp, you heard it here folks! How do you feel about these new changes? Let us know in the comments.
This entry was posted in All Posts, Humor and tagged black stormtrooper, cody clarke, crossguard lightsaber, force awakens trailer, george lucas, george lucas on star wars trailer, lightsaber hilt, mini lightsaber, smug film, smugfilm, star wars 7, star wars 7 the force awakens, star wars 7 trailer, star wars trailer, star wars vii, star wars vii trailer, star wars vii: the force awakens, the force awakens. Bookmark the permalink. | 2019-04-21T10:54:19 | http://smugfilm.com/crossguard-lightsaber-new-star-wars/ |
DIG Stainless steel replacement screens allow you to replace the screen in your drip filter, should it become damaged. Rather than replace the entire filter, simply remove the old damaged screen and replace it with one of our individually sold replacements. we have replacement screens for 3/4", 1", 1-1/2", and 2" drip irrigation filters. Replacing the screen is an easy and inexpensive alternative to replacing the entire filter in the event of damage to the screen. | 2019-04-23T10:35:32 | https://www.sprinklerwarehouse.com/dig-stainless-steel-screen-for-plastic-filters |
Our full range of splashback benches in sizes 400mm to 2400mm. All are 700mm deep to fit the sink profiles. The corner unit completes the modular approach! | 2019-04-21T03:15:22 | https://connectfurniture.com.au/en/Product/BYDROL14088_50mm-Splashback-Stainless-Steel-Benches |
Sunshine one minute, rain the next, the weather in Queensland can be unpredictable at the best of times. But, thanks to Shadeview, you can control the weather on your terms.
Offering you the perfect blend of form and functionality, our range of external shutters and awnings offer the ultimate protection for your home, while still maintaining an attractive outdoor décor. Choose from a range of designs to suit your home from fabric and aluminium awnings, right through to retractable screens and shades.
Don’t let unpredictable weather spoil your patio dinner party. Offering unmatched protection from the sun, wind and rain, Retractable Shades make entertaining a breeze. From Folding Arm Awnings, to Retractable Roofs, there’s one to suit any outdoor space. And, when the guests leave, so can your shade, with the ability to easily pack up and store them until they’re needed again.
In the Townsville climate, roller shutters offer welcome respite from the heat and improve the energy efficiency of your home. Roller shutters are perfect for Townsville homes looking for a stylish way to make their home more comfortable in summer.
When it comes to roller shutters they can be Cyclone Rated or Standard, you also have two operating options: motorised shutters or manual shutters.
Motorised roller shutters are ideal for residential homes, due to their convenience. Motorised roller shutters are fitted with a small motor that raises or lowers the roller shutters when you hit a button, allowing you to adjust your privacy and the amount of light seeping through your window from the comfort of your seat. Motorised roller shutters can also be fitted with sensors to automatically open or close depending on weather conditions.
In contrast, manual roller shutters are fitted with a manual winder that can be turned to raise or lower the shutter as desired.
Durable, sophisticated and simple to operate, Retractable Screens offer the best of both worlds, providing uninterrupted views, natural ventilation and protection from both insects and glare.
Custom made right here in Townsville, Airscreens and Flatslat Privacy Screens are fabricated from durable, high quality aluminium. These screens are a modern take on an aluminium awnings and offer unrivaled heat protection.
Blocking heat transmitted through windows, Aluminium Awnings are perfect for keeping your home cool and comfortable when the weather is anything but.
Modern, easy-to-use and providing state-of-the-art performance, our range of Fabric Awnings offer the ultimate in design and functionality. Fabric Awnings can be suited to all exterior buildings. | 2019-04-26T02:53:34 | https://www.shadeviewblinds.com.au/products/external/ |
Did an impromptu upgrade, hopefully things still work.
Ok, I’m Inspired! Now What? | 2019-04-24T20:23:50 | https://davidseah.com/2007/03/ |
So true. I too have faced many difficulties. My difficulties have caused me to become much more compassionate and empathetic towards the needs of others. You never know what someone is going through. Be kind always.
Facing my own difficult times has helped me to understand how infinitely rich and amazing my life is. It’s also taught me that no matter what painful, or difficult times I’ve experienced, there are others who may be facing the same and showing them compassion can help as they face their own difficulties! | 2019-04-22T01:18:06 | https://fiercefabulousfunny.com/2017/07/12/difficult-times/ |
Unlike the last update of archrival Netscape's browser package, which represented a major redesign, the Microsoft Internet Explorer 6.0 Public Preview makes less than earth-shattering changes. That said, Microsoft did enhance the Search Companion, tweak error reporting and integrate additional online privacy information. You'll also find a new Contacts Bar, Personal Bar, and Media Bar. We hoped for more significant changes, but were pleasantly surprised by the stability of this preview and encountered no problems launching a variety of sites.
Because IE6 will be part of the Windows XP OS package, not just a standalone product, the browser features the same colorful interface and icons as the new OS. Despite the complaints about Windows XP's bright interface, we found the change refreshing.
The IE6 Search Companion allows you to ferret out info on the Web or on your computer and provides you with a choice of four animated characters as guides. Thought-bubbles pop out of your chosen guide's head and prompt you for natural-language queries. But don't worry, characters are far less pushy than the annoying Clippy, and easily dispatched. We opted for Rover the dog.
The new Personal Bar provides a search box, as well as abbreviated MSNBC news, weather, and stock quotes, which you can tailor to your interests. If you've used the Netscape 6 Sidebar, you'll feel right at home with the IE6 Personal Barthey bear a close resemblance to each other. You can also customize your Personal Bar to include links to your favorite sites. The Contacts Bar lets you quickly access your contacts in Outlook or Outlook Express.
If you've used MSN Explorer, then the Media Bar will look somewhat familiar as well. Microsoft packs in a media player (which will be Media Player 8.0 in the IE6 final release), which you'll find in the bottom left-hand corner of the browser window. Open the bar and you'll see a list of entertainment, music, movies, and radio selections from WindowsMedia.com (Microsoft entertainment portal), that are accessible with one click. The site offers additional categories you can browse for your favorite music, movies, or other media and then play with the built-in media player. The player can be left in its default position or snapped off to float free of your browser.
Microsoft beefed up the way IE handles errors by giving the browser its own Dr. Watson that responds to crashes and automatically links you to a fix or to an article on how to correct the problem. You can also report crashes to Microsoftbut don't expect a response. Eventually this might result in a fix being posted on the company's Web site, so the problem is probably worth reporting if you have a minute.
All in all, this public preview provides a promising look of things to come for IE 6. We were impressed by the stability and speed (this beta was much more stable than the Netscape 6 beta), but were a bit disappointed by the meager ration of new features. IE 6 will be worth a look when released in its final form later this year, but don't expect it to have the same impact as its OS counterpart. | 2019-04-24T05:54:30 | https://www.pcmag.com/article2/0,2817,53161,00.asp |
Hi! Thank you so much for having us! We are great and we have been super busy making things happen. How are you?!
Can you talk to us more about your music video “Do It While We’re Young”?
We had a free trip to go to Vegas, so we decided to go and create a video there. We did not plan anything, we just went out, had some drinks, walked around, felt the energy, and then shot some cool footage. It was a really refreshing time to get out of LA and just focus on the art. We shot and edited the video ourselves.
Yes! We are at a weird moment in our generation where things move and change very quickly. If you don’t follow your dreams your life can pass you by. This song is about seizing the moment and living the life you want to live. Whenever we have ideas, we motivator each other to act on them by saying “Do it while you’re young.” And that’s where the lyrics came from, and then the rest of the song just came together from there.
Fun and Freeing. We made the most out of three days in Vegas. We explored the city and shot as much as we could.
The single comes off your new album Stereo Diamonds – what’s the story behind the title?
Jonny found a store front with a neon light sign that said “Jewelry Electronics Stereo Diamonds.” We took some photos in front of the pawn shop because it looked really cool. That’s when Jonny ended up giving Lyn Alyson the name Stereo Diamonds. This EP follows Lyn’s rebirth as “Stereo Diamonds”.
We like to write about issues everyone can relate too. Living in a city like LA filled with interesting people, there’s never a shortage of inspiration. All you have to do is walk down the street or talk to a stranger to learn something new. Our recording process is frequent and casual. We have our own studio so we are constantly experimenting with sounds. The magic is when we can match the right musical vibes to a lyric idea and then it all comes together.
How does your DIY approach translates into your music and lyrics as well? Do you tend to explore themes of freedom in your songs as well?
Yes Freedom allows us to create opportunities for ourselves. To be DIY takes a lot of commitment. We try to motivate ourselves and others not to take the easy way out, and to believe that everything they want they can make happen.
Where else did you find the inspiration for the songs and lyrics on this record?
The lyrics are something we all say to each other so they are relatable. Our sound comes from listening to a lot of different styles of music and finding a common thread of heavy beats and pretty melodies.
Nothing we can announce now but we plan to play everywhere.
What else is happening next in Paper Chains’ world?
We are finishing music videos for the Stereo DiamondsEP and recording new music to be released in the fall. And we’re about to launch an online store on our website with merch and redesigned vintage, which has been a passion of ours for sometime! | 2019-04-21T11:15:22 | https://ventsmagazine.com/2017/06/15/interview-paper-chains/ |
1. 1 telescopic fishing rod + 1 spinning reel + fishing box + various lures + fishing hooks + 200m fishing line + some necessary fishing accessories. Including waterproof fishing tackle box with handle,very convenient to carry around.
2. It offers almost everything you need in saltwater fishing.
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4. Full kit is great for both novice and professionals.
5. Fishing rod product specifications: Stretch: 1.6m, after shrinking: 44cm, material: carbon fiber. | 2019-04-24T09:23:15 | http://pitch.pe/150-pcs-fishing-set-6-sections-0-44m-1-6m-portable-telescopic-fishing-pole-with-fishing-reel-baits-treble-hooks-fishing-supplies-gadgets/ |
Water is essential to all life on Earth and our water source ultimately depends on the sound functioning of ecosystems. As a water services provider, we have a responsibility to manage water in a sustainable manner and to make sure our activities do not negatively impact the environment and the living organisms within it.
In Idaho, where SUEZ is the drinking water provider for the City of Boise and the surrounding area, the necessity to do our job without disturbing the natural environment is critical. One of the wells in the system, called the “Raptor Well,” is located within yards of a California Condor breeding barn, at the World Center for Birds of Prey. The California Condor is one of the world’s rarest birds with only a little over 400 specimens currently living. This majestic raptor can weight up to 26 pounds and have a wingspan as wide as 9.8 feet, making it the largest North American land bird! Despite its impressive size, this bird is critically endangered. As a result of poaching, lead poisoning and habitat destruction throughout the 19th and 20th centuries, the once strong population of raptors plummeted to only 22 specimens in 1982. As extinction was looming, a large conservation effort began in the late 1980’s, to reestablish self-sustaining populations of California Condors. The World Center for Birds of Prey (managed by the Peregrine Fund), is today one of the four facilities breeding condors across the United States.
In support of the Center’s conservation efforts, we have our Boise employees attend a biodiversity training session, where they are taught the importance of protecting wildlife and more specifically the California Condor. SUEZ management maintains close contact with the Center’s staff, keeping them informed of any scheduled operations at the nearby well. Whenever possible, operations which could impact the Center are scheduled around nesting season.
Our employees are also given special instructions regarding maintenance at the Raptor Well, such as keeping noise levels to a minimum and paying close attention to the Center’s staff advice.
SUEZ strives to provide drinking water services to its customers while minimally impacting the surrounding environment. We are proud to partner with the World Center for Birds of Prey, supporting the great conservation work the Peregrine Fund is undertaking to save one of our nation’s most magnificent birds. | 2019-04-19T19:03:48 | https://www.mysuezwater.com/community-environment/blog/protecting-california-condor-boise-idaho |
The Brooklyn Nets season ticket policy limits sales to purchasers presently residing within the New York metropolitan area. Sales will be voided if the purchaser fails to produce proof of such residence, to the satisfaction of the Brooklyn Nets (as determined by the Brooklyn Nets in its sole discretion), if so requested by the Brooklyn Nets.
Each purchaser is only permitted to purchase, control, coordinate, manage or direct (collectively, "control") a total of four (4) tickets-per-game (the "Ticket Limit"). The Brooklyn Nets reserve the right to determine whether multiple tickets in excess of the Ticket Limit are under the control of one (1) purchaser, which includes, without limitation: (i) any person related to purchaser; or (ii) any account(s) that is/are in any way tied, linked or related to a specific person or group that is in any way affiliated with each other or under common ownership, control or direction. The use of aliases, separate forms of payment or separate persons or third parties to circumvent the Ticket Limit constitutes a material breach of the Brooklyn Nets’ season ticket policy. Licensor will strictly enforce the Ticket Limit policy, refuse to sell to any person that would cause this policy to be violated and revoke licenses relating to any account that violates this policy. The Brooklyn Nets reserve the right to make exceptions to the Ticket Limit policy.
Any direct or indirect sale, resale, auction, assignment or transfer (collectively, "Resale") of Brooklyn Nets tickets must be done in accordance with laws. Any Resale in violation of law constitutes a material breach of this season ticket policy. Any attempt by two (2) or more persons to gain admission with both a cancelled ticket and any reissued ticket whether as part of a Resale transaction and/or otherwise transferred by purchaser constitutes a material breach of this policy. THE BROOKLYN NETS RESERVE THE RIGHT TO REQUIRE PROOF OF A PROPERLY ISSUED NEW YORK TICKET RESELLER LICENSE. | 2019-04-23T02:49:21 | https://www.nba.com/nets/tickets/season-ticket-policy |
City Cleaning Company was established in 1998, The company is owned and operated by Dusty and Teresa Allen. Our goal is to provide you with the best care and service for all your dry cleaning and laundry needs. We treat your clothes like our own! Services we provide are dry cleaning, Leather, Alterations, Shoe Repair, and Monogramming. We are the only dry cleaners in White Settlement. We are Located next to the new Dollar General on White Settlement Road. If you want easy drop off and pick up service at an honest price, then come visit us at the City Cleaning Company, we look forward to doing business with you.
We are located right next to the brand new Dollar General off of White Settlement Rd.
Dry Cleaning- We specialize in men and women’s business attire, wedding dresses, and more.
Laundry- Men’s shirts, Women’s blouses, Jeans, etc.
Leather- We can clean and repair leather to shine or restore it to previous condition.
Alterations- Wheteher it’s fixing jeans, zipper on pants, hemming length, or altering your clothing.
Monogramming- City Cleaning Company can stitch logos and designs on shirts, hats, jackets, caps, totes, and other items for the office, club members, and others. We can stitch backpacks, duffel bags, jackets, vests, robes, shirts, caps, and anything else you can think of!
Shoe Repair- City Cleaning Company Dry Cleaners offers professional shoe service and repair. Whether it’s a simple shine, full soles, half soles, new heals or other repairs. We can also clean and repair purses. | 2019-04-26T04:17:48 | http://www.citycleaningcompanyfw.com/ |
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As people set out to find a house to rent, most begin thinking of the typical types of rentals like apartments or condos. These forms of rentals generally are a lot more communal and public (that is to say, they come with a limited level of privacy), come with less outdoor area that belongs solely to you, and are smaller. If by chance you are intending on relocating to 75234, houses for rent are also an option. Plenty of very good reasons exist for looking at houses for rent in 75234—in contrast to apartments or townhomes or even buying a place—and by using the right search tools you`ll be able to efficiently trim down a list of homes and identify the ideal place for you.
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When you do stop by a possible rental, take a good look at how it is kept up. The homeowner is commonly the individual responsible for its overall upkeep and care, so it`s present condition is probably a hint as to just how it`ll be taken care of by the property owner during the time you will be calling that place home. From the street, are the front or back yard and shrubbery, bushes or greenery (if any) in great overall condition? Are the walls full of splitting and breaks, or are the carpets overly dirty and stained? Do each one of the furnace or A/C settings function as they should? Do all entryways going outdoors lock securely? It`s a good idea to view the residences in the neighborhood. Even though they may belong to totally different people, their visual appearances and general upkeep can be quite enlightening as to what that location is like.
Unsure of the features you`re browsing for in a house for rent in 75234? Give RentFinder a try right at this moment—click on the button listed below, and you`ll be on your way. | 2019-04-20T14:53:05 | http://www.rentfinder.co/rent-houses-75234-tx/ |
This past weekend, I took Marcus out for an early birthday celebration at Sushi Yasuda over in Midtown East. I myself have been here a couple times back in 2009-2010, but Marcus had never been there before so we thought it was one of those things he needed to cross off his gastronomic bucket list and compare it to the times we went to 15 East and Jewel Bako together.
Sushi Yasuda is the famed house of sushi lead by the master chef, Naomichi Yasuda, who from December 1999 (when the restaurant first opened its doors) to 2006 never missed a single seating. Since then, Chef Yasuda has trained two of his now disciples, Chef Tatusya Sekiguchi and Chef Mitsuru Tamura to follow in his footsteps, as he returned to Japan "to open a small neighborhood sushi shop and embark on a well-earned semi-retirement."
Sushi Yasuda has a generous amount of seating at its sushi counter (relatively speaking) with sixteen in total. The floors, walls, ceiling, tables, and sushi bar are composed of solid bamboo planks. The interior of the restaurant is airy as "a haven from the noise and grit of the city outside." While there isn't any music played inside the restaurant, "the lighting, which is brighter than one might expect, is designed to provide visual clarity on the sushi -- both its preparation and presentation."
Starting out with some hot, house green tea as well as a small plate of Japanese vegetables, we were ready for what the sushi chef had lined up for us under his sushi omakase selections, a decision that we give to the sushi chef by requesting omakase in the first place as it translates to "You decide" in Japanese. We were also given a yubifuki (i.e., a finger-cloth made of sarashi-fine Japanese bleached cotton) for cleaning our fingers while eating sushi with our hands. The proper way to eat sushi is to carefully pick up each piece of sushi with a finger and thumb and place the entire piece in your mouth to eat, with the rice side on our tongues for the best intersection of flavors, textures, and aromas."
I read up on the traditions to which the restaurant holds itself true, and I thought it'd be interesting to share them. Chefs Sekiguchi and Tamura select fish varieties one by one, from all around the world (though much from Japan) including local and regional ones, "evaluating each for freshness, size, and its spirit or energy." Shortly there after, "the comprehensive process of cleaning, preparing, and storing" begins, as Japanese cedar-wood line many of the boxes and different varieties are stored in separate ones. In addition to all this, the chefs "carefully control the aging process of the fish -- an essential part of making sushi -- as "'just-caught' fish is not always ideal for being eaten immediately as sushi and different fish require different methods of refrigeration and storage for ideal preservation and taste."
In addition to sourcing the quality varieties of fish, one of the "most complex and difficult parts of making sushi is perfecting the rice." Sushi Yasuda uses a mix of Japanese short and medium-grain rice, combined with Japanese red and white rice vinegars, Japanese sea salt, and a small amount of sugar, and the water used to cook the rice has been purified with bincho-tan (i..e, Japanese charcoal). The rice itself is cooked in precise proportions at calculated temperatures for a specific time, a method that Chefs Sekiguchi and Tamura have "refined after years of research and experimentation, using their hands as instruments to evaluate how moist the rice is before cooking it and adjusting the amount of water accordingly."
Each piece of nigiri-sushi has a "delicate topping, usually a sheer coating of Yasuda's special shoyu (i.e., soy sauce) applied by the sushi chef." As such, it is best to eat the sushi "straight" without adding extra shoyu. Garnishes include freshly "ground wasabi (i.e., mountain-grown Japanese horseradish) and gari (pickled ginger that is sharp and slightly sweet and is used for palate cleansing)," both of which are intended to be used in moderation. Additionally, the restaurant advises that one should avoid mixing the wasbi in the shoyu, therefor allowing the distinct flavors of the fish, rice, and condiments to "meet each other" rather than blend together.
Our first piece was bonito, a variety of fish that falls within the tuna family. I had never had this as sushi before so it was interesting to experience it here at Sushi Yasuda. It had a well-balanced marbled texture, creating a very melty sensation while still having some meatiness to it. Great starter to the omakase, and I knew Marcus would be in for a wild ride -- one that would could quite possibly rank Yasuda as his favorite sushi spot in the city.
Next up was the branzino of the white fish family which had a chilled, tile-y texture to it. Very nice!
This was the sockeye salmon, which was simply divine. Just as I described the Alaskan king salmon at Sushi Dojo, the sockeye was guum, a Cantonese word that doesn't really have a direct translation, but comes closest to meaning gold, savory, and rich. So good -- what a gorgeous piece of fish!
This was kanpachi, a variety of yellowtail, which I thought was just okay -- nothing special really to report about it except nice quality and cut.
Our fifth piece made up for the the previous miss -- this hotate (scallop) was both melty and tile-y without that unfavorable sliminess that can happen with scallops. It was the ideal thickness, too. Ah so great.
This was the blue fin tuna, which is probably my least favorite variety of raw fish (not counting toro -- fatty tuna). However, Sushi Yasuda surprised me big time, by showing me the untapped potential of akami (lean tuna). I had no idea that a fish this lean could be silky. Major hat tips to the sushi chefs at Yasuda!
One of the signature things that one must have at Sushi Yasuda is its notable varieties of eel. The first eel we had was the unagi (fresh water eel) drizzled lightly with kabayaki sauce and grilled to soft and flaky perfection. Boneless and warm right off the grill, the unagi at Sushi Yasuda is unlike any others I've had in this city -- I imagine it's as close to the traditional preparation in Japan as it can be because it's so damn good.
Marcus made sure to mention to our sushi chef that he doesn't have a particular affinity for uni (sea urchin roe), so he skipped this next one, while I enjoyed the glorious golden lobes from California. It was incredibly fresh (as if straight out of a recently cracked open echinoderm) as well as the expected meltiness yet a surprising rounded minerality to it. I can see why Lisa loves the uni here -- it's rich and buttery in all of the best ways. I wish I had requested for another bite!
Following the uni, we both were given sanma (pike fish). Expected in a variety from the mackerel family (you can tell from the iridiscent skin), the sanma had a strong fishiness to it but had quite an interesting, subdued finish.
Soon after, we had the ocean trout from Iceland which falls in the salmon-trout family. Just like with the sockeye salmon, this may have been even more guum comparatively -- delectably milky, rich, and savory.
As you can tell by its marbled pink color, this was the blue fin toro. Fittingly, toro, the word used to describe fatty tuna, means "melting" in Japanese. Sometimes you come across the best mot juste for a food, and toro is no exception. When I think of fatty tuna, I think of all of its fatty goodness melting against the warmth of my palate, and this toro did just that, too. It was super melty and a tad stringy from the fattier areas of the fish. This could be the one piece of fish that could turn a bad day completely around. It's a delicious celebration in your mouth!
Then we had the Spanish mackerel which I noted simply as "AWESOME!" (which I believe were Marcus's words) in my notes I jotted during dinner. Not too fishy as mackerel usually is, making it different from others I've had before.
Here, we tried our second variety of eel -- this time it was the sawani (white sea eel) which had been grilled with a thin glaze of sake and some sea salt, resulting in a toasty exterior and a soft, flaky center. It was not as dressed up as the unagi, which I preferred so that the eel could speak its true flavors. Who knew the ideal preparation of eel could be such an art form? Simply beautiful.
Next we had the oyster (from British Columbia), which had a light sprinkling of lemon zest. It was meaty and creamy all at once, starting boldly with some sweet brine, finishing a little bitter. Marcus, who isn't normally a fan of oysters, wasn't any further convinced to like oysters, but I enjoyed it.
The last mackerel of the evening for us was saba (mackerel), which had the best balance of fishiness and savoriness one could hope for without being overwhelmed or turned off.
My last piece (number 16!) of my omakase was the white king salmon. It was another variety I'd never had before, and it was a really nice piece of fish -- tasted like a marriage between a white fish and salmon. It was a light yet satisfying ending to the progression of the previous 15 pieces, for sure!
Marcus's last piece (in lieu of the uni I had) was the shrimp, a fileted piece that was flash-grilled to maintain the essential flavor of the shrimp -- an enjoyable end for Marcus as well.
Findings: Sushi Yasuda is just as I remembered it -- an understated gallery of beautiful pieces of fish, which range with many varieties in the major families of fish (e.g., salmon/trout, tuna, white fish, mackerel, etc.). As the interiors and the demeanor of its sushi chefs suggest, Sushi Yasuda is a Zen-inspired sushi house where the main focus is the art of sushi at hand. Much care is taken into the preparation of rice, the selection of fish, the garnishing of shoyu and wasabi, the progression of omakase tailored to each patron individually, and the overall happiness of the restaurant's guests. Everything is understated so that the real showstopper can show its vibrant colors as you pop pieces onto your palate. It is a symphony of savoriness and a proper ode to the Japanese art form of sushi-making.
Be sure to make reservations up to four weeks out (at the sushi bar if you can for the optimal experience), and note that meal durations are clocked at an hour and a half (e.g., a 7:30 reservation ends at 9, etc.). Also know that you don't need to opt for the omakase (though I really strongly urge that you do!) but rather can order a la carte by marking up the boxes next to the varieties of fish on the sushi menu to indicate how many pieces you wish to have. So if you're looking for a high-end sushi bar in this city -- no gimmicks, just great quality, very purist sushi -- Sushi Yasuda is the place, hands down.
Happy Birthday to Marcus -- glad we were able to celebrate at Sushi Yasuda with some amazing sushi! :) Love you!!
Price point: ~$110 per person for a sushi omakase of 16 pieces each. | 2019-04-19T16:45:26 | http://www.four-tines.com/2013/10/chefs-tasting-sushi-yasuda.html |
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This was a little farmhouse in the village of Vagliagli in Italy's Chianti Region which I've walked by many times during my stays in Tuscany. On this particular day, I noticed the different shapes and angles of the buildings and the way the sun light illuminated the urn and flowers in the front garden.
Here's the lastest in my "Enchanting Italy" series. Light struck roses in front of a farmhouse in Tuscany. I had to restrain the pull to define the stonework on the building, so it would just be a suggestion of texture, receding to the back and not compete with the flowers.
Here's another painting of one of my favorite views of Lake Como in Italy from the shore of a small town of Varenna.
This is part of my current painting series "Enchanting Italy" that I'm working on for an upcoming show at the Frameworks Gallery in Marietta GA. The show opens 3/29.
Kathy Anderson workshop -Pansies Galore!
Last week I spent a few days at the Scottsdale Artists School taking a workshop with Kathy Anderson. Like me, Kathy loves painting flowers and we spent 3 days surrounded by pansies from the local nursery. Above and below are a couple of my paintings from the workshop.
Here I am on right with Kathy Anderson on left at the workshop. Kathy's demo painting is in the background and below is a closer peek at her amazing work.
Here is some of our inspiration- pansies galore- and a few geraniums too!
Working on a series called " Enchanting Italy" for an upcoming show. This painting is based on several photo's from a workshop I taught in Italy. Tried the panoramic format for a change.
Tried something a little different here. Had a large bouquet of flowers of hydrangeas and roses and did a close up of a portion of it for a little more abstract viewpoint.
I did this painting awhile back but had been holding off posting it since it was a surprise Christmas gift for a friend.
My friend Terry, who lives in Charlotte, has a lovely fountain with plants near his front door. One day while I was visiting I noticed the sunlight on the fountain. I thought it might make a fun, special and unexpected painting for him so I snuck a few photo's when he wasn't looking then painted it when I got back to my studio.
One of the best things about being an artist is the ability to make something meaningful for someone who appreciates that it was created especially for them.
That's one reason I actually like to do commissions. Often they are a very thoughtful and unexpected gift for someone who is very special to the person who has commissioned the art. It's an expression of their love. This week I'm starting on a romantic one. A client commissioned a beautiful scene from the couple's 10th anniversary trip that will be a Valentine's gift for his wife. I'm glad to be part of enabling him to provide something extra- special and memorable for his wife. Better get to work!
I spent most of 2011, focused on painting florals and still life. I painted over 150 paintings, including completing my "floral challenge" of 50 floral studies ( all are posted on my blog in the 2011 archives approximately August-October), got a certification in floral design after completing a program at the Halls School of Floral Design in Atlanta, and studied with some artists who I consider to be masters, especially with the subject of flowers including Robert Johnson, Nancy Franke and Hedi Moran.
I have always loved flowers and that was one of the subjects I first was drawn to when I started painting nearly 18 years ago but in recent years I'd been doing many more landscapes. I learned even my family name "Fiorello" means "one who lives near a wall of flowers" so it's probably no accident I'm drawn to surround myself and others with flowers.
I have taught flower painting classes in watercolor for many years, but in 2012, I will be offering my first oil painting workshop "Painting Flowers Alla Prima in Oil" at the Art School in Sandy Springs. It will be on Sat. & Sun. March 17 & 18.
I'd love to have you join me for a weekend of fun, painting and beauty!
A few weeks back I had a beautiful bouquet of multi colored roses. Rather than arrange them in a vase as I often do, I tossed them on a table in my studio along with some petals, leaves and berries to just do a study of a casual arrangement for a change.
Today is my first day back in the studio in 2012. I actually haven't started painting yet, plan to do that tonight. Spent a few hours going thru about 10 photo albums from past trips to Italy looking for references for a new series for 2012 " Enchanting Italy". It's hard to choose, but came up with about 30 of my favorites for inspiration as a starting point. Mostly images of Tuscany and Lake Como. They are currently all laid out on the floor so I can see how they look and feel together. Later I'll put them in a smaller album so they are all in one place, ready to find as I work thru this series over the next few months. I like working in a series this way- I have a group of related subject matter to work from to stay focused but on any given day I still can choose from among the "finalists" to do what I feel in the mood to work on that particular day.
In the meantime, I posted one of my hydrangea studies from before the holiday" break".
New paintings of Italy coming soon. Now back to the studio.
As we welcome in the new year, I thought I'd share this painting-it's the last one I completed in 2011. I call it Volpaia Welcome. It's based on a doorway in a picturesque, little known village in the Chianti Region of Tuscany. Each year when I teach in Tuscany I try to get in a little photo op in this town because it is just beautiful, romantic, quintessential Italy.
I've been away for the past couple of weeks with holiday and family travel so haven't done any painting and looking forward to getting back to the studio this week. I'm going to be working on a series " Enchanting Italy" for a gallery show I have coming up in March, so expect to see more Italy paintings over the next couple of months, with a few floral still life paintings occasionally as well.
Best wishes for a happy, healthy and successful new year, however you define it for yourself. | 2019-04-21T20:54:08 | http://patfiorello.blogspot.com/2012/01/ |
Today in the world, we all are on the journey of shifting from desktop to smartphone. The web applications are migrated to smartphone applications, or we can say are replacing into Mobile Applications and having a quality Internet Access on. Mobile applications are moderately coming to be a part of human life, and having a growing and increasing impact on both society as well as on business. Companies are developing Mobile Applications according to increasing demands and earning in both aspects in terms of fame such as Brand Recognizations as well as in terms of money too. As a society or peeps around are making their life easy going and better than before by using their Mobile Apps and having a good impact on their life which never occurred and it is endless, unstoppable which is good aspects of both.
Mobile apps are playing a vital part in the industry, for example, there are several services identified which earlier looks very tough to introduce but it has to be in existence in future like Blockchain App Development, Wearable App Development, Medical like Health/Fitness App Development, Artificial Intelligence, Internet Of Things, and Virtual Reality.
Mobile Applications are software or programming applications considered to keep running on Phone/smartphones, tablets and other devices like smartphones which are portable. Mobile apps are regularly accessible through application stores which are owned by the developers or company which have developed.
The idea of the app is to build/create a successful mobile application, the main thing developer should consider or cleared in his mind that your app is being developed for resolving a problem and on demand or need to fulfill. So, feature your app like you do have own problem to be resolved by this app, keep this in mind. Without a plan/idea to make available in the market your application, it is very difficult to establish it in the market. So fully decided idea should be in mind from the beginning of app design to launching it. Identifying the Target consumers/customers, an app should take place, it will enhance the successful branding of an app. What developer is developing should be in the criteria which should be decided before only that Application should be supportable at mentioned platforms. Some essential keys need to be considered for selecting mobile application development which should cover support like device support, performance, and looking features. The app market is boosting up like never before it had.
Designing a mobile app can be considered one of the essential and the key factor for having success for an app in the market economy. Mobile App Developer should focus more on the UI design, multi-touching motions for touch-enabled devices and consider platform design standards as well. The significance of the UI design for an app is like it plays a crucial role in the successful design of an app. Designing an app for mobile app development is becoming demandingly popular and growing very fast as it creates an instant/quick impact on the mind of the customers while ensuring usability of an app and ease in access of an app.
Developing a prototype/Structure, the process of turning the idea into some architecture of an application with some basic functionality defining some features. A prototype makes it simply easier to sell the idea to potential buyers who are interested and can see the benefits instead of just visualizing or reading a product description document or some written document, simple is that structure helps a lot to make easy understanding and having an initial look of product at early stage/phase to buying industry. The primary benefit is that it is helpful in attracting investors and working with manufacturers.
Selecting the Approach for Mobile Application Development is a secondary thing while developing the mobile app. The Mobile Application Development Company provides different platforms – Native App Development, Hybrid App Development.
Native apps are developed platform specific and require expertise along with knowledge in a particular or specific platform. Native apps are costly and time consuming for developing and delivering the highest user experience.
Testing and eliminating the bugs is the least we can say for development, but it is not last it still needs maintenance and updations again and again. A testing app on different platforms on the devices which eliminate bugs. Quality Assurance looked out in the phase of having better functionality and behavior of the application.
Everything needs a plan so as, deploying a Mobile App needs a plan, there are two types from which one can deploy the app to the web server (API) into a production environment that is scalable or deploying to the Google Play Store and Apple App Store. It needs to be scheduled and controlled according to the surroundings or environment by looking at all the movement of releases to test. It ensures the honor of the environment is protected and that the correct components are released.
This is a 3D Mobile Application Development which a Mobile Application Developers follows as casually for every Mobile Application Development.
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Wine Country Cottages As true lovers of the Fredericksburg lifestyle themselves, the owners of Wine Country Cottages had two very important things in mind… luxury and comfort. Since the opening of its doors in the Fall of 2013, Wine Country Cottages on Main Street has provided guests with a one-of-a-kind Fredericksburg experience. When choosing a bed & breakfast in Fredericksburg, location is key. Wine Country Cottages is right in the heart of downtown on Main St. They provide convenient access to some of the finest art galleries, boutiques, restaurants, live music and wineries Texas has to offer.
Stay At The Best Fredericksburg Bed And Breakfast!
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We offer a collection of Fredericksburg bed and breakfast cabins and cottage accommodations for any time of year. Whether you are visiting family, seeing old friends or looking for that romantic weekend getaway, our adult-only accommodations guarantee an experience you will never forget. Discover Texas Hill Country: Enjoy the local wineries, explore nature on Fredericksburg’s rustic bike trails, shop on Main Street or just relax and savor the laid back and friendly atmosphere.
Every property is unique and our attention to detail, luxury linens, amenities and unparalleled service sets our accommodations apart from the competition. Far superior to what any hotel can offer, come have the authentic Fredericksburg bed & breakfast experience.
At Stay Fredericksburg, we pride ourselves in providing you all the comforts of home during your stay. Please share your weekend at the best Fredericksburg bed and breakfast cabins – we hope you enjoy your stay! Have questions or need more information? Contact us today. We are happy to help point you in the right direction!.
We look forward to welcoming you to our Historic and Beautiful cottages for your next Fredericksburg get away! We hope you will find Wine Country Cottages to be your home away from home! | 2019-04-25T20:34:42 | https://stayfredericksburg.com/ |
Mehak worked as a Research Assistant for the Property Tax Project. She received her undergraduate degree in Economics from Lahore School of Economics in 2015. Her research interests include international, development and public economics. She hopes to pursue a Master’s program and eventually work in a national/international development organization. | 2019-04-23T22:51:22 | https://cerp.org.pk/team/mehak-anjum-siddiquei |
Retro and very trendy at the same time, this jumble will be perfect to group together your seven favourite photos.
This distressed white wooden jumble can hold three 10 x 10cm and four 10 x 15cm photos. Mount it on the wall using the two fixing points at the back. | 2019-04-20T15:12:49 | https://www.pib-home.co.uk/ie/decorative-accessories/other-accessories/white-seven-photo-jumble=0061229 |
Increasing calls for changes in policing have departments across the country searching for new ways to build trust and protect citizens and officers alike. In response, police in Charlotte, N.C. and Nashville, Tenn. have turned to a White House-backed project at the University of Chicago that uses advanced data analytics to predict and prevent adverse incidents, ranging from excessive force to officer injury.
Led by the Center for Data Science and Public Policy at the Computation Institute and Harris School of Public Policy, the initiative applies machine-learning methods to police department data to identify officers and police calls at a higher risk of producing adverse events, such as the use of excessive force or a sustained citizen complaint. The predictive models can be used to guide personalized interventions for at-risk officers or adjust dispatch procedures to reduce high-stress situations.
UChicago researchers initially connected with departments through the White House Police Data Initiative, which worked last year with 21 jurisdictions on open data and accountability goals. The initiative produced a collaboration between the Charlotte-Mecklenburg Police Department and the Data Science for Social Good Summer Fellowship, an annual program led by Ghani and the center that partners students studying computer science, statistics and social sciences with government agencies and non-profit organizations on real-world projects.
For the CMPD project, four fellows worked with representatives from the department in North Carolina to build an early intervention system that identifies at-risk officers in need of additional training. Using anonymized data on arrests, citizen complaints, disciplinary actions and other relevant information, the team applied machine-learning methods to find combinations of factors that predict a future adverse incident. Fellows visited Charlotte as part of the 14-week project to talk with department leadership and ride along with officers, learning valuable context for the data.
By the end of the summer, the model produced by the DSSG partnership outperformed the system CMPD currently uses, which was based on simple thresholds such as three complaints within 180 days. It found more true positives in which officers flagged by the system were later involved in an adverse event, and fewer false positives in which officers flagged as high risk did not have an adverse incident.
Both results were beneficial to the department, improving their identification of officers who needed interventions while avoiding unnecessarily routing too many officers into extra training. The DSSG model also proved capable of identifying exemplary officers at the lowest risk for future adverse incidents, flagging potential role models.
CMPD returned as a partner for this summer’s Data Science for Social Good Fellowship, joined by the Metro Nashville Police Department. Working with two departments simultaneously allowed DSSG to assign each a project team, improving and expanding the model in Charlotte, while simultaneously verifying how it performs in another jurisdiction.
The teams added a new component to their model for the departments, incorporating the types of calls to which officers are dispatched. Fellows learned from officers that certain calls, such as domestic violence or a suicide attempt, are more stressful. They took the input and used data from millions of calls to develop a model that flags high-risk dispatches and recommends against assigning officers who already had responded to multiple stressful calls during their shift.
Building on the initial results, researchers founded a company called Flag Analytics to commercialize the research for use by police departments across the country. In June, the startup received funding from the University’s New Venture Challenge. The center also is establishing connections with additional city and county police departments and presenting the research at industry conventions such as the International Association of the Chiefs of Police and Major Cities Chiefs Association.
While the model’s predictions still need to be field tested, the research project already has made major advances in applying data analytics to policing. By building an early-intervention system that is transparent, user-friendly and reliable, the research is helping police departments improve training and better protect their officers. | 2019-04-23T10:31:30 | https://news.uchicago.edu/story/using-data-science-confront-policing-challenges |
Why should your firm participate in the Chamber of Commerce Group Insurance Plan?
No Minimum Number of employees required. Full Benefits available to a 'group' of one.
The plan itself is run on a Non-profit basis. There is no parent company making a profit at your expense. Premiums are set to cover the cost of the benefits and administration of the plan.
ALL FIRMS regardless of occupation can apply to join the plan.
All benefits including health and dental coverage are fully pooled in order to protect the small business against large increases due to excessive claims. An individual firm cannot be targeted for a rate increase. All participating firms in Canada would have their rates adjusted to reflect pooled experience.
Firms with five or more employees are Guaranteed coverage.
Toll Free Service Lines for all of Canada are available. You or your employees can follow up on claims and receive prompt help.
You are supporting your local Chamber of Commerce and local business by participating in the plan.
GROUP TERM LIFE INSURANCE Select either flat amounts or multiple of salary.
ACCIDENTAL DEATH & DISMEMBERMENT Doubles the amount of insurance if death is caused by accident and includes loss of use coverage.
DEPENDENT LIFE INSURANCE Insurance protection for dependents is provided.
SHORT TERM DISABILITY Disability income benefits are paid for disabilities of short duration based on a percentage of salary.
LONG TERM DISABILITY Income replacement coverage continues for 2 years, 5 years or to age 65 based on plan selected and qualification.
MAJOR MEDICAL - Prescription Drugs available to companies with one person or more at 100% coverage.
Other benefits include outside Canada coverage, semi-private or private hospital, chiropractors, nursing, eye glasses, etc.
DENTAL - The basic plan is available to firms with one person and covers preventative and restorative dental costs including root canal and periodontics at 80% or 100%. Major dental is available for companies with 5 employees or more. - Orthodontics available to companies with 10 employees or more.
Present your card at the drug store and your claim is paid.
No drug claim forms to complete.
No waiting for reimbursement of claims.
Different plans to choose from. | 2019-04-18T12:25:08 | https://kincardinechamber.com/chamber-info/insurance-plan/ |
The Round Table has convened on monthly basis (generally near the end of every month with allowances for schedule adjustments) since July 2010. The intent is for the participants to identify their single favorite investment opportunity.
Non-core selections are limited to a maximum of 25% of the total positions.
The goal is to build and maintain a tracking portfolio that achieves a long-term relative return of +5% (500 basis points higher) versus the Wilshire 5000.
As of 12/31/2013, 175 selections had been made and an annualized relative return of +3.6% achieved.
Our accuracy goal (% of selections outperforming the total stock market index) is 60-70%.
As of 12/31/2013, the outperformance accuracy is 57%.
The strong performance in 2013 (+10.8% average relative return for calendar year 2013) stemmed from powerful gains in companies like 3D Systems (DDD), Polaris (PII), Priceline (PCLN), McGraw-Hill (MHFI) and Southwest Airlines (LUV). Note the number of 2013 entries on this all-time performance leader board (based on relative return) since July 2010.
While Hugh McManus shopped around and decided to “Pass” once again … not finding a deep value opportunity to his liking, there was no shortage of companies kicked around. In fact, “honorable mention” included the likes of Apple (AAPL), Bio-Reference Labs (BRLI), Cisco Systems (CSCO), Cognizant Technology (CTSH), Lilly (LLY), MSC Industrial (MSM), Novo Nordisk (NVO) and Target (TGT).
Cy Lynch presented long-time community favorite EMC Corp (EMC) citing strong growth characteristics and a strong “storage story” going forward. He also cited the 80% stake in VMware (VMW).
Most significant is the (1) return forecast at or near a multi-year high and the same is true with (2) the projected relative return. A company between 5-10% for projected relative return is in what we regard as the sweet spot.
On behalf of the Knights of the Round Table, our Guest Damsels and Guest Knights, we’d like to wish everybody a Healthy, Wealthy and Generous 2014. HAPPY NEW YEAR EVERYBODY!
← The Otters of Wall Street? | 2019-04-26T11:39:59 | https://expectingalpha.com/2013/12/31/december-round-table-review/ |
Origin and Habitat: Pigafetta filaris is indigenous to New Guinea and the Moluccas, in Indonesia.
Altitude: Up to 300 metres above sea level.
Habitat and ecology: It is a fast-growing, overstorey palm found in wet disturbed forests on lavas, banks of water streams and margins of the forests. It is one of the very few strictly secondary forest palms. Pigafetta filaris is apparently a strict heliophile when it is young. Seedlings deposited in bird dung in primary forests do not develop beyond the two- or three-leaf stage, whereas seeds deposited in dung in the open develop rapidly. It acts as pioneer plant colonizing degraded areas in open areas and in full sun. Like the fishtail palm (Caryota spp.) the slender P. filaris bursts through the lowland forest canopy, in search of sunlight.
Description: Pigafetta filaris has a very tall, green, broad, solitary, glistening trunks and a large crown of pinnate leaves with whitish stalks. As with many palms, Pigafetta filaris protects itself with a carpet of sharp spines. It is a dioecious palm, with male and female flowers borne on different trees on an inflorescence that emerges below the crown. The whole look is incredibly tropical and ornamental.
Taxonomical notes: The specimens which generally are found in botanical collections around the world appear to have come from the Indonesian island of Sulawesi and will have to be renamed (Pigafetta elata).
Trunk: Straight as a telephone pole, more than 30 m tall, with individuals, in the wild, even 50 m tall, and a diameter of 30-45 cm, glossy green for a good part of its length, tending to the brown in the oldest part, and ringed with the scars of the old leaves. It has often a mass of adventitious roots at the base.
Leaves: Pinnate up to 6 m long, arching. Petioles robust, about 1,8 m long, grey-green covered by a white powder with base not completely surrounding the stem and very spiny, the spines are pale yellow, flexible, about 7 cm long and arranged in slightly undulate linear jagged rows. Leaflets dark green long, thin and acuminate, about 1 m long and slightly pendulous, with short bristles at the margins and along the central nervature. Regularly inserted along the rachis and forming a V.
Inflorescence: Axillary, similar in the feminine as well as in the masculine plants, pale yellow, about 2 m long. Peduncle and rachis disposed horizontally with pendulous floriferous branches.
Fruits: The small ovoid, about 1,2 cm long, covered by imbricate yellow to orange scales and contain one seed only.
Notes: Along with Ceroxylon alpinum (reported to reach 60 m), Pigafetta filaris (reaching 50 m) is one of the tallest palms in the world. Other extremes among palms are the long climbing palms that represent some of the longest land plants: e.g., Calamus spp. recorded as 185 m long. In contrast the smallest undergrowth palms scarcely reach 20 cm: e.g., Iguanura palmuncula.
1) Forest & Kim Starr Pigafetta filaris (wanga palm, white wanga palm). Plants of Hawaii. <http://www.starrenvironmental.com>. Downloaded on 31 August 2014.
Cultivation and Propagation: Pigafetta filaris is a splendid, little-known ornamental palm that is not demanding about the soil, it may grow up also on the poor ones both slightly alkaline and acidic, provided there is abundant availability of water all over the year, but, of course, takes advantage in presence of soils rich of organic substance and with regular fertilizations. This fast growing tree appreciates an open, sunny site with regular water and prefers subtropical to tropical climates.
Growth rate: It is a fast grower, but it can grow extremely fast given the right conditions of warmth and humidity, together with a rich soil and an abundance of water and probably one of the fastest growing palms in the world. The growth, after the initial seedlings phase, is particularly fast, almost one metre of growth per year in the optimal cultivation conditions. Pigafetta filaris vary in shape. Specimens raised in dry and/or infertile soils tend to be smaller in stature with smaller leaves.
Hardiness: This palm is tender and is suited for tropical or warmer subtropical climates, (USDA Zones 11-12). It doesn’t stand long periods of temperatures even relatively mild; its growth stops already by around the 13-15 °C.
Uses: Either as a single specimen or in groups, this is a strikingly beautiful species. Its very neat appearance and stature makes it perfect near highways and used to accent residential landscapes. Culture in containers is possible although growth rates are slower.
Traditional uses: The thin fibres obtained from the leaves were utilized for making clothes, carpets, etc., whilst the stems were utilized for the constructions.
Warning: The plant protects itself with a carpet of sharp spines, so careful where you plant this palm.
Propagation: Fresh seeds germinates rapidly in 4 weeks although some seed may take up to 6 months to germinate in warm media at the temperature of 24-28 °C and the seedlings are attractive. The sowing must be done at the maximum luminosity, also in full sun, in the shade, the young plants do not develop and finally will die. | 2019-04-21T12:51:14 | http://www.llifle.com/Encyclopedia/PALMS_AND_CYCADS/Family/Arecaceae/28542/Pigafetta_filaris |
JoAnna García Swisher has a bun in the oven! The Reba actress and her husband Nick Swisher announced on Tuesday evening that they are expecting their second child.
JoAnna and Nick welcomed their first child in May of 2013, after tying the knot in 2010. | 2019-04-22T08:50:22 | https://us.hola.com/celebrities/2016022419044/joanna-garcia-swisher-nick-swisher-baby-number-2/ |
Dover, DE – On the 15th Anniversary of landmark legislation that he helped pass as a staffer, U.S. Senator Ted Kaufman (D-DE) marked the celebration by recounting how far advocacy has come and highlighted the newest investment: $2 million to expand the efforts that have saved countless lives in Delaware.
Sen. Kaufman praised the advocates at the Delaware Coalition Against Domestic Violence’s (DCADV) conference, held on DCADV’s 15th anniversary today.
Sen. Kaufman was Chief of staff to then-Sen. Joe Biden when VAWA became law in 1994, which has provided funds for more law enforcement personnel and prosecutors to handle domestic violence cases and has set up more shelters, crisis services, and legal assistance for victims. In February, Sen. Kaufman voted in favor of the American Recovery & Reinvestment Act (ARRA), which brought almost 2 million dollars to Delaware to aid the fight against domestic abuse and violence.
· And offer financial support for housing, utilities, and transportation to those fleeing violent relationships. | 2019-04-20T12:26:45 | http://hoyendelaware.com/at-15th-anniversary-celebration-kaufman-announces-2-million-to-prevent-domestic-violence-senator-who-worked-with-advocates-to-draft-original-act-was-featured-speaker/ |
Subsets and Splits