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The human race has evolved over time and one of the sectors to closely match this evolution has been the Healthcare industry. The advancements within the Healthcare industry are progressing at such a rapid pace that the almost all major diseases are now within the remedial reach of the medical fraternity.
Another interesting trend shaping up in the Healthcare Industry is the irrelevance of physical limitations and the ever rising approach of virtual connectivity brought about by technology concepts such as Telemedicine. Such a concept removes the barrier faced earlier in the form of patient-doctor location distance as well as time & other resources to be aligned towards catering to a patient.
Internet of Things (IoT) which is the latest buzz touching upon all the sectors offlate, its relevance pertaining to the Healthcare industry is expected to be among the highest as compared to other sectors. In terms of business potential, the IoT within the global Healthcare industry is predicted to be worth over $100 billion by 2020. This potential is complemented by the multiple applications of IoT in the Healthcare industry. The applications include Outpatient Monitoring, Clinical Care where patients require close and continuous monitoring, doctor on call kind of services that are typically of relevance from a rural healthcare perspective.
However, the IoT environment brings in an increased vulnerability aspect from a cyber security perspective. According to the 2015 Healthcare Drill-down report, a - recent research study by Raytheon Websense, on average, the industry sees 340 percent more security incidents and attacks than other industries. The data residing on healthcare industry servers are much more appealing to a hacker than data of customer form a different industry as Health records not only contain vital information on the identity of an individual (name, address, social security) but also often link to financial and insurance information.
All the prominent forms of cyber malware such as Advanced Malware, Dropper Incidents, Phishing, Botnets, Ransomware & Trojans are found to be in significantly high denomination in healthcare industry as compared to the other industries. Global incidents include an instance wherein the insulin machine was hacked thereby acting as a DNoS (Distributed Denial of Service) malware. Websense report points a 600 percent rise in threats against hospitals from a cyber security perspective within a span of just 10 months.
Cyber Threats are a reality and are here to stay forever. The need of the hour is not to panic but rather to build awareness around the threat potential to the Healthcare industry and proactively work towards maintaining a preventive posture in terms of preparedness.
DISCLAIMER: The views expressed are solely of the author and ETHealthworld.com does not necessarily subscribe to it. ETHealthworld.com shall not be responsible for any damage caused to any person/organisation directly or indirectly.
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https://health.economictimes.indiatimes.com/health-files/iot-in-healthcare-the-cyber-security-alarm/1063
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How to remove Eman ransomware and decrypt .EMAN files
Eman is a crypto-virus, that is able to encipher files and blackmail for decryption key. The virus is developed by the people who are responsible for Matrix ransomware. In fact, Eman ransomware is the newest version of it, named after its extension. The virus is dangerous for any system and is capable of encrypting probably all kinds of files. This is the main reason to keep backups and a proper antivirus on a computer. However, if you are a victim of this virus, use this guide to Eman ransomware and decrypt .EMAN files without paying a ransom.
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http://malwarewarrior.com/tag/recover-eman-files/
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In the course of doing business everyone has their own specific responsibilities. One overarching responsibility that all employees need to have today is a keen eye for detail. The health of a business depends on it. A staff’s failure to properly shoulder their load of IT security can have an immensely negative result for both the employee and the company. Today, we’re going to explain that when your organization gets breached by hackers, that fault is largely found in the mirror.
These days companies are investing more than ever in their cybersecurity and network security awareness programs. This investment is the result of the increasing number of phishing and other social engineering attacks that businesses from all over the world are dealing with. These efforts, while necessary in today’s climate, have seen marginal success, however. One survey found that around 60 percent of organizations that took part had been breached at some point over the previous two years. That’s three-in-every-five organizations having dealt with at least one instance of unauthorized access.
Where do companies go wrong? After all, they spend a lot of time and resources trying to keep unwanted entities off of their network. A disconnect between IT and management can have something to do with it. In fact, one-third of the organizations surveyed suggested that CIOs (and the like) had no idea what software their company was running. That could be a big problem starting at the top.
Comprehensive patch management starts like many other forms of the business, with a plan. A patch management policy is effectively the “no software left behind” program for your business. By outlining processes and who is responsible for carrying them out, everyone will know what to do, when it needs to be done, and how to go about it.
A strong patch management platform will include identifying the right patches, implementing a formal patch schedule, deploying the patches, and making sure that the software that you’ve patched, is patched sufficiently.
Test Your Systems
There are several ways you can go about testing the patches that you make. To properly do this you need to first create a test environment; or, one that is a simulation of your company’s production environment. The easiest and most cost-effective way to do this is to use a virtual environment. It doesn’t have to be a spitting image of your work environment, but it should have some of the same component software on there. The goal, of course, is to replicate your production environment to test your software patches.
After you are confident that your patch is satisfactory, you could just roll it out to all of the titles getting the patch. Start with a limited amount of production devices, test again, and then if all functions as expected roll it out company wide.
While properly patching your solutions is serious business, you need to go about it in a collected way. Shooting from the hip (or in other words, just deploying the patch and forgetting it) could potentially create some problems with your other components or solutions. Instead, test new patches as much as you are able, and if you don’t have the resources to do that, roll out the patch gradually to help catch and minimize the damage done by any issues.
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https://www.mytek.net/blog/in-cybersecurity-it-s-fool-me-once-shame-on-me-says-it-security-firm-mytek
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To unlock main access doors from the Community Manager navigate to the Building List and select the building you wish to manage.
Navigate to the Building Access section of the Building Dashboard and use the blue Unlock button to unlock the specified door.
The door will unlock, allowing access for 5 seconds. After 5 seconds, or when the door is shut, the door will lock.
You can also control building access from the Devices tab under the Building dropdown list.
Let us know if you have any questions.
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http://help.homebase.ai/property-managers/access-control/how-do-i-control-main-door-access-to-my-building-from-the-community-manager
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All the network files were stored on a Synology NAS device which had Snapshot Replication enabled so that every hour a snapshot was taken of all Company data files.
The Ransomware virus was removed from the infected computer, other computers were checked and all were found to be free of the virus.
The encrypted Company data files were deleted and the Snapshot files were restored from a Snapshot taken on the Thursday before the files were started to be encrypted.
All files required by the customer for that days work were recovered first which took about 30 minutes, then the rest of the Company data files were restored, all remaining data files were restored by the end of that day.
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https://sbsconsultant.co.uk/?portfolio=synology-snapshot-replication-protection-against-ransomware
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You can learn more about the cybersecurity training requirement at http://www.security.uci.edu/training/
Information about changing passwords can be found at http://www.security.uci.edu/secure-computer/passwords.html
Information about password managers can be found at https://security.uci.edu/secure-computer/password-manager.html
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https://security.uci.edu/cyber-security/index.html
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This is a test of the Emergency Rootkit System. The malware writers of your area in voluntary cooperation with the local authorities have developed this system to really screw you over in the event of an emergency.
As a test this has just installed a bunch of kiddie porn in a hidden folder on your system.
In the case of an actual emergency, holy god you don’t even want to consider what we might do then. LOL OMG ROFL.
So what emergency are they thinking of where this would be prudent and/or useful? I mean, if one didn’t care about the principle of the thing.
ETA - that fridge is fucking amazingballs. I want one.
Probably related to the timing of this: about a week ago Peter Dutton - an ultra-conservative Member of Parliament, who’s an ex Queensland cop himself- was given charge of a new Ministry whereby he oversees ASIO (our FBI) and the Federal Police, amongst other things. This will fall pretty firmly into his portfolio.
He’s not really renowned for his sense of compassion, rationality, or basic grasp of human rights.
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https://bbs.boingboing.net/t/australian-police-seek-the-right-to-install-malware-on-home-devices-during-emergencies/105029
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As organisations generate and gain access to increasing amounts of data, the threat of attack grows, as malignant forces seek access to this valuable commodity. 2017’s WannaCry attacks affected over 200,000 computers globally and led to other devastating attacks such Petya and NotPetya. By leveraging data, IT teams across organisations will be able to fight back against any potential attacks.
Specifically, the more log data businesses amass, the greater opportunity they’ll have to detect, diagnose and protect themselves from cyber-attacks. In doing so, businesses will have the opportunity to identify anomalies within data and correlate these with irregular events or actions – suggesting a potential security breach. While analysing this massive amount of data in a timely manner can be a challenge (to reduce the fallout from attacks) can be difficult, big data analytics allows for this process to be sped up.
Investment in big data analytics means that businesses will be able to improve the quality of their security monitoring to counter attacks as they come.
While security monitoring requires the storage of substantial amounts of data, a big data analytics solution will be able to analyse large amounts of data in real-time. The tool for organisations to be able to conduct consistent and scalable security monitoring is real-time analysis.
Access to big data includes access to activities and events that can signal a potential threat to prevent large-scale consequences, but combining big data analytics with real time analytics is what will create a truly effective security tool.
It’s two fold for organisations – investing in big data analytics to ensure that threats are recognised is key, but also investing in real-time analytics is vital to be able to react quickly to create a complete security monitoring platform.
The stakes are getting higher for organisations. Not only are businesses’ financial securities and intellectual property at risk, but their very reputations are on the line. These types of cyber-attacks are serious concerns for businesses of all size and complex solutions are required to tackle these threats in real-time. Big data analytics is the ideal solution to protect businesses by flagging threats and attacks before and as they occur – ensuring that the least damage possible is created.
The research also found that 35% of the breaches recorded by Tenable were caused by ransomware attacks, while 14% of breaches stemmed from email compromises. More
Holistic web protection market to reach $3.63bn by 2025
Retail, banking and technology sectors are driving the global holistic web protection market, according to new findings from Frost and Sullivan. More
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https://securitybrief.asia/story/fighting-back-against-cyber-attacks-big-data-analytics
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Hello, I would think these may be obvious but I feel I should point these out.
Long passwords with numbers and symbols will help protect you from being cracked. ex. JayddkoL2#45^^31
Set up 2FA. If someone manages to access your account and you have a secure code for your phone you will be notified as soon as someone tries to access your account. This can be a godsend if you are the target of an attack.
Don’t use easy security question answers. If the question is for example: what is your mothers maiden name? Perhaps try using something completely unrelated as a password so that if someone knows basic info on you they can’t use it to guess your questions.
Set up a PIN to be used over the phone rather than voice confirmation. Sometimes when you call the bank they just assume your voice is your voice when it could be Joe from nextdoor calling because he got your mail. If you have a pin only you will know it and can give it when it’s asked. Which brings us to #5.
Set up a PO BOX so that your mail is always locked somewhere secure rather than delivered to your home. Mail theft is becoming more and more common as social engineering can be done with even little bits of info, so if your mail is safe. There is a good chance you are too, or at-least on the road to be.
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https://socialengineering.design.blog/2019/11/12/5-quick-tips-to-protect-your-bank-account-from-social-engineering-attacks/
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Tag: Microsoft.systemcenter.orchestrator.integration.toolkit.ip.net.dll could not be found [Orchestrator] Microsoft.systemcenter.orchestrator.integration.toolkit.ip.net.dll could not be found
Hi all, short info for Orchestrator 2012/2012 R2. If you get the following error when trying to start a runbook and the runbook stops unexpected: Unable to perform the requested task because the File : Microsoft.systemcenter.orchestrator.integration.toolkit.ip.net.dll could not be found. This DLL is part of the Orchestrator Integration Toolkit, which has to be deployed on…
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https://blogs.technet.microsoft.com/silvana/tag/microsoft-systemcenter-orchestrator-integration-toolkit-ip-net-dll-could-not-be-found/
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Online Data Breach-A Nightmare for Indian Corporates.
As Indian companies is rapidly transforming into digital platforms, incidents of an online data breach, hacking, and sabotage has emerged as a new reality. The following article will only try give you a brief idea about the most recent impacts of cyber-attacks in Indian corporate sectors and will also show your the path towards sustainable solutions in this regard.
Online data breaches are bleeding Indian entrepreneurs like nothing; in fact, carving a million dollar hole in their pocket!” A latest quantitative analysis published on 21st July 2018 by IBM Security & Ponemon Institute, a widely trusted American research firm, reveals that the estimated average expenditure of data breach in India in 2017 has gone up to approximately 11.9 crores a year, a clear 8% sharp increase from the previous year of 2016.
So don’t just rely on your age-old data security measurements and traditional record storage methods. Join hands with India’s most rated Data & Record Management Company and protect your highly prioritized business records so that they can not be misused and manipulated by various mischievous means and online potential threats such as hacking, sabotage, online burglaries, malware and ransomware attacks and cyber espionage.
Digital Data Breach in India-A Brief Review:
With the growing implementation of modern digital technologies such as cloud engineering, e-commerce, Big-Data, IOT, artificial intelligence, mobile payments, cryptocurrency, and other online banking methods, the risk associated with the safety of the highly sensitive corporate data in India continue to rise at a rapid pace.
In reality, the condition is so grave that the average rate of the potential data breach in India is actually much higher than the average cost of global data breach.
Following is a list of critical information which will help you focus on the growth of average cyber-attacks, their consequences and as well as the current statistics of the online data breach in India.
As per the 2018 edition of the ‘Cost of a Data Breach study’ published by US-based Ponemon Institute on behalf of IBM Security, “the total number of incidents of data theft and cyber espionage in India has increased at an exponential rate.
For instance, “More than 22000 Indian business websites, including 114 major government web portals, have been hacked between April 2017-January 2018.
One of such incidents that had successfully grabbed mass attention was filed in may 2017 when personal data of millions of Indian employees and working personals, being registered with the Employee’s Provident Fund Organisation was leaked worldwide.
Malicious cyber attacks are largely responsible for most of these data breaches in India, causing almost 42% of cyber attack cases.” The study revealed that the per capita cost on each lost and stolen records in 2017 rose up to 7.8% last year, which is approximately Rs. 4525.
Some of the major areas that have been deeply affected by these consecutive cyber-attacks were finance & accounting, audit firms, banking, services sector and e-commerce.
Conclusion:
Would it be completely secure for your secret business information to be stored only in digital forms, especially in an era where future wars will no longer be fought with weapons but using tools of cyber warfare? Well, we don’t think so.
Like an ancient wise man, you should not put all of your eggs in the same basket. Both digital and physical storages have their own advantages and disadvantages. Besides, never try to manage your own or self-regulated document management system- cause it would be very expensive, time-consuming.
In order to protect and preserve your valuable business records from all kinds of potential data breach, whether it is being done physically or through some computer coded means, you should simply subscribe SRM’s Comprehensive record and document management solution- a complete remedy with offsite and onsite record storage facilities, fast data digitization services, digital data storage system, instant data retrieval, document imaging, paper shredding and media tape vaulting services.
The writer is working as a head of the content marketing division in Securus Record Management Pvt Ltd, a widely trusted data and information management solution provider in Delhi. For further information kindly share your query on the following email address or call us at +91-11-43922222 and write us at [email protected]
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http://www.securus.co.in/blog-detail/online-data-breach-a-nightmare-for-indian-corporates-
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Print | A As worldwide fears about cyber-security threats skyrocket, governments have started to pay huge sums of money for "Zero Day" exploits, in the process deliberately leaving open gaps in computer security. A "Zero Day" exploit is a previously unknown flaw in computer software, dubbed Zero Day because computer security experts have had "zero days" to fix the flaw. There is no defense against Zero Day attacks.
Click here to read the full analysis from top intelligence experts at LIGNET.com.
© 2014 Newsmax. All rights reserved.
Tim Cook is getting the end-of-year shopping season down to a science.
Apple Inc.'s chief executive officer yesterd .
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http://www.newsmax.com/SciTech/zero-day-exploits-danger/2013/06/07/id/508735/
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1. Sign In to Bitdefender Central.
• If you are not signed in to Central already, you will be prompted to sign in. Type in your email address and password for Central, and click SIGN IN.
• If you do not have a Central account, click CREATE ACCOUNT, and then complete the sign-up process.
IMPORTANT: Make sure your Bitdefender subscription is activated on your account.
To install Bitdefender on another device click Protect other devices. Select device owner first. You can choose to copy to clipboard the download link or SEND DOWNLOAD LINK. Enter the e-mail address of the recipient and click SEND EMAIL to send the download link via e-mail.
4. Wait until the download completes, then run the installer. This button will help you locate it in the browser 5. The installation package is first updated, then the setup wizard appears. Downloading the installation files can take a long time, especially over slower internet connections.
6. Select the Language you want to install the product in.
7. Click INSTALL to confirm your preferences and begin the installation. Wait for the installation to complete.
8. Click START USING BITDEFENDER to continue. In the Get started window you can see details about your active subscription. Click FINISH to access the interface. Your Bitdefender 2020 product is now installed and activated.
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https://bdantivirus.com/knowledge-base/1-overview/
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I have to admit that when President-elect Trump uttered “the cyber” during the first presidential debate, I was right there with the tech community in the collective eye-rolling that followed. “The Cyber” memes were born, along with real concern about the candidate’s grasp on cyber security, and with the recent announcement of former New York City Mayor Rudy Giuliani as the cyber czar, those concerns multiplied.
The seeming “misunderestimation,” or possibly anti-comprehension, regarding something so crucial to national security may not on the surface seem like a consumer issue, but it is.
Our nation’s approach to cyber security at this juncture — beset by hostile state-sponsored attacks on our electoral process, expertise and secret information grabs from major industries and the federal government, and ransomware attacks —is a matter of the utmost urgency, and the President-Elect has said as much to his credit.
But Mr. Trump’s response can’t be just a marketing move or a branding opportunity — things he gets. There must not be merely the appearance of change — commissions talking and debating endlessly with little to show for it. There must be actual boots-on-the-ground solutions — now. Unfortunately, I don’t think that’s what will happen.
The Consumer Financial Protection Bureau specifically comes to mind—our nation’s most successful boots-on-the-ground agency — if Mr. Trump does as many are predicting he will do, and makes it yet another piece of President Obama’s dismantled legacy.
The CFPB was an important accomplishment of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The agency is charged with protecting consumers from the predatory financial practices that brought about the economic meltdown of 2007 to 2008, and to watch out for signs of future trouble. The CFPB has the power to ban financial products deemed “deceptive, unfair or abusive” and to impose penalties on companies that take advantage of consumers.
Barring a judicial miracle, the current CFPB director Richard Cordray is almost certainly going to receive one of Mr. Trump’s signature “You’re Fired” communiqués. (Interesting side note, our President-elect doesn’t own that trademark.) Worse, an anti-CFPB former Texas Congressman, Randy Neugebauer, appears to be the leading candidate to get the job.
Among other things, the Distinguished Gentleman from Texas thinks payday lenders are too roughly treated by the CFPB and that all business contracts should contain mandatory arbitration clauses (barring class action suits). He also thinks that the CFPB should be headed not by a single director, but by a commission of people from both sides of the aisle. Those of us who support the CFPB believe that this would diminish the agency’s ability to go after dangerous practices that harm consumers in a timely and effective way.
The Trump transition team did not respond to a request for comment regarding its plans for the CFPB and/or Cordray.
This Is About Appointing the Right People
It was reported last week that the cyber security czar role in the Trump administration will fall to the President-elect’s close associate and campaign stalwart, former New York City Mayor Rudy Giuliani.
There is a connection here between what appears to be afoot at the CFPB and the next administration’s approach to cyber security — both represent bad decisions based on a basic incomprehension of what is at stake and what needs to happen next. The CFPB works, specifically the single-director approach. Instead of hiring an opponent of the agency to presumably dismantle it, we should be using it as a model to create a single-director federal agency that emulates the CFPB to oversee cyber security.
As it stands, Mr. Giuliani will be bringing together experts working on cyber security solutions and business leaders who are targeted by hackers from the energy, financial and transportation sectors. The next step that is missing here is a government agency that can fine entities that do not meet the threshold for cyber security best practices— mandated employee education, maintaining technology and tools, hiring experts — practices that the agency would determine and set as a standard. (You can learn more about how to protect yourself from cyber threats like identity theft here and monitor two of your free credit scores for signs of foul play every 14 days on Credit.com.)
In a recent interview, Mr. Giuliani said of the President-elect, “He’s going to elevate this to a very large priority for the government — and I think by doing this, he’s trying to elevate this as a priority for the private sector.”
As the Christian Science Monitor’s Passcode noted, quoting the former NYC mayor, the idea here is pretty simple: Trump will go straight to the public to “educate people on how important [cybersecurity] is, even to the point of their own personal protection.”
That is a fantastic idea that everyone should applaud. Whether the user is in the Pentagon or logging onto a free Wi-Fi network, our cyber security too often comes down to an individual clicking or not clicking on a malware-laden link or falling prey to some other security pratfall.
That said, any agency dedicated to cyber security would need to work closely with the military and intelligence communities, and would also have to focus its resources on real solutions to the dangers we face, many of them extinction-level threats. The person running it would have to be at the cutting edge of cyber security best practices.
When the news came down of Mr. Giuliani’s cyber czar role, experts almost immediately hit Twitter with reasons this was a bad idea. (Mr. Trump’s transition team also didn’t respond to request for comment regarding this choice. Guiliani was not readily available for comment either.) As happens, the cyber security community took a look at the website of Giuiliani’s cyber security company, giulianisecurity.com. They found serious problems, including expired SSL, no https and an exposed CMS login, to name a few. You don’t need to know what these things are, but the cyber czar sure does. There can be no “oops” in his or her record.
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https://adamlevin.com/2017/01/19/secure-will-cybersecurity-trump/
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Norton Internet Security 18.7.0.13 CD Key KeyGen21-Oct-20142,898 KB/s
Norton_Internet_Security_18.7.0.13_CD_Key_Updated_201417-Oct-20142,150 KB/s
Norton. Internet. Security.18.7.0.13.CD.Key_15.Oct.2014.rar15-Oct-20142,430 KB/s
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http://www.downloadkeeper.com/norton-internet-security-18.7.0.13-cd-key-crack-serial-download.html
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Hackers have become more professional and expert in breaking barriers established via traditional security measures. Increasing digitization and connectivity has triggered an increase in incidents of data breaches, compelling banks to strengthen their security systems.
Sergio Pinon, SVP& Director of Security of Ocean Bank, believes Financial and Government sector are the most targeted industries by hackers. In his words, for the Financial Industry “This has become the biggest threat for the past two years and growing”. Sergio believes number two is conducting periodic risk assessments of different types, but number one protection is employee training. Conduct regularly security chats with the customers on Cybersecurity is also something he suggests.
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https://www.felabanclab.com/ocean-banks-sergio-pinon-on-cybersecurity-number-one-protection-is-employee-training/
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A small number of Tor exit relays are misbehaving, conducting man-in-the-middle attacks and monitoring encrypted traffic from users of the anonymity network.
Researchers from Karlstad University in Sweden published a paper this week examining the malicious behavior of some Tor exit relays and found 25 that were either behaving maliciously, or were misconfigured to the point where they would raise a red flag on the network. The nearly two dozen relays in question are a small fraction of the available exit nodes—as many as 1,000 at a given time—that act as a final gateway for a user’s traffic to pass before it hits the open Internet. Related Posts FTC Hires Privacy Researcher Ashkan Soltani as Chief Technologist
The experiment, conducted by Phillip Winter and Stefan Lindskog, began on Sept. 19 and was carried out using a free tool built by the two researchers called exitmap. The tool scans exit relays using a number of modules the pair developed that scan for common attacks such as man-in-the-middle, SSH, DNS, and even sslstrip attacks developed by researcher Moxie Marlinspike.
The scans went on for four months and 25 malicious or misconfigured exit relays were exposed. Most of the relays, the pair’s paper “Spoiled Onions: Exposing Malicious Tor Exit Relays” said, reside in Russia. Most of the attacks were man-in-the-middle attacks where someone tried to inject code into an encrypted traffic stream as it left Tor. Two sslstrip attacks were discovered, while a handful of others blocked traffic to pornography sites or social media sites in areas where censorship of the Internet is tight.
The Russian relays had the same fingerprint, leading the researchers to conclude the same person or group was behind those relays; the fingerprint characteristics include similarities in the self-signed certificates used by the relays and the use of the same root certificate called “Main Authority.” Most of the IP addresses belonging to those relays were run on the network of a virtual private system provider, the paper said, adding that several were on the same netblock belonging to GlobalTel-Net. The attacks, the paper said, may date back to February 2013.
Those Russian relays, the paper said, also took a great interest in users’ activities on Facebook and designed attacks that tried to tamper with connections to Facebook. The researchers wrote that targeting individuals using Tor is difficult, but less so is the targeting of classes of users based on their destination. The paper made no claim as to the identity of the attackers or what their interest in Facebook activity might be.
The use of a self-signed certificate in these attacks points to a lack of sophistication on the attacker’s part, in that self-signed certs trigger the about:certerror warning page on the Tor browser. Similar to Firefox, on which the Tor browser is built, about:certerror warns a user that the connection is untrusted and forces the user to click through if they wish to continue.
Winter and Lindskog wrote a separate post on the Tor Project blog that put the attacks into perspective, clarifying the risk and pointing out that the number of malicious relays is low.
“Tor clients select relays in their circuits based on the bandwidth they are contributing to the network. Faster relays see more traffic than slower relays which balances the load in the Tor network,” they wrote. “Many of the malicious exit relays contributed relatively little bandwidth to the Tor network which makes them quite unlikely to be chosen as relay in a circuit.”
They also point out that some of these same attacks are used on public Wi-Fi networks for example, and said the bigger issue is what they call the “broken” Certificate Authority system.
“Do you actually know all the ~50 organisations who you implicitly trust when you start your Firefox, Chrome, or TorBrowser?” they said. “Making the CA system more secure is a very challenging task for the entire Internet and not just the Tor network.”
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http://threatpost.com/small-number-of-malicious-tor-exit-relays-snooping-on-traffic/103771
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http://www.bbb.org/wyoming-and-northern-colorado/Business-Reviews/computers-network-security/alphavpn-in-platteville-co-46085037/add-review
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In the case of a ransomware infection may help to disconnect from the Internet, so as to avoid encrypting files, but researchers have discovered a variant which also works with computers that are offline. It is ransomware aimed at Russian Internet users.
The ransomware encrypts files and changes the wallpaper of the computer. "Although most ransomware requires an Internet connection and a successful connection with the C & C servers Before encryption begins, this one does not require an Internet connection to encrypt files and show the hostage message," said security company Check Point.
According to the investigators, this means that there is no encryption key between the infected computer and attacker is exchanged, which prevents any ability to stop the attack. The ransomware demands a ransom amount of 290 euros on the first day of the infection. A day later, victims must already pay 360 euros for the decryption key. For the encryption there are two levels of RSA encryption. As mentioned, the ransomware locally the files without first encrypting may approximate the C & C server.
To decrypt the files, the attacker must first receive a file from the infected machine. It is not feasible to decrypt the RSA encryption without the private key of the attacker. This would, according to Check Point estimated two years to complete require a lot of computers. Paying the ransom is therefore the only way to recover the encrypted files, according to the company. Although the security company is only now reported on the ransomware shows that have existed since June last year and especially in Russia to be active.
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http://malwarebattle.blogspot.com/2015/11/ransomware-encrypts-offline-computers.html
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http://dramcorque.webcindario.com/tymoqofe/avg-internet-security-business-2020-license-keys.php
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This article was originally published by Technical.ly Baltimore on August 23rd, 2019 and written by Dawn Musil, Contributor.
On June 29, a Massachusetts homeless shelter announced that it was a target in a ransomware attack — the kind of cyber breach that entails an attacker gaining access to a network, encrypting data and demanding payment in return for access to be restored.
Shortly after, Dennis Underwood, a former security expert in the intelligence community who founded Severna Park-based Cyber Crucible, announced the company’s new Ransomware Rewind product. It’s a patent pending capability that automatically decrypts ransomware and restores systems and files back to normal. The product is currently in limited release to hand-selected organizations. But given the potential for ransomware attacks against nonprofits that was demonstrated in Massachusetts, Underwood has made the product available for free to small nonprofits.
“You don’t want to have to decide between ensuring the community members you are serving have their needs met, or making sure that bad actors can’t access and control your files,” Underwood said. Cyber Crucible is looking to ensure these nonprofits don’t have to choose.
Underwood is aiming to meet the needs of the nonprofits by ensuring that the software is both easy to install, easy to monitor and that they have a simple solution for if they are faced with ransomware attacks and are notified through this system.
“Nonprofits and other businesses alike need to understand that there are two major types of ransomware — the first of which is wide-net in nature, meaning hackers cast out spam to all of North America, for example,” Underwood said. “The second tends to be more sophisticated, highly orchestrated within an organization so attackers can do the most damage. Ransomware Rewind is something that we designed to be used by anyone; it gives the user access to cryptographic analysis without needing the technical expertise that is traditionally required for running this type of software.”
The implementation of this product is straightforward: You log onto the web app, download the software, then leave it running in the background while you go about your normal activities while the software monitors any potential suspicious activity. In the event of an attack Cyber Crucible’s software automatically detects, analyzes and responds to issues. It also allows for all files to be decrypted, even if there are no backups.
“We have to have a way for users to easily access and use the product. What we are seeing in the news is just the tip of the iceberg of cyber attacks,” Underwood said, referring not only to the Massachusetts attack, but also those against government entities like the City of Baltimore, along with cities in Georgia, Florida, Louisiana, and now Texas have also been targeted.
The initial Ransomware Rewind (RR) product launched last Thursday, August 15, and as Cyber Crucible is working to fine-tune RR, it is immediately available to qualifying nonprofits in the Baltimore and Pittsburgh metro areas. By starting to work locally, the Cyber Crucible team can address any challenges or questions before serving a wider audience to ensure they are meeting the needs of the nonprofits.
“We know there will be bumps in the road with any product but we are 100% committed to ensuring that we are there. We are already seeing malware generations and variants that are not reported in the news,” says Dennis. “We are already seeing those in our software and are able to stay a step ahead of those hackers”.
*Nonprofits seeking cybersecurity services can fill out the “contact us” form on Cyber Crucible’s website and they will be contacted about their eligibility to apply for Ransomware Rewind. Underwood said to please keep in mind that the focus of the free product at this time is on small, local nonprofits, but larger organizations are still encouraged to reach out as Cyber Crucible works to formalize a discount program for them.
“Smaller nonprofits do a lot with smaller resources, they are the heroes that make it all work. They are the people on the ground,” Underwood said.
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http://www.cybercrucible.com/ransomware-nonprofits/
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A wireless network is protected by enabling the router’s built-in encryption option. When we talk of encryption, it means that the wireless signals are scrambled. This discourages unauthorized computers, devices as well as nosy neighbors from stealing your bandwidth. Devices that try to connect cannot understand the scrambled signals transmitted from the encrypted wireless network.
WEP, WPA and WPA2 are the different types of encryption that are available on a router. However, many devices may face some compatibility issues when choosing either of the encryption types. Let us see what compatibility issues you should consider before using WPA2 or WPA encryption.
Compatibility Problems When Selecting WPA2 or WPA Encryption
Wireless devices that are connected to the home network should be compatible with the type of encryption set.
Many of the older devices are not compatible with the advanced WPA2 encryption. In this case, you need to select WPA or WEP encryption.
WPA can offer strong protection to some extent. However, if you are forced to use WEP encryption, it is better to go in for an upgradation of your firmware or device. This is because WEP offers the weakest form of encryption protection. Thus, making your network fall prey to hackers and unauthorized access.
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https://www.iwifirouter.com/2016/11/wpa2-or-wpa-encryption.html
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A couple of snowstorms ago I had the chance to go see the Alvin Ailey Dance Company perform at the Kennedy Center, which I posted a video for a few posts ago. But as wonderful as a video is, it doesn't describe the feelings I had while experiencing the performance. True, it lets you formulate your own thoughts and feelings, but until you see them perform in person, I don't know if you truly experience the performance.
The dancing was unlike anything I had ever seen before. It showcased the human body in all of its intended glory - muscular and strong with control over every single movement. And each movement was the epitome of both grace and beauty. From traditional ballet moves to yoga-like poses, all incorporated into one piece, the body moving with a fluidity that was awe-inspiring and truly beyond words.
And then there came a moment within the performance in which it reached out, broke the fourth wall, and offered me and the audience, a piece of the dancer himself - a piece of his heart, open and vulnerable, out there on a stage, for everyone to experience and see and touch. It was during a dance to spoken word, and the words combined with the movements broke through to me, directly into my heart.
It could have been interpreted as one of the corniest moments of the show, but it was one of the most vulnerable. Because it takes strength to be that vulnerable. To open and share your heart, your passion, a piece of your identity in such a broad and beautiful way - that takes incredible strength.
There was also the beauty in seeing the human body in all of its intended glory. Saint Iraneus said that "The glory of God is man fully alive" and each Alvin Ailey dancer showcased this truth. Their dancing was a true echo of God, showcasing His glory. They were fully alive in beauty, in strength, in vulnerability and they gave me a gift in being able to experience that joy.
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http://laurenataggart.blogspot.com/2010/02/strength-vulnerability-and-beauty.html
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Ever since the Nexus 6 launched there’s plenty of buzz around the phone. Some people are wondering when they can finally get their hands on the device, while others are relishing the opportunity they had to order it from Google Play Store or their carrier of choice. On the software side, however, we’ve seen some concerning news about disk write speeds on the Nexus 6 when compared with basically every other high-end phone out there. At first, some were wondering what the deal was, then we learned that it was Google’s new built-in encryption on the phone that was slowing things down, constantly needing to encrypt and decrypt information on the disk. Worst yet, there’s no way to turn this off on the Nexus 6 outside of a factory reset and installing a ROM that has encryption disabled, which leaves the majority of users out in the cold when it comes to having options to speed up their device.
But there’s something interesting at play here that wasn’t previously considered. The Nexus 6, along with many modern Android devices for that matter, ship with something on-board their CPU called the Qualcomm Hardware Cryptographic Engine. This is supposed to be a hardware solution for encryption that takes the load off the CPU and frees up the disk, in order to let it to perform at its usual speeds by passing the data through this hardware layer for both encryption and decryption. What’s odd, is that Google isn’t using this hardware layer of the Nexus 6 at all, which on the surface seems like a glaring oversight. Breaking it down though there’s a couple explanations that seem plausible, but probably the most legitimate one is that these drivers for the QHCE are probably not open source, and as Android goes that’s pretty much a no-no.
At this point there’s no telling whether or not Google plans to implement these drivers to enable the use of the QHCE, or at least significantly improve its performance is the layer is being used but we can hope they’ll work out a plan with Qualcomm to get these devices back up to par with others out there. That being said, even with these relatively low speeds the Nexus 6 is just as fast if not faster than pretty much every other phone out there, and it’s likely a combination of hardware prowess elsewhere and the software finesse of Android 5.0 Lollipop.
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http://drippler.com/drip/nexus-6-encryption-latency-likely-due-missing-qualcomm-drivers
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HikCentral Enterprise-Commercial V1.1.1
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Fire alarm passing: When the fire alarm is triggered, the barrier will be dropped automatically for emergency evacuation.
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https://www.hikvision.com/ph/products/Access-Control-Products/Turnstiles/Tripod-Turnstile/ds-k3g411/
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STEP 1: Click on the “Apply” button to be directed to the FBIJobs Careers website.
STEP 2: Click the “Start” button to begin. You will be prompted to either Sign In to continue or to register with FBIJobs if you don’t already have an account.
STEP 3: Follow the step-by-step process to submit your interest. You will be guided through each step. You must complete all sections of the form AND ALL REQUIRED DOCUMENTS MUST BE ATTACHED to successfully submit your interest.
1. Your resume, specifically noting relevant work experience and associated start and end dates.
FBI Special Agents apply their professional experience and unique skill sets to their work every day. Because technology permeates every aspect of what we do, our Agents also come from all IT backgrounds: network information, cybersecurity, computer science, digital forensics and other technical specialties. We need professionals experienced in network security, computer science and software engineering to prevent cybercrimes, data theft, ransomware and other attacks to our national security.
You can expect continued specialized training once onboard and opportunities to work on some of the Bureau's most complex cases. The scope and scale of our investigations provide unique challenges unlike anything you could work on in the private sector. Your ultimate mission: to protect the American people and uphold the Constitution of the United States.
• Adhere to strict standards of conduct.
• Undergo a rigorous background investigation, credit checks and a polygraph in order to obtain a Top Secret Sensitive Compartmented Information (SCI) Clearance.
• Pass all physical fitness requirements; must be physically fit to complete training at the FBI Academy at Quantico, VA, and maintain a high level of fitness throughout your career.
• Pass a medical exam, which includes, but is not limited to, meeting visual and hearing standards.
• Successfully complete approximately 19 weeks of employment as a Special Agent trainee, while housed at the FBI Academy at Quantico.
• Upon graduation from the FBI Academy, be available to transfer to one of the FBI's 56 Field Offices, including San Juan, Puerto Rico or remote resident agencies (satellite offices) to meet the needs of the FBI. Special Agents rarely return to their processing office. Applicants should ensure that their families are prepared for and support this move.
• Throughout your career, be available for temporary duty assignments anywhere in the world, on either a temporary or a long-term basis.
• Work a minimum of a 50-hour workweek, which may include irregular hours, and be on-call 24/7, including holidays and weekends.
• Be willing and able to participate in arrests, execute search warrants, raids and similar assignments.
In addition, All Special Agent candidates must successfully complete the Special Agent Selection System (SASS), a mentally and physically challenging process designed to find only the most capable applicants. The selection process typically takes one year or more to complete.
Candidates must have a bachelor’s degree or higher (preferably in computer science, engineering, data science, information technology or similar disciplines) from a U.S.-accredited college or university.
All degrees must be from an accredited college or university and must be verified by submitting college transcripts.
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https://careers.gijobs.com/job/government-and-military/information-technology/5161238/special-agent-cybersecurity-technology
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We work on two types of recruitment: temporary and permanent.
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https://www.fedit.ca/en/it-job-offers/it-security-analyst-jo-0128455-montreal-en/
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Connect Smart supported the Cyber Security Challenge at Waikato University on 17 - 18 September. Paul Ash spoke to the Waikato Times about how important it is to work with partners such as Waikato University to improve New Zealand cybersecurity and put bright young minds on the case.
Read the full story on Stuff: http://www.stuff.co.nz/technology/72198955/Kids-helping-crack-cyber-crime
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https://www.connectsmart.govt.nz/alertsnews/cyber-security-challenge-waikato-2/
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Microsoft has revamped Active Directory for the cloud but has it fully allayed security fears?There’s often a distance between theory and practice but in the case of Cloud Identity management the gap is so wide, you’d have to be an Olympic class long jumper to bridge it.
There’s plenty of jostling for space in this arena. Microsoft has grabbed the agenda by launching, and then theorising, about the way its new Azure Active Directory Service (WAAD) might make life easier. However, as soon as you start to think about the topic you do end up asking yourself – easier for whom?
Everyone agrees that authentication and identity of users is a hot topic – and an important one. This has nothing to do with cloud, it relates to a time when cloud was a fluffy white thing up in the sky – the notion of a user data repository within a business can be found in all manner of perfectly usable, but superseded, LAN OSes stretching back to the 80s.
Greybeards may recall that Microsoft Active Directory was a counterblast to Novell Netware, when it seemed centralised private identity repositories were the way to go – although a better word order is private, centralised identity repository: the difference between a copy of your town’s phone book and your list of those people who have the alarm combination for your place of work.
The problem facing all companies is that the slightest crack in the security features leaves the possibility of chaos. It therefore is important that vendors offer customers something as near foolproof as possible. The fundamental cloud-facing architectural decision at Microsoft seems to think that we’ve reached that situation. Once you have a platform as statistically reliable as Azure, then it’s ready for the most sensitive information.
The source materials on this project make it look much more insidious than that, with convoluted diagrams of grand, cross-resource federated single sign-on so that the authenticator with the most market clout becomes the default source of authority – which in this case, is Microsoft.
This is not a situation that has been well-received by many industry bloggers, many of whom are much pre-occupied by security (and even more pre-occupied by Microsoft’s pre-eminence in the enterprise software market).
However, I think the paranoid reactions found in a wide swath of blogs are an over-reaction; mostly riding on the back of more nomenclature problems which commonly attend cloud announcements like this. Federated identity lookup isn’t new: even AD lookup is trivially and frequently employed by SaaS vendors such as WebSense, from back before SAAS was a hot acronym.
The fact is that there’s a world of difference between having just one ID anywhere in the world ever (the fear) and the nature of being given a username and password inside your new company, and losing the one from your previous employer (the reality).
Most existing Active Directory deployments you will encounter are from businesses providing authentication and identity for their employees, not SaaS vendors or old-school web-hosts purporting to be final-resort identity brokers on a “one human, one password” type of basis (yes, Google, I am thinking of you, though the same could be said of Paypal).
Microsoft’s presentation materials on Azure Active Directory are a pretty long way from the kind of lifetime online identity evangelism you see from the big end-user service specialists. In cloud-speak, people are nervous about an all-encompassing identity management within PaaS services. However, Azure Active Directory is much closer to SaaS, in other words a construction kit, made from cloud instances on Azure, something that should be well understood.
The part where I do share the scepticism, however, comes in considering just how far businesses can go with authentication of any kind that "reaches out" across a connection, to another company.
The promise of cloud login that’s the same as your company login isn’t a trivial barrier but I question whether this is a cloud issue as such. I see it as more a matter of a logical extension to your physical security boundary, in other words, it’s a job in network topology. Microsoft believes that, as a website owner, you will re-acquire authentication for a member of a client’s staff ordering a service by interrogating the employer/client’s distant, point-to-point communicating Authentication Repository.
This goes against accepted custom and practice in E-Commerce. After all, as the interrogator of that distant verified list of authorised e-commerce transaction initiators, you have very much more to do with their existence and their spending habits, than just knowing they are on the "OK list" at customer #754. These kinds of pressures and priorities argue against the more advanced, more all-encompassing SuperAuthenticator vision which seems to be attracting everyone’s attention.
To cap it all: those paranoids might have a point, because the Live ID system, which manages your use of Microsoft’s online services from XBox to Hotmail to TechNet. In the great ranking of creepily intrusive megaservice identifiers, which present a must-have, no-option monolithic interface to an ill-informed general public: the Live ID system is as bad all the others.
To take an example. I certainly didn’t expect to find the credit card details I’d put in for online game credits with the XBox to be referred to when I started instantiating Azure VMs, because in my case I wanted to use a credit card with a very low credit limit for XBox, and a completely different source of funding for the Azure instances. Live ID didn’t let me do it - or more accurately, it popped up in a friendly way and said it already had details for me.
It’s that kind of creep which makes people nervous of ever larger structures - but nothing I can see about WAAD makes me believe this is the cunning plan. It’s for businesses rather than individuals, however, expect the concerns to remain for some time.
Steve Cassidy
Steve is a networks expert and a contributing editor to PC Pro for more years than he cares to remember. He mixes network technologies, particularly wide-area communications and thin-client computing, with human resources consultancy.
Email: [email protected]
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http://www.cloudpro.co.uk/cloud-essentials/cloud-security/4483/active-directory-cloud-it-security-nightmare
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Some phishing emails are nothing more than scams by con artists who have moved into the digital world. They try to fool you by saying you won the lottery or pretending to be a charity needing donations. If you respond, they will say they first need payment for their services or access to your bank account, in effect, scamming you out of your money. Scam campaigns coincide with natural disasters and relief efforts as well.
Read on to learn how you can properly identify malicious emails and protect yourself.
Helpful Hints*
The email creates a sense of urgency, demanding “immediate action” before something bad happens, like closing your account. The attacker wants to rush you into making a mistake without thinking.
You receive an email with an attachment that you were not expecting or the email entices you to open the attachment.
Instead of using your name, the email uses a generic salutation like “Dear Customer.” Most companies or friends contacting you know your name.
The email requests highly sensitive information, such as your credit card number or password. The email says it comes from an official organization, but has poor grammar or spelling, or uses a personal email address like @gmail.com, @yahoo.com or @hotmail.com.
The link looks odd or unofficial. To check, hover your mouse cursor over the link until a pop-up shows you where that link really takes you. If the link in the email doesn’t match the pop-up destination, don’t click it.
You receive a message from someone you know, but the tone or wording just does not sound like him or her. If you are suspicious, call the sender to verify.
Ultimately, common sense is your best defense. If you believe an email or message is a phishing attack, simply delete it. This simple tactic may save you time and money in the long-run.
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https://electronicpayments.com/blog/email-security-awareness-protect-yourself-and-your-business/
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Scammers impersonate HSBC Bank and reach out to you by text messages, saying that you have authorized a payment and that you can cancel it via a link if you did not make the transaction. It leads you to a fake HSBC website where you will be asked to sign in to your bank account to make changes.
However, the web page is phishing, and scammers can record the account credentials and other sensitive data you have entered. With the information, they can transfer all your money away, take over your account, and even use it for other scams.
Fake HSBC fraud alert text message. Source: Twitter
Following old delivery phishing scams, including USPS, FedEx, and DHL, the UK delivery service Hermes is now the new target for scammers. Scammers pose as Hermes and send text messages, falsely claiming that they have missed you and that you have to reschedule the delivery through a link they provide.
The link is a phishing link that takes you to a fake Hermes website. Next, you have to enter personal information such as your home address and phone number. To “cover the service fee,” they will then request sensitive data like your credit card number and CVC code. The credentials you submit will end up in scammers’ hands so that they can steal your money as well as your identity.
Amazon Prime Day was postponed to October last year because of the pandemic, but this year, it is possible to be in the summer as it used to be. Feel excited? So do scammers!
They send fake text messages from Amazon, falsely claiming that you have won in an Amazon Prime Day lucky draw and can get a brand new Macbook Pro as a reward through the link in the message. It reads, “The Amazon Prime Day Winner Is Allan! Congratulations, collect your brand new Macbook Pro right now: <URL>“
The link is, again, a phishing link. Once you click on it, you will enter an online survey page. If you finish all the questions, a message saying that you have won a prize will pop up. In the end, you will be once again redirected to a page and asked to submit banking details such as your credit card number, expiration date, and CVC code. That said, scammers can steal your money and use all your sensitive data for identity theft.
We noticed many fake text messages from Walmart recently. Scammers pretend to be from Walmart and send text messages with a link, claiming that there is a giveaway campaign and that you can click on the link to claim a reward.
The link is a phishing link, and it will lead you to a website and ask you to enter personal information, such as your credit card number and CVC code. In a worse situation, malware will start to download once you click on the link. Please do not fall for it!
Double-check the sender’s mobile number/email address.
Reach out to the official website or customer support directly for help.
NEVER click links or attachments from unknown sources. Use Trend Micro Check to detect scams with ease!
Trend Micro Check is available on WhatsApp as well.
Trend Micro Check is also available as a Chrome extension. It will block dangerous sites for you automatically:
Trend Micro Check blocks dangerous sites for you automatically.
Did you successfully spot the scams? Remember, always CHECK before your next move.
If you think Trend Micro Check is helpful, please SHARE to protect your family and friends.
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https://news.trendmicro.com/2021/04/16/spot-the-scam-hsbc-hermes-usps-walmart-and-amazon-prime-day-scams/
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SecurityWeek will host its 2021 Security Operations Summit as a fully immersive virtual event on December 8, 2021.
In this exclusive SecurityWeek virtual event, defenders from the trenches will share use cases, best practices, insights for adopting tools and processes, and war stories to help make security operations centers (SOCs) more effective and efficient.
Attendees can immerse themselves in a virtual environment to discuss the latest security operations trends and challenges and gain insights into strategies that can maximize the efficiency of enterprise SOCs Through a cutting-edge platform, attendees can interact with speakers and sponsors, and visit networking lounges, specific zones & sponsor booths. (Register now to join the virtual experience)
Registration is open and free for business users.
SecurityWeek's Security Operations Summit will help address common security operations challenges and demonstrate how efficient workflow and collaboration can lead to improved decision making throughout the threat detection, analysis and incident response processes.
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https://s1.securityweek.com/securityweek-host-security-operations-summit-virtual-event-dec-8
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Melbourne has used a scintillating second-half performance against fellow contenders Brisbane to maintain its spot at the top of the AFL ladder.
Brisbane enjoyed a strong first half and led by 20 points at the main change, before the Demons ran over the top in a dominant second half to win 14. 13. (97) to 11. 9. (75) at GIANTS Stadium.
After losing the contested possession count by 11 in the first half, Melbourne won it by 16 after the break, while also flipping the clearance differential from -18 to +10 and the Inside 50 differential from -14 to +17.
St Kilda great Nick Riewoldt said Melbourne was able to get on top by speeding up the pace of the game to suit its runners in the second half.
Kysaiah Pickett kicked three second-half goals to spark Melbourne to a comeback win against Brisbane (Getty) “There was an urgency,” he told Fox Footy.
“Christian Petracca said they were boring in the first half and this was anything but boring.
“It was good to watch and guess what, it put Brisbane under pressure defensively.
“They would’ve known coming into the game, we can challenge Brisbane with our speed, but Brisbane didn’t let them do that in the first half with the way they handled the ball, and Melbourne fell into it.”
Brisbane Lions great Jonathan Brown said Melbourne exposed what had been a long-standing chink in the armour of Chris Fagan’s side.
Zac Bailey was outstanding for the Brisbane Lions with four goals against Melbourne (Getty) “That’s been their main vulnerability for the last few years,” he said.
“You can be critical of (Grant) Birchall and a few of the others, but it’s not just him. They set up well as a team but they are vulnerable here. That’s Brisbane’s personnel and they live with that.
“They provided enormous amount of heat on the contest in the first half, so that doesn’t get exposed.
“You’re not going to go and throw two or three defenders out and put two or three defenders in, that’s their game, they have to live with it, but they need to make sure contest work is a bit better.”
Zorko reported for striking
Brownlow Medal contenders Christian Petracca and Clayton Oliver were central to the second-half turnaround, with Petracca finishing with 26 disposals and two goals, while Oliver had 26 disposals of his own.
Up forward, Kysaiah Pickett and Tom McDonald both kicked three second-half goals, while Bayley Fristch was the Demons’ other multiple goal-kicker.
Brisbane’s efforts were led by captain Dayne Zorko (22 disposals) and Jarryd Lyons (28 disposals), while the returning Lachie Neale added 25 disposals. Zac Bailey was electric up forward for the Lions with four goals.
However, Zorko could face scrutiny after he was reported for striking Tom McDonald in an altercation on the wing in the third quarter.
Melbourne will next be in action on Queen’s Birthday against Collingwood at the SCG, while Brisbane will enjoy a bye in Round 13.
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https://pin-up-casino-kz.com/demons-expose-lions-great-vulnerability-in-win/
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Free network security handbook: How the EventLog Analyzer component of Log360 detects network attacks with event correlation.
If there's one thing that's certain about the nature of security attacks, it's that they are complex and dynamic. Attackers can infiltrate your network from anywhere, progress through a series of devices unnoticed, before breaching their ultimate target and compromising your critical data or resources.
The event correlation module of EventLog Analyzer is a versatile, powerful module which can alert you to a wide range of network security attacks. It scours millions of logs from your network, looking for possible attack patterns, and alerts you the moment there is a positive identification.
To know a bit more about how it does this and the types of attacks it can detect, do check out our free network security attack handbook.
Learn all about SIEM event correlation and get a personal feature demo.
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https://pitstop.manageengine.com/portal/en/community/topic/resource-network-security-attack-handbook
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There’s still a month to go in 2018, but as the year draws to a close, it seems like a good time to take a look back over the past 12 months and ask what we’ve learned this year.
In particular, cyber security has inevitably been a big topic of conversation in 2018. Indeed, at times, it can now seem like barely a week goes by without news breaking of another company that has fallen victim to a data breach, as hackers become increasingly sophisticated and the potential rewards for them grow.
Indeed, just today (November 30th), hotel chain Marriott revealed up to 500 million customers may have had details compromised in a database hack. It may take a while to fully learn what was behind this latest attack, but this year has shown that some of the world’s biggest brands are at risk, and even some of the giant tech firms who you might think would know a thing or two about cyber security aren’t immune.
If there is a silver lining to these incidents, it should be that we can learn from them and take steps to ensure they do not happen again. We may not ever be able to completely stop the hackers, but we can at least make life more difficult for them.
While we await more details on the Marriott hack, here are a few of the other higher-profile data breaches to come to light over the last 12 months, and some key takeaways for other companies to take note of.
Facebook – Small glitches can cause big problems
One of the biggest breaches of the year in terms of sheer amount of data compromised was at Facebook, which had to admit that around 50 million users – including founder Mark Zuckerberg and chief operating officer Sheryl Sandberg – had data potentially exposed as the result of a security flaw.
This was traced back to a tool known as View As, which is intended to be a privacy feature that allows people to see what their own profile looks to other users. However, hackers spotted multiple bugs in this that let them steal Facebook access tokens, which they could then use to take over people’s accounts, regardless of how secure their passwords were.
However, the breach could have had much wider ramifications, as the access tokens can also be used to log into any other site that uses Facebook’s system, including AirBnB, Tinder and Spotify. This may show how the current trend towards convenience and single sign-on can be taken advantage of by skilled hackers. By themselves, each of the bugs in Facebook’s code may have seemed small – just a couple of lines of improperly-written code – but the impact the breach could have had was huge.
British Airways – pay attention to your website
By comparison, the breach that hit British Airways in September was relatively small, affecting around 380,000 people. However, what was taken – full personal and financial details including credit card numbers and CVV data – meant the impact on those affected could have been far greater.
CCV data is particularly hard to come by as it is not usually stored by companies, so experts suggested that the most likely way for this data to have been gathered was through a compromised website, where a script may have been added to the code that scraped data as users typed it in and sent it directly to the hackers.
Cyber security expert Prof Alan Woodward at the University of Surrey told the BBC this is a particular problem for companies that rely on code from third-party suppliers within their website, as this creates an entry point for malicious hackers. He added that firms must continually vet such products to spot any potential vulnerabilities.
Uber – Don’t try to cover things up
Uber’s latest security breach actually happened long before this year, but we only found out about it about 12 months ago. And that in itself should be the big lesson that we can take from its incident, which saw hackers use compromised credentials to gain access to a database containing the data of 57 million customers and drivers.
But instead of doing the right thing, Uber tried to cover it up by paying the hackers $100,000 (£72,600) to destroy the stolen data, then kept quiet about what happened. Clearly, this didn’t last, but it made the company look particularly bad after it was eventually revealed, indicating that it did not care about the security of its customers or drivers.
The company would eventually end up paying around $148 million in the US to settle federal charges brought as the result of the breach and the attempted coverup, while regulators in Europe were equally unimpressed, with the ICO describing its actions as highly inappropriate.
Under Armour – a good plan helps
In terms of the number of people affected, US sports brand Under Armour’s data breach dwarfed even Facebook’s, with around 150 million users of its MyFitnessPal app having usernames, email addresses and passwords potentially stolen. That’s the scale of breach that could sink many companies’ reputation, but Under Armour was at least able to mitigate some of the potential damage.
Unlike Uber, the brand informed its customers very quickly about the breach, along with recommendations for that users could do. The company also appeared to have used good encryption practices for its passwords and segmented its databases so more valuable details such as financial records were stored separately.
Security researcher Troy Hunt told the BBC: “To its credit, Under Armour appears to have made an announcement on this within four days, and its method of password storage is quite robust.” He noted this is a “vast improvement” compared with previous high-profile breaches such as Equifax.
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
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https://www.arrowcommunications.co.uk/the-biggest-data-breaches-of-the-last-12-months-what-can-we-learn-from-them/
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In this May 17, 2014 photo, a shopper checks out with her lumber at a Home Depot in Boston. The Conference Board reports on consumer confidence in August on Tuesday, Aug. 26, 2014. (AP Photo/Gene J. Puskar) NEW YORK (AP) — Home Depot may be the latest retailer to suffer a credit card data breach.
The Atlanta-based home improvement retailer told The Associated Press Tuesday that it’s looking into “unusual activity” and that it’s working with both banks and law enforcement.
“Protecting our customers’ information is something we take extremely seriously, and we are aggressively gathering facts at this point while working to protect customers,” said Paula Drake, a spokeswoman at Home Depot, declining to elaborate. She noted that if the retailer confirms that a breach occurred, it will notify customers immediately.
Shares of Home Depot Inc. fell 2 percent to $90.91 in late trading.
Many retailers have had security walls broken in recent months, including Target, grocery store chain Supervalu, P.F. Chang’s and the thrift store operations of Goodwill.
The rash of breaches has pushed retailers, banks and card companies to increase security by speeding the adoption of microchips into U.S. credit and debit cards.
The possible data breach at Home Depot was first reported by Brian Krebs of Krebs on Security, a website that focuses on cybersecurity. Krebs said multiple banks reported “evidence that Home Depot stores may be the source of a massive new batch of stolen credit and debit cards.”
The Krebs report says that the responsible party may be the same group of Russian and Ukrainian hackers suspected in last year’s massive breach at Target Corp.
Target, based in Minneapolis, has been overhauling its security department and systems and is accelerating its $100 million plan to roll out chip-based credit card technology in all of its nearly 1,800 stores. In its massive data breach, 40 million credit and debit card accounts were compromised and hackers stole personal information from as many as 70 million customers. The breach hurt profits, sales and its reputation with shoppers.
At Supervalu, the data breach may have impacted as many as 200 of its grocery and liquor stores and potentially affected retail chains recently sold by the company in two dozen states. The breach occurred between June 22 and July 17, according to Supervalu.
Restaurant operator P.F. Chang’s confirmed in June that data from credit and debit cards used at its restaurants was stolen.
Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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http://wavy.com/2014/09/02/home-depot-investigates-credit-card-data-breach/
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– Microsoft Daylight Saving Time & Time Zone Blog
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This is the blog maintained by staff at Microsoft to provide general information, announcements and provide answers to Frequently Asked Questions (FAQs) related to daylight saving time (DST) and time zone (TZ) changes around the world.* Important Notice
A: There is a CDO patch available for Exchange 2000, which will apply to SBS 2000, but it's not freely available (you have to purchase that). Otherwise, for mailboxes you would need to use the manual process to update appointments.<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />
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https://blogs.technet.microsoft.com/dst2007/2007/03/07/what-about-sbs-2000-does-httpsupport-microsoft-comkb931836-apply-or-is-that-a-manual-process-as-it-is-with-exchange-2000/
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Delivers fundamentals of risk management as a means to complement, benefit, and promote all areas of business planning. With focus on relevant risk management basics, discover that the process involves more than the core activities of making and growing clients’ assets. The planning process consists of proactively uncovering wealth preservation objectives specific to needs today’s practitioner faces. Insurance, PACE, and CFP®CE Filed. Comprehensive coverage consists of: Enterprise & traditional risk management Loss control & claims management Alternative risk & contractual transfer Global exposures Disaster planning Broker & vendor relationships Reviews (0)
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http://www.ebookmall.com/ebook/risk-management-for-financial-planners/christine-cpcu-barlow/9780872189348?ean=9781938130168&format=epub-drm-download
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This is a graphical user interface (GUI) for the free Panda Antivirus Command-Line scanner (PAVCL). Using the Panda Antivirus GUI, anyone can easily scan and remove malware, spyware, dialers and hacking tools from your computer. This free little tool allows configuring the scan, updating the signature database, selecting what you want to scan and launch the scan without any difficulty.
However, the installer does not include a signature file (pav.sig) for size reasons. You can download a free signature file from the developer’s page. However within the PAVCL GUI utility you can enter your registered Panda Customer ID to download updated signatures on-demand.
Using this tool is simple. Download the installer (2.45Mb) from http://research.pandasecurity.com and install it. (Supports Windows XP only and required .NET frame work 2 installed on your PC). Download and unzip the signature file (pav.zip). Copy and paste this signature file (pav.sig) in to pav installed directory (normally C:\\ pav). Click on Pavcl GUI to launch the application.
From the configuration window you can select all the options which are available through command-line switches. Also you can define where to write the report to.
Note that, this freeware utility is not affiliated with nor supported by Panda Security.
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https://www.jkwebtalks.com/2009/01/panda-antivirus-gui-front-end.html
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On December 14, the Financial Stability Oversight Council (FSOC) released its 2017 annual report. The report reviews financial market developments, identifies emerging risks, and offers recommendations to enhance financial stability. Highlights include:
– Cybersecurity. The report notes that financial institutions need to work with regulators to improve cybersecurity resilience and better understand risks. FSOC encourages the creation of a private sector council of senior executives to work with government officials and focus on ways cyber incidents may affect business operations.
– Marketplace Lending. FSOC acknowledges that marketplace lending is still an evolving model with potential risks, such as the misalignment of incentives. However, the report notes the platform’s potential to reduce costs and expand access to credit.
– New Technology. The report discusses challenges for supervision and regulation of virtual currencies and distributed ledger technology. FSOC observes that current regulatory practices were designed for more centralized systems, in comparison to the decentralization of data storage in this new landscape.
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http://aechile.cl/2017/12/29/fsoc-publishes-2017-annual-report-highlights-cybersecurity-and-financial-innovation-risks/
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I spend a lot of time talking with sales executives and sales professionals. I present at industry conferences; I speak with our prospects and customers, and I participate in online communities where sales people congregate. In the last year a key theme has been: How to transform the way we sell given customers are much more empowered than ever before. They have instant access to information, they have more choices, they are connected to their social networks, and they have a lot more power. In fact, a recent CEB study found that on average, customers are now a full 57 percent of the way through the purchase process before ever contacting a supplier. They are increasingly getting information from web sites, search engines, videos, from their social networks and from your competitors.
Given this rise of the empowered customer, just about every sales executive I talk to is grappling with how to stay ahead of the competition, how to equip their sales teams with modern selling tools, and how to create compelling customer engagements that lead to enduring customer relationships.
So, what do you do, and how do you get started? In our newly released whitepaper: The Dynamic Sales Team I discuss the important trends impacting the sales profession, and I outline the four essential characteristics to becoming a Dynamic Sales Team – the successful sales team of the future. I also share best practice examples of customers like CSX Transportation, Volvo Construction Equipment, ISS Belgium and Insphere Insurance Solutions who are using solutions like Microsoft Dynamics CRM to get more closely connected to each other and to their customers. Technology is a key part of becoming a Dynamic Sales Team, but only as an enabler of people – your employees and customers. A Dynamic Sales Team is empowered with the right tools – ones that provide actionable insight, enable information sharing, and make people more productive – anywhere, anytime.
Are you looking to transform the way you sell? Are you part of a Dynamic Sales Team? Take a look at the whitepaper and let us know your thoughts.
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https://cloudblogs.microsoft.com/dynamics365/bdm/2012/11/08/becoming-a-dynamic-sales-team/
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By Federal News Radio Staff February 24, 2011 3:16 pm Cybersecurity needs to be higher on the government’s priority list, according to IT security professionals and managers at the federal, state and local level who were surveyed at last week’s RSA security conference.
Two-thirds of respondents said that not enough emphasis was placed on cybersecurity, and more than half said that IT security managers should have greater budgetary authority. The State of Government Information Security survey was conducted by Gov Info Security. This story is part of Federal News Radio’s daily Cybersecurity Update brought to you by Tripwire. For more cybersecurity news, click here.
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http://federalnewsradio.com/technology/2011/02/survey-cybersecurity-needs-must-be-higher-priority/
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With 22 chapters of straightforward commentary, valuable guidance and time-saving practice aids, the Tax Risk Management Guide (formerly the Tax Practice Manual) will provide you with the valuable resources you need to help you manage risk, avoid common pitfalls and improve your practice effectiveness.
The Tax Risk Management Guide (TRMG) focuses on risk identification and mitigation for small to medium-sized tax practices. A unique resource on tax risk management, the TRMG identifies over 150 risk areas associated with different types of tax return preparation engagements, tax planning engagements and tax litigation engagements, as well as risks that stem from a firm's internal operations. The detailed explanations on where various risks reside, why they arise and how to effectively avoid them, supplemented with information on common areas of the malpractice insurance claims, make this guide a valuable risk and loss prevention tool for tax professionals who strive to achieve long-lasting success on their tax practice.
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https://www.cpacanada.ca/en/business-and-accounting-resources/taxation/corporate-tax/publications/evaluate-tax-risk-in-your-practice/tax-risk-management-guide
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We hope that students who complete the course will begin to understand the "rocket science" behind financial engineering but perhaps more importantly, we hope they will also understand the limitations of this theory in practice and why financial models should always be treated with a healthy degree of skepticism. The follow-on course FE & RM Part II will continue to develop derivatives pricing models but it will also focus on asset allocation and portfolio optimization as well as other applications of financial engineering such as real options, commodity and energy derivatives and algorithmic trading. SyllabusWeek 1: Course OverviewWeek 2: Introduction to Basic Fixed Income SecuritiesWeek 3: Introduction to Derivative SecuritiesWeek 4: Option Pricing in the Multi-Period Binomial ModelWeek 5: Term Structure Models IWeek 6: Term Structure Models II and Introduction to Credit DerivativesWeek 7: Introduction to Mortgage Mathematics and Mortgage-Backed SecuritiesWeek 8: Background MaterialGO TO CLASS CourseraColumbia UniversityGarud IyengarMartin HaughEconomics & FinanceStatistics & Data AnalysisUSA8 Weeks12 hours totalYes Exam and/or Final ProjectYes, Verified Certificate (Paid)EnglishEnglishFinanceRisk ManagementFinancial EngineeringDerivative SecuritiesSwapsPricingMortgage MathematicsMortgage-Backed SecuritiesAlready taken this course?Please rate. 10/10Average: 5.9 (10 votes)GO TO CLASS Log in or register to bookmark this MOOCSubscribe to our mailing list Search MOOCs by Keyword orClick here to find MOOCs by multiple-criteria
Related courses Financial Planning (Open2Study)Aug 7th 2017 TAFE NSW – Sydney Institute Open2Study EnglishExplore a career in financial planning, including working with clients and the financial planning process. Select ratingGive Financial Planning (Open2Study) 1/10Give Financial Planning (Open2Study) 2/10Give Financial Planning (Open2Study) 3/10Give Financial Planning (Open2Study) 4/10Give Financial Planning (Open2Study) 5/10Give Financial Planning (Open2Study) 6/10Give Financial Planning (Open2Study) 7/10Give Financial Planning (Open2Study) 8/10Give Financial Planning (Open2Study) 9/10Give Financial Planning (Open2Study) 10/10Average: 7.2 (9 votes) Economics & Finance Financial Planning, Investment, Investment Risk, Finance More Info Financial Literacy (Open2Study)Aug 7th 2017 Macquarie University Open2Study EnglishDevelop your knowledge of personal finance, such as how to control, invest and protect your finances. You will be shown how to set your goals and how to achieve those goals using an established, working savings plan. You will then learn the basic skills to get you started on building your wealth and then you will be shown the common mistakes people make with managing their money. Select ratingGive Financial Literacy (Open2Study) 1/10Give Financial Literacy (Open2Study) 2/10Give Financial Literacy (Open2Study) 3/10Give Financial Literacy (Open2Study) 4/10Give Financial Literacy (Open2Study) 5/10Give Financial Literacy (Open2Study) 6/10Give Financial Literacy (Open2Study) 7/10Give Financial Literacy (Open2Study) 8/10Give Financial Literacy (Open2Study) 9/10Give Financial Literacy (Open2Study) 10/10Average: 8.2 (17 votes) Economics & Finance, Personal Finance, Money, Money Plan, Financial Literacy More Info Aug 7th 2017 Macquarie Graduate School of Management Open2Study EnglishLearn to assess the strength of a business and identify early warning signs of potential future problems. This subject shows how financial reports provide a wealth of information into the performance of a business, and how they can be used specifically to identify early warning signs of potential future problems. We will see that a profitable business may not necessarily be performing well or taking the right steps to build for its future. Just as a doctor conducts a diagnosis of a patient and recommends a course of treatment, we will use simple and yet powerful tools to analyse a business and identify where and how things can be improved. 10/10Average: 5.5 (15 votes) Economics & Finance, Business, Balance Sheet, Cash Flows, Financial Reports, Business Performance, Financial Performance More Info
Self Paced The Islamic Research and Training Institute (IRTI) EdX EnglishLearn about the different modes of Islamic Finance and the applications, management and risk involved with each. This Islamic finance and banking course gives an overview of the Islamic modes of finance. In this course, you will learn about Murabaha, Ijarah, Salam, Iistisjna, and Istisjrar modes of finance and their applications, management, the risks involved, and the mitigation measures. 10/10No votes yet Economics & Finance Islamic Finance, Banking, Islamic Banking, Finance More Info Jul 26th 2017 The Islamic Research and Training Institute (IRTI) EdX EnglishLearn about advanced Islamic financial instruments, including Sukuk, which commonly refers to the Islamic equivalent of bonds, and the challenges and innovations within Islamic markets. 10/10No votes yet Economics & Finance Islamic Finance, Capital Markets, Sukuk, Islamic Markets, Finance More Info Jul 25th 2017 Rochester Institute of Technology EdX EnglishLearn key principles of risk analysis, risk assessment and risk mitigation for information security using both qualitative and quantitative methodologies. Cybersecurity risk management guides a growing number of IT decisions. Cybersecurity risks continue to have critical impacts on overall IT risk modeling, assessment and mitigation. 1/10Give 2/10Give 3/10Give 4/10Give 5/10Give 6/10Give 7/10Give 8/10Give 9/10Give 10/10Average: 6.3 (3 votes) Computer Science: Systems, Security, Networking Cybersecurity, Security, Risk Management, Risk Analysis, Risk Assessment, Risk Mitigation More Info
Jul 25th 2017 University of Illinois at Urbana-Champaign Coursera EnglishIn this course you will learn how to use key finance principles to understand and measure business success and to identify and promote true value creation. You will learn how to use accounting information to form key financial ratios to measure a company’s financial health and to manage a company's short-term and long-term liquidity needs. You will also learn how to use valuation techniques to make sound business investment and acquisition decisions. Finally, you will learn how to incorporate risk and uncertainty into investment decisions and how to evaluate the performance of existing investments. 10/10Average: 6.7 (7 votes) Economics & Finance, Corporate Finance, Measuring, Value Creation, Financial Ratios, Financial Planning, Investments More Info Jul 24th 2017 McMaster University Coursera EnglishFinance for Everyone: Decisions will introduce you to the workings of the free markets and the foundations of finance. You will learn how free markets and their “creative destruction” provide the architecture for the global economy and how those same markets move money in ways that create and destroy wealth. Your financial toolkit will include timeless concepts like compounding, discounting, annuities, effective interest rates, and more. 10/10Average: 6 (4 votes) Business & Management, Economics & Finance, Markets, Free Markets, Compounding, Discounting, Annuities, Money More Info Jul 24th 2017 University of Michigan Coursera EnglishThis course is a rigorous introduction to alternative methods of valuation and will enable the learner to conduct analysis of most projects and companies. This course will also serve useful to anyone interested in, or required to, critically evaluating project and company analyses conducted by experts. Select ratingGive 9/10Give 10/10Average: 5.5 (13 votes) Business & Management, Economics & Finance Valuation, Business, Finance, Evaluating, Investing More Info Finanzas personales (Coursera)Jul 24th 2017 Universidad Nacional Autónoma de México Coursera SpanishEste curso dotará a sus participantes con las herramientas que le permitirán llevar a cabo una planeación financiera personal y entender la necesidad de salvaguardar su patrimonio y recursos financieros, así como los requerimientos mínimos que se deben considerar para tomar buenas decisiones financieras. Select ratingGive Finanzas personales (Coursera) 1/10Give Finanzas personales (Coursera) 2/10Give Finanzas personales (Coursera) 3/10Give Finanzas personales (Coursera) 4/10Give Finanzas personales (Coursera) 5/10Give Finanzas personales (Coursera) 6/10Give Finanzas personales (Coursera) 7/10Give Finanzas personales (Coursera) 8/10Give Finanzas personales (Coursera) 9/10Give Finanzas personales (Coursera) 10/10Average: 9 (2 votes) Business & Management, Economics & Finance Personal Finance, Finance, Financial Planning More InfoPages12345…next ›last »
Find MOOCs ByMultiple CriteriaSelf-Paced MOOCsMOOC List Coupon DiscountProviders and CategoriesUniversity / EntityInstructorCountryLanguageType of CertificateTagAbout MOOC List“MOOC List” is an aggregator (directory) of Massive Open Online Courses (MOOCs) from different providers. For more information please see our FAQs. Terms / Privacy Policy | Contact Us What is a MOOC?MOOC stands for a Massive Open Online Course. It is an online course aimed at large-scale participation and open (free) access via the internet. They are similar to university courses, but do not tend to offer academic credit. A number of web-based platforms (providers Aka initiatives) supported by top universities and colleges offer MOOCs in a wide range of subjects. How to Be a Successful MOOC StudentMOOCs – Massive Open Online Courses – enable students around the world to take university courses online. This guide, by the instructors of edX’s most successful MOOC in 2013-2014, Principles of Written English (based on both enrollments and rate of completion), advises current and future students how to get the most out of their online study, covering areas such as what types of courses are offered and who offers them, what resources students need, how to register, how to work effectively with other students, how to interact with professors and staff, and how to handle assignments. This second edition offers a new chapter on how to stay motivated. This book is suitable for both native and non-native speakers of English, and is applicable to MOOC classes on any subject (and indeed, for just about any type of online study). Latest Tweets
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https://www.mooc-list.com/course/financial-engineering-and-risk-management-part-i-coursera
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The nature of cyber threats is constantly changing; hackers adjust their techniques and malicious software is continually updated. A multi-layer cyber security system starts with a strong defense of the network perimeter, managed firewall, and ongoing network management and inspections.
Datec includes proactive monitoring for viruses, spam and malware, and we offer DNS filtering and security training. We are your expert Managed Security Service Provider for following services.
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https://datec.com.fj/Our-Services/Cyber-Security-Support
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A study done by the Identify Theft Resource Center found that there were 662 data security breaches reported in the United States in 2010.
Of the 622 total breaches reported in 2010, traditional businesses accounted for the largest percentage of data breaches (42.1%) followed by medical and health care facilities (24.2%), state and federal agencies and the military (15.7%); educational institutions (9.8%) and financial institutions (8.2%)
Example of How to monitor for rogue employees or an “insider threat” is the US Govt. agencies memo for protection in a post-WikiLeaks environment
Businesses can take the advice of the highest level of US government agencies on how to be on the lookout for “insider threats” that can expose confidential information. The memo highlights many elements of advice and counsel that are applicable to protecting information in the traditional business world. They include the following “best practices” recommendations to assess the current state of your information systems security:
Assess what your agency (business) has done or plans to do to address any perceived vulnerabilities, weaknesses, or gaps on automated systems.
Assess weakness or gaps … and formulate plans to resolve the issues or acquire resources to address those weaknesses or gaps.
Assess all security, counterintelligence, and information assurance policy and regulatory documents.
More succinctly, the memo also outlines broad categories for your information security attention. Those categories are:
Security-related threats have become not only more numerous and diverse but also more damaging and disruptive. New types of security-related incidents emerge frequently. Preventative activities based on the results of risk assessments can lower the number of incidents, but not all incidents can be prevented. An incident response capability is therefore necessary for rapidly detecting incidents, minimizing loss and destruction, mitigating the weaknesses that were exploited, and restoring computing services. To that end, this publication provides guidelines for incident handling, particularly for analyzing incident-related data and determining the appropriate response to each incident.
This publication seeks to help both established and newly formed incident response teams. This document assists organizations in establishing computer security incident response capabilities and handling incidents efficiently and effectively.
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http://redpointprivacy.com/guides/incident-response-training/
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1. Telecommute by Remotely Controlling Your Office Computer
You can work from home--but use the computer in your office--through remote control software such as LogMeIn (free version available) or TightVNC (free). You can view the remote computer full screen, launch and close programs, read e-mail, copy and paste text between PCs, and access any files you left behind. Save money on gas, claim home equipment on your taxes, and convince your boss that you'll be more productive without leaving your house. Even the iPhone has some VNC clients, such as Mocha VNC and Teleport.
If you don't need full remote control but you do require access to your office or home files, set up Microsoft's free file-syncing tool, FolderShare. Your files will always be up-to-date, no matter where you're working or where you last updated them.
2. Schedule Automatic Hard-Drive Backups, Locally and Remotely
Backing up your critical files is as exciting as purchasing home insurance, but just as important, too. Don't risk losing your irreplaceable digital photos by making empty promises to yourself to burn a couple of DVDs every few months. Instead, set up software and services to do the job for you while you concentrate on more-exciting projects. First, save yourself from an "OMG my hard drive crashed!" catastrophe with a top backup program. Or get started now with a free copy of SyncBackSE, and schedule regular backup jobs to your external FireWire drive, thumb drive, or network drive. (If you have FTP-server access, SyncBack can back up to that as well.)
Of course, local backup isn't enough. To protect your data against fire, lightning, theft, or other disasters, you want to back up your data to a remote server over the Internet. Both Carbonite and Mozy Home offer affordable unlimited server space and utilities that quietly back up your data in the background while you work.
3. Work Faster and More Efficiently Without a Mouse
Streamline your computer work by teaching yourself keyboard shortcuts for your common actions, such as Ctrl-S to save, Ctrl-T to open a new tab in Firefox, and Ctrl-C and Ctrl-V to copy and paste (see our list of additional shortcuts). Then, become a keyboard master with the help of a keyboard launcher such as the free Launchy (Windows) or Quicksilver (Mac). You can start programs, open documents, and even do advanced actions such as resizing images and moving files without moving your hands from the keyboard.
You can also assign key combinations that automatically type out common phrases--such as user names, passwords, addresses, and e-mail signatures--with utilities like TypeItIn (Windows) or TypeIt4Me (Mac OS X).
4. Lose Weight, Get Fit, Save Money, and Increase Your Mileage Online
A new crop of social self-improvement sites help you monitor how much you've eaten, exercised, and spent, to motivate you and keep you on track.
Web services such as FitDay and Weight Watchers log and guide your diet and fitness regimen.
If Quicken or Microsoft Money has become too complicated to update, you can track your spending, balance your checkbook, and run charts on expenditures versus income at personal-finance sites Mint.com and Wesabe.
As for your car, avoid online gas scams. Additionally, you can squeeze the last bit of mileage out of every expensive tank of gas with a miles-per-gallon tracker like Fuelly or MyMileMarker. Entering your information into such sites gets you personalized suggestions, comparisons, and a community of like-minded people who can offer support and suggestions.
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https://www.pcworld.com/article/150320/20techhabits.html
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Cybercriminals have actively attacked small and medium businesses (SMBs) in Southeast Asia this year, according to global cybersecurity company Kaspersky.
It said its anti-phishing system prevented 834,993 phishing attempts against companies with 50-250 employees, a 56 per cent increase from the same period last year.
The statistics were collated from Kaspersky’s solutions for SMBs using Windows, Mac OS, and Linux.
Yeo Siang Tiong, general manager for Southeast Asia, Kaspersky, said: “The financial toll combined with the urgent need to adapt to a forced remote working arrangement without enough preparation undoubtedly put the IT security of SMBs on the edge.
“At the same time, cybercriminals are unethically piggybacking on the current chaos to increase their attacks’ success rate through social engineering tactics like phishing. Our data revealed such attempts are increasing as our technology foiled more phishing attempts this year than in 2019.”
Phishing is one of the most flexible types of social engineering attack, as it can be disguised in many ways and used for different purposes. Social engineering attacks, or tricking the mind, exploit human emotions to victimise users online.
Cybercriminals are also incorporating topics and “hot phrases” related to COVID-19 into their content, increasing the chances of their infected links or malicious attachments getting opened.
The damage ranges from hacking companies’ networks to stealing confidential data like personally identifiable information, financial credentials and even corporate secrets.
Besides, it is known that phishing attacks, particularly those with malicious links or attachments, are commonly used as launch pads for targeted attacks on organisations.
Indonesia, Malaysia, the Philippines, Singapore, Thailand, and Việt Nam registered an increased number of fraudulent emails blocked by Kaspersky in Q1 compared to the same period last year.
Number of phishing attempts against small and medium-sized businesses in Southeast Asia blocked by Kaspersky Anti-Phishing System in the first quarter of the year. — Photo courtesy of Kaspersky “Small and medium enterprises form the backbone of SEA’s growing economy, contributing immensely to both gross domestic product and employment.
“It is clear that governments across the region are aware of this as each has formulated different ways to help the sector during this challenging period.
“For our part, we are currently offering our select solutions for free to help SMBs and even the healthcare industry fend off escalating cyberattacks against them,” Yeo said.
It is giving six months’ free licences for Kaspersky Security for Microsoft Office 365, and, in collaboration with Area9 Lyceum, has also prepared a 20-30-minute free online course on how to adapt to working safely from home.
Besides, to avoid being hacked by cybercriminals through phishing, Kaspersky experts suggested SMBs should teach employees the basics of cybersecurity, regularly remind them about how to deal with sensitive data, enforce the use of legitimate software and download from official sources, back up essential data, and regularly update IT equipment and applications. — VNS
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https://vietnamnews.vn/economy/716757/vietnamese-businesses-among-top-targets-for-phishing-in-southeast-asia.html
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Given the volume of district court decisions regarding Section 101, I typically don't find ones that stand out enough to warrant discussion. But last week's decision by Judge Stark in MAZ Encryption Technologies LLC v. Blackberry Corporation is an exception. The opinion demonstrates a rigorous application of the requirements of a Rule 12(c) motion for judgment on the pleadings, as well as an integrated approach to the Mayo test. The opinion is noteworthy as well because Judge Stark is no pushover on Section 101: Before MAZ he granted six of nine Section 101 motions (including two 12(b) motions) invalidating over a dozen patents. Judge Stark also wrote the opinion invalidating the patents in the Federal Circuit's Mortgage Grader case.
The crypto module then obtains an encryption key value and encrypts the document using the encryption key value. With the document encrypted, the crypto module passes control to an electronic document management system which executes the “close,” “save” or “save as” command.
In MAZ, Judge Stark follows the methodologies set out in Enfish and McRo, focusing in step one of the Mayo test on the improvement provided by the invention. Stark correctly states that on a motion to dismiss the court cannot consider any evidence other than the pleadings and the patent (and public records such as the file history). And, for purposes of the motion, the court has to accept as true any statements made in the patent specification, not arguments by counsel.
The patent's specification describes problems associated with "typical" prior art encryption systems, such as incompatibility with EDMS systems and general difficulty of use. (See '681 patent at 3:54-4:9)
This approach follows Enfish which likewise relied on the specification’s disparagement of the prior art. Here is relevant text from the MAZ patent:
The biggest obstacle to adoption of any type of encryption system has been ease of use. A major concern in computing today is “total cost of ownership,” or TCO. TCO recognizes that while a program might be inexpensive (or even free in the case of PGP for non-commercial use), there are significant costs in using the software. This includes the cost of installation, training, lost productivity during use and from bugs, and maintenance.
Even where one of the typical encryption systems might satisfy a user's TCO needs, they may not even be an available option. For example, typical EDMSes are self-contained and are not compatible with typical encryption systems.
The claim before the court was claim 31, which had been amended during re-examination to add the following two limitations relative to the original claim, as shown here:
31. A method of encrypting an electronic document which is open in an application program running in a general purpose computer, the general purpose computer including a display, a user input device, a crypto module and a processor, the method comprising:
Whether at step one or step two of the Alice test, in determining the patentability of a method, a court must look to the claims as an ordered combination, without ignoring the requirements of the individual steps." McRo, 2016 WL 4896481, at *7 (emphasis added). Enfish, 822 F.3d at 1336. Defendant's broad articulations of abstract ideas do not capture what claim 31 is "directed to" because they do not take into account the two separate tables used to distinguish claim 31 over the prior art. (emphasis added)
Judge Stark is not holding that the claim is eligible merely because it was found non-obvious. Rather, he is holding that in deciding what to, it is necessary to consider the elements which distinguish the invention from the prior art because these are the elements that define the improvement when the claim is considered as a whole. The court's response to this argument:
Defendant's analogy is unpersuasive. It fails to capture the key inventive aspect touted in the '681 patent: handling encryption operations without requiring user input, that is, "transparently." ('681 patent at 7:58-62)8 In Defendant's analogy, the hotel clerk manually performs each operation.
and
at 2358. Specifically, claim 31 is directed to a specific way of transparently encrypting data without the need for user input, eliminating interruption and inefficiency -as well as human action - in a technology process. Hence, claim 31 is distinguishable from claims that have been found to have human-executable analogues.
It is important to note that the technical improvement in MAZ's invention was not a better encryption algorithm that was faster or more efficient or otherwise "improved" the objective performance of the computer. Rather, the improvement that Alice acknowledges is to "improve the functioning of the computer itself" or, as phrased by the Federal Circuit in Enfish, "whether the claims are directed to an improvement to computer functionality." Functionality is broader than simply an objective performance metric such as improved speed, less memory or other factors. If you use a document management system that does on-the-fly encryption and decryption of documents, then you have experienced this issue. But the tradeoff for reduced objective performance was improved ease of use and better overall security. In short, a problem in usability of a computer is a technological problem, and solutions that improve usability are technological solutions.
Finally, Judge Stark relies on a preemption analysis in step one, and again ties this to the specific amendments to claim 31 that overcame the prior art. Judge Stark notes the amended claims do not preempt other ways of achieving the solution.
Consequently, the preemption consideration confirms the Court's conclusion at step 1 not directed to an abstract idea. See [McRo]. ("There has been no showing that any rules-based lip-synchronization process must use rules with the specifically claimed characteristics .").
I think Judge Stark's approach is a model for how the district courts should handle Rule 12(c) (and by extension, Rule 12(b)(6) motions both on a procedural and substantive level. Rather than employing empty formalisms and strained analogies, the court focuses on what is claimed, the nature of the improvement and whether the claim actually preempts the purported abstract idea. That is still good advice, and these cases do not contradict that view, as the underlying patents provided very short and concise statements of the prior art problem, not lengthy expositions. Prosecutors that draft only a trivial background and little or no summary of the invention may end up removing an important basis for establishing eligibility and defeating an early dispositive motion. If the motivation for this approach is the risk that the background and summary will narrow the scope of the claims, I would say better a slightly narrowed patent than none at all.
MAZ's invention solved the problem of integrating encryption into electronic document management system (EDMS). The summary of invention of MAZ's patent provides an overview:
In the encryption method, after a user issues a “close,” “save” or “save as” command for a document, the command is translated into an event, and a crypto module traps the event. However, on the record properly before the Court on Defendant's Motion - which is a motion for judgment on the pleadings - the Court must take the specification's statements about the purported invention to be true. The Court is not free to accept Defendant's contrary attorney argument directed to a "conventional" way of transparent encryption.
Thus, Judge Stark looks to the patent specification’s discussion of how the invention is an improvement over the prior art, in particular language identifying the problems in art, again accepting these statements as true.
Typical encryption systems are very cumbersome. They require a user to interrupt their normal work flow, save their clear text document, activate the separate encryption software, and save the cipher text document under a different name. Where the subject document is ordinary e-mail contents, the process is especially cumbersome, because the clear text must first be created in a separate application, then encrypted, then attached to the e-mail message.
Judge Stark relied on these statements to find that the claims were directed to an encryption method that enabled encryption within an EDMS, without disrupting the user's workflow thus solving a technological problem.
Next, Judge Stark rejects the five different "abstract ideas" alleged by the defendants: "Regardless of whether Defendant's five articulations are viewed as different or the same, they each run afoul of the Federal Circuit's guidance in Enfish that courts should not "oversimplify" key inventive concepts or "downplay" an invention's benefits in conducting a step-1 analysis."
To determine whether to an abstract, Judge Stark then turns to the specific claim limitations and pays particular attention to the limitations that were added to overcome the prior art. 31. Significant "individual steps" in claim 31 were added during reexamination, including the above-described use of tabular association of documents with "key names" and "key names" with "key values.'' (See D.I. 77 at 13-14) (summarizing exchange between applicant and examiner regarding "key name <-> document association" limitation added to overcome obviousness rejection) These limitations were added to distinguish the claimed invention from the "key directory association" found in the prior art and are evidence "directed to a specific improvement to the way computers operate" rather than an abstract idea. (emphasis added)
To be clear, this is not Flook's point of novelty approach: Judge Stark is not looking for the inventive concept here, he is looking for an identifiable improvement as stated by the language of the claims. This approach is exactly correct and should be followed by other courts and patent examiners.
Judge Stark also rejects the defendant's argument that to an abstract idea because that there is a human analogue for the claims, "the storage and utilization of filenames, key names, and key values recited in the patent claims is no different substantively than how an old hotel would store and keep track of the keys to its patrons' rooms." and
In addition, the entire exercise of comparing the invention in claim 31 to a human- executable series of steps is relatively unhelpful in this particular case, because the specification of the '681 patent so clearly identifies the claimed invention as "improv[ing] an existing technological process ." Alice, 134 S. Ct. at 2358. We see this in McRo where the invention made it easier to for animators to lip sync their characters to the dialogue. Similarly in MAZ, the improvement was in usability, making it easier for users to encrypt documents without leaving their workflow within the EDMS. Indeed, given that MAZ's method worked by intercepting requests to the EMDS close or save documents ("the crypto module automatically trapping the event"), and then encrypting them on the fly, it necessarily slowed down the computer: users had to wait well the application encrypted the document (and wait again for the document to be decrypted each time it was opened). The specific implementation in claim 31 raises fewer preemption concerns than the broader, original claims of the '681 patent which were rejected during reexamination.
Significantly, Judge Stark treats preemption as a question of fact that requires evidence, relying on McRo:
Defendant has not produced any evidence to support any preemption concerns. See [McRo]. This approach should likewise be followed by examiners at the USPTO.
For patent prosecutors, MAZ, along with DDR, Enfish and McRo, suggests the value of discussing in the patent application specific problems in the prior art and linking aspects of the claimed invention to their solutions. The general trend over the past several years has been to say less in the background and summary of invention.
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https://bilski.typepad.com/blog/2016/10/maz-encryption-technologies-how-to-properly-decide-a-101-motion-to-dismiss.html
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• The need to know what data you have and where it is stored.
• Regulations across the world are all trying to reduce the chance of identification from data.
• Protecting data is not just about privacy.
• Practical tips to ensure data utility and accuracy are addressed.
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https://1touch.io/post/healthcare-data-privacy-and-utility-for-regulation/
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Refer to Computer Security Updates Week 2 of June 2013; in which the biggest news was nothing. Nonetheless, one significant trend was observed; many Internet-based services such as Twitter and Evernote beefed up security with mulit-factor authentication.
For this week / last week, here are / were the biggest news.
U.S. charges eight people for cybercrime targeting banks, government.
SourceFire provides updates to FirePOWER platform.
Blue Coat positioned by Gartner in “Leaders” Quadrant of Secure Web Gateway Magic Quadrant.
Reuters reported that Israeli PM accused Iran and allies of APT.
Juniper announces the-only DDoS solution for data centers.
Reuters reported that Internet big boys deny granting servers access for U.S Government
Symantec reported that global banking trojan Citadel taken down.
Social networks are the most dangerous virtual ‘playground’ for children.
Sophos gets top marks from leading independent Antivirus Tester.
Silicon Valley should lead the battle against cyber attacks.
Reuters reported that 8 people where accused and charged in relation to international cybercrime scheme targeting accounts at 15 financial institutions and government agencies.
Based on intelligence analytics, Junos® DDoS Secure is meant to protect data centers against increasingly complex Distributed Denial of Service (DDoS) attacks.
The industry experienced the biggest DDoS incident ever on week 4 of Mar 2013 when Spamhaus, a non-profit IT organization, was attacked by massive DDoS.
The scale of the attack was unprecedented, with over 300 gigabits per second.
DDoS works by clogging your network's bandwidth where attackers are able to keep sending traffics such as web service requests.
Preventing such attacks requires security professionals have granular visibility and control of network traffic once it enters the data center versus simply the ability to block DDoS traffic at the edge of the network.
Get more details.
Reuters, June 6, 2013 - Internet Big Boys deny granting servers access for U.S Government
Reuters reported a report originally by Washington Post report that claimed to have information pertaining to the fact where U.S. National Security Agency and the FBI are "tapping directly into the central servers of nine leading U.S. Internet companies" through a secret program known as PRISM.
It named nine companies, including Apple, Facebook, Microsoft Corp and Google Inc, as having joined the secret program.
It was reported that all companies denied such involvement and existence of such reality.
Get more details and here.
London's mayor Boris Johnson felt that this controversy presents an opportunity for British entrepreneurs to do something better, while he juggles balancing act between ideologies of old-fashion vs new age.
Mr. Johnson wouldn't mind being monitored at all; he is always prepared.
Symantec, June 6, 2013 - Global Banking Trojan Citadel Taken Down!
Citadel, a banking Trojan which has been in existence since 2011, has been recently taken down by Microsoft and members of the financial services industry and the FBI. The takedown operation resulted in over 1,000 Citadel botnets being taken offline.
As with most banking Trojans, Citadel is a full crimeware kit, providing the attackers with payload builders, a command and control (C&C) server infrastructure, and configuration scripts to target various banks. Citadel is a descendant of that other behemoth of the financial Trojan world, Trojan. Zbot (Zeus). It came into existence after the Zeus source code was leaked in 2011, with criminal groups taking that code and enhancing it.
Citadel is aimed at a more "exclusive" attacker market than its more widespread predecessor, Zeus. The Citadel kit is sold through underground Russian forums and typically costs around $3,000, compared to $100 for the SpyEye and leaked Zeus kits. Citadel users have to also fork out a further $30-$100 to purchase Web inject code for the banks that they wish to target. Additionally, even if attackers have that money to spend, there is a strict vetting process with referrals required for new purchasers.
Kaspersky Lab analyzed the response of the Parental Control modules incorporated in its protection products, and in the first 5 months of 2013, it found that the social networks ranks no.1 (31.26%) with pornographic no.2 (16.83%).
Parental Control allows parents to restrict access to specific sites and programs, or to the entire Internet. Similarly, parents can set timetables.
Sophos received top marks in the latest report from AV-Comparatives, a leading international testing lab. The report, titled “Impact of Anti-Virus Software on System Performance,” evaluated twenty one of the world’s leading security products on a PC running under Windows 7.
The testing lab prepared a total of 545 infection scenarios, and Sophos’ antivirus offering tied for the highest score among the products reviewed. It also received an “Advanced +” award, based on the lab’s assessment of the overall results.
Paul Rosenzweig, a former Department of Homeland Security official, now founder of Red Branch Consulting said that silicon Valley should take the lead role in solving cyber security issues - they should be held responsible.
Rosenzweig quoted that tech companies should bear responsibilities for flaws in their products which lead to the eventuality of cyber-attacks, in particularly, zero-days vulnerabilities.
Most older TVs would come with an Ethernet port and IP capability, however, some may not have built-in WiFi capability.
The solution is to make use of set-top box which will connect to the TV via HDMI cable and connect to the router through WiFi.
Nonetheless, set-top box might not be a great idea because they are usually bulky and comes with a conventional battery powered remote control.
I had an experience where the remote control of the set-top box was spoilt and I couldn't get a replacement whilst the set-top box was still in good condition - in this case, it is as good as nothing.
Google Chromecast offers a great solution.
2016 has been an exciting year for online marketeers, with the online shopping industry winning the hearts of many consumers. As the e-commerce sphere continues to thrive this serves as a great time to start thinking about how the industry is going to evolve in 2017.
In a recent nationwide survey, 11street dived deep into the psyches of online shoppers to understand their sentiments with regard to e-commerce. Through this survey, 11street took the opportunity to set the tone for the e-commerce industry moving forward, and projected five key trends that will lead the way for online shoppers. These very trends also serve as a leverage for businesses to strategise their marketing plans, in order to adhere to what consumers want and how to go beyond expectations in terms of customer service and product delivery.
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http://www.it-sideways.com/2013/06/computer-security-updates-week-3-of-may.html
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Financial services firms are in the business of accepting risk. Primary aims of any financial services firm are collect and manage risks on behalf of their customers and make a profit for its shareholders. We may define ‘Risks’ as uncertainties resulting in adverse outcome, adverse in relation to planned objective or expectations. In the financial arena, enterprise risks can be broadly categorized as credit risk, operational risk, market risk and other risk. Credit risk is the oldest and important risk which banks exposure and important of credit risk and credit risk management are increasing with time because of some reasons like economic crises and stagnation, company bankruptcies, infraction of rules in company accounting and audits, growth of off-balance sheet derivatives, declining and volatile values of collateral, borrowing more easily of small firms, financial globalisation and BIS risk-based capital requirements.
Credit risk can be defined as the risk of losses caused by the default of borrowers. Default occurs when a borrower can not meet his financial obligations. Credit risk can alternatively be defined as the risk that a borrower deteriorates in credit quality. This definition also includes the default of the borrower as the most extreme deterioration in credit quality. Credit risk is managed at both the transaction and portfolio levels. But, banks increasingly measure and manage the credit risk on a portfolio basis instead of on a loan-by-loan. In credit risk management banks use various methods such as credit limits, taking collateral, diversification, loan selling, syndicated loans, credit insurance, securitisation and credit derivatives. Credit risk is considered as a critical factor that needs to be managed by the banks and financial institutions.
Credit Risk Management process permits the banks to proactively manage loan portfolios in order to minimize losses and earn a satisfactory level of return for shareholders. It includes detection, measurement, matching mitigations, supervision and control of the credit risk exposure. The purpose of credit risk management is to ensure that individuals taking the risk have full knowledge about it, the bank or financial institution is exposed to an approved risk limit, the risk related decisions are in line with the business strategies, the compensation for the risk is adequate and sufficient capital support is there to buffer the risks. Credit Risk Management process includes Credit Investigation, Financial Analysis, Credit Assessment, Credit Approval, Documentation, Monitoring ( Follow up, Supervision and Control) and Credit Recovery procedures.
Banks and Financial Institutions have high exposure to credit risk and Pubali Bank was initially emerged in the Banking scenario of the then East Pakistan as Eastern Mercantile Bank Limited at the initiative of some Bangalee enterpreneurs in the year 1959 under Bank Companies Act 1913 . After independence of Bangladesh in 1972 this Bank was nationalised as per policy of the Government and renamed as Pubali Bank. The bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision, and motivation with the spirit and conviction to excel in both value and image. In this respect, Pubali Bank has established its own credit policy which will guide them in achieving their target of maximum value addition through an efficient and effective credit risk management.
i) To have a sound understanding of credit risk management system and procedure followed in the Pubali Bank Limited.
ii) To gain knowledge about the credit related operations and maintenance in this bank.
iii) To analyze in detail the credit risk management process of the bank and to make recommendations if needed.
iv) To focus on the credit risk grading system for analyzing the credit assessment procedure of Pubali Bank Limited.
v) To have a general idea about the credit risk management performance of this bank.
In recent days, people are becoming more aware about the management of their resources. As the banks do business by lending their depositors’ money, they have even more responsibility to manage their credit portfolio smoothly. Bank’s reputation is a critical factor for its success and therefore modern banks must follow appropriate guidelines, policies and relevant manuals regarding credit extension and recovery. The usage of banking service for any type of financial activities is increasing day by day. People are taking loans to start different types of businesses. It is now very important to know the internal processes of the banks and financial institutions to make informed decisions regarding their integrity, scope, ability and capacity.
Management of credit portfolio is one of the major operations of the banks. Therefore, as a 1st generation bank, Pubali Bank Limited should give much attention to this area and this study will attempt to analyze their efforts and draw a complete picture of their practices.
i) The credit policies and manuals of PBL are of confidential nature and thus it is difficult to collect the necessary literature and documents within this short time.
ii) The bank officials though helpful in every respect do not have much time to explain the internal procedures.
iii) Many operations relating to the credit extension run simultaneously by different credit officials and it is difficult to capture the sequence of any particular credit proposal.
iv) A structured filing procedure is often neglected which also poses difficulty in understanding the sequential procedure.
In banking terminology, credit refers to the loans and advances made by the bank to its customers or borrowers. Bank credit is a credit by which a person who has given the required security to a bank has liberty to draw to a certain extent agreed upon. It is an arrangement for deferred payment of a loan or purchase. (Wikipedia dictionary)
Credit means a provision of, or commitment to provide, funds or substitutes for funds, to a borrower, including off-balance sheet transactions, customers’ lines of credit, overdrafts, bills purchased and discounted, and finance leases. What is credit risk?
Risk means the exposure to a chance of loss or damage. Risk is the element of uncertainty or possibility of loss that exist in any business transaction. Credit risk is the likelihood that a borrower or counter party will be unsuccessful to meet its obligation in accordance with agreed terms and conditions. (Wikipedia dictionary)
Credit risk means the risk of credit loss that results from the failure of a borrower to honor the borrower’s credit obligation to the financial institution. (Guideline on credit risk management, Bank of Mauritius). Credit risk is most simply defined as the potential that a bank borrower or counterparty will fail to meet its obligations in accordance with agreed terms (Basel Committee on Banking Supervision,2000).
Expected losses are derived from the borrower’s expected probability of default and the predicted exposure at default less the recovery rate, i.e. all expected cash flows, especially from the realization of collateral. The expected losses should be accounted for in income planning and included as standard risk costs in the credit conditions.
Unexpected losses result from deviations in losses from the expected loss. Unexpected losses are taken into account only indirectly via equity cost in the course of income planning and setting of credit conditions. They have to be secured by the risk coverage. — the definition of operational indicators such as core business, risk targets, and limits.
The risk strategy in an operational sense should be prepared at least every year, with risk management and sales cooperating by balancing risk and sales strategies. The sales units contribute their perspective concerning market requirements and the possible implementation of the risk strategy. The proposal for a risk strategy thus worked out will be presented to the executive board, and following their approval, passed on to the supervisory board for their information. The risk strategy serves to establish an operational link between business orientation and risk-bearing capacity. It contains operational indicators which guide business decisions. (Credit Approval Process and Credit Risk Management, 2005, Oesterreichische National bank)
The risk limits in the bank’s individual business units are based on the bank’s business orientation, its strategy, and the capital allocation method selected. A consistent limit management system should be installed to define, monitor, and control the limits. Such a system has to meet the following requirements:
— The parameters used to determine the risks and define the limits should be taken from existing systems. The parameters should be combined using automated interfaces. This ensures that errors due to manual entry cannot occur during the data collection process.
— The defined indicators should be used consistently throughout the bank. The data should be consistent with the indicators used in sales and risk controlling.
— Employees should be able to understand how and why the indicators are determined and interpreted. This is intended to ensure acceptance of the data and the required measures, e.g. when limits are exceeded.
— In order to guarantee effective risk management, it is essential to monitor risks continuously and to initiate clear control processes in time. Therefore, credit decision and credit portfolio management should be closely linked to limit monitoring. (Bernanke, 2006)
2.8.2.3 Limits on unsecured portions 2.8.2.4 Individual customer limits
In order to allow the use of limits to manage risks, it is necessary to define how strictly these limits should be applied. In practice, the rigidity of limits varies in terms of their impact on a bank’s business activities.
— Certain limits are defined rigidly and must never be exceeded, as otherwise the viability of the bank as a whole would be endangered.
— In addition, there are early warning indicators that indicate the risk of exceeding limits ahead of time.
The stipulated limits can have a direct impact on the credit approval. It needs to be determined if compliance with the limits should be examined before or after the credit decision is taken. In practice, this compliance is usually checked ex post, i.e. after the credit approval based on the portfolio under review, and is not a component of the individual loan decision. The credit decision is taken based on the borrower’s credit standing and any collateral, but independently of the portfolio risk. Such ex-post observation can result in a relatively high number of cases in which limits are exceeded, thus reducing the effectiveness of the limit stipulations. (Amitabh Bhargava, 2004)
Some banks check the compliance with the limits immediately during the credit approval process. Prior to the credit decision, compliance with the relevant limits is checked in case the credit is approved. Bringing limit monitoring into play at this early stage is also referred to as ex-ante monitoring. This helps prevent the defined limits from being exceeded in the course of approving new loans. Ex-ante monitoring is quite complex.
Figure 2.3 Responsibilities in case of excess over limit
Credit processing is the stage where all required information on credit is gathered and applications are screened. Credit application forms should be sufficiently detailed to permit gathering of all information needed for credit assessment at the outset. In this connection, financial institutions should have a checklist to ensure that all required information is, in fact, collected. Financial institutions should set out pre-qualification screening criteria, which would act as a guide for their officers to determine the types of credit that are acceptable. For instance, the criteria may include rejecting applications from blacklisted customers. These criteria would help institutions avoid processing and screening applications that would be later rejected.
Moreover, all credits should be for legitimate purposes and adequate processes should be established to ensure that financial institutions are not used for fraudulent activities or activities that are prohibited by law or are of such nature that if permitted would contravene the provisions of law. Institutions must not expose themselves to reputational risk associated with granting credit to customers of questionable repute and integrity.
The next stage to credit screening is credit appraisal where the financial institution assesses the customer’s ability to meet his obligations. Institutions should establish well designed credit appraisal criteria to ensure that facilities are granted only to creditworthy customers who can make repayments from reasonably determinable sources of cash flow on a timely basis (Morton Glantz, 2002).
Financial institutions usually require collateral or guarantees in support of a credit in order to mitigate risk. It must be recognized that collateral and guarantees are merely instruments of risk mitigation. They are, by no means, substitutes for a customer’s ability to generate sufficient cash flows to honor his contractual repayment obligations. Collateral and guarantees cannot obviate or minimize the need for a comprehensive assessment of the customer’s ability to observe repayment schedule nor should they be allowed to compensate for insufficient information from the customer.
Care should be taken that working capital financing is not based entirely on the existence of collateral or guarantees. Such financing must be supported by a proper analysis of projected levels of sales and cost of sales, prudential working capital ratio, past experience of working capital financing, and contributions to such capital by the borrower itself.
Financial institutions must have a policy for valuing collateral, taking into account the requirements of the Bangladesh Bank guidelines dealing with the matter. Such a policy shall, among other things, provide for acceptability of various forms of collateral, their periodic valuation, process for ensuring their continuing legal enforceability and realization value (Morton Glantz, 2002).
In the case of loan syndication, a participating financial institution should have a policy to ensure that it does not place undue reliance on the credit risk analysis carried out by the lead underwriter. The institution must carry out its own due diligence, including credit risk analysis, and an assessment of the terms and conditions of the syndication. As a general rule, the appraisal criteria will focus on:
A financial institution must have in place written guidelines on the credit approval process and the approval authorities of individuals or committees as well as the basis of those decisions. Approval authorities should be sanctioned by the board of directors. Approval authorities will cover new credit approvals, renewals of existing credits, and changes in terms and conditions of previously approved credits, particularly credit restructuring, all of which should be fully documented and recorded. Prudent credit practice requires that persons empowered with the credit approval authority should not also have the customer relationship responsibility.
Approval authorities of individuals should be commensurate to their positions within management ranks as well as their expertise. Depending on the nature and size of credit, it would be prudent to require approval of two officers on a credit application, in accordance with the Board’s policy. The approval process should be based on a system of checks and balances. Some approval authorities will be reserved for the credit committee in view of the size and complexity of the credit transaction.
Depending on the size of the financial institution, it should develop a corps of credit risk specialists who have high level expertise and experience and demonstrated judgment in assessing, approving and managing credit risk. An accountability regime should be established for the decision-making process, accompanied by a clear audit trail of decisions taken, with proper identification of individuals/committees involved. All this must be properly documented.
Documentation is an essential part of the credit process and is required for each phase of the credit cycle, including credit application, credit analysis, credit approval, credit monitoring, collateral valuation, impairment recognition, foreclosure of impaired loan and realization of security. The format of credit files must be standardized and files neatly maintained with an appropriate system of cross-indexing to facilitate review and follow up.
The Bangladesh Bank will pay particular attention to the quality of files and the systems in place for their maintenance. Documentation establishes the relationship between the financial institution and the borrower and forms the basis for any legal action in a court of law. Institutions must ensure that contractual agreements with their borrowers are vetted by their legal advisers (L.R.Chowdhury,2004).
Credit applications must be documented regardless of their approval or rejection. All documentation should be available for examination by the Bangladesh Bank. Financial institutions must establish policies on information to be documented at each stage of the credit cycle. The depth and detail of information from a customer will depend on the nature of the facility and his prior performance with the institution. A separate credit file should be maintained for each customer. If a subsidiary file is created, it should be properly cross-indexed to the main credit file (L.R.Chowdhury,2004).
For security reasons, financial institutions should consider keeping only the copies of critical documents (i.e., those of legal value, facility letters, signed loan agreements) in credit files while retaining the originals in more secure custody. Credit files should also be stored in fire-proof cabinets and should not be removed from the institution’s premises.
Financial institutions should maintain a checklist that can show that all their policies and procedures ranging from receiving the credit application to the disbursement of funds have been complied with. The checklist should also include the identity of individual(s) and/or committee(s) involved in the decision-making process (Morton Glantz, 2002).
— on-site inspection visits of the borrower’s business are regularly conducted and assessments documented (L.R.Chowdhury,2004).
Figure 2.4: Functions of credit administration department
— any relevant board resolutions for corporate customers.
The borrower should be asked to explain any major variances in projections provided in support of his credit application and the actual performance, in particular variances respecting projected cash flows and sales turnover (Credit Risk Management: Industry Best Practices2005, Bangladesh Bank).
Credit classification process grades individual credits in terms of the expected degree of recoverability. Financial institutions must have in place the processes and controls to implement the board approved policies, which will, in turn, be in accord with the proposed guideline. They should have appropriate criteria for credit provisioning and write off. International Accounting Standard 39 requires that financial institutions shall, in addition to individual credit provisioning, assess credit impairment and ensuing provisioning on a credit portfolio basis. Financial institutions must, therefore, establish appropriate systems and processes to identify credits with similar characteristics in order to assess the degree of their recoverability on a portfolio basis.
Financial institutions should establish appropriate systems and controls to ensure that collateral continues to be legally valid and enforceable and its net realizable value is properly determined. This is particularly important for any delinquent credits, before netting off the collateral’s value against the outstanding amount of the credit for determining provision. As to any guarantees given in support of credits, financial institutions must establish procedures for verifying periodically the net worth of the guarantor.
Managing Problem Credits/Recovery
A financial institution’s credit risk policy should clearly set out how problem credits are to be managed. The positioning of this responsibility in the credit department of an institution may depend on the size and complexity of credit operations. The monitoring unit will follow all aspects of the problem credit, including rehabilitation of the borrower, restructuring of credit, monitoring the value of applicable collateral, scrutiny of legal documents, and dealing with receiver/manager until the recovery matters are finalized.
The collection process for personal loans starts when the account holder has failed to meet one or more contractual payment (Installment). It therefore becomes the duty of the Collection Department to minimize the outstanding delinquent receivable and credit losses. This procedure has been designed to enable the collection staff to systematically recover the dues and identify / prevent potential losses, while maintaining a high standard of service and retaining good relations with the customers. It is therefore essential and critical, that collection people are familiar with the computerized system, procedures and maintain effective liaison with other departments within the bank (Prudential regulations for consumer financing 2004, Bangladesh Bank).
Local and foreign currency remittances.
Various types of financing to cater to the banking requirements of multinational clients.
Total full time regular employee strength had increased to 300 by the year-end. Excepting for the new inductees, the remaining employees are all skilled banking professionals with varying degrees of experience and exposure, recruited from the leading local and foreign banks.
The Bank has a strong focus on imparting training towards enhancement of the skills and competencies of the employees. In the year-2007 the bank had 5,270 officers and employees. Both the Board and Management stress on developing human resources. 57 (fifty seven) courses covering different subjects were organized at the Bank’s Training Institute where 1,357 officials of different levels participated in Human Resources Development Programs. Besides these, the bank utilized the training services rendered by other training institutions like BIBM, BBTA and other national institute.
Deposit of the Bank showed a continuous increase during the year and in 2007 stood at TK.10.16 billion. The growth over previous year was 19.15 percent. The growing customers’ confidence in Pubali Bank helped the necessary broadening of customer range that spanned private individuals, corporate bodies, multinational concerns and financial institutions. The Bank introduced various products/ schemes to attract the depositors. In addition to the conventional deposit forms like Current, Savings, Short-Term Deposits and Term Deposits, the Bank introduced savings schemes to attract small savers belonging to fixed low-income group. Due to affordable installment sizes and customer driven service, products are widely welcomed by small depositors.
Online banking service has been extending to cover almost the entire network of branches to enhance delivery system and provide the necessary competitive edge. The Bank continued to provide its service arms to facilitate the collection of various utility bills, which earned customer appreciation. The Bank also provides Locker Services for its depositors.
Mix of deposits improved during the year. The cost of deposit declined but was within the range of 8.50 percent. The cost of scheme deposits was higher than the conventional deposits and had reduced the net interest income during the year. However, the rate of interest on various deposits was lowered during the last quarter of the year under review.
Total import business handled during the year was Tk. 48.35 billion as against Tk. 37.32 billion of the previous year. The growth was 29.55 percent. Main import items were industrial raw materials, cement clinkers, yarn & fabrics for the RMG industry, vessels for scrapping, CPO & CDSO for edible oil processing and consumer items.
On the other hand, total export business handled was Tk. 19.91 billion indicating a growth of 12.46 percent. Planned and calculated thrust to finance the leading RMG units helped improve the Bank’s performance in the export sector. The satisfactory performances in Foreign Trade and Foreign Exchange sector helped the Bank to increases its fee-based income.
Cash division is the center point of any bank. In Pubali Bank Limited, the cash division performs an integral part of its banking operations.
The tellers in the cash division receive cash from the clients and gives necessary postings in the PIBS (Pubali Bank Integrated Banking Software). At the time of receipt, ‘cash received’ and ‘posted’ seal is attached to the deposit slip. At the time of payment, the tellers first verify the signatures and then make payment. If the check is for a big amount, then it has to be authorized by the cash in charge and branch in charge. The seals used here are ‘cash paid’, ‘posted’ and ‘signature verified’.
The cash division of a branch is connected to other branches through internet and thus it can receive and pay any cheque drawn by or drawn on any other branches. In this regard, the cash division gives credit advice to other branches using Inter Branch Credit Advice (IBCA) and debit advice through Inter Branch Debit Advice (IBDA). When payment is made from other branch accounts, the payer branch issues IBCA. When payment is received for other branch, the receiver branch issues IBDA. IBDA and IBCA are treated as instruments. Related postings are made by the cash division in the MicroBank software. All the activities are also recorded in different registers.
The cash division also receives the outward clearing checks. ‘Clearing’ seal is attached for cheques inside Dhaka and ‘Collection’ seal is attached for cheques outside Dhaka. ‘Crossing’ seal is given for account pay cheques.
At the end of the day, the cash position has to be matched with the cash in hand balances. A ‘Cash Position Reserve Sheet’ is prepared and maintained by the cash in charge.
Accounts
In Punali Bank Limited, the accounts related information is fully computer generated. The central IT department generates several important statements such as the General Ledger, profit and Loss Account, Transaction journal, Overdraft and Advances Position, Full Balance position etc. These statements are disseminated in the network so that every branch can have access to its accounting information at the beginning of each working day.
The accounts division prepares the daily and weekly position of the branch in triplicate using the General Ledger. One copy is sent to the Branch Manager, one copy to the Treasury and one copy is preserved in the office record. Weekly positions of all the branches are consolidated by the central accounts department and then sent to the Bangladesh Bank. At the month end, accounts division prepares Profit Result Sheet for the month ended and Salary Sheet, charges for depreciation on fixed assets and accrued interest. It has to prepare SBS-1 (monthly) and SBS-2 (quarterly) and these statements have to be sent to Bangladesh Bank.
The accounts division performs other jobs also. It has to tally the transaction journal with each voucher. Online accounts are tallied by checking the IBDA and IBCA. Petty cash transactions and bills are also prepared and posted by the accounts division. Branch Level establishment, requisition and other personnel related activities are the responsibilities of the accounts division.
Pubali Bank Limited provides money to the borrowers in terms of Packing Credit and Back to Back L/C.
Packing credit is essentially a short term advance with a fixed repayment date granted by the bank to an eligible exporter for the purpose of buying, processing, manufacturing, packing and shipping of the goods meant to be exported (L.R.Chowdhury 2004). It is allowed to an exporter only when he has obtained a foreign buyer’s order. It has a certain limit and generally issued for not more than 180 days. This facility my be extended in the form of Hypothecation of goods, Pledge or Export Trust Receipt.
A Back to Back L/C is essentially a secondary credit opened by a bank on behalf of the beneficiary of the original credit, in favor of a supplier inside or outside the original beneficiary’s country.
Credit
The credit division is also an independent division in Pubali Bank limited. This division basically deals with the extension of credit to the worthy clients and thus to make a profit from the interest charges. The bank invests the money of the depositors and thus the credit division has to be very cautious in terms of credit extension.
There are Relationship Managers (RM) in the branches who have the responsibility to gather valued client where the bank can invest. When a client applies for certain amount of credit, the credit officers first assess the financial and operational viability of the client and prepare a call report. A call report includes basic information about the client as well as the financial and operational position and market reputation. The credit officers often visit the business premises of the client to have an idea about his/ her business conditions. The report of these inspection visits are also enclosed in the call report. It is then sent to the Head of Credit (HOC) and Head of Marketing (HOM). If the call report passes their initial scrutiny, the branch is ordered to prepare a full fledged proposal. It is also sent to the HOC HOM and Managing Director (MD). If satisfied, they enclose their recommendations and give positive nod to the branch to prepare a credit memorandum. At this time, client is requested to present different legal documents to the loan administration division. If the board approves of disbursement and the client fulfills all the necessary legal and procedural requirements, then only the loan is sanctioned. A sanction advice is prepared and provided to the client.
The loan administration department ensures that all the guarantee and security arrangements are properly done and maintained. It keeps record of the obtained documents using security document software. After disbursement, the credit division continuously monitors the client’s business and loan repayment performance and takes necessary actions in case of non-repayment.
The credit division arranges for different types of loans and high emphasis is given on Small and Medium Enterprises (SMEs). It also issues bank guarantee in favor of the clients. Necessary postings are made through MicroBank software.
The credit division of Pubali Bank Limited is guided by 10 specific credit principles. They are as follows:
i) Evaluate borrower’s nature for reliability and keenness to pay.
ii) Evaluate borrower’s loan settlement capability.
iii) Develop action plans for the likelihood of non-payment.
iv) Extension of credit in satisfactorily controllable risk areas.
v) Guarantee self-directed participation of the credit officials in the credit extension process.
vi) Perform the credit process in an ethical manner.
vii) Be proactive in recognizing, administering and conveying credit risk viii) PBL requirements must be followed in ensuring the credit exposures and operations.
ix) Try to achieve an acceptable equilibrium between risk and reward.
x) Construct and sustain a diversified credit portfolio.
At the time inception of a relationship, the relationship manager tries to gather more and more information about the client. He / she sometimes visit the business premises to get an idea about the financial and operational condition of the prospective client. The market reputation, competitive position etc. are also duly assessed. Branch manager along with the relationship manager is also connected in this process. These initial visits or enquiries are referred to as ‘calls’.
Based on the findings of such calls, RM and the branch manager send a call report to the Head of Marketing, Head of Credit and Managing Director for initial review.
a) A specific control number and base number for each client.
b) The credit risk grading score.
c) The authorization for the approval process.
d) The description of the proposed facility.
e) Rationale behind the loan extension.
f) Financial information of the client mainly the income statements for the past years, earnings forecasts in normal and adverse conditions.
g) Forecasted earnings from the relationship to be established.
A current valuation of collateral is obtained and the quality and priority of security being proposed are assessed. Loans are not granted based solely on security. Adequacy and the extent of the insurance coverage are also assessed. (PBL credit policy, 2005)
Appendix I contains a template for credit memorandum.
Credit Risk Grading
According to Bangladesh Bank guidelines, all Banks should adopt a credit risk grading system. Therefore, PBL has duly implemented a credit risk grading policy in its credit risk assessment program. The system defines the risk profile of borrower’s to ensure that account management, structure and pricing are commensurate with the risk involved. (Focus Group on Credit Risk Management, (2005), Credit Risk Management: Industry Best Practices, Managing Core Risks of Financial Institutions, Bangladesh Bank)
Risk grading is a key measurement of a Bank’s asset quality. All facilities are assigned a risk grade. Where deterioration in risk is noted, the Risk Grade assigned to a borrower and its facilities are immediately changed. Credit Memorandum includes a clear statement of the borrower’s risk grade.
PBL applies the following credit risk grading matrix as provided by Bangladesh Bank guidelines. A risk grade scorecard is attached in Appendix II.
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https://www.educarnival.com/pubali-bank-limited-credit-risk-management/
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New! Privacy Report Interactive Map shows where in the world apps send personal info and photos.
New! Report Card provides a snapshot of how secure your device is and guidance on how to improve it.
Improved! Next gen App Advisor has a new look! Learn what apps are doing behind the scenes so you can make informed choices on which apps to install/keep.
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http://lit-oboz.ru/drugieprogrammi/1151-norton-security-and-antivirus-premium-31703200
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On Sunday evening, May 1, 2011, President Obama stated, “a small team of Americans raided the compound. After a firefight, they killed Bin Laden.” The information spread across the Internet at an exponential rate. Twitter reported more than 4,000 tweets per second at the beginning and end of Obama’s speech, and with no surprise, Google’s top-trending search term is, “Osama Bin Laden Dead”.
As cities, military installations and US Embassies are increasing security measures at the wake of the announcement, so should organizations and individual computer users.
After every major news event in recent years, such as the “Haiti Earthquake”, “Japanese tsunami”, “William and Kate Wedding” and now, “Osama Bin Laden dead” an increase of fraudulent web sites, links and files offering to provide information and unseen video, pictures come to a rise via emails and social networking sites.
This technique is called Black-Hat Search Engine Optimization (BH-SEO). Black Hat search engine optimization is customarily defined as techniques that are used to get higher search rankings in an unethical manner (Boswell, 2011). For example, a cyber-crook can increase their search-ranking by feeding them fake pages to make their malicious content seem legitimate, thus tricking users to visiting their malicious site that may be hosting malicious content to infect computers with malware. The newer the event or content, the more susceptible it is to the BH-SEO techniques, while older content are less susceptible.
What can you do to keep safe?
As always, make sure you have an anti-virus/malware application installed and updated on your computer.
Try to reside on reputable sources to view content.
Do not blindly trust search results; examine the title and content before actually accessing the website.
If you get redirected to an unexpected site or obtain a “click here for a free security scan” page, or to take a survey page, or even to a “download this codec program to view the video” DO NOT do it and exit the site.
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http://www.securityorb.com/web-security/osama-bin-laden-dead-computer-security-tips-black-hat-search-engine-optimization-bh-seo/
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It's not a secret anymore that cloud facilitates digital transformation and that many companies are happily embracing it - slower or faster, it really depends on the IT infrastructure already in place. What remains a mystery though, is what's next?
BrightTALK has invited experts to discuss what is the cloud of the future and which trends are worth your attention to stay ahead of the game.
This webinar will cover the best-of-breed Kubernetes implementation packages available from Canonical.
Launching a foray in the world of containers can be daunting, considering the variety of commercial and open source technologies available. Canonical is at the forefront of container orchestration with the Canonical Distribution of Kubernetes, and has taken the guesswork out of deploying and operating production-grade Kubernetes clusters.
- Best practices and recommendation on adopting software-defined technologies with the future in mind.
This Webinar is aimed at IT professionals and CIOs/CDOs/CTOs seeking to understand more about how software-defined impacts the present and future of enterprises.
With the irruption of Open Source and Software-Defined components in the Data Centre, there has been a shift of cost from licensing and appliances - in the traditional IT - to operations. The challenge in this new era, where all the components evolve faster than adoption, learning curves and skill development, resides in keeping the operations efficient while adding innovation, with its inherent complexity.
During this webinar we will go through best practices to navigate that transition and set up your operations teams to the future while keeping cost contained and services competitive.
* What is Prometheus monitoring, how it works, how to instrument your application using it and how you can get the most out of it.
* How to speed up your software development lifecycle - ship features faster, fix problems faster.
The webinar includes live demo’s and Q&A.
has become commonplace to see some OpenStack users choose to remain on old unsupported versions of OpenStack, forgoing new features and security updates rather than face the disruption, stress and complexity of upgrading. At Canonical we call this a StuckStack, a cloud that cannot or will not be upgraded.
In this webinar we will show you how to get unstuck and onto an OpenStack path where upgrades between releases are guaranteed. Access to compelling new features in OpenStack becomes easy as systems can be upgraded with little or no downtime.
Get the most in depth information about the Ubuntu technology and services from Canonical.
Learn why Ubuntu is the preferred Linux platform and how Canonical can help you make the most out of your Ubuntu environment.
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https://www.brighttalk.com/community/it-security/webcast/6793/50483
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All of the above steps revolve around the presence of insurance risk. Risk may be defined as something that has the potential of causing a loss. Relating to the insurance business, a loss specifically means a financial loss.
Insurance can be bought as protection against property risk (property insurance or vehicle insurance), personal risk (health insurance or life insurance) or liability risk (liability insurance). Buying insurance is a pooling of risk among a large group of people, with the insurer collecting money in the form of premiums and paying out claims from this pool of money when a covered loss occurs to one of the group of policyholders. As an underwriter, your job is to further your company's profitability by approving policies where the risk of the policy owner making a claim appears low.
Insurance companies also earn money from investing the money they collect as premium. Between the premiums collected and the investment interest earned, an insurer must collect enough funds to pay claims and to operate their company at a profit. This means insuring risks that are predictably low and charging premiums that are low enough to attract business.
Risk Assessment
Insurance companies utilize various risk assessment tools in order to calculate the advisability of permitting the writing of a policy, the correct amount of coverage and how much premium to charge in return for the coverage. Using computer software that incorporates a predetermined algorithm, you can gauge the chances of a claim being filed by the policyholder. This whole process is a fine balancing act weighing the company's profitability against the insured's potential for using the policy.
As an insurance underwriter, you want to protect a prospective policyholder with an accurate amount of coverage at a premium price commensurate with the amount of risk they present. High risk applicants may still be offered coverage, but at a premium cost that's proportionate to their amount of risk.
Start making more informed underwriting decisions.
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https://www.insuranceriskservices.com/blog/accurate-risk-assessments-equal-accurate-premium-rates
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We are looking for an accomplished cybersecurity professional to lead our security efforts through an analysis of current state security program and the design, build and management of our future state. Strong technical security background and expertise with industry standard security tools and practices such as pen. Proficient technical writer, capable of developing reports, presentations, and...
Only registered members can apply for jobs.
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http://www.cisspjobboard.com/cissp-job-board/view/manager-director-of-information-security/
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A Smartphone Vlogger recently posted a video about a frightening discovery… Some carriers capture a good chunk of information about how you use your phone… EVEN your searches.
At Illinois Valley Cellular, we are concerned about your privacy and DO NOT install software like this to our smartphones.
[I]t appears the software captures a broad swath of extremely sensitive information from users that would appear to have nothing to do with diagnostics—including who they are calling, the contents of the texts they are receiving, the contents of their searches and the websites they visit.
These actions may violate federal privacy laws, including the Electronic Communications Privacy Act and the Computer Fraud and Abuse Act. This is potentially a very serious matter.
Gizmodo breaks it down like this, ” Carrier IQ is an “embedded analytics company” that serves that information up to its clients on a silver, snooping platter.”
Read this article to get more a in depth look at this full on breach of privacy between these other non-IVC carriers and their smartphone users.
The SpyEye banking trojan that’s been affecting PC users has now made its way onto Android. The developers of the malware have created a trojan called Spitmo which is made to target Android users by asking already infected desktop users to install their special “security software” in order to work with their bank’s online services on their mobile device.
If you’re gullible enough to take the bait your SMS messages will then be intercepted and uploaded to the crooks’ servers. Why SMS messages? The SpyEye developers have use the trojan to intercept the one-time SMS pass codes many banks use as a key defense to thwart password logging software.
If you think the problem of malware is a unique to Android, researches also found that SpyEye’s Android malware appears to be similar to a banking trojan used to steal SMS messages from Symbian devices.
This is all pretty scary stuff but once again, if it isn’t in the Android Market — don’t download it.
You can take precaution and download security apps which will scan for malicious files with every market download. Our favorties, Lookout and AVG.
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https://illinoisvalleycellular.wordpress.com/tag/spyware/
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The Scholarships will cover up to 70% of the tuition fees. The full tuition fees are equivalent to 22.000,00 EUR (21% VAT included).
The amount of the scholarships will be discounted from the overall tuition fees. In case of course abandonment or exclusion for any reason, no amount of the scholarship will be paid or reimbursed.
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https://www.scholarshipportal.com/scholarship/master-in-insurance-risk-management
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I was listening an interesting presentation on monday at Helsinki on cyber security of under sea fiber optics cabling. The end result was that it is possible (not always easy or cheap, but technically possible for many countries) and often not illegal on international sea to listen to the traffic on those cables.
There are around 400 undersea fiber optic cables that carry around 95 percent international telecom traffic and China has something to do with around 100 of them (technology and/or construction work).
It is also not technically or economically feasible to make those impossible to listening to, so we need to use good end-to-end encryption on our networked applications.
Israel military said it bombed building housing Hamas cyber forces.
For the first time, Israel has used brute military force to respond to a Hamas cyberattack, three years after NATO proclaimed “cyber” an official battlefield in modern warfare.
The “bomb-back” response took place on Saturday when Israel Defense Forces (IDF) launched an air strike against a building in the Gaza Strip. They claimed it housed Hamas cyber operatives, which had been engaging in a cyberattack against Israel’s “cyberspace.”
We were ahead of them all the time,” said Brigadier General D., the head of the IDF’s cyber defense division. “The moment they tried to do something, they failed.”
Israeli officials did not disclose any details about the Hamas cyberattack; however, they said they first stopped the attack online, and only then responded with an air strike.
US did it first
Israel’s response to the Hamas’ attempted cyberattack is a turning point in modern warfare, where military action was chosen instead of a typical “hack-back” response.
In 2015, the US became the first country to respond with military force to cyberattacks, when it used a drone strike to kill Junaid Hussain, a British citizen who was in charge of ISIL’s hacker groups, and who was responsible for dumping personal details of US military forces online, via Twitter.
When it comes to voting, we’ve come a long way from dropping pebbles into an amphora — but still not nearly far enough if the lack of confidence in our election systems is any indication. Microsoft is the first major tech company to take on this problem with a new platform it calls ElectionGuard that promises to make elections more secure and transparent — and yes, it’s free and open source.
Set to be made available this summer and piloted during the 2020 elections, ElectionGuard is not a complete voting machine, but rather a platform for handling voting data that can either empower existing systems or have new ones built on top of it.
The basic idea is to let voters track their votes securely and privately, while also allowing authorities to tabulate, store and, if necessary, audit them.
The Israel Defense Force (IDF) claims to have neutralized an “attempted” cyber attack by launching airstrikes on a building in Gaza Strip from where it says the attack was originated.
As shown in a video tweeted by IDF, the building in the Gaza Strip, which Israeli fighter drones have now destroyed, was reportedly the headquarters for Palestinian Hamas military intelligence, from where a cyber unit of hackers was allegedly trying to penetrate Israel’s cyberspace.
Why it matters: Globally, about 380 submarine cables carry the vast majority of international data, from cloud computing to text messaging. These cables will only become more important with the arrival of 5G and other services that will increase the speed and volume of data being transferred.
Flashback: History cautions that today’s commercial activities carry strategic stakes as well. In World War I, Britain was best positioned to maintain global communications among its forces and to monitor and disrupt enemy messages thanks to its network of cables.
The bottom line: So far, U.S. actions are focused on limiting Huawei’s access to Western markets. But to shape tomorrow’s communications networks, it would also have to compete in developing and emerging markets — especially in Asia and Africa, where 90% of global population growth by 2050 is expected.
Helsinki-based Cinia, which owns and operates about 15,000 kilometers of fiber optic cable, and MegaFon, a Russian telecommunications operator, signed a memorandum of understanding to lay a fiber optic cable across the Arctic Ocean.
Ari-Jussi Knaapila, the CEO of Cinia, estimates that the planned Arctic cable, which would stretch from London to Alaska, would shorten the physical cable distance between Europe and the western coast of North America by 20 to 30 percent.
On Monday, a Russian submarine caught fire during a mission, killing 14 sailors on board.
A possible reason for Russia’s caginess? Multiple sources are now claiming the sub was an AS-12 “Losharik,” a nuclear-powered submarine some speculate was designed to cut the undersea cables that deliver internet to the world.
Russian media outlets RBC and Novaya Gazeta have both cited anonymous sources who claim the submarine was a Losharik, and while the sub has been in operation since 2003, Russia has never come out and declared its official purpose.
For years, they’ve warned that Russia has been surveying undersea cables, and experts have called out the Losharik by name as possibly playing a role in future missions to disrupt those cables.
Russia’s controversial intelligence ship Yantar has been operating in the Caribbean, or mid-Atlantic, since October. She is suspected by Western navies of being involved in operations on undersea communications cables. Significantly, she appears to be avoiding broadcasting her position via AIS (Automated Identification System).
Yantar has been observed conducting search patterns in the vicinity of internet cables, and there is circumstantial evidence that she has been responsible for internet outages, for example off the Syrian coast in 2016.
Our modern economy could collapse.
Our world’s reliance on the internet has only grown with time.
When a July 2015 undersea tremor triggered a rockslide between the islands of Saipan and Tinian in the Northern Marianas Islands, it cut the only fiber-optic cable connecting the archipelago to the global network. Air traffic control grounded flights, automated teller machines shut down, web and phone connections broke.
One of America’s greatest techno-spy capers of the Cold War involved tapping Soviet Navy communications via a submarine cable in the 1970s and 1980s. Before IVY BELLS ended with its unmasking by Soviet spy Ronald Pelton, its clandestine aquanauts, spy sub and nuclear-powered “bug” made espionage history.
Cut up undersea hydrophone networks and you deafen your adversary. Cut Internet cables and you have the ultimate denial-of-service cyber weapon.
A clock in South Africa is counting down the seconds until a pair of broken cables are expected to go back in service. Every few hours, the service provider TENET, which keeps South Africa’s university and research facilities connected to the global Internet, tweets updates.
The eight-year-old West Africa Cable System (WACS) submarine cable, which runs parallel to Africa’s west coast, broke at two points early on 16 January. That same day, an 18-year-old cable called SAT-3 that runs along the same route also broke.
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https://www.epanorama.net/newepa/2019/05/03/cyber-security-of-sea-cables/
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This article needs to be cleaned up to meet the standards of Malware Wiki. Please help Malware Wiki by fixing this issue.
"Software updates are available for your system."
This article and its content are outdated. You can help Malware Wiki by updating it so that it talks about the latest versions.
Scanning scheduler (only effective with user logged in).
Automatic virus database updates on a regular basis.
In the June 1 - 28 2008 test performed by Virus.gr, ClamWin version 0.93 detected 54.68% of all threats and ranked 37th out of 49 products tested; the best scored over 99%.[5]
In the 10 August-05 September 2009 test performed by Virus.gr, ClamWin version 0.95.2 detected 52.48% of all threats and ranked 43 out of 49 products tested; the best scored 98.89%.[6]
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http://malware.wikia.com/wiki/Clam_AntiVirus
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Related Categories Please select Close X Select Your Format We offer a variety of product types. Determine which is right for you. Learn more about product types
/-se/products.htm Customize Your Selection Personalize and enhance your art with our finishing options. Learn more about our services /-se/services.htm The shipping rate shown is an estimate only; actual shipping rates will be determined during checkout. For more information, including a full list of shipping destinations, visit Shipping & Returns /gallery.asp?startat=/help/shipping.asp&CID=8176F0D819984FEDBC9F5ACE1A8F351A⊂ject=shipping#rates.
Orders with multiple items may be eligible for discounted shipping rates. Combined shipping discounts will be applied during checkout. Learn more /gallery.asp?startat=/help/shipping.asp&CID=8176F0D819984FEDBC9F5ACE1A8F351A⊂ject=shipping#rates We offer a variety of product types. Close Frame Unavailable The framing you previously selected isn’t available in this size. Please choose another framing option. Do not show again 0 False True USD 1 9052445 http://ws-search.art.com/wcf/SearchService.svc Recently Viewed $(document).mousemove(function(event) {}); Exclusive offers Please Fix the Following: Please enter your email Please enter a valid email address Submit Sign up for special offers Order Toll Free 888-654-0143 Business Sales 866-770-5844 Education Offices Hospitality Healthcare Designers and Architects Company Information About Us Careers Business Sales Help Affiliates Privacy Policy Terms and Conditions Gift Cards Coupons Blog International Sites
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http://www.allposters.com/-sp/Cyberbullying-Posters_i9052445_.htm
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¹70% savings on college courses based on US News and World Report’s estimate that in-state tuition at a public 4-year institution is $9,687, or $969 per 3 credit course given 30 credits per year, and Classfinder's 3 credit course offering has a minimum price of $295.
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https://classfinder.withfrank.org/products/cyber-crimes-69895
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Quantum cryptography is a way of securing information based on the principle of uncertainty in quantum physics.
An encryption based on such physics would in theory be 'unbreakable', since intercepting a message causes the encryption process to shatter like the Universe's most delicate lock.
Prior to being measured, a particle's states can only be described as a probability, which is defined by a specific equation.
This is called Schrödinger's equation, and like the thought experiment involving a cat, measuring a particle interferes with it in a way that alters the specifics of this equation, affecting the result.
This rule of quantum physics can be applied to security methods that make it all but impossible for a person to intercept a private message.
How is it any different to normal encryption?
If you wanted to send a million dollars to your cousin without it being stolen, you might put it into a personal post box to which only he has the key.
In the digital world, an equivalent process would be described as an asymmetric system. The post box serves as what's known as a public key - a digital process for storing information that any member of the public can slide data into, but not open.
Once inside the post box, the million dollars can only be accessed by a person who has the key. Their private key is generated using an algorithm that includes known elements from the public key and secret ones known only to them.
A second method, called a symmetric system, would require you and your cousin to both have already worked out a private key. Much like a classic form of encoding using a cipher, the key can be a lot more complicated, and the transfer of data much more efficient, but the system can't be swiftly adapted for the general public to use.
There are also combinations of each, relying on a mix of keys that add sequences of locks to really make sure nobody can peek inside.
Even with numerous layers of traditional encryption, the rise of quantum computing means that it will take less effort to mathematically calculate a private key, putting even the most complex key-generation methods at risk of being broken.
How does quantum encryption work?
One existing method for securing a message using quantum physics is referred to as Quantum Key Distribution. It isn't an encryption in the strictest sense since the information itself isn't encoded using a cipher, but rather is more like a lock-and-key system.
Instead a message is secured using individual particles, such as photons, to create a binary code that forms the basis of a digital key.
A property of each particle, such as its spin, can't be predicted with certainty. It is determined by its quantum equation, which relies on a specific set of known conditions.
Those conditions can be entangled with other particles, which means changes to one particle will immediately affect the equation describing the other.
Interfering with an entangled photon in any way, such as by catching it and reading it, would immediately affect the rest of the system (such as other entangled particles held in a secure location) at the same time. This in effect makes entangled particles a perfect set of matching keys.
Should anybody try to make a copy of a key by replacing the photon they caught with a new one, their phony particle wouldn't be entangled with the key, alerting everybody to the deceit.
Researchers from China demonstrated the method in a video link in 2017, providing a sound proof of concept. It still requires some hardcore hardware to operate, but ever-shrinking technology means one day quantum key distribution could be a common way to hide our secrets.
Is quantum encryption really unbreakable?
While the method is in principle tamper-proof, in practice it relies on fallible technology and human activity.
Security is only ever as good as the hardware it's made of, and the trustworthiness of the people operating it. In other words, physics might be unhackable, but we sure aren't.
All Explainers are determined by fact checkers to be correct and relevant at the time of publishing. Text and images may be altered, removed, or added to as an editorial decision to keep information current.
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https://www.sciencealert.com/quantum-cryptography
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In a changing and globalised world, Stockholm University contributes to the development of a sustainable democratic society through knowledge, enlightenment and the pursuit of truth, based on critical thinking.
Ranked among the world’s top 100 universities, Stockholm University is one of Europe's leading centres for higher education and research in human science and science. With a large number of students, a wide range of education in close interaction with research, and a combination of independent basic research and strong applied research, Stockholm University contributes actively to society – a role that has characterized the University since its inception in 1878.
Stockholm University is an international academic environment, which is an integral part of excellence in research and education. As a university in the capital city of Sweden, Stockholm University places special emphasis on offering courses and programmes that meet the needs of the region and society.
Currently, the university has more than 27,000 students, 1,400 doctoral students, and 5,700 members of staff active in the scientific areas of human science and science. We offer 300 programmes and 1,700 courses in science and human science, including 75 master’s programmes taught in English. The university has a total revenue of SEK 5.3 billion.
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https://www.su.se/english/about?cache=%2525252525252Fmargareta-enghag%2Fcourses%2Fmasters%2Fnew-master-s-programme-in-cyber-security-will-meet-market-needs-1.232261%2Fstudent-unions-at-stockholm-university-1.251433%2Ffuture-visitors%2Fingvild-alm%EF%BF%BDs-to-publish-in-journal-of-political-economy-1.430537
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Do you know what Euro-search.net is?
Not much is known about Euro-search.net, but what we do know for certain is that the application is considered to be a browser hijacker. The reason the search engine ended up in this category is the way it can change user’s browser preferences. Apparently, the tool could hijack Internet Explorer, Mozilla Firefox, or Google Chrome by replacing its default search provider, start page, or new tab page. Not to mention, it's provided results might have unreliable links to possibly malicious web pages. In other words, if you encountered this application, the safest solution would be probably to delete Euro-search.net as soon as possible. If you agree with us, we can offer you a removal guide we added at the end of this report. Users who read the article too can learn more about the browser hijacker’s working and distribution manner.
As usual, we would like to begin with the ways this search engine could access your browser. Our researchers noticed that the application is using a particular Russian search tool called nova.rambler.ru. Consequently, it is entirely possible the threat was created by developers from Russia and so it could be distributed with other unreliable software created in this country. Euro-search.net might be bundled with such programs; thus, users may accept it unknowingly if they rush the installation process or pay no attention to the terms given by the setup wizard. In most cases, bundled applications are set to be installed automatically, although the user might be given an opportunity to deselect them, so if he does not, it is understood the user agrees to install additional tools. If you do not want to be one of those users who allows threats to enter the system without even realizing it, we urge you to be more cautious and perhaps even take extra precautions, e.g., acquire a legitimate antimalware tool. Euro-search.net screenshot
Scroll down for full removal instructions
In any case, if Euro-search.net already managed to hijack your browser there are a couple of things you should know about it. To begin with, our researchers noticed that it redirects user’s search queries through nova.rambler.ru and the results you receive in the end could be modified. It means the browser hijacker might inject them with additional advertising content at the time it redirects you through another search engine. It is unknown where such content could come from or what it might advertise since there is no End User License Agreement and the application’s Privacy Policy statements do not mention it. All the document says is that Euro-search.net may gather anonymous user data and share it with “third party advertising and content companies.” Therefore, we can only assume it could be done to provide targeted advertising content. Under these circumstances, there is a possibility probably not all, but some of the ads might be malicious, e.g., may advertise other browser hijackers, malware, scam websites, and so on.
In conclusion, Euro-search.net could be possibly dangerous to search the Internet with and so we would not recommend using it if you do not want to risk your computer’s safety. Our researchers say you can easily get rid of it by simply resetting the hijacked browser. Readers who need some help with the task can follow the removal guide we added below this text. Those who do not wish to reset their browsers could perform a system scan with a reputable antimalware tool instead.
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http://www.spyware-techie.com/euro-search-net-removal-guide
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While it is mainly a financial malware platform, Shylock is an interesting program that continues to evolve in order to bypass new defensive technologies put in place by financial institutions and enterprises.
While analyzing a recent Shylock dropper researchers at security software provider Trusteer noticed a new trick it uses to evade detection. Namely, it can identify and avoid remote desktop environments.
Suspected malware samples end up collected for analysis and often go into isolated machines in an operations center. Rather than sitting in front of a rack of physical machines in a lab, researchers use remote desktop connections to study malware from their offices. That is the weakness Shylock exploits.
This latest Shylock dropper detects a remote desktop environment by feeding invalid data into a certain routine and then observing the error code returned. It uses this return code to differentiate between normal desktops and other “lab” environments. When executed from a remote desktop session the return code will be different and Shylock won’t install. It is possible to use this method to identify other known or proprietary virtual/sandbox environments as well.
The dropper dynamically loads Winscard.dll and calls the function SCardForgetReaderGroupA(0, 0). The malware proceeds as expected only if the return value is either 0x80100011 (SCARD_E_INVALID_VALUE) or 0x2 (ERROR_FILE_NOT_FOUND). Trusteer noticed when the dropper executes locally the return value is 0x80100011, but when it executes from a remote desktop session the return value is 0x80100004 (SCARD_E_INVALID_PARAMETER).
Trusteer has found a number of malware strains that utilize different approaches to identify specific execution environments in order to take appropriate evasive actions.
“Trusteer solutions are not affected by anti-VM/anti-research techniques employed by malware. That is because we use real-time application protection to monitor for suspected malware behavior in the endpoint device’s memory. This approach prevents malware from compromising applications, including the browser, and stealing data like user credentials. It is also immune to Malware evasion techniques designed to identify remote desktop and virtual machine environments,” said George Tubin, senior security strategist at Trusteer.
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http://www.isssource.com/old-malware-new-technology/
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Click the Start button, type control panel, and then click Control Panel. Check here if you are not using Windows 10.
Click the link that says Review your computer’s status.
If your antivirus is not on the list, find the support website for it and search for: “How to add an exclusion”.
inFlow Cloud can be found in your user profile > AppData folder: %USERPROFILE%AppDataLocalinFlowCloud.
The file you’ll need to exclude is inFlowCloud.exe.
We use cookies to enable essential website operations and to ensure certain features work properly. This tracking is always enabled.
Want to learn more about how inFlow tracks you? Check out our privacy notice.
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https://www.inflowinventory.com/support/cloud/how-do-i-disable-my-antivirus/
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PSIM is a software platform that integrates multiple security systems. PSIM software collects data from multiple security systems, which it collates and analyzes. The software can be used to integrate security and non-security systems, and can be customized as per user requirements. PSIM is also termed a "situation management" tool as it enables end-users to make quick decisions and take follow-up action with respect to a certain situation or event.
TechNavio's analysts forecast the PSIM market in the APAC region will grow at a CAGR of 42.15 percent over the period 2013-2018.
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https://www.gii.co.jp/report/infi302363-physical-security-information-management-psim.html
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Insulet (NSDQ:PODD) said this week that it won ISO 27001 certification for its Omnipod Dash product, meeting the international standard for best practice in an information security management system.
The Billerica, Mass.-based company’s Omnipod Dash system wirelessly connects Insulet’s Personal Diabetes Manager with a tubeless, waterproof insulin pump. The PDM calculates how much insulin should be administered using blood glucose readings from the Contour Next One blood glucose meter.
Altogether, the system connects via Bluetooth to mobile apps, which provide users and caregivers with access to their insulin therapy data.
The FDA cleared Insulet’s Omnipod Dash system in June. The company expects to fully launch the product in early 2019 – it’s currently undergoing a limited market release.
Insulet also reported this week that it received the Diabetes Technology Society’s Cybersecurity Standard for Connected Diabetes Devices Security certification for the Omnipod Dash system.
The company noted that it is the only insulin company to have won both certifications.
“This is part of a large-scale organizational commitment to ensure the highest-level of cyber security of our Omnipod DASH System and to provide information security our Podders can trust,” EVP & CTO Dr. Aiman Abdel-Malek said in prepared remarks.
“We are committed to remaining at the forefront of best-in-class standards to secure patients’ safety and privacy. Our compliance with these internationally recognized standards sets us apart from others in the global insulin pump market and provides our users with further peace of mind that they can rely on a highly safe and secure product to manage their diabetes,” Abdel-Malek added.
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https://www.drugdeliverybusiness.com/insulets-omnipod-dash-system-lands-iso-cert-for-data-security/
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Afshar, A., Mariño, M. A., Ebtehaj, M., & Moosavi, J. (2007). Rule-based fuzzy system for assessing groundwater vulnerability. Journal of Environmental Engineering, 133(5), 532-540. https://doi.org/10.1061/(ASCE)0733-9372(2007)133:5(532)
/ Afshar, A.; Mariño, M. A.; Ebtehaj, M.; Moosavi, J.
N2 - Parallel to industrial growth and ever increasing use of agrichemicals, environmental resources have been affected and deteriorated by generated pollutants. Recognition of groundwater vulnerability to pollution will help in managing groundwater quality conflicts. The DRASTIC model (where D=depth to groundwater; R=net recharge; A=aquifer media; S=soil type; T=topography; I=impact of vadose zone; and C=hydraulic conductivity of the aquifer) has been used extensively for assessing the vulnerability of groundwater. It employs a linear combination of some intrinsic properties of aquifers to develop a vulnerability index. As there is no clear boundary for the set of vulnerable aquifers, groundwater vulnerability can be addressed through fuzzy set theory instead of classical set theory. In this study, benefiting from a fuzzy system and a conscious knowledge base, a regional-scale model is developed for groundwater vulnerability assessment that employs DRASTIC parameters. A comparison between, the output of the fuzzy model and the DRASTIC index is accomplished. The ability of the fuzzy system to cope with the modeling of a nonlinear system and presentation of the output of the fuzzy system in the framework of a geographical information system, are highlighted.
Groundwater, an important source of fresh water, has not been immune from contamination.
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https://experts.umn.edu/en/publications/rule-based-fuzzy-system-for-assessing-groundwater-vulnerability
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Facing increasing cyber threats aimed at exploiting known vulnerabilities, lawmakers secured funding in their new $1.3 trillion spending bill for programs needed to improve the cyber resiliency of critical infrastructure and address vulnerabilities in outdated election and federal IT systems.
President Donald Trump signed the fiscal year 2018 omnibus spending package Friday, which includes $722.9 million for Department of Homeland Security cyber efforts and $100 million to kickstart a new federal IT modernization fund.
“In light of recent cyber events, DHS is expected to accelerate the completion of this strategy and to continue to engage with relevant public and private stakeholders to help prevent and mitigate future cyber intrusions,” officials wrote in the DHS-related report on the spending bill, citing a provision in the FY ’18 National Defense Authorization Act to implement a department-wide cyber security strategy.
DHS received $244 million for cyber readiness programs, $432.7 million for federal cyber security efforts and $46.2 million to improve cyber infrastructure resilience.
The new spending bill numbers reflect a $40 million boost in cyber readiness and $40 million less for federal cyber security than was included in a previous budget estimate.
Lawmakers included provisions to ensure DHS’ National Cybersecurity and Communications Integration Center (NCCIC) has efficient funding to improve its cyber response teams’ ability to address software vulnerabilities in critical infrastructure control systems.
NCCIC received $173.9 million for its Computer Emergency Response Teams, with $17 million specifically for enhancing malware analysis and incident response capabilities.
Included in the “federal cyber security” appropriations is $102.7 million for DHS’ Continuous Diagnostics and Mitigation program to improve network threat detection and $287.2 for the anti-cyber intrusion National Cybersecurity Protection System.
DHS’ National Protection and Programs Directorate (NPPD) is required under the bill to conduct an assessment of all election infrastructure vulnerabilities within the next 60 days and has 270 days to report on the results of established cyber information sharing programs.
NPPD has previously faced scrutiny over the year-long process it took for officials to warn election system leaders in 21 states that their voting infrastructure faced attempted hacking attacks in the 2016 elections.
To assist state and local election officials with their effort to improve the cyber resiliency of their voting systems ahead of the 2018 midterms, the new spending bill allocates $380 million to the Election Assistance Commission. The funding is meant to help states enhance their election technology and make security improvements.
“I applaud Senate leadership for including election security funding in this Omnibus appropriations bill. Although I object to this year’s broken budget process, the funding in this omnibus appropriations bill will help states modernize their voting systems and ensure that auditable ballots can provide safeguards against manipulation and malicious cyber attacks,” said Sen. James Lankford (R-Okla.) in a statement.
The National Association of Secretaries of State (NASS) applauded the inclusion of election security funding in the bill as a first step to acquiring the necessary security capabilities to address vulnerabilities in voting infrastructure.
“Safeguarding the integrity of our elections process will require the ongoing commitment and vigilance of the federal, state and local governments and our public and private partner institutions. I want to thank Congress on behalf of all Secretaries of State and all Americans for enabling us to acquire us additional tools to ensure election integrity. Nothing could be more important,” said Jim Condos, NASS President-elect Jim Condos and Vermont Secretary of State in a statement.
The new spending bill also allocates $100 million to start the Technology Modernization Fund, which federal agencies can use towards IT upgrade projects.
The fund, authorized under the Modernizing Government Technology Act, aims to help agencies move away from legacy IT systems carrying known cyber security vulnerabilities.
“After the last two years of falling victim to multiple cyberattacks, it’s time for the United States Government to secure its digital information and infrastructure, and move government into the 21st century. Securing funding for the MGT Act in the FY18 Omnibus is reflective of the overwhelming bipartisan support the bill received in both Chambers of Congress throughout the multi-year initiative to make this a reality,” said Rep. Will Hurd (R-Texas) in a statement.
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https://www.defensedaily.com/fy18-spending-bill-funds-critical-infrastructure-federal-cyber-security-projects/
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As socially responsible investment (SRI) becomes more prevalent, investors are on the hunt for more data to feed into their analyses and help them understand the environmental and social impacts of their portfolios.
However, reporting standards vary and are not mandatory, while their results can sometimes be contradictory.
While a single standardized dataset is unlikely to emerge, several companies have sought to aid investors with innovative additional tools and technologies to make their sustainability work more powerful.
Providers such as Accern and Truvalue offer artificial intelligence technologies to help sift through hundreds of data points and spot trends emerging. A 2019 paper from French financial services giant BNP Paribas outlined how machine learning techniques were being used to provide real time analysis and quantify alignments to global targets such as the UN Sustainable Development Goals.
Geospatial data can also be a powerful input into SRI analysis.
As Dr Ben Caldecott, a director at the University of Oxford’s Sustainable Finance Programme, said in the BNP Paribas paper: “We have never been in a better position to observe assets and what is going on in listed and non-listed companies.
“Asset-level data, particularly that is secured using new geospatial datasets and machine learning, unlocks these capabilities.”
Satellite imagery can provide real-time updates on companies’ activities at their major locations, allowing investors to monitor developments at mines or other facilities independently.
The data can give a strong indication of risks such as those posed by extreme weather, as data firm RS Metrics’ ESGSignals service shows.
In an analysis of three resources companies – BHP, Rio Tinto and Alcoa – ESGSignals laid out the different exposures the firms’ locations had to wildfires and changes in rainfall, which can affect their use of water.
Overhead images can also show the development of sites over time, and give an indication of their rising or falling greenhouse gas (GHG) emissions.
These data points are not necessarily reflected in the companies’ annual sustainability reports, despite ongoing improvements to reporting standards resulting from sustained investor pressure on individual firms.
“Environmental risks for metals and mining companies are among the highest across all [industry] sectors,” RS Metric wrote in a recent case study report. “Exposure to complex and unprecedented environmental risks in this industry result from land use, waste, GHG emissions and water usage.”
Such analysis is not just focused on negative developments. Satellite data can also give an independent view on companies trying to make positive changes such as increasing investment in renewable energy or reducing emissions.
“As financial analysis becomes increasingly ‘spatial’, geospatial analysis enabled by asset level data will become a core competency for many financial analysts,” according to Dr Caldecott. “It will be part of the toolbox and an increasingly important one.”
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https://m.bankingexchange.com/risk-management-3/rate-risk/item/8361-sri-goes-into-orbit-with-satellite-analysis?Itemid=
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● Phát hiện các loại mới của phần mềm nguy hiểm thông qua phân tích hành vi hệ thống.
● Kịp thời cập nhật cơ sở dữ liệu virus để bảo vệ máy tính của bạn khỏi virus và malware.
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http://phienbanmoi.com/threads/nano-antivirus-0-18-2-44403-beta-chuong-trinh-av-cua-nga-%E2%80%8E.4173/
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In February 2019, I was on vacation in a foreign country when I received an email confirming I had just used all of my airline points to buy gift cards. Then came another telling me I had done the same with all of my hotel points.
The problem is, I had done neither of these things.
I panicked.
I frantically tried to contact both companies to report the fraud. Both tried to send me password change requests, which I wasn’t receiving. They locked down my accounts.
Then I started getting other notices and alerts. Someone had my logins for several sites, and nefarious things were occurring very quickly.
Fast forward to December of 2020 when I got another alert. Someone had tried to apply for several credit cards, loans and unemployment assistance in my name and using my information.
I panicked… again.
Then the snail mail letters started arriving saying different financial institutions and government agencies needed more information in order to approve my loans and requests for assistance.
Again someone was using my personal information to commit fraud and steal my identity.
According to the 2020 Identity Fraud Report released in May 2020 by Javelin Strategy & Research, there were 13 million cases of identity fraud in 2019 costing $16.9 billion.
Identity theft has certainly taken a lot of my time to fix problems and restore my accounts to their pre-theft condition.
I have learned a lot along the way about what to do when you become a victim of identity theft.
It always helps to have a little money in the bank. Get great ideas about how to build your savings delivered straight to your inbox in The Penny Hoarder Daily.
The Javelin report predicts criminals will continue to try to take what is not theirs by doing what they did to me. We are making it too easy for them.
“We’ve been tethered to sort of pre-technological advances,” says John Buzzard, Fraud & Security Analyst for Javelin Strategy & Research. “We’ve been tethered by certain identifiers that are incredibly dangerous because they’re stale and they’re everywhere.”
He’s referring to things like Social Security numbers, date of birth and knowledge-based questions.
“All of that stuff worked for a very long time because we really didn’t have the socio-technological advancements,” Buzzard said.
Now we’re a convenience society used to paying at the gas pump, swiping credit cards and shopping online. And even though we probably don’t think so, we’ve overshared information, he warned.
Combine that with what is available from public records and a pretty complete picture of a person is easily available online.
Google yourself. It’s terrifying.
The Javelin survey says the technology is there to better protect us, but consumers are not always quick to adopt it. It also suggests the conversation needs to shift from monitoring activity to better securing information so it can’t be stolen in the first place.
But until that happens, information is going to get into the wrong hands. If yours does, here are seven things you should do to control the damage.
1. Write Everything Down
When you watch someone drain your accounts in real time like I have, protecting what you have from further damage is imperative and time-sensitive.
The first thing to do is grab a notebook and write down everything you do to stop the bleeding. While frazzled, it’s difficult to remember what you have and haven’t done as far as changing passwords, notifying companies, etc.
Some of the reports you will need to fill out will require details and those details can be difficult to remember.
What they tell you to do so you can check things off as you do them.
Screenshots and photos are also helpful, especially to track account balances.
2. Change Passwords
Once you become aware of any problem, change passwords immediately on every email, bank, credit card and e-commerce account.
This is very important because many companies send a message to reset a password and if a scammer has control of your email account, you won’t get them. They will.
That was part of my problem during my first round of ID theft. I didn’t realize it, but someone had my email password and had set up forwarding of all of my emails containing certain keywords. So I didn’t see that they were ordering things and resetting passwords.
“You have to protect the relationships that you have that are real, and most of those companies out there today — whether it’s your bank or credit card or utility — identify and authenticate you and add a variety of security phrases to your account. So that if somebody calls in and tries to do a verbal account takeover, they will need a security phrase,” Buzzard said.
Remember, you will also need that security phrase when you call in for any reason to authenticate your identity.
After Tiffani Sherman’s identity was stolen, she filed reports with law enforcement and reported the fraud to every financial institution where someone tried to use her information. Pictured is a letter from one of the financial institutions confirming Sherman’s case. 4. Make Sure Your Information Is Current
Make sure businesses you do business with have up-to-date information about how to find you. They can’t tell you about fraud if they can’t reach you.
“There’s a great deal of people that don’t change their addresses with (their bank or other account holders) because they file a forwarding order and then they’re lazy for an entire year because they know that their mail is going to follow them,” Buzzard said.
Other measures you might want to take:
File a Form 14039 with the IRS: This IRS identity theft affidavit will notify the Internal Revenue Service that someone has your personal information and might try to file a tax return using your Social Security number and get your refund if you are eligible for one.
Get an IP PIN for the IRS: The Identity Protection PIN is a six-digit number that will keep someone from filing a tax return electronically using your Social Security number. Each tax year, you will receive a new IP PIN to use to file.
Check your Social Security Statement: Using an account with the Social Security Administration, you can check your earnings on your Social Security Statement to make sure they are correct.
Check with the DMV: If you think someone has used your driver’s license number to commit fraud (like using your DL number and personal information with their photo), it’s possible to monitor that number and sometimes even change it.
Track your logins: Many platforms will tell you when you last logged in. This can help if it shows a login at 3 a.m. and you were in bed at 3 a.m.
5. Freeze Your Credit
It’s very important to protect your credit.
Placing a fraud alert on your credit is a method of security. Contacting one of the three credit bureaus, Equifax, Experian, or Transunion will place a one-year fraud alert for all three.
But fraud alerts are far from fool-proof.
“A fraud alert is a notice on your credit report that says anyone has to contact you and check with you before granting credit. That should be a good protection and if it worked like [the bureaus] said, it would be,” said Steven Weisman, an expert in identity theft and cybersecurity and founder of Scamicide. “But quite frankly, most of the time fraud alerts are ignored and there’s no significant penalty if a company doesn’t call you and honor a fraud alert.”
A basic fraud alert expires after one year. After that there will be no protection on your credit.
A better way to protect your credit is by placing a credit freeze with each of the three credit bureaus. Doing this is supposed to stop any application for credit in your name from being approved.
“It’s not too late for someone who already has their information out there,” Weisman said. “As a matter of fact, it’s even more important because you know they have your information.”
Here are links to the three major credit bureaus to freeze your credit.
While you’re logged into their websites, request a copy of your credit report from each one and study it. Your credit report contains a list of any open lines of credit you have and anything you have applied for during a certain period of time.
Looking at my credit report, I noticed several more attempts to apply for credit I was not aware of. Each bureau’s report contains different information so it’s important to scour each one.
If you find something that isn’t accurate, write down the financial institution, the date of the credit inquiry and any other information listed. You’ll need it later.
Finally, open a dispute about anything that is not accurate. Keep track of any disputes you file and make sure they are removed.
After finding out her identity was stolen, Sherman called the non-emergency number of her local Sheriff’s Office. They took her information and someone from the Investigative Operations Bureau in the Economic Crimes Unit called to follow up. Chris Zuppa/The Penny Hoarder
While I’d like to think the people who caused me so much trouble will end up in handcuffs, realistically I know that probably won’t happen.
Even so, you should file a report with your local law enforcement and the Federal Trade Commission. Many financial institutions will ask for copies of these reports when you report fraud to them.
For the reports, you will need all the information you wrote down about each incident to document what happened to you.
I called the non-emergency number to my local Sheriff’s Office and after they took my initial information, someone from the Investigative Operations Bureau in the Economic Crimes Unit called me and asked for details about each incident.
After a couple of weeks, I was able to request a copy of that report.
The report with the FTC allows you to tell them what happened and get a personal recovery plan. You can also download and save a copy of this report.
7. Report the Fraud to the Financial Institutions Involved
Congratulations. You just finished the easy steps in dealing with identity theft. It gets harder and much more frustrating from here.
Now you need to start contacting each financial institution where someone tried to use your information and report it as fraud.
With my recent go-around, I began receiving letters either asking for more information to complete applications, telling me about denials or welcoming me to their financial “family.”
Each letter means at least one phone call — and often many more. Sadly, the onus is on the victim to prove something is theft.
Every time I called the phone numbers on the letter and told them I wanted to report fraudulent activity, they said they needed information to verify my identity.
Guess what they asked me? The same information the scammers had used to apply for the accounts in the first place, usually name, address, Social Security number and date of birth.
Rarely was everything finished after one phone call. Several institutions required me to send them copies of either the FTC or law enforcement report, or both. Others are making me fill out their forms.
My frustration level rises with each phone call.
Eventually, you will receive letters from each financial institution saying they have completed their investigations, reported the activity as fraud and asked for it to be removed from your credit reports.
Stay Vigilant So You Don’t Become a Victim Again
Sadly, now that my information is out there, I know there is a chance I will be a victim of identity theft again.
“It doesn’t mean that you’re going to constantly be hacked, but it does mean that you’re going to have to really be constantly vigilant,” Weisman said. “Basically once the information is out there, really the best you can do is constantly monitor.”
Lucky me. I can only hope the scammers will move on to someone else, and Weisman says there is a good chance of that.
“Very often they go for fresher found personal data just because those people are going to be less vigilant, but this is just something that you’re going to have forever. You just have to be eternally vigilant. If you’re not the low hanging fruit, they’ll abandon you because there’s plenty of low hanging fruit out there.”
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https://www.thepennyhoarder.com/save-money/identity-theft-what-to-do/?aff_sub2=financial-newsletters&rc=off-c-4-91751&aff_sub=rc-off-c-4-91751
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1. Act as key participant in the monitoring of security infrastructure, appropriate network usage and systems availability to ensure secure user access.
2. Provide support and troubleshooting for security event monitoring for all corporate systems where appropriate through a SIEM solution.
3. Use security event logs, intrusion detections, and other automated tools to assess and address event identification, event correlation, event escalation and event triage as related to the cyber security and IT infrastructure of the Company.
4. Collaborate amongst risk management and other technical groups to lead design, development and implementation of information security and risk management policies, standard operating procedures, standards and best practices that fully satisfy established goals while remaining in line with organizational initiatives.
5. Participate in the development and maintenance of relationships amongst various business functions including but not limited to internal audit, client account management and third party auditors. 6. Monitor, triage, and provide a solution for the requests that are submitted through the call tracking solution for the security team.
7. Act as a participant in the planning and implementation of security measures to protect computer systems, networks and data.
8. Collaborate, coordinate, and communicate across disciplines and departments.
9. Ensure compliance with HIPAA, HITRUST, SOX, SOC1/2 regulations and requirements.
11. 12. The position responsibilities outlined above are in no way to be construed as all encompassing. Other duties, responsibilities, and qualifications may be required and/or assigned as necessary.
Participate in the audit and review of assigned business processes to evaluate adequacy of controls within IT. Utilize audit findings to make appropriate recommendations for the correction of weaknesses within processes and procedures that support the continual improvement in operational procedures.
6. 8. 10. Demonstrate Company's Core Competencies and values held within.
11. Please note -- this role is considered to be a High Risk Role.
12. For your privacy and protection, when applying to a job online: Never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction. Learn More
By applying to a job using sologig.com you are agreeing to comply with and be subject to the workinretail.com Terms and Conditions for use of our website. To use our website, you must agree with theTerms & Conditionsand both meet and comply with their provisions.
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https://www.sologig.com/jobs/Information-Security-Analyst-I/J3M5YH6NMPF3X87CVHZ
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At Kualitek we help your company improve teamwork, increase productivity and improve computer security through the installation, configuration and professional maintenance of computer networks.
We handle the entire process of setting up a new office or commercial premises, from the installation of structured cabling or network cabling, installation and configuration of the communications rack, configuration of routers, switches and WiFi access points, and connection to the network of the company's computer equipment.
Why Do You Need an Internal Computer Network?
Companies usually have multiple equipment and devices to work with: computers, printers, telephones, scanners... As they increase in size and add new hardware, computer management becomes much more difficult. Security risks increase and there is a great lack of control in data management.
Sooner or later there is a point where you need to design, organize and configure an internal computer network that allows users to share information and resources to make the work more productive. In most cases, it is very useful to install or configure a central server, to which all the equipment and devices for the storage of information are connected.
Increase security: allows you to establish common rules for the entire network, establish firewalls to prevent external attacks, configure passwords for each computer equipment, schedule automatic backups, or limit navigation for greater system security.
Improves productivity: saves time because workers do not have to wait or move from their positions to use the company's computer resources.
It encourages teamwork: allows users to share information and data over the network with other computers, without having to enter another person's computer, or send the information by email or with USB sticks.
We offer you a comprehensive and complete installation, configuration and start-up service for your computer networks, with travel to the headquarters of your company, and providing you with full guarantees of a good performance computer networks adapted to your needs.
We also have the network maintenance service, through which you can receive technical support when any incident occurs with the equipment of your computer network, solve internet connection problems, replace equipment that does not work properly, or expand the capacity and performance of your network as your company grows.
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https://kualitek.com/en/computer-networks-installation/
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Perform periodic penetration testing.
Define and monitor security metrics.
The survey feedback from the business units.
None
Conduct periodic security audits.
Answer : Define and monitor security metrics.
The organization's activities staff make payment files to a shared network folder and retrieve files from the payment of staff payment processing. This manual is automated, some months later, this cost-effective controls sought to protect the changes to the file. Which of the following would be the best solution?
. authorized person to the next higher organizational structure.
formally managed security framework.
review and approve the security management.
shall be considered at the discretion of the owner of the data.
Expressly included in the service provider security policies.
Answer : Conduct periodic reviews of the service provider.
Answer : The total cost of security is increasing.
Information Security Director reviewed the access control lists and found that the preferential access granted to the entire department. Which of the following would be the information security manager to do first?
Certification validity of the adoption.
Testing time window prior to deployment.
the technical skills of the corresponding group.
Analysis of business impact (BIA).
effective control of the connection and continuity.
Answer : independent from a trusted source.
Reduces the possibility of interruptions, the Community shall conclude agreements with several Internet Service Providers (ISP). Which of the following would be the mos t important topic to include?
software licenses can be terminated without warning in the future.
This is a requirement of security.
to control the manual procedures to ensure separation of the conflicting tasks.
create service accounts that only authorized team members can be used.
ensuring access to individual functions can be granted to individual users.
Answer : implement role based access control application.
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https://chercher.tech/cism-certification/cism-information-security-program-management-practice-exam-set-5
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Mozilla's Firefox is undoubtedly one of the most preferred choice for developers/designers as far as web browsers are concerned. The fact that it lets you play around conveniently with its settings so as to ensure you have an amazing browser experience all the time makes it one of the better options available today. Did you know, there are a few interesting tips and tricks that can speed up Firefox remarkably?
1.Do you know these Keyboard Shortcuts?
Address bar (Control-L) > name of site sans “www” or “.com” > Control-Enter to auto-fill
In case of .net addresses: Control-Enter is replaced by Shift-Enter
In case of .org addresses: Control-Enter is replaced by Control-Shift-Enter
7.Speeding up Firefox (for Broadband connections)
Type about:config in address bar and hit return > type network.http in the filter field:
-Set network.http.pipelining to true -Set network.http.proxy.pipelining to true -Set network.http.pipelining.maxrequests to any number -Right-click anywhere and select New Integer > name it nglayout.initialpaint.delay > set its value to 0
There's nothing better than a cheatsheet when you are stuck and need a reference. So here bringing to you 7 brilliant free cheat sheets.
1. Unix Tool Box: An incredibly exhaustive reference for all things Linux. This document is a collection of Unix/Linux/BSD commands and tasks which are useful for IT work or for advanced users.
2. One page Linux Manual: Great one page reference to the most popular Linux commands, it is a summary of useful Linux commands.
3. Linux Reference Card: One great reference published by FOSSwire.
4. Linux Command Line Cheat Sheet: This is an interestingly sorted and helpful cheat sheet by cheatography.
5. Linux Command Line Tips: This is a linux command line reference for common operations. Cleanly sorted and well described.
6. Treebeard’s Unix Cheat Sheet: A great reference that shows command comparisons with that of DOS. So if you are someone who was a DOS user and has switched to Linux, this is the best one too have!
WhatsApp could have accidentally entered into troubled waters here in India by enabling its end-to-end encryption for all. The new security feature by WhatsApp is not what is required by the Indian telecom rules and WhatsApp could face a ban, if the rules are not adhered to. But not yet.
In India, companies need to follow the country’s rules and adhere to specific types of encryption, which WhatsApp does not currently use. WhatsApp’s end-to-end encryption on its chat service means that WhatsApp or anyone else won’t be able to crack open its contents. Only the sender and the recipient are able to read the encrypted data. WhatsApp uses a 256-bit key for encryption of all chat messages, which is only known to the sender and the recipient.
Why is it not possible for WhatsApp to help decrypt users’ messages? "No one can see inside that message. Not cybercriminals. Not hackers. Not oppressive regimes. Not even us," WhatsApp founders Jan Koum and Brian Acton wrote on their blog. How…
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http://comexpo-cyber-security.blogspot.com/2014/08/8-firefox-tricks-you-should-know.html
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A report from the Australian Cyber Security Centre (ACSC) has outlined the most common cyber threats that individuals and businesses are likely to face.
The annual report, released yesterday, lists spear-phishing, ransomware and malvertising as the three most common cyber security threats to Australians.
Direct denial of service attacks and credential harvesting were identified as risks, with the ACSC also highlighting security holes in common programs like Adobe Flash Player.
SMEs should be wary of these threats, as businesses across all different sectors are commonly targeted in instances of cyber crime. Banking and financial services are a prominent target also, which can cause issues for businesses’ cash flow.
The ACSC broke down the areas of the private sector most commonly targeted by cyber attacks, finding the energy, and banking and financial services sectors were the most targeted, coming in at 18% and 17% of systems that have been compromised by attacks.
Following that, the communications and transport sectors are commonly under threat at 11.7% and 10.3%, while information technology comes in at 6%. Retailers can rest easy however; being targeted the least at 1.9%
MailGuard chief executive Craig McDonald told SmartCompany the ACSC’s report was welcomed, believing any effort to raise awareness is needed.
“The report is re-highlighting threat factors in plain language for people to understand. Any awareness from the government or organisations is welcome,” McDonald says.
McDonald believes all the methods mentioned in the report can be debilitating for businesses, claiming, “one click can undo a business”. Criminals using brands and services commonly trusted by Australians are the reason cyber attacks are so successful, McDonald believes.
“These cyber criminals are purporting to be brands that we as Australians trust, ones that are inherent in our society and upbringing,” he says.
“We also live in a busy digital society, and often we don’t have time to pause and question the legitimacy of what’s in front of us.”
McDonald believes educating staff on different forms of cyber attacks is a “key part” of reducing the impact of cyber crime, but believes workers will still “go through the motions”.
“Education can go a long way, but at the end of the day we’ve all got that curiosity about us, and so many attacks are very crafted and clever,” he says.
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The users targeted are commonly higher-up industry professionals or workers in a business or organisation, and the emails are crafted to be familiar to that individual.
Phishing attempts are common and effective, with businesses potentially losing thousands of dollars at a time, or having data siphoned away for future hacking attempts. The ACSC warns these methods are becoming “more convincing and difficult to spot”.
“Adversaries are targeting industry personnel in order to gain access to corporate networks; individuals with a large amount of personal or corporate information online make it easier for adversaries to target that individual or their organisation,” the report says.
“Adversaries also make use of publicly available industry information such as annual reports, shareholder updates and media releases to craft their spear phishing emails, and use sophisticated malware to evade detection.”
Emails are the most common way for cyber criminals to complete spear-phishing attacks, with thousands of businesses coming under attack every month.
“It’s quite targeted, usually at a specific employee or division, and the attacker is looking to gain specific information for a purpose, sometimes for future attacks,” McDonald says.
“These sort of attacks are an easy payoff, attackers have many vectors of choice these days.”
Ransomware
Ransomware attacks are similar to phishing attacks, but typically are less targeted and can come from a malicious download or website. Ransomware acts in accordance to its name, holding data and files under ransom so users must pay to access them.
Software disguised as an invoice or other file type is sent en-masse to recipients, who are infected as soon as the file is opened. A recent scam sent to SMEs over email impersonated an Intuit QuickBooks invoice, which infected computers upon opening.
Read more: SMEs urged to back up data as email scam hits QuickBooks
The ACSC says these attacks commonly target businesses, saying, “Individuals and businesses continue to be infected with ransomware via malicious emails and websites.” “These campaigns are constantly evolving and highly successful,” the ACSC says.
“At a recent Regional Information Exchange hosted by CERT Australia, almost all of the attendees noted they were still being targeted and/or affected by ransomware campaigns.”
Amounts requested from hackers holding the data vary from $300 to $3000, but targeted attacks to some businesses can see ransom amounts upwards of $10,000. The ACSC states “almost all” ransomware attacks are delivered via email.
Malvertising
The third most common cyber threat is served to users through malicious advertising, known as “malvertising”. This advertising allows cyber criminals to target specific audiences by infecting certain advertising networks online, infecting users when they click the ad.
“Typically, either malicious code is inserted into an ad being presented to users in the course of their normal browsing or a benign ad is used to redirect the user to somewhere that will download malicious code automatically,” the ACSC says.
These ads can be hard to spot, as they are commonly scattered amongst legitimate ads served by a normal advertiser.
These attacks can target vulnerable yet essential software such as Adobe Flash Player or Java, which can aid interaction-free infection via malicious advertising.
“Cyber adversaries– predominantly cybercriminals – will continue to misuse advertising networks to exploit victims’ browsers and deliver malware,” the ACSC says.
Online meetings make social cues harder to read and react to. This piece gives you advice on how to look and sound confident and trustworthy, drawing on behavioural science.
Canva will soon be worth more than Atlassian and Afterpay. Here’s why
SmartCompany is the leading online publication in Australia for free news, information and resources catering to Australia's entrepreneurs, small and medium business owners and business managers.
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https://www.smartcompany.com.au/business-advice/need-know-australias-three-common-cyber-threats/
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http://antivirus-reviews.us/struts-car-meaning.html
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Many, if not most, IBM and Red Hat watchers had been figuratively betting that the next CEO would be Whitehurst, who spent six years as chief operating officer at Delta Airlines before being snagged by Red Hat for the CEO position. Although the notion of an airline executive talking control of a cutting-edge tech company seemed questionable, it turned out Whitehurst was already a dyed-in-the-wool Linux user with a good grasp of the open source model and how to monetize it.
To say that Whitehurst has done a good job at Red Hat would be an understatement. When he walked through the door at the company's Raleigh, NC headquarters for the first time as CEO in January 2008 – just as the "Great Recession" was gaining traction – the company's total annual revenues were around $500 million. Under his leadership, that figure passed the billion dollar mark by the end of the company's 2012 fiscal year. By 2018, the year that IBM announced its intentions to acquire the company, revenues had reached nearly $3 billion.
Related: Red Hat's Jim Whitehurst on the IBM Merger, SUSE and Ubuntu
Red Hat has continued to perform well under IBM's ownership. A few weeks back, IBM’s chief financial officer, Jim Kavanaugh, told investors that Red Hat had experienced its first billion dollar quarter.
Partly due to his track record, but also because of his championing of the open source development model, Whitehurst has garnered rock star status within the open source community. Some have expressed disappointment that he's not going to be the one to take over for Rometty, but if social media is any indication, most seem perfectly fine with this new status quo.
The IBM board's decision to vote for an Arvind Krishna and Jim Whitehurst ticket was probably more than prudent – and benefits both Red Hat and the open source community.
For starters, the time is not right for Whitehurst to leave his leadership role at Red Hat, which still very much needs Whitehurst's steady hands on the reins as well as his advocacy to protect its interests at IBM. Pulling double duty as CEO of both IBM and Red Hat would most likely result in neglect in both of those areas, which could prove fatal to Red Hat at this stage of the game.
Another consideration is IBM's need for change in its corporate culture.
It's no secret that IBM and Red Hat's cultures are miles apart, and while IBM likes to brag that it was an early adopter of open source, its internal culture notably lacks much of the agility that a modern tech company needs to survive.
Red Hat, on the other hand, is agile and readily adapts to change. That's not only because it's younger and smaller – IBM's been around since 1911 and in size is an aircraft carrier next to Red Hat as a tug boat – but also because of "the open source way" – Whitehurst's corporate philosophy that was inspired by the open source development model.
Under Whitehurst, much of the decision-making responsibility at Red Hat is handed to the teams doing the work instead of having all decisions made by upper management. Whitehurst has said that to do otherwise stifles innovation.
While Whitehurst might seem to be the perfect choice for bringing change to IBM's internal culture, that job may be better orchestrated by Krishna, who has a 29-year history at Big Blue. As an IBM insider, Krishna naturally understands IBM's strengths and weaknesses, and would be better prepared to bring meaningful change without creating discord within a rank and file that might resist changes coming from an organizational outsider.
As president, Jim Whitehurst will be in the position to help guide Krishna (who has asserted from the beginning that he has hopes that Red Hat will end up having a positive effect on IBM's culture) while remaining unequivocally Red Hat's leader.
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https://www.itprotoday.com/linux/why-ibm-choosing-arvind-krishna-over-jim-whitehurst-was-wise?
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A university in Newcastle was hit by a cyber attack, which led to exams being cancelled and the clearing hotline being disrupted.
Northumbria University said there had been “operational disruptions across networks and IT systems” on Friday.
It said “immediate action” had been taken to mitigate the impact and it was working with external specialists who have launched an investigation.
The Information Commissioner’s Office and police have been informed.
“Not disadvantaged”
The university said in a statement: “The investigation is still at an early stage and we are currently assessing the scope of the incident.”
Students were told in a letter that there would be no access to campus for the rest of the week, and the student portal and other online platforms used in day-to-day studies had been temporarily switched off as a precautionary measure.
Those with assessment deadlines would be granted an extension, and students were assured they “will not be disadvantaged as a result of lost time or system access”.
Elsewhere in the city, Newcastle University has also reported a “number of operational issues” but it is not known at this stage whether the two incidents are linked.
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Grobo designs and manufactures the world's best automated home grow boxes. Add your seeds, Select a grow recipe from our app and enjoy the harvest!
Free Credit Repair Consultation Credit Firm, one of the oldest and most trusted credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit scores. We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.
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https://worldnewsempire.com/technology/northumbria-university-hit-by-cyber-attack/
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The disclosed vulnerability allows perform cross-site scripting (XSS) attacks.
The vulnerability exists due to insufficient sanitization of user-supplied data in RBAC Admin screens. A remote authenticated attacker can permanently inject and execute arbitrary HTML and script code in user's browser in context of vulnerable website.
Successful exploitation of this vulnerability may allow steal potentially sensitive information, change appearance of the web page, perform phishing and drive-by-download attacks.
The vulnerability exists due to insufficient sanitization of user-supplied data in the Chart pages of the "classic" UI. The vulnerability allows execute arbitrary commands on the target system.
The vulnerability exists due to improper input validation in example dag. The vulnerability allows execute arbitrary code on the target system.
The vulnerability exists due to the affected software, by default, initializes an internal variable with an insecure or less secure value than is possible. A remote authenticated attacker who can connect to the broker (Redis, RabbitMQ) directly can pass specially crafted data to the application and execute arbitrary code on the target system.
The vulnerability exists due to improper input validation in the "celery" executor. A remote authenticated attacker can pass specially crafted data to the application and execute arbitrary OS commands on the target system.
Successful exploitation of this vulnerability may result in complete compromise of vulnerable system.
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https://cybersecurity-help.cz/vdb/SB2020072006
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As families are homebound due to the COVID-19 virus, cybersafety and cybersecurity have become even more important. Children are spending more time online and the cyber dangers out there seem to be increasing. This has become a challenge for parents who are managing work, online learning, and increased parenting duties.
Here are a list of 5 tips for CyberSafety for families during COVID-19.
Make online time a social activity in the house. Connect with pre-teens and teens using the very social media platforms they are using – Snapchat, TikTok, Instagram, etc. Parental presence as a participant will lead to greater safety.
No technology use behind closed doors…for anyone. If parents are going to surf or be on Social Media they should do it in common rooms, just as the children should. Charge devices in common rooms, and don’t allow them bedrooms, toilets, or behind closed doors. This may not work for video conferencing or certain work activities, but try to avoid those hidden spaces.
Encourage dialog. Talk about what you see, share funny memes, don’t judge when a child shares something inappropriate. Discuss them openly and make the habit of sharing a safe activity. Parents should also share some of their experiences with children, both good and bad (though not inappropriate or NSFW content), so children feel in partnership rather than being controlled by parents.
Set rules and guidelines and try to stick to them. Child must know what is appropriate or inappropriate behaviour before they engage in online activities and they need to know consequences.
Monitor and review activity on devices. It is important for parents to check search histories, read messages, look through photo streams, and review content that was posted by children to make sure they are safeguarded both as victims and those misbehaving.
CyberSafety comes through intention and partnership with children, not through heavy controls or limits.
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https://mattharrisedd.com/2020/04/10/cybersafety-during-covid19/?shared=email&msg=fail
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The number of malicious apps for Android devices decreased significantly in the first half of the year. Around 700,000 new apps with malicious code - 47.9 percent fewer than in the first half of 2021 - were counted by experts* from G DATA CyberDefense in the first half of 2022. Smartphones with outdated Android versions that no longer receive security updates continue to be a problem.
The conflict in Ukraine has led to a significant decrease in the number of malicious apps for Android devices. While there were still more than 1.3 million Android apps containing dangerous malware in the first six months of 2021, the number of malicious apps fell to around 700,000 between January and June 2022 - a decrease of 47.9 percent. The reason is that cyber criminals have been increasingly targeting other digital targets since February. This means that the rate of cyber attacks has also decreased significantly. On average, criminals have been publishing a dangerous app every 23 seconds. In 2021, there were only 12 seconds between malicious Android app releases. However, it is too early to talk of a let-up. Cyber security experts recorded a significant increase in infected apps again in June 2022. At the same time, the number of averted attack attempts has decreased less than in the previous months. The decline is only 27.2 percent compared to the same period in the previous year.
Smartphones with outdated Android versions are and remain a major security risk. If security updates are no longer being provided for these devices, they are also vulnerable to old malware. Basically, all smartphones with Android 10 or lower version numbers should be considered as insecure. Users should therefore regularly check which operating version is installed. If updates are no longer available, they should consider buying a new device.
The past few months have shown how important Android updates are, especially for fixing critical security gaps in the operating system. If these updates are absent because the Android version is out of date or manufacturers are no longer providing security updates, the security of the device is at risk. The following statistic from Statcounter illustrates how big the problem is: in June 2022, Android 12, the current version, was installed on 28 per cent of all Android devices, and Android 11 on another 29 per cent. Android 10 is still installed on one in five devices. This means that 20 percent of smartphones and tablets are running older Android versions that do not meet the current security standards introduced by Google in Android 11 and Android 12. Hence attackers can use old malware that still works to exploit vulnerabilities in these devices that are no longer protected by security updates.
Many smartphone owners are being lulled into a false sense of security. They hold onto their old, insecure device because the battery still lasts a long time. But this is misunderstood durability and comes at the expense of personal security. Despite Google's efforts to enable updates to be available for longer, politicians and device manufacturers have so far failed to create framework conditions that reconcile security and sustainability.
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https://latam.gdatasoftware.com/news/2022/08/37506-g-data-mobile-security-report-conflict-in-ukraine-causes-decline-in-malicious-android-apps
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Millions of UK adults used digital identity authentication or verification for the first time during the lockdown, and more than half expect to continue to do so, according to new research released by Nomidio. Further, the use of digital services has been increased by 84 percent of survey respondents, and the company says the findings suggest that increased use of digital ID is likely to be permanent.
The State of Identity 2020 Analysis could be a wake-up call to organizations that struggle to handle and store large volumes of customer data, Nomidio says. Stories of data mishandling by companies have been reported, and GDPR fines levied.
Consumers are deeply concerned with the way their data is managed. Seventy percent feel they have no control over how it is stored, and 77 percent of first-time users feel vulnerable from the storage of personal information by multiple digital service providers.
“These results are in effect a double-edged sword. We are likely to see significant shifts in consumer behaviour as a result of the pandemic, and the shift towards digital identity will be to the long-term advantage of business,” comments Nomidio Commercial Director Philip Black. “At the same time, companies with poor identity practices will be exposed, and increasingly suffer both financial and reputational damage.”
Black also explains how Nomidio’s perception of digital identity is different from the commonly-held one. The company sees an ‘Accountable Guardian’ that stores sensitive personal information, accessible with biometrics, in the cloud on behalf of the individual. A cryptographic consent mechanism empowers people to decide what data is shared and with what entities.
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https://www.biometricupdate.com/202006/digital-identity-adoption-during-lockdown-likely-here-to-stay-nomidio-survey-shows
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Hello, this is Matt Collins, a graduate assistant at the CERT Insider Threat Center. While the center's research has found that insider threats impact all industry sectors, this post narrows the focus to insider threats in the state and local government sectors.
Of more than 700 cases we collected, 49 cases involve state or local government. Let's take a look to better understand the insiders, their motives, and their impact to this industry:
Who are the insiders?
Full-Time Employees - Of the employees who were insider threats, 30 (61%) were full-time employees, 5 served as contractors, and 1 worked part time. The type of employment of the remaining 13 insiders is unknown.
Current Employees - Of the employees who committed insider attacks, 43 (88%) were current employees at the time of the attack and 4 were former employees. The employment status at the time of the attack is unknown of the remaining 2 insiders.
Both Male and Female - Of those who posed an insider threat, 26 (53%) were female and 21 were male. The gender of 2 insiders is not known.
All Ages - The youngest insider was under 20 at the time of the attack and the oldest was over 60 years old.
What are their motives and how did they attack?
Fraud - Of the insiders in these cases, 27 (55%) committed fraud and 10 committed insider attacks to sabotage the organization. Only 1 insider stole intellectual property. The remaining 11 attacked the organization for reasons other than fraud, sabotage, or the theft of intellectual property.
On Site - Of the insiders in these cases, 32 (65%) attacked on site and 5 used remote access to carry out their attack. It is unknown whether the remaining 12 insiders attacked on site or remotely.
With Their Own IT Account - Of the insiders in these cases, 34 (69%) used their own account to carry out the attack against the organization and 6 used a coworker's account. Other ways that insiders accessed the IT systems were through shared accounts (3), system administrator accounts (3), and back doors (3). Cases also involved the use of authorized third-party accounts (2) and organization accounts (1). The IT account was unknown for only one case. The number of cases above totals more than 49 due to overlap.
As you can see, insider attacks can come from unexpected insiders. As we learn more about trends in the types of insiders who commit attacks and the types of attacks, we'll keep you informed. If you have questions or want to share experiences you've had with insider threats, send email to [email protected].
This post is also authored by Charles M. Wallen.
Tightening an organization's cybersecurity can be very complex, and just purchasing a piece of new hardware or software isn't enough. Instead, you might begin by looking at the most common baseline cyber practices that other organizations use in their cybersecurity programs--their cyber hygiene. This post will introduce fundamental cyber hygiene practices for organizations and help you understand the cyber-risk problem space.
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https://insights.sei.cmu.edu/insider-threat/2012/11/insider-threats-in-state-and-local-government.html
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Utilities have a long list of priorities for the federal government, according to Utility Dive’s 2021 State of the Electric Utility (SEU) Survey Report, released this week. Tax credits, enhanced cybersecurity requirements, baseload generation support, a carbon price and strong federal decarbonization targets were among the top issues respondents from public power entities, electric cooperatives, and investor-owned utilities want the federal government to address.
The SEU survey was taken by respondents before the results of the 2020 presidential election were known, and the federal landscape has shifted dramatically since then. The White House is now aiming for a 100% carbon-free power grid by 2035, 15 years earlier than the 2050 target many utilities have set. And most utilities are still wary of more prescriptive federal policies, favoring instead market-based approaches — though some would prefer federal regulation over a patchwork of different state approaches.
Meanwhile, the Federal Energy Regulatory Commission is now chaired by Richard Glick, who has pledged to make “significant progress” on the energy transition, and has already taken action to consider the climate impacts of gas infrastructure, lower barriers to demand response aggregations and more.
Utilities mixed on what FERC should prioritize
Respondents submitted their answers before Glick took over as chair of FERC. But results from the 2021 SEU survey reflect some evergreen issues as well as ongoing tensions amid among power sector stakeholders.
Accommodating state renewable energy policies, strengthening cybersecurity requirements, supporting baseload generation and establishing a carbon price were among the top priorities survey respondents believe FERC should tackle. Slightly lower priorities include addressing how state subsidies impact the competitiveness of the wholesale markets, updating transmission incentives and applying a clear and consistent method for assessing climate impacts.
Catherine Morehouse/Utility Dive, data courtesy of State of the Electric Utility Survey
“The host of issues being tackled by FERC underscores their importance at a critical time in the industry,” said Karen Felton, power & utilities leader for Ernst and Young Americas, in an email. “Cybersecurity and Critical Infrastructure Protection, along with thoughtful consideration of how we prepare for extreme weather events in light of the Texas power failure are only a few issues that we consistently hear about from clients as among those they’d like to see prioritized.”
The first priority for respondents was that the commission work with grid operators to better ensure state renewable energy policies are being accommodated, with 35% choosing it as their top issue FERC should address.
Tensions among states, grid operators and federal regulators have risen in recent years, particularly as FERC under the Trump administration took action to combat state subsidies within eastern regional transmission organizations. Critics said the move appeared to be a sign of the federal government attempting to interfere in state resource decisions. Market uncertainty borne out of the conflict still has not been resolved in some cases.
In New Jersey, for example, the minimum offer price rule (MOPR) expansion across the PJM Interconnection, which effectively raised the price for all state-subsidized resources bidding into capacity markets, is the subject of an ongoing proceeding within the state’s Board of Public Utilities, pitting energy providers against investor-owned utilities who have vastly different ideas about how the state should mitigate the MOPR impacts.
FERC, since the SEU survey was conducted, has announced a series of technical conferences intended to address these and other issues within wholesale markets, with the first one taking place in March. But one of the issues that sparked the MOPR expansion in the first place was competitive generators’ push for the commission to tackle what they saw as distortive impacts of state subsidies on the wholesale power markets.
Nevertheless, just 23% of survey participants believe FERC should address whether state subsidies are impacting the competitiveness of the wholesale market, falling below power sector professionals’ preference that the commission “take action” to support baseload generation (31%) or set a carbon price on the power sector (30%).
Supporting baseload generation would likely be hazardous politically, given the outrage that followed the Department of Energy’s 2017 proposed rule to provide compensation to power plants with onsite fuel, such as coal and nuclear, that was ultimately shot down by the commission. And it seems unlikely that the current commission would take up a similar issue, given FERC earlier this year closed the resilience docket opened in response to the DOE proposal.
But generators still want to ensure the power mix is reliable, said Electric Power Supply Association CEO Todd Snitchler. A rational market design would ensure adequate resources are available as the power mix changes, he said.
“You’re still going to need to retain those resources that can keep the lights on when those other resources are unavailable,” said Snitchler. “And if we’re calling that baseload generation, then yeah, that [market] redesign or that approach to make sure those resources can continue to operate is critically important.”
EPSA and other competitive generators, who had originally pushed FERC toward the MOPR expansion, have begun to embrace policies like a clean energy standard or a carbon price, which they characterize as more market-based decarbonization solutions. Some 30% of respondents said FERC should prioritize establishing a carbon price mechanism for the power sector. Though the commission seems unlikely to pursue a carbon price unilaterally, it issued a policy statement last fall affirming its authority to approve such a mechanism if proposed by a grid operator.
Support for federal tax credits, targeted federal decarbonization policy strong
The majority of the 2021 SEU respondents — 50% — said that providing financial incentives for renewable energy development is the most effective way to decarbonize the power system. Just under half — 45% — of respondents cited strong federal decarbonization policy, backed up with clear targets, regulation and enforcement as the most effective way to decarbonize.
In separate questions, respondents also cited the federal tax credit additions and expansions as the most effective way to bring more renewable energy and energy storage onto the power grid.
Some analysts maintain that policy drivers would better and more efficiently decarbonize the power sector.
It seems that stronger federal renewable portfolio standards or other federal mandates would be a more effective and efficient way to bring renewable energy onto the grid, said Sanem Sergici, a principal at Brattle.
“But … you have to keep in mind that these are utility folks … living and breathing in this environment,” she said, adding they might be skeptical “about the state and federal directed pathways” and extending tax credits might make it “easier for them to justify these investments,” she added.
Investor-owned utilities support revamping existing tax credits, increased federal research and development and creating new, technology-neutral tax credits, according to the Edison Electric Institute. Rural electric cooperatives would like to take advantage of these incentives, said Louis Finkel, the National Rural Electric Cooperative Association’s (NRECA) senior vice president of government relations, but are unable to, because of the way the tax credits are currently structured. Instead, NRECA has been advocating for credits to be converted into a direct pay mechanism, something the renewable energy industry has also pushed for, particularly since the COVID-19 pandemic.
“Part of why we’ve seen the price come down and those renewable resources become more competitive, is … because of that tax policy,” said Finkel. “But it hasn’t been equal for all market participants and for all utilities. And so, without question, this is a priority for us.”
The December stimulus package included tax credit extensions for wind and solar and a new tax credit for offshore wind development, omitting tax incentives for standalone energy storage.
Insufficient state and federal incentives for energy storage development was the second most cited challenge, behind high costs, of integrating the technology, according to 2021 SEU respondents.
“To speed this process, the Biden administration could extend the US Investment Tax Credit to stand alone storage systems, which would be a welcome incentive,” said Felton.
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https://nationalcybersecuritynews.today/state-of-the-electric-utility-2021-accommodating-state-policies-is-top-priority-for-ferc-utilities-say-conferences2021-cybersecurity-conference/
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The main reason that cybercriminals are stealing personal information is for use in identity theft. According to Symantec’s ISTR Volume 20, the number of data breaches has increased 23 percent in 2014. The main three types of information targeted were real names, government ID numbers, and home addresses.
Targeted attacks from cybercriminals are generally carried out in four ways: exploiting system vulnerabilities such as out of date software, people using weak passwords, SQL injections and targeted malware attacks. When systems don’t have the latest software updates it can create a hole that an attacker can use to sneak malware onto the computer that can steal data. Weak and unsecure user passwords can make it easy for an attacker to crack, especially if the passwords contain whole words or phrases. SQL injections allow for drive-by downloads that will inject spyware or malware onto the computer, without the user doing anything to contract the malware. Targeted malware attacks are when attackers use spam and spear phishing tactics to try and trick the user into revealing user credentials, downloading malware attachments or directing users to vulnerable websites.
What Can I Do To Protect My Information?
Being proactive about your accounts is the best security measure that you can take to do your part to help prevent data breaches.
Make sure that you use strong, secure passwords for each account you access, and be sure not to use the same password across multiple sites. Keeping track of various passwords can seem like an insurmountable feat, but there are utilities such as Norton’s ID Safe Password Manager to help you keep track of all of those random strings of letters, numbers and characters.
To keep your personal identity safe, it’s important to keep a watchful eye on your information.
Monitor your bank and financial accounts on a regular basis for suspicious activity. If the companies you do business with offer activity alerts via text or email, sign up for them.
If you do see suspicious activity, take action as soon as possible. Contact the bank or institution the suspicious activity originated from. Notify them of the suspicious transaction and inform them that your information was stolen in a data breach.
Data breaches are here to stay, and the best defense against them is a good offence. Educate yourself and stay diligent about monitoring your online life. Luckily, there are laws in place to protect you, but it is up to you to report any suspicious activity and fight back against cybercrime.
Trying to save the world from cyber threats, one blog post at a time.
I began my career in the computer hardware industry as an Apple Genius, which allowed me to gain a vast knowledge of consumer technology and issues. At Norton, I am able to integrate my passion for technology and my passion for helping educate consumers about the evolving Internet threat landscape.
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https://community.norton.com/en/blogs/norton-protection-blog/data-breaches-arent-going-away-what-you-need-know
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Global cyber protection expert, Acronis, has warned authorities and private organisations in the UK and globally of a looming increase in ransomware attacks targeting private and government hospital systems in the coming weeks amid the Covid-19 crisis. Raising the concern, Acronis cites a surge in ransomware detections in Europe by up to seven percent in the last week of February 2020, followed by a 10 percent increase the week after.
According to Acronis, it is, however, not unusual for criminal activities to spike during times of crises as cyber criminals choose to take advantage of the situation.
Source: Data collected by Acronis’ Cyber Protection Operation Centre, a dedicated lab of experts and engineers monitoring worldwide cyber threats and gathering data “The Covid-19 pandemic has brought with it new challenges and new risks to the business environment and cyberspace is no exception. As most businesses and individuals are now required to go digital in a bid to ensure that their operations do not grind to a halt, they have also become easy targets with healthcare facilities becoming more vulnerable because the systems that care for patients and lab work are often linked.” said Serguei Beloussov, CEO and Founder at Acronis
He adds: “a lot of hospitals and medical facilities around the world have been held at ransom since the beginning of the lockdowns. Ignoring cyber threats for a hospital is like unplugging a ventilator from a patient. Cyber threats on the healthcare system are increasing and need to be addressed with priority from our governments as the lives of the patients are on the line.”
Targeting governmental agencies, such as local municipal offices, port authorities, and medical facilities is part of an already trending strategy for cybercriminals, but during a pandemic, the stakes change dramatically for victims – and their patients. But despite an announcement by hacker groups that they will not target health facilities, cyber protection experts still warn to take these statements with caution. A lot of medical responders treating Covid-19 patients will be particularly targeted because they will need immediate access to data, applications, and systems; and also because they are receiving large amount of financing from governments in some countries which is attractive for cyber criminals.
In an effort to protect themselves from cybercriminal and sophisticated ransomware attacks during the crisis, Acronis is advising businesses and organisations to establish an anti-phishing strategy, which includes training employees to recognise malicious emails and sites or use email systems with integrated anti-phishing solutions.
Companies can also use two-factor authentication whenever possible as well as use unique passwords for different services. They should also update their systems automatically as well as deploy ransomware protection and anti-virus systems.
Another effective way is to make public-facing websites static. Since some companies do not need complex content management systems on their websites, pre-rendered static pages are more secure.
As part of its Covid-19 crisis preparedness and business continuity strategy, Acronis has put special measures in place to ensure its partners and clients get the solutions they need.
The Acronis Cyber Backup Cloud includes an integrated AI-powered anti-ransomware defense solution that a new customer that’s been added by a service provider from March 18 will not be charged for. This will allow service providers to help organisations that must enhance their anti-ransomware and cyber protection posture – even if they had not budgeted for it.
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https://financialit.net/news/cybersecurity/cyberattacks-against-healthcare-facilities-growing-threat-coronavirus-spreads
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