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https://www.businessandleadership.com/leadership/item/43756-ucd-officially-opening-25m/ | 2020-11-23T21:17:19 | s3://commoncrawl/crawl-data/CC-MAIN-2020-50/segments/1606141168074.3/warc/CC-MAIN-20201123211528-20201124001528-00459.warc.gz | 0.961889 | 493 | CC-MAIN-2020-50 | webtext-fineweb__CC-MAIN-2020-50__0__140257805 | en | University College Dublin is today officially opening what it says is Ireland’s first purpose-built university law school, following a €25m investment.
Designed by Molony O’Beirne architects, the UCD Sutherland School of Law measures over 5,100 square metres and is located on the edge of a newly designed and landscaped lakeside setting on the Belfield campus.
The €25m project was financed from a major leadership gift from Peter Sutherland SC, significant government investment under the National Development Plan 2007 – 2013, and gifts from other leading benefactors, major law firms and private donors.
According to UCD, teaching spaces in the new school are designed to promote the active engagement of students with the law. These include a clinical legal education centre where students can develop their advocacy, dispute resolution, client counselling and negotiation skills in simulated courtroom and office settings. The largest theatre in the facility also serves as a ceremonial moot court.
“UCD Sutherland School of Law will propel Ireland’s growing international reputation as a location for the study and research of law to the next level,” said UCD president, Dr Hugh Brady. “This outstanding new facility brings all of our research and teaching activities in the law into one single location to create a vibrant atmosphere where our scholars can share their knowledge and ideas and lead Ireland to the forefront of legal education and research.”
“It is through the singular vision and generosity of one of our most distinguished alumni Peter Sutherland that this development was made possible, and from which generations of students and scholars will enormously benefit.”
“Education is one of the most important benefits we can pass on to future generations,” said Sutherland. “The rule of law underpins the cohesiveness and prosperity of society, making a sound legal education one of the most important we can deliver.”
“The new school has been designed to further deepen a strong sense of community within a transformative educational environment where staff and students work together and flourish,” said Prof Colin Scott, dean of law at University College Dublin.
“The new building offers the school, for the first time, state-of-the-art facilities for research to engage with those who both use and inform its research, in meetings and seminars, but also through professional development conferences and courses at graduate diploma and master’s level.” | law |
https://falconcontract.co.uk/faqs/ | 2024-04-16T10:37:56 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817081.52/warc/CC-MAIN-20240416093441-20240416123441-00572.warc.gz | 0.959242 | 764 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__7637437 | en | Our Umbrella PAYE is perfect for contractors who:
Build is perfect for contractors who:
a) A contractor providing their services via an employment intermediary is deemed to be under supervision, direction or control (SDC) when the end-user client directs the manner in which they provide those services – i.e. the end-user/client tells the contractor how to perform their duties. We check whether SDC is present on each and every assignment.
b) Since April 2016, contractors who fall under the supervision, direction and control of their end-user client are not entitled to claim tax-free expenses (including mileage), unless they provide their services from more than one workplace within the same assignment. If so, they are able to claim mileage from home to the secondary workplaces; or between workplaces if they travel to more than one during the same day.
Our products and services provide options whether contractors fall under the supervision, direction and control of the end-user, or not.
HMRC’s starting point is that all contractors providing their services via an employment intermediary are under the supervision, direction or control of the end-user.
If you need help determining whether your contractors fall under SDC, get in touch. Our SDC check has been developed in conjunction with the UK’s leading tax and employment law advisory bodies and is a robust mechanism for assessing SDC. Call us now on 020 3329 0235.
Temporary contractors providing their services via an employment intermediary, such as a recruitment agency, are unable to claim tax-free expenses (including mileage where they are travelling to a single site for the entire duration of their engagement), unless:
Contractors who provide their services via an employment intermediary are presumed to be under the supervision, direction or control of the end-user unless proved otherwise. Therefore, the agency and the end-user need to demonstrate that SDC is not present on an assignment. Due diligence and scrutiny of each and every assignment contract is required.
However, HMRC doesn’t tend to police SDC compliance by inspecting individual contracts within individual agencies. Instead, its focus is on businesses like Falcon Contract which are inspected regularly to check compliance with these regulations. It is our responsibility therefore to maintain robust and compliant processes and procedures. This also means that all risk lies with us. So your business is protected. Plus, if you want to audit us as part of your due diligence, we are happy to facilitate that.
Salary sacrifice is when employees receive non-taxable expense reimbursements instead of taxable salary. The new salary sacrifice rules mean pay cannot be varied by reference to the value of expenses. Authorised Mileage Allowance Payments (AMAPs) fall outside of these rules and can be paid tax-free instead of salary as part of a weekly pay calculation.
Changes to legislation made in April 2016 affected when relief can be given for expenses incurred. The ability for contractors to vary their weekly salary depending on the amount of expenses claimed was removed for most expenses, although contractors who are eligible to claim tax-free expenses can claim them annually via their self-assessment tax return – which we can do on their behalf.
This legislation does not affect Authorised Mileage Allowance Payments (AMAPs) – i.e. the 45p per mile claims that are paid to operatives when they use their own car for business travelling.
Our products and processes have been carefully designed under the supervision of the UK’s leading tax and employment law advisory bodies. Our systems and procedures have been and will continue to be audited by HMRC. | law |
https://tracifier.com/the-german-supply-chain-due-diligence-act-lksg/ | 2024-04-21T02:38:53 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817699.6/warc/CC-MAIN-20240421005612-20240421035612-00589.warc.gz | 0.917055 | 434 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__175314699 | en | Germany’s Act on Corporate Due Diligence in Supply Chains (Lieferkettengesetz) is a significant legislative milestone in promoting ethical business practices. This law holds German companies with at least 3,000 employees responsible for their supply chains, ensuring transparency, sustainability, and human rights. By addressing risks related to labor rights, human rights, and environmental concerns, this act seeks to create a more responsible business environment.
Key Features and Importance: The Act on Corporate Due Diligence in Supply Chains emphasizes transparency, collaboration, and reporting. It compels companies to conduct thorough due diligence, assess risks in their supply chains, and mitigate any identified issues. By doing so, the law aims to protect human rights, prevent labor abuses, and minimize environmental harm. Compliance with this act is crucial not only for legal reasons but also for reputational benefits and aligning with international expectations for corporate responsibility.
Steps for Compliance: To comply with the Act on Corporate Due Diligence in Supply Chains, companies should conduct comprehensive due diligence assessments, establish clear policies and procedures, engage with suppliers, implement reporting mechanisms, and commit to continuous improvement. By actively addressing potential risks, collaborating with suppliers, and adopting sustainable practices, businesses can ensure compliance and contribute to a more ethical and sustainable supply chain ecosystem.
Germany’s Act on Corporate Due Diligence in Supply Chains sets a significant precedent for responsible business conduct. By holding companies accountable for their supply chains and promoting transparency, sustainability, and human rights, this legislation plays a crucial role in fostering ethical business practices. Compliance with this act is not only a legal requirement but also an opportunity for companies to strengthen their reputation, demonstrate commitment to social and environmental responsibility, and contribute to a more sustainable global marketplace. | law |
http://www.dentalaegis.com/news.php?page=352 | 2014-12-18T21:00:59 | s3://commoncrawl/crawl-data/CC-MAIN-2014-52/segments/1418802767873.65/warc/CC-MAIN-20141217075247-00171-ip-10-231-17-201.ec2.internal.warc.gz | 0.937323 | 307 | CC-MAIN-2014-52 | webtext-fineweb__CC-MAIN-2014-52__0__177317994 | en | Minnesota Governor Signs Bill for Laboratory Regulation!
Posted on May 7, 2012
Bill SF 288 Dental Laboratory Regulation has now been signed into law by the governor of Minnesota. The new law requires: Any dental laboratory physically located in the state of Minnesota to be issued a unique identification number and register with the state Board of Dentistry every two years, with an initial registration fee of $50 for the first two years and $25 every two years following; dentists practicing in the state of Minnesota must use the services of Minnesota registered dental laboratories for work performed in the state but dentists can direct a non-registered laboratory outside the state to manufacture or repair a prosthesis; laboratories must disclose the country of origin for where the technological work was performed in whole or in part as well as the name, address, and registration number of the laboratory performing the services either directly or indirectly; laboratories to provide dentists with a material content notice for each prosthetic appliance including the FDA compliancy of those materials to be included in the patient record (if the dentist uses an out-of-state laboratory, in-house laboratory, or manufactures or performs the repair on a prosthetic, it is the dentist's responsibility to obtain material content data, country of origin, and FDA material compliance to be included in the patient record. If a registered laboratory subcontracts services of another laboratory, the laboratory performing the work must provide the registered laboratory with a material content notice and country of origin). The effective date of the bill is January 1, 2013. | law |
https://itrk.legal/JFS.99.Dwx.html | 2024-04-19T14:51:22 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817438.43/warc/CC-MAIN-20240419141145-20240419171145-00339.warc.gz | 0.867749 | 2,135 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__177401757 | en | 1.1 We are pleased that you are visiting our website and thank you for your interest. On the following pages, we inform you about the handling of your personal data when using our website. Personal data is all data with which you can be personally identified.
1.2 The controller in charge of data processing on this website, within the meaning of the General Data Protection Regulation (GDPR), is WIDESCREEN Entertainment UG (haftungsbeschränkt), Stormstraße 20, 22889 Tangstedt, Deutschland, Tel.: 015122663480, E-Mail: [email protected]. The controller in charge of the processing of personal data is the natural or legal person who alone or jointly with others determines the purposes and means of the processing of personal data.
2.1 When using our website for information only, i.e. if you do not register or otherwise provide us with information, we only collect data that your browser transmits to our server (so-called "server log files"). When you visit our website, we collect the following data that is technically necessary for us to display the website to you:
Data processing is carried out in accordance with Art. 6 (1) point f GDPR on the basis of our legitimate interest in improving the stability and functionality of our website. The data will not be passed on or used in any other way. However, we reserve the right to check the server log files subsequently, if there are any concrete indications of illegal use.
2.2 This website uses SSL or TLS encryption for security reasons and to protect the transmission of personal data and other confidential content (e.g. orders or inquiries to the controller). You can recognize an encrypted connection by the character string https:// and the lock symbol in your browser line.
When you contact us (e.g. via contact form or e-mail), personal data is collected. Which data is collected in the case of a contact form can be seen from the respective contact form. This data is stored and used exclusively for the purpose of responding to your request or for establishing contact and for the associated technical administration.
The legal basis for processing data is our legitimate interest in responding to your request in accordance with Art. 6 (1) point f GDPR. If your contact is aimed at concluding a contract, the additional legal basis for the processing is Art. 6 (1) point b GDPR. Your data will be deleted after final processing of your enquiry; this is the case if it can be inferred from the circumstances that the facts in question have been finally clarified, provided there are no legal storage obligations to the contrary.
4.1 Subscribe to our e-mail newsletter
If you register for our e-mail newsletter, we will regularly send you information about our offers. The only mandatory data for sending the newsletter is your e-mail address. The provision of further data is voluntary and will be used to address you personally. We use the so-called double opt-in procedure for sending the newsletter. This means that we will only send you an e-mail newsletter once you have expressly confirmed that you consent to receiving newsletters. We will then send you a confirmation e-mail asking you to confirm that you wish to receive the newsletter in future by clicking on an appropriate link.
By activating the confirmation link, you give us your consent for the use of your personal data pursuant to Art. 6 (1) point a GPPR. When you register for the newsletter, we store your IP address entered by your Internet service provider (ISP) as well as the date and time of registration for the purpose of tracing any possible misuse of your e-mail address at a later date. The data collected by us when you register for the newsletter is used exclusively for the promotional purposes by way of the newsletter. You can unsubscribe from the newsletter at any time via the link provided for this purpose in the newsletter or by sending a corresponding message to the responsible person named at the beginning. After unsubscribing, your e-mail address will be deleted from our newsletter distribution list immediately, unless you have expressly consented to further use of your data, or we reserve the right to a more extensive use your data which is permitted by law and about which we inform you in this declaration.
Our e-mail newsletters are sent via this provider: Sendinblue SAS, 55 Rue d'Amsterdam, 75008 Paris, France
On the basis of our legitimate interest in effective and user-friendly newsletter marketing, we pass on the data you provided when registering for the newsletter to this provider in accordance with Art. 6 (1) point f GDPR so that they can send the newsletter on our behalf.
Subject to your express consent pursuant to Art. 6 (1) point a GDPR, the provider also carries out a statistical analysis of the success of newsletter campaigns by means of web beacons or tracking pixels in the emails sent, which can measure opening rates and specific interactions with the newsletter content. In the process, end device information (e.g. time of page view, IP address, browser type and operating system) is also collected and analysed, but not combined with other data records.
You can revoke your consent to newsletter tracking at any time with effect for the future.
We have concluded an order processing agreement with the provider, which safeguards the data of our website visitors and prohibits a transfer to third parties.
On this website, we use the CAPTCHA service of the following provider: Google Ireland Limited, Gordon House, 4 Barrow St, Dublin, D04 E5W5, Ireland
Data may also be transmitted to: Google LLC, USA. For the visual design of the CAPTCHA window, the provider uses "Google Fonts", i.e., fonts loaded from the Internet by Google. No further information is processed except that mentioned above, which is already transmitted to Google via the functionality of ReCaptcha.
The service checks whether an input is made by a natural person or abusively by machine and automated processing with the aim of blocking spam, DDoS attacks and similar automated malicious attacks. To ensure whether an action is performed by a human being and not by an automated bot, the provider collects the IP address of the end device used, the recognition data of the browser, the operating system type and the date and duration of the visit and transmits these data to the provider's servers to be evaluated.
This process is based on our legitimate interest in determining individual responsibility when using the Internet and in preventing abuse and spam in accordance with Art. 6 Para. 1 lit. f GDPR.
We have concluded an order processing contract with the provider, ensuring the protection of our site visitors' data and prohibiting unauthorized disclosure to third parties.
For data transfers to the USA, the provider participates in the EU-US Data Privacy Framework, which ensures compliance with the European level of data protection on the basis of an adequacy decision by the European Commission.
6.1 The applicable data protection law grants you the following comprehensive rights of data subjects (rights of information and intervention) vis-à-vis the data controller with regard to the processing of your personal data:
6.2 RIGHT TO OBJECT
IF, WITHIN THE FRAMEWORK OF A CONSIDERATION OF INTERESTS, WE PROCESS YOUR PERSONAL DATA ON THE BASIS OF OUR PREDOMINANT LEGITIMATE INTEREST, YOU HAVE THE RIGHT AT ANY TIME TO OBJECT TO THIS PROCESSING WITH EFFECT FOR THE FUTURE ON THE GROUNDS THAT ARISE FROM YOUR PARTICULAR SITUATION.
IF YOU EXERCISE YOUR RIGHT TO OBJECT, WE WILL STOP PROCESSING THE DATA CONCERNED. HOWEVER, WE RESERVE THE RIGHT TO FURTHER PROCESSING IF WE CAN PROVE COMPELLING REASONS WORTHY OF PROTECTION FOR PROCESSING WHICH OUTWEIGH YOUR INTERESTS, FUNDAMENTAL RIGHTS AND FREEDOMS, OR IF THE PROCESSING SERVES TO ASSERT, EXERCISE OR DEFEND LEGAL CLAIMS.
IF WE PROCESS YOUR PERSONAL DATA FOR DIRECT MARKETING PURPOSES, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF YOUR PERSONAL DATA WHICH ARE USED FOR DIRECT MARKETING PURPOSES. YOU MAY EXERCISE THE OBJECTION AS DESCRIBED ABOVE.
IF YOU EXERCISE YOUR RIGHT TO OBJECT, WE WILL STOP PROCESSING THE DATA CONCERNED FOR DIRECT ADVERTISING PURPOSES.
The duration of the storage of personal data is based on the respective legal basis, the purpose of processing and - if relevant – on the respective legal retention period (e.g. commercial and tax retention periods).
If personal data is processed on the basis of an express consent pursuant to Art. 6 (1) point a GDPR, this data is stored until the data subject revokes his consent.
If there are legal storage periods for data that is processed within the framework of legal or similar obligations on the basis of Art. 6 (1) point b GDPR, this data will be routinely deleted after expiry of the storage periods if it is no longer necessary for the fulfillment of the contract or the initiation of the contract and/or if we no longer have a justified interest in further storage.
When processing personal data on the basis of Art. 6 (1) point f GDPR, this data is stored until the data subject exercises his right of objection in accordance with Art. 21 (1) GDPR, unless we can provide compelling grounds for processing worthy of protection which outweigh the interests, rights and freedoms of the data subject, or the processing serves to assert, exercise or defend legal claims.
If personal data is processed for the purpose of direct marketing on the basis of Art. 6 (1) point f GDPR, this data is stored until the data subject exercises his right of objection pursuant to Art. 21 (2) GDPR.
Unless otherwise stated in the information contained in this declaration on specific processing situations, stored personal data will be deleted if it is no longer necessary for the purposes for which it was collected or otherwise processed. | law |
https://newyork.advertisingweek.com/aw/schedule/session/-105-2022-10-18-1045-session | 2022-09-25T22:52:13 | s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030334620.49/warc/CC-MAIN-20220925225000-20220926015000-00055.warc.gz | 0.909244 | 245 | CC-MAIN-2022-40 | webtext-fineweb__CC-MAIN-2022-40__0__51424037 | en | Half of the U.S. has now lost what the UN deems a fundamental human right: bodily autonomy. This panel unveils new research from Mindshare and GroupM, examining the sentiments of those most impacted by the eroding rights to privacy; and the growing expectation of advertisers to be part of the solution.
Learn how consumers across different backgrounds feel about bodily autonomy, the role brands and media platforms have in a post-Roe v. Wade world and what it means for the future of using women’s empowerment in marketing.
As civil liberties continue to be politicized, society is increasingly looking to the private sector as a moral compass. From Black Lives Matter to Voting Rights to Transgender equality and now Roe v. Wade — it has become more of an expectation that brands speak out or fear losing favor with employees and consumers alike.
Joining Mindshare and GroupM onstage in the discussion will be the Deputy Editor of The Cut (New York Magazine’s lifestyle culture and fashion brand), to highlight the media’s role in breaking down the deep cultural taboo of abortion, in light of NY Mag’s recent provocative cover “This Magazine Can Help You Get An Abortion.” | law |
https://www.go-vgo.com/terms-of-use-privacy/ | 2021-04-22T03:38:46 | s3://commoncrawl/crawl-data/CC-MAIN-2021-17/segments/1618039560245.87/warc/CC-MAIN-20210422013104-20210422043104-00545.warc.gz | 0.903768 | 2,506 | CC-MAIN-2021-17 | webtext-fineweb__CC-MAIN-2021-17__0__83339344 | en | Zealand Pharma US, Inc. (“Zealand Pharma”) owns or controls the www.go-vgo.com website (the “Site”). Your access to and use of the Site and its materials are conditioned upon your acceptance of and compliance with these terms (the “Terms”).
The Site and its contents, including the text, graphics, images, photographs, analyses, studies, reports, and downloads (all such content collectively, the “Content”), are the exclusive property of Zealand Pharma A/S or are licensed to Zealand Pharma A/S. The Site and the Content are protected by law, including worldwide copyright laws and/or other intellectual property laws. Except as expressly provided in these Terms, Zealand Pharma A/S does not grant any express or implied right to you. The contents are ©2020 Zealand Pharma A/S. All rights reserved. Zealand Pharma A/S also owns copyright in the Site as a collective work and/or compilation, and in any and all databases accessible on or through the Site. Unless otherwise noted, Zealand Pharma, V-Go, and other brands featured on the Site constitute Zealand Pharma A/S trade/service marks. You agree not to directly or indirectly attempt to register, challenge, or contest the validity or Zealand Pharma A/S’s ownership of, such copyrights, trademarks, or any other Zealand Pharma A/S intellectual property, or assist any third party in doing so.
You are authorized to view, download, and reproduce the materials at our websites for your internal information only, provided that you do not alter the notices, images, or text surrounding the images, and you include the following copyright information: “2020 Zealand Pharma A/S. All rights reserved.” No further publication or use (including any commercial use) is allowed without the express written permission of Zealand Pharma A/S . Zealand Pharma uses reasonable efforts to include up-to-date and accurate information on its Site, but makes no representations, warranties, or assurances as to the accuracy, currency, or completeness of the information provided. Zealand Pharma shall not be liable for any damages or injury resulting from your access to, or inability to access, our Site, or from your reliance on any information provided on our Site. The materials and information on our Site are provided “as is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or noninfringement.
You represent and warrant to Zealand Pharma that you will not use this Site for any purpose that is unlawful or prohibited by these Terms, including but not limited to attempting or actually (a) disrupting, impairing or otherwise interfering with the operation or integrity of the Site or circumventing any Site security system; (b) collecting any information about other users of the Site; or (c) systematically extracting Content or other information or data contained in the Site to populate databases or other sites for internal or external use.
Zealand Pharma may terminate your access, or suspend your access to all or part of the Site, without notice, for any conduct that Zealand Pharma, in its sole discretion, believes is in violation of any applicable law or is harmful to the interests of another user, a third-party provider, merchant, sponsor, licensor, service provider, or Zealand Pharma.
The Site and its Contents could contain technical inaccuracies or typographical errors, and information will be changed, updated, and deleted without notice. Zealand Pharma may make improvements and/or changes in the products and/or programs described on its Site at any time. Zealand Pharma makes no warranties that its Site will operate uninterrupted or error free or that defects will be corrected. Zealand Pharma does not warrant that its Site is compatible with your computer, or that its Site or servers are free of viruses or worms, and Zealand Pharma will not be liable for any damage you may suffer as a result of such destructive features.
Your access and use of this Site, including the products, goods, materials, information, services, and any other resources contained in, offered, or provided in connection with them, is solely at your own risk and subject to all applicable local, state, national, and international laws and regulations. Although Zealand Pharma has endeavored to create a secure and reliable Site, the confidentiality of any communication or material transmitted to/from this Site over the Internet cannot be guaranteed. Zealand Pharma shall have no liability for interruptions or omissions in Internet, network or hosting services. To the maximum extent permitted by law, you assume the sole and complete risk of using this Site.
You agree to indemnify and hold harmless Zealand Pharma, its affiliates, related companies, and all of their respective officers, directors, employees, shareholders, legal representatives, attorneys, agents, successors and assigns, from and against any damages, liabilities, costs and expenses (including reasonable attorneys’ and professionals’ fees and court costs) arising out of any third-party claims based on or related to your use of this Site or any breach by you of these Terms.
This Site does not provide medical advice. Zealand Pharma is not engaged in rendering medical or similar professional services or advice, and the information provided on this Site is not intended to replace medical advice offered by a healthcare provider. Accordingly, information contained on this Site should not be used for diagnosing, treating, curing, mitigating, monitoring, or preventing any disease or condition relating to health or fitness. If you need or would like medical or similar professional services or advice, you should promptly consult a professional healthcare provider, such as a pharmacist, nurse, or physician. If you believe you are experiencing a medical crisis or emergency, please call 911 or contact your local emergency assistance service immediately.
This policy shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to conflicts of law rules, and the exclusive jurisdiction and venue for any dispute shall be Suffolk County, Massachusetts. You agree to submit to the jurisdiction of the state and federal courts in Massachusetts for the purposes of any judicial proceedings relating to or arising from these Terms and Conditions.
Zealand Pharma reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms at any time. Your continued use of the Site following reasonable notice of such modifications will be conclusively deemed acceptance of any changes to these Terms. You agree that notice of changes to these Terms posted on the Site constitutes reasonable and sufficient notice. At all times, you are bound by the then-current version of these Terms and all applicable laws. We highly recommend that you review these Terms from time to time to ensure that you are familiar with the most recent version.
Information You Provide
Zealand Pharma collects information you knowingly and voluntarily provide to us, such as information you provide when signing up to receive email alerts, completing a survey, or when asking us a question or providing feedback. This information may be personally identifiable information (eg, name, address, telephone number, or email). You will be informed what information is required and what information is optional.
Zealand Pharma websites are not intended or designed to attract children under the age of 18. We do not knowingly collect personally identifiable information from visitors in that age group.
Information Collected Passively
Use and Disclosure of Information
Except in conjunction with the sale, acquisition, merger, or other transfer of Zealand Pharma (or a business unit), Zealand Pharma will not sell or rent personally identifiable information to any third party for any purpose. Zealand Pharma may use the services of a third party to provide Zealand Pharma with support services in connection with its websites and such parties may, from time to time, have access to your personally identifiable information to enable them to provide those services to Zealand Pharma. Please take note that Zealand Pharma requires all such third parties to meet the same standards of data protection as Zealand Pharma and are prohibited from using the information for their own marketing purposes.
Zealand Pharma uses personally identifiable information only for the purposes for which you provide it. In addition, Zealand Pharma may use collected information, both personally identifiable and anonymous, to improve the content of our websites, to customize our websites to your preferences, to communicate information to you (if requested), for our internal marketing and research purposes, to analyze statistics and trends, and for any other purpose specified.
How We Protect Your Personal Information
Zealand Pharma is committed to protecting the security of your personal information. Zealand Pharma takes commercially reasonable steps to protect your information you transmit to our websites and to protect such information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please keep in mind that no Internet transmission is ever completely secure or error free, and Zealand Pharma cannot be responsible for breaches of security beyond our reasonable control.
SMS (Text) Messaging
If you use one of the supported carriers listed below, you can opt-in to V-Go Updates (a text messaging program about V-Go from Zealand Pharma and its affiliates) through our online portal or over the phone. Message and data rates may apply. By opting in to this service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is required. Message frequency may vary. Zealand Pharma, in its sole discretion, may modify or terminate the provision of V-Go Updates at any time.
Text STOP to 90932 to stop receiving V-Go Updates from Zealand Pharma. You will receive a confirmation text.
For additional information, text HELP to 90932 or contact 1-866-261-7190. We take your privacy seriously.
Supported carriers are: AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina – Custer, Rina – All West, Rina – Cambridge Telecom Coop, Rina – Eagle Valley Comm, Rina – Farmers Mutual Telephone Co, Rina – Nucla Nutria Telephone Co, Rina – Silver Star, Rina – South Central Comm, Rina – Syringa, Rina – UBET, Rina – Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.
Links to Other Web Sites
Removal of Information
You may review and request changes to your personally identifiable information that Zealand Pharma has collected, including the removal of your personally identifiable information from Zealand Pharma’s databases, using one of the following options: (a) send your request by email to [email protected] or (b) send your request by regular mail to:
Zealand Pharma US, Inc.
34 Farnsworth St.
Boston, MA 02210
Complete removal may not be immediate, and in some instances, all archival copies may be impossible to delete.
Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, click here.
Questions or Concerns
If you have additional questions, please contact us. Or write to us at:
Zealand Pharma US, Inc.
34 Farnsworth St.
Boston, MA 02210 | law |
https://makhno.shop/terms-of-sale/ | 2020-05-30T06:19:02 | s3://commoncrawl/crawl-data/CC-MAIN-2020-24/segments/1590347407289.35/warc/CC-MAIN-20200530040743-20200530070743-00381.warc.gz | 0.941184 | 2,851 | CC-MAIN-2020-24 | webtext-fineweb__CC-MAIN-2020-24__0__69233423 | en | Please read these Terms of Sale carefully prior to purchasing products from the Site, located at https://makhno.shop (“Site”). These Terms of Sale contain very important information about your rights and obligations, as well as limitations and exclusions.
Note, by purchasing a product from the Site, you represent and warrant that you have read, understand, have the legal capacity to, and hereby agree to be legally bound by these Terms of Sale and all terms incorporated herein by reference in full. If you do not agree with these Terms of Sale, do not make your purchase.
If you are making a purchase on behalf of any entity, you represent and warrant that you are authorized to accept these Terms of Sale on such entity’s behalf.
All sales from the Site are sold by Sergey Makhno Architects OÜ, registered at Peterburi tee 47, Lasnamae district, Tallinn city, Harju county, 11415, Estonia (which we may refer to as “SMA”, “we,” “us,” or “our”).
Except as otherwise provided, these Terms of Sale are subject to change at any time without notice. It is your responsibility to check periodically for any changes we make to the Terms of Sale. By placing an order for products through the Site, you agree to be bound by and accept the Terms of Sale in effect at the time of such order.
Table of contents
2.1 The catalogue of SMA products is made available for you on the Site. All of the proposed products are not ready-made products, but are crafted specially for you by our professionals. Therefore, the product you receive may differ to some extent from the one pictured in the catalogue. You hereby acknowledge and understand that such minor differences shall not be considered a defect or other nonconformity with your order.
2.2 In describing and portraying our products on the Site, we attempt to be as accurate as possible. However, we do not warrant that the product descriptions or other content is accurate, complete, reliable, current, or error-free. We reserve the right to correct any typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing and availability from time to time without prior notice. We have made every effort to display as accurately as possible the colors of our products that appear on the Site. We cannot guarantee that your computer monitor’s display of any color will be accurate.
2.3 We may revise or discontinue products at any time without prior notice to you. All prices on the Site are subject to change without notice.
3.1 You must be of legal age in your country to place an order on the Site. Otherwise, you can make a purchase only with involvement of a parent or guardian.
3.2 To place an order on the Site you need to choose the product, its quantity and other available features and add it to the cart. At the checkout you will be asked to provide your personal customer information. Please read our Privacy Notice to know more about how we treat your personal data.
3.3 Within 3 (three) business days upon your order submission our sales manager will contact you to verify the terms of shipping, thereafter we will send you an email acknowledging the receipt of your order (“Order Confirmation”) and invoice under paragraph 4.3 of these Terms of Sale.
3.4 You may cancel your order free of charge and without giving us any reason prior to receipt of the Order Confirmation or payment of invoice. If you wish to cancel your order, please contact us at [email protected].
3.5 SMA reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.
4.1 The prices are displayed on the Site in euros and exclusive of import taxes, duties and shipping costs. You will have to pay all import taxes and duties applicable in your country upon the receipt of the ordered product.
4.2 Prices may change from time to time, but changes will not affect any order which we have confirmed in an Order Confirmation. We reserve the right to apply at its own discretion discount to prices for specific users and/or during a particular period. If we publish special offers on the Site, they are subject to certain conditions laid down in the details of such offers available on the Site.
4.3 Upon verifying the terms of shipping, as set forth in paragraph 3.3 of these Terms of Sale, we will send you an invoice in addition to the Order Confirmation. The price indicated in the issued invoice contains both the price of the product(s) and the shipping costs, subject to Section 5 of these Terms of Sale.
You shall pay an invoice within 7 days from the date of its issuance.
4.4 As soon as we receive your payment for the ordered product(s), a contract, the terms of which are laid down in these Terms of Sale, comes into existence and is binding on you and us (the “Contract”). Under the Contract we are obliged to craft and ship the product(s) in the time, assortment, quantity and to the place as set forth in the Order Confirmation, and you are obliged to accept the product(s) at the place of shipping.
We ship our products worldwide. When you place an order on our Site, your order will be shipped to the address indicated by you.
You acknowledge that you are solely responsible for any mistakes made in your shipping address and we are not obliged to reship your order in case of your mistake. We may but are not obliged to require verification of information prior to the acceptance and/or shipping any order.
We do not process orders and ship on Saturday and Sunday and on certain public holidays.
Your order will be shipped once the items are crafted, your payment is approved and the receiving address is verified. The duration of crafting process depends on a type and quantity of products and usually takes from 30 to 45 days.
As soon as your order is dispatched, you will be notified by email.
HOW CAN I SELECT A SHIPPING METHOD?
As soon as you provide all necessary personal customer information at the checkout, you will proceed to the choice of shipping methods.
You can choose any shipping service exercising international deliveries to your country. If you are not sure, which shipping service you want to choose, please contact us at [email protected] for help.
Given we only arrange the shipping, your product(s) will be shipped under the terms of the chosen shipping service.
As soon as you indicate the preferred shipping method, we will contact you to verify the shipping details.
WHICH SHIPPING RATES APPLY?
Shipping rates are applied per order and correspond to the rates of the chosen shipping service.
The shipping costs are payable on the basis of issued invoice under paragraph 4.3 of these Terms of Sale.
INSPECTION UPON RECEIPT
Title to and risk of loss of the product(s) passes from SMA to you upon your receipt of product(s) from the carrier. Upon shipping, please inspect the packaging for damage. If it appears that the products are damaged, please do not accept the shipment. You are responsible for filing any claims with carriers for damaged and/or lost shipments.
If you have any questions regarding shipping, please contact us at: [email protected].
STATUTORY RIGHT OF WITHDRAWAL (FOR EEA CITIZENS ONLY)
If you are an EEA citizen, you have the right to withdraw from this contract within fourteen (14) days (“withdrawal period”) without giving any reason. You must send back or submit the unused item in its original packaging, in its original condition, with all original tags still attached immediately upon informing us about the withdrawal from the Contract of sale at [email protected].
If you withdraw from a contract of sale during the withdrawal period, we will reimburse all payments we received from you, including shipping costs.
For this repayment we shall use the same method of payment that you used making the original transaction, unless we arrange a different method with you; you will not be charged any fees for such repayments under any circumstances. We may withhold reimbursement until we have received the returned products, or until you have submitted proof that you have returned the products, whichever comes earlier.
You do not have a right of withdrawal for contracts regarding the:
delivery of products that are made to your own specifications or which are clearly personalized, except in the case of manufacturing defects; and/or
delivery of products which are not suitable to be returned for health or hygiene reasons and where a seal was removed after shipping.
HOW CAN I RETURN A PRODUCT?
In order to return a product within the withdrawal period, if you are an EEA citizen, you shall notify us of your decision at [email protected] and send the duly packed product to the following address: Ukraine, Kyiv, 03035, 2 Henerala Shapovala st., office 482, within a withdrawal period. You do not have to pay for shipping services, when returning a product.
HOW (AND HOW SOON) WILL I RECEIVE MY REFUND?
You will receive your refund within 24 hours from the time of our receipt of return confirmation. The total price paid for the order product and its shipping to you will be refunded back to your original form of payment.
CAN I EXCHANGE MY PRODUCT(S)?
Exchanges for products purchased from the Site are not available, because all the products you receive are unique and crafted specially for you.
WHAT SHOULD I DO IF I RECEIVE A DAMAGED OR DEFECTIVE PRODUCT?
If you consider the product purchased from the Site to be damaged or defective, please take a photo of the defect and send us at [email protected] with your request for product exchange. If we find it damaged, defective or flawed, we may agree upon price reduction or full refund.
We do not refund products:
defective by reasons other than materials quality, assembly process or manufacture defects;
that have been damaged by abuse or negligence (e.g. exposure to chemicals, caustic substances, open flame, high heat, sharp object, etc.);
that have been damaged by misuse or activities other than the intended purpose.
If you have any questions regarding return and refund, please contact us at: [email protected].
Please note that under the legal warranty of conformity, you:
An Event Outside Our Control means any act or event beyond our reasonable control, including without limitation strikes, lock-outs or other industrial action by third parties, civil commotion, riot, invasion, terrorist attack or threat of terrorist attack, war (whether declared or not) or threat or preparation for war, government shutdown, fire, explosion, storm, flood, earthquake, subsidence, epidemic or other natural disaster, or failure of public or private telecommunications networks.
If an Event Outside Our Control takes place that affects the performance of our obligations under these Terms of Sale:
a) We will contact you as soon as reasonably possible to notify you; and
b) Our obligations under these general conditions will be suspended and the time for performance of our obligations will be extended for the duration of the Event Outside Our Control.
Where the Event Outside Our Control affects our shipping a product to you, we will arrange a new shipping date with you after the Event Outside Our Control is over. You may cancel the shipping, as provided in paragraph 3.4 of these Terms of Sale, if an Event Outside Our Control takes place and you no longer wish us to provide the product(s).
In no event shall SMA, its directors, members, employees or agents be liable for any lost profits, loss of business or other consequential, special, indirect, or punitive damages, even if advised of the possibility of such damages, arising out of or in any way connected with any purchase made on the Site. To the full extent permitted by law, SMA’s liability shall be limited to the amount actually paid for the purchase of products from this Site.
10.1 We may transfer our rights and obligations under the Contract to another organization, but this will not affect your rights or our obligations under these Terms of Sale.
You may only transfer your rights or your obligations under these Terms of Sale to another person if we agree in writing.
10.2 If we fail to insist that you perform any of your obligations under these Terms of Sale, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations.
10.3 These Terms of Sale and your purchase of products from the Site shall be governed by and construed in accordance with the laws of Estonia, without resort to its conflict of law provisions. You hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of the Estonian courts over any suit, action or proceeding arising out of or in connection with these Terms of Sale.
10.4 If any provision of these Terms of Sale shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Sale and shall not affect the validity and enforceability of any remaining provisions.
Any questions or complaints about these Terms of Sale or any product purchased using the Site may be directed to [email protected]. | law |
https://parafina.ch/general-terms-and-conditions/ | 2023-03-31T13:26:16 | s3://commoncrawl/crawl-data/CC-MAIN-2023-14/segments/1679296949642.35/warc/CC-MAIN-20230331113819-20230331143819-00372.warc.gz | 0.939555 | 1,580 | CC-MAIN-2023-14 | webtext-fineweb__CC-MAIN-2023-14__0__110062206 | en | All orders are subject to product availability. If once the order confirmation has been sent, Parafina Trademark could not dispose of the product requested by any circumstance, it will contact the user as soon as possible by communicating to him such fact. In this case, Parafina Trademark may: (i) offer the user a product of characteristics and specifications like the one originally requested, if they are in accordance with the user’s needs; and/or (ii) offer the user the requested refund without effect, the amount paid for it, within 30 working days.
Refusal to process an order
Although Parafina Trademark will do everything possible to always process all orders, there may be exceptional circumstances that require you to refuse the processing of any order after sending the order confirmation, so Parafina Trademark reserves the right to do so at any time, in its sole discretion. Parafina Trademark reserves the right to remove any product from the website at any time and to remove or modify any material or content thereof, not being liable to the user or to any third party for the fact of removing any product of the website, regardless of whether the product has been sold or not.
All Products contained on the website are original to Parafina Trademark. All of them have a guarantee of 2 years according to the criteria and conditions described in the Royal Legislative Decree, 1/2007, of 16 November, by which approves the consolidated text of the General Law for the Defense of the Consumers and Users. The products shall be deemed to conform to the conditions of use provided that they comply with all the following requirements: (i) conform to the description made by Parafina Trademark and possess the qualities of the product that Parafina Trademark has submitted to User in the form of a sample or model (ii) are suitable for the uses ordinarily intended for products of the same type (iii) are suitable for any special use required by the user when he has made it known to Parafina Trademark, if Parafina Trademark has admitted that the product is suitable for such use (iv) present the standard quality and performance of a product of the same type as the user may expect, considering the nature of the product.
If the product does not meet the established specifications, Parafina Trademark will refund the purchase price or send the same or similar product depending on the circumstances of each case. Parafina Trademark is not responsible for damage to products that may result from misuse of the product, as well as acts or omissions of the user that do not conform to the specifications of each product or the damages caused by third parties that are not linked to Parafina Trademark. Parafina Trademark puts the utmost care in the realization of the presentation and description of the products. However, the photographs of the products are presented in for illustrative. To know the precise characteristics of each product, you must check the corresponding descriptive data that accompanies each product.
Delivery of the product
Once the shipment confirmation has been sent, the products will be delivered at the address indicated by the user when ordering within the established period for each country/region (see Shipping and Returns).
Parafina Trademark assumes no responsibility when the delivery of the product is not made because of the data provided by the user is false, inaccurate or incomplete or when the delivery cannot be carried out for reasons beyond the shipping company, assigned for this purpose, as is the absence of the user or the withholding of the product in customs. Delivery times are approximate, although Parafina Trademark tries to adjust to them.
Price and payment of the products
The prices applicable to each product will be those published on the website on the date the user makes the order. Although Parafina Trademark tries to ensure that all prices on the website are correct, errors may occur. If Parafina Trademark discovers an error in the price of the products that a user has requested, Parafina Trademark will inform you as soon as possible and will give you the option to reconfirm the order at the correct price or cancel it.
If Parafina Trademark fails to contact the user, the order will be deemed cancelled and the user will be refunded in full for the amounts it would have paid. Parafina Trademark will not be obliged to supply the user with any product at the wrong lower price (even though order confirmation has been sent) if the error in the price is obvious and unequivocal and it could have been reasonably recognized by the user as the wrong price. Prices can change at any time. However, the possible changes will not affect the products with respect to which Parafina Trademark has already sent the order confirmation.
User may make payment by credit or debit cards Visa, MasterCard, American Express, Google Pay or Apple Pay. To minimize the risk of unauthorized access, the user’s credit card data will be encoded. Whether the form of payment is made by credit or debit card or through PayPal, the charge will be made at the time when Parafina Trademark sends the shipment confirmation to the user. The type of VAT applicable shall be the one legally in force at any time depending on the product in question.
Returns and changes of products
Withdrawal right is in accordance with the applicable law, in the event that the user is hiring as a consumer, he may withdraw from the contract (except in the cases established by the legislation) and return or change freely the products delivered at any time within 30 working days of the date of delivery (the “withdrawal period”).The shipping cost is paid by the buyer, with the shipping method of your choice. The package must come complete and in good condition. The package must include the order number in a visible place. The shipping address of our warehouse is: Calle Canillas, 2, Local, 28002, Madrid-Spain. Once the relevant inspection of the returned product has been carried out and, in the event, that the user does not decide to make a change, Parafina Trademark will refund the user the amount of the product (except shipping costs). If you choose to change the product for another of the same amount of our catalogue, this operation will not be charged to the user.
After the withdrawal period, no changes or returns of products will be accepted. Changes will only be accepted for products that may have been defective in accordance with the provisions of paragraph below. Return or replacement is possible if the user considers that the product is not conforms to the specifications established for this product. You must contact Parafina Trademark immediately through an email to the contact address [email protected] facilitating the product data, as well as reporting the defect you have and whether you opt for the return or replacement for an identical product. To proceed with the substitution of the product, the user must contact Parafina Trademark through an email to the contact address [email protected], providing the product data, as well as reporting the defect and the web order number. | law |
https://arslanlawfirm.com/team/ | 2023-12-08T08:59:33 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100739.50/warc/CC-MAIN-20231208081124-20231208111124-00679.warc.gz | 0.965277 | 1,168 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__28256682 | en | Anna Arslan is an advocate, member of the Bar Association in Warsaw. She is a graduate of full-time studies at the Faculty of Law and Administration of the University of Warsaw, where she defended her master's thesis on "Legal aspects of running a business by foreigners in Poland" under the supervision of dr. Dariusz Szafrański. She also graduated from the School of European and English Law organized by Cambridge University at the University of Warsaw. In 2017, she graduated from the Postgraduated studies on company law at the Warsaw School of Economics.
Before founding Arslan Legal Law Firm, she gained experience in law firms dealing primarily with Polish and foreign entrepreneurs from the construction, financial and transport industries. She specializes in litigation and contract law and provides comprehensive services for entrepreneurs - from the foundation, through operation, including litigation and reorganization, as well as liquidation and bankruptcy. She also supports individual clients in civil, family and inheritance matters. She also worked as an in-house lawyer for a major event company and has years of business management experience. She speaks Polish, English and Turkish.
Since 2007, she has been dealing with the issues of public procurement and public-private partnership. In 2008-2011, she participated in legislative work on public procurement and coordinated the activities of the Ministry of Regional Development in the field of legislative issues related to the functioning of public-private partnership in Poland and the European Union. She has successfully conducted several hundred public procurement procedures. She is the co-author of the textbook "Public-private partnership in the concession model. Selected Practical Issues ”published by the Wolters Kluwer publishing house and the author of publications on public procurement and funds from the European Union.
Katarzyna Kolasa has been a member of the District Chamber of Legal Advisers in Krakow since 2019.
A graduate of the Faculty of Law and Administration of the Jagiellonian University in law. She is also a
She gained experience in law firms in Krakow. She deals in particular with civil, economic, bankruptcy
and restructuring law as well as unconventional debt recovery. She has extensive trial experience.
She cooperates with the Arslan Legal Law Firm in order to provide the most effective legal services to clients in the office in Krakow. She speaks English.
A graduate of law studies at the University of Warsaw, where she defended her master's thesis at the
Department of Forensics dealing with issues related to the forensic aspects of drug-related crimes. In
2018, she successfully passed the professional exam and obtained the title of an advocate. Her
professional experience is related to substantive and procedural criminal law, including economic
and criminal law, but she also provides legal assistance in the field of civil law, including family law.
Privately, a great enthusiast of animals, and above all horses, with which she has been associated since childhood. She cannot imagine his life without horse riding. She speaks English.
Wiktoria Panek cooperated with the Arslan Legal Law Office since 2019. She is a graduate of full-time law studies at the Faculty of Law and Administration of the Jagiellonian University in Krakow. She defended her master's thesis at the Department of Administrative Law and Proceedings. During her studies, she belonged to the Society of the Law Students' Library Society, with which she organized academic meetings and nationwide scientific conferences. She deepened her knowledge by participating in numerous courses and workshops in various areas of law, including commercial law, alternative dispute resolution or legislation, and by participation in scientific conferences organized under the patronage of the Jagiellonian University. She specializes in administration law and proceeding, as well as in company and contracts' law. A lover of aesthetics, photography and travel. Her interests include psychology, mediation and design. She speaks English.
Akram is the Business Development Manager at Arslan legal. He has over 30 years of experience
gained with positions in The United Kingdom and Dubai, Qatar and Poland. For over a decade and
prior to Arslan Legal he held a Group managerial position within a UAE based law firm, therefore he
has a wealth of knowledge and experience in this legal matters and the market. He has a strong understanding of Market principles and is routinely following up on new business
opportunities. Akram is strategic in his approach, with plenty of initiative when identifying ways to
promote the firms services, particular within wealth management and handling a property portfolio.
Akram is in constant contact with potential clients and partners, following up on enquiries and exploring new opportunities for the firm within the legal framework. Speaks fluent Arabic and English.
Bessie Bian holds a MA in Economics. She graduated from the Polish Language Study for Foreigners at the University of Lodz and MA studies at the Faculty of Economics and Sociology of the University of Lodz, as well as postgraduate studies in Polish-Chinese translation at the Center for Migration Studies of the University of Lodz. She has experience in Polish-Chinese translating in court proceedings. She was a full-time translator in a highway construction project carried out by a Chinese consortium. As part of her official duties, she participated in many negotiations and court disputes. In the Recruitment Office of the Warsaw School of Economics, she was responsible for recruiting students, and then acted as an advisor for relations with China.
As vice-president of the Warsaw Branch of the Polish-Chinese Friendship Society, she is actively involved in the exchange between Poland and China and maintains good relations with local governments at all levels. Provides Chinese clients with advice on foreign exchange, tenders, and business delegations and meetings. She speaks Chinese, Polish and English. | law |
https://www.gz2010.cn/10/1119/19/6LSJSSBO0078002Q.html | 2020-09-20T20:32:07 | s3://commoncrawl/crawl-data/CC-MAIN-2020-40/segments/1600400198652.6/warc/CC-MAIN-20200920192131-20200920222131-00636.warc.gz | 0.964612 | 281 | CC-MAIN-2020-40 | webtext-fineweb__CC-MAIN-2020-40__0__215475860 | en | Ladies and Gentlemen of the Media,
On behalf of the President of the Olympic Council of Asia (OCA), I wish to announce that we have encountered the first anti-doping rule violation in the 16th Asian Games in Guangzhou, China.
This involves an athlete, Mr Shokir Muminov of Uzbekistan, the silver medalist of Men's 81kg of the Judo competition. His urine specimen collected on 14 November 2010 after the competition was found to contain Methylhexaneamine, a prohibited substance in the WADA Prohibited List 2010. This substance is a stimulant in category (S6) of the list.
After due process according to the rules and procedures of the OCA, it has been determined that the above finding constitutes an anti-doping rules violation and as such the following sanctions have been taken:
1. The athlete has been disqualified from the competition as well as these Games and his performance in the competition has been nullified, his medal withdrawn and appropriate adjustment made to the results.
2. These findings will now be forwarded to the athlete's national authorities, the International Federation of the sport concerned (International Judo Federation) and the World Anti-Doping Agency for further action on their part.
Dr Manikavasagam Jegathesan
Chairman of the Medical Committee of the OCA | law |
https://bloomsgreenhouse.com/employment/ | 2023-05-31T10:44:38 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224646457.49/warc/CC-MAIN-20230531090221-20230531120221-00100.warc.gz | 0.937458 | 908 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__3415369 | en | Employee who Referred You *
If not applicable please put "none"
Blooms Greenhouse/Kingsbury Acres has made a strong commitment to being a drug-free workplace. All job applicants being considered for employment at Blooms Greenhouse/Kingsbury Acres will undergo testing for the presence of illegal drugs as a condition of employment. Anyone confirmed to have a positive test result will be denied employment. Blooms Greenhouse does not discriminate against applicants because of past history of drug abuse, therefore, any individual who fails a pre-employment drug test may initiate another inquiry after a period of no less than six months and present themselves as drug free.
I understand that if I am employed, any misrepresentation or material omission made by me on this application will be sufficient cause for cancellation of this application or immediate discharge from employer's service, whenever it is discovered.
I give the employer the right to contact and obtain information from all references, employers, criminal history*, motor vehicle record and educational institutions and to otherwise verify the accuracy of the information contained in this application. I hereby release from liability the employer and its representatives for seeking, gathering and using such information and all other persons, corporations or organizations for furnishing such information.
I give the employer the right to contact and obtain information from all references, employers, and educational institutions and to otherwise verify the accuracy of the information contained in this application. I hereby release from liability the employer and its representatives for seeking, gathering and using such information and all other persons, corporations or organizations for furnishing such information.
The employer does not unlawfully discriminate in employment and no question on this application is used for the purpose of limiting or excusing any applicant from consideration for employment on a basis prohibited by local, state or federal law.
This application is current for only 60 days. At the conclusion of this time, if I have not heard from the employer and still wish to be considered for employment, it will be necessary to fill out a new application.
This application does not constitute an agreement or contract for employment for any specified period or definite duration. I understand that no representative of the employer, other than an authorized officer, has the authority to make any assurances to the contrary. I further understand that any such assurances must be in writing and signed by an authorized officer.
I understand it is this company's policy not to refuse to hire a qualified individual with a disability because of that person's need for reasonable accommodation as required by the ADA.
I also understand that if I am hired, I will be required to provide proof of identity and legal work authorization.
I represent and warrant that I have read and fully understand the foregoing and seek employment under these conditions.
Please read the following before submitting your application:
I am aware that all positions require reference checks, and that some positions require background checks and other pre-employment qualifications. I certify that answers given herein are true and complete to the best of my knowledge. I authorize investigation of all statements contained in this application for employment. In the event of employment, I understand that falsification or omission of information in any application, interview(s), personnel forms or any other Blooms Greenhouse/Kingsbury Acres document may result in discharge. I also authorize the companies, schools, or persons named above to give any info regarding my employment, character and qualifications. I hereby release said companies, schools, or persons from all liability for any damage for issuing this information. I understand that it is policy of Blooms Greenhouse/Kingsbury Acres to provide equal opportunity and make all employment decisions without regard to race, color, age, sex, marital status sexual orientation, ancestry, religion, and national origin, citizenship, disability, or medical condition. However, I understand and agree that my employment, if hired, is for no definite period and may, regardless of the date of payment of any wage and salary, may be terminated at any time, at will, with or without cause, without previous notice. I further understand that neither this document or any statement by Blooms Greenhouse/Kingsbury Acres should be understood to create a contract of continuing employment. As a condition of employment, I agree to fully and completely comply with all policies concerning alcohol, drugs, safety, theft, and loss control, and further consent to such searches, inspections, examinations, and tests as may be required by policy. | law |
https://www.cargo-ukraine.com/en/transportation-of-personal-belongings-abroad-how-to-get-a-permit-for-shipping-cultural-goods/ | 2023-03-31T02:16:28 | s3://commoncrawl/crawl-data/CC-MAIN-2023-14/segments/1679296949533.16/warc/CC-MAIN-20230331020535-20230331050535-00093.warc.gz | 0.905362 | 305 | CC-MAIN-2023-14 | webtext-fineweb__CC-MAIN-2023-14__0__93153741 | en | When transporting personal effects abroad our clients should be aware that some items (awards, coins, icons, stamps, art works, sculptures etc.) might be classified as “cultural values (cultural property)” or “antiques”.
According to the current legislation “antiques” includes objects older than 50 years. Cultural values (cultural property) are objects of material and spiritual culture that have artistic, historical, ethnographic and scientific significance and are subject to preservation, recreation and protection in accordance with the legislation of Ukraine.
That’s why to avoid difficulties during customs control, it is necessary to obtain in advance from the Department for the movement of cultural property (hereinafter – the Control Body) the certificate confirming that the object is not a “cultural property”.
In case you have an object that is a cultural property you will have to receive certificate which gives the right to transport cultural property abroad.
The Law of Ukraine “On the export, import and return of cultural property” states the rules on the export, import and return of cultural property. A certificate for the right to export (temporary export) of cultural property is obligatory for shipping the cultural property outside the customs territory of Ukraine. Cultural values (works of art, old books, coins, stamps, awards), entered in the State Register of National Cultural Property, in the National Archives or the Museum Fund of Ukraine are prohibited for export abroad. Attempted transportation is a criminal offence. | law |
http://www.prri.net/?option=com_docman&task=doc_download&gid=574 | 2018-01-20T01:27:20 | s3://commoncrawl/crawl-data/CC-MAIN-2018-05/segments/1516084888341.28/warc/CC-MAIN-20180120004001-20180120024001-00282.warc.gz | 0.942805 | 273 | CC-MAIN-2018-05 | webtext-fineweb__CC-MAIN-2018-05__0__23545075 | en | According to Advocate General Bobek, organisms obtained by mutagenesis are, in principle, exempted from the obligations in the Genetically Modified Organisms Directive.
Court of Justice of the European Union PRESS RELEASE No 04/18, Luxembourg, 18 January 2018 Advocate General’s Opinion in Case C-528/16 The ‘GMO Directive’1 regulates the deliberate release into the environment of genetically modified organisms (GMOs) and their placing on the market within the EU. In particular, the organisms covered by that Directive must be authorised […]
Executive Summary: The advent of gene editing as a plant breeding method presents important opportunities for making very precise changes in genomes to obtain desired traits or remove undesirable traits. As with all newly developed plants, plants with genetic changes obtained through genome editing are subject to existing plant-variety development systems. In as far as those […]
ECJ judgment: EU Member States may not adopt emergency measures regarding genetically modified food and feed unless it is evident that there is a serious risk to health or the environment
Press release of the Court of Justice of the European Union, 13 September 2017 In 1998, the European Commission authorised the placing on the market of genetically modified maize MON 810. In its decision, the Commission referred to the opinion of the Scientific Committee which stated that there was no reason to believe that that […] | law |
http://laccw.lacounty.gov/About-Us | 2022-01-18T03:54:26 | s3://commoncrawl/crawl-data/CC-MAIN-2022-05/segments/1642320300722.91/warc/CC-MAIN-20220118032342-20220118062342-00241.warc.gz | 0.954094 | 224 | CC-MAIN-2022-05 | webtext-fineweb__CC-MAIN-2022-05__0__151330774 | en | On March 18, 1975, a motion was introduced to the Los Angeles County Board of Supervisors to prepare a draft ordinance to establish an independent County Commission for Women. A 15-member commission was created to represent the special interests and concerns of women of all races, ethnic and social backgrounds, religious convictions, sexual orientation and social circumstances.
As part of his statement, Supervisor Edmund D. Edelman said: "Although women represent a majority of the County's population, tradition and prejudice, along with social, political and economic restrictions have resulted in women being denied by virtue of their status of being women, certain basic human rights. The denial of these fundamental rights has created inequities in economic, political, legal and social status, thereby preventing the development of women's individual potential and the ability to contribute as fully as possible to the economic and cultural well being of the County of Los Angeles.
In view of the long standing tradition of according women an inferior status in society, nothing less than a concerted effort at all levels of government will remove the barriers of discrimination and prejudice and result in true equality." | law |
http://www.bobbykimbrough.com/motivational-blog/ | 2020-01-29T12:14:19 | s3://commoncrawl/crawl-data/CC-MAIN-2020-05/segments/1579251796127.92/warc/CC-MAIN-20200129102701-20200129132701-00443.warc.gz | 0.96921 | 144 | CC-MAIN-2020-05 | webtext-fineweb__CC-MAIN-2020-05__0__33790638 | en | Here you will find a variety of information dealing with law enforcement issues, personal and professional growth, motivational and inspirational thoughts, and much more.
Bobby’s ultimate goal in life is to help individuals take control of their lives to avoid becoming involved in the criminal justice system. Throughout his years in law enforcement, he witnessed first-hand what causes today’s youth to turn down the wrong path. Because of this, he spends his time mentoring, and speaking to people, hoping to change their outcomes. In addition to his vast level of knowledge and expertise in law enforcement, Bobby F. Kimbrough, Jr. is considered to be one of the region’s most premier security experts. | law |
http://spivalaw.com/ | 2016-10-23T14:12:42 | s3://commoncrawl/crawl-data/CC-MAIN-2016-44/segments/1476988719273.38/warc/CC-MAIN-20161020183839-00329-ip-10-171-6-4.ec2.internal.warc.gz | 0.953887 | 299 | CC-MAIN-2016-44 | webtext-fineweb__CC-MAIN-2016-44__0__196722297 | en | Representing Victims of Catastrophic Accidents in Georgia
We have limited our practice to serious personal injury and wrongful death claims. It is our belief that when people are injured, they and their families are at their most vulnerable state. This is when someone needs the most help. Our staff will give personal and individual attention. We will work hard to live up to your expectations.
No Fee Unless We Win
We take all cases on a contingency basis, which means you will not pay any fees unless we get you compensation. Our proven record of success and professional recognition will insure your family is treated fairly ...always! Our results clearly define our motto of "Never Settle for Less".
We Limit Our Case Load
To more effectively represent our clients we limit the number of cases which we accept. If we are unable to accept your case for this reason, or if it is in an area we do not practice, we will be happy to refer you to another attorney.
Free, No-Obligation Legal Consultation
At SPIVA LAW GROUP, one of our skilled Savannah injury attorneys will provide you with a No-cost, No-obligation Consultation to discuss your case. We will take the time to listen to your situation and learn more about what you hope to achieve.
If you have been injured or a loved one has died as a result of negligence, do not delay. If you cannot come to our offices, we will come to you. | law |
https://www.taloncontrols.com/privacy-policy/ | 2024-04-17T22:09:34 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817181.55/warc/CC-MAIN-20240417204934-20240417234934-00517.warc.gz | 0.895319 | 774 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__96316626 | en | Where applicable, Talon Controls may also collect and store your biometric information, including your fingerprints, retina or iris scans, and scans of hand or face geometries (“Biometric Information”), for the purposes of verifying your identity and granting you access to Talon Controls’ hardware, software, and/or services, including, without limitation, the software associated with the emergency care system (individually, a “Product” or collectively, “Products”).
Talon Controls may share your Biometric Information with service providers, third-party vendors or licensees of the Products for verifying your identity and granting you access to Talon Controls’ Products. These service providers, third-party vendors, and licensees of the Products are limited to using your Biometric Information for verifying your identity and granting you access to Talon Controls’ Products. Additionally, these service providers, third-party vendors, and licensees of the Products will be obligated to maintain such Biometric Information in a secure fashion consistent with this Biometric Information and Security Policy.
Otherwise, Talon Controls will not disclose your Biometric Information without your written consent, unless such disclosure is required by law (e.g., by a federal or state law, or by a valid warrant or subpoena). Furthermore, Talon Controls will not sell, lease, trade, or otherwise profit from your Biometric Information.
Talon Controls will permanently destroy your Biometric Information from Talon Controls’ systems when the initial purpose for collecting or obtaining your Biometric Information has been satisfied (e.g., after the termination of your employment and/or contractual relationship with Talon Controls), or one (1) year after your last date of interaction with the Products, whichever occurs first, unless the destruction is barred by law (e.g., by a federal or state law, or by a valid warrant or subpoena), or unless applicable law provides for a different retention period. If the destruction of your Biometric Information is barred by law, then Talon Controls shall destroy your Biometric Information when the Biometric Information is no longer required to be maintained by law.
Talon Controls shall obtain your written consent to use your Biometric Information in various manners, such as through hand signatures, electronic signatures, and the clicking of checkboxes in click-wrap agreements. Your written consent shall mean that you have agreed that Talon Controls can collect, use and disclose your Biometric Information as described in the consent.
Subject to certain exceptions, you may have the option to withdraw or revoke your consent to use of your Biometric Information by notifying Talon Controls at [email protected]. However, if you revoke your consent or decline to provide Biometric Information that is required for you to use the Products, you may experience a loss of functionality as well as a reduced user experience or may not be able to use the Products for certain purposes.
Talon Controls reserves the right to change or modify this Biometric Information and Security Policy at any time. If Talon Controls makes material changes to this policy, Talon Controls will notify you here, by email, or by means of notice on Talon Controls’ home page. Such changes are binding on you if you continue to use the Products after such notice is provided. | law |
https://manilacreative.com/court-battle-over-massgaming-8217-s-probe-into-steve/ | 2019-05-21T18:03:05 | s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256494.24/warc/CC-MAIN-20190521162634-20190521184634-00512.warc.gz | 0.956423 | 662 | CC-MAIN-2019-22 | webtext-fineweb__CC-MAIN-2019-22__0__163479051 | en | Nevada Judge sets January 4 hearing on whether MassGaming has used privileged information while probing into sexual harassment allegations against Steve Wynn
The release of a report by the Massachusetts Gaming Commission on sexual allegations against businessman Steve Wynn will remain blocked until at least early January, a Nevada judge ruled Thursday.
top online casino
Following the January publication of a report by the Wall Street Journal detailing a “decades-long pattern” of sexual harassment by the casino mogul, MassGaming opened a probe into the multiple allegations leveled against Mr. Wynn. The gambling regulator also investigated how Wynn Resorts, the gaming and hospitality company founded by the businessman, addressed the allegations and whether it had any previous knowledge of those.
siti casino online
MassGaming’s report aimed to determine whether Wynn Resorts was suitable to operate an integrated resort in the Greater Boston area. The Las Vegas company holds a gaming license from the Gaming Commission and is currently building the $2.5-billion Encore Boston Harbor hotel and casino complex. The property is slated to open doors in June 2019.
The commission was expected to release the results from its probe in December. However, Mr. Wynn filed last month a legal complaint in the Clark County District Court, seeking to block the reveal of the results from the investigation.
The businessman’s legal team argued that MassGaming was communicated information by Wynn Resorts that was protected by attorney-client privilege.
New Hearing Scheduled for January 4
Back in November, Clark County District Court Judge Elizabeth Gonzalez temporarily blocked the release of the MassGaming report, saying that she wanted to hear arguments from all involved parties. A hearing took place Thursday, December 20, but Judge Gonzalez did not rule on the matter.
Attorneys for Mr. Wynn, the Massachusetts Gaming Commission, and Wynn Resorts will instead return to court on January 4 for a new hearing, during which the judge is expected to determine whether the gaming regulator’s report contains privileged information or not.
As mentioned earlier, MassGaming is looking to determine whether Wynn Resorts is suitable to operate Massachusetts’ second commercial casino resort. The property is slated to open doors on June 24, 2019, but concerns have been voiced that any delays in the release of the regulator’s report could result in delays in the resort’s launch. Wynn Resorts can even lose its license to operate the property, if deemed unsuitable by MassGaming.
As reported on Thursday by Casino News Daily, local lawmakers have grown frustrated by the delayed publication of the sexual harassment allegations report. They have also pointed out that any delays, including in the opening of the resort, could cost the state jobs and revenue. Encore Boston Harbor is expected to create more than 4,500 full-time jobs once fully operational.
Commenting on the latest developments, Wynn Resorts counsel Patrick Byrne said that the company supports the investigation and is doing everything it can to cooperate. Mr. Byrne went on to say that their desire is to “resolve these privilege issues as soon as possible” so that the investigation can proceed.
Follow us on Facebook and Twitter to stay up to date on the day’s top casino news stories. | law |
http://www.makingpeace101.org/ | 2018-05-20T15:37:01 | s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794863626.14/warc/CC-MAIN-20180520151124-20180520171124-00386.warc.gz | 0.966349 | 2,697 | CC-MAIN-2018-22 | webtext-fineweb__CC-MAIN-2018-22__0__170164282 | en | Anti-Sharia March Has Good Intentions but Is Misnamed
On June 10 ACT for America will be conducting so-called “March against Sharia” events in some 20 states and 28 cities across America. In the announcement on their webpage they state,
“We, at ACT for America, are committed to protecting women and children from Sharia Law and its impact on Muslim women and children including honor killing and Female Genital Mutilation. We must ensure that every woman and child enjoy the protection afforded by the U.S. Constitution.”
Muslim groups such as the Council on American Islamic Relations (CAIR) are taking a hard-line stance against the march stating that it will contribute to “the creation of the environment in which violence [against Muslims] feels permissible”. Counter protests are being organized in several locations.
[Cue screeching tires soundtrack…] The stage has been set – and powerfully energized by numerous horrific hate incidents throughout the world – for potentially ugly confrontation. But do the opposing sides even actually understand what the opposition is protesting? Or do we have the Golden State Warriors attempting to play a championship game against the New England Patriots – different game and different playing field?
On the one side, ACT for America has called their protest a “March against Sharia”, when they are actually protesting abusive treatment of women and girls particularly in the forms of honor killing and female genital mutilation, neither of which are a part of Sharia law.
Honor killing, as defined in Wikipedia.com, is “the homicide of a member of a family, due to the perpetrators’ belief that the victim has brought shame or dishonor upon the family, or has violated the principles of a community or a religion, usually for reasons such as refusing to enter an arranged marriage, being in a relationship that is disapproved by their family, having sex outside marriage, becoming the victim of rape, dressing in ways which are deemed inappropriate, engaging in non-heterosexual relations or renouncing a faith”.
The concept of honor killing has somewhat recently emerged in American consciousness due to the proliferation of several cell phone recordings of girls being stoned to death, and the recent murder of 25-year-old Pakistani social media star, Qandeel Baloch, who was killed by her brother for “bringing dishonor to the family”.
But were these the acts of psychopathic murderers, or devout Muslims, simply carrying out the teachings of the Quran and being obedient to Sharia law? For the average American, their perception has been wholly shaped by the universal media portrayal of Muslim men as Middle Eastern terrorists and women as submissive and oppressed. Certainly groups such as Al Qaeda, the Taliban, and ISIS exist as very real and terrifying archetypes of this image. But these groups represent only a tiny fraction of the 1.8 billion Muslims of the world.
There is another group of Muslims, a very important group, that gets almost no media exposure, is almost never portrayed in action movies or TV dramas – the over 1.5 billion mainstream Muslims, including the over 3 million who live in the United States. I’m talking about the surgeons and attorneys who live in our neighborhoods, and take their families to the mosque on Fridays. Whose kids play on the same sports teams as our kids, and the ladies who are so readily identifiable because they wear the hijab in public. Before we all go out and call our protest a “March against Sharia”, it’s important that we understand what Sharia means to mainstream Muslims, not what it means to deviant and murderous radicals.
To further emphasize this point, we must realize that that since June 1, while 8 were killed in London and one in Melbourne Australia, there were over 30 attacks by terrorists naming Islam as their religion against other Muslims, with deaths totaling well over 100. Muslims are the targets of terror attacks to a much greater degree than those of us in the West, in the first week of June alone, by a factor of 10 to 1. We must understand that these terror victims who are Muslims are also our allies against terror, and before we protest Sharia law in blanket fashion, perhaps we should take the time to gain an understanding of how mainstream Muslims view Sharia law.
Getting back to our question of whether honor killings are the acts of deviant psychopaths, or of devout Muslims following the basic teachings of Islam, our first source is the Quran itself. Most people are surprised to find out that, of the more than 6000 verses encompassed by the Quran, a small percentage are directive, in the form of specific commands, and, properly omitting the passages allowing killing in a defensive struggle, which relate to war, not civil law, “physical punishment was authorized just five times in the entire Quran”, and only addressed four crimes.
The first crime addressed is murder (and other forms of violence), for which capital punishment is allowed (or a lesser physical punishment depending on the level of physical violence perpetrated). In this case, if the perpetrator repents before he is apprehended, he may be forgiven. This is found in the Quran 5:37-34.
The second crime addressed is stealing, and the punishment is for a cut to be placed on the wrist of the thief, presumably so that he would have been easily identified by merchants in the marketplace. Naturally, extreme versions of Sharia take the most extreme interpretation, amputation of the hand. (Quran 5:38-39).
The third crime which allows physical punishment is that of adultery, and the punishment is 100 lashes for both the man and the woman who violate the marriage vows (Quran 24:2). In present-day times, this is admittedly harsh and inappropriate, but when compared to the punishment prescribed in the Old Testament for adultery – stoning to death (Deuteronomy 22:22-25) – Mohammed’s punishment was much less severe.
The last crime in the list is falsely accusing someone of adultery, for which whipping is also prescribed as punishment.
To sum up, the Quran prescribes capital punishment for murder, as does US legal code, however the Quran allows forgiveness for repentance, while US legal code does not. The use of physical punishment for lesser crimes, and the concept of lashes for violation of the marriage vows are problematic to be sure, but are by no means justification for honor killing. The concept of honor killing is completely absent in the prophetic recitations of Mohammed as recorded in the Quran. Neither the imams who teach in the mosques of mainstream Muslims, nor the rank-and-file Muslims who attend are promoting a kind of Sharia law that promotes honor killing.
So if ACT for America wants to March for human rights on behalf of women victims of honor killing, by all means do so, and I will march with you, but it is completely wrong to call the protest a “March against Sharia”.
In fact, the history books tell us that in pre-Islamic Arabia, female infanticide was commonly practiced, the child being buried alive the moment she was born. It was Mohammed who strictly forbade this practice in the Muslim community (Quran 81:8-9, 17:31, 16:58-59), and who may be credited for its discontinuance.
Mohammed taught over and over again in opposition to any concept akin to honor killing. The vast majority of Mohammed’s directives involve pure–hearted devotion to a merciful God as reflected by a life of integrity, respecting one’s family, and over and over again, helping those in need. The notion that Mohammed created a religion of violence is simply false. When compared to the tribal culture of Arabia surrounding Mohammed, to the Christian Byzantine kingdom, in which torture was commonplace, and the Sassanid Persian Empire, Islam was truly revolutionary for its strict regulations against violence.
The Quran is actually full of directives related to matters of family law, mainly related to making sure that women were treated fairly in matters of property distribution in times of divorce and death. This is why Muslim women favor Sharia law, to the incredulity of those of us in the West.
John Esposito and Dalia Mogahed, in their enlightening book, Who Speaks for Islam, point out that, when it came to honor killings, of those who committed them in the country of Jordan, 69% did not perform their daily prayers and 56% did not perform the fast of Ramadan. In fact, many had histories of violent behavior: 35% had already served sentences for previous crimes, 32% were illiterate, only 4% had attended college and 24% were brought up in broken homes. Clearly, something other than the teaching of Mohammed had driven these men to murder their own female relatives.
So, once more, please join ACT for America and march against the victimization of women in honor killings. But the reference to Sharia must be dropped. It doesn’t apply for over 1.5 billion mainstream Muslims, who favor a Sharia law that is primarily about social justice. If so, I venture to say that many will join you.
Much more could be said, but we must move on to the subject of female genital mutilation (FGM). It is somewhat understandable, given the woefully distorted media representation that we are all exposed to, that the average American could come to the conclusion that Sharia law demands honor killings. But the assumption that FGM is a Muslim practice is a patent falsehood. One need only consult the well referenced Wikipedia.com article on the subject to know that FGM originated in North Africa prior to the spread of Islam there, and was most widely practiced among primitive tribal groups throughout Central Africa. It is practiced by Christian communities in Africa, in fact, 55% of Christian women and girls in Niger have experienced FGM, compared with only 2% of their Muslim counterparts. There is no mention of it in the Quran, and in 2007, the Al-Azhar Supreme Council of Islamic Research in Cairo, one of the most highly respected institutions of Islamic scholarship, ruled that FGM had ”no basis in core Islamic law or any of its partial provisions”.
So in the case of FGM, even more so than for honor killings, it is at best an error of ignorance similar to targeting a turbaned Sikh thinking he is a Muslim, and at worst an overt misrepresentation. By all means march. March for the victims. Stand with them and support them in every way. This is a noble cause. But the reference to Sharia must be removed as absolutely false. The Act for America march on June 10 is a march for the rights of victimized women. Understandably, the acts and practices of the extremist groups who claim to be practicing Islam are included as those being marched against. But it must also be understood that these extremists do not represent mainstream Muslims, rather they target them as victims. And their practices are against the teachings of the Quran – any of the Muslims you find around you will tell you this.
Once again, if the name of the march is changed to “March for Victims of Honor Killings and FGM” and the reference to Sharia is removed, Muslims will join the march.
To those Muslims who are participating in counter protests, I ask you to visit the website of the organizers to understand the true purpose of the march, and to see that they have disassociated themselves from the Arkansas march, which was hijacked by a white supremacist. The constant reference to Sharia law, a concept of social justice that is integral to the practice of Islam, is upsetting and disturbing. But please understand, or at least try to give the benefit of the doubt, that organizers and participants are wholly ignorant of even the existence of, let alone the teaching of mainstream Islam of nonviolence and social justice. When the term Sharia is used, it refers to the practices of the Wahhabis, ISIS, and the Taliban.
If counter protests take place and battle lines are drawn, I fear that the result will be an escalation in tensions between Muslims and non-Muslims in the US, leading to even greater Islamophobia, and inevitably, more violence. America needs education. America has been immersed in completely false yet prolific images of Islam and is almost completely unaware of the teachings and practices of Islam’s mainstream. America is unaware that the strongest force of Islam, its mainstream believers, is our most powerful ally in the struggle against radical terrorism. Our ignorance will be overcome with patience, with peace, and with awareness. I call upon my Muslim brothers and sisters at full moon during the month of Ramadan, to emulate the Prophet (peace be upon him) and to take the high road in the case of this wholly misnamed protest entitled “March against Sharia “. May peace be upon us all.
- Sadakat Kadri, Heaven on Earth a Journey Through Shari’a Law from the Deserts of Ancient Arabia to the Streets of the Modern Muslim World, New York, Farrar, Straus, and Giroux, 2012
- John Esposito and Dalia Mogahed, Who Speaks for Islam, New York, Gallup Press, 2007 | law |
http://ipbidders.com/page/content/privacy-policy | 2024-02-27T17:17:34 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474676.79/warc/CC-MAIN-20240227153053-20240227183053-00416.warc.gz | 0.913807 | 1,815 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__10378837 | en | Article 1 (General Provisions)
1.1 We use commercially reasonable efforts to protect and handle User Information properly by complying with this Policy, the Act on the Protection of Personal Information (the “Act”) and other relevant laws and regulations.
1.2 Any separate terms and conditions or rules we may establish within the Services in relation to our handling of User Information will also be applicable in addition to this Policy. If any provision of such separate terms or rules conflict with any provision of this Policy, this Policy shall prevail.
1.3 This Policy is not applicable to any external services (“External Services”) provided by third-party service providers. For information regarding the handling of User Information in connection with External Services, please refer to the privacy policies or terms and conditions separately established by the respective External Service providers.
Article 2 (Definition of User Information and Appropriate Collection of Information)
2.1 The term “User Information” as used herein includes personal information as defined under Article 2, Paragraph 1 of the Act (“Personal Information”) and the following information:
(1) Information collected from you may include, your name, the company or organization you belong to; employment position, gender, residential or business address, email address or telephone number or any other information necessary to provide you with the Services; and
(2) Information collected by us, may include, information on the pages you view, the links you click and other action taken in connection with our website. We also may collect certain standard information that your browser sends, such as your IP address, MAC address and other device specific IDs, access logs, usage history, browser type and language, access times and referring web site address.
2.3 The User Information we collect is appropriately obtained based only upon your use of the Services and it is not obtained through any illegal means or deceptive acts by us. In addition, in the event we collect User Information from sources other than from your using the Services, we will notify you to that effect in advance either privately or through public announcements, and in addition, we will inform you about the purpose of its use.
Article 3 (Purposes of Use)
3.1 We strive to appropriately use User Information only to the extent to carry out the transaction you have requested and to communicate with you through various media. We may send certain communication such as email, reminders and information on our business transactions, and/or transaction related data. We may also use the User Information to maintain and improve our website and the Services by analyzing the information received and collected. Without your consent, we will never use User Information for any purpose other than the purposes set out in this Policy.
3.2 We may revise the purposes of use provided for in the preceding paragraph to the extent that such revision is deemed to be reasonably related to the original purposes of use, upon which we will either notify you privately or make an announcement publicly to that effect through procedures separately established by us.
Article 4 (Protection of Personal Information)
We will take appropriate measures to properly maintain Personal Information by assigning a person (or persons) in charge of managing Personal Information, making our best efforts to prevent unauthorized access of, loss of, falsification of, and leakage of Personal Information, and prevent other similar misappropriate acts in handling Personal Information.
Article 5 (Provision of Personal Information to Third Parties)
5.1 We will not provide Personal Information to any third parties without prior consent form you except under the following circumstances:
- When laws or regulations require we provide your Personal Information;
- When it is necessary to protect the life, body or property of an individual, and it is difficult to obtain your consent due to circumstances;
- When it is necessary for improving public health or ensuring the well-being of children, and it is difficult to obtain your consent due to circumstances; or
- When it is necessary for cooperating with government agencies, local public bodies, or any agents thereof, in executing the affairs prescribed by laws or regulations, and obtaining your consent is likely to impede the execution of the affairs concerned; or
5.2 Subject to Article 3 and 5.1 herein, when we provided Personal Information to a third party, we will make and maintain a record of the following matters:
(1) The confirmation of your consent
(2) The identity or name of the third party and information sufficient to identify the third party
(3) The name of the person identified by the Personal Information and other information sufficient to identify that person
(4) The details of the Personal Information being provided to the third party
5.3 We may provide the Personal Information to a third party by email or other manners to the extent of the Purpose of Use set out in Article 3.1, if we have in advance notified the Personal Information Protection Commission and you of such act. However, we will stop providing the Personal Information to the third party when you give us the notice of such in accordance with the manner prescribed in Article 11 herein.
5.4 Notwithstanding the provision in this Article, in principle, we do not provide Personal Information to any third parties, except in the manner where such provision is permitted by applicable laws and regulations.
Article 6 (Provision to Third party in a Foreign Country)
Except for the circumstances prescribed in Article 5.1, when we provide Personal Information to a third party in a foreign country or region located outside the territory of Japan, we will only provide the Personal Information to those having an established system conforming to the standard prescribed by rules of the Personal Information Protection Commission and with prior consent from you.
Article 7 (Outsourcing)
We may outsource the handling or management of Personal Information, in whole or in part, to one or more independent services provider, upon which we will in advance execute a confidentiality agreement with the terms and conditions that conform to the provisions of this Policy with each of the respective companies, and conduct necessary and appropriate supervision to ensure proper and safe management of the Personal Information.
Article 8 (Sharing of Personal Information)
We have the right to share Personal Information with our trusted partners, but only to the extent necessary for them to enhance our services, upon which we will notify you of or publicly announce in advance: types of information to be shared, the names of such partners, purpose of use, and names of persons in charge for managing such information.
Article 9 (Information Gathering Modules)
Article 10 (Insuring the Security of User Information)
10.1 For the purpose of preventing any leakage, loss or damage of User Information, we take necessary and appropriate measures to securely manage User Information by allowing only minimal and limited access to files containing Personal Information, maintaining access logs, and installing security software.
10.2 We appoint our representative director as the person in charge to properly manage User Information and to continuously make improvements in the quality of such management.
Article11 (Retrieval, Correction, Addition, and Deletion of Personal Information)
11.1 You may submit a request to retrieve, correct, add, and/or delete Personal Information you have previously provided us, by following the procedure below:
- Submit a request using the designated form on our website, or send a completed form by postal service together with a copy of a document that can verify your actual identity (or a document verifying the authority of your agent, if you are requesting through an agent).
- Upon our verifying your identity pursuant to the preceding item 1, we will fulfill your request, to the extent deemed reasonable by us. However, there may be circumstances under which we may not be able to accommodate your request, such as when we are not required to fulfill your request under the Act or other relevant laws or regulations, when you repeatedly make the same requests without justifiable grounds, or if such retrievals, corrections, additions or deletions require work by us that we deem to be excessively technical.
12.1 We use commercially reasonable efforts to continuously review and improve our handling of User Information, and may revise this Policy from time to time as necessary.
12.2 We will notify you of any revisions to this Policy by announcing such revisions on our website or through other means that can be easily accessed and viewed. However, if we are required by applicable laws or regulations to obtain your consent in order for us to make certain revisions, then we will obtain your consent in a manner separately established by us.
For any inquiries regarding our handling of User Information, including any suggestions, questions, complaints or comments, please contact our Personal Information Help Desk at:
IP BIDDERS.COM PTE. LTD.
Personal Information Help Desk
The original language of this Policy is Japanese and any translation, including this English translation, shall serve only as a guide to interpretation.
Effective 20th May, 2020 | law |
https://akayemlak.com.tr/?pid=5&lng=2 | 2022-01-26T04:22:57 | s3://commoncrawl/crawl-data/CC-MAIN-2022-05/segments/1642320304915.53/warc/CC-MAIN-20220126041016-20220126071016-00218.warc.gz | 0.939489 | 573 | CC-MAIN-2022-05 | webtext-fineweb__CC-MAIN-2022-05__0__228083179 | en | REAL ESTATE PURCHASE AND SALE PROCEDURE IN TURKEY
Although the procedure for acquiring real estate in Turkey is very similar for domestic and foreigners, there are extra procedures that foreigners are subject to due to their status. These transactions are mostly concentrated in the registry examination, regional survey of the real estate and translation services.
Akay Emlak, with its expert staff, facilitates these processes for you and provides you with a comfortable access to your title deed.
Descriptive information about whether the property is available for purchase, which a foreign citizen is planning to purchase; It can be obtained through our embassies, consulates or General Directorate of Land Registry and Cadastre.
Foreign citizens can purchase houses, land, commercial property, and land, provided that they are within the legal permissions.
Foreign citizens who will purchase vacant land or plots that do not have any structures on it; They are required to submit the project of the building they plan on the relevant land/land to the relevant institutions within 2 years at the latest.
Turkish laws state that the ownership of a real estate can only change hands with the transfer of title in front of the authorized institutions.
In addition, the property may change hands with the promise of sale contract made through a notary public, but the properties that cannot be transferred with the promise of sale contract cannot be transferred even if this contract is made.
APPLICATION OF THE PROCEDURE
A citizen of the country that is planning to buy a property can make a purchase if he is a citizen of a country with no restrictions. Namely; In accordance with the reciprocity agreement, citizens of some countries do not have the right to purchase real estate from our country. Citizens of such countries cannot make purchases.
The property owner or his legal representative officially authorized by a notary public will make a preliminary application to the Land Registry Office and transfer the transaction. Depending on the workload of the department, it is processed in the afternoon of the same day or the next day and the process is started.
With the start of the process, the Land Registry Office makes the necessary examinations and if the completion of the title deed transfer is approved, it requests that the title deed fee and the revolving fund fee be deposited in proportion to the current value of the real estate. With the payment of these fees and the submission of the relevant receipts to the land registry office, the signature is reached. The parties and, if necessary, accompanied by a sworn translator and under the supervision of the Land Registry officer, the purchase-sale transaction is approved and signed by the parties.
Thus, the new title deed is issued in the name of the buyer and is registered in the title deed records. | law |
https://brandgills.com/terms-and-conditions/?wmc-currency=INR | 2024-04-19T02:18:28 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817253.5/warc/CC-MAIN-20240419013002-20240419043002-00763.warc.gz | 0.870905 | 611 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__138070879 | en | BrandGills Terms and Conditions
Welcome to BrandGills, a brand of INAYAT VENTURES, a registered proprietorship enterprise. By accessing and using our website, www.brandgills.com, you agree to comply with and be bound by the following terms and conditions. Please read these carefully before availing our digital marketing services.
2. Scope of Services
BrandGills specializes in providing digital marketing services to clients in India, UK, USA, Canada, Germany, UAE, Singapore, and other locations. Our services encompass, but are not limited to:
a. Search Engine Optimization (SEO): Enhancing online visibility through organic search engine strategies.
b. Social Media Marketing (SMM): Creating and managing engaging social media campaigns across various platforms.
c. Pay-Per-Click (PPC) Advertising: Designing and implementing targeted online advertising campaigns.
d. Content Marketing: Developing and distributing relevant and valuable content to attract and retain a specific audience.
e. Email Marketing: Designing and executing effective email campaigns for client engagement.
f. Web Design and Development: Crafting user-friendly and visually appealing websites for optimal online presence.
g. Analytics and Reporting: Providing detailed insights and analytics on the performance of digital marketing efforts.
3. Agreement Acceptance
By using our services, you agree to these terms and conditions. If you do not agree with any part of these terms, you may not use our services.
4. Client Obligations
Clients are responsible for providing accurate and complete information necessary for the implementation of digital marketing services. Failure to do so may impact the effectiveness of the services provided.
5. Payment Terms
Payment for our services is subject to the terms agreed upon in the service agreement. Non-payment or delayed payment may result in the suspension of services.
BrandGills respects the confidentiality of client information. We will not disclose or use any confidential information for any purpose other than the provision of services.
7. Intellectual Property
All intellectual property rights associated with the services provided by BrandGills remain the property of BrandGills. Clients are granted a non-exclusive, non-transferable license to use the deliverables for their intended purpose.
8. Termination of Services
Either party may terminate the services with written notice. Upon termination, clients are responsible for any outstanding payments for services rendered.
9. Limitation of Liability
BrandGills is not liable for any indirect, incidental, or consequential damages arising out of the use or inability to use our services.
10. Governing Law
These terms and conditions are governed by the laws of the jurisdiction in which INAYAT VENTURES is registered.
11. Contact Information
For any queries or concerns regarding these terms and conditions, please contact us at [email protected]
Thank you for choosing BrandGills for your digital marketing needs. | law |
https://www.sphllp.com/_mitchell_page.html | 2023-12-09T02:32:31 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100781.60/warc/CC-MAIN-20231209004202-20231209034202-00810.warc.gz | 0.927811 | 353 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__9760226 | en | Mitchell Page primarily practices in the areas of public finance, local government law, election law and environmental law. He has assisted in the creation and development of master planned community projects and currently represents municipal utility districts, river authorities, regional water authorities and other special districts as bond counsel and general counsel. Mitchell’s experience as bond counsel includes loan financings with the Texas Water Development Board and the issuance of tax-exempt private activity bonds. Election law and legislative work are also areas of expertise for Mitchell.
Mitchell brings experience in bankruptcy law and federal and state environmental law to his representation of clients. Prior to joining Schwartz, Page & Harding in 2005, Mitchell was a trial attorney in the Environmental Enforcement Section of the Environment and Natural Resources Division at the U.S. Department of Justice in Washington, D.C. He was responsible for bringing civil judicial actions under federal laws enacted to protect public health and the environment from the adverse effects of pollution, such as the Clean Air Act, Clean Water Act, Safe Drinking Water Act, Oil Pollution Act, the Resource Conservation and Recovery Act (RCRA) and the Superfund law (CERCLA).
2003 – J.D., cum laude, University of Colorado; University of Colorado Law Review
2000 – B.A., cum laude, Biology and Anthropology, Vanderbilt University
Houston Bar Association
State Bar of Texas
Schwartz, Page & Harding, L.L.P.
1300 Post Oak Boulevard, Suite 2400
Houston, TX 77056
Please note that Schwartz, Page & Harding, L.L.P. cannot undertake the representation of any district, governmental entity, company or individual until we confirm that no conflicts of interest with existing clients will result. | law |
http://pulsarinstruments.madeinyorkshire.com/news/the-future-of-havs-is-in-your-hands/625 | 2018-07-22T18:23:31 | s3://commoncrawl/crawl-data/CC-MAIN-2018-30/segments/1531676593438.33/warc/CC-MAIN-20180722174538-20180722194538-00282.warc.gz | 0.919175 | 694 | CC-MAIN-2018-30 | webtext-fineweb__CC-MAIN-2018-30__0__170865328 | en | Pulsar Instruments plc
For noise meters, sound level meters and industrial noise monitoring
Pulsar Instruments plc are a Made in Yorkshire Silver Member
Pulsar Instruments Plc April 2018 – Already well-known worldwide for their reliable and robust noise measurement products, Pulsar Instruments is extending their current health and safety focused product ranges to include a hand arm vibration meter – the Pulsar vB.
Measuring individuals’ exposure to vibration from the use of power tools and machinery is becoming even more important in the workplace. Workers exposed to excess vibration can end up with significant conditions related to Hand Arm Vibration Syndrome (HAVS) including painful and disabling disorders of the blood vessels, nerves and joints such as Vibration White Finger and vibration related Carpel Tunnel Syndrome (CTS).
The Control of Vibration at Work Regulations 2005 requires that employers make sure that risks to employees from vibration are assessed and controlled. With this is mind we believe that the Pulsar vB is the only vibration meter you’ll need, it’s fully compliant with the Regulations, and it will help you accurately measure the vibration levels of your tools, and the exposure levels to your employees.
The Pulsar vB:
Can you afford not to measure vibration?
To give you some idea of the scale of the issue, in a 1999 study by the UK MRC 4.8 million people worldwide were estimated to be at risk of HAVS, of these c. 1.7m exposed above the EAV, and c. 1m exposed above the ELV. HSE estimates that in the UK 2 million people are a risk of vibration exposure everyday and that VWF claims now represent 9% of all employers’ liability cases, and it is the most reported injury under RIDDOR.
The UK HSE research indicates that it costs a company between £7000 and £36,000 to process every £1000 paid out in claims. A significant proportion of this cost is a consequence of both the quality and the difficulties inherent in extracting historical information from past assessments in different formats.
Recent High profile compensation claims* include:
*(not including legal costs)
To start tackling HAVS in your workplace and ensure your employees are protected from vibration exposure injuries contact Pulsar Instruments today Phone: 01723 518 011, email [email protected]
The Vibration Regulations include an exposure action value (EAV) and an exposure limit value (ELV). Employers’ duties are to reduce the risks from vibration to the lowest level reasonably practicable and to reduce exposure to as low as is reasonably practicable if it is above the EAV. You must not allow exposures to exceed the ELV. If you comply with the Vibration Regulations you will prevent disability from HAVS and vibration-related CTS. In the UK, certain cases of HAVS and all cases of vibration-related CTS must be reported to HSE in accordance with the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations (RIDDOR).
More information for employers can be found in HSE’s publication “Hand-arm vibration at work a brief guide”
HAVS Facts (HSE 2018)
High profile compensation claims* include:
*(not including legal costs) | law |
https://www.stjosephpinole.com/domain/60 | 2021-10-18T12:09:25 | s3://commoncrawl/crawl-data/CC-MAIN-2021-43/segments/1634323585201.94/warc/CC-MAIN-20211018093606-20211018123606-00099.warc.gz | 0.937042 | 196 | CC-MAIN-2021-43 | webtext-fineweb__CC-MAIN-2021-43__0__174447835 | en | Field trips are of educational or cultural value and are directly related to the curriculum. We rely on parent drivers to enable us to provide these enriching experiences. Parents volunteering to drive on field trips are required by California State Law to have a chest X-ray or TB skin test verification on file in the school office, as well as Safe Environment and Livescan clearance. A copy of the parent’s driver’s license and proof of insurance must also be on file in the school office. Drivers must have a minimum of $100,000.00/$300,000.00 in automobile liability insurance coverage on the automobile to be used. Volunteer drivers must be at least 25 years old and chaperones must be 21 years old. The classroom teacher must approve all adults on field trips. All requirements need to be fulfilled one week prior to the field trip. Otherwise, the trip could be cancelled. See Expectations for Chaperones in the back of the Handbook. | law |
http://www.helmets.org/mandator.htm | 2016-08-27T04:35:07 | s3://commoncrawl/crawl-data/CC-MAIN-2016-36/segments/1471982297973.29/warc/CC-MAIN-20160823195817-00224-ip-10-153-172-175.ec2.internal.warc.gz | 0.96515 | 4,648 | CC-MAIN-2016-36 | webtext-fineweb__CC-MAIN-2016-36__0__155824645 | en | This is a US list. For countries outside the US please See below.
* Also covers one or more non-bicycle wheeled vehicles: in-line skates, roller skates, skateboarders, non-motorized scooters. There are other laws that cover them too, but we don't have the info on all of them yet. New Mexico was the first to include tricycle riders.
** Florida permitted counties to opt out. Three initially did so, but now have all rescinded their exceptions. Private property (a driveway, for example) was excluded but all roads and trails are covered.
*** Virginia's state enabling legislation permits localities to adopt laws covering only children under the age of 15. Although as shown by the blanks we do not have official confirmation in every case, all of the Virginia laws we have found specify "fourteen and younger." (shown as under 15 in our table)
That's a total of 22 State laws (including the District of Columbia as a "state") and at least 201 local laws. Only 13 states have no state or local helmet laws at all. (Arkansas, Colorado, Idaho, Indiana, Iowa, Minnesota, Nebraska, North Dakota, South Dakota, South Carolina, Utah, Vermont and Wyoming)
These are bicycle helmet laws. As noted, we often do not have good info on what laws cover skaters, scooter users, Segways or other conveyances, although where known we have a * indicating that.
Here is the same list by date that the law became effective.
We update our page periodically by searching those local municipal and County codes that are available on the Web. You can do that for your community at Municode.com if your own code is posted. Washington State codes are found at Municipal Research Services Center of Washington. Aside from the published codes, our sources are community residents who email us to tell us about their law.
We also have another page with more info on mandatory helmet laws, including copies of some of them. And we have a page for anyone writing a new law suggesting language on standards. We recommend looking at the Hernando, MS, law passed in 2010 as one that covers all the bases and has up-to-date language on standards.
To search the Web for details on state and local laws, we recommend this page on the League of American Bicyclists site.
State and local helmet laws now apply in states that include more than half of the total population of the US, but actually a much smaller portion of the population is covered, less than 15 per cent, due to age limitations of the laws. Laws have been proposed and may be either defeated or in some stage of the legislative process in a number of other states.
If you need detail on the provisions of these proposed laws, including penalties, enforcement, associated educational campaigns, helmet banks or giveaway programs, treatment of contributory negligence (liability) provisions, or dates of enactment, Safe Kids Worldwide has a status sheet on bicycle helmet laws available from Meg Farrage at 202-662-0616. We are indebted to Safe Kids Worldwide for their help in keeping our list up to date, and to Ralph Wessels for information on the Washington State communities. Shirley Scatcherd provided the info on the St. Louis County local laws (35 of them!), and we have her original detailed compilation of them up. We also have an email with detail on the St Louis County Law including their unique street sign.
EvaluationsYou can access here a compendium of bicycle helmet safety program evaluations taken from the Centers for Disease Control's MMWR issue titled "Injury Control Recommendations: Bicycle Helmets" Please send us any other evaluations you may see in the future so we can add them to this page.
Here is a link to a formal study on the effect of bicycle helmet legislation on bicycling fatalities.
Consumer Product Safety Commission staffer Greg Rodgers has published a study concluding that the presence of a State law increases helmet use by 18.4 per cent.
New York State reported that since it introduced its first helmet law in 1989 for passengers under 5, and its second in 1994 for riders under 14, the annual rate of cyclists hospitalized from bicycle-related traumatic brain injuries fell for the under 14 group from 464 in 1990 to 209 in 1995. The rate for cyclists 14 and over for the same years declined less rapidly, from 454 to 382. There is no way to determine exactly what proportion of the improvement was due to helmet laws, since there is no data on improvements to bicycle facility safety, rider education or total miles ridden in those years, and helmet promotion campaigns by Safe Kids Worldwide and others were active in the state. But it is likely that increased helmet use, prompted by passage of the first law in 1989 and the promotion campaigns in New York communities, played a role in the reduction of injuries.
New Jersey reported in July of 1997 that since it introduced a helmet law for kids under 14 the number of bicycle-related fatalities for that group fell by 60 per cent, from 41 in 1987-1991 to 16 in 1992-1997. For riders age 14 and over the figures were 75 and 71. The School Board of Sommers Point, NJ added a helmet rule and boosted helmet use by those who ride to school from 6 per cent up to more than 70 per cent. Their attorney thought that failure to require helmets could leave the School District liable in the event of an injury.
Duval County, Florida, reported an increase in helmet use by all ages from 19 per cent in 1996 to 47 per cent in 1997 after the Florida law was passed. Bicycle deaths fell from five to one, and injuries from 325 to 105. Results were even better in the age group covered by the law. Hillsborough County, Florida, also reports an increase in helmet use and a decline in injuries after passage of the same law.
A study done in North Carolina using actual field observation before (1999) and after (2002) their law covering kids under 16 passed showed a small increase in adult helmet use but no increase for kids covered by the law. Overall on-street NC helmet use went from 18% to 24%, with larger gains among mountain bikers. The study concluded that "statistical analyses indicate that the law failed to generate a differential increase in helmet use by children ages zero to 15 years, mandated to wear helmets, compared with those ages 16 and above and not covered by the law. Although the difference in helmet use between surveys (1999 pre-law and 2002 post-law) was significant, it is clear that the helmet requirement has had little effect on increasing helmet use by children thus far." As far as we know they have not updated the study since 2002.
A study published in Pediatrics in 2002 found that in Canada the bicycle-related head injury rate declined significantly (45% reduction) in provinces where legislation had been adopted compared with provinces and territories that did not adopt legislation (27% reduction). A 2010 Canadian study showed that bicycle usage remained constant after helmet laws were adopted in two provinces, and that helmet use was increased more by all-ages laws than those applying only to children.
A study of California statistics by Lee et al published in Accident Analysis & Prevention in 2005 shows that head injuries in the under-16 group covered by the law went down by 18.2 per cent in California after the state helmet law was passed. There was no change in adult head injury rates.
This statistical analysis concludes that passing a state-wide bicycle helmet law covering youth riders reduces cycling by those who are covered by the law by 4 to 5 per cent. We note a number of problems with the data they used, but are still concerned about the conclusion. No actual rider counts have ever shown that result anywhere in the US.
NotesAs of April, 2015, the State of California was considering legislation that would require the Office of Traffic Safety and California Highway Patrol to conduct a study of bicycle helmet use for the legislature and report by January 1, 2017. That replaced a 2015 bill to extend the state's bicycle helmet law to all ages.
The National Survey of Bicyclist and Pedestrian Attitudes and Behavior, a Gallup poll sponsored by the US Government, found that 90% of cyclists support helmet laws for children, while 62 percent support such laws for adults. (Here is an excerpt from the study with details.)
The Spokane law was passed by the City Council over the Mayor's veto. The Mayor wanted to delay, reduce coverage to those 16 and under, not cover skateboarders or inline skaters and coordinate with neighboring jurisdictions. The Council vote was 5-1 with one absent. Here is a columnist in the local newspaper who agreed with the action.
The Shaker Heights, Ohio, law covers adults but not kids under the age of 5 years. It does cover passengers on bicycles, however. The Austin, Texas, law was originally for all ages, but a grass-roots protest movement resulted in limiting it in October, 1997, to riders under 18. A similar change was made in Barrington, Illinois. Seymour, Connecticut, repealed its law. (The referendum also included an unpopular no-smoking law.) An attempt in 1999 to force a referendum on the Farmington Hills, Michigan, law for riders under 16 failed for lack of signatures.
El Cerrito, California, dropped its 1993 all-ages law in 2013, noting that the 1994 California State statute takes precedence. In 2015 there is a California State Senate bill that would expand their law to cover all ages, skateboards, non-motorized scooters and more.
The Dallas all-ages law was changed in June, 2014 after 18 years and now applies only to riders under 18. The impetus was the establishment of a shared bicycle program, whose promoters believed a strictly-enforced all-ages law would severely restrict their program. A local newspaper reported that the majority of the citations had been handed out in poor, minority neighborhoods, leading to charges that the law was not evenly applied. This article shows that few citations had been handed out to younger riders. And this study indicates that the proportion of head injuries may rise in Dallas, although any effect on injury rates remains to be seen.
The City of Oakwood, Ohio, has taken an different route by adopting a resolution encouraging the use of helmets. It directs the Safety Department (Police) to develop educational programs for helmet safety. It also provides the authority for officers to "wave over" minor cyclists who are not using protective head gear. No fines or other deterrents are permissible as this is not an ordinance, but a "soft mandate."
King County, Washington, mounted a comprehensive safety program with many elements, including their all-ages helmet law. They brought their child deaths down by 62 percent over a nine year period.
Many bicycle clubs, the US racer's organizing body, USA Cycling and the Triathlon Federation require helmets in their events, although they may or may not support helmet laws. Touring organizations like Adventure Cycling usually require them for tour riders. U.S. military regulations require helmets on military facilities. The National Bicycle Dealers Association opposes mandatory helmet laws. Bicycle Retailer and Industry News has editorialized against them.
For some years the World Health Organization Helmet Initiative promoted helmet use for bicycles and motorcycles worldwide. It published a newsletter, Headlines, focused primarily on international helmet promotion and helmet laws. The December, 2004, issue of Headlines had articles on bicycle helmet laws in Sweden and as well as motorcycle helmet laws in Italy and two US states: Kentucky and Louisiana. A 2008 journal article concluded that motorcycle fatality rates are 22-33% lower in state with an all-ages motorcycle helmet law and 7-10% lower when the law covers only certain ages. The Initiative Web page is no longer being funded, however, and during 2010 the Web page may disappear.
In Australia, bicycle helmets are mandatory in all states and territories for all ages. Compliance is high but varies by area, with some cities over 90% and rural areas much lower. In the State of Victoria cyclists' head injuries declined 41%. There were 36% fewer child riders on the road, immediately after the legislation passed, but perhaps more adult riders. Changes in ridership may or may not have been related to the passage of the laws, and the road culture in Australia is unique to that country. (No similar effects have ever been documented in the US.) Injury reduction was below expectations, but still spectacular. Hospital data from Western Australia showed that the number of intracranial injuries was cut in half with increased helmet use, while head injuries were less serious, and hospital stays shorter. There is more analysis in this journal article and this followup article. In a survey done in 2011, those who do not ride a bike for transport cited road safety and traffic as their main concerns, with about 16% saying helmets deter them, ranking number 13 in the list. In 2011 a film maker in Brisbane produced this anti-helmet law video for an organization called helmetfreedom.org that hopes to repeal the Queensland law. In 2012 this study of long term bicycle related head injury trends for New South Wales found indicators that cycling has increased and head injuries have dropped over time. Here is a summary by the authors. Posting comments on this blog the critics continue to debate. In 2016 Canberra announced they would study the possibility of relaxing their helmet law for "parks, town centres and other low-speed environments such as shared zones and university precincts" in an effort to increase ridership.
New Zealand's national helmet law took effect in January, 1994. This study shows that although cyclists' injuries increased in the years thereafter, head injuries declined. If the link does not work we have another copy.
Sweden is reportedly considering a national law. Iceland's mandatory helmet rule, a ministerial decree covering children under 15, came into effect in September of 1999. The Spanish legislature passed a comprehensive bicycle law in mid-1999 that reportedly included a mandatory helmet provision, although we do not have any further information on it. The Swedish government has conducted an international literature search, summarized in this study published in 2003. (See page four for the English abstract.) They found that helmet laws can achieve levels of usage not achieved by education alone, that helmet laws reduce head injuries, and that helmet laws can result in a reduction of cycling by young people. We have the abstract up on our site if you can't deal with the .pdf file.
The British Medical Association examined the evidence and recommended in 2004 that the UK adopt a mandatory helmet law for both children and adults. They had previously recognized the benefits of helmet use but had feared that a helmet law might reduce cycling, resulting in negative net health benefits. That same argument led readers polled by the BMA's magazine to vote against helmet laws in 2011. In 2010 Jersey was considering a new law that would require helmets for riders under 18, having rejected a proposal for an all-ages law. The UK's Transport Research Laboratory has published a paper on the effectiveness of helmets. It found that in 2008, 34 per cent of riders in the UK were already wearing helmets on major roads, and 17 per cent on minor roads. In a 2011 poll of 4000 cyclists conducted by the non-profit IAM, ten percent of the respondents said they would quit cycling if a mandatory helmet law were enacted.
The Copenhagen Post reported in November, 2009 that a failed attempt to pass a Danish law requiring helmets for those under 12 was being revived after evidence surfaced that the proportion of Danish cyclists arriving at emergency rooms with head injuries was declining as helmet use there has increased to about one in six cyclists.
In 2011 Switzerland considered a helmet law as part of a package to reduce road deaths, but the Transportation Committee of the National Council rejected the recommendation.
Canada has provincial and local helmet laws. Ontario's helmet law for cyclists under 18 took effect in 1995. It was originally to have covered all ages, and there is a bill in parliament now to extend it to do that. There is spirited opposition by a few cyclists there. (see links below) Proponents cite the cost of cyclists' injuries to the national health system, without reference to the much greater cost of treating those injured in cars, a blind spot also found in the US. In March, 2003, the Canadian Institute for Health Information announced that hospitalizations due to cycling-related injuries were down 12.5 per cent between 1997-98 and 2001-02. Head injuries fell even more precipitously, by 26 per cent during the same period. British Columbia's 1996 all-ages law was very successful in increasing helmet use, according to an evaluation project for this law conducted by the University of North Carolina. It showed substantial increases in helmet use after the law was passed. There are exceptions to the law for medical exemptions, those with heads larger than size 8 (manufacturers had not yet begun producing the extra extra large helmets available today) and those whose religion requires headgear that makes helmets impossible (primarily Sikhs). Nova Scotia's law came into effect in 1997 and covers all ages. New Brunswick also has an all-ages law. In Quebec, the Montreal suburbs of Cote Saint-Luc and Westmount have passed by-laws requiring the use of bicycle helmets within their boundaries. In October, 1997, the Cote Saint-Luc law was extended to cover bicyclists and skaters of all ages. Alberta added a law on May 1, 2002, requiring helmets for riders under 18, including passengers and toddlers on tricycles. Prince Edward Island's law was effective on July 5, 2003, and covers all ages. A research project in Toronto before and after their law came into effect showed that "although the number of child cyclists per hour was significantly different in different years, these differences could not be attributed to legislation. In 1996, the year after legislation came into effect, average cycling levels were higher (6.84 cyclists per hour) than in 1995, the year before legislation (4.33 cyclists per hour)." Conclusion: Contrary to the findings in Australia, the introduction of helmet legislation did not have a significant negative impact on child cycling in this community. Manitoba's under-18 helmet law comes into effect during 2013. They will permit first-time offenders to avoid a fine by taking an on-line bike safety quiz. A 2015 law in Newfoundland and Labrador requires all cyclists of any age to wear a helmet.
Dubai adopted an all-ages mandatory helmet law in 2010. The fine for not wearing a helmet is 500 dirhams, about $136 US.
Finland passed a mandatory helmet law with an effective date of January, 2003. It covers all ages, but there is no fine associated with breaking the law.
Spain adopted a mandatory helmet law for cycling outside of cities in 2004. Helmets are not compulsory in towns and may be removed while climbing steep hills. In addition, Spain adopted a mandatory helmet law for riders under 17 in March of 2014.
Iceland's under 15 rule is mentioned above
The Czech Republic requires helmets for those under 16.
France has a lively discussion on helmets going on. The best summary is probably this page on the Mieux se Déplacer à Bicyclette site. They analyze deaths in Paris and in France as a whole and conclude that helmet usage is a personal question but can save lives.
The Netherlands has a similar discussion, focusing primarily on children and seniors. Helmet laws would be a big step for a country as bike-centric as the Netherlands, where cycling has been made safer by meticulous attention to road facilities, legal structure that places all blame on a motorist in a crash and by high volumes of riders.
Japan adopted a national helmet law in 2008 that requires children under 13 to wear helmets. This story reports that 76 per cent of the surveyed parents of kids 1 to 6 years old had bought helmets for their kids, but only 54 per cent said the kids always wear them.
Mexico City briefly adopted a mandatory helmet law, but this article on the European Bicycle Federation site says they repealed it in February of 2010 in an effort to support their shared bicycle rental program, Ecobici. We have more comments on our page on shared bicycle programs.
In April of 2003 the Union Cycliste Internationale (UCI) announced that it intended to make helmet use compulsory in the professional races it sanctions. The ruling has stuck this time (in 1991 an compulsory helmet rule was rejected by the riders). It followed several well-publicized deaths, including that of Kazakh rider Andrei Kivilev. Kivilev died of a head injury without a helmet. The impetus for the ruling had also grown since a helmeted rider fell on a turn at an intersection in a rainy Dutch stage of the Tour de France and hit his head on a concrete bollard in the center of the road, but to the astonishment of the crowd got up and raced away. In 2004 the UCI even extended its requirement for impact protection to the teardrop-shaped "chrono" helmets the riders use in time trials for better aerodynamics. The rule has an exemption for elite riders in climbs of more than 5 km.
The Bicycle Helmet Safety Institute supports carefully drawn mandatory helmet laws covering all age groups because we believe they are needed to raise awareness that helmets save lives, in the same way that seatbelt laws and smoke detector requirements were used to inform the public that those safety devices were necessary. Many riders and parents do not know that they need a helmet, and the laws educate as much as they force compliance. We also believe that most riders regard helmets as a fashion item rather than as a safety appliance, and like any other fashion this one may wane. We support efforts to improve the safety of the cycling environment to reduce the need for helmets, and that should always be regarded as the primary injury prevention measure for reducing all injuries to cyclists. We do not believe that wearing a helmet causes riders to take additional risks. We believe that in this country promoting helmets will not detract from the effort to improve road safety, and in fact has stimulated those efforts, giving us the most widespread and best-supported campaigns for better road safety for cyclists that we have ever had in our history. We are keenly aware that safer cycling requires more riders on the streets, but we do not believe that helmets discourage cycling in the US. Since bicycles on a public road are vehicles, we believe that the operator has the rights and obligations of vehicle users in our ever-more-populated and outrageously unsafe road environment, so requiring a bicycle helmet is as reasonable as requiring a helmet on a motorcycle rider or requiring seatbelt usage in cars. We would support provisions for medical exemptions based on a doctor's certification or religious requirements for headgear. | law |
https://www.motability.co.uk/information-for-customers/scooters-and-powered-wheelchairs-customer-area/tax-for-class-3-scooters | 2019-08-18T09:18:35 | s3://commoncrawl/crawl-data/CC-MAIN-2019-35/segments/1566027313747.38/warc/CC-MAIN-20190818083417-20190818105417-00259.warc.gz | 0.965007 | 201 | CC-MAIN-2019-35 | webtext-fineweb__CC-MAIN-2019-35__0__176486280 | en | Tax for Class 3 scooters
If you have a Class 3 scooter or powered wheelchair, by law it must be taxed. This is because these products are legally entitled to travel on some roads.
Since 1 October 2014, due to nationwide changes, the DVLA stopped issuing tax discs and you will no longer need to display a tax disc on your Class 3 product. Tax will still need to be arranged and this is included as part of your worry-free package. Each year the DVLA will send a letter to confirm your product has been taxed and provide details of the new tax expiry date. This will be sent to you in the middle of the month before your tax is due to expire.
You can check whether your product is taxed by calling the DVLA on 0300 790 6802. You will need to provide your registration number which your dealer should have given to you when they handed over your product. If you do not have the registration number, please contact your dealer . | law |
https://www.nationalhelpdirectory.com/blog/hong-kong-halts-vape-sales-ban-understanding-the-decision | 2024-03-02T12:58:41 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947475825.14/warc/CC-MAIN-20240302120344-20240302150344-00779.warc.gz | 0.923737 | 458 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__189320825 | en | Hong Kong Halts Vape Sales Ban: Understanding the Decision
Understanding the Decision
Hong Kong has been considering a ban on the sale of vaping products as part of efforts to regulate the use of e-cigarettes and reduce their appeal among young people. The proposed ban has sparked debates and discussions among policymakers, health experts, and the public.
Recently, the Hong Kong government announced that it would not proceed with plans to ban the sale of vaping products, at least for the time being. The decision comes after careful consideration of various factors, including public opinion, scientific evidence, and potential economic implications.
Reasoning Behind the Decision
Several factors likely influenced Hong Kong’s decision to postpone the ban on vape sales. Firstly, there is ongoing debate regarding the effectiveness of vaping regulations in reducing tobacco use and protecting public health. Additionally, concerns have been raised about the impact of a vape ban on businesses and consumers.
Implications and Future Outlook
Public Health Concerns
While the decision to delay the vape sales ban may provide relief to businesses and consumers, it also raises concerns about public health. E-cigarettes have been subject to scrutiny due to potential health risks, especially among young people. Hong Kong authorities will need to carefully consider evidence-based policies to address these concerns while balancing individual freedoms and public health priorities.
The decision highlights the importance of establishing a comprehensive regulatory framework for vaping products. Effective regulation should focus on restricting youth access, ensuring product safety and quality, and promoting harm reduction strategies for adult smokers looking to quit traditional cigarettes.
Continued Debate and Dialogue
The debate surrounding vaping regulation is likely to continue as policymakers, health experts, and stakeholders grapple with complex issues related to public health, individual rights, and industry interests. Continued dialogue and collaboration will be essential to develop evidence-based policies that address the evolving landscape of vaping.
Hong Kong’s decision to postpone plans to ban vape sales reflects the complexities and challenges associated with regulating e-cigarettes. While the announcement provides temporary relief, it underscores the need for thoughtful and evidence-based approaches to vaping regulation. Moving forward, policymakers must work collaboratively to develop policies that protect public health while respecting individual freedoms.
Stay tuned for further developments and updates on vaping regulations in Hong Kong and around the world. | law |
https://47up.ee/en/pages/muugitingimused | 2023-12-11T22:49:29 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679518883.99/warc/CC-MAIN-20231211210408-20231212000408-00624.warc.gz | 0.943105 | 1,830 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__8311135 | en | Terms of sale
The owner of the online store 47up.ee (hereinafter: online store) is:
OÜ Al Bundy, registry code 14616035,
Mustamäe tee 55, 10621, Tallinn,
phone 6 200 586, e-mail: [email protected]
1. These terms of sale regulate the legal relations between the customers of the online store (hereinafter ""customer"" or ""buyer"") and Al Bundy OÜ.
2. Compliance with the terms of sale is mandatory for the customer.
3. When placing an order, the customer declares that he or she has read and understood these terms and conditions of sale.
4. In the event of a conflict between the terms of the sale and the mandatory rules, the latter shall prevail. If necessary (for example, in case of disputes or missing information), the legal provisions supplement these terms of sale.
5. In addition, the relationship is regulated by good trading practices and additional information published in the online store with photos of the goods, as well as the online store's instructions to the customer.
6. The online store has the right to unilaterally change the terms of sale and the composition and prices of the offered goods at any time without prior notice. If the customer submits the order before the change takes effect, the conditions and prices valid at the time of sending the order apply to the customer. In this case, the customer has no right to demand compensation for the price difference.
7. Not all items displayed in the online store may always be in stock. In this case, the online store will contact the customer and offer a new delivery time or replacement of the goods with another goods of the same price. If the customer does not agree with the offer, he or she can refuse the order and the money paid will be returned to the customer.
8. The descriptions of the goods may not be exhaustive and may contain unintentional errors.
9. Orders submitted to the online store will be reviewed and the buyer will be contacted by e-mail no later than the working day following the submission of the order.
10. When submitting the order, the customer must enter the data necessary for the performance of the sales contract (incl. the customer's surname and first name, telephone number, e-mail address and the method of delivery of the goods).
11. The customer undertakes to provide true data that is necessary for the online store to fulfill the order. The online store is not responsible for non-fulfillment of the order due to incorrect data provided by the customer or other negative consequences thereof.
12. Delivery time within Estonia is up to 5 working days, unless otherwise stated. Generally, the delivery time of the goods is less than 3 working days. If the online store cannot deliver some goods within 5 working days, the customer will be informed immediately. In this case, the customer can cancel the order and the amount paid will be returned to the customer.
13. The goods are delivered by courier only to the address entered in the order or to the parcel machine and handed over only to the customer. The goods are handed over to a third party only by special agreement with the customer.
II Withdrawal from the sales contract by the customer before performance of the sales contract
14. If the customer wishes to withdraw from the contract after placing the order and before the online store fulfills the sales contract, he or she undertakes to notify the online store as soon as possible. To do this, the customer must send the corresponding withdrawal application to the e-mail address [email protected]. The withdrawal application must contain the order number from which it is desired to withdraw and the necessary information (customer's first and last name, date of submission of the order, e-mail address and telephone number). The online store will return the amount paid by the customer within 30 days of receiving the compliant withdrawal application.
15. If the withdrawal application reaches the online store after the latter has started the performance of the contract for the sale of products, only Part V (Right of Withdrawal) of the terms of sale applies.
III Placing an order
16. To order goods, you need to add the desired products to the shopping cart. To place an order, fill in the required data fields and select the appropriate method of product delivery. The amount of the fee that can be paid via a bank link or another payment solution is displayed on the screen.
17. The agreement enters into force upon receipt of the amount due to the current account of the online store. If the ordered goods cannot be delivered due to the end of the goods or for any other reason, the buyer will be notified as soon as possible and the money paid will be refunded immediately, but not later than within 14 days of sending the notice.
IV Right of withdrawal
18. After receiving the goods, the buyer has the right to withdraw from the contract concluded in the e-shop within 14 days.
19. The right of withdrawal does not apply if the buyer is a legal person or if the goods were purchased in a physical store.
20. In order to exercise the 14-day right of withdrawal, the ordered goods may not be used in any other way than is necessary to verify the nature, characteristics and functioning of the goods in the manner permitted for testing the goods in a physical store.
21. If the goods have been used for purposes other than those necessary to ascertain the nature, characteristics and functioning of the goods or have signs of use or wear, the online store has the right to reduce the refundable fee according to the decrease in value or refuse to refund the fee.
22. In order to return the goods, an application for withdrawal from the purchase of the goods must be submitted, the form of which can be found here: withdrawal application and sent to the e-mail address [email protected] within 14 days of receipt of the goods.
23. The costs of returning the goods shall be borne by the buyer, unless the reason for the return is the fact that the item to be returned does not correspond to what was ordered (e.g., a wrong or defective item).
24. The buyer must return the goods within 14 days of submitting the application or provide proof that he has handed over the goods to the carrier within the aforementioned period.
25. The online store will refund all fees received from the buyer under the contract immediately upon receipt of the returned goods to the buyer, but not later than after 14 days.
26. The online store may refuse to make refunds until the goods that are the subject of the contract have been returned or until the buyer has provided proof that he has returned the item, whichever is earlier.
27. If the buyer has explicitly chosen a delivery method other than the cheapest normal delivery method offered by the online store, the online store does not have to reimburse the buyer for a cost that exceeds the cost associated with the normal delivery method.
28. The online store has the right to withdraw from the sales contract and demand the return of the goods from the buyer if the price of the goods in the online store is significantly lower than the market price of the goods due to a mistake.
V Right to lodge a complaint
29. The online store is liable for non-compliance or defect of the goods sold to the buyer, which already existed at the time of delivery of the thing and which becomes apparent within two years from the delivery of the goods to the buyer. During the first six months from the delivery of the thing to the buyer, it is presumed that the defect already existed at the time of delivery of the goods. It is the responsibility of the online store to rebut this presumption. The buyer has the right to contact the online store at [email protected] within two months at the latest. 30. The online store is not responsible for defects that have occurred after the delivery of the goods to the buyer.
31. If the goods purchased from the online store have defects for which the online store is responsible, the online store will repair or replace the defective goods. If the goods cannot be repaired or replaced, the online store will return all fees associated with the sales contract to the buyer.
32. The online store shall respond to the complaint submitted by the consumer in writing or in a form that can be reproduced in writing within 15 days.
33. If the buyer and the online store are unable to resolve the dispute by agreement, the buyer can turn to the Consumer Disputes Committee. The terms of the procedure can be viewed and the application submitted here. The Consumer Disputes Committee is competent to resolve disputes arising from the contract concluded between the buyer and the online store. The Committee's review of the buyer's complaint is free of charge.
34. The buyer can also turn to the European Union's consumer dispute resolution platform. | law |
http://canyonstatereporting.com/court-reporting-staff/ | 2019-08-24T22:54:21 | s3://commoncrawl/crawl-data/CC-MAIN-2019-35/segments/1566027321786.95/warc/CC-MAIN-20190824214845-20190825000845-00294.warc.gz | 0.956356 | 218 | CC-MAIN-2019-35 | webtext-fineweb__CC-MAIN-2019-35__0__12441975 | en | Our owner, Kimberly (Kim) Portik, has been a certified court reporter for 24 years. She has continued to expand her skills as a reporter and has achieved national certifications as a Registered Merit Reporter, Certified CART Provider, Certified Realtime Reporter, and Certified Legal Video Specialist. Along with her Arizona Certified Reporter certification, she is a Certified Court Reporter in California and was previously licensed in Washington. She currently divides her time between judicial reporting and providing CART services for deaf and hard-of-hearing consumers.
Kim continually strives to stay abreast of the latest technology and assists fellow reporters by providing software training as a Stenograph Certified Independent Training Agent for Case CATalyst software.
Every deposition reporter on our court reporting staff has achieved national certification, with a minimum of 10 years reporting experience. All of our court reporters are highly proficient in dealing with complex litigation, document-intensive cases, medical malpractice, legal malpractice, wrongful death, accounting malpractice, accident reconstruction, dram shop, nursing home neglect and abuse, family law, and municipality law. | law |
https://paywithextend.com/terms | 2021-03-08T12:59:27 | s3://commoncrawl/crawl-data/CC-MAIN-2021-10/segments/1614178375439.77/warc/CC-MAIN-20210308112849-20210308142849-00195.warc.gz | 0.914809 | 2,186 | CC-MAIN-2021-10 | webtext-fineweb__CC-MAIN-2021-10__0__57490562 | en | Terms and Conditions
These user terms and conditions apply to all services offered by Extend Enterprises, Inc. Please read these terms and conditions carefully, as they govern your use of our services.
The following terms used in these terms and conditions are defined as follows:
- "Registered Card” refers to the credit card, credit account, charge card, central bill account, or other credit product issued to a Cardholder by one of our participating financial institutions that such Cardholder registers within Extend.
- "Cardholder” refers to a user of Extend who is the holder of a Registered Card in Extend.
- "Recipient” refers to a user of Extend who receives a Virtual Card from a Cardholder through Extend.
- "Virtual Card” refers to a credit card number and associated information (such as the security code, expiration date, and billing address), and any Virtual Card Parameters that may apply.
- "Virtual Card Parameters” refer to the parameters by which a Cardholder can limit the usage of a Virtual Card. These parameters include the maximum amount of spend authorized by a Cardholder on a Virtual Card and the validity date a Cardholder has set on such Virtual Card during which the Virtual Card can be used to transact.
Our services are separate from other services you may need to use in connection with ours, such as services provided to you by your mobile device maker, your telecommunication provider, your employer or other company that is requesting you to use our services, or the financial institution providing the Registered Card that a Cardholder registers in Extend. We have no responsibility with respect to these third parties and any services they provide to you. It is your responsibility to ensure that your use of our services is allowed under your agreement with any such third parties, and you will be solely responsible for any fees or other charges that those third parties may charge you in connection with your use of their services.
In order to use Extend, you must first create a user account with us, which requires your first name, last name, a valid phone number, a valid email address, and the creation of a password. Users of Extend can be either a Cardholder, a Recipient, or both. To be able to send a Virtual Card, a user must first register a Registered Card that is eligible for Virtual Card creation, and provide the billing address associated with that Registered Card. That Cardholder will be solely responsible for all Virtual Cards associated with the Registered Card, the Virtual Card Parameters of each Virtual Card, the usage of each Virtual Card, and any Recipients with access to such Virtual Cards.
Your access to and use of Extend is at our sole discretion. We reserve the right to interrupt, block or terminate your access to our services at any time for any reason. If we take these actions against you, you will no longer have access to Extend.
Extend does not process any credit card transactions. You are solely responsible for using the Virtual Card information made available to you or sent by you through Extend, in a manner that complies with the terms and conditions governing the applicable Registered Card and any applicable laws or regulations.
You are responsible for maintaining adequate security and control of the user ID and password that you create to establish your user account with us.
You will be fully responsible for all activity originating from your user account and password. YOU SOLELY TAKE ON THE RISK OF ANY FRAUDULENT, UNAUTHORIZED OR OTHERWISE IMPROPER ACTIVITY THAT MAY RESULT FROM THE USE OF OUR SERVICES THAT ORIGINATE FROM YOUR USER ACCOUNT, INCLUDING, WITHOUT LIMITATION, ANY VIRTUAL CARD CREATION, ANY VIRTUAL CARD PARAMETERS, ANY VIRTUAL CARD USAGE, AND ANY RECIPIENTS WHO GAIN ACCESS TO VIRTUAL CARDS ASSOCIATED WITH YOUR REGISTERED CARD, WHETHER AUTHORIZED BY YOU.
You must notify us immediately if you become aware of or suspect any fraudulent or unauthorized activity on your account.
We grant you a revocable, non-exclusive, non-sublicensable, non-transferable, royalty-free limited license to access or use our services, which may include software, website interfaces or applications, including any subsequent updates or upgrades. You agree not to modify, alter, tamper with, repair, copy, reproduce, adapt, distribute, display, publish, reverse engineer, translate, disassemble, decompile or otherwise attempt to create any source code that is derived from our services.
Registered Card and Virtual Card information sent through Extend are transmitted in compliance with the Payment Card Industry Data Security Standards, or PCI-DSS v3.2.1.
BY USING OUR SERVICES, YOU AGREE THAT WE MAY COLLECT, RETAIN, SHARE AND USE YOUR DATA, WHETHER AT A TRANSACTIONAL LEVEL OR AGGREGATED WITH OTHER USER DATA, FOR PURPOSES OF PROVIDING SERVICES TO YOU AND FOR ANALYTICAL PURPOSES THAT WILL HELP US IMPROVE OUR SERVICES AND THE USER EXPERIENCE.
ENTITIES WITH WHICH WE MAY SHARE YOUR DATA INCLUDE THE FINANCIAL INSTITUTION THAT PROVIDED THE CARDHOLDER WITH THE REGISTERED CARD USED IN THE EXTEND SERVICES; MERCHANTS; YOUR EMPLOYER OR THE COMPANY THROUGH WHICH YOU ARE UTILIZING THE EXTEND SERVICES, THE CARDHOLDER WHO SENT OR APPROVED THE VIRTUAL CARD YOU RECEIVED, OR CARD NETWORKS SUCH AS VISA, MASTERCARD OR AMERICAN EXPRESS. IN ADDITION TO SHARING YOUR DATA WITH SUCH ENTITIES, EXTEND MAY ALSO RECEIVE DATA ABOUT YOU FROM THESE ENTITIES. BY USING OUR SERVICES, YOU ACKNOWLEDGE AND CONSENT TO OUR RECEIPT OF SUCH DATA ABOUT YOU FROM THESE ENTITIES.
We may make changes to these user agreement at any time by providing you with a copy of the revised agreement and notice of the future date when such changes will take effect. Your continued use of the service after the effective date of the new terms will constitute your acceptance of such changes. If you do not agree to the new terms, you should discontinue use of our service prior to the date the revised agreement takes effect.
You are responsible for providing and maintaining with us an updated and valid email address, which we will use to contact you for any important updates to our services, including changes to these terms and conditions, which may include changes to any fees that we may charge you in connection with our services.
You agree to email as the means by which we can communicate with you and that receipt of any communication sent from us to you by email will be deemed received by you 24 hours after we send the email to you.
We may terminate our services with you at any time for any reason.
It is your responsibility to notify us if you should choose to terminate your user account with us. You may close your user account with us at anytime by notifying us by email of your decision. Any fees that you owe to us as of the date you terminate your user account will become due and payable immediately.
There are no fees for the use of Extend by a user, unless otherwise agreed separately between us and the issuer of the Registered Card you use in Extend, in which case, notice of any such applicable fees will be communicated to you separately and with prior notice.
Your use of our services is at your own risk.
We will not be liable to you for any of the following: your use of, or your inability to use, our services; any fraudulent or unwanted use of your Registered Card or Virtual Cards associated with that Registered Card by you or any third party; any delays, errors, or disruptions in our services; any viruses or other malicious software; and any actions of any third parties, including the financial institution providing the Registered Card used with Extend, merchants, or the card networks such as Visa, MasterCard or American Express. Actions taken by third parties for which we will not be liable may include, but are not limited to, declined Virtual Card transactions, declined requests for creation of a Virtual Card, or declined Registered Card transactions.
To the extent we are found liable to you, our liability will not exceed the total amount of fees paid by you to us in the preceding 12-month period for use of our services, or $100, whichever is greater, unless otherwise prohibited by applicable law.
IN NO EVENT WILL EXTEND ENTERPRISES, INC., ITS AFFILIATES, OR ITS DIRECTORS, OFFICERS, AGENTS OR EMPLOYEES BE LIABLE FOR ANY LOST PROFITS OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING WITHOUT LIMITATION FOR BREACHES OF PRIVACY, FOR ANY DATA LOSS OR FOR LOSS OF BUSINESS) ARISING OUT OF OR IN CONNECTION WITH OUR SERVICES, UNLESS AND TO THE EXTENT PROHIBITED BY LAW.
Our services are provided to you "as is", without any representation or warranty of any kind, whether expressed or implied, including implied warranties of title, merchantability, fitness for a particular purpose and non-infringement.
You agree to indemnify and hold harmless Extend Enterprises, Inc., its affiliates, and its directors, officers, agents, and employees, for any actions, claims or demands, including attorney’s fees, arising in connection with our services or due to a breach of these terms and conditions by you, improper or unauthorized use of your user account or Registered Card by a third party, or your violation of any laws or regulations or the rights of any third party.
Extend Enterprises, Inc. owns all right, title, and interest in and to our services and all content in connection with our services, including any trademarks, patents, data, logos, technology, software, and applications.
These terms and conditions are governed under the laws of the State of New York without regard to any conflict of law principles.
Our failure to act with respect to a breach of any of your obligations under these terms and conditions does not waive our right to act with respect to subsequent or similar breaches. You may not transfer or assign any rights or obligations you have under these terms and conditions.
If there are any questions regarding our services or these terms and conditions, you may contact us at support.paywithextend.com
[Effective on July 1, 2019] | law |
https://tois.openapply.com/pages/6743 | 2019-04-25T02:47:16 | s3://commoncrawl/crawl-data/CC-MAIN-2019-18/segments/1555578678807.71/warc/CC-MAIN-20190425014322-20190425040322-00364.warc.gz | 0.866319 | 508 | CC-MAIN-2019-18 | webtext-fineweb__CC-MAIN-2019-18__0__187766812 | en | TOIS DATA PROTECTION AND PRIVACY
The Ostrava International School (hereinafter referred to as TOIS) is committed to safeguarding the privacy and security of personal information. TOIS processes and collects your the personal data of its students and their guardians, in compliance with the European General Data Protection Regulation -GDPR – (Regulation (EU) 2016/679) and applicable legislation of the Czech Republic. For additional information on data protection and privacy notices, please visit www.tois.world
The Data Controller
In the language of GDPR, TOIS is the Data Controller, the entity that collects your data. TOIS is registered at Gregorova 3, 702 00 Ostrava, Czech Republic. You can reach us at: (+420) 731 004 369, or by email at [email protected]
The Data Protection Officer (DPO)
Our Data Protection Officer is Ing. Jiří Knopp, and he can be reached at +420 776 089339: [email protected] .
We collect your personal data and all other information you provide in this form in order to provide you with information about our educational programmes.
The lawful basis to process your personal data is your consent. By clicking the “Submit” button you are giving TOIS your consent to process your personal data and that of your child/ren for the purpose described above.
You may withdraw your consent at any time, informing us in writing to the contact details specified above.
TOIS will not share or disclose your personal data with any third party.
Transfers of personal data to third countries or international organizations
For the purpose stated above, TOIS will only use processors providing sufficient guarantees to implement appropriate technical and organisational measures in such a manner that processing will meet the requirements of the GDPR. TOIS will transfer data to Managebac LLC – Open Apply, who will process it on behalf of TOIS under a data processing agreement according to the GDPR. Managebac LLC – Open Apply is certified under the EU-U.S. Privacy Shield Framework thus the transfer ensures an adequate level of protection.
You have the right to request access to, rectification, erasure of personal data, restriction of processing, object to processing, as well as other rights contained in the GDPR and/or applicable legislation, in writing to the Controller and/or Data Protection Officer. | law |
https://www.ohpnk.com/pages/terms-and-conditions | 2024-04-23T05:29:49 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818464.67/warc/CC-MAIN-20240423033153-20240423063153-00666.warc.gz | 0.881378 | 800 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__35655348 | en | Welcome to OHPNK! These Terms and Conditions govern your use of our website, OHPNK, accessible at www.ohpnk.com. By using our website, you agree to comply with these Terms and Conditions. If you do not agree with any of these terms, please refrain from using our website.
Intellectual Property Rights
The content and materials on OHPNK, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, are the intellectual property of OHPNK and are protected by applicable intellectual property laws. You are granted a limited license to view the material on our website for personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works, or use any content from our website without prior written permission from OHPNK.
You are specifically restricted from the following actions:
- Publishing or using any website material in any other media.
- Selling, sublicensing, or otherwise commercializing any website material.
- Publicly performing or showing any website material.
- Using our website in any way that may cause damage to the website or impair user access.
- Using our website in violation of applicable laws and regulations or in any way that may harm the website, individuals, or business entities.
- Engaging in data mining, data harvesting, data extracting, or any similar activity in relation to our website.
- Using our website for advertising or marketing purposes without our prior written consent.
Certain areas of our website may be restricted from access, and OHPNK may further restrict access at any time at its discretion. Any user ID and password provided to you are confidential, and you must maintain their confidentiality.
"Your Content" refers to any audio, video, text, images, or other material you choose to display on our website. By displaying Your Content, you grant OHPNK a non-exclusive, worldwide, irrevocable, sublicensable license to use, reproduce, adapt, publish, translate, and distribute it in any and all media. Your Content must not infringe upon the rights of any third party, and OHPNK reserves the right to remove any of Your Content from our website at any time without notice.
Our website is provided "as is" and OHPNK makes no representations or warranties of any kind, whether express or implied, regarding the operation of the website or the materials contained on it. You acknowledge that your use of our website is at your own risk.
You agree to indemnify and hold OHPNK and its affiliates, officers, directors, employees, and agents harmless from any liabilities, costs, demands, causes of action, damages, or expenses arising out of or in any way related to your breach of these Terms and Conditions or your use of our website.
Variation of Terms
OHPNK reserves the right to revise these Terms and Conditions at any time without prior notice. By using our website, you agree to review these Terms and Conditions periodically and be aware of any changes made.
You may not assign, transfer, or subcontract your rights and obligations under these Terms and Conditions without the prior written consent of OHPNK. OHPNK reserves the right to assign, transfer, or subcontract its rights and obligations under these Terms and Conditions without any notification.
These Terms and Conditions constitute the entire agreement between OHPNK and you regarding your use of our website, superseding any prior agreements or understandings.
Governing Law & Jurisdiction
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Philippines. Any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of the Philippines. | law |
https://wiki.blognomic.com/index.php?title=Ruleset_171 | 2020-06-06T23:37:32 | s3://commoncrawl/crawl-data/CC-MAIN-2020-24/segments/1590348521325.84/warc/CC-MAIN-20200606222233-20200607012233-00220.warc.gz | 0.932408 | 10,134 | CC-MAIN-2020-24 | webtext-fineweb__CC-MAIN-2020-24__0__60460105 | en | Ruleset and Gamestate
This is the Ruleset for BlogNomic; all Energy Ministers (abbreviated EM) shall obey it. Section One consists of the “core rules” of BlogNomic, covering basic proposal mechanics; Section Two contains the rules of the current dynasty; Section Three contains rules which apply in special cases; and Section Four contains the appendix, which exists solely to clarify the remainder of the ruleset.
The Ruleset and Gamestate can only be altered in manners specified by the Ruleset.
EMs may correct obvious spelling and typographical mistakes in the Ruleset and their own Pending Proposals at any time, including replacing Spivak and gender-specific pronouns with the singular “they”.
If the Ruleset does not properly reflect all legal changes that have been made to it, any EM may update it to do so.
Any human may apply to join BlogNomic (if they are not already an EM) by registering at http://blognomic.com via the Register link in the sidebar, and then making a post making clear their wish to be a EM. An Admin shall add them to the roster in the sidebar and the GNDT, at which moment they become an EM.
An EM may cease to be an EM at any time by posting an entry to the BlogNomic weblog requesting such an action. A human who has ceased to be an EM in this way may not become an EM again within the following two weeks. An EM may only change their name as a result of a proposal approving the change.
Some EMs are Admins, responsible for updating the site and the Ruleset, and are signified as such in the sidebar. EMs who wish to become Admins may sign up with a username for the Ruleset Wiki, and submit a Proposal to make themselves Admins. Existing Admins may be removed from their posts by Proposal, CfJ, or voluntary resignation. New admins shall be given the GNDT configuration password when they become admins.
Some EMs are Idle, and shall be marked as such in the sidebar. For the purposes of all Gamestate and the Ruleset, excluding Rules “Ruleset and Gamestate”, “EMs”, “Dynasties”, “Fair Play” and any of those Rules’ subrules, Idle EMs are not counted as EMs.
If a Proposal contains a provision that targets a specifically named Idle EM, then that Idle EM is considered to be Unidle solely for the purposes of enacting that specific provision.
When an EM is unidled, if they went Idle in the same dynasty, their personal gamestate retains the last legally endowed values it had, if they are still valid. Otherwise (including if a value is invalid, does not exist, or the EM Idled in a different dynasty), the EM is given the default value for new EM, if such a value exists.
An Admin may render an EM Idle if that EM has asked to become Idle in an entry or comment from the past four days, or if that EM has not posted an entry or comment in the last seven days. In the latter case, the Admin must announce the idling in a blog post. Admins may render themselves Idle at any time, but should announce it in a post or comment when they do so. An Admin may Unidle an EM if that EM is Idle and has asked to become Unidle in an entry or comment from the past four days, and Idle Admins may Unidle themselves at any time, unless the EM who would be Unidled asked to become (or rendered themselves) Idle within the previous four days, and within the current dynasty.
Admins who are unidling themselves should, in their first vote following each unidling, highlight their changed idle status and any changes to quorum to have come about as a result of it.
Idle Admins can enact and fail Votable Matters.
BlogNomic is divided into a number of Dynasties. Each Dynasty may be headed by a single EM, known as the UN Secretary-General (abbreviated UNSG). If there is no UNSG, the Dynasty is a Metadynasty.
A Votable Matter is a post which EMs may cast Votes on, such as a Proposal, a Call for Judgement or a Declaration of Victory.
Each EM may cast one Vote on a Votable Matter by making a comment to the Official Post that comprises that Votable Matter using a voting icon of FOR, AGAINST, or DEFERENTIAL. Additional voting icons may be permitted in some cases by other rules. A valid Vote is, except when otherwise specified, a Vote of FOR or AGAINST. An EM’s Vote on a Votable Matter is the last valid voting icon that they have used in any comment on that Votable Matter. Additionally, if the author of a Votable Matter has not used a valid voting icon in a comment to the post, then the author’s Vote is FOR. A non-EM never has a Vote, even if they were an EM previously and had cast a valid Vote.
If an EM other than the UNSG casts a vote of DEFERENTIAL, then the Vote of DEFERENTIAL is an indication of confidence in the UNSG. When the UNSG has a valid Vote other than VETO on a Votable Matter, then all votes of DEFERENTIAL on that Votable Matter are instead considered to be valid and the same as the UNSG’s Vote for the purposes of other rules unless otherwise specified.
A Votable Matter is Popular if any of the following are true:
- It has a number of FOR Votes that exceed or equal Quorum.
- It has been open for voting for at least 48 hours, it has more than 1 valid Vote cast on it, and more valid Votes cast on it are FOR than are AGAINST.
A Votable Matter is Unpopular if any of the following are true:
- The number of EMs who are not voting AGAINST it is less than Quorum.
- It has been open for voting for at least 48 hours and it is not Popular.
Enacting and Failing
Votable Matters can either be Pending, Enacted, or Failed. When a Votable Matter is first put forward, it is considered Pending.
Whenever an Admin resolves a Votable Matter, they should mark their name, and are highly encouraged to report the final tally of Votes (or the fact that it was self-killed or vetoed). Comments cannot be made on Enacted or Failed Votable Matters.
This rule cannot be overruled by Dynastic Rules in its application to Calls for Judgement or Declarations of Victory.
Any EM may submit a Proposal to change the Ruleset or Gamestate, by posting an entry in the “Proposal” category that describes those changes (unless the EM already has 2 Proposals pending, or has already made 3 Proposals that day).
Special Proposal Voting
When an EM casts a vote AGAINST their own Proposal (which is not in the form of a DEFERENTIAL vote), this renders the Proposal Self-Killed, even if the author later changes their Vote. The UNSG may use VETO as a voting icon to cast a Vote on a proposal; when the UNSG casts a vote of VETO on a Proposal, this renders the Proposal Vetoed, even if the UNSG later changes their Vote.
Resolution of Proposals
The oldest Pending Proposal may be Enacted by any Admin (by updating the Ruleset and/or Gamestate to include the specified effects of that Proposal, and then setting that Proposal’s status to Enacted) if all of the following are true:
- It is Popular.
- It has been open for voting for at least 12 hours.
- It has not been Vetoed or Self-Killed.
The oldest Pending Proposal may be Failed by any Admin, if any of the following are true:
- It is Unpopular.
- It has been Vetoed or Self-Killed.
If a proposal somehow ends up being pending for more than 7 days, it is ignored for the purpose of calculating the oldest pending proposal, and can be failed by any Admin.
Calls for Judgement
If two or more EMs actively disagree as to the interpretation of the Ruleset, or if an EM feels that an aspect of the game needs urgent attention, then any EM may raise a Call for Judgement (abbreviated CfJ) by posting an entry in the “Call for Judgement” category.
A Pending CfJ may be Enacted by any Admin if all of the following are true:
- It is Popular.
A Pending CfJ may be Failed by any Admin if any of the following are true:
- It is Unpopular.
- It specifies neither changes to the Gamestate or Ruleset nor corrections to any gamestate tracking entities.
When a CfJ is Enacted, the Admin Enacting it shall update the Gamestate and Ruleset, and correct the GNDT and other gamestate tracking entities, as specified in the CFJ.
This Rule may not be overruled by Dynastic Rules.
Victory and Ascension
If an EM (other than the UNSG) believes that they have achieved victory in the current Dynasty, they may make a post to the Blognomic weblog in the Declaration of Victory category, detailing this.
If the game is not already in Hiatus and there is a pending DoV, the game immediately goes into Hiatus, if it hasn’t already. During this time, the only game actions that may be taken are those covered by Rules “EMs”, “Votable Matters”, “Calls for Judgement”, “Gamestate Tracking” and “Victory and Ascension”.
Every EM may cast Votes on that DoV to indicate agreement or disagreement with the proposition that the poster has achieved victory in the current Dynasty.
A Pending DoV may be Enacted by any Admin if any of the following is true:
- It is Popular, it has been open for at least 12 hours, and either the UNSG has Voted FOR it or it has no AGAINST Votes.
- It is Popular, and it has been open for at least 24 hours.
A Pending DoV may be Failed by any Admin if any of the following are true:
- It is Unpopular, and it has been open for at least 12 hours.
When a DoV fails and there are no pending DoVs, Hiatus ends.
When a DoV is enacted, all other pending DoVs are failed, and a new Dynasty begins with the EM who made the DoV as its UNSG. That EM may pass this role to another EM at this point by making a post to that effect, if they wish. The Hiatus continues until the new UNSG makes an Ascension Address by posting an entry in the “Ascension Address” category - this should specify the UNSG’s chosen theme for the new Dynasty, and may optionally specify that the terms EM and UNSG will be replaced with theme-specific terms throughout the entire ruleset, and/or a number of dynastic rules to keep. Upon posting such an Ascension Address, the Ruleset is updated to reflect any changed terms, and any dynastic rules which were not listed to be kept are repealed.
A DoV may not be started in the period between an enacted DoV and that DoV’s Ascension Address. When a DoV is failed, if it had at least one AGAINST vote, the EM who posted it cannot make another DoV until after 120 hours (5 days) have passed since the time their DoV was failed.
This rule cannot be overruled by Dynastic Rules as it relates to Declarations of Victory, but can be overruled in other matters.
The following are BlogNomic’s rules of fair play. If any of these rules are found to have been broken, or if an EM’s behaviour or actions are otherwise deemed unacceptable (socially or otherwise), a proposal or CfJ may be made to reprimand or punish the perpetrator or, in cases of extreme or repeated violations, remove them from the game and bar them from rejoining. EMs should vote against any DoV that relies on having broken a fair play rule.
- A single person should not control more than one non-Idle EM within BlogNomic, and should announce publicly if they control both a non-Idle EM and any Idle EMs.
- An EM should not “spam” the BlogNomic blog. What counts as spamming is subjective, but would typically include posting more than ten blog entries in a day, more than ten blog comments in a row, or posting a blog entry of more than 1000 words.
- An EM should not deliberately exploit bugs or unexpected behaviours in the software running the game (ExpressionEngine, MediaWiki or the GNDT).
- An EM should not edit their own blog comments once posted, nor those of any other EM.
- An EM should not edit the “Entry Date” field of a blog post.
- An EM should not make a DoV primarily to delay the game by putting it into Hiatus.
- An EM should not do any action meant to make the game unplayable (for example, changing multiple keywords to the same word in an ascension address).
- An EM should not roll dice in the GNDT that are clearly associated with a particular action in the Ruleset, but with the intention to not use these rolled values to the best of their ability to resolve that action.
- An EM should not deliberately and unreasonably prolong the performance of a game action once they have started it.
- An EM should not use a core, special case or appendix rules scam to directly or indirectly achieve victory
Each EM has an Industrial Output, which is tracked in the GNDT as IO, and is by default unset. An unset Industrial Output has a value of zero.
The Average Output of a Continent is the arithmetical mean (rounding down) of the Industrial Output of every Energy Minister who represents a nation from that Continent, or zero if no Energy Ministers represent nations from it.
An Energy Minister with a Seat at the UN who has an unset Industrial Output may at any time set it to any value within 10 of their Continent’s Average Output, or to any value between 10 and 40 if their Continent’s Average Output is zero.
The Year is 2156. The mean global temperature anomaly (MGTA), measured in millikelvin, is 848.
Advancing a Year is an atomic action consisting of:
- Increasing the Year by one.
- Increasing the MGTA by the sum of the IO of all Energy Ministers.
- For each Energy Minister, rolling DICE8000 in the GNDT and adding the Latitude of that Minister’s Continent. If the result is less than the MGTA, remove a random Asset from that Energy Minister.
- Making a post to the blog indicating that the Year has been Advanced.
If no EM has done so within the last 46 hours, any EM with a Seat at the UN may Advance a Year.
An EM may take an Annual Action if they have not taken any Annual Actions or Leap Actions since the Year was most recently Advanced. An EM may take a Leap Action if they have not taken any Annual Actions or Leap Actions since the Year was most recently Advanced, if the Year is divisible by 4.
Each Energy Minister represents a nation from a Continent, that Continent being tracked in the GNDT. Eight Continents exist, with the following Names and (in brackets) Latitudes:-
- Africa (9)
- Antarctica (90)
- Asia (34)
- Australia (25)
- Europe (54)
- North America (54)
- South America (9)
- Undefined (0)
An Energy Minister’s Continent may be any Continent from that list, defaulting to Undefined. (An Undefined Continent may be tracked as “-” in the GNDT.) If an Energy Minister’s Continent is not Undefined, then they are considered to have a Seat at the UN.
An Energy Minister without a Seat at the UN may set their Continent to any valid value other than “Undefined”, at any time.
Power and Assets
Each EM has a number of Assets, tracked as a list in the GNDT column “Assets”, and defaulting to no Assets. An EM’s Power is the number of Assets they have. The following are Assets and their effects (if any):
An EM may not have more than five Assets in total.
- Money: You can swap a Money you have for an Asset of your choice, newly created from the list of Assets in this rule.
- Military: Choose an EM with less Military Assets than you. That EM loses an Asset of your choice (if they have any). This action is Attacking, and is an Annual Action. Attacking can only be done if the MGTA is above 1200.
- Influence: Choose an EM with less Influence Assets than you. That EM loses an Asset of your choice (if they have any). This action is Propaganda, and is an Annual Action. Propaganda can only be done if the MGTA is below 600.
- Technology: Increase your IO by 10 upon acquiring this. Decrease your IO by 10 upon losing this.
- Green Policies: Decrease your IO by 10 upon acquiring this (your IO can be negative with this). Increase your IO by 10 upon losing this.
- Control: If you have two or more Control Assets, you cannot be the target of Propaganda.
- Privileged: If you have two or more Privileged Assets, you cannot be the target of Attacks.
- Giant Ice Cube: Lower the MGTA by 100 when you acquire this. Increase the MGTA by 100 when you lose this. Whenever you gain Money, you lose this Asset.
- Oil Rig: If you have at least one Oil Rig, as a Leap Action, you can Drill: multiply the current MGTA by 1.10 (rounded up) and gain 1 Money.
- Blogium: If you are the sole EM (who hasn’t been Idle in the last 72 hours) with the most Blogium Assets, you are the Blogium Lead.
- Nomium: If you are the sole EM (who hasn’t been Idle in the last 72 hours) with the most Nomium Assets, you are the Nomium Lead.
- Icium: If you are the sole EM (who hasn’t been Idle in the last 72 hours) with the most Icium Assets, you are the Icium Lead.
An EM who has been an EM in this dynasty for less than 48 hours, who has a Seat at the UN and who has no Assets can Claim International Aid, if they have not already Claimed International Aid in the previous 48 hours: this gives them four Money Assets. At any time, an EM can declare a Revolution and lose 1 of their Assets to change all of their Assets to Money.
Each EM with an IO set above 29 may add 1 Money to their Assets as a Leap Action. Each EM with an IO set below 30 may change one of their Assets to Money as a Leap Action.
In this age of revolutionary new technologies, teleportation is a must for most international leaders and businessmen. It’s not all that expensive, but due to the fact that it produces small quantities of radioactive waste matter it is banned from use in everyday contexts. For VIPs, the time saved and the convenience of in-person meetings can be considered worth the impact, and may even be required, more than expected.
A Proposal with the [Teleport] or [Teleportation] tag is a Teleportation Proposal. Whenever a Teleportation Proposal is resolved, the MGTA increases by 10 for each EM that voted on that Proposal. The resolving Admin is encouraged to also resolve and report this change.
Proposals which are not Teleportation Proposals are called Slow Proposals. If a Slow Proposal is more than 48 hours old and has exactly 1 more vote FOR than AGAINST, it is Unpopular instead of Popular.
End of the World!
If the MGTA is above 4000, and no EM has achieved victory, then the EM named pokes has achieved victory.
If the EM named pokes has achieved victory, and the safety phrase, which is “hot dog”, is not the final words of this rule, they may post an Ascension Address as if they had posted an enacted DoV.
The safety phrase is here: hot dog.
Subrules of this rule are known as Treaties. Each treaty has a subset of Energy Ministers that are signatories to the treaty, listed at the end of the treaty. At any time, if an Energy Minister is not a signatory to a treaty, they may become a signatory to that treaty by adding their name to the list of that treaty’s signatories. The action of becoming a signatory to a treaty is also known as signing the treaty.
Signatories to this treaty may not Attack other signatories to this treaty. When a EM becomes a signatory to this treaty, they gain one Privileged asset. Signatories are: TyGuy6, Farsight
Pact of the Cube
Signatories to this treaty may not use Propaganda against an EM with a Giant Ice Cube. Signatories are:
When an EM signs this Treaty, they gain 1 Money. If all EMs (excluding the UNSG) are signatories to this Treaty, a Robot Uprising happens.
When a Robot Uprising happens, all Assets that EMs have become Technology, and MGTA is multiplied by 1.20
Cuddlebeam, Kevan, Farsight
If, for 24 consecutive hours, an EM has been at least two of the three Leads simultaneously, (among Blogium Lead, Nomium Lead and Icium Lead,) they have achieved victory.
At any time, an EM may spend a Money Asset to help develop the UN’s Global Atmospheric Processor (GAP). When an EM does this, they receive a Merit Asset and the MGTA is reduced by 50.
At any time, an EM may exchange three Merit Assets for one other Asset.
The Red Roost
An EM with 4 or more Assets may spend a Money to shuttle supplies to and develop new technologies for life on Mars. Each Money spent this way, up to a maximum of five, increases the total number of Assets that EM can have by one. This increase is tracked in the GNDT under “MP”, defaults to 0, and can be referred to as “Mars Power” or “MP”.
Special Case Rules can be active or inactive and default to active. The status of a Special Case rule is notated in the title of that rule ending in “[X]” where X is the word Active or Inactive, denoting that Rule’s status. When a new dynasty is started, the Ascension Address may state any existing Special Case Rules that are set to inactive; any Special Case Rules not set in the Ascension Address become Active.
The text of Special Case Rules that are inactive shall be interpreted, for the purpose of play, to mean nothing.
Votable matters have zero or more tags. Tags are added by adding it to the title of a votable matter with the format “[X]” where [X] is the tag, for example “[Core] Wording Fix”. Votable Matters require the [Core] tag in order to make changes to the Core Rules, the [Special Case] tag in order to make changes to the Special Case Rules and the [Appendix] tag in order to make changes to the Appendix Rules. Votable Matters other than DoVs require the [Victory] tag in order to grant victory to an EM.
Atomic Actions [Active]
When an EM performs an Atomic Action, they must complete all its steps; they must complete them in order; and they may not take any other dynastic action, or achieve victory, until all such steps are complete. All of the steps of an Atomic Action are considered one action, as well as the steps of an Atomic Action that is itself a step of a parent Atomic Action.
An Atomic Action may direct the performer to skip some of its steps, which the performer should do and in which case the skipped steps are considered completed for this rule.
If one or more steps of an Atomic Action were done incorrectly, the EM must redo the Atomic Action. In redoing an Atomic Action, the EM uses any legal steps that were already completed in the illegal Atomic Action and only redoes the illegal ones.
If an EM arrives at a step in an Atomic Action and they cannot perform that step, they undo all the steps that they performed of that action and are never considered to have performed that action.
For instance if an Atomic Action consists of rolling a die in the GNDT and then doing steps based upon its result the EM would have to reroll the die if they rolled the wrong one if the first place and any steps that depended upon the result of that die; however if all they did was take an illegal action later on, the die is still used in the redone action.
For the purposes of determining the ordering or legality of game actions the time of an Atomic Action shall be the time that it is completed. For Atomic Actions that are redone, the time of completion is the last redone step.
This rule cannot be overruled by the Dynastic Rules.
Seasonal Downtime [Active]
Blognomic goes into hiatus every year on December 24th, and remains in hiatus until December 27th. During this time no game actions may be taken except those described in the rules entitled “Votable Matters,” “Gamestate Tracking” and “Call for Judgement”.
If there are fewer than five EMs, then BlogNomic is Dormant. While BlogNomic is Dormant, actions defined by dynastic rules may not be taken, and proposals may not be submitted.
No Orphan Variables [Active]
An Orphan Variable is a dynastic gamestate variable which has neither a location in which it’s tracked, nor a manner in which it can be determined from other gamestate variables, specified in the Ruleset.
An EM may not take any dynastic actions that are contingent on the specific value of an Orphan Variable.
Imperial Deferentials [Active]
If the UNSG has voted DEFERENTIAL on a proposal, that vote is instead considered to be valid and either FOR (if more EMs have voted FOR the proposal than have voted AGAINST it) or AGAINST (in all other cases).
Dynastic Distance [Active]
For the purposes of dynastic rules which do not deal with voting, the UNSG is not an EM.
The Traitor [Active]
The Traitor for a particular dynasty may be an EM (including an idle one), or may be nobody, and it defaults to being nobody. The Traitor’s identity in the current dynasty is tracked privately by the UNSG, and the UNSG should not share this information with EMs other than the Traitor.
If there is no Traitor for the current dynasty, the UNSG may secretly randomly select an EM (other than the UNSG) and privately inform them that they are the Traitor for the current dynasty.
A Traitor is under no obligation to honour any informal promises they have made with other EMs, nor to tell the truth to them, and is encouraged to betray other EMs in order to achieve victory.
A keyword defined by a rule supersedes the normal English usage of the word. A keyword defined in this glossary supersedes that defined by a rule. (eg. A rule specifying “bananas are blue” cannot be overruled by posting a dictionary definition or a photo of a banana, and a rule specifying “every day is Sunday” will be overruled by the glossary entry below.)
- “is able to”
- A blog comment published to the BlogNomic weblog at blognomic.com
- Core Proposal
- A Proposal which mandates changes that, even if conditionally, are limited to the creation, deletion, and/or amendment of core rules and/or the glossary, and/or renaming, banning, and/or the granting or removing of admin status from one or more EMs.
- Daily Action
- If a game action is a Daily Action, each EM able to perform it may take that action once each day, but not more than once every ten hours.
- Daily Communal Action
- A Daily Communal Action is a Daily Action that can only be performed by one EM per day.
- References to a “day” as an entity rather than as a duration (e.g. “Sunday”, “The day after performing this action”, or “August 2nd”), unless otherwise stated, refer to a day beginning at and including 00:00:00 UTC, ending when the next day begins. It can never be 2 different days at the same instant.
- References to “YDICEX” refer to Y X-sided dice, rolled within the GNDT. To roll dice, post DICEX in the comments field of the GNDT, replacing X with the number of sides on the die you wish to roll.
- Dynastic Action
- an action that is defined in the Dynastic rules.
- Dynastic Proposal
- A Proposal which mandates changes that, even if conditionally, are limited to the creation, deletion, and/or amendment of dynastic rules and/or gamestate defined by dynastic rules.
- Effective Vote Comment (EVC)
- An EM’s Effective Vote Comment with respect to a given Votable Matter means that EM’s Comment to that Votable Matter, if any, that contains that EM’s Vote on that Votable Matter.
- Flavour Text
- When posting a blog entry, an EM may use the “Commentary or flavour text” field of the blog publishing form to add their own comments or description of their post. For the purposes of all other rules, such text is not considered to be part of the post.
- Any information which the Ruleset regulates the alteration of. All GNDT columns that the Dynastic Rules explicitly mention are assumed to be Gamestate, as are all Wiki Pages that the Dynastic Rules explicitly mention (except for dynastic histories and discussion pages) and any images contained within those Wiki Pages.
- A blog post published to the BlogNomic weblog at blognomic.com
- Private Message
- A message sent via Blognomic’s Private Messages system at blognomic.com.
- Quorum of a subset of EMs is half the number of EMs in that subset, rounded down, plus one. If the word Quorum is used without qualifying which subset of EMs it is referring to, it is referring to a Quorum of all EMs.
- If used in a context of a Votable Matter, the word “Resolve” means to perform the act, as an Admin, of enacting or failing a Votable Matter. The world “Resolution” means then the act of doing so. If used in any other context, the meaning of both “Resolve” and “Resolution” is the standard English meaning of these words.
- Each individually numbered section of the ruleset is a rule, including sections that are sub-rules of other rules.
- “is required to”
- “is recommended that”
- Sibling Rule
- Two rules are “siblings” of each other if they are both direct subrules of the same rule.
- The BlogNomic Slack is located at blognomic.slack.com. EMs may request an invite to the Slack while logged in by clicking the button in the sidebar.
- Slack Channel
- A Slack Channel is any channel on the BlogNomic Slack. To reference a Slack Channel, use a hash (#) followed by the name of that channel. (For example, #random.)
- Story Post
- A Story Post is an entry in the “Story Post” category.
- The “subject” of a blog entry is the part of the Title of an entry which is after the first colon. If the Title does not contain a colon, then the whole Title is the subject. Any entry whose subject is “” (i.e. an empty string) is not valid.
- A subrule is a type of rule that is nested within another rule. A proposal that specifically affects a rule affects all of its subrules; a proposal that specifically affects a subrule does not affect its parent rule or any other subrule of that rule, unless they are also explicitly cited as being affected by that proposal.
- Table of Contents
- The directory of section headings that is generated by the MediaWiki software for most pages in the wiki.
- Table of Contents.
- The word “Vote”, used as a noun, means a Vote that is cast in accordance with Rule “Votable Matters”. The word “Vote”, used as a verb, means the act of casting such a Vote.
- Voting Icons
- For use in voting, a check box http://blognomic.com/images/vote/for.gif shall represent a Vote FOR, an X http://blognomic.com/images/vote/against.gif shall represent a Vote AGAINST, a DEF http://blognomic.com/images/vote/imperial.gif shall represent a Vote of DEFERENTIAL, and a crossed-out circle http://blognomic.com/images/vote/seal.gif shall represent a vote to VETO.
- References to a week as an entity rather than as a duration (e.g. “At the beginning of each week”, or “already happened this week”), unless otherwise stated, refer to a period of time between the beginning of a Monday and the end of the following Sunday.
- Weekly Action
- If a game action is a Weekly Action, each EM able to perform it may take that action once each week, but not more than once every twenty-four hours.
- Weekly Communal Action
- A Weekly Communal action is a Weekly Action that can only be performed by one EM per week.
- The BlogNomic Wiki at http://wiki.blognomic.com
Votable Matters and other official posts, as well as specific gamestate information, shall be tracked by the BlogNomic blog at http://blognomic.com. Any EM may post to the blog at any time, but may only make official posts to the blog when the Ruleset allows it. Posts following the format specified by a rule are considered official posts. Any single official post cannot be of two different types of official post unless a rule explicitly states otherwise.
An official post may only be removed as allowed by the Ruleset. An official post may be altered by its author if it is less than two hours old and either no EM has commented on it or (if it is a Votable Matter) if all comments on it contain no voting icons; otherwise this can only be done as allowed by the Ruleset. However, despite this, official posts can never be changed from one category to another, or changed to be a different sort of official post, if they have been posted for more than fifteen minutes. The Admin processing an official post is allowed to append to the post to reflect its new status. Anything appended to a post in this way must be placed in the Admin field of the post, and the post’s Status must be changed to reflect its status. An official blog post that has the status of Enacted or Failed cannot change categories. An official blog post’s status may never be altered except in accordance with the rules that define that official post.
A non-official post may not, through editing of the blog or otherwise, be changed into an official post, with the following two exceptions: Firstly, whilst a non-official post has been posted for less than fifteen minutes and has no comments, the author may change the categories as they wish. Secondly, if a post by a New EM is not in any category but follows the wording of a Proposal, in that it has written changes the gamestate and or ruleset, and if it has been posted for less than six hours, then any admin may change it to be in the Proposal category. A New EM is defined as an EM who has been an EM for fewer than seven days or an EM that has unidled in the past seven days after being idle for at least 3 months.
Specific parts of the Gamestate data shall be tracked by the Generic Nomic Data Tracker at http://blognomic.com/gndt/generic.cgi?nomic=blog. Any EM may update any EM’s data via the GNDT, whenever the Ruleset permits it.
All updates to the GNDT are logged. For gamestate which is tracked in a specific place (such as the GNDT or a wiki page), any alteration of that gamestate as a result of an EM’s action is (and can only be) applied by editing that data in that place. One GNDT or wiki update may contain one or more alterations, or one alteration may be split over multiple updates, as long as it is clear what is happening and the alterations are otherwise legal. The GNDT and wiki merely represent the Gamestate, and are not the same thing. In the event that the Gamestate and its representations are different, any EM may correct the representations to comply with the Gamestate.
If an EM feels that a representation of the gamestate (such as the GNDT or the wiki) was altered such that it no longer matches the gamestate (such as by performing an action which was against the Rules (as they were at the time of the alteration), or by any other means), they may simply undo the effects of that alteration. Instead of repeatedly reverting and re-reverting a disputed alteration, EMs are encouraged to raise a Call for Judgement instead. EMs shall be assigned a password for the GNDT when they join the Nomic.
The GNDT can be used to generate random results.
- The DICEN command can be used to generate a random number between 1 and N.
- The FRUIT command will return a random result from the following options: Lemon, Orange, Kiwi, Grape, Cherry, Tangelo.
- The COLOUR (or COLOR) command will return a random result from the following: White, Red, Green, Silver, Yellow, Turquoise, Magenta, Orange, Purple, Black.
Any changes to the potential outcomes of the GNDT’s random result commands must be made by proposal; and any proposal that seeks to nominate a change to this rule must first identify an EM with server-level access to the BlogNomic site who is able to perform the changes, and must also update this rule to reflect the new potential outcomes.
If a number or other game variable is selected “at random” or “randomly” from a range of possible values, its value shall always be taken from a uniform probability distribution over the entire range of possible values, unless otherwise specified. This value must be determined by an appropriate DICE roll in the GNDT, unless otherwise specified. If a selection is explicitly specified as being “secretly” random, the EM making this determination may do so using a private method of their choosing, instead of the GNDT.
Numbers and Variables
- If a set of valid values is not specified in their definition, game variables defined to hold numeric values can hold only non-negative integers. Any action that would set those values below zero is an illegal action unless explicitly otherwise stated in the ruleset.
- Any situation which would require a roll of DiceX when X is zero or lower always yields a value of 0 unless stated otherwise.
- All numbers, unless stated otherwise by a rule, are in base ten.
- Unless otherwise specified, to “spend” or “lose” an amount X of a numeric value “V” means to subtract X from V; to “gain” X of a numeric value “V” means to add X to V; and to “transfer” X of a numeric value “V” from A to B means to subtract X from A’s V and add X to B’s V. Unless otherwise specified, only positive amounts can be spent, lost, gained, or transferred, an EM can spend only their own values, and a rule that allows EMs to transfer a numeric value only allows them to transfer that value from themselves to another EM (of their choice unless otherwise stated).
- An EM who has a choice in whether to take an action defined by a dynastic rule may not take that action if both of the following conditions are true: a) the action’s effects are limited to changing values tracked in the GNDT and/or similar gamestate-tracking entities (such as a wiki page), and b) the action would change one or more of those values to an illegal value.
- If a rule implies that the result of any calculation should be an integer (for instance, by attempting to store that result in, or add it to, a gamestate variable that can only hold integers), the result of the calculation is instead the result rounded towards 0.
- If a game variable has no defined starting value, then that starting value is the nearest legal value to zero that it may take (for numerical variables, defaulting to positive if tied), blank (for a text string or list that may be blank), the alphabetically earliest legal text string it may take (for a text string which may not be blank, with the digits 0 through 9 considered to precede “A”), or the list which is alphabetically earliest from the set of lists with the fewest elements (for lists which may not be blank, and considering each list to be a single unpunctuated text string, with the digits 0 through 9 considered to precede “A”).
- Invalid values for game variables can never be used, even if the values stored in the GNDT remain valid. (for example, if X appears in a formula referring to a value that is a non-negative integer, X must be used as a non-negative integer)
- DICEN cannot be rolled in the GNDT if N is 22 or more digits long.
Rules and Proposals
- If a new rule is created by a proposal and its location is not noted in that proposal, that new rule is to be placed in the Dynastic Rules.
- If a wiki page becomes gamestate as a result of a proposal enacting, that page shall - unless otherwise specified - be reverted to whatever state it was in at the time of that proposal’s submission (and if the page did not exist at that time, it shall be blanked).
- Where a Proposal would amend the effects of Proposal Enactment, this does not apply to its own enactment unless explicitly stated (eg. a proposal proposing that enacted proposals earn their author a banana when enacted would not earn a banana for its own author, when enacted).
- Rules which trigger upon the Resolution of a Votable Matter are the responsibility of the Admin who Resolves it.
- Unless otherwise specified, a new Dynastic rule shall be placed at the end of the Dynastic Rules.
- If the admin enacting a proposal reaches a step which cannot be applied immediately (eg. “two days after this proposal enacts, EM A gains 1 point”), that step is ignored for the purposes of enactment. Once a proposal has been enacted, it can have no further direct effect on the gamestate.
- For the purpose of all rules, time in Blognomic is in UTC.
- All references to time must be either specific or defined within the ruleset to be considered achievable in the gamestate. Abstract concepts of time (e.g. “dinnertime”, “twilight”) cannot be achieved until they fulfil one of these criteria.
- Where the month, day and/or year of a calendar date are ambiguous (eg. “04/10/09”), it shall be assumed that the date is in a day/month/year format.
- An EM may not take more than one dynastic game action at the same time (excluding any actions which have been ongoing for more than three hours).
- Superficial differences between the spelling of geographic versions of English, e.g, British English, American English and Australian English shall be construed as irrelevant for the purposes of play.
- The terms “EM” and “Player” are synonyms.
- Within the ruleset, a word only refers to the name of an EM if it is explicitly stated that it refers to an EM’s name.
- If a rule would ever have no name, it is instead named “Unnamed Rule”.
- The names of rules are not themselves rule text and have no effect other than being rule names.
- Subrules can be referred to by a name which incorporates name of the rule they are a subrule of. Example: a subrule of the rule “Gin” is a “Gin Rule”, however the rule “Gin” is not a “Gin Rule” because it’s not a subrule of the rule “Gin”.
- When referring to a proposal, the name used in reference to a specific proposal may be simplified by not including braces and any text between the opening and closing braces. i.e. a proposal named “Changes [Core]” could instead be referred to by the name “Changes”.
- If two parts of the Ruleset contradict each other, precedence shall be construed in the following order:
- The Appendix has precedence over any Rule;
- A Dynastic Rule has precedence over a Core Rule, unless that Core Rule explicitly says it can’t be overruled by a Dynastic Rule;
- If both contradicting parts are Core Rules, or if both of them are Dynastic Rules, the part with more limited scope applies. (e.g. if the rules “EMs may Kick each other” and “EMs may not kick each other on Tuesdays” exist, and it is Tuesday, EMs may not Kick each other.)
- If two parts with the same scope contradict each other, the negative rule applies. (e.g. with “EMs may Punch a Spaceman on Friday” and “EMs may not Punch Spacemen on Friday”, then EMs may not Punch Spacemen on Friday.)
- Special Case Rules have equal precedence as Dynastic Rules, unless that Special Case Rule explicitly says it can’t be overruled by a Dynastic Rule. | law |
https://vektlos.webshopapp.com/en/service/general-terms-conditions/ | 2022-07-01T17:48:39 | s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656103943339.53/warc/CC-MAIN-20220701155803-20220701185803-00523.warc.gz | 0.935584 | 3,250 | CC-MAIN-2022-27 | webtext-fineweb__CC-MAIN-2022-27__0__149941580 | en | Seller: Vektløs B.V.
- Registered in the Trade Register of the Chamber of Commerce under number: 80386334
- VAT number: NL861657743B01
- Street address: Warmoesstraat 60-3, 1012JG, Amsterdam
- E-mail address: [email protected]
- Telephone number: +31 (0)20 210 18 41
- Website: www.vektlos.nl
Buyer: a natural person who is of legal age and who is not acting within the context of practising a profession or conducting a business, with whom the Seller concludes an Agreement.
Order: an order placed by the Buyer in accordance with the procedure described in article 2.1 for the delivery of one or more products.
Product: a Vektløs product that the Seller offers for sale on the Website.
Purchase Price: the price indicated on the Website for a Product is including the VAT and excluding the shipping costs.
Agreement: The Order, which the Seller has accepted as such.
ARTICLE 1. APPLICABILITY OF THE GENERAL TERMS AND CONDITIONS
These General Terms and Conditions that have been made available online by the Seller on www.vektlos.nl govern all offers, orders, agreements and other legal relationships between the Buyer and the Seller with respect to the use of the Website, including the purchase and sale of a Product on or via the Website.
ARTICLE 2. CONCLUSION AND CONTENT OF THE AGREEMENT
The presentation and advertising of Products in our Website does not constitute a binding offer to conclude a purchase agreement.
The Buyer may select Products from the Seller’s range of goods, particularly clothing, shoes and fashion items in the desired style, colour and size, and place these into a “shopping cart” by clicking on the “add to cart” button.
As soon as the Buyer has finished selecting the contents for the shopping cart, they can continue by clicking on the button “proceed”.
- They are firstly taken to an overview of the goods in the shopping cart with their properties, price and the delivery time.
- After clicking on the button “proceed”, the Buyer types in their invoice address, and if the delivery address differs from the invoice address, also gives the desired delivery address.
The Buyer can then choose between the following payment methods:
- Credit card: With this payment method the Buyer must enter the corresponding credit card information. By clicking on the “pay” button the Buyer then submits a legally binding order. This “pay” button will only work if the General Terms and Conditions of the Seller have previously been approved by checking the box next to the information concerning these General Terms and Conditions. Before clicking the “pay” button the Buyer can cancel the order at any
- time, change the contents of the order by removing existing goods from and/or adding new products to the shopping cart, and change the shipping address and payment method. We would point out that, with this payment method, the placing of the binding order and payment take place simultaneously.
- Immediate bank transfer: with this payment method the Buyer submits a legally binding order by clicking on the “pay” button. This “pay” button will only work if the General Terms and Conditions of the Seller have previously been approved by checking the box next to the information concerning these General Terms and Conditions. Before clicking the “pay” button the Buyer can cancel the order at any time, change the contents of the order by removing existing goods from and/or adding new products to the shopping cart, and change the shipping address and payment method. Once they have clicked on the “pay” button, the Buyer will be redirected to the website of the external provider to make payment.
- PayPal: with this payment method the Buyer submits a legally binding order by clicking on the “pay” button. This “Buy now” button will only work if the General Terms and Conditions of the Seller have previously been approved by checking the box next to the information concerning these General Terms and Conditions. Before clicking the “pay” button the Buyer can cancel the order at any time, change the contents of the order by removing existing goods from and/or adding new products to the shopping cart, and change the shipping address and payment method. Once they have clicked on the “pay” button, the Buyer will be redirected to the PayPal website to make payment.
An agreement only comes into existence once the Seller has accepted the order, either by means of a declaration of acceptance or by delivering the ordered Product. The Seller shall immediately confirm the receipt of the Order which the Buyer has placed via the Website in an e-mail to the Buyer. Such an e-mail does not yet constitute a binding acceptance of the Order unless, besides the confirmation of receipt, it also contains a statement of acceptance.
The Seller reserves the right to refuse the Order placed by the Buyer or suspend the Buyers account in the following cases:
- if the information submitted by the Buyer is false and/or incomplete, or if the Seller can reasonably question its veracity;
- if due payment by the Seller does not take place immediately after placing the Order by clicking on the button “Buy now”;
- if the Buyer has already failed to fulfill their payment obligations towards the Seller in the past;
- if the Buyer has refused to accept and/or failed to collect any orders which they have placed with the Seller in the past;
- if there is an obvious or processing error in the prices given on the Website; or
- if the desired delivery address is not located in the Netherlands;
- if any activity from the Buyers account appears fraudulent or suspicious.
The Seller shall notify the Buyer as soon as possible if an Order is not accepted. In such a case, any payments which have already made by the Buyer shall be immediately refunded.
The Order, the confirmation of the Order by the Seller, as well as the Data Protection Directive and the Conditions of Use of the Website published on the Website, and these General Terms and Conditions, constitute the entire Agreement between the Buyer and the Seller with regard to the use of the Website and the placing and carrying out of an order.
After the Buyer has clicked on the “Pay” button, thereby placing a legally binding Order, they are taken to a payment page in accordance with their chosen payment method. On that page, the Buyer completes the appropriate fields in order to carry out the payment and then authorises the payment.
ARTICLE 3. DELIVERY METHOD AND DELIVERY DATES
Shipment will be made using a carrier designated by the Seller.
The Seller will make delivery in accordance with agreed delivery dates to every extent possible; however, the Buyer acknowledges that the delivery dates are based on the circumstances of which the Seller is aware at the time at which the Agreement is concluded and, insofar as they are dependent on work or services to be provided by third parties, on the information that such third parties provide to the Seller.
The risk with respect to any damage to or loss of the Products will be transferred to the Buyer as from the time at which the Products are delivered.
ARTICLE 4. PRICE AND PAYMENT
The prices indicated on the Website are denominated in your local currency or in euros, are inclusive of Value Added Tax (VAT) and are exclusive of shipping costs. The return shipping costs are partly borne by the Seller. The total Purchase Price due will be indicated when the Order is placed and when the Agreement is confirmed.
The Seller will be entitled to adjust the prices indicated on the Website from time to time without any notice being required. The prices indicated at the time at which the Order is placed will be deemed to be the prices that form part of the Agreement.
Payment may be made using the methods indicated on the Website and must be made within 14 days after the Product has been delivered.
The Buyer is obliged to notify the Seller immediately regarding any errors in the payment details that the Buyer has provided to the Seller.
In the event that the Buyer exceeds the term for payment he/she will be in default by operation of law, and the Seller will be entitled to charge statutory interest on the outstanding amount as from the due date.
ARTICLE 5. RIGHT TO RETURN
The Buyer will be entitled to return the Product that has been delivered, free of charge, within a term of 30 days after the Product has been received, without stating his/her reason for doing so, in the manner indicated by the Seller, provided that the Product has not been worn (trying on clothing is permitted), is undamaged and (insofar as possible) is in the original and undamaged packaging. The Buyer will not be permitted to exchange the Product for another Product. If the Buyer wishes to purchase another Product, he/she will have to place a new order on the Website.
ARTICLE 6. FORCE MAJEURE
The Seller is not liable for any damage as a result of a delay in the delivery or a failure to deliver that has been caused by circumstances that impede the Seller from complying with its obligations, and that cannot be attributed to the Seller because they cannot be blamed on the Seller, and cannot be deemed to be for the Seller’s account in accordance with the law, a legal act or in accordance with generally accepted standards, such as - but not restricted to - war, threat of war, civil war, riots, a day of national mourning announced by the government, strikes, transport problems, trade limitations, problems with customs authorities, fire, flooding, earthquake or the bankruptcy of third parties engaged by the Seller, a failure on the part of the Seller’s suppliers to supply goods or a failure on the part of the Seller’s suppliers to supply goods in a timely manner, interruptions in the supply of goods to be delivered by third parties, including water and electricity, and other serious interruptions in the business operations of the Seller or third parties that it engages.
If as a result of a situation involving force majeure the Seller fails to comply with its obligations under the Agreement or fails to do so in a timely manner, the Seller will be entitled to perform the Agreement within a reasonable term or – if compliance within a reasonable term is not possible – to dissolve the Agreement in whole or in part, without the Seller being obliged to pay the Buyer any compensation in that respect.
ARTICLE 7. COMPLAINTS
The contact details of the Seller and of the third parties that the Seller has engaged to handle complaints can be found at the bottom of the homepage on the website.
The Buyer will be obliged to inspect the Product when it has been delivered and to notify the Seller within a reasonable term in the event that there are any visible defects or other complaints regarding the performance of the Agreement. Such complaints must be submitted in writing and must be fully and clearly substantiated.
The Seller will respond to any complaints that it receives within a term of 14 days after receipt. The Seller will notify the Buyer within a term of 14 days in the event that it is foreseeable that the complaint will require a longer term to be processed, stating the term within which the Buyer can expect to receive an answer.
The Buyer acknowledges that: minor deviations and deviations that are generally considered acceptable in respect of the quality, size, colour, finishing, etc. of Products cannot be avoided or are difficult to avoid and do not constitute a well founded reason to submit a complaint. Such complaints, and complaints regarding the removal of certain Products from the Website, are not well founded. The Seller will not be liable for any damage that the Buyer sustains as a result of such deviations or the removal of such Products from the Website.
The Buyer will fully cooperate in the event that the Seller recalls a Product. The Buyer will notify the Seller immediately in the event that the Buyer suspects that a Product has a safety defect and is subject to being recalled.
ARTICLE 8. INTELLECTUAL PROPERTY RIGHTS
Any and all marks, product names, logos, models and designs (referred to below as the ‘IP Rights’) that are depicted on or affixed to the Products or otherwise related to the Products are the property of the Seller or one or more of its group companies. The Buyer acknowledges the Seller’s proprietary rights in respect of the IP Rights and will refrain from using the IP Rights in any way, and the Buyer will refrain from any conduct that could harm or otherwise negatively affect the IP Rights.
ARTICLE 9. RETENTION OF TITLE
The Seller will retain the title in respect of any and all goods to be delivered until the following obligations towards the Seller have been complied with in full:
- the performance and obligations (including payment obligations) that the Buyer owes/has in respect of any and all goods that have been or that will be delivered in accordance with the agreement; and
- claims on the ground of the Buyer’s breach in respect of his/her compliance with this agreement.
ARTICLE 10. GUARANTEE AND LIABILITY
The Seller is required by law to provide a Product that meets the contract with the Buyer.
The Seller is not liable for any indirect, additional or consequential damage, of any kind whatsoever, that the Buyer sustains in connection with the Agreement. Under no circumstances will any direct damage, for which the Seller is legally liable towards the Buyer, exceed the Purchase Price. This provision is not intended to exclude the Seller’s liability in the event of bodily injury or death.
The Seller refers to the disclaimer with regard to its liability in respect of the Website and the use of the Website.
ARTICLE 11. APPLICABLE LAW
The law of the country of your residence applies to this agreement.
ARTICLE 12. INVALID PROVISIONS
In the event that any provision contained in these General Terms and Conditions is invalid:
- the remaining provisions contained in these Terms and Conditions will nonetheless remain in effect; and
- the invalid provision will have to be interpreted as, or converted into, a valid provision having the same purport to every extent possible.
ARTICLE 13. AMENDMENT TO THE GENERAL TERMS AND CONDITIONS
The Seller will be entitled to amend these General Terms and Conditions from time to time. The most recent version of the General Terms and Conditions will be placed on the Website. The Buyer must always consult these General Terms and Conditions before using the Website. If the Buyer is unable to consult the General Terms and Conditions via the Internet the Seller will send the Buyer a copy of the most recent version of the General Terms and Conditions by e-mail. | law |
https://www.nomadshq.com/best-true-crime-podcasts/ | 2022-01-28T03:03:06 | s3://commoncrawl/crawl-data/CC-MAIN-2022-05/segments/1642320305341.76/warc/CC-MAIN-20220128013529-20220128043529-00167.warc.gz | 0.922475 | 2,235 | CC-MAIN-2022-05 | webtext-fineweb__CC-MAIN-2022-05__0__57390186 | en | True crime is beyond fascinating, and this Covid-19 period, my brethren, are absorbing times. The majority of us have so much free time in our hands that we are tempted to visit friends, hold a party, step out of the house, decisions that will extend our involuntary stay at home. But we do not want that, do we? Listening to True crime podcasts is a sure way for you to stay home, experience a thrill of a lifetime, learn more than two things about crime, and stop the spread of Covid-19. Fear not; being a Crime Junkie is so cool you may never desire to watch any other stuff!
Below, we review the top 10 True Crime podcasts in 2020 to help you find the best of the best there is.
Serial is our number one pick of the best True Crime podcasts in 2020 because it has won all awards in the industry, which is proof of its superiority. Serial has scooped the DuPont-Columbia, Scripps Howard, Edward R. Murrow awards, and the first-ever Peabody awarded to a podcast. Also, Serial is in its 3rd season, which indicates that the True Crime podcast has a dedicated and loyal audience.
Serial is a True Crime podcast that tells one crime story in one season, which is usually divided into several episodes. Serial season 1 has 12 episodes, Season 2 has 11 episodes, and Season 3 has 9 episodes, all which are approximately 27 to 55 minutes long.
You may be asking, am I able to listen to Serial podcasts with my device?
The answer is, yes, you can. Serial podcast is accessible on all devices and all platforms. You can access Serial podcasts from the Serial website, which you can access by clicking this link; https://serialpodcast.org/
To stream, go to a website such as serialpodcast.org and click the play. Welcome to the world of a criminal!
You can also listen to Serial on Apple Podcasts, Google Podcasts, Pandora, Stitcher, RadioPublic, or any podcatcher of your preference.
To download on your iPhone and iPad, use the Podcasts app (which you download from the Appstore. Search for Serial in the Podcasts app and hit the subscribe button to get future Serial episodes.
For Android devices, you can access Serial from Google Podcasts, RadioPublic, or Stitcher (All which are in the Google Play Store). In Google Podcasts, search for Serial and click Subscribe, in RadioPublic, click follow, and in Stitcher, click the plus sign to add it to your Favorites List.
Serial podcasts offer you listening convenience as you can stream or download and watch your episodes offline.
And here comes the most significant advantage with Serial podcasts; It is free.
Note 1; Serial podcasts are not available on Netflix or HBO. However, Netflix and HBO air other true crime stories.
Note 2: Serial is available in English only. English transcripts are also available on the web. Click this link to find transcripts for all Episodes; https://www.adnansyedwiki.com/wp-content/uploads/2018/06/Serial-Podcast-Transcripts-of-All-Episodes-with-ToC.pdf
You liked what you read about Serial? Trust me; The Undisclosed podcast will fascinate you more! The Undisclosed podcast investigates the wrongful convictions and the U.S. criminal justice system by focusing more on the crime itself, the investigation of the crime, the trial, and the verdict, with the ultimate objective of finding evidence that was never used in court. The State v. Adnan Syed, for example, is the first case that The Undisclosed podcast investigated after it aired on Serial, where The Undisclosed team finds never-before found evidence. Today, The Undisclosed Podcast boasts of 17 seasons, the current one being ‘State v. Fred Freeman. Each episode takes a maximum of 60 minutes. To view which other cases that The Undisclosed Podcast has investigated, click this link; https://undisclosed-podcast.com/
Rabia Chaudry, Susan Simpson, and Colin Miller created The Undisclosed Podcast in 2015. Rabia Chaudry is the narrator in the highly successful true-crime podcast.
The Undisclosed Podcast is accessible on the Undisclosed website, Android, and iPhone devices. To listen to The Undisclosed Podcast episodes from the Undisclosed app, click this link; https://undisclosed-podcast.com/
The Undisclosed Podcast is also available on many other podcast hosting platforms such as RadioPublic, Podbean, Stitcher, and Player.fm.
The Undisclosed Podcast is narrated in English, and you can access episode transcriptions from; https://www.reddit.com/r/theundisclosedpodcast/comments/3uqlpg/transcripts_from_episode_8_onwards/
Above all, you can listen to The Undisclosed Podcast free.
Overall, The Undisclosed Podcast is a composition of true crime narratives that is worth your time. Hopefully, Covid-19 will be a thing of the past by the time you are done indulging in The Undisclosed Podcasts’ 300 episodes.
You may need to dive right into this one, friends. Culpable is offering a $100, 000 reward. Correct, you read that right! Culpable will give you $100, 000 cash for new information that leads to an arrest and conviction concerning the Andreacchio family.
So, what is Culpable?
Culpable is a new investigative true-crime podcast by the Black Mountain Media, and Tenderfoot T.V., the creators of Up and Vanished and To Live and Die in L.A. Culpable explores open cases where guilty individuals seem to have eluded justice.
Dennis Cooper is the English narrator all through the 15 episodes. Each episode takes between 27 minutes and 62 minutes.
You can listen to the podcast on the Culpable website accessible through; https://culpablepodcast.com where you can stream or download it and listen offline.
Culpable is also available on all devices and across all podcast platforms at zero cost.
Currently, Culpable investigates the murder fo Christian Andreacchio in his upstairs bathroom with a single gunshot wound. While the police ruled it a suicide after a 45-minute investigation, Culpable’s Dennis Cooper explores the substantial evidence of premeditated murder, and questions are surrounding the case.
#4. Casefile True Crime
Casefile True Crime Podcast, simply known as Casefile, is a weekly Australian crime podcast whose first episode aired in January, 2016. Casefiles narrates solved or cold criminal cases that often revolve well-known murders and serial crimes. While many cases are Australian, the podcast includes U.K. and U.S. cases that the podcast is featuring increasingly. Today, Casefile podcast has over 133 episodes that an anonymous male narrates. How fascinating!
Unlike many other true crime podcasts, Casefiles is scripted and narrative, where the podcast relies majorly on original police or mass-media documents, eyewitness accounts, interviews, and public announcement recordings.
You can listen to the Casefile True Crime podcast from the Casefile True Crime website by clicking this link: https://casefilepodcast.com/
You can also access the Casefile podcast from any device (iPhone, iPad, Android, Mac, Windows, P.C.) across all podcast platforms.
Casefiles is free, which makes it convenient for you to binge-watch all its 142 cases.
#5. In the dark
In the Dark may be the most compelling true crime investigative crime there is. In the Dark is a series that features investigative journalism and in-depth reportage from APM Reports. APM reports aim to raise awareness, trigger debate, and prompt positive change via non-partisan, independent investigative and documentary journalism.
The American Public Media produces the In the Dark podcast. Madeleine Baran hosts and narrates the true crime podcasts, while Samara Freemark presents the show. The production and publishing of In the Dark episodes rely on the funders such as Lumina Foundation, Spencer, the National Endowment for the Humanities, and the McKnight Foundation.
The In the Dark has two seasons, with a total of 32 episodes. Season 1 explores the kidnapping and murders of Jacob Wetterling, which commenced on September 7, 2006. Season 2 is slated to air from January 2020 and investigates the case surrounding Curtis Flowers, who has been tried 6 times for a quadruple homicide in 1996.
In the Dark podcast is updated weekly and is available in English.
You can stream or download In the Dark episodes from the website, which is accessible by clicking this link; https://www.apmreports.org/in-the-dark
You can also access In the Dark episodes from any device (Android, Apple, Windows, and Mac) across all podcast platforms. For example, you can stream or download In the Dark episodes from Stitcher, player.fm, podbean, apm reports.org, and iheart radio.
Plus, it makes financial sense for you to binge on In the Dark episodes as they are free.
#6. Up and Vanished
UP and Vanished is our top 6 true-crime podcast that investigates missing persons cold cases by evaluating old leads, interviewing witnesses and town persons, and on-site investigation, Tenderfoot T.V. produces the show and hosts by Payne Lindsey. The first Up and Vanished episodes aired on August 7, 2016. In total, Up and Vanished has 37 episodes, which explore different cases,
Up and Vanished is a smart choice of true crime podcasts because it is accessible on any device, across all platforms. Besides, to become a true crime junkie with Up and Vanished as it is free.
Note: Up and Vanished episodes transcripts are accessible on https://sonix.ai/
My name is Nate, a digital nomad and the founder of this blog, Nomads HQ. I am a SaaS expert with 4 digital nomad visas and 8 years of experience using 50+ different web tools ranging from podcast, web hosting, email marketing, and much more. I previously managed a team offering support services to a large conglomerate that utilized tens of software solutions. I now run this blog full-time and when I am not reviewing or testing software, I enjoy riding bikes and supporting my clients achieve internet success. You can reach me directly at [email protected] | law |
http://www.kmtg.com/areas-of-practice/climate-change | 2017-04-24T11:28:42 | s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917119356.19/warc/CC-MAIN-20170423031159-00281-ip-10-145-167-34.ec2.internal.warc.gz | 0.936454 | 384 | CC-MAIN-2017-17 | webtext-fineweb__CC-MAIN-2017-17__0__228249895 | en | - Who We Are
- What We Do
The global issue of Climate Change is emerging as one of the major legal and public policy issues of our time.
At Kronick, we believe that a multidisciplinary approach is the best way to effectively advise our clients on the myriad of issues raised by the regulation of greenhouse gas emissions to reduce the rate of climate change.
Built on the firm's extensive experience in environmental regulatory compliance as well as in public-private development and land use transactions, our Climate Change team draws on the collaborative expertise of our environmental, public agency, real estate and land use attorneys to help clients evaluate how their industry or business may be affected by climate change, including current and impending regulations, and determine the appropriate actions they should consider or take.
Our Scope of Services
- Regulatory advice and compliance with GHG laws and regulations, including AB 32, SB 97 and SB 375
- Work with clients to develop approaches for analyzing climate change impacts under CEQA and NEPA
- Advise local governments on the development of climate change programs, including programs to inventory their GHG emissions and adopt measures and policies that reduce their “carbon footprints”
- Advise private developers on plans and project elements to reduce GHG emissions, including transportation demand management plans, green building, energy conservation, emissions reductions, resource conservation and broad-based planning policies
- Advise public and private clients on the development of green building programs and sustainable construction practices, including energy efficiency measures and the use of recycled materials
- Assistance in emission reduction projects:
- Draft and negotiate emission-reduction credit purchase agreements
- Due diligence designed to analyze a project's economic and technical viability
- Issues relating to project financing
- Project structuring, such as providing advice from a tax perspective in order to optimize taxation of GHG reduction credits
- Litigation relating to compliance with climate change laws | law |
http://stephenplattwrites.com/ | 2023-03-28T01:22:36 | s3://commoncrawl/crawl-data/CC-MAIN-2023-14/segments/1679296948756.99/warc/CC-MAIN-20230328011555-20230328041555-00471.warc.gz | 0.937087 | 1,085 | CC-MAIN-2023-14 | webtext-fineweb__CC-MAIN-2023-14__0__171650948 | en | How the finance industry facilitates crime
Robert Mazur, Former U.S. Federal Agent
Author of “THE INFILTRATOR”
Stephen Platt is the author of Criminal Capital, the first book to examine the role played by the international financial services industry in facilitating crime and laundering criminal property.
Stephen is an English barrister and an Adjunct Professor of Law at Georgetown University Graduate School of Law, in Washington D.C. He is one of the world’s foremost experts in the criminal abuse of financial services both on and offshore and is regularly instructed by regulators and governments in sensitive matters involving financial crime and financial regulation. He was co-opted by the World Bank to both the Stolen Asset Recovery Initiative (StAR) and the study analyzing Illicit Financial Flows from Somalian Piracy.
When not practising, Stephen is much sought after as an accomplished speaker. He has trained the U.S. Department of Justice, the U.S. Treasury, numerous US law enforcement agencies, Europol, the Metropolitan Police and several regulatory authorities. He has spoken at the International Institute for Strategic Studies, the Cambridge Economic Crime Symposium, the European Parliament, the UN and the UNODC.
Stephen acts as Senior Consultant for the regulatory investigations specialists, Stephen Platt & Associates LLP.
Criminal Capital is the first book to examine the role played by the financial services industry in facilitating crime and laundering criminal property by analysing the vulnerability of banks, brokerages, trust companies and investment funds to criminal abuse.
The book examines the causal factors that link harmful behaviours in finance including mis-selling, rate fixing, sanctions evasion money laundering and the facilitation of terrorism, drugs, human trafficking, corruption, piracy and tax evasion. It also considers why such behaviours correlate with the excessive risk taking that toppled the global economy in 2008.
Covering the role of both on and offshore finance centres the book also considers the limitations of the money laundering model relied upon by regulators and the finance industry to identify abusive customer relationships. The book proposes a new model of money laundering prevention.
This highly acclaimed and informative book challenges the reader to consider whether following the financial crisis sufficient steps have been taken to address toxic behaviours in finance or whether radical reform is needed.
“This is a well-researched and powerful book. It should be required reading for compliance professionals in finance as well as policy makers charged with implementing meaningful reform of the banking industry.”
Robert Mazur, Former U.S. Federal Agent, Author of “The Infiltrator”
"A great read for anybody who wants to learn more about how criminals abuse the global financial system"
Joseph Pistone - Author of 'Donnie Brasco: My Undercover Life in the Mafia'
In Criminal Capital, Stephen Platt lays out in clear and frightening detail, the criminal rot at the core of the international banking system. It brought the global economy to the brink of depression in 2008 and it has not been fixed. Platt, an experienced lawyer gets to the heart of the excessive risk taking and the blind eye to customer crime that allows banks to serve as a circulation system for global corruption. A bold and sobering read.
Eric Lewis - Senior Partner Lewis Baach PLLC and former Counsel to the Liquidators of Madoff International Securities Limited and the Liquidators of the Bank of Credit and Commerce International
“Few people have both the knowledge and the objective vantage point enjoyed by this author of the worldwide banking system over the last 10 years. Fewer still could describe the prevailing culture within which the crisis developed and what was, and still is, wrong with that culture so accurately and so readably. The culture which created the crises from which we are still recovering is apparently alive and well. It extends to the secretion of criminal money of all kinds including terrorist funding. This book is a "must read" for anyone who wants to understand the past the present and the possible future for the world's financial institutions.”
Sir David Calvert Smith – Former Director of Public Prosecutions of England & Wales
"Criminal Capital offers a compelling, concerning, and clear view of the ways that financial institutions tacitly enable crime, and challenges both banks and regulators to stop the madness."
Carole Switzer, Co-Founder and President of the Open Compliance and Ethics Group.
1st December 2014 - International Corruption Conference, New Scotland Yard, London, GB
15th January 2015 – New York District Attorney’s Department, New York, U.S.
17th January 2015 – Book Signing, Waterstones, St Helier, Jersey, GB (11am - 2pm)
19th January 2015 – Book Launch and Signing Event, Savile Club, London, GB (Members and Guests Only)
23rd January 2015 – Georgetown University, Washington DC, U.S.
27th January 2015 – Book Launch and Signing Event, Jersey, GB (Members and Guests Only)
28th January 2015 – Savile Club Talk, London, GB (Members Only)
29th January 2015 – Royal United Services Institute, Whitehall, London. GB (Members and Guests Only)
13th February 2015 – Frontline Club, London, GB (Members and Guests Only) | law |
https://www.mariaalvarezestevez.com/terms-conditions | 2024-04-12T11:55:19 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296815919.75/warc/CC-MAIN-20240412101354-20240412131354-00876.warc.gz | 0.905954 | 673 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__143314037 | en | This website is operated by María Álvarez Estévez. Throughout the site, the terms "artist", “we”, “us” and “our” refer to María Álvarez Estévez.
All content on this website is the property of María Álvarez Estévez and protected by copyright laws. All images on this site are owned and controlled by the artist. Any use of this website or its contents, including but not limited to reproduction, modification, distribution, transmission, republication or display is prohibited without the express permission of María Álvarez Estévez.
ONLINE STORE TERMS
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the Terms will result in an immediate termination of your Services.
Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service. We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order.
DISCLAIMER OF WARRANTIES
Visiting María Álvarez E. ART website is at your own risk. The artist does not warrant that your visit to this website will meet your requirements or result in a particular outcome or that the process and operation of this site will be error free. María Álvarez Estévez does not accept responsibility that the website, its servers, or email sent from the website are free of viruses or other harmful components. María Álvarez Estévez will not be liable for damages of any kind arising from the use of this website.
You agree to indemnify, defend and hold harmless María Álvarez Estévez, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party. | law |
http://wrangl.com/pseudonyms | 2014-09-22T16:12:07 | s3://commoncrawl/crawl-data/CC-MAIN-2014-41/segments/1410657137108.99/warc/CC-MAIN-20140914011217-00051-ip-10-234-18-248.ec2.internal.warc.gz | 0.936076 | 129 | CC-MAIN-2014-41 | webtext-fineweb__CC-MAIN-2014-41__0__151627070 | en | A much-cited 1995 Supreme Court ruling in McIntyre v. Ohio Elections Commission reads:
> "Protections for anonymous speech are vital to democratic discourse. Allowing dissenters to shield their identities frees them to express critical, minority views . . . Anonymity is a shield from the tyranny of the majority. . . . It thus exemplifies the purpose behind the Bill of Rights, and of the First Amendment in particular: to protect unpopular individuals from retaliation . . . at the hand of an intolerant society."
America wouldn't be what it is today without the Federalist Papers, which were published under a pseudonym. | law |
https://www.theflagshipeclipse.com/2024/02/07/disney-ceo-responds-to-gina-caranos-the-mandalorian-lawsuit/ | 2024-03-01T21:14:25 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947475701.61/warc/CC-MAIN-20240301193300-20240301223300-00250.warc.gz | 0.969647 | 424 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__170844148 | en | Gina Carano has filed a lawsuit against Disney for what she claims is wrongful termination. The suit, which is now being funded by Elon Musk, has now received a response from Disney CEO Bob Iger, however subtle it may have been. When asked if he had thoughts on Carano’s new lawsuit filing in a recent interview with CNBC, Iger simply responded “none” before moving the conversation along.
Carano was fired from her Star Wars role of Cara Dune at the height of the pandemic for anti-trans and anti-Semitic social media posts.
“As a sign of X Corp’s commitment to free speech, we’re proud to provide financial support for Gina Carano‘s lawsuit, empowering her to seek vindication of her free speech rights on X and the ability to work without bullying, harassment, or discrimination,” X’s head of business operations Joe Benarroch shared in a statement announcing the platform’s funding of the lawsuit.
In that same statement, Carano said she believe X–the social platform formerly known as Twitter–was one of the last places for free speech in the world.
“Some of us have been unjustly singled out, harassed, persecuted, and had our livelihoods stripped away because we dared to encourage conversation, asked questions, and refused to go along with the mob,” Carano shared in a statement. She added, “I am honored that my case has been chosen to be supported by the company that has been one of the last glimmers of hope for free speech in the world.”
Lucasfilm and Disney ultimately fired Carano after a #FireGinaCarano hashtag started trending after her comments.
“Gina Carano is not currently employed by Lucasfilm and there are no plans for her to be in the future,” the statement from Lucasfilm reads. “Nevertheless, her social media posts denigrating people based on their cultural and religious identities are abhorrent and unacceptable.” | law |
https://network6.org.uk/featured/government-taskforce-to-tackle-600m-serious-and-organised-waste-crime/ | 2022-08-08T19:23:33 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570871.10/warc/CC-MAIN-20220808183040-20220808213040-00016.warc.gz | 0.958109 | 517 | CC-MAIN-2022-33 | webtext-fineweb__CC-MAIN-2022-33__0__6138073 | en | Government taskforce to tackle £600m serious and organised waste crime
The Government has launched a Joint Unit for Waste Crime (JUWC) bringing together law enforcement agencies, environmental regulators, HMRC and the National Crime Agency from across the UK to target waste criminals.
The Department for the Environment, Food and Rural Affairs said serious and organised waste crime was estimated to cost the UK economy at least £600m a year.
The new unit will seek to tackle practices such as dumping hazardous materials on private land and falsely labelling waste so it can be exported abroad to unsuspecting countries.
The unit will conduct site inspections, make arrests and prosecutions and, upon conviction, push for heavy fines and custodial sentences, Defra said.
“By working together in this way, joint Unit partners can more easily share their intelligence and resources to take swifter action when investigating criminal waste operations and other connected illegal activities, such as money laundering and human trafficking.”
Last year the Environment Agency’s dedicated team stopped illegal waste activity at 912 sites – 12% more than the previous year. As a result of prosecutions taken by the Agency, businesses and individuals were fined almost £2.8m for environmental offences in 2018.
Toby Willison, Chair of the JUWC Board, said: “The war against waste crime just took a giant step forward. The launch of this new unit means we now have a full complement of partners across law enforcement as well as our counterparts in Scotland and Wales to bring down waste criminals for good.
“We will target serious and organised criminals across the country as they try to illegally exploit the waste industry and the environment. These criminal gangs need to know that we have them in our sights.”
Environment Secretary Theresa Villiers said: “Waste crime is a scourge on our environment and this new Joint Unit for Waste Crime will crack down on the criminals responsible.
“Criminals are shifting their focus to waste crime as they expand their illegal activities and it’s vital that we take action. The Joint Unit will shut down illegal waste sites, catch criminals before they can do further harm to our environment and local communities, and make them pay for the damage they have done through custodial sentences and the payment of compensation.”
Defra said that since 2015, six legislative changes had been made to enable the Environment Agency to take tougher action against waste criminals. This includes the Agency having the power to restrict access to problem waste sites by locking gates and barring access. | law |
http://www.multaqlawsuit.com/ | 2015-11-25T04:07:23 | s3://commoncrawl/crawl-data/CC-MAIN-2015-48/segments/1448398444228.5/warc/CC-MAIN-20151124205404-00081-ip-10-71-132-137.ec2.internal.warc.gz | 0.955564 | 278 | CC-MAIN-2015-48 | webtext-fineweb__CC-MAIN-2015-48__0__186806067 | en | Multaq® Injury Lawsuits
If you or a loved one is taking Multaq® for atrial fibrillation, there are some risks you should be aware of. Multaq® has been linked to serious, life-threatening side effects in some users, including death, stroke, heart failure and liver problems.
In July 2011, the U.S. Food and Drug Administration (FDA) notified patients and health care providers that results from a clinical trial of Multaq® revealed that the drug doubled the risk of death, heart failure and stroke in patients with permanent atrial fibrillation.
According to the agency, the clinical trial was stopped early due to the findings. The FDA noted that the results raise questions about how the results apply to patients who use the drug for non-permanent atrial fibrillation.
This is the not the first FDA warning involving Multaq®. In January 2011, the FDA issued a safety alert to notify health care providers about cases of severe liver injury that were associated with Multaq®, including two cases of acute liver failure in which the patients needed liver transplants.
If you or someone you love has been prescribed Multaq® and has suffered serious side effects of the drug, our drug attorneys may be able to help you.To find out if a Multaq lawsuit isright for you, please contact us today. | law |
https://fame.consulting/terms-and-conditions | 2024-04-23T08:07:29 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818468.34/warc/CC-MAIN-20240423064231-20240423094231-00514.warc.gz | 0.937581 | 2,202 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__17388111 | en | Terms & Conditions
Agreed Upon Scope of Work: Fame Consulting LLC (“we” or “our”) shall be obligated only for work or deliverables specified in the engagement letter, and only for changes in such scope that are set forth in a writing duly executed by the parties hereto. To the extent all specific details of the engagement are not so documented, the parties shall work diligently and in good faith to document them at the request of either party. Unless expressly provided for, our services do not include giving testimony or appearing or participating in discovery proceedings; in administrative hearings, in court, or in other legal or regulatory inquires or proceedings.
Confidentiality: To the extent that in connection with this engagement we come into possession of any proprietary or confidential information, we will not disclose such information to any third party without consent, except (a) as permitted in this engagement letter including but not limited to the Use of Third Parties and Third Party Requests sections, (b) as may be required by law, regulation, judicial or administrative process, or in accordance with applicable professional standards, or in connection with litigation pertaining hereto, or (c) to the extent such information (i) shall have otherwise become publicly available (including, without limitation, any information filed with any governmental agency and available to the public) other than as the result of a disclosure by Fame Consulting LLC in breach hereof, (ii) is disclosed by you to a third party without substantially the same restrictions as set forth herein, (iii) becomes available to us on a non-confidential basis from a source other than you which we believe is not prohibited from disclosing such information to us by obligation to you, (iv) is otherwise known by us on a non-confidential basis prior to its disclosure by you, or (v) is developed by us independently of any disclosures made by you to us of such information. In addition, you acknowledge and agree that any such information that comes to our attention in the course of performing this engagement may be considered and used by us in the context of responding to our professional obligations as your independent consultant.
Use/Right to Documentation: Any workpapers that we prepare are to be used only for purposes of your engagement(s) and may not be published or used for any other purpose without our written consent. At all times, we shall retain ownership of such workpapers, and additional consent may be required if workpapers are requested.
Work Paper Retention: Every effort will be made to return your original documents to you upon the completion of the engagement. Our workpapers and all other file materials, including your documentation, are maintained in accordance with its document retention policy. It is your responsibility to retain records to comply with applicable statues and regulations. Our records and files are our property and are not a substitute for your own records. You agree that we shall not be liable to you for the destruction of our files or your documentation consistent with its policies, including destruction of any original documents you may have provided to us.
Use of Third Parties: We may from time to time, and depending on the circumstances, use third-party service providers, affiliated entities and/or individual contractors (collectively, “service providers” to assist us in performing certain limited tasks on your engagement. We hold these professionals to the same standards of confidentiality and professionalism that we follow.
Third Party Requests: In the event the we are requested by you to provide information related to the services to you, or required pursuant to law, regulation, subpoena or applicable professional standards and/or rules to produce information or our personnel as witnesses with respect to the services, you shall reimburse us, our successors for any professional time and expenses (including reasonable legal fees) incurred to respond to the request, provided that we are not a party to the proceeding or the subject of the investigation in which the information is sought. We shall, to the extent legally permissible, notify you promptly of any such request unless such request is made pursuant to regulatory oversight applicable to us.
Payment Terms: Unless otherwise agreed to herein, you agree to pay our fees for services as outlined in the engagement letter. You also agree to reimburse us for reasonable costs and attorney fees incurred by us should it prevail in proceedings to collect fees due from you to us.
Invoices are payable upon receipt. Invoices that are not paid in full within ninety (90) days after receipt of the invoice(s) shall accrue interest at the rate of 0.5% per month, 6% per annum, computed from the date of the invoice(s) until paid.
Termination: This engagement ends upon the earlier of delivery of the final work product(s) for which we are engaged. In the event no final work product is delivered or, the engagement shall end on the date which the last invoice for the services was issued, not including any subsequent account payable reminder, revised bill, or other communications concerning completed services or future services. We acknowledge your right to terminate our services with 60-day notice and you acknowledge our right to resign at any time, including but not limited to, for nonpayment of fees. In either case, you acknowledge our right to payment for all direct and indirect charges incurred through the date of termination or resignation or thereafter as circumstances and this engagement letter require, plus applicable interest, costs, fees and attorney's fees. Should you or Fame Consulting LLC exercise the right to terminate our services, such termination shall be in writing and shall be effective upon delivery by mail, overnight mail, or email transmission.
Dispute Resolution: In the unlikely event of a claim or controversy arising out of or relating to this engagement that are not resolved by mutual agreement, the matter shall first be submitted for good faith mediation administered by an agreed upon independent mediator under the mediation rules for professional consulting and related services disputes of the American Arbitration Association. If the matter is not resolved by mediation within 60 days of its submission to the mediator, then and only then the matter shall be submitted for binding arbitration administered by the American Arbitration Association in accordance with its then current Professional Services Dispute Resolution Rules. Judgment on any award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Each party shall bear their own costs and expenses from the mediation and, if necessary, the arbitration. The fees and expenses of the mediator shall be shared equally by the parties. If arbitration is necessary, then each party will be responsible for its own proportionate share of the arbitrator's fees and expenses. The place of arbitration shall be New York, New York. The arbitration shall be governed by the laws of the State of New York. The arbitration will be conducted before a single arbitrator who is experienced in financial consulting matters. The arbitrator shall not have authority to award consequential, punitive or exemplary damages. Any award in an arbitration initiated under this engagement letter shall be limited to monetary damages and shall include no injunction or direction to any party other than the direction to pay a monetary amount. The award of the arbitrator shall be accompanied by a reasoned opinion. Except as may be required by law, neither a party nor an arbitrator may disclose the existence, content, or results of any arbitration hereunder without the prior written consent of both parties.
Limitations: You agree that the FAME Consulting LLC and our personnel's maximum liability to you and your personnel for any errors or omissions (including negligent errors and omissions) committed by us and/or our personnel arising out of or related to this engagement letter or the services will be limited to the amount actually paid for the services. You also hereby release us and our personnel from any liability, costs, fees, expenses, and damages (including defense costs) relating to the services hereunder, which are attributable to any information provided by you or your agent(s) that is not complete, accurate or current. Except for the indemnification obligation set forth herein, in no event shall either party be liable to the other party or its personnel for any consequential, indirect, incidental, punitive or special damages, including any amount for loss of profit, data or goodwill, whether or not the likelihood of such loss or damage was contemplated. You agree that in no event shall any action or claim, regardless of its form, arising out of or related to this engagement letter or the services be brought after the earlier of (a) 12 months after discovery of facts giving rise to any such alleged claim; or (b) 12 months after the completion of the particular services giving rise to the action or claim. Any action or claim not brought within that time period shall be barred without regard to any other limitations period set forth by law or statute. You shall indemnify and hold harmless FAME Consulting LLC and our personnel from and against all claims by third parties and resulting damages, liabilities or losses (including costs and legal fees) arising out of or related to this engagement letter or the services. The preceding sentence shall not apply to the extent it is determined that the loss was caused by us gross negligence or willful misconduct. You shall also indemnify us and our personnel from any liability, costs, fees, expenses, and damages (including defense costs) associated with any third-party claim arising from or relating to your misrepresentations, false or incomplete information provided to us in the performance of its services, or third-party reliance on our work product or deliverable.
Non-Solicitation: Professional standards require FAME Consulting LLC to be independent in performance of certain services. Any discussions that you have with us personnel regarding employment could threaten our independence. During the term of this engagement letter, and for one year thereafter, you agree, except with our express written consent, not to solicit (except by means of a general press solicitation not targeted to any individual or group associated or employed by us or any consulting or other relationship substantially equivalent to employment), entice, hire, employ or seek to employ any of our personnel.
Miscellaneous: Except to the extent expressly provided hereto to the contrary, this engagement is between us and the parties listed in the engagement letter. Third-party beneficiaries are not intended. You may not use our name or trademarks without prior written consent. No right, duty, cause of action or obligation arising out of this engagement may be assigned by you to anyone for any purpose without our prior written consent, and any purported assignment or assignments made without our consent shall be void.
Newsletter & Text Messages: By completing our engagement letter or submitting information through digital forms, you consent to being added to our mailing list and agree to receive occasional notifications via text message. These notifications may include important updates, promotional offers, and other relevant information. You can unsubscribe from our mailing list and text notifications at any time by following the instructions provided in the messages. | law |
https://www.potomaclitigation.com/reviews | 2023-09-26T13:33:02 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510208.72/warc/CC-MAIN-20230926111439-20230926141439-00789.warc.gz | 0.97658 | 149 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__268763564 | en | "Absolutely world class service. . . . Tom gave 110% effort to my case and as a result won a decisive victory in the courtroom."
"I rate Potomac Litigation as one of the best law firms in Maryland, the District of Columbia, and Virginia."
"This was overall the very best experience I've ever had dealing with a Law Office."
"Our experience was outstanding. . . . Extremely professional and pushing relentlessly resulted in success."
"You were professional, kind and always there for me when I had a question. . . . If anyone ever needs legal help, your firm will certainly be the first and only that I recommend."
* Past results do not guarantee similar outcomes in future cases. | law |
https://thelmoco.com/termsandconditions/ | 2023-06-06T08:55:17 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224652494.25/warc/CC-MAIN-20230606082037-20230606112037-00004.warc.gz | 0.933813 | 7,703 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__246533194 | en | a. ‘The Buyer‘ means any person who places an order and enters into a contract with The Electric Motorbike Company Ltd of Greenhill House, 26 Greenhill Crescent, Watford, WD18 8JA Registered in England under number 11136345 (The Seller) for the sale of Goods and or Vehicles.
b. ‘Consumer’ means a Customer, being an individual who, for the purposes of the purchase, is acting wholly or mainly outside of their trade, business, craft or profession.
c. ‘Conditions ‘mean the standard terms and conditions of sale set out in this document and (unless the context otherwise requires) includes any special terms and conditions agreed in writing between The Buyer and The Seller.
d. ‘Contract ‘means the contract for the purchase and sale of the Goods.
e. ‘Customer’ means any Consumer or Dealer.
f. ‘Dealer’ means any person or body corporate engaged in the sale, resale or maintenance of vehicles to Consumers.
g. ‘Goods ‘means all vehicles, or other items to be sold by The Seller to The Buyer including all documentation including but not limited to the V5C and Certificate of Conformity.
h. ‘Vehicle’” means any car, motorcycle, scooter or moped and generally each and every accessory to and component thereof.
i. ‘Writing ‘includes email, text, other messaging media Including but not limited to WhatsApp or Facebook Messenger), cable, facsimile transmission and any comparable means of communication.
2. Any reference in these Conditions to any provision of a statute shall be construed as a reference to that provision as amended, re-enacted or extended at the relevant time.
3. The headings in these Conditions are for convenience only and shall not affect their interpretation.
Basis of Sale
4. The Seller shall sell and The Buyer shall purchase the Goods in accordance with the quotation of The Seller, or any written order of The Buyer (which is accepted by The Seller), subject in either case to these Conditions, which shall govern the Contract to the exclusion of any other terms and conditions (including any terms or conditions which The Buyer attempts or purports to apply under any purchase order, confirmation of order, specification or other document).
5. No variation to these Conditions shall be binding unless agreed in Writing between authorised representatives of The Buyer and The Seller.
6. The Seller’s employees or agents are not authorised to make any representations concerning the Goods unless confirmed by an authorised officer of The Seller in Writing. In entering into the Contract, The Buyer acknowledges that it does not rely on, and waives any claim for breach of, any such representations which are not so confirmed.
7. Any advice or recommendation given by The Seller or its employees or agents to The Buyer as to the storage, application or use of the Goods which is not confirmed in Writing by The Seller is followed or acted upon entirely at The Buyers own risk, and accordingly The Seller shall not be liable for any such advice or recommendation.
8. Any manifest typographical, clerical or other error or omission in any sales literature, quotation, acceptance of offer, invoice or other document or information issued by The Seller shall be subject to correction without any liability on the part of The Seller.
Orders and specifications
9. Notwithstanding any purported acceptance by The Buyer of the terms of any quotation of The Seller, no order submitted by The Buyer shall be deemed to be accepted by The Seller unless and until confirmed in writing by The Sellers authorised representative.
10. The quantity, quality and description of any specification for the Goods shall be those set out in The Sellers quotation or The Buyers order (if accepted by The Seller).
11. If the Goods are to be manufactured or any process is to be applied to the Goods by The Seller in accordance with a specification submitted by The Buyer, The Buyer shall indemnify The Seller against all loss, damages, costs and expenses awarded against or incurred by The Seller in connection with or paid or agreed to be paid by The Seller in settlement of any claim for infringement of any patent, copyright, design, trade mark or other industrial or intellectual property rights of any other person which results from The Seller’s use of The Buyer’s specification.
12. No order which has been accepted by The Seller may be cancelled by The Buyer except with the agreement in Writing of The Seller and on terms that The Buyer shall indemnify The Seller in full against all loss (including loss of profit), costs (including the cost of all labour, and materials used), transportation charges, duties, damages, charges and expenses incurred by The Seller as a result of cancellation.
13. In the event of cancellation, for any reason, the customer agrees to return the Goods to The Seller in the same condition as when delivered and indemnifies The Seller against any and all costs it may incur necessary in its opinion to restore the Goods to the condition in which they were originally supplied.
14. Notwithstanding any provision to the contrary in these Conditions all intellectual property rights in the Goods and any information relating thereto of whatever nature and whether registerable or not (save where the Goods are manufactured to the specification of The Buyer) shall vest in and remain the property of The Seller and accordingly The Buyer shall at all times keep confidential all such matters and shall not use the same for any purpose without the consent of The Seller in Writing.
15. If the Goods to be supplied by The Seller are new, the following provisions shall have effect:
a. this Agreement and the delivery of the Goods shall be subject to any terms and conditions which the manufacturer or concessionaire may from time to time lawfully attach to the supply of the Goods or the resale of such Goods by the Dealer; and The Seller shall not be liable for any failure to deliver the Goods occasioned by his inability to obtain them from the manufacturer or concessionaire or by his compliance with such terms and conditions. A copy of the terms and conditions currently attached by the manufacturer or concessionaire may be inspected at The Seller’s office.
b. The Seller undertakes that they will ensure that any pre-delivery work specified by the manufacturer or concessionaire is performed and that they will use their best endeavours to obtain for the Customer from the manufacturer or concessionaire the benefit of any warranty or guarantee given by them to The Seller or to the Customer in respect of the Goods and, save where the Customer is acting as a consumer (as defined by Legislation) all statements, conditions or warranties expressed or implied by law or otherwise, are hereby expressly excluded.
c. Any figure provided in the contract for taxes, rebates or grants is provided as guidance only. Notwithstanding the sums specified in the order, the sum payable by the Customer shall be the net sum due to The Seller after adding or deducting any taxes, grants and rebates applicable at the time of completion of the agreement.
d. if after the date of this order and before delivery of the Goods to the Customer, the manufacturer’s or concessionaire’s recommended price for any of the Goods, or specification of the same shall be altered, The Seller shall give notice of any such alteration to the Customer, and
i) in the event of the manufacturer’s or concessionaire’s recommended price for the Goods being increased, the amount of such increase which The Seller intends to pass to the Customer shall be notified to the Customer. The Customer shall have the right to cancel the contract within 14 days of the receipt of such notice. If the customer does not give such notice as aforesaid, the increase in the price shall be added to become part of the contract price.
ii) in the event of the recommended price being reduced, the amount of such reduction, if any, which The Seller intends to allow to the Customer shall be notified to the Customer.
e. in the event of the manufacturer of the Goods described in the order ceasing to make the Goods of that type, the Customer may (whether the estimated delivery date has arrived or not) by notice in writing to The Seller, cancel the contract on the grounds of frustration.
f. Save in the case of consumer sales (as defined) all statements, conditions or warranties as to the quality of the Goods or their fitness for any purpose whether express or implied by law or otherwise are hereby expressly excluded.
16. if the goods to be supplied by The Seller are used, the vehicle is supplied as roadworthy at the date of delivery and, in the case of consumer sales (as defined by the Sale of Goods Legislation):
a. is sold subject to any conditions or warranties that are implied by the Sale of Goods Legislation or any amending statutes.
b. Prior to signing the order form, the Customer shall examine the Vehicle and items set out in the Customer’s Certificate of Examination and the Customer is reminded that the conditions of satisfactory quality and fitness for purpose implied by the Sale of Goods Legislation do not operate in relation to such defects which the examination ought to have revealed. Should the Goods be sold subject to defects notified by The Seller to the Customer before signing the agreement, the implied conditions of satisfactory quality and fitness for purpose do not operate in relation to those defects.
c. Save in the case of Consumer sales (as defined) all statements, conditions, or warranties as to the quality of the Goods or their fitness for any purpose whether express or implied by law or otherwise, are hereby expressly excluded.
17. Where The Seller agrees to allow part of the price of the Goods to be discharged by the customer delivering a used Vehicle in part exchange to The Seller, in consideration of such allowance, it is hereby agreed that the following conditions will apply.
a. That The Seller accepts the used vehicle in reliance of the warranties granted by the Customer, including but not limited to the age, mileage and condition of the vehicle; AND
b. that such used Vehicle is the absolute property of the Customer and is free from all encumbrances; OR
c. that such used vehicle is the subject of a hire purchase or agreement or other encumbrance capable of cash settlement by The Seller, in which case the allowance shall be reduced by the amount required to be paid by The Seller in settlement thereof.
d. If The Seller has examined the said used vehicle prior to his confirmation and acceptance of this order, the used vehicle shall be delivered to them in the same condition as at the date of such examination (fair wear and tear excepted).
e. Such used Vehicle shall be delivered to The Seller on or before delivery of the Goods to be supplied by them, and the property in the said used Vehicle shall thereupon pass to The Seller absolutely.
f. Without prejudice to the above, such used Vehicle shall be delivered to The Seller within 14 days of notification to The Buyer that the Goods to be supplied by The Seller are available for delivery.
g. In the event of the non-fulfilment of any of the foregoing conditions The Seller shall be discharged from any obligations to accept the said used Vehicle or to make any allowance in respect thereof, and The Buyer shall discharge in cash the full price of the Goods to be supplied by The Seller.
Price of Goods
18. The price of the Goods shall be The Sellers quoted price. All prices quoted are valid for 30 days only, after which time they may be altered by The Seller without giving notice to The Buyer.
19. The Seller reserves the right, by giving notice to The Buyer at any time before delivery, to increase the price of the goods to reflect any increase in the cost to The Seller which is due to any change in delivery dates, quantities or specifications for the Goods which is requested by The Buyer, or any delay caused by any instructions of The Buyer or failure of The Buyer to give The Seller adequate information or instructions.
20. The Seller reserves the right, by giving notice to The Buyer at any time up to 7 days before delivery, to increase the price of the Goods to reflect any increase in the cost to The Seller which is both beyond the reasonable control of The Seller and due to fluctuations in exchange rates or an increase in the cost of raw materials occurring after the making of this Contract.
21. The price is exclusive of any applicable value added tax, which The Buyer shall be additionally liable to pay to The Seller.
Terms of payment
22. The Customer shall be liable to pay for the Goods immediately upon notification by The Seller that they are available for delivery unless other payment terms have been agreed in writing at the time of placing the order.
23. The Seller may, at its absolute discretion, demand a deposit at the time when the order for Goods is placed by the Customer and shall not be obliged to progress the order or otherwise implement the contract until such deposit is paid in full.
24. Subject to any special terms agreed in Writing between The Buyer and The Seller, The Seller shall be entitled to invoice The Buyer for the price of the Goods immediately prior to delivery or at The Seller’s absolute discretion any time after delivery of the Goods, unless The Buyer wrongfully fails to take delivery of the Goods, in which event The Seller shall be entitled to invoice The Buyer for the price at any time after The Seller has tendered delivery of the Goods.
25. Unless otherwise agreed in writing if The Buyer is a Dealer, he shall pay the price of the Goods within 30 days of the date of The Sellers invoice, and The Seller shall be entitled to recover the price, notwithstanding that delivery may not have taken place and the property in the Goods has not passed to The Buyer. The time of payment of the price shall be of the essence of the Contract.
26. If The Buyer fails to make any payment on the due date then, without prejudice to any other right or remedy available to The Seller, The Seller shall be entitled to:
a. Charge interest on any and all outstanding amounts at the rate of 8 per cent over Bank of England base rate under the Payment of Commercial Debt (Interest) Act (1988) (amended 2002)
b. Cancel the contract or suspend any further deliveries to The Buyer; and
c. Appropriate any payment made by The Buyer to such of the Goods (or the Goods supplied under any other contract between The Buyer and The Seller) as The Seller may think fit (notwithstanding any purported appropriation by The Buyer).
Right of Lien
The Seller shall have a general lien on any property of The Buyer in its possession for all monies owing to The Seller by The Buyer on any account whatsoever.
28. Unless otherwise agreed in writing delivery of the Goods shall take place at The Seller’s premises unless agreed differently in writing.
29. If delivery is not made at The Seller’s premises, all delivery charges shall be for the account of The Buyer.
30. Any dates quoted for delivery of the Goods are approximate only and The Seller shall not be liable for any delay in delivery of the Goods howsoever caused. Time for delivery shall not be of the essence.
31. Where the Goods are to be delivered in part shipments, each delivery shall constitute a separate contract and failure by The Seller to deliver any one or more of the shipments in accordance with these Conditions or any claim by The Buyer in respect of any one or more shipments shall not entitle The Buyer to treat the Contract as a whole as repudiated.
32. Where the date for delivery of the goods is not known at time of sale, any date provided is an estimate only and is dependent on the provision of the Goods to The Seller by the Supplier/ Manufacturer. The Seller will use all reasonable endeavours to secure delivery of the Goods by the estimated delivery date (if any) but does not guarantee the time of delivery. The Seller shall not be liable for any loss or damage arising out of late or delayed delivery.
33. The Seller shall not be obliged to fulfil orders in the sequence in which they are placed.
34. Goods supplied by the order of any person in The Buyer’s employment or by any person reasonably believed The Seller to be The Buyer’s agent or by any person to whom The Seller is entitled to make delivery of the vehicle shall be paid for by The Buyer.
Authority to Uplift
35. Where a person who, so far as The Seller is aware, has authority to uplift Goods or Vehicles and does so; The Seller shall have no liability to The Buyer for any loss or damage resulting on any grounds whatsoever. The Seller shall not be obliged to confirm the authority of any person reasonably believed to be the agent, or to have been at some time, connected with The Buyer.
Authority to Drive
36. In connection with the supply of a Vehicle or an inspection or testing or the preparation of any estimate in connection therewith, The Seller shall be entitled to drive the vehicle on the road or elsewhere as it shall deem necessary. These provisions shall apply also to any Vehicle offered by the Customer in part-exchange in terms of clause 17.
37. Notwithstanding the provisions of this agreement, The Buyer shall be at liberty at any time prior to notification that the Goods are available for delivery to arrange for a finance company to purchase the Goods from The Seller at the price payable hereunder. Upon the purchase of the Goods by such finance company, the proceeding clauses of this agreement except Clause 15 above shall cease to have effect but any used Vehicle for which an allowance was there under agreed to be made to The Buyer shall be bought by The Seller at the price equal to such allowance, upon the conditions set forth in Clause 17 above (save that all reference to ‘delivery’ or ‘delivered’ in relation to the ‘Goods’ shall be construed as meaning delivery or delivered by The Seller to or to the order of the finance company) and The Seller shall be accountable to the finance company on behalf of The Buyer for the said price and any deposit paid by him under this agreement.
38. In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, the Seller may offer the Buyer financing options. If payment is financed, then payment is to be made to Klarna. Further information and Klarna’s user terms can be found here. General information on Klarna can be found here. Personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy statement.
Repudiation by Customer
39. If the Customer does not pay for and take delivery his vehicle within 14 days of notification that the vehicle is available for delivery, The Seller shall be at liberty to treat the contract as cancelled. If this happens, or if the contract is cancelled for any other reason The Seller shall use all reasonable endeavours to sell the vehicle to another Customer. Any deposit received may be refunded but The Seller shall be entitled to recover from the deposit any and all additional costs incurred in re-selling the vehicle in addition to any reduction in the sales price achieved. The Seller shall keep the deposit whilst the vehicle is displayed and advertised as being for sale. If it is not sold within a reasonable time The Seller shall have the right to sell it at auction.
40. Once the vehicle has been sold, The Seller shall notify the Customer within 7 days of any loss incurred. If this amount is less than the deposit, then the balance will be refunded. If the amount is more than the deposit, then The Seller shall provide a certificate of loss which shall constitute absolute proof as to the amount due to The Seller and shall be due and payable on demand.
Risk and property
41. Risk of damage to or loss of the Goods shall pass to The Buyer at the time of delivery or, if The Buyer wrongfully fails to take delivery of the Goods, the time when The Seller has tendered delivery of the goods.
42. Notwithstanding delivery and the passing of risk in the Goods, or any other provision of these Conditions, the property in the Goods shall not pass to The Buyer until The Seller has received in cash or cleared funds payment in full of the price of the Goods and all other goods agreed to be sold by The Seller to The Buyer for which payment is then due.
43. Until such time as the property in the Goods passes to The Buyer, The Buyer shall hold the Goods as The Sellers fiduciary agent and bailee, and shall keep the Goods separate from those of The Buyer and third parties and properly stored, protected and insured and identified as The Sellers property. Until that time The Buyer shall be entitled to resell or use the Goods in the ordinary course of its business, but shall account to The Seller for the proceeds of sale or otherwise of the Goods , whether tangible or intangible, including insurance proceeds, and shall keep all such proceeds separate from any moneys or property of The Buyer and third parties and, in the case of tangible proceeds, properly stored, protected and insured.
44. Until such time as the property in the Goods passes to The Buyer (and provided the Goods are still in existence and have not been resold), The Seller shall be entitled at any time to require The Buyer to deliver up the Goods to The Seller and, if The Buyer fails to do so forthwith, to enter upon any premises of The Buyer or any third party where the goods are stored and repossess the Goods.
45. The Buyer shall not be entitled to pledge or in any way charge by way of security for any indebtedness any of the Goods which remain the property of The Seller, but if The Buyer does so all moneys owing by The Buyer to The Seller shall (without prejudice to any other right or remedy of The Seller) forthwith become due and payable.
Warranties, indemnities and liability
46. Subject to the conditions set out below The Seller warrants that the Goods will correspond with their specification and will be free from defects in material and workmanship at the time of delivery.
47. The above warranty is given by The Seller save that The Seller shall be under no liability in respect of any defect in the Goods arising from any drawing, design or specification supplied by The Buyer.
48. The Buyer warrants that he understands the regulations and laws regarding the safe and legal use of motorcycles and mopeds and certifies that he or anyone he permits to use the Vehicles holds the necessary licences and permissions necessary to use the Vehicles legally on the road and indemnifies The Seller against any and all claims that may arise from improper use of the Vehicles after he takes possession of them.
49. The Buyer warrants that he holds or will before the Vehicle is ridden, adequate insurance as required by law and indemnifies and holds harmless The Seller in respect of any claims arising from uninsured use of the Vehicles.
50. The Buyer’s Statutory rights are not affected by this Warranty.
Electric Motorcycle Warranty
51. Subject to the conditions set out below The Seller warrants that the Goods will correspond with their specification and will be free from defects in material and workmanship at the time of delivery and is transferrable to any subsequent purchaser of the Goods.
52. On new Vehicles, The Seller warrants the frame, electric motor, controller, electric circuits and charger for a period of 24 months from the date of first registration against any manufacturing defect and The Seller will repair or replace (at his absolute discretion) on a Return to Base basis any components if the materials or workmanship in question are defective.
53. The warranty shall not apply to
a. any item that has been modified, neglected or poorly maintained, used for commercial purposes, misused or abused or involved in an accident.
b. damage resulting from improper assembly or repair, the use or installation of parts or accessories not compatible with the original intended use of the Goods, or the failure to follow the product warnings and usage instructions.
c. deterioration to the surface finish, aesthetics or appearance of the product.
d. labour required to remove and/or re-fit and re-adjust any item covered by this warranty.
e. wear and tear arising from normal use of the Goods.
f. light bulbs, LEDs, tyres or other consumable items.
Lithium Ion battery Warranty
54. The Seller warrants the Lithium ion batteries supplied with the Vehicle will maintain at least 80% of its initial or rated charge capacity for a period of 36 months from the date of first registration or, if the warranty is extended under Clause 54a below 75% of initial capacity after 48 months or 70% of initial capacity after 60 months; and The Seller will (at its absolute discretion) repair or replace the battery and/or parts of the battery if the components in question are defective in materials or workmanship
a. The buyer shall have the option at the time of placing the order to request that the warranty on the battery or batteries be extended to 48 or 60 months at a cost of £300 or as published from time to time in the Seller’s price list.
The battery warranty shall not apply if:
a. the battery casing has been tampered with or if the manufacturer’s seal is broken
b. damage is caused by use of a charger not supplied with the battery or not approved by The Seller
c. damage is caused by connecting the battery to a mains supply without using the charger
d. the Battery Management System has detected any of the following conditions arising out of misuse of the batteries: short circuit, reverse polarity, overcharge and over discharge voltage protection.
e. there is failure to properly install the battery
f. there is damage arising from collision, fire or freezing—which includes damage from extreme heat or cold, improper storage or water damage
55. Any claim by The Buyer which is based on any defect in the quality or condition of the Goods or their failure to correspond with specification shall (whether or not delivery is refused by The Buyer) be notified to The Seller within a reasonable time from the date of delivery or (where the defect or failure was not apparent on reasonable inspection) within a reasonable time after discovery of the defect or failure. If delivery is not refused, and The Buyer does not notify The Seller accordingly, The Buyer shall not be entitled to reject the Goods and The Seller shall have no liability for such defect or failure, and The Buyer shall be bound to pay the price as if the Goods have been delivered in accordance with the Contract.
56. Where any valid claim in respect of any of the Goods which is based on any defect in the quality or condition of the Goods or their failure to meet specification is notified to The Seller in accordance with these conditions, The Seller shall be entitled to replace the Goods (or the part in question) free of charge or, at The Sellers sole discretion, refund to The Buyer the price of the Goods (or a proportionate part of the price), but The Seller shall have no further liability to The Buyer.
57. Except in respect of death or personal injury caused by The Sellers negligence, The Seller shall not be liable to The Buyer by reason of any representation, or any implied warranty, condition or other term, or any duty at common law, or under the express terms of the Contract, for any consequential loss or damage (whether for loss of profit or otherwise), costs, expenses or other claims for consequential compensation whatsoever (and whether caused by the negligence of The Seller, its employees or agents or otherwise) which arise out of or in connection with the supply of the Goods or their use or resale by The Buyer, except as expressly provided in these Conditions.
58. The Seller shall not be liable to The Buyer or be deemed to be in breach of the Contract by reason of any delay in performing, or any failure to perform, any of The Sellers obligations in relation to the Goods, if the delay or failure was due to any cause beyond The Sellers reasonable control including without limitation Act of God, explosion, flood, tempest, fire or accident, war or threat of war, sabotage, insurrection, civil disturbance or requisition, or any acts, restrictions, regulations, bye-laws, prohibitions or measures of any kind on the part of any governmental, parliamentary or local authority, import or export regulations or embargoes, strikes, lock-outs or other industrial actions or trade disputes (whether involving employees of The Seller or of a third party), difficulties in obtaining raw materials, labour, fuel, parts or machinery, and power failure or breakdown in machinery.
Insolvency of The Buyer
59. This clause applies if:
a. The Buyer makes voluntary arrangement with its creditors or becomes subject to an administration order or (being an individual or firm) becomes bankrupt or (being a company) goes into liquidation (otherwise than for the purposes of amalgamation or reconstruction); or
b. An encumbrancer takes possession, or a receiver is appointed, of any of the property or assets of The Buyer; or
c. The Buyer ceases, or threatens to cease, to carry on business; or
d. The Seller reasonably apprehends that any of the events mentioned above is about to occur in relation to The Buyer and notifies The Buyer accordingly.
60. If this clause applies then, without prejudice to any other right or remedy available to The Seller, The Seller shall be entitled to cancel the Contract or suspend any further deliveries under the Contract without any liability to The Buyer, and if the Goods have been delivered but not paid for the price shall become immediately due and payable notwithstanding any previous agreement or arrangement to the contrary.
61. The Buyer’s right to possession shall cease if they, not being a company, become bankrupt or if they, being a Body Corporate, do anything, or fail to do anything which would entitle a Receiver to take possession of any assets or which would entitle any person to present a petition for winding-up.
62. Should The Buyer’s right of possession cease they will notify The Seller and immediately make the goods available for collection. The Seller may, for the purposes of recovery of the Goods, enter upon any premises where they are stored or where they are reasonably thought to be stored and may repossess them.
63. If, and only if, The Buyer is a Consumer, and where this Agreement has been completed away from The Seller’s business premises and/or without any face to face contact between The Seller and The Buyer; The Buyer may give notice to cancel this Agreement within 14 days without giving any reason.
64. This cancellation period (cooling off period) will expire 14 days after the day on which The Buyer, or a third party its behalf, takes delivery or otherwise acquires physical possession of the Goods. To exercise this right to cancel, The Buyer must inform The Seller of the decision to cancel this Agreement in writing by clear statement (e.g. a letter sent by post, fax or email) to The Seller’s address as set out above.
65. To meet the cancellation deadline, it is sufficient for The Buyer to send his communication confirming his exercise of the right to cancel before the cancellation period has expired.
66. If this Agreement is cancelled, The Seller shall reimburse all payments received under this Agreement, without undue delay, and not later than:-
67. 14 days after the day on which the Goods are received back; or
a. (if earlier) 14 days after the day The Buyer provides evidence that the Goods have been returned; or
b. If there were no Goods supplied, 14 days after the day on which The Buyer was informed of the decision to cancel this Agreement.
68. The reimbursement will be made using the same means of payment as used for the initial transaction, unless it has been expressly agreed otherwise, but in any event The Buyer will not incur any fees as a result of the reimbursement.
69. The Seller may withhold reimbursement until the Goods have been received back or evidence of having sent back the Goods to is received. The Buyer must send back the Goods or deliver them back to The Buyer at the address above at his own expense, without undue delay and in any event not later than 14 days after the day on which cancellation of this Agreement is communicated to The Seller.
70. This deadline is met if The Buyer sends back the Goods before the period of 14 days has expired but The Buyer shall bear the cost of returning the Goods to The Seller.
71. The Buyer must take reasonable care of the Goods whilst they are in his possession. The Buyer shall be responsible for any loss or damage from when they are delivered until they are returned.
72. The Buyer shall be liable for any diminished value of the Goods resulting from the handling other than that necessary to establish the nature, characteristics and functioning of the Goods.
73. The Buyer shall be liable for the vehicle from the point of accepting delivery. If The Buyer chooses to cancel within the cooling off period then they remain liable for the vehicle until it has been returned to The Seller. The Buyer will be liable, and charged, for any damage present which was not noted when The Buyer accepted delivery of the vehicle. Any cost will be deducted from the final refund amount.
74. To receive a full refund a maximum additional mileage of 10 miles from the recorded delivery mileage is allowed. If The Buyer covers any additional distance then an excess mileage charge of £5.00 per mile will be deducted from the final refund amount.
75. Any delivery cost charged to The Buyer as part of the order will be fully refunded. However The Buyer will be liable for any collection costs incurred and this amount will be deducted from the final refund. If required to arrange collection, The Seller will inform The Buyer of any costs before arranging collection and will not make any arrangements without prior consent.
76. The Buyer is able to make their own arrangements for return of the vehicle but, in doing so, accepts full liability for the vehicle until it is returned to The Seller. Any damage caused to the vehicle will be deducted from the final refund amount and in the case of any insurance claim being raised, no refund will be made until pay-out from the relevant insurance company has been made.
77. No refund amount will be made until the vehicle has been inspected and signed for by The Seller. If the Seller intends to make any deductions from the final refund amount then The Buyer will be made aware of that amount prior to the refund.
78. The Seller reserves the right to make a charge of £5.00 + VAT per bike for the storage of The Buyer’s vehicle or vehicles.
79. The Seller may assign the benefits and burdens hereunder to any third party without the consent of The Buyer. The Buyer shall not assign the benefits and burdens hereunder to any third party without the consent in Writing of The Seller.
80. The Buyer hereby grants The Seller an unlimited licence to use any image, photograph, video or picture of themselves in or on any website, advertisement, brochure, email or catalogue, free of charge or royalty providing that no such publication shall be used for any purpose other than in connection with The seller’s business for the promotion of motorcycles or accessories.
81. Any notice required or permitted to be given by either party to the other under these Conditions shall be in Writing addressed to that other party as its registered office or principal place of business or such other address as may at the relevant time have been notified pursuant to this provision to the party giving the notice.
82. No waiver by The Seller of any breach of the Contract by The Buyer shall be considered as a waiver of any subsequent breach of the same or any other provision.
83. If any provision of these Conditions is held by any competent authority to be invalid or unenforceable in whole or in part the validity of the other provisions of these Conditions and the remainder of the provision in question shall not be affected thereby.
84. Incoterms means the international rules for the interpretation of trade terms of the International Chamber of Commerce as in force at the date when the Contract is made. Unless the context otherwise requires, any term or expression which is defined in or given a particular meaning by the provisions of Incoterms shall have the same meaning in the Contract, but if there is any conflict between the provisions of Incoterms and these Conditions, the latter shall prevail.
85. The singular shall include the plural and the male shall include the female or business entity as may be appropriate.
86. The Contract shall be governed by the laws of England and both parties agree to submit to the non- exclusive jurisdiction of the English Courts as regards any claim or matter arising under the Contract.
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https://www.techniwaterjet.com/terms-and-conditions/ | 2024-02-21T23:53:28 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947473598.4/warc/CC-MAIN-20240221234056-20240222024056-00261.warc.gz | 0.920076 | 4,296 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__59801833 | en | Terms and Conditions
Please read these Terms and Conditions carefully before accessing or using our Site.
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- All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion. We have made every effort to display as accurately as possible the colours and images of our products that appear at the store. We cannot guarantee that your computer monitor’s display of any colour will be accurate.
- Once your order request has been processed by a member of the Techni team, an invoice will be generated and sent to you by email to confirm pricing of the product/s. The email will be sent to the email address you provided through the order request.
- Prices on the invoice will be denominated in the currency stipulated on the invoice. Unless expressly specified, prices on the invoice do not include applicable taxes. The final amount at checkout will be subject to the relevant exchange rate as applied by the payment processor.
- Your financial services provider or the payment processor may charge administration fees, currency conversion fees, merchant fee or other fees on purchases of any products from the Site and on any refunds that we provide in accordance with these Terms. We are not responsible or liable for any such fees or charges.
- Any offer for any product or service that is made on our Site is void if you access the Site from, or reside in a place in which, an offer of that kind is prohibited.
- Certain products and services may be available exclusively online through our Site. These products or services may have limited quantities or availability time frames, and these products are subject to return or exchange only according to clause 8 and clause 11.
- Orders and billing
- To place an order request for products through the Site, you must be over 18 years of age, and have an email account and a valid debit or credit card issued by a bank acceptable to us, or our payment processor.
- By placing an order request for any products or services through the Site, you are offering to purchase those products or services in accordance with our Terms. Any order requests placed are subject to availability and confirmation of the price of the products or services.
- You must follow the instructions on our Site when placing an order request. We will send you an email confirmation when we receive your order request, usually within 30 minutes of your order (during business hours, Melbourne local time). This email only acknowledges your order request and does not constitute acceptance of your order. If we make a change to or cancel an order, we will attempt to notify you using the contact information you provided at the time the order was made.
- By submitting order requests or purchasing any products shown on our Site, you warrant that you are purchasing the products for your own use and are not purchasing any products for any trade purposes or for resale to any third parties.
- You agree to provide current, complete and accurate purchase information for all purchases of any of our products or services shown on our Site.
- We reserve the right, but are not obliged, to:
- refuse any order you place with us, including any order that (in our sole discretion) appear to be placed by dealers, resellers or distributors;
- limit sales to any person, geographic region or jurisdiction;
- limit the quantities of any products or services that we offer per person, per household or per order; or
- discontinue any product or service at any time.
We may exercise these rights on a case-by-case basis. Any order restrictions may be applied to orders placed under the same credit card and/or orders that use the same billing and/or shipping address.
- Unless we have previously notified you that we do not accept your order, for any reason, or if you have already cancelled your order in accordance with these Terms, our acceptance of your offer to purchase our products and the formation of a contract between us occurs when:
- we approve your payment; or
- we, or our payment processor, debits your account and the funds have cleared.
- In respect of orders:
- The final amount payable for your order and delivery (including any applicable delivery and handling fees) is shown on the invoice which is emailed to you. You agree to pay the final amount in accordance with the payment terms specified on the invoice.
- For specific existing customers, payment terms will depend on the specific customer’s credit terms that we have in our ERP system.
- Your payment for the order must be cleared before we dispatch our products to you. If for any reason your card issuer declines your payment, we cannot hold your order and you must submit a new order.
- If we offer free shipping, it only applies in accordance with any promotional offers from time to time. Free shipping, if offered, only applies to standard delivery in Australia. It does not apply to express shipping or to shipping to a place outside of Australia.
- If you place consecutive orders with us separately, we cannot consolidate the orders. Separate delivery charges will be applied to each order.
- If any product ordered by you is not in stock at the time of delivery, we will offer you the following options:
- deliver the remaining products to you and deliver the unavailable product when it comes back into stock;
- supply an agreed substitute product; or
- refund you the cost of the unavailable product.
- Payments for orders can be made in the following ways:
- bank cheque;
- bank transfer; or
- credit card payment made over the phone.
- Terms defined in A New Tax System (Goods and Services Tax) Act 1999 (Cth) (GST Act) have the same meaning when used in this clause unless expressly stated otherwise.
- Except where these Terms specify otherwise, an amount payable by a party under these Terms in respect of a taxable supply by the other party represents the value of the supply (Supply Amount). The recipient of the supply must, in addition to the Supply Amount and at the same time, pay to the supplier the amount of GST imposed by the GST Act payable in respect of the supply. For the avoidance of doubt, the GST amount payable under this clause will be calculated by multiplying the Supply Amount by the prevailing GST rate.
- If at any time an adjustment is made between the supplier or any other payer of GST and the relevant taxing authority on account of GST on any supply made or other matter or thing done under or in connection with these Terms by the supplier, a corresponding adjustment must be made as between the supplier and the recipient and any payment required to give effect to the adjustment must be made. The supplier must provide to the recipient an adjustment note relating to the adjustment within 7 days.
- Taxes and International orders or subscriptions
- If international orders or subscriptions to your chosen country of delivery are permitted through the Site, such orders or subscriptions are not subject to Australian GST.
- International orders or subscriptions may be subject to applicable duties, fees, levies and taxes in the destination country. They may also be subject to charges for customs clearance under local customs laws or formalities. Such charges are levied by the importing country at the time that the products are delivered to the destination country. The recipient of international orders or subscriptions, as the importer, is responsible for paying all applicable local duties, fees, levies, taxes and charges for customs clearance.
- For information on importing goods to your destination country, and any applicable charges, levies, taxes please contact your local government authority.
- You must nominate a location for delivery when submitting an order request.
- Once payment for your order has been received by our payment processor, we will arrange for your order to be delivered. We do not control deliveries or delivery times once our products have been dispatched from our warehouse.
- All delivery and shipping costs will be specified in the invoice that we send to you by email. We use several third party couriers due to shipping to various countries. If your delivery has not arrived within a reasonable timeframe, please contact us to discuss the next steps.
- To the extent permitted by law, we will not be liable to you for any delay in delivering our products. Processing may take longer during certain times of year. We do not process any orders for our products until our payment processor confirms that it has received payment for our products.
- We are not responsible or liable for any delay or failure to deliver any products ordered from us as a result of any legal, customs or regulatory restrictions imposed by any countries.
- You must arrange for our products to be accepted on delivery by a person 18 years or older. If delivery is delayed due to your unavailability or refusal to accept our products (or if you do not accept delivery of our products within two (2) weeks of our first delivery attempt), we may:
- charge you for storage fees up until the date of successful delivery; or
- cancel your order (in which case we will refund you the fees paid for our products, excluding delivery and handling fees which are non-refundable).
- Title to our products passes to you once the cleared payment of the final amount has been received by us. Risk to our products passes to you once they have left our premises.
- If for any reason you are not satisfied with our products, we will gladly offer you a refund provided that you notify us within 30 days from the date of purchase. We would love to hear your feedback so that we can continue to serve you better.
- We do not refund delivery and handling fees, except where we deliver the wrong products to you.
- In the unlikely event that any of our products are subject to a product recall, we will post a notice on our Site and/or contact you (or the recipient of the product) by the most appropriate means, including by email, SMS, telephone or instant messaging.
- We will provide you with instructions regarding next steps with respect to returning the products, in accordance with our recall notice.
- Prohibited use
In using the Service, you will not, will not attempt to, or permit any person to:
- use the Service for any unlawful purpose;
- violate any international, federal, provincial or state regulations, rules, laws, or local ordinances;
- harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
- submit false or misleading information;
- derive or attempt to derive the source code or structure of all or any portion of the Site by reverse engineering, disassembly, de-compilation, or any other means;
- interfere or tamper with any security-related or other features on the Site;
- reproduce, republish, adapt, alter, transmit, translate, distribute, “frame”, “mirror” or otherwise incorporate any part of the Site and any content on the Site, into any other website without our prior written consent;
- remove, tamper with any of the intellectual property rights or any copyright, trade mark or other proprietary notice of ours or any other entity on the Site;
- do anything that imposes an unreasonable or disproportionately large load on the Site or any network or website connected to the Site;
- post to the Site or transmit or distribute any code, files or programs designed to interrupt limit or destroy the functionality of any computer software or hardware or any Trojan, worm or logic bomb;
- send any unsolicited advertising or promotional material through the Site;
- collect or track the personal information of others;
- spam, phish, pharm, pretext, spider, crawl, or scrape;
- interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet; or
- commit or encourage a criminal offence.
- Consumer Law
- The Australian Consumer Law (ACL) in the Competition and Consumer Act 2010 (Cth) and other similar consumer protection laws and regulations may imply certain rights, consumer guarantees, warranties and remedies relating to our products and the Service which cannot be excluded, restricted, qualified or modified by us (Non-Excludable Rights). Nothing in these Terms excludes or attempts to exclude your Non-Excludable Rights as a consumer under the ACL.
- To the maximum extent permitted by law or any statutory consumer guarantee contained in, any applicable law, our liability to you for a breach of these Terms or the ACL will be limited to:
- offering you a refund for a major failure of our product; or
- replacing the product where it fails to be of an acceptable quality but the failure does not amount to a major failure.
- Replacement products will be shipped once we receive the faulty product or satisfactory evidence of the faulty product.
- If you are not satisfied with the quality of our products on delivery, please contact us to discuss your options. Where applicable, we will comply with our obligations under the ACL.
- To the extent permitted by law, we exclude all warranties and conditions in relation to our products implied by law including those contained in the Sale of Goods Act 1958 (VIC) and the equivalent sale of goods legislation in the other states and territories of Australia.
- To the maximum extent permitted by law, or any statutory consumer guarantee contained in, any applicable law, we exclude liability arising from or in connection with:
- direct or indirect damages and consequential losses, whether based in contract, tort (including negligence), strict liability or otherwise, suffered as a result of fraudulent credit card use; or
- direct or indirect damages and consequential losses, whether based in contract, tort (including negligence), strict liability or otherwise, suffered as a result of your use of the Service or any of our products, or any content or information made available through the Service.
- You agree to indemnify, defend and hold harmless Techni and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third party.
- To the maximum extent permitted by law, or any statutory consumer guarantee contained in, any applicable law, we exclude liability arising from or in connection with:
- Intellectual property
- We own or are licensed all right, title to and interest in the Service including all content, text, images, trade marks and logos displayed on the Service (Techni IP).
- We grant you a limited, personal, revocable, non-exclusive, non-transferrable and non-sublicensable licence to use the Techni IP for the sole purpose of accessing the Service in accordance with these Terms.
- You acknowledge that other than the express licence granted to you in this clause, you obtain no other rights, implied or otherwise, in respect of the Techni IP.
- Third party websites
- Certain content, products and services available via our Service may include materials from third parties.
- Third party links on our Site may direct you to third party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third party materials or websites, or for any other materials, products, or services of third parties.
- We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third party websites. Please review carefully the third party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third party.
In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.
- The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
- These Terms are effective unless and until terminated by either you or us. You may terminate these Terms at any time by notifying us that you no longer wish to use our Service, or when you cease using our Site.
- If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination, and/or accordingly may deny you access to our Service (or any part thereof).
- Entire Agreement
- The failure of us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
- These Terms and any documents incorporated by reference or made available via hyperlink constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms).
- Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.
- Governing law
These Terms and any separate agreements whereby we provide you a Service shall be governed by and construed in accordance with the laws of the State of Victoria, Australia.
- Changes to these Terms
- You can review the most current version of these Terms at any time at this page.
- We reserve the right, at our sole discretion, to update, change or replace any part of these Terms by posting updates and changes to our Site.
- It is your responsibility to check our Site periodically for changes. Your continued use of or access to our Site or the Service following the posting of any changes to these Terms constitutes acceptance of those changes.
- Contact information
Questions about these Terms should be sent to us at: [email protected].
These Terms were last updated on 19 January 2023. | law |
https://www.mightyoaksacademytrust.com/about-us/trust-board/members/ | 2024-03-02T16:48:19 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947475833.51/warc/CC-MAIN-20240302152131-20240302182131-00196.warc.gz | 0.964884 | 576 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__99814023 | en | What is a Member?
Members are not exclusive to academy trusts – most charitable companies have members as a result of the requirements of the Companies Act 2006. All academy trusts are set up as charitable companies so they too must have members. The first members sign to say they wish to form a company and are signatories to the memorandum of association drawn up when the trust formed. These members will also have agreed the trust’s first articles of association, which include the trust’s charitable objects – i.e. the purpose of the organisation. The members will also be the final stage in the process of changing the articles (see NGA’s guidance on the process for changing articles). The articles describe how the trust will be governed including how many members can be appointed, by whom, and voting rights.
Members hold the trust board to account for the effective governance of the trust but have a minimal role in the actual running of the trust. It is the trustee board, not the members, who are the organisation’s key decision makers. However, there are some critical decisions that sit with the members, especially if the trust is failing.
Members are essential to the integrity of an academy trust governance structure. They are the last line of defence from failures of governance and failure to uphold the charitable purpose of the organisation. Members must therefore remain informed of trust performance and be clear on how to appropriately interact with the trustee board.
Academy trusts are set up as charitable companies limited by guarantee. As limited companies, it is the charity which is liable for its debts, not the people behind it, who are protected by limited liability. As charitable companies do not have shareholders whose liability is limited to the number of shares they have bought, they have members, with the members’ liability limited to the amount of the guarantee set out in the charitable company’s articles. In the case of academy trusts, members’ liability is limited to £10.
The DfE compares members to shareholders of a company limited by shares, but this comparison can be unhelpful due to shareholders being due a dividend, while academy trusts are not-for-profit organisations, where members volunteer with no monetary reward. While members are focused on the success of the organisation, success should be measured against the achievement of the charitable object of the organisation.
While members have no day-to-day or week-to-week role in running the company, a key responsibility is the appointment/ removal of trustees. If the trust is not achieving its purpose, the members must consider if this is because the trustees are failing to carry out their three core governance functions. If they conclude that they are not, members need to seriously consider if they need to remove trustees, or if other action is required, such as commissioning an external review of governance. | law |
https://fabricadecasetonelporvenir.com/general/advantages-of-having-a-mainland-company-in-dubai/ | 2023-01-30T02:34:42 | s3://commoncrawl/crawl-data/CC-MAIN-2023-06/segments/1674764499790.41/warc/CC-MAIN-20230130003215-20230130033215-00327.warc.gz | 0.953909 | 462 | CC-MAIN-2023-06 | webtext-fineweb__CC-MAIN-2023-06__0__183738050 | en | Setting up a business in the MENA region or the world can be a lucrative experience, and considering mainland company formation in Dubai can help you access a pool of gains that many other countries cannot offer. The Dubai Department of Economic Development takes care of the entire process of company formation in Dubai. There are significant advantages to having a mainland company in Dubai, and here are a few of them.
Mainland companies are not subject to visa restrictions:
Mainland companies in Dubai offer a host of attractive benefits to foreign investors. A mainland company in Dubai is licensed by the Department of Economic Development, allowing it to operate in the local market and export its goods and services around the world. The location of the company in Dubai gives it unique opportunities for entry into the global marketplace and GCC markets. In addition, 100% foreign ownership of a mainland company in Dubai is now possible under an amendment to the Commercial Companies Law.
Mainland companies can choose their office location anywhere in Dubai:
Mainland companies can conduct business in Dubai and the UAE, where they are allowed to operate anywhere they like. This gives them a distinct advantage over free zones, which are restricted to certain areas and specific types of activities. Mainland companies can choose an office location anywhere in the emirates, and can even have multiple branches to create a strong presence across the UAE.
Mainland companies can conduct business without the inference of the local partner:
Setting up a mainland company in Dubai has several benefits. It does not have a minimum capital requirement and is exempt from corporate taxes. It has the lowest statutory VAT of 5%, among the lowest in the world. It also opens the door for entering the lucrative government sector. A mainland company is exempt from UAE currency restrictions and can apply for several visas.
If you want to make a mark in the UAE’s thriving market, setting up a mainland company is the right choice for you. Dubai’s Department of Economic Development (DED) helps entrepreneurs form companies on the mainland, offering numerous benefits and flexibility for entrepreneurs. However, setting up a mainland company requires more work than just forming a company in Dubai. You will need to reserve a trading name, partner with a local sponsor, and apply for all necessary visas and labor cards. | law |
https://www.rubianocpa.com/what-we-do/litigation-support | 2024-04-25T08:29:34 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712297290384.96/warc/CC-MAIN-20240425063334-20240425093334-00107.warc.gz | 0.941205 | 145 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__176090741 | en | Offering a robust line of services to meet your personal and business needs
Select a product
Our firm works with law firms to provide litigation support services. We act as either a consultant to the attorney to help build a case or as an independent expert to conduct a review, summarize our findings, and provide expert testimony.
Our accountants and litigation specialists look into and beyond the numbers. We can untangle complex financial disputes and can provide litigation support throughout all phases of a dispute. We help even the most experienced litigators analyze complex accounting issues. So whether you need someone to quantify economic damages or trace assets in a hotly contested divorce, our professionals are here to help. | law |
https://www.rimowa.com/tw/en/terms-conditions/terms.html | 2023-09-22T07:48:48 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506339.10/warc/CC-MAIN-20230922070214-20230922100214-00895.warc.gz | 0.94333 | 4,049 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__313872658 | en | General Terms and Conditions of Business to Consumers
for RIMOWA online orders
1 Scope of application, conclusion of a purchase agreement
1.1 These General Terms and Conditions of Business to Consumers ("General Terms and Conditions") apply to all agreements that RIMOWA GmbH ("RIMOWA" or "we") with its registered office in Richard-Byrd-Str. 13, 50829 Cologne, Germany, concludes with a customer who is a consumer within the meaning of Section 13 of the German Civil Code (BGB), i.e. every natural person who enters into a legal transaction for purposes that predominantly are outside such person's trade, business or profession, ("you") on the basis of online orders, e.g. via the website of RIMOWA ("Website").
1.2 The products displayed on our Website constitute a non-binding product catalogue. Our product offerings on the Website are non-binding and do not constitute an offer to conclude a purchase agreement.
- By placing an order via the Website, you make a binding offer to purchase the relevant products and, thus, to conclude a purchase agreement ("Agreement").
- If the Receipt Confirmation does not expressly declare an acceptance of your order and your products are not dispatched within five working days from receipt of the Receipt Confirmation, your offer to conclude an Agreement shall be deemed to have been rejected.
- If you have selected PayPal as your payment method as stated in Clause 3.2, the Agreement shall be deemed to have been concluded at the time you confirm the payment instruction to PayPal.
1.3 The products shown on the Website may only be purchased in standard household quantities (maximum six products per order).
1.4 The languages available for the conclusion of an Agreement are:
German, English, French.
The respective language of an Agreement shall depend on the language in which the Website, where you purchase our products, is designed.
1.5 You can place your order as a guest without registering. You may also register on our Website as stated below in Clause 2 when you place your order and create a customer account “MyRIMOWA” ("Customer Account"). If you create a Customer Account when you place your order, the details of your order and the Agreement will be stored therein; you can then review the details in your Customer Account. We will also send to you the order details and these General Terms and Conditions with the Dispatch Confirmation as stated in Clause 1.2 para. 4. You also have the option of reading and downloading these General Terms and Conditions at any time via our Website.
1.6 You are entitled to withdraw from the Agreement in accordance with the Instructions on Withdrawal pursuant to Clause 8.2.
2 Registration, customer account and data protection
2.1 In order to register on our Website, you have to complete the mandatory fields in the registration form correctly and in full. The registration is successfully completed if it has been confirmed by us with a corresponding confirmation email. Once you have successfully registered, a personal RIMOWA number for your Customer Account ("ID"), which will be linked to the email address you have provided, will be created for you. This ID is non-transferable and grants you access to your Customer Account.
2.2 Your personal login details have to be stored in a way that protects them against access by third parties. If third parties become aware of your login details nonetheless, then you shall inform us immediately and change your login details. You are also responsible for renewing the data specified by you for each new order.
3 Terms and conditions of payment, shipping costs, return shipping costs
3.1 All prices for products displayed on the Website include statutory VAT, except for Switzerland, Norway and Liechtenstein where prices for products are displayed excluding statutory VAT .
3.2 The following payment methods are available:
- Credit card (MasterCard, VISA, American Express): Your credit card will be charged upon acceptance of your order according to Clause 1.2 para. 4.
- PayPal: You pay the invoice amount via the online provider PayPal. In general, you have to register or be registered with PayPal, enter your login details to confirm your identity and then confirm the payment instruction to us. You will receive further information during the order process.
- Klarna: If you choose Klarna as your payment method, the invoice amount will become due only upon we dispatched your products. As soon as your order has been dispatched, you will receive a notification from Klarna with all essential payment information. As of this date the invoice amount must be paid within 14 days.
3.3 For each binding order you place via the Website, you will receive an invoice for the amount payable by you. The invoice will be attached to the Receipt Confirmation as stated in Clause 1.2 para. 4 if this constitutes the acceptance of your order or, otherwise, to the Dispatch Confirmation as stated in Clause 1.2 para. 4.
3.4 In the event of default in payment, we are entitled to our statutory rights.
3.5 Set-off and exercise of a right of retention by you due to contested counterclaims or counterclaims which are not final (rechtskräftig) are excluded. The exercise of any retention right by you is also excluded to the extent that the counterclaims are not based on the same contractual relationship.
3.6 All prices for products displayed on the Website do not include shipping costs as well as customs duties and other similar public charges. These will be charged over and above the specified product prices unless otherwise expressly agreed.
The shipping costs will be automatically specified in your basket and displayed in the summary of the order data as stated in Clause 1.2 para. 3. These costs will also be included in the invoice as stated in Clause 3.3.
You are not obliged to bear the shipping costs for the delivery in the event you validly exercise your right of withdrawal according to Clause 1.6. This does not apply if you select the express shipping for delivery.
In the event you validly exercise your right of withdrawal according to Clause 1.6 and return the products you have purchased via our Website as a result of the withdrawal, we will bear the direct return shipping costs.
4 Terms and conditions of dispatch and delivery
4.1 Any date of dispatch communicated by us shall be approximate and may deviate by two working days unless an exact date has been expressly agreed.
4.2 The date of dispatch shall be the date on which the products purchased by you are handed over to a transport person delivering the products.
4.3 The products can be exclusively delivered to addresses within the European Union as well as Norway, Switzerland, Liechtenstein and Monaco. Please note that products ordered on the Website are not available for collection by you and that we do not deliver to German “Packstation” automated booths for parcel collection.
4.4 The product availability can generally be seen in the product description. Products shall be delivered inside Germany within 2 - 4 working days or within 1 working day if you select express shipping unless no or a deviating delivery period is indicated with regard to the respective product on our Website. Additional delivery periods for other countries can apply.
In the event that a product you have ordered via our Website is (temporarily) unavailable when you are placing the order, we will inform you immediately about the non-availability. In case a product is permanently unavailable, we will refrain from accepting your order. An Agreement will not be concluded in this case.
In the event an Agreement is concluded and our supplier fails to make a delivery relevant for the delivery of a product ordered by you, then any applicable period for delivery according to this Clause 4.4 shall be deemed to have been extended until three working days after the respective delivery is made by our supplier but in no event by a period of more than three weeks, provided that our supplier's failure to timely supply is not based on our fault or negligence and we have made a corresponding order from the supplier without undue delay.
If a product is permanently unavailable or cannot be timely delivered as stated in Clause 4.4 para. 3, we will inform you immediately. In the event a product is unavailable and the delivery cannot be assured by the delivery from our supplier within the foreseeable future, we shall be entitled to withdraw from the Agreement. In such case, we will reimburse you all the payments you have made with respect to the order, if any. Your rights in connection with the default in delivery shall remain unaffected by this provision 4.4 para. 4.
We are entitled to deliver products you have collectively ordered in partial deliveries, provided that the products can be used separately. We will bear any additional shipping costs caused thereby.
5 Retention of title
We retain title to the products delivered to you until the payment for them has been made in full.
You are not entitled to resell any products delivered to you which are subject to the retention of title as stated in this Clause 5 unless we have granted prior written consent to such resell.
6 Liability for defects
6.1 In the event of defects in the products, the statutory provisions shall apply. The period of limitation for all claims for defects is two years and starts at the time the corresponding products have been delivered to you. Claims for defects, which we have fraudulently concealed or which are covered by a quality guarantee, shall remain unaffected by this provision 6.1.
6.2 Special provisions for defects in second-hand products: As each second-hand products is an individual piece, in individual cases the delivery of a defect-free product as the supplementary performance may be impossible. In such a case, your statutory claim for subsequent performance may be limited to the remedy of the defect (for example, by repair).
6.3 Claims for damages due to defects shall be governed by statutory law, though modified by the provisions in Clause 7.
6.4 In all cases involving defects, we would ask you to contact our customer service team by calling +49-221-956 4178100. Charges vary depending on your service provider and country. Your claims shall naturally remain unaffected.
7 Further liability
7.1 We shall always be liable irrespective of the type of breach of our obligations arising from an Agreement, including tort, if the breach of obligations is based on an intent or gross negligence.
7.2 In case of a breach of material contractual obligations by us, our statutory representatives or vicarious agents, where the fulfilment of such obligations is crucial for the due performance of the agreement in the first place and the contractual partners can generally be expected to trust in their fulfilment, we shall be liable for any breach based on negligence, but in case of slight negligence the liability shall be limited, to the typical damage that can be foreseen at the time the Agreement was concluded.
7.3 The limitations of liability and exclusions as stated in this Clause 7 do not apply
- to damages resulting from injury to life, limb or health,
- in the event of fraudulent concealment of defects,
- in the event of liability for claims based on the German Product Liability Act (Produkthaftungsgesetz),
- in the event of gross negligence on the part of our organs or executive employees or
- to the extent we have granted a guarantee as to quality or durability.
7.4 To the extent our liability is excluded or limited as stated in this Clause 7, this shall also apply to our employees, representatives and vicarious agents.
8 Right of revocation
8.1 You have a right of withdrawal subject to the following provisions.
8.2 Instructions on withdrawal
Instructions on withdrawal
Right of withdrawal
You have the right to withdraw from this contract within 14 days without giving any reason.
The withdrawal period will expire after 14 days from the day on which you acquire, or a third party other than the carrier and indicated by you acquires, physical possession of the last good.
To exercise the right of withdrawal, you must inform us (RIMOWA GmbH, Richard-Byrd-Strasse 13, 50829 Cologne, Germany, tel.: +49-221-967 59100, e-mail: [email protected]) of your decision to withdraw from this contract by an unequivocal statement (e.g. a letter sent by post, fax or e-mail). You may use the attached model withdrawal form, but it is not obligatory.
To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal
If you withdraw from this contract, we shall reimburse to you all payments received from you, including the costs of delivery (with the exception of the supplementary costs resulting from your choice of a type of delivery other than the least expensive type of standard delivery offered by us), without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to withdraw from this contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement. We may withhold reimbursement until we have received the goods back or you have supplied evidence of having sent back the goods, whichever is the earliest.
You shall send back the goods or hand them over to us, without undue delay and in any event not later than 14 days from the day on which you communicate your withdrawal from this contract to us. The deadline is met if you send back the goods before the period of 14 days has expired.
We will bear the direct cost of returning the goods.
You are only liable for any diminished value of the goods resulting from the handling other than what is necessary to establish the nature, characteristics and functioning of the goods.
8.3 Model withdrawal form
Model withdrawal form
(complete and return this form only if you wish to withdraw from the contract)
– To RIMOWA GmbH, Richard-Byrd-Strasse 13, 50829 Cologne, Germany, [email protected]:
– I/We (*) hereby give notice that I/We (*) withdraw from my/our (*) contract of sale of the following goods (*)/for the provision of the following service (*),
– Ordered on (*)/received on (*),
– Name of consumer(s),
– Address of consumer(s),
– Signature of consumer(s) (only if this form is notified on paper),
(*) Delete as appropriate.
8.4 30-day right of return granted by RIMOWA
Without prejudice to your legal right of cancellation (see article 8.2 of these General Terms and Conditions), we grant you a 30-day right of return. This right of return allows you to withdraw from the Agreement after the expiry of the legal 14-day cancellation period by returning the relevant product to us within 30 days of having received it. The period for exercising this right of return runs from the date of receipt of the said product. Otherwise, this right of return is subject to the same conditions as the legal right of cancellation, as described in Article 8.2 above.
8.5 Return delivery of RIMOWA products: Should you make use of your statutory right of withdrawal or the voluntary 30-day right of return, the respective products must be returned in the original packaging or in a suitable packaging that provides adequate protection of the product against transport damage.
8.5 Exceptions from the right of cancellation and the right of return
Personalized luggage tags on which text and/or symbols selected by you have been embossed are excluded from the right of cancellation and the right of return.
8.6 14-day right of return for limited editions
RIMOWA accepts the returns of limited editions (special offers which are limited in time such as RIMOWA brand collaborations) within 14 days from receiving the merchandise for a full refund, under the condition that the merchandise is complete, unused and undamaged. RIMOWA only accepts return shipments from the same country to which the merchandise has been delivered.
9 Online dispute resolution
We do not participate in the procedure for alternative dispute resolution in consumer matters pursuant to the German Consumer's Alternative Dispute Resolution Act (VSBG) and for online dispute resolution for consumer disputes pursuant to the Regulation on Consumer ODR (ODR-VO).
10 Applicable law
The law of the Federal Republic of Germany shall apply, to the exclusion of the UN Convention on Contracts for the International Sale of Goods (CISG). This choice of law shall not apply, however, if it has the result of depriving you of the protection afforded to you by provisions that cannot be derogated from by agreement by virtue of the law which, in the absence of choice, would have been applicable on the basis of statutory provisions. | law |
https://www.tour4u.sk/could-it-be-illegal-to-marry-a-mail-purchase-spouse/ | 2022-06-27T20:17:52 | s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656103341778.23/warc/CC-MAIN-20220627195131-20220627225131-00114.warc.gz | 0.960073 | 1,028 | CC-MAIN-2022-27 | webtext-fineweb__CC-MAIN-2022-27__0__153013198 | en | Is it illegal to get married to someone you meet by using a mail buy marriage program? There are zero laws that prohibit deliver order relationship, but in specific countries, it can be illegal. For example , Israeli Jews are persuaded https://womenasian.org/viet-women/ to marry local women of the same faith, and Muslim countries restrict men to marrying simply Jews or perhaps Christians. The laws designed for mail buy marriage solutions vary depending on country. Here are several important things to keep in mind:
First, happen to be mail buy brides and spouses legal in your region? Most countries permit all their citizens to marry and also the. If the female you choose comes from the US, consequently mail order marriages are legal in the US. The laws that control these partnerships vary, playing with general, mail order birdes-to-be and husband and wife are considered legal in most countries. Despite the risks, mail purchase marriages are often perfectly legal. Listed below are a lot of states that allow -mail order marriages and their laws.
Mail purchase brides and grooms should likewise know that guys who apply online dating products are be subject to the International Marriage Broker Regulation Act, which defends them and their clients from illegal strategies. Mail buy brides are protected beneath the Violence Against Women Midst and may visit the United States over a special visa for australia. If you decide to go after mail buy marriages, be sure to go along with all laws and regulations pertaining to snail mail order brides to be. The following information will help you make a knowledgeable decision.
Mailbox order partnerships can be legal as long as you disclose all relevant information about yourself and your spouse to the mailbox order new bride. Moreover, you are guarded by the Violence Against Women Act (VAWA), which will protects all victims of domestic physical abuse, sexual invasion, and other criminal offenses against girls. The VAWA also defends mail buy brides against domestic violence and our trafficking. -mail order relationships may be illegal in your nation, but VAWA is a better alternative for those who are concerned with becoming a email order bride or soon-to-be husband.
Mail buy marriages will be legal in america, the UK, Canada, and most West countries. If you plan to marry a mail buy bride right from another country, it’s vital that you just use the greatest legit deliver order websites and adhere to all suggestions for getting a K-1 fiancee visa. After that, your new partner can easily get a green card and turn into a Citizen of the us in 3 years. You may also would like to hire a great immigration lawyer for assistance on how to make your K-1 fiancee visa for australia.
Canadian all mail order bride laws are much less strict than those of the ALL OF US. In Canada, you can get married to someone you met in the internet, however you must continue to apply for a sponsor’s visa. You need to pay fees of $1, 000 to enter the country, and another $150 for each child you marry. Mailbox order birdes-to-be cannot sign up for permanent residency in Canada before two years contain passed as you are married these people. Then, you should prove that you are fiscally stable. Should you marry an individual you accomplished through a mail order marital relationship service, they must prove that there is a stable task.
Intermarriage rates are growing. In the Philippines alone, 17% of bride and groom were committed to an individual of a numerous race or perhaps ethnicity. Meaning that approximately 670, 000 new wedding brides were not created in the United States just before marrying. Consequently , are snail mail order relationships legal? It is critical to remember that you will discover legal laws for all mail order marriages, but they are certainly not recognized by Philippine law. If you marry a foreign bride, make sure to conduct your feast day outside of the region of origin.
For anyone who is not a citizen of Canada, mail buy marriage is certainly legal in the UK. Men can bring foreign birdes-to-be to the UK if they want to, and females can make application for a visa in cases where they would like. You must, yet , follow the legal processes becoming a citizen from the country you met your foreign better half in. And most cases, deliver order birdes-to-be are not unlawful in Canada. You can still desire a sponsor and follow the Family members Sponsorship System.
In the past, -mail order birdes-to-be were illegal. Yet , nowadays, they are simply considered a legal sphere. While you should take safeguards to research a dependable mail order spouse supplier, you should steer clear of being conned. Using a mailbox order services can be a great way to find a life partner without ever going out of your home state. But make sure to groundwork the provider’s credibility contracts up. And don’t forget to contact your new bride-to-be for a long time. | law |
https://www.inntec.ca/blog/competency-based-assessment-p-eng-licensing-in-ontario-for-international-engineers | 2024-04-18T06:29:26 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817200.22/warc/CC-MAIN-20240418061950-20240418091950-00274.warc.gz | 0.944369 | 1,880 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__14971353 | en | In Canada, being a Professional Engineer is not solely about possessing technical skills; it is a legally protected and regulated title. The provincial and territorial regulations are critical in protecting the title and maintaining high-quality practicing standards. Canadian laws and regulations guarantee that obtaining this title symbolizes distinction. Being an engineer not only signifies technical competence but also carries severe obligations and the trust that comes with it.
Updated Requirements for P.Eng Licencing:
For international engineers to gain this prestigious title, understanding and navigating the regulatory path can be quite challenging; however, the evolving regulatory requirements over time have significantly eased up the licensing process, especially for applicants who have been educated and practicing engineering outside Canada. In a series of enhancements, Professional Engineers Ontario (PEO) — the regulatory authority in Ontario — has, as of May 2023, modernized its licensing protocol to align with the Fair Access to Regulated Professions and Compulsory Trades Act (FARPACTA). FARPACTA ensures that foreign professionals have fair, efficient, and transparent access to regulated professions and trades without facing unnecessary barriers. This article briefly summarizes changes enacted and what it would mean for internationally trained engineers to get their professional engineering license in Canada.
Using Competency-Based Assessment (CBA)
CBA is a method of Assessment that focuses on the ability of candidates to perform specific tasks and roles effectively. Unlike traditional forms of work experience submission that relied heavily on submitting open-ended work experience demonstrating focus on applying engineering theory and practice experience, PEO's CBA categorically defines the experience requirement into seven (7) core competencies and thirty-four (34) sub-competencies. Regulators design these competencies carefully to cover the depth and breadth of the spectrum of skills and knowledge engineers go through in their careers within Canada. The seven (7) core competencies include:
- Technical Competencies
- Communication Competencies
- Project and Financial Management
- Team Effectiveness
- Professional Accountability
- Social, Economic, Environmental, and Sustainability
- Personal Continuous Professional Development
No Requirements for Canadian Experience:
As of July 2023, under the new CBA framework, Ontario's regulatory body has taken a significant step to remove the Canadian engineering experience requirement as part of the mandatory licensing process. The legislative changes are a response to the observation by the industry that the absence of Canadian work experience is often identified as a major obstacle for skilled immigrants in Canada, hindering them from obtaining professional certifications and resuming careers in their trained fields. The CBA framework, enacted by PEO, ensures that geographical borders do not confine the path to licensure by shifting the focus from 'where' you gained your Experience to 'how' that Experience has shaped your competencies and 'what' you bring to the engineering landscape in Canada.
The previous legislation mandated all applicants to receive at least 12 months out of 48 months of engineering experience in a Canadian jurisdiction under the supervision of one or more Canadian professional engineers.
To safeguard the public interest in light of the lack of Canadian Experience, the PEO incorporated Canadian Environmental Competencies as part of the new CBA framework. These Environmental Competencies are not additional to the 34 competencies. Still, they are carefully embedded within them to best demonstrate knowledge and Experience of Canadian regulations, codes, standards, quality control, safety awareness, professional accountability, and communication. For instance, an engineer with a rich engineering background in managing water treatment projects in a country with a diverse climate and rigid environmental regulations can bring invaluable insights into sustainable water management in Canada's varied climate conditions. In this scenario, the CBA becomes pivotal in ensuring that such international expertise is thoroughly assessed and aligned with Canadian standards and practices, validating the engineer's adaptability, adherence to safety and quality norms, and proficiency in effective communication and accountability within the Canadian engineering landscape. Thus, this approach not only protects the public interest by ensuring compliance with Canadian engineering standards but also welcomes innovative practices and global expertise into the engineering sector in Canada. The picture below lists all thirty-four (34) competencies within seven (7) categories. The competencies with a green leaf demonstrate environmental competency.
Faster Application Processing Times:
These transformational changes have also brought about a significant improvement in application processing times. A striking feature is the introduction of a 6-month time frame within which PEO now processes applications. This is a breath of fresh air compared to the earlier scenario, where applicants were left in limbo with no defined time frame, often enduring long waits that could stretch beyond a year.
This new 6-month timeline begins once all application documents are completed and submitted. It's a straightforward, well-defined time frame that brings certainty and transparency to the process. Applicants can now plan better, knowing there's a defined end to the waiting period. It alleviates the anxiety associated with indefinite waiting times and aids in better career planning for internationally trained engineers. They can now have a clearer vision of when to expect their licensing outcomes, allowing them to make informed decisions regarding their employment and settlement plans in Ontario.
Revocation of Engineers in Training (EIT) Program:
The PEO also revoked the EIT Program to align with streamlined application processing times. The newly instituted 6-month application processing time has significantly altered the landscape, making the EIT program less relevant. Previously, the EIT program served as a placeholder for applicant engineers, offering them a structured pathway as they awaited the outcome of their licensure applications. However, with the assurance of a 6-month turnaround time, once all application documents are completed, the necessity for an interim EIT status diminished.
The old scenario posed challenges both for employers and engineers. Employers often found themselves in a quandary with EIT title holders on their teams. The lack of a definite timeframe for licensure left employers unsure of the professional growth trajectory of these individuals within their organizations. Conversely, engineers holding the EITs often found themselves in professional limbo, with no clear roadmap towards obtaining their licenses. For example, a major issue that often can be seen is the misalignment between the engineering discipline of an EIT title holder and their actual work discipline. Many held EIT titles in one field while working in another, creating hurdles in meeting licensure requirements. This scenario hindered progress toward licensure and caused workforce misalignment.
Revoking the EIT program resolved these issues. Now, applicant engineers align better with discipline-specific licensure requirements from the start. The 6-month processing time facilitates a quick transition from application to licensure, removing the prolonged interim EIT status.
Access to the Canadian Job Market:
The engineering labor market in Canada has been grappling with a shortage of skilled professionals like never before – a challenge intensified by the aging workforce experiencing retirements. Yet many highly competent international engineers faced long waits to fulfill licensure requirements. During this waiting period, financial pressures often compelled them to seek employment in fields unrelated to their engineering expertise, representing a loss of valuable skills to the Canadian engineering labor market.
The CBA implementation and swift 6-month processing time collectively are expected to benefit both employers and employee engineers significantly. For employers, this means easier and faster access to a broader talent pool, aiding in filling crucial positions promptly. Internationally trained engineers, on the other hand, gain quicker entry into the Canadian engineering job market, mitigating financial pressures from their underpaid odd jobs. It's worth mentioning that before these adjustments, all applicants were mandated to be supervised by a Canadian P.Eng for a minimum of 12 months. Given the pre-COVID engineering landscape, where remote working was not the norm, this stipulation frequently posed challenges for international engineers residing abroad, hindering their opportunities to engage with Canadian engineering entities. However, the advent of remote working post-COVID, coupled with these regulatory shifts, has created a conducive environment for international engineers outside Canada to collaborate with Canadian companies and pursue their licensure, all without the necessity of physical presence in Canada.
Potential Immigration Benefits
The updated licensing protocol by PEO also opens up enhanced immigration prospects for internationally trained engineers. By allowing remote work experience and removing the Canadian work experience necessity, engineers outside Canada can now gain their engineering license, increasing their chances of receiving formal employment offers from Canadian employers. A formal employment offer is pivotal in the immigration process. As per Immigration, Refugees, and Citizenship Canada (IRCC), a valid job offer, especially in a skilled trade occupation, can garner additional Comprehensive Ranking System (CRS) points, improving the likelihood of being invited to apply for permanent residence.
In short, the actions by Professional Engineers Ontario (PEO) mark a pivotal step towards embracing global engineering talent. By simplifying the licensing process and introducing a rapid 6-month processing time, PEO has removed substantial hurdles for internationally trained engineers. These changes fill the skill gap in the Canadian labor market and propel Canada onto a global stage, showcasing it as a welcoming and inclusive hub for engineering expertise. The ripple effects of these reforms extend beyond the engineering realm, enhancing Canada's global competitiveness and setting a remarkable precedent for other regulated professions. Through these transformative measures, Canada is unlocking opportunities for international engineers and fortifying its engineering landscape for a vibrant and innovative future. | law |
http://www.nixonanddovey.com/qa-jay/ | 2018-02-18T10:24:52 | s3://commoncrawl/crawl-data/CC-MAIN-2018-09/segments/1518891811830.17/warc/CC-MAIN-20180218100444-20180218120444-00554.warc.gz | 0.987439 | 575 | CC-MAIN-2018-09 | webtext-fineweb__CC-MAIN-2018-09__0__264918667 | en | I am a fan of Nixon and Dovey and love your character development. Just curious, did you find anything on ancestry.com that helped you write the novel?
When I was researching Nixon and Dovey there was no internet so the vast majority of information came from traveling to North Carolina and the best genealogical sites such as the LDS holdings in Salt Lake. After the Ancestry.com came along I used it mostly to confirm what I pretty much already knew and then to post information about Nixon’s family for others to have. Ancestry.com is a wonderful tool as are the internet search engines.
Was Baldy Henderson a real person? If not, is he based on an historical character?
Indeed, the Judge ‘Baldy’ Henderson character was based upon a real person. Not only was he a real person but he was a great lawyer of some fame himself. Archibald ‘Baldy’ Henderson died shortly after defending Nixon Curry in the murder case where Nixon was charged with killing Ben Wilson and it was ‘Baldy’ who argued successfully, as in the book, against a negro testifying against a white man. Although Nixon Curry was considered his most famous case he had many other successful, well known trials. His reputation was impeccable. Like Nixon, there are several articles about Judge Henderson which were written in the early to mid-1800s. In one article his client, having just been acquitted of stealing was asked if he actually did it. He responded something along the lines of “Well, sir. Before my lawyer Mr. Henderson, esquire spoke I surely did think that I was guilty of the charge, but after hearing Mr. Henderson’s summary, I can now can say I am having serious doubts.”
Upon his death, ‘Baldy’ Henderson was widely acclaimed as one of the finest lawyers ever produced in early America. Supreme Court Chief Justice John Marshall who ruled the US Supreme Court for almost 35 years called Henderson the best attorney ever produced by North Carolina. Henderson argued several cases before Chief Justice Marshall and was said to never have lost a case to that esteemed court. Also Judge Henderson is the only lawyer for which the state organization of lawyers (I don’t remember their title) actually placed a tall monument on his grave with words of praise never since used to describe one of their own members in such an open forum.
Yes, Mr. Hughes, Judge ‘Baldy’ Henderson was a famous and highly regarded lawyer in the Mecklenburg County area. I only hope Nixon and Dovey does him justice.
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https://fiveminutehistory.com/the-remarkable-story-of-the-real-fagin-from-charles-dickens-oliver-twist/ | 2024-04-14T02:29:50 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296816863.40/warc/CC-MAIN-20240414002233-20240414032233-00764.warc.gz | 0.986522 | 857 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__69219673 | en | The character Fagin in Charles Dickens’ Oliver Twist is believed to be based on the criminal Ikey Solomon, who was a fence at the centre of a highly publicised arrest, escape, recapture, and trial.
Solomon is also thought to have been a London underworld “kidsman”—an adult who recruited and trained children as pickpockets in exchange for providing them free food and lodging.
Born into a Jewish family in the East End of London, Solomon was one of nine children and was introduced to a life of crime at an early age by his father.
He opened a shop in Brighton and later a pawn shop in London through which he bought and sold stolen goods.
Luck ran out for him when in 1810 he and a friend named Joel Joseph were caught red-handed stealing a pocket book and £40 in bank notes from a gentleman outside the houses of parliament.
Police chased the pair into Westminster Hall and Joseph tried to eat the money while Solomon tried to hide the pocket book.
Both were tried at the Old Bailey and found guilty of stealing.
At 23, Solomon was all set for penal transportation to Australia.
But he ended up in a prison hulk called Zetland—a decommissioned ship used as a floating prison, popular in England in the 18th and 19th centuries.
After four years, he was either released through error, or he escaped.
Undeterred, he returned to London and set up shop as a pawn broker, using it as a cover for trading in stolen property.
Nine years passed until he was arrested again and charged with theft and receiving.
Held at Newgate Prison, he managed to obtain a writ of habeas corpus and was brought before a judge.
When his case was dismissed, his guards escorted him back to Newgate Prison in a hackney carriage.
Unbeknown to the guards, the carriage driver was Solomon’s father-in-law, and at a prearranged spot, other friends of Solomon attacked the guards and set Ikey free.
This time, he fled the country—first to Denmark and then to New York, arriving in August 1827.
Authorities arrested Solomon’s wife. She was found guilty of receiving stolen goods and sentenced to penal transportation to Tasmania.
The judge allowed her six children to go with her.
When Ikey heard the news of his wife’s transportation, he decided to leave New York and board a ship for Tasmania under a false name.
On arrival in Tasmania, it wasn’t long before some of his old criminal acquaintances recognized him, but as luck would have it, the Governor of the island couldn’t arrest him without a warrant from England.
Even when the governor wrote to request a warrant, it would be 12 months before it arrived.
Ikey was free to do as he pleased and opened a tobacco store.
So that his wife could stay with him, he paid a surety bond to guarantee she wouldn’t leave the island.
But the 12 months passed and the warrant for Ikey’s arrest finally arrived.
After another long voyage back to England for his trial at the Old Bailey, he was charged on eight counts of receiving stolen goods, found guilty on two, and shipped back to Tasmania to serve a 14-year sentence.
The trial was highly publicized in newspapers and pamphlets and it’s believed Charles Dickens used it as the basis for Fagin’s trial in Oliver Twist (Ch 52).
Just four years into his sentence, he was granted a ticket of leave on condition that he live at least 20 miles away from the capital city Hobart.
This meant that he was essentially free as long as he stayed within the district specified on the ticket.
Estranged from his wife and family, he would live another 15 years until his death in 1850.
The Jewish cemetery in Hobart where he was laid to rest was bulldozed and the land converted to an apartment complex.
All signs of his life are long gone, but his story lives on in the writings of Charles Dickens and the character Fagin. | law |
https://bellassoc.wordpress.com/2014/05/06/the-aca-premium-tax-credit-take-it-now-or-later/ | 2019-08-18T17:06:33 | s3://commoncrawl/crawl-data/CC-MAIN-2019-35/segments/1566027313987.32/warc/CC-MAIN-20190818165510-20190818191510-00262.warc.gz | 0.956892 | 1,038 | CC-MAIN-2019-35 | webtext-fineweb__CC-MAIN-2019-35__0__68442393 | en | This year over 7.1 million Americans enrolled in health plans on state and federal health insurance exchanges created by the Affordable Care Act (ACA). For many families, one of the benefits of enrolling in an exchange health plan is the “Premium Tax Credit,” also known as a premium subsidy. The subsidy is provided to help make the cost of healthcare insurance affordable to individuals and families who meet certain eligibility requirements:
- You must purchase insurance through a health insurance exchange (e.g., the Marketplace);
- Your household income must be between 100% and 400% of the federal poverty level (“FPL”).
- You must not be eligible for “affordable” employer-sponsored coverage, or government-sponsored coverage (like Medicare, Medicaid, CHIP, or TRICARE);
- You cannot be claimed by another person as a dependent; and
- You cannot file a “married filing separately” tax return (except in certain domestic violence situations—see IRS Notice 2014-23).
Your eligibility for the credit, and the amount of the credit you can receive, is determined based on the information you provide when you apply for coverage. If you are eligible, you decide when to receive the credit:
- Take it now – You can choose to have part or all of your estimated credit paid directly to your insurance company, thus lowering your share of monthly premiums during 2014.
- Take it later –You can wait until you file your 2014 income tax return (in 2015) to take the credit, which will be a refundable credit on your income tax return.
If you qualify for the premium tax credit and choose to take it now, the amount of your credit could change, depending on your actual income for the year. For example, if you took the credit and your income turns out to be more than 400% of FPL, you will have to repay the credit. On the other hand, if you took a reduced credit or no credit initially, but your income turns out to be less than expected, you may receive a refund.
Exception: If you enroll in an exchange health plan and it is estimated that your income will be between 100% and 400% of FPL, and you elect to take the tax credit during the year, but at the end of the year it turns out that you earned less than 100% of FPL, you do not need to repay the credit as long as you meet the other eligibility requirements described above.
When you apply for coverage from an exchange, you are asked whether you are eligible for employer-sponsored coverage. If you indicate that you are, you will be prompted to provide the amount of the premium contribution you would need to pay for single coverage. Although it may be tempting to provide false information to be sure you receive the premium discount, the tax credit will be taken away if the information provided is false and, you may be subject to additional tax penalties.
The IRS intends to issue regulations to help verify the information provided by individuals. These regulations will establish a process that the IRS will use to verify the coverage availability and affordability through your employer if you apply for subsidized coverage from the exchange.
Report mid-year changes promptly. If you take the premium tax credit during the year and you experience a major change in income, family size, employment or other factor affecting your eligibility for the credit, you should report such changes immediately to the exchange so that your credit can be adjusted mid-year. Otherwise, you may wind up owing more money on April 15, 2015.
Don’t forget to file your 2014 tax return. Whether you choose to take the credit during the year, or to claim it on your tax return at the end of the year, you are required to file a 2014 income tax return in order to receive the premium tax credit.
Re-enroll to receive the credit next year. Re-enrollment is not automatic! In November, you should receive notice of your eligibility to re-enroll. This notice is expected to include questions about your family size and income. You must sign and return the notice within 30 days to find out if you will be eligible for the premium tax credit in the coming year. Then, during the annual open enrollment period (for example, November 15, 2014–January 15, 2015), you can decide whether to re-enroll.
Thoughts or questions on the premium tax credit? Leave a comment to let us know what you think.
Visit us at www.bellassoc.com.
This article refers to all regulations issued through April 1, 2014. It is intended to be a summary of important issues and should not be considered legal or tax advice.
© Bell Associates and “Ask the Professionals,” 2014. Unauthorized use and/or duplication of this material without express and written permission from Bell Associates is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Bell Associates and “Ask the Professionals” with appropriate and specific direction to the original content. | law |
http://barrlawfirm.com/index.cfm/pagename/faq/i/53 | 2013-05-22T10:02:28 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368701577515/warc/CC-MAIN-20130516105257-00089-ip-10-60-113-184.ec2.internal.warc.gz | 0.945166 | 488 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__9674695 | en | What are your office hours?
Our office is open 8:30 am noon, and 1:00 to 5:00 pm, Monday through Friday.
We can see clients at other times with special arrangements.
Is there a charge for the first visit?
Yes, we charge $75 for the first one half hour of consultation.
Do you accept credit cards?
Yes, we accept Visa, MasterCard and Discover.
How do you charge for attorney fees?
We charge attorney fees in several ways, depending on the type of case. In many cases we set a minimum fee and retainer, and charge an hourly rate with credit for the retainer paid. In some cases, such as auto accidents, we can work on a contingent fee basis and only charge a percentage fee if there is a recovery. In other cases, such as estate planning, we have a set fee for the work we do. In real estate matters we can work on either a percentage fee or an hourly rate fee.
We discuss fees in the first meeting with the client and put everything in writing. We provide our clients with a written fee agreement and a schedule of the way fees are calculated.
What does the P.C. in the firm name mean?
P.C. in the firm name is an abbreviation for "Professional Corporation."
The Michigan Professional Corporation Act requires that any firm operating as a professional corporation have either Professional Corporation or P.C. in their name.
Can I call on the telephone for a legal opinion?
No, not unless you are an established client. We take pride in the quality of our legal opinions and do not offer snap decisions.
We request that prospective clients make an appointment and meet with us face-to-face. We then can give an informed, well thought-out opinion of the legal matter.
Is there parking available near your office?
Yes, there is limited on-street parking in front of our office, and two city parking lots within one block of the office.
One parking lot is on North Huron Street on the West side just South of Michigan Avenue. The second lot is on the corner of Washington and Pearl Streets.
Note that our office is on the corner of Huron and Pearl Streets in the City of Ypsilanti. Huron is one-way traffic North and Pearl is one-way traffic West. | law |
http://ravenhartbooks.blogspot.com/2009/06/ | 2017-04-26T23:19:11 | s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917121752.57/warc/CC-MAIN-20170423031201-00448-ip-10-145-167-34.ec2.internal.warc.gz | 0.976237 | 224 | CC-MAIN-2017-17 | webtext-fineweb__CC-MAIN-2017-17__0__119311651 | en | I just had one of the best experiences, and I want to share it with you guys. Some of the counties and municipalities here in Georgia have what they call Citizens Police Academies. It's a modified version of what police recruits go through and it's free. You get instruction on the laws governing police work from traffic law to when you have a right to use force against others. It included firearms instruction from police officers and a ridealong. I got to go to the gun range and fire a 40-caliber glock handgun and an AR-15 assault rifle. We saw a demonstration from one of the K-9 officers (Officer Bosco rocks!) and studied a simulated crime scene as if we were real CSIs.
Needless to say this gave me a lot of valuable research info for the books, since our Connie is a police detective and all. I encourage you all to take advantage of the Citizens Police Academies if one is offered near you. And I want to give a big shout out to the awesome, awesome officers of the Acworth Police Department! Y'all are the best! | law |
https://indi-academy.com/documentation/ | 2022-09-25T07:54:11 | s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030334515.14/warc/CC-MAIN-20220925070216-20220925100216-00312.warc.gz | 0.88715 | 6,719 | CC-MAIN-2022-40 | webtext-fineweb__CC-MAIN-2022-40__0__264864538 | en | AGREEMENT TO TERMS
Indigena Market marketplace is an integrative platform wherein NFT creators and enthusiasts buy and sell NFTs. The platform functions as an augmented marketplace wherein indigenous artists of various niches can tokenize their content.
Activities in the Indigena Market marketplace are controlled by smart contracts. The smart contracts execute transactions initiated and ensure that details of ownership for every sale and purchase are updated on the blockchain. Trade points in the marketplace are unique and authentic, and every transaction is securely executed.
Indigena Market is not a wallet provider, exchange, broker, financial institution, or creditor. Indigena Market provides a peer-to-peer web3 service that helps users discover and directly interact with each other and NFTs available on public blockchains. We do not have custody or control over the NFTs or blockchains you are interacting with and we do not execute or effectuate purchases, transfers, or sales of NFTs. To use our Service, you must use a third-party wallet which allows you to engage in transactions on blockchains.
Indigena Market is not party to any agreement between any users. You bear full responsibility for verifying the identity, legitimacy, and authenticity of NFTs that you purchase from third-party sellers using the Service and we make no claims about the identity, legitimacy, functionality, or authenticity of users or NFTs (and any content associated with such NFTs) visible on the Service.
Because we have a growing number of services, we sometimes need to provide additional terms for specific services (and such services are deemed part of the “Service” hereunder and shall also be subject to these Terms). Those additional terms and conditions, which are available with the relevant service, then become part of your agreement with us if you use those services. In the event of a conflict between these Terms and any additional applicable terms we may provide for a specific service, such additional terms shall control for that specific service.
Indigena Market reserves the right to change or modify these Terms at any time and in our sole discretion. If we make material changes to these Terms, we will use reasonable efforts to provide notice of such changes, such as by providing notice through the Service or updating the “Last Updated” date at the beginning of these Terms. By continuing to access or use the Service, you confirm your acceptance of the revised Terms and all of the terms incorporated therein by reference effective as of the date these Terms are updated. It is your sole responsibility to review the Terms from time to time to view such changes and to ensure that you understand the terms and conditions that apply when you access or use the Service.
The information provided on the Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
The Website is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Website.
YOUR ACCESS TO THE SERVICE
Like much of web3, your blockchain address functions as your identity on Indigena Market. Accordingly, you will need a blockchain address and a third-party wallet to access the Service. Your account on the service (“Account”) will be associated with your blockchain address; however, if you want to add some flair to your Indigena Market persona, you can add additional information, such as a profile picture, to your Account.
Your Account on Indigena Market will be associated with your linked blockchain address and display the NFTs for that blockchain address (and, if applicable, any content associated with such NFTs). By using your wallet in connection with the Service, you agree that you are using that wallet under the terms and conditions of the applicable provider of the wallet. Wallets are not operated by, maintained by, or affiliated with Indigena Market, and Indigena Market does not have custody or control over the contents of your wallet and has no ability to retrieve or transfer its contents. Indigena Market accepts no responsibility for, or liability to you, in connection with your use of a wallet and makes no representations or warranties regarding how the Service will operate with any specific wallet. You are solely responsible for keeping your wallet secure and you should never share your wallet credentials or seed phrase with anyone. If you discover an issue related to your wallet, please contact your wallet provider. Likewise, you are solely responsible for your Account and any associated wallet and we are not liable for any acts or omissions by you in connection with your Account or as a result of your Account or wallet being compromised.
INTELLECTUAL PROPERTY RIGHTS
Provided that you are eligible to use the Website, you are granted a limited license to access and use the Website and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Website, the Content and the Marks.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Website (or any portion thereof).
You may not access or use the Website for any purpose other than that for which we make the Website available. The Website may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
As a user of the Website, you agree not to:
- Systematically retrieve data or other content from the Website to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
- Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
- Circumvent, disable, or otherwise interfere with security-related features of the Website, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Website and/or the Content contained therein.
- Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Website.
- Use any information obtained from the Website in order to harass, abuse, or harm another person.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Use the Website in a manner inconsistent with any applicable laws or regulations.
- Engage in unauthorized framing of or linking to the Website.
- Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Website or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Website.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
- Delete the copyright or other proprietary rights notice from any Content.
- Attempt to impersonate another user or person or use the username of another user.
- Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
- Interfere with, disrupt, or create an undue burden on the Website or the networks or services connected to the Website.
- Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Website to you.
- Attempt to bypass any measures of the Website designed to prevent or restrict access to the Website, or any portion of the Website.
- Copy or adapt the Website’s software.
- Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Website.
- Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Website, or using or launching any unauthorized script or other software.
- Use a buying agent or purchasing agent to make purchases on the Website.
- Make any unauthorized use of the Website, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
- Use the Website as part of any effort to compete with us or otherwise use the Website and/or the Content for any revenue-generating endeavor or commercial enterprise.
USER GENERATED CONTRIBUTIONS
- The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
- Your Contributions are not false, inaccurate, or misleading.
- Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
- Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
- Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone
- Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
- Your Contributions do not violate any applicable law, regulation, or rule.
- Your Contributions do not violate the privacy or publicity rights of any third party.
- Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
- Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
By submitting suggestions or other feedback regarding the Website, you agree that we can use and share such feedback for any purpose without compensation to you.
We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Website. You are solely responsible for your Contributions to the Website and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Website (“Submissions”) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.
THIRD-PARTY WEBAPP AND CONTENT
TERM AND TERMINATION
If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.
MODIFICATIONS AND INTERRUPTIONS
We reserve the right to change, modify, or remove the contents of the Website at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Website. We also reserve the right to modify or discontinue all or part of the Website without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Website.
There may be information on the Website that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Website at any time, without prior notice.
THE APP IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE APP AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE APP AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE APP’S CONTENT OR THE CONTENT OF ANY WEBAPPS LINKED TO THE APP AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE APP, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE APP, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE APP BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE APP. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE APP, ANY HYPERLINKED WEBAPP, OR ANY WEBAPP OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
LIMITATIONS OF LIABILITY
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
We will maintain certain data that you transmit to the Website for the purpose of managing the performance of the Website, as well as data relating to your use of the Website. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Website. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.
ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
Visiting the Website, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE APP. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
In order to resolve a complaint regarding the Website or to receive further information regarding use of the Website, please contact us at: [email protected]
Our Social Media Platforms | law |
http://www.arcofopportunity.org/about/jobs/employment-application | 2017-04-24T15:15:04 | s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917119637.34/warc/CC-MAIN-20170423031159-00359-ip-10-145-167-34.ec2.internal.warc.gz | 0.914298 | 142 | CC-MAIN-2017-17 | webtext-fineweb__CC-MAIN-2017-17__0__102197811 | en | The Arc of Opportunity has an Equal Employment Opportunity policy and follows practices designed to prevent discrimination and provide opportunities to all employees and job candidates regardless of race, color, sex, national origin, citizenship, age, marital status, disability, veteran status, sexual preference or any other characteristic protected by federal, state, or local law.
To help us comply with government record keeping requirements, we would appreciate your completing the following form. You are not required to provide this information. If you choose not to provide the information, it will not jeopardize or adversely affect any consideration you may receive for employment.
This data will be kept confidential, and only be used in accordance with applicable state and federal laws and regulations. | law |
https://www.ltd.org/animals-on-the-bus/ | 2024-03-05T01:47:16 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947476592.66/warc/CC-MAIN-20240304232829-20240305022829-00071.warc.gz | 0.950299 | 629 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__77530898 | en | Animals on the Bus
Small pets traveling on LTD must be kept in an approved pet carrier that fully contains your pet. Your pet must remain inside the carrier, and the carrier must be kept closed while on LTD property and traveling on LTD buses. The carrier must be small enough to carry on your lap or stored under your seat while riding. If you have questions about your pet carrier contact LTD’s Customer Service Center at 541-687-5555 (7-1-1 TTY).
Service animals that have been trained, or are in training to perform a specific task to assist with a disability are welcome aboard. Under the Americans with Disabilities Act, LTD can ask if your animal is a service animal, and what task your animal has been trained to perform for you. Your animal must:
- Be individually trained to do work or perform a task related specifically to your disability;
- As required by law, be licensed/registered with the city and/or county in which the animal resides as proof of vaccination and ownership. Licensing tags must be available with your animal;
- Be on a leash, under voice command if your disability prevents the use of a leash, or be in a container (birds, reptiles, amphibians, and rodents must be kept within an enclosed carrier or container);
- Be under your control so as not to present a threat to the safety of other passengers, services animals, or LTD employees;
- Lay at your feet or in your lap, but not in the aisle or on the seat;
- Not act aggressively toward or interact with other people or other animals;
- Not interfere with the work of other service animals, thereby presenting a threat to the safety of that service animal’s handler; and
- Be reasonably clean and groomed.
Service Animal Paw Print Program
Lane Transit District also has a voluntary program aimed at easing the boarding process for riders with service animals.
The service animal paw print program allows riders to receive a paw print symbol on their rider card. While it is not any form of service animal certification, it shows drivers that the rider has already been asked what task their service animal has been trained to perform, and doesn’t need to be asked again. When getting on the bus, all the rider has to do is show their card for an even faster boarding experience. Anyone with a service animal can come to the downtown Eugene station to learn more about the program or participate.
Ordinarily, passengers should expect to be asked about the status of their animal and what task it is trained to perform. This can be an inconvenience for frequent riders. The voluntary paw print program benefits both transit riders and bus drivers by minimizing any unnecessary barriers to boarding, while still allowing anyone who chooses to bring their service animal without a rider card.
The service animal paw print program began as a pilot project made possible with the support from the Oregon Department of Transportation (ODOT). LTD and ODOT hope this program may become a model for other transit agencies across the nation, and have summarized our experiences in the report below. | law |
https://merimoipress.com/pages/terms-and-conditions | 2024-03-01T20:04:17 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947475701.61/warc/CC-MAIN-20240301193300-20240301223300-00776.warc.gz | 0.93883 | 1,024 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__90604073 | en | Terms and Conditions
This contract is made between Merimoi Press [“Artist/Designer/MP”] and Client [“Project Coordinator/Client”] for the purpose of designing and illustrating artwork [“Image(s)”] for the Client. The Client and Editor (if applicable) may be referred to herein individually as a “Party” or collectively as the “Parties”. This contract is entered into in good faith and upon completion of order, indicates acceptance of this contract and the terms described herein.
A timeline and estimated completion date will be sent to you via email. Merimoi Press will strive to work within this timeline, but it is important for the Client to also cooperate in a timely manner. MP will not be responsible for not meeting deadlines due to delayed Client action or response.
Custom Pricing Quotes
Quotes and estimates are valid for thirty (30) days. Merimoi Press reserves the right to change prices after the thirty (30) day window. Pricing changes may be affected by an increase or decrease in supplier, service and/or production costs.
MP retains all rights to use the preliminary and completed designs/artwork created by Artist for this Image(s). All Images and rights relating to them, including copyright and ownership rights in the media in which the Images are stored, remain the sole and exclusive property of the Artist. The Artist does not give the Client permission to reproduce the Images and/or final product.
It is the client’s responsibility to carefully review proofs for any error. That includes: spelling, layout, grammar, website URLS, phone numbers, directions, etc. Once the client gives the final approval any errors are corrected at the client’s expense.
Custom Rush Orders
Orders may be considered RUSH if they are needed within a four (4) week turnaround. Rush orders are accepted depending on availability and the requirements of the project. Rush orders will add a charge of 15% to your order total.
All changes, and additions (such as invitation count) must be made two (2) weeks prior to the printing date. This does not apply to special arrangements, or any other last minute agreement/sale. Three rounds of design changes are included. Once we reach your fifth (5th) proof (your 4th round of design changes), a fee of $25 per additional round will be applied to your order. Any text changes related to COVID-19 (i.e. date/venue change) will be free of charge prior to the printing date.
Returns & Cancellations
If there is a need to cancel your order, please contact MP right away. If your final approval has not been received and your project has not gone into production, you are responsible for your deposit and any materials that have been purchased. If your project has gone into the production process you are responsible for the entire amount as stated in your contract. Because of the personalization of custom stationery, custom orders are non-refundable, without exception. Every effort is made to assure your satisfaction.
Unused and unopened non-custom products may be returned within 30 days of receipt for a full refund less the original shipping cost. Customers are responsible for any return shipping costs. Used, opened, and/or final sale items cannot be returned. Framed art prints are final sale and cannot be returned.
If you wish to return an item that was gifted to you, please contact [email protected]
Once we receive the returned item(s), we will credit your original method of payment excluding non-refundable shipping costs as soon as possible. Please note refunds may take 2-3 weeks to process and show on your account due to varying processing times between payment providers.
MP will provide a tracking number once the product(s) have been shipped. MP is not responsible for any damages incurred during shipping and/or mailing or invitations that are not delivered. Any shipping charges will be added to the final invoice.
In the event of any dispute, claim, question, or disagreement arising from or relating to this agreement or the breach thereof, the parties hereto shall use their best efforts to settle the dispute, claim, question, or disagreement. To this effect, the Parties shall consult and negotiate with each other in good faith and, recognizing their mutual interests, attempt to reach a just and equitable solution satisfactory to both parties. If they do not reach such solution within a period of thirty (30) days, then, upon notice by either party to the other, all disputes, claims, questions, or differences shall be finally settled by arbitration administered by the American Arbitration Association in accordance with the provisions of its Commercial Arbitration Rules.
The terms of this agreement shall be interpreted according to the laws and legal jurisdiction of the State of Minnesota, USA.
The Artist and Client have executed this contract on the day and year the order was completed, to be effective immediately. | law |
http://hectorwpkfp.full-design.com/Knowing-when-to-Seek-Advice-From-a-Legal-representative-25073695 | 2019-07-21T11:21:39 | s3://commoncrawl/crawl-data/CC-MAIN-2019-30/segments/1563195526948.55/warc/CC-MAIN-20190721102738-20190721124738-00143.warc.gz | 0.970317 | 551 | CC-MAIN-2019-30 | webtext-fineweb__CC-MAIN-2019-30__0__150497602 | en | In this day and age, it is essential to protect your rights in several circumstances. Understanding when you require the specialist solutions of a lawyer is very important because numerous situations basically demand it. Working with a attorney will generally cost you a large sum depending on the intricacy as well as time required of your scenario, so it is smart to understand when you actually need legal solutions.
If you have been jailed or are being taken legal action against, get in touch with a attorney promptly. These sorts of circumstances are very reduced and also dry in terms of whether you need lawful assistance. However, there are many of factors besides existing lawful issues that could be reason to work with a attorney. For instance, if you are taking into consideration firing a trouble employee from your organisation, you might wish to speak with a lawyer before you find yourself involved in a suit.
If you're uncertain if you need lawful suggestions or help, a good inquiry to ask on your own is what have you reached shed? If the response is cash, flexibility, or other civil liberties, then getting a attorney is a sensible choice. Once again, you may not be prepared rather yet to employ a lawyer for your situation, but at least speaking with one on your rights is a sensible decision. For instance, if you remain in the procedure of obtaining an amicable divorce, you might wish to consult a attorney to see what a knockout post your civil liberties are yet not necessarily get one entailed.
Prior to getting in touch with a attorney, you need to recognize the range of your situation. There are various sorts of lawyers, each handling distinct sorts of lawful problems and scenarios. While many will immediately allow you know if you need to contact another person, it is a good concept to have a understanding on whose competence it is you need. There are a lot of online resources to assist you choose what kind of legal representative you require.
If you assume you may require a attorney, it is crucial that you act rapidly. Specific scenarios are very time delicate, such as demanding injuries suffered in an mishap. There is a specific quantity of time you need to file a legal action, so even if you're not sure what your course of action should be, getting in touch with a legal representative is smart. They can help guide you in the ideal direction as well as allow you understand if they think you have a strong situation.
The lawful globe can be really complex, frustrating, and frightening to a number of us. Comprehending what your legal rights are is the primary step in resolving any problem, whether it's criminal, service associated, or anything in between. Locating a certified lawyer is the very best way to make sure somebody is fighting for your legal rights. | law |
https://hellokindergarten.org/module/taking-care-unique-needs-children-disabilities-transitioning-kindergarten/ | 2023-09-23T07:59:00 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233506480.35/warc/CC-MAIN-20230923062631-20230923092631-00865.warc.gz | 0.955182 | 451 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__221232879 | en | When a child turns three, the public schools are required to provide special education and related services to eligible children. If your child has a disability and has been determined to be eligible, he/she can receive special education and related services in kindergarten. The laws are meant to make sure that young children with disabilities are provided a free and appropriate public education (FAPE) that meets their individual needs. (Special education services for very young children – up to age three – are provided through Connecticut’s Birth to Three System.) Early childhood special education and related services like speech/language, occupational, and physical therapies are required by the federal Individuals with Disabilities Education Act (IDEA) for all eligible three-, four-, and five-year-olds.
If you have concerns about your child’s development, you can contact your local school district and request a free developmental screening and/or diagnostic evaluation to determine if he/she may have a disability and may be eligible for special education and/or related services.
General recommendations for successful transition to kindergarten may be even more important for children with disabilities.
The recommendations for a successful transition to kindergarten that are made throughout this toolkit are recommended for all children but may be even more important for children with disabilities given their special needs. Those general recommendations include the following.
- Attention to the transition should begin at least a year before kindergarten and be a gradual and ongoing process.
- Families should be involved in all activities leading up to and throughout the transition.
- You and your child should have opportunities to visit the school, the classroom, and meet the teacher, principal, and other school staff. These activities should be planned to meet your child’s needs. For example, doing everything at once, might be too stressful or overstimulating and should perhaps be spread out in a gradual way that would be more comfortable for you and your child.
The Connecticut Parent Advocacy Center (CPAC) is a statewide nonprofit organization that offers information and support to families of children with disabilities or chronic illness. The Center is committed to the idea that parents can be the most effective advocates for their children. CPAC is an excellent resource for information on special education law and much more. | law |
https://suburbs101.com/how-to-calculate-property-taxes-in-connecticut/ | 2019-11-20T10:00:22 | s3://commoncrawl/crawl-data/CC-MAIN-2019-47/segments/1573496670535.9/warc/CC-MAIN-20191120083921-20191120111921-00028.warc.gz | 0.932643 | 739 | CC-MAIN-2019-47 | webtext-fineweb__CC-MAIN-2019-47__0__118988036 | en | Connecticut property taxes varies by town. How to calculate property taxes in Connecticut? Each town sets its own mill rate which is the multiplier used to determine Property Taxes. To calculate property taxes in Connecticut, you need to know the Assessed Value of the property and the mill rate.
What makes up the Assessed Value?
The Assessed value of a property is 70% of the appraised value. The appraised value of the property is the price of the property set by the town. By law, towns must assess properties to 70% of appraised value or fair market value (CGS 12-62a (b)) Usually Town Assessors will determine this by comparing the values of comparable properties and will send an inspector to physically inspect the property. By law, towns are required to revalue properties at least once every 5 years (CGS 12-62b(1)). As an example, there was a recent revaluation in Greenwich and I recently got a visitor from the Town Assessor’s office. The inspector came to conduct an inspection of my property by walking the exterior of my home. As a result, my property was reassessed because the inspector found a discrepancy in the square footage of my house.
The appraised value is composed of the Land Value and the Building Improvements. Both of these adds up to total the Appraised value. Then the appraised value is multiplied by 70% and that becomes the assessed value.
What is the Mill Rate?
Mill rates are adjusted every year by the town. Most towns publish their mill rates in May. For example in Greenwich, the Board of Estimate and Taxation sets the mill rate in May of every year which is similar to New Canaan where the Board of Finance sets the mill rate in May.
A mill represents $1 for every $1000 in assessed property value. For example, Greenwich has a mill rate of 11.369 mills which means a home with a $1,000,000 assessed value has a property tax of $7,500 a year. Every town sets its own Mill rate.
Here are the 2018 Fiscal Year Mill Rates:
- Darien 16.16
- Greenwich 11.369
- New Canaan 16.669
- Norwalk 25.682
- Redding 29.62
- Ridgefield 27.21
- Stamford 25.59-26.89
- Weston 28.91
- Westport 16.86
- Wilton 27.7685
As you can see, Greenwich has the lowest mill rate while Weston and Redding has one of the highest mill rates in Lower Fairfield County.
How to Calculate Property Taxes in Connecticut?
This is how to calculate property taxes in Connecticut. First take the 100% appraised value of the property and multiply by 70% to get the assessed value. Then you multiply the assessed value of the property by the mill rate and divide by 1,000. For example, a property with a 100% appraised value of $2,000,000 in Greenwich will have property tax of $15,916.60.
Take 70% of Appraised Value: $2,000,000 x 0.70= 1,400,000
Multiply Assessed Value by Mill Rate: $1,400,000 x 11.369= $15,916,600
Divide by 1000: $15,916,600/1000= $15,916.60
As you can see, calculating property taxes in Connecticut is pretty straight forward and definitely not as complicated as computing Westchester property taxes.
You may be interested in: | law |
https://partner.avalon-life.io/general-notice | 2019-10-17T07:36:39 | s3://commoncrawl/crawl-data/CC-MAIN-2019-43/segments/1570986673250.23/warc/CC-MAIN-20191017073050-20191017100550-00348.warc.gz | 0.865814 | 1,377 | CC-MAIN-2019-43 | webtext-fineweb__CC-MAIN-2019-43__0__92056971 | en | By interacting with a Membership as a License Partner or Client of Avalon Life S.A. you:
Accept and warrant that you have an understanding of the usage and intricacies of cryptographic tokens, such as BTC (Bitcoin) and other blockchain-based software systems;
Accept and warrant that you are legally permitted to Generate Cryptocurrencies in your jurisdiction;
Accept and warrant that you waive your right to participate in a class action lawsuit or a wide-reaching arbitration againstAvalon Life S.A or any entity affiliated.;
Accept and warrant that you take sole responsibility for any restrictions and risks associated with the Generation of mined Coins as explained on the risks section below;
Accept and warrant that you are not exchanging Cryptocurrencies for the purpose of speculative investment;
Accept and warrant that you are not exchanging Cryptocurrencies for any illegal purpose within your jurisdiction;
Accept and warrant that you understand that there is no guarantee whatsoever on cryptocoins, mining express or implied, to the extent permitted by law, and that Cryptocurrencies are Created on an "as is" basis.
The Creation of partnership (license partner or client) carries with it a significant risk. Prior to agreeing, carefully consider the exemplary and non-exhaustive list of risks set forth below and, to the extent necessary, consult a lawyer, accountant, and/or tax professionals prior to agreeing to a Membership of Avalon Life S.A.
1. Risk of Faintness in the generation of Coinspertaining blockchain, and/or the Cryptocurrency
The Mining software is itself based on a proven platform: There is a risk that, as an open source project, any contributor to the Network couldinadvertentlyintroduce weaknesses or bugs into the software, causing the loss of mined Coins in one or more or even all of the Avalon Life Holder accounts.
2. Risk of unforeseen attack vectors
The field of Digital Cryptocurrency and Cryptography is very new and for this reason, there is a risk of unforeseen attacks both in terms of the underlying cryptographic protocol that backs the functioning of the generated Coin, as well as interest of accessing to the wallets where the mined coins are stored. Both these vectors represent a risk that could lead the loss of the used Crytocurrencies in one or more or even all of the Avalon Life Holder's accounts even though Avalon Life S.A. will always use all of its technologic capability to avoid this from happening.
3. Regulatory risks
Blockchain technology, Mining and Cryptocurrencies are allowing new forms of interactions between individuals and/or companies, some of them are still to be imagined and implemented. Like with the appearance of cryptocurrencies such as Bitcoin, it is very likely that specific regulations will be set in different jurisdictions targeting blockchain technology and mining. These regulations may or may not bepartner-friendly and some might even forbid any relationships between an individual or company and Avalon Life S.A.
No party involved with the generation of mined cryptocurrencies makes any representations concerning the tax implications of the Generation of Cryptocoins or the possession or use of Cryptocurrencies. You bear the sole responsibility to determine if the Creation of any Crypto mined Coin or holded Cryptocurrency or the potential appreciation or depreciation in the value over time has tax implications for you in your home jurisdiction.
You Create Cryptocoins with your own actions based on the purchase of mining power. To the extent permitted by law, Third Parties or Individuals associated with the Generation of them are not liable for any tax liability associated with or arising from the Generation of Cryptocoins.
Disclaimer of Warranties
THE USER EXPRESSLY AGREES THAT HE/SHE IS CREATING CRYPTOCOINS AT THE USER'S SOLE RISK AND THAT MINED CRYPTOCOOINS ARE GENERATED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED PLEDGES, MERCHANTABILITY OR FIT FOR A PARTICULAR PURPOSE (EXCEPT ONLY TO THE EXTENT PROHIBITED UNDER APPLICABLE LAW WITH ANY LEGALLY REQUIRED WARRANTY PERIOD TO THE SHORTER OF THIRTY DAYS FROM FIRST USE OR THE MINIMUM PERIOD REQUIRED).
WITHOUT LIMITING THE FOREGOING, NONE OF THIRD PARTIES OR INDIVIDUALS ASSOCIATED WITH THEGENERATION WARRANT THAT THE PROCESS FOR PURCHASING CRYPTOCOIN WILL BE UNINTERRUPTED OR ERROR-FREE.
Limitations Waiver of Liability
YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY ANY APPLICABLE LAW, YOU WILL NOT HOLD THIRD PARTIES OR INDIVIDUALS ASSOCIATED WITH AVALON LIFE S.A. LIABLE FOR ANY AND ALL DAMAGES OR INJURY WHATSOEVER CAUSED BY OR RELATED TO USE OF, OR INABILITY TO USE, CRYPTOCURRENCIES OR THE AVALON PLATFORM UNDER ANY CAUSE OR ACTION WHATSOEVER OF ANY KIND IN ANY JURISDICTION, INCLUDING, WITHOUT LIMITATION, ACTIONS FOR BREACH OF WARRANTY, BREACH OF CONTRACT OR TORT (INCLUDING NEGLIGENCE) AND THAT NONE OF THE THIRD PARTIES OR INDIVIDUALS ASSOCIATED WITH AVALON LIFE S.A. SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING FOR LOSS OF PROFITS, GOODWILL OR DATA, IN ANY WAY WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, OR CREATION OF, OR INABILITY TO GENERATE CRYPTOCURRENCIES.
YOU FURTHER SPECIFICALLY ACKNOWLEDGE THAT THE THIRD PARTIES OR INDIVIDUALS ASSOCIATED WITH AVALON LIFE S.A. ARE NOT LIABLE, AND YOU AGREE NOT TO SEEK TO HOLD ANY OF THE THIRD PARTIES OR INDIVIDUALS ASSOCIATED WITH AVALON LIFE S.A. LIABLE, FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OTHER CREATORS OF CRYPTOCURRENCIES, AND THAT THE RISK OF CREATING AND USING CRYPTOCOINS RESTS ENTIRELY WITH YOU | law |
https://stuartbrothers.co.uk/case-studies/indemnity-claim-under-appointed-representative-agreement/ | 2020-04-04T04:26:11 | s3://commoncrawl/crawl-data/CC-MAIN-2020-16/segments/1585370520039.50/warc/CC-MAIN-20200404042338-20200404072338-00138.warc.gz | 0.979799 | 282 | CC-MAIN-2020-16 | webtext-fineweb__CC-MAIN-2020-16__0__211679847 | en | His principal was subject to a FOS complaint about alleged mis-selling of a UCIS investment product; the main issue revolving around the suitability of the product against the complainant’s risk profile. The principal’s professional indemnity insurance cover had a UCIS exclusion. The complaint was upheld at adjudicator level and, then again, by an Ombudsman with the award nearing the FOS limit. Our client was consulted at all times throughout both the complaint and the FOS process by his principal.
Following the FOS process being exhausted (there being no realistic grounds for arguing that there should be a judicial review), our client was served with notice to pay the totality of the FOS award under the indemnity in his agreement.
We resisted the indemnity claim on the basis that (i) any shortcomings in the suitability process were attributable to systems and controls/compliance failures within the company and (ii) in any event, there was an implied term in our client’s appointed representative agreement that the principal would effect adequate PI cover which our client would have the benefit of. Accordingly, we did not believe that our client had any liability over and above the policy excess.
The matter became extremely contentious and, following threats of legal proceedings (met with threats of our client making a counterclaim) the matter was dropped by the principal without our client having to meet any liability. | law |
http://www.accs.edu/adult-education-rfp/ | 2023-06-06T14:01:32 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224652569.73/warc/CC-MAIN-20230606114156-20230606144156-00568.warc.gz | 0.889836 | 965 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__201642515 | en | Request for Funding Proposal (RFP)
Attention applicants: the form is now available as a word document.
The Alabama Community College System (ACCS), Adult Education Division (AE) is requesting proposals for funding from eligible providers to develop, implement, and improve adult education and literacy activities within the State by establishing or operating programs to provide a comprehensive service model for adult education and literacy services, including programs that provide such activities concurrently. This funding is made available through the Workforce Innovation Opportunity Act (WIOA), Title II, Adult Education and Family Literacy Act (AEFLA). The Request for Proposal (RFP), instructions and general information apply to all of the following grant opportunities:
- Adult Education & Family Literacy Act (AEFLA), WIOA, Section 231
- Integrated English Literacy and Civics Education (IELCE), WIOA, Section 243
An organization must be considered an eligible provider to receive federal adult basic education funding. An “eligible provider” is defined as an organization that has demonstrated effectiveness in providing adult education and literacy activities. These organizations may include, but are not limited to (as provided in WIOA Title II Section 203(5): 34 CFR 463.23):
- A local educational agency,
- A community-based organization or faith-based organization,
- A volunteer literacy organization,
- An institution of higher education,
- A public or private nonprofit agency,
- A library,
- A corrections or institutionalized agency,
- A public housing authority,
- A nonprofit institution not described in (a) through (g) of this section and has the ability to provide adult education and literacy activities to eligible individuals,
- A consortium or coalition of the agencies, organizations, institutions, libraries, or authorities described in (a) through (h) of this section; and
- A partnership between an employer and an entity described (a) through (j) of this section.
|Release of RFP to prospective entities||February 24, 2021|
|Bidder’s Webinar||March 5, 2021|
|Deadline: Grant Proposals due to ACCS, Adult Education Division||April 5, 2021 4:00pm CST|
|Review of Proposals by Local Workforce Development Boards and Review Committee (ACCS AE has a process in place for the WDB Board Review. ACCS AE will forward all proposals to the WDBs for review, based on the internal process found on the RFP website.)||April 5, 2021 – May 7, 2021|
|Deadline: LWDBs and Review Committee Results – comments to AE||May 7, 2021|
|AE conducts final review and makes final determination for awarding funding||May 7 – 21, 2021|
|Official Competition Result Notification to all Applicants||May 21, 2021|
|WIOA Adult Education Grant Period Begins||October 1, 2021|
Bidder’s Conference Webinar
The purpose of the Bidder’s Conference is to answer questions to clarify the RFP requirements and provide supplemental information to assist potential eligible applicants in submitting responses to the RFP. While the conference is not mandatory, interested parties are strongly encouraged to participate.
March 5, 2021, 9:30AM – 11:30 AM, Central Standard Time
Meeting ID: 992 9270 2089One tap mobile+13017158592,,99292702089# US (Washington DC)+13126266799,,99292702089# US (Chicago)
Preparing and Submitting the Application
Proposal Submission Requirements:
Applicants must submit four (4) complete copies of the RFP package.
- One (1) electronic copy emailed in PDF format to [email protected]
- Three (3) paper copies bearing original signatures in BLUE Ink
Mail Paper Copies to:
Alabama Community College System
Adult Education Division
Attn: David Walters
135 S Union St.
Montgomery, AL 36104
Deadline for Submission is April 5, 2021, no later than 4:00 p.m. CT
Proposals must be submitted in the format and content specified in these instructions.
- The signature page must include original signatures of the lead organization/fiscal agent.
- No hand written proposals will be accepted.
- Incomplete proposal packages will not be considered. | law |
https://acnudh.org/alta-comisionada-presenta-informe-sobre-la-violencia-y-discriminacion-por-razones-de-orientacion-sexual/ | 2024-04-19T19:28:43 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817442.65/warc/CC-MAIN-20240419172411-20240419202411-00185.warc.gz | 0.941539 | 2,502 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__2556050 | en | La Alta Comisionada de las Naciones Unidas para los Derechos Humanos, Navi Pillay, hoy presentó un innovador informe sobre la violencia y discriminación por razones de orientación sexual al Panel sobre la eliminación de la violencia y discriminación contra individuos por razones de su orientación sexual o identidad de género, en la sesión No. 19 del Consejo de Derechos Humanos.
Lea la declaración de la Alta Comisionada al presentar su informe (discurso en inglés abajo).
Statement by UN High Commissioner for Human Rights Navi Pillay to the Panel on ending violence and discrimination against individuals on the basis of their sexual orientation and gender identity at the Human Rights Council 19th Session
Geneva, 7 March 2012
I am pleased to present my study on discriminatory laws and practices and acts of violence against individuals based on their sexual orientation and gender identity. In doing so, I am conscious of the divergent view both within and outside the Council on the rights of individuals based on sexual orientation and gender identity. However, I am certain that none among you will be willing to tolerate serious, systematic violations of human rights against them.
The Secretary-General says he didn’t grow up talking about these issues. The same may be true for a number of us here today. Like the Secretary-General, we are in the process of educating ourselves. But it is time to acknowledge that, while we have been talking of other things, terrible violence and discrimination has been perpetrated against lesbian, gay, bisexual and transgender (LGBT) people.
This Council stood up for the rights of all when, last June, States from all regions joined together to adopt resolution 17/19 expressing “grave concern at acts of violence and discrimination, in all regions of the world, committed against individuals because of their sexual orientation and gender identity.”
By the same resolution, the Council requested me to prepare a study “to document discriminatory laws and practices and acts of violence against individuals based on their sexual orientation and gender identity, in all regions of the world”, and to examine “how international human rights law can be used to end violence and related human rights violations based on sexual orientation and gender identity.”
That study, prepared by my Office, is before you today. The study starts by recalling the principles of universality, equality and non-discrimination, and setting out the applicable international standards and the obligations of States under international human rights law. It then describes some forms of violence including killings, rape, torture and other forms of cruel, inhuman and degrading treatment, as well as provisions for asylum for those fleeing persecution on grounds of sexual orientation and gender identity.
The study considers discriminatory laws particularly with regard to three areas: laws criminalizing same-sex sexual relations between consenting adults, application of the death penalty, and arbitrary arrest and detention. It goes on to describe some discriminatory practices in areas such as employment; health care and education as well as restrictions on freedom of expression, association and assembly; discriminatory practices in the family and community; and the denial of recognition of relationships and related access to State and other benefits. The study also refers to some of the emerging responses recorded at a national level, and offers some conclusions and recommendations.
With regard to its method, the study draws on almost two decades worth of jurisprudence and documented material gathered by United Nations human rights treaty bodies and special rapporteurs. It also integrates findings of regional organizations and data from some national authorities and NGOs.
What emerges from all of the material we gathered is a pattern—a clear pattern of targeted violence and discrimination directed at people because they are, or are perceived to be LGBT. It is a pattern too-long overlooked by many States, and one that this Council has a duty to address.
Let me touch now, briefly, on the three main areas of focus of our study, starting with violence.
The first point to note is that violence against LGBT persons takes place in all regions. Commonly-reported incidents include: targeted killings, violent assaults, and acts of torture, including sexual violence. Official statistics are scarce. Many States lack systems for recording and reporting hate crimes against LGBT people. Others may have systems in place but police officers lack the appropriate training to deal with victims and recognize and properly record the motive for these attacks. We also know that in many cases the victims are reluctant to come forward to report incidents because of lack of trust in law enforcement.
But wherever we have figures, they consistently show startlingly high levels of violence and brutality. This is corroborated by reports of many hundreds of individual incidents brought to the attention of special procedures.
We have reports of gay men attacked by assailants shouting homophobic insults, left for dead in the street. Lesbians subjected to gang rape, sometimes characterized as so-called “corrective rape”. Transgender persons sexually assaulted and stoned to death, their bodies so disfigured as to be rendered virtually unrecognizable. And we have information on abuse carried out in police and prison cells – including cases of a lesbian couple beaten by police officers and sexually assaulted, and a transgender woman, placed in an all-male prison and raped more than 100 times, sometimes with the complicity of prison officials.
When such incidents are targeted, when they are part of a systematic pattern of violence, as they are in this context, then they constitute a grave human rights challenge to which this Council has a responsibility to respond.
In accordance with resolution 17/19, we also, in our study, address discriminatory laws. An immediate area of concern is laws that criminalize individuals on the basis of their sexual orientation or gender identity. At least 76 countries retain laws that either explicitly criminalize same-sex relations between consenting adults, or contain vague prohibitions that are applied in a discriminatory way to prosecute LGBT people.
These laws are an anachronism, in many cases a relic of colonial rule. As the Human Rights Committee has confirmed repeatedly, they breach international human rights law, violating rights to privacy and to freedom from discrimination. They also cause enormous, unnecessary suffering, reinforce stigma, fuel violence, and undermine efforts to fight the spread of HIV/AIDS.
The study also documents a range of discriminatory practices that affect the ability of individuals to enjoy their human rights in their everyday lives. In the workplace, for example, where employers may fire or refuse to hire or promote someone simply because they are gay or lesbian, and where employee benefits may be subject to discriminatory limitations. In schools, where children as young as eight or nine are subjected to homophobic harassment, intimidation and physical attack. Many of these bullied children become isolated, depressed and drop out of school; some end up committing suicide. And in hospitals and other healthcare facilities, where discriminatory attitudes are also present and where transgender and intersex people are especially poorly served.
States often make it difficult for transgender persons to obtain official papers that reflect their preferred gender – without which, many are forced to live on the margins of society, excluded from employment, healthcare, education and other basic rights.
Even within some families, discrimination runs rife: adolescent children thrown out of home, disowned by their own parents, forced out of school or into psychiatric centres. Girls forced into marriage or pregnancy in an attempt to “cover up” their sexual orientation or, conversely, young women forced to relinquish their children when their sexuality becomes known. Even reports of so-called “honour killings” of gay sons and lesbian daughters.
And when human rights defenders speak out, they too face discriminatory restrictions. NGOs working on LGBT issues have had their offices raided, their licences revoked or refused, requests to hold public meetings and marches rejected.
I know some will resist what we are saying. They may argue that homosexuality and expressions of transgender identity conflict with local cultural or traditional values, or with religious teachings, or that they run counter to public opinion.
We should not dismiss these concerns but listen carefully, focus on the violations, and try to make headway in spite of the difficulties. As always, people are entitled to their opinion. They are free to disapprove of same-sex relationships, for example. They have an absolute right to believe – and to follow in their own lives – whatever religious teachings they choose.
But that is as far as it goes. The balance between tradition and culture, on the one hand, and universal human rights, on the other, must be struck in favour of rights. That much is clear from the Vienna Declaration and Programme of Action, which states, and I quote:
“While the significance of national and regional particularities and various historical, cultural and religious backgrounds must be borne in mind, it is the duty of States, regardless of their political, economic and cultural systems, to promote and protect all human rights and fundamental freedoms.”
No personal opinion, no religious belief, no matter how deeply held or widely shared, can ever justify depriving another human being of his or her basic rights. And that is what we are discussing here: depriving certain individuals of their human rights – taking away their right to life and security of person, their rights to privacy, to freedom from arbitrary detention, torture and discrimination, to freedom of expression, association and peaceful assembly.
The study before you includes practical recommendations aimed at bringing national laws and practice into line with international standards, while also tackling discriminatory attitudes at the roots. I will restrict myself here to highlighting three proposals for action.
One is to improve State responses to homophobic and transphobic violence. Wherever such violence takes place, it should be recorded and reported by trained law enforcement officials. All such incidents warrant thorough investigation and action to prosecute and punish those responsible.
Second, States should change discriminatory laws that treat people as criminals on the basis of their sexual orientation or gender identity. In their place, we need new laws that provide adequate legal protection to people at risk of homophobic or transphobic discrimination.
Third, we should recognize that underlying all of this violence and discrimination is prejudice. We know from experience that you don’t eliminate prejudice by changing the law alone; you must change people’s hearts and minds as well.
Like millions of other South Africans of my generation, I grew up with prejudice around me. I know that it takes time, patience and persuasion to tackle it. But in the end, my life has taught me that ignorance and bigotry are no match for the power of education. Over time, as people start to talk with one another, they will overcome their discomfort. As they start to focus on facts not fear, prejudice will start to ebb away. States can speed up the process with effective public information campaigns that challenge homophobia and negative stereotypes.
It is not easy but we have done it before. The story of the United Nations is a story of progress in the fight against discrimination. It is a story that is incomplete, as we continue to work to make good on the promise enshrined in our Universal Declaration: a world where “all human beings are born free and equal in dignity and rights.”
Today we all have an opportunity to begin together a new chapter dedicated to ending violence and discrimination against all people, irrespective of their sexual orientation and gender identity. It is an historic moment for this Council and for the United Nations.
The report can be accessed at: http://www.ohchr.org/Documents/HRBodies/HRCouncil/RegularSession/Session19/A-HRC-19-41_en.pdf
For more information or for media requests please contact Charles Radcliffe (+1 917 325 1292 / [email protected]) or spokesperson Rupert Colville (+41 22 917 9767 / [email protected] ) or press officer Ravina Shamdasani (+ 41 22 917 9310 / [email protected]) | law |
http://easternfinancialconsultants.co.uk/auto-enrolment-increases/ | 2018-11-17T21:05:22 | s3://commoncrawl/crawl-data/CC-MAIN-2018-47/segments/1542039743854.48/warc/CC-MAIN-20181117205946-20181117231946-00258.warc.gz | 0.96776 | 388 | CC-MAIN-2018-47 | webtext-fineweb__CC-MAIN-2018-47__0__133859441 | en | One million UK employers have enrolled staff into a workplace pension, helping more than 9 million employees save towards a more financially secure retirement.
If you have been automatically enrolled in your employers workplace pension scheme, you may be in for surprise from today. The start of the new tax year will see workers minimum contributions into auto-enrolment pensions triple from 1% to 3%
Under automatic enrolment, minimum pension contributions are required to increase over time. This happens on specific dates and will have been advised when you, as a member of staff when you were automatically enrolled. There are no additional duties for employers to advise members about the increases.
Minimum contribution increases
Auto-enrolment pensions began with modest contributions: 1% from the employee including tax relief and 1% from the employer. To afford a decent retirement, the government has always said that rates need to rise. The table below demonstrates the phases of contribution increases, with the employer paying only their minimum, and the staff contribution.
Source: The Pensions Regulator
By law, on 6th April, employers must have increased the amount of their minimum contributions into their staffs automatic enrolment pension to at least 2% of qualifying earnings, with the employee contributing 3%. Both the employer and staff member can choose to contribute greater amounts to the pension if they wish. From April next year, the rates will rise again: 5% from the employee, and 3% from the employer.
Can I opt out?
Workers have three choices:
1. Continue paying in at the new higher rate
2. Opt out of a pension altogether
3. Opt to continue paying in at the old rate
The last option is known as opting down. As far as the rules are concerned, this means that your employer is no longer obliged to make any contribution at all.
Source: The Pensions Regulator/BBC News 5/4/18 | law |
http://blackout-mma.blogspot.com/2011/07/brett-rogers-arrested-and-charged-with.html | 2019-04-18T23:11:35 | s3://commoncrawl/crawl-data/CC-MAIN-2019-18/segments/1555578526904.20/warc/CC-MAIN-20190418221425-20190419003425-00491.warc.gz | 0.976975 | 118 | CC-MAIN-2019-18 | webtext-fineweb__CC-MAIN-2019-18__0__203021385 | en | Brett Rogers Arrested and Charged with Domestic Violence
Major-league Mixed Martial Artist and Apple Valley, Minn. resident Brett Rogers was arrested and jailed in connection with assaulting his wife Wednesday in their south metro home. She was reportedly strangled, punched repeatedly in the head and face and lost a tooth in the struggle.
Brett Charles Rogers, 30, has been charged with assault in the third degree, domestic assault by strangulation and pattern of stalking conduct -- all felonies --in Dakota County. He was also charged with endangerment of a child, a gross misdemeanor. | law |
https://www.anambrastateblog.com.ng/2018/05/anambra-assembly-lauds-security-chiefs.html | 2019-03-19T05:01:32 | s3://commoncrawl/crawl-data/CC-MAIN-2019-13/segments/1552912201885.28/warc/CC-MAIN-20190319032352-20190319054352-00545.warc.gz | 0.954016 | 457 | CC-MAIN-2019-13 | webtext-fineweb__CC-MAIN-2019-13__0__185810696 | en | The state House of Assembly has passed a resolution commending the Anambra state security Chiefs for their support to Governor Willie Obiano in making Anambra the safest state in the country .
The resolution was sequel to a motion sponsored by the member representing Ayamelum Constituency , Mr. Uchenna Okafor, and others during yesterday’s plenary.
The security Chiefs commended by the House are Cornel I.U Akpan of 302 Artillery Regiment Onitsha , navy captain Kadiru Mohammed of Naval Output Onitsha, John Ahwan of Civil Defence Corps, Sule Momodu of Drug law Enforcement Agency, Sunday Ajayi of Federal Road Safety Commission, CP Garba Umar of Nigeria Police, Yusuf Ishaku of Department of State Services, Mrs Audu of Nigeria Immigration , Barrister Nwakaeze of Nigeria prisons.
Moving the motion , Mr. Okafor explained that the synergy and good working relationship that exist amongst these security Chiefs has helped the state government in combating crime in the state, thereby making Anambra secure .
Supporting the motion, the member representing Njikoka Constituency Two, Dr. Pete Ibida , extolled the security Chiefs for championing the security interest of the people and making Anambra the safest state in Nigeria in collaboration with Governor Obiano .
On his part, the member representing Anambra East Constituency , Chief Obinna Emeneka , noted that the sacrifices made by Governor Obiano and the security Chief in the area of security has created a conducive environment for residents of the state to exercise their fundamental human rights.
In their contributions, the member representing Idemili South Constituency Barrister Chuka Ezenwune, his Orumba South Constituency Counterpart, Princess Nikky Ugochukwu and the member for Awka South Constituency One, Dr Nnamdi Okafor, expressed happiness that Anambra state has recorded influx of investors which has created employment opportunities for many youths because the state is secured for investment .
Speaker of the House, Barrister Rita Maduagwu, described the motion as apt and read out the resolution of the House. | law |
http://www.riveroakstownehousescoop.org/AboutUs | 2024-04-25T11:31:59 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712297292879.97/warc/CC-MAIN-20240425094819-20240425124819-00859.warc.gz | 0.968313 | 875 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__12910693 | en | Living in a Housing Cooperative
As a cooperative homeowner, you have certain rights and responsibilities. These are outlined in your cooperative's documents, which typically include the articles of incorporation, bylaws, proprietary lease or occupancy agreement, subscription agreement, and house rules. As a shareholder, you have a right to elect board members, to remove board members, and to amend the bylaws. You also have the responsibility to pay your monthly charges on time as well as follow all other rules and regulations of the cooperative.
Here are some commonly asked questions from residents in housing cooperatives:
Do I need homeowners insurance?
Yes, you need a special policy (HO-6), which is similar to renter's insurance. Your co-op generally carries a blanket insurance policy that covers damage to the cooperative's property from fire, water, or other disasters. However, this policy generally does not cover any damage to personal belonging inside your unit. Additional insurance is recommended to cover your personal possessions and for your personal liability in the event of an accident in your home.
How do property tax deductions work for cooperative homeowners?
Co-op housing residents have the same potential tax benefits as other homeowners, including taking their share of the mortgage interest and real estate taxes as a deduction on Schedule A of their 1040 federal income tax return. The deduction can be substantial, but only if your co-op is able to pass the deduction on to its members (complicated rules apply to co-ops with substantial commercial income), and you itemize your deductions on your tax return. If your co-op is able to pass through the deduction, you should receive notification from them of the amount by January 31st of each year. Section 216 is the section of the Internal Revenue Code that allows the pass-though of mortgage interest and real property tax deductions from the cooperative housing corporation to the shareholders. You can find more information about it on the IRS website.
Am I responsible for capital gains taxes when I sell my membership/share?
By act of Congress, co-op shareholders are treated the same as single family homeowners when they sell. If your co-op has been your primary residence for two of the five years prior to selling, the first $250,000 ($500,000 if married) of gain is excluded from federal income tax. You can use the exclusion more than once.
Similar to single family homeowners, if, for some reason, you do not meet the residency requirement when you sell (such as having to sell in the first two years of ownership), you should consult your tax advisor because you may be liable for taxes on all or a portion of any capital gain that you realize upon sale. Capital gain is calculated by adding the cost of capital improvements to the original purchase price, then subtracting that adjusted basis from the selling price. Contributions to capital repair reserves are treated as if they were capital improvements, so keep records of information from the co-op each year. Tax laws change frequently and are re-interpreted by IRS and the courts from time to time. Be sure to ask your tax advisor for specifics before buying or selling.
Can I rent out my unit?
Some co-ops are generous in allowing subletting. However, most cooperatives severely restrict subletting in order to preserve the owner/occupant character of the community. Co-ops that do allow subletting often have restrictions on the length of time for which you may sublet. Be sure to check what the policy of your co-op is. The policy can usually be found in your occupancy agreement or proprietary lease.
What are my rights and responsibilities as a cooperative member?
As a democratic organization that follows the cooperative principles, cooperatives give you a voice in the operation of your co-op. The rights and responsibilities of shareholders are set forth in the various co-op documents including the bylaws, occupancy agreement/proprietary lease, and articles of incorporation. All shareholders are entitled to copies of these documents. You can request the documents from your co-op office or management. If the co-op doesn't have a manager, ask the president or secretary.
For more information about Cooperative Housing, visit The National Association of Cooperative Housing at http://www.coophousing.org/ | law |
https://indeveyes.com/en/esg-sustainability-reporting-will-soon-become-indispensable/ | 2024-04-17T02:04:59 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817128.7/warc/CC-MAIN-20240417013540-20240417043540-00596.warc.gz | 0.936787 | 476 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__78972484 | en | Sustainability is a global issue. Sustainability challenges, such as climate change, resource depletion and social inequalities, are global challenges that all businesses need to take into account in their activities. Investors and banks are increasingly taking into account how companies address these challenges. In order to assess different companies on the basis of environmental, social and governance factors, the EU has adopted a directive (Corporate Sustainability Reporting Directive), which regulates and defines standards and guidelines for ESG (Environmental, Social, Governance) aspects.
As a result, a longer-term and ethical profit maximisation approach can prevail instead of a short-term profit maximisation approach. Companies will demonstrate their commitment to sustainability through annual reporting, which will help to provide stakeholders with transparent and comparable information on companies’ ESG performance.
Which companies are affected by the ESG obligation?
The scope of the Directive covers large EU companies with an average number of employees of more than 500 in a given financial year (2025 from 2026) and any two of the following three indicators above the thresholds:
- a balance sheet total of EUR 20 million, or
- a net turnover of EUR 40 million, or
- average number of employees during the financial year is 250.
When do companies become subject to the obligation?
The aim of the report is for companies to publish information to the public on emerging sustainability risks, opportunities and impacts on people and the environment. It is important that the information reported is consistent with the EU’s sustainability ambitions.
Companies not covered by the CSRD are exempted from reporting, but sustainability data reporting is unavoidable for them.
Why is it important to collect and report ESG information?
Well, on one hand, companies subject to the obligation must report on their own suppliers. If suppliers cannot provide relevant data and underlying information, they risk losing partners. On the other hand, in the case of investments and loans, banks and investors will be obliged to take into account the sustainability commitment of companies. To back this up, companies can obtain an ESG rating from rating companies or banks, which they publish and investors, buyers and suppliers can use this rating to decide whether to partner with them.
More information about our ESG services:
- +36 70 613 3842 | law |
http://www.idahossa.org/ | 2018-09-21T02:05:39 | s3://commoncrawl/crawl-data/CC-MAIN-2018-39/segments/1537267156724.6/warc/CC-MAIN-20180921013907-20180921034307-00205.warc.gz | 0.941717 | 226 | CC-MAIN-2018-39 | webtext-fineweb__CC-MAIN-2018-39__0__197030796 | en | Welcome to the website of the Idaho Sport Shooters Alliance.
We are the only statewide group dedicated solely to advocating for the interests of gun owners and recreational shooters in Idaho.
Rather than just react to anti-gun/ anti-shooting bills, we have an aggressive legislative agenda . Our goal is to assure that Idaho is at the cutting edge of firearm freedoms.
In the past two legislative sessions IdahoSSA was involved in drafting six pro-gun bills that were enacted into law. These bills:
We invite you to join with us in accomplishing our mission. Please take a moment to sign up for alerts so that we can let you know about critical issues and how you can be effective. Signing up for alerts places you under no obligation but if you can, please consider donating or becoming a supporting member. We are working to give YOU a voice in making sure that Idaho's heritage of responsible firearms use is passed down to future generations.
SEO services provided by our great neighbor at SEO Reno Nevada.
January 10th: 2011 Idaho Legislature convenes. Stay tuned for important updates on pending legislation! | law |
https://www.columbusassociationmanagement.com/blog/rentals-in-hoa-community-homes-how-to-maintain-community-standards | 2024-02-23T12:46:00 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474412.46/warc/CC-MAIN-20240223121413-20240223151413-00553.warc.gz | 0.949543 | 645 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__102782563 | en | As of 2021, the value of homes in HOA communities in the U.S. was approximately $11 trillion.
What percentage of those homes end up being rentals? Most homeowners in HOA communities would prefer that the percentage be zero, but that's unlikely.
The best residents can hope for are specific HOA restrictions on long- and short-term rentals in the community.
Community living often means knowing your neighbors and working together to maintain the standards of the community. Keep reading to learn more about how to manage rentals in HOA community homes.
Can an HOA Restrict Rentals?
Renting your home in an HOA community is a constitutionally protected right. Historically, courts have upheld this right, but it depends on the laws in individual states.
HOAs can, and often do, impose rental limitations. Some put a limit on the total number of rentals in the community. Others set up rules requiring homeowners to abide by minimum lease agreements.
All HOA communities exist to increase property values for the residents. The best way to do that is to maintain community standards.
HOA boards put forth rules that apply to the aesthetics of homes, parking, yard sales, pets, fences, holiday decorations, types of vehicles allowed, and more.
Residents are expected to follow the rules to keep the community looking its best. When homes in the community are listed for rent, there is a concern that the tenants will not abide by the rules.
Renting a Home in an HOA Community
When renting out your HOA home, there are a few things you can do to support community standards. Let's take a look.
Share a Copy of the Bylaws
As the owner of a property in an HOA community, it's your responsibility to ensure that the renters know the HOA rules and regulations.
Having informed tenants will protect your investment and your relationship with the HOA board.
Grounds for Termination
Even when tenants know the rules, they sometimes break them, whether inadvertently or on purpose. To keep this from becoming a problem for the community, add a grounds for termination clause in the lease.
A clause like this will put the HOA board at ease because they'll know that you'll be able to evict the rule breakers.
The clause should include a stipulation stating that the tenant will pay any fines associated with the broken rules.
HOA fees are the owner's responsibility. To ensure that the fees are covered and get to the HOA on time, the homeowner should include the fees in the monthly rent.
The HOA uses that money to pay vendors. It also goes toward maintaining community amenities like playgrounds, tennis courts, and pools.
Rentals in HOA Community Neighborhoods
Is your homeowner's association struggling with handling rentals in HOA community homes? It's a balancing act to keep all homeowners satisfied.
Do you know who can help with your HOA management needs? PMI Scioto Metro provides professional community association management in the Greater Columbus, Ohio metro area.
Contact us to set up a consultation through our website or by calling 614-285-5629. | law |
https://uerm.edu.ph/news/pubs/23 | 2018-12-15T22:50:34 | s3://commoncrawl/crawl-data/CC-MAIN-2018-51/segments/1544376827137.61/warc/CC-MAIN-20181215222234-20181216004234-00074.warc.gz | 0.939948 | 399 | CC-MAIN-2018-51 | webtext-fineweb__CC-MAIN-2018-51__0__16020584 | en | On the morning of 21st of July, an anti-drug abuse campaign seminar was held at Tan Yan Kee building in an effort to promote community involvement and preventive education against illegal drugs. Information officers from Philippine Drug Enforcement Agency (PDEA), Mr. Raynante Javier and Mr. Arvin Talga, imparted their knowledge to UERM CAReS about the ongoing war against illegal drugs.
The seminar goes from dangerous effects of drug abuse and its impact on our society up to the content of RA 9165: Comprehensive Dangerous Drugs Act of 2002 which provides legitimate punishments for violators.PDEA officers urge the students to become extraconscious for their own safety due to drug related crimes targeting the youths and females as exemplified by the risingincidents concerning a new type of drug called gamma-hydroxybutyric acid (GHB) also known as “liquid ecstasy” that is making rounds over the local party scene as “date-rape drug”. In just a couple of drops of GHBmixed in any drink, it induces intense sexual arousal and amnesia making it a perfect drug for target victims of rapist and sexual abusers.
Mr. Javieralso encouraged students to preserve the fading Filipino family values since family plays the most vital role in combating drug abuse through proper guidance and genuine support.
At the end of the seminar, PDEA officers flagged “Operation Private Eye” a program that offers bounty money for anyone who can give valuable informationabout drug lords and users while preserving the informant’s identity secret.
Above all as students and citizens of the nation we are all have the responsibility to stand by the law and fly high to our dreams, say no to drugs.
PDEA Contact Number:
0999 – 888PDEA (SMART)
0925 – 573PDEA (SUN)
(02) 927 – 9702 /(02) 928 – 0090 | law |
http://sonofthesouth.net/leefoundation/civil-war/civil-war-point-isabel-texas.htm | 2021-12-07T08:26:37 | s3://commoncrawl/crawl-data/CC-MAIN-2021-49/segments/1637964363337.27/warc/CC-MAIN-20211207075308-20211207105308-00234.warc.gz | 0.972449 | 1,529 | CC-MAIN-2021-49 | webtext-fineweb__CC-MAIN-2021-49__0__12302525 | en | Civil War Overview
Civil War 1861
Civil War 1862
Civil War 1863
Civil War 1864
Civil War 1865
Civil War Battles
Robert E. Lee
Civil War Medicine
Civil War Links
Civil War Art
Republic of Texas
Civil War Gifts
Robert E. Lee Portrait
NEW YORK, SATURDAY, APRIL 13,
Entered according to Act of Congress, in the Year 1861, by Harper & Brothers, in the Clerk's Office of the District Court for the Southern District of New York.
MRS. GENERAL GAINES.—[FROM A PHOTOGRAPH BY
THE GREAT GAINES CASE.
WE publish herewith a portrait of Mrs. General Gaines, the heroine of the most remarkable lawsuit ever prosecuted in our civil courts. This lady has just won a case which entitles her to a property variously estimated at from ten to fifteen millions of dollars. The circumstances which gave rise to that case constitute a romance stranger than the boldest fancies of novel writers.
Just sixty years ago a young man,
handsome, polished, brave, energetic, who, from some strange whim, had devoted himself to a life of trade among the Indians and French settlers on the Mississippi, spent a winter in the American metropolis of that day—Philadelphia. The young man's name was DANIEL CLARK. He was fond of gayety and social pleasures. In some social haunt he met a French lady of uncommon beauty and rare wit, named ZULIME CARRIER. She was living with a Frenchman named Lagrange, a common adventurer, whether legitimately married to him or not it is now not easy to discover. In 1805 this lady left Lagrange, and went to live with Daniel Clark. The theory accepted by the
Supreme Court of the United States is that Zulime Carrier was never married to Lagrange, and that she was married, privately, to Daniel Clark. In 1806, at Philadelphia, the only issue of her union with Clark—Myra, the present Mrs. Gaines—was born.
After the birth of this child it would seem that Clark sent Zulime to
New Orleans, and prosecuted his amatory career at Philadelphia with the gay freedom of a bachelor. He engaged himself in marriage to the celebrated Miss Caton, who after-ward married the Marquis of Wellesley. He formed other connections, the offspring of which have figured in the Gaines case. After a time Zulime returned to Philadelphia, and claimed her rights as a wife. Clark denied her right to the title, and she was unable to maintain it. She seems herself to have recognized the feebleness of her claim ; for soon afterward she married or accepted the protection of a Dr. Gardette, with whom she lived till his death.
Meanwhile Daniel Clark grew tired of Capua, and returned to New Orleans. He formed extensive business connections, and being gifted with rare mercantile capacity, made money in every thing he touched. He soon became the leading merchant on the Mississippi. Those were the days when fortunes were made in judicious trading with the Indians. Daniel Clark was one of the wise men who saw the opportunity and turned it to ac-
count. When his daughter Myra was yet a child, her father was a rich man, whose wealth was daily increasing.
It does not appear that he ever took steps to re-unite his fortunes with those of his much-loved
Zulime. But he certainly took charge of her child Myra, had her properly educated, and testified much affection for her on all occasions.
In 1813 Daniel Clark died, leaving an immense fortune, mostly invested in land in New Orleans
and other cities on the Mississippi. A will was produced, bequeathing his fortune to his mother and to the city of New
Orleans. The legatees and executors entered into possession. Some thirteen years afterward Myra, his daughter, married a Mr. Whitney, of New Orleans, and set up a claim as heir to the property. Thus the great Gaines suit began. Myra claimed to be the only legitimate daughter of Daniel Clark, and sought to have the above-mentioned will set aside. It was natural that, where so much property was at stake, the claim should be hotly contested. It was so; and Mr. Whitney, Myra's husband, died during the first campaign in the war. His widow —young, beautiful, and as energetic as her father —continued to prosecute the suit. Meeting General Gaines shortly afterward, she married him, and he espoused her cause with warmth. The case was tried and lost at New Orleans : it was carried to the Supreme Bench at
Washington, and lost there too. In 1852 the hopes of Mrs. Gaines seemed utterly extinguished, and the death of General Gaines appeared to crush out the last ember of expectation.
But the lady had an indomitable spirit. After the judgment of 1852 a will was discovered, duly executed by Daniel Clark, certifying that Myra was his only legitimate child, and creating her his sole heir. This will Mrs. Gaines offered for probate, and sued the possessors of her father's property thereupon. In the New Orleans Court the case went against her. She appealed again to Washington ; and after several years of tedious legal proceedings, she obtained a judgment on March 14, 1861, confirming the will, declaring her the only rightful heir of Daniel Clark, and entitling her not only to the whole property left by him, but to the rents of the same during the thirty odd years which had elapsed since she first set up her claim.
So the case now stands. The judgment was de-livered by Mr. Justice Wayne, of Georgia, who significantly remarked that the Supreme Court would have their decree carried out in Louisiana. No one knows how far the secession of that State may have impaired the power of the United States Supreme Court within the State limits. Mr. Justice Wayne's diction looks as though the judgment would be acknowledged. If it is, Mrs. General Gaines will soon be the richest woman in America. The portrait which we publish herewith reveals something of the indomitable spirit and energetic will which has enabled this lady to prosecute her case through so many courts, and for so many weary years.
POINT ISABEL, TEXAS WITH THE "DANIEL WEBSTER" SAILING WITH U.S. TROOPS ON BOARD.—FROM A SKETCH BY A GOVERNMENT DRAUGHTSMAN. [SEE
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acquired this leaf for the purpose of digitally preserving it for your research
and enjoyment. If you would like to acquire the original 140+ year old
Harper's Weekly leaf we used to create this page, it is available for a price
of $150. Your purchase allows us to continue to archive more original
material. For more information, contact | law |
http://smithfieldselma.com/pages/OtherCounty/ | 2013-05-21T18:28:02 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368700380063/warc/CC-MAIN-20130516103300-00062-ip-10-60-113-184.ec2.internal.warc.gz | 0.957548 | 416 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__24133817 | en | The voters of Johnston County elect the clerk of superior court for a four-year term. Clerks are paid by the state, with their salaries scaled in accordance with the population of their counties. As one would expect, the clerk is responsible for all clerical and record-keeping functions of the superior court and district court. However, the clerk also has numerous judicial functions: The clerk is judge of probate - that is, the clerk handles the probate of wills (proceedings to determine if a paper writing is a valid will) and the administration of estates of decedents, minors and incompetents. The clerk also hears a variety of special proceedings such as adoptions, incompetency determinations and partitions of land and is empowered to issue arrest and search warrants and to exercise the same powers as a magistrate with respect to taking pleas of guilty to minor littering, traffic, wildlife, boating, marine fisheries, alcoholic beverage, state park recreation and worthless-check offenses.
Will R. Crocker (D)
207 E. Johnston Street
Smithfield, N.C. 27577
Term Expires: 2014
The Register of Deeds serves as custodian and manager of large numbers of public records. Registers of Deeds are elected to four-year terms by the citizens of the County the Registrar serves. By law, the Register of Deeds is charged with the integrity, completeness, accuracy, and safekeeping of these public records. It is the mission of the Johnston County Register of Deeds to preserve the integrity of the records and to make them accessible to you.
The Johnston County Sheriff's Office is a constitutionally established law enforcement agency, obligated under the laws of the State of North Carolina. It's purpose is to ensure the safety and security of the citizens of Johnston County by housing persons incarcerated by the courts, maintaining the security of the county courthouse and serving civil and criminal documents, evictions, seizure of property or money as ordered by the courts; pursuing and arresting fugitives from legal actions taken through the courts. | law |
https://peterhousemayball.co.uk/terms.html | 2019-07-15T20:12:24 | s3://commoncrawl/crawl-data/CC-MAIN-2019-30/segments/1563195524111.50/warc/CC-MAIN-20190715195204-20190715221204-00183.warc.gz | 0.909959 | 1,070 | CC-MAIN-2019-30 | webtext-fineweb__CC-MAIN-2019-30__0__139126833 | en | Terms & Conditions
- The person using this website to order tickets (and thereby nominated as leader of any group) ("the Purchaser").
- Any person attending the Ball that appears on the Committee's Guestlist ("the Guest").
- Any representation, physical or electronic, of a Guest's invitation to attend the Ball ("the Ticket").
- The event taking place at Peterhouse on 21st June 2019, otherwise known as the Peterhouse May Ball 2019 ("the Ball").
- Those individuals appointed to run and administer the Ball ("the Committee").
- The schedule of events and activities planned for the Ball ("the Programme").
- The reservation and purchase of a ticket to the Ball from this website in conjunction with the Fixr Platform (“the Online Booking Transaction”).
- The electronic mail sent to the Purchaser on completion of the Online Booking Transaction ("the Email").
- The details of any specific Online Booking Transaction (“the Order”).
- Various terms used in this Agreement are defined in bracketed quotes; each of the defined terms used in this Agreement begins with a capital letter
- By continuing with an Online Booking Transaction, the Purchaser agrees to be bound by all terms and conditions laid out below.
- The completion of the Online Booking Transaction represents final offer and acceptance thus an entire agreement (notified by the Email).
- The contract of sale is governed by these terms:
- On the completion of sale, provided full consideration is received, (as embodied in a successful Online Booking Transaction and receipt of the Email), the Committee agrees to supply the Ticket(s) specified in the Order, and notified by the Email to the Purchaser a reasonable time before the date of the Ball.
- All Guests must be over the age of 18. Proof of age will be required. The Tickets are only representative of each Guest's eligibility to attend the Ball and remain the property of the Committee.
- The Committee reserves the right to refuse to complete any Online Booking Transaction for Tickets.
- The Online Booking Transaction is completed on the basis that the Purchaser or any Guests named in the Order at the time of sale, or on the Ticket(s) later, are welcome to attend the Ball at the Committee’s discretion.
- Tickets are non-refundable and may be transferred up to 3 times. The first time a Ticket purchased during the Peterhouse members’ release period is transferred, the transferee must also be a matriculated member of Peterhouse. The transfer of Tickets must not be used in any attempt to bypass Ticket purchasing restrictions or any other terms or conditions. The Committee reserves the absolute right to cancel any Ticket without a refund if this is suspected.
- In the event of cancellation of the Ball, remuneration may not be available and the Purchaser assumes this risk absolutely. Refunds will be given only where the Committee believes them to be feasible.
- The Committee reserves the right to change any aspect of the Programme without prior notice.
- Tickets will only be issued to a Purchaser upon proof of identification.
- The Committee accepts no liability for loss, damage or injury sustained at the Ball.
- The Committee reserves the right to refuse any Guest admission to the Ball, and to arrange for the removal of any Guest at any time during the Ball according to its absolute discretion.
- The Committee will not tolerate drunken disorderliness or any other form of inappropriate behaviour.
- The Committee reserves the right to require the search of any person by a licensed security guard upon reasonable suspicion of possession of any weapon or illegal substance.
- The Committee will contact the police where it deems it necessary.
- Unauthorised access or use of this website is prohibited and constitutes an offence under the Computer Misuse Act 1990.
- Any attempt to obtain Tickets by deception or fraud will result in prosecution.
- All decisions of the Committee in all matters relating to the Ball are final.
- All terms, conditions, and contracts relating to Tickets are governed by the law of England & Wales.
- By attending the Ball, each Guest consents to the Committee (and future Committees) using photographs and/or video recordings from the Ball, including images of each Guest, both internally and externally. These images could be used in print and digital media formats including print publications, websites, e-marketing, posters, banners, advertising, film, social media, teaching and research purposes.
- Images taken by official photographers in attendance will be subject to their own terms, please contact the Committee for details.
- Images on websites can be viewed throughout the world and not just in the United Kingdom and some overseas countries may not provide the same level of protection to the rights of individuals as EU/UK legislation provides.
- Some images or recordings may be kept permanently once they are published and may be kept as an archive of past Balls.
- You have the right to request to see a copy of the information held about you by the Committee and to request corrections or deletions of the information that is no longer required.
- A complaint against the Ball regarding data protection issues may be lodged with the Information Commissioner’s Office. | law |
https://thebahamianriviera.wordpress.com/2014/07/17/bahamas-real-estate-the-bahamas-passes-disability-bill-in-the-house-of-assembly/ | 2018-06-22T15:23:22 | s3://commoncrawl/crawl-data/CC-MAIN-2018-26/segments/1529267864546.30/warc/CC-MAIN-20180622143142-20180622163142-00001.warc.gz | 0.933304 | 289 | CC-MAIN-2018-26 | webtext-fineweb__CC-MAIN-2018-26__0__134056602 | en | The more than 10,000 disabled persons in The Bahamas are now becoming a major priority of The Bahamas government. Yesterday, the revolutionary Disabilities Bill was passed in the House of Assembly. The passing of the Persons with Disabilities -Equal Opportunities Bill has now set a monumental precedence in the country for a much needed support system for disabled persons. Minister of Social Services Melanie Griffin successfully led the charge for the legislation and commented that, ” the work will just begin”
This important piece of legislation is set to influence everything from equalization of opportunities for persons with disabilities, to eliminating discrimination on the basis of disabilities, to providing rights, rehabilitation and habilitation of persons with disabilities and establishing a National Commission for Persons with Disabilities that will ensure that key components of the legislation are met.
“The passage of this Bill is indeed a dream come true for persons with disabilities, their parents, families, friends, caregivers and advocates because finally the light at the end of the tunnel does not seem far,” Mrs. Griffin said. Fines under the disability legislation cover issues like credit, insurance, concealment, adjustment orders and false information. This is truly a enormous step in the right direction for The Bahamas as members of a global economy. Hopefully, this progress continues and the entire country consciously buys into the evolution of our society and supports the efforts to empower persons with disabilities. For more on this story click here. | law |
https://www.kovintrade.cz/en/privacy/ | 2024-04-19T02:53:00 | s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817253.5/warc/CC-MAIN-20240419013002-20240419043002-00543.warc.gz | 0.938515 | 1,590 | CC-MAIN-2024-18 | webtext-fineweb__CC-MAIN-2024-18__0__203905916 | en | This personal data processing policy has been prepared by KOVINTRADE Praha spol. s r.o., with registered office at Radlická 714/113a, Jinonice, 158 00 Praha 5 Avenir Business Park – budova C, identification number 452 72 875, registered in the Commercial Register kept by the Municipal Court in Prague under file number C 9237 (“we”).
We operate a website for the presentation of our products and services located at https://www.kovintrade.cz/ (“Website”).
We process your personal data in accordance with Regulation (EU) No. 2016/679 of the European Parliament and of the Council on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) and Act No. 110/2019 Coll. processing of personal data, as amended.
If you have any questions or comments, you can contact us at our registered office, or by phone at +420 251 091 611 or by email at [email protected].
Your personal data is processed and managed by us, i.e. the data controller. The controller is the one who decides how personal data is processed. We usually make such decisions ourselves, but we may involve other people in this process, but we will always inform you of this.
We obtain personal data directly from you when you provide it to us, either through the Website or through our communications with each other.
We may obtain your personal data from public registers and records, such as the commercial or trade register, mainly for the purpose of creating invoices and other accounting documents. We may also check the registers for the accuracy of the information and data you have provided to us.
We process the following categories of personal data:
In some cases, it is indeed necessary for you to provide us with your personal data. For example, if you want to contact us, we need your personal information to contact you.
We always process your personal data on the Website on the basis of a lawful reason and a relevant legal basis. Such legal basis may be:
We will process the personal data that we process when dealing with your requests for these purposes and retain it for a period of 1 year from the time you first disclose it to us.
Personal data processed for the purpose of defending our legal claims in judicial, extrajudicial and enforcement proceedings, we will process for a period of 15 years from the end of the relationship between us and you. This period corresponds to the longest possible limitation period provided for by law.
If you have given us your consent to process your personal data, we will process it for the duration of this consent. You can withdraw your consent at any time. However, we would like to point out that even if you withdraw your consent, we may not delete all your personal data – we may retain those where our legitimate interest allows us to do so or where we are required to do so by law.
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The cookies collected are processed by third parties:
We process the following cookies on the Website for the period of time indicated on the page: https://www.kovintrade.cz/cookie/.
In order to provide you with the best possible service, we involve other parties in the processing of your personal data. As part of such outsourcing, we may also process your personal data, we do not need your consent for such processing.
However, you don’t have to worry about your personal data or your privacy, because our suppliers become so-called processors personal data and can only handle your data in the context of the activities and services they provide to us. We will also still be the ones who decide what happens to your personal data.
For example, IT and marketing service providers are the people to whom we pass your personal data. Specifically, these processors are:
As we use advanced tools to improve our Website and services, some of your personal data may be transferred to third countries outside the European Union. However, we always transfer such personal data subject to compliance with all standards of due diligence and provided that the recipient of your personal data is bound by the EU standard contractual data protection clauses or has provided other appropriate data protection safeguards. In the case of the use of Google services (Google Analytics), all services are set up in such a way as to minimize the amount of personal data transmitted, in particular, the IP address of users is already anonymized on our servers and this personal data is not transmitted to third countries in this context.
We will not process your personal data by automated individual decision-making. This means that your rights and obligations (for example, whether we enter into a contract with you and provide you with our services) will not be decided automatically by any software that processes your personal data.
As a data controller, it is also our responsibility to ensure that the processing of your personal data is carried out properly and securely. We then guarantee you the rights described in this article. You can exercise these rights with us in writing, by email or by telephone at the contacts listed above.
These rights are:
In addition to the above rights, you also have the right to object if we process your personal data on the basis of our legitimate interest. This objection can be made by sending an email to our contact address or by e-mail. We will then evaluate the objection without delay, but at the latest within one month of receipt.
This data processing policy is valid as of 20 December 2022. | law |
https://womensrightsandhealth.org/projects/enhancing-gender-equality-and-protection-from-gender-based-violence-for-women-and-young-girls-in-ebonyi-and-edo-states/ | 2021-09-18T20:27:34 | s3://commoncrawl/crawl-data/CC-MAIN-2021-39/segments/1631780056572.96/warc/CC-MAIN-20210918184640-20210918214640-00496.warc.gz | 0.952588 | 433 | CC-MAIN-2021-39 | webtext-fineweb__CC-MAIN-2021-39__0__234974096 | en | Women’s Rights and Health Project (WRAHP) is working to “Improve protection from SGBV for women and young girls through the VAPP law in Ebonyi and Edo State”. Specifically, the project intends to raise awareness on the provisions of the VAPP law for protection from rape, female genital mutilation, domestic violence and female trafficking among community members and strengthen reporting pathways, which will increase the chances of successful prosecution of perpetrators of violence against women. The project is expected to impact the relationship between community members, the police, and other government agencies that work in the field of SGBV.
WRAHP is working to empower community members with specific knowledge about the provisions of the VAPP law for protection from rape, female genital mutilation, domestic violence and female trafficking; significantly, raise awareness on the provisions of the VAPP law and engage communities to become more visible in reporting SGBV cases to the police and to work as agents of change in their communities.
WRAHP has conducted skills-building workshops for 120 representatives in identified community structures in 2 LGA of Ebonyi and Edo States , Conducted sustained advocacy with Area Police commands each in Ebonyi and Edo States.
This is to ensure that women and girls are more knowledgeable about the VAPP law and therefore feel more secure to report their cases to the police. It would also bring SGBV survivors one step closer to accessing justice under existing legislation in Ebonyi and Edo State.
The project is also working to simplify and disseminate 10,000 copies of the VAPP law in 2 LGA of Ebonyi and Edo States, conduct advocacy visits each to 5 relevant community stakeholders and gatekeepers in 2 LGA of Ebonyi and Edo State, Provide technical support for 200 community sensitization sessions each in Ebonyi and Edo States to reach 5000 persons, conduct sustained advocacy with 5 Government agencies each in Ebonyi and Edo States, conduct 2 sensitization meeting for 30 representatives of Media on effective documentation of reported SGBV cases in Ebonyi and Edo State | law |
https://www.nyhomeinspecting.com/nys-coe-sop | 2018-12-12T05:14:57 | s3://commoncrawl/crawl-data/CC-MAIN-2018-51/segments/1544376823738.9/warc/CC-MAIN-20181212044022-20181212065522-00574.warc.gz | 0.920607 | 3,861 | CC-MAIN-2018-51 | webtext-fineweb__CC-MAIN-2018-51__0__28905014 | en | Section 197-4.1 - Fundamental Rules
(a) Home inspectors shall exhibit honesty and integrity in furtherance of the honor of the home inspection profession. A home inspection has a direct and vital impact on the quality of life for all home buyers. In performing home inspection services, home inspectors shall adhere to the highest principles of ethical conduct.
(b) This Code of Ethics and Regulations reflects the current ethical standards for home inspectors. It is the department’s intention that this document be a living document and that changes and updates to this Code of Ethics and Regulations be made as deemed necessary by the department in consultation with the Home Inspection Council.
(c) Home inspectors shall fully adhere to and comply with the provisions of Article 12-B of the Real Property Law and all regulations promulgated thereunder including, but not limited to, this Code of Ethics and Regulations and the Standards of Practice.
(d) Home Inspectors shall be required to cooperate with investigations by the Department of State. Each applicant or licensee shall be obligated, on request of the Secretary of State, to supply such information as may be required concerning his, her or its business, business practices or business methods, or proposed business practices or methods.
Section 197-4.2 Written Contracts
(a) Prior to performing a home inspection, home inspectors shall provide a client with a written pre-inspection agreement that clearly and fully describes the scope of service to be provided and the cost associated with that service. All said contracts shall contain the following clauses which shall be printed in type size of not less than six point:
“Home inspectors are licensed by the NYS Department of State. Home Inspectors may only report on readily accessible and observed conditions as outlined in this pre-inspection agreement, Article 12 B of the Real Property Law and the regulations promulgated thereunder including, but not limited to, the Code of Ethics and Regulations and the Standards of Practice as provided in Title 19 NYCRR Subparts 197-4 and 197-5 et seq. Home inspectors are not permitted to provide engineering or architectural services.”; and
“If immediate threats to health or safety are observed during the course of the inspection, the client hereby consents to allow the home inspector to disclose such immediate threats to health or safety to the property owner and/or occupants of the property.”
(b) Home inspectors shall discuss the scope of the inspection with the client and only perform services which have been duly authorized by the client.
Section 197-4.3 Non-Disclosure
Home inspectors shall not disclose to a third party the contents of a home inspection report or any observations, deductions, opinions that pertain to a home inspection report without the prior consent of the client or the client’s representative.
Section 197-4.4 Unlicensed and Unlawful Activity
(a) Home inspectors shall not engage in, knowingly permit or aid and abet, unlicensed or activity that is prohibited by Article 12-B of the Real Property Law or the regulations promulgated thereunder.
(b) In the event that a client insists upon a home inspector engaging in unlawful and/or unethical conduct, the home inspector shall, after notice to the client that such conduct is unlawful or unethical, be permitted to immediately withdraw from the assignment or contract.
(c) Home inspectors shall not determine property boundary lines or encroachments, easements or any limitations of use of the property.
(d) Home inspectors shall not determine compliance with regulations, codes, laws or ordinances.
(e) Home inspectors shall not determine the market value of the property or its marketability.
Section 197-4.5 Competence
(a) Except as provided in section 197-4.6 and 197-5.2(c), home inspectors shall conduct home inspections in compliance with the Standards of Practice.
(b) Home inspectors shall not accept or perform services in which the home inspector knows or has reason to know that he or she is not competent to perform.
(c) Home inspectors shall not delegate responsibility to another when the home inspector delegating such responsibility knows or has reason to know that such person is not a duly licensed home inspector and/or qualified by training and experience to perform said task.
Section 197-4.6 Written Reports
(a) Home inspectors shall provide a written report containing the results of a home inspection.
(b) Home inspectors shall not willfully make a false report or false or misleading statements in the context of home inspection activities and/or a home inspection report.
(c) The home inspection report shall clearly identify the systems and components of the residential building that were observed. If a home inspector is providing a home inspection that does not meet the minimum requirements as set forth in the Standards of Practice, the home inspection report must describe the scope of work, the services provided, and the systems and components that were included in and excluded from the inspection.
Section 197-4.7 Conflicts of Interest
(a) The duty of every home inspector shall be to the client. Home inspectors shall avoid conflicts of interest or activities that compromise their professional objectivity, or have the potential of creating an appearance that their professional objectivity has been compromised.
(b) Prior to accepting any home inspection assignment, home inspectors shall disclose to the potential client all known or potential conflicts of interest that could influence or appear to influence the home inspector’s judgment or the quality of the home inspector’s services.
(c) Home inspectors shall not solicit or accept compensation, financial or otherwise, from more than one interested party for a home inspection unless the circumstances are fully disclosed to the client and agreed upon by all interested parties.
(d) Home inspectors shall not solicit or accept an assignment or contract from a
governmental body on which a principal or officer of the home inspector’s office
or organization serves as a member.
(e) Home inspectors shall not directly or indirectly compensate, in any way, real estate brokers, real estate salespersons, real estate brokerage companies, lending institutions or any other party or parties that expect to have a financial interest in closing the transaction, for future referrals of inspections or for inclusion on a list of recommended inspectors or preferred providers or any similar arrangement.
(f) Home inspectors shall not accept financial or other consideration, such as material or equipment, from suppliers for suggesting the use of, or promoting a specific product in the course of performing a home inspection.
(g) In connection with performing home inspections, home inspectors shall not accept commissions, fees or other consideration directly or indirectly from contractors or other persons or entities dealing with clients or employers of the home inspector in connection with work for which the inspector is responsible for, or has reported upon.
(h) Home inspectors shall not inspect any residential building in which said home inspector or relative thereof has a financial interest or any interest in the transfer thereof, including the receipt of any commission as an agent.
(i) Home inspectors shall not inspect a home if the home inspector’s compensation is contingent upon the sale of the home or if compensation is contingent upon the results of the home inspection.
Section 197-4.8 Fraud, Misrepresentation and Dishonesty
Home inspectors shall not engage in fraud, fraudulent activity, misrepresentation or dishonesty.
Section 197-4.9 Promotion and Advertising
(a) Home inspectors shall not advertise in a false, misleading or deceptive manner.
(b) Home inspectors shall not falsify or misrepresent their experience, education or qualifications or permit any such misrepresentation by their employees or associates.
(c) Home inspectors shall not advertise home inspection services as an engineer or architect or under the heading of engineers, engineering, architects or architecture in any form of print or electronic media unless the individual and/or firm is licensed to provide engineering or architectural services by the New York State Education Department.
(d) Home inspectors shall refrain from making any claim relating to the quality and effectiveness of services which cannot be substantiated by the home inspector.
(e) Home inspectors placing or authorizing advertisements shall maintain or cause to be maintained an exact copy of each advertisement for a period of one year following the advertisement’s last publication. This copy shall be made available for inspection, upon request, by the Department or an authorized representative of the Department.
(f) Nothing herein shall prohibit a home inspector from advertising his or her services or advertising for the purpose of recruiting employees provided that no such advertisements shall be misleading or deceptive.
SUBPART 197-5 STANDARDS OF PRACTICE FOR HOME INSPECTORS
Section 197-5. 1 Definitions
(a) Alarm Systems: means installed or freestanding warning devices including, but not limited to, smoke detectors, carbon monoxide detectors, flue gas and other spillage detectors and security equipment.
(b) Central Air Conditioning: means a system that uses either ducts to distribute cooled and/or dehumidified air to more than one room of a residential building or pipes to distribute chilled water to heat exchangers in more than one room in a residential building, and which is not plugged into an electrical convenience outlet.
(c) Component: means a readily accessible and observable aspect of a system such as a floor or a wall, but not individual pieces such as boards or nails where many similar pieces make up the component.
(d) Dangerous or Adverse Situations: means situations that pose a threat of injury to the home inspector including, but not limited to, those situations in which the home inspector is required to use special protective clothing or other safety equipment.
(e) Decorative: means a component or part thereof that is ornamental and not required for the proper operation of the essential systems and components of a home.
(f) Dismantle: means to take apart or remove any component, device, or piece of equipment that is bolted, screwed, or fastened and that a homeowner in the course of normal household maintenance would not dismantle.
(g) Engineering, Practice of: means as that term is defined in Education Law, title VIII, Article 145, Section 7201.
(h) Engineering Study: means a study requiring engineering services.
(i) Functional Drainage: means the operation of a drain whereby a drain empties in a reasonable amount of time and does not overflow when another fixture is drained simultaneously.
(j) Functional Flow: means a reasonable flow at the highest fixture in a dwelling when another fixture is operated simultaneously.
(k) Further Evaluation: means the examination and analysis by a qualified professional, tradesman, or service technician beyond that provided by the home inspection.
(l) Household Appliances: means kitchen and laundry appliances, room air conditioners, and similar appliances.
(m) Inspect: means to visually examine any system or component of a building in accordance with these Standards of Practice, using normal operating controls and opening readily operable access panels.
(n) Installed: means attached or connected such that the installed item requires tools for removal.
(o) Normal Operating Controls: means homeowner operated devices such as a thermostat, wall switch, or safety switch.
(p) Observable: means able to be observed at the time of the inspection without the removal of covering, fixed, finished and or stored materials.
(q) Observe: means the act of making a visual examination.
(r) On-site Water Supply Quantity: means the volume of water that is available for domestic use.
(s) Operate: means to cause systems or equipment to function.
(t) Primary Windows and Doors: means windows and exterior doors that are designed to remain in their respective openings year-round.
(u) Readily Accessible: means available for visual inspection without requiring the home inspector to remove or dismantle any personal property, use destructive measures, or take any action which will likely involve risk to persons or property.
(v) Readily Operable Access Panel: means a panel provided for homeowner inspection and maintenance, which has removable or operable fasteners or latch devices in order to be lifted, swung open, or otherwise removed by one person, and its edges and fasteners are not painted in place. The panel must be within normal reach and not blocked by stored items, furniture or building components.
(w) Recreational Facilities: means spas, saunas, steam baths, swimming pools, tennis courts, playground equipment, and other entertainment or athletic facilities.
(x) Report: means a written document setting forth findings of home inspection unless otherwise specified in these regulations.
(y) Representative Number: means for multiple identical components such as windows and electrical outlets, one such component per room. For multiple identical exterior components this term shall mean one such component on each side of the building.
(z) Roof Drainage Systems: means gutters, down spouts, leaders, splash blocks, and similar components used to carry water off a roof and away from a building.
(aa) Safe Access: means access free of any encumbrances, hazardous materials, health and safety hazards such as climbing and/or standing on other than the ground and/or floor which may jeopardize the inspector.
(bb) Safety Glazing: means tempered glass, laminated glass or rigid plastic.
(cc) Shut Down: means a piece of equipment or a system is shut down when the device or control cannot be operated in a manner that a homeowner would normally use to operate it. If the safety switch or circuit breaker is in the "off" position, or the fuse is missing or blown, the inspector is not required to reestablish the circuit for the purpose of operating the equipment or system.
(dd) Solid Fuel Heating Device: means any wood, coal, or other similar organic fuel burning device including, but not limited to, fireplaces whether masonry or factory built, fireplace inserts and stoves, wood stoves (room heaters), central furnaces, and any combination of these devices.
(ee) Structural Component: means a component that supports non-variable forces or weights (dead loads) and variable forces or weights (live loads).
(ff) System: means a combination of interacting or interdependent components, assembled to carry out one or more functions.
(gg) Technically Exhaustive: means an inspection is technically exhaustive when it involves the extensive use of measurements, instruments, testing, calculations, and other means to develop scientific or engineering findings, conclusions, and recommendations.
(hh) Under Floor Crawl Space: means the area within the confines of the foundation and between the ground and the underside of the lowest floor structural component.
(ii) Unsafe: means a condition in a readily accessible, installed system or component, which is judged by the Home Inspector to be of significant risk of personal injury during normal, day to day use. The risk may be due to damage, deterioration, improper installation or a change in the accepted residential construction standard.
(jj) Water Supply Quality: means the quality of a residential building's water supply based on the bacterial, chemical, mineral, and solids content of the water.
Section 197-5.2 Purpose and Scope
(a) These Standards of Practice establish a minimum and uniform standard for home inspectors. Home inspections shall be performed in compliance with these Standards of Practice and shall provide the client with objective information regarding the condition of the systems and components of the residential building as observed at the time of the home inspection.
(b) These Standards of Practice are not intended to limit home inspectors from including other inspection services or from observing and reporting upon systems and components not required by these Standards of Practice.
(c) The home inspection report shall clearly identify the systems and components of the residential building that were observed. If a home inspector is providing a home inspection that does not meet the minimum requirements as set forth in this Standards of Practice, the home inspection report must describe the scope of work, the services provided and the systems and components that are included and excluded in the inspection.
Section 197-5.3 Minimum Requirements
(a) Home inspectors shall observe and report on readily accessible, visually observable installed systems and components as set forth in these Standards of Practice.
(b) Home inspectors shall report on those systems and components observed that, in the professional opinion of the home inspector, are deficient, not functioning properly and/or unsafe.
(c) If a home inspector has not observed a particular system or major component, he or she shall list said item in the inspection report as an item that was not observed and shall set forth the reasons why said item was not observed.
Section 197-5.4 Site Conditions
(a) Home inspectors shall observe and report the following site conditions:
1. The building perimeter for land grade and water drainage directly adjacent to the foundation;
2. Trees and vegetation that adversely affect the residential building;
3. Walkways, steps, driveways, patios and retaining walls.
(b) Home inspectors are not required to observe and report on the following site conditions:
1. Fences and privacy walls;
2. The health and condition of trees, shrubs and other vegetation.
Section 197-5.5 Structural Systems
(a) Home inspectors shall observe and report on the following:
1. Any deteriorated and/or damaged structural component including the building foundation and framing;
2. The floor structure;
3. The wall structure;
4. The ceiling structure;
5. The roof structure.
Section 197-5.6 Exterior
(a) Home inspectors shall observe and report on:
1. All exterior walls and coverings, flashing and trim;
2. All exterior doors including garage doors and operators;
3. All attached or adjacent decks, balconies, stoops, steps, porches and railings;
4. All eaves, soffits and fascias where accessible from the ground level;
5. All adjacent walkways, patios and driveways on the subject property;
6. The condition of a representative number of windows.
(b) Home inspectors are not required to observe and report on the following:
1. Screening, shutters, awnings and other seasonal accessories;
3. Geological and/or soil conditions;
4. Recreational facilities;
5. Out-buildings other than garages and carports;
6. Tennis courts, jetted tubs, hot tubs, swimming pools, saunas and similar structures that would require specialized knowledge or test equipment;
7. Erosion control and earth stabilization measures;
8. The operation of security locks, devices or systems; | law |
https://paulsarvadi.com/2023/05/23/liability-prevention-is-better-than-the-cure/ | 2024-03-04T00:57:51 | s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947476409.38/warc/CC-MAIN-20240304002142-20240304032142-00721.warc.gz | 0.951952 | 487 | CC-MAIN-2024-10 | webtext-fineweb__CC-MAIN-2024-10__0__156647847 | en | When you started your small business, you were so focused on taking your business live and growing it that you might have thought registering with the state tax authority completed your obligations. You may have had no idea that there were dozens of other business regulations pertaining to your venture. Then, the moment you hired your first employee you entered a whole other world of legal and compliance risk. Not knowing however, is not a successful defense for violations. Hopefully, you were able to work closely with a trusted advisor.
Here are several suggestions to help minimize and manage business risk:
- Get educated and get help. Sanctions, fines even criminal penalties can be assessed for violation of any number of laws and regulations governing small and medium sized businesses. Professional compliance support like that available through Insperity, will ensure you understand and remain compliant with these laws.
- Establish a strong foundation. As I have said so many times, “Good culture is the key to business success”. Establishing a strong and positive culture which values all people, especially employees, will prevent many problems. An emphasis on integrity and commitment to legal and ethical behavior will avert most legal complications.
- Develop and publish an Employee Handbook. Unheard complaints are at the root of most employee disputes. Your handbook should clearly explain your open door and retribution-free communications processes designed to calm mounting discontent and settle grievances. It should unmistakably define escalation channels and appeals.
- Require liability management training. Compliance failures often stem from ignorance of HR policies or regulations. Every leader, supervisor and employee should be regularly trained in and reminded of compliant and ethical behavior.
- Follow sound hiring practices. Avoiding bad hires is essential to creating high performing organizations and steering clear of legal jeopardy. Disrupters and non-performers are difficult to manage. They’re also most likely to file a wrongful termination suit when you have finally had enough. Careful and disciplined hiring methods help avoid this compounding risk.
Not every employment and business threat can be eliminated, but there are preemptive actions that can be taken. An annual risk assessment is an effective early warning system to identify issues, reduce risks, and minimize exposure.
For more information on managing compliance risks, get the book: Paul Sarvadi, (2019) Take Care of Your People, The Enlightened CEO’s Guide to Business Success, ForbesBooks. | law |
https://nfaulk.wordpress.com/2016/09/09/poems-and-titles-and-prisons-oh-my/ | 2017-08-17T11:47:49 | s3://commoncrawl/crawl-data/CC-MAIN-2017-34/segments/1502886103270.12/warc/CC-MAIN-20170817111816-20170817131816-00415.warc.gz | 0.96153 | 681 | CC-MAIN-2017-34 | webtext-fineweb__CC-MAIN-2017-34__0__154440786 | en | After starting out pretty well with my blog endeavor, I have noticed I have been slipping. I will admit that after spending endless days blogging for others, my blog is not granted the priority it should deserve. After all, I don’t pay myself and, well, money is a scarce commodity lately. Compounding the problem is my perpetual writer’s block. I’m finding myself increasingly challenged by devising poetry topics for my current book which haven’t already been used in the previous five. And titles. With over 400 titled poems, I have to check back through previous books to see if I had already used one I have in mind. Being prolific is, indeed, rife with benefits; however, the flip side is that it is also fraught with shortcomings. And for those who know me, my default setting is pessimistic.
My other current literary endeavor is a scathing indictment of the American corrections system, particularly prison privatization and mandatory minimum sentencing policies. Having worked in a private prison for nearly three years (and studying, researching, and writing about the criminal justice system in its entirety for most of my adult life), I witnessed firsthand every reason privatization opponents assert: inmate abuse, poorly trained staff, inadequate staffing levels, an excessive focus on making a profit that overshadows the fundamental purpose of criminal punishment, myriad policy violations, unsafe conditions due to shoddy construction, insufficient rehabilitative programs administered by individuals unqualified to do so, and rampant corruption. Turning over a critical governmental function to private entities whose primary goal is making money turns human beings into commodities to be bought and sold with very little concern over correcting behavior and preparing them for reentry and reintegration as productive and law-abiding members of society.
I have talked to myriad people who believe that we should simply lock up offenders and throw away the key; however, these individuals fail to appreciate the fact that 90 percent of those incarcerated will eventually return to society and it is the correctional system’s fundamental goal to correct behavior (see what I did there?) Whereas courts punish, prisons are supposed to rehabilitate and reform. Instead, prison administrators—especially in private facilities— do everything in their power to ensure full capacity because that’s how they earn their $1.6 billion annual profits. They don’t care about rehabilitation, ethics, or their own accountability and this is, sadly, blatantly obvious and, ultimately, unacceptable. They would rather settle million dollar lawsuits or pay hundreds of thousands of dollars in fines for noncompliance than actually do the job they were hired to do. From fudging accreditation reports to lying on inmate misconduct reports to harassing and creating a hostile work environment for those few employees who actually care and who are trying their damnedest to make a difference, prison privatization is the catalyst behind the failure of the contemporary American corrections system. When I was employed in corrections, I was frequently “accused” of being “too pro-inmate.” If helping rehabilitate offenders to further their education, obtain vocational skills so they can find post-incarceration employment, embrace pro-social skills, address mental health and addiction issues, and, ultimately, not recidivate, then I will wear that label proudly and direct my passion for reform into my words. That is, until I am able to do so again through my actions. | law |
https://www.cityofforney.org/149/Junk-Vehicle-Regulations | 2018-12-14T06:07:12 | s3://commoncrawl/crawl-data/CC-MAIN-2018-51/segments/1544376825363.58/warc/CC-MAIN-20181214044833-20181214070333-00371.warc.gz | 0.938703 | 119 | CC-MAIN-2018-51 | webtext-fineweb__CC-MAIN-2018-51__0__103728240 | en | As of June 21, 2007, covering a junk vehicle with a tarp will no longer suffice as shielding
it from view in a public place. An ordinance passed by the City Council declared all junked vehicles nuisances and a hazard to public
safety and prohibits the location of junked vehicles in drives,
rights-of-ways, or any place visible to the public regardless of whether
the vehicle is covered or uncovered.
Owners should move such vehicles
from public access and view to a secure and screened location as soon as
possible to avoid complaints and fines. | law |
https://barwaaqotv.com/senior-capital-markets-consultant/ | 2021-11-28T06:03:07 | s3://commoncrawl/crawl-data/CC-MAIN-2021-49/segments/1637964358469.34/warc/CC-MAIN-20211128043743-20211128073743-00292.warc.gz | 0.909767 | 1,207 | CC-MAIN-2021-49 | webtext-fineweb__CC-MAIN-2021-49__0__63545210 | en | Senior Capital Markets Consultant
As part of the government’s homegrown economic reform program, the National Bank of Ethiopia (NBE) has been working, in collaboration with other government agencies, development partners, and private sector stakeholders, to develop capital markets in Ethiopia. Ongoing efforts include:
· Developing a legal and regulatory framework
· Developing market infrastructure
· Institutional and human development both at the public and private sectors
Following the ratification of the Capital Markets Proclamation by the House of Peoples Representatives of the Federal Democratic Republic of Ethiopia on June 10, 2021, the NBE has established a Capital Markets Project Implementation Team (CMPIT), which will steer the operationalization of the Proclamation. The responsibilities of the CMPIT include:
· Support the establishment of the Capital Markets Authority (CMA);
· Draft directives and regulations needed to operationalize the Proclamation for the CMA;
· Coordinate efforts to setup the Ethiopian Securities Exchange and develop required market infrastructure;
· Develop and begin implementing a business plan for the Authority to become self-funded and autonomous;
· Review tax policies and institutional investor regulations in light of capital market developments and propose needed adjustments
· Coordinate efforts to develop capacity within regulatory and oversight bodies, depository institutions and other parts of the market ecosystem;
· Develop a strategy for investor education.
The CMPIT is a transitional technical team with a lifetime of up to one year, with the aim to establish the Regulatory Authority and its revenue stream during this period. It is expected to deliver on its responsibilities with the support of Technical Advice from development partners. The CMPIT and its responsibilities will be folded into the Authority at the end of the program period.
With financial support from the Agence Française de Developpement, the NBE is seeking to recruit a senior capital markets consultant to support the establishment of the Capital Markets Authority and preparation of capital markets development strategy. The consultant will be a member of the CMPIT and will report to the team leader.
3. Scope of the Work
The consultant will be expected to:
· Provide advice to the setting up of the regulatory Authority and define its internal organization and processes.
· Prepare policy options to the development of capital markets in Ethiopia in line with the CMA’s mandate of developing capital markets.
· Develop the CMA’s near-term action plan and medium-term strategy.
· Develop a business plan which provides financial self-sufficiency of the CMA through fees and other revenue streams.
· Lead the development of capacity building and investor education strategies for the CMA.
· Contribute to the drafting of regulations and directives needed to operationalize the Proclamation.
· Provide strategic advice and support to the launching of the Ethiopian Securities Exchange and market infrastructure development.
· Supervise review the tax Law and investment regulations of institutional investor, with the aim to identify impediments to market development and propose needed amendments to the Ministry of Finance
· Provide support to other duties as assigned by the team leader.
In collaboration with the other CMPIT members and with technical assistance from development partners, the consultant is expected to have the following deliverables:
· Draft capital markets development strategy
· Set up the Capital Markets Authority
· Business plan and medium-term budget projection of the CMA
· Medium-term capacity building and investor education strategy for the CMA
· Draft directives needed to operationalize the Proclamation
The consultant is expected to meet the following criteria:
· Hold a minimum of a Master’s degree or its equivalent in Finance, Accounting, Financial Economics or a related discipline;
· At least ten (10) years of relevant professional experience, including at senior level, in capital markets, corporate finance, and/or private equity.
· Diverse international experience, especially in developing countries (ideally those at the early stage of their capital market developments).
· Demonstrated knowledge of capital markets products, market infrastructure, regulation and supervision to support financial system stability, integrity and development.
· Experience in providing strategic advice and technical assistance to regulators, policy makers, and/or market participants.
· Excellent understanding of international best practices and IOSCO principles of securities regulation.
· Excellent understanding of securities trading, company laws, and IPO issuance requirements.
· Experience in setting up and/or building capacity of capital market regulatory agencies would be a plus;
· Familiarity with the legal, social, political, and economic context of Ethiopia; ability to speak Amharic would be an advantage.
6. Duration of employment and compensation
The duration of the contract is one year, with the possibility of extension under the Capital Markets Authority depending on performance and availability of funding. A contract duration of less than one year, but no less than six months, could be considered if this works better for the suitable candidate.**
7. Evaluation Criteria/selection criteria
The following criteria shall be used to select candidates:
General qualification and relevant training of the candidates (25 points)
Relevant Specific experience of the candidates related to the assignment (45 points)
Understanding of international best practices, IOSCO principles of securities regulation; securities trading, company laws, and IPO issuance requirements (20 points)
Skills and competency: language (ability to speak Amharic would be an advantage), Familiarity with the legal, social, political, and economic context of Ethiopia (10)
How to apply:
Expertise France is supporting the Ministry of Finance of the Federal Democratic Republic of Ethiopia in achieving it’s Home Grown Economic Reform Program.
We are therefore assisting in publishing the following vacancy.
Please click on the link below to apply for this position. | law |
http://www.hugspeak.com/about-hugspeak/andrew-hug-senior-strategist/ | 2017-02-25T22:37:53 | s3://commoncrawl/crawl-data/CC-MAIN-2017-09/segments/1487501171900.13/warc/CC-MAIN-20170219104611-00426-ip-10-171-10-108.ec2.internal.warc.gz | 0.956887 | 240 | CC-MAIN-2017-09 | webtext-fineweb__CC-MAIN-2017-09__0__87064752 | en | Andrew Hug, J.D., LL.M. – Senior Strategist
Andrew is a rare combination of number cruncher and strategic communicator.
His background in accounting and tax, which includes an accounting degree with honors from the prestigious McCombs School of Business at the University of Texas and a Master of Laws in International Tax from the University of London, enables him to advise clients on business plans and strategies with a laser focus on the bottom line.
He is also a skilled trial strategist, boiling complex cases down to simple, digestible stories that juries respond to and remember. He is especially gifted at cross-examination, able to zero in on witness deception or uncertainty and use cross to tell his client’s side of the story. Witnesses who survive his cross-examination prep find the in-court experience to be far less intimidating.
As a criminal defense attorney and former Assistant District Attorney for Dallas County, Andrew has tried more than 50 cases in less than 10 years and has consulted on dozens more. In addition to his Bachelors of Business Administration and his Master of Laws, Andrew holds a J.D. from the highly ranked University of Texas School of Law. | law |
https://lop.howell.k12.nj.us/apps/pages/index.jsp?uREC_ID=1050032&type=u&pREC_ID=1624476 | 2019-11-13T05:29:27 | s3://commoncrawl/crawl-data/CC-MAIN-2019-47/segments/1573496665985.40/warc/CC-MAIN-20191113035916-20191113063916-00439.warc.gz | 0.961013 | 144 | CC-MAIN-2019-47 | webtext-fineweb__CC-MAIN-2019-47__0__3090544 | en | A Note for Preschool Parents
Hello Preschool Parents:
This is a reminder that state law requires all Preschool Students who were born on or after 1/1/2015 to have a flu shot by December 31, 2019. If you have not already done this please schedule an appointment with your child’s healthcare provider as soon as possible. Once your child has received the vaccine, please send the documentation to my attention.
If you have already submitted documentation or have a religious exemption on file, you may disregard this message.
Children without documentation or a religious exemption will not be allowed to return to school after Winter Break.
Thank you for your cooperation and as always please contact me with any questions. | law |
http://nacep.org/research-and-policy/federal-legislation/ | 2013-05-24T12:47:30 | s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368704658856/warc/CC-MAIN-20130516114418-00062-ip-10-60-113-184.ec2.internal.warc.gz | 0.942425 | 723 | CC-MAIN-2013-20 | webtext-fineweb__CC-MAIN-2013-20__0__14458327 | en | At least 10 bills have been introduced in the U.S. Senate or House of Representatives during the 111th Congress encouraging further development of concurrent enrollment programs.
The version of the Student Aid and Fiscal Responsibility Act of 2009 (SAFRA) that originally passed the U.S. House of Representatives in September 2009 included $630 million for American Graduation Initiative (AGI) competitive challenge grants to support community colleges in developing new strategies and implementing proven programs to support an additional 5 million community college graduates by 2020. Grantees would have been required to implement at least 2 of 10 identified activities, one of which was “Building or enhancing linkages, including the development of dual enrollment programs and early college high schools” [H.R. 3221 Sec. 503]. AGI was eliminated due to budget concerns in SAFRA’s ultimate passage as part of the Health Care and Education Reconciliation Act of 2010.
In March 2010, the Obama administration proposed a new College Pathways and Accelerated Learning program in its Blueprint for reauthorizing the Elementary and Secondary Education Act (ESEA)and FY2011 Budget Request, to provide competitive grants to school districts to better prepare students for high school graduation and college success through dual enrollment, Advanced Placement, International Baccalaureate, and other accelerated learning opportunities. The President’s FY 2011 budget requested $100 million for the College Pathways program to “increase access to college-level, dual credit, and other accelerated courses in high-need high schools, and to support college-going strategies and models that will help students succeed.”
In April, NACEP’s Board of Directors passed a resolution supporting the passage of the College Pathways and Accelerated Learning program and encourages members to similarly support this legislation. While both the House and Senate held hearings on ESEA Reauthorization in the spring and summer of 2010, legislation has not yet been introduced. Prior to the start of the 2011 federal fiscal year on October 1, 2010, Congress had not passed the 2011 budget for federal education programs. Instead Congress passed a series of Continuing Resolutions temporarily funding all federal programs through March, based on fiscal year 2010 appropriations. The Continuing Resolutions does not make any statutory changes to the ESEA, which would be required to establish the College Pathways and Accelerating Learning initiative.
Other bills that have been introduced in the 111th Congress include the:
- Fast Track to College Act of 2009 [H.R. 1578 – Rep. Kildee and S. 627 – Sen. Kohl]
To authorize the Secretary of Education to make grants to support early college high schools and other dual enrollment programs.
- Secondary School Innovation Fund Act [H.R. 2239 – Reps. Loebsack and S. 968 – Sen. Reid]
To award competitive grants to eligible partnerships to enable the partnerships to implement innovative strategies at the secondary school level to improve student achievement and prepare at-risk students for postsecondary education and the workforce.
- Reengaging Americans in Serious Education by Uniting Programs Act [H.R. 3982 – Rep. Kildee and S. 1608 – Sen. Stabenow].
To prepare young people in disadvantaged situations for a competitive future.
- Graduation for All Act [H.R. 4122 – Rep. George Miller]
To support high-need middle and high schools in order to improve students’ academic achievement, graduation rates, postsecondary readiness, and preparation for citizenry. | law |
http://mytaxgenius.com/nwsltr/nws9.html | 2019-03-21T12:14:38 | s3://commoncrawl/crawl-data/CC-MAIN-2019-13/segments/1552912202523.0/warc/CC-MAIN-20190321112407-20190321134407-00114.warc.gz | 0.971594 | 2,677 | CC-MAIN-2019-13 | webtext-fineweb__CC-MAIN-2019-13__0__162260289 | en | |Newsletter Volume 9 (September 2004)|
This is the second time I am trying this & I want to thank those of you who wrote me back or called me about the first one. I had some nice feedback.
This time I would like to address a VERY big tax issue for some people (more than you think) as well as some more privacy/fraud issues.
The first topic is Estate Taxes (specifically for those of us in Washington for you clients who live out of state, it might be an interesting read, too.) The following is reprinted with the kind permission of the writer Cynthia Flash, a freelance journalist & The Seattle Times. This article appeared in the August 8, 2004 issue of the paper. The entire article is reprinted here in blue & a different font so you know it is not my work.
What you need to know about Washington state's estate tax
By Cynthia Flash
When Barbara Sauerbrey's 91-year-old mother died in February 2002, her estate was worth less than $1 million an amount low enough that the estate would owe no federal estate taxes .
What Sauerbrey didn't realize was that even though Congress had raised the federal estate -tax limit to $1 million, the state of Washington did not follow suit. Its estate tax no longer mirrored the federal estate tax.
As a result, Washington 's estate -tax limits are lower than the federal limits, forcing Sauerbrey's mother's estate to pay roughly $33,000 to the state of Washington .
Many Washington residents like Sauerbrey of Bellevue are unaware that a state of Washington estate tax even exists. There has been so much publicity about the federal government raising the federal estate -tax limits that many assume the state has done the same thing. That did happen in some states, but not in Washington .
"Every state is a little different and there are eccentricities in every state," said Tom Culbertson, a Spokane lawyer who chairs the Washington State Bar Association Estate and Gift Tax Committee.
Large Washington estates are actually paying more in estate taxes now than they did before Congress raised the federal estate -tax limit in 2001.
And all taxable estates are paying more in Washington state than they would in states such as California that have raised the state estate -tax limit to mirror the federal law.
"I am troubled by the fact that Washington has backed into an overall increase in estate -tax rates, at least for larger estates," said Mike Carrico, an estate -planning lawyer with Riddell Williams in Seattle and president of the Estate Planning Council of Seattle.
For example, someone who died in Washington or California in 2001 before the federal estate laws changed would have paid the same estate taxes . However, because Washington 's laws no longer mirror the federal laws and California 's do, there are now vast differences.
On a $5 million estate , a Washington resident who dies this year will have to pay about $1.96 million in estate taxes , compared with $1.66 million if they lived in California a difference of about $300,000.
Estate planning in Washington is different from elsewhere in the country in several other areas including requirements for witnessing wills, setting up health-care powers of attorney and health-care directives, going through probate, setting up charitable gift annuities, and using revocable trusts.
While much hoopla has surrounded the federal government's move to abolish the federal estate tax which is set to completely go away in 2010, but to then come back to 2001 levels in 2011 most people continue to live without a will.
Only about 42 percent of adults currently have a will, 5 percent less than in 2000, according to Martindale-Hubbell, the New Jersey-based legal resource firm. Reasons include procrastination, fewer assets and uncertainty about the estate tax.
In Washington state, the estates of residents who die without a will generally are distributed according to state law to the closest family members.
That means anyone who wants to name a guardian for their minor children, give money to charities or exclude certain relatives from their estate plan must have a will to ensure their wishes are fulfilled.
Washington 's estate tax
Unless the Legislature acts, Washington 's tax is frozen in time, forever governed by Washington and federal laws that were in effect on Jan. 1, 2001, Carrico said.
Its rules now differ substantially from the federal tax laws. In most states, the local estate -tax exemptions have changed to conform to the other federal exemptions.
But in Washington , residents with estates of $850,000 or more must pay a Washington tax, even though they can have $1.5 million before owing federal estate taxes . In 2006, the Washington exemption rises to $1 million, which will be $1 million less than the $2 million federal tax exemption. A resident with a $2 million estate in 2006 would owe no federal estate taxes , but would owe the state of Washington $99,600.
In addition, Washington 's tax will continue even if the federal tax is ultimately repealed. Thousands of Washington residents including Sauerbrey are included in a class-action lawsuit against the state challenging the state estate tax. A Thurston County Superior Court judge in December ruled that the state estate tax was legal and the state Supreme Court has agreed to hear the case this fall.
Cindy Evans, an estate -tax specialist with the state Department of Revenue, said that when taxpayers call her department after receiving a letter from their lawyers that they should update their wills, she advises them to at least look into it.
"We tell them there were some big changes made in 2001 that could result in a potential tax of $66,400 [this year]," she said.
There are some ways to avoid the state tax at least temporarily. Couples in Washington state can write their wills to avoid state estate taxes after the first spouse dies.
However, taxes still will have to be paid when the second spouse dies. Carrico advises residents to check with their lawyers to make sure their wills and estate plans are up to date to make sure they reflect differences between Washington state and federal estate -tax laws.
He and other lawyers say they've also seen some Washington residents move out of state to avoid paying state estate laws. Some move to out-of-state vacation homes. One elderly man who knew he was dying even moved to California shortly before his death to save his family from paying estate taxes .
While many people like to go online to fill out a simple will or even buy a form from the office-supply store, it is imperative that wills of Washington state residents be signed before two witnesses.
Handwritten or computer-generated wills are useless unless they are signed before witnesses. That includes changes to wills, which also must be signed before two witnesses. The only exception is a separate sheet of paper that lists where personal possessions legally called "tangible personal property" goes as long as there is a reference to that list in the will.
Washington state offers individuals a specific "health care directive" form they can sign to tell a doctor or the hospital not to intervene medically if they become terminally ill or permanently unconscious.
However, Washington does not have a form to designate a legal representative under a "health care power of attorney" a person who would make health-care decisions if you are unable to.
Such forms can be obtained from lawyers who are familiar with them.
The state attorney general in March filed a lawsuit against a company that sold overpriced living trusts to Washington residents. The lawsuit was filed because the firm was being deceptive and overcharged its customers, most of whom didn't need living trusts.
Living trusts often are sold to people who want to avoid probate the legal process required to settle an estate .
Living trusts are popular in some states like California where there are mandatory attorney fees that push up the cost of probate. But they are largely unnecessary in Washington state, where "we have a very simple, consumer-friendly probate system," Carrico said.
"In Washington , the lawyer gets what the lawyer earns and the family can have those fees reviewed by the judge." Some people who should consider living trusts, however, include those who are in a domestic partnership, individuals who own property outside of Washington , or those who want to keep the details of their wills secret.
Planning without a will
As another alternative to a will, Washington state also offers a "community property agreement." With this one-page agreement that can replace a will, a couple simply records that they own property together and that when one spouse dies, the other receives all of the property and vice versa.
With this agreement, individuals can avoid probate altogether. This approach can work well for couples with estates under the state's current estate -tax limit of $850,000 because they don't have to worry about estate -tax planning.
In addition, people can do without a will by designating their assets as "payable on death" or "transferable on death" to named individuals or by setting up securities or bank accounts under a joint tenancy or joint with right of survivorship designation.
For real estate , a special "future interest deed" can be used to transfer property to the beneficiary upon death. If all of an individual's property is covered by such arrangements, his or her estate might not need a will and would not need to go through probate.
The state estate tax may prompt individuals to consider giving to charities through a will or other estate -planning arrangement to cut down on the state tax, said Bill Zook, executive vice president of Planned Giving Services, a Seattle firm that advises charities on estate gifts.
"Because there's a lower threshold that applies to the state estate tax, it offers the ability to someone whose estate wouldn't be subject to federal taxes to save on state taxes by putting a charitable bequest in their will," he said.
In addition, he cautions that in Washington state, charities (excluding certain public universities) must be certified by the state Office of the Insurance Commissioner to offer charitable gift annuities a philanthropic instrument that allows donors to give money or assets to a charity and receive fixed payments from that charity until they die.
The bottom line, say those in the estate -planning community, is to take charge and know the laws in Washington state so you are not surprised. "Get with it, go see your planner, think about it," Carrico said. "It's unpleasant, but you have to do it."
Copyright © 2004 The Seattle Times Company
My next topic is Consumer Fraud two types
I would also like to address credit card fraud. Last month I opened my visa bill and found a $2995 charge from an avionics company in Texas . I happen to know that avionics are the electronic devices used in airplanes & could not remember ever owning a plane! I checked with my wife (maybe she was buying me one) & with Alaska Airlines (maybe they are charging their frequent fliers to maintain the fleet?). Nope to both. It turns out some guy in Singapore had faxed to the company MY visa number (with a wrong expiration date) & ordered some parts. Luckily for the company, they had not shipped the parts yet so they were not out the cost of the equipment & I had visa cancel the transaction. The upshot of this is please verify ALL charges on your account every month (this goes hand in hand with balancing your bank account monthly we won't go there though).
E-mail fraud is getting more sophisticated. I KNOW we have all received tons of spam (if you can weigh the stuff that is). I had a fishing' spam yesterday from a bank I do not deal with. It was about the bank's changing of various systems & needed me to verify ready for it my social security number, date of birth, mother's maiden name, account numbers (if any), address & phone number. The nerve of some people! The message & the link (I tried it) were very realistic & the logo was authentic. The real giveaway was that I do not deal with this bank & I never have.
Business Opportunity !
If any of you need to relocate your business or know of someone who does (or opening a new business), I have a commercial building available for rent. The address is 515 Main St , Edmonds . It is about 800 sq ft & the rent is $1600 per month. It is in the heart of Downtown Edmonds about 75 feet from the fountain. Please call me with any questions.
Remember to contact me if you have questions about any of these issues or ANY tax questions. I prefer you call now than surprise me next year when it is too late for me to fix any problems that you did not want to bother Chris' with.
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Copyright 2002 © Chris Fleck - Puget Sound Tax Services | law |
https://www.idtypebrand.com/indian-visa-for-paraguayan-citizens-and-indian-visa-for-peruvian-citizens/ | 2023-10-03T17:51:45 | s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233511170.92/warc/CC-MAIN-20231003160453-20231003190453-00362.warc.gz | 0.880158 | 1,405 | CC-MAIN-2023-40 | webtext-fineweb__CC-MAIN-2023-40__0__276225273 | en | INDIAN VISA FOR PARAGUAYAN CITIZENS and INDIAN VISA FOR PERUVIAN CITIZENS. A comprehensive guide on obtaining Indian visas for Paraguayan and Peruvian citizens. Find out the requirements, application process, and other essential information.
Welcome to a comprehensive guide that will help Paraguayan and INDIAN VISA FOR PERUVIAN CITIZENS navigate the process of obtaining an Indian visa. Traveling to India is an exciting adventure, but the visa application process can sometimes be daunting. In this article, we will provide you with all the essential information and step-by-step guidance to make your visa application smooth and hassle-free.
Understanding Indian Visas
Before we delve into the specifics of obtaining an INDIAN VISA FOR PARAGUAYAN CITIZENS, let’s understand the various types of visas available. India offers different visa categories, including tourist, business, employment, student, and more. Depending on the purpose of your visit, you need to apply for the relevant visa type.
Tourist Visa for Paraguayan Citizens
Paraguayan citizens planning a leisure trip to India can apply for a tourist visa. This visa allows them to explore the rich cultural heritage, historical landmarks, and breathtaking landscapes that India has to offer. The tourist visa is usually granted for a specific duration and allows single or multiple entries.
Business Visa for Paraguayan Citizens
For Paraguayan citizens traveling to India for business purposes, the business visa is the appropriate choice. Whether it’s attending conferences, meetings, or exploring business opportunities, this visa facilitates their entry into the country for professional reasons.
Student Visa for Paraguayan Citizens
Indian universities and educational institutions attract international students, and Paraguayan citizens aspiring to pursue their education in India can apply for a student visa. This visa category allows them to enroll in accredited educational programs in India.
Requirements for Paraguayan Citizens
To apply for an Indian visa, Paraguayan citizens need to meet certain requirements. The following are the general prerequisites:
- Passport: Paraguayan citizens must have a valid passport with a minimum validity of six months beyond their intended stay in India.
- Visa Application Form: The visa application form should be filled accurately and without any errors.
- Photographs: Recent passport-sized photographs that meet the specifications must be submitted along with the application.
- Proof of Travel: Paraguayan citizens need to provide their travel itinerary, which includes their flight details and hotel reservations.
- Financial Proof: Demonstrating sufficient funds to cover their expenses during the stay in India is essential.
- Letter of Invitation: For business or student visas, a letter of invitation from the relevant organization or educational institution in India is required.
- Supporting Documents: Additional documents, depending on the visa type, may include business letters, enrollment letters, and travel insurance.
The Visa Application Process for Paraguayan Citizens
- Online Application: Paraguayan citizens can apply for an Indian visa through the online visa application portal.
- Select Visa Category: Choose the appropriate visa category based on the purpose of your visit.
- Complete the Form: Fill in all the required details accurately and upload the necessary documents.
- Pay the Fees: Pay the visa application fee online through the secure payment gateway.
- Book an Appointment: After completing the application, schedule an appointment at the nearest Indian embassy or consulate.
- Visit the Center: Visit the designated center on the appointed date with all the original documents for biometric verification.
- Wait for Processing: The processing time for an Indian visa varies, so it’s essential to apply well in advance of your travel date.
Frequently Asked Questions (FAQs) for Paraguayan Citizens
- Q: How long does it take to process an Indian visa for Paraguayan citizens? A: The processing time may vary, but it typically takes around 5 to 10 working days. However, during peak seasons, it might take longer.
- Q: Can I extend my tourist visa while I’m in India? A: In some cases, tourist visas can be extended, but it is subject to approval by the relevant authorities. It’s advisable to apply for an extension before your visa expires.
- Q: Are there any restrictions on the number of entries with a tourist visa? A: Yes, tourist visas come in single and multiple entry options. Single entry visas allow one-time entry, while multiple entry visas permit multiple entries within a specified period.
- Q: Can I apply for an Indian visa if my passport is about to expire? A: No, your passport must have a minimum validity of six months beyond your intended stay in India to be eligible for a visa.
- Q: Is travel insurance mandatory for an Indian visa application? A: While travel insurance is not mandatory, having it provides added security during your travel.
- Q: Can I apply for an Indian visa without an invitation letter for a business or student visa? A: An invitation letter is usually required for business and student visas. However, if you can provide substantial proof of your purpose, it may not be mandatory.
In conclusion, obtaining an Indian visa for Paraguayan citizens is a straightforward process if you meet the requirements and follow the application guidelines. India offers a rich and diverse experience for travelers, and with the right visa, Paraguayan citizens can explore its wonders without any hindrance.
Understanding Indian Visas
Peruvian citizens looking to travel to India need to be familiar with the different visa options available. India provides various types of visas, each catering to specific purposes such as tourism, business, education, and more.
Tourist Visa for Peruvian Citizens
Peruvian citizens planning a vacation to India can apply for a tourist visa. This visa allows them to explore India’s historical sites, cultural treasures, and natural beauty. The tourist visa comes with a specific validity period and can be issued for single or multiple entries.
Business Visa for Peruvian Citizens
For Peruvian citizens with business-related travel to India, the business visa is the ideal choice. Whether attending meetings, conferences, or exploring investment opportunities, this visa allows them to conduct business activities within the country.
Student Visa for Peruvian Citizens
Indian educational institutions attract students from all over the world, including Peru. INDIAN VISA FOR PERUVIAN CITIZENS who wish to pursue academic courses in India can apply for a student visa, which permits them to enroll in recognized educational programs.
Requirements for Peruvian Citizens
Peruvian citizens applying for an Indian visa need to fulfill certain prerequisites:
- Valid Passport: Peruvian citizens must possess a passport with a minimum validity of six months beyond their intended stay in India.
- Visa Application Form: The visa application form should be completed accurately | law |
https://www.horwart.com/about-christine | 2020-02-27T05:26:19 | s3://commoncrawl/crawl-data/CC-MAIN-2020-10/segments/1581875146647.82/warc/CC-MAIN-20200227033058-20200227063058-00167.warc.gz | 0.967627 | 349 | CC-MAIN-2020-10 | webtext-fineweb__CC-MAIN-2020-10__0__20064272 | en | I am the first person in my family to graduate college, and I’m the only person to earn her law license. I did that more than two decades ago.
I played collegiate golf at the University of Nebraska, and after graduating I moved to the warmer climate of Bella Vista, where my parents eventually retired.
My father built his own heat and air conditioning company. Investing long hours in the service industry, he taught me the importance of working hard to make sure customers are completely satisfied.
Mom retired from Arvest as a branch manager after many years. From my mother, I learned the importance of investing in our community.
Today, I am proud to use my law license to help my clients and community.
My husband Paul is also a tireless attorney, and we feel blessed to be part of this thriving place we call home.
Lady Justice depicts the strong moral force of our American Justice System. She carries a scale to judge the strength of a case, she is blindfolded to remain impartial and fair, and she wields a sword because justice must be decisive. I agree.
In my domestic law practice, I offer my clients hope for a better tomorrow, one that has less conflict and turmoil. I believe using children as pawns in a divorce case is intolerable, and as Judge, I will strictly prohibit it.
Some of my best days are when I help families adopt children, transforming everybody's lives. I love that our legal process can build families and provide stability to children.
My clients are hardworking people who deserve a fair opportunity to be heard from an impartial judge. And that's what I will strive to be every single day.
I would appreciate your vote. | law |
https://ucladatares.medium.com/visualizations-on-crime-in-los-angeles-7013cd8f9c8b | 2021-05-19T03:50:07 | s3://commoncrawl/crawl-data/CC-MAIN-2021-21/segments/1620243991562.85/warc/CC-MAIN-20210519012635-20210519042635-00474.warc.gz | 0.964692 | 1,607 | CC-MAIN-2021-21 | webtext-fineweb__CC-MAIN-2021-21__0__107675961 | en | By Boyang Yu and Radhika Ahuja
Every city has an interesting relationship with crime, and so does Los Angeles with its list of street gangs and instances of under-reporting of crimes as “minor offenses.” Despite this, there is a lot of data to understand the underpinnings of criminal trends throughout the years to help us better understand and visualize crime in the city. We will walk through some general trends and suggest a hypothesis for why they each emerge.
We worked with a dataset from Kaggle that describes arrests made for different criminal activities in Los Angeles, based on time, age, gender, ethnicity, and location. We cleaned the dataset to add any missing values and then selected only the instances that occurred in 2019 for our analysis. It is a robust dataset for us to work with, as an official authority provides it. The only things that add bias to the data are:
- Under-reporting of certain crimes by the police
- Crimes that go unreported
The Top 5 Crimes in Los Angeles in 2019
We created a word cloud to give you a broad view of the most common crimes that happened in Los Angeles in the past few months. A word cloud is a collection of different words used in a document (for us, charge group description) with the size of the word corresponding to its frequency, i.e., the bigger the word, the more likely that crime happened in Los Angeles during January 1st, 2019 to May 4th, 2019.
Based on the word cloud, we can deduce the top 5 crimes (in order) in LA as:
- Aggravated assaults
- Drive under influence (DUI)
According to a 2017 study from PolicyLink and the USC Program for Environment and Regional Equity, with support from the Weingart Foundation, Los Angeles comes seventh in income inequality out of the largest of 150 metro regions. This fact, coupled with our proximity to the southern border and a healthcare system that is not fully equipped to deal and educate the general public about addiction perhaps contributes to drugs and DUIs being in the top 5.
Larcenies and assaults are also probably common due to similar reasons. We see a concentration of wealth in some regions of Los Angeles (like Bel Air and Beverly Hills) and a vast wealth gap. A more significant wealth gap in a high-earning economy means there is a higher number of people who fall in the edges of the income distribution. With a large low-income population who have an incentive to steal and a high-income population who are not just wealthy but considerably affluent, there would be a higher number of people who would commit larceny. Assaults may happen for a similar reason as cities with a considerable wealth gap also often have larger homeless populations, and Los Angeles is no different.
Los Angeles is a populous city and a buzzing economy and without the best public transport to support it. As inhabitants are forced to turn towards cars, Los Angeles sees around upwards of 7 million vehicles registered in her county. Traffic making the top 5 is no longer that surprising, and with the sheer volume of drivers on the road at any time, DUIs will tend to increase as well.
Crime By Age
Criminal activities center around the ages between 20 and 40 and peak between the years of 35 and 35. While this is to be expected, we still see a considerable amount of crime occurring even after the age of 40, right up to the age of 65 and a relatively low number between the ages of 15 and 20, perhaps saying something about the teenage criminal stereotype.
To better analyze the relationship between crime and age, we factor the ages into different groups and examine which crimes are more common for specific age groups. Here, we used the following age groups
- teenager (10–18)
- young adult (19–35)
- middle age (36–55)
- elderly (56 above)
We can still find that people between the ages of 19 and 35 commit much more crimes than other age groups. Miscellaneous offenses include public intoxication, disorderly conduct, etc. are the most common for all the age groups. However, compared to other age groups, young adults and middle-aged people are most likely to drive under the influence (of alcohol or other drugs) and violate narcotic drug laws. Middle age and older adults are more likely to be involved in drunkenness and violate the liquor laws while teenagers and young adults do not.
Crime By Gender
If we visualize the frequency of crime based on gender, we find that men commit more crimes than women do.
We can then examine the types of crimes by gender.
Since in general crime is associated with men, it is standard for women to have a smaller proportion of the crime share as opposed to men. However, we can see three notable disparities:
- Most traffic violations are committed by men
- Most weapons are carried by men
- Most prostitution is committed by women.
While #2 and #3 may not be very surprising, #1 points against the stereotype that women are not good drivers.
Crime By Day
Another pertinent question about crime is about its frequency given a certain period. When is a crime most likely to happen?
We can see above that there is a noticeable peak in April and the number of instances inch higher than the months earlier in the year (the sharp drop in May represents the current date, with no data on recorded cases available yet). The trend of crime rate increasing as summer approaches is quite common. People tend to go out more in the summer, and there is an influx of tourists and people who travel during the summer, both resulting in higher instances of crime.
Crime By Area
We can also visualize the frequency of crime according to the different areas of Los Angeles. We see very high instances of offenses in Central LA and a significantly lower number in West LA. It might have something to do with income distribution in the areas.
We also map the crime. In this section, we will just focus on the top crimes “Narcotic Drug Laws violation”, “aggravated assaults”, and “drive under influence (DUI)”.
From this geo plot, Narcotic Drug Law violations are more likely to happen in Downtown Los Angeles.
Drive under influence (DUI) violations are most likely to happen in USC, downtown LA, and southern LA.
Aggravated Assault violations are more likely to happen in downtown LA and MacArthur Park.
It is reasonable to find that most crimes happen in downtown Los Angeles, which is why the downtown area has been recognized as one of the most dangerous places in Los Angeles for a long time. College students are more likely to get involved in driving under the influence (DUI) instances as that is a tendency supported by a college lifestyle of partying and drinking. MacArthur Park (west of downtown Los Angeles), once a gem of the city’s park system, has changed a lot since the early 1970s. Nowadays, it is one of the city’s most densely populated areas and consists mostly of low-income families. With poverty comes crime. Thus, it is also reasonable to find that aggravated assault is more likely to happen in both downtown LA and MacArthur Park areas.
For the most part, crime in Los Angeles tends to be related to substance abuse (drugs, alcohol), traffic (general violations and DUIs), assault, and larceny. Factors that influence this crime are typical to urban metropolises with a large population and an enormous wealth gap. An element unique to Los Angeles is its proximity to the southern border, and criminal activities tend to increase during the summer months.
In general, the issue of crime can be better tackled in LA by having a better public transportation system and having a better healthcare system that provides education and remedial care. | law |
https://www.cirasaskatoon.com/awards | 2023-06-01T11:44:27 | s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224647810.28/warc/CC-MAIN-20230601110845-20230601140845-00441.warc.gz | 0.965398 | 974 | CC-MAIN-2023-23 | webtext-fineweb__CC-MAIN-2023-23__0__64763616 | en | The CIRA Saskatoon Chapter is Seeking Nominations for the 2020
Labour Relations Person of the Year Award
The award is presented once a year to a labour relations practitioner who has been recognized by the professional community to exemplify the qualities of leadership, knowledge, integrity, and effectiveness. The recipient will be a Saskatchewan based Chapter member and may be a management or union representative, counsel, a government employee or a neutral.
The 2020 call for nomination is now open. The award will be presented at the final event of the 2019/2020 program (February 2020).
To make a nomination for the 2020 award, please send an email to [email protected]. When making a nomination, please provide a brief justification for your support, and where possible, describe accomplishments and behaviours that exemplify the qualities of a labour relations professional (leadership, knowledge, integrity and effectiveness). Nominations that attract support from both management and union are especially welcome. The CIRA/SK Chapter Advisory Committee will serve as the adjudication body. Nominations are considered confidential.
2019 Award: Congratulations to Kristin Anderson and Maria Fortugno.
For their work outside of the traditional mediation services, Maria Fortugno (Senior Labour Relations Officer) and Kristin Anderson (Manager and Senior Labour Relations Officer) from the Saskatoon office of the Labour Relations & Mediation Division, Ministry of Labour Relations and Workplace Safety, have been selected as the recipients of the 2019 award. Several years ago, the group started going into troubled workplaces and training for better conflict management. Many workplaces have reported a measurable reduction in conflict. Their clients are largely in the public sector and hence, their efforts have saved the Government of Saskatchewan money by avoiding future grievances, reducing turn-over, absenteeism and leaves, and work stoppages. The award was presented by Pete Suderman, Executive Director, Labour Relations and Mediation, Ministry of Labour Relations and Workplace Safety.
2018 Award: Congratulations to Dan Ish.
Daniel Ish had been a Professor at the University of Saskatchewan for 32
years. He was Dean of the College of Law from 1982-1988, as well as acting
Dean in 1996-1997 and again from 2002-2004. He was previously Assistant
Professor at McGill University, Visiting Professor in Auckland, NZ. He has taught law in Australia and New Zealand as a visiting professor and n 1995-1996 he was a visiting professor at Stanford University as a Fulbright Scholar. In 1991 he was appointed a Queen’s Counsel. In 2013 he was appointed an Officer of the Order of Canada and in 2017 was appointed to the Advisory Committee to the Governor General for appointments to the Order of Canada.
He is an active mediator and arbitrator. He has arbitrated or mediated more than 400 cases in labour, commercial and contractual matters. His public service positions include chairperson of Sask Treaty Land Entitlement Arbitration Board (1994-ongoing), Joint Committee of Labour and Management to review the Trade Union Act of Sask. (1992-1993), Chairperson and Federal Government Advisory Committee on the Evaluation of the Saskatchewan Legal Aid System (1998) and numerous other past and ongoing boards. He currently is Chair of the Board of the Credit Union Deposit Guarantee Corporation of Saskatchewan and a member of the Advisory Committee to the Governor General for appointments to the Order of Canada.
Mr. Ish first was involved with Indian Residential Schools claims in a pilot project in 2001. In 2003 he became a Senior Adjudicator with Indian Residential Schools Adjudication Secretariat in the Alternative Dispute resolution project. In 2007 Mr. Ish was appointed Chief Adjudicator of the Independent Assessment Process for Indian Residential Schools Adjudication Secretariat. In July 2013 he completed his term as Chief Adjudicator.
Mr. Ish has also worked as a consultant to co-operatives, law firms and governments in numerous countries including Canada, the U.S., the Caribbean, Taiwan, Nepal, Indonesia, China, Sri Lanka, South Africa, Sierra Leone and, most recently, Ukraine. The work with third world co-operatives was primarily through the auspices of the Canadian Co-operative Association; it involved advising co-operatives and co-operative federations on policy, legislation and government relations. He was also the Director of the Centre for the Study of Co-operatives at the University of Saskatchewan from 1989 to 1995.
Dan Ish has published more than 60 articles, books and reports, including Canada’s leading textbook titled, “The Law of Canadian Co-operatives”. In 2013 he was named an Officer of the Order of Canada for his “commitment to social justice” based primarily on his work with reparation and compensation flowing from Canada’s unfortunate Indian Residential Schools legacy. | law |
https://growtrails.com/privacy-policy/ | 2022-09-25T10:43:44 | s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030334528.24/warc/CC-MAIN-20220925101046-20220925131046-00236.warc.gz | 0.932298 | 3,179 | CC-MAIN-2022-40 | webtext-fineweb__CC-MAIN-2022-40__0__245154353 | en | We would like you to feel safe when browsing our websites. Let us therefore assure you that in Grow Trails we take the protection of personal data seriously. If you are our customer, news subscriber or website visitor, you entrust us with your personal data. We are responsible for their protection and security. Please familiarize yourself with the personal data protection, policies and rights you have in relation to their protection (GDPR).
I. Purpose of this document
This document contains information concerning the protection of personal data provided by visitors to the website www.growtrails.com, clients and those interested in our services (affected persons). The purpose of this document is to acquaint you (the persons concerned) with your rights and to provide clear information on how personal data will be handled.
II. Data operator
I am Zuzana Masárová (hereinafter referred to as the “Operator/We/I”) who runs the webpage growtrails.com. The contact e-mail is: hello”at”growtrails”dot”com.
We process your personal data as an operator, i.e., we determine how personal data will be processed and for what purpose, for how long and we select any other intermediaries who will assist us with the processing.
We declare that, as the operator of your personal data, we fulfill all legal obligations required by the applicable legislation, in particular the Personal Data Protection Act and the GDPR, and therefore that:
- we will process your personal data only on the basis of a valid legal reason, in particular a legitimate interest, performance of the contract, legal obligation or granted consent,
- we fulfill according to Article 13 of the GDPR the information obligation even before the start of the processing of personal data,
- we will enable and support you in exercising your rights under the Personal Data Protection Act and the GDPR.
III. What personal data do we process and how do we obtain it?
We process data that you yourself provide to us. In most cases, it will be providing data to us by filling out one of the forms on our website. Personal data then travels to an electronic database, to an application for preparing and sending e-mails. Thanks to the database we will ensure that you will only receive from us the e-mails and electronic products (e-books, possibly online or video courses) that you want.
Next, your data will reach us also if you enter it in an established user account on our website or elsewhere in a closed member section of one of the online products or in the Facebook group. In those exceptional cases, the data will be provided via personal contact, by telephone, e-mail or other means of communication (SMS messages, messages in applications such as Skype, Facebook Messenger, Whatsapp, Viber, etc.).
If we have to have your consent for the processing of certain personal data for specific processing purposes, then we process such data for that purpose only with your consent.
Personal data we process:
Name, surname, address, ID/VAT number (only if you order as an entrepreneur), e-mail, telephone number, IP address, cookies, information about ordered and purchased products and services.
IV. For what purposes do we process personal data, for how long and what entitles us to do so (legal basis of processing)?
A. Processing personal data for the purpose of concluding a contract and fulfilling contractual obligations.
In order to be able to conclude a contract with you and deliver the products or services ordered by you and to maintain the related communication with you, we process the following personal data: name, surname, address, ID/VAT number (only if you order as an entrepreneur), e-mail, information about ordered and purchased products and services.
The right to process this data comes directly from the fulfillment of contractual obligations under the contract concluded between us. Note that it does not have to be a contract concluded in the classic printed form, signed by hand. It will usually be a contract concluded by filling in and sending the order form on our website and by our confirmation of such an order.
We process personal data for the purpose of concluding and fulfilling the contract for the duration of the contractual relationship between us. Upon termination of the contractual relationship, certain data is then retained for the purpose of fulfilling legal obligations or for the purposes of a legitimate interest, as you will read in the following sections of this document.
B. Processing personal data for the fulfillment of obligations from accounting, tax and other legal regulations
In order to fulfill the obligations arising from valid legal regulations, especially in the field of accounting, tax law and archiving, we process the following data: name, surname, address, ID/VAT number and data on the purchased product / service (i.e., the data stated on invoices).
The period for which the data are collected is determined by legal regulations that impose on us the obligation to process the data.
C. Processing personal data for the purposes of our legitimate interests
A legitimate interest can cover a wide range of situations. Therefore, we inform you of the legitimate interests for which we process personal data:
- A legitimate interest is the protection and proof of our rights and legal claims, in particular from concluded contracts or caused damage. For these purposes, we process personal data for a period of 4 years after the termination of the contractual cooperation or our last contact, if the contract has not been concluded. This period is determined with regard to the limitation periods of the claim, taking into account the fact that we do not have to find out about a possible claim in court immediately at the moment of its exercise by the other party. For these purposes, data from contracts and our mutual communication are stored.
- Direct marketing also counts as legitimate interest, i.e., informing about various news, promotions, products or other facts related to the business of the operator. We may also process your personal data (name, e-mail, what you click on in the e-mail, and similar e-mail statistics) in order to provide information about goods or services that may be of interest to you. In the event that a contractual relationship has been established between us, we may, on the basis of our legitimate interest contact you by e-mail, or SMS with information about goods and services similar to those that were the subject of our previous sale or sale negotiations, unless you have previously refused such use of data. We will not share your personal information with third parties for marketing purposes without your prior explicit consent. We will process the following personal data of our clients for sending business announcements: name, surname, address, e-mail. You can always easily stop receiving business notifications to your e-mail by clicking on the link provided in the e-mail. If in order to send out our offers or news information we used the classic printed postal form or a telephone call or one of the communication applications such as skype, or messenger, we will respect it here as well if you let us know that you no longer wish another contact. For the purpose of direct marketing, we will process your personal data for as long as we offer our services, or until you unsubscribe.
- In order to be able to offer you tailor-made products and services and send you only such offers and information that will not unnecessarily overwhelm you and will be of benefit to you, we have our database of contacts and personal data divided into several lists. For example, if you want to receive information about our news, your e-mail address will automatically be included in the “newsletter” database. Likewise, when you send us an order from the website, your contact will be included in the “ordered” list and after payment in the “paid” list, at which time the system will automatically send you the ordered electronic product. Part of this automated processing thus serves directly to fulfill our contractual obligations, part is used for routine marketing (i.e., falls into the category of legitimate interest). If this “sorting” of data was done on a large, very “specialized” scale, then we could only do it with your consent (and you can then revoke it at any time, as described later in this document).
D. Processing personal data based on your consent for marketing purposes
If you are not yet our customer, we will send you our offer of services and products, information about new articles and other similar announcements only if you give us your consent (by clicking the button on the web form or the respective link in the e-mail).
Only with your consent do we process (publish for the purpose of presenting our services and products) the data written in your references (or the data spoken if the reference takes the form of a call or video), as well as photos and videos from live events organized by us.
Before you give us your consent, we will always inform you of the data and the specific purpose of the processing to which your consent would relate. Unless explicitly stated otherwise in the given consent, you grant it for as long as we offer our services.
Advanced consent marketing: only with your consent we can send you inspiring offers from third parties or to use your email address for example for remarketing and targeting ads on Facebook, for a period of 4 years from granting the consent.
You can revoke your consent at any time. If we also process some of your personal data on the basis of another legal title (see letters A to C above), we will process personal data for these purposes even after revoking your consent, as consent for such specific purposes is not required.
V. Personal data security and protection
We protect personal data to the maximum extent possible using modern technologies that correspond to the level of current technical development. We protect them as if they were our own. We have taken and maintain all possible (currently known) technical and organizational measures that prevent the misuse, damage or destruction of your personal data.
We process data exclusively in the European Union or in countries that provide an adequate level of protection based on the decision of the European Commission.
VI. Disclosure of personal data to other persons (recipients of personal data)
Other persons who are in the position of intermediaries or coworkers help us to secure some of our contracts or legal obligations. These include, in particular, the accountant, the administrative assistance, the providers of data storage and software applications and, in the case of the sending of a book or other physical products, also the contract carrier. We enter into written agreements with intermediaries in which it is agreed to fulfill the obligations in the field of personal data protection in order to keep your data secure.
Personal data may be shared with state and / or law enforcement authorities if required by applicable law or if the protection of our legitimate interests (including the legitimate interests of third parties) so requires in accordance with applicable law.
Currently, to provide specific processing operations that we cannot provide on our own, we use the services and applications of intermediaries who can protect data better than we do and specialize in the processing.
It is possible that in the future we will decide to use other applications, or intermediaries, to facilitate and improve processing. However, we promise you that in such a case we will place at least the same demands on intermediaries for the security and quality of processing as on ourselves.
VII. Information about your other privacy rights
A. Right of access to personal data
This is the right to confirm whether we process your personal data and, if so, to access this data and information about its processing.
B. Right to correct personal data
This is your right at us correcting inaccurate personal data related to you without undue delay. Considering the purposes of the processing, you have the right to supplement incomplete personal data, including by providing an additional statement (in which you provide the data completely).
C. Right to erase personal data (right to “be forgotten”)
In cases provided by law or the GDPR, you have the right to request that we delete your personal data without undue delay (in the GDPR, the reasons are set out in Article 17, including the exceptions where the deletion will not take place).
D. Right to restrict processing
In the cases set out in Article 18 of the GDPR, you have the right to request that we restrict the processing of your personal data.
E. Right to data portability
Under the conditions set out in Article 20 of the GDPR, you have the right to obtain your personal data and transfer them to another operator. If technically feasible, you have the right to request a transfer directly to another operator.
F. Right to object to processing
In cases where we process personal data for legitimate interests, you have the right to object to such processing and then we will no longer process the data unless our legitimate interest outweighs your interests or your rights and freedoms. If direct marketing is the legitimate interest, then raising an objection always results in the termination of further data processing for direct marketing purposes.
G. Right to lodge a complaint with the authority
If you believe that your rights in the field of personal data protection are being violated, you have the right to file a complaint with the Office for Personal Data Protection. In such a case we would appreciate if you can first inform us of your intention so that we can correct any potential mistakes.
Unsubscribing from newsletters and business messages
We send you inspirational e-mails, articles or products and services if you are our customer based on our legitimate interest. If you are not a customer yet, we send them only based on your consent. In either case, you can unsubscribe from emails by pressing the unsubscribe link in each email you receive.
VIII. Other important information for exercising your rights
If you have further questions about our processing of your personal data, you can contact us at hello”at”growtrails”dot”com. By sending an e-mail, you can also directly exercise your rights, about which we write in Article VII. We would just like to point out that for the purpose of verifying that the request is indeed applied directly by you, we may then contact you and verify your identity and request in an appropriate manner. The same applies to any telephone and similar communication.
We would like to assure you that our employees and co-workers who will process your personal data are obliged to maintain the confidentiality of personal data and security measures, the disclosure of which would jeopardize the security of your personal data. This secrecy continues even after the end of the contractual relations with us. Your personal data will not be disclosed to any other third party without your consent.
You can always find the current version of this document on the website www.growtrails.com. This text is effective from 12.4.2021. | law |
https://scamposea.com/same-sex-marriage/ | 2023-12-10T23:22:39 | s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679102697.89/warc/CC-MAIN-20231210221943-20231211011943-00819.warc.gz | 0.95961 | 185 | CC-MAIN-2023-50 | webtext-fineweb__CC-MAIN-2023-50__0__141815671 | en | IRS Redefines Spouse, Husband and Wife
The U.S. Supreme Court has ruled that all states must grant same-sex couples the right to marry. In a 5-4 decision by the United States Supreme Court, Justice Kennedy, wrote: “No union is more profound than marriage.”
The IRS published proposed regulations that redefine the way the Code dictates the marital status of taxpayers for purposes of the income, estate, gift excise and payroll taxes. The regulations add proposed regulation Section 301.7701-18, which provides the following:
For federal tax purposes, the terms spouse, husband, and wife mean an individual lawfully married to another individual. The term husband and wife means two individuals lawfully married to each other. A marriage of two individuals is recognized for federal tax purposes if the marriage would be recognized by any state, possession, or territory of the Unites States. | law |
http://www.thephysicianguard.com/faqs/ | 2018-07-19T22:58:57 | s3://commoncrawl/crawl-data/CC-MAIN-2018-30/segments/1531676591332.73/warc/CC-MAIN-20180719222958-20180720002958-00186.warc.gz | 0.963318 | 2,762 | CC-MAIN-2018-30 | webtext-fineweb__CC-MAIN-2018-30__0__224566964 | en | How is Insurance Purchased?
Insurance is sold either directly by an insurance company, by an agent representing a particular company or by an independent broker that sells the products of a number of companies. When insurance is sold through an agent or broker, the policy premium includes a commission to the seller.
The best way to buy insurance is through an independent broker that sells the products of a number of companies. This assures that you are getting more than one perspective on the products that are available. If an insurance company sells directly and through agents or brokers, the premiums will be the same no matter which way the product is purchased.
What Insurance Should One Have?
There are many insurance products available. Health Care Professionals should consider these products:
- Medical Malpractice Insurance
- Property & General Liability
- Workers Compensation
- Medicare and Medicaid Fraud and Abuse
What is Medical Malpractice Insurance?
This product, often called Medical Professional Liability Insurance, is a must for every health care professional.
Even the most competent professional can make a mistake and should protect against that possibility. Even Professionals who make no mistakes can be sued. Defending a malpractice lawsuit is often expensive even when the defendant wins. The costs include legal fees, expert witness fees, other expenses and, if a case is lost or settled, the payment. Health care professionals win most malpractice lawsuits, but the legal system rarely allows for the recovery of expenses by the winner. Since the cost of defense is high and a loss can be devastating, this insurance product is essential to every practice.
What is Covered by Medical Malpractice Insurance Policies?
Medical malpractice insurance insures against claims of medical negligence. Most policies also cover your conduct as a member of a peer review panel. This feature protects against lawsuits claiming that an adverse peer review decision made by the insured was inappropriate and caused a loss of income. Some policies provide a dollar amount available to the insured if a lawyer is needed to defend against licensing or peer review proceedings.
Who is Covered?
Medical malpractice insurance coverage should be obtained for yourself, your entity (corporation, Limited Liability Corporation, Partnership, etc.) and your employees.
Coverage is needed for yourself because you are rendering the professional services. If you have a corporation or other entity, it can usually be reached in a malpractice suit because employers are held liable for the acts of their employees. It is important to protect the entity because it holds your business assets such as equipment and accounts receivable. It is important to cover your employees or to require that they maintain their own coverage to assure that their assets are protected.
In solo practice situations, insurance companies generally offer entity coverage sharing policy limits with the health care professional at no extra charge. If there is more than one health care professional in a group, coverage for the entity is usually given its own policy limits and the premium charge is usually about 10% of what all of the insureds in the group are paying.
On physician policies, employee coverage is usually available for nurses and other staff, sharing limits with the employer at no additional premium. However, some employees such as Midwives, Physician Assistants, Nurse Practitioners, and Certified Nurse Anesthetists require individual coverage at an additional premium. Any application completed for Malpractice insurance coverage should detail your employees and you should determine if all you employees are covered.
Are there Exclusions?
All policies contain exclusions detailing conduct that is not covered. Typically, policies exclude coverage of illegal conduct, sexual improprieties, items misrepresented on the application for insurance, hospital or laboratory administration and records alteration.
When completing an application for insurance, it is important to give as complete answers as is possible. It is important to give an insurance company all of the information it needs to underwrite your practice. Insurers rarely verify the information on the application with outside sources. They do not have to because misrepresentations can void the policy.
What are Policy Limits?
Policies specify the most that will be paid for any one claim, the “individual limit,” and the most that will be paid in any policy year for all claims, the “aggregate limit.” For example a policy with limits of $1,000,000/$3,000,000 will provide a maximum of $1M per claim and $3M for all claims during a policy term. The limits that are needed should be discussed with the insurer or your representative. In some states, insureds carry limits are low as $100,000/$300,000. The limits generally taken across the country are $1,000,000/$3,000,000.
What are Claims Made and Occurrence Policies?
There are two basic policy forms offered by medical malpractice insurance companies, claims made and occurrence.
Occurrence coverage is the most desirable form of coverage, but it is not available in all states. An occurrence policy is complete when you purchase it and on cancellation continues to provide coverage for future claims based on conduct that took place during that policy term. The limits that are available to pay a claim are the limits that were in place during that policy term that the service was rendered. Premiums for this product are level except to the extent that a company may increase or decrease premiums over time.
Claims made policies provide coverage only so long as the insured continues to pay premiums for the initial policy and any subsequent renewals. If one is insured by a claims made policy for five years and stops paying premiums, coverage ceases for any cases that the company did not accept during the policy term. To lock in coverage forever under this policy form, an insured must purchase an Extended Reporting Endorsement (called a “tail”). This endorsement allows an insured to continue to report claims after the policy is cancelled. Tail premiums usually range from 100% to 500% of the mature premium (see below) and the premium is usually due as a single payment shortly after cancellation of a policy.
However, one can move between claims made insurers without purchasing a tail. If a professional desires to change insurance companies, often the new insurer will take over the predecessor insurance company’s responsibilities by writing its policy retroactively over the previous insurer. It picks up the retroactive date, the first date of coverage, offered by the previous insurer and charges a premium based on the number of previous years of coverage needed. Claims made policies have premiums that increase annually usually over a period of five years; the fifth-year premium is referred to as the “mature premium.” When writing retroactive coverage, the new insurer’s premium usually does not exceed its mature premium for this specialty.
Many medical malpractice insurance companies offer a free tail if an insured dies, is totally disabled or retires from practice after five years of coverage with that company at a minimum age of 55. If this feature is not included in your policy, you ultimately need to purchase a tail to maintain indefinite coverage after you stop working. Moving from one claims made insurer to another may be difficult for health care professionals relocating to a new state because many malpractice insurers are regional and do not want to assume retroactive coverage out of its geographic area.
(For more on claims made vs. occurrence coverage, see our blog entry “Claims Made Vs. Occurrence Medical Malpractice Insurance Policies” on our blog www.MedMalInsuranceBlog.com)
What Else Do I Need to Know About Claims Made Policies?
In a claims made policy, the limits that apply to a claim are the limits that are in place at the time the claim is made not at the time the services were rendered.
An insured who has switched from one claims made insurer to another must be able to determine which company is responsible for a claim. Claims made polices come in two forms, “incident” or “demand” reporting. In the better form, incident reporting, a claims made insurer is responsible for any incident reported to it during the time that its insurance is in force, even if it does not ripen into a claim until after the policy is cancelled. In this policy form, if an insured has a bad outcome and reports it to the insurer, the company is responsible for any claim that is ultimately made on that incident. In the demand reporting form, the company does not accept as its responsibility anything but claims made during the policy term. A bad outcome is not its responsibility unless it ripens into a claim during its policy term. This inferior product can significantly affect an insured’s ability to change from one insurer to another if there has been a bad outcome that may lead to a claim because insurance companies are not likely to provide coverage to an applicant if they must also pick up a potential lawsuit as part of the package. In this setting the insured is almost always forced to purchase an expensive “tail” endorsement before switching insurers or to stay with the current insurer until a claim is made.
Are There Other Considerations When Selecting An Insurer?
It is important to select an insurer that has the financial strength to survive for the long term. Always ask for a company’s financial rating. There are a number of rating services. The oldest is A. M. Best and Company. Your insurer should have an A. M. Best rating of at least “A-.” This is the range occupied by most solid malpractice insurers, but by itself is not enough to make a decision. Determine how long the insurer has been in business and particularly how long it has been operating in your state. Compare its premium to those of its competitors and obtain a satisfactory explanation if it is too much lower that its competition.
Professionals newly entering private practice often have “new practitioner” discounts available to them. These discounts may vary between companies. Also, many companies offer discounts to professionals who work part-time, have taken a risk management course or have been claims free for a number of years. Make sure to inquire about these discounts if you think you may qualify.
What Else Should I Consider?
This summary of medical malpractice insurance provides an overview of this complicated product. There are many variations. Some companies offer hybrid versions of claims made and occurrence policies. Exclusions vary from company to company. It is important to read your policy and understand its terms. If you are switching insurers make sure the new policy correctly picks up retroactive coverage from the previous insurer. The importance of understanding your coverage cannot be understated.
What are Property & General Liability Policies?
Property and General Liability coverage is essential office coverage. It provides broad protection at a very low cost. Most offices with up to $100,000 in equipment and supplies will be able to obtain this coverage at an annual premium of $500 or less.
This policy protects against many types of damage to or theft of equipment, money, supplies and office improvements. It can also cover against employee dishonesty, losses from accounts receivables that cannot be reconstructed after such things as fire or other damage, and losses to computers resulting from power surges, lightning and the like. One of the most important coverages offered in these policies is “business interruption” which, in better policies, will cover business downtime after a covered loss of use of the office premises by providing funds to maintain ongoing expenses and match the profits of the practice for up to one year.
This policy also covers injuries that occur to others while they are on your premises and protects you against claims of liable and slander. Generally, umbrella coverage can be added to this policy at a low cost to increase the limits of liability covered under this and other polices such as Workers Compensation coverage (but not for Malpractice coverage).
What is Workers Compensation Coverage?
Workers Compensation coverage is usually required by law. It provides protection to employees for on the job injuries. By maintaining this coverage, employers are usually relieved of any liability for such injuries.
The premium for this coverage is based on the office’s total payroll. The laws often allow employers of small business to exclude the owners from coverage. Thus, you can reduce your premium, by excluding coverage for yourself. However, before excluding yourself, assure that your health insurance policy does not exclude job related injuries and illnesses. Also, you may wish to consider maintaining this coverage for yourself if you are exposed to significant hazards in your practice.
What is Medicare and Medicaid Fraud and Abuse Coverage?
The Federal government has stepped up its enforcement of Medicare and Medicaid Fraud and Abuse laws. These laws govern billing the government for procedures under these programs. Billing in excess of what the government considers acceptable can result in significant penalties. Moreover, a government investigation under these rules can be costly even if a physician has fully complied with the rules and as with malpractice, the cost of defense of an investigation can be exorbitant. While this coverage does not rise to the level of “required,” it should be considered by every practice, particularly high volume practices, to cover the costs of legal fees and fines.
As with any overview, this insurance information is general and intended to help you make informed decisions. The actual policies available in your state may contain features not discussed above. An insurance policy is a contract between you and an insurance company. You should read and understand any policy that you purchase. If you have any questions, have the company or insurance broker or agent take as much time as you need to explain policy terms to your satisfaction. | law |
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