url
stringlengths 15
1.48k
| date
timestamp[s] | file_path
stringlengths 125
155
| language_score
float64 0.65
1
| token_count
int64 75
32.8k
| dump
stringclasses 96
values | global_id
stringlengths 41
46
| lang
stringclasses 1
value | text
stringlengths 295
153k
| domain
stringclasses 67
values |
|---|---|---|---|---|---|---|---|---|---|
https://www.pokoj.com.pl/en/eu-projects/ | 2022-08-09T02:01:37 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570879.37/warc/CC-MAIN-20220809003642-20220809033642-00742.warc.gz | 0.841191 | 202 | CC-MAIN-2022-33 | webtext-fineweb__CC-MAIN-2022-33__0__108659744 | en | The project entitled “Company investments in R&D infrastructure for developing innovative potential” was co-financed by European Funds
Project goal: design, development and implementation of new small terminal blocks used in electrical engineering to work in the area of permissible insulation voltage up to 400V.
Total project value: PLN 591,015.00
Contribution of European Funds: PLN 216,225.00
Project entitled “Working capital subsidy for ‘Pokój’ Spółdzielnia Elektrotechniczna” under measure 3.4 Subsidy for working capital of the Intelligent Development Operational Program 2014-2020
Project objective: Support for medium-sized entrepreneurs who found themselves in a challenging economic situation due to disruptions in the functioning of the economy as a result of the COVID-19 epidemic.
Total project value: PLN 278.762,61
Contribution of European Funds: PLN 278.762,61 | finance |
http://www.speidellaw.com/estate-planning-lawyer-in-wenatchee.html | 2013-05-22T12:15:56 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368701670866/warc/CC-MAIN-20130516105430-00047-ip-10-60-113-184.ec2.internal.warc.gz | 0.960253 | 174 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__67886077 | en | Speidel Law Firm's work in estate planning covers all aspects of managing and transferring personal financial resources by the strategic use of trusts, gifts, sales and other income and wealth transfer devices to accomplish family planning goals and minimize the impact of income, gift and estate taxes. Personal estate planning requires coordination with existing business and investment entities and often the creation of new ones. Once the attorney-client planning phase is completed, we draft the documents necessary to implement the plan, which may include the following:
"You have been outstanding in taking care of my legal needs over the years. This gives me a great sense of security, as I have no family to provide any assistance on my behalf. Your firm is especially recognized in the field of elder law; and since I mostly associate with that age group now, I never hesitate to recommend your services to my friends with full confidence." | finance |
https://www.americasantiquemall.com/post/peddling-for-profit-becoming-an-antique-dealer | 2024-04-24T00:36:42 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818835.29/warc/CC-MAIN-20240423223805-20240424013805-00159.warc.gz | 0.935071 | 701 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__136939747 | en | Thinking of turning your weekend pastime into a full-fledged business? You don't need a resume to become a full-time antique dealer, but you do need to consider your investment. Read on to get started investing in your antique business today!
Biggest Antique Dealers Investment Considerations
Consider the Capital Investment when Becoming an Antique Dealer
I'm sure you've heard the phrase, “it takes money to make money.” While this is often true, the investment in selling antiques really depends on what you want to sell. At the outset, new antique dealers should focus on selling items that they have readily available.
There will be several upstart costs (booth rental, transportation, marketing, etc.), but once you start making sales, take your profit and invest in larger and more profitable sale items. Use sales to reinvest in future rent, acquiring a larger space, and more inventory.
Antique Dealers Must Invest Time
Do you have the time to embark on a new venture as an antique dealer? Will your current job allow you the hours to spend curating and transporting vintage items and staging a booth? Do you have time in your week to replenish your inventory?
Being a successful antique dealer amounts to hours cleaning, prepping, tagging inventory, going to estate/garage sales, refinishing furniture projects, and arranging inventory in the booth space. Time is a major investment and one that must be fully considered before you take the plunge.
Investment in Antiques
Becoming an antique dealer means different things to different people. There is no shortage of things we would call “antique.” What do you want to sell? High-end antique furnishings? Collectible items? Homemade items? Furniture? Stocking your booth with a theme and making sure you have a variety of price points in your booth with your antique investments will keep your sales steady.
Furniture sells but can take more time for the right buyer. If you mainly sell furniture, you may need to sell 3-4 pieces a month to cover your rent and costs for an average space. Supplement furniture sales with a steady stream of smaller items, like sterling-plated silver, book bundles, small art, decorative containers with plates, mirrors, vintage tins, and other "smalls.” Success in an antique mall requires stocking a wide range of high- and low-priced items.
Transportation Investment for Antique Dealers
Becoming an antique dealer means there will be a lot of inventory to be transported, so having a vehicle with a large carrying capacity is a must. If you have a very small space to fill, you may be able to get away with a car and the occasional borrowing of a truck. If you have a larger space to fill, a truck, trailer, or van might be necessary. You will also want to invest in some moving equipment as you will work much more efficiently and be less prone to injury.
With your initial antique investments covered, you can enjoy picking and restocking your booth as items sell and you find new things to add to your space. Being a vendor in an Antique Mall can be a wonderful part-time job with a great steady income – plus, it is a lot of fun.
Learn more information on becoming an antique dealer or vendor at America's Antique Mall. | finance |
http://thegatewaytoathens.com/849217.html | 2017-12-11T07:52:07 | s3://commoncrawl/crawl-data/CC-MAIN-2017-51/segments/1512948512584.10/warc/CC-MAIN-20171211071340-20171211091340-00022.warc.gz | 0.946002 | 348 | CC-MAIN-2017-51 | webtext-fineweb__CC-MAIN-2017-51__0__187337305 | en | >>We currently are not offering (nor are we accepting) the 10% coupon that used to be found on this website or our Facebook page. It has been removed, so any production of those coupons would now be unauthorized and not valid.
>>We are accepting the 10% off PTO cards some Cabarrus County schools have distributed to parents (as long as they are valid for this year).
>>We are offering what we call STAMP CARDS for loyal customers; these are a great way to be rewarded for your repeat business!
This is how they work:
-Every $8 you spend prior to tax earns one stamp.
-Once you have earned ten (10) stamps, you can turn in your card for $8 off your final bill!
-You may NOT acquire additional stamps if you are redeeming a stamp card; you are welcome to start a new card on your next visit.
-Maximum discount of $8 per table; you may not redeem multiple stamp cards in one order, not may you combine or use a stamp card if you are using a 10% discount, or getting discounts via the Wine Down Wednesday promotion, or the Tuesday Kids Eat Free promotion.
-STAMP CARDS do EXPIRE; expired cards will not be accepted. You must acquire your stamps for your visit prior to leaving, once you leave we cannot give you stamps for previous visits since there is no way of tracking your visits.
We apologize for all the fine print, but due to the abuse of what used to be our 10% off coupon we must specify each and every stipulation. We want to reward loyalty, but as a small business we cannot afford to be taken advantage of. | finance |
https://www.ffe-aurisq.ford.com/AURWeb/UK/ppiLegal.jsp | 2019-07-22T07:34:23 | s3://commoncrawl/crawl-data/CC-MAIN-2019-30/segments/1563195527828.69/warc/CC-MAIN-20190722072309-20190722094309-00548.warc.gz | 0.951836 | 622 | CC-MAIN-2019-30 | webtext-fineweb__CC-MAIN-2019-30__0__212118767 | en | On 2 March 2017, the Financial Conduct Authority (FCA) announced new rules and guidance about handling PPI complaints. We are dealing with all PPI complaints under these new rules straight away to ensure our customers are treated fairly. The FCA is also setting a cut-off date for making PPI complaints which will be 29 August 2019.
What is PPI?
Payment Protection Insurance (PPI) provides cover for the monthly repayments of your car loan(s) if you are made unemployed, have an accident, become sick or die. Ford Credit (FCE Bank plc) never sold PPI, we are therefore not responsible for any "misselling" complaints, and instead those are the responsibility of the Motor Dealer that sold the PPI policy to you (when you purchased the vehicle).
However under the new FCA rules there are now TWO steps to a PPI complaint:
Step 1 is the misselling element of a complaint; this is where the person that sold the policy (the dealer) has to investigate and respond if the policy was mis-sold.
Step 2 – If the person that sold the PPI "rejects" the complaint and no payment is awarded to the customer then under step 2, we need to assess (under Section 140A of the Consumer Credit Act 1974 "CCA"), if the commission of a PPI policy was not disclosed whether an unfair relationship existed between the Creditor (Ford Credit) and the Debtor (yourself).
This form is for STEP 2 complaints only.
It should only be filled in where misselling complaints have been rejected.
This form should not be filled in if you have already been awarded compensation/redress for a PPI policy, and you must declare details of any previous complaints if you feel you are still entitled to complain.
If it is discovered you have received payment for a misselling claim then any payment from us in respect of an unfair relationships complaint must be returned. It is an offence to claim for Step 2, if you have already received compensation under Step 1.
By completing this form, you confirm you were the account holder at the time of the agreement- if you are looking to claim on behalf of someone else please write to us at: Ford Credit, 1 Tony Wilson Place, Manchester, M15 4FN (any complaints on behalf of a 3rd person will need proof of authority to act on that persons behalf).
To be eligible your finance agreement must have been active on or after 6th April 2008. Only PPI policies that were in place on or after this date are eligible to be considered.
Please provide as much information as possible to ensure we can match your policy and assess the complaint speedily and fairly. Feel free to use the comments section for any further information you think will be useful.
By completing this form you will be disclosing personal information to Ford Credit. This information will only be used to investigate your complaint.
Your security is of paramount importance at Ford Credit, the secure form is encrypted end to end. | finance |
https://primesphere.net/zero-marginal-cost-is-it-even-possible/ | 2023-10-01T09:08:06 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510810.46/warc/CC-MAIN-20231001073649-20231001103649-00495.warc.gz | 0.935241 | 986 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__285789140 | en | In a capitalist market, governed by the invisible hand of supply and demand, sellers are constantly searching for new technologies to increase productivity, allowing them to reduce the costs of producing their goods and services so they can sell them cheaper than their competitors, win over consumers and secure sufficient profit for their investors. Marx never asked what might happen if intense global competition some time in the future forced entrepreneurs to introduce ever more efficient technologies, accelerating productivity to the point where the marginal cost of production approached zero, making goods and services “priceless” and potentially free, putting an end to profit and rendering the market exchange economy obsolete. But that’s now beginning to happen.
Over the past decade millions of consumers have become prosumers, producing and sharing music, videos, news, and knowledge at near-zero marginal cost and nearly for free, shrinking revenues in the music, newspaper and book-publishing industries.
Some of the US’s leading economists are waking up to the paradox. Lawrence Summers, former US treasury secretary, and J Bradford DeLong, professor of economics at the University of California, Berkeley, addressed this in August 2001, in a speech delivered before the Federal Reserve Bank of Kansas City. Summers and DeLong focused their presentation on the new communication technologies that were already reducing the marginal (per-unit) cost of producing and sending information goods to near zero.
But, Is it possible to have zero marginal costs really? If so, how?
In The Zero Marginal Cost Society, New York Times bestselling author Jeremy Rifkin describes how the emerging Internet of Things is speeding us to an era of nearly free goods and services, precipitating the meteoric rise of a global Collaborative Commons and the eclipse of capitalism.
Rifkin uncovers a paradox at the heart of capitalism that has propelled it to greatness but is now taking it to its death―the inherent entrepreneurial dynamism of competitive markets that drives productivity up and marginal costs down, enabling businesses to reduce the price of their goods and services in order to win over consumers and market share. (Marginal cost is the cost of producing additional units of a good or service, if fixed costs are not counted.) While economists have always welcomed a reduction in marginal cost, they never anticipated the possibility of a technological revolution that might bring marginal costs to near zero, making goods and services priceless, nearly free, and abundant, and no longer subject to market forces.
Now, a formidable new technology infrastructure―the Internet of things (IoT)―is emerging with the potential of pushing large segments of economic life to near zero marginal cost in the years ahead. Rifkin describes how the Communication Internet is converging with a nascent Energy Internet and Logistics Internet to create a new technology platform that connects everything and everyone. Billions of sensors are being attached to natural resources, production lines, the electricity grid, logistics networks, recycling flows, and implanted in homes, offices, stores, vehicles, and even human beings, feeding Big Data into an IoT global neural network. Prosumers can connect to the network and use Big Data, analytics, and algorithms to accelerate efficiency, dramatically increase productivity, and lower the marginal cost of producing and sharing a wide range of products and services to near zero, just like they now do with information goods.
The plummeting of marginal costs is spawning a hybrid economy―part capitalist market and part Collaborative Commons―with far reaching implications for society, according to Rifkin. Hundreds of millions of people are already transferring parts of their economic lives to the global Collaborative Commons. Prosumers are plugging into the fledgling IoT and making and sharing their own information, entertainment, green energy, and 3D-printed products at near zero marginal cost. They are also sharing cars, homes, clothes and other items via social media sites, rentals, redistribution clubs, and cooperatives at low or near zero marginal cost. Students are enrolling in free massive open online courses (MOOCs) that operate at near zero marginal cost. Social entrepreneurs are even bypassing the banking establishment and using crowdfunding to finance startup businesses as well as creating alternative currencies in the fledgling sharing economy. In this new world, social capital is as important as financial capital, access trumps ownership, sustainability supersedes consumerism, cooperation ousts competition, and “exchange value” in the capitalist marketplace is increasingly replaced by “sharable value” on the Collaborative Commons.
Rifkin concludes that capitalism will remain with us, albeit in an increasingly streamlined role, primarily as an aggregator of network services and solutions, allowing it to flourish as a powerful niche player in the coming era. We are, however, says Rifkin, entering a world beyond markets where we are learning how to live together in an increasingly interdependent global Collaborative Commons. | finance |
https://lincolnrealtyvaldosta.com/about/ | 2024-04-18T20:56:30 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817239.30/warc/CC-MAIN-20240418191007-20240418221007-00468.warc.gz | 0.957333 | 194 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__78713340 | en | Stephen Lincoln is an Associate Broker and has been selling homes and managing property with Lincoln Realty for more than 8 years. He specializes in investment Sales, Multi-Family properties, and Buyer Representation. Whether you are looking to create extra cash flow or add to your retirement portfolio, Stephen can assist in locating, negotiating, and acquiring a property that fits your needs.
Parker Lincoln came to work with Lincoln Realty in 2005. For over 10 years Parker has worked with a wide range of customers and clients on projects ranging from first-time home buyer sales to investment sales and leasing. Parker obtained his Georgia Real Estate license in 2007 and will help guide you to success in your next real estate endeavor.
Sharon Devane Waters is our Accounting Specialist and has over 25 years of accounting experience. Sharon started with Lincoln Realty in 2013 and works hard to ensure our clients receive accurate reporting of income and expenditures each month. | finance |
https://coindust.net/huobi-argentina-plans-invest-100m-develop-a-data-center/ | 2019-11-17T22:02:55 | s3://commoncrawl/crawl-data/CC-MAIN-2019-47/segments/1573496669352.5/warc/CC-MAIN-20191117215823-20191118003823-00054.warc.gz | 0.945607 | 180 | CC-MAIN-2019-47 | webtext-fineweb__CC-MAIN-2019-47__0__123660392 | en | Huobi Argentina a subsidiary of Chinas Huobi Group has announced its plans to invest $100 M to create a data center in a report published by Reuters on Wednesday, November 6.
According to the post, The Argentina center will be the biggest of its kind in the region. Prior to this announcement, Huobi Argentina pointed out in September that it considered creating a local team and a fiat gateway to trade or convert the Argentine peso to cryptocurrency.
The company has reportedly decided to make this important investment as a result of the country’s declining economic situation, which has made Argentine citizens look for alternatives to the Argentine peso.
The investment comes as a pervasive economic crisis in Argentina prompted the government to impose stricter currency controls to prop up the rickety peso currency following President-elect Alberto Fernandez’s victory over incumbent Mauricio Macri in the October presidential elections. | finance |
https://jocohistory.wordpress.com/2022/04/28/the-fha-and-suburbia/ | 2023-06-02T21:37:19 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224648858.14/warc/CC-MAIN-20230602204755-20230602234755-00065.warc.gz | 0.969323 | 1,982 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__130573447 | en | In 1934, the Roosevelt Administration launched the Federal Housing Administration (FHA). The agency insures mortgages made by private lenders, protecting those lenders against losses. The agency was designed to promote home ownership during the Great Depression. Private lenders, including suburban developers here in this region, helped inform the policies the FHA would use to guide its lending, transforming private practices of exclusion into the federal policy of redlining. While suburban communities around cities across the nation were built up through the FHA, people of color and those living in integrated areas were overwhelmingly denied access to FHA programs. The FHA’s lending practices changed with the passage of the Fair Housing Act in 1968, but the legacies of the policy continue to shape realities today. The history of the FHA, which is inextricably intertwined with the history of redlining explored in the Johnson County Museum’s new special exhibit, REDLINED, reveals both the value of investment in communities and the long-lasting consequences of disinvestment.
An Era of Turmoil
When the Great Depression began in 1929, most Americans were concerned about affording food and rent, finding work, and making ends meet. Few considered buying or building a home. The real estate industry, through its national membership organization, the National Association of Real Estate Boards (NAREB), lobbied the federal government to help the struggling industry. NAREB leaders believed that two million of the 12 million unemployed people were in the building trades – by putting them back to work, the government could jump start the economy.
But homebuying was unattainable for many Americans prior to the Great Depression. The typical terms were 50 percent as a down payment with the other 50 percent of the home cost paid off over the next three to five years. Interest rates were high, there were no lines of equity, and often balloon payments drove homeowners out of their home in the final months of repayment. But NAREB had a plan to transform home buying. They just needed the federal government to help.
The Government Lends a Hand
When President Franklin D. Roosevelt’s Administration launched the New Deal programs after 1933, one of those programs was meant to help current homeowners in default. Called the Home Owners’ Loan Corporation (HOLC), it purchased mortgages in default to make the banks whole, and then extended new mortgages directly from the federal government using U.S. Treasury funds from taxpayers. This unprecedented intervention into the private real estate market came with unprecedented mortgage terms – low monthly payments, low interest rates, and longer loan terms.
The HOLC program was so popular, and the mortgage terms believed to be so accessible, that the federal government launched the Federal Housing Administration (FHA) in 1934. Through the FHA, the government sought to extend homeownership to as many white Americans as possible by extending unprecedented mortgage terms: 10 to 20 percent down payments, 20-year loan terms, low monthly payments, low interest rates, and amortization (equal payments with a portion going to the principal loan amount and a portion going to interest), as well as the potential to access equity as a line of credit. The FHA backed the mortgages by covering the insurance on the loan, taking all the risk off of the banks. The FHA made the threshold to buying a home so much lower, thereby making owning a home more accessible to far more Americans.
The FHA Builds Suburbia
The FHA program’s results speak for themselves. Suburbs across the nation exploded with new home builds and populations as young families bought or built their first homes. Following World War II, the Veterans Administration (VA) adopted the FHA’s policies and procedures to help place white veterans in new homes for zero money down. This aid helped the Greatest Generation become homeowners, something that their parents’ generation could rarely afford. By 1950, the FHA and the VA were backing 51 percent of all home mortgage loans. New housing starts reached 1.7 million in that year alone.
The FHA helped launch the idea of home ownership as the American Dream. Because mortgage payments were low ($39 per month in the 1940s, less than $700 in 2019 dollars), young families had more money in their pockets each month to save up, or to spend. The postwar era was known for consumerism, as Americans purchased second cars, washing machines, took vacations, saved up for college funds, and built additions to their homes. Most homes that received FHA-backed mortgages were new, and owners could be reasonably sure they would earn a profit if they sold their homes. Additionally, homeowners could access lines of credit through their equity to help maintain or enlarge their homes.
The investment in white suburban homes was massive. Historians and sociologists estimate that 11 million households purchased a home through an FHA-backed mortgage by 1972. One researcher estimated that the federal government extended mortgage insurance for over $120 billion in home purchases in the 1950s – or more than 1.239 quintillion 2019 dollars. This unfathomable number represents just the initial injection of money into suburban communities. The long-term consequences of this federal investment is incalculable.
In the Kansas City area, between 1934 and 1962, experts estimate the FHA extended more than 77,000 government-backed mortgage loans (this number does not include any VA-backed mortgage loans). Homebuyers in Johnson County received 16,624 of these mortgages. The county’s population skyrocketed, growing from 33,327 in 1940 to 143,792 by 1960.
“Federally Mandated Segregation”
Only some Americans were able to realize the benefits of the FHA and VA backed loans. This is evident by the growth in Johnson County’s population during the first decades of the policy – it grew by 110,000 white residents between 1940 and 1960, the Black population grew by just 150 residents. The growth in Johnson County’s white population stems from the FHA’s racially discriminatory lending practices. The FHA’s 1938 Underwriting Manual, the guide on how to work with the FHA, stipulated that eligible homes were required to have restrictive covenants (lists of rules governing how the property was used), including racially restrictive covenants to ensure a “prohibition of the occupancy of properties except by the race for which they are intended.” The FHA manual went on to explain that “if a neighborhood is to retain stability, it is necessary that properties shall continue to be occupied by the same social and racial classes. A change in social or racial occupancy generally contributes to instability and a decline in values.”
Th assumption that Black people and other communities of color devalue not only their own property but all the homes in the neighborhood surrounding them was rooted in NAREB’s policies and practices that had been honed for a generation prior. This belief, however, had no factual basis. No report or statistical analysis was ever produced to prove it. Still NAREB members worked as advisors to the federal government when the FHA was created, bringing their private discriminatory practices to the table as federal policy was being shaped. The FHA refused to work with Black Americans (and often Latinos, Asian Americans, and other communities of color) and explicitly required developers to exclude African Americans from their subdivisions. Richard Rothstein, author of The Color of Law, characterized the FHA’s discriminatory requirements as “federally mandated segregation.”
By 1947, 96 percent of suburban developments in Johnson County (148 out of 154 neighborhoods) were racially restricted. This means that Black families and other people of color were prohibited from owning, leasing, renting, or occupying homes there. Of the 77,000 FHA-backed loans in the Kansas City area between 1934 and 1962, less than one percent (770 at most) went to Black families, and often for older homes in segregated neighborhoods.
Changing the System
The homebuying system has changed today. First, racially restrictive covenants favored by real estate developers and required by the FHA were deemed unenforceable (not unconstitutional) by the U.S. Supreme Court in the Shelley v Kraemer decision in 1948 (the FHA permitted filing them through February 15, 1950). Additionally, Congress passed the 1968 Civil Rights Act, which made redlining – both the private practice and federal policy – illegal. Subsequent legislation, such as the Community Reinvestment Act, the addition of a presidential cabinet position for the director of Housing and Urban Development (HUD), and other federal regulations have worked to make home lending more equitable and accessible, especially for communities of color. The FHA continues to provide accessible mortgages to hundreds of thousands of Americans each year.
The FHA’s history is complex, full of incredible stories about launching homeownership for millions of families across the nation. Yet it is also a history full of heartbreaking stories of loan denials, exclusion, and discrimination. As a social program born out of the Great Depression, the FHA was integral to creating suburban communities like those located in northeastern Johnson County and around cities across the nation. Yet it shaped who could enjoy the benefits of more accessible home loan terms, who could enjoy the newly built suburbs, and who could realize the American Dream for decades.
For more information about the FHA, redlining, and related history, view the Johnson County Museum’s newest special exhibition, REDLINED: Cities, Suburbs, and Segregation. Included in Museum admission, and open for viewing Monday through Saturday, 9am to 4:30pm. Learn more: www.jcprd.com/Redlined. | finance |
https://aquariummember.aquariumofpacific.org/NetCommunity/SSLPage.aspx?pid=251 | 2017-04-27T16:45:40 | s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917122619.60/warc/CC-MAIN-20170423031202-00439-ip-10-145-167-34.ec2.internal.warc.gz | 0.936096 | 169 | CC-MAIN-2017-17 | webtext-fineweb__CC-MAIN-2017-17__0__245327911 | en | Jeanne M. Brodeur Scholarship Fund
Established in memory of Jeanne M. Brodeur, former vice president of development at the Aquarium of the Pacific.
In recognition of Jeanne Brodeur’s immeasurable impact on the Aquarium of the Pacific, the Board of Directors has established the Jeanne M. Brodeur Scholarship Fund. Donations made in Jeanne's memory will be directed to this new scholarship fund, which is an endowment fund to be held in perpetuity. Each year a portion of the interest will be used to bring underserved school children to the Aquarium.
Thank you for considering honoring Jeanne's memory and accomplishments in such a meaningful way. Should you have any additional questions about donations to this fund, please call Kendra Jones at (562) 951-1605. | finance |
https://www.claycountyelectric.com/electric-service | 2024-04-15T07:02:33 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296816942.33/warc/CC-MAIN-20240415045222-20240415075222-00270.warc.gz | 0.935937 | 1,188 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__184457477 | en | When applying for electric service, a membership fee and a connect fee are required. The membership fee establishes you as a member/owner of Clay County Electric Cooperative Corporation. Once the request is made and fees have been paid, the Arkansas Public Service Commission allows up to 5 working days for service to be connected.
In addition, a security deposit may be charged. Our standard deposit can be paid in two equal installments; 1/2 payment upon application and the remaining balance on your first month's bill. After you have completed 12 consecutive months of payment without any late payments, the deposit will be refunded to you in the form of a credit on your bill.
Deposits may be waived by providing one of the following items:
- A letter of credit from your previous electric utility stating that your account had no more than two delinquent notices in the past twelve months. If you would like to send a letter of credit to us, view our contact information.
- A present member of Clay County Electric can guarantee payment of your account. The third party must be a current member and have received service for at least one year from Clay County Electric with a good credit standing. A Third Party Guarantee form, which is available at each of our office locations, must be signed by the third party.
- By having received electric service from Clay County Electric for the previous twelve months and be in good standing with Clay County Electric.
Additional deposits may be applied to your account if there are two late payments in a row OR if there are three late payments within the previous 12-month period. As stated by the Arkansas Public Service Commission, the amount of additional deposit allowed on that account is equal to the total of the two highest bills over the previous 12-month period.
If you need electric service for a residence or business under construction, it may be necessary for our field personnel to meet with you at the service location to determine the proper facilities needed to provide electric service. Please call either of our offices to initiate that service.
For more information on new electric service, please contact your local Clay County Electric Cooperative Corporation office or e-mail us your question.
Thank you for allowing us to serve your energy needs.
Frequently Asked Questions
Q. MOST INFORMATION PUBLISHED BY CLAY COUNTY ELECTRIC COOPERATIVE CORP. REFERS TO MEMBERS. WHAT PERSONS OR ORGANIZATIONS ARE BEING REFERRED TO AND WHAT ARE THE BENEFITS AND OBLIGATIONS OF "MEMBERSHIP"?
A. Each person or entity receiving electric service from Clay County Electric Cooperative Corp. is a member of Clay County Electric Cooperative Corp. This cooperative is a not-for-profit organization formed to provide services at cost to its members. Members of Clay County Electric pay competitive rates for electric service that generates a margin for the cooperative. These margins are retained and invested in plant and equipment necessary to provide service to members. When prudent financial considerations allow, previously retained margins are refunded to members by way of a capital credit retirement check. Rights and obligations of members arise from a contractual relationship detailed in Clay County Electric Cooperative Corp. Bylaws.
Q. HOW IS CLAY COUNTY ELECTRIC COOPERATIVE CORP. DIFFERENT FROM INVESTOR OWNED UTILITIES?
A. As mentioned above, Clay County Electric Cooperative Corp. is a not-for-profit cooperative organization, which means that all margins of Clay County Electric Cooperative Corp. accrue to the benefit of the members we serve, not stockholders. Additionally, control of Clay County Electric Cooperative Corp. is local; the members elect the Board of Directors, who themselves must be members of Clay County Electric Cooperative Corp.
Q. I SOMETIMES RECEIVE A CHECK FROM CLAY COUNTY ELECTRIC COOPERATIVE, INC. ENTITLED "CAPITAL CREDIT REFUND". WHAT DOES THIS CHECK REPRESENT, HOW IS THE AMOUNT DETERMINED AND MAY I EXPECT TO RECEIVE ADDITIONAL CHECKS IN THE FUTURE.
Q. I sometimes receive a check from Clay County Electric Cooperative, Inc. entitled "Capital Credit Refund". What does this check represent, how is the amount determined and may I expect to receive additional checks in the future.A. Electric cooperatives are not-for-profit organizations owned by the members we serve. Every year, any excess revenues (margins) from the operation of the cooperative are allocated to an account for each member based on their energy consumption for that year. Your cooperative Board of Directors determines the schedule for repaying capital credits based on the financial requirements of the cooperative.
Many times, members (owners) move off of cooperative lines, and we have a difficult time locating them. It is very important to keep your address up to date with your cooperative.
Q. WHAT CAUSES MY LIGHTS TO BLINK?
A. Most temporary power interruptions are caused by equipment on the power lines detecting faults in the electric current and correcting the condition resulting in a momentary interruption. These fault currents are often caused by trees or animals such as squirrels contacting lines. Clay County Electric Cooperative Corp. has an ongoing right-of-way program, trimming trees and brush to reduce the probability of momentary outages caused by tree contact with lines. If you are experiencing momentary interruptions with regularity, please contact your local office so that the cause of the interruptions can be investigated.
Q. WHAT IS THE SERVICE AVAILABILITY CHARGE ON MY BILL?
A. The service availability charge is the flat rate for the customer to have service. If no hours are used, this amount plus taxes is applied to each billing. | finance |
https://downtownlocal.wordpress.com/2012/02/28/signon-org-beta-tell-jamie-dimon-to-give-gloria-takla-a-loan-modification-with-principal-reduction/ | 2018-07-19T13:43:24 | s3://commoncrawl/crawl-data/CC-MAIN-2018-30/segments/1531676590901.10/warc/CC-MAIN-20180719125339-20180719145339-00349.warc.gz | 0.977122 | 408 | CC-MAIN-2018-30 | webtext-fineweb__CC-MAIN-2018-30__0__211446550 | en | Gloria Takla is 72 years old. She lives alone in her home in Redwood City, CA. An accomplished German Expressionist artist, Gloria was once able to support herself by selling her paintings. Since the economic downturn, Gloria has been struggling to make her mortgage payments and relying on her Social Security checks and the income she gets working as an in-home support service provider, taking care of a woman with Alzheimer’s disease. Now Gloria is facing foreclosure. Chase Bank says they will sell her home at auction on April 9, 2012.
Gloria has tried to work with Chase. She has asked the bank to give her an affordable loan modification and a principal reduction. She has sent in her paperwork sixteen times and gone to their offices to meet with Chase bankers. Up until now, Chase has refused to give Gloria a fair deal. The stress of this ordeal has wreaked havoc on Gloria’s health, resulting in an immune disorder.
The fact of the matter is that Gloria doesn’t deserve to lose her home. She invested her life savings, $150,000, in the home as a down payment. Gloria was steered into a predatory loan by a banker at Washington Mutual, which was subsequently bought by Chase, because the debt-to-income ratio of her loan was disproportionate.
Gloria is a member of the grassroots community organization Alliance of Californians for Community Empowerment (ACCE) which, along with Occupy San Jose and Occupy Redwood City, has organized four protest marches since November of 2011 where over 50 demonstrators marched into Chase Bank branches in San Jose and Redwood City and demanded that the bank give Gloria a fair deal.
Despite Gloria’s and ACCE’s efforts, Chase continues to refuse to give Gloria an affordable loan modification with principal reduction. That’s why we are calling on you to tell Jamie Dimon, “Do the right thing! Give Gloria Takla an affordable loan modification with principal reduction!” | finance |
https://svhcs.org/bill-pay/ | 2023-12-02T15:23:58 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100427.59/warc/CC-MAIN-20231202140407-20231202170407-00869.warc.gz | 0.930728 | 107 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__211055948 | en | We are pleased to announce that Spring Valley Senior Living and Health Care Campus accepts credit card payments!
Some advantages to online bill pay include:
- Accessible 24/7 from any computer or mobile device
- Easy and more secure than mailing in your payment
To make a payment by credit card, simply click the button below and complete all form fields. The Medical Record Number is located after the resident name on your statement. If you have any questions, please call us: 715-778-5545. Thank you! | finance |
https://sccu.com.au/contact-us/home-loan-specialists/13-todd-savins | 2019-05-24T23:30:58 | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232257781.73/warc/CC-MAIN-20190524224619-20190525010619-00123.warc.gz | 0.938887 | 117 | CC-MAIN-2019-22 | webtext-fineweb__CC-MAIN-2019-22__0__119916501 | en | Home Loan Specialists
Todd Savins - Murwillumbah & Mullumbimby Region
Phone: 0476 811 290
Todd joined SCCU back in 2008 as a Loans Officer at the Mullumbimby branch. Since that time Todd has held various lending and leadership positions and is now the Home Loan Specialist for the Murwillumbah & Mullumbimby area. With a Certificate IV in Financial Services and extensive experience in our local region, Todd's goal is to help our customers have a positive experience when it comes to buying or refinancing their home. | finance |
http://smlg.law/practice-areas/property-tax-redemptions/ | 2020-07-09T19:46:17 | s3://commoncrawl/crawl-data/CC-MAIN-2020-29/segments/1593655901509.58/warc/CC-MAIN-20200709193741-20200709223741-00003.warc.gz | 0.936164 | 1,304 | CC-MAIN-2020-29 | webtext-fineweb__CC-MAIN-2020-29__0__154023054 | en | We have litigated and/or negotiated with numerous tax buyers throughout Illinois. For a representative list, please click here.
We can assist parties with property tax redemptions or redeeming under protest. A few important things to keep in mind:
Time of Redemption:
- If on the date of sale the property sold was improved with a dwelling structure of six or fewer units, it may be redeemed at any time on or before two years and six months from the date of sale.
- If on the date of sale the property is vacant, non-farm or improved real estate containing seven or more residential units or real estate that is commercial or industrial property, and the property was delinquent or forfeited for all or a part of general taxes for two or more years at the time of the sale, it may be redeemed at any time before the expiration of six months from the date of sale.
- In all other cases, the property may be redeemed at any time before the expiration of two years from the date of sale.
- The holder of the certificate of purchase (not any other party) may extend the redemption period up to three years from the date of sale, in which event the property may be redeemed at any time on or before expiration of the extended redemption period. After the redemption period has expired, the court may order an extension of the redemption period, but only if a tax deed petition has been filed prior to the expiration of the redemption period and only on motion of the tax deed petitioner. The redemption period may not be extended, however, to a date more than three years from the date of sale.
Amount of Redemption for Annual and Forfeiture Sales:
- The amount required to redeem must be deposited with the County Clerk in cash, cashier’s or certified check or money order issued by the post office or by a federally insured financial institution, payable to the County Clerk. Redemption must be actually received in person at the County Clerk’s office by the end of the redemption period or mailed with a post office cancellation mark dated not less than one day prior to expiration of the redemption period. 35 ILCS 200/21-355.
- The amount required to redeem includes:
- All taxes, penalties and costs paid at the time of the tax sale.
- Accrued penalty, computed as provided in 35 ILCS 200/21-355(b) (for annual or forfeiture sales) or 35 ILCS 200/21-260(f) (for scavenger sales.
- All taxes and special assessments (and accrued interest on those taxes and costs paid in connection therewith) paid by the tax purchaser subsequent to the tax sale, together with penalty in the amount of 12% for each year or portion thereof from the date of payment to the date of redemption.
- Amounts paid by the tax purchaser to redeem the property from a forfeiture occurring for a subsequent year tax together with penalty in the amount of 12% for each year or portion thereof from the date of payment to the date of redemption.
- Amounts paid by the tax purchaser to redeem a subsequently occurring tax sale.
- Fees paid to the County Clerk for serving the notice required by 35 ILCS 200/22-5 of the Property Tax Code.
- Court costs paid in connection with the filing of a tax deed petition and recording of a lis pendens notice, together with a fee of $35.00 if a tax deed petition has been filed and a fee of $4.00 if the §22-5 notice has been served.
- If a petition for tax deed has been filed, all fees up to $150 per redemption paid to a registered or licensed title insurance company or title insurance agent for a title search to identify all owners, parties interested, and occupants of the property, to be paid to the purchaser or his or her assignee.
- Fees paid for publication of notice in connection with tax deed proceeding.
- Sums paid to any city, village or town for reimbursement of municipal advances (e.g., demolition or receivership lien).
- Expenses of receivership authorized or approved by the court which appointed the receiver. 35 ILCS 200/21-355.
Amount of Redemption for Scavenger Sales:
To redeem from a scavenger sale, the procedure is similar. However, the party redeeming must also pay all delinquent taxes and penalties which were outstanding at the time of the tax sale and which were not included in the amount bid at the sale, unless the property is an owner-occupied single-family dwelling, condominium unit or cooperative unit. A party seeking to redeem property as owner-occupied must complete and submit an affidavit to the County Clerk. If the party submits a false affidavit, the redemption may be stricken.
Redemption Under Protest:
- A person entitled to redeem who desires to preserve his or her right to defend against the tax deed proceeding may redeem under protest by depositing with the County Clerk the amount required to redeem, together with three copies of a written protest signed by the party redeeming in the form prescribed by §21-175.
- The grounds for redeeming under protest are limited to those defenses which would provide sufficient basis to deny entry of an order for issuance of a tax deed.
- A redemption under protest must be filed after a tax deed petition has been filed, but before expiration of the redemption period.
- The court before which the tax deed petition is pending shall hear and determine the protest. If the redemption under protest is sustained, the court may declare the sale to be a sale in error, if appropriate grounds exist, and shall direct the County Clerk to return all or a part of the redemption money to the party redeeming. If the redemption under protest is not sustained, the court shall order the protest stricken and direct the County Clerk to distribute the redemption money to the holder of the certificate of purchase, and shall order the party redeeming to pay to the tax deed petitioner reasonable attorneys’ fees and expenses and the cost of use of the redemption money.
Another option to consider if the circumstances are right is to acquire the tax certificate from the tax buyer rather than redeeming the tax sale. For more information about assignment of real estate tax certificates, click here. For a detailed outline of this area of law, please click here.
If you need any assistance, please do not hesitate to contact us. | finance |
https://e2zbooks.com/product/quick-easy-residual-income-streams/ | 2020-11-29T23:33:23 | s3://commoncrawl/crawl-data/CC-MAIN-2020-50/segments/1606141203418.47/warc/CC-MAIN-20201129214615-20201130004615-00244.warc.gz | 0.966044 | 124 | CC-MAIN-2020-50 | webtext-fineweb__CC-MAIN-2020-50__0__104778439 | en | Residual income is money that is earned on a recurring basis, typically as the result of a single original action. Rather than earning an hourly wage, residual income is typically generated through an initial investment of time or money with the goal of earning continuous payments. Once the initial investment, product, or service is made, the ongoing income that is earned is generally passive in nature.
Developing residual income is an important part of building long-term wealth. In fact, it’s practically impossible to do without it. Find out how to do just that in this quick and easy guide to residual income streams. | finance |
http://www.sterlingaussies.com/ | 2017-09-22T11:24:43 | s3://commoncrawl/crawl-data/CC-MAIN-2017-39/segments/1505818688940.72/warc/CC-MAIN-20170922112142-20170922132142-00085.warc.gz | 0.951589 | 557 | CC-MAIN-2017-39 | webtext-fineweb__CC-MAIN-2017-39__0__180254013 | en | As per general finance, if you are looking for the most secured investment, then you should go for fixed deposits. These deposits are kept by banks, including both private and government banks. You will receive annual interest on these deposits and the interest rate is fixed for all.
The rate has been fixed up by RBI so that the investors can get a consistent income from their deposits at banks. Investment options are many therefore you are free to choose the right plan for yourself without any hitch. The interest rate might differ from private banks to government banks and thus you should consider the same.
You have to choose your investment option quite strategically in order to get the maximized returns. You got to maintain an account with bank for maintaining fixed deposits. You will also receive statements of the account duly like any other bank account.
The only difference is that your funds will be locked for a certain period and until the period is over you will not be able to withdraw the amount. But in case of normal bank account, you can access your funds at any point of time as per requirement.
What are the benefits of maintaining fixed-deposit accounts?
- Fund security is the highest in case of fixed deposits and this is one of the main reasons that people love to go for this investment option without thinking twice.
- Your funds will never get decreased rather you can get the chance of earning a fixed amount from your deposited funds in a consistent manner. This amount is received in the form of interests.
- Assured returns can be gained from these deposits and you do not have to bear any risks at all. If you want to secure your investment then fixed deposit is the right way to do that.
- Your investment goals can be properly fulfilled by means of maintaining accounts for fixed deposits.
- Multiple deposits of this type can be made at the same time with the intention of gaining increased revenues.
- The terms of these deposits are quite flexible and thus you can choose the term and deposit amount of your own.
- You can choose any option for receiving interests. You can receive either annul or monthly interests from your deposits. You just need to mention the option clearly while submitting the application form to your bank.
- Different kinds of financial requirements can be efficiently met by means of these deposits. You can withdraw the interest amounts at any point of time and can make your needs fulfilled.
- You can now create a great fund reserve with your savings by creating these deposits. You can enjoy the fruits of the same for a long time.
- Greater investment flexibility can be maintained and on the other hand your investment portfolio can be balanced in a proper manner with these kinds of deposits.
- You can utilize the deposits for meeting up your business or commercial needs. | finance |
https://www.christianroofing.com/does-insurnace-cover-roof-damange/ | 2024-02-25T07:38:17 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474594.56/warc/CC-MAIN-20240225071740-20240225101740-00166.warc.gz | 0.933075 | 3,266 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__120202027 | en | Ever had one of those nights where the thunder claps, lightning strikes and rain is pouring so hard it sounds like a symphony on your roof? You’re snug inside, comforted by the knowledge that you’re safe from Mother Nature’s tantrum. But then daylight comes, and with it, the realization – your roof didn’t fare as well in last night’s storm.
You glance up to see a watermark spreading across your ceiling or perhaps even a trickle making its way down. It’s clear; you have roof damage. The question pounding harder than last night’s storm is now – does insurance cover roof damage?
Let’s talk about how homeowners’ insurance policies typically cover roof damages and under what circumstances. We’ll explore the impact of weather events, like windstorms, that can lead to serious roofing problems. Plus, we’ll touch on situations where older roofs might be eligible for coverage.
Table of Contents:
- Understanding Roof Damage and Insurance Coverage
- Types of Roof Damage Covered by Insurance
- Understanding Insurance Policies and Coverage
- Filing an Insurance Claim for Roof Damage
- Working with Christian Roofing for Roof Repairs
- Choosing the Right Homeowners Insurance Company
- Factors Affecting Insurance Coverage for Roof Damage
- FAQs in Relation to Does Insurnace Cover Roof Damange?
Understanding Roof Damage and Insurance Coverage
Homeowners frequently inquire, “Will insurance pay for roof damage?” Generally the answer is affirmative, though it may depend on the kind of harm and your individual policy. Let’s break down how homeowners insurance might cover roof damages.
Types of Covered Events
Different events can cause significant harm to your roof that may be covered by your homeowner’s insurance. This includes common weather-related incidents like windstorms or hail – these are some top reasons why homeowners reach out to their insurers with a roof damage claim.
Apart from natural disasters, accidents such as fire or falling objects (like a tree branch) could also lead to potential coverage under an insurance policy. Even vandalism falls under this umbrella.
Common Reasons for Claims
Roughly one in every 20 insured homes makes a property damage claim each year due to various issues including thefts, fires, water leaks and more significantly – roofing problems. In fact, according to Research 1 stats, among all claims filed against home policies nationwide over the past nine years, nearly two-thirds were for wind and hail – mostly affecting roofs.
If you’re facing serious structural issues due to aging or storm-damage causing leaks into your house interior leading potentially even bigger problems like mold growth – you have valid reason enough for filing an insurance claim. It’s always a good idea, however, not just to rely solely on what’s visible at ground level; professional inspection often uncovers hidden damages too.
Note: Links given are placeholders since actual links were not provided in instructions.
Types of Roof Damage Covered by Insurance
When it comes to roof damage, homeowners’ insurance policies typically offer coverage for a range of issues. But not all damages are covered under standard policies.
Hail storms, high winds, and other severe weather events can wreak havoc on your roof. Most insurance companies understand this reality and will cover damage caused by such incidents. For instance, if a big storm rolls through town and your shingles end up scattered across the yard like confetti at a parade, you’re likely in luck with your claim.
It’s important to note that weather-related damages aren’t just about immediate impact; they also include long-term effects like water leaks due to ice dams or nearby trees causing damage over time because their branches keep scraping against your roof tiles during windy days.
Structural Issues and Aging Roofs
Aging roofs often face structural issues which could lead to significant damages. In certain situations, these might be covered as well. If you’ve maintained the good shape of an older roof properly but it still suffers from unforeseen structural problems—say its trusses gave way—it may fall within the ambit of ‘sudden and accidental damage’, making it eligible for coverage.
Risks associated with lightning strikes are generally part of basic homeowners’ insurance too since no amount of preventive maintenance can save you from Mother Nature’s electrical fury.
The trick is understanding what kind insurance policy you have—replacement cost value (RCV) or actual cash value (ACV). The former covers total replacement costs while the latter takes into account depreciation factors such as age and wear-and-tear before paying out claims.
The specifics of what is and isn’t covered can vary from policy to policy, so it’s a smart financial move to check with your insurance agent about the nuances of your particular plan.
Understanding Insurance Policies and Coverage
Homeowners insurance policies can feel like a riddle. They’re packed with terms such as “replacement cost” and “actual cash value.” But, don’t worry. We’ve got your back.
Coverage Limits and Deductibles
A policy’s coverage limit is the maximum amount an insurer will pay for a covered loss. This means if your roof needs replacement after damage, you’ll get up to this amount. Now, what about deductibles? Well, they’re simply the portion of any claim that comes out of your pocket before the insurance company starts paying.
The question now is: how do these affect roof repair or replacement?
Your policy might cover either actual cash value (ACV) or replacement cost (RC). The difference lies in depreciation – ACV considers it while RC doesn’t. Here’s a good read on that.
If you have ACV coverage but need total roof replacement due to extensive damage caused by say, hailstorm or windstorm; you might find yourself reaching deeper into pockets than expected because ACV takes into account wear & tear over time whereas RC does not.
This link explains more about these types of insurances in detail, which could be quite useful when navigating through homeowners’ insurance jargon.
Remember – understanding how different elements like deductibles interact with your limits can make all the difference between smooth sailing through storm aftermaths or getting caught unawares without enough funds for necessary repairs.
Next time Mother Nature unleashes her fury on your roof, you’ll be prepared. Grasping the complexities of insurance policies may be daunting, yet it’s a shrewd financial move that could spare you from costly individual outlays in the future. So let’s get those roofing issues fixed before they become bigger headaches.
Filing an Insurance Claim for Roof Damage
Roof damage can be a homeowner’s nightmare, but your insurance policy might just turn it into a less stressful experience. The process of filing an insurance claim involves several key steps and having some guidance can certainly help.
Documenting the Damage
The first thing to do after discovering roof damage is documenting it. Photos are crucial as they provide evidence when you make your claim. A detailed description of the damages alongside these photos will make sure nothing slips through the cracks.
An adjuster from your insurance company may come over to evaluate the extent of the loss – that’s what we mean by ‘covered loss’. This evaluation determines whether or not you’ll receive compensation and how much it would be. Therefore, good documentation helps present a clear picture about what happened during the covered event.
In addition to taking pictures, jot down any important details about how and when each specific area was damaged – think dates, times, weather conditions – all these play into making a successful claim.
Navigating Through Claims Process with Confidence
Once everything is documented properly, get in touch with your insurer immediately. Start off by asking questions if there are parts of their procedure that aren’t crystal clear – remember no question is too small when dealing with something this critical.
|Tips for Filing Roof Insurance Claim:
|Contact Your Insurer ASAP After Discovering Damages
|Promptness aids quicker resolution.
|Maintain Detailed Records Of All Correspondences With Your Insurer And Adjuster
|Documenting everything helps avoid confusion later.
|Avoid Starting Repairs Until Adjuster’s Visit
|The adjuster needs to see the damage in its original state for a fair assessment.
Once you’ve reported the claim, it’s typical for an insurance adjuster to swing by your place. They’ll check out your roof damage and estimate how much fixing it will cost. Their report plays a big role in deciding if…
Working with Christian Roofing for Roof Repairs
If your roof has been damaged, you require a qualified team to repair it. That’s where Christian Roofing comes in. As a trusted roofing company, we’ve got years of experience under our belts.
The Role of Professional Inspection
A professional inspection is vital after a damaging event. It lets us assess what needs fixing and how to best approach the repair process.
Our inspectors are experts at spotting even subtle signs of damage that might go unnoticed by an untrained eye. They check every inch, from shingles installed correctly down to minor cracks or leaks.
We understand that dealing with roof damage can be stressful. Once we’ve finished our inspection, you’ll have a comprehensive understanding of the condition of your roof and what needs to be done in order for it to be restored.
Navigating Insurance Claims
Damaged roofs often mean insurance claims. Navigating this process may seem daunting but don’t worry –-we’re here to help.
We have extensive experience working with various insurers so we can guide you through each step until completion—making sure everything is handled promptly and efficiently for minimal disruption in your life during repairs. Learn more about filing insurance claims here.
Your Satisfaction Is Our Priority
At Christian Roofing, customer satisfaction isn’t just an aim—it’s embedded in who we are as a company. We won’t consider the job finished until you’re completely satisfied with our work because that’s just how much respect we have for homeowners like yourself. Read some testimonials from happy customers here.
Choosing the Right Homeowners Insurance Company
Not all insurers are alike, particularly with regards to roof damage insurance. You need a company that offers good insurance coverage and is easy to work with.
The first step in finding the right homeowners insurance company involves comparing policies. Each policy differs in terms of what’s covered and how much you’ll get paid if your roof needs repairs or replacement.
A comprehensive policy will typically cover roof damage caused by unpreventable reasons like fires, hailstorms, or wind damage. However, it may not cover damages due to lack of maintenance or general wear and tear.
Policies also differ on whether they offer actual cash value (ACV) or replacement cost value (RCV). ACV considers depreciation based on your roof’s age, while RCV covers the full cost of replacing a damaged roof regardless of its age – but premiums for RCV policies tend to be higher than those for ACV ones.
A higher deductible will mean lower monthly premiums, however it may require more out-of-pocket costs if repair works are needed. Higher deductibles usually mean lower monthly premiums but more upfront costs if there’s a need for repair works.
Taking Reputation into Account
You want an insurer known for their customer service excellence — one who responds promptly when claims are filed and does fair evaluations of reported damages.
Customer reviews can provide valuable insights about insurers’ response times, fairness in assessing claims, ease of filing claims online etc., so make sure you do some research before settling down with any insurer.
Factors Affecting Insurance Coverage for Roof Damage
Your homeowners’ insurance can be a lifesaver when it comes to roof damage. Did you know that the amount of coverage for roof damage is dependent on a variety of elements? Let’s take a closer look.
Understanding Deductibles and Policy Terms
The age and condition of your roof play an important role in determining if your insurance will cover repairs or replacement. An older, more worn-out roof may not have as comprehensive coverage as a newer one in good shape.
Deductibles are another factor to consider. You’ll need to pay this amount before your insurance kicks in. The lower the deductible, the higher premium you’ll likely pay but it also means less out-of-pocket costs after an incident.
It’s also crucial to understand policy terms and exclusions – what’s covered under your specific plan, and what isn’t?
Nature of Damage Caused: Sudden or Gradual?
Sudden damages caused by weather events like windstorms, hail, lightning strikes, or fallen nearby trees typically get covered. On the other hand, gradual damage due to lack of maintenance might not make the cut.
Filing Claims: Timely Reporting Matters.
If you’ve suffered any loss from a big storm or other event causing damage, file a claim with your insurer ASAP. Prompt reporting helps expedite processing – delaying could complicate things down the line.
Don’t forget; insurers send adjusters who inspect reported losses – their findings impact how much payout (if any) is issued towards repair/replacement work.
Remember folks – understanding these nuances about ‘roof age’, ‘deductible amounts’, ‘policy exclusions’, and ‘timeliness in filing claims’ can make a huge difference to your roof insurance claim experience. If in doubt, contact your insurance agent for clarification to ensure a successful roof damage claim experience.
Keep this guide handy next time you’re assessing whether or not your homeowners’ insurance will cover any potential roof damage.
FAQs in Relation to Does Insurnace Cover Roof Damange?
Does homeowners insurance cover sagging roof?
Generally, if your roof is sagging due to wear and tear or lack of maintenance, it’s unlikely that your homeowners insurance will cover the damage.
Should I tell insurance about new roof?
Absolutely. Notifying your insurer about a new roof can often lead to lower premiums because a newer roof poses less risk of causing home damage.
How often should you replace your roof?
The frequency depends on the material used but typically, roofs last between 20-30 years. Always consult with roofing professionals for accurate advice tailored to your situation.
How do you negotiate hail damage claim?
To negotiate a hail damage claim, document all damages meticulously and get an independent estimate from reputable contractors before speaking with the adjuster from the insurance company.
Roof damage is a nightmare no homeowner wants to face. But when it does occur, knowing your homeowners’ insurance policy inside out is crucial.
You’ve learned that not all roof damages are created equal in the eyes of insurers. Weather-related damages like windstorms and hail typically get covered, while issues with older roofs might be a bit trickier.
Filing an insurance claim for roof damage can feel daunting but remember – documentation is key. It’s also essential to have professional inspections done by reputable companies such as Christian Roofing.
The question ‘Does insurance cover roof damage?’ isn’t black and white; various factors influence this including your policy terms, deductibles and even the age of your roof. | finance |
https://www.thesixthaxis.com/2017/03/31/mad-catz-has-filed-for-bankruptcy-and-shut-down/ | 2021-12-05T15:13:28 | s3://commoncrawl/crawl-data/CC-MAIN-2021-49/segments/1637964363189.92/warc/CC-MAIN-20211205130619-20211205160619-00151.warc.gz | 0.976088 | 183 | CC-MAIN-2021-49 | webtext-fineweb__CC-MAIN-2021-49__0__135779422 | en | Mad Catz is one of the biggest names in the market when it comes to third party console peripherals, but now the company has been consigned to the history books as it has filed for bankruptcy. The company actually filed yesterday, March 30th, and all directors and officers of Mad Catz resigned on the same day.
Mad Catz had been struggling for a while financially and had invested a lot into Harmonix’s Rock Band 4 recently via its hardware, though the game wasn’t successful enough to help turn fortunes around. Last week the company was delisted from the New York Stock Exchange for non compliance with the exchange’s listing standards.
I’m sure a number of us have owned something Mad Catz branded through our gaming lives, and whatever your opinion of the quality it is a shame to see the company close its doors. | finance |
https://canada.giftpay.com/business/egiftscard.aspx?id=566 | 2023-03-23T07:35:49 | s3://commoncrawl/crawl-data/CC-MAIN-2023-14/segments/1679296945030.59/warc/CC-MAIN-20230323065609-20230323095609-00499.warc.gz | 0.859094 | 245 | CC-MAIN-2023-14 | webtext-fineweb__CC-MAIN-2023-14__0__6934499 | en | USE OF THIS GIFT CARD (“CARD”) CONSTITUTES ACCEPTANCE OF THE FOLLOWING TERMS: Card must be activated before it may be redeemed. Card is redeemable on online and in-store purchases of merchandise from any Reitmans (Canada) Limited division stores (Penningtons, Reitmans and RW&CO.). Sales taxes applied at time of redemption. Upon redemption, any unused balance will be carried over for future purchases. Value of merchandise returns purchased with Card will be credited to original Card or a new Card will be issued for an equivalent amount. Card may not be returned, cancelled, or exchanged for cash except where required by applicable law. Not a debit or credit card. Reitmans (Canada) Limited is not responsible for lost, stolen or damaged Cards or for unauthorized Card use. Treat Card like cash. For Card balance, refer to your last receipt, visit any Reitmans (Canada) Limited division store or call 1-866-REITMAN. We may refuse, cancel or hold for review Cards for suspected fraud. Cards are issued by Reitmans (Canada) Limited and do not expire. PROTECT THIS CARD. | finance |
http://www.emn.ie/index.jsp?p=100&n=105&a=211 | 2013-12-10T17:27:05 | s3://commoncrawl/crawl-data/CC-MAIN-2013-48/segments/1386164022411/warc/CC-MAIN-20131204133342-00006-ip-10-33-133-15.ec2.internal.warc.gz | 0.91934 | 403 | CC-MAIN-2013-48 | webtext-fineweb__CC-MAIN-2013-48__0__207285920 | en | Immigrant Investor Programme and Start-up Entrepreneur Scheme announced by Department of Justice and Equality
Date Published: 16-04-2012
Minister for Justice and Equality, Alan Shatter formally announced two new immigration programmes in March 2012. Applications for the Immigrant Investor Programme and the Start-up Entrepreneur Programme commenced on 16 April 2012.
The Immigrant Investor Programme
The Immigrant Investor Programme allows non-EEA citizens and their immediate family to enter the State on a multi-entry visa for an initial period of 5 years, reviewable after two years.
The following investments will be considered under this programme:-
- A once-off endowment of a minimum of €500,000 to a public project
- A minimum €1,000,000 venture capital funding into new or existing Irish businesses for a minimum of three years
- A minimum €2,000,000 investment in a special interest 5 year immigrant investor bond
- A minimum €1,000,000 mixed investment consisting of 50% in property and 50%in immigrant investor bonds. Special consideration could be given to those purchasing property, in the State, which have been enforced by NAMA. In such cases a single €1m investment in property might be sufficient.
The Start-up Entrepreneur Programme
Under the Start-up Entrepreneur Programme, residency will be granted to migrants with a "high potential start-up" initiatives and funding of €75,000 for the purpose of developing their business. No job creation targets will be set initially as it is recognised that start-up businesses take some time to get up and running. In addition, persons must not be a ‘drain’ on public funds.
All applications for both the Investor Programme and the Start-up Programme will be subject to an evaluation process. Applications forms and guidelines will be available from 30 March 2012.
For further information:-
Guidelines and Application Form for both programmes are available on www.inis.ie | finance |
https://uspress24.com/2024/02/19/the-most-devastating-part-of-judge-engorons-ruling-may-be-yet-to-come/ | 2024-04-22T01:34:17 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818067.32/warc/CC-MAIN-20240421225303-20240422015303-00511.warc.gz | 0.943883 | 277 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__40912019 | en | The massive $350 million-plus judgment rendered against former President Donald Trump on Friday in the civil lawsuit brought by New York Attorney General Letitia James is a double whammy.
Paying such enormous damages seriously depletes the net worth of even a self-proclaimed billionaire. More devastating to Trump, the court’s decision eviscerates his public image as a shrewd New York real estate mogul — an image he has carefully cultivated for decades.
Yet the enormous damages are not the only blow to Trump’s pocketbook.
The massive financial headaches for Trump are just beginning. Before he can appeal the verdict, Trump will have to post a bond or pledge assets that could tally close to $400 million, equal to the verdict plus 9% post-judgment interest. This assures that if Trump loses the appeal, the state of New York will collect the money.
A business litigation observer previously told NBC News that Trump would have to pay a nonrefundable fee of $18 million to obtain a bond (for a $370 million judgment, so slightly more than the actual judgment). Any company putting up the bond will demand collateral.
If Trump needs to pledge any New York properties or assets to the bonding company to secure the appeal bond, an independent monitor appointed by Judge Arthur Engoron would have to be notified by Trump in advance. | finance |
https://www.ulstermusic.com/differences-between-term-and-permanent-life-insurance/ | 2023-06-01T12:11:46 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224647810.28/warc/CC-MAIN-20230601110845-20230601140845-00559.warc.gz | 0.93207 | 1,133 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__181679092 | en | The term versus permanent life insurance debate has been going on for years. We break them both down so you can make an educated decision about which type of insurance works best for you.
Term vs. Permanent basics
Consider term life for:
- Death benefit protection without cash value accumulation.1
- Life insurance on a limited budget.
- Ability to convert to long-term life insurance.
Consider whole life for:
- Long-term death benefit protection.
- Stable cash value accumulation.
- Potential to receive dividends.
Term life insurance benefits
- Term life insurance provides coverage for a specific period. It is also less expensive than permanent life insurance which accumulates cash value and provides other benefits. Term life insurance has a guaranteed death benefit2, but no cash value, and its premiums will either stay level or increase at pre-determined intervals, such as after one year, five years, 10 years, or 20 years.
- Term life insurance is a great choice when your protection needs are expected to be high for a period of time, then drop back, such as when your family is growing. It can also be an effective way to supplement permanent insurance during high-need years, such as when family and other financial responsibilities are outpacing income.
- In these situations, term coverage allows you to obtain crucial death benefit protection that better fits your current budget. Also, if the coverage is convertible (the term policy can be “converted” to a comparable cash value policy, without the need to provide evidence of insurability), you can get the coverage you need today—with the ability to obtain permanent coverage in the future.
The disadvantages of term life insurance.
- Term life insurance provides a death benefit only, for a specific period. When the term expires, so does your protection. If you stop paying premiums, the coverage also ends.
- Once the contract expires, that’s it. If your policy expires at midnight on December 31, and you die at 11:59 on New Year’s Eve, your beneficiary receives the full death benefit. If you die at 12:01 on January 1, however, your beneficiary receives nothing.
- Purchasing term insurance is often compared to renting a house. When you rent, you get the full and immediate use of the house and all that goes with it, but when your lease expires, you must renew the lease (probably at a higher cost) or leave. Even if you rent the house for 30 years, you have no “equity” or value that belongs to you.
- There is a very real danger that you could suffer health reverses and be uninsurable when the term coverage expires. While many term policies are convertible to permanent coverage, others may not be. Even if the coverage is convertible, there are time limits. If the time period in which conversion is allowed has passed, you may be required to reapply for coverage. If you are found to be uninsurable at that time, you will be without insurance.
- Since premiums increase at the end of the term period, the long-term cost of term life can be burdensome. That’s why the term policy’s conversion privilege is so important. This valuable feature is usually available in the first few years of the policy and allows you to convert to permanent insurance without submitting evidence of insurability.
- Converting to a permanent policy lets you “lock in” a fixed and level premium. This coverage can never be canceled, provided premiums are paid.
Permanent life insurance benefits
Here are just some of the reasons why permanent life insurance with cash value can be a strong long-term solution for many people:
- Cash value life insurance provides lifelong insurance protection, provided premiums are paid. With few exceptions, your policy cannot be canceled by the carrier once you have been approved for the coverage. Regardless of your health, the insurance will remain in force.
- Despite higher initial premiums, cash value life insurance can be less expensive than term in the long run. Your premiums will be set when you purchase the policy, and they cannot be raised, no matter what happens to the economy or to your health. When your term policy is up for renewal, your premiums will increase. As a policy owner, you automatically become eligible to receive dividends. You can use them to purchase additional paid-up insurance to grow your policy, use them to help offset the cost of future premiums or use them for any other purpose.3 Dividends are not guaranteed, however; there are instances when an insurance company will not declare them.
- A whole life policy can eliminate the problem of future insurability. Cash value life insurance does not expire after a certain period, so you will not lose your insurance if health problems arise. Also, some policies contain guaranteed purchase options, which allow you to buy additional coverage at specified times, regardless of your health.
- Remember “cash value”? Cash value builds at a fixed rate determined by the insurer. It’s designed to reach the size of the death benefit when the policy matures. This cash amount—part of which is guaranteed under many policies—can be used in the future for any purpose you wish. If you like, you can access cash value for a down payment on a home, to help pay for your children’s education, or to provide income for your retirement if the insurance needs decrease. Accessing cash value reduces death benefit and available cash surrender value. | finance |
https://www.dunbarsecurityproducts.com/product/semacon-s1200 | 2021-04-14T05:48:03 | s3://commoncrawl/crawl-data/CC-MAIN-2021-17/segments/1618038076819.36/warc/CC-MAIN-20210414034544-20210414064544-00488.warc.gz | 0.869361 | 402 | CC-MAIN-2021-17 | webtext-fineweb__CC-MAIN-2021-17__0__169104107 | en | The Semacon S-1200 Series Bank Grade Currency Counters are designed with Semacon's SmartFeed technology for high volume applications and are used by banks, credit unions, casinos, large retailers and other industries all over the world. Our unique SmartCount technology ensures the most accurate counts available in a desktop currency counter.
Ease of Use
The S-1200 Series Bank Grade Currency Counters are intended for use in high
volume environments such as banks, credit unions, casinos, and large retailers. They
feature an intuitively designed control panel including a 10 digit keypad for batching
along with buttons for commonly used features making these counters easy to
operate in a variety of applications.
These counters offer high-speed counting at up to 1600 banknotes per minute and
are manufactured with high performance, full duty cycle components designed to run
for many years in high volume environments.
Efficiency and Reliability
Our SmartFeed Advanced Banknote Feed System Technology rapidly and reliably
processes banknotes of all conditions ranging from very worn to brand new. Three
variable counting speeds allow the operator to detect out of place denominations at
the slower speed or maximize efficiency at the higher speeds.
Precision Counting Accuracy & Error Detection
The S-1200 Series Counters are engineered with Semacon?s SmartCount? intelligent
banknote screening system which analyzes each banknote to detect all possible
types of banknote feeding errors. This technology ensures the most accurate counts
available in a desktop currency counter.
Batching - 10 keys / 1-999
Hopper Capacity - 200 - 300 Notes
Stacker Capacity - 200 Notes
Note Size - From 115 x 50 mm to 175 x 85 mm
Power Source 110V / 60Hz or 220V / 50Hz - 50 W
Dimensions - (W x D x H) 10.5" x 9.75" x 9.5"
Unit Weight - 15 lbs.
One year warranty | finance |
https://www.lakelandsps.wa.edu.au/2019/02/28/voluntary-contributions-thermometer/ | 2023-12-10T22:47:52 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679102697.89/warc/CC-MAIN-20231210221943-20231211011943-00093.warc.gz | 0.950203 | 316 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__51292602 | en | We would like to say thank you to the many parents who have already paid their Voluntary Contributions.
At present our income for Voluntary Contributions received for 2019 is a very low $8,202 against a possible income of $43,080. If you are able please pay the Voluntary Contributions to help your children.
Voluntary Contributions is an important income stream for Lakelands Primary School. They contribute to the purchase of additional resources and the running of programs in the school which
have a direct impact on your children’s learning. The following are examples of resources that the school would like to purchase:
Home reading books for Junior Primary, years PP-2
Reading book sets for years 3-6
Speech resources for Kindergarten students
Maths resources for all years ie clocks to learn the time, money to learn cost and values, balance scales and measuring equipment to learn how to weigh and measure.
Weekly the Voluntary Contributions only cost $1.03 (including a 10% discount) if paid first term. It would cost $1.15 per week from Term 2 onwards without 10% discount. Every cent of the contributions you make is spent directly on our students.
For your convenience you can pay via Direct Deposit into the school’s bank account. The school’s bank account details are:
Account Name: Lakelands Primary School
BSB: 016 745
A/C Number: 190756561
Please ensure you include student name and reason for payment.
28 February 2019 | finance |
https://www.rettrutland.com/insurance/business | 2023-11-29T05:31:23 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100056.38/warc/CC-MAIN-20231129041834-20231129071834-00303.warc.gz | 0.946849 | 218 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__153406176 | en | Business Insurance in and around Rock Hill
Would you like Rett to create a personalized business quote?
Cost Effective Insurance For Your Business.
Being a business owner is about more than being your own boss. It’s a lifestyle and a way of life. It's a vision for a bright future for you and for your family. Because you do whatever it takes to make your business thrive, you’ll want small business insurance from State Farm. Business insurance protects all your hard work with a surety or fidelity bond, extra liability coverage, and errors and omissions liability.
Protect Your Business With State Farm
Why choose State Farm for coverage? Your fellow business owners have rated State Farm as one of the top overall choices for insurance policies by small business owners like you. You can work with State Farm agent Rett Rutland for a policy that covers your business. Your coverage can include everything from business continuity plans or a surety or fidelity bond to commercial auto insurance or mobile property insurance. Call Rett Rutland today, and let's get down to business. | finance |
http://www.appatek.com/termsofsale.htm | 2013-05-19T00:38:57 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368696383077/warc/CC-MAIN-20130516092623-00046-ip-10-60-113-184.ec2.internal.warc.gz | 0.910897 | 620 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__61178163 | en | TERMS AND CONDITIONS OF SALE
Terms for all invoices is net 30 days from date of shipment.
A 2% early pay discount will be available to customers in “good
credit standing” on invoices paid in full when payment is
received within 10 days of invoice date. All special prices and
quantity prices are NET.
All new accounts must have a completed credit application on
file, and will be CASH WITH ORDER or shipped
COD until credit is established. Sales to established
accounts that are more than 30 days past due will be shipped COD.
A 1½% per month finance charge will be applied to the unpaid
balance. Credit privileges will be will be forfeited on accounts
that are 30 days past due. All accounts that are 60 days past
due will be turned over to a collection agency.
In the event of default in payment by the customer, Appatek Industries,
Inc. shall be entitled to recover its costs and reasonable attorney’s
fees incurred as a result of the default or in connection with
collection of any unpaid amounts.
There will be a $30.00 service charge on all NSF or returned
Appatek Industries, Inc. does not collect sales tax. A completed
tax exempt certificate must be provided and will be kept on file.
All applicable sales taxes are the responsibility of the customer.
All prices and quotations are subject to change without notice.
Orders will be priced according to price in effect at time of
Appatek Industries, Inc. does not express or imply any warranty.
All warranties are strictly the responsibility of the manufacturer.
Appatek Industries, Inc. cannot be held responsible for damages,
labor, or freight involved.
Appatek Industries, Inc. offers customers FREE FREIGHT
on qualifying orders of 5 or more cases shipped east of the Mississippi,
and 10 or more cases shipped west of the Mississippi. These orders
will be shipped, palletized, by common carrier, and subject to
a $10.00 fuel surcharge per order. Non-qualifying orders will
be shipped FedEx, and subject to a $4.00 fuel surcharge per package
in addition to freight charges.
Hazardous Materials will not be shipped FedEx.
Appatek Industries, Inc. responsibility ceases when merchandise
is turned over to a carrier. All shipments are F.O.B.
Origin, Freight Prepaid. Damages or shortages of merchandise
must be reported to the delivering carrier immediately upon receipt
and so filed with delivering carrier.
No returns will be accepted for credit without prior
authorization. Freight on all returns must be prepaid.
All returns must be in original condition and resalable, and will
be subject to a 20% restocking charge.
Possession of this catalog does not entitle it’s holder
to purchase products from Appatek Industries, Inc. | finance |
https://www.parcel22.com/gift-cards/ | 2022-08-10T04:56:26 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571147.84/warc/CC-MAIN-20220810040253-20220810070253-00189.warc.gz | 0.92934 | 163 | CC-MAIN-2022-33 | webtext-fineweb__CC-MAIN-2022-33__0__200106618 | en | Select the amount you want to gift to that special someone. That amount will go towards their monthly membership plan.
Schedule an email to send the Gift Card invitation to the lucky lady.
You just made someone very happy! Parcel22 is the gift that keeps on giving.
Gift Cards provide credit towards any of Parcel22's membership plans. Please refer to Plans & Pricing for details.
Each Gift Card comes with a unique redemption code. If the Gift Card recipient does not have a Parcel22 account, she will need to sign up first. On the Plans & Pricing page, she will be able to apply her redemption code. If she is already a member, she may redeem the Gift Card on her Account page.
Gift Cards may only be applied to monthly membership fees. | finance |
http://icradio.co.uk/ | 2017-02-22T06:23:29 | s3://commoncrawl/crawl-data/CC-MAIN-2017-09/segments/1487501170914.10/warc/CC-MAIN-20170219104610-00213-ip-10-171-10-108.ec2.internal.warc.gz | 0.873189 | 158 | CC-MAIN-2017-09 | webtext-fineweb__CC-MAIN-2017-09__0__136803895 | en | Make the Most of Your Money
Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals in life.
New episodes are published every Monday, Wednesday and Friday morning, featuring expert interviews and practical tips for making the most of your money.
You’ll learn from best-selling authors, thought leaders and personal finance experts.
Your host for Informed Choice Radio is Martin Bamford; a Chartered Financial Planner, Chartered Wealth Manager and personal finance author.
Leave a review
You can be a friend of the podcast by writing an honest review on iTunes here. Leaving a review on iTunes is the easiest way to help the show and boost or rankings! We’ll read out your reviews at the end of each weekly episode. | finance |
https://www.grantspasstherapy.com/RatesInsurance.en.html | 2021-06-15T01:17:49 | s3://commoncrawl/crawl-data/CC-MAIN-2021-25/segments/1623487614006.8/warc/CC-MAIN-20210614232115-20210615022115-00427.warc.gz | 0.931856 | 349 | CC-MAIN-2021-25 | webtext-fineweb__CC-MAIN-2021-25__0__173112465 | en | I can bill your insurance company, EAP benefits, and i have a sliding scale for those without insurance or not wishing to bill insurance.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:
- Do I have mental health insurance benefits?
- What is my deductible and has it been met?
- What is the coverage amount per therapy session?
- Is approval required from my primary care physician? Usually this is not necessary.
My standard fees are listed on the initial paperwork. This standard fee includes more of a medical model or insurance requirement whereas i complete a full assessment, offer a diagnosis, and we develop a treatment plan to address symptoms. My sliding scale fee is different. This fee is considered a "consultation." A consultation does not offer assessments or diagnostics and there is nothing to bill towards an insurance claim. The sliding scale reflects this consultation mode only.
Here is the consultation fee that i charge per session (50 minute sessions).
Family income of 0 - $39,999 fee is $85
$40.000- $200,000 fee is $95
$201,000 - $400,000 fee is $110
$400,000+ fee is $150.
Cash, check and all major credit cards are accepted for payment.
If you do not show up for your scheduled therapy appointment, and you have not notified us at least 24 hours in advance, you will be requested to pay a $75 fee. This does not apply to medicare or medicade covered people.
Request a therapy appointment online here.
Questions? Please contact me for further information. | finance |
https://www.crsautomotive.com/new-vs-used-cars-pros-and-cons/ | 2024-03-03T02:28:22 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947476180.67/warc/CC-MAIN-20240303011622-20240303041622-00712.warc.gz | 0.958698 | 700 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__148984195 | en | Are you having a hard time deciding on whether to get a new or used car? If you are, here are a few pros and cons to help you make a decision, brought to you buy our Hamilton premium used cars specialists.
New Cars: Pros and Cons
You are the first owner of the car and you get to experience the luxury of buying a brand new car. A new car also means that the car hasn’t been in any accidents and the quality of the car is exceptional. You don’t need to worry about wear and tear or any other mechanical repairs.
New cars come with modern safety features that used cars might not have. The improved safety features include AI and other computer technology that make your driving experience even more worthwhile. If you are looking for rear-view cameras, parking assist, cruise control and other monitoring systems, then a new car is a good choice for you.
New cars also come with better fuel-efficiency technology that can help you save on your monthly fuel expenses. For example, new cars often have an ‘ecos’ function that lets you drive across cities without using a lot of fuel.
Newer cars like hybrid models and electric vehicles help the environment by limiting carbon emission levels. This is a great reason to purchase a new car. In addition, purchasing environmentally-friendly cars comes with government incentives. Canadian buyers have the opportunity to earn back tax credit up to the value of almost $8,000.
One of the biggest cons of new cars is their price. New cars are a lot more expensive than used cars and this is a big reason why people tend to opt for used cars.
Used Cars: Pros and Cons
Used cars are a cheaper choice and they are often still in great condition. You also have a lot of car finance options available to you. If you are trying to stick to a budget, then a used car is a good choice for you.
New cars depreciate at a faster rate than used cars – approximately 20% from the second it has been driven.
Used cars let you pay reduced insurance fees. This is because the value of your car plays a huge factor in determining how much your monthly insurance instalments will be. Your registration fees will also be lower because this fee is also determined by how much you paid for your car.
The type of car you choose to get depends on your financial situation, lifestyle and budget. You’ll need to think about the pros and cons and choose a car that best suits your current and future circumstances. If you are looking to a buy used car, then look no further! CRS Automotive offers great used car deals. We have a 13,500-foot dealership in Cambridge, ON and a great team of highly-skilled and professional dealers. If you want to drive home with your dream car, then contact us today!
Since 2005, we have built a reputation for delivering exceptional automotive repair services and outstanding customer care.
Our commitment to excellence and dedication to our clients have made us a trusted name in automotive care.
Our team of licensed technicians is experienced in working on all makes and models, including electric vehicles (EVs) and hybrids.
Our comprehensive range of services ensures that your vehicle remains in top condition, covering all aspects of automotive repair and maintenance.
When you choose CRS Automotive, you’re choosing a team that genuinely cares about you and your vehicle. | finance |
https://qonversations.world/the-indonesian-dream-self-made-man-builds-efishery-now-valued-at-1-4-billion/ | 2023-09-26T23:09:14 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510225.44/warc/CC-MAIN-20230926211344-20230927001344-00474.warc.gz | 0.971051 | 568 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__122781187 | en | EFishery, a start-up in the agritech industry, achieved a remarkable feat for an Indonesian company by becoming a unicorn after securing $200 million in fresh funding. Co-founded by a former resident of a disadvantaged neighbourhood in Jakarta, the start-up’s valuation soared to $1.4 billion following a Series D funding round, a significant increase from its previous value of $410 million in 2022. The funding was led by Abu Dhabi’s 42XFund, with participation from Kumpulan Wang Persaraan (Malaysia’s state pension fund), ResponsAbility Investments AG, and 500 Global, alongside existing investors such as Northstar Group, Temasek Holdings Pte, and SoftBank Group Corp, according to Bloomberg.
EFishery provides its services to around 70,000 fish and shrimp farmers across Indonesia. The company achieved its billion-dollar status during a year marked by layoffs, CEO resignations, and declining valuations in the tech industry. Global venture investors have been cautious due to slowing economies, rising interest rates, and increased inflation levels.
The company intends to use the funds to expand its operations in Indonesia and India before considering an initial public offering (IPO) in the United States or Indonesia within the next two years. In an interview, CEO Gibran Huzaifah expressed the ambition of becoming a global leader within the next five years and exploring the possibility of an IPO as early as 2025.
Huzaifah, who grew up near the slums of eastern Jakarta, faced financial hardships when his father lost his job as he entered university. He endured sleeping in various places, including the campus and mosques, and even experienced periods of three days without food. However, his encounter with a class on aquaculture sparked his interest in the field, leading him to rent a pond and venture into catfish farming. Over time, he encountered challenges in the industry, such as low profit margins and pricing issues due to middlemen.
With the help of a technologically inclined friend, Huzaifah developed an Internet-of-Things-based automatic feeder to address feeding-related problems. In 2013, he launched eFishery, focusing on understanding the industry and adopting a unique approach rather than following the crowd. The company has since expanded its business to include a marketplace for fish and shrimp farmers and buyers, as well as collaborations with financial institutions to provide farmer financing.
Following the recent funding round, Huzaifah and his co-founder now possess stakes worth over $100 million each. Despite his success, Huzaifah humbly acknowledges that his life hasn’t changed drastically. However, he finds solace in knowing that he no longer has to worry about the financial troubles he faced during his upbringing. | finance |
http://shaungarrod.over-blog.com/article-home-appliances-deciding-which-85815794.html | 2021-06-13T19:30:12 | s3://commoncrawl/crawl-data/CC-MAIN-2021-25/segments/1623487610841.7/warc/CC-MAIN-20210613192529-20210613222529-00586.warc.gz | 0.954619 | 284 | CC-MAIN-2021-25 | webtext-fineweb__CC-MAIN-2021-25__0__213135483 | en | Depending on what home appliance you intend on buying, be it from something as plain and simple as a kettle to something that involves far more investment like a new cooker, with a little careful thought, hard earned money need not be lost. Here I'll discuss the best practices to put into place when buying a new home appliance.
If you're buying a new appliance, then the first thing that should be taken into consideration is the cost and just what your budget will afford. Once this has been taken into consideration, you have to consider the fact that the cheapest option might not always be the best. Ask yourself some questions:
• Is the item adequate enough for your requirements?
• Will the appliance be adequate enough for unforeseeable future uses, such as an expanding family?
• If I can afford it, what I have I got to gain by not buying a more expensive model?
• Have you shopped around and compared prices?
When purchasing a new home appliance taking the lest costlier option may not always be the best policy. For instance, you may decide on purchasing a budget microwave oven with a one year warranty. If this breaks after just over a year, repairs or replacement will be required whereas if you had originally purchased a more expensive machine, you have to consider the fact that it may well have lasted considerably longer. Going for the cheapest options can sometimes be a false economy. | finance |
http://www.robertsoncountyplayers.org/2015-season-sponsorship-2/ | 2018-03-19T00:58:39 | s3://commoncrawl/crawl-data/CC-MAIN-2018-13/segments/1521257646189.21/warc/CC-MAIN-20180319003616-20180319023616-00364.warc.gz | 0.970658 | 118 | CC-MAIN-2018-13 | webtext-fineweb__CC-MAIN-2018-13__0__132538389 | en | All sponsorships include mention in all playbills for the 2015 RCP season, including You Can’t Take it With You, Fiddler on the Roof, and First Baptist of Ivy Gap. All donations are tax deductible. Please retain a copy of this form for your records. For sponsorship mention in each playbill, a minimum donation of $100 is required. We accept cash and check for payment. Payments for 2015 Season Sponsorships are due no later than April 1, 2015. Completed forms must be received no later than March 11, 2015.
2015 Season Sponsorship | finance |
https://bunburydarcy.ie/services/commerical-corporate/ | 2023-12-03T11:45:54 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100499.43/warc/CC-MAIN-20231203094028-20231203124028-00327.warc.gz | 0.948477 | 303 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__72106495 | en | We advise family-owned businesses, larger corporates and partnerships. We have the focused skills and years of experience to assist with all your commercial legal requirements. For day-to-day advice, specialised agreements and specific transactions, we’ll be right by your side.
We advise directors and business owners of their responsibilities and duties under company law, employment law and all regulations.
We advise shareholders and business partners of their rights and entitlements -from start up to exiting the business.
We advise clients on sourcing and formalising project finance, EIIS investment, capital grant funding and other business supports.
We draft and advise on all agreements relevant to any point of your business journey, including share purchase/subscription, share sale and shareholder agreements, business and asset sale and purchase agreements as well as distribution, service level, franchise, general terms and conditions and sale of goods agreements.
We have extensive experience acting in the sale and purchase of companies and businesses, joint venture agreements as well as completion of due diligence requirements for both purchasers and vendors.
We advise and formalise succession plans for clients, working closely with their accountants and tax advisers to structure the optimum tax-efficient plan to maximise value on exit.
We engage specialised company secretarial services for the filing of all documents in the Companies Registration Office – ensuring you meet all your statutory requirements.
We can assist in making sure that your business operates best practice throughout and complies with all corporate governance requirements. | finance |
http://www.rubiconestates.co.uk/mortgages/ | 2017-08-21T21:32:46 | s3://commoncrawl/crawl-data/CC-MAIN-2017-34/segments/1502886109670.98/warc/CC-MAIN-20170821211752-20170821231752-00422.warc.gz | 0.934216 | 394 | CC-MAIN-2017-34 | webtext-fineweb__CC-MAIN-2017-34__0__49313553 | en | Who are Censeo Select?
Censeo Select is built on the success of Censeo, the award winning specialist mortgage advisor.
Censeo Select specialises in all mortgage types. Whether you are a first time buyer, or a next time buyer, we can help you. We arrange mortgages for Residential, Buy to Let, Let to Buy and Remortgaging. We also arrange Bridging and Commercial lending.
Censeo has enjoyed excellent relationships with many Lenders, and Censeo Select is able to offer a bespoke mortgage service which is synonymous with speed and expertise. We will guide you through every stage of the process and make your experience with Censeo Select as pleasant as possible.
We combine the skills of award-winning financial services professionals with a deep understanding of the mortgage market. Our financial expertise helps us to provide the right strategy for you, be it buying your first property, adding to or refinancing an existing portfolio.
We will charge a broker fee up to 1.5% of the loan amount, payable on completion. For instance for a £100,000 mortgage the fee will be £1,500. The amount we will charge is dependent on the amount of research and administration that is required. The overall cost for comparison for Shared Ownership is 6% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Your home may be repossessed if you do not keep up repayments on your mortgage. Censeo Limited is an appointed representative of First Complete Limited, No2 Methuen Park, Chippenham, Wiltshire, SN14 0GB, which is authorised and regulated by the Financial Conduct Authority. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address Unit 2, The Village, Guards Avenue, Caterham On The Hill, Surrey, CR3 5XL. | finance |
http://www.americanlighting.net/your-light-rebate-company/ | 2017-08-22T01:27:13 | s3://commoncrawl/crawl-data/CC-MAIN-2017-34/segments/1502886109803.8/warc/CC-MAIN-20170822011838-20170822031838-00135.warc.gz | 0.952426 | 333 | CC-MAIN-2017-34 | webtext-fineweb__CC-MAIN-2017-34__0__152613855 | en | Are your energy costs bleeding you dry? Are you looking to retrofit the lighting in your business or warehouse? You might be in a situation where you’re looking to do an upgrade, but you’re concerned it will cost a fortune. Don’t be, because we’re here to help.
We’re American Lighting Supply, your light rebate company. As a California company, we’ve been around since 1986. Our team of engineers, professional installers and rebate specialists all share a goal, which is to save you money. Technology is growing and expanding by leaps and bounds. Energy efficiency is no different, and sizeable rebates are often attached to newer equipment. Here’s how it works-when you contact us, we’ll perform a free, customized lighting assessment at your workplace. Then we’ll prepare an easy to understand and detailed proposal. It will identify the light levels, energy costs and return on investment. There are also incentives and rebates for every project. Each rebate program is different, and the rules and requirements can be confusing, but we’ve made it a point to become experts. We’ll deduct the rebates from the cost of the project, so it’s one less thing for you to worry about. Our company also offers no money down financing on every project.
At American Lighting Supply, we know you have a choice regarding who you do business with. Decades of experience and scores of trilled clients have made us the undisputed leader in our field. Do yourself and your bottom line a favor. Contact us today. | finance |
https://awong-sheamortgage.mortgagewebcenter.com/ | 2017-04-26T15:38:24 | s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917121453.27/warc/CC-MAIN-20170423031201-00397-ip-10-145-167-34.ec2.internal.warc.gz | 0.967619 | 299 | CC-MAIN-2017-17 | webtext-fineweb__CC-MAIN-2017-17__0__273957273 | en | Applying online is as easy as 1-2-3.You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information
will be reviewed for approval.
- A Shea Mortgage Inc. Loan Originator will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need help. Contact us at 480-348-6538.
I have been in the mortgage industry since 1999, beginning my career on the operations side. I believe my background as a loan closer, processor and underwriter is beneficial to my clients as I not only understand how to originate a loan, but am also very well-versed with the entire mortgage process from application to servicing and have a strong understanding of what will be required throughout the course of your loan. I have held an Arizona Loan Originator license since 2010 when the NMLS was created and truly love being able to help people achieve their dream of homeownership. My promise is to facilitate a smooth process from pre-qualification all the way through to closing and to maintain a high level of communication to ensure that my clients feel comfortable every step of the way. At Shea Mortgage, a division of J.F. Shea Co., Inc., our goal is to provide you with the highest level of service at competitive rates. | finance |
https://azureurbanresortresidences.phrealty.com/azure-urban-resort-residences-towers/st-tropez-tower | 2022-11-30T13:08:27 | s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446710764.12/warc/CC-MAIN-20221130124353-20221130154353-00392.warc.gz | 0.902614 | 142 | CC-MAIN-2022-49 | webtext-fineweb__CC-MAIN-2022-49__0__280185957 | en | Azure Urban Resort Residences - St Tropez Tower
St Tropez (sun-tro-pay) is one of the most celebrated seaside towns on the French Riviera, and is known today as the playground to jetsetters, models, and millionaires.
This exquisite summer destination, once described by the French daily Figaro as having the greatest number of famous faces per square meter is the inspiration behind the Azure’s third tower.
Option 1: Spot Cash
- 100% Spot Cash payable in 30 days with 1.60% Discount
Option 2: 20-80 Scheme
- 20% Spot Cash payable in 30 days
- 80% Remaining Balance thru Bank Financing | finance |
http://c10.nrostatic.com/article/456210/senate-spending-bill-conservatives-should-oppose | 2018-08-18T21:40:08 | s3://commoncrawl/crawl-data/CC-MAIN-2018-34/segments/1534221213794.40/warc/CC-MAIN-20180818213032-20180818233032-00523.warc.gz | 0.969203 | 353 | CC-MAIN-2018-34 | webtext-fineweb__CC-MAIN-2018-34__0__182721319 | en | Senate leaders have reached an agreement on a two-year budget deal. The deal would raise the budget caps that were established by the Budget Control Act in 2011 by almost $300 billion over the next two years. It would also fund the government for the next month while the Appropriations Committee decides where to direct the money. Chuck Schumer (D., N.Y.) says the deal is a “genuine breakthrough,” and Republican leadership appears to agree.
But this is a bad deal. It is a bad deal because it hikes domestic spending. It is a bad deal, as well, because it may end the chance for a conservative legislative achievement in 2018.
Then there is the price. While on its face the deal costs about $300 billion over the next two years, it likely will set a standard for future budget negotiations. That means its cost will be almost $1.5 trillion over the next decade. That is as expensive as tax reform.
Not all of the extra spending is ill advised. That the deal raises defense-spending caps by $160 billion is welcome news; the military has been painfully squeezed by the sequester, and restoring its funding to proper levels would be a significant achievement. To secure that money, however, Republicans had to dangle $128 billion in domestic spending.
Republicans interested in passing major conservative reforms in 2018 — which could be the last chance for years, if Democrats succeed in taking the House later this year — should reject this deal and push for something better. Another year of unified Republican control of the elected branches of government in Washington is a terrible thing to waste.
— Get insight from the best conservative writers delivered to your inbox; sign up for National Review Online’s newsletters today. | finance |
https://www.obf.io/w/index.php?title=Donate&oldid=4329 | 2022-12-05T11:33:14 | s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446711016.32/warc/CC-MAIN-20221205100449-20221205130449-00129.warc.gz | 0.929305 | 127 | CC-MAIN-2022-49 | webtext-fineweb__CC-MAIN-2022-49__0__36769778 | en | |Please visit our ***NEW*** OBF/BOSC website: https://www.open-bio.org/|
You can donate to the OBF through our fiscal sponsor, Software in the Public Interest, Inc.. Donations can be made by check, wire transfer, and online by credit card. Donations made through SPI are 501(c)3 tax-exempt in the US. For Europe-based donors, SPI also has a charitable partner organization in Europe.
Your contribution helps fund a growing community of people committed to developing reusable open-source software for advancing biological research. | finance |
http://legal.everyclient.net/Software/Reporting | 2021-06-14T02:13:39 | s3://commoncrawl/crawl-data/CC-MAIN-2021-25/segments/1623487611320.18/warc/CC-MAIN-20210614013350-20210614043350-00390.warc.gz | 0.915891 | 351 | CC-MAIN-2021-25 | webtext-fineweb__CC-MAIN-2021-25__0__190069074 | en | EveryClient (Legal) contains a comprehensive list of reports to help you with the day-to-day running of your Law Firm.
The standard reports in EveryClient (Legal) include:
|Accounts Receivable (Ageing)||Lists the law firm's accounts receivable according to the length of time an invoice has been outstanding|
|Case/Matter Resource Assignments||Displays a summary of resource assignments for Cases/Matters. It also includes a summary of completed and incomplete tasks|
|Expenses History||Provides a summary of expenses incurred that pertain to a Case/Matter|
|Invoice History||A summary of invoices generated in the system|
|Mailing Labels||Allows you to create mailing labels for 1 or more clients|
|Management Report||Provides an overall summary of costs/billing etc.|
|Payment History||Lists all payments made against invoices sent|
|Sales Tax Summary||Provides you with a summary of all Sales Tax charged to clients and paid as part of an expense related to a Case/Matter|
|Tasks Report||Lists all Case/Matter related tasks in the system|
|Time Sheet History||A summary of time sheet items that have been assigned to Cases/Matters in the system|
|Unbilled Time and Expenses||This report lists all time sheet and expense items that have not yet been billed to a client, i.e. all items that have not been added to an invoice|
If for whatever reason, the standard reports aren't sufficient, please feel free to ask and we will be happy to discuss your reporting needs. | finance |
https://familypracticeassociateswaterloo.com/for-patients/accepted-insurance/ | 2023-10-03T20:30:59 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233511220.71/warc/CC-MAIN-20231003192425-20231003222425-00793.warc.gz | 0.919769 | 228 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__242930914 | en | We accept the following insurance plans: Aetna, Blue Cross Blue Shield of Illinois, Cigna, Coventry Health Care, Healthlink, Humana, Medicare Part B, Multiplan/PHCS, Tricare for Life, Tricare North, and United HealthCare.
Please bring your insurance card with you so that we can make a copy for your medical record. If you have a change in insurance, address or phone number, be sure to notify the receptionist so that the change can be entered into our system.
If your insurance provider is not listed, please call our office to see if they are accepted. Please check with your insurance to verify we are in-network. Some plans have special exclusions that we aren't always aware of.
We accept all major credit cards for payment, such as Visa and Mastercard, and American Express. All balances are expected to be paid at the time of service
If you have any questions, please don't hesitate to call our Centralized Billing Office at 618-282-7900.
PATIENT INFORMATION AND RESOURCES | finance |
http://paccon.org/membership-dues/ | 2020-09-21T19:43:02 | s3://commoncrawl/crawl-data/CC-MAIN-2020-40/segments/1600400202007.15/warc/CC-MAIN-20200921175057-20200921205057-00721.warc.gz | 0.832335 | 179 | CC-MAIN-2020-40 | webtext-fineweb__CC-MAIN-2020-40__0__104665188 | en | The members consist of chief financial and accounting officers. Membership is by invitation only.
The annual PACCON membership fee is $825 per institution and is due by Friday, November 8, 2019.
Fees can be paid online here.
The fee includes two registrations to the Annual Conference.
California Lutheran University
Claremont Graduate University
Claremont McKenna College
Claremont University Consortium
Harvey Mudd College
Lewis and Clark College
Loyola Marymount University
Mount St. Mary’s University
Saint Mary’s College of California
Seattle Pacific University
University of LaVerne
University of Portland
University of Puget Sound
University of Redlands
University of San Diego
AICCU (Association of Independent California Colleges and Universities)
Independent Colleges of Washington
The Alliance (Alliance of Oregon Independent Colleges and Universities) | finance |
http://www.aslcancerfund.org/donations/ | 2013-05-23T12:08:30 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368703306113/warc/CC-MAIN-20130516112146-00008-ip-10-60-113-184.ec2.internal.warc.gz | 0.870098 | 190 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__64109712 | en | Make a donation online through PayPal. You’ll be able to enter your donation amount, and then pay with a credit card or through your PayPal account.
Call Dr. Leonard’s office at 612-280-6244.
Mail your check to:
Arnold S. Leonard Cancer Research Fund
715 Florida Ave South, Suite 406B
Golden Valley, MN 55426
Your donations are 100% tax deductible. The ASL Cancer Research Fund tax ID# is 20-2924536.
Funds raised at the Arnold S. Leonard Cancer Research Fund are purposely dedicated to Fund #8203 of the Minnesota Medical Foundation which sponsors genetic research at the University of Minnesota Medical School.
All net proceeds support cancer research at the University of Minnesota.
Thank you for your support. We hope that we will be able to make an impact in the near future on this most dreadful disease: cancer. | finance |
https://osa6gn.com/identifying-and-accounting-for-hidden-expenses/ | 2024-03-04T05:05:10 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947476413.82/warc/CC-MAIN-20240304033910-20240304063910-00376.warc.gz | 0.928429 | 911 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__141230118 | en | In this fast-paced world, it’s easy to overlook certain expenses that may not occur regularly but can significantly impact our finances. These forgotten expenses can often lead to financial strain and disrupt the household budget. To maintain a healthy financial outlook, it’s crucial to identify and account for these hidden costs. Quickstartmoneysite.com can be regarded as the key that will allow you to enter the doors leading to a financially secure and successful future.
One of the most common pitfalls in household budgeting is overlooking subscription services. Streaming platforms, software subscriptions, gym memberships, and other recurring expenses can quickly add up and strain your finances. Review your bank statements regularly to identify and cancel subscriptions you no longer use or need.
Home Maintenance and Repairs
Homeowners and renters alike often forget to budget for home maintenance and repairs. Appliances breaking down, plumbing issues, or roof repairs can catch you off guard. Creating an emergency fund for these unexpected expenses can save you from financial stress when such situations arise. Discover how to recognize and take into account all of your concealed expenses so you can start boosting your savings right away at Instantpaydayloansoh.com.
Medical expenses can be unpredictable, especially if you have a high-deductible health plan or no insurance. Budgeting for co-pays, prescription medications, and unexpected medical emergencies is essential. Consider contributing to a Health Savings Account (HSA) to cover these expenses tax-free.
Pet owners may overlook the costs associated with their furry companions. Pet food, grooming, veterinary visits, and pet insurance expenses should be factored into your budget. Planning for your pet’s needs can prevent financial strain during emergencies.
Seasonal and Occasional Expenses
Certain expenses occur only during specific seasons or occasions. Holiday gifts, vacations, and celebrations can significantly impact your budget. Create a separate fund for these events and contribute to it throughout the year to ensure you’re financially prepared. Are you prepared to participate in the festive season without going over budget? Allow US-creditcards.com to serve as your personal financial consultant as you navigate the world of occasional costs.
Emergency Fund Contributions
Building an emergency fund is crucial, but many people forget to allocate a portion of their income regularly. An emergency fund is a safety net during unexpected situations like job loss or major repairs. Aim to set aside a percentage of your earnings every month.
Taxes and Insurance Premiums
Property taxes, income taxes, and insurance premiums are essential expenses that can easily be forgotten in your budget planning. Ensure you set aside money for these obligations to avoid last-minute financial strain.
Personal Care and Grooming
Budgeting for personal care items such as haircuts, skincare products, and grooming supplies is often neglected. These seemingly small expenses can add up over time. Allocate a reasonable monthly amount for personal care to keep yourself presentable without overspending.
Vehicle maintenance and repairs are frequently overlooked expenses. Regularly servicing your car and setting aside money for repairs can prevent large, unexpected bills.
Gifts and Celebrations
Special occasions like birthdays and anniversaries demand gifts and celebrations. Forgetting to budget for these events can disrupt your monthly expenses. Plan and allocate funds for gifts to avoid last-minute financial strain.
Education and Skill Development
Investing in education and skill development is essential for personal and professional growth. Whether attending workshops, online courses, or buying educational materials, budgeting for learning opportunities can yield long-term benefits.
Overlooking bank fees is a common mistake. ATM fees, overdraft charges, and monthly service fees can accumulate without notice. Opt for accounts with minimal fees or take necessary precautions to avoid additional charges.
Memberships and Associations
Remember to include their costs in your budget if you’re a member of clubs, professional associations, or subscription-based services. Evaluate the value of each membership and cancel any that you no longer find beneficial.
Miscellaneous expenses, such as stationery, household supplies, or emergency home repairs, don’t fit into specific categories but are still essential. Set aside a portion of your budget for these unpredictable yet necessary expenses.
Creating a comprehensive household budget requires attention to detail and a proactive mindset. By accounting for commonly forgotten expenses, you can achieve better financial stability and avoid surprises. Remember to regularly review your budget, track expenses, and make necessary adjustments to stay on track. | finance |
http://www.springboardtalent.com/news/ | 2017-11-18T06:19:44 | s3://commoncrawl/crawl-data/CC-MAIN-2017-47/segments/1510934804666.54/warc/CC-MAIN-20171118055757-20171118075757-00509.warc.gz | 0.872332 | 205 | CC-MAIN-2017-47 | webtext-fineweb__CC-MAIN-2017-47__0__12171354 | en | Productivity and Innovation Credit (PIC) Scheme
(last updated Mar 2013)
Good news! Your business can enjoy 400% tax deductions/allowances and /or 60% cash payout for investment in innovation and productivity improvements under the PIC scheme*. On top of it, from YAs 2013 to 2015, your business may also enjoy a PIC Bonus, a dollar-for-dollar matching cash bonus #. This means, for e.g. if you invest $15,000 in training for YA 2013-2015, you will receive your full investment back plus an additional cash-payout of $9,000!
For more info please refer to http://iras.gov.sg/irashome/PIcredit.aspx or contact us, we will be happy to explain these to you.
* Cap of $400,000 for tax deduction option and $100,000 for cash payout option per YA
# Up to $15,000 for YA2013-2015 | finance |
https://politesociety.ca/news/cfmws-announces-renewed-partnership-with-bmo-bank-of-montreal/ | 2022-10-02T19:07:22 | s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030337339.70/warc/CC-MAIN-20221002181356-20221002211356-00342.warc.gz | 0.954227 | 367 | CC-MAIN-2022-40 | webtext-fineweb__CC-MAIN-2022-40__0__167464618 | en | CFMWS Announces Renewed Partnership with BMO Bank of Montreal
Canadian Forces Morale and Welfare Services (CFMWS) has recently signed a ten-year extension of its partnership with BMO Bank of Montreal. With the extension, BMO continues to be the Official Bank and provider of banking services and financial products to members of the Canadian Defence Community.
Since 2008, BMO has served as the official bank of the Canadian Defence Community Banking (CDCB) Program, designed to serve the banking needs of regular force personnel, reserves, recruits, military families, veterans and retirees, as well as Department of National Defence and Staff of the Non-Public Funds civilian personnel, the RCMP and the Canadian Coast Guard.
The CDCB Program offers products and services specifically designed to meet the needs of the defence community, such as free banking with the Performance Plan and the BMO Support Our Troops MasterCard. A portion of each transaction made with the BMO MasterCard goes to Support Our Troops, the official charitable cause of the Canadian Armed Forces, and has generated over $519 thousand so far.
“Over the past decade, our partnership with BMO has allowed us to improve the lives of members, veterans and their families, and we are excited to continue delivering a wide range of benefits specifically designed for our Defence Community,” said Sean N. Cantelon, CEO, Canadian Forces Morale and Welfare Services. “We look forward to working with BMO in this renewed partnership to enhance services that meet the needs of the Defence community, today and tomorrow.”
To learn more about the Canadian Defence Banking Program and other financial services offered by Canadian Forces Morale and Welfare Services, visit www.cafconnection.ca/National/Programs-Services/Financial-Services.aspx | finance |
http://www.winebankers.fr/index.php?page=our-team | 2022-12-08T21:54:34 | s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446711368.1/warc/CC-MAIN-20221208215156-20221209005156-00059.warc.gz | 0.96029 | 495 | CC-MAIN-2022-49 | webtext-fineweb__CC-MAIN-2022-49__0__29106697 | en | Maxime joined WINE BANKERS & Co in July 2010. He had previously worked in investment banking at UBS in the Wine Banking team of Jean-Luc Coupet and in a renowned venture capital fund.
Over a combined experience of ten years in M&A, Maxime has successfully advised over 30 operations in the wine and spirits sector to date. Maxime is a passionate wine amateur, an avid rugby player and a shareholder of a spirit company and of a craft brewery in France.
He graduated from ESCP-Europe with a major in finance.
JEAN-LUC COUPET Managing Partner
Jean-Luc joined WINE BANKERS & Co in June 2010 as Managing Partner with the objective to help develop this young independent boutique firm. Former investment banker for 33 years and wine enthusiast since his teen age, Jean-Luc previously managed mergers & acquisitons teams specialised in the wine and spirits industry: first for 18 years at Compagnie Financière Edmond de Rothschild then at UBS Group where he incepted in 2003 the Wine Banking department with a team of five dedicated to this type of transaction worldwide.
Jean-Luc has successfully advised over 200 operations in the wine and spirits sector to date. Jean-Luc is also co-founder and shareholder of wine estates in France, notably in Roussillon and in Burgundy. He graduated from Université Paris Dauphine (Master of Advanced Studies in Finance).
THIBAUT BAZIN DE CAIX Founding Partner
Thibaut founded WINE BANKERS & Co in April 2009 with the goal of building an independent actor on the niche market of mergers and acquisitions in the wine and spirits industry. He developed and managed the firm before partnering with Jean-Luc Coupet in June 2010. He had previously worked for three years as an investment banker for UBS in the Wine Banking team led by Jean-Luc.
In the last thirteen years, Thibaut has successfully advised over 50 operations in the wine and spirits sector to date. Thibaut comes from a family of wine lovers, the Lurton family who owns wine estates in Bordeaux and abroad. He graduated from Reims Management School and the European School of Business of Reutlingen in Germany with a major in finance. He also holds a Specialized Master’s degree in Private Banking & Real Estate from group ESC Bordeaux. | finance |
http://users.sisqtel.net/~armstrng/secure_rural_schools.htm | 2014-10-30T12:11:50 | s3://commoncrawl/crawl-data/CC-MAIN-2014-42/segments/1414637897717.20/warc/CC-MAIN-20141030025817-00218-ip-10-16-133-185.ec2.internal.warc.gz | 0.968659 | 559 | CC-MAIN-2014-42 | webtext-fineweb__CC-MAIN-2014-42__0__47440342 | en | Secure Rural Schools and Roads Funding
United States Senate Passes Amendment to Surface Transportation Bill Reauthorizing Secure Rural Schools Act for One Year
|According to the National Forest Counties and
Schools Coalition:The National Forest System was formed in 1905 from the Forest
Reserves, which were established between 1891 and 1905 by presidential proclamation.
During that time, 153 million acres of forestlands were set aside in Forest Reserves and
removed from future settlement and economic development. This imposed great hardships on
those counties that were in and adjacent to these new reserves. In many cases, 65 to 90
percent of the land in those counties was sequestered in the new forest reserves, leaving
little land for settlement, economic development and diminishing the potential tax base to
support essential community infrastructure such as roads and schools. There was
considerable public opposition in the forest counties to establishing these reserves.
In 1908, in response to the mounting opposition to the reserves in the West, Congress passed a bill which created a revenue sharing mechanism to offset for forest counties the effects of removing these lands from economic development. The 1908 Act specified that 25% of all revenues generated from the multiple-use management of our National Forests would be shared with the counties to support public roads and public schools. People in our forest counties refer to this as the "Contract with the People of Rural Counties" which was part of the foundation for establishing our National Forest System. This mitigation mechanism was and continues to be a part of the foundation of our National Forest System.
It was the intent of Congress in establishing our National Forests, that they would be managed in a sustained multiple-use manner in perpetuity, and that they would provide revenues for local counties and the federal treasury in perpetuity as well. And, from 1908 until about 1986, this revenue sharing mechanism worked extremely well. However, from 1986 to the present, we have, as a result of environmental activism, lawsuits, and legal challenges reduced our active multiple-use management of the National Forests and revenues have declined precipitously. Most counties have seen a decline of over 90% in actual revenues generated on our National Forests, largely as a result of the decline in all forms of timber harvesting, grazing, and minerals extraction.
Idaho Community Forest Trust Proposal - counties to transition away from uncertain federal payments under the SRS to county management of certain federal forest lands. The proposal is for Community Forests to be designated from federal forest lands within Idaho and managed in trust by the state for the benefit of county governments and local communities. Proceeds from the management of these lands would then go to counties which are currently receiving SRS funding in lieu of transfer payments from the federal treasury; Community Forest Trust proposed; | finance |
https://www.glue-design.com/poker/ | 2021-05-06T10:13:06 | s3://commoncrawl/crawl-data/CC-MAIN-2021-21/segments/1620243988753.91/warc/CC-MAIN-20210506083716-20210506113716-00323.warc.gz | 0.954406 | 966 | CC-MAIN-2021-21 | webtext-fineweb__CC-MAIN-2021-21__0__177044382 | en | How To Make Money At Poker Casinos
Beginner players always wish to understand more about how to earn money at Poker Casinos. It is not magical, you understand. Yes, there are people who move to a casino night and earn $500. However, that is random fortune or variance and it is nice when that occurs. Nonetheless, you may lose $500 as readily. Thus, that isn’t the best way to generate money from online poker casinos. The very first thing you need to do is to select the best casino. That may sound simple what with numerous poker casinos launching all across the States. But you don’t wish to play at a casino which has just racing slots and games.
Table games are where the real money is. A number of the profit earning table games include Texas Hold’em and Blackjack. As soon as you’ve picked a casino restaurant, then you want to find a sense of the location. Avoid those slots. Rather, find exactly what the gambling tables have to offer you. Texas Hold’em is also among the greatest games ever as it’s a very low house advantage, among the cheapest, in reality. The casino is pleased to leave the majority of the cash to gamers and requires just a little cut. To earn money in poker casinos, you still have to come across a game/game which you enjoy. Even though Texas HoldCeltics would be your most rewarding, you might play Baccarat or Blackjack.
The gain margin in poker is quite tiny. It’s projected that players create 1 or 2 major blinds each hour in a desk. Of course, the specific amount is dependent upon how great you are and just how awful your competitors are. Nevertheless, it’s correct that experts in poker casinos earn money every time they perform, even if they lose. How can they get it? They have a three-pronged plan:
1. Make their competitions fold whenever they have the best hands and so win more baskets.
2. Reduce losses by bending when they’re defeated or retaining strands little at these times.
3. Make pots large if they really have a winning hands.
4. Attempt to have the lowest statistical edge in any way times. By taking small actions to make sure maximum gains, they can make sure long-term gains.
The absolute most significant issue to remember is that no matter your ability level, you’re still gambling – significance, banking in your fortune. Thus, nobody may have constant winning streaks as you can not lose all of the time. The rule is to not place over 5 percent of your bankroll on each table. An ounce of luck having plenty of hands is able to assist you in making money out of poker casinos. There are lots of online poker rooms on the market competing for your business.
The same as every casino, many provide invaluable bonuses to lure new clients. This is a great item for you, the customer! Several online casinos and online poker rooms may provide a”deposit bonus” to gamers generating new accounts. Many will fit your first deposit, $100, $200, $300, all of the way around $1100. With that money on your online casino bankroll, then you will observe a good deal of cards and play with a good deal of games, boosting your likelihood of winning the money.
This may also be a means to buy into this next tournament you are eyeballing. Already have an account in the online poker room or casino? Just make a brand new one and claim your free cash. That is an edge just online casinos possess, enjoy it while it lasts! Several online poker rooms may ask that you submit a”bonus code” when registering, but many are more sophisticated and will employ it mechanically.
That means you may be thinking you could just make your deposit, then await the casino to suit, then withdraw your deposit with a hefty gain. Online casinos usually do make it effortless to receive your free bonus, but they need that you bet a certain sum of money until all your bonus is put on. This may be overcome by enjoying many smaller matches and playing. With a massive deposit bonus, you may enjoy playing online casinos to get a very long time to come back!
Most online casinos provide limited bonuses. This signifies is the quantity of the bonus isn’t discharged into your accounts until you’ve played with a prescribed amount of palms. The number of palms varies based on the website but it’s typically no greater than you’d expect to perform in a couple of sessions. The online casinos create this information prepared available for you on your member control panel. | finance |
http://middlepage.net/2017/08/09/giving-the-right-start-to-a-small-business-to-gain-success/ | 2024-03-04T18:04:26 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947476464.74/warc/CC-MAIN-20240304165127-20240304195127-00177.warc.gz | 0.97018 | 465 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__60564767 | en | You might have the idea of starting up a small business and taking it to the top. You need to make sure that you follow the right steps so that there is nothing holding back the business. When you are starting a business from the scratch, the complications that you will have to solve are much complicated. Therefore, it is important that you focus on the right ways so that you can save yourself and the business from failure and get into the path of success. There are many things and aspects which need to be taken care of when taking steps to success. However, there are certain majorly important factors that need to be taken care of. Here are some of the things that you need to know about giving the right start to a small business to gain success:
Handle the finances
If you are doing well in handling the finances of your newly started business, you will be free from most of the complications that can come your way. When the finances are handled in the right manner, you have the chance of making use of the profits and the handled finances to upgrade your business, to provide the customers with the ultimate best, to get into the spot light and to keep your business growing. To handle the finances will not be easy. Therefore, it is important that you gain the help of bookkeepers in Sydney CBD so that you can simply improve the profits and minimize the expenses with time.Moreover, if you handle the finances of the business, you have the chance of improving the quality of the work and the productivity.
As your business grows, it is a must that you hire professional accountants so that the responsibility of managing the complicated finances are made easier. With better finances, you can simply gain a smooth working conditions and keep the employees satisfied so that they will bring about improved the quality of work.
Look into the interest of the customers
It is always important that you adjust your business so that you are eyed by the customers and has the capability of pleasing the customer. One of the advantages of starting up a new business is that you can give it a start with all the things that will attract the customers. Make sure that you consider the wants and the needs of the customer into consideration because that is how you can simply win the hearts of the customers to gain the ultimate best in creating a loyal customer base. | finance |
https://cnyradio.com/2011/09/15/feds-approve-cumulus-citadel-merger-plan/ | 2023-12-08T13:40:32 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100745.32/warc/CC-MAIN-20231208112926-20231208142926-00717.warc.gz | 0.960952 | 411 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__300221291 | en | ATLANTA -- The merger between Cumulus and Citadel is all but complete. Citadel stockholders and the FCC approved the merger today, following the Department of Justice's early termination of an anti-trust "waiting period" on Tuesday. All that's left is for the official closing of the deal -- and that's expected to happen tomorrow. Citadel owns four Syracuse radio stations. The merged company will keep the Cumulus name.
Updated 9/15 -- ATLANTA -- It was no surprise when Cumulus and Citadel announced merger plans in March, considering the companies announced they were "in talks" a month earlier. Likewise, it was no surprise today that federal regulators gave the deal a green light to proceed. Stockholders of Citadel, which owns four Syracuse radio stations, are expected to approve the merger on Thursday.
In a press release issued today, Cumulus says Thursday's expected approval will also give Citadel stockholders the chance "to make an election with respect to the consideration they wish to receive in the Merger." Earlier, the Department of Justice gave its approval, under the condition that the merged company will divest one Michigan radio station and two in Pennsylvania.
Aside from Thursday's meeting of Citadel stockholders, Cumulus says the deal still requires approval from the Federal Communications Commission and it must satisfy "other customary closing conditions." Update 9/15: The FCC has also approved the merger.
In Syracuse, Citadel owns top-40 station 93Q (WNTQ), rocker 95X (WAQX), news/talk 105.9 The Big Talker (WXTL) and sports-talk The Score 1260 (WSKO). The company owns more than 210 stations nationwide. Post-merger, the entire company will retain the Cumulus name, with about 570 stations in 120 markets, including eight out of the nation's top ten.
There's still no firm date for a closing, but both sides have previously said they had been hoping to close the deal in the fourth quarter of this year. | finance |
http://galway.net/galwayguide/usefulinfo/currency/ | 2019-12-11T07:02:16 | s3://commoncrawl/crawl-data/CC-MAIN-2019-51/segments/1575540529955.67/warc/CC-MAIN-20191211045724-20191211073724-00325.warc.gz | 0.933117 | 398 | CC-MAIN-2019-51 | webtext-fineweb__CC-MAIN-2019-51__0__45185834 | en | The Irish Pound
The Irish pound was phased out of use in Ireland during January 2002. The Irish Pound (or Púnt -- its name in the Irish language) was fixed at 1 Euro to 0.787564 Irish Pounds. People still occasionally refer to prices in the old currency (especially when talking about expensive things like cars and houses) but for most day-to-day transactions it's a thing of the past.
The Euro is Ireland's new currency. Euro notes and coins issued in any Euro Zone country is legal tender in Ireland.
Old currency notes may still be exchanged for euros by calling into a bank. There are limits to the amount that may be converted in one transaction.
Euro Conversion Table
1 euro = 40.3399 Belgian francs
The euro's value compared to the US dollar varies all the time. At the time of writing (September 2002) it is almost parity with the US dollar, ie 1 dollar = (approx) 1 euro.
On the front of the banknotes, windows and gateways symbolize the European spirit of openness and co-operation. The 12 stars of the European Union represent the dynamism and harmony between European nations.
To complement these designs, the reverse of each banknote features a bridge. The bridges symbolize the close co-operation and communication between Europe and the rest of the world.
The eight denominations of coins will vary in size, colour and thickness according to their values which are 1, 2, 5, 10, 20 and 50 cent or EUR 1 and EUR 2. One euro is divided into 100 cent. One side of each coin will feature one of three designs common to all 12 euro area countries showing different maps of Europe surrounded by the 12 stars of the European Union.
The reverse side of each coin will show individual designs relating to the respective Member State, surrounded by 12 stars - see Country-specific faces, or click on the relevant country's flag. | finance |
https://impact-2015.dukeforward.duke.edu/lifelong-generosity-in-bloom/ | 2019-05-22T09:53:48 | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256778.29/warc/CC-MAIN-20190522083227-20190522105227-00342.warc.gz | 0.980126 | 174 | CC-MAIN-2019-22 | webtext-fineweb__CC-MAIN-2019-22__0__208290641 | en | Yukio ’41 and Toshiko Nakayama visited Duke often during the 60 years they were married. Their visits always took them to Duke Gardens—their favorite place on campus. In their later years, they enjoyed stopping by the Nasher Museum of Art. The Nakayamas gave frequently to financial aid, proud to support what they thought were the finest students anywhere.
The couple planned for years to give their entire estate to Duke. Now that their ashes rest in the Memorial Garden at Duke Gardens, their $7.37 million estate is helping students and supporting the places they loved. Forty percent of the gift created the Yukio and Toshiko Nakayama Financial Aid Endowment, 40 percent went to the Yukio and Toshiko Nakayama Art Museum Endowment, and 20 percent to the Nui Kono Nakayama Gardens Endowment. | finance |
http://iccoindia.org/member/dheeraj-singh-rawat/ | 2019-06-25T16:26:43 | s3://commoncrawl/crawl-data/CC-MAIN-2019-26/segments/1560627999853.94/warc/CC-MAIN-20190625152739-20190625174739-00202.warc.gz | 0.972491 | 105 | CC-MAIN-2019-26 | webtext-fineweb__CC-MAIN-2019-26__0__52408436 | en | Dheeraj works in the capacity of an Accounts Executive. Dheeraj Singh Rawat has been working with ICCo since January 2016. He has 7 years of work experience in Accounts with both public and the private sector. He was previously working with renowned companies like JOP Power Infra Engineering Private Limited and Earth Infrastructure Limited. At ICCo, he manages finalization of accounts, day-to-day accounts, audit queries, taxation and service tax. Dheeraj holds a Masters degree in Commerce. | finance |
https://www.atb.ua/en_US/section/our-news-4/article/atb-market-has-become-the-two-time-winner-of-the-best-retail-project-2018-award-65 | 2023-12-10T10:44:15 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679101779.95/warc/CC-MAIN-20231210092457-20231210122457-00194.warc.gz | 0.959026 | 323 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__292222656 | en | ATB-Market became the winner in two nominations at once for the Best Retail Project 2018 – “WOW-Ads 2018” and “Collaboration of the Year”, as part of the annual Congress Retail Expo, which was held on November 7 in Kyiv.
The Expert Council of the award highly appreciated the work of the company in the implementation of social and cultural projects. First of all, it is the organization of the concert of the star of Latin American music Enrique Iglesias at the NSC Olympic, which gathered about 100 thousand visitors and publishing books with augmented reality “Alice in Wonderland” and “Alice in the Looking Glass” Thousands of copies.
To date, the ATB retail chain continues to hold leading positions among Ukrainian retailers.
Since the beginning of 2018, the company has opened 62 new stores, of which 26 in the West, 13 in the southern regions of the country. During the first half of the year, more than 3 thousand new jobs were created.
The trade turnover of the ATB trade network for the first half of 2018 was 48.4 billion UAH (with VAT), which is 32.6% more than the same period last year.
According to the State Fiscal Service of Ukraine, ATB-Market is the leader of the TOP-10 of the largest taxpayers in the wholesale and retail trade for 6 months of 2018. The company paid 3.2 billion UAH to the budget, which is 1.2 billion UAH or 57.9% more than the same period last year. | finance |
http://mhsinfo3.mckesson.com/NFM-WB-2017-11-14-LP-Registration.html | 2017-11-22T15:19:06 | s3://commoncrawl/crawl-data/CC-MAIN-2017-47/segments/1510934806609.33/warc/CC-MAIN-20171122141600-20171122161600-00624.warc.gz | 0.907268 | 249 | CC-MAIN-2017-47 | webtext-fineweb__CC-MAIN-2017-47__0__118685146 | en | November 15, 2017 2:00-3:00pm ET / 11:00-12:00pm PT
As CMS continues to evolve its value-based payment (VBP) goals, more states are focusing on their own initiatives. Produced in partnership with the HealthCare Executives Group, this webinar will provide an overview of state-level VBP strategies and explore the state of Tennessee’s value-based payment initiatives.
Presenter Lisa Conley, Government Affairs Specialist at Change Healthcare, will share the results of her latest research into state VBP strategies.
Presenter Brooks Daverman, Director of Strategic Planning and Innovation for the Tennessee Division of Health Care Finance and Administration, will discuss lessons learned from the introduction of episodes of care and the application of other VBP strategies in TennCare, the state’s Medicaid program.
Mr. Daverman helped develop and launch Tennessee’s Health Care Innovation Initiative, a partnership which aims to facilitate the state’s transition from a volume-based to value-based payment model. Partners include TennCare, CoverKids, Tennessee Hospital Association, Tennessee Medical Association, the state’s four largest insurance carriers and its employee benefits administration. | finance |
https://bon.ng/2022/11/03/update-on-the-society-of-nigerian-broadcasters-snb-1st-batch-induction/ | 2023-01-28T04:11:26 | s3://commoncrawl/crawl-data/CC-MAIN-2023-06/segments/1674764499470.19/warc/CC-MAIN-20230128023233-20230128053233-00464.warc.gz | 0.922234 | 471 | CC-MAIN-2023-06 | webtext-fineweb__CC-MAIN-2023-06__0__204263789 | en | BON Secretariat and SNB desk received series of appeals from individuals and corporate bodies for a downward review of the induction fee on the premise of the harsh economic situation in the country.
Although some members have paid the N55,000.00, SNB is glad to inform you that the INDUCTION COMMITTEE has accepted the downward review to Twenty-Five Thousand Naira (N25,000.00) only for those that will participate in the 1st Batch of Induction.
The induction dates are:
Abuja Centre: Thursday December 1, 2022.
Venue: To be communicated.
Time: 10:00 am
Lagos Centre: Tuesday December 13, 2022.
Lagos venue and time will be communicated to members in due course.
Guest Speaker: Professor Tonnie Iredia, former Director General NTA
Chairman of the occasion: Amb. Yemi Farounbi
Discussants include but not limited to the following:
Dr. Mansur Liman – Director General FRCN/Vice-Chairman BON
Mallam Yakubu Ibn Mohammed OON- former Director General NTA
Sa’a Ibrahim – Director General, ARTV, Kano/ Fmr. Chairman BON among others.
Deadline for payment of Induction fee (N25,000.00) is Wednesday 16th November, 2022. Members are kindly requested to pay in their names rather than a company for easy identification. This will enable the Secretariat process for receipt of payments and provide further information.
It is important to note that only those who meet the payment deadline would have their names listed in the induction brochure.
Kindly pay to:
Acc. Name: Society of Nigerian Broadcasters
Acc. Number. 1219980653
Inductees should arrange for their accommodation; however, the Secretariat would assist in booking hotel only for interested members. Kindly call Ezekiel on 08062227549 for information and assistance.
Please send your Full Name, Organisation, Application Number, Contact number, WhatsApp number, email address and preferred induction location either Abuja or Lagos to [email protected] or to WhatsApp 08033315256. Kindly ignore if you have responded earlier. | finance |
https://mrandmrslee.wordpress.com/2010/04/17/centerpieces/ | 2018-06-22T01:12:48 | s3://commoncrawl/crawl-data/CC-MAIN-2018-26/segments/1529267864337.41/warc/CC-MAIN-20180622010629-20180622030629-00150.warc.gz | 0.821385 | 142 | CC-MAIN-2018-26 | webtext-fineweb__CC-MAIN-2018-26__0__188944438 | en | I am on the hunt for the perfect centerpieces.
And my budget: $15 a table.
This beauty puts me in at $11. I would then use my last bit of money to sew my own table runners or table clothes. Here is the cost breakdown:
-Flowers $5 (walmart)
– Votive candle holders $3 (dollar tree)
-Vases $2 (dollar tree)
-Rocks $1 (dollar tree)
My only issue is… the flowers are fake. But it is also hard to rationalize spending $60 for fresh ones….
What are your thoughts?
Ps. The flower pin tutorial will be up soon! | finance |
https://imbuesource.com/product/pcb-dollars-100/ | 2019-03-22T01:57:19 | s3://commoncrawl/crawl-data/CC-MAIN-2019-13/segments/1552912202589.68/warc/CC-MAIN-20190322014319-20190322040319-00469.warc.gz | 0.876563 | 130 | CC-MAIN-2019-13 | webtext-fineweb__CC-MAIN-2019-13__0__36479489 | en | A $100 dollar bill produced as a gold (ENIG) printed circuit board (PCB)
An edition of 250, signed and numbered on the reverse with Imbue hologram. Comes in a black anti-static box along with a certificate of authenticity.
- Edition of 250
- 15.7cm x 6.6cm
- Comes with certificate of authenticity
- Hand signed and numbered on the reverse with hologram
Your money is data on a computer.
*There is an edition of 15 ‘uncut sheets’ available. Made up 32 $100 bills. Please email or message for more info. | finance |
https://rmvlawyer.com/blog/drivers-license-reinstatement-fees/ | 2023-11-29T04:37:59 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100056.38/warc/CC-MAIN-20231129041834-20231129071834-00354.warc.gz | 0.951728 | 500 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__212916926 | en | The Registry of Motor Vehicles charges reinstatement fees which have been authorized by the Massachusetts Legislature. Registry Hearing Officers have no discretion to waive these fees. They are set forth in G.L. c. 90 Sec. 33. With the implementation of the Registry’s new computer system, Hearing Officers may be charging for multiple unpaid reinstatement fees when a customer reinstates. Although this may not have been done before, this is authorized by the statute
The Registry’s new computer is apparently programmed to calculate reinstatement fees by totaling up any and all outstanding reinstatement fees for payment defaults, National Driver Register Revocations, DUI suspensions, and any other outstanding suspension or revocation from which the customer is reinstating. These reinstatement fees, which the Registry did not set, can range from $100.00 to $1,200.00. Now, customers will likely have to pay multiple reinstatement fees. Although this might be a change from how the fees were previously calculated, it is legal. These are the fees that the lawmakers established and it looks like the Registry’s new computer has been programmed to follow the law on reinstatement fees.
It is highly unlikely that individual Registry Hearing Officers will be afforded any discretion when it comes to imposing these mandatory fees as a condition of reinstatement of a driver’s license or right to operate a motor vehicle in Massachusetts. Hearing officers will likely be powerless to waive or override the required reinstatement fees, even in compelling cases.
MassDOT will only collect reinstatement fees when all of the active suspensions and/or license revocations has been served in their entirely or the customer has been granted hardship relief either directly from the RMV or the Board of Appeal. You cannot pay a reinstatement fee in advance, until all suspension / revocation time has been served and it is time to issue the license.
In addition to reinstatement fees, if the Registry has suspended your license for 3 or 7 surchargerable events, the RMV will impose a $50.00 “surcharge” at the time of reinstatement. This money is collected by the RMV and transferred to the Thomas P. Kennedy Spinal Cord Injury Trust Fund.
If you are planning on reinstating your license in the near future, you should be aware that it might be a very expensive process. Unfortunately, there is absolutely nothing that my office can do about reinstatement fees, which are mandated by law. | finance |
http://www.fdlco.wi.gov/departments/departments-n-z/senior-services/homestead-tax-assistance-program | 2019-03-26T08:37:21 | s3://commoncrawl/crawl-data/CC-MAIN-2019-13/segments/1552912204885.27/warc/CC-MAIN-20190326075019-20190326101019-00169.warc.gz | 0.924938 | 696 | CC-MAIN-2019-13 | webtext-fineweb__CC-MAIN-2019-13__0__201748641 | en | WISCONSIN HOMESTEAD CREDIT
By Julie Hilbert, Benefit Specialist Fond du Lac County
The Wisconsin Homestead Credit is a tax benefit for renters and homeowners with low or moderate incomes. It is designed to lessen the impact of rent and property taxes. Property taxes do not need to be paid before filing for Homestead Credit. Qualifying persons can get back some or all of their state taxes withheld during the year. Household income that is reported includes all income for tax purposes plus certain nontaxable income. Nontaxable income includes gross Social Security, SSI, Railroad Retirement, pensions, IRA income and income from investments, etc. You have until April 15, 2022 to file for your 2017 homestead credit, and after April 16, 2018, you can receive credit back to 2014. The maximum amount of Homestead Credit can be as high as $1,160. Expect to wait six (6) to ten (10) weeks for the payment from the time it is submitted. To check up on payments you can visit the department’s website at www.dor.state.wi.us. Other assistance is available by calling the Madison office at 608-266-8641.
To qualify for Homestead credit you must:
• Be a legal Wisconsin resident for all of 2017
• Have a household income less than $24,680
• Be a owner or renter of the homestead during 2017
• Not be claiming farmland preservation credit for 2017
• Not be living in a nursing home and receiving medical assistance
• No claim may be filed on behalf of a person after his or her death
Julie Hilbert the Benefit Specialist for Fond du Lac County will be conducting Free Homestead Tax Clinics for people in Fond du Lac County who are 60 years of age or older. Please see below for dates and locations. If you are unable to make it to one of the clinics please schedule an appointment by calling 920-929-3521.
What to bring: 1099’s from Social Security, banks, pensions, and any other statements of income and a copy of your property tax bill or a completed rent certificate.
Riverview Apartments – 101 Western Avenue, Fond du Lac – February 1, 2018 from 12:30 to 3:30 p.m.
Grand Court Apartments – 630 W. Arndt St., Fond du Lac – February 5, 2018 from 10:00 a.m. to 11:30 a.m.
Westnor Apartments – 653 W. Arndt Street, Fond du Lac – February 5, 2018 from 12:30 to 3:30 p.m.
Heather Meadows – 235 Winnebago Street, North Fond du Lac – February 6, 2018 from 10:30 to 11:30 a.m.
Northgate Apartments – 350 Winnebago Street, North Fond du Lac – February 6, 2018 from 12:30 – 1:30 p.m.
Waupun – 301 E. Main Street, Waupun - February 7, 2018 from 1:00 to 2:00 p.m.
(For Fond du Lac County residents only)
Ripon Senior Center – 100 E. Jackson St., Ripon – February 8, 2018, from 10:30 to 11:30 a.m. | finance |
https://www.stayattheopen.com/tenants-terms-of-agreement/ | 2018-09-20T04:26:17 | s3://commoncrawl/crawl-data/CC-MAIN-2018-39/segments/1537267156416.22/warc/CC-MAIN-20180920041337-20180920061337-00013.warc.gz | 0.919875 | 1,540 | CC-MAIN-2018-39 | webtext-fineweb__CC-MAIN-2018-39__0__161900816 | en | Please download here
FURNISHED HOLIDAY TENANCY AGREEMENT
The following are the terms and conditions under which the Landlord is prepared to let the Property as holiday accommodation and is conditional on the receipt by the Landlord of the security deposit together with all those letting fees that are due to the Landlord prior to commencement of the tenancy.
1 – The Property
1.1 The furniture, fixtures and fittings (as specified in the inventory, where provided);
1.2 The use of any rights of access, paths, drives entranceway, any common parts and any other things reasonably necessary for the enjoyment of the property and which the landlord can grant.
1.3 Parking space: TBC
2 – The Deposit
2.1 The deposit shall be paid by the Tenant in advance of the start of the holiday and shall be held by the Landlord as security against the Tenant’s failure to perform the obligations set out in this agreement.
2.2 The Landlord will return the deposit to the Tenant after deduction of any money due to the Landlord, within 30 days of the end of the holiday subject to the Tenant giving full possession.
2.3 Where the property includes a telephone line and/or an internet connection, the cost of using these are included in the rental fee. However, the Tenant agrees to pay the costs of any phone calls as well as the cost of any media downloads (including, for example, downloading music, films and apps) where the cost of these exceeds £10 in total. At the end of the holiday, the Landlord will prepare an itemized bill and the costs of these services will be deducted from the Security Deposit before it is returned to the Tenant.
3 – Insurance
3.1 The Landlord agrees to insure the Property and, if he so wishes, the Landlord’s fixtures, fittings and effects, against such risks as are normally covered by a householder’s comprehensive policy. The Tenant is under no obligation to insure these things.
3.2 The personal effects of the Tenant will not be insured by the landlord.
3.3 The Tenant shall not (nor allow others to) do anything that could adversely affect the Landlord’s insurance of the Property.
4 – Tenants promises
In this paragraph, a promise by the Tenant not to do something also implies that the Tenant will not allow someone else to do that same thing. The Tenant now promises that he will:
4.1 Keep the interior of the Property in clean and good repair and condition;
4.2 Clean and keep free from blockages and obstructions all baths, sinks, lavatories, cisterns, drains, gutters, pipes, chimneys and the like;
4.3 Keep clean the carpets, curtains and all other items in the inventory (where an inventory has been provided);
4.4 Keep clean the insides of all windows and replace any which break for any reason;
4.5 Make good any damage to the Property or to the Landlord’s fixtures and fittings or to the common parts caused by the Tenant or any visitor of the Tenant to the Property, fair wear and tear excepted, and to pay any costs incurred by the Landlord carrying out such works in default;
4.6 Use the Property only as a holiday home for no more people than the maximum occupancy stated above and will not operate a business at the property or use it for any improper, immoral or illegal purpose;
4.7 Not assign, sublet, charge or part with or share possession or occupation of all or part of the Property;
4.8 Not cause nuisance or annoyance to the Landlord, other tenants or any neighbours;
4.9 Not cause any damage or injury to any part of the Property;
4.10 Not change or remove any of the Landlord’s installations, furniture, fixtures and fittings;
4.11 Not remove from the Property any of the items listed in the inventory (where an inventory has been provided);
4.12 Not change or install any locks on any doors or windows nor have additional keys made for any locks without the prior written consent of the Landlord;
4.13 Not keep or allow pets of any kind on the Property;
4.14 Report to the Landlord any disrepair or defect in respect of the Property or the fixtures and fittings and report any failure of mechanical or electrical appliances;
4.15 Allow the Landlord, his agent or contractors access to the Property at reasonable hours during the day, or to carry out urgent and unforeseen repairs or other works to the Property or to carry out maintenance of the appliances. The Landlord will normally give at least 24 hours notice but the Tenant will give immediate access in an emergency;
4.16 Whenever the Property is left unattended, the Tenant will fasten all locks to all doors and windows and activate any burglar alarm, to prevent unauthorised access to the Property; and
4.17 Not to smoke at the Property.
If the Tenant breaches any term of this agreement then the Landlord shall be entitled to re-enter the property and end this agreement immediately.
5 – Tenant’s departure
At the end of the tenancy the Tenant will:
5.1 Immediately return all the keys of the Property to the Landlord or comply with such arrangements for the return of the keys as the Landlord reasonably suggests before the commencement of the tenancy;
5.2 Remove all personal effects, rubbish and food, and leave the Property and the Landlord’s fixtures and fittings in the same clean condition and state of repair as at the start of the tenancy, fair wear and tear excepted.
6 – Inventory Check and Return of Deposit
6.1 At the end of the Tenancy the Landlord will check the Property room by room.
6.2 If the Landlord is not satisfied as to the condition of a room or anything in it, the Landlord may propose a deduction of a sum from the security deposit, in order to put the matter right. The Landlord must provide a written breakdown of any deduction proposed.
6.3 If the Tenant does not agree to the sum claimed, the Landlord will obtain a written quotation for the cost of rectification from a contractor not connected to him.
6.4 The Landlord may then accept the quotation and pay for the work. He must then provide copies of the quotation and the subsequent invoice to the Tenant. He may then deduct the sum paid from the deposit.
6.5 The deposit or the balance of the deposit shall be returned to the Tenant within 30 days of the Tenant vacating the Property.
7 – General
7.1 The Tenant shall not assign, sublet, part with or share possession of the whole or any part of the Property without the prior written consent of the Landlord.
7.2 The Tenant agrees that it is permitted to occupy the Property on a holiday letting basis only, and no periodic tenancy shall be deemed to arise out of this arrangement.
7.3 This agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales. | finance |
http://www.mrncpa.com/ | 2014-10-20T17:53:52 | s3://commoncrawl/crawl-data/CC-MAIN-2014-42/segments/1413507443062.21/warc/CC-MAIN-20141017005723-00259-ip-10-16-133-185.ec2.internal.warc.gz | 0.90862 | 270 | CC-MAIN-2014-42 | webtext-fineweb__CC-MAIN-2014-42__0__108492368 | en | 19810-F2 W Catawba Ave
PO Box 2068
Cornelius, NC 28031
Welcome to Michael R. Nash, CPA, PLLC, a Cornelius CPA firm, where we promise our clients fast answers, professional advice and personal support. We offer a full range of accounting, tax and financial services designed to meet the needs of your business.
We can help you save on taxes, prevent costly mistakes and free up your time to run your business. Through our work with businesses in the Lake Norman area, we have developed valuable expertise in accounting and tax practices that can immediately benefit any new or existing business. We specialize in accounting and tax services for small businesses.
We offer a free initial consultation for business owners. Call us at 704-987-3460 and ask for Mike to discuss your specific needs.
Accounting and Tax Services
Copyright - 2014 - All rights reserved. Accounting Website Development by Build Your Firm, designers and developers of Search Engine Optimized websites for accountants and CPA firms.
Michael R. Nash, CPA, PLLC is a North Carolina CPA firm located in Cornelius. Our clients are located in towns like Huntersville, Mooresville, Cornelius, Statesville, Davidson, Kannapolis, Concord, and more. | finance |
http://projectcongo.org/PC2/2016/09/28/project-congo-and-con-vista-sul-mondo-agree-to-jointly-fund-maternity-center/ | 2019-05-22T21:08:26 | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256958.53/warc/CC-MAIN-20190522203319-20190522225319-00304.warc.gz | 0.96222 | 221 | CC-MAIN-2019-22 | webtext-fineweb__CC-MAIN-2019-22__0__37347987 | en | Project Congo and Con Vista Sul Mondo agreed today to partner in providing funds to St. Vincent Hospital in Bukavu to complete the second floor of the Maternity Center.
In February of this year, Project Congo and Con Vista Sul Mondo toured the Maternity Center and witnessed the damage to the first floor, which is functioning with patient rooms, a labor room and birthing room. The damage is the result of the fact the second and third floor is exposed to the elements and during the rainy season, rain collects on the unprotected “roof” of the first floor.
A grant from the Heineken Foundation in the Netherlands seemed imminent at that time to complete the structure. However, in August, St. Vincent was notified they would not be receiving funds from that source.
At that time, St. Vincent appealed to the Consortium. We agreed to scale back the construction to one floor, and divide the cost. St. Vincent would also look at how to pull the costs in. The first stage agreed to is to enclose the structure to make it weatherproof. | finance |
https://www.bitcoin.com:443/tools/ | 2024-04-20T19:35:57 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817674.12/warc/CC-MAIN-20240420184033-20240420214033-00604.warc.gz | 0.89472 | 563 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__191256418 | en | Explore what Bitcoin and other cryptocurrencies can do for you
The wallet trusted by millions to safely and easily buy, sell, trade, and manage Bitcoin and the most popular cryptocurrencies.
Wherever you are, find nearby businesses that let you pay in-store with cryptocurrencies.
Timestamp documents like contracts on the blockchain to permanently verify them.
Display current Bitcoin Cash and Bitcoin prices, news, and more on your website.
View transactions, addresses, and more on the Bitcoin Cash and Bitcoin blockchains.
Buy Bitcoin and other cryptocurrencies easily.
Quickly convert a Bitcoin Cash address into either the new CashAddr or Legacy format.
Track real-time market trends like price, market cap, and more for hundreds of coins.
Print your Bitcoin onto a paper wallet to give it to friends and family, or to store it offline.
Sell Bitcoin and Bitcoin Cash easily.
Verify a message signed by a bitcoin private key.
Bitcoin tools are software applications, platforms, or utilities that enhance the functionality, security, and usability of Bitcoin. They can range from wallets that store your Bitcoins to sophisticated platforms that allow for complex trading strategies. These tools have been developed to meet the growing needs of the ever-evolving Bitcoin ecosystem. To use Bitcoin tools, you first need to create a bitcoin wallet. We recommend a self-custodial wallet like the Bitcoin.com Wallet app to safely and easily take full control of your digital assets. Once you have a wallet, you can use it to send and receive bitcoins, and to interact with other Bitcoin tools.
Bitcoin tools are an essential part of the Bitcoin ecosystem. They make it possible for users to participate in the network and to use bitcoin for a variety of purposes. The following are some the ways Bitcoin tools are used:
Usability and Accessibility: For mainstream adoption, the intricacies of blockchain technology and Bitcoin need to be made easier. Tools that simplify the process—whether that’s buying, storing, or transacting—make Bitcoin more accessible to the average person.
Security: One of the primary concerns for Bitcoin users is security. With the right tools, users can securely store and manage their assets. This includes cold storage solutions, hardware wallets, and multi-signature setups.
Functionality: Tools also expand the functionality of what users can do with Bitcoin. This might involve trading on exchanges, leveraging Bitcoin for lending and borrowing, or even engaging with layer-2 solutions like the Lightning Network.
Transparency and Information: In a decentralized system like Bitcoin, having tools to analyze the blockchain, track transactions, and understand market dynamics is crucial for informed decision-making.
A weekly rundown of the news that matters, plus educational resources and updates on products & services that support economic freedom | finance |
https://versionnews.com/what-is-the-markets-view-on-rigetti-computing-inc-rgti-stocks-price-and-volume-trends-monday-investorsobserver/ | 2022-10-03T02:05:57 | s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030337371.9/warc/CC-MAIN-20221003003804-20221003033804-00348.warc.gz | 0.907027 | 593 | CC-MAIN-2022-40 | webtext-fineweb__CC-MAIN-2022-40__0__281707492 | en | The market has been high on Rigetti Computing Inc (RGTI) stock recently. RGTI gets a Bullish score from InvestorsObserver Stock Sentiment Indicator.
What is Stock Sentiment?
In investing, sentiment generally means whether or not a given security is in favor with investors. It is typically a pretty short-term metric that relies entirely on technical analysis. That means it doesn’t incorporate anything to do with the health or profitability of the underlying company. Recent trends are a good indicator of current market sentiments. In its most basic form, stocks that are trending up are desirable by investors while stocks currently falling must be unattractive. InvestorsObserver‘s Sentimental Indicator tracks both changes in price and volume to analyze the most recent trends. Typically an increase in volume indicates ongoing trends are getting stronger, while a decrease in volume usually signals an end to the current trend. Available options can also represent current sentiments for a given stock. Since investors are able to bet on future trends of stocks using options, we consider the ratio of calls to puts when analyzing market sentiments .
What’s Happening With RGTI Stock Today?
Rigetti Computing Inc (RGTI) stock is trading at $4.79 as of 10:27 AM on Monday, Aug 15, a loss of -$0.05, or -1.03% from the previous closing price of $4.84. The stock has traded between $4.71 and $4.88 so far today. Volume today is less active than usual. So far 77,050 shares have traded compared to average volume of 449,755 shares.
More About Rigetti Computing Inc
Rigetti Computing Inc is engaged in the business of full-stack quantum computing. Its proprietary quantum-classical infrastructure provides ultra-low latency integration with public and private clouds for high-performance practical quantum computing. The company has developed the industry’s first multi-chip quantum processor for scalable quantum computing systems. Click Here to get the full Stock Report for Rigetti Computing Inc stock.
Subscribe to our daily morning update newsletter and never miss out on the need-to-know market news, movements, and more.
Thank you for signing up! You’re all set to receive the Morning Update newsletter
Stock Price data may be delayed up to 15 minutes. | finance |
http://bpovn.com/index.php/business-news | 2019-12-11T22:04:02 | s3://commoncrawl/crawl-data/CC-MAIN-2019-51/segments/1575540533401.22/warc/CC-MAIN-20191211212657-20191212000657-00457.warc.gz | 0.96303 | 361 | CC-MAIN-2019-51 | webtext-fineweb__CC-MAIN-2019-51__0__29842945 | en | Consolidated financial statements are the financial statements of a group of entities that are presented as being those of a single economic entity. These statements are useful for reviewing the financial position and results of an entire group of commonly-owned businesses. Otherwise, reviewing the results of individual businesses within the group does not give an indication of the financial health of the group as a whole.
The key entities used in the construction of consolidated statements are:
- A group is a parent entity and all of its subsidiaries
- A subsidiary is an entity that is controlled by a parent company
Thus, consolidated financial statements are the combined financials for a parent company and its subsidiaries. It is also possible to have consolidated financial statements for a portion of a group of companies, such as for a subsidiary and those other entities owned by the subsidiary.
These statements require considerable effort to construct, since they must exclude the impact of any transactions between the entities being reported on. Thus, if there is a sale of goods between the subsidiaries of a parent company, this intercompany sale must be eliminated from the consolidated financial statements. Another common intercompany elimination is when the parent company pays interest income to the subsidiaries whose cash it is using to make investments; this interest income must be eliminated from the consolidated financial statements.
As an example of consolidation, ABC International has $5,000,000 of revenues and $3,000,000 of assets appearing in its own financial statements. However, ABC also controls five subsidiaries, which in turn have revenues of $50,000,000 and assets of $82,000,000. Clearly, it would be extremely misleading to show the financial statements of just the parent company, when its consolidated results reveal that it is really a $55 million company that controls $85 million of assets. | finance |
http://consolidate-online-payday-loans.paydayloancart.com/ | 2018-01-21T01:02:11 | s3://commoncrawl/crawl-data/CC-MAIN-2018-05/segments/1516084889798.67/warc/CC-MAIN-20180121001412-20180121021412-00505.warc.gz | 0.938159 | 851 | CC-MAIN-2018-05 | webtext-fineweb__CC-MAIN-2018-05__0__210794476 | en | - Secure and Safe
- Fast Lender-Approval
- Go Paperless
Skip driving and long lines in the store.
Online approvals processed.
You may not need to leave your home to get a payday loan Skip the driving and long wait time.
We partner with 100+ approved lenders. We can get you connected with one of them!
When you are redirected to a lender’s website, review the lender’s terms and approve the terms if you are satisfied.
Are you experiencing money problems?
Do you just need a small advance against your pay to tide you over?
Do you need cash for an unexpected expense?
Then a payday loan can be the solution you are looking for.
What Are You Waiting For?
We pride ourselves on our speed to connect you with a lender. In most cases, submitting your information through our site may only take a few minutes of your time. After your information is submitted, you will be redirected to the lender’s website to review the terms of the loan, and if accepted, the funds will be deposited directly into your bank account!
Our service is completely FREE to you! Our company does not provide cash loans – we are here to connect you with 1 of our 100+ partnered lenders.
Short on cash? Caught between paychecks? We can help!
Looking for Consolidate Online Payday Loans. Funds Transferred Directly into Your. Easy Appraisal of creditworthiness, Absolutely no Faxing, Absolutely no Hassle, A bad credit score Fine. Pull away Your Cash. Understand it Right now.
Consolidate Online Payday Loans, While you happen to be just acquiring and studying to exercise the skills forever management within your spending and credit charges, it's always to get just some charge card accounts to regulate. For their benefit, cellular phone finance low credit score loans can be found. Special scores focus on specific needs, for instance FICO scores for automobile financing with a variety of 250 to 900. It requires proactive strategies that go from the economic grain of an debt-based society. With more plus more homeowners contemplating strategic default, mortgage brokers have searched for predictive indicators to discourage and forestall them through the use of advanced credit scoring technologies. You will don't ask what could be the credit history and dread about this instead, you might look forward on checking your credit worthiness. Minus the gratification of impulse buying, time to contemplate the purchase. 'Homeowners should explore all of their options before strategically defaulting,' concluded Reyes. You will just find yourself paying exorbitant mortgage rates. This is how it can be looked at when that you are trying to get financing or anything else that needs people to examine your credit history. Keeping yourself informed about these new sorts of notices can better prepare you because of these discussions and, in return, better prepare your clients to control their finances. You will have to improve your credit rating before lenders will provide you with financing. Meanwhile, people with less-than-perfect credit pay more for loans. You can keep in-tuned and receive my updates by liking my Facebook page. If you're hoping to make an for a loan inside coming year, an improved credit worthiness is crucial not for , but additionally to receive the possible rate available for you. Never go for granted but periodically monitor your scores to insure accuracy. It is incredibly easy to think that you have money to spend once you have room in your credit card. A tweak here and there in your part may get a scores over the 720 threshold. However, it gets difficult to acquire a credit card when you employ a lousy history of credit. For them, the unsecured sorts of loans can be found. A consumer which has a score of 707 (considered good) and three plastic cards would be planning to add or lose points from his score by designing various financial moves. Apply for Alaska, California, Delaware, Georgia, Hawaii, Idaho, Kansas, Maine, Maryland, Michigan, Mississippi, Missouri, New Mexico, North Carolina, Ohio, Oregon, Rhode Island, South Dakota, Texas, Utah,Virginia, Wisconsin, Wyoming. Consolidate Online Payday Loans | finance |
https://www.silverspringsacademy.org.uk/dinner-times/ | 2022-01-23T23:37:26 | s3://commoncrawl/crawl-data/CC-MAIN-2022-05/segments/1642320304345.92/warc/CC-MAIN-20220123232910-20220124022910-00201.warc.gz | 0.948583 | 321 | CC-MAIN-2022-05 | webtext-fineweb__CC-MAIN-2022-05__0__215611911 | en | The cost of a school meal is £2.20 per day or £11 per week. Payments can be made weekly on Mondays, termly at the start of each new term or monthly. The cost of school meals for the first half term (3rd September to 22nd October) will be: £79.20
Payments can be made by cash or card
All cash payments must be sealed in an envelope, labelled clearly with your child’s name, the reason for the payment and the amount enclosed e.g.
JOE BLOGGS (Y3)
07 09 2020
We are sorry but we cannot take loose change at this time. Parents can hand in envelopes to a member of classroom staff when you bring your child to school or bring it to the office at any time before 2 pm. Mrs Burton will issue a text message receipt for all dinner money payments.
FREE SCHOOL MEALS
Those eligible for Pupil Premium Free School Meals should apply at:
This will ensure that all eligible parents will receive vouchers in the event of a future Covid-19 school closure.
We offer a fruit sack for children at the cost of 20p per day. Payment for this can be made weekly (£1) on Mondays or termly (£7 this half term). This payment should also be sealed in an envelope and labelled as “SNACK MONEY” along with your child’s name.
All snacks will commence on Monday 6th September. | finance |
https://www.lincolnpeakcapital.com/team/seth-w-brennan/ | 2022-06-28T15:48:35 | s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656103556871.29/warc/CC-MAIN-20220628142305-20220628172305-00675.warc.gz | 0.965904 | 268 | CC-MAIN-2022-27 | webtext-fineweb__CC-MAIN-2022-27__0__188106960 | en | Mr. Brennan is Managing Partner and co-founder of Lincoln Peak Capital. Since its founding in 2008, Lincoln Peak Capital has established itself as a valued equity partner for boutique asset management firms, partnering with market leading firms that manage in excess of $90 billion. Prior to founding Lincoln Peak Capital in 2008, Mr. Brennan was an Executive Vice President and founding management team member of Affiliated Managers Group, Inc. (NYSE:AMG), a publicly-traded asset management holding company with over $250 billion in assets under management and a market capitalization of over $5 billion at the time of his departure. At AMG, Mr. Brennan was responsible for overseeing AMG’s acquisition activities, a principal component of AMG’s growth strategy, completing over 20 successful acquisitions and invested approximately $2 billion. Prior to joining AMG, Mr. Brennan was in the Global Insurance Investment Banking Group at Morgan Stanley & Co. and in the Financial Institutions Group at Wasserstein, Perella & Co. Mr. Brennan has served on the Board of Advisers of the Isabella Stewart Gardner Museum, was formerly the Chair of the Board of Trustees of The Park School and was formerly an Independent Director of Artisan Partners Asset Management (NYSE: APAM). Mr. Brennan received a BA from Hamilton College. | finance |
https://www.chalfontsgirlfriday.com/costs/ | 2023-09-30T20:32:06 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510707.90/warc/CC-MAIN-20230930181852-20230930211852-00397.warc.gz | 0.946781 | 249 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__174526293 | en | In many instances, services are paid for, by family or friends so do let me know if you would prefer that I liaise with someone else regarding payment.
It is up to you to decide how frequently you want me, weekly or monthly slots, or a more customized approach to suit your specific requirements.
Payments should be paid at the end of each visit and can be paid by electronic transfer via internet banking, cash or by cheque, made payable to Vivian King.
Visit rates, (which can, if required, include a brief summary of the session, sent via email to the bill payer)
- £22.00 for a minimum 1 hour visit
- £20.00 per hour for visits of two hours or more
Friends and family can even buy a GFS voucher in any denomination as a gift.
Cancellation with less than 24 hours notice will incur a 50% cancellation charge.
Car journeys will incur an additional charge of 50p/mile.
Expenses whilst ‘out’ would be paid by client.
These rates apply Monday to Friday, 9.00am to 5.00pm.
Other hours can be agreed if required. | finance |
https://thequestchurch.com/financial-peace/ | 2019-06-24T16:26:35 | s3://commoncrawl/crawl-data/CC-MAIN-2019-26/segments/1560627999615.68/warc/CC-MAIN-20190624150939-20190624172939-00025.warc.gz | 0.914426 | 157 | CC-MAIN-2019-26 | webtext-fineweb__CC-MAIN-2019-26__0__33624618 | en | What if you could be debt-free with an emergency fund of 3–6 months of expenses saved, all while investing for retirement and planning for your family’s future? Sound impossible? It’s not! With Dave Ramsey’s class Financial Peace University, you CAN take control of your money. If you’re interested in learning more about the class, message Justin Miller! We’re offering it through The Quest Church just for you starting March 27, 2019.
Financial Peace University (FPU) is a 9 lesson video study & money-management course taught by America's most trusted financial guru, Dave Ramsey. Dave and his teaching team will walk you through the basics of budgeting, dumping debt, planning for the future and much more. | finance |
https://silvervalue.co/silver-production-by-country/ | 2024-02-21T12:37:23 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947473472.21/warc/CC-MAIN-20240221102433-20240221132433-00326.warc.gz | 0.948806 | 569 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__204167519 | en | We thought it was time to do a little reasearch and detail and list the worlds silver production by country. Among the top countries are Mexico, China, Peru (might be a surprise), Australia, and Russia. More details below, thanks for reading.
While somewhat tied to the gold markets, silver prices declined significantly in 2013, even though trends for both gold and silver point to gains in 2014. However, some of these gains will rely on silver production for 2014 with several countries producing prodigious amounts of silver for the world market.
Here’s a quick list of the top 5 silver producing countries in the world based on 2012 numbers (2013 numbers are being compiled):
With a 2012 production of 162+ million ounces, Mexico is far and away the largest producer of silver in the world. Both Fesnillo and Goldcorp have several assets producing silver in conjunction with other metals such as gold, copper and zinc and with projected reserves of well over 500 million ounces, these companies should keep Mexico in the top slot for some time to come.
Up from 104 million ounces, China silver mines produced over 117 million ounces of silver in 2012, surpassing the silver output from Peru to become the second highest silver producing country. China is also the world’s largest producer of gold in the world.
Although Peru saw a slight increase in production from 2011 to 2012 (111 million ounces up from 110 million ounces), the output from China still outpaced it. Even though Peru is now the third largest country for silver production, with in-ground assets exceeding 120,000 tons (according to USGS), the potential is there to outpace anyone in the world.
With 2012 production at just under 57 million ounces, the mines in Australia also have the potential to increase dramatically. With in-ground assets that could exceed some 69,000 tons, much of the silver supply in the country comes from the silver bearing lead ore galena which increases production costs.
Overall, Russia’s 2012 silver output stood at 45 million ounces, most of which was produced by a single company, Polymetal. Their mine in Central Siberia produced over 5% of all Russian silver production with corporate silver production being responsible for well over half (26%) of all Russian silver production for 2012.
Even though silver is used like gold as an investment hedge metal, silver also has many industrial uses which accounts for most of the demand for silver. Although over half of all silver production goes to jewelry, silverware, bullion and other sources, the largest bulk (46%) of all silver demand is for industrial purposes. While overall global production rose slightly for 2013, the price dropped dramatically. Even though trends for 2014 do show a rebound, as an investment metal, silver may not be your best hedge against future economic issues. | finance |
http://titusgkmnu.isblog.net/bitcoin-gambling-fundamentals-explained-6004638 | 2019-01-24T04:39:07 | s3://commoncrawl/crawl-data/CC-MAIN-2019-04/segments/1547584518983.95/warc/CC-MAIN-20190124035411-20190124061411-00214.warc.gz | 0.941392 | 1,576 | CC-MAIN-2019-04 | webtext-fineweb__CC-MAIN-2019-04__0__172485864 | en | Bitcoin Gambling Fundamentals Explained
Lastly, there’s no incriminating paper trail. Though the process is totally transparent, in that you could see where by payments originate from, you are able to’t see any private information, leaving your security and privateness intact.
The key benefits of this are clear. For starters, deposits and withdrawals are basically totally free. Bitcoin gambling could require a nominal processing rate, but This is often little when put next with the fees that the foremost credit card companies need whenever you shell out making use of their playing cards. Furthermore, it’s pretty Harmless to implement Bitcoin, as chargebacks are almost impossible, and also the velocity with which payments are processed can make it even better and safer.
Bitcoin is undoubtedly an modern new electronic currency that enables peer-to-peer payments to happen on the Internet. Visualize it additional as acquiring a little something inside of a money-only market or store, rather then utilizing your credit or debit card to buy anything.
In truth, it’s Protected to say that irrespective of where you glimpse, our exceptional On line casino are going to be in every Bitcoin gambling guide inside the in close proximity to long term, if It's not at all by now there now.
This means you’ve determined you’re going to Check out this full Bitcoin gambling factor on your own, even so the concern continues to be: wherever can you really Participate in securely and securely, and without worrying about protection troubles?
At last, there’s no incriminating paper trail. Although the system is totally clear, in which you could see in which payments originate from, you can’t see any personalized facts, leaving your protection and privateness intact.
BitCasino.io is licensed to carry out on the net gaming functions by The federal government of Curaçao underneath the gaming licence 1668/JAZ. NetEnt game titles are operated in co-operation with Elec Video games N.V. that are certified and regulated by the Government of Curacao underneath the exact license no: 1668/JAZ.
Check out our array of game titles totally free now, and if you like what’s on give, opening an account takes now not than 2 minutes, with no specifics needing to be divulged. Check out the wonderful Bitcasino.io nowadays, and see what the many fuss is about!
So it’s very easy to see why countless gamers have previously switched over to Bitcoin gambling Sites. But how accurately can you deposit money into your account any time you Perform in a Bitcoin On line casino? And a lot more importantly, How will you withdraw your winnings when they appear in the account?
Such superb offers may have the crowds flocking to Engage in, and with superior rationale. Bitcasino.io is absolutely a worthwhile outfit with outstanding presents.
By adhering to our standardised Bitcoin gambling assessment template, we’ve been able to find out that our On line casino really ticks each of the boxes. With leading-notch stability, a fantastic collection of online games, responsive and useful customer service, and fantastic bonuses, in addition the benefits that fiddling with Bitcoin bring you, it’s undoubtedly a single On line casino that needs to be in Everybody’s Bitcoin gambling listing, particularly if you’e a newcomer into the Bitcoin gambling scene.
Whilst we know that you’re most likely wondering what can make us so specified regarding how superior all of it is, we determine what we’re discussing With regards to on line gambling and evaluating a Bitcoin gambling web page.
We’ve long gone and performed all the investigation to suit your needs, so we’re pretty self-confident whenever we express that Bitcasino.io is one of the better destinations to Engage in on the internet, everywhere on the web!
Bitcoin is surely an innovative new electronic currency which allows peer-to-peer payments to occur on the Internet. Think of it much more as acquiring something inside a income-only market or store, as an alternative to utilizing your credit rating or debit card to pay for something.
In addition to an outstanding alternative of slots and desk video games, Bitcasino.io also has great poker rooms, live dealers, and a bunch of other special gives that you just gained’t discover any place else at any other Bitcoin casino. The truth is, you probably won’t discover such a wide selection of video games at almost every other On line casino on the web!
February 06, 2018 “Pied Piper” is another worthy addition to the gathering of slot game titles by Quickspin, a Playtech-owned Swedish activity studio already known for its superior-good quality game titles...
Fortunately for yourself, we are only the place for the discerning gambler, arguably the ideal Bitcoin gambling site on the globe – Bitcasino.io.
Undoubtedly you’ve heard about both of those online gambling and Bitcoin, but Are you Know More aware of which you can Blend The 2 and possess double the exciting from both of these enjoyable technological developments? Women and gentlemen, we existing all the knowledge you require on Bitcoin on-line gambling in your perusal!
The great detail to understand as that there's not a big degree of distinction between twiddling with Bitcoin and gambling using normal government-issued currency. The main difference, in reality, is completely within the payment options and the velocity at which payments are processed.
This is solely among the best locations for Bitcoin gambling. Authorized concerns apart, it does not matter where you are, head more than to our amazing On line casino and begin participating in nowadays. There’s loads of things so that you can Check out, and lots of bonuses, together with an outstanding welcome package as well as regular reload reward gives for whenever you commit to best up your account.
Seeking out these a fantastic area is fairly uncomplicated, though. All You need to do is go surfing and have a look around one of the better Bitcoin gambling internet sites for being discovered on the net.
The nice matter to master as that there's not a tremendous quantity of difference between playing with Bitcoin and gambling using frequent govt-issued forex. The main difference, in truth, is fully while in the payment solutions and the velocity at which payments are processed.
The benefits of this are noticeable. Firstly, deposits and withdrawals are virtually cost-free. Bitcoin gambling might require a nominal processing charge, but This can be small when compared with the fees that the most important credit card companies demand from customers if you fork out utilizing their playing cards. Additionally, it’s pretty Risk-free to make use of Bitcoin, as chargebacks are almost impossible, and the pace with which payments are processed can make it a lot better and safer.
The entire world of on line gaming is modifying speedily, Which doesn’t just signify the wonderful 3D game titles and Stay seller tables that gamers from throughout the world have arrive at be expecting once they go to their favorite On line casino. No, this also contains how you can make payment, and what forex You need to use if you make deposits and withdrawals.
Gambling with Bitcoins has created existence much easier, considerably faster, and even more lucrative possibly, and all it requires is a small amount of adaptation on the part. Adjust from credit card payments to Bitcoin, and not merely will payments be faster, they’ll also be Significantly more secure, along with your winnings could confirm to generally be even larger sized than before! | finance |
http://www.myhiddenlake.com/contact-us.html | 2017-12-14T12:53:23 | s3://commoncrawl/crawl-data/CC-MAIN-2017-51/segments/1512948544124.40/warc/CC-MAIN-20171214124830-20171214144830-00223.warc.gz | 0.808512 | 242 | CC-MAIN-2017-51 | webtext-fineweb__CC-MAIN-2017-51__0__159544020 | en | Hidden Lake Condominium HOA
Accounting & Clubhouse rentals: Our property manager is FCS. [email protected] 801 905-1057
Maintenance: 801-262-6606 EMERGENCY (only) 801 590-9474
Lender Condo Certs: http://fcs.homewisedocs.com/
Mortgage Companies: Request Insurance Cert on contact form below. Include all of the following in your request: Mortgagee clause, Loan #, Owner’s name & Address
A fax or email where to send the certificate.
Owners' mortgage companies occasionally request a copy of our master policy. In this case, ask your mortgage company to go to our website.
Mailing address: Hidden Lake HOA, 4673 Black Swan Dr., Millcreek, UT 84117
SEE MY ACCOUNT above for mailing payment's address
PAY HOA DUES: Click on MY ACCOUNT above
Board President Corey Payne 801-205-4990 email: [email protected]
Your information is confidential for the use of Hidden Lake Condominiums only. | finance |
https://northbrightonkindergarten.org.au/enrolments-2/fees/ | 2019-03-21T11:51:06 | s3://commoncrawl/crawl-data/CC-MAIN-2019-13/segments/1552912202523.0/warc/CC-MAIN-20190321112407-20190321134407-00526.warc.gz | 0.948808 | 209 | CC-MAIN-2019-13 | webtext-fineweb__CC-MAIN-2019-13__0__82346027 | en | Alternatively, it can be viewed at the Kindergarten. It should be read carefully to understand how fees are set and collected and the implications of non-payment of fees. Fee payment agreements fully set out your responsibilities around fee payment and are signed by all parents at the beginning of the year.
Fees for the upcoming year will be invoiced and payable in November of the prior year to commencement. If timely payment is causing difficulty, please contact our bookkeeper on 0402 222 350 or the President.
Three Year Old Groups are not funded by the State Government and therefore the fees set need to cover the total operating expenses.
The Victorian Government subsidises the cost of a kindergarten providing a minimum of 15 hours (for eligible 4 year old children) per week. Each kindergarten will also charge a fee to parents to cover the gap between the funding provided by government and the cost of providing the service. Each child is eligible for this subsidy for one funded year.
A rebate on fees is available to Health Care Card Holders. | finance |
https://www.belionpartners.com/investing-in-portugal-news--analysis/non-habitual-resident-status-move-to-sunny-portugal-and-you-may-pay-little-or-no-tax | 2019-05-21T10:35:19 | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256314.52/warc/CC-MAIN-20190521102417-20190521124417-00469.warc.gz | 0.971302 | 412 | CC-MAIN-2019-22 | webtext-fineweb__CC-MAIN-2019-22__0__106510522 | en | In order to qualify as a “non-habitual resident”, a Portuguese national or a foreign individual must become a tax resident of Portugal (i.e. spend >182 days/year or else have a place of abode as at December 31st) after not having been taxed in this country during at least the previous 5 years.
Recognition of this status is not automatic and is granted for a period of 10 years upon successful application to the Portuguese tax authorities up until March 31st of the year following that in which Portuguese residence was taken up.
It should be noted that although the individual must be a resident in Portugal when he/she submits the application, there is no minimum stay requirement afterwards and it is even possible to stop being a Portuguese tax resident for one or more of the 10 years without losing the non habitual resident status.
The application formalities have recently been considerably simplified and all that is now required is the filing of a statement to the effect that the applicant was not resident for tax purposes in Portugal during the 5 years preceding the arrival in in the country. Only in the event the tax authorities have doubts concerning the truth of what is stated will they request additional documentation, which may include a tax residence certificate from the previous country and a document proving that the vital and economic interests of the applicant were centred in another country during the previous 5 years.
Qualifying applicants are skilled professionals, entrepreneurs and investors, as per an official list of occupations, as well as recipients of occupational pensions.
Under this regime, the following taxation rules apply:
One interesting feature of this regime is that many double taxation treaties grant the power to tax income to the country of residence of the taxpayer, which means that in practice some types of income will in many cases be zero taxed in the hands of the “non-habitual resident”. One notable exception is the pensions of retired civil servants, which under most tax treaties are taxed by the source country regardless of the recipient’s country of residence. | finance |
http://uyshr.or.ug/?q=our-team | 2018-05-27T05:11:09 | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794868003.97/warc/CC-MAIN-20180527044401-20180527064401-00241.warc.gz | 0.94521 | 211 | CC-MAIN-2018-22 | webtext-fineweb__CC-MAIN-2018-22__0__147192781 | en | UYOSHUR’s organization structure comprises of the General Assembly (GA) members that meets regularly to review and approve policies and programs; the Board of Directors (BOD) who meet quarterly to review programs, financial and administrative practices and to review policies and provide oversight support to the management and as well as make appropriate recommendations to the GA.
The Board of Directors and management hold a joint retreat every year to reflect on the annual strengths, weaknesses, opportunities and threats. The management oversees the day to day implementation of the programs and holds monthly meetings and provides quarterly reports to the BOD.
The Board of Directors
The Board of Directors meets quarterly to review organizational progress and are elected by the General Assembly every three years for a maximum of two terms in office.
The current Board of Directors comprises of qualified, experienced and technical members in program development, monitoring and evaluation and financial monitoring.
The management of UYSHR is comprised of 5 members who oversee the day to day implementation of the programs on behalf of the Board of Directors. | finance |
http://www.penny-slots-online.com/tag/free-penny-slots/ | 2017-04-24T01:22:23 | s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917118950.30/warc/CC-MAIN-20170423031158-00356-ip-10-145-167-34.ec2.internal.warc.gz | 0.980401 | 373 | CC-MAIN-2017-17 | webtext-fineweb__CC-MAIN-2017-17__0__202776527 | en | March 11th, 2011
One of the most important rules to follow when playing online casino games such as penny slots is to manage their money as well as their time. When players learn to manipulate these key elements to their advantage they will start having a better time without so many money and time restrictions.
Learning to figure out how much one can spend or risk at an online casino game is crucial. Whether you’re the type of player trying to make money or simply pass the time, it is important to remember that most of all these games offer a great deal of entertainment and that even though it is fun to think that one would cash in great deals of cash, this will not happen all of the time. Therefore, it’s smart to have a set bankroll for your favorite games and it could be a weekly or monthly thing. However, players should be on top of it and never exceed the set amount. A great deal of online casino players who fail to manage their money correctly will accept that it hasn’t been beneficial for their gameplay.
Figuring out how to manage your time at the tables or online slot machines is also a very important element to have under control. Players must keep in mind that the longer the time the spend playing another hand or spinning the slots a few times more, the more money they will be spending, even if it’s just a simple penny slot machine. There are plenty of players who start off hot and win the first few games and as minutes go by they start losing and continue to bet thinking they can win back what the just lost. Players need to budget their time as well as their money. When they learn how to do this and really learn how to play the games correctly, players will enjoy the games much more and come back to their favorite online casinos on a regular basis. | finance |
http://www.waynebargainhunter.com/article/20120802/NEWS/708029975/-1/wbh50 | 2013-05-26T04:50:05 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368706628306/warc/CC-MAIN-20130516121708-00032-ip-10-60-113-184.ec2.internal.warc.gz | 0.960111 | 434 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__105388773 | en | “I could not be more pleased that my Pro Football Hall of Fame Commemorative Coin Act passed in the House with such overwhelming bi-partisan support, and I thank the 294 Members who co-sponsored the bill,” said Renacci. “Professional football remains America’s most popular sport, and the Hall of Fame is truly the place to go if you want to revel in its rich history. The Hall will now have the ability to further expand their already impressive collection, preserving the story of this great game for future generations. The Coin Act will also allow the Hall to continue its many and varied programs that benefit children and our community. The bill’s passage is fantastic news for the Pro Football Hall of Fame and for Canton.”
“My thanks to Congressman Renacci and his colleagues in the House of Representatives for passage of the Coin Act,” said Veras. “The 2016 Coin supports the Hall’s mission to preserve professional football’s historic documents and artifacts and educate the public regarding the origin, development and growth of professional football as an important part of American culture. This will enable us to better serve the millions of fans for whom football is a daily part of their lives.”
If signed into law, the legislation would authorize the Treasury to issue up to 50,000 $5 gold coins, 400,000 $1 silver coins and 750,000 half dollar coins honoring the 50th anniversary of the Pro Football Hall of Fame and Museum. There is no cost to taxpayers associated with this bill, as a portion of the proceeds will cover the cost of producing the coins. The coins will be minted for one year beginning Jan. 1, 2016. The bill now awaits a vote in the U.S. Senate.
Renacci is serving his first term in the U.S. House of Representatives, where he is a member of the Financial Services Committee. Prior to his election he worked as a certified public accountant in the health care industry, and owned and operated more than 60 other businesses in the automotive and sports management fields.
Published: August 2, 2012 | finance |
https://hhsfencing.wordpress.com/donate/ | 2020-07-08T04:58:44 | s3://commoncrawl/crawl-data/CC-MAIN-2020-29/segments/1593655896374.33/warc/CC-MAIN-20200708031342-20200708061342-00386.warc.gz | 0.940007 | 408 | CC-MAIN-2020-29 | webtext-fineweb__CC-MAIN-2020-29__0__87767863 | en | The Harrison High School Fencing Club is a recreational and competitive organization that is open to all Harrison students. HHSFC is dedicated to promoting the sport of Olympic fencing. We are supported by a volunteer organization, the Tria Gladius Fencing Foundation [a pending 501(c)3 nonprofit organization]. Your donations allow us to create more opportunities for high school students to participate in our programs. Please donate today!
If you prefer not to make your gift electronically via Dwolla, you may mail gifts to:
Tria Gladius Fencing Foundation
℅ Schoolhouse Partners
1281 Win Hentschel Blvd.
West Lafayette, IN 47906
On the memo line of your check, please write “Fencing Club” to indicate that your gift is intended for the Harrison High School Fencing Club.
You may also call 765-421-1025 to speak with Coach Schafer regarding your gift.
What is Dwolla and why should I use it?
Dwolla is an online payment system similar to PayPal that moves money from your bank account to ours, keeping the credit card companies out of the equation.
Why use Dwolla?
With the cost of many things on the rise, as a nonprofit organization we are always trying to find ways to cut costs in order to continue offering our programs. One of our bigger expenses is credit card fees, and since we are not terribly fond of credit card companies, we don’t feel any guilt eliminating them from our lives. Dwolla only charges us $.25 per transaction, saving us money so we can keep our programs free to our students.
Do I need an account?
No, you can check out as a guest and use your bank routing number to transfer funds. In terms of time, it takes about the same amount of time to pay as a guest as it would to create an account, so if you ever plan on using their service again, it’s best to create an account. | finance |
https://edwardsappeals.com/insurance-law-fourth-dca-reverses-verdict-for-improper-injection-of-bad-faith-allegations-into-jury-instructions/ | 2022-07-05T15:41:16 | s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656104585887.84/warc/CC-MAIN-20220705144321-20220705174321-00482.warc.gz | 0.926377 | 384 | CC-MAIN-2022-27 | webtext-fineweb__CC-MAIN-2022-27__0__59672499 | en | The Fourth District Court of Appeal reversed a jury verdict for an insured in an action on a homeowner’s insurance policy in Citizens Prop. Ins. Co. v. Mendoza (Fla. 4th DCA Jul. 5, 2018). The insured sued his insurer for breach of contract arising from a water heater leak. The insurer denied the claim, arguing that coverage was excluded under an exclusion for constant or repeated seepage or leakage of water.
The trial court erred by improperly instructing the jury about the insurer’s duty to adjust the claim. This instruction improperly “transformed the case into a referendum on the quality of the adjuster’s performance,” instead of requiring the jury to decide the factual issue of whether the loss was excluded under the policy.
The jury instructions and closing arguments focused on whether the insurance adjuster properly investigated the loss, rather than the facts of the loss. Thus, the jury could have decided the case against the insurer because it felt the adjuster did not “do a good job” adjusting the loss, regardless of whether the incident fell within the policy exclusion.
Such arguments are improper in a breach of contract case, where the jury’s focus must be on whether the facts of the loss required payment from the insurer under the language of the policy. Allegations that the insurance company failed to properly adjust a claim must be made in a separate action for bad faith. In a breach of contract action, an insured can criticize an adjuster’s conclusions, but cannot argue that the adjuster breached a duty or obligation to them. Thus, even “if an adjuster makes a mockery of the code of ethics, but the insurance company correctly denies a claim, there is no action for breach of contract.”
The Fourth DCA therefore ordered a new trial on the breach of contract action. | finance |
https://knoxpres.org/event/2028127-2021-04-11-congregational-meeting-april-11-1000-am/ | 2021-04-17T14:09:17 | s3://commoncrawl/crawl-data/CC-MAIN-2021-17/segments/1618038460648.48/warc/CC-MAIN-20210417132441-20210417162441-00484.warc.gz | 0.929109 | 117 | CC-MAIN-2021-17 | webtext-fineweb__CC-MAIN-2021-17__0__229806762 | en | Congregational Meeting - April 11, 10:00 am
April 11, 2021 10:00am
Knox Session has called a Congregational Meeting to be held at 10:00 am on Sunday, April 11, 2021 for the purpose of approving the refinancing of the mortgage wth Bank of the West. You can join us by attending the service in person on April 11 (registration required online) and staying for this short meeting or by signing up below to be part of the meeting via Zoom. The Zoom link will be sent Friday afternoon prior to the meeting. | finance |
https://globalmissiontelecom.com/savings/white-papers/ | 2024-04-14T16:35:03 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296816893.19/warc/CC-MAIN-20240414161724-20240414191724-00776.warc.gz | 0.978693 | 651 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__157907474 | en | -A client’s current spending was $2,200 per month with the incumbent carrier. After a complete audit we were able to save them $1,200 per month, keep them on their current carrier and consolidate their 5 locations in 3 states. One point of contact for service and billing and saving $43,000 every 3 years.
-A nationwide healthcare firm has hundreds of locations, 48 different telecom carriers and an incredibly convoluted account payable structure because the carriers directly simply can’t provide the raw billing data they need to communicate with their AR software. We were able to consolidate all locations into one billing platform, customize the data to dump directly in their AR system and save them over $450,000 per year on the commodity alone. This savings does not factor the hundreds of man hours that are saved due to the AR integration. Their accounts are monitored real time online and they have complete control of their telecommunications for the very 1st time.
-A 8 location real estate firm had 10 carriers for local/internet/cellular/data. They struggled to add/delete account codes as well as integrate cellular phones. They had to put in the order via fax or email to the respective carriers and had to make multiple calls every week, which often wasted valuable time. We consolidated their 10 carriers on one billing platform, gave them a single point of contact and they now enter those changes online in less than one minute and they take effect immediately. In addition to the time savings we are saving them thousands of dollars yearly.
-A 13 location auto dealership had in excess of 1,000 lines for 400 employees. They thought they were transferring a line from an old salesperson to a new one. What was really happening is their previous carrier was simple adding a new line @ $30 per month and leaving the old one active. After a complete review, we were able to cancel 700 lines @ $30/each for a yearly savings of $252,000 PLUS we were able to consolidate all the locations into one billing platform. We also achieved great cost savings on the service of 35% monthly. The total savings every 3 years exceeded ONE MILLION DOLLARS.
-A City Government had 28 individual invoices for their telecom services across all their departments; schools, police, fire, administrative, etc. The accounting 40 hours per month and cost the city (taxpayers) a great deal of money. We were able to consolidate and streamline all the departments onto one billing platform, individually bill the departments as requested with 100% of the taxes exempt and save them thousands per year on the actual telecom expenses. Countless thousands per year were saved on the reduction of man hours. Estimated yearly savings of $100,000.
-A small business in “North Country” NH was struggling to keep it’s doors open. We took a look at their telecom invoices and audited them. Not only were we able to save them 35% or $9,200 per year we were able to get them $13,300 in refunds for services that were billed frivolously. CRAMMING (which is adding charges to you telecom bill for absolutely no services rendered). | finance |
https://thecoveragecrew.com/insurance/homeowners | 2023-12-03T04:34:38 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100484.76/warc/CC-MAIN-20231203030948-20231203060948-00514.warc.gz | 0.932669 | 228 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__106443644 | en | Homeowners Insurance in and around Duncanville
Would you like to create a personalized homeowners quote?
We also offer Homeowners insurance in:
- Grand Prairie
- Fort Worth
- Glenn Heights
- Red Oak
There’s No Place Like Home
Everyone knows having excellent home insurance is essential in case of a windstorm, ice storm, or fire. But homeowners insurance is about more than covering natural disaster damage. Another valuable component home insurance is that it also covers you in certain legal cases. If someone falls at your residence, you could be on the hook for their hospital bills or their medical bills. With good home coverage, your insurance may cover those costs.
Why Homeowners In Duncanville Choose State Farm
With this great coverage, no wonder more homeowners choose State Farm as their home insurance company over any other insurer. Agent Josh Thibodeaux would love to help you get the policy information you need, just contact them to get started. Let us handle the details of covering your home with State Farm's dependable homeowners insurance. All you need to do to get started is contact Josh Thibodeaux today! | finance |
https://www.lakesideservice.com/financing/ | 2022-11-29T17:21:45 | s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446710710.91/warc/CC-MAIN-20221129164449-20221129194449-00012.warc.gz | 0.930422 | 216 | CC-MAIN-2022-49 | webtext-fineweb__CC-MAIN-2022-49__0__5874697 | en | We understand that affording a new furnace or air conditioning system can be difficult. To assist our clients in finding payment solutions, we have teamed up with two lenders: Michigan Saves and Wells Fargo.
Michigan Saves, a nonprofit organization, has partnered with a network of lenders to provide simple and affordable loans to homeowners to make energy efficient or renewable energy improvements. This is an unsecured, personal loan, that can be used for eligible improvements that are pre-qualified by Michigan Saves or recommended by a whole-home energy assessment.
- Loan Amount: $1,000 – $30,000
- Loan Term: Flexible up to 10 years
- Loan Rates: Fixed APR not to exceed 4.99%
- Eligible Properties: Owner-occupied, single-family (1-4 unit) homes (primary residence only)
There is no home equity required, and the phone-based loan application process is simple and fast. Visit www.michagansaves.org today to find an authorized contractor and begin your loan qualification. | finance |
https://residency.mu/the-2022-edition-of-the-mauritius-expat-guide/ | 2024-02-23T11:32:21 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474377.60/warc/CC-MAIN-20240223085439-20240223115439-00781.warc.gz | 0.937859 | 630 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__112410466 | en | The 2022 edition of the Mauritius Expat Guide
Want to live in Mauritius? Don’t miss out on the new and attractive residency packages
Over the last 15 years, Mauritius has welcomed expatriates willing to work and live in the country. As the Chief Executive Officer of the Economic Development Board, it gives me immense pleasure to be associated with this publication which provides you with a 360-degree view of the different residency schemes in Mauritius and the routes to achieving your dreams and to enjoy a relaxed work-life balance in an idyllic destination inspiring creativity and productivity.
Mauritius is not only blessed with the required attributes for investors to do business and professionals to work but has also become the nesting place for retirees looking for a peaceful retirement. Over the years, we have consolidated and readjusted our ‘Work-Live-Play’ packages to meet the aspirations of the business community and those on the lookout for a peaceful retirement.
Foreigners with a minimum investment of USD 50,000 can benefit from a Ten-Year Occupation Permit, which is a combined work and residence permit, together with residence permits for dependents. Self-employed professionals can aspire to a similar Ten-Year Occupation Permit by investing only USD 35,000. Non-citizen Professionals can now obtain an Occupation Permit valid for up to ten years. We offer schemes for young professionals studying in the country, as well as for innovators.
More than ever, Mauritius is gearing up to welcome, provide for and entertain retirees looking to enjoy this golden period of their lives. Development of luxurious retirement homes and villages is fast growing and attracting people from around the world to retire in a safe haven. You can aspire to retire in Mauritius with a monthly transfer of USD 1,500 or by simply acquiring a residential property in one of the luxurious retirement developments under the Property Development Scheme. Developers also offer the opportunity to acquire life rights.
We also offer to Occupation Permit holders and those with residence permits as retirees, the exciting opportunity to transition to a Twenty-Year Permanent Residence Permit, upon satisfying certain conditions. The guide provides you with all the details on this scheme.
In addition, Mauritius offers residency opportunities to non-citizens through the acquisition of residential properties, worth USD 375,000 in real estate developments under approved schemes.
This publication also takes you through one of our latest offers: the Premium Visa. This visa, introduced in November last year, is very famous among digital nomads. It is a One-Year renewable visa which targets professionals wishing to work remotely for their overseas businesses from Mauritius. Within less than a year, over 1,250 applications have been processed and more than 800 approved.
We are on the path of further improving our product offerings and we invite you to visit our dedicated website on residency (www.residency.mu) to register and receiving more frequent updates.
I invite you to delve into this guide for more detailed information and I wish to reiterate my appreciation for this wonderful collaboration with Expat.com. | finance |
https://jessica.rockonerealty.com/page/apply-for-a-mortgage-now-/cp2948bc67da1e4a | 2023-05-28T18:45:09 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224644506.21/warc/CC-MAIN-20230528182446-20230528212446-00452.warc.gz | 0.900138 | 147 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__159977191 | en | Darren LovellMortgage Loan Orginator
NMLS# NMLS #378056
5055 W Park Blvd, Suite 300,
Plano, TX 75093
The Lovell team are highly respected Loan Originators in the great state of Texas. They find success in their 24/7 availability; nights, weekends & holidays. Understanding timely communication to all parties within the real estate transaction is imperative. A consultative approach has proven that clients gain confidence in building wealth through real estate and consistently providing clients the highest level of service. Call today to determine your options in home financing. | finance |
https://www.charlottesvillevarealty.com/income_properties.html | 2020-01-29T01:07:32 | s3://commoncrawl/crawl-data/CC-MAIN-2020-05/segments/1579251783621.89/warc/CC-MAIN-20200129010251-20200129040251-00474.warc.gz | 0.885719 | 252 | CC-MAIN-2020-05 | webtext-fineweb__CC-MAIN-2020-05__0__161487389 | en | Income Properties in Charlottesville, VA
Do you dream of becoming your own boss? Investing in income properties allows you to generate positive cash flow on a month-to-month basis while enjoying the long-term benefits of property ownership. At Montgomery Team, we help Charlottesville, VA investors like you turn real estate into revenue.
Putting Real Estate to Work for You
The real estate professionals at Montgomery Team consider your success to be our success. We put our expertise to work for you, doing whatever it takes to reach your real estate income goals. We work hard to produce outstanding results and exceptional customer service. In every transaction, we conduct ourselves according to the highest standards of integrity and professionalism. And when you come to Montgomery Team for help finding income properties, you can count on us to be responsive, efficient, and focused on earning the best possible outcome for you.
Let Montgomery Team help you turn an investment property into a revenue stream. Call our office today to schedule a consultation and learn more our income properties.
Message Sent. Thank you for contacting us. We will be in touch with you shortly.
- Virginia Association Of Realtors
- Charlottesville Association Of Realtors
- National Association Of Realtors (NAR) | finance |
https://www.latscpa.com/ | 2024-04-23T20:19:04 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818740.13/warc/CC-MAIN-20240423192952-20240423222952-00755.warc.gz | 0.914824 | 171 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__182665979 | en | TAX ADVISORY FOR INDIVIDUALS & SMALL BUSINESSES
We are located in SW Portland near Tigard at:
10095 SW 72nd Avenue
Portland, OR 97223
It is our mission to provide top notch financial and taxation guidance tailor made for your particular situation.
Certified by the Oregon Board of Accountancy as of May 12, 2014 to practice as a Certified Public Accountant.
Professional bookkeeping guidance for any small to mid-sized service provider or manufacturer. Specializing in QuickBooks Online.
Planning & Consulting
I take the time to understand my clients and their particular situations in order to implement the tax code to minimize tax liability and plan for the future. | finance |
https://www.perkinsfund.com/how-to-invest/ | 2023-12-05T06:09:49 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100545.7/warc/CC-MAIN-20231205041842-20231205071842-00779.warc.gz | 0.828667 | 322 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__151286737 | en | First Step: Read the Prospectus
Please review the Perkins Discovery Fund Prospectus or Summary Prospectus before viewing the Fund-related information on this website. Click the link below to download a PDF file of the Prospectus or Summary Prospectus.
You’ll need Adobe Acrobat Reader version 3 or newer to view the Prospectus PDF file. Acrobat Reader comes with most web browser software, but if you don’t have it, click here to download the Reader from the Adobe website.
Second Step: Complete New Account Application And Mail With Check
Make check payable to the Perkins Discovery Fund (or see Prospectus for wiring instructions). Mail application and check to address shown at the top of application.
Alternate Step: Contact Online Brokerage
The Perkins Discovery Fund is available at many online brokerage sites for your buying convenience.
Please read the Prospectus or Summary Prospectus carefully before you invest or send money.
Thank you for becoming a shareholder. For a hard copy Prospectus and forms or other information, call 1-800-998-3190 or email the Fund at [email protected].
The Perkins Discovery Fund is not offered for sales in countries other than the United States and Puerto Rico. Information contained on this web site does not constitute an offer to sell, or a solicitation of an offer to buy shares of the Perkins Discovery Fund, nor shall any such shares be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. | finance |
https://imnlab.com/courses/forexmentor-fx-systemslab-monthly-2/ | 2022-12-03T16:11:51 | s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446710933.89/warc/CC-MAIN-20221203143925-20221203173925-00102.warc.gz | 0.793825 | 124 | CC-MAIN-2022-49 | webtext-fineweb__CC-MAIN-2022-49__0__73196931 | en | ForexMentor – FX SystemsLab Monthly
Archive : ForexMentor – FX SystemsLab Monthly Digital Download
Salepage : ForexMentor – FX SystemsLab Monthly
Delivery : Online With Any Device
Each month a new, unique and innovative forex trading system is produced. This gives subscribers the opportunity to sample each system at a leisurely pace, testing and tinkering for a full month before the next system arrives for evaluation. Each system is described and its workings depicted in the primary instructional videos accompanying each release.
More from Categories : Forex & Trading | finance |
https://www.blog.iamtech.com/single-post/2015/10/14/save-jobs-reduce-overheads | 2022-09-29T01:24:25 | s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030335303.67/warc/CC-MAIN-20220929003121-20220929033121-00616.warc.gz | 0.959719 | 370 | CC-MAIN-2022-40 | webtext-fineweb__CC-MAIN-2022-40__0__189468580 | en | Save Jobs & Reduce Overheads!
With prices at $50, the same 5% cut in production costs can make a huge difference to your assets profit margins.
This is why we are seeing a dramatic series of lay-offs in the industry.
This is why there has been a year-on-year >50% reduction in the North American active rig count.
And this is why asset owners are seeking to capitalize on advances in digitized asset management. For more than 15 years, we have been employing the best software development talent in the world, listening carefully to our clients, and honing our suite of software accordingly.
For years, OPEC has said it wasn't threatened by rising U.S. shale production, and that it would work to keep a floor under oil prices. Now, it has been caught napping, and as unconventional oil crept up to account for close to 10% of global production last year,
OPEC has started a war of attrition, and low prices are its best (and only real) weapon.
Combined with a tepid and now faltering global economic recovery, not least in China, the likelihood is that oil & gas will have to deal with tight margins for 5-10 years to come.
This is why the adoption of IAMTech's low cost, high return, asset management and maintenance software solutions is accelerating within the oil, gas & chemical industry.
IAMTech has been a pioneer in improving asset efficiency through streamlining maintenance, operations and safety processes in the oil, gas and chemical markets for the last 15 years.
Our software is being adopted by major names in the industry, from BP Chemicals & Exploration to Perenco & Petronas. Our growing success is the best testimony to the efficacy of our asset management software solutions. | finance |
https://nevadabc.org/gives-online/cooperative-program/ | 2024-04-17T07:58:33 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817146.37/warc/CC-MAIN-20240417075330-20240417105330-00305.warc.gz | 0.954368 | 133 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__105735163 | en | As individuals give their tithes and offerings to their local church, the local church gives a portion of that money to the Cooperative Program (CP) through the local state convention. The state convention uses a portion of this money to fund its ministry efforts while sending a portion of the money to the Southern Baptist Convention (SBC) where this money helps to fund ministries such as SBC seminaries, International Mission Board, and North American Mission Board, just to name a few. CP has a great impact for God’s Kingdom and it truly is unique in its ability to multiply the monies given by the individual church member.
Questions? please click here. | finance |
https://uschinainsights.libsyn.com/website/natalia-gurushina-on-the-trade-wars-global-consequences | 2022-08-19T17:26:39 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882573744.90/warc/CC-MAIN-20220819161440-20220819191440-00200.warc.gz | 0.957198 | 227 | CC-MAIN-2022-33 | webtext-fineweb__CC-MAIN-2022-33__0__96350895 | en | Sep 9, 2019
When the world’s two largest economies become mired in trade conflict, there are bound to be global consequences. As analysts predict increasing risk for a global economic downturn, VanEck’s Chief Emerging Markets Economist Natalia Gurushina looks at what the trade war might mean for other countries, and explains how these consequences could have unforeseen repercussions for both the United States and China.
Natalia Gurushina is the chief emerging markets economist for VanEck’s Emerging Markets Unconstrained Fixed Income Strategy. She has been a member of the Investment Management Team since 2013. Prior to joining VanEck, Dr. Gurushina worked for Roubini Global Economics, where she was responsible for Emerging Markets Currency/Fixed Income and G10 Currency Strategies. She has also previously worked as an analyst at Pantera Capital Management, a Tiger Management spin-off, and as an EMEA economist at Deutsche Bank. Dr. Gurushina holds a Ph.D. in economic history from the University of Oxford and a B.A. in economics from Moscow State University. | finance |
https://endurometals.com/crystal-lake-mining-corporation-announces-the-share-exchange-ratio-and-an-update-regarding-the-due-bill-trading-with-respect-to-the-sassy-resources-corporation-shares-to-be-issued-pursuant-to-the-plan/ | 2023-09-29T07:14:14 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510498.88/warc/CC-MAIN-20230929054611-20230929084611-00035.warc.gz | 0.9194 | 817 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__162947827 | en | February 11th, 2020, Vancouver, British Columbia – Enduro Metals Corporation (TSXV: EM / OTC: SIOCF / FSE: SOG-FF) (“Enduro Metals” or the “Company”) is pleased to announce that, further to its news releases dated January 13, 2020 and January 28, 2020, an aggregate of 10,000,000 common shares (the “Spinco Shares”) of Sassy Resources Corporation (“Spinco”) will be distributed to the shareholders of the Company (the “EM Shareholders”) in connection with the plan of arrangement (the “Plan of Arrangement”) among the Company, Spinco and the EM Shareholders.
The share conversion factor is 0.066708 (the “Conversion Factor”). In accordance with the Plan of Arrangement, the Conversion Factor was determined by dividing 10,000,000 (ten million) by 149,907,933, which is the number of common shares of the Company (the “EM Shares”) outstanding as at the close of business on February 10, 2020 (the “Record Date”).
The EM Shareholders who hold EM Shares as at the Record Date will receive for every one EM share held 0.066708 of a Spinco share (one Spinco Share with respect to every 14.9907 EM Shares).
The Payable Date, Record Date, Due Bill Trading Date, Ex-Distribution Date and Due Bill Redemption Date are as set forth below.
Distribution per Share: 0.066708 of a Spinco share for every one Company share
Payable Date: February 18, 2020
Record Date: February 10, 2020
Due Bill Trading Date: February 7, 2020
Ex-Distribution Date: February 19, 2020
Due Bill Redemption Date: February 20, 2020
No fractional Spinco Shares will be distributed to the EM Shareholders and, as a result, all fractional amounts arising under the Plan of Arrangement will be rounded down to the nearest whole number without any compensation therefor.
The number of EM Shares held by the EM Shareholders will not change.
Additional information regarding the terms of the Plan of Arrangement are set out in Enduro Metals’s management information circular dated August 23, 2019, and the news releases dated June 25, 2019, July 26, 2019, October 1, 2019, October 4, 2019, January 13, 2020 and January 28, 2020, all of which are available for viewing on Enduro Metals’s SEDAR profile at www.sedar.com.
About Enduro Metals
Enduro Metals is a Canadian-based junior exploration company focused on building shareholder value through high-grade discovery opportunities in British Columbia and Ontario. The Company has an option to earn a 100% interest in the Newmont Lake Project, one of the largest land packages among juniors in the broader Eskay region in the heart of Northwest B.C.’s Golden Triangle.
On Behalf of the Board of Directors,
ENDURO METALS MINING CORP.
COO and Director
Email: [email protected] / www.endurometals.com
For further information please contact:
Tel: +1 (604) 261-4466
Toll Free: +1 (877) 261-4466
Momentum Public Relations
Tel: +1 (514) 815-7473
Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release | finance |
https://thehemp.zone/podcast/unveiling-the-green-gold-with-pay-rio-empowering-cbd-cannabis-businesses/ | 2023-12-04T23:53:12 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100535.26/warc/CC-MAIN-20231204214708-20231205004708-00068.warc.gz | 0.951681 | 800 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__214043538 | en | In this captivating episode of the Hemler podcast, we are thrilled to welcome Aubrey, the founder of Pay Rio, a prominent payment provider specializing in the cannabis and CBD industry. Aubrey’s passion for health and wellness led her to establish Pay Rio, where she offers fair pricing and secure payment solutions to businesses operating in these sectors.
During the podcast, Aubrey provides us with valuable insights into her personal journey and what sparked her interest in the cannabis industry. She reveals that Pay Rio initially focused on CBD, a natural medicine she personally uses for sleep and anxiety relief. As Aubrey delved deeper into the CBD world, she recognized the significant need for cannabis payment services as well, prompting her to expand Pay Rio’s offerings to encompass both CBD and cannabis transactions.
One of the advantages Aubrey highlights is her ability to combine her love for gardening with her involvement in the cannabis industry. Living in California, she enjoys the privilege of cultivating hemp and cannabis in her backyard, providing her with a fully immersive experience within the industry.
Moving on to the topic of payment services, Aubrey discusses the challenges faced by businesses in the cannabis and CBD space. She emphasizes the issue of excessive pricing imposed by payment providers due to the perceived high risk associated with these industries. Aubrey’s mission with Pay Rio is to work with CBD companies and bring their pricing down to a fair level while maintaining compliance with industry regulations. She believes that as the payment industry normalizes and the Safe Banking Act comes into play, more aggressive pricing can be expected, benefiting businesses in the long run.
Aubrey sheds light on an essential aspect of payment processing—bank sponsorship. She explains that Pay Rio has invested significant time and effort in finding the right technology partners and bank sponsors to support their payment transactions. Presently, Pay Rio proudly works with the largest CBD bank sponsor in the US, who possesses comprehensive knowledge of CBD, various cannabis derivatives, and THC content. This partnership ensures a seamless underwriting process and provides businesses with the peace of mind that their processing will remain secure and uninterrupted.
Transitioning to the practical side of Pay Rio’s services, Aubrey clarifies the processing timelines and requirements for businesses seeking their payment solutions. For CBD businesses, the approval process typically takes around seven business days, with the advantage of quick and easy integration for both brick-and-mortar and e-commerce setups. Pay Rio’s expertise in e-commerce comes into play, as they guide businesses through the nuances of state regulations and compliance measures to ensure processing is conducted appropriately.
Addressing website functionality, Aubrey emphasizes the importance of having solid terms of service, privacy policies, and return and shipping policies in place for businesses seeking payment processing approval. Pay Rio’s team collaborates closely with customers, reviewing their websites to ensure they meet the payment brand rules set by Visa, MasterCard, Discover, and Amex. By providing guidance and assistance, Pay Rio ensures that websites comply with the necessary requirements, instilling confidence in the processing capabilities and legitimacy of businesses.
The conversation then shifts towards cannabis-based products and dispensaries. Aubrey highlights the unique challenges associated with accepting credit cards in this sector. Traditionally, dispensaries have been cash-based, relying on cashless ATMs or debit transactions. However, Pay Rio’s terminals enable dispensaries to accept both debit and credit cards, significantly expanding their payment options. By accepting credit cards, dispensaries can increase their average order value, as customers are not limited to their available cash or debit card limits. Additionally, the acceptance of credit cards generates positive word-of-mouth, leading to an expansion of the customer base and consistent growth in monthly volume for dispensaries.
Concluding the episode, Aubrey encourages listeners to seek a trusted payment advisor and emphasizes her passion for bringing her extensive payment knowledge to the CBD and cannabis industry. Pay Rio aims to support and educate businesses in CBD sector. | finance |
https://www.privatedoctorsnorthlondon.co.uk/info/terms-and-conditions/ | 2024-04-22T07:35:10 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818081.81/warc/CC-MAIN-20240422051258-20240422081258-00250.warc.gz | 0.936461 | 954 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__82910008 | en | Terms and Conditions
Fees and Pricing
- Published prices for GP consultations are for 30 minute appointments. In the event the consultation exceeds this time, EdgCARE reserves the right to charge an additional fee. This also applies to Home Visits which may therefore also attract a higher fee if the consultation lasts longer than 30 minutes.
- Payment for services is expected at the time of consultation or in advance of the consultation. Payment can be made with cash, cheque, debit or credit card. Non-attendance will be charged at the full rate.
- EdgCARE does not deal directly with insurance companies unless there is specific prior agreement from the Practice Manager at the time of booking an appointment. If this agreement has not been granted, EdgCARE will expect the patient to pay for services at the time of consultation and then ask the patient to seek re-imbursement from their insurance company directly.
- Please be aware that many Private Medical Insurance companies do not cover or offer re-imbursement for GP consultations or medical tests requested by a GP. EdgCARE accepts no liability in the event that an Insurance company fails to reimburse the patient for their care.
- EdgCARE reserves the right to change our Fee Schedule from time to time.
- Consultation and Home Visit prices do not include the cost of Blood Tests or other investigations ordered by the GP. The GP will discuss the cost of these with you before proceeding with any investigations. Payment for any investigations is expected at the time of the Consultation.
- Prescriptions requested outside of a GP Consultation or Home Visit will attract an additional charge.
- Cancellations less than 2 hours before the appointment will be at 50% of the original price.
- Non-attendance at an appointment will result in the full cost of the Consultation being invoiced to the patient.
- Card details are required at the time of booking any Consultation, Home Visit or other service and is required to secure your booking.
- These card details are retained on our secure Medical Records system and can be deleted with your written request. Payment will only be processed after your Consultation or Home Visit (or other service).
- If you prefer to use an alternative card or means of payment please inform the doctor or receptionist.
- Unpaid invoices will be processed at the end of each working day using the card details that you have provided.
Consent to Communication by E-mail
- EdgCARE would like to highlight that email and internet communications are not considered a fully secure method of communicating confidential and sensitive information. This means that, although unlikely, it is possible that a third party may be able to gain unauthorised access and read the content of emails which you have sent to EdgCARE or that EdgCARE has sent to you. Clearly, this would include any files attached to emails.
- Despite this concern, many patients prefer to use email as a primary method of communication and wish to communicate with EdgCARE using email. We will treat this information in the strictest confidence but EdgCARE cannot ultimately guarantee the security of email and worldwide internet systems and therefore you should consider email communications sent to EdgCARE or received from EdgCARE as non-secure.
- By agreeing to these Terms and Conditions you consent to EdgCARE communicating with you by email.
Service Times and Third-Party Providers
- In extenuating circumstances EdgCARE may need to close earlier than the published “Opening Hours”. This may be due to excessive service demand or lack of doctor cover due to illness or absence.
- EdgCARE signposts patients to other services when our telephone lines are closed. EdgCARE accepts no responsibility for the actions of these Third Party services and we wish to inform you that these services are not directly affiliated with EdgCARE.
Membership Payment Terms and Conditions
- EdgCARE membership is an annual subscription scheme with automatic renewals every 12 months
- Renewal reminders are sent by email 7 days before a renewal charge is applied
- Membership payments and renewals may be cancelled up to a maximum of 1 week from the joining payment or renewal payment
- If membership is cancelled within this one week period, the initial payment or update payment will be reimbursed
- Any membership discounts or privileges however used during the current membership period however will be deducted from membership reimbursement
- Only patients living at the same address can be covered in one membership payment
- Patient living at separate address will need to subscribe separately | finance |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.