sub
stringclasses 4
values | title
stringlengths 3
304
| selftext
stringlengths 3
30k
| upvote_ratio
float64 0.07
1
| id
stringlengths 9
9
| created_utc
float64 1.6B
1.65B
|
|---|---|---|---|---|---|
investing | Good allocation according to current environment | This is my response to people saying there’s no alternative.
Rising interest rates environment: gold, and to small degree resources like oil and mining.
Russian sanctions: oil majors, metals.
Geopolitical instability: gold.
Now check performance of
- gold by looking at CEF.
- Oil: bp, shell, etc.
Allocate according to environment and stop excusing losses with impossibility of timing. The later is a mutual fund sales tactic.
Think | 0.5 | t3_tbowqv | 1,647,001,116 |
investing | Daily General Discussion and Advice Thread - March 11, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.88 | t3_tbmvd6 | 1,646,992,870 |
investing | Long term monthly investments for someone in Ireland? | What ETFs would you guys recommend throwing 500e per month into? SPY? Tax laws are horrrendous in Ireland (You have to pay 45% every 8 years on your gains, you can't let it ride) but only 30% when you cash out on individual stocks. What would you guys go with? | 0.69 | t3_tbmt0m | 1,646,992,599 |
investing | might sound naive: why do you still have your money in the market with all the negative stuff ahead? | I just dont get it. Most stocks are still overvalued when looking at their historic measements. On top of that we have a potential war in combination with inflation and rate hikes. Why could any rational investor look at all that info and be: mweh, i dont mind.
What makes you not sell? | 0.51 | t3_tblbko | 1,646,986,206 |
investing | Undervalued Stocks Dropping Like a BRIC? | There is a lot of fear driving down the price in emerging markets.
Some European focused indexes are down 77% from their normal 52wk trading range. Even if the fund doesn't have any holdings in Russia or Central Europe. Such as GF, EEA, and SWZ
​
If your looking for other dividend paying, long term holdings, that are currently undervalued;
IFN - [https://www.aberdeenifn.com/aam.nsf/usClosedIfn/home](https://www.aberdeenifn.com/aam.nsf/usClosedIfn/home) \- [https://finviz.com/quote.ashx?t=IFN&ty=c&ta=1&p=d](https://finviz.com/quote.ashx?t=IFN&ty=c&ta=1&p=d)
Ing - [https://www.ing.com/](https://www.ing.com/) \- [https://finviz.com/quote.ashx?t=ING&ty=c&ta=1&p=m](https://finviz.com/quote.ashx?t=ING&ty=c&ta=1&p=m)
GGB - Gerdau S.A. - [https://finviz.com/quote.ashx?t=GGB&p=m&tas=0](https://finviz.com/quote.ashx?t=GGB&p=m&tas=0)
Gogl - [https://www.goldenocean.bm/](https://www.goldenocean.bm/) \- [https://finviz.com/quote.ashx?t=GOGL&ty=c&p=d&b=1](https://finviz.com/quote.ashx?t=GOGL&ty=c&p=d&b=1)
OEC - [https://www.orioncarbons.com/](https://www.orioncarbons.com/) \- [https://finance.yahoo.com/quote/OEC?p=OEC&.tsrc=fin-srch](https://finance.yahoo.com/quote/OEC?p=OEC&.tsrc=fin-srch)
Veon - [https://www.veon.com/-](https://www.veon.com/-) [https://finance.yahoo.com/quote/VEON/press-releases?p=VEON](https://finance.yahoo.com/quote/VEON/press-releases?p=VEON)
​
Considering USA inflation is around 7%, and at these prices the dividends are 7-13% yields. Do the dividends and possible 1.5x to 4x price increases, make these safer bets then holding usd?
Is anyone else increasing their positions in emerging markets? or finding other undervalued stocks?
​
ps. i also posted the same thing in r/wallstreetbets. I just want to get different perspectives from "degenerates" and "adults" | 0.73 | t3_tbe2re | 1,646,960,619 |
investing | Is this the renewal of renewables? | After a massive rise in 2020 on Biden's election, green energy took a beating last year due to the GOP Senate's blocking of Build Back Better. Now Russia's invasion of Ukraine and energy-extortion of Europe seems to be reminding everyone that oil and gas addiction is a bad idea for multiple reasons.
I'm back into TAN, QCLN, ENPH. Engineers like ABB, and electrical components like ATKR. Thoughts? | 0.77 | t3_tbdw7z | 1,646,960,066 |
investing | Does anyone know why the share price for The Restaurant Group PLC has declined by over 30% within the last month? | *The Restaurant Group PLC is a British business that owns numerous popular restaurant chains throughout the UK and is listed on the LSE. It employees tens of thousands of people and generates revenues in the 9 figure range. - Please only comment if you are familiar with the company.*
Obviously once Covid hit, it impacted the share price however that is not my concern. Since the start of February 2022, the price has been hammered and is showing over a 30% decline in the share price. I couldn't find any media articles explaining the reason for the significant decline.
Can anyone tell me the reason for the significant decline within the last 5/6 weeks? - I would assume it's likely due to the current issue across the globe (don't want to state the obvious, as post will get auto-removed), but I can't see how that issue would impact The Restaurant Group PLC in any form.
Furthermore, Covid restrictions are lifting and more and more people are returning to 'normal' life here in the UK, like dining out and socializing, so I would have thought that the share price would eclipse.
**Can any professional shed any light?** | 0.47 | t3_tbc2s9 | 1,646,954,686 |
investing | What happens to bond *funds* when the fed raises interest rates? | (Sorry for the super basic question...)
I understand that when the fed raises interest rates, the value of existing individual bonds go down. What about bond funds like BIV and BLV from Vanguard? It seems like they should initially go down as well, since the value of everything they own would go down... but would they tend to naturally recover because they can get higher interest rates for cheaper? Would they rise in price because they would become more attractive to investors? | 0.84 | t3_tbbdmt | 1,646,952,854 |
investing | Should I abandon my bond investments? | It’s been losing money for awhile now (a bond heavy mutual fund I invest in) while the “riskier” ones are all gaining money even in recent months.
I invest some money in the bond fund as a nest egg I can afford some volatility on, but that I still want to grow my investment with.
This is the fund
https://www.sisip.com/cfmws-sisip/media/pdfs/S605_EN.pdf
Any advice is appreciated. | 0.85 | t3_tb7tf2 | 1,646,943,630 |
investing | Does anyone know of a Candian version of the wallstreetzen website? | As the title says, i was wondering if anyone knew of a Candian version of the wallstreetzen website?
This site is only for American stocks and as a Candian I'd like to buy more Candian stocks so I don't pay the exchange rate.
I find it easy to read and I like the forecast sections where it tells you if it is recommended to buy (the "strong buy" and the "buy" sections).
I find it very usable and would love any recommendations thanks! | 0.38 | t3_tb7d6g | 1,646,942,407 |
investing | lol, it begins: [Bloomberg] The Fed Needs to Delay Its Rate Hikes | Via [Bloomberg](https://www.bloomberg.com/opinion/articles/2022-03-10/ukraine-war-should-cause-fed-to-slow-down-its-rate-hikes?sref=q1j4E2z1) (non-paywall link at [archive.is](https://archive.ph/7zYIA)):
>The U.S. Federal Reserve is widely expected to raise interest rates by at least a 25 basis points next week. And if inflation stays high, the Fed is “prepared to raise by more than that” in the coming months, Chair Jerome Powell said last week.
>
>That would be a mistake. After next week’s hike, the Fed should hit pause for at least the next several months and possibly through the summer — even though the war in Ukraine will no doubt make inflation worse in the U.S.
>
>It’s unclear how bad the conflict will get, the effect it will have on the region and whether it will lead to a global recession this year. The probability of that last is less than the most extreme predictions, but is nonetheless real.
>
>A more aggressive Fed might use a recession as an opportunity to rapidly bring down inflation by sticking to its rate-hike schedule. That is risky policy, and one that [Powell seems disinclined to take](https://archive.ph/ybhBA). If a recession hit, it’s likely that the Fed would simply have to reverse any rate hikes it had made in the preceding months.
>
>A see-saw pattern in rates would weaken the overall impact of the Fed’s policy. Consider, for example, the plight of a homebuilder who cuts production next summer in response to rising rates. She is not likely to increase production immediately if rates fall in December; she’d want to wait for a signal that rates will remain low for a while. From the Fed’s perspective, it would be more effective to leave rates alone, encouraging her to keep production high for the next several months.
>
>There are also risks to consider beyond outright recession. The direct costs of higher energy and food prices will cut into consumer savings. Even more important, spiking commodity prices are likely to dent consumer confidence, leading to reduced spending on other items.
>
>Another consideration is the effect of the war on developing markets around the world. Higher food and energy prices will hit their economies harder. Global uncertainty will lead investors to move funds out their markets and into the U.S. That could cause a drop in the demand for U.S. exports, which are geared toward investment goods such as heavy machinery. That would reproduce some of the effects of the mini-recession that swept the Midwest in 2015 and 2016.
>
>At the same time, money flowing into the U.S. from both developing markets and Western Europe will cause the dollar to rise and the relative prices of imports to fall. As consumer spending shifts toward imports, that will cool some of the underlying inflationary pressures in the U.S.
>
>The near-term environment is complex. It’s unclear how long the war will last and how far-reaching its effects will be. The ideal Fed response, however, is straightforward: **Go ahead with the rate hike next week. But make it clear that there won’t be any more for at least two more meetings, and then only as the fallout from the war in Ukraine becomes more certain.** | 0.9 | t3_tb59y2 | 1,646,937,112 |
investing | Question about evidence for the Fama-French 5 factor model | Can someone ELI5 why their work merited a Nobel Prize? I feel like the reasons for Factors tilts *must* be more evidence-based than just a regression analysis? That's just like an overfitted backtest, no? What exactly made Fama&French's work different than me saying tech had a premium the last few decades compared to the total stock market? Obviously only a fool would argue to buy the NASDAQ vs the S&P based on historical data alone, if anything a lot of people here would recommend doing the opposite, buying emerging market small cap value instead of say US large cap growth as they have already just enjoyed a long bull market. What's to say tilting towards the opposite of the 5 factors isn't actually smarter, which would in a sense be "buying the (small) dip"? | 0.66 | t3_tb4iu1 | 1,646,935,124 |
investing | Build a bear crushes their numbers from last year in Q4 earnings call and dips 20% | I’m confused to say the least. They increased their guidance sometime in February and the only explanation is that they didn’t beat expectations because they were so high. Otherwise, they had a revenue surprise of over 300% and a massive jump in EPS over Q3 among other very positive news.
What am I missing? | 0.8 | t3_tb45ts | 1,646,934,123 |
investing | Retirement funds with Fidelity | Gentlemen,
I noticed their target date funds charge about .70% fee. If I was to direct my money into specific funds myself, which ones would you recommend? I will try to work until 2050 if I live that long. The sreenshot with choices is below.
https://imgur.com/a/tnm9z1r
Thanks. | 0.61 | t3_tb33yi | 1,646,931,364 |
investing | Invest in Physical Silver or ROTH IRA | Hello Fellow Investors,
I will be getting a bonus next week and seeing the current state of the world, I am unsure as to invest it all in physical silver or towards my Roth IRA. (I'm about 25 years before retirement). I currently invest in silver coins monthly as part of my financial plan.
Thank You! | 0.55 | t3_tb067q | 1,646,923,286 |
investing | CPI rises .8% in February, 7.9% over last 12 months | https://www.bls.gov/news.release/cpi.nr0.htm
You can see a very specific breakdown per item here: https://www.bls.gov/news.release/cpi.t02.htm
> The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.8 percent
in February on a seasonally adjusted basis after rising 0.6 percent in January,
the U.S. Bureau of Labor Statistics reported today. Over the last 12 months,
the all items index increased 7.9 percent before seasonal adjustment.
> Increases in the indexes for gasoline, shelter, and food were the largest
contributors to the seasonally adjusted all items increase. The gasoline index
rose 6.6 percent in February and accounted for almost a third of the all items
monthly increase; other energy component indexes were mixed. The food index rose
1.0 percent as the food at home index rose 1.4 percent; both were the largest
monthly increases since April 2020.
> The index for all items less food and energy rose 0.5 percent in February
following a 0.6-percent increase the prior month. The shelter index was by far
the biggest factor in the increase, with a broad set of indexes also
contributing, including those for recreation, household furnishings and
operations, motor vehicle insurance, personal care, and airline fares.
> The all items index rose 7.9 percent for the 12 months ending February. The
12-month increase has been steadily rising and is now the largest since the
period ending January 1982. The all items less food and energy index rose 6.4
percent, the largest 12-month change since the period ending August 1982. The
energy index rose 25.6 percent over the last year, and the food index increased
7.9 percent, the largest 12-month increase since the period ending July 1981. | 0.97 | t3_taz6p1 | 1,646,920,509 |
investing | [CREDIT] Stay positive and play the game. | As the markets go down and the pandemic is still in affect, you may find yourself struggling to pay off your credit cards.
If you are in this unfortunate situation, don’t panic or loose control. Remain as positive as you can and orchestrate a plan to get through it.
Credit card companies will send you message after message, and sometimes even send you IRS notices like the 4506-T income verification form.
At this point, strategize your next moves within this financial game; look at which cards are connected to banks that may be more lenient than others. Start with those accounts and try your best to keep the proverbial “wolves” off your back.
After you complete that, see what your options are with the more strict credit card companies (ie. Discover) that have less tolerance with their customers.
There’s a realistic scenario where you will not be able to pay off the card and the account may be closed. If this occurs, once again don’t panic or loose control.
Worse case scenario you will be responsible for the balance after the account is shut down and your credit score will also be affected. But that doesn’t mean the game is over. You can always pay off the balance at a later time and reestablish a relationship with that same company.
Keep your heads held high and always remember that somewhere else in the world, there’s somebody else dealing with much more severe problems then you. | 0.27 | t3_taynko | 1,646,918,891 |
investing | Daily General Discussion and Advice Thread - March 10, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.81 | t3_tavf56 | 1,646,906,469 |
investing | Amazon announces a 20 for 1 stock split of company’s common stock, effective June 6th | Amazon announces a 20 for 1 stock split of company’s common stock, effective June 6th
From market rebellion
After 2 years of sideways action, I think it will finally happen for them and google (which has done much better) to finally start to see some positive momentum and upswing in this stock in recent time. Looking forward to it | 0.97 | t3_taihkg | 1,646,862,399 |
investing | Is investing in bond ETFs risky? | If I want to park cash in a bond fund like vtip what is the chance of principal loss? I have 150k making nothing in a savings account, but in a few years want to put it toward a house. Already maxed out on ibonds. My wife is very risk-averse so I am trying to find something safe, but also with a better yield than a high yield savings account. CDs also don't seem to give good returns. I don't have any loans and have an emergency fund already. | 0.75 | t3_tai7pn | 1,646,861,632 |
investing | Today's Market Spike. Why is it suddenly ripping? Does this mean the market is going back to normal? | Short answer, I *personally believe* that it isn't any indication for the market to go green again. I still expect a long road of red ahead, but then again, I'm just some college student majoring in finance. My theory is that the spike today was caused by the coming-up Interest Rate Hike catalyst. For those who don't know what an Interest Rate Hike is,
>When interest rates rise, it's usually good news for banking sector profits since they can earn more money on the dollars that they loan out. But for the rest of the global business sector, a rate hike carves into profitability. That's because the cost of capital required to expand goes higher.
>
>\-Investopedia (my favorite source)
My logic is, the bullish sentiment was simply buyers buying in before/during the Interest Rate Hike and expecting the stocks to increase for them to sell in a future date (aka a "predicted dip"). Seeing that this is such a short-term move, I assume it's caused by day traders and swing traders. I don't think that it was caused by any investors, as they tend to avoid timing the market unless they had some extra capital that they wanted to put into the dip.
Any other theories are welcome. | 0.33 | t3_tahi9s | 1,646,859,692 |
investing | Which platform has automatic portfolio re-balance? | Let's say I want to create an (roth-)IRA account and I want to re-balance it on a daily/weekly/bi-weekly/etc basis. Which one offer it?
M1 has pies, but re-balancing in manual. Vanguard (and similar providers) only have re-balance on automatic if you are using the advisor, but I want to control what is being invested. | 0.76 | t3_tafhzs | 1,646,854,151 |
investing | At under $1.00, I like FNMA | I've been watching FNMA since it went from like $0.17 cents to $3.00 about 10 years ago.
I'm not a sophisticated investor (my best investments are my Roth and 403(b)) but think that right now it's pretty good to double your money sometime between now and 20 years.
My plan is to slowly put money in the next few years, hoping it hangs low, and maybe falls lower, because if it's around, why shouldn't it go back up based on nothing more than the cost of things going up?
Does anyone agree or disagree, or have another investment they like for the same reason? | 0.39 | t3_tad5p7 | 1,646,847,630 |
investing | Is today's jump begin of rally or a trap? Stagflation, Fed, etc.. | How do you see today's big jump both in Europe (+7%) and in the US (+2%)? Is it the beginning of a turnaround and rally or could it be a trap? The bull news today is that Europe seems to have enough natural gas to make it through the winter even if Putin would cut them off.
However there are still alot of negative signals. **For those into TA**, if you look on a daily chart you can see that we are still in a negative trend, that we still have lower lows and lower highs which normally indicate more pain is to come. The jump today doesn't change that unless it is sustained. **We also are still firmly below 200 moving average for all indices.**
Also, tomorrow we'll get more **CPI inflation data** which most likely will be even higher than last month and next week the 16th the Fed will do its first rate hike with many to follow given the high inflation.
Given the high energy prices the risk of **stagflation** becomes very real. Stagflation means the combo of high inflation with slower growth. The Ukraine war and sactions will add to inflation and **supply chain issues.** | 0.81 | t3_tabd45 | 1,646,842,796 |
investing | Understanding EPS in a larger context (VLDR) | So I'm slowly learning more about investing. I know EPS is earnings per share, but what information should I glean regarding the EPS of a company? Does it actually gage or predict any aspect of the companies viability, price or value?
I am currently tied up is a massive loss position and I'm trying to figure out what to do next with the stock, cut my losses or dig my heels in, take the short/medium term hit and wait for the stock to recover. But it could very well be the stock just finishes cratering and the company goes under. What other indicator aside from EPS should I be looking at to make this decision? | 0.67 | t3_taajy3 | 1,646,840,585 |
investing | Strategies for best using capital loss | I’ve racked up a fairly sizable capital loss that I’m carrying forward (don’t worry, not related to wallstreetbets). We’re talking six digits.
Now I was wondering, are there any general guidelines on when to best use a carried forward capital loss?
I have non-realized gains that I could use against it. Does it make sense to sell and re-buy to step up the cost basis as soon as possible?
Or should I just ignore it and wait for a time when I actually want to sell.
This year I might be in the 20% capital gains tax bracket, next year probably 15%. Does that make a difference, strategy wise?
Thanks! | 0.57 | t3_ta7ioc | 1,646,831,647 |
investing | Questions on GHG Disclosures | Niche question, and maybe wrong /r, but I'll give it a whirl.
My understanding is that BlackRock made a statement requiring all companies with AUM by them to disclose their GHG emissions, make targets for lowering them, etc. I went to look for that document and found a [2020 Sustainability Disclosure](https://www.blackrock.com/corporate/literature/continuous-disclosure-and-important-information/blackrock-2020-sasb-disclosure.pdf) where from my understanding there is a critical usage of the word "should" vs. "shall":
"Companies should provide disclosure aligned with the TCFD recommendations, including Scope 1 and 2 emissions and GHG emissions reduction targets" (p8 "climate and natural capital").
I know governments almost everywhere are increasing the need for GHG disclosures, but what caused the huge rush to learn about GHG from this BlackRock document?
Can someone explain a little better to me? | 0.67 | t3_taa6xo | 1,646,839,577 |
investing | Silver in 2022: Is it a good investment? | Silver is the second most popular precious metal after gold and one of the go-to inflation investments. When I'm looking at everything that has been happening over the last few months, it feels like it's a good time to talk about silver again. What drives the price of silver and is silver a good investment right now? When it comes to silver, there are a few things that influence the price.
# 1. Supply and Demand
First of all, like any commodity you have supply and demand. What makes silver different from gold is the fact that silver is much more important for the industry. Gold is mainly mined for investment purposes with only 10% of the demand for gold coming from the industry. When it comes to silver, industry accounts for almost half of all demand! Plus, silver demand is growing because of industries like renewable energy and electric vehicles. Just in 2020, 101 million ounces of silver was used in solar panels! Electric vehicles also require several times more silver than normal vehicles. Silver is also widely used in electronics and also during brazing and soldering. Basically, there is a constant, growing demand for silver in the industry. In fact, this has led to the first silver market deficit in 6 years! In 2022, silver demand is expected to hit 1.112 billion ounces compared to a supply of only 1.092 billion ounces. It's a small deficit of only 20 million, but it still shows that demand has started to outpace supply. In 2021, silver demand was just 1.033 billion ounces compared to a supply of 1.056 billion ounces. Essentially, demand has gone up by 7.6% whereas supply has only gone up by only 3.4%. Again, there isn't a massive difference between supply and demand right now, ***but*** if the trend continues, this could really start pushing the price of silver up! Demand for silver jewelry and silver as a physical investment are also going up by more than 10% so that's yet another trend that can positively influence silver prices. I'll add the link to the resources in the description below for you take a look, too.
# 2. Inflation
Then, secondly, we have inflation. Commodities and precious metals are real, physical goods and as such their price is positively affected by inflation. If you are not sure why that's the case, let me break it down for you. Inflation is basically the decline of the purchasing power of a currency. Essentially, the same amount of money buys less of a specific good, commodity or service. Therefore, in times of high inflation, investors buy more commodities to preserve some of their purchasing power which is why these commodities are referred to as a store of value. Really, any asset that maintains its value over time can be a store of value which includes real estate, stocks, even currency when inflation is low. Now, the most popular commodity as a store of value is gold, followed by silver. The funny thing here is that, actually, gold and silver are not as strongly correlated to inflation as other commodities. However, they are still one of the classic picks for inflation hedging or safe-haven during volatile or bad market conditions.
That's ***exactly*** what we have right now. The current inflation levels around the world are record-high. The US, UK and Eurozone are hitting record inflation levels that we have last seen 30 or 40 years ago. In January, US Inflation hit 7.5%, UK inflation hit 5.5% with the Retail Price Index going up 7.8%, while the Eurozone and Canada's inflation rates both hit 5.1%. What's more, the current economic conditions are set for more volatility and even higher inflation. Banks have started to raise interest rates to stabilise inflation, but by the looks of it, it could be out of their control. Lumber prices are going up. Wheat prices are going up. Aluminium is going up. Oil is going up. Gas is going up. You get the point. The more these commodities go up, the higher costs will be for companies and the more expensive it will be to produce goods. This will put a pressure on inflation and it will likely continue to rise over the coming months. This is one of the main reasons why investors are looking at gold and silver right now. If inflation continues to go up and exceeds expectations, silver and gold will perform ***extremely*** well.
# 3. Gold Price Correlation
The third factor that influences silver prices is the gold price! Silver is correlated with gold, meaning that the price of silver tends to follow the price of gold. When gold goes up, silver typically goes up, too. However, silver has a higher beta than gold which means that it is more volatile. If gold goes up 1%, silver is likely to go up by 2%. Vice versa, if gold goes down 1%, then silver may go down by 2%. This is another reason why there is so much interest in silver. The inflation situation could become worse with inflation going much higher than most investors and central banks expect. In that situation, gold will go higher in price, which would also lead to higher silver prices. However, as we now know, silver is more volatile and will likely see a much bigger increase in price than gold!
# 4. Geopolitical Tensions
The final factor is geopolitical tensions. Anyone who has been watching the news recently will know that there are a lot of them right now. Like I said previously, gold and silver are two of the designated safe-haven assets for investors so in times of market or international turmoil, silver and gold typically go up in price. Gold and silver have been around since the dawn of civilization so it's no wonder that investors flock to them when they are worried and want some safety. That's another reason why we have seen a big jump in their prices in recent weeks, too.
# Price predictions and forecasts
Now, I guess the question on everyone's mind is how high can silver prices actually go? In March of 2020, silver skyrocketed to almost $30 dollars and has been moving between $22 and $28 dollars since then. Most recently, silver prices were floating around $22.5 dollars, but the war in Ukraine has pushed silver prices back up to almost $26 dollars. Can we expect even higher prices by the end of the year? Well, some analysts expect silver prices to remain the same for most of the year, before falling down to $22 dollars in December. Other analysts are more bullish and are seeing prices around $26 to $28 dollars, but they also lean towards lower prices by December 2022. Then, we've got the diehard fans of silver who are seeing silver prices of $500 to $1,200 dollars, but I think the chances of this happening are pretty minimal. Generally, there are not a lot of analysts who are seeing silver hitting the prices of up to $50 dollars which we saw in 2011 and most agree that by December 2022, we will see silver starting to decline and continuing that decline for a couple of years.
Obviously, that is not great news for silver investors and stackers, but I think that the analysts are a bit pessimistic in their price forecasts. We've seen that the demand for silver is going up and will continue to go up while the silver supply is shrinking. We've seen that there are inflationary pressures and geopolitical tensions around the world. Depending on when these cool down, I think that silver can go up to $30, even $35 dollars within the next 12 months, but it does make sense that prices will stabilise and decline after that as long as inflation cools down. Still, the current gold-to-silver-price ratio is just under 80 which means that silver is relatively cheap compared to gold right now. Over the last 25 years, the ratio has typically stayed around levels of 65 to 70 so silver is looking like a good purchase right now, at least to me and I am not a financial advisor and this is not financial advice. Plus, it is important to remember that assets like silver and gold are long-term investments so you should be prepared to be patient if you are buying in.
So, that's what I've got to say about silver right now. What do you think? Are you bullish on silver or not? | 0.44 | t3_ta9kde | 1,646,837,804 |
investing | Are Class B Shares Valuable? | Hi, just looking for some clarity on what a class B share is?
I work for a private company that is offering me an opportunity to invest in Class B shares and I am just unsure about how this all works. How are they valuable to me? Are they worth investing? How do I make money?
I have been with the company for 5 years and plan to retire from here.
Any direction is greatly appreciated! | 0.44 | t3_ta8vly | 1,646,835,772 |
investing | 403 rollover during unrest | Is it wise to rollover my work retirement accounts during this time of global unrest. My rollover will involve checks (more than one 403 account) that will be sent to me then forwarded to the new financial (vanguard) I don’t need the money now and I would like to get all my tax deferred funds together. Unrest appears to be with us for a while. I retired recently. | 0.8 | t3_ta7tp2 | 1,646,832,647 |
investing | Daily General Discussion and Advice Thread - March 09, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.84 | t3_ta4jxo | 1,646,820,069 |
investing | What is a way I can have part of my paycheck direct deposited and have locked in for a year and not be able to withdraw it? | I've done a little research and I Bonds from US treasury direct is the closest I could find to what I'm looking for. Only problem is that the bond you could buy are capped at a certain amount yearly.
I just need a way to not be able to withdraw the money for a predetermined amount of time and for the amount I could deposit to not be capped (so 401k and IRA don't qualify). Savings accounts don't cut it either because they just impose relatively meager penalty fees for withdrawing early or just a few days at best to transfer the funds to your checking account.
Ideas? | 0.59 | t3_ta1teh | 1,646,808,194 |
investing | Is now the time to buy a 10 home package deal in Texas ? |
Looking to purchase a 10 home portfolio in Texas. The cash on cash return would be around 15% . My concern is the current state of the economy inflation rising rates and just overall uncertainty. Would it be a bad time to invest a large amount of my cash into real estate ? I’ve seen a lot of doom and gloom videos on YouTube and it’s definitely been discouraging. They say real estate is a good hedge against inflation but does that apply to all situations ? Will there be an expected downturn in property values ? If there’s anyone that can provide sound advice as to the current affairs and overall view of the real estate market it would be much appreciated. | 0.36 | t3_ta0l8z | 1,646,803,654 |
investing | Tax Issue With Ally Invest | Hey everyone.
Saw this here and I thought I would try posting here too.
[https://www.reddit.com/r/investing/comments/k3cne4/is\_ally\_invest\_really\_this\_bad/](https://www.reddit.com/r/investing/comments/k3cne4/is_ally_invest_really_this_bad/)
I have a discrepancy with my 1099 and what is shown on the Ally Invest website. So apparently the tax lot allocation method I chose (HIFO and LIFO) sometime in 2021 was only for online viewing purposes and not for actual tax reporting. So now my 1099 reports a $4000 gain instead of what is shown on their website and what I was planning, which was a tax loss harvest of a -$4000 loss.
I've used some margin on the account and I am skeptical that their system is calculating it right or even if I am missing funds on my account since it looks like it reflects their online website and not what is even being reported.
Does anyone have any insight on this and if there's anyway to get it resolved or compensated which is probably really unlikely? I just contacted them through chat and they said there's no way to change the tax lots and that my account is calculated correctly. Really fed up with their mickey mouse investing website and planning to move my account over to a new brokerage after this. | 0.69 | t3_t9vwfc | 1,646,788,111 |
investing | Iconic U.S. brands Coca-Cola, Pepsi and McDonald’s suspend business in Russia | ERROR: type should be string, got "https://www.cnbc.com/2022/03/08/coca-cola-follows-mcdonalds-starbucks-in-suspending-business-in-russia.html\n\nPepsiCo, Coca-Cola, McDonald’s and Starbucks each said Tuesday they are suspending business in Russia after that country’s invasion of Ukraine, a symbolic step-back by four iconic U.S. brands.\n\nPepsi has sold its cola in Russia for more than six decades, even when the company had to trade its soda concentrate for Stolichnaya vodka and warships. McDonald’s opened its first location beyond the Iron Curtain in Moscow, just months before the Soviet Union collapsed.\n\nIn recent days, Pepsi, Coke, McDonald’s and Starbucks have drawn criticism for continuing to operate in Russia while other U.S. companies backed out and paused sales.\n\nYale Professor Jeffrey Sonnenfeld compiled and made public a list of U.S. companies that have withdrawn from Russia following President Vladimir Putin’s invasion — and those that hadn’t. Until Tuesday afternoon, Coke was among the most recognizable names on the spreadsheet.\n\n“Our hearts are with the people who are enduring unconscionable effects from these tragic events in Ukraine,” Coke said in a brief statement Tuesday afternoon. “We will continue to monitor and assess the situation as circumstances evolve.”\n\nRussia represents one of the few regions worldwide where Coke’s rival PepsiCo has a larger presence. In a regulatory filing, Coke said its business in Ukraine and Russia contributed about 1% to 2% of its consolidated net operating revenue and operating income in 2021.\n\nPepsi, on the other hand, generates roughly 4% of its annual revenue in Russia, though is not halting all of its Russian business. The company said it will keep selling some essential products, like baby formula, milk and baby food in the country.\n\nThe company will suspend Russian sales of its Pepsi-Cola, 7Up and Mirinda brands, along with capital investments and all advertising and promotional activities.\n\n“As a food and beverage company, now more than ever we must stay true to the humanitarian aspect of our business,” PepsiCo CEO Ramon Laguarta wrote in a memo to employees viewed by CNBC.\n\nThe Wall Street Journal reported earlier on Tuesday that Pepsi was weighing different options for its Russian business, including writing off its value. Economic sanctions have greatly complicated the process of offloading Russian assets.\n\nYale’s Sonnenfeld makes the case for companies ceasing operations in Russia\nSince the Russian invasion of Crimea in 2014, many U.S. companies have looked to reduce their exposure in both Russia and Ukraine. Some restaurant chains, like McDonald’s, have sold off some of their company-owned locations to local franchisees.\n\nMcDonald’s announced Tuesday all 850 of its Russian restaurants would temporarily close. Until then, the company had stayed silent on the war, drawing stronger criticism than even the handful of restaurant companies that condemned the invasion but kept their locations open.\n\nAbout 84% of McDonald’s Russian locations are owned by the company, while the rest are operated by franchisees. Owning more of its restaurants means greater revenue for the company, but greater risk in times of turmoil or economic downturn.\n\nStarbucks went a step further than McDonald’s, saying it would suspend all Russian business activity, including shipment of its products. Starbucks CEO Kevin Johnson condemned the attacks in a letter on Friday.\n\nOf the two restaurant companies, McDonald’s has a larger presence in the country and receives a higher percentage of its global revenue from those sales." | 0.95 | t3_t9sxj6 | 1,646,779,336 |
investing | Putin is banning the export of products and raw materials until the end of the year | From market rebellion, “Putin is banning the export of products and raw materials until the end of the year” what will this mean for stagflation and the US economy in terms of raw materials? What stocks will benefit?
Commodities may continue their rise up the rest of the year and we are in for even more turmoil than expected | 0.96 | t3_t9sacw | 1,646,777,523 |
investing | Charles Schwab. What is everyone's thoughts and experiences? | Hello. I met with an independent advisor that works with Charles Schwab Alliance team. No red flags. Guys were professional, personable and very organized. They showed me all sorts of financial projections and 10 investment history of 9.9% average gains even through the great recession and covid19.
Im planning on rolling a 401k and pension into their IRA management. I just wanted to hear peoples experiences, opinions and advice before i pull the trigger.
THANKS! | 0.8 | t3_t9o1aq | 1,646,765,827 |
investing | Great (Value) investors Opinions on crypto | A lot of talk in the world and the mainstream investing space is about crypto. The table shows what 5 great investors think of it, all value investors. I myself have a value investing approach (which still can be growth) and side most with Bill Ackman's opinion, I think the technology can create interesting things for businesses.
|Warren Buffet| Thinks Bitcoin is rat poison squared. |
|:-|:-|
| Bill Ackman | Brilliant technology, not a place he feels comfortable putting any meaningful assets. Will not invest in any speculative cryptocurrency. |
| Charlie Munger | Hates it, a huge mistake to allow it at all. |
| Monish Pabrai | Thinks it will go to zero. |
| Seth Klarman | Pure speculation, a bubble. Compares it to sardine traders ( similar to tulip bubble).|
All the interviews and info [here](https://www.financialstockdata.com/article_investors_about_crypto)
I myself am from the Netherlands and a few months ago a heard a lot of people in the train talking about it and that you should just open a binance account, you also now see a lot of commercials etc. It just reminds me of the famous quote that if your shoe cleaner talks about which stocks to pick then you are in a bubble. Not everyone can become an easy millionaire, I always have the idea you have to be in there before all these kind of people talk about it. Moreover, I just like looking at what a business is worth, that is investing for me. | 0.62 | t3_t9m1yy | 1,646,760,608 |
investing | How to value a company that conducts a lot of M&A? | I have gotten pretty adept at creating DCFs for most businesses based on a variety of traits (high growth, low growth, negative growth, tech, oil, etc.), but I am a little stumped by a company I'm now trying to value which conducts obnoxious amounts of M&A. There business is trying to consolidate a fragmented industry in order to become a market leader. As such, hundreds of millions are being spent on acquisitions each year.
I suppose my biggest problem I have in trying to value this company is the unknown justifoication of each acquisition (while their mgmt seems competent, these are almost all private M&A where financials aren't available thus I can't verify) and its impact on shares on account of dilution. For instance, they might report 60% sales growth, but that could be driven entirely by an acquisition that was bought at a fair price and not really delivering added value to shareholders.
Does anyone have a recommendation, advice, or tips for valuing a company such as this one?
Edit: For clarification, there are 30 to 50 acquisitions each fiscal and they are akin to acquiring family run dinners, chip wagons, and hot dog stands. These aren't the actual businesses but this is an example to illustrate that each acquisition doesn't have a material impact on the business but when you add 100+ new businesses over the course of each year, it does impact the figures | 0.8 | t3_t9lk2u | 1,646,759,329 |
investing | What book does Dr. Michael Burry reference that shaped his investing methods? | I'm just looking for resources and recall Burry mentioning a many-decades-old book and I can't figure out what it was called. I would peg it as being pre-1940s. There are a few "reading lists" but he had said that this was the one that really laid the foundation for how he invests, himself. | 0.78 | t3_t9kor8 | 1,646,757,050 |
investing | Where can I find more information on a bank's balance sheet? | Basically, Where can I find a split of all the balance sheet numbers of the banks?
I am kind of trying to filter out some stuff, doing my research in places where there is absolutely nothing to see.
Also are circulars about any policies/regulation in banks public info? If so where can I find them too.
I am only learning this stuff as a hobby, info through normal google is hard to find.
Any links would be greatly appreciated.
Thank you. | 0.54 | t3_t9e6b6 | 1,646,736,420 |
investing | Daily General Discussion and Advice Thread - March 08, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.78 | t3_t9djc6 | 1,646,733,668 |
investing | Advice: what to do when my company gives me free shares? | The company I work is supporting the employers to buy their stock.
If I buy shares, the company gives me the 50% of what I bought for free (max 50 shares, ~5k€)
The issue is that I already have a huge position of the stock and I don't want to increase the exposure.
My idea was to sell 150 of my own shares and buy 100 with the offer, so I basically get 50 shares for free, however the current price is arround/below what I paid originally.
Considering tax implications, what is the best movement I can do? What would you do? | 0.73 | t3_t9cqqm | 1,646,730,125 |
investing | When will you start buying stocks again? | I've already added mgm resorts at 40$ , might have been a bit early but that's OK. I have made a few trades on the vxx, but ultimately I'm mostly in cash.
My question is what will give you confidence to start buying tech stocks ,or your favorite stocks?
Gold declining? Maybe oil topping out? Or the vxx coming back down? | 0.55 | t3_t9bfs4 | 1,646,724,519 |
investing | Morgan Stanley Says Russia’s Set for Venezuela-Style Default | The odds of Russia making its foreign debt payments are diminishing as bond prices fall, recession in the nation looms and various payment restrictions pile up after the invasion of Ukraine, according to Morgan Stanley & Co.
“We see a default as the most likely scenario,” Simon Waever, the firm’s global head of emerging-market sovereign credit strategy, wrote in a Monday note. “In case of default, it is unlikely to be like a normal one, with Venezuela instead perhaps the most relevant comparison.”
The default may come as soon as April 15, which will mark the end of a 30-day grace period on coupon payments the Russian government owes on dollar bonds due in 2023 and 2043, he said.
source: https://www.bloomberg.com/news/articles/2022-03-07/morgan-stanley-sees-russia-set-for-venezuela-style-debt-default | 0.97 | t3_t99dty | 1,646,716,676 |
investing | How to determine price/value of Ultra Short Term bond ETFs? | I've been looking at Ultra Short term bond ETFs such as JPST and have a hard time understanding what determines their value/price.
After the initial pandemic response and price drop of these ETFs, they recovered and started to produce returns around 0%. The dividend payout of the ETF was equal to the price drop after the payout. I was told this was due to low interest rates, which makes sense.
In the past 6 months we have experienced high inflation and rate hikes seem certain, however the value of JPST has fallen further and the [returns are negative](http://quotes.morningstar.com/chart/fund/chart.action?t=JPST). Is this because interests rates are expected to rise, but current bonds are using the existing rates which makes them less valuable? Or is it related to tapering of FED purchases? Would the value of shares rise once higher interest bonds are added to the portfolio? | 0.75 | t3_t9935e | 1,646,715,623 |
investing | Question on sicp coverage on what it covers? | Just to note this doesn't have to do with any conspiracy around meme stocks , this comes from me listening to a podcast on Madoff's ponzi scheme.
Scenario 1) lets say I open a brokerage account and buy 200k of VTI and reinvested dividends. After 10 years it amounts to 500k. However my brokerage never actually bought the etf , they took the money and spent it on hookers and blow. So would SIPC cover the full 500k or just my 200k I invested.
Scenario 2) lets say I open a brokerage, and invest in a mutual fund, FRAUD. The brokerage thinks this is a valid mf and the brokerage isn't in on the fraud. I invest 200K into the mf and after 10 years have 500k. Except the mf is committing fraud and never actually invested money, they took it and spent it on hookers and blow.
Does this change anything would sipc cover 500k or only my 200k initial investment ?
Scenario 3) I open a brokerage with a robo advisor, this robot advisor buys\sells stocks and etf. Again I invested 200k and after 10 years have 500k. However you guessed it, they never invested this money, it was spent on hookers and blow.
Does sipc cover the full 500k or my initial 200k? | 0.83 | t3_t98dnv | 1,646,713,174 |
investing | Ray Dalio’s newest video about the potential New World Order | Youtube Link: [here](https://youtu.be/xguam0TKMw8)
What is your opinion on his take? People like Ray Dalio and Peter Schiff have been calling for the collapse since forever so I kind of ignore them with short term investing but when I watched the video yesterday I was concerned as the situation in the US right now is eerily similar to the downfall of past superpowers. | 0.74 | t3_t96dtg | 1,646,706,891 |
investing | Switch brokers amidst massive losses? | Inherited some money from death of parent. No prior experience with investing. Former neighbor is SVP at Morgan Stanley so I called to see about getting started with them. Felt comfortable so I did. Since Nov 2021 through today I’ve lost 31k. Today alone was 6k. I pay MS $300/month to “manage” my investment.
Am I missing something? Should I switch to a different brokerage? | 0.61 | t3_t95d4z | 1,646,703,773 |
investing | High growth investing strategy | I have a plan for the next 3 years which involves investing a large portion of my salary into a high growth ETF. I’m just curious if there exists an etf that consistently grows at a rate of 10-14% annually (on average is fine). Does such a stock exist?
PS: I did all my calculation via FV of money with a monthly payment over n=3 years | 0.2 | t3_t955uk | 1,646,703,157 |
investing | Help on question, mutual fund dilution | Question - someone today tried to argue to me that if any person buys a mutual fund and it goes up the next day, it by definition creates dilution to the fund the following day. They make the assumption the money is never invested and it stays in cash.
While the math may work out, my "analytical" response is twofold.
1. It requires one knowing it's going up, which is not how you would test the hypothesis. To test it, you'd have to assume randomness the following day.
2. It ignores the fact that if the same thing happened the second day, (a person comes in knowing it's going up), he would also dilute some of your return out.
Anyone else have any thoughts around this. I know it's analytical wrong somewhere, but I can't put my finger on it precisely. | 0.83 | t3_t93sdl | 1,646,699,001 |
investing | We're in a bear market and it's going to get worse | TLDR - Even if the war in Ukraine ends tomorrow, we're still going to see permanent east-west trade disruption. Over half the major global indices are in bear market territory and it can only get worse in the next 12 months. Convince me I'm wrong!
Over half of all major market indices are in bear market territory (including France, Germany, Netherlands, Sweden, HK, US Small cap, Korea). A list of others are very close, including Nasdaq and nikkei, both 18% DD. The only markets that are doing ok are those that have big energy/raw materials weightings. This is of course driven by the war in Ukraine, although, slowing growth and rising inflation did the early damage.
I don't see a route out of this that doesn't see a permanent restriction in East West trade. As Russia and Ukraine control a significant percentage of gas, oil, wheat, metals exports then this can ony drive inflation higher still. Central Banks will either have the choice of:
- letting inflation rip and become embedded over many years. Result is staglation
- raise rates to somewhat counter inflation. However the removal of disposable income (due to inflation and increased debt costs) results in a recession.
Both options I think are severely underpriced/ unrecognised. The market prices are already off, but I think we are likely to see 30-40% drawdowns (from peak) in many markets.
What do you think? I'm writing because I'm interested in other's views | 0.66 | t3_t8wpjf | 1,646,679,957 |
investing | ESPP - How is discount reported when you sell after you leave the company? (resign or retire) | As the title states - what happens with ESPP stocks after you've left the company, assuming you've held the stocks for at least 2 years? I understand that if you sell in a short period the 'discount' is considered income and will show up on your W-2 along with your wages.
Is there another mechanism to report these discounts or will the sale of the stocks result in a W-2 to be generated even years after leaving the company? How is the cost basis determined? | 0.69 | t3_t8tye1 | 1,646,672,839 |
investing | Cathie Wood says she still expects to see ‘spectacular returns’ over the next 5 years in CNBC interview | Video link: https://www.cnbc.com/2022/03/07/cathie-wood-says-she-still-expects-to-see-spectacular-returns-over-the-next-5-years.html
**Personal breakdown:** Honestly this entire interview was borderline a satire. and I think at this point I've lost whatever respect I had for her. Let's see some gems from the article:
>Cathie Wood defended her firm’s innovation-focused portfolio, saying she sees “spectacular returns” for Ark Invest over the next five years.
> “Given our expectations for growth in these new technologies, I think we’re going to see some spectacular returns,” the Ark Invest CEO told CNBC’s “Capital Connection.”
Is that why ARK [sold 11 million shares of $PLTR](https://seekingalpha.com/news/3804107-cathie-wood-appears-to-cut-ties-palantir-technologies-dumps-over-11m-shares) 2 weeks ago, after buying more just 6 weeks ago? Most retail investors I know have longer term convictions.
>“We’ve been in a terrible bear market for innovation,” she admitted. “However, if you look from the bottom of the coronavirus to that peak [of the Ark Innovation ETF] in February of ’21, we were up 358%.”
Jesus. There is cherrypick and then there is let's-pick-the-absolute-bottom-to-the-absolute-top-and-pretend-the-last-12-months-didn't-happen cherrypick. I'm astonished she was able to say that with a straight face.
>“You’d be amazed if you average down over time, how quickly a strategy can come back above that average. And if we’re right, significantly above that average over the next five years,” Wood said.
Gee, thanks, I never understood what averaging down meant. Thanks for the explanation Cathie.
>Wood said the world is currently facing “all kinds of problems” and innovation is set be the answer.
I swear to God I literally had this exact line in one of my middle school papers.
>Wood said the conflict is set to lead to “a lot of demand destruction and substitution into innovation” such as a switch toward electric vehicles away from those that are gas-powered.
Look, I work in the tech industry, I like technology, and I believe in innovation. Hell I even drive a Tesla. But it's all about *valuation*, just like I like steak and I believe that I'll continue to like the taste of red meat but it doesn't mean I want to pay $100k for a cow right now.
>She attributed this to public markets being “filled with investors who are benchmark sensitive,”
Is she saying ARKK is for investors who don't care if their investment perform below benchmarks? I'm at a loss of words.
>opposed to private markets investors who see the “explosive growth opportunities” in major innovation platforms.
Yes, "explosive growth opportunities" like WeWork or Nikola. Also does she not understand that in exchange for much higher risks, private investors get in at a much lower price for drastically increased upside?
>While technology is already a heavyweight in the S&P 500, accounting for 28% of the index, Wood said those stocks are “part of the success in the past.”
Translation: I missed the boat on everything except $TSLA so I'm just gonna...[screw it let me just buy more $TSLA](https://www.benzinga.com/news/22/02/25863103/cathie-wood-bought-another-3m-in-tesla-on-friday-here-are-other-key-trades). | 0.67 | t3_t8tb9k | 1,646,671,194 |
investing | Biden administration is moving ahead with a ban on Russian oil imports | WASHINGTON, March 7 (Reuters) - The Biden administration is willing to move ahead with a ban on Russian oil imports into the United States without the participation of allies in Europe, two people familiar with the matter told Reuters, after Russia's invasion of Ukraine.
President Joe Biden is expected to hold a video conference call with the leaders of France, Germany and the United Kingdom on Monday as his administration continues to seek their support for a ban on the imports.
The White House is also negotiating with congressional leaders who are working on fast-tracking legislation banning Russian imports, a move that is forcing the administration to work on an expedited timeline, a source told Reuters
**A senior U.S. official told Reuters that no final decision has been made but "it is likely just the U.S if it happens”**
Oil prices have soared to their highest levels since 2008 due to delays in the potential return of Iranian crude to global markets and as the United States and European allies consider banning Russian imports.
Europe relies on Russia for crude oil and natural gas but has become more open to the idea of banning Russian products. read more The United States relies far less on Russian crude and products, but a ban would help drive prices up and pinch U.S. consumers already seeing historic prices at the gas pump. read more
U.S. House of Representatives Speaker Nancy Pelosi said in a Sunday letter that her chamber is "exploring" legislation to ban the import of Russian oil and that Congress intends to enact this week $10 billion in aid for Ukraine in response to Moscow's military invasion of its neighbor.
A bipartisan group of U.S. senators introduced a bill on Thursday to ban U.S. imports of Russian oil. The bill is getting fast-tracked.
After Russia invaded Ukraine, the White House slapped sanctions on exports of technologies to Russia's refineries and the Nord Stream 2 gas pipeline, which has never launched.
So far, it has stopped short of targeting Russia's oil and gas exports as the Biden administration weighs the impacts on global oil markets and U.S. energy prices.
Asked if the United States has ruled out banning Russian oil imports unilaterally, U.S. Secretary of State Anthony Blinken on Sunday said: "I'm not going to rule out taking action one way or another, irrespective of what they do, but everything we've done, the approach starts with coordinating with allies and partners," Blinken said.
At the same time, the White House did not deny that Biden might make a trip to Saudi Arabia as the United States seeks to get Riyadh to increase energy production. Axios reported that such a trip was a possibility.
"This is premature speculation and no trip is planned," a White House official said.
A year ago Biden shifted U.S. policy away from a focus on Saudi Crown Prince Mohammed bin Salman, who is considered by many to be the de facto leader of Saudi Arabia and next in line to the throne held by the 85-year-old King Salman.
https://www.reuters.com/business/energy/us-prepared-move-alone-banning-russian-oil-imports-sources-2022-03-07/ | 0.97 | t3_t8taem | 1,646,671,137 |
investing | What happens to RUB fx swaps | Not sure this is the right sub, but out of curiosity what happens to those who have existing fx swaps using the Russian RUB. With current sanctions are they still allowed or what happens with the due date?
I see with bonds they are looking to repay in RUB only, however fx swaps are private agreements so does that mean they still go ahead, but if the parties are Russian based they can’t receive the RUB or pay with $. | 0.78 | t3_t8sgdj | 1,646,668,907 |
investing | Intel's Mobileye confidentially files for U.S. IPO | Looks like Intel is spinning off MobilEye. Looks like it may have been a good investment for Intel since they bought the company for $15.3 billion in 2017. Also, it looks like this is Intel moving to focus on their semi manufacturing core competencies. I wonder if the market is still frothy for self-driving car companies though.
https://finance.yahoo.com/news/intels-mobileye-confidentially-files-u-140858599.html
>(Reuters) -Intel Corp said on Monday its self-driving car unit, Mobileye, has confidentially filed paperwork for an initial public offering in the United States.
>The company did not give more details about the offering, which could value the Israeli unit at more than $50 billion, a source previously told Reuters.
Disclosure: INTC shareholder | 0.95 | t3_t8rc8w | 1,646,665,909 |
investing | Is there SCHW Bias when using Schwab? | TL;DR: If someone uses Schwab as their brokerage, and wishes to invest in the total stock market by buying SWTSX (Schwab Total Stock Market Index Fund), is the investor over/under-weight on SCHW (Charles Schwab Corporation) due to the non-zero (currently 0.03%) expense ratio?
---
Firstly:
The Charles Schwab Corporation is in the top 100 US companies by market cap, in the hundreds of billions. Would investing in their total market index fund overweight or underweight the share of SCHW when using Schwab as a brokerage? Paying the expense ratio on SWTSX would increase Schwab's profit. I realize the effect would be less than negligible for a single investor, but I am curious about this theoretically, as Vanguard and Fidelity are not corporations.
I wonder if this could be analogous to possibly being overweight in a corporation that you are employed by.
---
Secondly:
It's also interesting that Vanguard and Fidelity are actually enabling massive investment in their direct competitor via total market funds, whereas Schwab does not/cannot enable investment in either of its competitors. If the investment in SCHW via users of Vanguard and Fidelity increases the value of Schwab more than Vanguard's and Fidelity's total stock market funds' expense ratios increase their own private values, then could that theoretically allow Schwab to undercut their expense ratios and gain more customers, or would the subsequent decrease in Vanguard and Fidelity customers cause some sort of equilibrium condition?
I suppose, for example, Vanguard makes profit from investors using an ETF like VTI in their Schwab account, so that would cause some offset. | 0.58 | t3_t8ifk3 | 1,646,632,615 |
investing | Daily General Discussion and Advice Thread - March 07, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.85 | t3_t8lwyk | 1,646,647,269 |
investing | Will the United States become energy independent? | A growing question politicians and economists are starting to ask themselves, will the United States become energy independent? With the ongoing war between Russia and Ukraine, the US has sanctioned Russia and is determining whether or to impose tougher restrictions on the Russian energy sector, such as ban Russian oil imports.
White House press secretary Jen Psaki outlined a range of efforts to increase production of natural gas and oil, but conceded that "domestic production has not insulated us from the price volatility of fossil fuels or the whims of those who control them, such as President Putin. Americans know that." She stated "The only way to protect US over the long term is to become energy independent".
So, this isn't just a concentration on becoming energy independent; it is a focus to reduce the dependency on Russian fossil fuels while still focusing on clean energy to help mitigate global warming.
Council of Economic Advisers Chair Cecilia Rouse told reporters at a Friday press briefing, "We are looking at options that we can take right now, if we were to cut the US consumption of Russian energy". I believe the only way to become energy independent and still focus on mitigating global warming is to make huge advances in the clean and renewable energy sector.
So, with that being said, do you think the US will become energy independent? And if yes, what petroleum companies look good right now? What clean and renewable energy companies out there do you think will have the upper hand on receiving government grants to help the US succeed in this endeavor? | 0.85 | t3_t8j9zf | 1,646,636,037 |
investing | I want to do a bit of sentiment analysis on this sub, how many of you think that it is possible to beat the market consistently and is worthwhile trying? | Many people cite the statistic "90% of day traders lose money in the long run" or "85% of fund managers are unable to beat the market."
Do you think its actually possible to beat the market consistently by picking stocks or trading options? Or would you be better off with everything in VOO or VSTAX? And if it is "possible" do you still think it is worthwhile trying? Or should you just give up trying because the returns don't justify the time invested? | 0.55 | t3_t8gmy5 | 1,646,625,999 |
investing | Oil likely headed higher over US discussing oil sanctions | I expect the market to price in the discussion of banning Russian oil imports, sending oil prices higher. The two things I find interesting are how Europe feels pressure from stories of civilian casualties, and the idea of sanctioning Russian oil without impacting Russian gas. Until this is resolved, I expect higher oil prices and maybe some stock losses in trading Monday, March 7.
"*Secretary of State Antony Blinken says the United States is talking to its European allies about banning Russian oil imports."*
[https://www.aljazeera.com/news/2022/3/6/us-in-active-discussion-to-ban-russian-oil-imports-blinken](https://www.aljazeera.com/news/2022/3/6/us-in-active-discussion-to-ban-russian-oil-imports-blinken) | 0.94 | t3_t8atr4 | 1,646,607,506 |
investing | Opinions on REITs, REIT Indexes, and Their Correlation to Other Assets? | I'm relatively new to investment. My default approach has always been indexes or ETFs that target large cap stocks, small cap stocks, international stocks, and bonds. However, no one can really sit by and ignore the massive housing shortage in the US/elsewhere. Housing supply will likely continue to lag demand for several years.
While that sucks for my generation, it is why I'm considering adding REITs to my portfolio. Something tells me RE will be fairly profitable in the long-term. I am curious what the community thinks about real estate stocks in general.
* What's the opinion on REITs generally?
* Are REITs substantially correlated with other US stocks? International real estate companies?
* What is the opinion on indexes/ETFs/funds that exclusively trade REITs (or at least hold a significant portion of REIT stocks?
* Are REITs worth anything for long-term portfolios?
For those interested, I found some ETFs/indexes that operate on REITs:
* (Vanguard ETF) [VNQ](https://investor.vanguard.com/etf/profile/VNQ)
* (Vanguard Index) [VGSLX](https://investor.vanguard.com/mutual-funds/profile/VGSLX) \- Index counterpart to above
* (Fidelity Index) [FSRNX](https://fundresearch.fidelity.com/mutual-funds/summary/316146232) | 0.78 | t3_t89ks4 | 1,646,603,976 |
investing | 1031 exchange , if I bought under my name can I transfer or buy through my llc via 1031 ? Or does it have to be under my name only since I bought it that way? |
I bought a property last year under my name, I’m looking to buy another via 1031 exchange. The only issue is that I plan to use a lender that requires me to buy under an llc. Will that invalidate the 1031 exchange since I bought the property under my name alone ? The llc is under my name as I’m the only member at 100% . If I go through with a 1031 exchange from personal to llc will I end up paying capital gains ? | 0.58 | t3_t8922p | 1,646,602,553 |
investing | How do I know which type of fund/ETF's to choose for my 401K vs my Roth IRA vs my normal brokerage account? | They seem to all have the same funds/ETF equivalent, how do I know what to focus on for each type of account? I'm 24 and my goal is to retire at 62. My plan right now has been TD 2060 for both Roth IRA and 401K, but now I'm wondering if there is an ETF (or a few) that would be better for overall growth. I'm younger so I can afford more risk. For my normal brokerage account, this is where I'm really having trouble. I want to (over time) put a lot into dividend income fund. I would like to supplement my retirement income with Monthly (or quarterly) dividend payments. There are so many different options, I think I finally decided on SCHD but I don't know what to pair with that. I was thinking 5-10% portfolio in $BND for a bit of security (probably 5%), 40-60% SCHD, maybe add in 30% VT for a bit more security? There's so many options | 0.6 | t3_t88199 | 1,646,599,749 |
investing | Middle ground ETF between proportional and equal weight | I am looking for proportional ETFs that do not put too much weight on the top companies. ETFs that track an index (say S&P 500) have a high share of top companies (for instance Apple and Microsoft combined make up > 13% of S&P 500 at the moment). On the other hand, I find equal weight indexes too rigid and don't like the idea of 499-th company having the same weight as the 1st.
Is there an index or an ETF which have proportional structure but with the largest companies capped at say 1%? Or the weights depend on the capitalization, but not in a proportional way? Of course one way to deal with it is to get a combination of ETFs based on a proportional weights and equal weights, but I wonder if there is another option. | 0.67 | t3_t83wde | 1,646,588,337 |
investing | Can someone explain to me how Amazon has money for their infrastructure if they don't turn a profit? | I would insert a picture of Amazon revenue vs profits, but images are not allowed. Their profits are almost flat while revenue keeps increasing. It is a part of their business strategy. But my question is how do they have money for buying infrastructure, new trucks, expanding, making fulfilment centres if they don't make any profit, like where do they get their money from? | 0.57 | t3_t835yp | 1,646,586,314 |
investing | Cash left to buy the dip? | Lately there has been a lot of opportunities for dip buying. With Covid and then omicron and now the war. There have been some good dips that a lot of people including me went on a shopping spree on. Now we have inflation which is biting into my wallet and with each dip I dug deeper into my wallet.
I find myself out of steam to do any strong buying and have to revert back to a smaller portion of my monthly income making it's way into my portfolio.
What is the situation for others? Are you still holding to a good chunk of cash? How low are you willing to go on your cash reserves? What's the strategy here? | 0.55 | t3_t7ynsb | 1,646,573,037 |
investing | Russian creditors to be paid in Rubles |
Putin has signed a decree that creditors will be paid in Rubles according to a report from Bloomberg today. This will apply to sovereign and corporate debtors paying countries who are hostile to Russia. List of countries to be published later today. Guess all the NATO countries will be on the list
Edit: Check Bloomberg.com - article is behind a pay wall if anyone can view and copy | 0.97 | t3_t7zia8 | 1,646,575,768 |
investing | Daily General Discussion and Advice Thread - March 06, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.8 | t3_t7vpgd | 1,646,560,869 |
investing | A question about leveraged ETFs | A strategy involving leveraged ETFs to boost yields is nothing new. I am aware of certain risks inherent to leveraged & inverse ETFs, specifically capital erosion occuring in regards to volatility in the the underlying pver long(er) time horizons.
This is compounded by the drag on returns from high transaction costs & tax considerations.
I plan on using the $MJXL and $MJIN ETFs, but I have a few questions concerning the best approach.
I plan on using 50/200 WMA & RSI to confirm bullish trends, and then swing trade utilizing the 2x leverage offered by $MJXL, while simultaneously buying Puts on $MJIN.
My main question is in regards to whether I should go long by holding shares or Calls and what is the optimal timeframe to hold contracts? 90-120 DTE upon trend confirmation? | 0.7 | t3_t7n06z | 1,646,527,163 |
investing | Mastercard Suspends Operations in Russia | [https://www.businesswire.com/news/home/20220305005035/en/](https://www.businesswire.com/news/home/20220305005035/en/)
"This decision flows from our recent action to block multiple financial institutions from the Mastercard payment network, as required by regulators globally.
With this action, cards issued by Russian banks will no longer be supported by the Mastercard network. And, any Mastercard issued outside of the country will not work at Russian merchants or ATMs."
"We don’t take this decision lightly. Mastercard has operated in Russia for more than 25 years. We have nearly 200 colleagues there who make this company so critical to many stakeholders. As we take these steps, we will continue to focus on their safety and well-being, including continuing to provide pay and benefits. When it is appropriate, and if it is permissible under the law, we will use their passion and creativity to work to restore operations."
The Purchase, New York-based company said late Tuesday [in a filing with the Securities and Exchange Commission](https://d18rn0p25nwr6d.cloudfront.net/CIK-0001141391/e33452e6-2006-4390-8bbd-6c762062e723.pdf) that about 4% of its annual revenue derives from business related to Russia and about 2% derives from Ukraine. | 0.95 | t3_t7m8dj | 1,646,524,667 |
investing | Bond Ladder, how in the world. | I would like to start a bond ladder. I was going to use $5k to start and see how it goes. I like the idea of frequent turn over and just reinvesting in a new bond. I have done some reading but I am still not sure how to accomplish this. Any advice? | 0.5 | t3_t7l24i | 1,646,521,009 |
investing | Negative equity in some stocks. | Whats the general thought on either declining bv or negative bv in some companies. One like DPZ which has great financials except a continued negative growing p/b.
I know it means they are asset light, but it also means they are cash to leverage/debt high and going higher.
Any thoughts on this? | 0.74 | t3_t7hnj7 | 1,646,510,806 |
investing | Europe Fears It Could Be Too Late to Shake Off Russian Gas Addiction | ERROR: type should be string, got "https://www.wsj.com/articles/europe-fears-it-could-be-too-late-to-shake-off-russian-gas-addiction-11646476200\n\nThe European Union gets around 40% of its gas from Russia—and that dependence has grown in recent years. This week, as the West sought to hobble Russia with sanctions, the EU was paying as much as 660 million euros—roughly $722 million—a day to Russia, according to the Bruegel think tank. ***That is triple the level before Russia invaded Ukraine.***\n\nReplacing Russian gas is easier said than done, however. Many liquefied natural gas terminals that receive deliveries from the U.S. and Qatar are maxed out. Two new terminals approved by the German government this week will only be built in three years at the earliest, one of the companies involved has said.\n\n“Europe thought that energy security was something from the past, it was not a real risk anymore,” Mr. Tagliapietra said. “We just sat and did business as usual.”\n\n“If the Russian gas stops, there will be no ceiling for prices,” said Martin Vladimirov, director of the energy and climate program at the Sofia, Bulgaria-based think tank Center for the Study of Democracy." | 0.83 | t3_t7hc25 | 1,646,509,890 |
investing | Can someone please explain MACD to me without speaking like an asshole. | I’m trying learn what the MACD (moving average, convergence, divergences) but every video and articles I find on it explains it like I have a fucking degree in astrology because the shit their saying is going right fucking over me.
Can someone please just give me a basic rundown of what it is and how to read it. | 0.87 | t3_t7fq88 | 1,646,505,246 |
investing | Where to park cash for the short term? | A significant portion of my compensation is in the form of Restricted Stock Units. Thankfully, my company is well run and the stock price has been growing slowly and steadily. This is not a startup, nor a FAANG company, so I have decided not to put all my eggs in a single basket and am diversifying 50% of the shares on each vesting date. I have two goals - form the core of that 6-12 month "safety net" and also start saving for the down payment on a house.
What's the best option to "park" cash in a more or less safe manner? Currently have the "other 50%" in a Schwab money market account, but I'm wondering if there are better options.
TL;DR - What's the best lower-risk vehicle for holding cash with reasonable liquidity? | 0.73 | t3_t7f4vt | 1,646,503,558 |
investing | Net loss vs positive eps. How? | How does a company post positive eps but have a net loss? I don’t understand. The 4th and 5th bullet are confusing to me and seem contradictory.
Here’s the bullets from the q4 earnings.
Fourth Quarter Revenue of $777 million, up 9% Year-over-Year; 2021 Revenue of $3,010 million, up 11% Year-over-Year
Fourth Quarter Core Revenue of $734 million, up 11% Year-over-Year; 2021 Core Revenue of $2,827 million, up 14% Year-over-Year
Record Fourth Quarter Bookings of $329 million, an increase of 12% Year-over-Year; 2021 Bookings of $1,031 million, a decrease of 8% Year-over-Year
Fourth Quarter Net loss of $(83) million, or $(0.39) per diluted share; 2021 Net loss of $(218) million, or $(1.05) per diluted share
Fourth Quarter Non-GAAP Earnings Per Share of $0.25, down 4% Year-over-Year; 2021 Non-GAAP Earnings Per Share of $0.97, up 17% Year-over-Year
Fourth Quarter Cash Flow From Operations of $60 million; 2021 Cash Flow From Operations of $371 million | 0.81 | t3_t7etug | 1,646,502,694 |
investing | Understanding stock returns are clustered and that is NORMAL. | Okay folks out there seem to think (seems logical enough) that stock returns are linear. They get upset when they hold stocks and they don't return like a bond or CD whose distributions are set forth in a specific manner specified ahead of time. That is NOT how the stock market rewards its investors for taking on risk. Below may be a bit of an eye opener for some and a good reminder to others who already know...
ALL of the market returns are clustered to just a few days of the ENTIRE time you hold them. Yes, that is true. Link below proves this point. It shows in the 18 year period ending in 2018 if one missed just the best 20 day period your return would have been -0.33% vs. being fully invested INCUDING those best 20 days which would have been: +5.6%. How significant was that? Well if you were in cash for that entire ENTIRE 18 year period you return would have been: +1.79% (thanks portfoliovisualizer)! That means if you missed just the best 20 trading days of that near 2 decade period of time you would have earned LESS in stocks by 2% annualized then just being in cash for the whole time period!
If one assumes 253 trading days for the year (thanks google). That means missing the wrong **0.5%** of all trading days gets a return less then cash (=20/18 x 253).
Since NO ONE knows which 20 days are the best 20 days your only option is to hold stocks through the ENTIRE period of time. Yes reinforcing the mantra, "time in the market and not timing the market". Some may find it interesting as well as the BEST 20 days are nearly always clustered around the WORST 20 days. So, when the worst days in the market happen when your mettle is being tested is the exact time to do nothing and stay invested so one doesn't miss the best days.
Hope this helps some folks understand stock returns are NEVER linear and is the reason returns are higher then that of fixed income holders (cash and bonds).
[https://www.fool.com/investing/2019/04/11/what-happens-when-you-miss-the-best-days-in-the-st.aspx](https://www.fool.com/investing/2019/04/11/what-happens-when-you-miss-the-best-days-in-the-st.aspx) | 0.89 | t3_t7es9a | 1,646,502,566 |
investing | On risk tolerance. Some people may never invest in stocks again. | In the late 90s, I was making a great salary, aggressively saving, living frugally, but for investing was risk averse, by nature. I did not want to lose money I had earned and saved. I still don't.
Full blown dot com mania rolled around when the globe.com went public in late 1998. I played around with an ETrade account during the .com bubble, making harmless $5k trades, no options, took profits way too early, but followed the market action very closely. I dabbled lightly and did some IPO trades, some premature shorting, and mostly used it as a positive learning experience. No harm, no foul. I was mostly a coward, happy to have my money safe on the sidelines, CDs and bonds, but the dot com bubble was spectacular on the upside and the downside.
However, the experience left me very distrustful of the entire game. Investment banks underwriting bogus websites with no earnings to sucker bagholders which turned out to be mom and pop mutual funds, pension funds, and day traders who didn't actually daytrade. Insiders cashing out of bogus IPOs to the retail sucker. The whole thing seemed like a huge scam. A bullet that I dodged since I didn't get too caught up in the game. I had a day job and did not quit it, and kept earning and saving.
The moral of the story is that I never really went full hog into the stock market. I am one of those people. Missed out on tons of tech gains for the next 20 years. All due to the skepticism developed during the dot com bubble. Threw the baby out with the bathwater. And I didn't even lose any money!!
Fast forward to COVID bubble, and some new investors have gotten clobbered in the last year. Meme stocks, SPACs, and scam IPOs are down 50% to 75% of peak values. It's the exact same thing. A lot of people will hold underwater stocks until $0 or until they die, if they never break even. But, that's another conversation.
I get the feeling this recent bear market will scar some of the victims for life. My advice is to learn from your mistakes (YOLO options trades, bag-holding meme stocks, invest in diversified ETFs, etc) ....Whatever you see as the lesson for you and move forward with your financial lives. Do not throw the baby out with the bathwater and stuff cash in your mattress for the rest of your life. Because there are a bunch of people reading this who are at risk of doing exactly that, which to be fair, isn't the worst thing in the world.
Please don't hate on me. I am just sharing my experience for those who may find it useful. I am happy to answer any further questions about the pros and cons of overly cautious investing, LOL.
Holding: Cash
Edit:
Today, the bear market today is limited to certain IPO, growth, and meme stocks. The ones down 50%+ In the current market, some individual stocks have been clobbered, just like .dom bust, but this does not affect the broad market like .dom crash
No, today is nothing like .com crash. IVV lost half its value from 2000 to 2002. Those who invested in QQQQ went from $100+ to $20. Huge market index down 80%. Those who invested in SPY went from $145 to $80. Huge market index down 50%. Back in 2000-2002 SPY and QQQQ went down 50% and 80%. Cisco Microsoft Intel were all crushed along with fake .com stocks. Nothing escaped the bear. | 0.63 | t3_t7b506 | 1,646,492,210 |
investing | Daily General Discussion and Advice Thread - March 05, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.92 | t3_t76byw | 1,646,474,469 |
investing | Is delisting an entire country the right thing to do? | It appears all Russian stocks will be removed from the S&P Dow Jones by Wednesday. I have no idea how this will play out but it’s very interesting Chinese stocks weren’t delisted after the takeover of Hong Kong but could be removed if China invaded Taiwan:
https://www.cnbc.com/2022/03/04/sp-dow-is-removing-all-russia-stocks-from-indices-stripping-country-of-emerging-market-status.html | 0.31 | t3_t74wil | 1,646,468,162 |
investing | Is there a mathematical significant difference if I stopped investing in one ETF and started from scratch in another? | Both ETFs are tracking the S&P500, they’re almost identical. One just has a lower expense ratio.
I already invested a significant amount into ETF 1 (the more expensive one). If I started investing into ETF 2 (cheaper one) going forward (without selling any of my ETF 1), would there be any downside in terms of returns?
I suppose I’m just wondering if the capital I have in ETF 1 will have any benefits if I kept reinvesting in It vs just starting investing in the cheaper one instead and leaving the old one as is.
Hope this makes sense. | 0.78 | t3_t6tsp9 | 1,646,430,332 |
investing | Wall Street Is Pouncing on Russia’s Cheap Corporate Debt | https://www.bloomberg.com/news/articles/2022-03-03/wall-street-is-already-pouncing-on-russia-s-cheap-corporate-debt
Goldman Sachs Group Inc. and JPMorgan Chase & Co. have been purchasing beaten-down company bonds tied to Russia in recent days, as hedge funds that specialize in buying cheap credit look to load up on the assets, according to people with knowledge of the private transactions | 0.92 | t3_t6tb61 | 1,646,428,988 |
investing | What is $ERUS halted while $RSX not? | Why is trading for $ERUS halted while the biggest ETF $RSX continues on?
Does it have to do with the size of the underlying assets? How about holdings? RSX is by far the largest with ERUS as number two.
Maybe the exchanges they are in? RSX is in CBO and the others are in NYSE?
Others halted are FLRU and RUSL... | 0.82 | t3_t6qtaa | 1,646,422,045 |
investing | Growth stocks, good or bad time? | I made some money with puts on the way down for a lot of these growth stocks. But they seem so low now. How much lower can they possibly go? Stocks like SPCE FUBO SOFI as an example. All just beat down so hard. Once I think it feels like a good time to get in they drop another 10% in a day. Haven’t pulled the trigger to jump in yet but it has to be close? Haha. What are your thoughts about stocks like these and the current prices. Avoid or start investing at these levels. Thinking about long term holds on these. | 0.62 | t3_t6qbhy | 1,646,420,682 |
investing | $JPIM leaps up 9% (small-cap Saas/PIM company) | Jasper Commerce ($JPIM.V), a new SaaS company to the TSXV, has jumped up 9% so far today.
If you haven't heard of $JPIM before it is a Product Information Management (PIM) solutions company.
The online service that $PIM provides to eCommerce merchants allows them to easily merchandise & manage their products from a single platform. This simplifies the process of online merchants importing product data into the PIM making for faster and more efficient sales.
Once merchants have uploaded their products, they can add additional data like images, product attributes, videos, marketing info, and inventory quantities all via $JPIM's web browser.
Plus $JPIM has achieved comprehensive distribution through leading eCommerce marketplaces such as:
\- Shopify
\- BigCommerce
\- and Magento
Definitely worth looking into: https://investors.jasperpim.com/
Right now $JPIM is trading at $0.36
MC $20.909M | 0.38 | t3_t6q6v3 | 1,646,420,354 |
investing | Where do you see the future heading? Investment ideas | Some of these will be obvious, these are just my thoughts of where the future is probably heading and as such will shape my investment strategy.
So here’s my thoughts, what are yours?
Please feel free to pick apart my conclusions.
Trains, specifically high speed rail is going to be bi go in the future. In an attempt to lower carbon emissions many countries are going to start banning short haul domestic flights when there is the option to use a train. France is already in this process.
Trains are cheaper, better for the environment and far less hassle then planes.
People eating healthy. Now I’m not expecting everyone to turn into a vegan but people will start focusing on healthy eating a lot more. It’s hard to say what big companies will benefit from this, but a company like McDonalds I will be interested to see how they are doing in twenty years. Yes they will adapt and people like McDonald’s but hey can’t exactly reinvent themselves into a healthy option. Yes they will be around still but there will surely be a significant decline.
New fuels, this is obvious I won’t go into this.
Electric planes, cars and trains. Once again obvious.
Space, a long way out.
War. There is always going to be war and given today’s climate I see the d fence sector becoming the new tech sector.
Cyber security, with war will come cyber attacks. Cyber security will be a massive player in the future.
Crypto, personally I don’t particularly like crypto so much. But I can’t see how it doesn’t become massively adopted. If you look at Visa for example, retailers have to pay charges to do Visa transactions. Why would they keep paying those fees when they could just switch to crypto. PayPal will die imo.
Sustainable practices is once again obvious.
Semi conductors, the demand is just so high.
And my last point I have not spent much time on but that is free games and free software. If you look around these days there is so much great software or games that are free. Look at blender for example, costs nothing and it’s a brilliant tool. At some point people will surely move away from the likes of Adobe etc and just use these free alternatives. Same goes for games, people are fed up paying $60 for a broken unfinished game when you can play a better game for free and decide if you want to put money into it as you enjoy it. Not pay up front and then be disappointed.
Based on this last point, if I’m right, this will have a massive negative effect on many behemoth companies like Microsoft, like Adobe, the list goes on. | 0.63 | t3_t6o7dp | 1,646,415,059 |
investing | Quick question about CFD (Contract for differece trading) | Hi, new investor here.
I'm interested in long-term investing, basically DCAing a 80/20 VTI/VXUS ETF account, pretty simple. I trade using eToro (not many options in my country).
I had bought VTI in eToro a while back, now I was interested in buying more and complement with VXUS.
When I logged in eToro, it told me I couldn't buy VXUS because it's a CFD trade. I managed to bypass these by updating my profile, but doing some research it seems like CFD trading is an advanced investment strategy that comes with more risk.
I'm wondering what's the difference between a normal VXUS ETF trade in eToro and this VXUS (CFD) that is the only one I can see in the broker?
Thanks in advance! | 0.75 | t3_t6n5km | 1,646,412,272 |
investing | Can Hood Stock ever recover? | Hey everyone, I was part of Robinhood's IPO at $40, sold out at $79, bought back in when I thought the stock price was low ($40.00), and been Avg. Down now for months, is there any hope this stock will bounce? It seems like it gains a penny and loses a dollar. Is it possible this stock will be delisted? Are the fundamentals still there? Why does the market hate this stock so much?
​
It's like Go-pro all over again. Toy of the year and everything but the stock just kept falling. I got out early on that one. | 0.57 | t3_t6l949 | 1,646,407,196 |
investing | Russia's second biggest oil company calls for an end to Putin's war | ERROR: type should be string, got "https://www.cnn.com/2022/03/04/business/lukoil-end-war/index.html\n\nRussia's second largest oil company has broken ranks with President Vladimir Putin.\n\nLukoil, which produces more than 2% of the world's crude oil and employs over 100,000 people, has called for an end to Russia's war in Ukraine.\n\nThe company's board of directors said in a statement to shareholders, staff and customers that it was \"calling for the soonest termination of the armed conflict.\"\n\n\"We express our sincere empathy for all victims, who are affected by this tragedy. We strongly support a lasting ceasefire and a settlement of problems through serious negotiations and diplomacy,\" the board added.\n\n---\n\nIt will be interesting to see if anything happens to management." | 0.97 | t3_t6ko3m | 1,646,405,564 |
investing | how to counter inflation in this case?? | Hi i'm from Algeria. the currency here is (DZD) average income is 400-500$ per month
[this is a chart of DZD TO USD for the past 5 years](https://imgur.com/n9KOKad) as you can see it keeps on going low and low
so i'm thinking to use atleast 80% of my DZD money and buy GOLD and USD or EUR
in this case what's the best move to do? is buying gold and holding it for long term smart? | 0.83 | t3_t6jpxv | 1,646,402,835 |
investing | What is the best commodity investment of all time? | Up to now what have been the best commodity investments of all time? I'm just trying to understand commodities more and the different sectors.
Is it something like gold, oil, etc?
Or is it something like babe ruth baseball cards kept deadstock... or like packs from the year or something.
Or is it something rooted in american history like war artifacts?
Or is it art?
Or is it something that is kind of like art? Like vintage louis vuitton luggage from the 1800's kept deadstock? | 0.71 | t3_t6inkn | 1,646,399,434 |
investing | Investing on a foreign stock exchange (things to consider) | I want to buy some individual stocks listed on the Polish stock exchange (Warsaw).
As I understand it, Fidelity allows you to do so (you have to call them)
However, other than currency fluctuations, are there any other risks or considerations to owning stocks on a foreign exchange?
I'm particularly thinking about dealing with taxes (foreign) and any special sort of reporting back home (foreign assets?). This is just speculation on my part, I don't know if such rules exist.
Also is the International trading commission per transaction or per share? (90PLN for Fidelity + Warsaw Stock Exchange)
I'm based in US.
Help appreciated! | 0.9 | t3_t6gowj | 1,646,392,355 |
investing | We need to upgrade ESG Standarts to avoid investments in countries with low democracy (Russia/ China) | In the background of the events in Ukraine the importance of the ESG agenda is growing rapidly.
Some investors are concerned with ethical component of the issue: no one really wants to be involved in financing of shelling and bombing of civil districts. Other investors are concerned with the financial part of the problem, because sanctions are really depreciating the asset base.
The discussion on ESG investment efficiency in comparison with the broad market is still non-finalized (example [Aswath Damodoran](https://aswathdamodaran.blogspot.com/2020/09/sounding-good-or-doing-good-skeptical.html)). But investment inefficiency in regiemes with low democracy now becomes more transparent. After the military invasion in Ukraine of the Russian Federation, the Russian market lost 75% of its market value. The Chinese economy depreciated about 35% from the beginning of 2021.
This statement is also confirmed by dozens of research articles (first of all by Daron Acemoglu and James Robinson), who affirm the statement that high-quality social institutes are the cause of economic prosperity. On the other hand, the lack of these institutes causes a lot of economic problems.
So, ESG standards should be upgraded. ESG standards should include indications that could evaluate risks, which are tied to lack of democracy and high-quality social institutes.
This problem shines with ESG ranking systems. According to [Morningstar](https://www.morningstar.com/stocks/xnas/yndx/sustainability), Russian IT company Yandex (NASDAQ: YNDX) has lower ESG risks than most US companies. This issue became possible because of lack of political risk analysis.
How can we upgrade ESG Standards?
For example, Freedom 100 Emerging Markets ETF (Ticker: FRDM) includes only assets from countries, that meet following criteria:
\- **civil freedom**, such as absence of terrorism, human trafficking, torture, disappearances and detainments;
\- **political freedom**, such as rule of law, due process, freedom of the press, freedom of expression, freedom of religion, and freedom of assembly;
\- **economic freedom**, such as marginal tax rates, access to international trade, business regulations, sound money, and size of government.
This would help you avoid such crises in the future from ethical and investment standpoints. Unfortunately, today not all countries are united and confronting Russian aggression against Ukraine. A Vivid Example is China with lack of democracy.
Ask yourself – do passive investors still want to accept the risk of Chinese military invasion in Taiwan? Or accept risks of new violations of civil rights or LGBTQ pressure?
Excluding companies of regimes with lack of democracy from investment portfolios and upgrading ESG policies would allow investors to avoid financing such unethical actions and financial sanctions that would inevitably follow these actions. | 0.62 | t3_t6ge70 | 1,646,391,133 |
investing | Daily General Discussion and Advice Thread - March 04, 2022 | Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
* How old are you? What country do you live in?
* Are you employed/making income? How much?
* What are your objectives with this money? (Buy a house? Retirement savings?)
* What is your time horizon? Do you need this money next month? Next 20yrs?
* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
* Any big debts (include interest rate) or expenses?
* And any other relevant financial information will be useful to give you a proper answer.
Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq
And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources.
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered financial rep before making any financial decisions! | 0.92 | t3_t6fok4 | 1,646,388,068 |
investing | Effect of interest rates on CapEx and OpEx, is it quite similar or highly different? | In the context of recent rate hikes, the question is how would higher rates affect CapEx and OpEx. We know that the FED sort of controls the short end of the yield curve. OpEx can be regarded as short term expenditures, as opposed to CapEx.
This makes me postulate that rate hikes have a higher negative impact on OpEx compared to that on CapEx, since rate hikes might not have the same impact on the longer term debt compared to shorter term. However, the question is if the effects are drastically different, or not.
For eg. is the impact on CapEx minimal enough that firms do not have to worry about it in their investment decisions, or because of the long duration effect, CapEx ends up having a significant impact, whereas although OpEx will get higher, it will get incurred anyway since it is like oxygen that the firm has to consume, and in comparison, firms and hence investors would worry more about the impact of rates on CapEx rather than OpEx...? | 0.82 | t3_t6fo3z | 1,646,388,015 |
investing | Bloomberg terminal commands | I got access to BBG terminal and love that I can chart historical option prices across the term structure. What are the other BBG command you frequently use and find useful? | 0.83 | t3_t6easw | 1,646,382,044 |
investing | A Snapshot of Russian economy? | An investment expert goes live on air and says his current career trajectory is to work as "Santa Claus" and then drinks to the death of the stock market.
With subtitles.
[Link to video](https://mobile.twitter.com/peterliakhov/status/1499341576518217730?t=n2y4dLyruYyRKInc2i45lQ&s=08) on twitter. What do you guys think? | 0.86 | t3_t6ctik | 1,646,376,141 |
investing | China will not join sanctions against Russia, banking regulator says | https://www.cnbc.com/2022/03/02/china-will-not-join-sanctions-against-russia-banking-regulator-says.html?&qsearchterm=sanctions
BEIJING – China’s banking and insurance regulator said on Wednesday that the country opposes and will not join financial sanctions against Russia
“Everyone is watching recent military conflict, or war, between Russia and Ukraine,” Guo Shuqing, chairman of the China Banking and Insurance Regulatory Commission, said at a press conference in Mandarin, according to a CNBC translation. “China’s position has been stated clearly by the Ministry of Foreign Affairs. Our international policies are consistent.”
“Regarding financial sanctions, we do not support that,” said Guo, noting particular opposition to “unilateral” sanctions, which he said don’t effectively address problems. “China won’t join such sanctions.” | 0.95 | t3_t69u99 | 1,646,365,791 |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.