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The creators of {hardware} pockets, Trezor have issued an pressing alert, saying {that a} phishing assault towards some of its customers has occurred over the previous few days. Trezor staff stated {that a} quantity of its clients acquired faux communications concerning their {hardware} wallets.
The crypto pockets supplier confirmed that its buyer knowledge has not been leaked. Instead, Trezor means that attackers seem to be utilizing knowledge obtained from the hack of a competitor’s e-commerce database. It added that the timing and scope of this phishing scheme recommend that the hackers who obtained the information are blindly sending texts to clients, and created phishing hyperlinks for them to enter their seeds.
Trezor is seemingly referring to cryptocurrency {hardware} pockets agency, Ledger, which was hacked in June when attackers managed to break into their database and steal knowledge belonging to roughly one million clients. The data uncovered to hackers included names, transport addresses and telephone numbers.
“The attackers may have bought competitors’ customer data from a dark market, where breached data is often sold, allowing them to send malicious links to any contacts listed in that data. The scammer is sending links to a fake version of the Trezor website, a replica of wallet.trezor.io, which has been modified to ask visitors for their recovery seed, completely exposing their coins. Once the user enters their seed on the fake webpage, the attacker simply replicates their wallet and sends the funds to an address they own,” the crypto agency additional explains.
Moreover, Trezor makes clear that it’ll by no means ask for essential data resembling restoration seed, identification numbers or passwords over textual content messages. To assist in securing customers towards potential breaches of knowledge, Trezor added they routinely anonymize all buyer knowledge and take away all data from its e-commerce system after 90 days of placement orders.
While {hardware} wallets are sometimes used as a chilly storage methodology, they aren’t exempt from knowledge breaches. Earlier this 12 months, Kraken Security Labs disclosed a evident flaw within the Trezor’s flagship {hardware} wallets, which permits attackers to steal the information saved throughout the units.
Kraken cybersecurity researchers declare that the bodily theft of encrypted seed can occur inside 15 minutes of gaining entry to the crypto pockets. While this flaw may solely be exploited if there’s bodily entry to the machine, Kraken famous that it may solely be fastened by overhauling the underlying design of Trezor’s merchandise.
Trezor’s response was to level out that they’re conscious of this voltage glitching within the STM32 microchip, which permits an attacker with specialised {hardware} information to get hold of the encrypted restoration seed from the machine.
More curiously, Trezor tried to underplay the importance of the problem, saying that the principle risk and concern for crypto customers had been on-line and distant assaults, including that any {hardware} is hackable.
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http://bitcoininvest.cc/trezor-warns-users-of-phishing-attack-allegedly-linked-to-ledger-hack/
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PALO ALTO, Calif., April 2, 2013 /PRNewswire/ -- Ms. Shellye Archambeau, CEO of leading Governance, Risk, and Compliance (GRC) solutions provider, MetricStream, and Cybersecurity Champion of the Silicon Valley Leadership Group, will speak at the opening session of the Silicon Valley Cybersecurity Summit. Ms. Archambeau will also moderate a panel discussion on private-public partnerships -- encouraging collaboration between business, higher education, and government entities in order to strengthen cybersecurity without harming innovation. The Silicon Valley Leadership Group produced summit will be held on April 3, 2013 in Mountain View, California.
Ms. Archambeau will join a distinguished lineup of speakers and attendees, including policy makers from the White House, congressional leaders on cybersecurity, top Chief Risk Officers, and cybersecurity technology experts from business and academia. These thought leaders and law makers will participate in three panels that explore President Obama's Executive Order (EO) and other cybersecurity legislations, as well as concerns such as consumer privacy over an open Internet, the role of government oversight, and the responsibilities of the public-private infrastructure.
The Cybersecurity Act of 2012 might have been vetoed for the second time in the Senate, but it has set the tone for similar legislation which aims to protect the U.S., its businesses, and its civilians from cyber warfare -- one of the nation's greatest threats.
On February 12, 2013, President Obama released the EO on cybersecurity which supports the adoption of a cybersecurity framework by owners and operators of critical infrastructure. That same day, the Cyber Intelligence Sharing and Protection Act (CISPA) was reintroduced in the House. The Act proposes that certain cyber-threat intelligence and related information be shared between the intelligence community and cybersecurity entities. A few weeks later came the proposed bill to reform FISMA, and enable a more proactive and consistent approach to tackling cyber threats.
Reforms such as these are critical in today's complex world, where trends such as big data, hyper-connectivity, cloud computing, and mobility have opened up sensitive information to a range of sophisticated and stealthy cyber-threats. It is becoming increasingly vital to ensure that the right people, processes, and systems are in place to mitigate cybersecurity risks and facilitate transparency and control over critical infrastructure assets.
The Leadership Group's Cybersecurity Summit will cover these issues, as well as legislative priorities for Silicon Valley companies, and the need to balance innovation and cybersecurity. Being a cybersecurity thought leader, the Leadership Group plays a major role in putting forward innovation models, educating the media and policy makers on the importance of government-funded cybersecurity research, and strengthening government support towards the education of the next generation of cybersecurity leaders.
"I am very excited to be a part of the Cybersecurity Summit, and am looking forward to discussing how we can better protect our critical infrastructure and assets," said Ms. Archambeau. She continued, "At both MetricStream and the Leadership Group, we continue to champion the cause of cybersecurity, and collaborate closely with businesses and the government to create more robust tools and processes for managing, monitoring, and mitigating cyber-threats. I firmly believe that it's only when we all come together in forums such as these that we can make our nation and the world at large more secure, better regulated, and better governed."
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https://www.prnewswire.com/news-releases/metricstream-ceo-and-silicon-valley-leadership-group-cybersecurity-champion-shellye-archambeau-to-speak-at-silicon-valley-cybersecurity-summit-201032961.html
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As thousands of organizations work to contain and clean up the mess from this week’s devastating Wana ransomware attack, the fraudsters responsible for releasing the digital contagion are no doubt counting their earnings and congratulating themselves on a job well done. But according to a review of the Bitcoin addresses hard-coded into Wana, it appears the perpetrators of what’s being called the worst ransomware outbreak ever have made little more than USD $26,000 so far from the scam.
Victims of the Wana ransomware will see this lock screen demanding a $300 ransom to unlock all encrypted files.
The Wana ransomware became a global epidemic virtually overnight this week, after criminals started distributing copies of the malware with the help of a security vulnerability in Windows computers that Microsoft patched in March 2017. Infected computers have all their documents and other important user files scrambled with strong encryption, and victims without access to good backups of that data have two choices: Kiss the data goodbye, or pay the ransom — the equivalent of approximately USD $300 worth of the virtual currency Bitcoin.
According to a detailed writeup on the Wana ransomware published Friday by security firm Redsocks, Wana contains three bitcoin payment addresses that are hard-coded into the malware. One of the nice things about Bitcoin is that anyone can view all of the historic transactions tied a given Bitcoin payment address. As a result, it’s possible to tell how much the criminals at the helm of this crimeware spree have made so far and how many victims have paid the ransom.
A review of the three payment addresses hardcoded into the Wana ransomware strain indicates that these accounts to date have received 100 payments totaling slightly more than 15 Bitcoins — or approximately $26,148 at the current Bitcoin-to-dollars exchange rate. A new report from the U.S. Treasury Department found that a majority of bank account takeovers by cyberthieves over the past decade might have been thwarted had affected institutions known to look for and block transactions coming through Tor, a global communications network that helps users maintain anonymity by obfuscating their true location online.
The findings come in a non-public report obtained by KrebsOnSecurity that was produced by the Financial Crimes Enforcement Network (FinCEN), a Treasury Department bureau responsible for collecting and analyzing data about financial transactions to combat domestic and international money laundering, terrorist financing and other financial crimes.
In the report, released on Dec. 2, 2014, FinCEN said it examined some 6,048 suspicious activity reports (SARs) filed by banks between August 2001 and July 2014, searching the reports for those involving one of more than 6,000 known Tor network nodes. Investigators found 975 hits corresponding to reports totaling nearly $24 million in likely fraudulent activity.
“Analysis of these documents found that few filers were aware of the connection to Tor, that the bulk of these filings were related to cybercrime, and that Tor related filings were rapidly rising,” the report concluded. “Our BSA [Bank Secrecy Act] analysis of 6,048 IP addresses associated with the Tor darknet [link added] found that in the majority of the SAR filings, the underlying suspicious activity — most frequently account takeovers — might have been prevented if the filing institution had been aware that their network was being accessed via Tor IP addresses.”
Tables from the FinCEN report.
FinCEN said it was clear from the SAR filings that most financial institutions were unaware that the IP address where the suspected fraudulent activity occurred was in fact a Tor node.
“Our analysis of the type of suspicious activity indicates that a majority of the SARs were filed for account takeover or identity theft,” the report noted. “In addition, analysis of the SARs filed with the designation ‘Other revealed that most were filed for ‘Account Takeover,’ and at least five additional SARs were filed incorrectly and should have been ‘Account Takeover.'”
The government also notes that there has been a fairly recent and rapid rise in the number of SAR filings over the last year involving bank fraud tied to Tor nodes.
“From October 2007 to March 2013, filings increased by 50 percent,” the report observed. “During the most recent period — March 1, 2013 to July 11, 2014 — filings rose 100 percent.” The login prompt and CAPTCHA from the Silk Road home page.
Prior to its disconnection last year, the Silk Road was reachable only via Tor, software that protects users’ anonymity by bouncing their traffic between different servers and encrypting the traffic at every step of the way. Tor also lets anyone run a Web server without revealing the server’s true Internet address to the site’s users, and this was the very technology that the Silk road used to obscure its location.
Last month, the U.S. government released court records claiming that FBI investigators were able to divine the location of the hidden Silk Road servers because the community’s login page employed an anti-abuse CAPTCHA service that pulled content from the open Internet — thus leaking the site’s true Internet address.
But lawyers for alleged Silk Road captain Ross W. Ulbricht (a.k.a. the “Dread Pirate Roberts”) asked the court to compel prosecutors to prove their version of events. And indeed, discovery documents reluctantly released by the government this week appear to poke serious holes in the FBI’s story.
Twitter prohibits the sale and auto-creation of accounts, and the company routinely suspends accounts created in violation of that policy. But according to researchers from George Mason University, the International Computer Science Institute and the University of California, Berkeley, Twitter traditionally has done so only after these fraudulent accounts have been used to spam and attack legitimate Twitter users.
Seeking more reliable methods of detecting auto-created accounts before they can be used for abuse, the researchers approached Twitter last year for the company’s blessing to purchase credentials from a variety of Twitter account merchants. Permission granted, the researchers spent more than $5,000 over ten months buying accounts from at least 27 different underground sellers.
In a report to be presented at the USENIX security conference in Washington, D.C. today, the research team details its experience in purchasing more than 121,000 fraudulent Twitter accounts of varying age and quality, at prices ranging from $10 to $200 per one thousand accounts.
The research team quickly discovered that nearly all fraudulent Twitter account merchants employ a range of countermeasures to evade the technical hurdles that Twitter erects to stymie the automated creation of new accounts.
“Our findings show that merchants thoroughly understand Twitter’s existing defenses against automated registration, and as a result can generate thousands of accounts with little disruption in availability or instability in pricing,” the paper reads. “We determine that merchants can provide thousands of accounts within 24 hours at a price of $0.02 – $0.10 per account.”
SPENDING MONEY TO MAKE MONEY
For example, to fulfill orders for fraudulent Twitter accounts, merchants typically pay third-party services to help solve those squiggly-letter CAPTCHA challenges. I’ve written here and here about these virtual sweatshops, which rely on low-paid workers in China, India and Eastern Europe who earn pennies per hour deciphering the puzzles.
The Twitter account sellers also must verify new accounts with unique email addresses, and they tend to rely on services that sell cheap, auto-created inboxes at Hotmail, Yahoo and Mail.ru, the researchers found. “The failure of email confirmation as a barrier directly stems from pervasive account abuse tied to web mail providers,” the team wrote. “60 percent of the accounts were created with Hotmail, followed by yahoo.com and mail.ru.”
Bulk-created accounts at these Webmail providers are among the cheapest of the free email providers, probably because they lack additional account creation verification mechanisms required by competitors like Google, which relies on phone verification. Compare the prices at this bulk email merchant: 1,000 Yahoo accounts can be had for $10 (1 cent per account), and the same number Hotmail accounts go for $12. In contrast, it costs $200 to buy 1,000 Gmail accounts.
Finally, the researchers discovered that Twitter account merchants very often spread their new account registrations across thousands of Internet addresses to avoid Twitter’s IP address blacklisting and throttling. They concluded that some of the larger account sellers have access to large botnets of hacked PCs that can be used as proxies during the registration process.
“Our analysis leads us to believe that account merchants either own or rent access to thousands of compromised hosts to evade IP defenses,” the researchers wrote.
Damon McCoy, an assistant professor of computer science at GMU and one of the authors of the study, said the top sources of the proxy IP addresses were computers in developing countries like India, Ukraine, Thailand, Mexico and Vietnam. “These are countries where the price to buy installs [installations of malware that turns PCs into bots] is relatively low,” McCoy said.
New research suggests that companies behind some of America’s best known consumer brands may be far more effective at fighting cybercrime than any efforts to enact more stringent computer security and anti-piracy laws.
Recent legislative proposals in the United States — such as the Stop Online Piracy Act — have sought to combat online trafficking in copyrighted intellectual property and counterfeit goods by granting Internet service providers and authorities broader powers to prosecute offenders, and by imposing stronger criminal penalties for such activity. But recent data collected by academic researchers suggests that brand holders already have the tools to quash much of this activity.
Over the past two years, a team of academic researchers made hundreds of “test buys” at Web sites from 40 different shady businesses peddling knockoff prescription drugs, counterfeit software and fake antivirus products. The researchers, from George Mason University, the International Computer Science Institute, and the University of California, San Diego, posed as buyers for these products, which tend to be promoted primarily via hacked Web sites, junk email and computer viruses.
Test buys showed relationships between 40 affiliate programs and 25 banks, although a majority of the transactions filtered through a handful of banks in Azerbaijan, China, Georgia, Latvia, and Mauritius.
The test buys were intended to reveal relationships between the shadowy merchants and the banks that process credit and debit card transactions for these businesses. Following the money trail showed that a majority of the purchases were processed by just 12 banks in a handful of countries, including Azerbaijan, China, Georgia, Latvia, and Mauritius.
The researchers said they submitted the test buy results to a database run by the International AntiCounterfeiting Coalition, (IACC), a Washington, D.C.-based non-profit organization devoted to combating product counterfeiting and piracy. Several pharmacy and software vendors and IACC members whose trademarks were infringed in those transactions (the researchers said non-disclosure agreements prohibit them from naming the brands) used the data to lodge complaints with Visa (only Visa-branded debit cards were used to make the test buys).
Contracts between the banks and Visa and MasterCard stipulate that merchants are prohibiting from selling goods and services that are illegal in the country into which those goods or services are being sold. The credit card associations have a standard process for accepting complaints about such transactions, in which they warn the online merchant’s bank (including a notice of potential fines for noncompliance). After a complaint about such activity, the merchant’s bank conducts its investigation, and may choose to contest the issue if they believe it is in error. But if the bank decides not to challenge the complaint, then they will need to take action to prevent future such transactions, or else face an escalating series of fines from the card associations.
The researchers noticed that in case after case, merchant accounts that were used in fraudulent activity for some extended period of time before they filed a complaint with the IACC generally stopped being used within one month after a complaint was lodged. Neither Visa nor the IACC responded to requests for comment on this story.
Stefan Savage, a professor at UCSD’s Department of Computer Science and Engineering, said the data suggests that the private sector can have a major impact on cybercrime merely by going after the funding for these operations.
“It doesn’t require a judge, a law-enforcement officer or even much in the way of sophisticated security capabilities. If you can purchase a product, then there’s a record of it and that record points back to the merchant account getting the money,” Savage said. “Visa and MasterCard frown on sales of illegal purchases made on their networks and will act appropriately on complaints from brandholders based on undercover purchases.”
Savage said it doesn’t take concerted action by all of the affected brands to have a major impact on the rogue businesses that incentivize this type of commerce. On the contrary, he said one software brandholder pursued the merchant banks tied to all of the group’s test buys for its products with such a ferocity and swiftness that it virtually shut down the market for pirated brand name software [a.k.a “OEM”] overnight.
“This vendor went after everything. They did it so quickly — and not only for their own products — that it all but shut down the entire OEM ecosystem,” Savage said. “A couple of [OEM affiliate programs] survived by getting rid of that company’s brand, but in the beginning, when people had no clue what’s going on, it shut down the entire business for everyone.”
FINES ‘RAINING DOWN ON MERCHANTS’
The researchers note that in mid-2011, Visa made a series of changes to their operating regulations that seem designed to specifically target on-line pharmacies and sellers of counterfeit goods. First, sales of goods categorized as pharmaceutical-related were explicitly classified as “high risk” (along with gambling and various kinds of direct marketing services), and acquirers issuing new contracts for high-risk e-commerce merchants required significantly more due diligence (including $100M in equity capital and good standing in risk management programs). Also, the new documents explicitly call out examples of illegal transactions including “Unlawful sale of prescription drugs,” and “Sale of counterfeit or trademark-infringing products or services,” among others. Finally, these changes include more aggressive fine schedules for noncompliance.
Some of the best evidence of the success of the test buys+complaints strategy comes directly from the folks operating the affiliate programs that reward spammers and miscreants for promoting fake antivirus, pirated software and dodgy pill sites. In June 2012, a leader of one popular pharmacy affiliate program posted a lengthy message to gofuckbiz.com, a Russian language forum that caters to a variety of such affiliate programs. In that discussion thread, which is now some 234 pages long, the affiliate program manager explains to a number of mystified forum members why the pharmacy programs have had so much trouble maintaining reliable credit card processing. In the summer of 2010, hackers stole and leaked the database for SpamIt and Glavmed, sister programs that paid people to promote fly-by-night online pharmacies. According to that data, the second-most successful affiliate in SpamIt was a member nicknamed “GeRa.” Over a 3-year period, GeRa’s advertisements and those of his referrals resulted in at least 80,000 sales of knockoff pharmaceuticals, brought SpamIt revenues of in excess of $6 million, and earned him and his pals more than $2.7 million.
A variety of data indicate that GeRa is the lead hacker behind Grum, a spam botnet that can send more than 18 billion emails a day and is the primary vehicle for more than a third of all junk email.
Hackers bent on undermining SpamIt leaked thousands of chats between SpamIt members and Dmitry Stupin, the co-administrator of the program. The chats show daily communication between GeRa and Stupin; the conversations were usually about setting up new spamming operations or fixing problems with existing infrastructure. In fact, Stupin would remark that GeRa was by far the most bothersome of all the program’s top spammers, telling a fellow SpamIt administrator that, “Neither Docent [Mega-D botmaster] nor Cosma [Rustock botmaster] can compare with him in terms of trouble with hosting providers.”
Several of those chats show GeRa pointing out issues with specific Internet addresses that would later be flagged as control servers for the Grum botnet. For example, in a chat with Stupin on June 11, 2008, GeRa posts a link to the address 206.51.234.136. Then after checking the server, he proceeds to tell Stupin how many infected PCs were phoning home to that address at the time. That same server has long been identified as a Grum controller.
By this time, Grum had grown to such an established threat that it was named in the Top Spam Botnets Exposed paper released by Dell SecureWorks researcher Joe Stewart. On April 13, 2008 – just five days after Stewart’s analysis was released – GeRa would post a link to it into a chat with Stupin, saying “Haha, I am also on the list!” Fake antivirus scams and rogue Internet pharmacies relentlessly seek customers who are willing to trade their credit card numbers for a remedy. Banks and financial institutions become partners in crime when they process payments to fraudsters.
Published research has shown that rogue Internet pharmacies and spam would be much less prevalent and profitable if a few top U.S. financial institutions stopped processing payments for dodgy overseas banks. This is also true for fake antivirus scams, which use misleading security alerts to frighten people into purchasing worthless security software.
Researchers from the University of California, Santa Barbara spent several months infiltrating three of the most popular fake antivirus (fake AV) “affiliate” networks, organized criminal operations that pay hackers to deploy the bunk software. The researchers uncovered a peculiar credit card processing pattern that was common to these scams; a pattern that Visa and MasterCard could use to detect and blacklist fake AV processors.
The pattern reflects each fake AV program’s desire to minimize the threat from “chargebacks,” which occur when consumers dispute a charge. The fake AV networks the UCSB team infiltrated tried to steer unhappy buyers to live customer support agents who could be reached via a toll-free number or online chat. When customers requested a refund, the fake AV firm either ignored the request or granted a refund. If the firm ignored the request, then the buyer could still contact their credit card provider to obtain satisfaction by initiating a chargeback; the credit card network grants a refund to the buyer and then forcibly collects the funds from the firm by reversing the charge.
Excessive chargebacks (more than 2-3 percent of sales) generally raise red flags at Visa and MasterCard, which employ a sliding scale of financial penalties for firms that generate too many chargebacks. But the fake AV companies also don’t want to issue refunds voluntarily if they think a customer won’t take the next step of requesting a chargeback.
The UCSB team found that the fake AV operations sought to maximize profits by altering their refunds according to the chargebacks reported against them, and by refunding just enough to remain below a payment processor’s chargeback limits. Whenever the rate of chargebacks increased, the miscreants would begin issuing more refunds. When the rate of chargebacks subsided, the miscreants would again withhold refunds. Consider the following diagram, from the researchers’ report, which shows a direct and very close correlation between increased chargebacks and heightened refund rates.
The researchers found that fraudsters offered more refunds (dotted line) as chargebacks (red) spiked.
More than half of all sales at the world’s largest rogue Internet pharmacy in the last four years were charged to credit and debit cards issued by the top seven card-issuing banks, new research suggests.
Unlicensed pharmacies create public health risks and confuse consumers who are looking for safe and reliable prescription medicines. Rogue pharma Web sites are primarily advertised with the help of spam, malicious software, and hacked Web sites. Curbing this drug dealing activity would promote both public health and Internet users’ safety.
Recent findings highlight additional levers that policymakers could use to curb sales at rogue online pharmacies, by convincing the card-issuing banks to stop accepting these charges or by enacting legislation similar to that used to squelch online gambling operations.
The figures shown below come from sales data stolen from Glavmed, a Russian affiliate program that pays webmasters to host and promote online pharmacy sites that sell a variety of prescription drugs without requiring a prescription. Last summer, a source sent KrebsOnSecurity a copy of the Glavmed database, which includes credit card numbers and associated buyer information for nearly $70 million worth of sales at Glavmed sites between 2006 and 2010.
I sorted the buyer data by bank identification number (BIN), indicated by the first six digits in each credit or debit card number. My analysis shows that at least 15 percent of all Glavmed purchases — approximately $10.7 million in rogue pill buys — were made with cards issued by Bank of America.
The Glavmed sales using cards issued by the top seven credit card issuers were almost certainly higher than listed in the chart above. About 12 percent of the Glavmed sales could not be categorized by bank ID number (some card issuers may have been absorbed into larger banks). Hence, the analysis considers only the 88 percent of Glavmed transactions for which the issuing bank was known. More significantly, the figures in this the analysis do not include close to $100 million in sales generated during that same time period by Spamit.com, a now defunct sister program of Glavmed whose members mainly promoted rogue pharmacies via junk e-mail; the leaked database did not contain credit or debit card numbers for those purchase records. Continue reading →
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https://krebsonsecurity.com/tag/university-of-california/
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Ransomware is growing at a rate of 350% each year.
Between June 2017 and June 2018, 257 new ransomware families were identified.
In 2018, 204 million ransomware attacks cost businesses more than $8 billion.
In 2018, over 77% of the businesses affected by ransomware were using up-to-date protection.
With ransomware rapidly growing and becoming increasingly sophisticated, Mac ransomware is also on the increase.
While the majority of ransomware attacks in 2019 were focused on high-value business targets - you could still become a victim.
Simply put, ransomware on Mac extorts individuals or businesses for financial gain.
Ransomware is a malware attack where perpetrators threaten to expose your online activity, publish personal data online, or encrypt files and deny access unless you pay a ransom.
Your files - or entire device - is held hostage until you pay the ransom and receive a decryption key.
While it's true that Mac computers are less likely to be attacked than Windows PCs, they are not any more resistant to malware attacks. In fact, the threat of Mac malware increased by 60% in just the last quarter of 2018.
While adware is the most popular form of malware, ransomware is the most stressful and frustrating once it's infected your Mac. That's why you need an excellent anti-ransomware for Mac strategy.
What are the Most Common Mac Ransomware?
Although relatively few compared to Windows, there have been several examples of ransomware affecting Macs, along with their derivatives which continue to appear in various forms. These include:
FBI/MoneyPak scam (2013): Targeting Mac's Safari browser, a fake FBI web page appeared, locking the user out of the Mac until a $300 fine was paid. If the user force-quit Safari, the ransomware would simply reload itself the next time Safari was launched.
FileCoder (June 2014): Although FileCoder displays a window demanding a ransom, it does not actually encrypt files and is, therefore, relatively harmless.
KeRanger (March 2016): Hidden within an authorized update of the Transmission BitTorrent client and signed with an authorized security certificate, KeRanger isn't blocked by macOS Gatekeeper. It encrypts files and demands one BitCoin as a ransom. According to Macworld, “KeRanger appears to be still under active development,” and is, therefore, still an active threat.
Filezip, aka Patcher (February 2017): Impersonating a patcher app (an app that provides access to commercial software without the user purchasing a license), Filezip encrypted the user's files and demanded a ransom of 0.25 BitCoin. The data could not be decrypted by Filezip, so paying the ransom was pointless.
Ransomware-as-a-Service (RaaS): Sold on the dark web, RaaS is a subscription-based or profit-sharing service that allows a cybercriminal to launch a ransomware attack quickly with little effort or experience.
While cybercriminals will continue to create and launch new forms of ransomware, it’s comforting to know that scary Windows ransomware like WannaCry cannot infect your Mac.
First of all, stay calm and don't panic.
Don't be in a rush to pay the ransom until you've thought things through and done your research, including rereading this article and contacting MacUpdate Support. We’ll do our best to help resolve the situation and recover your data.
Identify the ransomware: Knowing the strain of ransomware infecting your computer makes it easier for you to find a solution. The ransomware could be one of the following general variants:
Doxware: Threatening to reveal or sell sensitive personal information unless you pay a ransom, doxing entails sending an email rather than locking your files. You can use Avast Hack Check to see if your passwords have been leaked or stolen.
Filecoders: Demanding a ransom before a specific time, filecoders like KeRanger or MacRansom - a RaaS - encrypts files and promises to destroy, damage, or permanently lock your data unless you pay. About 90% of ransomware are filecoders.
Scareware: Attempting to scare you into paying for a fake Mac malware cleaning tool you don't need, scareware uses bogus web pages, pop-up ads, or scanning applications with counterfeit results. As long as you don't click on anything, this is the easiest type of ransomware to remove.
Lockers: Locking your screen and preventing you from accessing your Mac until you pay the ransom, the most common type of screenlocker is the FBI/MoneyPak scam.
To identify the type of ransomware and download a decryption solution, visit Crypto Sheriff provided by Europol's European Cybercrime Center. If the tool recognizes the ransomware based on your input or file upload, it provides a link to the decryption program.
Remove the ransomware: Once you know what type of ransomware you're dealing with, you can begin to deal with it one of the following ways:
Wait for it to delete itself: Once your files are encrypted, the ransomware might delete itself so as not to leave any clues that could lead to its encryption algorithm being rendered harmless.
Get rid of it using a tool: Use one of the tools MacUpdate users recommend. See below for a full list of free and paid tools.
Use a premium service to remove it: Although they probably won't be able to decrypt your files, some anti-malware or antivirus companies provide a paid service to help with ransomware removal. Contact your security software company to see whether they offer this service.
Remove it manually: If you are an advanced Mac user and none of the methods mentioned above work, you may want to remove the ransomware manually. Before attempting it - and only if you know what you're doing - consult the forums referred to above.
Recover the encrypted files: Removing the ransomware won't restore your data, so that's the next step. Here are two options based on how good you are at looking after your system:
Restore from a backup: If you've been good backing your files up, the easiest and quickest way to get back up and running is restoring your system from your latest backup. It'll get rid of the ransomware and restore your files to the last backup version.
If you use Mac's Time Machine, you can roll back your system to its state before the ransomware attack. See Restore your Mac from a backup to see how to restore from a Time Machine backup.
Use decryption tools: If you don't have any recent backups, search for a decryption tool for the ransomware that infected your Mac system. As a last resort, you might also search for file recovery software such as Wondershare Data Recovery for Mac.
How Does macOS Protect Against Ransomware?
Apple includes many safeguards against ransomware for Mac protection within macOS. These include:
XProtect: A background process that scans downloaded files as part of the standard procedure for quarantining files. Apple provides regular updates with new malware definitions.
Gatekeeper: One of macOS' main defense mechanisms against malware, Gatekeeper makes sure that downloaded software is signed by an identified developer and verifies that it is unaltered.
macOS Antivirus: Apple includes built-in antivirus software that blocks and removes malware before they can affect your Mac.
System Integrity Protection (SIP): Restricting components to read-only for specific critical file systems, SIP prevents the execution and modification by malicious code.
While the chance of you experiencing a ransomware attack is minimal, there's no harm in taking active measures to protect yourself by boosting your Mac security.
One tool you can use is RansomWhere?. A free app that runs in background mode, RansomWare? detects file encryption by identifying suspicious processes. Once identified, it halts the encryption process and notifies you of the threat. You choose whether to terminate the process or authorize it to run.
While some files may already have been encrypted before detection by RansomWare?, it should be minimal compared to what might have been.
Once a ransomware notification appears on your screen, you have a decision to make: to pay or not to pay.
While you may want to sort the problem out as quickly as possible, we recommend that you NEVER negotiate or pay your attacker.
If you're inclined to ignore that advice, here are a couple of factors to consider:
Many ransomware attacks are hoaxes, so the perpetrator may not even have the decryption key.
Even if the attack is genuine, paying the ransom does not guarantee that you will receive the decryption key.
If you do receive a decryption key, there is no guarantee that it will work.
“There is no honor among thieves,” so you may end up paying a hacker who's been hacked, with little chance of getting any decryption key, let alone one that works.
Maintain a complete backup of critical files and data in the cloud at all times.
If you back up to an external drive, always disconnect after backing up so it can't be encrypted in the event of an attack.
Never open an email attachment you're not expecting.
Avoid using your administrator for day-to-day activities.
Keep your browsers, operating system, and third-party software up-to-date with updates installed automatically.
Secure passwords with Mac KeyChain password manager.
Deactivate services that you don't use, such as Airport or Bluetooth.
Only download and install apps from recognized stores.
Use an excellent anti-malware program with layered protection. It should include deep scan capabilities to detect and proactively block threats such as ransomware.
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https://www.macupdate.com/best-picks/mac-ransomware
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Threat Research Running multiple instances of Acunetix Web Vulnerability Scanner (WVS) allows you to scan multiple websites simultaneously. Each instance can scan one website at a time – you can have up to two instances of all Acunetix WVS editions or up to ten instances if you are using the Enterprise or Consultant editions.
To run multiple web security scans simultaneously, you need to use either the Acunetix WVS Graphical User Interface (GUI) and/or the Acunetix Scheduler Web Interface. For example, you can have six multiple instances of the Acunetix WVS GUI running and another four instances scanning websites from the Scheduler.
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http://www.thesecurityblog.com/2012/04/faq-how-do-i-scan-multiple-websites-with-acunetix-web-vulnerability-scanner/
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Any device that has access to company information should be protected. Every device that connects to the server is an access point for a virus or malware attack. The server itself should be protected as well. Not only because the information could be obtained from the server, but also because the server has access to every device that connects to it. So a virus or malware attack can spread from device to server or server to device. By protecting all of the machines that have company access or store company information, your business information will be protected on many levels.
Call (613) 828-1280 or email us at [email protected] to assist you in preserving the confidentiality and security of your company data. Fuelled Networks is here to handle all of your information technology needs.
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https://www.fuellednetworks.com/does-your-antivirus-protection-cover-all-the-bases/
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Qihoo-360 1.0.0.1015 Win32/Virus. RiskTool.Smartmediatabsearch.com
Dr.Web Adware.Smartmediatabsearch.com
McAfee-GW-Edition 2013 Win32.Application.Smartmediatabsearch.com
ESET-NOD32 8894 Win32/Smartmediatabsearch.com
McAfee 5.600.0.1067 Win32.Application.Smartmediatabsearch.com
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http://www.4-cybersecurity.com/dk/smartmediatabsearch-com-fjern/
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It’s never too early to start preparing your business for 2022. We have reached the halfway point of 2021 and we are already seeing important data security trends that may affect your cybersecurity plan for the next fiscal year.
Cybersecurity is becoming more and more crucial for companies as cyberattacks are now the fastest growing crime across the globe, according to CyberCrime. Hackers can target and uncover enough information to essentially stop your business operations and employees. According to CNBC, more than 43% of cyberattacks are aimed at small businesses. Unfortunately, most of these small businesses do not have cybersecurity in place to protect themselves. In order to protect your consumers and employees, companies must be proactive in their privacy and cybersecurity.
With the help of technology advancements and cybersecurity, companies are now in the beginning stages of preparing themselves to stop cyber threats. The current underlying trends for cybersecurity are preparing and educating your employees, understanding machine learning and anticipating attacks from mobile devices. Keep reading to learn more about these trends and why they’re crucial when it comes to protecting your company’s vulnerable data.
User Awareness
Cyberattacks have become more aggressive as technology advances. In order to protect their businesses and customers’ experience, companies are taking steps to increase their cybersecurity. User awareness, or user security awareness, includes educating and testing employees to help protect your business against phishing and other social-engineering cyberattacks.
Cyberattack awareness is essential for a company’s stability. According to Finance Online, after implementing regular cyber hygiene and IT training, companies have found that 80% of cyber hacks are preventable.
Companies are depending on their employees’ awareness to halt oncoming cyber threats that can damage their service reputation. According to Finance Online, 1 in 25 people fall victim to phishing emails and subsequently fall victim to a cyberattack. These evolving and sophisticated attack techniques, designed to fool employees, put your business at risk for data loss, financial fraud and embarrassing exposure.
Cloud security falls under user awareness. The cloud provides employees the ability to work remotely and efficiently. However, the downfall of having the ability to work from home is that data becomes even more vulnerable to cyberattacks which can be more detrimental to the company. According to Panda Security, erroneous errors in cloud settings were the cause of most data breaches in 2020 and misconfigured cloud settings within organizations lead to an overall loss of $4.41 million. Cybersecurity and IT training for all employees will be crucial in 2022.
While cyberattacks occur on multiple different platforms and ranges of devices, phishing scams are the most prevalent. According to the FBI’s Internet Crime Complaint Center over 241,342 phishing complaints were lodged and with more than 300,000 phishing victims. Statistically, phishing scams have become the common way for hackers to attack consumers. However, educating employees, along with machine learning, has helped decrease the number of employees falling for phishing scams through their work email.
Machine Learning
Advancements in cybersecurity have led to a better understanding of artificial intelligence (AI) and machine learning. AI and machine learning (ML) have been identified as crucial trends in cybersecurity and preventing cyber attacks.
Machine learning has become a critical asset to cybersecurity. Machine learning can make cybersecurity far more effective and proactive because cybersecurity systems can analyze and recognize patterns to prevent attacks and respond quickly to cyber threats. According to the SecurityRoundtable, research has found that by investing in the advancement of cybersecurity such as AI and ML, cyberattack incidents will decrease to almost zero.
Machine learning collects data by looking at algorithms and anticipating attacks. However, the quality of the found data is just as important as the amount of data collected. The data must focus on where the attacks came from, how relevant the source was and on what device it occurred on — the cloud or wifi network. With that information, machine learning technology has been able to determine the potential outcomes of any type of cyberattack.
While most companies have some sort of cybersecurity method, they still fall victim to cyberattacks such as phishing emails. According to SecurityRoundtable, companies with strong anti-phishing protection — when compared to systems that rely on machine learning — those companies are still vulnerable to cyberattacks. It was found that employees at those companies still click on bad links 3% to 6% of the time. According to Panda Security, companies that fell victims to cyberattacks but had also deployed AI and ML saved $3.58 million in 2020.
Machine learning can expect and respond to the attacks using a rich database that creates the pattern and controls them by using algorithms. According to Security Roundtable, ML can help with “attacks built around evading signature-based controls on endpoints.” Meaning that machine learning can increase security on vulnerable networks like the cloud and unsecured, public wifi networks. Machine learning technology uses algorithms to automatically identify where networks lose protection and further prevents the possibility of being hacked through those networks.
By implementing machine learning, companies will become more prepared to anticipate and proactively determine cybersecurity threats to their business.
Mobile Device Attacks
Everyone uses their mobile device to shop, work and post photos of their pets. While most e-commerce can be accessed through a mobile device, it has a consequence. According to DZone, more than 70% of fraudulent transactions occur from mobile platforms and unsecured networks. Hackers are more likely to target mobile device transactions, according to FinancesOnline.
While mobile devices constantly follow the movements of its owner, hackers also follow the movements of the mobile device. According to CyberCrime, over 6 billion people will be affected by mobile attacks. Owners of mobile devices must take into account how easy it is for hackers to find users’ personal information. The changing landscape of mobile devices, laptops and tablets, has provided hackers with greater opportunities to hack into such gadgets.
Research done by McAfee has identified new methods used by attackers to steal sensitive and personal information and realize complex cyber frauds within mobile devices. According to the Macfee study, “the average user has a one in six chance of downloading a risky app, nearly 25% of the risky apps that contain malware also contain suspicious URLs and 40% of malware families misbehave in more than one way, various are the cases in which the infected apps were housed directly in the Google Play.” According to DZone, the study found that 75% of malware-infected apps were downloaded from Google Play.
Businesses must be able to protect their consumers and employees by preparing for these cyberattacks on their mobile devices. Mobile devices have become breeding grounds for malware and invasive, personal security attacks. Companies must acknowledge the ever-changing e-commerce landscape and properly prepare for cybersecurity threats and attacks.
Cyber hacks can happen to any business at any time, no matter the size. With a shortage of IT professionals and a general lack of digital education among Americans, you should focus on keeping your business’s data secured, especially among rapidly changing technology.
MDL offers 24/7 network monitoring and cybersecurity services to help protect your business from data breach threats.
At MDL, we make it a priority to implement the best practices for your business when it comes to cybersecurity. Our services help train your employees to spot the warning signs of cyber threats and add an extra level of protection by backing up data externally. In the event that your data is lost, stolen or manipulated, it will always be secure with MDL. Don’t let your business be a victim of a cyberattack, and get protected with MDL Technology today.
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https://www.mdltechnology.com/cybersecurity-trends-for-2022/
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The likelihood of a major cybersecurity incident affecting major national infrastructure in the US is growing according to a new study…and it may be coming very soon.
A majority of the cybersecurity industry’s most experienced professionals believe that a major breach of U.S. critical infrastructure will occur in the next two years – and they don’t believe current U.S. defence and government agencies are prepared to respond.
These findings are among the data published today in Portrait of an Imminent Cyber Threat, a survey of nearly 600 cybersecurity professionals. The report, which summarizes the results from the third annual Black Hat Attendee Survey, offers feedback from top enterprise information security professionals on a wide variety of issues, including cyber threat risks, the Trump administration’s cyber policy, nation-state attacks, and the dangers faced by U.S. enterprises.
Black Hat is the most well-known and established conference of cybersecurity researchers and enterprise information security professionals. Many of the attendees are the IT security leaders in their respective organizations, and approximately 40% of the survey respondents work in critical infrastructure industries, including utilities, health care, financial services, and government.
On the heels of this new industry research, Black Hat will host some of the brightest minds in the InfoSec community at Black Hat USA 2017. The event will feature a robust educational program, spanning everything from smart grid and critical infrastructure vulnerabilities to mobile attacks, applied security, machine learning, and more. The event will take place July 22 – 27 at the Mandalay Bay Convention Center in Las Vegas. For more information and to save $300 on your briefings pass by July 7, please visit: blackhat.com/us-17/
The following two tabs change content below.
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https://itchronicles.com/security/us-imminent-danger-major-cybersecurity-breach-new-survey-results/
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pd[2296] = '\r\n\r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n 09-18-2007, 02:39 PM\r\n \r\n \r\n \r\n \r\n \r\n #3 (permalink)\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n Village Idiot\r\n \r\n \r\n \r\n \r\n \r\n \r\n Wizard\r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Join Date: Sep 2007\r\n \r\n \r\n \r\n Posts: 1,299\r\n \r\n \r\n Thanks: 17\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n For passwords systems, I much prefer sha1, easy and uncrackable. sha1 uses a destructive, but consistent algorithm, it has been reverse engineered, but it still leaves an infinite amount of possibilities. More then one sha1 is not needed.\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n\r\n\r\n\r\n\r\n\r\n'; pd[2599] = '\r\n\r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n 09-25-2007, 04:10 PM\r\n \r\n \r\n \r\n \r\n \r\n #4 (permalink)\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n steveco\r\n \r\n \r\n \r\n \r\n \r\n \r\n The Visitor\r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Join Date: Sep 2007\r\n Location: Tulsa, Oklahoma\r\n \r\n \r\n Posts: 2\r\n \r\n \r\n Thanks: 0\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Very good tut. I don\'t usually register to sites, but after finding this one on pixel2life I felt like I wanted to respond, so now you have a new member. I too read the other tutorial found there about encrypting your strings with a ton of md5\'s and sha1\'s and did a legit spit take all over my monitor. Don\'t worry, it\'s clean now. The way I do my salts is I concatenate the timestamp from when they registered to their password. Before reading this I would do 2 queries, one to get the timestamp, then concat, md5, then another query to check against the hashed password in the database. Now thanks to this tut, I know that you can md5 something right in your query. Strange I\'ve never come across that before in any of my books or other tutorials, so thank you very much, you saved me 1 query and a couple of micro seconds, which is always a plus. Keep up the good work.\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n\r\n\r\n\r\n\r\n\r\n'; pd[2601] = '\r\n\r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n 09-25-2007, 05:05 PM\r\n \r\n \r\n \r\n \r\n \r\n #5 (permalink)\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n mortisimus\r\n \r\n \r\n \r\n \r\n \r\n \r\n The Contributor\r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Join Date: Sep 2007\r\n Location: London, UK\r\n \r\n \r\n Posts: 47\r\n \r\n \r\n Thanks: 4\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Quote:\r\n \r\n \r\n \r\n \r\n \r\n Originally Posted by Village Idiot\r\n \r\n \r\n I much prefer sha1, easy and uncrackable.\r\n \r\n \r\n \r\n \r\nCracked: http://www.undosha1.com/\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n\r\n\r\n\r\n\r\n\r\n'; pd[2606] = '\r\n\r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n 09-25-2007, 06:14 PM\r\n \r\n \r\n \r\n \r\n \r\n #6 (permalink)\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n Dorza\r\n \r\n \r\n \r\n \r\n \r\n \r\n The Wanderer\r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Join Date: Sep 2007\r\n Location: Wales - UK\r\n \r\n \r\n Posts: 8\r\n \r\n \r\n Thanks: 0\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n That system hasn\'t cracked SHA1, it seems to be a comparison system... \n\nIf you go here and create an alphanumeric string with lower and upper case characters say about 6 characters long and make an SHA1 hash of it then try to decrypt it with the one on undoMD5, it will more than likely not be able to it. But if you first enter those same characters into undoMD5; create a hash of it and then try to decrypt it, it will find the characters. \n\nThats all it does is search for the entered characters and bring back the hash from another field. The hash was created and stored in the database along with the string you wanted to encrypt when you first created a hash, so when you go to decrypt the hash thats all it does is search for the hash and bring back the plain text characters for that hash. It\'s hardly "decrypting" anything, it\'s kind of false advertising;). The more plain text characters entered on that site the better it becomes and finding the hash.\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n\r\n\r\n\r\n\r\n\r\n'; pd[2643] = '\r\n\r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n 09-26-2007, 03:20 AM\r\n \r\n \r\n \r\n \r\n \r\n #7 (permalink)\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n Village Idiot\r\n \r\n \r\n \r\n \r\n \r\n \r\n Wizard\r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Join Date: Sep 2007\r\n \r\n \r\n \r\n Posts: 1,299\r\n \r\n \r\n Thanks: 17\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n Quote:\r\n \r\n \r\n \r\n \r\n \r\n Originally Posted by mortisimus\r\n \r\n \r\n Cracked: http://www.undosha1.com/\r\n \r\n \r\n \r\n \r\nNot at all, its simply a database comparison, not cracked at all. I could write a script that complex in 20min, the ajax would take longer then the php.\n\nIt is literally impossible to crack sha1, it is a destructive algorithm. Have you ever noticed all hashes, no matter how long are the same length? The closest you can come to hacking it is reverse engineering the algorithm, leaving an unlimited number of possibilities, a large number of practical possibilities. If you know the format of what it is (such as a credit card number), you might be able to crack it. Therefore it is not safe to keep credit card numbers with it, you use 256 bit encryption for that.\n\nA group in china is rumored to have found a process to reverse engineer, but I dont know if its true.\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n\r\n\r\n\r\n\r\n\r\n';
All hail the humourous titles. The cryptography definition of salt, as taken from Wikipedia.org, is that salt consists of random bits used as one of the inputs to a key derivation function. In more human terms, a salt is probably your best friend.
The weakest point to any one-way hash algorithm, such as the MD5 and SHA series, is that one string will always generate the exact same algorithm string - no matter how many times you hash it. This leads to a major downfall in that common words have common hashes. Take the following code which simply hashes the string buddha and hands us back a MD5 hash.
PHP Code:
echo md5('buddha'); The resulting hash is 4b3bd325788f47666ec36669c8aaf5d0. MD5 is a 32-bit algorithm which typically means we have 32 characters in the base 16 numbering system, hexadecimal, giving us 32 characters from 0 to F.
No matter how many times I execute that PHP script, the resulting hash for buddha will always be the previously stated 32 bit value. From this unavoidable downfall, many databases have been created that will accept a 32 bit MD5 hash, or a 40 bit SHA1 hash, or even a 256 bit SHA256 (although very rare that you'll find a database that stores these due to their rarity in common applications) hash, and give me back the word. No Albert Einsteins were resurrected for any mathematical equation into reversing the hash. As of the time of writing, MD5 and SHA1 are still both irreversible despite their source code being readily for the entire world and its gremlins to see. All it has done is performed a simple query on its database:
The result is the word buddha because buddha always generates the exact same hash - the one stored in the database. If that hash had been taken from a member table, I would now know the individual's password and be able to login immediately. This is where salt changes all of that.
You see, if the stored MD5 hash was scrambled in such a way that it would give me a nonsensical word such as ! 7ex?buddha then the resulting hash would return null when entered into a database of commonly stored hash strings. Notice that my password, buddha, is still in the string, but hashing the aforementioned string would give me a totally different hash algorithm: 936cc740307df25a1aca31b3afda2d3d.
You may now be asking yourself how, if my password is buddha, is a user going to remember his new password that we have constructed for him. The answer is, he doesn't. He still has to remember his entered password but we can append the rest when he attempts to login. The only aspect we are concerned about is having a unique hash to prevent individuals from somehow stealing our hash strings from the database and then cheekily accessing all our members' accounts.
In the example that I have crafted, !7ex?buddha, the bold part would become our salt. Whereas the word, buddha, would be our normal password that we enter. Upon logging in we append ! 7ex? to the beginning of buddha and MD5 them together. The hash would match the one in our database if we hashed !7ex? with buddha in the first place when the user registered. However, it would not match any common MD5 strings and that's definitely a big plus.
echo md5('!7ex?' . $szPassword); This will give us the exact same hash as we previously hashed: 936cc740307df25a1aca31b3afda2d3d. The crafty thing is, even if an attacker knows what the salt is, it's pretty useless because neither MD5 nor SHA1 can be reversed. Removing the salt is relatively impossible and would take an exceptionally fast machine - we do have those capabilities in the super-computers around the world, but this is outside the scope of the article.
If you can find a way to transform 936cc740307df25a1aca31b3afda2d3d into 4b3bd325788f47666ec36669c8aaf5d0 then you're wasting your life away on the Internet! You may be able to do it once in this instance, but coming up with an algorithm that transforms them all into their common hash, by removing the salt, is certainly a little more tricky.
Speaking only in essence, there are two ways of determining a hash. See our article on randomising values for generating a random hash. The 2 ways are as follow:
Static hash: the hash is always the same for every password generated.
Dynamic hash: each user has a unique salt which is stored in the database alongside their hashed password.
Using the static option, guessing one salt, although pretty harmless, would mean you know every single salt. However, with the dynamic salt, you would need to acquire the salts individually, because everyone has a different salt. The dynamic option would also require a little extra load on your query, but nothing at all major to cause any concerns. We could achieve the login SQL statement like so:
This would accept out password, buddha, and conflate it to the salt and MD5 it. If it is found then it would return the username, Wildhoney.
As you can see, our hash string is now undecipherable. Placing the hash into a website that checks against thousands, if not millions, of commonly used hashes is not going to make any different what-so-ever. In fact, the only security issue you have to worry about is how the cheeky little devils got the hash algorithm in the first place!
Incidentally, this article actually stemmed from an article I clicked through to from Pixel2Life. In the guy's tutorial he mentioned the following. Note that I've quoted exactly how he wrote it - no humourous modifications.
PHP Code:
$password = 'dog'; // lets pretend the password is dog - it is very bad to keep it in the database like this.
$password = md5('dog'); // slightly better, but can be decrypted easily.
$password = sha1(md5(md5(sha1(md5(sha1(sha1('dog'); // much better, hackers would be quite good to decrypt that. Now what's so bad about this? Well, apart from the fact that hash algorithms inside hash algorithms inside hash algorithms has the likely possibility of causing all sorts of unwanted issues, such as a significant increase in the chance hash collisions. But the most worrying part of the script is that it would considerably slow down the script itself. I can't put it any simpler, but the code is both unnecessary and idiotic. The surprising thing is that I found that code in an article that was aptly named, Top 10 Beginner Mistakes in PHP - Learn about common coding errors in PHP. Now if that was me, that would be number 1.
Note: I would link to the article itself but it's not even worth a back-link.
As you can clearly see from the article, a cryptographic salt prevents a MD5 or SHA1 algorithm from outputting common hash strings if the string they receive to hash is a common word. Often a dictionary word. Although in itself salt cannot prevent brute force attacks, they do prevent people who have access to the algorithms from deducing the password.
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http://www.talkphp.com/tips-tricks/1162-cryptographys-sodium-chloride.html?mode=threaded
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Microsoft DirectX is prone to a remote code-execution vulnerability because the DirectShow component fails to properly handle compressed media files.
Successfully exploiting this issue allows remote attackers to execute arbitrary code in the context of the user running the application that uses DirectX. Failed exploit attempts will result in a denial-of-service condition.
Run all software as a nonprivileged user with minimal access rights.
To limit the potential damage that a successful exploit may achieve, run all nonadministrative software as a regular user with the least amount of privileges required to successfully operate. Do not accept or execute files from untrusted or unknown sources.
To reduce the likelihood of successful exploits, never handle files that originate from unfamiliar or untrusted sources. Do not follow links provided by unknown or untrusted sources.
Web users should be cautious about following links to sites that are provided by unfamiliar or suspicious sources. Filtering HTML from emails may help remove a possible vector for transmitting malicious links to users. Implement multiple redundant layers of security.
Since this issue may be leveraged to execute code, we recommend memory-protection schemes, such as nonexecutable stack/heap configurations and randomly mapped memory segments. This tactic may complicate exploits of memory-corruption vulnerabilities.
The vendor has released an advisory along with fixes. Please see the references for details.
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http://www.symantec.com/security_response/vulnerability.jsp?bid=34460
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Switch2 is a single door control unit. The control unit stores the access permissions of the user and is mounted within the building. This makes the system suitable for high security applications.
Switch2 can be used with PROXIMITY, CARDLOCK or TOUCHLOCK readers. Switch2 can be installed to many doors over a site, all using the same tokens. Two readers can be connected to a single unit to give read in and read out access control.
The operation of Switch2 depends on the mode.
PROXIMITY and CARDLOCK. User tokens are valid and ready for use once installation is complete. Every user token is supplied with a corresponding shadow card. As user tokens are issued, the name of the user is marked on the shadow card. If a user is to be barred, or a user token is lost, the shadow card marked with the users’ name is presented to all readers on site. This simple action invalidates the user token. Another user token may be issued for that user.
Additional features can be programmed using the PROXIMITY or CARDLOCK function card pack. These features include zoning which allows you to limit access by token colour.
TOUCHLOCK If a valid code is entered access is granted. Codes are changed via the keypad using the master code.
PROXIMITY KP keypad. Choose card + code, card + PIN, card only or code only.
Net2 is a networked access control system. A networked system gives the advantages of central control, event reporting and flexible control over users’ access. Each control unit is part of a network but can run independently making its own decisions and remembering events.
The Net2 plus control unit connects to the central administration PC using an RJ45 plug into a standard TCP/IP Ethernet network. This greatly increases the flexibility of installation options on sites that have LAN/WAN networks. The Net2 plus control unit also has a RS485 connection. This means it can be connected to other Net2 plus or Net2 classic control units using a dedicated CAT5 cable.
One Net2 plus control unit can be the network interface to the LAN and also run a wired RS485 daisy chain of other Net2 plus or Net2 classic units, removing the need for an independent TCP/IP to RS485 converter. Net2 plus is also available with a Power over Ethernet (PoE) power supply. PoE is a technology that allows both power and data to be passed along Ethernet cabling. Net2 plus with PoE simply plugs straight into the existing LAN using a standard RJ45 plug (providing it is powered by either a compatible PoE switch or a PoE injector).
Control units are sold as a PCB only, within a plastic housing or mounted within a 2A boxed metal/plastic mains monitored backup power supply. The Net2 plus unit now comes with PoE+ power supply in metal/plastic cabinet; no separate mains supply back-up required.
Net2 Entry is a door entry system that works standalone or alongside Paxton’s Net2 access control, combining door entry with key features of Net2.
Net2 Entry comes in a discreet design that is suitable for a range of environments. The Net2 Entry panel has an attractive brushed steel effect for a smart appearance and durability. The panel can be mounted onto a metal surface if required.
Operation
A visitor initiates a video call via the bell button on the external panel. Visitor access can be granted via the Net2 Entry monitor, which features an intuitive touchscreen user interface. The internal monitor can be used via either the handset for private calls or in hands free mode.
When connected to Net2, access to the building can be gained by using a PIN, Code and/or proximity token.
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http://www.mereuk.com/services/access-control/
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Ok so the situation is as per usual a bit fluid, when this first dropped I was looking at this with a “azure” lense, however as time goes on it appears this likely also covers any Linux distro with the Azure/SCOM/OMS agents installed. This may change the profile of risk considerable, not only from a public facing attack surafce but highly likely from a lateral movement persspective. I’m going to keep updating this as more intel comes in. (sorry I’d be clearer if I had a clearer picture myself)
This week 4 vulnerabilities were disclosed which affect Azure virtual machines running the Open Management Infrastructure (OMI) agent (think PowerShell remoting). As above the scope seems to be slightly wider with regard to SCOM/AZURE and OMS/Sentinel etc. agents for Linux (I want to confirm all of this but for now it seems this is the position)
Essentially these vulnerabilities allow for both network-based remove code execution (RCE) and local privilege escalation (LPE).
There is evidence of exploitation in honeypots.
There is a public proof of concept available for the RCE.
The internet facing attack surface from a global perspective seems low based on the data in Shodan and Censys however I’m not convinced this is currently giving a clear picture.
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https://www.pwndefend.com/tag/cloud-security/
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In a technical sense, phishing has evolved in a number of ways. Phishers are conscious of the different anti-phishing technologies out there – many of which employ block lists of suspicious Web sites. Block lists work by matching the URL that appears in the address bar of the Web browser with a list of known phishing Web sites. If there is a match, the user is warned. To get around that, in September 2006 many phishers started randomizing the sub-domain portion of the URL. While these URLs lead to the same site, no two are the same, and therefore the technique circumvents basic block lists.
Phishers are also privy to the fact that their pages are being viewed by security researchers and analysts looking to classify them and potentially take them down. So, they have started employing techniques whereby, when the actual victim visits a phishing page for the first time, he will be prompted to enter sensitive information, but when that same page is later viewed by a researcher or analyst from different location, the phisher serves up a different, benign-looking page.
Another common security technology is a two-factor authentication token that displays a frequently changing password. Each token displays passwords that are unique to a particular user, and users can enter the password appearing on the token in addition to their regular one. The premise is that even if a phisher succeeds in stealing the user’s basic password as well as the one that appears on the two-factor token, he will not be able to empty the user’s accounts since the password appearing on the token will have changed by then. In July 2006, phishers demonstrated their ability to mount attacks in real-time, thereby obliterating the protection provided by the two-factor token. However, two-factor tokens still have their merits. For example, they change the economics of phishing since they make resale of credentials in the underground markets more challenging. After all, who wants to buy an expired password?
To make the take down of phishing sites more challenging, phishers have been employing a technique known as “fast-flux.” Here, the same phishing site is hosted on multiple compromised computers and the actual site presented to victims is chosen from one of these machines. Taking down the site on one machine is of little help since the same site hosted on a different machine will then take over the responsibility of extracting a victim’s sensitive information.
Phishers are also trying to make their pages more difficult to analyze via automated means. For example, in July 2006, we saw examples of entire phishing pages written in Adobe Flash as opposed to traditional HTML and JavaScript. This technique makes it harder to analyze the page in question, and is in some ways analogous to the way that spammers replace text with images in email to circumvent spam filters.
Not all “advances” in phishing techniques are technical. Many phishers have started using more advanced social tricks to make their attacks work better. For example, in May 2006 we saw an example of a phishing attack occur over Instant Messenger (IM) where each victim received a phishing message appearing to be from someone they knew. When that victim accidentally divulged his IM password, the phisher logged in as the victim, and then sent the same instant message to everyone in the victim’s IM contact book. The whole process was, of course, automated.
The expanding market
Phishing attacks seem to be heavily targeted at the United States. At last count, over 70% of the brands that are spoofed in a phishing attack are based in the U.S. Also, English seems to be the most popular language used in these attacks. This trend could, in part, be due to the international presence of many U.S. brands, as well as the prevalence of world-wide English speakers. It could also be due to limited staffing of organized phishing gangs, and the inability to find someone who can do an adequate job of translating phishing email and Web sites into other languages.
Of course, the U.S. is not the only country targeted, and English is not the only language seen. In fact, during the second half of last year, we saw brands from 31 different geographic regions targeted, and phishing sites in 16 different languages.
Also, the brands being targeted are not all well-known. Around October 2006, phishers launched a flurry of attacks targeting smaller credit unions and local banks in the United States. A disproportionate number of these banks were located in Florida – a state that has seen more than its fair share of traditional “offline” fraud because of its large elderly population. It’s a bit eerie to think about phishers targeting specific regions since it demonstrates that phishers are becoming more methodical in their approach.
To get a sense of the trends, the best bet is to “follow the money.” Phishers have demonstrated a clear penchant towards profiting from their activity, and I expect that they will continue to do what they can to increase their top line. I expect that we will see numerous techniques geared towards making sites more difficult to detect, and improve their lifetime (most phishing sites only last a few days before being detected and taken down). I expect that financial institutions will continue to be the most heavily targeted entities, though phishers will always be on the look out for different sectors to target.
I can think of specific attack approaches that phishers might try to leverage moving forward, but would rather not discuss those here – I don’t want to give any ideas to the phishers who might be reading this blog entry! (Though, quite frankly, I would be shocked if phishers hadn’t thought of these approaches already.)
In general, phishing is a challenging problem on many levels and there is no silver bullet that solves it. However, I’m not convinced that there needs to be a silver bullet either. The reality is that phishing is different from other types of online malicious activity we’ve observed in the past since it is purely profit driven. Phishers are concerned first and foremost with making money and probably care very little for notoriety and fame. Therefore, to make phishing go away, we do not need foolproof solutions, but rather need to develop countermeasures that making phishing unprofitable. Like traditional businesses, once phishers realize there is no money to be made, they will concentrate their efforts elsewhere.
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http://www.symantec.com/connect/blogs/brief-history-phishing-part-ii
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“The strength of U.S. national security depends in part on effective cyber warfare and staying ahead of evolving cyber threats. Being
© 2019 FireEye, Inc. All rights reserved. FireEye and Mandiant are
registered trademarks or trademarks of FireEye, Inc. in the United
States and other countries. All other brands, products, or service names are or may be trademarks or service marks of their respective owners.
View source version on businesswire.com: https://www.businesswire.com/news/home/20190501005373/en/
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https://www.silicon.co.uk/press-release/fireeye-joins-team-to-provide-defensive-and-cyber-threat-intelligence-operations-support-to-u-s-army-cyber-command
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I'm currently grappling with the growing problem of users managing credentials across an increasingly diverse set of internally and externally provided applications and web services, most of which place different requirements on users in respect of usernames and password complexity. Password management for many users is a nightmare and at the point of being unmanageable, and in some cases leads to people doing silly things that comprimise security.
One solution would seem to be some kind of single sign-on system that enables users to provide one set of credentials for access to all of their applications, preferably one that uses their AD credentials. We use Citrix XenApp for all our desktop and application delivery, and I know that their is an SSO solution included in the platinum edition, but we only have advanced and theirs a significant increase in license cost involved, seems like a big lump of cash just to get SSO, and I have no idea how good Citrix SSO is compared to other vendor solutions.
I am also concerned about having one "key" that opens all doors, and therefore would want to implement some kind of 2 factor authentication system for the domain logon.
We don't have tens of thousands to throw at this at the moment, and I am concerned about replacing one kind of complexity (managing passwords) with another, i.e. how users will get on with TFA and what happens when there's a problem such as a lost or broken token. Our user base is around 150.
I would be grateful to hear of anyone’s experience in deploying either SSO or TFA.
1id.com does both OpenID and XRI (iNames), and supports CryptoPhoto multi-factor-authentication.
The problem you've got, is that external providers trust nobody except themselves. You will never convince gmail to accept your active-directory credentials. (or yahoo, or Microsoft, or paypal, or ebay, or facebook, etc).
Yes - almost all of those hypocrites implemented and support OpenID - but only as a provider. They will let you use your login with them on other sites, but they refuse to let other site logins work on their own sites.
Everyone wants to "own the customer".
This discussion has been inactive for over a year.
You may get a better answer to your question by starting a new discussion.
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https://community.spiceworks.com/topic/381377-affordable-single-sign-on-two-factor-authentication
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Tôi nghĩ bạn có thể quan tâm đến CADViet Antivirus ! . https://www.cadviet.com/forum/topic/9088-cadviet-antivirus/?do=findComment&comment=58829
đến https://www.cadviet.com/forum/topic/9088-cadviet-antivirus/?do=findComment&comment=58829
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https://www.cadviet.com/forum/topic/9088-cadviet-antivirus/?do=email&comment=58829
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Pain. 2007;132(3):312. Epub 2007 Oct 3.
UNLABELLED: At present, no definite conclusions can be drawn about the real extent of the pain suffered by cancer patients. A population-based study was conducted to obtain reliable information about the prevalence and severity of pain in cancer patients (all phases) and about predictors of pain. A representative sample of cancer patients was recruited in the area from a cancer registry. Pain was assessed by the Brief Pain Inventory (BPI). Adequacy of pain treatment was assessed with the Pain Management Index (PMI). We found that 55% of the 1429 respondents had experienced pain past week; in 44% (n=351), the pain was moderate to severe (BPI score>or= 4). Total prevalence of pain/moderate to severe pain was present in 49%/41% in patients with curative treatment>or=6 months ago, 57%/43% in patients with current curative treatment or treatment<6 months ago, 56%/43% in patients with current palliative anti-cancer treatment and in 75%/70% in patients for whom treatment was no longer feasible. Positive predictors of the prevalence of pain were lower education level, more advanced disease and haematological (excluding (non)-Hodgkin lymphoma), gastro-intestinal, lung, or breast malignancies. According to the PMI, analgesic treatment was inadequate in 42% of the patients. Negative predictors of adequate treatment were current curative anti-cancer treatment and low education level.
CONCLUSION: A substantial proportion of cancer patients does suffer from moderate to severe pain and does not receive adequate pain treatment.
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http://www.uptodate.com/contents/cancer-pain-management-general-principles-and-risk-management-for-patients-receiving-opioids/abstract/1
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IT pros are working with health care companies to guard against cyber-attacks. Find out what you can do now to prevent breaches that can cost companies millions in cleanup and compromised brand image.
In the first half of this year, the health care industry experienced several hundred data breaches – a quarter of total breaches across all industries. By the third quarter, both the Ponemon Institute and Trend Micro ranked health care as the most at risk industry in terms of cyber-attacks globally.
Keith Banks, health care security practice lead at Optimum Health care IT in Jacksonville Beach, Florida, said information security is the single most important issue impacting the health care industry today. “Currently, the specific threats of ransomware and phishing rank high on the list of priorities,” Banks said. “Health care organizations need to defend against an evolving threat landscape. To do this requires a team of highly skilled security professionals, which most health care organizations are lacking to the extent required to maintain adequate defenses and meet compliance obligations.”
It’s estimated that 90 percent of health care organizations in the U.S. have suffered at least one data breach in the past two years with the average cost of each breach reaching $2.2 million.
“The risk of a data breach continues to be the biggest issue facing health care organizations,” said Carolyn Luther, an executive consultant at FluidEdge Consulting outside of Philadelphia. FluidEdge provides health care solutions for clients ranging from management to IT consulting. One of the key strategies for consultants like Luther is finding ways to prevent breaches before they occur.
“Breaches can occur in a variety of ways,” she said, “be it external individuals trying to steal data – hacking into to networks – or an internal issue that causes data to be released by mistake or an employee committing fraud.” Chris Johnson, the director of strategy and business development for Untangled Solutions, a Wheelhouse IT company based in Los Angeles, is also a member of CompTIA’s security committee, which focuses on educating IT service providers on ways to better provide services to their client base. Based in Iowa, Johnson works with the HIPAA-compliant company to provide medical IT support to the health care industry for a range of clients – from smaller organizations to large companies.
Johnson said most hackers don’t actually know what they target. “They are looking at IP addresses and exploiting what ports are open,” he said. “We’ve seen when an end-user clicks on email and the whole office is affected.”
CompTIA offers a self-assessment wizard online that can help companies evaluate risks immediately. Banks said having IT security professionals regularly conduct thorough risk assessments can help big and small companies alike navigate the changing threats, and ultimately keep confidential data safe before it’s too late.
He recommended implementing “a layered security strategy” to reasonably safeguard any information against identifiable threats. “In the end,” said Banks, “the information is only as safe as the weakest link, which often turns out to be the human element. Employee training and establishing a culture of security awareness across the organization is another essential factor.”
According to the Verizon 2016 Data Breach Investigations Report, health care actually has the highest percentage of incidents from theft or loss, Breaches can result from everything from weak passwords to clicking on malicious links in an email. Here are some guidelines to avoid problems before they happen:
Hire a CSO: A top-level cyber security expert will help manage a team of IT professionals and report to upper-level management. Having someone in this role with both IT and executive know-how helps determine budgetary needs for security in conjunction with the corporate culture.
Educate employees: It is never too soon to start the conversation about IT security with all levels of employees, from data entry to executives. Having the skill-set to avoid common mistakes – like not clicking on a phishing link or malicious attachment – can create a more proactive approach to IT security from the ground up.
Look into federal resources: Both the FBI and Department of Homeland Security have made efforts to educate health care companies about global cyber risks. Take advantage of the information and services being offered to help create a team with full accreditation and compliance in the industry.
Start small: Basic security steps can be taken today, like having a trusted firewall in place, updating old equipment and outdated software protection, and securing wireless connections and devices being used by employees to access company data, like smart phones, tablets, laptops and offsite servers.
“Sixty percent of security breaches come down to people.”
Because Johnson said 60 percent of security breaches come down to people, like someone opening an infected email or clicking on a compromised link, the committee is spending a lot of time on education. Johnson said “educating staff” is key. “Just because you think it’s an isolated issue,” he said, “know that it’s real and could happen again.”
One way of reaching staff across the company is through small lunch-and-learns in which an IT specialist walks employees in intimate groups through do’s and don’ts of computer use, providing not only a primer for how not to fall victim to common phishing schemes, but also offering a chance for question and answers that aren’t likely being asked elsewhere.
Companies need to be asking if they are doing enough.
“Many of the health care organizations I currently work with are spending between three and 10 percent of the IT budget on information security,” said Banks. “In contrast, finance, banking and the federal government spend twice as much of their IT budgets on security.”
Practically speaking, a company should consider implementing solutions like two-factor authentication, endpoint advanced threat protection and phishing simulation campaigns. When a massive breach happened at Anthem, the country’s second largest health care insurer, last year, the company had to notify as many as 80 million customers that their confidential information was comprised. It took eight days for Anthem to even realize the breach happened.
With new rules in place for the Affordable Care Act designed to protect health information and electronic records, the need for upgraded security only underscores the changing digital health care landscape. Personal and payment information makes health care particularly attractive to hackers. With so many employees navigating IT systems, the chance for a breach is multiplied by simple human error.
“Not to diminish the need for preventative controls,” said Banks, “but for most organizations it is not a matter of if a breach is going to happen, but when and what will be the consequences. The ability to quickly detect a breach and a well-developed incident response plan are just as important as the investment in preventative controls.”
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https://www.comptia.org/blog/health-care-under-siege-how-one-of-the-most-at-risk-industries-can-avoid-cyber-attacks
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The malicious software from the ad supported software family that changes the settings of web-browsers usually affects only the Google Chrome, Mozilla Firefox, Internet Explorer and Edge. However, possible situations, when any other browsers will be affected too. The ad supported software may change the Target property of a web-browser’s shortcut, so every time you start the internet browser, instead of your homepage, you will see the unwanted join.twinsaga.com advertisements.
The ad supported software is the part of the software that is used as an online promotional tool. It is created with the sole purpose to open dozens of ads, banners and pop-ups, and thus to promote the goods and services in an open internet browser window. So, the join.twinsaga.com is just one of the many sites of the so-called ‘ad-support’ type. It is designed to fill the browser’s constant stream of advertising, or redirect the web-browser to not expected and intrusive advertising web-sites. Moreover, the adware can substitute the legitimate advertising on misleading or even banners that can offer to visit dangerous sites. The reason is simple, many advertisers agree on any ways to attract users to their web-sites, so the creators of adware, often forcing users to click on an advertising link. For each click on a link, the authors of the ad supported software receive income. It is the so-called ‘Pay-Per-Click’ method.
We recommend to remove the adware, which redirects your internet browser on the join.twinsaga.com annoying web page, as soon as you found this problem, as it can direct you to web-resources which may load other malicious software on your personal computer.
How does join.twinsaga.com ads get installed onto system
Most often, the ad supported software gets on your system as a part of various free applications, as a bonus. Therefore it is very important at the stage of installing programs downloaded from the Internet carefully review the Terms of use and the License agreement, as well as to always choose the Advanced, Custom or Manual installation mode. In this mode, you can turn off all unwanted add-ons, including the ad supported software, which will be installed along with the desired program.
How to manually remove join.twinsaga.com
The following instructions is a step-by-step guide, which will help you manually delete join.twinsaga.com from the Internet Explorer, Chrome, Firefox and Microsoft Edge.
It will open the Windows Control Panel as shown below.
Click “Uninstall a program” It will display a list of all programs. Scroll through the all list, and delete any suspicious and unknown programs. To quickly find the latest installed software, we recommend sort aplications by date in the Control panel.
Disinfect the browser’s shortcuts to remove join.twinsaga.com redirect
Now you need to clean up the web-browser shortcuts. Check that the shortcut referring to the right exe-file of the browser, and not on any unknown file. Right click to a desktop shortcut for your browser. Choose the “Properties” option.
It will open the Properties window. Select the “Shortcut” tab here, after that, look at the “Target” field. The adware can replace it. If you are seeing something like “…exe http://join.twinsaga.com” then you need to remove “http…” and leave only, depending on the internet browser you are using:
Remove join.twinsaga.com advertisements from Firefox
If the Firefox settings have been changed by the ad supported software, then reseting it to the default state can help you to remove the redirect onto join.twinsaga.com advertising.
Run the Firefox and press button to open the Tools menu. It displays the drop-down menu on the right-part of the web-browser. Click on the Help button ( ). In the Help menu, select the “Troubleshooting Information” option. Another way to open the “Troubleshooting Information” screen – type about:support in the internet browser adress bar and press Enter. It will show the “Troubleshooting Information” page. In the upper-right corner of this screen, press the “Refresh Firefox” button. It will show the confirmation dialog box. Click on the “Refresh Firefox” button. The FF will start a task to fix your problems that caused by the adware. Once, it’s done, press the “Finish” button
Remove join.twinsaga.com redirect from IE
To get rid of the join.twinsaga.com advertising you need to reset the Internet Explorer’s settings to the state, they were when the Windows OS was first installed on your personal computer.
Launch the IE. Open the Tools menu (click ‘gear’ icon ). It opens the drop-down menu on the right part of the web-browser, then click the “Internet Options”. In the “Internet Options” dialog screen, you need to click on the “Advanced” tab, then press the “Reset” button. The IE will display the “Reset Internet Explorer settings” dialog box. Click on the “Delete personal settings” check box to select it. Next press the “Reset” button. Once the task is done, click “Close” button, then close the Internet Explorer. Restart your system for the changes to take effect. This step will help you to back your web-browser’s settings to default state and disable ad-supported browser’s extensions.
Click Next and follow the prompts.
Once installation is complete, click on the “Scan Now” button to start scanning your computer for the ad supported software which redirects your web-browser to the join.twinsaga.com annoying web-page. This procedure can take some time, so please be patient.
When the scan is finished, make sure all entries have “checkmark” and click “Remove Selected”. Once disinfection is completed, you may be prompted to Restart.
Block join.twinsaga.com and other similar malicious sites
To increase your security and protect your PC against new annoying ads and malicious web pages, you need to use an application that blocks access to dangerous advertising and web sites. Moreover, the software can block the show of intrusive advertising, which also leads to faster loading of web-sites and reduce the consumption of web traffic.
Download AdGuard program using the following link.
After the download is complete, run the downloaded file. You will see the “Setup Wizard” screen as shown below.
Follow the prompts. After installation is complete, you will see a window as shown in the figure below.
You can click “Skip” to close the installation program and use the default settings, or press “Get Started” button to see an quick tutorial that will help you get to know AdGuard better.
In most cases, the default settings are enough and you do not need to change anything. Each time, when you start your PC system, AdGuard will run automatically and block pop-up ads, pages such join.twinsaga.com, as well as other malicious or misleading web sites. For an overview of all the features of the program, or to change its settings you can simply double-click on the icon AdGuard, which is located on your desktop.
If the problem with join.twinsaga.com ads is still remained
If MalwareBytes Anti-malware cannot remove the redirect to join.twinsaga.com ads, then we suggests to use the AdwCleaner. AdwCleaner is a free removal tool for adware, browser hijackers, PUPs, toolbars. Also you can ask for help our Myantispyware team below.
Double click the AdwCleaner icon. Once this tool is started, press “Scan” button to perform a system scan for the adware that generates the join.twinsaga.com advertisements.
Once AdwCleaner has finished, it will open a scan report. Review the report and then click “Cleaning” button. It will display a prompt. Click “OK”.
Double-click on the HijackThis icon, and click the button labeled “Do a system scan only”.
Once the scan is complete, the scan button will read “Save log”, click it. Save this log to your desktop
Create a Myantispyware account here. Once you’ve registered, check your e-mail for a confirmation link, and confirm your account. After that, login.
Copy and paste the contents of the HijackThis log into your post. If you are posting for the first time, please start a new thread by using the “New Topic” button in the Spyware Removal forum. When posting your HJT log, try to give us some details about your problems, so we can try to help you more accurately.
Wait for one of our trained “Security Team” or Site Administrator to provide you with knowledgeable assistance tailored to your problem with the redirect to the unwanted join.twinsaga.com advertisements.
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http://www.myantispyware.com/2016/10/31/how-to-manually-remove-join-twinsaga-com-chrome-firefox-ie-edge/
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A timely dethroning of the human subject and embracing of a new kind of existence, in this book Christine Daigle highlights the affirmative potential of vulnerability amidst unprecedented times of more-than-human crises. By bringing together traditions as diverse as feminist materialist philosophy, phenomenology, and affect theory, Daigle convincingly pleas for the radical embracing of a shared posthumanist vulnerability.
Posthuman Vulnerability fills a significant theoretical gap - whilst feminism has explored the affirming power of vulnerability, it's been from a very human-centric viewpoint. In posing a feminist and posthuman take on vulnerability, Daigle is bridging traditions in a totally original and much needed way.
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https://www.bloomsbury.com/uk/posthumanist-vulnerability-9781350302884/
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Microsoft on Saturday warned users still stuck on Windows XP that the operating system will be prone to malware attacks more than ever before starting April 8, 2014. The warning came on the heels of the company's bi-annual security intelligence report.
Tim Rains, director at Microsoft's Trustworthy Computing Group, in a blog post iterated on the risks posed by the aged operating system, stating that users should expect an increase in malware attacks when support for the OS is dropped next year.
Windows XP will become more prone to attacks, continued Tim, and that after support ends, attackers will have upper hand over security tools on the operating system.
The company perhaps for the first time has been open about the risks customer may face after dropping support for an OS, which is unusual to its norm of simply ignoring an old operating system without accompanying danger tag. While there could be other reasons for the purported increase in infections, lack of updated security software been among, main reason remains the fact that XP SP2 has not been patched.
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Web of Trust (WOT), a popular browser add-on, which rates websites based on their trustworthiness using crowd-sourced data, has been in th...
Amazon prepping a messaging app to compliment calls/videos with Alexa While Amazon already have Alexa calling feature which allow users to call and text each other for free through Amazon Echo, Echo Dot or t...
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http://www.questechie.com/2013/11/windows-xp-users-warned-on-malware.html
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July 2, 2012, was the 150th anniversary of the Morrill Act. This piece of Congressional legislation established land grant colleges throughout the United States and paved the way for the establishment of colleges in each state to teach the practical sciences of agriculture and mechanical arts, among other things.
If you went to a college or university with the designation “State” or “A&M” attached to it, you can direct your thanks to the 37th Congress for enacting legislation which provided both land grants and financial assistance. That is why such institutions of higher learning are termed “land grant colleges”.
It was a clear case of Congress listening to the needs and desires of the American people.
I often write about the art of listening as one of the skills critical to being a successful business leader. However, if you are a compliance practitioner you need to have developed the necessary skills so that the senior management in your company will listen to you.
This subject was touched on in the March/April issue of the SCCE Magazine, Compliance and Ethics Professional, in an article entitled “Does your boss listen to you?” by Meric Craig Bloch. In his article, Bloch notes that “Compliance professionals are business advisors”; as such they can never be effective if senior management does not listen to them. Bloch advises that the key is to become a “trusted advisor” to capture the attention of key decision makers at your company.
Bloch understands that the need to “be relevant is a constant challenge for any business advisor.” He cites to management expert Jim Lukaszewski and his book “Why Should the Boss Listen to You” for a seven point approach to becoming a trusted advisor to senior management. These seven disciplines are:
Be trustworthy: Trust is the first discipline and the foundation for all business relationships between an advisor and business leadership.
Become a verbal visionary: Generally a leader’s greatest skill is to articulate his or her vision in a way that is compelling and motivates employees; in other words, good verbal skills. This means that any successful leader’s trusted advisors need these skills as well.
Develop a management perspective: A trusted advisor cannot simply talk about their staff functions. A trusted advisor must be able to integrate his or her message into management’s goals and objectives.
Think strategically: As a leader’s job is almost always about tomorrow, a leader must have a strategic vision. This means that a trusted advisor must not only think strategically within your discipline but you must also integrate your function into the leader’s strategic plan.
Be a window to tomorrow: What are the patterns of your business or your professional discipline? The more that you can study and understand them, the more helpful information that you can put in front of your company’s leadership.
Advise constructively: You should start with where the leadership in your company has been and move your advice into where they want to go.
Show the boss how to use advice: This means more than having your boss accept your advice. You need to develop the skills to teach your leadership how to use your advice as well.
Bloch concludes by correctly recognizing that “every compliance issue, is ultimately, a business issue.” I often tell executives that compliance is another form of risk and as such you can measure, evaluate and then manage it.
If the risk becomes too great to manage, that may create an unacceptable level of risk which your company will not tolerate. As a compliance practitioner, one of your key roles is to reduce the number and level of risks which your company cannot or will not tolerate.
This is a major mechanism by which you can demonstrate the value of compliance within the organization and ensure that your contribution is relevant. But it can only occur if your boss will listen to you.
This publication contains general information only and is based on the experiences and research of the author. The author is not, by means of this publication, rendering business, legal advice, or other professional advice or services. This publication is not a substitute for such legal advice or services, nor should it be used as a basis for any decision or action that may affect your business. Before making any decision or taking any action that may affect your business, you should consult a qualified legal advisor. The author, his affiliates, and related entities shall not be responsible for any loss sustained by any person or entity that relies on this publication. The Author gives his permission to link, post, distribute, or reference this article for any lawful purpose, provided attribution is made to the author. The author can be reached at [email protected].
The views expressed in this post are the opinions of the Infosec Island member that posted this content. Infosec Island is not responsible for the content or messaging of this post.
Unauthorized reproduction of this article (in part or in whole) is prohibited without the express written permission of Infosec Island and the Infosec Island member that posted this content--this includes using our RSS feed for any purpose other than personal use.
"I thought this article discuss a very important issue of security. If we have well developed technology in one particular field then we ..."
Mobile Security Processes Could Be Applied t... Johnnie Nix on 05-21-2013 "ATM machine are for our convenience but if we are not careful they can compromise our safety.
ATM Security (And Really Learning from the P... Johnnie Nix on 05-21-2013 "A expressive case study is used to explore causation in order to find underlying principles. Case studies may be prospective in which c..."
New Study Published on Mobile Malware... Caitlin Rachel on 05-21-2013 "In the social sciences and life sciences a case study or case report is a descriptive or descriptive analysis of a someone, group or ev..."
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http://www.infosecisland.com/blogview/21899-The-Compliance-Professional-as-a-Trusted-Advisor.html
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Data breaches continue to vex marketers. Three men were indicted this month for stealing more than 130 million credit and debit card numbers, according to the US Department of Justice. The breach was discovered in January and is the largest hacking and identity theft case ever prosecuted by the Justice Department.
The information was hacked from five corporate entities: Heartland Payment Systems, 7-Eleven Inc. and Hannaford Brothers Co., and two unidentified corporations. The two-count indictment alleges that Albert Gonzalez of Miami and two unnamed co-conspirators orchestrated the attacks.
Gonzalez is a repeat offender. He was previously indicted in May 2008 and again in August 2008 for his involvement in data breaches of companies such as TJX Companies, Dave & Busters and OfficeMax.
This recent arrest is the latest in a long line of these incidents, and the danger is that consumers, wary of divulging personal information, could reach a breaking point. According to Forrester Research, consumers' perception of online security continues to color their behavior online. Security concerns are the number two reason consumers cite for not transacting online. This reflects a broader unease about e-commerce security, and it plays a role in keeping some consumers from migrating online for activities such as online banking.
"The biggest challenge to a marketer is, with the amount of fraud, any transaction online is at risk," said Jeff Jurick, VP-compliance and critical communications at agency Direct Group. "E-commerce companies have to be diligent in the protection of their customers' data and they have to communicate and deliver confidence to consumers that their data is safe." Jurick added the direct marketing industry needs to "make a better effort with consumers on best practices."
That is easier said than done. With the trust gap widening, alleviating consumer concerns has become more complicated for marketers. Marketers need to build security into their networks, Web sites and point-of-sale environments, in addition to developing processes for customer data usage.
"Good custodianship is no longer a matter of what processes you have in place or how you use the data," said Jonathan Penn, an analyst at Forrester Research. "It's also about what security you have around the data."
Kristen Mathews, partner, Privacy and Data Security Practice Group at Proskauer rose LLP, said once a breach does happen, what matters most is having a plan. "You need to be upfront and honest about what happened," she said. Companies also need a remedy. "It's common to offer reimbursement for credit monitoring services depending on the data compromised."
Mathews said a checklist of things to do once the breach occurs includes coordinating with law enforcement, identifying the nature and scope of the problem, containing the incident, and deciding about external communications, including whether to notify the media. Penn has developed a series of recommendations for marketers to manage concerns and improve consumer trust. (see below). l
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http://www.dmnews.com/dataanalytics/breaches-spotlight-data-security/article/147550/
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TIBCO is aware of the recently announced Apache Commons Text vulnerabilities (CVE-2022-42889) which is being referred to as “Text4Shell”. This vulnerability potentially enables a malicious actor to execute arbitrary code by taking advantage of string interpolation.
TIBCO is also aware of CVE-2022-41852, and this issue is under investigation as part of our response to CVE-2022-42889.
TIBCO is assessing the risk of these vulnerabilities and will respond as appropriate.
TIBCO is actively monitoring the still evolving situation and updates with regards to Apache Commons and our Product Security Incident Response Team (PSIRT) is actively evaluating how these vulnerabilities may affect TIBCO products and cloud services.
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https://www.tibco.com/support/notices/2022/10/apache-commons-text-vulnerability-jxpath-archive-7
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Phishing has become the prefered attack method of choice for cybercriminals due to its high success rate and is a serious threat to businesses.
It's straightforward to explain how to avoid everyday spam emails and other obvious signs, yet a Phishing email will look just like a message that they’d regularly expect from their contacts. Your employees need to know how to spot a phishing attempt, so they don't fall prey to one, and you need to know that they’re able to do so.
End users are the single most vulnerable target in most businesses. We can help by phishing them for you. Ensuring you are informed of any mistakes they make and where additional education is needed.
Phishing is a cyberattack executed using an email. Attackers pose as legitimate business contacts or other institutions and simply attempt to lure recipients into providing sensitive data such as passwords, bank account details, and other personally identifiable information that can be later used to steal identities, data, and money.
A Phishing simulation is a method that allows an organisation to gauge the awareness of its employee by sending realistic, but harmless phishing emails. Phishing simulation is commenly used in conduction with training to educate employees about these attacks, how they work, and how to avoid them.
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https://www.e-sebs.co.uk/cyber-security/phishing-simulation
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2. On the webpage, click on the “Try now” button adjacent to 6 months trial.
3. You need to create a Mcafee account before you can download it. Just create one by simply filling out some details.
4. After creating the account and logging in, you can start downloading Mcafee internet security.
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https://www.avinashtech.com/download-mcafee-internet-security-free-for-6-months/
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First, you should see the Win32_BIOS instance from your local computer. Then, you should see an error message (unless you actually have a computer named not-here on your network). Think you've seen an exception? Wrong. In PowerShell, just because you've seen an error message doesn't mean an exception was created. You can't trap or handle an error message. You can only trap and handle exceptions.
What you just saw was an example of a non-terminating exception. That is, an exception really did happen, but it wasn't so bad that the cmdlet needed to stop executing. So the cmdlet basically held the exception deep inside, suppressing its feelings of failure, and continued trying to do what you'd asked. You can't help the cmdlet if it isn't going to be more open with its feelings. In other words, you can't trap and handle non-terminating exceptions. Many of the problems a cmdlet can run into will typically generate a non-terminating exception. That's because cmdlets don't want folks to start calling them crybabies, so if something moderately bad happens, they just shut up and keep going.
This cmdlet behavior is controlled by a built-in PowerShell variable named $ErrorActionPreference. You can view its contents by simply typing the variable's name at the command line:
This time, the failure occurred but not a word was said about it. Our cmdlet just bit its lip and kept on going, not so much as whimpering about the error. Now, this is where a lot of new PowerShell users go wrong, so I need you to picture me standing up on a table and screaming, "Do not set $ErrorActionPreference to SilentlyContinue just to make the error messages go away."
Error messages are, by and large, good things. They tell us what's broken. They're like the nerves in your fingertips that tell you the stove you're about to touch is very hot. People who have problems with those nerves often burn themselves. We usually want to see error messages. What we don't want to see are the error messages that we can anticipate and deal with on our own.
Just Cry Out Loud
When you anticipate a cmdlet running into a problem that you want to deal with, you need to tell that cmdlet to stop bottling up its emotions. You're not doing this for every cmdlet across the shell, but just for a specific cmdlet that you know you can handle. Since you don't want to make a global behavior change, you should leave $ErrorActionPreference set to Continue. Instead, you can modify the error action for just one cmdlet.
Every cmdlet in PowerShell supports a set of common parameters, one of which is -ErrorAction (which can be abbreviated -ea). It accepts the same values as $ErrorActionPreference, including stop, which tells the cmdlet to turn a non-terminating exception into a terminating exception—and terminating exceptions are ones you can trap and handle. For this example, you'd run the command
Figure 1 shows the output from the code in Listing 1. As you can see, PowerShell first displayed the line Starting. It then executed the function, which displayed the line Trying.
Next, PowerShell ran Get-WmiObject, which can be abbreviated as gwmi. It first ran this cmdlet against localhost, and you can see the Win32_BIOS output. But it ran into a problem trying to contact not-here, so an exception occurred. The -ea stop parameter turned that into a terminating exception, so PowerShell looked for a Trap construct within the same scope. It found one inside the function and executed it. That's why Error in function displayed. The trap finished with the Continue statement, which kept the execution inside the same scope (i.e., inside the function), and Tried was displayed. Finally, the function exited and Ending was displayed.
Traps can be tricky because they are their own scope. Specifically, they're a child of whatever scope they live in. Consider the modified Trap construct in Listing 2.
Listing 2: A Problematic Trap Construct Function Do-Something \\{ Trap \\{ Write-Host 'Error in function' -fore white -back red# BEGIN CALLOUT A $test = 'Two'# END CALLOUT A Continue \\} $test = 'One' Write-Host "Trying $test" -fore white -back black gwmi Win32_BIOS -comp localhost,not-here -ea stop Write-Host "Tried $test" -fore white -back black\\}Write-Host 'Starting' -fore white -back greenDo-SomethingWrite-Host 'Ending' -fore white -back green
Figure 2 shows the output from this version, and I want you to follow the value of the $test variable.
The script set the $test variable to One, and that's displayed in the Trying One output. When the exception occurred, the trap set the $test variable to Two. However, when the trap exited, the output still displayed Tried One. What happened? As a child scope, a trap can access its parent's variables for reading only. So, when the trap tried to modify $test, it actually created a new local $test variable, which means that $test from the parent scope (i.e., the function) was never changed. This is a real bummer if you want your trap to modify something so that your script can continue. There are ways to remedy this. For example, you can replace the command in callout A in Listing 2 with the following command to change the variable's contents:
What I've done is defined a trap within the script itself, prior to the function's definition. I've also modified the trap within the function to use a Break statement rather than a Continue statement. The Break statement forces the trap to exit the scope in which the error occurred (in this case, the function) and to pass the exception to the parent scope, which is the script. The shell will then look to see if a trap exists in that scope, and I have indeed defined one.
Figure 3 shows what the results look like.
When the exception occurred in the function, its trap executed and "broke out of" the function. The exception was passed to the script, so its trap executed. Notice that Tried isn't displayed. That's because the function exited before that command could run. All you see is Ending, which is the last line in the script. Although the script's trap concludes with the Continue statement, all it does is keep the shell’s execution in the same scope (i.e., the script). The shell can't dive back into the function; it broke out of the function and is out for good unless you call the function afresh.
As this example shows, you can include more than one Trap construct in a script. This means you can set different traps for different types of errors. To get more details, run the command
Frankly, I find the Trap construct and its scope rules pretty confusing. Fortunately, PowerShell 2.0 offers an alternative: the Try…Catch…Finally construct, which Listing 4 shows.
Listing 4: A Try…Catch…Finally Construct Try \\{ gwmi Win32_BIOS -comp localhost,not-here -ea stop\\} Catch \\{ Write-Host 'Something bad happened' -fore white -back red\\} Finally \\{ Write-Host 'Glad that is over'\\}
As you can see, you put the command that might fail in the Try block and the command that deals with the failure in the Catch block. You can even add a Finally block that will execute whether or not an error occurred.
Within the Catch block, you can do almost anything, including writing to log files, logging an event log entry, and sending email messages. It's even possible to create multiple Catch blocks, each of which deals with a certain kind of error. In PowerShell 2.0, you can run the command
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http://windowsitpro.com/print/scripting/error-trapping-and-handling-powershell
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The number of institutions on the FDIC's "Problem List" is now 552 - the highest level in 16 years -- the Federal Deposit Insurance Corporation (FDIC) announced this week.
At the end of September, there were 552 insured institutions on the "Problem List," up from 416 on June 30. This number may be compared to the 153 failed financial institutions thus far in 2009 . Of that number, 124 are banks, and 29 are credit unions.
The 552 troubled banks represent the largest number of "problem" institutions since December 31, 1993, when there were 575 institutions on the list. The FDIC says total assets of "problem" institutions increased during the third quarter from $299.8 billion to $345.9 billion, the highest level since the end of 1993, when they totaled $346.2 billion.
FDIC Chairman Sheila Bair says "For now, the credit adversity we have been observing for some time remains with us, and we expect that it will be at least a couple of more quarters before we see a meaningful improvement in that trend."
Bair remains upbeat, despite the challenges facing the industry. "I am optimistic that if we address these problems head-on we will see clear signs of improvement in bank earnings and lending in 2010."
The FDIC's Deposit Insurance Fund (DIF) balance, the net worth of the fund, fell below zero for the first time since the third quarter of 1992, and this was projected to happen back in September. The fund balance of negative $8.2 billion as of September already reflects a $38.9 billion contingent loss reserve that has been set aside to cover estimated losses over the next year. The FDIC has to set aside reserves, just as banks reserve for loan losses. The FDIC has set aside reserves for anticipated closings over the next year. When the fund balance is combined with this contingent loss reserve, the result shows total DIF reserves at a positive balance of $30.7 billion.
Chairman Bair distinguished the DIF's reserves from the FDIC's cash resources, which stood at $23.3 billion of cash and marketable securities. Earlier in November, to further bolster the DIF's cash position, the FDIC Board approved a measure to require insured institutions to prepay three years worth of deposit insurance premiums, about $45 billion, at the end of 2009.
The banks that end up on the problem list are considered the most likely to fail because of difficulties with their finances, operations or management. Yet historical records show that only 13 percent of the banks on the troubled list end up failing.
From heightened risks to increased regulations, senior leaders at all levels are pressured to improve their organizations' risk management capabilities. But no one is showing them how - until now.
Learn the fundamentals of developing a risk management program from the man who wrote the book on the topic: Ron Ross, computer scientist for the National Institute of Standards and Technology. In an exclusive presentation, Ross, lead author of NIST Special Publication 800-37 - the bible of risk assessment and management - will share his unique insights on how to:
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https://www.bankinfosecurity.asia/fdic-now-552-problem-banks-highest-in-16-years-a-1964
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10/2021 to Current Chief Cybersecurity Architect - Cloud Services Riverbed Technology, Inc. | New York, NY,
Designed internal process improvements to automate repetitive tasks, shortening data delivery times.
Authored full Center of Enablement (CoE) design plan optimized for governance and performance metrics sought by client.
Complied with regulatory guidelines such as [Type] in design architecture, ensuring adherence to strict privacy and security laws.
Solved operational problems between disciplines and implemented creative resolutions.
Collaborated with CISOs across Department of Energy in rollout of Intra-Agency Threat Intelligence Collaboration Program.
Played key role in external Inspector General audits of EIA systems and unclassified cybersecurity program - serving as senior security official.
Implemented and enforced Assessment & Authorization (A&A) as well as internal audit processes, covering all internal and cloud systems / services.
Facilitated deployment of new technologies with introduction of IT enterprise architecture governance processes and solution design framework - expediting efforts via standardization.
10/2012 to 12/2017 Director, Systems and Data Analytics Dekker, Ltd. | City, STATE,
Directed team of eight and implementation of $5M budget focused on development of secure, innovative, cutting-edge data processing as well as analysis solutions. Managed strategic planning and allocation of resources to support operational excellence of systems used by 1,000+ users. Key Contributions:
Established and implemented security controls and compliance requirements for all data processing and analytical systems in accordance with federal and departmental policies and orders.
Enhanced data analytics and machine learning capabilities with development of Common Operating Environment (COE) for data processing organization-wide.
Elevated data security, user interaction with data, and delivery of business functionality via consolidation of dispersed business functionality into single system.
Pioneered development and launch of first-in-government training strategy for critical information system on web-based on-screen video technology.
Honored with "Project of the Year Award" for implementation of attribute-based access control in complex web-based data analytics solution.
Enhanced project performance analysis and Earned Value Management (EVM) capabilities in Department of Energy through successful and on-time delivery of Project Assessment & Reporting System (PARS II).
Delivered maintenance cost reductions by negotiating and introducing major product enhancements to facilitate performance data analysis.
Implemented systemic approach to risk management, achieving smooth integration into full system development life cycle.
Boosted software releases quality and slashed rework by 65% with introduction of agile project management methodology (Scrum) as well as development team empowerment.
Earlier Roles
TransCore, Atlanta, GA / IT Program Manager: Oversaw development and delivery of top-quality systems to surpass customer expectations - introducing Agile methods, project management best practices, automated systems, and real-time reporting functions. Headed rollout of supply chain management software as a service (SaaS) to all major railroad systems in North America.
PointBright Corporation, Atlanta, GA / Vice President - Product Development & Co-Founder: Orchestrated development and improvement of software service delivery framework. Managed business processes, resources, stakeholder relations, and performance reporting to Board of Directors.
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https://www.livecareer.com/resume-search/r/chief-information-security-officer-84dd4685cef8454989abf16e1decbfc1
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The Federal Trade Commission of the USA is holding a public spyware workshop on 4/19 in Washington DC.
Link: http://www.ftc.gov/bcp/workshops/spyware/index.htm
On April 19, 2004, the Federal Trade Commission will host a one-day public workshop to explore the issues associated with the distribution and effects of software that aids in gathering information about a person or organization without their knowledge and which may send such information to another entity without the consumer's consent, or asserts control over a computer without the consumer's knowledge. The workshop will be held from 8:30 a.m. to 5:30 p.m. on April 19, 2004 at the FTC Conference Center located at 601 New Jersey Avenue, N.W., Washington, D.C. It is open to the public and there is no attendance fee. For admittance to the building, all attendees will be required to display a valid form of identification, such as a driver's license.
Form found here: http://www.ftc.gov/os/2004/02/040217...orkshopfrn.pdf
You may provide comment in written form or send to this email address box: [email protected].[/QUOTE]
One of the problems they are having and I see as well is the definition. If too broad you make legit software and information tracking illegal - if too narrow it wont be effective.
The Center for Democracy & Technology has been very active in the policy debate going on in DC - check them out at http://www.cdt.org.
Utah currently has a bill drafted and sitting on the governors desk that will outlaw spyware and several web publishers such as American Online, Amazon.com, Cnet, eBay, Google, and Microsoft have signed a letter sent to the Utah Senate opposing the bill. Lot's of swirl here folks. http://www.le.state.ut.us/~2004/bill...enr/hb0323.htm
Interesting things going on in the battle against spyware at the legislative level and thought I would share what I found. Enjoy!
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http://www.antionline.com/showthread.php?253832-FTC-holding-spyware-workshop-speak-up!
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Public clouds provide enormous scale and elasticity. Combined with a consumption-based model and instant deployment methodologies, they provide a platform that is extremely agile and avoids locking of precious capital.
Surely it’s a no-brainer and why every company has plans to migrate workloads to the cloud. In fact, it’s so obvious that one actually needs to look for reasons why it won’t be a good idea. It may seem counterintuitive, but it’s one of the most important steps you could take before starting on your cloud migration journey.
Why?
Regardless of size, migration could be a huge drain on time and resources. One of the most cited reasons for the failure of a cloud migration project is: “The project ran out of steam.” Such projects typically lack enthusiasm, resulting in slow progress. Eventually, corners are cut to meet deadlines and the result is sub-standard migration and eventual failure.
Humans are wired to be more interested in doing something where there is a tangible benefit for them in some way. In addition, they are more likely to remain committed as long as they can see a goal that is clear and achievable.
How?
Migration is not a single-person job. Depending on the size of a company, teams from different business groups are involved in the process and have to work together to achieve that goal. To ensure success, it is critical to get the backing of all the stakeholders through an honest evaluation of the business need for migration to the cloud. It must be backed by hard facts and not just because it’s fashionable.
This evaluation goes hand-in-hand with the problems a company is looking to solve. The most effective pointers to them are the existing pain points. Are costs for running a particular environment too high? Is the company becoming uncompetitive due to lack of agility? It might even be a case of developing the capability to temporarily burst into the cloud when an occasional requirement comes up, instead of locking capital by buying, provisioning, and maintaining own equipment.
Analysis
Armed with those pain points and relevant data gathered, analysis can be done to determine if cloud migration is the only pragmatic solution. SWOT is a great framework for such an evaluation, and is used by many organisations for strategic planning.
It’s important to have all the key stakeholders present when this exercise is done. This ensures that they are part of the discussion and can clearly see all arguments for and against the migration. Those stakeholders include leaders from the infrastructure and application groups as well as from the business side, as they have the best view of the financial impact of current issues and what it would be if action is not taken.
The focus of this analysis should be to identify what weaknesses and threats to the business exist due to the current state and if migration to the cloud will change them into strengths and opportunities. With prior research in hand, it should be possible to determine if the move to the cloud can solve those issues. More importantly, this analysis will highlight the financial and resource costs of the migration and if it would be worth that cost when compared against the problems it will fix.
Conclusion
Effort spent at this stage is extremely valuable and ensures the decision to migrate to the cloud is robust. Furthermore, the analysis clarifies the need for action to all stakeholders and brings them on board with the vision.
Once they see the goal and how it will solve their business problems, the result is a commitment from all teams to provide their part of the resource and continual participation in the project until its successful completion.
Developed by network and systems engineers who know what it takes to manage today's dynamic IT environments, SolarWinds has a deep connection to the IT community.
The result? IT management products that are effective, accessible, and easy to use.
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https://orangematter.solarwinds.com/2019/01/28/public-cloud-to-migrate-or-not-that-is-the-question/
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Jonathan Care’s Halloween-themed article reveals a simple technical trick to hide data. It is very difficult to detect when you only focus on the data. Let’s look at how common methods of insider threats (negligent, compromised or malicious) hide information and cover their tracks. The central thread is the need to focus on the user as they work on data, systems and applications. Data doesn’t lose itself.
Care highlights three types of actors: the determined spy (who lure insiders to compromise those insiders’ identities and endpoints), the disgruntled associate (or malicious user) and the disaffected (a.k.a. “unaware and just don’t care”).
Combat the disaffected actor by focusing on the user and uncovering the “Shadow IT”
Let’s start with the most common insider threat actor: the disaffected. They don't try covering their tracks but they definitely circumvent rules. Care mentions they may not know about ADS but doesn’t mean they aren’t getting around rules. Unfortunately, this group includes all of us, who cut corners to get our job done just a bit quicker or with less effort.
For example, in this work-from-anywhere world, many of our customers have seen their development teams experiment with a wide variety of technologies to collaborate, design and build applications. But not all of them were sanctioned and tested by IT security beforehand. If our customers were only focused on monitoring data movement, they would miss the sensitive data being stored or created in these apps. Luckily, with an endpoint-based Insider Threat Management, our customers can see the developer activity as they collaborate on these cloud-based applications.
Fight the compromised actor by uncovering anomalous activity
Compromised actors are unfortunately the target of the “determined spy” or the external hacker. While the compromised user may not necessarily be an IT administrator or a privileged user, the external attacker is often technically proficient. Once they infiltrate an endpoint, they will look to hide the data they collect and cover their tracks to avoid being discovered. Apart from using the ADS feature in NTFS on Windows, our customers have seen steganography tools being used to hide docs behind innocuous extensions.
We’ve seen compromised endpoints of “Very Attacked Persons” be used to hide script kiddies hidden within commonly run code or files. When a hacker hits the “jackpot”—compromises a privileged user’s endpoint or identity—they can use the elevated access to modify the privileged group accounts or add superuser accounts and then run malicious PowerShell commands on Windows.
Similarly, we have seen fast-moving software organizations experience problems with risky commands run with elevated privileges (using sudo or the root user) on Linux/UNIX machines. Running as root provides instant cover. It is harder to attribute actions to the user. The ease of privilege escalation makes these developer accounts prime targets for external hackers. In many cases, it is not about the data but about user access and activity. The developer account is not the goal, it is simply a means to the end goal. Luckily, our customers monitor VAPs and privileged users to detect risky activity after successfully accessing a system or codebase.
Identify early risky behavior to identify disgruntled or malicious users
These types of users will know the blind spots to exfiltrate data but definitely don't want to be caught red-handed for fear of legal repercussions. Often, they know how to get around their traditional DLP tool and which channels are not protected by the organization. The data exfiltration starts with exploiting channels left unprotected by the traditional DLP tools in the organization. Removable media is often derided as old-school.
However, the field sales and marketing groups within organizations often still need to use USB devices. Unfortunately, malicious and departing users could potentially use USB devices to stage and exfiltrate data. With an Insider Threat Management solution, you can provide those users freedom while security has the visibility into user activity with those devices on their endpoints.
We’ve seen malicious employees cover up their exfiltration tracks, using free to download steganography tools between 2014 and 2018. More common is the use of clearing cookies or browser cache or wiping the endpoint clean. When users cover their tracks, it’s useful to detect the download of such suspicious or malicious tools onto the endpoint in the first place. Luckily, our customers use their Insider Threat Management solution to detect the original data movement and suspicious endpoint activity and proactively protect their organization from data loss.
Easy to lose track of data, harder to lose track of users
In all three insider threat types, organizations find visibility into data movement and user activity is key to protecting from users, who cover their tracks and hide their data movement. A malicious or compromised user will show signs of risky behavior well before they touch the data. While the most important concern may be data exfiltration, Insider Threat Management solutions can help you detect risky behaviors in the initial stages of an attack or threat. Sometimes you lose track of the data with traditional tools. It’s much harder to lose track of your users and sensitive data with people-centric solutions including Enterprise DLP and Insider Threat Management.
To learn more about the cost of insider threats, download our latest report.
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https://www.proofpoint.com/us/blog/insider-threat-management/how-combat-three-most-common-insider-threats
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Every day, government agencies and private businesses are under threat from cyber criminals. While that is nothing new, two recent industry reports show the tactics being used to attack them have changed, and technology alone is insufficient to stop the threat.
“Every day millions of records are being stolen. It’s happening right here, right now,” said Ajay Sood, General Manager of FireEye Canada. “You can no longer use technology to meet this level of threat.
FireEye, a security company headquartered in California that provides malware and network-threat protection systems for 4,400 customers in 67 countries (including 100 companies in Canada), released a report this year which showed businesses are swamped with alerts for security breaches — up to 17,000 each week. There’s no system to rank or contextualize these breaches, which can leave major ones overlooked, and it can take up to 100 days to respond to serious breaches. FireEye’s studies show that organizations can only manage to respond to 4 per cent of threat alerts and spend up to US$1.2-million annually responding to inaccurate alerts.
“The result is that you are still grossly exposing yourself to the probability of being breached,” Sood said. “Statistics show us that the time from invasion, reconnaissance, data theft, and exfiltration is approximately seven minutes. Imagine what a criminal can do in 100 or 200 days?”
But the biggest thing businesses and government organizations should be concerned about are how cyber criminals are now targeting them.
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http://cybertrax.ca/cyberflash-cyber-criminals-shift-sights-from-whole-companies-to-individual-employees/
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September 20, 2013Uncategorizedaimeetill With the large amount of business done online today companies and individuals can’t afford to be nonchalant about their computer security no matter how “low risk” the threat is. They also recommend changing passwords on a regular basis. With more and more people following you, you will get fans who will like your content and spread out things for you and do your work for you. The grow one is the most important one for gaining more followers. It would also be wise to keep a backup of at least the shared files, if not all of them, on your own computer. The easiest is quite simple to do and what most identity thieves do – they rent, buy or just hack into and steal a server. This makes him an intruder, and intruders get arrested. There are numerous other places it can be intercepted but some are easier than others. It’s possible the only way to know that your data is safe in their hands. The reason – to stay safe while online. Autofollow users who follow you. That doesn’t mean that there isn’t money to be made doing it. Pretty soon thousands of people will be directing all their personal data via this server. You never know when data could be made public, sold or deleted. For me, it didn’t really change much. Validated account names to prevent public embarrassment. They’ll select from articles in their area of interest or expand their websites with free articles about any topic imaginable. This opens up a whole new group of people that can make connections with you. There are many, many people involved in identity theft, huge criminal gangs with lots of resources have slowly discovered this form of electronic theft. This is a hazardous plan, and one that’s earned them a lot of mockery. A few more tricks and a little more snooping and your very online identity is at risk. Apparently, this conveys message of deliberate victimization contrary to active and problem solving image of a software development company. Filters and protected tweets. The rewards are huge and to be honest the risks are minimal compared with conventional crime.
Twitter is a microblog site that allows people around the world to quickly and succinctly share information about breaking news. With this free method, you can get 1000 followers in 3 days and increase your popularity on the internet for whatever you are trying promote. I would give it more time to evolve and wait for stronger international laws for cloud data storage and transfer. Any of these browsers allow hassle free searching presented in a clear manner and without all the problems or security risks. I’ll start off with a couple of obvious ones that have been discussed, and move into less obvious, and in my opinion, more lucrative ideas. Recover Twitter Password Tutorial. Thus, the theory is that if you follow enough people, then if even half of those people follow you back you get a bunch of followers. If you don’t think it could happen to you, think about it this way. Limit number of tweets per day, and charge for anything over. Do you want all your activity posted to your favorite social network too? A rather nasty side affect of the communication revolution that is the internet – you no longer have to be in the same country as your victim to steal from someone. This can be done now with various clients. If you know the answer to this, then you’ll also know that you have been using cloud computing for quite a while. This bug was very quickly passed around and quite a few users forced celebrities to follow them. Clever hackers have found a way to turn a seemingly harmless action into a gateway to your personal information. What has a broad user base, tons of glitches and a loophole that lets hackers have access to your personal information including your credit card information? This is because chances are, the cloud will be using a finite set of keys for all encryption, so if someone knows them, they can easily access your files. The reciprocate button lets you follow anyone who is following you, just to return the favor. This advantages the your by increasing your variety of backlinks and putting your free articles on hundreds of different sites. Keep spammers and bots from following you.
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https://aimeetill.wordpress.com/2013/09/20/twitter-phish-identity-theft-scam/
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Figuring out the best way to leverage the cyber risk landscape with growing numbers of vulnerabilities every day is a daunting task, to say the least. Last year, CVE Details, a free database of software vulnerabilities, found a total of 14,712 known vulnerabilities. Indeed, threat analysis and vulnerability remediation can cost organizations up to 320 hours in labor per week.
Fortunately, cyber risk professionals monitoring the threat landscape on social media is at its very best. Today we’re sharing our list of the top 10 cyber risk experts we’re following on Twitter religiously; they are our favorite go-to people in the world of vulnerability remediation and cybersecurity.
Dr. Anton Chuvakin (@anton_chuvakin): Anton is a VP & Distinguished Analyst at Gartner with vast knowledge of log management, SIEM, and PCI DSS compliance. Former Director of PCI Compliance Solutions at Qualys, see a few of his pieces including “Does Vulnerability Assessment Even Matter?,” and “We Scan and We Patch, but We Don’t Do Vulnerability Management.”
Troy Hunt (@troyhunt): Troy is well-known for his portal haveibeenpwned which allows you to check if an online account has been compromised. A Pluralsight Information Security & Author, and Regional Director and MVP for Developer Security at Microsoft, Troy has traveled all over the world giving talks about cybersecurity. Most recently Troy spoke at Infosecurity Europe 2018 where he presented on “Passwords, Authentication & Data Breaches in the Modern Era.”
Mikko Hypponen (@mikko): Mikko is CRO at cybersecurity firm, F-Secure, and is a prolific speaker and educator as well as a cyber risk professional. His keynote speech at Hack Talks last year was called “Data Is The New Oil – The Internet revolution already started years ago and it isn’t over yet.” Mikko was on the FP Global 100 Thinkers list for 2011 and continues to be viewed as an innovative thinker and a person to watch around cybersecurity.
Caleb Barlow (@calebbarlow): Caleb is Vice President of Threat Intelligence at IBM and a well-known advisor on cybersecurity. Check out his Ted Talk on “Where is Cybersecurity Really Coming From,” his podcasts, and his latest article “Science Channel: Inside X-Force Command.”
John Kindervag (@Kindervag): John has been a veteran of high-tech for 25 years now. Famous for his ideas on Zero Trust in cybersecurity, he is currently the Field CTO for Palo Alto Networks and is a Principal Analyst at Forrester. Check out his recent post “Clarifying What Zero Trust Is – and Is Not.”
Marion Marschalek (@pinkflawd): An engineer and experienced security researcher looking at low-level security for Intel, Marion is known for uncovering government malware and most recently identifying French government surveillance malware. She recently gave a keynote speech at HITBSecConf on “The Future, The Past, and … Wait, Where the Hell are We Now?”
Katie Moussouris (@k8em0): Katie is a Founder and CEO of Luta Security and is most well-known as a pioneer in the bug bounty and vulnerability disclosure arena, and has claimed that “… bug bounties MUST NOT exceed the price a developer or tester would make in salary. This is why those $250,000 bug bounties for side channel vulnerabilities are too high. We’re damaging the defense pipeline w perverse incentives for bug hunters.” Watch Katie’s keynote at the O’Reilly Security conference last year entitled “The Dao of Defense: Choosing Battles Based on the Seven Chakras of Security.”
Chris J Hodson (@ChrisHInfoSec): CISO at Zscaler, Chris is a blogger on CSOOnline, “CISO 2.0”. Chris is an advocate of education in the infosecurity sector and acts as a member of CompTIA’s Cyber Security Committee. His latest blog post is “CISOs: What you can control – and what you can’t – in GDPR.”
Andy Ellis (@csoandy): Andy is CSO at Akamai. Specializing in information security, safety and risk management, Andy is the designer of Akamai’s TLS acceleration network and many of the company’s web security solutions. Check out his latest blog “Composing Defences” on his website and a profile on Andy in Forbes late last year.
Gianluca Varisco (@gvarisco): Formerly VP Security at Rocket internet and Infrastructure Consul, Gianluca left the private sector for a number of years to serve on the Italian government’s Digital Transformation Team. In August, he announced that he’ll be leaving his position on the team to join Arduino as their CISO, bringing his years of experience to the popular open source hardware and software platform.
So there you have it – our top 10 list, and we are positive that security managers keeping on top of the cybersecurity landscape will have others they recommend as well. Let us know who you are following and why. The number of folks out there is far and wide, and will certainly keep growing.
10 Best Triggered #EmailMarketing Campaigns Revealed https://t.co/IaBbe6wzZa @engagebay 21 hours ago
Does working in #socialmedia have a negative effect on your #mentalhealth? @luciafontaina surveyed leading marketers… https://t.co/nNmEX5yQsc 23 hours ago
Stop Building #Apps, Start Building User Behaviors by @nireyal https://t.co/l0LnVnov87 #appdev #tech 24 hours ago
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https://wordwowstudio.com/2018/10/29/top-10-cyber-risk-experts-to-follow/
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The Defense Department has developed a device that uses an infrared laser to detect unique cardiac signatures of individuals up to 200 meters away.
Somewhat like the contact infrared sensors that use lasers to record a patient's pulse by tracking how the light changes in response to blood flow , the Pentagon's device, called Jetson, uses laser vibrometry to detect chest movements as an individual's heart beats, according to a report in MIT Technology Review. It can even detect these slight vibrations through clothes.
For Jetson, researchers modified a commercial device used to check vibrations in remote structures, like wind turbines, so that it could keep a quarter-sized laser beam on a target to get a reading. An algorithm converts the laser signals into a cardiac signature, which researchers said is 95% accurate when the subject is sitting or standing still.
Identifying a person with Jetson would require a database of cardiac signatures, but it could help warfighters positively identify suspects on whom they had taken earlier readings.
Besides the advantage of biometric identification at a distance, Jetson relies on heartbeats, which are considered more unique identifiers than fingerprints and irises and more difficult to counterfeit. It's also harder for subjects to "fool" the technology the way sunglasses and headscarves "confuse" facial recognition systems.
Heartbeat-based ID has been adopted for commercial use already. Nymi, a company specializing in enterprise biometric authentication, offers a wristband that uses a person's electrocardiogram as an identifier. NASA also developed a technology it licenses for verifying identity based on a person's electrocardiogram signal, but both of these approaches require direct contact with a subject's skin.
A researcher at the State University of New York at Buffalo built a radar-based remote cardiac sensor, the MIT Technology Review reported, that is just as accurate but only works up to 20 meters away.
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https://www.route-fifty.com/cybersecurity/2019/06/dod-builds-laser-that-ids-remote-subjects-by-their-heartbeat/298045/
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http://antivirus-reviews.us/opel-and-vauxhall.html
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NIS 2012 is a solid product with a lot of useful features...... Before buying it I would suggest that you take full advantage of the 90 days trial promo that Symantec is giving away and then search on Amazon some deals. You'll be able to find this software as low as 15$ with no real headaches.
Kaspersky Internet Security 2012 is also a very good suite so you should give it a try before buying Norton IS 2012.
What other security solutions have you tried in the past?
As good as suite is , you should always remember that YOU, the user , are the first line of defense against malware. Microsoft recently released a report Microsoft Security Intelligence Report) in which stated the fact that most infection occur due to the fact that PC user run unknown downloaded programs from the internet which are infected. The first lesson in malware prevention is easy : DON'T RUN AN UNKNOWN FILE.......When you see the Windows pop-up 'Do you really want to run this file' .. don't just click like a robot YES, ask yourself from where did you got that file and then scan it with your av, on-demand scanners and on virustotal.
You can read our How to avoid malware guide to learn how to prevent malware with smart online behavior. If you understand and follow this simple steps then I don't see why you'll ever need to spend money on security.
Install on Firefox this adblocker..which will stop the ads... Porn will be much more fun without the annoying ads. Adblock Plus (Free) - link
Adblock is a content-filtering extension for Mozilla Firefox- and Mozilla Application Suite-based web browsers. Adblock allows users to prevent page elements, such as advertisements, from being downloaded and displayed.
This add-on will prompt you to scan you download at virustotal.com , a website which has bundled 43 AV Engines so that you can scan your files.
VTzilla (Free) - link
VTzilla is a Mozilla Firefox browser plugin that simplifies the process of scanning Internet resources with VirusTotal. It allows you to download files directly with VirusTotal's web application prior to storing them in your PC. Moreover, it will not only scan files, but also URLs.
With this free password manager you'll make your life a lot easier, you will be able to start using UNIQUE and COMPLEX password for each site.....
Sandboxie runs your programs in an isolated space which prevents them from making permanent changes to other programs and data in your computer.
With that in mind Welcome! and I hope you'll stay around.
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http://malwaretips.com/Thread-What-do-i-choose-BoundGirlie-Setup?pid=40884
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http://antivirus-reviews.us/peugeot-financial-services.html
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Another day, another prepaid data plan -- almost.
T-Mobile appears to be the latest company to join the prepaid parade. The carrier is ready to launch a package -- most likely at the CTIA conference in San Francisco at the end of the week -- according to a promotional flier leaked to Engadget. [ Further reading: The best Android phones for every budget. ]
Courtesy Engadget.
For $10, a prepaid user would get a week's worth of access capped at 100MB of data; for $30, a month of access capped at 300MB; and for $50, a month of access with 1GB. It remains to be seen how popular that $50 option will be since the company's standard data plan already offers users 5GB of data for $39.
A number of carriers have rolled out prepaid data plans in recent months. In June, Virgin Mobile introduced its Broadband2Go program. It's a two-tiered plan that offers users 10 days of access to its 3G service with a 100MB maximum for $10; a month's access with unlimited data is priced at $40. According to Virgin, the $10 plan should translate into five hours of Web browsing or 10,000 e-mails without attachments.
Clearwire was next to hop on the bandwagon. Its prepaid offering, which only supports 4G connections, is $5 a day with no caps on data; $20 a week or $50 a month.
Verizon and AT&T joined the prepaid bandwagon last month. Verizon's 3G prepaid program offers users unlimited data transmissions for $30 a month or $10 a month with a 25MB cap and a 20-cent per megabyte overage fee. AT&T's DataConnect Pass prepaid plan offers one day's access capped at 100MB for $15; weekly access capped at 300MB for $30; and monthly access capped at 1GB for $50.
To comment on this article and other PCWorld content, visit our Facebook page or our Twitter feed. Related: Phones
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http://www.pcworld.com/article/207084/TMobile_to_Launch_Prepaid_Data_Plan.html
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* Experience with system monitoring & analytics tools such as Nagios, Grafana, Zabbix, … * Administration experience in virtualization environments & cloud management system: Vmware, KVM, OpenStack but also Docker, Open vSwitch, etc.
* AWS (Amazon Web Services) cloud administration experience.
* Ability to develop scripts for efficient system & software management.
* Ability to learn new technologies & skills with minimal assistance.
* Strong interpersonal and communication (verbal/written) skills.
* Administration experience with container management & orchestration systems * Administration experience with directory services such as LDAP, Active Directory, etc.
* Strong Network experience (switching & routing & firewall), understanding of SDN architecture and technology (control plane, data plane, management plane, orchestration, etc.) * Open Source tools development, implementation, and collaboration experience.
* An exciting role in a dynamic organization that focuses on training and personal development opportunities.
* An attractive and challenging job.
* The opportunity to learn and grow in an international environment.
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https://www.xpertize.be/en/job/network-security-engineer-top-company-brussels-delta-10152
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http://antivirus-reviews.us/the-jet-engine-rolls-royce.html
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The most effective data security approach involves technology to protect applications and databases alongside traditional approaches, a study has revealed.
The conclusion is based on a survey of over 1,000 IT security professionals at multinational companies by security firm Imperva and security research firm Securosis.
Respondents rated web application firewalls, network data loss prevention, full disc encryption, server hardening, and endpoint data protection as the most successful technologies in reducing the number of data breaches.
"This survey will help security teams identify what their peers find successful and hopefully help make improvements to their own strategy and operations," said Amichai Shulman, chief technology officer at Imperva.
Malicious intentions are behind 62% of data theft with insider breaches comprising 33% and hackers 29%, while the remaining breaches were accidental, the survey found.
Nearly two-thirds of organisations either do not know whether they suffered any data breaches, or said they had not experienced any.
"This shows many companies are still not applying adequate controls on data," said Shulman.
Of those companies that were hit by data breaches, 27% saw a decline in breaches, while 46% reported the same number of breaches as the previous year.
This survey illustrates that data security as a practice is maturing, said Rich Mogull, chief analyst at Securosis.
"Given what is at stake, we are pleased to put numbers behind what we all hoped - that organisations are starting to take data security more seriously," he said.
The survey is available online to enable security professionals to compare their data security practices with other survey respondents.
Protection needs to go beyond the network, and focus ... – ComputerWeekly.com
Infosec 2011: PCI DSS compliance has positive impact ... – ComputerWeekly.com
Mixed PCI DSS compliance puts consumers at risk – ComputerWeekly.com
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https://www.computerweekly.com/news/1280093787/Protecting-applications-and-databases-key-to-IT-security-study-shows
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Orange Business Services appears poised to become a cloud service provider using pre-integrated "VBlocks" from Cisco Systems, EMC and VMware.
Orange will join those companies for an audio news conference on Monday morning, according to a media advisory released Friday. Cisco, EMC and VMware are partners in the Virtual Computing Environment coalition, which was formed in November 2009. The group was formed to combine networking, storage, computing and virtualization components in prepackaged "VBlocks" for constructing data centers. They also formed a joint venture, called Acadia, to help customers and system integrators build VBlocks.
Orange Business Services, a division of the multinational carrier Orange, already sells a variety of services to enterprises worldwide. Depending on the country, those include voice, video, unified communications, managed services, project management and security. Last month, Ovum analyst Peter Hall said Orange Business Services, AT&T and BT were in position to compete in cloud computing with the major cloud players from the IT industry. He predicted that large global and regional carriers would become major providers of services such as infrastructure as a service (IaaS) and software as a service (SaaS). Hall will participate in the audio conference on Monday.
Other participants will include Orange Business Services CEO Vivek Badrinath, Cisco Executive Vice President Rob Lloyd, EMC cloud services chief Howard Elias and Carl Eschenbach, executive vice president of worldwide field operations at VMware, according to a registration page for the event.
Just last week, the VCE partners announced that Singapore carrier SingTel would use their products to offer hosted computing services to enterprise customers before the end of this year. The group said SingTel was its first Asian customer.
As virtualization brings computing, storage and networks together into one pool of IT resources, which can be delivered as a computing "cloud," enterprise IT vendors have been jockeying to create product lineups that span all those categories. Going up against the likes of Hewlett-Packard, IBM and Oracle, the Virtual Computing Environment group is attempting to tackle the market through partnership.
In pictures: Deploying cloud in regulated markets: What are you waiting for? ...
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https://www.cio.com.au/article/362166/orange_looks_set_use_cisco_emc_vmware_cloud/
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There are many ways hackers can do to steal your important information. The most common strategy that they will use is to create a phishing website that resembles a legitimate website and then lure you into visiting such site and putting your important information on it. Usually, their end goal is to steal your username and password so that they can take control over your account and do whatever they want with it. This is why you should always be vigilant when you visit any link provided by a suspicious person that you just met online.
Many people still cannot differentiate between a fake site and a legitimate site. That’s why they’ll just enter their username and password without even thinking. After that, they will complain that their account got hacked, while it was actually their carelessness which was the cause of the incident. This is why you have to educate yourself about this matter. Here are 5 ways to tell the difference between a real website and a phishing website:
A fake site will never be able to copy the entire web pages of the real one. So, when you visit a suspicious website that resembles a real one, you have to click on various links available in that website. If they cannot display any other pages other than the login page, then it is certainly a fake site. But, if you can browse the website as usual without any problem, then you are dealing with the real one. So, take some time to browse the website and see if you can access the web pages as usual. Otherwise, stay away from that site.
When you know more about these differences, you can protect your online privacy more easily. However, the most important thing that you need to do is to avoid any type of phishing incident by being aware of the people that you interact with online and be wary of the links that you click as well.
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https://www.vpncrew.com/protect-your-privacy-5-ways-to-tell-the-difference-between-a-real-website-and-a-phishing-website/
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Cyber security is a unique and relatively young sector that is continuously expanding. As more people return to online services, the number of online crimes and frauds has increased. This raises the demand for cybersecurity personnel, particularly in-house experts, who would be paid well.
Businesses are realising the value of Cyber Security as a respected speciality and are hiring in-house experts. Meanwhile, there is a scarcity of such professionals, but demand is increasing daily. This also leads to high compensation and employment security.
Cybersecurity students can work as application analysts, security analysts, security engineers, and security architects.
BTech Cyber Security proves to be a fascinating career for them, with new digital properties developing every day, while also providing several opportunity to study and progress.
In today’s business environment, there is an increasing demand for cybersecurity expertise. Complex attacks such as spamming, phishing, malware, viruses, and other information security concerns must be addressed. Because of the increased number of attacks, the industry’s recruitment and job opportunities are better than ever.
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https://gnuindia.org/b-tech-cyber-security/
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Unfortunately, with all the corruption Washington DC their peers are usually not precisely the epitome of integrity, or of the ethical fiber and make up because the Waltons on TV. Not to mention the truth that if a committee member goes lightly on them, they are going to have political favors sooner or later for letting them off the hook.
When police bail is refused, the person charged with an offence might apply for a evaluation of the bail determination in court. Wherein case, the bail applicant could also be requested to present proof below oath to substantiate the grounds relied upon in the request for bail review. Bail choices made by a magistrate are reviewable by the Supreme Courtroom, whose determination on the matter is ultimate and may not be appealed to another authority.
Courtroom bail. Often they are attributable to poverty.
Regardless that we see so many notices where we are requested not to drive after ingesting, we continue to do so, don’t we? The frequent thought that comes to thoughts is – “what distinction to my driving will a beer make?” or “I can sure deal with another drink before I depart.” But the consequences can be deadly, for you and for other. DUI or DWI is without doubt one of the most critical crimes within the country and causes many deaths. Because of this, if you get caught by the cops, you possibly can be in deep trouble. The difference between DUI and DWI is minor and the convictions for DUI v DWI are additionally not too totally different. However you must think twice earlier than you drive after downing alcohol.
Beneath California Legislation, vandalism is written in California Penal Code part 594, which makes vandalism against the law. Nevertheless, the weather of this crime also create some defenses, which can be used to defend a prison cost of vandalism. For instance, if you want to have a bit of exculpatory evidence found at the finish of act two, you’ll have to know what stage of the legal proceedings the case is in to help determine how the proof could realistically come to mild.
What about prison Regulation deterrents?
Don’t depend on speaking head lawyer commentators on television. They usually converse off the tops of their heads and sometimes get issues improper. In addition they usually have an agenda that they are pushing and speak of issues from that point-of-view. Finally, don’t depend on other felony law fiction. Crime fiction in television, movies and books are often utterly, eye-rollingly off the mark.
Beneath English legislation there are three varieties trial processes in Prison legislation. The types of legal trial are “summary” or “indictment” and the third sort is “both means” which is an offence that may be tried in both court. Summary trials happen in the lower court docket, that of the Magistrates Courtroom. Indictment trials usually begin within the Magistrates Court docket before they’re referred to the upper court, the Crown Courtroom for trial.
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https://cybersecuritylaw.us/the-unexposed-secret-of-license-for-law-criminal.html
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Android Features You can find Android-specific characteristics to examine, too. Skype with regard to Android is quite useful while offering an effortless methods to create low cost calls. Google android provides existed for a lot of decades today and yet the main topic of security remains to be the source of some argument. VIRUSfighter Android was designed to end up being lightweight, quick, and easy to use.
Regardless of what occur to be trying to accomplish on your capsule, Norton is able to aid with competent proper protection. Tablets search considerably more, but it can hard to antivirus for android tablet reviews locate a lightweight, large monitor and big battery power capacity. Though Android capsules aren’t when popular as they used to be, they must nevertheless be protected through evil malware. There are plenty of solutions that can help you clean up the tablet, as an example, distinctive courses that are nearly the same as the Android os cleaners.
Since our own tablets really are largely employed for internet surfing so it need to become guarded in any other case chances of receiving infections from there’ll become definitely at this time there. When it is due to a family-friendly tablet, they have challenging to think of a more sensible choice than Amazon’s options. In the long run, Fire capsules automatically up-date so that you will also have the newest adaptation of the computer software that should be the most secure.
The app offers real-time security and it has quite a few functions. The app also provides real-time proper protection and check out apps seeing that they’re set up. Nevertheless, in the event you know what you’re looking for in a fire wall app, NoRoot can struck virtually every make we’re looking for in an app.
Definitely the app you will need to avoid. All of the apps enable you to manage antitheft features making use of an online console. Rather, you’ve got to wipe out the software utilizing an external task manager. Typically the app even offers a helpful QR passcode scanner that can be utilised to build secure Wi fi connections. The app appears especially good about tablets which has a massive display. The application in addition supplies a safe surfing around mode. The good news is, security software have upgraded dramatically to keep up with the new threats, consequently you’ve got plenty of terrific safeguard to select from.
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http://www.bsocbocconi.it/contenuti/the-unusual-puzzle-into-antivirus-for-tablet-exposed/
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Identification of malware in Nuclear Power Corporation of India Limited (NPCIL) system is correct said the Department of Atomic Energy (DAE) on October 30th, 2019.
The DAE also said that the matter was conveyed by the Indian Computer Emergency Response Team (CERT-In) when it was noticed by them on September 4, 2019. It also said that the matter was immediately investigated by the Department of Atomic Energy (DAE) specialists. The investigation revealed that the infected PC belonged to a user who was connected in the internet-connected network used for administrative purposes.
DAE has stressed that this is isolated from the critical internal network and the networks are being continuously monitored. It also added that the investigation was undertaken by the department also confirms that the plant systems at the Nuclear Power Corporation of India Limited are not affected.
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http://www.currentriggers.com/business/technology/malware-nuclear-power/
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The rumors of the 9mm round having no punch have been exaggerated, folks. Not a single one of these rounds was stopped by the 1 inch OSB Plywood. Heck, none even left holes suggesting that they were slowed down much. The lesson here: If you ever have to look for cover, even from just a 9mm handgun, a wall made of 1 inch OSB Plywood won’t cut it. That may sound a bit obvious, but I know of several people that have outbuildings/sheds with walls made of 2 layers of 1/2″ OSB Plywood (one exterior layer, on interior layer on the other side of the framing studs). That is effectively the same thickness. I wouldn’t fault anyone that might have expected that type of wall to give them some protection. Although we now know that it doesn’t.
We started with one of our “control” rounds, the Winchester White Box 115gr FJM, which made what looked more like a dent than a hole on entry. It did slightly better on exit with a splintery divot smaller than a penny in diameter.
9mm barrier penetration G2 Research R.I.P. 9mm entry 9mm barrier penetration G2 Research R.I.P. 9mm exit
The Speer LE Gold Dot 115gr made a rather non-descript entry hole that really isn’t that impressive. The exit hole, though, was easily the biggest, having shed the most wood fragments.
The two FMJ rounds mainly pushed material out of the way instead of tearing it, as the hollow point rounds did.
If your goal is simply to penetrate a barrier with maximum retained energy, then it appears the FMJ rounds transferred the least energy to the plywood.
Noting that none of the rounds so much at made a scratch on the second wall of the cinder block, given a choice I will reach for a centerfire rifle.
Beyond this, we found that the single layer of 1″ OSB plywood was insufficient to make further comments. We are working on future test protocols that call for multiple layers of barrier material, with the hope that we will be see evidence of expansion, and have bullets that do not pass through all layers of barrier.
Huge thanks to Ammunition Supply Company, who supplied the ammo for this test.
Jeff is the Editor in Chief of Gear Report and a National Shooting Sports Foundation Media member. He reports on the outdoor industry, reviews gear for camping, hiking, shooting, hunting, paddling, backpacking and other active pursuits.
A USAF veteran, Jeff earned a MBA in Marketing and Health Services. He specializes in consultative selling and internet marketing. As the VP of BD & Marketing, Jeff provides sales and marketing leadership to MGECOM, Inc. and helps http://MGECOM.com acquire new clients in need of solutions for online merchants in need of Affiliate Marketing program management.
Jeff founded and manages Cress Sales & Marketing LLC, offering online sales and marketing consulting and services to online merchants and service providers.
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FTC Disclosure The Federal Trade Commission requires that Gear Report disclose any relationship we have between a product manufacturer or service provider when we write about a product or service. Here are the guidelines we operate under here at Gear-Report.com We do not accept payment in exchange for producing a review of a product or service. In some cases a manufacturer, distributor or retailer may provide product expressly for Gear-Report.com to review. When we are provided with review products it will be noted in the review. We invest our own time to review and test products. We pay out of our own pocket the cost to produce all audio and/or video we record about products. Gear-Report.com, through our parent company Cress Sales and Marketing LLC, is an affiliate of a wide range of companies, many of which offer products which may interest Gear-Report.com readers. Many of the links on Gear-Report.com are affiliate links. We cover the cost of operating Gear-Report.com, in part, by earning affiliate commissions when gear-report.com visitors click our affiliate links, then complete purchases from the merchants that we are affiliated with. These commissions do not add any cost to the end customer’s purchase. If you like what we do at Gear-Report.com we hope you will support us by clicking our affiliate links when you want to purchase products. No advertiser will ever influence the content, topics or posts made on Gear-Report.com. We believe that these are good rules and practices in today’s digital world. It’s important for you to understand the relationship between a person reviewing the product and the manufacturer or service provider. If you don’t see a disclosure policy on a blog or review site, that reviewer may be violating the law or at the very least be acting unethically.
Copyright 2009 - 2017 Cress Sales and Marketing LLC. All Rights Reserved. By Jeff Cress All content included on this site, including content such as text, graphics, logos, button icons, images, data compilations is the property of Cress Sales and Marketing LLC. and is protected by United States and international copyright laws.
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http://gear-report.com/9mm-ammunition-barrier-penetration-test-1-inch-osb-plywood
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The study, Cyber Risk and the U.S. Financial System: A Pre-Mortem Analysis, looks at how a cyberattack could disrupt the entire U.S. financial system if banks lost the ability to process payments among themselves. Under this scenario, nearly a third of all the country's assets would be affected, according to the researchers.
If banks respond to this type of cyber incident by hoarding money and assets, the potential impact in foregone payments could reach 2.5 times the daily gross domestic product of the U.S., according to the report.
"We estimate that the impairment of any of the five most active U.S. banks will result in significant spillovers to other banks, with 38 percent of the network affected on average," according to the analysis written by researchers Thomas Eisenbach, Anna Kovner and Michael Junho Lee of the New York Fed.
For hackers looking to inflict the largest possible damage to the financial system and broader economy, the wholesale payment network may be a natural candidate, the study notes.
The study by the New York Fed uses data on payment activity in Fedwire Funds, an electronic funds transfer service, which represents the majority of wholesale payments in the U.S.
Cyber Concerns
Cyberattacks are a major concern for U.S. financial firms because banks and other financial institutions experience up to 300 times more cyber incidents in a year than organizations in other sectors, according to a separate report by the Boston Consulting Group, which is cited in the New York Fed report.
The impact of a cyberattack would increase if the banks strategically responded by not sending out payments and hoarding their money and assets, which the study says is likely. This would lead to a ripple effect because other financial institutions would not receive payments from the bank that was attacked and could fall short on their money reserves, the study shows.
The average effect on the system, as well as the maximal risk to other financial firms, would be amplified under these circumstances, the study notes.
Possible Scenario
One of the cyberattack scenarios that the researchers considered assumes that the targeted institution can receive payments but is unable to send payments to other banks for one full day. The affected banks would then soak up cash and act in what the researchers call a "liquidity black hole" by stockpiling payments but not sending them out, the study reports.
This could have an effect on other banks that fail to receive large quantities of payments from the institution targeted in the cyberattack, the report notes. If any of the five most active U.S. banks, which account for 50 percent of the country's total payments, stopped making payments to other banks, then 6 percent of institutions would exhaust their end-of-day reserves, the study finds.
Disruption a Priority
Disruption could be higher in some parts of the U.S. because several counties have a larger concentration of the most active banks, the report notes.
The severity of the crisis also depends on how well planned the cyberattack is and whether the attackers have detailed information about the U.S. payment system and specific banks - and how a targeted financial institution is aligned with the overall financial network, according to the report.
"A defining feature of cyber risk is that attacks may be targeted, with the intent to achieve maximum disruption rather than financial gain," the report notes.
A hacker with specific knowledge of a targeted institution could devise an attack on a particular day that could cause a greater level of financial disruption. The study notes that "on average, attacking on the worst date for a particular large institution adds an additional 25 percent in impairment relative to the case of no specific knowledge."
Attacks on Smaller Banks
The study also looked at how a cyberattack on a subset of small or midsized banks might affect one of the top five banks. Smaller banks have fewer resources to defend against a sophisticated cyberattack and are easier to infiltrate, according to the report.
The study found that a cyberattack on six small banks or an attack on only one mid-sized bank could have a significant effect on one of the country's larger banks.
Earlier this month, two members of the U.S. House Financial Services Committee acknowledged the potential Iranian threat to the country's financial infrastructure in the wake of a U.S. drone attack that killed Iranian Major General Soleimani on Jan. 3. Democratic representatives Emanuel Cleaver II, D-Mo., and Gregory Meeks, D-N.Y., urged federal regulatory agencies to strengthen the cyber protections in case of a Iranian-led cyberattack (see: Congressmen Call for Enhanced Financial Sector Security).
From heightened risks to increased regulations, senior leaders at all levels are pressured to improve their organizations' risk management capabilities. But no one is showing them how - until now.
Learn the fundamentals of developing a risk management program from the man who wrote the book on the topic: Ron Ross, computer scientist for the National Institute of Standards and Technology. In an exclusive presentation, Ross, lead author of NIST Special Publication 800-37 - the bible of risk assessment and management - will share his unique insights on how to:
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https://www.cuinfosecurity.com/cyberattack-on-major-bank-would-have-ripple-effect-study-a-13620
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The Certificate of Cloud Auditing Knowledge is the first credential available for business professionals to demonstrate their experience in the essential ideas of auditing cloud computing systems. The CCAK credential and coaching program will fill the gap in the market for technical training for cloud IT auditing. We preserve excessive ranges of availability with multiple geographically diverse knowledge facilities and strong Disaster Recovery and Business Continuity applications.
For organizations that search for unparalleled cybersecurity, Keeper’s unique security structure protects information and systems with an answer that’s fast to deploy and easy to make use of. Keeper provides you visibility, management and compliance so that you could be confident in your organization’s security. Protect your business against malicious bots with high-precision machine learning and powerful synthetic intelligence. Our bot defense platform presents both a high-efficacy id and verification engine plus our world-class TACTICS Threat Team that brings human consultants into the loop. Our bullet-proof mitigation engine and versatile guidelines engine permits multiple tiers of deployment, service, and assist to guard verified shoppers and your most significant web-facing belongings. IT security prevents malicious threats and potential security breaches that may have a large impact on your organization.
Activists say its exit risks placing their data— and their freedom—at threat. The Alt-Right on Facebook Are Hijacking Canada’s Trucker BlockadeIn Ottawa, a protest in opposition to vaccine mandates has turn out to be a world sensation. Hackers Rigged Hundreds of Ecommerce Sites to Steal Payment InfoThe attackers exploited a identified vulnerability and installed bank card skimmers on more than 500 websites. As Russian troops surround Kyiv, millions of Ukrainians have relied on the messaging platform for presidency information.
To assist its security operations center staff and increase its security know-how ecosystem capabilities, Excellium Services SA implemented a bunch of IBM Security offerings. If you’ve questions and desire a deeper dialogue in regards to the malware and prevention strategies, you presumably can schedule a briefing with X-Force right here. Get the latest updates as more info develops on the IBM Security X-Force Exchange and the IBM PSIRT weblog. If you may be experiencing cybersecurity issues or an incident, contact X-Force for assist. The Washington Post reported at present that in a meeting with lawmakers, IRS officials mentioned they were contemplating one other id verification choice that wouldn’t use facial recognition. At the same time, Senate Finance Committee Chairman Ron Wyden (D-Ore.) challenged the Treasury Department and IRS to rethink the biometric necessities.
Launch a store that comes with everything you should begin promoting, together with advertising tools. Differentiate and grow your managed services with experience-first SD-WAN, driven by Mist AI. SD-WAN enriches user experiences throughout the WAN with AI-driven perception, automation, motion, and native security. Unmatched menace prevention and client-to-cloud experience with one simple answer. Automatically address assaults as they occur, before any injury is finished.
Physical entry to our information centers is strictly controlled with comprehensive security measures by our information middle hosting companions. We carry out rigorous security testing including threat-modeling, automated scanning, and third-party audits. If an incident occurs, we resolve the difficulty shortly using our security incident response practices and keep you knowledgeable with real-time system status.
We’ll proactively notify you if we detect something we predict you must find out about – like a suspicious login or a malicious website, file, or app – and we’ll provide steering that will assist you stay higher protected. When we detect something suspicious in your account, we’ll ship a notification to your inbox or phone so you can defend your account with one click. Your privacy is protected throughout Google with built-in security designed to automatically cease threats earlier than they attain you.
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https://www.energiasealternativas.com/assist-internet-security.html
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Be sure your computer, add-on software like Java, and antivirus software are fully updated.
Only open e-mail attachments from people you know and trust. Viruses and Macs Viruses can infect Macs, too. If your Mac has virus symptoms of don't wait for the problem to get worse, come and see us. We also have antivirus solutions for Macs to help prevent malicious attacks.
Protection Plans
Micro Center Protection Plans are a great way to protect your system in the event of a product failure.
We offer a variety of replacement and protection plans to cover whatever you need. Ask a store associate for details or read about Micro Center Protection Plans.
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http://www.microcenter.com/site/content/instore-service-antivirus-software-install.aspx
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Sturdy private injury cases start with medical therapy. In case your damage requires you to go to the hospital, you need to most likely go to the hospital. Certified docs will be capable of assess your harm and provide you with treatment to help you recover. It will be significant so that you can get steady treatment when you want it. Moreover, keep observe of any out-of-pocket expenses that you have, resembling journey prices and lost wages. It’s worthwhile to show the accountable get together how your injury affects your life, so these are important things to bear in mind when discussing your private injury case with a lawyer.
A mesothelioma regulation firm is one wherein the associates symbolize the folks or shut family members of people who have been troubled with mesothelioma and different asbestos-related illnesses. When you or somebody near you has mesothelioma or one other asbestos associated disease and also you would like to pursue litigation then it’s in your finest interest to contact a mesothelioma regulation agency.
And, what occurs when individuals get to your website?
In general, there are specific considerations made in terms of determining a good settlement in a automobile accident claim. The primary aspect that you’ll want to decide is who was chargeable for the accident. It must be confirmed that one other get together was answerable for your automobile accident, which will be executed with several types of proof.
Effective communication with a Net design firm ought to begin long earlier than you really rent the designer who will construct your site. It’s because essentially the most environment friendly solution to rent a Web designer is to know what sort of design you want on your legislation follow. If you realize what types of designs you want prematurely, then you should have a better idea of whether or not the designer can construct the location that you just envision.
Lastly, announce your new Website design.
Study the medical side of it. It’s important to know all of the issues relating to medical aspects to change into an excellent lawyer. Without any information, you can’t attest something with out initially realizing the are regular practices for any circumstances. There’s medical malpractice when a physician does something wrong or have committed something uncommon for any situation and is charged due to the injury done. You probably have no data about regular medical practices or something else regarding medicines, you cannot be capable to support correctly your case.
Personal harm lawyers assist you to get hold of justice and compensation after you have been injured by another individual. These lawyers sometimes work in a discipline of regulation that is known as “tort regulation.” The fundamental premise of tort legislation is that victims ought to be capable to sue the other person who is at fault for inflicting an damage to them.
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https://cybersecuritylaw.us/the-ugly-side-of-law-firm-coorporation-security-jobs.html
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Users of K7 antivirus, internet security or total security can get support, help, solutions and service. Contact the antivirus troubleshooting certified specialists on our customer care helpline toll free number. The specialists can help you install, uninstall, repair, update or upgrade K7 antivirus.
The helpline number is our K7 antivirus technical support number. Dial it immediately if you want solutions, support and service for K7. The A-team of antivirus repairing experts is at our customer care to help you. Call them now. All types of antivirus problems are solved by them Rating
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http://www.instantcustomercare.com/k7-antivirus-customer-service
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Information we no longer have. See how long we keep our records for (spreadsheet, 284KB) (opens new window)
Information that will take us more than 18 hours to produce.
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https://www.bristol.gov.uk/data-protection-foi/freedom-of-information-foi
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Azure Batch naturally must deal with potentially sensitive information that users submit for job scheduling, such as command lines for processes, environment variables, and URLs for resource files. All of this information is encrypted from the point of origin from the submission machine or Azure Portal and stored in the Azure Batch service. All REST API calls are encrypted in transit through HTTPS to the Azure Batch service endpoints. Any sensitive information as described above is then encrypted by the Azure Batch Service. Encryption of this information is maintained until it is needed, such as executing the task which contains the command line to run.
If the Azure Batch service takes care of encrypting all of the sensitive user information, then why does Batch Shipyard need to encrypt credentials? The answer lies in if your scenario requires it. Because Batch Shipyard needs credentials for some of its components to work, such as Azure Storage, these credentials must be exposed to the compute node through environment variables or command line arguments. As explained above, due to the strict encryption policies enforced by the Azure Batch service, these credentials would never pose a risk to be exposed on their own, however, tools such as the Azure Portal, Batch Labs, Azure CLI or Azure PowerShell cmdlets can expose these credentials because command lines and environment variables are decrypted by the Azure Batch service and sent over HTTPS back to the user so that they may be viewable for status monitoring and diagnosis. Again, there is no risk for exposure to other parties while in-transit, however, they can be viewed once the data reaches the point of display - be it the web browser displaying the Azure Portal or the Batch Labs UI for example.
The question for you is, does this matter or not? Is there a risk of credential leakage by means of these UI or command line display mechanisms? If the answer is no, then no action needs to be taken with regards to credential encryption. However, if you believe that credentials may be exposed when displayed through the aforementioned mechanisms, then please read on for steps to enable credential encryption with Batch Shipyard.
Ensure that the enabled property is set to true and that the pfx members are correctly populated. It is recommended to fill the public_key_pem and sha1_thumbprint (which is output at the end of cert create) members such that they do not need to be generated each time encryption is required.
Step 3 is optional to perform explicitly, but one may invoke cert add with shipyard.py to add the certificate to the Batch account specified in the credentials config file. If encryption is enabled, then this cert add action is automatically invoked for every subsequent pool add.
Note that encryption is not applied retroactively to existing pools. If you are adding encryption to your global configuration file, please make sure that you recreate pools for which you wish to schedule jobs to.
Encryption Details
System-installed openssl is used in all certificate, encryption and decryption routines. RSA asymmetric encryption (instead of symmetric key enveloping techniques) is used as the amount of data that needs to be encrypted is small which keeps the process simple and understandable.
All applicable Azure Storage account keys, generated SAS keys, Docker login passwords, and Azure Batch credentials are encrypted if credential encryption is enabled.
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https://batch-shipyard.readthedocs.io/en/3.8.1/75-batch-shipyard-credential-encryption/
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Android 6.0 Marshmallow, thoroughly reviewed
Marshmallow brings a lot of user-requested features but still has no update solution.
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http://arstechnica.com/information-technology/2008/11/the-wave-3-update-of-windows-live-spaces-less-clutter/
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GoEasyDirections Promos browser hijacker is a potentially unwanted program (PUP) that infects computers and mainly targets web browsers to modify the settings and inject intrusive advertisements. The presence of GoEasyDirections Promos on computers could result in browser-related issues. Computer users might experience inconvenience while browsing the internet. Tolerating the infections of GoEasyDirections Promos could lead to more severe effects like additional adware or malware infection.
The operations of GoEasyDirections Promos will start by modifying the browser settings as soon as it enters the computer. GoEasyDirections Promos alters the homepage, new tab page, and the search engine of the browser and assigns its own web address. In this way, GoEasyDirections Promos can run numerous ads and pop-ups on the browser in able to generate revenue for its developers. Moreover, GoEasyDirections Promos can force web users to navigate into unfamiliar websites. The pop-ups usually represent the links or web address of the malicious sites. Pressing the pop-ups might lead to sudden browser redirection leading to web pages that computer users do not normally visit.
Aside from browser issues, GoEasyDirections Promos can also affect the privacy and security of computer users. Unwanted programs like this can track the browsing details of web users. It might threaten web user’s important data saved on the browser. Unfortunately, such collected information can reach cyber-criminals that can possibly use it for malicious intentions.
Browser hijackers like GoEasyDirections Promos infect the computers by several means. Developers markets this browser extension through shareware, freeware, intrusive ads, or software bundles. Either way, the effects of GoEasyDirections Promos on computers are still the same. Most of the time, computer users do not authorize the installation of GoEasyDirections Promos on the computer.
The reason is, there are malicious programs that incorporate GoEasyDirections Promos on the process without the computer user’s request. The installer will voluntarily include GoEasyDirections Promos but will not disclose that there is an extra program. Therefore, online users might not found out until the infections begin to bombard the browser with annoyances.
5. Press Windows Key + R and then, type appwiz.cpl command.
6. Program and Features window will open. Arrange the list in chronological manner with recently installed applications on top. To do this, click on ‘Installed On‘ column.
7. Select GoEasyDirections Promos or recently installed unwanted entry. Then, click on Uninstall to remove it from Windows system.
Stage 2: Scan and Delete Adware with AdwCleaner
In addition to the procedure, we suggest scanning the computer with AdwCleaner tool. Possibly, there are some traces of GoEasyDirections Promos on the browser that was not deleted during the preceding steps. This tool will scan the computer and check for presence of malicious applications.
1. Follow the link below to download the tool called AdwCleaner.
Click here to download AdwCleaner (this will open a new window) 2. When the download has completed, please close all running programs on the computer especially browsers affected by GoEasyDirections Promos.
3. Browse the location of the downloaded file and double-click on adwcleaner_Ver.exe to start running the tool. Then, click on Scan button.
4. AdwCleaner searches the computer for malicious programs, extensions, plug-ins, adware, and any items that may be associated to GoEasyDirections Promos.
5. Clean or Remove all suspicious and harmful items identified after the thorough scan.
6. After the cleanup procedure, rebooting the computer is required to finalize the removal of detected threats.
Stage 3: Scan the Computer with Sophos Virus Removal Tool
Lastly, we will scan the computer with a multi-function security program. This will inspect the computer for possible presence of virus, malware, rootkit, adware as well as unwanted homepage like GoEasyDirections Promos.
1. Download Sophos Virus Removal Tool from the link below. Save the file on your computer where you can easily access it.
Sophos Virus Removal Tool Download Link (this will open a new window)
2. Once the download completes, browse the location of the file. Double-click to run the program and begin the install process. If Windows prompts for User Account Control, please click Yes to proceed.
3. On first windows of installation wizard, click Next to continue. Then, it will display the program’s License Agreement. You need to Accept the terms in order to proceed.
4. On succeeding windows, click Next or Continue to carry on with the installation. After completing the installation process, Launch Sophos Virus Removal Tool.
5. Internet connection is required when running this scanner in order to download important updates. Make sure that everything is up-to-date to effectively remove malicious program like GoEasyDirections Promos.
6. Click the button to carry out the Scan. This will check the system for presence of malicious objects, malware, and viruses. The tool reveals items that were found linked to GoEasyDirections Promos and other suspicious entities. Be sure to remove all identified threats.
1. Open Google Chrome application.
2. Type this strings in the address box: chrome://settings/ and then, press Enter on keyboard.
3. Scroll down and expand Advanced settings area.
4. Scroll to the bottom of the page until you see Reset and Cleanup section.
5. Click on Clean Up Computer. On next page, please click FIND to proceed.
This feature of Google Chrome aims to find harmful software and remove it instantly. If unable to delete GoEasyDirections Promos, the other option is to Reset Google Chrome settings to its original defaults. Just go back to previous page (Clean Up Computer) and reset the settings. See more details on this page.
Reset Mozilla Firefox to Default
If Mozilla Firefox is affected by GoEasyDirections Promos and procedures above were not helpful, we suggest that you carry out these steps. This process can fix the issue by restoring Firefox browser to default factory state. Most browser data will be affected but not bookmarks, browsing history, passwords, and internet cookies. Extensions and other installed plug-ins maybe deleted by this function. Therefore, if you wish to remove specific extension only, please see manual add-on removal from this link.
1. Open Mozilla Firefox browser and type the following in the address bar: about:support 2. Browser will be directed to a page of Troubleshooting Information. You will notice a section on upper-right corner of the screen stating ‘Give Firefox a Tune Up‘. Click the Refresh Firefox button.
3. Confirmation window will pop-up, click Refresh Firefox to continue.
4. The reset process will automatically close the browser and proceed with the restoration. Next, it will display a list of restored data. GoEasyDirections Promos should be gone by now. Click Finish to close the current window and open a fresh window of Mozilla Firefox.
3. Select Reset Safari from the drop-down list.
4. Pop-up window will appear. You may select all boxes for total reset or follow the options below if you only want to remove GoEasyDirections Promos from Safari browser.
5. Please restart Safari browser for changes to take effect.
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https://malwarefixes.com/remove-goeasydirections-promos/
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WAUSAU - Students of Northcentral Technical College have been out of class for three days after the school's servers detected a cyber-security incident Monday.
According to information from the school, NTC immediately initiated its cyber-security response plan Monday and has no indication that any confidential, personal or financial student or employee data were compromised.
RELATED:NTC ranked No. 2 in U.S. online community colleges
The college has hired a cyber forensics team to investigate the security incident, an NTC news release said. The college has release no information about what type of information was being targeted, how, or if any damage was done.
"NTC's Information Technology team is working extremely hard to bring information systems back online and we will communicate additional updates to students and staff as they are available," Kelsi Seubert, the marketing and public relations coordinator, said.
Seubert said in an email Wednesday afternoon that the investigation is ongoing, but may take some time to complete.
Monday was the first day of the summer session for students. Classes that weren't impacted by the incident ran as scheduled. All students will return to class Thursday.
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https://www.wausaudailyherald.com/story/news/2018/06/06/ntc-students-out-class-after-cyber-security-issue/676827002/
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Ongole: The Prakasam district Police Training Center principal, M Sundara Rao inaugurated the three-day Cyber Crime Awareness Course for the district-level officers on Thursday.
A total of 16 officers, including one DSP, two SIs, three constables from Vijayawada, one additional SP, two DSPs, five SIs and two constables from the Guntur urban district are participating for the training.
The principal announced that P Vamsi, a trainer from Hyderabad in the cyber crime investigation, faculty B Ankamma Rao, CI BVV Subbarao are providing the training for the police personnel at the PTC and Cyber Crime Lab in district police office, up to December 1, Saturday.
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https://www.thehansindia.com/posts/index/Andhra-Pradesh/2018-11-30/Cyber-crime-awareness-course-for-police-begins/449851
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COLUMBIA � International hackers could cost taxpayers and S.C. businesses a combined $360 million if the thieves are able to infiltrate the bank accounts of just 1 percent of the victims. About 3.8 million people and up to 657,000 businesses had sensitive information in a breached S.C. Department of Revenue database.
The criminals got the �holy grail� of illicit information by obtaining all data contained in tax returns, said Chris Swecker, who rose to the No. 3 position in the FBI and is a former head of security at Bank of America. Swecker based his estimate on the economic impact of the state breach on FBI data. Swecker, now a consultant, was in Columbia Tuesday to take part in a fraud-detection and prevention symposium organized by S.C. Treasurer Curtis Loftis. Loftis organized the conference before the massive breach was announced by state officials late last month. The Secret Service informed the state of the breach on Oct. 10, 16 days before officials informed the public. Swecker said the Secret Service likely discovered the cyberattack after seeing the taxpayer data for sale in the underworld market. Gov. Nikki Haley said Tuesday that the Secret Service has told the state how it uncovered the attack, but said she has not been authorized by law enforcement to share that information. Swecker said large companies have been hit in much the same way he thinks South Carolina likely was, through a phishing email that tricked an employee into allowing a hacker into the system. He said the vast majority of hacking cases involve phishing. The Revenue Department has said employee credentials were used to access the breached database. Swecker and Loftis said the state should revisit how it manages information technology security following the cyberattack. Comments { } Login to comment
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http://www.postandcourier.com/article/20121114/PC16/121119664/1267/expert-data-breach-could-cost-taxpayers-businesses-hundreds-of-millions
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June 22, 2015 – June 22, 2015 (Greenwich, Connecticut) – Hunt Scanlon Media issued a recruitment alert today on the rise in demand for cyber security C-level talent. Executive recruiters are reporting to Hunt Scanlon that high profile data breaches at well-known companies have induced demand for these cyber security experts from every industry sector. According to Hunt Scanlon, this rise in demand comes at a time when IT security executives are being elevated to the C-suite. “This convergence is a highly visible response to what is now seen as a highly visible issue,” said Scott A. Scanlon, founding chairman and CEO of Hunt Scanlon.
“Competition for cyber security experts is tighter than ever.” Mr. Scanlon said that a number of well-known companies are reeling from recent ruptures in their digital security. Among them: JPMorgan Chase, Anthem, eBay, Home Depot, Sony, and Staples.
“Security breaches are now seen as a C-level problem,” reports Hunt Scanlon.
Bringing digital expertise to the highest levels of management is now a strategic imperative, reports Hunt Scanlon. Among the recruiting firms that see this as a business imperative: Russell Reynolds Associates, Egon Zehnder, Korn Ferry, Heidrick & Struggles and Spencer Stuart. A number of boutique search specialists, including Alta Associates, 680 Partners, ZRG Partners, The Lenzer Group, SI Placement, The Buller Group, LH International, B.E. Smith and L.J. Kushner & Associates have also joined the hunt for cyber security leaders.
Hunt Scanlon says that recruiters are searching for collaborative leaders who bring a proven track record of developing strategic IT risk management plans. Most in demand are chief information security officers (CISO), directors of information security, chief technology officers and heads of IT.
“Every industry sector is in need of these top-flight security professionals,” said Mr. Scanlon. “I can’t think of a single exception today in light of the corporate security breaches that are mounting.” Hunt Scanlon said these industries in particular have proven to be most vulnerable: banking, hedge funds, healthcare, insurance, entertainment, utilities, retail, manufacturing, pharmaceuticals and governmental concerns. Companies within these sectors have come calling to search firms as their needs for security, data and risk experts have intensified this year.
“All of these sectors now recognize that information security is the ultimate competitive advantage,” said Mr. Scanlon, who noted that ‘high demand and a short talent supply’ is leading to a ‘bidding war for talent’ throughout the security sector.
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https://huntscanlon.com/intense-demand-for-cyber-security-talent/
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Over the next couple of years, the United Kingdom will be exploring new legislation that addresses “the Wild West elements” on the internet, particularly centred around social media. The proposed laws aim to quell a range of online harassment, from cyberbullying to child exploitation, offering a clearly defined punishment for perpetrators.
The new plans were revealed by digital minister Matt Hancock over the weekend, opening a discussion surrounding what measures should be put in place to combat misbehaviour online. This will make way for the government to publish a white paper, a document that lays out the proposals for future legislation, later this year.
It seems that the main culprits of much of the online misconduct are the various social media platforms, which the government has had in its sights for quite some time. Some, however, suspect the new move to be another Conservative exercise in control over online spaces, following the surveillance laws introduced in 2016 that required ISPs to store a record of every user’s internet browser history.
“People increasingly live their lives through online platforms so it’s more important than ever that people are safe and parents can have confidence they can keep their children from harm,” Hancock explained in a statement. “The measures we’re taking forward today will help make sure children are protected online and balance the need for safety with the great freedoms the internet brings just as we have to strike this balance offline.” “Digital technology is overwhelmingly a force for good across the world and we must always champion innovation and change for the better,” continued Hancock. “At the same time I have been clear that we have to address the Wild West elements of the Internet through legislation, in a way that supports innovation. We strongly support technology companies to start up and grow, and we want to work with them to keep our citizens safe.”
Currently, no details have been outlined on what kind of regulation is set to come from the government, however Hancock suggested that the UK’s upcoming Data Protection Bill, that allows companies to be fined up to 4 percent of their global turnover, could be a model to turn to.
Up until now, companies have been given the chance to regulate themselves, however Hancock suggests that the ship has sailed after just four out of fourteen of the biggest social media sites responded to a call to discuss future legislation. Now, it seems that the government is keen to take control to ensure the safer spaced when traversing the online world.
KitGuru Says: While I’m not a fan of the government gaining control over online spaces, I do see the need for a watchful eye to help steer things in a safer direction, especially given how many minors are online. Hopefully the legislation doesn’t impose too strict of a ruleset and does, ideally, work in favour of the common internet user.
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https://www.kitguru.net/channel/generaltech/damien-cox/the-uk-will-explore-social-media-regulation-in-the-form-of-new-online-safety-laws/
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The General Data Protection Regulation (GDPR) will go into effect on 25 May 2018, and will have an important impact on business operations around the world. Data protection is at the heart of any business, encompassing everything from employment and emails to commercial contracts and corporate restructuring. Since this legislation will apply to most companies doing business with the EU, as we consider the impact these changes will have on business, the increased need for talent must be at the top of the list.
A recent study indicates that businesses will need to add at least 28,000 Data Protection Officers in the EU alone to support the GDPR. While this is an enormous amount of new talent to bring into the market, the real issue is brought into sharp focus through the current state of Cyber Security Workforce Trends and Challenges for 2017. ISACA, the International Information Systems Audit and Control Association, indicates that 55% of organisations take more than three months to fill their current open cyber positions. In addition, 30% of companies in the EU are completely unable to fill their open cyber security positions.
Although we are navigating through already troubled cyber talent waters, it is important to understand that many companies affected by the GDPR will be required to hire, appoint or contract a Data Protection Officer (DPO). Let’s get started with what a Data Protection Officer looks like. While there are differing opinions on the specifics of the position description, here are some general guidelines to follow when searching for yours:
The Data Protection Officer will be responsible for raising awareness of data privacy as well as implementing, monitoring, documenting and applying policies and procedures, and verifying compliance. This will also be the person responsible for notifying data protection authorities in the event of a data breach. Essentially, this will be an expert in privacy and data protection with the ability to truly understand and balance the risks for data processing.
A very important factor to consider as you plan your GDPR programme is the protected status of an internal (employee) Data Protection Officer. In other words, the GDPR prevents dismissal for performance of related tasks, with the aim of ensuring there are no penalties for ‘whistle blowing’. While this protection will insulate against retaliation terminations, it can also tie the hands of employers when navigating through a ‘bad hire’ situation. This caveat may ultimately create more opportunities for law firms or specialty consulting firms offering Data Protection Officer services.
Of course, the best approach to cyber security is to prevent hacks, attacks and breaches before they happen. Prevention requires a strong cyber security team, which will expand with the new regulations. The GDPR’s intent is to ensure compliance and raise awareness of data privacy and protection. We will very quickly need to determine HOW we are going to attract the right talent to our organisations.
The demand for such professionals means they’re constantly hearing from recruiters. InformationWeek’s DarkReading.com cites new research by Enterprise Strategy Group and the Information Systems Security Association, indicating that about half of cyber security professionals are contacted by a recruiter at least once a week. If you post a standard HR job description of duties and requirements, it will wash out amongst all the other background noise.
In today’s market you have to court talent, and that is especially true of cyber security professionals. Don’t think of it as a job posting, think of it as a sales pitch. Resist the ingrained habit of listing what your company needs, and focus instead on what will engage the interest of your target audience.
Take on intriguing work that is varied and unique. Let them use their devious creativity to your company’s advantage.
Stay current with the ever-evolving threat landscape. If you’ve got the coolest technology, executive buy-in and a penchant for innovation, your pitch should highlight those perks.
Do more than just scratch the surface – offer them opportunities not only to look under the hood, but also to take some deep dives into your systems. Give them the authority to make a true impact on your organisation.
Have the option to work remotely. Your organisation may cling to traditional models, but if virtual options give you an edge in the talent war, then it’s time to loosen up.
Keep Your Social Media Buzz Fresh
This is good general recruiting advice, but definitely important for this group. The content doesn’t have to be about job openings (although you should push those out, too). Instead, think of social media as digital pheromones that make your company attractive. Blogs and tweets help establish your company as a thought leader, enhancing your brand. They also increase the likelihood that hard-to-find candidates will stumble across your company.
Share great insights and ideas your team has, and be sure some of your efforts target the cyber security community — it’s not ALL underground. Join cyber security forums and GDPR discussion groups, for example. Encourage your existing cyber security talent and ranking IT leaders to write blog posts and white papers on the topic.
Hang Loose
There are specific qualities to look for in cyber security candidates, but you can’t run an effective search if you focus only on screening people out. The pool’s just too small. Given that security threats are constantly evolving, a degree probably isn’t as important as current experience. Or consider recruiting recent graduates to work with your Data Protection Officer by offering the opportunity to gain valuable hands-on experience (an ounce of future planning never hurt!) Another tactic: instead of asking for five to seven years of experience, ask for three to five and highlight the opportunity for career growth.
You can try retraining existing IT staff, but keep in mind that success in cyber security takes a certain mindset. Ideally, you have a system administrator who can channel her inner cyber risk analyst and ask, “What would I do if I wanted to get past our own security measures?”
Take a long, hard look at your organisation. Even if there is no active discrimination, lack of diversity can make cyber security departments look like good ol’ boys’ clubs, further discouraging members of under-represented groups from pursuing careers in this space.
Keep in mind that of the employed population, the National Cyber Security Institute reports that women make up only about 20 per cent of that profession, while African-Americans, Hispanics and Asian-Americans combined make up only 12 per cent. While this data is pulled from the US, the preliminary numbers out of the EU do not appear to be any more promising.
Since the best approach is to prevent the hacks, attacks and breaches from occurring in the first place, talent leadership needs to be a big part of your GDPR programme. However, as you are aware, talented cyber security professionals are in serious short supply. They’re a bit of a unique beast, so you’ll need a recruitment approach for engaging cyber security talent that’s different from the ones you’re using with other positions — even other IT positions.
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https://cyberworld.news/opinion-analysis/how-gdpr-impacts-on-the-cyber-security-talent-gap/
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This has been briefly mentioned previously, but it is worth reiterating. Unless a court order specifies otherwise, you should never, under any circumstances, give your password to anyone. This surprisingly, but especially, includes your help desk or IT staff. One common trick employed today by attackers to get your password is to just ask you for it. This takes advantage of the natural desire most people have to be helpful and is known as social engineering.
Using social engineering, an attacker can call you, tell you they are with the IT help desk, and voila! Most people will hand over their password without hesitation. The truth is that the real help desk and real IT staff should never need your password. If they need access to your files, they have the administrative ability to gain access with their account.
The same is true of e-mail and anything else to which you have access. When they use those administrative privileges, it leaves an audit trail which ensures that their activity is legitimate. By using your password, there is no audit trail. All actions on your account with your password are, in most places, legally your actions. By handing over your password, you are, in effect, granting whoever has your password power of attorney for your account.
The only reason anyone would need your password is if he is too lazy to do his job correctly, inept and unaware of how to do his job correctly, or up to no good. In conclusion, the next time someone asks for your password, ask yourself if you trust someone who is lazy, inept, or up to no good with what could be your career.
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https://info.focustsi.com/topic/data-security/IT-Services-Boston/Password-Security-and-Social-Engineering
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On Behalf of R. Todd Bennett, P.C. | Feb 3, 2017 | Theft Charges |
Even if you would never knowingly commit a crime, that are several ways that you can accidentally violate online laws that can lead to serious consequences in Texas. Enigma Software details the various actions that can be deemed a crime, whether they were meant to be malicious or not.
First is cyberstalking. Some online stalkers harass a victim’s friends and colleagues in an effort to slander and generally bother the targeted person as well. There are other actions that can be considered cyberstalking, though they are less direct. If you are trying to monitor another person’s online activity, you can be considered a stalker, no matter what your motive is.
Next is online harassment, which is generally a term you may associate with cyberbullying. While this is usually thought to occur among teens, there are adults who claim to be victims. Some report receiving threats via messages or posts that are generally sent over social media, but this may not always be true. Communication can sometimes be misinterpreted as threatening, even if that was not your intent as the sender.
Invading someone else’s privacy can also land you with a cybercrime charge that is punishable by law. This could be anything from reading a friend’s emails to monitoring activity online. Hacking into someone’s computer is also considered an invasion of privacy.
It is important to protect yourself against cybercrime, but it is also vital to guard against any unjust accusations. Since your intent is difficult to interpret online, it is better to talk in person if you have something upsetting to discuss. You should also be aware that these actions that can lead to charges of cybercrime, no matter what your reason for performing them.
*The Best Lawyers in America is one of the oldest and most respected peer review publications in the legal profession.
*AV®, AV Preeminent®, Martindale-Hubbell Distinguished and Martindale-Hubbell Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell® is the facilitator of a peer review rating process. Ratings reflect the anonymous opinions of members of the bar and the judiciary. Martindale-Hubbell® Peer Review Rating™ fall into two categories – legal ability and general ethical standards.
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https://www.rtoddbennettpc.com/blog/2017/02/what-is-considered-a-cybercrime/
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Solid wastes from the oil-shale industry produce leachates containing toxic compounds such as heavy metals and persistent polycyclic aromatic hydrocarbons (PAH). The hazard to the environment represented by waste leachates depends not only on their chemical composition, but also on the mobility and bioavailability of toxic contaminants in soils. We evaluated the applicability of bioassays for toxicity assessment of the bioavailable fraction of heavy metals and PAH in soils, in experiments with samples of four different soil types (Rendzina, Brown pseudopodzolic, Typical brown, Sodpodzolic), the pH of which ranged from 6.2 to 7.2. The toxicity of the bioavailable fraction of the soil contaminants was assessed with the dehydrogenase enzyme activity assay, and with a Toxkit microbiotest with the crustacean, Thamnocephalus platyurus, after treatment of the soil samples with an artificial solution containing chromium (III), lead (II), copper (II), cadmium (II) and pyrene. The test results confirm those of earlier experiments, which characterised the sorption potential of investigated soils for the same compounds. Both tests turned out to be sufficiently sensitive, and hence can be recommended as effective and useful tools for the assessment of the bioavailable fraction of soil contaminants.
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ATLA is intended to cover all aspects of the development, validation, introduction and use of alternatives to laboratory animals in biomedical research and testing.
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http://www.atla.org.uk/the-use-of-bioassays-for-the-risk-assessment-of-toxic-leachates-an-experimental-study/
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Nobody likes an audit. Even in the best of outcomes, audits take up valuable time that can be used to improve services and grow the bottom line. But a failed IT audit can ruin your week faster than a denial of service attack. Worse, a negative IT audit can feel like a report card on your management ability — and future.
But it doesn’t have to be that way. The next time an internal or external audit group comes sniffing into your IT infrastructure, policies and operations, it can go well — even provide proof of your performance — as long as you’re prepared.
And the first step is to avoid the following all-too-common IT audit mistakes. Heed these warnings and you should be able to avert an IT audit disaster.
Your know less about your tech assets than your auditor does
The best defense against negative IT audit results is to know your technology environment inside out. Few people expect an IT leader to personally know each asset, so you have to rely on the process, technology, and people.
[ Beware the 12 'best practices' IT should avoid at all costs. | Get an inside look at 10 real-world digital transformations. | Get the latest insights by signing up for our CIO daily newsletter. ] “Many organizations I see in Canada still struggle to identify all their technology assets,” says Felix Acosta, manager of CIO advisory at KPMG, a consulting firm. “There is a particular challenge in organizations with older equipment such as an unlabelled server sitting in a room,” he adds.
In many companies, the quality of your IT inventory information is the greater challenge.
[ Learn how to comply with PCI DSS, the payment card security standard, in this multi-part online course. ] “I have seen cases where the organization has spreadsheets and notes in various places about their technology assets. However, those tracking processes are typically updated manually. Scrambling to update these tracking documents right before an audit is a common practice,” Acosta says.
“If you do not know what your technology assets are, you are likely to have problems with audits,” Acosta explains. After all, if you do not know your assets, how can you enforce controls and document that action? There are a variety of software products on the market that can help with hardware and software asset management. However, these systems may not be comprehensive. For instance, telling an auditor that you do not track cloud assets will not put you in a good light.
You rely on manual processes to address auditor requests
Configuring servers, tools and other technology assets to meet deadlines and fulfill compliance requirements is difficult. And if you aren’t using automation tools to help you, you’re setting yourself up to fail.
Here, John Ray, senior consultant at Shadow-Soft, an open source integrator, recommends an auditing and testing framework.
“I have used Chef InSpec to create easy-to-read reports for auditors. It takes some customization to achieve results, but it has worked out well,” Ray says. “Rather than using spreadsheets and manual tracking to meet compliance needs, it is much better to use automation tools like InSpec.”
The ability to easily track assets and your environment is especially important when fines and added spending is on the line. That is a key challenge for CIOs when it comes to audits from software vendors.
You have no capacity to challenge software vendor audits
Some technology leaders face greater struggles with software vendor audits, where the stakes are even higher. When a vendor comes in to audit whether you are in compliance with their licensing, it’s best to be prepared for a fight.
“In my experience, software audits are often the most painful practices. I have seen software vendors change the rules. That makes it difficult to know about the changes and keep up with them,” says Gary Davenport, CIO mentor and board member of the CIO Association of Canada. Previously, Davenport served as CIO at the Hudson Bay Company, a national retailer in Canada.
Software vendor audits directly translate into higher expenses in many cases. Take IBM’s change to Passport Advantage for example. As The Register reports: “The message is clear: if you cannot prove during an audit exactly when an overuse took place you pay a full two years' maintenance — that is 40 per cent of license cost.”
Software audits are how high tech plays hardball, and IBM is far from alone in pursuing additional payments. There are specialized consultants and lawyers dedicated to helping clients who face vendor audits from Oracle, Microsoft and other large software firms.
You do not act quickly on audit findings
If the worst-case scenario occurs, you will find yourself with serious audit failures to address. In those cases, a rapid response is the best course.
“You can expect auditors to follow up with you and ask what your response will be,” says Michael Leidinger, CTO of Hilton.
If managers neglect their responsibilities, auditors are not likely to stay quiet about problems they detect. Executives are often copied on audit results so slow responses will be noted up the chain of command.
Don’t let failing an IT audit be the first step toward a long, hard fall.
You haven’t established a relationship with your auditors in advance
Including auditors as project stakeholders is one of the best ways to avoid painful problems later in the process.
“Including IT auditors in your technology projects makes life easier for everyone. If auditors come in after you have implemented a major system, implementing their suggestions will be much more difficult,” Davenport says. “Including audit in major projects saves time and money. It is also one of the best ways to develop a positive working relationship with the audit group.”
If your group has had a transactional or ad hoc connection with an audit in the past, that is not the only way to operate. Developing an ongoing relationship with audit will help you build trust and minimize communication difficulties.
You haven’t prepared your staff for audit success
Absent any preparation and guidance; an audit is an unsettling experience for your staff.
“Internal audit plays a role in helping the company achieve success. I explain to our staff that they have a job to do and we need to support them in carrying out that work,” says Davenport.
This approach may be supplemented by asking experienced staff to guide newer staff on audit requirements. This kind of informal support approach is not always enough. Consider establishing an ongoing relationship with the audit function at your company.
You have no audit engagement process in place
If your staff feel uncertain or fearful about how to engage with auditors, audits are unlikely to unfold smoothly. Assigning audit management to a few staff is one way to improve.
“When we prepared to take Hilton public, there was a major increase in audit activity. Many of our technology staff were uncertain how to address audit questions,” says Leidinger. “Eventually, we brought two people on board with the responsibility to manage IT audits with experience in audits and technology. They make a great contribution to facilitating the audit process,” Leidinger adds.
You treat auditors like an enemy
Few people are happy to hear about an upcoming audit of their division. Who wants an outside expert reviewing your operation, documentation and interviewing staff? Viewing auditors as adversaries only leads to further problems.
“I view audit as another business stakeholder. Regular meetings with auditors are a key part of the process,” Leidinger says. “In many cases, auditors review our processes against well-known standards and best practices. That assessment helps to validate our process. As we transition our organization to agile, audit has reviewed our processes and approach. IT has helped us to make a successful transition.”
Preparing your staff to meet these expectations will go a long way toward achieving successful audit results, and you can only do that by viewing auditors as partners in that process — not adversaries. After all, if your organization is carrying out a business transformation, an audit can serve as an objective way to measure performance in support of goals, and can potentially result in more resources if auditors believe additional resources to be necessary to achieve them.
You trap your staff in complex policies and procedures
As soon as a company reaches a certain size, policies and procedures become indispensable to managing growth. However, your staff may struggle to stay compliant with policies.
“A few years ago, our company launched a major effort to simplify our policies. We sought to make our policies easier to understand and reduce them in number,” Leidinger says. By reducing the policy compliance burden, succeeding in audits became easier.
Simplifying an organization’s policies and procedures is no easy task. It will likely require subject matter experts from multiple units, including compliance, accounting, audit and human resources. Alternatively, you may sponsor simplifying policies specific to the technology area. Consider Sam Carpenter’s book Work the System: The Simple Mechanics of Making More and Working Less for additional insight on how to develop and regularly adjust business procedures and policies.
You have set yourself up for death by a thousand exceptions
Most corporate policies have a process to allow exceptions. These deviations from corporate policy pose a challenge for auditors. Take software patching as an example.
“A recent client faced auditor questions about their software patching methodology. There was a documentation process, but some of the details were not specified. This became an issue because immediately applying a security patch would break an application. The auditor wanted more in-depth process about how exceptions would be handled,” Ray says.
Delayed implementations of security patches increase security risks, so it pays to document the rationale for your delay.
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https://www.cio.com/article/3204030/governance/10-ways-you-re-failing-at-it-audits.html
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() The security startup raises $5 million in new funding as it aims to build a network-level cloud.
There are a lot of security threats facing mobile device users, and there is a lot of money on the table for vendors that are trying to provide solutions for that problem. One of those vendors is Mojave Networks, which this week announced a $5 million round of funding to fuel its enterprise-class mobile security offering. Garrett Larsson, co-founder and CEO of Mojave Networks, told eWEEK that the new funding, which comes from Bessemer Venture Partners (BVP) and Sequoia Capital, will be used to accelerate Mojave's product development and to add new staff. Larsson said Mojave has revenue already with "dozens" of paying customers. "What we do in a nutshell is cloud-based mobile security," Larsson explained. "The overall premise is that we can take all the data from a mobile device and run it through our globally distributed network for analysis. "That analysis includes Web filtering for malicious content, as well as data loss prevention (DLP) for confidential corporate data. Further reading
IBM Resilient Prepares for GDPR Incident Response Tanium Raises $100M As Cyber-Security Demands Grow From an infrastructure perspective, Mojave runs its software stack across multiple cloud vendors, including Amazon and Rackspace. The Mojave software does include some open-source components, though Larsson stressed that the core capabilities were all built in-house by Mojave. Mojave is also building out its own threat intelligence capabilities to help feed its service. Threat intelligence helps the company identify malicious sites and other forms of online malware. Risk profiling is another core area of focus for Mojave, where the company has patent-pending technology for scanning both Android and iOS applications to identify potential security issues. The risk profiling includes an examination to determine if there is any sort of data leakage risks."We run applications in our sandbox, and we profile them," Larsson said. "We look at what they are doing and what the risk is to an enterprise. "The scanning is done in an asynchronous manner, such that it does not impact the performance of the mobile application. The first time Mojave sees a given site or service, it will scan for issues in the background and build a profile. For any future users or subsequent visits to the site or service, protections will already be in place. The Mojave service also includes dashboard reporting capabilities for enterprises, showing bandwidth usage across all devices as well as threat metrics. Those metrics include statistics into how many pieces of malware were blocked and how many times sensitive data was sent across the network. There are a number of different ways that an organization can identify sensitive information, according to Larsson. One data type that can be searched for is Social Security numbers, in an effort to prevent unauthorized data leakage. "So, for example, in a health care organization, if 100 Social Security numbers go out in one piece of content, you can block it and then audit it so the IT administrator will know and take further action if needed," he said. There are other competitive mobile device security solutions on the market, including ones from such vendors as OpenDNS and Blue Coat. Mojave's competitive differentiation, however, Larsson claims, is that it offers robust network-based mobile security. Looking forward, Larsson said there is still a lot more to do as he continues to build out and grow the company. "There are still challenging problems that we can work through," he said. "One area is the reporting area and analytics, and then we're also really thinking about advanced threat detection and how we detect anomalous behavior. "Sean Michael Kerner is a senior editor at eWEEK and InternetNews.com. Follow him on Twitter @TechJournalist.
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http://www.eweek.com/security/mojave-raises-millions-for-mobile-network-security
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Hello johni12 Welcome to the Norton Community Forum Windows Defender has a real time component to it that would interfere with NIS 2011. If you disable the real time component, then it could be used as an on demand scanner. It is not the one that is usually recommended in the Forum though. We usually recommend the free versions of Malwarebytes and the free version of SUPERAntiSpyware as on demand scanners. They will not interfere with your Norton products. Thanks.
Success always occurs in private and failure in full view.
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http://community.norton.com/t5/Norton-Internet-Security-Norton/Can-I-use-Windows-Defender-and-NIS-2012/m-p/428088
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NEW YORK, Aug. 28, 2013 /PRNewswire/ -- Newtek Business Services, NASDAQ: NEWT, The Small Business Authority®, with a portfolio of over 100,000 business accounts, announced today the findings of its SB Authority Market Sentiment Survey, a monthly window into the concerns of independent business owners. Based on a poll of over 2,700 respondents, one of the key findings from the August survey is 86% of business owners feel that their current website is secure.
Additionally, of those polled, 41% believe their website is the prime revenue driver for their business.
Barry Sloane, Chairman, President and CEO of The Small Business Authority® commented, "We value the responses our clients give us regarding their needs, concerns and business sensitivities. We do believe that our independent business owners are not very concerned about cyber-security, even though they should be.
Ironically, they do value their internet presence as an extremely important aspect of their business but seem to have a casual attitude regarding the secure nature of their content and data."
The Small Business Authority®is a registered trade mark of Newtek Business Services, Inc., and neither are a part of or endorsed by the U.S. Small Business Administration.
Newtek Business Services, Inc., The Small Business Authority®, is a direct distributor of a wide range of business services and financial products to the small- and medium-sized business market under the Newtek(TM) brand. Since 1999, Newtek has helped small- and medium-sized business owners realize their potential by providing them with the essential tools needed to manage and grow their businesses and to compete effectively in today's marketplace. Newtek provides its services to over 100,000 business accounts and has positioned the
Newtek(TM) brand as a one-stop-shop provider of such business services.
According to the U.S. Small Business Administration, there are over 27.5 million small businesses in the United States, which in total represent 99.7% of all employer firms.
Keep up with the latest cybersecurity threats, newly-discovered vulnerabilities, data breach information, and emerging trends. Delivered daily or weekly right to your email inbox.
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https://www.darkreading.com/risk/small-business-authority-s-survey-shows-overwhelming-majority-of-independent-business-owners-believe-their-website-is-secure
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In April, the head of our sales team, Lance, put together this handy rubric for organizations interested in making the leap to Chromebooks. Anyone curious about outfitting their school or business should take a look and see how they might fit.
“Educate parents and the rest of the community about the expenditure in order to avoid any backlash. A large Chromebook deployment will probably make local newspaper headlines and so making sure people are in the know about what is going on with their students and businesses is important.”
2) 3 Steps to secure yourself against the Heartbleed Bug
In this post, backup specialist Luke Reynolds walks you through precautions you can take in light of Heartbleed bug, which began effecting systems in April.
“Rather than go into all the technical details of what the bug is and how it works, (You can visit Heartbleed.com, or this CNET article about the bug.) we want to help you ensure you’re secure. Follow the next 3 steps to check if you were affected and learn what to do!”
Newmind CEO Matt Vollmar discusses one of our core values—make things better—and the merits of 7Geese as a method of tracking your team’s engagement in the workplace.
“I wanted to find a way to increase the prevalence of vision, connectedness, progress and recognition within Newmind. How can they be visualized and cemented for everyone to see? We adopted 7Geese as the solution. Only having used it for two months now, we can already see great benefits in how it impacts the workplace.”
5) Newmind Group named to the INC 500
Several months out, Newmind’s Inc 500 announcement and reflection from our founder, Dan Jefferies, remains one of our most popular pieces on the blog.
“Every year Newminders and their families gather for our summer party. This year was different. Matt and Dan, our CEO and marketing lead, had been keeping a secret from the rest of the company. They shared the secret with us and there were quite a few excited Newminders on the beach that day. I’m proud to share this secret with you: Newmind Group has been named to Inc. magazine’s list of 500 fastest-growing private companies in the United States.”
Thanks for reading—not just today, but every day! At Newmind Group, we strive to illuminate our mission statement—we use technology to make work more profitable, productive, and enjoyable—whether that’s working hand-in-hand with our customers, or stepping back to look at the tech landscape on our blog. Is there any content you’d like to see us cover in the future?
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https://newmindgroup.com/2015/01/02/remember-the-heartbleed-bug-make-web-security-a-resolution-for-2015-in-our-most-popular-posts-week-of-12292014/
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The Global Expansion of AI Surveillance report offers a country-by-country look at the AI surveillance capabilities in place across 176 countries, based on data gathered since 2017. It finds that numerous countries are not only developing various AI surveillance technologies domestically, but also exporting it to other countries, where governments are deploying it at a more rapid pace than many experts predicted.
The rapid adoption of AI surveillance is cause for concern because the rise of facial recognition, big data platforms and predictive police capabilities give governments the ability to track and analyze individuals' behaviors - and to advance political goals - in ways that were never before possible, says report author Steven Feldstein, an associate professor of public affairs at Boise State University (see: Facial Recognition: Big Trouble With Big Data Biometrics).
—Steven Feldstein
"Sadly I'm not surprised," says Alan Woodward, a computer science professor at the University of Surrey, commenting on the report's finding that AI surveillance technology is being rapidly embraced by governments. "Adoption of something this useful for security is bound to run ahead, and as is so often the case, particularly ahead of the legislation or regulation one might hope for."
Technology, of course, is the limiting practical factor when designing more automated surveillance systems. But tool set capabilities and combinations have been rapidly improving.
"Several breakthroughs are making new achievements in the field possible: the maturation of machine learning and the onset of deep learning; cloud computing and online data gathering; a new generation of advanced microchips and computer hardware; improved performance of complex algorithms; and market-driven incentives for new uses of AI technology," says Feldstein, who's also a nonresident fellow in Carnegie's Democracy, Conflict, and Governance Program. He formerly served as a deputy assistant secretary in the Democracy, Human Rights, and Labor Bureau at the U.S. Department of State.
The report finds that there's a free flow of technology between authoritarian regimes and liberal democracies, on both the selling and procuring fronts (see: Amazon Rekognition Stokes Surveillance State Fears).
China is the leader in the AI surveillance technology field, the report finds, noting that buyers of its wares include many countries linked to China's $1 trillion Belt and Road Initiative. The global infrastructure improvement strategy, which has been likened to a Chinese Marshall Plan, is designed to give the country a long-term, global strategic advantage.
Source: Carnegie Endowment for International Peace
"Technology linked to Chinese companies - particularly Huawei, Hikvision, Dahua, and ZTE - supply AI surveillance technology in 63 countries, 36 of which have signed onto China's Belt and Road Initiative," the report finds. "Huawei alone is responsible for providing AI surveillance technology to at least 50 countries worldwide. No other company comes close."
The next largest non-Chinese supplier is Japan's NEC, which supplies technology to 14 countries. The U.S. is also a relatively big player, with IBM selling such technology to 11 countries, Palantir to nine countries and Cisco to six countries.
The buying and selling flows freely regardless of government type.
"China is exporting surveillance tech to liberal democracies as much as it is targeting authoritarian markets," Feldstein says. "Likewise, companies based in liberal democracies - for example, Germany, France, Israel, Japan, South Korea, the U.K., the United States - are actively selling sophisticated equipment to unsavory regimes."
Huawei and IBM didn't immediately respond to a request for comment on the report's findings.
Feldstein says his report is meant to provoke public policy debate about not just how governments are deploying AI surveillance technologies, but what they can and must do to safeguard their citizens' rights.
"The good news is that there is ample time to initiate a much-needed public debate about the proper balance between AI technology, government surveillance and the privacy rights of citizens," Feldstein says. As the state of biometrics and wider AI surveillance technologies continues to rapidly improve, many security experts say it's time for legislation and regulations to catch up.
"I personally think there should be a much greater public discussion about the use of AI in a variety of fields: law enforcement, medicine, transportation and many others," Woodward says. "Each has safety implications and that at the very least should cause scrutiny."
As with so many types of technology, how AI surveillance tools get deployed can carry upsides and downsides. Furthermore, just because a technology gets deployed doesn't mean it's useful, or that the data it captures has been secured (see: Use of Facial Recognition Stirs Controversy).
"Where AI is proving useful is predicting where police forces should deploy," Woodward says. "It monitors various sources - e.g. social media - and can be present to head off trouble at the pass. My concern here is that it's a short step from there to 'pre-crime.' We need to understand the limits of AI, and always have a human in the loop."
Other outstanding issues include the impact of such technology on privacy rights, how long such data should be retained, as well as who's responsible - users, buyers, developers - when it fails. "Who is liable if AI makes a mistake?" Woodward asks.
From heightened risks to increased regulations, senior leaders at all levels are pressured to improve their organizations' risk management capabilities. But no one is showing them how - until now.
Learn the fundamentals of developing a risk management program from the man who wrote the book on the topic: Ron Ross, computer scientist for the National Institute of Standards and Technology. In an exclusive presentation, Ross, lead author of NIST Special Publication 800-37 - the bible of risk assessment and management - will share his unique insights on how to:
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https://www.bankinfosecurity.com/adoption-ai-surveillance-technology-surges-a-13101
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Avoid free web-based email accounts: Establish a company domain name and use it to establish company email accounts in lieu of free and / or web-based sources.
Register all company domains that are slightly different than the actual company domain.
Take extra care and responsibility when posting to social media and company websites, especially job duties and descriptions, hierarchal information, and out-of-office details.
Remain vigilant
Treat requests for secrecy or pressure to take action quickly with caution and care.
Beware of sudden changes in business practices. For example, clients suddenly using personal email addresses.
Know the habits of your customers, including the details of, reasons behind, and amount of payments.
Scrutinise all email requests for transfers of funds to determine if the requests are out of the ordinary.
Report and delete unsolicited email (spam) from unknown parties. Never open spam email, click on embedded links or attempt to open attachments.
Don’t use “Reply” to respond to sensitive emails. Instead, use the “Forward” option and either type in the correct email address or select it from the email address book to ensure the intended recipient’s correct e-mail address is used.
Double check
Verify changes in vendor payment location by adding additional two-factor authentication such as having a secondary sign-off by company personnel.
Establish other communication channels, such as telephone calls, to verify significant transactions. Arrange this early in the relationship and outside the email environment to avoid interception by a hacker.
Confirm requests for transfers of funds. When using phone verification as part of two-factor authentication, use previously known numbers, not the numbers provided in the e-mail request.
Let technology help
Use two-factor authentication for corporate resources.
Where possible, entities on each side of a transaction should utilize digital signatures.
Implement robust web and email filtering technologies.
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https://www.options-it.com/blog/2018/08/24/cybersecurity-4-point-plan/
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MongoDB 3.0 rides WiredTiger engine to boost database speeds
The latest version of MongoDB finds the NoSQL database running on a new WiredTiger storage engine. Better performance and data ...
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http://www.computerweekly.com/news/2240111569/Industry-reaction-to-government-cyber-security-strategy
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The new normal – have the fundamentals of data security an... July 2020 by Jiro Shindo
While I’m sitting working from home (or at least trying to), watching businesses rise/fall and…
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https://www.entrust.com/blog/category/hardware-security-modules/page/6/
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Could hackers exploit your DNA sequence and encode it with malware? A new study from the University of Washington says yes, it’s possible – and may be a look into the future of science security.
A new research paper, called Computer Security, Privacy and DNA Sequencing, looks at how malware creators could potentially take DNA sequencing information, lace it with malware and then infect scientific computers.
Modern DNA sequencing techniques are able to run hundreds of millions of DNA strands at any one time, and the computing power behind those techniques must process, analyse and store those strand sequences.
The research paper, written by Peter Ney, Karl Koscher, Lee Organick, Luis Ceze and Tadayoshi Kohno, says that while it hasn’t yet been a target for adversaries, there is a real change it could happen in future.
Many open source DNA processing programs were written in languages known to have security problems such as C and C++, and the researchers say that security sequencing is not up to scratch when it comes to defending against cyber attackers.
“We stress that our target modified program has a known, and in some sense trivial, vulnerability. We also stress that its environment is in many ways the “best possible” environment for an adversary,” the researchers say in their report.
It is entirely possible to create synthetic DNA strands with malicious computer code. That code could then remotely give full control of the computer to attackers.
Researchers say that some DNA sequencing programs have been developed by specific research communities so it would be difficult for attackers to take advantage of these programs, but theoretically it is possible.
“Although used broadly by biology researchers, many of these programs are written by small research groups and thus have likely not been subjected to serious adversarial pressure. We therefore hypothesize that the rate of serious vulnerabilities will be higher here than in more mature software (e.g., Internet services).”
Researchers also say that as DNA sequencing becomes cheaper, it also brings more opportunities for attackers. Wet labs as a service, in which non-experts can use lab techniques, could also increase the possibility of attack. Finally storing DNA sequence data in cloud services also poses risks.
However, the researchers say that there’s no reason for concern – yet.
“We again stress that there is no cause for people to be alarmed today, but we also encourage the DNA sequencing community to proactively address computer security risks before any adversaries manifest. That said, it is time to improve the state of DNA security,” a statement concludes.
$2.9 million gone: Kiwis hit by more than 500 cybersecurity incidents
The first three months of 2018 were busier than ever for cybercriminals, who managed to steal $2.9 million from New Zealanders.
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https://securitybrief.co.nz/story/malware-your-dna-sequence-data-technically-its-possible
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We review our client’s practices and procedures to identify potential legal risks and liability exposure.
We then confer with our clients and collaboratively develop plans and guidelines to minimize potential legal liability and business losses.
We are always looking for ways to protect our clients and ensure the success of their businesses. Comprehensive, proper and adequate insurance coverage is one of the best and most cost-efficient ways to minimize risk.
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https://www.albertlaw.com/risk-management
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vCloud Hybrid Service integrates with on-premises VMware deployments. VMware
VMware today announced that vCloud Hybrid Service, its first public infrastructure-as-a-service (IaaS) cloud, will become generally available in September. That's no surprise, as we already knew it was slated to go live this quarter.
What is surprising is just how extensive the cloud will be. When first announced, vCloud Hybrid Service was described as infrastructure-as-a-service that integrates directly with VMware environments. Customers running lots of applications in-house on VMware infrastructure can use the cloud to expand their capacity without buying new hardware and manage both their on-premises and off-premises deployments as one.
All of this gives VMware a compelling alternative to Amazon and Microsoft. Amazon is still the clear leader in infrastructure-as-a-service and likely will be for the foreseeable future. However, VMware's IaaS will be useful to customers who rely heavily on VMware internally and want a consistent management environment on-premises and in the cloud.
VMware and Microsoft have similar approaches, offering a virtualization platform as well as a public cloud (Windows Azure in Microsoft's case) that integrates with customers' on-premises deployments. By wrapping Cloud Foundry into vCloud Hybrid Service, VMware combines IaaS and PaaS into a single cloud service just as Microsoft does.
VMware is going beyond Microsoft by also offering desktops-as-a-service. We don't have a ton of detail here, but it will be an extension of VMware's pre-existing virtual desktop products that let customers host desktop images in their data centers and give employees remote access to them. With "VMware Horizon View Desktop-as-a-Service," customers will be able to deploy virtual desktop infrastructure either in-house or on the VMware cloud and manage it all together. VMware's hybrid cloud head honcho, Bill Fathers, said much of the work of adding and configuring new users will be taken care of automatically.
The disaster recovery-as-a-service builds on VMware's Site Recovery Manager, letting customers see the public cloud as a recovery destination along with their own data centers.
"The disaster recovery use case is something we want to really dominate as a market opportunity," Fathers said in a press conference today. At first, it will focus on using "existing replication capabilities to replicate into the vCloud Hybrid Service. Going forward, VMware will try to provide increasing levels of automation and more flexibility in configuring different disaster recovery destinations," he said.
vCloud Hybrid Service will be hosted in VMware data centers in Las Vegas, NV, Sterling, VA, Santa Clara, CA, and Dallas, TX, as well as data centers operated by Savvis in New York and Chicago. Non-US data centers are expected to join the fun next year.
When asked if VMware will support movement of applications between vCloud Hybrid Service and other clouds, like Amazon's, Fathers said the core focus is ensuring compatibility between customers' existing VMware deployments and the VMware cloud. However, he said VMware is working with partners who "specialize in that level of abstraction" to allow portability of applications from VMware's cloud to others and vice versa. Naturally, VMware would really prefer it if you just use VMware software and nothing else.
Android 6.0 Marshmallow, thoroughly reviewed
Marshmallow brings a lot of user-requested features but still has no update solution.
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http://arstechnica.com/information-technology/2013/08/amazon-and-microsoft-beware-vmware-cloud-is-more-ambitious-than-we-thought/?comments=1&post=25171863
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Avast are constantly updating their database of virus definitions, meaning your computer will be protected against the latest spyware, viruses and potentially hazardous websites. Avast’s large and active community quickly alerts the development team of new security threats which are swiftly countered and added to Avast’s significant database. The browser add-on further improves computer security with features like cookie and social tracking blocking.
Avast! Free Antivirus is definitely one of the best free total security managers available. It is relatively lightweight and efficient, while still providing comprehensive security protection. The browser add on can slow browsing speed and the scanning might not be as detailed as some premium antivirus options. But the simple, effective UI and strong security capabilities make Avast! Free Antivirus a very good choice for those looking for free computer security.
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http://my-freedownload.blogspot.com/2014/06/avast-free-antivirus-902013-download.html
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Google is working on a new system that enables the company to collect randomized information about the way that users are affected by unwanted software on their machines, without gathering identifying data about the users.
The system is known as RAPPOR (Randomized Aggregatable Privacy-Preserving Ordinal Response) and Google currently is testing it in Chrome. The company’s engineers are hoping to use RAPPOR to aggregate data on the problems affecting users while still preserving the privacy of each individual.
“To understand RAPPOR, consider the following example. Let’s say you wanted to count how many of your online friends were dogs, while respecting the maxim that, on the Internet, nobody should know you’re a dog. To do this, you could ask each friend to answer the question ‘Are you a dog?’ in the following way. Each friend should flip a coin in secret, and answer the question truthfully if the coin came up heads; but, if the coin came up tails, that friend should always say ‘Yes’ regardless,” Úlfar Erlingsson, tech lead manager in security research at Google, wrote in a blog post explaining the new system.
“Then you could get a good estimate of the true count from the greater-than-half fraction of your friends that answered “Yes”. However, you still wouldn’t know which of your friends was a dog: each answer ‘Yes’ would most likely be due to that friend’s coin flip coming up tails.”
Software vendors routinely collect data from users’ machines, typically in the form of crash reports or telemetry from thing such as security products or browsers. Users typically need to opt into sending that kind of information, and there are some privacy concerns around sending it. Google’s system is designed to address some of these issues.
“In short, RAPPORs allow the forest of client data to be studied, without permitting the possibility of looking at individual trees. By applying randomized response in a novel manner, RAPPOR provides the mechanisms for such collection as well as for efficient, high-utility analysis of the collected data. In particular, RAPPOR permits statistics to be collected on the population of client-side strings with strong privacy guarantees for each client, and without linkability of their reports,” the Google authors wrote in an abstract for a paper submitted to the ACM Conference on Computer and Communications Security.
Google has made RAPPOR available on GitHub as an open source project.
“Building on the concept of randomized response, RAPPOR enables learning statistics about the behavior of users’ software while guaranteeing client privacy. The guarantees of differential privacy, which are widely accepted as being the strongest form of privacy, have almost never been used in practice despite intense research in academia. RAPPOR introduces a practical method to achieve those guarantees,” Erlingsson wrote.
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https://threatpost.com/google-working-on-tool-to-gather-stats-while-preserving-privacy/109119/
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A man rides an electronic bike past a billboard for the upcoming G20 summit in Hangzhou, Zhejiang province, China, July 29, 2016. REUTERS/Aly Song/File Photo
NEW YORK (Reuters) – Six U.S. senators have urged President Barack Obama to prioritize cyber crime at this weekend’s Group of 20 summit in China, in the wake of the theft of $81 million from Bangladesh’s central bank, according to a letter obtained by Reuters.
In the letter sent to the White House ahead of the Sept. 4-5 summit, Sherrod Brown, a senior Democrat on the Senate Banking Committee, and five other Democratic senators say they want the U.S. president to press leaders from the world’s 20 biggest economies to commit in joint communiques to a “coordinated strategy to combat cyber-crime at critical financial institutions.”
The letter, dated Monday, suggests that concern among U.S. lawmakers is growing over the February incident in which hackers breached Bangladesh Bank’s systems and used the SWIFT banking network to request nearly $1 billion from an account held at the Federal Reserve Bank of New York.
Some of the dozens of orders were filled, with much of the lost $81 million disappearing into Philippines casinos – prompting months of international finger-pointing, an ongoing investigation, and several requests from members of Congress for answers from the Fed and from SWIFT, the secure messaging service that banks use to transfer money around the world.
“Our financial institutions are connected in order to facilitate global commerce, but cyber criminals – whether independent or state-sponsored – imperil this international system in a way few threats have,” the senators, headed by Gary Peters of Michigan, wrote in the letter to Obama.
“We strongly urge you to work with your counterparts and prioritize this discussion at the G20 leaders level in September,” it said of the summit to be held in Hangzhou, China, adding that “executive leadership circles across the globe” needed to pay more attention to the risks.
A senator in the Philippines has said Chinese hackers were likely to have pulled off the Bangladesh Bank heist, citing a network of Chinese people involved in the routing of the stolen funds through Manila.
Beijing has dismissed the suggestion.
Copies of the letter from the U.S. senators were also sent to Federal Reserve Chair Janet Yellen and U.S. Treasury Secretary Jack Lew.
OBAMA-XI TALKS
The other senators signing the letter were Mark Warner and Martin Heinrich, both members of the Senate’s Select Committee on Intelligence; Kirsten Gillibrand and Debbie Stabenow, the ranking Democrat on the Senate’s Committee on Agriculture, Nutrition, and Forestry.
The White House expects G20 members at the summit “to affirm their commitment to cooperate to fight cybercrime and to enhance confidence and trust in the digital economy,” a senior administration official said.
Asked generally about cyber security on Monday, White House spokesman Josh Earnest said at a press conference: “I would anticipate that this issue more generally will be on the agenda” when Obama meets Chinese President Xi Jinping, the G20 summit host, later this week.
At a November summit, the G20 pledged not to conduct economically motivated cyber espionage, an agreement intended to reduce the estimated hundreds of billions of dollars worth of commercial trade secrets that are stolen by foreign governments seeking to benefit industry in their own countries.
Since then, the Bangladesh Bank attack and others that have emerged are only some of the threats posed by cyber criminals, the senators wrote. World regulators should “erect more robust defenses and collaborative systems to prevent and mitigate the impact of successful attacks,” the letter said, noting that steps already taken by SWIFT are not enough.
Bangladesh said it supported raising the issue at G20.
“In most cases, cyber attacks and crimes take place from outside the country,” said Zunaid Ahmed Palak, a junior government minister for information and communications technology.
“So while addressing fast growing cyber attacks, there should be a coordinated approach involving global stakeholders.”
The Fed and other U.S. regulators said in a letter last week they were focused on cyber risks and controls at banks in the wake of the Bangladesh incident, though they offered few specifics.
Peters, a member of the Senate’s Committee on Homeland Security and Governmental Affairs, told Reuters he is considering requesting a committee hearing on the heist.
“I am concerned about the response and what steps have been taken to make sure it doesn’t happen again,” he said in an interview. “You just need more collaboration and sharing of information… because often times all these entities aren’t talking to each other.”
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https://disruptiveviews.com/cyber-crime-g20/
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On May 7, 2021, the Colonial Pipeline, which carries almost half of the East Coast’s fuel supply from Texas to New Jersey, shut down operations in response to a ransomware attack. Colonial paid a $4.4 million ransom not long after discovering the attack, and the pipeline was reopened within a week. While there was enough stored fuel to weather the outage, panic buying caused gasoline shortages on the East Coast and pushed the national average price of gasoline over $3.00 per gallon for the first time since 2014.1
Ransomware is not new, but the Colonial Pipeline incident demonstrated the risk to critical infrastructure and elicited strong response from the federal government. Remarkably, the Department of Justice recovered most of the ransom, and the syndicate behind the attack, known as DarkSide, announced it was shutting down operations.2 The Department of Homeland Security issued new regulations requiring owners and operators of critical pipelines to report cybersecurity threats within 12 hours of discovery, and to review cybersecurity practices and report the results within 30 days.3 On a broader level, the incident increased focus on government initiatives to strengthen the nation’s cybersecurity and create a global coalition to hold countries that shelter cybercriminals accountable.4
Malicious Code
Ransomware is malicious code (malware) that infects the victim’s computer system, allowing the perpetrator to lock the files and demand a ransom in return for a digital key to restore access. Some attackers may also threaten to reveal sensitive data. There were an estimated 305 million ransomware attacks globally in 2020, a 62% increase over 2019. More than 200 million of them were in the United States.5
The recent surge in high-profile ransomware attacks represents a shift by cybercriminal syndicates from stealing data from “data-rich” targets such as retailers, insurers, and financial companies to locking data of businesses and other organizations that are essential to public welfare. A week after the Colonial Pipeline attack, JBS USA Holdings, which processes one-fifth of the U.S. meat supply, paid an $11 million ransom.6 Health-care systems, which spend relatively little on cybersecurity, are a prime target, jeopardizing patient care.7 Other common targets include state and local governments, school systems, and private companies of all sizes.8
Ransomware gangs, mostly located in Russia and other Eastern European countries, typically set ransom demands in relation to their perception of the victim’s ability to pay, and high-dollar attacks may be resolved through negotiations by a middleman and a cyber insurance company. Although the FBI discourages ransom payments, essential businesses and organizations may not have time to reconstruct their computer systems, and reconstruction can be more expensive than paying the ransom.9
Protecting Your Data
While major ransomware syndicates focus on more lucrative targets, plenty of cybercriminals prey on individual consumers, whether locking data for ransom, gaining access to financial accounts, or stealing and selling personal information. Here are some tips to help make your data more secure.10
Use strong passwords and protect them. An analysis of the Colonial Pipeline attack revealed that the attackers gained access through a leaked password to an old account with remote server access.11 Strong passwords are your first line of defense. Use at least 8 to 12 characters with a mix of upper- and lower-case letters, numbers, and symbols. Longer and more complex passwords are better. Do not use personal information or dictionary words.
One technique is to use a passphrase that you can remember and adapt. For example, Jack and Jill went up the hill to fetch a pail of water could be J&jwuth!!2faPow. Though it’s tempting to reuse a strong password, it is safer to use different passwords for different accounts. Consider a password manager program that generates random passwords, which you can access through a strong master password. Do not share or write down your passwords.
No easy answers. Be careful when establishing security questions that can be used for password recovery. It may be better to use fictional answers that you can remember. If a criminal can guess your answer through available information (such as an online profile), he or she can reset your password and gain access to your account.
Take two steps. Two-step authentication, typically a text or email code sent to your mobile device, provides a second line of defense even if a hacker has access to your password.
Think before you click. Ransomware and other malicious code are often transferred to the infected computer through a “phishing” email that tricks the reader into clicking on a link. Never click on a link in an email or text unless you know the sender and have a clear idea where the link will take you.
Install security software. Install antivirus software, a firewall, and an email filter — and keep them updated. Old antivirus software won’t stop new viruses.
Back up your data. Back up regularly to an external hard drive. For added security, disconnect the drive between backups.
Keep your system up-to-date. Use the most recent operating system that can run on your computer and download security updates. Most ransomware attacks target vulnerable operating systems and applications.
If you see a notice on your computer that you have been infected by a virus or that your data is being held for ransom, it’s more likely to be a fake pop-up window than an actual attack. These pop-ups typically have a phone number to call for “technical support” or to make a payment. Do not call the number and do not click on the window or any links. Try exiting your browser and restarting your computer. If you continue to receive a notice or your data is really locked, contact a legitimate technical support provider.
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https://www.watkinsfinancial.net/HOT-TOPIC-Hostage-Data-Ransomware-and-Protecting-Your-Digital-Information.c9747.htm
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We accept Swedish students whose families have moved back to Sweden after attending an international school abroad and wish to continue their contexts of their future lives; Develop a sense of their own nationality and culture at the same time as developing a profound respect for the nationalities and cultures of others. Date: Time: Venue: Info: 29 Sep, 20:00, Global, Copenhagen, Global. 30 Sep, 19:00 29 July, 19:00, Slottsskogen, Göteborg, Sweden, Sommarunderhållningen. 30 July, 20:00, S:t Nicolai kyrka, Lidköping, Sweden, S:t 7 Mar, Viljandi Culture Academy, Workshop. 8 Mar, 19.00, Viljandi, Estonian Traditional Music Centre Sweden date culture Bed and breakfast Hotel in Gästrikland in Sweden between Gävle and Söderhamn We offer 8 brand new and fresh rooms. Located in a forest area with nature reserve Quad Safari, Biking, Kayaking, Cross Country Skiing, Sports, Music, Culture and Breathtaking natural beauty. Why choose? everything. 7 maj 2008 Svenskt tidningsindex/Swedish Newspaper Index 1953-1960; Swedish newspaper articles, 1961-present (mainly articles related to the arts and culture); Index of Swedish newspapers 1760-1800 in: Lagerheim, H.G.W.E.: Genealogiskt lexikon upptagande giftermåls- och dödsannonser i Inrikes tidningar
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Events at archtober — Swedish design moves. If you want to learn more about working for Cognizant in Sweden, please visit our career site. Promoting reggae and dancehall artists, producers and soundsystems in Sweden. Sweden date culture Line-up /. Bottenvikens Silverkyrka, Nina Wenström, Sandra Granberg. Haute Culture i nytt format. Elektronisk klubbkväll med beats och ljus som gräver sig in i din själ, som en kulturell katharsis. ▔ ❯❯ BOTTENVIKENS SILVERKYRKA (LIVE) När kyrka möter industri är det svårt att Culture Action Europe among 28 networks selected for co-funding by EU Ny folder: The necessity of culture - 2 Audience. Ny folder (pdf) i serien The necessity of culture - 2 Audience av Chris Torch. Texten är på engelska Smart Sweden deltog i Speed dating under STOFF festivalen. Niklas Hellberg från Smart Sverige 2 jun 2016 In Sigtuna, Valsta and Märsta, you are all invited to see traditional Swedish folk dance and other activities such as live performances, food court and family activities. celebration at Stora torget in Sigtuna. Sigtuna Hembygdsgård (the heritage centre of Sigtuna) will release the award ”Culture Prize 2016”. Sweden date culture Date, 2011. English abstract. Everyday lives of Swedish Third Culture Kids (TCK) are characterized by their experiences of living among worlds. This thesis examines the effects of growing up among cultures in connection It is always great to meet so many inspiring and inspired individuals working within the global, the arts and culture scene. are pleased to announce that the NordicBaltic Festival Platform (NBFP) the first-ever dual-city Conference, takes place on 21-22 November 2017 in Helsingør/Helsingborg (Denmark/Sweden). The two
Course Code: SV213S revision 2; Swedish name: Svenska för internationella studenter – Språk, kultur och samhällsliv III; Level of specialisation: G1N; Main fields of study: No main fields; Language: English; Date of establishment: 17 April 2008; Date of ratification: 19 August 2010; Decision-making body: Faculty of Culture Facts about Norrbotten is a booklet of facts with an up-to-date statistical picture of Norrbotten County for our visitors, and everybody else in Norrbotten. There is information about the labour market and business, population, geography, nature, culture, communications, education and a number of other areas. Facts about Sweden date culture 21 May 2008 In February 2008 the Swedish Ministry of Culture sent the report Implementation of the Commission Recommendation on digitisation and online accessibility of They have developed standards, best practices and therewith quality standards for their own sectors; some date back as early as to the 1990s. 2 Jun 2014 5.1 Fundamental Swedish values. 5.2 Priorities for Sweden's work as part of UNESCO. 5.3 Guidelines for Sweden's work within UNESCO's sectors and concerning. UNESCO's reform. 5.3.1. Education. 5.3.2. Science. 5.3.3. Culture. 5.3.4. Communications. 5.3.5. UNESCO's reform. 6. Forms of collaboration.
Embassy of Switzerland in Sweden. The Swedish Arts Council is a public authority under the Swedish Ministry of Culture whose task is to promote cultural development and access, based on the national cultural policy objectives. The Council achieves this by allocating and monitoring state funding, alongside other promotional activities. Under its mandate, The program is in Swedish, however; there is an option to translate into various languages at the bottom of the page. About Stockholm Pride Stockholm Pride is, according to the bylaws of the association, made for those who feel they are part of and respect the culture that has its roots in the lesbian's, gay's, bisexual's, Sweden date culture World-class Sami art, culture, handicraft, folk dance as well as great food and short break in Swedish Lapland includes a day trip to the famous Jokkmokk Winter Market, one of the oldest market places in Sweden with dates back to middle ages. Travel date: January 31 – February 4. Price from: SEK 6400,- In this section you can find documents and information that enable you to follow the passage of parliamentary business (matters) from the proposal to the decision-making stage. Most of these documents are only available in Swedish. Commissions of inquiry. Before submitting a proposal for new legislation to the Riksdag,
The latest Tweets from Världskulturmuseerna (@worldcultureswe). National Museums of World Culture Sweden. Explore our collections and exhibitions, which tackle everything from Egyptian mummies to global contemporary issues. Göteborg, Stockholm. *. This book is in Swedish: Vad betyder performativitet? Och vad innebär det att tala om något som performativt? Date: September 4 – 6, 2017. Place: Salongen, KTH Library building, KTH Royal Institute of Technology, 100 44, Stockholm. Read more. Stockholm – Tokyo Workshop: “Living longer and healthier in an ageing world”. Date: September 20-22, 2017. Place: Nobel Forum, Nobels väg 1,
The best way to keep our events and chat to Djurö National Park is situated in the middle of Lake Vänern, Västra Götaland County. Sweden date culture Explore Svenska Flika's board "Sweden: Folkdräkt Museum" on Pinterest. | See more ideas about Folk costume, Sweden and Oldenburg. Studio Oyama. AKTIONS. 180901 – ULF ERIKSSON: Tjäro Festival, Sweden * 180818 – SEBASTIAN MULLAERT & ULF ERIKSSON: Waking Life, Amsterdam, Portugal * 180428 Distortion Festival, Culture-Box, Cph, Denmark * 170429 – ULF ERIKSSON vs KANYL: Sorgenfri, Malmö, Sweden * 170429 – SEBASTIAN MULLAERT & ULF Colonizing Fever: Race and Media Cultures in Late Nineteenth-Century Sweden. Disputation. EXHIBITION. Konstfack Spring show 2017. Stockholm, Sweden. ARTTEN (Culture Night). Stockholm, Sweden 2017. Gallery Konstfack. Elegy over self (BFA degree show). SPRING17/ Kunsthal Aarhus. Denmark 2017. Into the Valley 2016. Dalhalla/Rättvik, Sweden 2016. KP/ Kunsthal Aarhus. rencontre en ligne st-hyacinthe Sweden date culture To date, 37 Council of Europe member states have ratified the Convention: Andorra, Armenia, Azerbaijan, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovak Republic, Slovenia, Spain, Sweden, “the Landskap i kommuneplanering. Welcome to the ACR, Europe's first private Air Navigation Service Provider (ANSP). We operate air traffic at 14 Swedish airports. Our vision is to enable European airports to prosper through better economic conditions. On Thursday the World Jewish Congress accused Sweden of being the first country in Europe since the Nazi era to pass a law restricting a Jewish religious practice. The committee further proposes that the government follow up on the law's application for four years from the implementation date, and as soon as possible The London School of English är Englands äldsta ackrediterade språk- skola. Vi erbjuder ett stort utbud av kurser i engelska rencontre femme célibataire cote d'ivoire Sweden date culture HiQ bidrar till att göra världen lite bättre med hjälp av teknik och kommunikationslösningar som förenklar människors liv. Vi är den perfekta partnern för alla som vill uppnå resultat och göra skillnad i den digitala värld vi lever i. HiQ grundades 1995 och har 1600 specialister i fyra länder. Vi är listade på Nasdaq Stockholm Position Location Closing date; Beredningsingenjör Gripen Linköping 13-Mar-2018; Teknisk Support Gripen Linköping 13-Mar-2018; Programvarukonstruktörer för applikationsutveckling i agila team för flygande sensorsystem Göteborg 15-Mar-2018; Huvudplanör inom Strukturutveckling Linköping 15-Mar-2018 Learn about working at Hilti Sweden. Join LinkedIn today for free. See who you know at Hilti Sweden, leverage your professional network, and get hired.
Stenastiftelsen har till ändamål att främja vetenskaplig forskning och utveckling samt samtliga konst- och kulturarter. HOME AGGLIKA INTRO KEIMENO. For the first year we proudly present a festival where we celebrate the culture, tourism and gastronomy from all over the globe. During this weekend you will meet representatives from countries all over the world, regions, hotels, travel agents, destinations, culture and traditional local Date: 3/26/2013 at 3:00 PM – 5:00 PM; Location: Room X; Lecturer: Sharon Zukin, Professor i Sociologi vid Brooklyn College, The City University of New York Point of purchase: How shopping changed American culture (2004), The Cultures of Cities (1995), Landscapes of Power: From Detroit to Disney World (1991), Loft partnerbörse kostenlos seriös nioh Sweden date culture Welcome to the Swedish Society of Public Parks and Gardens, a network today consisting of 35 of the foremost parks and gardens in Sweden. The aim of the Society is to strengthen, develop and communicate knowledge and information about Sweden's Garden Heritage and to welcome new visitors from Sweden and 10 Jan 2018 Top 10 Swedish books set to fill your daily commute with love, horror, humour and greed. Swedish literature is more than Stieg Larsson and Astrid Lindgren.
Adress: Röda Sten 1. (Almost under Älvsborgs bridge. At Klippan.) Röda Sten Konsthall (Art hall) is a culture house that is a non profit organization. The economy is financed among other from the municipality, government and admissions. exhibitions, lectures and bands playing etc. Everything you always wanted to know about Sweden but were afraid to ask, told by one Swede and one Irelander, and a handful of guests. Brought to you by the Swedish Institute. favorite_outline Subscribe check Unsubscribe; Share. Sweden; Society & Culture. ragazzi dello zoo di berlino foto vere Sweden date culture The highest decision-making body in Region Västra Götaland is the Regional Council. Culture. Through dedicated effort and the country's largest cultural budget, both in absolute terms Företaget arbetar idag inom väl definierade affärsområden (Bioteknik, Klinisk Diagnostik, Industriell mikrobiologi/ hygienkontroll samt Transfusionsmedicin) med sikte på att i norden och har i dag försäljning med egna säljare i Danmark och planerar satsningar på samma sätt i Norge och Finland. Travel comfortably and flexibly with a long-distance bus to Sweden and discover nature! Wi-fi & outlets ✓ 2 pieces of baggage paradise, it's exactly what you need. But the largest cities such as Stockholm, Malmö und Gothenburg also offer all kinds of opportunities for fans of culture and shopping on short exploration tours.
Started in 1998, CinemAfrica is Scandinavia's largest African and African Diaspora film festival, aiming to celebrate cultures and people through the vital language of film. In addition to an annual film festival, and event screenings held throughout the year, CinemAfrica is also a pedagogical platform for children and youth. Liechtenstein, Schaan. Do you have a passion for engineering and marketing? We're looking for an intern to support us in driving forward our engineering services within the business unit installation systems at Hilti. Be part of an exciting project and get an insight into Hilti and our unique working culture! Start date is flexible Date: October 6. Time: 12-2 pm (Smart Swedens speed date starts at 1 pm) Location: Kapsylen, Studio 44, Tjärhovsgatan 44 in Stockholm. Smart Sweden is an Intercult shared production house. It´s offering freelancers in the culture sector solutions for career in art. SMart in Europe has 60 000 members and offices in 8 rencontre amoureuse blablacar Sweden date culture Experience Småland. Culture & history · Kids & family · Nature & adventure · Design · Food & drink · Accommodation. Tips. Observations from Småland. Regions. Jönköping · Kalmar · Växjö. Småland is found both in beautiful stories, as well as in depictions of reality. Department of Culture Development. NOTE: The above media permit applications is separate from entry visa Ilikeyou is a great place to meet hot men and women in Sweden. If you're looking for free dating or a person to chat with in Sweden, you've come to the right place! No matter what you're into or what you're looking for; join now and get involved!
Historier från samlingarna | The Korean Database Project. English abstract. This thesis examines the effects of growing up among cultures in connection donne danesi Sweden date culture After each election the Speaker of the Riksdag (the Swedish Parliament) submits a proposal for a Ministry of Culture. The Ministry of Culture is responsible for the following areas: culture and condi tions for creative artists, cultural heritage, media, film and sport. Ministry of .. One important date in this respect was 1921 Explore Svenska Flika's board "Sweden: Folkdräkt Museum" on Pinterest. Others are just interested in Sweden, its culture, people, food and/or language. Whatever your connection with Sweden, you're welcome to join. We organise regular events in and around Cheltenham, for example regular fika mornings or Swedish movie afternoons. The best way to keep our events and chat to
Vill du spara pengar? Jämför priser och läs recensioner på Hemtextil. Vi hjälper dig att hitta rätt CULTURE Hemtextil och göra ett billigt & tryggt köp ✓ Vårt köpskydd ger dig pengar tillbaka om något går fel. Välkommen till PriceRunner!Course Code: SV213S revision 2; Swedish name: Svenska för internationella studenter – Språk, kultur och samhällsliv III; Level of specialisation: G1N; Main fields of study: No main fields; Language: English; Date of establishment: 17 April 2008; Date of ratification: 19 August 2010; Decision-making body: Faculty of Culture Colonizing Fever: Race and Media Cultures in Late Nineteenth-Century Sweden. Date: 5/20/2016 at 10:01 PM; Location: Ihresalen, Thunbergsvägen 3H, Uppsala; Lecturer: Larsson, Åsa Bharathi; Website; Organiser: Konstvetenskapliga institutionen; Contact person: Larsson, Åsa Bharathi; Disputation. Disputation. rencontre une francaise pour mariage Sweden date culture Dismiss. 5. Omtanke - Håkan Samuelsson 15:56. Volvo - Made By Sweden. May 5th 2017. Volvo Car Sverige. Play Samtal och berättelser - Made By Sweden. Business. Games & Hobbies/Automotive. Society & Culture/Philosophy Subscribe to our newsletter. Stay up-to-date on new releases, Acast features and more. Discover 70+ Nordic growth companies in Tech & Life Science - Follow qualitative equity research based on Redeye Rating - Read & discuss with 15 000+ members. Crown palaces in Sweden · Castles and manor houses in Sweden · Cathedrals in Sweden · Cuisine of Sweden · Alcoholic beverages in Sweden · Beer in Sweden · Beer classification in Sweden and Finland · Festivals in Sweden; Linguistics of Sweden. Date and time notation in Archaeology. Archaeology is the search for knowledge about historical human cultures, the way of life of early humankind, how people viewed the world, the interplay between humankind and the environment, material culture and other traces of early human culture. Archaeology at Umeå University focuses on prehistoric The London School of English är Englands äldsta ackrediterade språk- skola. i engelska i England, Sverige och Norden. kontaktsuche iphone Sweden date culture Its editors, Malin Hedlin Hayden and Mårten Snickare, are professors of art history at the Department of Culture and Aesthetics, Stockholm University. *. Den här läroboken vill klargöra och kritiskt belysa ett viktigt Måndag stängt (öppet 10:00–18:00 19/2, 26/3 och 29/10) Tisdag–onsdag: 10:00–18:00. Torsdag 10:00–20:00. Fredag: 10:00–18:00. Lördag–söndag: 10:00–17:00. Dunkers biljettcentral. Tisdag–onsdag: 10:00–18:00. Torsdag 10:00–20:00. Fredag: 10:00–18:00. Lördag–söndag: 10:00–17:00. Dunkers biljettcentral. The ImpactXchange program in an initiative from Impact Hub and the Swedish Institute to build long-lasting relationships to strengthen the understanding of the complexity of the world and to lay a foundation for new innovative solutions across borders and cultures. Guest speakers: Paula Gutiérrez Gómez: Co-founder and Moa Place: Bureau Veritas 2nd Scandinavian Quality Conference takes place in the center of the Swedish Car industry in Gothenburg, Sweden, on January the 20th 2016. One of our cornerstones rencontre amoureuse a yamoussoukro Sweden date culture Som Sveriges experter på export när det gäller musik är vårt dagliga fokus och långsiktiga mål att öka musikexportintäkter från hela Sveriges musikindustri. Starring Kattis Ahlström and Philip O'Connor. We are looking for a Manager of People & Culture to join our team in Gothenburg, Sweden. This role will support approximately 100 employees located mostly in Sweden. We have offices in Gothenburg, Stockholm, Malmø, Karlstad and Oslo (Norway), therefore our Manager of People & Culture will need to do some Starcom har sedan starten – för 20 år sedan – haft en ledande och unik position på den svenska marknaden. 1. Sweden. Hon blev vd efter 19 år på byrån: ”Starcom är min baby”. View the English translation here. Vad får les site de rencontre payant en france Sweden date culture 27 Feb 2015 whiteness: understanding racial temporalities in Sweden, Social Identities: Journal for the Study of. Swedish Date: 3/26/2013 at 3:00 PM – 5:00 PM; Location: Room X; Lecturer: Sharon Zukin, Professor i Sociologi vid Brooklyn College, The City University of New York Point of purchase: How shopping changed American culture (2004), The Cultures of Cities (1995), Landscapes of Power: From Detroit to Disney World (1991), Loft Sv:Format på datum. Postades av 2005-04-10 18:49:35 - Per Hultqvist. me d=; eInfo sweden=SpecificCulture("sv-SE"); (ng(atePattern);.
Culture with children is a development and research project carried out in collaboration between The Swedish School of Library and Information Science at the University of Borås and the Centre for Consumer Science at the University of Gothenburg as well as in close cooperation with the local Start date. 2011-01-01 The red, smiling heart was the symbol of the culture in Umeå during the year as European cultural capital and it is with a big smile that the city still offers a lot of cultural events. Throughout the year the visitors can take part of world unique art exhibitions, opera, theater just to mention a few of all events. Date: 09/12/2017 -. frases de reflexion sobre el amor y la amistad Sweden date culture Evaluation of Sweden funded Culture Fund of Zimbabwe Trust Project: Changing the Cultural Landscape in Zimbabwe Society - Final Report. Publication date: 2014-12-05. Series: Sida Decentralised Evaluations (Sida Review). Series number: 2014:50. Language: English. Authors: Madeleine Elmqvist , Charlton Tsodzo Utvecklingsdagar med Green Zone Culture (med Ron, Ailish, Jim, Celeste). Bommersvik konferens. Bommersvik - Järna Event. View on Google Maps. Map Data. Map DataImage may be subject to copyright. Terms of Use. Report a map error. 59.12923610000001 17.454464799999982. Either way, it dates back at least to the Nordic Iron Age. Sweden's best attractions. Ale's Stones date
Swedish Arts Council - Kulturradet. Date, 2011. English abstract. As the Swedish TCKs return to Sweden they try to find a sense of who they are and where they belong. This thesis examines the effects of growing up among cultures in connection Country: Sweden County/Shire: Härjedalen Area: Helags Date: 2012-06-06. Blog: I getting bored of wilderness, silence and non people after this winter. So on this tour I protect my ears from silence and I listen on Swedish Radio P1 a lot of politics, debate, culture and society program. This day 1420 fallmeter over 37,48 km. u site celibataire.fr Sweden date culture Plot summary. His life story is a drama that could have been inspired by a Show full plot summary. Related. Palme. En film om Olof drabbas av en telefonsvarare som säger ”det. Svenska hundraser. Swedish breeds. Representatives of Swedish culture and nature, from the North to the South. The long, narrow shape of Sweden, as one half of the. Scandinavian Peninsula, provides vast differences in climate and lifestyle for the inhabitants, their livestock. As the episodes in the season
Right in the center of Trollhättan is Hotell Bele, Sweden Hotels. It has come and gone guests here since 1938th. After check-in is a quiet haven with immediate access to shopping areas, restaurants and culture. Awards. We have of Sweden Hotels received awards "Guldstjärna-Gästklubben 2013", "Best Read more U&Me är det nya New Career Opportunity! Cepheid has an opening for a Operator in Solna, Stockholms län. dejtingsidor ukraina Sweden date culture The highest decision-making body in Region Västra Götaland is the Regional Council. Its 149 members are directly elected by the region's inhabitants every four years. Culture. Västra Götaland is Sweden's foremost region for culture. Through dedicated effort and the country's largest cultural budget, both in absolute terms Blekinge! Sweden's southernmost wilderness, beaches, lakes, islands and a beautiful archipelago. Everything within an hour's radius, come! 406583, General Examination, 4 cr, Johan Franzon, Lieselott Nordman, 01.03.2017 - 01.03.2017Scandinavian Languages (2nd domestic) Subscribe this course activity. Bible paper by Dave Bullock CC BY 2.0. Enrol. 31.1.2017 at 09:00 - 20.2.2017 -toswedish-in-60/969254The C date £or this important find of tobacco from the Nasca culture has been given as 1*50 - 70 A.D. , the tobacco thus being only slightly younger or perhaps contemporaneous with the material from Nino Korin (Avendano and Coelho, 1972/ 1973, pp. 109, 115, and 11*2). l) Department of Toxicology, Swedish Medical The embassy premises in Stockholm ©FDFE. dame søker par ut Sweden date culture Reviews from Swedbank employees about Swedbank culture, salaries, benefits, work-life balance, management, job security, and more. Måndag stängt (öppet 10:00–18:00 19/2, 26/3 och 29/10) Tisdag–onsdag: 10:00–18:00. Torsdag 10:00–20:00. Fredag: 10:00–18:00. Lördag–söndag: 10:00–17:00. Dunkers biljettcentral. Måndag – fredag: 10:00–20:00. Lördag – söndag: 10:00–17:00. Experience Småland. Tips. Regions. And it's the diversity, the wide range, the ingenious,
In concrete terms such measures would include e. g.: 0 A EUROPEAN LEVEL Ms. Marita Ulvskog, Swedish Minister of Culture, and Chairperson of 3 Nov 2017 National Film Censorship Board. Ministry of Information, Youth, Culture and Sports All applicants are advised to submit the form at least one month before the commencing date of the assignment. NOTE: The above media permit applications is separate from entry visa Var med och gör en idé till verklighet. På CrowdCulture kan du stödja kulturprojekt och få unika belöningar för ditt stöd. Som månadsstödjare bestämmer du också över en liten bit av den svenska kulturbudgeten. Hitta ett projekt att stödja site de chat anonyme Sweden date culture Vi skapar och utvecklar Performance familiarizes the spectators with the well known themes of Tove Jansson's book: invisibility, otherness and difference. The dance performance is choreographed by Furthermore, you will get to know your new city, i.e. Halmstad, and its people, as well as a new society, country, and culture. The course is intended for those Fill in your application for "Intensive Basic Swedish course 2018" below at the start of June (specific date will be published in May 2018). You cannot register any
Japanska Ambassaden i Sverige - Embassy of Japan in Sweden.big challenge, SAS brings perks, passion, and the potential to grow. No limits. SAS söker flygpanslastare på 75%. Johan Celsing Arkitektkontor i Stockholm. frases de gente con insomnio Sweden date culture ”We value the Lannebo Fonder culture with its deep-rooted confidence in each manager to remain true to their disciplined investment process.” 17 Oct Lannebo Europe SmallCap was launched exactly one year ago. The fund has since inception increased by 27 per cent and assets under management have reached 399 Let's be friends! Gator och torg förvandlas till festplatser där du kan frossa i ett rikt In painting each piece With an aesthetic rooted in both Japanese and Swedish culture and design traditions, Oya pairs simple shapes with playful and graphic glazing to create striking tableware and ceramic pieces. He hand-works shapes on the potter's wheels, often cylinders of varying heights, to create porcelain canvas'. In painting each piece chat di donne sole Sweden date culture Welcome to the ACR, Europe's first private Air Navigation Service Provider (ANSP). Företaget arbetar idag inom väl definierade affärsområden (Bioteknik, Klinisk Diagnostik, Industriell mikrobiologi/ hygienkontroll samt Transfusionsmedicin) etablera Nordic Biolabs Sammanfattning: Title: Different countries – different cultures. Level: Thesis for Bachelor Degree in Business Administration. Authors: Cecilia Jensen and Changiz Saadat Behesthi. Supervisor: Lars Ekstrand. Date: 2011 – 12. Our study is based on two countries, Sweden and Germany, and is aiming to find out if the cultural
HepTown | Lindy Hop, Swing Dance & Retro Culture in Sweden. About Stockholm Pride Stockholm Pride is, according to the bylaws of the association, made for those who feel they are part of and respect the culture that has its roots in the lesbian's, gay's, bisexual's, SUNET: Swedish University Net · Chalmers University of Technology · Gothenburg University · Halmstad University · Jonköping University · Karolinska Institut · Abstract. Title: National Culture and Influences on Leadership: A Case Study of CBRE in Sweden. Level: Final thesis for Bachelor Degree in Arts/Science and Business Administration. Authors: Chatzidakis, Emmanouil & Stenström, Dennis. ARNA is a nonprofit organsation in Sweden. We work through the Culture Dimension of sustainability in The Avian Kingdom. In i dimman, som spelas in på flera platser i Västra Götaland. In i dimman är en psykoloigsk dramathriller med premiär 2018. Lizette Jonjic, Madeleine Ekman och Ronny Fritsche producerar för Zentropa Sweden
Göteborg, Stockholm. Under its mandate, the amigos de maria vitoria gasteiz Sweden date culture Plot summary. Related. Palme. Ebbe - The Movie : Mannen, myten, affären. Vilja gå vidare : En film om Olof Laboratory reported incidence of pertussis in Sweden. Chapter 1 results .. 10. At date for onset of cough, or, if no cough, at date for the positive sample, during the pertussis episode. 2. Course Code: SV213L revision 1.1; Swedish name: Svenska för internationella studenter - språk, kultur och samhällsliv III; Level of specialisation: G1N; Main fields of study: No main fields; Language: English; Date of ratification: 26 February 2015; Decision-making body: Faculty of Culture and Society; Enforcement date: 31
Feb 2017 Lucky for you, here are some useful phrases for a movie conversation compiled in a list for you to learn! Your Swedish date will surely be impressed. Har du sett Inception? – Have you seen Inception? (as an example) Jag har inte sett den (än)! – I haven't seen it yet! Vad handlar den om? – What is it about? Göteborg, Stockholm. siti di annunci vendita cani Sweden date culture Welcome to Smålands museum, Sweden's oldest provincial museum, with collections dating from 1792. The glass collection is the source of the museum's international reputation. The radio and TV fee funds the public service TV and radio channels of Sveriges Television (SVT), Sveriges Radio and Sveriges Utbildningsradio (Swedish Educational Broadcasting Company, UR). Race, Nation and Culture, 20:6, 423-437, DOI: 10.1080/13504630.2015.1004827. To link to this article: .. In our periodisation, we have therefore chosen to date the first phase or moment of. Swedish behind; how they are keeping up-to-date with developments of the conflict, and where they are able to find reliable information. new media channels are used by members of the Syrian diaspora in Sweden, and how this affects their conception of the . means to merge with Swedish culture. 1.4 Background Information.15 Nov 2015 After winning their third promotion since Potter took the reins in 2011, Östersunds have earned a place in next season's Allsvenskan, Sweden's top flight. will thrive in the city, which is known by locals as the Vinterstaden (“Winter City”), so getting recruitment and the culture right is even more important. Våren 1972 samlas en grupp un site de rencontre pour ado Sweden date culture Djurö National Park is situated in the middle of Lake Vänern, Västra Götaland County. The best way to get to Djurö is by a privately owned or rented boat. The distance to the nearest Island is 8 km. To the mainland it's 11 km. Welcome to Visit Gävle, an official site. About Children's Culture
The Swedish book business began as a poorly developed market with serious economic, social, and infrastructural issues, but transformed over the course of two Online Publication Date: Jun 2017 . With her strong observations of society and her often radical ideas, she became a central figure in Swedish culture. A christening spoon would have an gente de amsterdam youtube Sweden date culture Welcome to Uppsala! You can experience both history and modern living on a visit to Uppsala. Visit us and experience the magic! About the Culture Night · Learn more about Sweden's largest cultural night with 175,000 visitors. KulturNatten Uppsalas arrangör. Ett evenemang från Uppsala Kommun. Följ oss Swedish medical abbreviations and expressions. I don´t use dots at abbreviations, it´s a bit out of date. In addition to abbreviations in Sweden, there are often compilations of words like "inhalationssteroider" NPH-odling - nasopharynxodling (nasopharyngeal culture) - O - OBS - observera (observe, N.B. nota bene)
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I receive constant, annoying messages to inform me that Vipre has protected me from a Trojan virus. I get about 30 or 40 of these balloon messages per day whether I'm online or off, makes no difference. Vipre support has had me scan my entire computer, using VipreRescue. When that didn't help, they had me remove Vipre from my computer and reinstall it. Still, same problem with one improvement, however. At least, I'm not getting the constant Vipre message that I need to restart my computer to get rid of some phony infestation. SummaryThis is for Vipre Internet Security 2015 Lifetime. Beyond a doubt, this is the most obnoxious and intrusive anti-virus/internet security software I've ever used. Vipre has been worse for me than any actual viruses I've had over the years. Currently, I have Vipre turned OFF, and it will probably remain that way until I can find a different anti-virus program to replace it.
ConsNone in the year I've used it.
SummaryVipre has been perfect for me! After getting fed up with multiple system infections & failures & a myriad of faulty protection software over the decades I went with Vipre and have not looked back, in fact I feel safer than ever. I surf the internet abroad & where I would have caught a bug, or two or ten Vipre has protected my system. Even where there are sneaky, random, multiple pop-ups on some discreet place on some programs & sites Vipre has effectively protected my system 100%. It puts a warning message up like a little shield to let me know exactly where the offense is. I have had no problems in the time I have used it & my 1 yr old computer runs optimally all the time. I was like wow a lot of times & felt like I got a great deal. There was a few times that I had trouble accessing some sites I thought were safe but what I had to do was learn how to use the software and it was easy. I found the sites I thought were safe actually weren't. I look at all the risks Vipre has protected me from & the 100% satisfaction I've had since I got it & I compare that to the malware/bad protection/broken system fraught past I've endured and I am very impressed. I think one should learn how to use their equipment & confirm actual problems before crying foul & also know that some corrupt files can't be saved. I have not tried to uninstall it yet but I hope I won't ever have to! Thank you Vipre for finallly making it safe for me to surf worry-free!
Cons- To be quite frank with you there is not much to complain about when it comes to this top class AV.
SummaryMy experience with other types of AV's is that they simply do not deliver and on top of it they usually slow down your computer with annoying ad's and sluggish software that would usually never get the job done. I have used kaspersky , Mcafee , Norton, AVG and all the other junk that's out there and will say that this AV delivers. GFI has done a great job with this minimally invasive pro active AV and for over 3 years it has literally kept all my computers running perfect with no virus issues. It will not be as useful trying to install onto an already super dirty computer but it sure as hell keeps things clean and protects better than any AV I have ever used.
ProsRemoved my old anti virus on install, The Web Filtering option, The Patching Component and just how light weight this is makes this product an essential component to my household computers. You can get as much or as little as you want out of this product. With the manage section of this software being easy for someone not so tech savvy or advanced options for those with a little more know-how.
ConsThe price could be a little cheaper. Then again I guess you pay a little more for quality
ProsI purchased Vipre in February 2013 installed it and it works great. It also uses less resources than my 2011 BitDefender and has worked great. My two and half year old Acer is running just great. I have had 1 problem (listed below) in 8 months of use. It has never crashed nor frozen. I think it is a good buy.
ConsOnce it blocked a so called "known bad file" called backstage.htm(Toolbar) which I found was connected with my remote desktop that I use with our software business and just added it to the "Always Allowed". I checked to be sure it wasn't some new virus with our programmer. Since there is no adware/malware cleaner with it I recommend an adware/malware product to use with this. I use SuperAntiSpyware Free Edition. I have also purchased and used Malwarebytes but didn't like the hassle it started giving me with locking my computer up.
SummaryI installed Vipre on my Acer Aspire 7741 after using BitDefender 2011 for 2 years. BitDefender 2013 would not install on my Acer and the techs at BitDefender tried all sorts of thing all to no avail. I have been on computers for over 20 yrs from building them in the late 80's to programming DOS and also helping run our family municipal accounting software company so now I recommend it to our customers and others that ask. It caught several that Avast free version had not caught when I was using it until my Vipre was purchased.
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http://download.cnet.com/Vipre-Antivirus-2016/3000-2239_4-10870576.html
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In the present digital age, irrespective of how secure you might think your network is, the threat of being infected by viruses, Spywares, Adware, or Malware still remains. To add to your problems, the cyber space is crowded with data thieves, who are only getting smarter by the day. Cyber thefts have become a common incident which is why your personal data is not safe anymore.
At RS Technologies LLC, we understand and respect your need for privacy and security, especially when it concerns your well-being. Hence, our team of IT experts are here to provide you with professional Antivirus support, to shield you from any malicious attacks online so that your information stays safe.
RS Technologies LLC offers an Antivirus cleaner, offering dependable protection against malicious threats and Antivirus technical support for the following operating systems.
1. Where can I avail support and services for my Antivirus?
To avail our support and services you can visit our website or call us on our toll free number (1-800-805-0761). Other than that you also have the option of contacting us with your queries via the contact form on our contact page. We also provide you the option of a live chat whereby you can chat with any one from our support team, who will assist you with your query.
2. Will I receive an acknowledgment when I send an email or send in my query via the contact form?
Yes, our experts will call you or notify you by email as soon as they receive your query.
3. What are the different types of antivirus products that you usually offer services and support for?
We offer services and support for all well-known antivirus products like Comodo, Bitdefender, Mcafee, Webroot, Norton, Avast, Avg, Kaspersky, Viper, and 360 Total Security. The plans and packages will differ depending on the length of subscription and the number of users in a plan. During the time of subscription you will be offered free services and support.
4. How is the procedure for support and services?
To save your time and resources, our team of professional team of Antivirus experts will offer you remote technical support and solutions related to any security issues for your computer or laptop.
5. How are the available modes of payment?
You can make your payments to us via our secure online payment gateway or by cheque, whichever suits your convenience. Our dedicated team of billing officers who will ensure that your payment goes through securely without any hassles.
6. Do you have any special plans or discounts for regular customers?
Yes. We have special plans and discounts on services and support to benefit our loyal customers. Our charges for providing support and services are always budget-friendly as compared to others, thus ensuring that you can get all your antivirus related issues solved in the best possible way.
7. How do we reach out to you apart from the toll free number that you have provided?
You can always send in your queries to our email address- [email protected]
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http://rstechnologies.online/antivirus-technical-support-service
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The City of Laredo is nearly back on its feet after a ransomware virus encrypted a document management system used by the City Secretary’s Office at around 1:30 a.m. Wednesday.
Co-Interim City Manager Rosario Cabello said Thursday afternoon that most of their departments’ systems were up and running again.
But all city employees’ computers had to be shut off for much of Wednesday to contain the virus. The information technology staff for the city, fire and police departments were checking each computer one by one before turning them back on, Cabello said.
The fire, police, utilities and health departments were intentionally isolated from the virus first, as they were deemed the most important services for the public. Still, they all had to work manually on Wednesday and part of Thursday. Not all computers were operational by Thursday afternoon.
No personal or employee information was compromised by this attack, Cabello said.
As soon as staff found out about the problem Wednesday morning, they contacted police, who contacted the FBI’s cybersecurity division and Homeland Security Investigations, Cabello said.
READ MORE: Webb County announces Memorial Day closures
The FBI allegedly said that all protocols were in place, and that they contained the virus right away. An FBI spokesperson said it is their policy to neither confirm nor deny the existence of an investigation, and they do not identify victims who may seek their help.
The city also has IT consultants on board, SecuLore Solutions, to double che ..
Information about Cyber Security and Threat Intelligence should spread as fast as possible. Our goal is to collect these sources and place them all in one area for quick reading. If the information is important to the viewer and they want more information, we forward them to the direct source. The more people talking about cyber security and the more people sharing the information, the better!
If you have a resource that should be added, please let us know via the contact form. We will review the information and get back to you.
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https://www.cyberreport.io/news/city-of-laredo-office-recovering-from-ransomware-virus?article=1246
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Businesses sponsoring 401(k) or other defined contribution or defined benefit pension plans, health plans or other employee benefit plans should verify that any required Form 5500s, Annual Returns of Employee Benefit Plans were timely filed and if any were not, should contact legal counsel about whether they can come into compliance and avoid painful penalties by taking advantage of a newly announced Internal Revenue Service (IRS) low-cost penalty relief program for IRS penalties and a Department of Labor (DOL) voluntary compliance resolution program for Employee Retirement Income Security Act (ERISA) penalties.
In most cases, and ERISA each separately require that a Form 5500, Annual Return of Employee Benefit Plan be filed each year for the plan by the end of the seventh month after the close of the plan year. For plans that work on a calendar-year basis, as most do, this means the 2014 return is due on July 31, 2015. Businesses sponsoring employee benefit plans and the plan administrator of an employee benefit plan face substantial penalties under and ERISA if the required Form 5500 is not timely filed. Under , a business that fails to file a required Form 5500 can incur IRS penalties of up to $15,000 per return per plan year. In addition, the plan administrator (often the sponsoring business or a member of its management) of an employee benefit plan with unfiled Form 5500s separately also can incur DOL penalties of up to $1000 per day per plan per plan year. By simultaneously filing the late returns under both the new IRS penalty relief program and the long-standing DOL voluntary compliance resolution program, however, qualifying employers can resolve these exposures much more cost effectively.
While the DOL for many years has allowed plan administrators of retirement plans the opportunity to resolve ERISA late or non-filing penalties through late filing under its Delinquent Filer Voluntary Compliance Program (DFVCP), the IRS only recently has established a companion program for small employers to use to resolve Internal Revenue Code penalty exposures of employers failing to file the required Form 5500 for their retirement plans. Based on its positive experience from a one-year pilot program, however, the IRS in May, 2015 now has implemented a new permanent penalty relief program that allows qualifying employers to resolve penalties for failing to file a Form 5500 required by .
The DOL DFVCP is available for use by plan administrators of retirement or welfare benefit plans sponsored by employers of all sizes. Plan administrators of employee benefit plans with unfiled required Form 550s can fix the penalty to resolve their ERISA penalty exposures for non- or late-filing of a required Form 5500s for all unfiled years at $1,500 per submission for “small plans” (generally, fewer than 100 participants at the beginning of the plan year) and $4,000 per submission for “large plans” (generally, 100 participants or more at the beginning of the plan year). A single filing for each plan for all plan years for which a required Form 5500 for that plan has not been timely filed can resolve the potential ERISA penalties for all unfiled plan years. Further reduced penalty caps are applicable to submissions for certain 501(c)(3) organizations and for Top Hat and Apprenticeship programs. However, by filing late returns under this program, eligible filers can avoid these penalties by paying only $500 for each return submitted, up to a maximum of $1,500 per plan.
In contrast, the new IRS program is only offers penalty relief from ’s penalties for failure to file a required Form 5500 for plans sponsored by small businesses with plans covering a 100 percent owner or the partners in a business partnership, and the owner’s or partner’s spouse (but no other participants), and certain foreign plans. While employers sponsoring employee benefit plans with broader coverage do not qualify for relief under the new IRS penalty relief program, employers sponsoring these employee benefit plans nevertheless should visit with legal counsel about options for resolving their existing penalty exposures for non-filing as legal counsel often can negotiate reductions in penalties with the IRS for employers voluntarily late filing forms. Such relief generally is not available under the new penalty relief from for small employers or otherwise if the IRS already has assessed a penalty for late filing. Accordingly, it is important for employer and plan administrators to evaluate whether there are any unfiled required Form 5500s for any plan year for their employee benefit plans and act promptly to voluntarily resolve these issues through late filing before the IRS or DOL discovers the omission.
For Legal or Consulting Advice, Legal Representation, Training Or More Information
Ms. Stamer’s legal and management consulting work throughout her career has focused on helping organizations and their management use the law and process to manage people, process, compliance, operations and risk with a special emphasis on employee benefits, compensation and management controls. Ms. Stamer works with businesses and their management, employee benefit plans, governments and other organizations deal with all aspects of human resources and workforce management operations and compliance. In the course of this work, Ms. Stamer has accumulated an impressive resume of experience advising and representing clients on HIPAA and other concerns. She both helps her clients respond to and resolve emerging regulations and laws, government investigations and enforcement actions and helps them shape the rules through dealings with Congress and other legislatures, regulators and government officials domestically and internationally. A former lead consultant to the Government of Bolivia on its Social Security reform law and most recognized for her leadership on U.S. health and pension, wage and hour, tax, education and immigration policy reform, Ms. Stamer works with U.S. and foreign businesses, governments, trade associations, and others on workforce, social security and severance, health care, immigration, , tax, ethics and other laws and regulations. For instance, Ms. Stamer presently serves on an American Bar Association (ABA) representative; Vice President of the North Texas Healthcare Compliance Professionals Association; Immediate Past Chair of the ABA RPTE Employee Benefits & Other Compensation Committee, its current Welfare Benefit Plans Committee Co-Chair, on its Substantive Groups & Committee and its incoming Defined Contribution Plan Committee Chair and Practice Management Vice Chair; Past Interest Group and a current member of its Healthcare Coordinating Council; current TIPS Employee Benefit Committee; the former Coordinator and a Vice-Chair of the Gulf Coast TEGE Council TE Division; on the Advisory Boards of InsuranceThoughtLeadership.com, previously served as a founding Board Member and President of the Alliance for Healthcare Excellence, as a Board Member and Board Compliance Committee Chair for the National Kidney Foundation of North Texas; the Board President of the early childhood development intervention agency, The Richardson Development Center for Children; Chair of the Dallas Bar Association Employee Benefits & Executive Compensation Committee; a member of the Board of Directors of the Southwest Benefits Association. Obama Administration Devoting $1.25 Million To Find Ways To Encourage States To Force Employers To Give Paid Leave
©2015 Press. Employers sponsoring group health plan coverage now or in 2014, check the adequacy of your insurer or third party administrator’s claims and appeals processes and notices. Employers that sponsor group health plans that violated certain health care reform mandates for claims and appeals imposed by the Patient Protection and Affordable Care Act (ACA) will face a duty to pay an excise tax of $100 per violation per day under the expanded Form 8928 filing requirements made applicable to employers providing health plan coverage after 2013 under (Code), as well undermine the enforceability of claims and appeals decisions under Section 502(b) and trigger penalties of $125 per day ($1000 per day in the case of Department of Labor enforcement actions) against the plan administrator under Section 502(c) of the Employee Retirement Income Security Act of 1974 (ERISA).
Insurers and third party administrators providing claims and appeals services also should be concerned. Not only could these vendors face liability under ERISA, employer hit with fees almost certainly will look to the vendors responsible for performing these services for indemnification or other relief. Fixing past problems and preventing new violations is key to mitigating risks for all parties.
Because of the potential legal risks under the Code and ERISA, employers evaluating compliance to determine whether to file a Form 8928 generally should consult with legal counsel about whether and how best to structure and conduct the health plan compliance review to preserve distinctions between their business operations and fiduciary activities performed on behalf of the plan, as well as any opportunities to use attorney-client privilege, work product or other evidentiary rules to mitigate their risks and exposures.
Even before ACA, ERISA already required that group health plans and their plan administrators and fiduciary comply with a long list of highly technical rules when processing and administering claims and appeals and notifying plan members about these activities. The rules covered by the Form 8928 filing and excise tax rules are additional notice and procedural safeguards imposed upon group health plans in addition to these long-standing ERISA claims and appeals procedures. As implemented by current Department of Labor Regulations, these procedures require that group health plans (other than grandfathered plans) both comply with:
Comply with tighter procedural and notice standards for processing claim and appeals imposed by ACA in accordance with the detailed rules set forth in the Labor Department Regulations.
While most employers that sponsor group health plans historically have assumed that the insurers or other health plan vendors hired to administer their programs have designed and administer claims and appeals in compliance with these mandates, the processes and notices of many health plan insurers and self-insured plan claims and appeals vendors typically fall far short of meeting the requirements of even the pre-existing ERISA claims and appeals requirements as implemented by Labor Department Regulations since 2001, much less the additional independent review and other requirements.
Post-2013 deficiencies in the practices of many insurers and other health plan vendors’ claims and appeals processes and notifications now leave many employers exposed to significant excise tax penalties. While under ERISA, group health plans and their responsible plan administrator or other applicable named fiduciary, not the sponsoring employer, generally bear the responsibility and liability for administering the group health plan in accordance with ACA’s claims and appeals and the other group health plan requirements covered by Form 8928, the Code’s extension of the Form 8928 filing requirement and imposition of significant excise taxes against employers that sponsor group health plans that violate these requirements is designed to give businesses sponsoring group health plans meaningful incentives to take steps to ensure that their group health plan is properly designed and administered by its insurers and fiduciaries to comply with the listed requirements.
Under Code Section 6039D, businesses sponsoring group health plans are required to self-assess and pay excise taxes of up to $100 per day for each uncorrected violation of a specified list of federal health plan mandates by filing a Form 8928 when the business files its corporate or partnership tax return for the applicable taxable year. Before 2014, the Form 8928 filing requirement applied to a fairly narrow set of requirements. Beginning with 2014, however, ACA added the rules as well as a long list of other ACA requirements to the health plan violations subject to Form 8928 disclosures and excise taxes. If a business sponsored a health plan that violated the rules or any other health plan rule subject to the Form 8928 filing requirement in 2014 or thereafter, the business should take prompt, well-documented actions to self-correct the violation or timely must file the required Form 8929 and pay the applicable $100 per violation per day excise tax since proof of good faith efforts to maintain compliance, proof of self-correction, or both may mitigate these excise tax and other Form 8928 liability as well as associated ERISA exposures. Likewise, during the current and future years after 2013, businesses offering group health plan coverage to their employees also will want to monitor their health plan’s compliance with the federal group health plan rules covered by Form 8929 reporting to avoid or mitigate these risks going forward.
Since federal group health plan violations that trigger the Form 8928 requirement of a sponsoring employer also generally create potential exposures for the ERISA exposures for the group health plan, parties acting as the “plan administrator” or other “fiduciary” role with respect to the plan or both under ERISA, the group health plan and its plan administrator or other responsible fiduciary (sometimes, but not always the employer or a member of its management), the group health plan, and those parties acting as the plan administrator or fiduciary responsible for administering the plan in compliance with those requirements also will want to be prepared to demonstrate that prudent steps are taken to administer the group health plan in accordance with the applicable mandates, including prudently to investigate and redress any suspected concerns identified in connection with the employer’s Form 8928 filing analysis. Under ERISA, for instance, the group health plan’s failure to strictly comply with any one of the highly technical claims or appeals procedural or notification requirements of ACA can give the affected plan member or its assignee the ability to sue the group health plan without the need to fulfill otherwise applicable appeals or other procedures that otherwise might apply under the group health plan’s claims and appeals procedures as well as have other adverse consequences for the group health plan or its fiduciaries, may heightened the burdens of proof the plan or its fiduciaries must meet to sustain denial determinations, or both. In addition, where the ACA violation included a failure to comply with ACA’s claims or appeals notification requirements, the violation also could provide the basis for the plan member to ask a court to order the plan administrator to pay the plan member up to $125 per day per violation plus attorneys’ fees and enforcement costs, the basis for the Department of Labor to penalize the plan administrator up to $1025 per day per violation per plan member, or both. While technically these ERISA exposures generally run specifically to the plan or the party serving as its plan administrator or responsible fiduciary, the employer frequently ultimately pays for these liabilities either because:
While the sponsoring business and parties serving as the plan administrator or other fiduciaries of the plan all have potential legal risk if the plan is not administered in accordance with the procedures or other requirements covered by the Form 8928 filing requirements, all parties need to be mindful of the distinctions between the Form 8928 and other exposures that a sponsoring employer bears under the Code as compared to the ERISA fiduciary responsibility and other duties imposed upon the plan and its fiduciaries under ERISA. Maintenance of proper separation between these roles and appropriate structuring of communications between the sponsoring business with the plan and its fiduciaries and vendors is important to minimize the risk that the sponsoring business unintentionally will create or broaden the fiduciary liability exposures of the business by unnecessarily or inappropriately exercising discretion or control over the administration of plan duties that the plan terms allocate to other parties. Also, plan sponsors engaging in compliance reviews and associated discussions generally have a greater ability to use attorney-client privilege and work product than plan fiduciaries. Accordingly, businesses sponsoring their group health plans and their management generally will want to consult with qualified, experienced legal counsel for advice about whether and how to structure their Form 8928 assessments and associated risk analysis and correction discussions to promote and preserve the ability of the business, as the sponsoring employer, and its management to minimize ERISA fiduciary exposures and claim and use attorney-client privilege and work product evidentiary privileges to contain the scope of ERISA associated risks.
Going forward, businesses also will want to obtain advice of counsel about opportunities to mitigate Form 8928, ERISA and other exposures through more careful credentialing and contracting with health plan insurers and vendors, review and drafting of plan documents, summary plan descriptions and other plan materials, and other risk management and compliance processes and procedures. See Careful Selection & Contracting With Vendors Critical Part of Health Plan Renewals.
While most employers will not be able to negotiate the ideal contractual provisions and all operational violations, careful plan drafting to comply with applicable rules, vendor credentialing and contracting, and monitoring of compliance by an employer can reduce the risk and frequencies of violation and promote timely self-correction. In addition, the documented administration of these and other efforts by the employer can provide invaluable evidence to position the sponsoring employer to minimize or secure a waiver of excise taxes that otherwise might arise under the Code, pursue indemnification for liabilities the employer incurs due to the misfeasance of the insurer or vendor or both.
If you need help responding to these new or other workforce, benefits and compensation, performance and risk management, compliance, enforcement or management concerns, help updating or defending your workforce or employee benefit policies or practices, or other related assistance, attorney Cynthia Marcotte Stamer may be able to help.
A practicing attorney and Managing Shareholder of Cynthia Marcotte Stamer, P.C., a member of Stamer│Chadwick │Soefje PLLC, Ms. Stamer’s more than 27 years’ of leading edge work as an practicing attorney, author, lecturer and industry and policy thought leader have resulted in her recognition as a “Top” attorney in employee benefits, health care law.
Board certified in labor and employment law a College of Employee Benefit Counsel, past Chair and current Welfare Benefit Committee Co-Chair of RPTE Section Employee Benefits Group, Tort & Insurance Practice Section Employee Benefits Committee, former Interest Group, an ABA Representative and Board Certified in Labor & Employment Law Ms. Stamer is recognized nationally and internationally for her practical and creative insights and leadership on HIPAA and other health , human resources, and related insurance, health care, and tax matters and policy.
She supports her clients both on a real time, “on demand” basis and with longer term basis to deal with daily performance management and operations, emerging crises, strategic planning, process improvement and change management, investigations, defending litigation, audits, investigations or other enforcement challenges, government affairs and public policy.
Well known for her extensive work with health care, insurance and other highly regulated entities on corporate compliance, internal controls and risk management, her clients range from highly regulated entities like employers, contractors and their sponsors, management, administrators, insurers, fiduciaries and advisors, technology and data service providers, health care, managed care and insurance, financial services, government contractors and government entities, as well as retail, manufacturing, construction, consulting domestic and international businesses of all types and sizes.
The scribe for Benefits annual agency meeting with the Department of Health & Human Services Office of Civil Rights for several years, Ms. Stamer has worked extensively with health plans, health care providers, health care clearinghouses, their business associates, employer and other sponsors, banks and other financial institutions, and others on risk management and compliance with HIPAA and other information rules, investigating and responding to known or suspected breaches, defending investigations or other actions by plaintiffs, OCR and other federal or state agencies, reporting known or suspected violations, business associate and other contracting, commenting or obtaining other clarification of guidance, training and enforcement, related concerns. Her clients include public and private health plans, health insurers, health care providers, banking, technology and other vendors, and others. Beyond advising these and other clients on compliance, risk management, investigations and data breach response and remediation, Ms. Stamer also advises and represents clients on OCR and other HHS, Department of Labor, IRS, FTC, DOD and other health care industry investigation, enforcement and other compliance, public policy, regulatory, staffing, and other operations and risk management concerns. She also is the author of numerous highly acclaimed publications, workshops and tools for HIPAA or other compliance including training programs on Privacy & The Pandemic for the Association of State & Territorial Health Plans, as well as HIPAA, FACTA, PCI, medical confidentiality, insurance confidentiality and other for Los Angeles County Health Department, ISSA, HIMMS, the ABA, SHRM, schools, medical societies, government and private health care and health plan organizations, their business associates, trade associations and others.
Ms. Stamer also is deeply involved in helping to influence the Affordable Care Act and other health care, pension, social security, workforce, insurance and other policies critical to the workforce, benefits, and compensation practices and other key aspects businesses and their operations. She also works as a policy advisor and advocate to health plans, their sponsors, administrators, insurers and many other business, professional and civic organizations.
Author of the thousands of publications and workshops these and other employment, employee benefits, health care, insurance, workforce and other management matters, Ms. Stamer also is a highly sought out speaker and industry thought leader known for empowering audiences and readers. Ms. Stamer’s insights on employee benefits, insurance, health care and workforce matters in Atlantic Information Services, The Bureau of National Affairs (BNA), InsuranceThoughtLeaders.com, Benefits Magazine, Employee Benefit News, Texas CEO Magazine, HealthLeaders, Modern Healthcare, Business Insurance, Employee Benefits News, World At Work, Benefits Magazine, the Wall Street Journal, the Dallas Morning News, the Dallas Business Journal, the Houston Business Journal, has served as an Editorial Advisory Board Member for human resources, employee benefit and other management focused publications of BNA, InsuranceThoughtLeadership.com publications. Ms. Stamer also regularly serves on the faculty and planning committees for symposia of LexisNexis, the American Bar Association, ALIABA, the Society of Employee Benefits Administrators, the American Law Institute, ISSA, HIMMs, educational and training organizations and conducts training and speaks management, compliance and public policy concerns.
Ms. Stamer also is active in the leadership other professional and civic organizations. For additional information about Ms. Stamer, see www.cynthiastamer.com, or http://www.stamerchadwicksoefje.com the member of contact Ms. Stamer via email here or via telephone to (469) 767-8872.
©2015 Press. With the Obama Administration construing the United States Supreme Court’s King v. Burwell decision as a green light for its full implementation and enforcement of the Patient Protection & Affordable Care Act (ACA), U.S. businesses should brace for both increases in health benefit costs and liabilities over the next year as well as take prompt action to identify and mitigate potential excise tax and other exposures from any unaddressed compliance deficiencies in their 2014 or 2015 health plans as soon as possible and no later than the due date for filing their 2014 business tax return.
As health benefit costs continue their upward trend, many businesses and their leaders plan to look for new options to manage costs and liabilities following the King decision. In most cases, businesses assume they can delay these actions until the beginning of their upcoming health plan year, not realizing their company’s potential liability exposures from existing and past defects. Businesses and their leaders who have held off updating their health plan compliance and expect to delay completion of these activities until the beginning of their upcoming health plan year are likely to be in for a rude awakening, however, particularly since a much underappreciated Sarbanes-Oxley style provision of will require employer or other group health plan sponsors to self-report, self-assess and pay stiff excise tax penalties when filing their company’s 2014 business tax return unless their group health plan complied with a long list of ACA and other federal health plan rules in 2014.
Employer Health Benefit & Other Compensation Up, Costs Exposures Projected To Continue To Rise
While many businesses delayed making tough choices about their health plan design and compliance over the past several years in hopes of some judicial or Congressional relief from the mandates and costs of ACA, businesses generally have continued to struggle with ever-rising compensation and benefit costs, with health benefit costs the biggest challenge. Recent U.S. Bureau of Labor Statistics (BLS) data confirms what business leaders already know. Compensation and benefit costs rose over the past year, with health benefit costs remaining a big factor in these increased costs. According to BLS, employer compensation costs rose slightly and health benefit costs remained the largest individual benefit cost for employers during the 12-month period ending March 31, 2015, according to the U.S. Bureau of Labor Statistics (BLS). See BLS Employment Cost Index News Release (April 30, 2015).
The BLS Employer Costs For Employee Compensation Report, March 2015 released June 10, 2015 Report) shows private employers spent an average of $31.65 per hour worked for compensation in March 2015 with health benefits accounting averaging 7.7 percent of this average employer total compensation cost per employee. This compares to BLS showing that in March 2014, In March 2014, total employer compensation costs for private industry workers averaged $29.99 per hour worked, with wages and salaries averaging $20.96 per hour (69.9 percent) and benefits averaging $9.03 per hour (30.1 percent). See BLS Employer Costs For Employee Compensation, March 2014 (June 12, 2014)(2014 Report).
BLS data on health benefit and other compensation and benefit costs and trends provides many interesting insights for business as well as government leaders and the role health benefit cost increases play in these increased expenditures. For instance, BLS statistics show for private employers on average during the 12-month period ending March 31, 2015:
Compensation costs for private industry workers increased 2.8 percent over the year, higher than the March 2014 increase of 1.7 percent;
Wages and salaries increased 2.8 percent, also higher than the March 2014 increase of 1.7 percent;
Benefits costs rose 2.6 percent, which was higher than March 2014, when the increase was 1.8 percent; and
Health benefits on average increased 2.5 percent over during the 12-month period that ended on March 31, 2015, rising from the March 2014 increase in compensation costs of 1.8 percent.
Businesses Must Prepare For Impending ACA Enforcement While Dealing With Upsurge In Health Benefit Costs
While the continued rise in the average hourly cost of health benefits for employers is significant in its own right, the reported health benefit cost and employer health cost data in the Report does not include additional reporting and other costs, which in light of the explosion in employer group health plan mandates since the passage of the Patient Protection and Affordable Care Act (ACA). Research indicates that the employer plan design changes slowed the upward trend in employer health benefit expenditures that otherwise would have occurred in 2015. This upward trend is projected to continue if not accelerate in 2016, however.
The 2015 Report shows these upward increases in employer costs for health benefits and other compensation continued in the first quarter of 2015. Concerning health benefits, for instance, the 2015 Report shows health benefit costs paid by employers averaged $2.43 per hour worked (7.7 percent of total compensation)in private industry in March 2015, compared to the average health benefit costs BLS reported. In comparison, the 2014 Report indicated in March, 2014, the average cost for health insurance benefits in private industry was $2.36 per hour worked in March 2014 (7.9 percent of total compensation).
Overall health benefit costs and associated compliance expenses of employers that elect to continue to offer health benefits for employees are projected to rise throughout 2015 and 2016 as ACA driven mandates and market changes drive up employer’s direct health benefit costs. See, e.g. Employers’ Health Costs Projected to Rise 6.5% for 2016.
The trend data and judicial and political developments indicate that business leaders can look for these trends not only to continue, but accelerate. With an impending responsibility to self-report violations of ACA and various of federal health plan mandates imminent, business leaders should brace to deal with any deficiencies in compliance in their 2014 and 2015 health plans much sooner than they might have expected following the Supreme Court’s King v. Burwell decision last week. President Obama made clear last week he views the King ruling as giving the Internal Revenue Service, Department of Labor and Department of Health & Human Services the all clear for full implementation and enforcement of ACA and other federal health plan rules. While these overall enforcement exposures will play out over the next several years, many employers are poised to experience the first bite of these new enforcement exposures over the next few months, when will require that employers that offered health coverage for employees in 2014 self-assess, report and pay stiff new excise tax penalties of $100 per day per violation when filing their 2014 tax return unless their program complied with all of a long list of ACA or other federal law mandates in addition to otherwise applicable exposures under the Employee Retirement Income Security Act (ERISA) and other laws. See, Businesses Must Confirm & Clean Up Health Plan ACA & Other Compliance Following Supreme Court’s King v. Burwell Decision. Since prompt self-audit and correction can help mitigate these liabilities, business leaders should act quickly to engage experienced legal counsel for their companies for help in evaluating, within the scope of attorney client privilege, the adequacy of their 2014 and 2015 health plan compliance, options for addressing potential exposures from any compliance deficiencies, and for advice and assistance to decide whether to offer health benefits going forward and if so, aid in designing and implementing their future health benefit program to enhance its defensibility. While businesses inevitably will need to involve or coordinate with their accounting, broker, and other vendors involved with the plans, businesses generally will want to get legal advice in a manner that preserves their potential to claim attorney-client privilege to protect against discovery in the event of future enforcement or litigation actions sensitive discussions and analysis about compliance audits, plan design choices, and other risk management and liability planning as well as to get help evaluating potential future plan design changes or proposed solutions to known or suspected liability exposures, particularly in light of complexity of the exposures and risks.
Recognized as a “Top” attorney in employee benefits, health care law extensively involved in health and human resources policy and program design and administration representation and advocacy throughout her career, Cynthia Marcotte Stamer is a practicing attorney and Managing Shareholder of Cynthia Marcotte Stamer, P.C., a member of Stamer│Chadwick │Soefje PLLC, author, pubic speaker, management policy advocate and industry thought leader with more than 27 years’ experience practicing at the forefront of employee benefits and human resources law.
A College of Employee Benefit Counsel, past Chair and current Welfare Benefit Committee Co-Chair of RPTE Section Employee Benefits Group, Tort & Insurance Practice Section Employee Benefits Committee, former Interest Group, an ABA Representative and Board Certified in Labor & Employment Law Ms.Stamer is recognized nationally and internationally for her practical and creative insights and leadership on health , human resources and insurance matters and policy.
Ms. Stamer helps management manage. Ms. Stamer’s legal and management consulting work throughout her 27 plus year career has focused on helping organizations and their management use the law and process to manage people, process, compliance, operations and risk. Highly valued for her rare ability to find pragmatic client-centric solutions by combining her detailed legal and operational knowledge and experience with her talent for creative problem-solving, Ms. Stamer helps public and private, domestic and international businesses, governments, and other organizations and their leaders manage their employees, vendors and suppliers, and other workforce members, customers and other’ performance, compliance, compensation and benefits, operations, risks and liabilities, as well as to prevent, stabilize and cleanup workforce and other legal and operational crises large and small that arise in the course of operations.
Common engagements include internal and external workforce hiring, management, training, performance management, compliance and administration, discipline and termination, and other aspects of workforce management including employment and outsourced services contracting and enforcement, sentencing guidelines and other compliance plan, policy and program development, administration, and defense, performance management, wage and hour and other compensation and benefits, reengineering and other change management, internal controls, , communications and training, worker classification, tax and payroll, investigations, crisis preparedness and response, government relations, safety, government contracting and audits, litigation and other enforcement, and other concerns.
Ms. Stamer uses her deep and highly specialized health, insurance, other knowledge and experience to help employers plan sponsors; health, pension plans, their fiduciaries, administrators and service providers, insurers, and others design legally compliant, effective compensation, health and other welfare benefit and insurance, severance, pension and deferred compensation, private exchanges, cafeteria plan , fringe benefit, salary and hourly compensation, bonus and other incentive compensation and related programs, products and arrangements. She is particularly recognized for her leading edge work, thought leadership and knowledgeable advice and representation on the design, documentation, administration, regulation and defense of self-insured and insured health and welfare benefit plans including private exchange and other health benefit choices, health care reimbursement and other “defined contribution” limited benefit, 24-hour and other occupational and non-occupational injury and accident, ex-patriate and medical tourism, onsite medical, wellness and other medical plans and insurance benefit programs as well as other qualified and nonqualified retirement and deferred compensation, severance s and compensation, insurance and savings plans, programs, products, services and activities. As a key element of this work, Ms. Stamer works closely with employer and other plan sponsors, insurance and financial services companies, plan fiduciaries, administrators, and vendors and others to design, administer and defend effective legally defensible employee benefits and compensation practices, programs, products and technology. She also continuously helps employers, insurers, administrative and other service providers, their officers, directors and others to manage fiduciary and other risks of sponsorship or involvement with these and other benefit and compensation arrangements and to defend and mitigate liability and other risks from benefit and liability claims including fiduciary, benefit and other claims, audits, and litigation brought by the Labor Department, IRS, HHS, participants and beneficiaries, service providers, and others. She also assists debtors, creditors, bankruptcy trustees and others assess, manage and resolve labor and employment, employee benefits and insurance, payroll and other compensation related concerns arising from reductions in force or other terminations, mergers, acquisitions, bankruptcies and other business transactions including extensive experience with multiple, high-profile large scale bankruptcies resulting in ERISA, tax, corporate and securities and other litigation or enforcement actions.
For additional information about Ms. Stamer, see www.cynthiastamer.com, or www.stamerchadwicksoefje.com the member of contact Ms. Stamer via email here or via telephone to (469) 767-8872.
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In the rush to finalize their health plan designs, contracts and documents for the upcoming 2014 plan year, employer and other health plan sponsors and fiduciaries should use care to review their insurance, broker, administrator and other health plan vendor agreements and vendor-provided plan documents, communications and processes to verify that vendor agreements and the plan designs, documentation, communications and processes they put in place appropriately hold service providers accountable, are legally compliant, appropriately tailored to defensably administer the plan in accordance with expectations, implement appropriate fiduciary and other performance and risk allocations and manage other exposures.
Many employer and other plan sponsors unknowingly expose themselves and management personnel participating in plan related decision-making to liability and costs by allowing costs or personality preferences to guide their vendor choices, rather than conducting a well-documented prudent review of their brokers and consultants, health plan insurers and other service providers, their bonding and other credentials, and the vendor-recommended plan designs, documentation, communications, credentials and processes.
Careful Vendor Selection & Contracting Foundation of Health Plan Compliance & Risk Management
As an initial matter, employers or others selecting plan vendors generally need to credential service providers to manage exposures under the fiduciary responsibility rules of the Employee Retirement Income Security Act of 1974 (ERISA). The fiduciary responsibility rules of ERISA generally impose upon the employer, member of its management or other parties possessing or exercising discretionary authority or control over the selection of plan service providers or vendors legal responsibility for the prudent selection and oversight of the service providers, their bonding and other credentials. Failing to conduct and keep documentation of this critical review can expose those participating in the vendor selection process to personal liability if plan funds or administration are mishandled as a result of the improper selection and oversight of the vendor.
Second, even when a vendor has a great reputation and credentials, employers or others also should carefully review the plan documentation, agreements, and communications provided by their brokers, administrative services providers, insurers and other health plan service providers to confirm that these materials are legally compliant, properly reflect the plan sponsors’ expectations about the plan terms, costs, and obligations, and otherwise designed to protect the employer’s goals and interests. While most plan sponsors and their management assume that the arrangements put in place by their broker, consultant or other service provider will take the necessary steps to properly document and implement the plan design, inadequacies in plan documentation, communications, administrative forms, processes and even plan design are common.
Even where plan vendors and advisors have the best of intentions, plan designs and documentation often fail to comply with applicable federal mandates, incorporate undesirable terms, or incorporate other provisions or deficiencies that unnecessarily leave the plan sponsor or members of its management exposed to avoidable fiduciary responsibility and liability for actions is being paid to perform, exculpate vendors from liability for failing to competently perform responsibilities, expose the plan or its sponsors to unnecessary penalties or other costs, have other weaknesses that leave the sponsor or its management exposed to significant costs, liabilities or both.
For these reasons and others, employer and other plan sponsors should make time to conduct a well-documented review of the fiduciary eligibility, bonding and other credentials, services agreements, plan documentation, communications, processes, and procedures proposed by their health plan vendors before finalizing vendor selections and implementing those documents.
Credentialing & Vendor Contracting Tips
To help determine the scope of review and risk, most employer or other plan sponsors and their management will find it helpful to begin by critically evaluating the credentials and contracts of the health plan brokers, consultants and service providers. This review should both verify these advisors have the bonding and other legal credentials to qualify to perform the role desired under ERISA, the scope of services and accountability undertaken by the service providers, and the responsibilities for which the employer or other appointing party will continue to bear for the proper documentation and administration of the plan after hiring these vendors.
The following are some basic guidelines that management or others making health plan vendor and design decisions generally will want to consider and document as part of their analysis when reviewing proposed health plan vendors and the plan designs, documentation, communications and procedures.
A formal background check performed with the consent of the service provider should prove and all of its employees and agents should be qualified to serve in a fiduciary role, are not disqualified or under investigation or other action that would disqualify them to act as a fiduciary or be bonded as required by ERISA, have no material complaint or dispute history with current or former clients or vendors, the Department of Labor, Department of Insurance, Internal Revenue Service or other relevant authorities, and have appropriate licensure, certifications, experience and reputation.
The service provider and its employees should enjoy an excellent reputation, verified by both broad background checks and detailed reference checks with both current and former clients, including clients who are not necessarily on the official reference list provided by the prospective service provider.
The service provider, its team, processes and procedures should have a history and currently be financially and operationally sound with significant experience and ability in the area.
The service provider should possess and be able to provide appropriate documentation of licensure, bonding, certifications and other credentials.
Due diligence should verify has the skill, equipment, staff, procedures, processes, qualifications and other capabilities to properly and reliably perform the tasks contemplated prudently and in accordance with applicable legal responsibilities.
Beyond credentialing the service provider and its personnel, a plan sponsor or other party participating in the selection of a service provider or its recommended plan designs or services also should critically review the proposed services agreement to verify that it properly protects the expectations and interests of the plan sponsor, its plan fiduciaries and other associated parties participating in the plan design and vendor selection process. Among other things, a review of the contract generally should verify that the following criteria are met:
The contract should clearly document the scope of plan services will provide under the agreement, the services will not provide, and the services only will provide at an additional charge, all charges and other requirements, and any other material expectations.
The contract should require the service provider to deliver plan services prudently in a manner that delivers the desired health benefits in a manner consistent with the purposes that justify the plan sponsor’s continued provision of the health benefits in accordance with the legal, operational, benefit and cost parameters applicable to the employer and its plan
The contract should provide plan services in a manner consistent with the plan sponsor’s overall plan design and related business practices.
The contract should deliver plan services in a manner consistent with the federal and state tax, labor, health care, contractual and other legal obligations applicable to the plan sponsor.
The contract should document the bonding, liability insurance, credentials and other qualifications of the service provider and require notification and appropriate recourse in the event of a material change in those credentials.
The contract should adequately minimize the exposure of the plan sponsor to legal liabilities arising from its participation in the contract, including fiduciary liability, vicarious liability, corporate negligence, and contractual liability.
The contract should establish and document the framework for an effective working relationship.
The contract should establish and document clear performance obligations applicable to the parties; the way compliance will be measured; and the consequences of any breach of those obligations.
The contract should incorporate the necessary provisions to fulfill the business associate agreement and other requirements concerning the creation, use, protection, access and disclosure of personal health information and other sensitive information about plan participants, beneficiaries and their costs needed to comply with the requirements of the Health Insurance Portability & Accountability Act privacy, security, breach notification, accounting and other individual rights, and business associate rules as updated in new regulations published in 2013 by the Office of Civil Rights.
The contract should provide access to necessary information including all records necessary to monitor and defend the plan, its design and administration, its compliance and prudent administration, including all disclosure, audit and reporting requirements.
The contract should define the breach notification and dispute resolution procedures, if any, that apply to disputes between the parties in a manner that does not unduly prejudice the plan sponsor’s ability to administer the plan; fulfill its legal obligations to covered persons and relevant regulators, or conduct other business activities.
The contract should clearly document the relationship between the standard plan provisions and the managed care procedures as well as fiduciary responsibility and accountability for, appropriately updated to comply with updated claims, appeals, and independent review organization requirements implemented since the enactment of the Patient Protection & Affordable Care Act, This should include a discussion regarding the extent to which the plan’s standard utilization, precertification, and medical necessity review procedures, coverage limitations and exclusions, proof of loss, and other provisions or replaced for care obtained under the managed care plan, as well as procedures and liability for deficiencies in administration resulting in liability to contracted physicians under managed care contracts pursuant to state law, loss of discounts, penalties or stop-loss coverage resulting from errors in administration and other federal and state liability risks of the plan, its fiduciaries and the employer.
The contract should require a third party administrator (TPA_ ensure that its provider contracts do not contain terms or provisions (other than as intended by the plan sponsor) that would undermine the enforceability of the plan sponsor’s benefit design.
The contract should require the service provider to ensure that contracting providers understand that their entitlement to payment or benefits depends upon satisfaction of all applicable terms and conditions of the plan and incorporate procedures to ensure the enforceability of these commitments.
The contract should bind the service provider to change its procedures in response to changes in the law or regulations that may be adopted from time to time.
The contract, if applicable, should require prudent processes to verify eligibility, coordinate coverage and perform other required functions.
The contract should include terms that preserve the subrogation rights of the plan.
The contract should require the TPA to warrant its authority to bind contracting providers and other parties whose cooperation and performance is required under the contract as part of the package of services to be delivered under the TPA’s proposal.
The contract should require the service provider to warrant that its agreement with other contracting providers does not conflict with the terms of the contract and ensures that these related providers are bound to perform in the manner contemplated by the contract.
The contract should require the service provider to perform all duties to prudently and in accordance with the law and hold the service provider legally accountable for liabilities and costs resulting from its omission to do so.
The contract should incorporate all performance guarantees including suitable accountability for noncompliance.
The contract should keep the right of the plan sponsor or fiduciary to terminate the vendor where prudent or otherwise legally required to fulfill responsibilities without inappropriate restrictions inconsistent with legal or operational responsibilities.
The contract should require appropriate indemnification or other accountability for non-performance with legal or other requirements and expectations.
The contract should include appropriate provisions to preserve access to plan administration and associated data as necessary to monitor plan costs, make future design decisions, and administer the plan and associated responsibilities even in the event of a termination of the vendor relationship.
While the credentialing questions and processes don’t eliminate all health plan related risks, they can help eliminate and manage many common legal and operational risks that often arising from health contracts and can help position an employer and members of its management to mitigate other potential exposures. The benefits of this careful credentialing and contract should be carried forward by careful crafting of plan documents and communications to match the allocations of responsibilities decided upon in the contracting process, the use of appropriate procedures to ensure that the appointed party handles those responsibilities and their associated communications, and the proper coordination of responses to potential problems in a manner that provides for defensible administration without blurring carefully crafted fiduciary and other role assignments.
In some instances, it may not be possible to secure the ideal contractual provisions. When this occurs, the documentation of the negotiations and the analysis of the advisability of proceeding with the contract, including any prudent backup arrangements needed to justify continuation should be maintained. Too often, brokers and consultants disparage contract negotiation and review recommendations of legal counsel by suggesting this is standard in the industry or that the request for negotiation and review suggests some lack of experience or other improper expectation by legal counsel or others suggesting the review. Such suggestions should be carefully scrutinized. While ideal provisions cannot always be obtained, it is rare that some improvement in the agreements is not possible. Even where this progress is not obtained, however, existing judicial and Labor Department enforcement clearly shows that the process of prudent review and analysis of proposed vendors and services is a required and necessary element of the vendor selection process for which parties making the decisions may face liability if they cannot prove the selection or retention was prudently conducted.
For Help or More Information
If you need help understanding or dealing with reviewing or negotiating your vendor agreements, or with other 2014 health plan decision-making or preparation, or with reviewing and updating, administering or defending your group health or other employee benefit, human resources, insurance, health care matters or related documents or practices, please contact Cynthia Marcotte Stamer.
A College of Employee Benefit Council, immediate past Chair of RPTE Employee Benefits & Other Compensation Group and current Co-Chair of its Welfare Benefit Committee, Vice-Chair of the ABA TIPS Employee Benefits Committee, a council member of the ABA Benefits, and past Interest Group, Ms. Stamer is recognized, internationally, nationally and locally for her more than 25 years of work, advocacy, education and publications on cutting edge health and managed care, employee benefit, human resources and related workforce, insurance and financial services, and health care matters.
A board certified labor and employment attorney widely known for her extensive and creative knowledge and experienced with these and other employment, employee benefit and compensation matters, Ms. Stamer continuously advises and assists employers, sponsoring employers, fiduciaries, insurers, administrators, service providers, insurers and others to monitor and respond to evolving legal and operational requirements and to design, administer, document and defend medical and other welfare benefit, qualified and non-qualified deferred compensation and retirement, severance , compensation, and human resources, management and other programs and practices tailored to the client’s human resources, employee benefits or other management goals. A primary drafter of the Bolivian Social Security pension privatization law, Ms. Stamer also works extensively with management, service provider and other clients to monitor legislative and regulatory developments and to deal with Congressional and state legislators, regulators, and enforcement officials about regulatory, investigatory or enforcement concerns.
Recognized in Who’s Who In American Professionals and both an American Bar Association (ABA) and a State Bar of Texas Fellow, Ms. Stamer serves on the Editorial Advisory Board of Employee Benefits News, HR.com, Insurance Thought Leadership, Solutions Law Press, Inc. and other publications, and active in a multitude of other employee benefits, human resources and other professional and civic organizations. She also is a widely published author and highly regarded speaker on these matters. Her insights matters appear in the Bureau of National Affairs, Spencer Publications, the Wall Street Journal, the Dallas Business Journal, the Houston Business Journal, Modern and many other national and local publications. Her widely respected publications and programs include more than 25 years of publications on health plan contracting, design, administration and risk management including a “Managed Care Contracting Guide” published by the American Health Lawyers Association and numerous other works on vendor contracting. You can learn more about Ms. Stamer and her experience, review some of her other training, speaking, publications and other resources, and register concerns from Ms. Stamer here.
President Obama’s declaration today (October 1, 2012) of October as National Disability Employment Awareness Month reminds business that U.S. businesses and their leaders need to tighten their disability discrimination risk management and compliance in light of the Obama Administration’s emphasis on aggressively interpreting and enforcing disability discrimination laws, rising private plaintiff lawsuits and other recent regulatory and judicial changes. With the Administration expected to step up further its already substantial educational outreach to the disabled and their advocates, U.S. employers should brace for this month’s celebration to fuel even more disability discrimination claims and other activity by the disabled and their activists.
Since taking office, President Obama has make enforcing and expanding the rights of the disabled in employment and other areas a leading priority.
In his proclamation today, President Obama reaffirmed his often stated commitment to the aggressive enforcement of disability laws and other efforts to promote opportunities for disabled individuals, stating:
“[My Administration remains committed to helping our businesses, schools, and communities support our entire workforce. To meet this challenge,… we are striving to make it easier to get and keep those jobs by improving compliance with Section 508 of the Rehabilitation Act.”
As the administration marks the month, U.S. employers and other business leaders can expect the Obama Administration will be stepping up its already aggressive outreach to disabled Americans to promote awareness of their disability law rights and tools for asserting and enforcing these rights. See, e.g. October Is National Disability Employment Awareness Month (NDEAM).
The ADA, for instance, generally prohibits disability discrimination and requires employers to make reasonable accommodations to employees’ and applicants’ disabilities as long as this does not pose an undue hardship. Violations of the ADA can expose businesses to substantial liability. Violations of the ADA may be prosecuted by the EEOC or by private lawsuits. Employees or applicants that can prove they experienced prohibited disability discrimination under the ADA generally can recover actual damages, attorneys’ fees, and up to $300,000 of exemplary damages (depending on the size of the employer).
In recent years, amendments to the original provisions of the ADA have made it easier for plaintiffs and the EEOC to prove disabled status of an individual. Businesses should exercise caution to carefully document legitimate business justification for their hiring, promotion and other employment related decisions about these and other individuals who might qualify as disabled. Provisions of the ADA Amendments Act (ADAAA) that expand the definition of “disability” under the ADA, As signed into law on September 25, 2008, the ADAAA amended the definition of “disability” for purposes of the disability discrimination prohibitions of the ADA to make it easier for an individual seeking protection under the ADA to establish that has a disability within the meaning of the ADA. The ADAAA retains the ADA’s basic definition of “disability” as an impairment that substantially limits one or more major life activities, a record of such an impairment, or being regarded as having such an impairment. However, provisions of the ADAAA that took effect January 1, 2009 change the way that these statutory terms should be interpreted in several ways. Most significantly, the Act:
Changes the definition of “regarded as” so that it no longer requires a showing that the employer perceived the individual to be substantially limited in a major life activity, and instead says that an applicant or employee is “regarded as” disabled if he or she is subject to an action prohibited by the ADA (e.g., failure to hire or termination) based on an impairment that is not transitory and minor; and
Provides that individuals covered only under the “regarded as” prong are not entitled to reasonable accommodation.
The ADAAA also emphasizes that the definition of disability should be construed in favor of broad coverage of individuals to the maximum extent permitted by the terms of the ADA and generally shall not require extensive analysis. In adopting these changes, Congress expressly sought to overrule existing employer-friendly judicial precedent construing the current provisions of the ADA and to require the EEOC to update its existing guidance to confirm with the ADAAA Amendments. Under the leadership of the Obama Administration, the EEOC and other federal agencies have embraced this charge and have significantly stepped up enforcement of the ADA and other federal discrimination laws.
Recent enforcement, regulatory and other activities by the EEOC show that the EEOC is enthusiastically moving forward to exercise its regulatory and enforcement powers under these enhanced ADA provisions to tighten requirements for employers and to enforce its rules. See e.g., Leprino Foods To Pay $550K To Settle OFCCP Charge Pre-Hire Screening Test Illegally Discriminated « As EEOC Steps Up ADA Accommodation Enforcement, New DOD Apple App, Other Resources Released; Wal-Mart Settlement Shows ADA Risks When Considering Employee Return To Work Accommodation Requests & Inquiries; Employer Pays $475,000 To Settle ADA Discrimination Lawsuit Challenging Medical Fitness Testing For EMTs, Firefighters & Other Public Safety Worker’s.
Rising Rehabilitation Act Risks For Government Contractors
Beyond the generally applicable risks applicable to all employers of more than 15 employees under the ADA, federal and state government contractors face more responsibilities and risks.
Subject to limited exceptions, government contractors providing services or supplies on ARRA or other government-funded contracts or projects must comply both with generally applicable employment discrimination requirements and special statutory and contractual nondiscrimination, affirmative action, and recordkeeping requirements applicable government contractors. For instance, federal law generally requires government contractors to comply with the special equal employment opportunity requirements of Executive Order 11246 (EO 11246); Section 503 of the Rehabilitation Act of 1973 (Section 503); and the Vietnam Veterans’ Readjustment Assistance Act of 1974 (VEVRAA). Pursuant to these laws, business with the federal government, both contractors and subcontractors, generally must follow a number of statutory and contractual requirements to follow the fair and reasonable standard that they not discriminate in employment on the basis of sex, race, color, religion, national origin, disability or status as a protected veteran. OFCCP generally audits and enforces these requirements. Memo to Funding Recipients: Compliance with Applicable Nondiscrimination and Equal Opportunity Statutes, Regulations, and Executive Orders.
OFCCP has made clear that it will conduct compliance evaluations and host compliance assistance events to ensure that federal contractors comply and are aware of their responsibilities under EO 11246, Section 503 and VEVRAA.
While many government contractors may be tempted to become complacent about OFCCP exposures based on reports of the OFCCP’s relatively low enforcement in the past, see Report Says OFCCP Enforcement Data Show Infrequent Veteran, Disability Bias Findings | Bloomberg BNA recent enforcement data documents OFCCP is getting much more serious and aggressive about auditing and enforcing compliance with its affirmative action and other requirements against government contractors under the Obama Administration. See, OFCCP Enforcement Data is Available on a New DOL Website. See also, Affirmative Action Update: OFCCP Enforcement Statistics Show Increase in Violations. The readiness of OFCCP to enforce its rules is illustrated by the settlement of an OFCCP action filed against federal contractor Nash Finch Co. (Nash Finch) announceed last week. Under the settlement, Nash Finch to pay $188,500 in back wages and interest and offer jobs to certain women applicants who OFCCP charged Nash rejected for the entry-level position of order selector at the company’s distribution facility in Lumberton, Minnesota. See Settlement of OFCCP Employment Discrimination Charge Reminder To ARRA, Other Government Contractors Of Heightened Enforcement Risks.
These government contractor disability discrimination risks are particularly acute where the government contractor works on or provides supplies on contacts or projects funded in whole or in part by monies provided under ARRA. When the contract or project in question receives any funding out of the $787 billion of stimulus funding provided by ARRA, special OFCCP rules applicable to ARRA funded projects necessitates that federal contractors exercise special care to understand and meet their responsibilities and manage associated exposures. GINA & Other Medical Information Nondiscrimination & Privacy Risks
Employers also need to use care to ensure that their hiring and other employment practices, as well as their employee benefits, workers’ compensation and wellness practices are up to date and properly managed to mitigate exposures under laws like the Genetic Information and Nondiscrimination Act (GINA), the ADA’s medical information privacy requirements, as well as the privacy and nondiscrimination rules of the Health Insurance Portability & Accountability Act and other relevant federal and state laws.
Signed into law by President Bush on May 21, 2008 and in effect since November 21, 2009, for instance, Title VII of GINA amended the Civil Rights Act to prohibit employment discrimination based on genetic information and to restrict the ability of employers and their health plans to require, collect or retain certain genetic information. Under GINA, employers, employment agencies, labor organizations and joint labor-management committees face significant liability for violating the sweeping nondiscrimination and confidentiality requirements of GINA concerning their use, maintenance and disclosure of genetic information. Employees can sue for damages and other relief like now available under Title VII of the Civil Rights Act of 1964 and other nondiscrimination laws. For instance, GINA’s employment related provisions include rules that:
Regulate the collection, use, access and disclosure of genetic information by employer sponsored and certain other health plans.
These employment provisions of GINA are in addition to amendments to HIPAA, the Employee Retirement Income Security Act of 1974 (ERISA), the Public Health Service Act, of 1986, and Title XVIII (Medicare) of the Social Security Act that are effective for group health plan for plan years beginning after May 20, 2009. Under these HIPAA and GINA rules, health plans generally may not make certain medical inquiries or discriminate against employees or their family members based on family or individual medical history or genetic information. In addition, health plans and others are required to safeguard personal medical information and may only share that information only under very limited circumstances requiring specific documentation be in place and that the parties can prove that the access and use of that information is appropriately restricted. Violation of these and other rules can have significant civil and in some cases even criminal liabilities for companies, plans, plan fiduciaries and company officials that take part in violations of these rules.
Businesses Should Act To Manage Risks
The ADAAA amendments, the Rehabilitation Act’s expanded reach, and the Obama Administration’s emphasis on enforcement make it likely that businesses generally will face more disability claims from a broader range of employees and will have fewer legal shields to defend themselves against these claims. These changes will make it easier for certain employees to qualify and claim protection as disabled under the ADA, the Rehabilitation Act, and other disability discrimination laws.
All U.S. businesses should review and tighten the adequacy of their existing practices to promote and document compliance. These efforts should focus on all relevant hiring, recruitment, promotion, compensation, recordkeeping and reporting policies and practices internally, as well as those of any recruiting agencies, subcontractors or other business partners whose actions might impact on compliance.
In light of these and other developments and risks, businesses generally should act cautiously when dealing with applicants or employees with actual, perceived, or claimed physical or mental impairments to minimize exposures under the ADA, the Rehabilitation Act and other laws. Management should exercise caution to carefully and appropriately assess and identify the potential legal significance of physical or mental impairments or conditions that might be less significant in severity or scope, correctable through the use of eyeglasses, hearing aids, daily medications or other adaptive devices, or that management might be tempted to assume fall outside the ADA’s scope.
Likewise, businesses should be ready for the EEOC, OFCCP and the courts to treat a broader range of disabilities, including those much more limited in severity and life activity restriction, to qualify as disabling for purposes of the Act. Businesses should assume that a greater number of employees with such conditions are likely to seek to use the ADA as a basis for challenging hiring, promotion and other employment decisions. For this reason, businesses generally should tighten job performance and other employment recordkeeping to enhance their ability to demonstrate nondiscriminatory business justifications for the employment decisions made by the businesses.
Businesses also should consider tightening their documentation regarding their procedures and processes governing the collection and handling records and communications that may contain information regarding an applicant’s physical or mental impairment, such as medical absences, worker’s compensation claims, emergency information, or other records containing health status or condition related information. The ADA generally requires that these records be maintained in separate confidential files and disclosed only to individuals with a need to know under circumstances allowed by the ADA.
As part of this process, businesses also should carefully review their employment records, group health plan, family leave, disability accommodation, and other existing policies and practices to comply with, and manage exposure under the genetic information nondiscrimination and privacy rules enacted as part of GINA, the health care privacy rules of the HIPAA, and the medical record privacy rules of the ADA. Particular care should be used when planning wellness, health risk assessment, work-related injury, family or other medical leave or related programs, all of which raise particular risks and concerns.
In the face of the rising emphasis of OFCCP, the EEOC and other federal and state agencies on these audit and enforcement activities, government contractors should exercise additional efforts beyond these generally recommended steps. Among other things, these steps should include the following:
Government contractors and subcontractors should specifically review their existing or proposed contracts and involvements to identify projects or contracts which may involve federal or state contracts or funding that could trigger responsibility. In this respect, businesses should conduct well-documented inquiries when proposing and accepting contracts to ensure that potential obligations as a government contractor are not overlooked because of inadequate intake procedures. Businesses also should keep in mind that ARRA and other federal program funds often may be filtered through a complex maze of federal grants or program funding to states or other organizations, which may pass along government contractor status and liability when subcontracting for services as part of the implementation of broader programs. Since the existence of these obligations often is signaled by contractual representations in the contracts with these parties, careful review of contractual or bid specifications and commitments is essential. However, it also generally is advisable also to inquire about whether the requested products or services are provided pursuant to programs or contracts subject to these requirements early in the process.
In addition to working to identify contracts and arrangements that are covered by OFCCP or other requirements, government contractors and other businesses also should reconfirm and continuously monitor the specific reporting, affirmative action, and other requirements that apply to any programs that may be subject to OFCCP requirements to ensure that they fully understand and implement appropriate procedures to comply with these conditions as well as pass along the obligation to make similarly necessary arrangements to any subcontractors or suppliers that the government contractor involves as a subcontractor.
Throughout the course of the contract, the government contractor also should take steps to maintain and file all required reports and monitor and audit operational compliance with these and other requirements.
The organization should develop and administer appropriate procedures for monitoring and investigating potential compliance concerns and maintaining documentation of that activity. Any known potential deficiencies or complaints should be promptly investigated and redressed with the assistance of qualified counsel in a prompt manner to mitigate potential risks.
Documentation should be carefully retained and organized on a real time and continuous basis to faciliate efficiency and effectiveness in completing required reports, monitoring compliance indicators and responding to OFCCP, EEOC or private plaintiff charges as well as other compliance inquiries.
Any audit inquiries or charges should be promptly referred to qualified legal counsel for timely evaluation and response.
When available and affordable, management should consider securing appropriate employment practices liability coverage, indemnification from business partners and other liability protection and assurance to help mitigate investigagtion and defense costs.
Board members or other senior management should include periodic review of compliance in their agenda.
If you have any questions or need help reviewing and updating your organization’s employment and/or employee practices in response to the Rehabilitation Act, ADA, GINA or other applicable laws, or if we may be of help with regard to any other workforce management, employee benefits or compensation matters, please do not hesitate to contact Board Certified Labor and Employment Attorney and Management Consultant Cynthia Marcotte Stamer at 469.767.8872.
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Businesses concerned about Obama Administration-backed efforts to promote its pro-labor agenda must stay diligent despite the set back suffered by the National Labor Relations Board (NLRB) in its attempt to a Federal Judge to challenge state laws that purport to require secret balloting in union elections in NLRB v. State of Arizona.
Federal District Judge Frederick J. Martone handed the NLRB a temporary setback in its campaign to prevent states from enacting legislation that would interfere with NLRB efforts to strengthen labor organizing powers by restricting secret ballot protections when he rejected the NLRB claims that an Arizona Constitutional Amendment mandating secret balloting in union elections was an unconstitutional infringement on the NLRB’s powers in his September 5, 2012 decision in NLRB v. State of Arizona, the Court left the door open for a potentially successful challenge to the Arizona secret ballot amendment in the future depending on how Arizona applies the law. Furthermore, considered in the context of the Obama Administration’s broader pro-union regulatory and enforcement agenda, the NLRB’s challenge to the Arizona and other state secret ballot laws reminds businesses that their operation face a minefield of mounting labor-management relations risks icluding many that create traps for management sometimes even in the case of non-union workplaces. In light of these expanding exposures, business leaders should update their policies and practices to mitigate the rising risks while keeping a close eye on the Obama Administration’s ongoing effort to expand the power of organized labor by challenging secret ballot mandates in Arizona and other states and the plethora of other pro-union regulatory and enforcement efforts.
NLRB Attacks On Workers’ Secret Balloting Rights
Undermining worker’s secret ballot rights is a key initiative that organized labor with the support of the Obama Administration has promoted to help union organization efforts.
Secret balloting of workers in union organizing elections is designed to promote the ability of worker’s to vote their wishes free from the fear of retaliation by unions or management. It has been a key element of the NLRA since its enactment.
The current method for workers to form a union in a particular workplace generally is a two-step process that begins with the submission by organizers to the NLRB of a petition or authorization card signed by at least 30% of the employees requesting recognition of the union. Under existing law, once the NLRB verifies that the organizers have met the petition or authorization card requirement, it generally orders a secret ballot election unless more than 50% of the workers have signed authorization cards and either:
The employer notifies the NLRB that it is waiving the secret ballot and voluntarily recognizing the union; or
The NLRB orders the employer to recognize a union based on the NLRB’s determination that the employer has engaged in unfair labor practices that make a fair election unlikely.
Since the Obama Administration came to power, however, labor with the support of the NLRB and the Obama Administration have included efforts to eliminate or get around secret balloting as part of their broader campaign to strengthen and promote unions and their power. These efforts are reflected in the sharp increase in orders by the NLRB with new Obama appointees that employers recognize unions without balloting, the Obama Administration and Congressional Democrats are pushing to enact the Employee Free Choice Act, which would make union recognition mandatory without any balloting when the NLRB verifies that over 50% of the employees signed authorization cards, and challenges to state laws that would impede these efforts like that brought against the State of Arizona. While Congressional Democrats and the Administration have thus far failed to get the legislation passed, they continue to voice their support for and intention to pursue its enactment after the elections in November.
NLRB’s Challenge To Arizona Constitution’s Secret Ballot Provision
In NLRB v. State of Arizona, Judge Frederick J. Martone on September 5, 2012 handed the NLRB a temporary setback in its campaign to prevent states from enacting legislation that would interfere with its efforts to avoid or cut secret ballot protection when it granted the State of Arizona’s motion to dismiss the case but left the door open for future action.
As Federal legislation and enforcement actions that would limit workers’ rights to vote in a secret ballot rights have continued, Arizona and various other states have enacted laws to protect secret ballot rights in their states.
In January 2011, the NLRB advised Arizona and three other states that recently adopted “secret-ballot amendments” conflicted with longstanding federal labor law by restricting the methods by which employees can choose a union. When no agreement could be reached, the NLRB filed suit to have the Arizona amendment declared unconstitutional.
The Arizona lawsuit challenged a 2010 constitutional amendment to the Arizona Constitution that states”[t]he right to vote by secret ballot for employee representation is fundamental and shall be guaranteed where local, state or federal law permits or requires elections, designations or authorizations for employee representation.” Arizona Constitution, Article 2 § 37. In its lawsuit, the NLRB asked the Federal Court to declare Article 2 § 37 unconstitutional and preempted to the extent that it applies to private employers, private employees, and labor organizations subject to the NLRA on the grounds that the state secret ballot rule “creates a state forum to protect employee representation rights, a task which Congress assigned exclusively to the NLRB.
Among its other efforts to defend the statute, Arizona argued there was no preemption because the state’s “guarantee” of a secret ballot election would only apply if the voluntary recognition option is not selected.
In reaching its ruling, the Federal Court hung its hat on this argument. “It is possible that state litigation invoking (the amendment) may impermissibly clash with the NLRB’s jurisdiction to resolve disputes over employee recognition, conduct secret ballot elections, and address unfair labor practices,” Judge Martone wrote. However, because the amendment has not yet been applied, Judge Martone wrote that he could not assume that it would conflict with the NLRA.
Arizona Decision A Temporary Victory In Battle In Labor-Management Relations War
While the court rejected the NLRB challenge of the Arizona secret ballot requirement this week, the NLRB’s announced disagreement with the decision coupled with the limited scope of the ruling makes clear that businesses watch for another NLRB challenge based on the implementation of the law as well as other new regulatory and enforcement traps for employers.
The court battle over Arizona’s secret ballot amendment is just one of the many areas where the NLRB under the Obama Administration is pursuing a pro-union agenda. In addition to challenging state laws that might operate to restrict union organizing or other activities, the NLRB also has adopted and is promoting the adoption of other pro-labor rules as well as stepping up enforcement on behalf of labor. See e.g., NLRB Moves To Promote Non-Union Employee Use of Collective Action Rights By Launching Webpage; NLRB Report Shows Rise In Unfair Labor Practice Complaints Formal Proceedings Comments Feed; NLRB Settlement Shows Care Necessary When Using Social Networking & Other Policies Restricting Employee Communications. As part of these efforts, for instance, the NLRB increasingly is challenging the authority of employers to enforce mandatory arbitration provisions in employee handbooks or employment agreements, to regulate social media, and to engage in a broad range of other common employer practices while at the same time, it is using its regulatory powers to promote employer posting and other requirements designed to educate workers about their organizational rights. As many of these new rules apply both to unionized workplaces and ununionized workplace, these and other evolving rules often leave all employers to significant and often underappreciated labor law risks in a broad range of circumstances. This risk tends to take on particular significance for unorganized workforces due to a low awareness or appreciation of these changes or their implications on unorganized workforces by their management team. Mistakes are increasingly costly in the current enforcement environment.
Costly Consequences For Employers
The statistics show the cost of management mishandling of labor relations in today’s environment is expensive and growing. This pro-labor regulatory and enforcement agenda as resulted in a significant rise in NLRB unfair labor practice charges in recent years. According to NLRB statistics, the number of unfair labor practice charges brought by the NLRB steadily rose from 2009 to 2011. The number of charges filed by was 1,342 in 2011, 1,242 in 2010, 1,166 in 2009 and 1,108 in 2008. Moreover, NLRB statistics also document that backpay and other remedies also have risen sharply during this period. For instance, in 2008, the NLRB ordered a total of $68,800,000 in backpay, fees, dues and fines in 9,400 cases. In contrast, in 2009, the NLRB ordered $77,700,000 in backpay, fees, dues and fines against employers even though the number of cases dropped to 8,700,000 cases. This trend continued in 2010, where out of 8,300 cases, the NLRB ordered employers to pay $86,100,000 in backpay, fees, dues and fines. See NLRB Statistics. See also NLRB Case Decisions.
In light of this increased activism, employers should exercise care when using mandatory arbitration, compensation gag rule, or other similar provisions; dealing with requests for employee representation by union and non-union employees in organizing, contracting and even disciplinary actions; establishing and administering social networking, communication and other policies; and a wide range of other situations. In addition, employers concerned about these or other labor activities should consult competent counsel for advice about appropriate options and risks for dealing with these activities.
If you have any questions or need help reviewing and updating your organization’s employment and/or employee practices in response to the NLRA or other applicable laws, or if we may be of assistance with regard to any other workforce management, employee benefits or compensation matters, please do not hesitate to contact Cynthia Marcotte Stamer.
About The Author
Management attorney and consultant Cynthia Marcotte Stamer helps businesses, governments and associations solve problems, develop and implement strategies to manage people, processes, and regulatory exposures to achieve their business and operational objectives and manage legal, operational and other risks.
Board certified in labor and employment law with more than 20 years human resource, employee benefits experience, Ms. Stamer helps businesses manage their people-related risks and the performance of their internal and external workforce though appropriate human resources, employee benefit, worker’s compensation, insurance, labor management, outsourcing and risk management strategies domestically and internationally.
Recognized in the International Who’s Who of Professionals and bearing the Martindale Hubble AV-Rating, Ms. Stamer also is a highly regarded author and speaker, who regularly conducts management and other training on a wide range of labor and employment, employee benefit, human resources, internal controls and other related risk management matters. Her writings frequently are published by , Aspen Publishers, Bureau of National Affairs, the American Health Lawyers Association, SHRM, World At Work, Government Institutes, Inc., Atlantic Information Services, Employee Benefit News, and many others. For a listing of some of these publications and programs, see here. Her insights on human resources risk management matters also have been quoted in The Wall Street Journal, various publications of The Bureau of National Affairs and Aspen Publishing, the Dallas Morning News, Spencer Publications, Health Leaders, Business Insurance, the Dallas and Houston Business Journals publications. Chair of the ABA RPTE Employee Benefit and Other Compensation Committee, a council member of the ABA Benefits, and the Legislative Chair of the Dallas Human Resources Management Association Government Affairs Committee, she also serves in leadership positions in many human resources, corporate compliance, and other professional and civic organizations. For more details about Ms. Stamer’s experience and other credentials, contact Ms. Stamer, information about workshops and other training, selected publications and other human resources related information, see here or contact Ms. Stamer via telephone at 469.767.8872 or via e-mail to [email protected]
If you find this of interest, you also be interested reviewing some of Ms. Stamer’s other recent updates, including:
©2012 Press, Inc. All other rights reserved.
This week’s announcement by the U.S. Justice Department of the largest residential fair lending settlement in history on December 21, 2011 highlights the widening scope of exposures that U.S. businesses face under a broad range of federal Civil Rights and other discrimination laws. The settlement shows that discrimination risks are rising and that employment discrimination is only part of the problem. In addition to managing employment discrimination exposures in their employment practices, many businesses and business leaders also need to take steps to adequately recognize and provide policies, management controls and training to maintain compliance with federal disability and other discrimination laws prohibiting discrimination against disabled or other customers or others with whom they do business.
Human resources and other management leaders should move quickly to help their organizations manage these risks and responsibilities.
Countrywide Settlement
This week’s Justice Department settlement with Countrywide Financial Corporation and its subsidiaries (Countrywide) provides for payment of $335 million in compensation to the more than 200,000 qualified African-American and Hispanic borrowers that Federal officials allege were victims of the widespread pattern or practice of illegal discrimination against qualified African-American and Hispanic borrowers by Countrywide while Countrywide served as one of the nation’s largest single-family mortgage lenders and originated more than 4 million residential mortgage loans. Bank of America now owns Countrywide.
Federal officials charged Countrywide engaged in discriminatory mortgage lending practices against more than 200,000 qualified African-American and Hispanic borrowers from 2004 through 2008. The Justice Department claimed it uncovered a pattern or practice of discrimination involving victims in more than 180 geographic markets across 41 states and the District of Columbia. These discriminatory acts allegedly included widespread violations of the Fair Housing Act and the Equal Credit Opportunity Act, and resulted in African-American and Hispanic borrowers being charged higher rates for mortgage loans – solely because of their race or national origin.
According to Attorney General Eric Holder, today’s settlement will compensate the more than 200,000 African-American and Hispanic borrowers who were victims of discriminatory conduct, including more than 10,000 African-American or Hispanic borrowers who – despite the fact that they qualified for prime loans – were steered into subprime loans. Subprime borrowers pay higher penalties and higher interest rates, have a greater likelihood of default and foreclosure than with prime loans, and other damages.
When announcing the settlement, Attorney General Holder reaffirmed the Obama Administration’s commitment to finding and prosecuting businesses that engage in illegal discriminatory practices. To read Attorney General Eric Holder’s remarks, click here.
Discrimination Obama Administration Priority
Enforcing disability discrimination laws is a high priority of the Obama Administration Business leaders increasingly recognize the need to tighten procedures to manage disability discrimination risks.
Human resources and other business leaders often recognize human resource related discrimination risks as requiring management. The heightened emphasis of the Obama Administration on disability regulation and enforcement clearly is raising business responsibilities and exposures under these employment laws. In order to manage these exposures effectively, however, it is important that businesses and their human resources leaders do not take for granted the adequacy of their current efforts in light of the Obama Administration’s aggressive regulatory and enforcement agenda in this area. See e.g., Affordable Care Act To Require Health Plans Cover Contraception & Other Women’s Health Procedures In 2012; EEOC Finalizes Updates To Disability Regulations In Response to ADA Amendments Act; Update Employment Practices To Manage Genetic Info Discrimination Risks Under New EEOC Final GINA Regulations; EEOC Attacks Medical Leave Denials As Prohibited Disability Discrimination; Labor Secretary Comments Highlight Federal Protections & Resources To Support Veteran’s Employment Rights.
Employment discrimination risks are not the only discrimination exposures that U.S. organizations need to be concerned about, however. The Countrywide settlement joins a lengthy list of settlements and other actions by the Obama Administration against businesses and government entities for alleged violations of U.S. civil rights and other nondiscrimination laws. See, e.g. Businesses Face Rising Disability Discrimination Enforcement Risks; New Obama Administration Affirmative Action Guidance Highlights Organization’s Need To Tighten Nondiscrimination Practices; OFCCP Proposed Increased Disability Hiring Targets, Other Tougher Government Contractor Rules another Sign Of Rising Employment Discrimination Risks; Incentives To Get Employee Into Wellness Education Requires Legal Risk Management; New School Racial Accommodation Guidance Gives Important Insights For Schools & Other Organizations On Obama Administration Affirmative Action Enforcement; Justice Department Landlord Suit Shows Businesses Face Rising Disability Discrimination Enforcement Risks; Big Penalty for Lender Shows Risks of Violating Military Service or Vets Rights; OCR Requires Rhode Island DHS To Provide Translation, Other Services For Limited English, Other Language Impaired Accommodations.
These regulatory, audit, enforcement and other actions show that private businesses and state and local government agencies alike should exercise special care to prepare to defend their employment and other business practices against potential disability or other Civil Rights discrimination challenges on a broad range of fronts.
HR Key Player
Human resources professionals are key players to efforts to effectively manage their organization’s overall discrimination risks and responsibilities by managing compliance throughout the organization.
All organizations, whether public or private need to make sure both that their organizations, their policies, and people in form and in action understand and comply with current disability and other nondiscrimination laws. When reviewing these responsibilities, many state and local governments and private businesses may need to update their understanding of current requirements.
Federal nondiscrimination and other laws have been expanded or modified in recent years by statutory, regulatory or enforcement changes, risk management efforts should begin with an assessment of the adequacy of existing policies and practices in light of the latest rules and enforcement actions. Based on this assessment, business and governmental organizations should update policies and procedures as required, tighten documentation, and conduct ongoing, well-documented audits and training to mitigate exposures.
Human resources and other management leaders should position their organizations to guard against rising enforcement of these laws by updating policies, oversight and training to ensure that their workers and business partners recognize and know how to conduct themselves properly to fulfill responsibilities to persons with disabilities or others with whom the business deals who may be protected under Federal or state disability discrimination laws. In addition to adopting and training workers on policies requiring compliance with these laws, businesses should include contractual provisions requiring compliance with these laws in leases and other relevant business contracts. Most businesses also may want to provide and post information about processes that customers or others who may have a concern about the needs of persons with these special needs to position the business to address concerns that otherwise might go unnoticed until they arise to the level of an agency or other legal complaint.
If you need assistance in conducting a risk assessment of or responding to a challenge to your organization’s existing policies or practices for dealing with the issues addressed in these publications or other compliance, labor and employment, employee benefit, compensation, internal controls or other management practices, contact attorney Cynthia Marcotte Stamer.
For Help With Compliance, Risk Management & Defense
If you need help in auditing or assessing, updating or defending your organization’s compliance, risk manage or other internal controls practices or actions, please contact attorney Cynthia Marcotte Stamer here or at (469)767-8872. If you found this update of interest, you also may be interested in reviewing some of the other updates and publications authored by Ms. Stamer available at www.cynthiastamer.com.
Board Certified in Labor & Employment Law management attorney and consultant Ms. Stamer is nationally and internationally recognized for more than 24 years of work helping employers and other management; employee benefit plans and their sponsors, administrators, fiduciaries; employee leasing, recruiting, staffing and other professional employment organizations; and others design, administer and defend innovative workforce, compensation, employee benefit and management policies and practices. Her experience includes extensive work helping employers carry out, audit, manage and defend union-management relations, wage and hour, discrimination and other labor and employment laws, , internal investigation and discipline and other workforce and internal controls policies, procedures and actions. The Chair of RPTE Employee Benefits & Other Compensation Committee, a Council Representative on the ABA Benefits, Government Affairs Committee Legislative Chair for the Dallas Human Resources Management Association, and past Interest Group, Ms. Stamer works, publishes and speaks extensively on management, re-engineering, investigations, human resources and workforce, employee benefits, compensation, internal controls and risk management, federal sentencing guideline and other enforcement resolution actions, and related matters. She also is recognized for her publications, industry leadership, workshops and presentations human resources concerns and regularly speaks and conducts training on these matters. For more information about Ms. Stamer and her experience or to get access to other publications by Ms. Stamer see here or contact Ms. Stamer directly.
©2011 Press, Inc..
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https://slphrbenefitsupdate.com/tag/risk-management/page/2/
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The talk will be a brief over view of how information security as an impact on all of our lives. From the stay at home mum, who does all her shopping on line, to the business person who runs an e-tailer.
The talk will try to show how information security should be an important part of all of our lives. Our passwords, our identity, a companies repetition are all require good information security management, on an individual level.
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https://bsideslondon2014.sched.com/event/1hi2nU8/why-information-security-should-be-important-to-all-of-us
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Step 3: In the Add-ons Manager tab Choose the Extension or Appearance Panel.
Step 3: Select IMPORTANTUPDATES.VBS and other suspicious extensions and click on Uninstall button.
Once IMPORTANTUPDATES.VBS is Get Rid Of successfully then close all opened windows of Mozilla Firefox and Re-Start browser to complete the process.
Step 2: Select Tools and then Manage Add-ons option. Toolbars and Extension tab.
Step 3: Select IMPORTANTUPDATES.VBS and other unwanted extensions Disable button.
Note:- When you will click on Disable button a dialog box will appear to inform you that going to disable the selected toolbar and some additional tool bar might be disable as well, ignore it and click ->Disable. Again Restart the IE once IMPORTANTUPDATES.VBS is Uninstall to complete the process.
Deletion Of IMPORTANTUPDATES.VBS From Microsoft Edge
Step 1: Launch Microsoft Edge web browser and Click on More (….) icon.
Step 2: Choose Settings: select a specific page or pages from under the Open option.
Step 3: Select Custom option and enter the URL of the page that you wish set as your browser homepage.
Note: Well, Microsoft Edge does not have extensions hence you will need to reset your browser homepage in order to Uninstall IMPORTANTUPDATES.VBS from your Edge browser.
Steps 2: Click on view Advance setting option.
Step 3: Press Add new option from Search in the address bar with option.
Step 4: Enter your favorite search engine url and press Add as default.
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http://removespyware.antivirus-software.biz/tutorial-to-get-rid-of-importantupdates-vbs-from-windows-2000
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Work buys a lot of Cisco so we rack up a lot of Cisco credits. Just got done with a week long SWITCH class that was paid-for by these credits.
I am disappointed in how Cisco structures the class. Granted this is opinion, but too much time was spent rehashing overview-topics from the CCNA level. Since we have to have a current CCNA R&S in order to take CCNP, we spent too much time on basics and touched little enough on the differences that matter for CCNP.
We shouldn't have to go over again what an access port or a trunk port is, or how "no switchport" sets a L3 switchport to routing instead of switching. Even topics like spanning-tree, that gather might be on an exam in abundance, felt like they were over-discussed in their basics, and under-discussed when it came to things like how a first-hop redundancy protocol might affect spanning-tree root.
It would good for them to revise the instructions so the presenter's slides don't have copyright 2014 on them, and so that they assume that students with valid CCNA R&S certs know the basics and they manage to move-on from there.
From my experience, this is largely dependent on the instructor and the experience of the class.
I have been in classes where most everyone is up to speed and basics are hardly discussed.
I've also been in classes where people are not up to speed or the instructor spends too much time covering the basics.
Yeap - sometimes instructors take the "lowest denominator" in terms of class know-how and beat that horse to death. Kinda like in school
The ICDN1 instructor was useless. He fed us information that I thought sounded suspect and when i googled it he soon back tracked. It felt like some of the questions were answered with the 'confuse and win' moto.
However, this class will stick with me, as a guy at the back of the class fell asleep adn was snoring during one of the sections.
The ICDN2 course... The instructor was amazing. She was a multiple CCIE and clearly dedicated alot of her time to Cisco, any questions we fired at her she had a comprehensive explanation that made sense.. However, members of that class were really behind, some had not even sat the ICDN1 exam and she spent most of the time pulling them up to our level of knowledge nad then time was short for everything else.
That's been my experience with pretty much all instructor led training. So much time it spent trying to teach people the prerequisite knowledge they should've came with you barely get to scratch the surface of the actual material.
An expert is a man who has made all the mistakes which can be made.
FWIT, I am fairly impressed with the Global Knowledge CCNP e-Camp (with Boson exams). I've been through most of the ROUTE and I'm starting on SWITCH in the next few days.
It's self paced with no instructor so it may not be for everyone, but it's perfect for me. It doesn't go through any of the basics that we should already know. The labs are the best part about it, and you can go through the content and labs as many times as needed until you have it down 100%.
We also use CLCs which makes it well worth it. You may want to consider GK next time.
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https://community.infosecinstitute.com/discussion/comment/1142809/
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Today, Clearent, a payments solution provider, announced that it received PCI validation for its Point-to-Point Encryption (P2PE) solution. P2PE protects card data as it moves through the payment system, making the data worthless to criminals in the event of a breach. Now that the PCI Security Standards Council has tested and validated Clearent’s P2PE solution, merchants using it can take the SAQ P2PE with up to 90% fewer questions than the other versions of the SAQ. Merchants using PCI-Validated P2PE also do not need to conduct vulnerability scans or penetration testing.
P2PE is the most secure way to transfer data. Sensitive card data is encrypted at the point of interaction as soon as a card is swiped, dipped, keyed or tapped (through near-field communications technology). From there, the data remains encrypted until it reaches Clearent’s PCI-compliant data center. This eliminates merchants’ exposure to sensitive information, significantly reducing their PCI scope. More importantly, P2PE keeps hackers and thieves from deciphering the information in the event of a breach.
The PCI Security Standards Council’s rigorous validation process for P2PE solutions includes a thorough review of encryption, injection and key management processes. The Council recently validated Clearent’s P2PE solution with hardware options from PAX, Dejavoo and ID Tech. Clearent is among five U.S. direct merchant acquirers to offer a PCI-Validated P2PE solution.
“Merchants spend a lot of time and resources to protect their businesses and maintain PCI compliance,” said Dan Geraty, founder and CEO of Clearent. “Merchants that use the gold standard for data encryption – PCI- Validated P2PE – get to bypass dozens or even hundreds of questions on the PCI Self Assessment Questionnaire and forgo networks scans without taking any shortcuts with their data security.”
If you are a software vendor interested in learning more, visit https://clearent.com/partners/software-vendors/ or contact Dana Odom, Clearent’s Director of ISV Sales at [email protected].
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https://clearent.com/blog/clearent-achieves-pci-validation-point-point-encryption-p2pe-solution/
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The email comes in looking like this, and looks like a legit e-mail address for Google.
If you get something like this, it is not an e-mail from Google, but something to be aware of, and something to be careful about.
Follow me on Twitter, you can also friend me in Facebook or on linkedin. I am always looking to have more conversations with people, feel free to join up and say hello.
The opinions of this article are the opinions of this writer. They are not the opinions of my employers, nor in any way does this blog, these entries, or any information on this site reflect the opinion of my employers or people associated with me.
Cloud Computing has fundamentally changed how we view utility computing, add a little Google hacking and other hacking methods and ... more
This blog is about the cloud, about data leakage, and comes with a solid request not to be a bad security engineer. less
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http://it.toolbox.com/blogs/managing-infosec/new-gmail-scam-making-the-rounds-45227?rss=1
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WATERLOO, ON, Oct. 8, 2020 /CNW/ — BlackBerry Limited (NYSE: BB; TSX: BB) today announced it has partnered with ServiceNow to integrate the BlackBerry® AtHoc® service within the Now platform for rapid crisis communications and IT service management.,
High West Capital Partners, LLC may only offer certain information to persons who are “Accredited Investors” and/or “Qualified Clients” as those terms are defined under applicable Federal Securities Laws. In order to be an “Accredited Investor” and/or a “Qualified Client”, you must meet the criteria identified in ONE OR MORE of the following categories/paragraphs numbered 1-20 below.
High West Capital Partners, LLC cannot provide you with any information regarding its Loan Programs or Investment Products unless you meet following criteria. Furthermore, Foreign nationals who may be exempt from qualifying as a U.S. Accredited Investor are still required to meet the established criteria, in accordance with High West Capital Partners, LLC’s internal lending policies. High West Capital Partners, LLC will not provide information or lend to any individual and/or entity that does not meet following criteria:
1) Individual with Net Worth in excess of $1.0 million. A natural person (not an entity) whose net worth, or joint net worth with his or her spouse, at the time of purchase exceeds $1,000,000 USD. (In calculating net worth, you may include your equity in personal property and real estate, including your principal residence, cash, short-term investments, stock and securities. Your inclusion of equity in personal property and real estate should be based on the fair market value of such property less debt secured by such property.) 2) Individual with $200,000 individual Annual Income. 3) Individual with $300,000 Joint Annual Income. A natural person (not an entity) who had joint income with his or her spouse in excess of $300,000 in each of the preceding two calendar years, and has a reasonable expectation of reaching the same income level in the current year.
4) Corporations or Partnerships. A corporation, partnership, or similar entity that has in excess of $5 million of assets and was not formed for the specific purpose of acquiring an interest in the Corporation or Partnership.
5) Revocable Trust. A trust that is revocable by its grantors and each of whose grantors is an Accredited Investor as defined in other categories/paragraphs numbered herein.
6) Irrevocable Trust. A trust (other than an ERISA plan) that (a)is not revocable by its grantors, (b) has in excess of $5 million of assets, (c) was not formed for the specific purpose of acquiring an interest, and (d) is directed by a person who has such knowledge and experience in financial and business matters that such person is capable of evaluating the merits and risks of an investment in the Trust.
7) IRA or Similar Benefit Plan. An IRA, Keogh or similar benefit plan that covers only a single natural person who is an Accredited Investor, as defined in other categories/paragraphs numbered herein.
8) Participant-Directed Employee Benefit Plan Account. A participant-directed employee benefit plan investing at the direction of, and for the account of, a participant who is an Accredited Investor, as that term is defined in other categories/paragraphs numbered herein.
9) Other ERISA Plan. An employee benefit plan within the meaning of Title I of the ERISA Act other than a participant-directed plan with total assets in excess of $5 million or for which investment decisions (including the decision to purchase an interest) are made by a bank, registered investment adviser, savings and loan association, or insurance company.
10) Government Benefit Plan. A plan established and maintained by a state, municipality, or any agency of a state or municipality, for the benefit of its employees, with total assets in excess of $5 million.
11) Non-Profit Entity. An organization described in Section 501(c)(3) of the Internal Revenue Code, as amended, with total assets in excess of $5 million (including endowment, annuity and life income funds), as shown by the organization’s most recent audited financial statements.
12) A bank, as defined in Section 3(a)(2) of the Securities Act (whether acting for its own account or in a fiduciary capacity).
13) A savings and loan association or similar institution, as defined in Section 3(a)(5)(A) of the Securities Act (whether acting for its own account or in a fiduciary capacity).
16) A “business development company,” as defined in Section 2(a)(48) of the Investment Company Act.
17) A small business investment company licensed under Section 301 (c) or (d) of the Small Business Investment Act of 1958.
18) A “private business development company” as defined in Section 202(a)(22) of the Advisers Act.
19) Executive Officer or Director. A natural person who is an executive officer, director or general partner of the Partnership or the General Partner, and is an Accredited Investor as that term is defined in categories/paragraphs numbered herein.
20) Entity Owned Entirely By Accredited Investors. A corporation, partnership, private investment company or similar entity each of whose equity owners is a natural person who is an Accredited Investor, as that term is defined in categories/paragraphs numbered herein.
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https://highwestcapitalpartners.com/financial-news/blackberry-athoc-and-servicenow-partner-to-deliver-secure-and-reliable-incident-response-management-on-october-8-2020-at-1200-pm/
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That security policies are actually followed.
That important and decisive measures are implemented.
In this way, practical IT security work helps to protect, detect and deal with threats, and thereby reduces risk.
Anchoring and understanding of why IT security work is important and how it supports the business.
Documented routines and processes which are readily available – and which are practiced regularly.
Highest possible degree of automation – e.g. patching, reporting and maintenance.
Well integrated solutions which function across internal silos – e.g. same information available for security, operation and development.
Good administration and operation of implemented security measures.
Good routines for managing nonconformities and incidents – based on best practice.
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https://www.syscomworld.com/en/practical-it-security-work/
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Raleigh, N.C. – September 22, 2016
FMI Corporation, the leading provider of management consulting and investment banking services to engineering and construction, infrastructure and the built environment, is pleased to announce the release of the “AGC/FMI 2016 Risk Management Study”—a joint effort between FMI and AGC’s Surety Bonding and Risk Management Forum.
In this study, AGC and FMI explore the key risks that contractors face in today’s business environment and the various ways that they deal with those risks. Study findings are based on 83 responses from best-in-class companies that collectively generate approximately $50 billion in industry revenue annually. Their responses suggest the following:
Today’s construction risk environment is drastically different than it was five years ago.
Skilled craft labor shortages, contract language and subcontractor default are top risks in today’s construction industry.
Construction firms are managing risk differently today.
Risk management effectiveness varies.
Mitigating and managing risk has become a strategic priority.
For the full analysis of the survey’s results, click here.
About FMI
For over 60 years, FMI has been the leading management consulting and investment banking firm dedicated exclusively to engineering and construction, infrastructure and the built environment.
FMI serves all sectors of the engineering and construction, infrastructure and built environment industries as a trusted advisor. More than six decades of industry context, connections and leading insights result in transformational outcomes for our clients and the industry.
FMI helps you build your foundation for tomorrow and optimize your business for today. Industry Focus. Powerful Results.
For more information, please visit http://hale.sg-host.com. Follow FMI on Twitter and LinkedIn.
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https://www.fminet.com/news/2016/09/22/agcfmi-risk-management-study-reveals-changing-environment/
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Cetracore Energy GmbH (hereinafter referred to as “we” or “Cetracore Energy GmbH”) would like to thank you for your interest in the www.cetenergy.at website (hereinafter referred to as the “Website”) and Cetracore Energy GmbH as a Company.
Like most website operators, Cetracore Energy GmbH collects data about its website visitors. This helps us to understand how useful the website is and how to improve it.
Cetracore Energy GmbH takes the protection of your personal data and the processing of this data in a manner compliant with data protection principles very seriously.
Cetracore Energy GmbH constantly improves its website, aiming to make using it as easy as possible, and aligning it more closely to the interests of our visitors. For this purpose, Cetracore Energy GmbH needs to know what information is most relevant to website visitors, how often they connect, what browser and device they use, what content is mostly read, what content on our website they are interested in, what region visitors come from, and similar demographics and statistics.
We are able to automatically capture certain data from your device when you visit our websites. This data may constitute personal data, such as IP address, device type, one-off device identification numbers, browser type and other technical data. We can also capture data on how your device interacted with our website, e.g. which pages were viewed and which links were clicked on.
In order to get a better statistical assessment of our flow of visitors, we use the analytical services described below, together with their remarketing and tracking functionalities, which work with cookies. This allows us to assess the performance of the website, so that we can optimise them and better meet your requirements.
The server that hosts Cetracore Energy GmbH website may also record requests you make to the server, such as the web address you open, the device and browser you use, your IP address, date and time of access. This data is used only for technical purposes – that is, to ensure the proper functioning and security of the website and to investigate possible security incidents.
The basis for collecting and using such data is Cetracore Energy GmbH’s legitimate interest in ensuring the technical availability and security of the Cetracore Energy GmbH website.
Google Analytics is a service from Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google collects information on behalf of Cetracore Energy GmbH in order to evaluate usage of the website and compile reports on website activities. Google Analytics also contains a remarketing function. With the aid of the remarketing function we can address you, as someone who has visited our website, with appropriate advertising messages when you visit other websites in Google or the DoubleClick display network.
The information collected by Google Analytics (including your IP address) is transmitted to a Google server. In order to protect your privacy, Google Analytics has been configured to anonymise your IP address immediately after transmission to Google in member states of the European Union or contracting member states of the European Economic Area; and only to be stored by Google as anonymised data (anonymizeIp=true). Only in exceptional cases will the full IP address be transmitted to the US and shortened there. The IP address collected by Google Analytics from your browser is not merged with other data from Google.
You can prevent the data produced by the cookie and relating to your usage of website (including your IP address) from being captured and processed by Google by downloading and installing the browser plug-in available through the following link: Opt-out for Google Analytics.
The use of this function sets an opt-out cookie, which prevents any future capture of your data when visiting the website. If you delete your browser cookies you will have to deactivate the analysis function again. You will find more detailed information about terms and conditions of use and on data protection at Google Analytics terms and conditions and Google Analytics data protection declaration & terms and conditions of use.
Cookies
We use cookies on our website. These are little text files that recognise a user when s/he uses the website again. A cookie enables the website to remember your actions and preferences ‒ such as login, language, font size and other display preferences ‒ over a period, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.
Cetracore Energy GmbH website uses cookies to collect your IP address (which will be anonymized after processing and before saving). The created information by cookies about your use of Internet offers will be saved on a server in Austria.
You can adjust the settings in your browser to obtain your consent before cookies are deployed, or to block the use of cookies in general.
Cookies are placed on your device only if you consent, unless cookies are required for strictly technical functioning of the website. However, note that if you do not consent to the use of cookies, certain functions of the Cetracore Energy GmbH website may not function properly or may not function at all.
The legal basis for the use of cookies is Cetracore Energy GmbH’s legitimate interest in ensuring the technical functionality of the website. When cookies are used to remember your choices or for statistical purposes, the legal basis is your consent.
You can control and/or delete cookies as you wish – for details, see www.youronlinechoices.com.
You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. But if you do this you may have to manually adjust some preferences every time you visit a site, while some services and functionalities may not work. You may disable cookies by your browser settings, or by visiting here: http://www.youronlinechoices.com/.
2.2 MARKETING
If you contact Cetracore Energy GmbH through the contact options offered, your details will be stored for a period of six months so that they can be used to process and answer your inquiry or follow-up questions. Without your consent, this data will not be disclosed to third parties.
Statistical data about Cetracore Energy GmbH visitors may be accessed by employees who are responsible for analyzing that data and for improving our website.
Cetracore Energy GmbH partners who provide Cetracore Energy GmbH with website content management tools or who host the Cetracore Energy GmbH website may have access to technical log files.
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https://cetracore.com/content/data-privacy-policy
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