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Have you ever wondered who actually listens to those awful songs they play on pop country radio? Here are the six primary Archetypes, or as Music Row refers to them, the “target demographics” that make up the audience of the pop country world.The new version takes into consideration country music’s changing demographics.\nOn Wednesday night, cable channel A&E debuted the first episode of “Big Smo”, a show about a hick-hop artist who is looking to try and break it big in the music business. This is not something to be taken lightly. Big Smo, the show and the artist, could finally be the backdoor to the mainstream hick-hop has been waiting for.\nYou can call it country rap, or you call it hick hop (and some call it other things that are not so flattering), but a new company wants to coin the definitive term of what to call music that mixes country, rap, EDM, rock, and the rebellious culture of monster trucks and muddin’ that surrounds the movement. RebelCore is what they want it to be known as….\nBut then here came a Patsy Cline tribute in the last quarter of the show and the whole sad sack theme of the night did a complete 360. There was LeAnn Rimes, singing a medley of Patsy Cline songs, and who better to do it than her? Since the beginning of LeAnn’s career, the Patsy comparisons have come pouring in. |
no, I stay away from that thread. no offense.\nAnd Blissful too. Apparently someone hacked Assassin's computer or something and used his password to get into the LBA fans fan site and only touched Boo's and Blissful's directories.\nI'm in fact not kidding.\nI don't remember I did that, but if I removed Boo's images it was probably because of all the people who registered to the MBN after writing "Boo" on Google's Images and opened threads asking for info about her. |
The rooms of Hotel Lenno face north with view on Bellagio or face south with view on the Gulf of Venus.\nNicely furnished, the rooms have large and modern bathrooms with shower box. The fittings in precious Italian marble are particularly elegant. Perfect for a peaceful holiday on Lake Como. |
This Yamaha STAGEPAS 400BT Portable PA System offers a great sound and multiple options in a strong package.\nThere are many buyers that are pleased with the different elements of this package. This really does seem to have something for all users.\nThe speaker stands and cables mean that users can set this up in whatever configuration that they need. The detachable mixer is easy to use and offers enough controls and outputs for different needs.\nThere is even a polishing cloth, not that this is that necessary. All these parts fit neatly into the back of the Yamaha STAGEPAS – both of which also have a lightweight and a built-in handle. This all means that any concerns over the portability of this system are unfounded.\nThere are also some great comments about the sound quality in different applications. The speakers have SPX digital reverb, enough bass and clarity to allow users to fill a decent sized room for a party.\nThe addition of the Bluetooth connectivity means great streaming for different playlists.\nThere is a lot to love with this Yamaha 400BT Portable PA, but users do need to be careful about the longevity.\nUsers don’t seem to have much to say in criticism of this device. There are some that wonder how long it will all last. There have been some breakages on less stable components.\nThis means that this might not be as good for those travelling around night after night. There is also the consideration of the cost. This isn’t a cheap system, although some do feel that it is fair compared to some other systems on the market.\nWhat does this all mean for a final verdict on this Yamaha STAGEPAS PA System?\nMany users are sure to agree that this Yamaha speaker system provides the complete package for users. The accessories on offer are diverse and helpful, yet still pack up neatly into a compact, transportable package. Some elements may not be as tough as hoped for, but most are reliable and add to the experience.\nThis, along with the effects on the mixer and the sound quality, means that this Yamaha PA system is definitely highly recommendable for many different users.\nFind more reviews about the Yamaha STAGEPAS 400BT Portable PA System on Amazon here. |
Blomfield, C.J. and Barber, B.L. (2009) Brief report: Performing on the stage, the field, or both? Australian adolescent extracurricular activity participation and self-concept. Journal of Adolescence, 32 (3). pp. 733-739.\nThe relationship between Australian adolescents' participation in extracurricular activities and their self-concepts was investigated. A total of 1489 adolescents (56% female; mean age 13.8 years) completed measures of social self-concept, academic self-concept, and general self-worth, and reported on their extracurricular activity participation. In general, participation in any type of extracurricular activity was associated with a higher social and academic self-concept, and general self-worth, compared to no participation. Adolescents who participated in both sports and non-sports also reported a more positive social self-concept and general self-worth, compared to those who only participated in one of the activity types. This research provides support for extracurricular activities as a context facilitative of positive self-concept, and demonstrates the importance of a mixed participation profile for an adolescent's self-concept.\nThe Association for Professionals in Services for Adolescents. |
The appellants (S) appealed against a decision of the Court of Appeal (Trinidad and Tobago) that there had been no breach of their rights under the Constitution of Trinidad and Tobago s.4 and s.5.\nS had committed two murders when they were aged under 18 and had been sentenced, under the Children Act (Trinidad and Tobago) 1925 s.79, to be detained at the state's pleasure. That statute did not provide for periodic review of detention. Some 17 years after imposition of the sentences, S brought constitutional proceedings, alleging that the sentences offended the principle of the separation of powers because under s.79 and s.81 of the 1925 Act they were detained at the pleasure of the state rather than the court and that was incompatible with s.4 and s.5, which provided the right to liberty and protection of the law and the right to certain freedoms, such as a fair hearing. They also argued that the sentences breached s.4 and s.5 because they were not being reviewed periodically by the court. In light of the decisions in Attin v Attorney General of Trinidad and Tobago and Griffith v Queen, The UKPC 58, 2 A.C. 235, the court held that it had power to modify s.79 and s.81 to order that S should be detained at the court's pleasure and held that their rights under s.4 and s.5 had been infringed because they had been deprived of periodic review by the court. It ordered that damages, if any, should be assessed by a High Court judge. S were released. The Court of Appeal upheld the High Court's decision, save for ruling that s.6(1) of the Constitution, which provided that nothing in s.4 or s.5 should invalidate an existing law, precluded S from objecting that the failure to provide for periodic review of their sentences meant that their rights had been breached under s.4 and s.5. The Board had to determine (i) whether s.6(1) precluded S's claim that their rights under s.4 and s.5 had been breached; (ii) whether the issue of damages arose.\nThe Attorney General argued that until s.79 of the 1925 Act was modified, the effect of s.6(1) was that detention had to be at the pleasure of the state, not the court, and no question of periodic review could arise. S argued that although the 1925 Act was silent on the subject of periodic review of detention, the right to a review was to be found in the common law and was protected by s.4 and s.5. The Attorney General also argued that a constitutional remedy was not available because S could have availed themselves of the remedy of judicial review or an appeal against sentence.\n(1) The modification made by the court to the sentence of detention in Attin had to be taken to have affected not only his case and any subsequent detentions under s.79, but the cases of others who had been sentenced earlier. The sentences passed on S therefore had to be taken to have been sentences of detention at the court's pleasure from the outset. S were entitled to seek the application of an existing common law right to review of detention to the sentencing regime laid down by statute. They were entitled to claim that the absence of periodic review of their sentences of detention was a breach of their right not to be deprived of their liberty except by due process of law, their right to the protection of the law and their right not to be deprived of the right to such procedural protections as were necessary to give effect and protection to those rights and freedoms in s.4 and s.5. The Court of Appeal had erred in finding that s.6(1)(a) precluded S from challenging the manner of the execution of their detention on the ground that the failure to review the sentence and detention resulted in a breach of their rights under s.4 and s.5. S were entitled to a declaration that their constitutional rights had been breached by the failure to conduct such reviews, Attin and Griffith considered (see paras 29-32, 37 of judgment). (2) The power to award damages for a contravention of an applicant's constitutional rights was discretionary under s.14 of the Constitution. In the instant case, it was not obvious that the redress afforded by S's release and by the declarations made by the Board was sufficient to exclude the possibility of an award of damages. The order that damages, if any, would be assessed by a judge of the High Court would be restored (paras 38-41).\nThe Court of Appeal (Trinidad and Tobago) had erred in finding that the Constitution of Trinidad and Tobago s.6(1)(a) precluded detainees from challenging the manner of the execution of their detention on the ground that the failure to review the sentence and detention resulted in a breach of their rights under s.4 and s.5 of the Constitution. They were entitled to a declaration that their constitutional rights had been breached by the failure to conduct such reviews. |
This article was originally published at Semaphore CI. Semaphore has a lot of other great tutorials too - check them out!\nWhile writing this blog post, I noticed that I haven't seen many articles about how other large apps organize their files.\nIt's cross platform and massively reduces app dev costs, but WTF is React Native? |
Re: Declaration of Economi cJustice.\nNechansky: "The relationship between Miller's Living Systems and Beer's Viable Systems"\nTwo New Videos NICE SURPRISE I am sure.\nRe: Two New Videos NICE SURPRISE I am sure. |
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We have chosen our first three winners!\nAll three of you will receive an autographed copy of Hildegard's Gift. Email me at [email protected] with your mailing address, and I will pop them in the mail this weekend. Congratulations!\nDon't forget to email me with your snail mail address!\nThe Mason Jar Podcast is up!\nI had a wonderful time chatting with Cindy Rollins and Gayle Boss about our books. If you haven't read All Creation Waits and Hallelujah! you are in for a treat.\nCelebrate Advent with Special Guests: Cindy Rollins, Gayle Boss, & Megan Hoyt + Sign up for our exciting 2017 Giveaway!\nI met a new friend recently. Her name is Gayle Boss. Gayle loves to go on nature walks and especially loves observing critters in the woods. I thought she would make a fantastic guest on Cindy Rollins' Mason Jar podcast, and Cindy agreed! We will let you know when it drops, but meanwhile Gayle, Cindy, and I are teaming up for a special giveaway.\nMy picture book, Hildegard's Gift, always makes a great Christmas present for little ones, so I have decided to give away three autographed copies over the course of Advent. I'll share how you can enter to win one in a moment, but there's even more good news.\nGayle Boss has written a lovely Advent book filled with lush descriptions of nature and animals and musings about the deep, difficult work that takes place in the dark shadows of winter, both in nature and in our own lives. It's a gorgeous book called All Creation Waits, and Gayle has offered to give away three copies of her book, too!\n"Her gaze was fixed ahead, her every move food-purposed, her intention fierce and singular. Until the voice prompted an utter turnaround. Let go, it said. Go limp.\nThe nut trees and berry bushes are skeletons now. Crouched in the snow-muffled quiet, I imagine hearing her slow breathing. I imagine smelling slow-burning bear—the fat she made from all those nuts, berries, bugs, and plants melting and fueling her sleep ... "\nCindy Rollins has graciously offered to join our giveaway, too!\nI hear her book is on back order, so you definitely want to enter for a chance to win Cindy's beautiful Advent guide, Hallelujah! A Journey Through Advent with Handel's Messiah.\nCindy is a wonderful friend and mentor and just a kind, loving soul. I know you're going to love her book, and here's a bonus -- another friend of mine, Lynn Bruce, has written one of the entries in it. Lynn is a member of the Ambleside Online Advisory and is also a brilliant writer.\nYou will have several chances to win -- each action you take below earns you one entry into the drawing, so your name could go in many different times or just once.\n1) Go to Paraclete Press and scroll down to read the PDF of Hildegard's Gift.\nTHEN: Review it here at Amazon.\n2) Like the Hildegard's Gift Facebook page here.\n3) Leave a comment below on this blog.\n4) Follow me on Twitter here.\n5) Share this blog post on Facebook.\n6) Share this blog post on Twitter.\nDon't forget to use the hashtag #AllinforAdvent so we can find you!\n1) Go to Paraclete Press and scroll down to read the PDF sample of All Creation Waits. THEN: Review it here at Amazon.\n2) Like Gayle Boss's All Creation Waits Facebook page here.\n4) Share this blog post on Facebook.\n5) Share this blog post on Twitter.\n1) Sign up for Cindy's newsletter here.\n2) Join Cindy's Mere Motherhood Facebook group here.\n If you already OWN a copy of these books, we want to hear from you, too!\n Join the fun by taking a picture of yourself or your favorite little person reading one of these three books and post the pic on social media with the hashtag #AllinforAdvent to join our special campaign.\nDon't forget to sign up for The Mason Jar podcast, so you can meet Gayle Boss and learn about Cindy's new book and my children's picture book, Hildegard's Gift!\nBest Wishes as we enter the holiday season!\nGiveaway only available to friends living in the continental US.\nIf you can't wait for the giveaway and want to purchase any of these books, just click on the covers below.\nIn twenty-five portraits depicting how wild animals of North America ingeniously adapt when darkness and cold descend, we see and hear as if for the first time the ancient wisdom of Advent: The dark is not an end but the way a new beginning comes.\nHildegard's Gift makes a wonderful Christmas gift for the small child in your life who needs to remember that even when life is difficult, we can rely on the Holy Spirit to breathe goodness and joy into our lives and use us as His instruments, as long as we remain, like Hildegard, a feather on the gentle breath of God.\nJoin us for an Amazing Advent Giveaway!\nI just came across a sweet, lyrical book called All Creation Waits that brings nature study and Advent together!\nEvery Charlotte Mason educator and everyone who loves animals and nature needs to read this beautiful book. I fell into Gayle's descriptions and found myself transported to a pond near a wood. Then suddenly it was like I was falling into The Secret Garden all over again.\nWalking the northern Michigan hardwoods where I was raised, restless, I make myself stand still. Somewhere in these eight hundred acres a black bear is sunk in sleep. A month ago already, beneath some fallen tree or stump, she dug a den rounded to the curl of her body. She raked bits of bark and grass over its floor and eased herself in. I crouch, close my eyes, and imagine that ball of furred muscle lax and loose somewhere nearby.\nFor weeks before she lay herself down, her whole self had been shifting, making ready for another life. Late in summer, just when most berries and nuts ripen, she grew ravenous. Seven, eight hours a day she camped in wild raspberry, blackberry, gooseberry, and huckleberry patches, pawing and licking fruit into her mouth, then, to rest, dropping to her belly and breathing in the fallen gems. Cloyed of sweet, she sniffed out savory—jewelweed, swamp thistle, cattail, and saxifrage—snacking on yellow jackets, ants, and beetle larvae along the way, finishing the day in a grove of beechnuts or hazelnuts or hickory nuts—tripling, even quadrupling her usual day’s calorie intake. Still the trustworthy voice inside her urged, Eat, eat more!\nIn honor of this special book and to celebrate the greatest gift of all, I will be giving away copies of All Creation Waits and autographed copies of Hildegard's Gift during the month of November.\nThe countdown is on, so stay tuned! |
The Lifetime Yukon Fishing Kayak will take you on many fishing adventures through lakes, reservoires, and rivers. The kayak comes with plenty of features and extras to ensure you have a comfortable, successful trip. Designed with two flush mount rod holders, integrated accessory mounts, tankwell storage, and bungee straps, you have room for all your fishing gear and your catches. The stable hull allows you to cast while standing up, and also has adjustable foot braces so you can paddle comfortably. Conveniently carry your kayak to and from the water with the luggage-style handles. The Lifetime Yukon Fishing Kayak will meet all your fishing needs! |
Local Government New Zealand welcomes the Government’s proposals to ban products containing plastic microbeads and hopes it signals a new approach to removing plastics from the environment.\nMinister for the Environment Nick Smith yesterday announced plans to ban products containing tiny plastic microbeads from sale in New Zealand, following the lead of several other countries. Microbeads, found in some cosmetic products like shaving gel and soap, were being targeted because they could not be recycled and there was clear evidence of harm to waterways, fish and shellfish.\nLGNZ President Lawrence Yule says tangible steps towards improving the environment are positive, and there are several others that could be taken to help make New Zealand cleaner and greener.\n“Along with removing these plastic beads we would also like to see stronger effort to reduce the use of plastic bags and make it easier to recycle drink bottles and cans,” Mr Yule says.\nLGNZ has asked the Government to impose a compulsory levy on plastic shopping bags at the point of sale, and to introduce a national beverage container deposit system designed to decrease the number of containers going to landfill or not being recycled.\nMr Yule says while efforts to make recycling bags easier are laudable, actually deterring people from using them in the first place has been shown to be successful overseas.\nLevies on plastic bags introduced in Denmark, Ireland and China have led to a dramatic reduction in plastic bag use so there are good results . |
You do A LOT for us. Probably more than you know. But, there is something that we aren’t sure if you know…and that is how THANKFUL we are for everything that you all do! So, as a token of our appreciation, we have a little something for you.\nThis is what the community of millennial lay Catholics think of you, and we will never be able to say “thank you” enough. We’re a group of young Catholics, on a pilgrimage to God’s kingdom and WE. NEED. YOU.\nThank you for your “yes”.\nWhether you are a newly ordained priest or have been a priest for decades, we are incredibly grateful for you and everything that you do.\nYou bring peace to those who are filled with worry and anxiety, healing to those who are spiritually, mentally, emotionally, and physically sick, and comfort to those who feel alone and abandon. You prepare couples for marriage, you preach the Gospel, and, because of you, we can watch bread and wine become the Body and Blood of Christ and are then able to consume the Holy Eucharist.\nYou cleanse us of original sin, confirm us in the faith, and guide us in all of our Sacraments. There are so many other things you do to help us grow in ways that we wish you knew. We have so much gratitude for what you do. Through the sacraments, humor, and even just being a friend, you bring us to Jesus. You spend your lives doing this. You live lives that are about Jesus and bringing people to Him.\nYou juggle so many things at once, putting so many things before yourselves, and many times, doing so on little or no sleep.\nPictured above: Lexie M with Brandon G, and Patrick W.\nYou’ve spent countless hours listening to confessions. You answer our questions. You brighten our days. You have a job that you don’t get thanked enough for. Maybe you became a priest knowing you wouldn’t get thanked enough. But you chose it anyway.\nYou help to open our hearts and our minds. You encourage us to be better because you know we can be better.\nYou live lives dedicated to loving, knowing, and serving God, and leading people to God.\nYou are truly fathers to so many children of the faith.\nYou listen to us with love and not with judgment. You take emergency calls even when your body needs to rest. You comfort us when tears are streaming down our faces. You are also the people whom we love to make memories with because of the joy you bring to us!\nYou take the time to get to know us, to form genuine friendships with us, and because you do that you can better help us on our journeys.\nWe see Jesus working in you, without a doubt.\nAnd for this, we thank you. Thank you for your kindness, mercy, love, humor, charity, and for being men who truly put God first in life. Thank you for praying for us and with us.\nPlease know that we are praying for you too.\nThank you for saying “yes” to God’s call to the priesthood. Because of it, we know Jesus.\nWe know Jesus because of your gift.\nSo, to all priests, young and old, recently ordained or retired, thank you.\n(Quiz) What Church Ministry Should You Be A Part Of? |
Spurred by continuing Third World pressure to reduce agricultural subsidies, U.S. commodity leaders held a joint press conference to insure there is no question as to just what they expect from the upcoming World Trade Organization meeting in Cancun, Mexico.\nSpearheaded by the American Farm Bureau, the various commodity groups present at the Washington, D.C., press conference said that U.S. producers' support of reduced subsidies is dependent on both market access and the degree that their counterparts in other countries do the same.\nDeclaring their intentions to play a major role in upcoming trade negotiations were representatives with the American Farm Bureau Federation, American Soybean Association, National Corn Growers Association, National Cotton Council of America, USA Rice Federation, National Association of Wheat Growers, National Barley Growers Association, National Grain Sorghum Producers, American Sugar Alliance, National Sunflower Association, U.S. Canola Association, American Sugarbeet Growers Association, National Milk Producers Federation, and Wheat Export Trade Education Committee.\nBecause most of the growth in future demand for agricultural products will occur in developing countries, the commodity groups say developing countries must make substantial improvements in market access, and not be allowed to exempt ‘special products’ from required tariff reductions.\nThe National Cotton Council says cotton producers and ginners have a significant stake in WTO agreements on agriculture, textiles and apparel, phytosanitary rules and export subsidies. The last two years, the Council says, have seen fundamental changes in the U.S. cotton industry.\nDomestic mill use of cotton has declined from 11.4 million bales annually to less than 7 million bales. The U.S. crop of about 18 million to 19 million bales, a decline compared to the 1991-96 average, has looked increasingly to export markets as domestic textile manufacturers have been driven out of business by cheap textile imports, many of which enter our market illegally or have been spurred by artificially low exchange rates.\n“Carefully crafted trade agreements can be of significant benefit, but poor agreements can put the U.S. cotton industry out of business,” the NCC said in its statement.\nThe American Soybean Association says its support for any WTO negotiations also depends on whether specific objectives are achieved or not.\n“The value of any final agreement to U.S. soybean farmers will depend on many details yet to be negotiated,” says ASA President Ron Heck, a soybean producer from Perry, Iowa. “The degree to which ASA members will support reductions in trade-distorting domestic programs is dependent on the degree to which market access is improved in both developed and developing countries.\nWhile the soybean association agrees that market access is a critical element of the WTO negotiations, they say any final agreement must both harmonize tariffs and substantially improve market access for U.S. agricultural exports in developed and developing countries. Peak tariffs must also be capped and reduced over time.\n“Most of the growth in future demand for agricultural products will occur in developing countries,” says Heck. “For this reason, developing countries must also make substantial improvements in market access and not be allowed to exempt ‘special products’ from required tariff reductions or increases in tariff rate quotas.\nIn the area of export competition, the groups agree that export subsidies and similar trade-distorting policies like state trading enterprises and export monopolies must be eliminated in a timely manner.\nPaul “Jackie” Loewer, vice chairman of the USA Rice Federation and chairman of the U.S. Rice Producers' Group, joined the American Farm Bureau Federation and other commodity group leaders in calling for meaningful improvements in market access at the upcoming WTO ministerial meeting in Mexico. |
All our success has been achieved through the combined efforts, talents and passion of our dedicated staff.\nIn such a dynamic environment the graduates gain experience across different business disciplines while taking part in a rigorous program of coaching, training and development, which includes coffee and equipment training, sales and marketing training and dedicated time with our MD and CEO.\nOnce graduates have completed their program, each individual is in the ideal position to move into their area of preference at Vittoria Coffee. |
This is private property, unrelated to Lemonthyme. Please do not enter without the permission of the owner.\nFalls on Private Property - permission required from owner (not from Lemonthyme). |
Construction spending during February 2017 was estimated at a seasonally adjusted annual rate of $1,192.8 billion, 0.8 percent (±1.0 percent)* above the revised January estimate of $1,183.8 billion. The February figure is 3.0 percent (±1.5 percent) above the February 2016 estimate of $1,157.7 billion.\nDuring the first 2 months of this year, construction spending amounted to $163.3 billion, 3.0 percent (±1.3 percent) above the $158.5 billion for the same period in 2016.\nSpending on private construction was at a seasonally adjusted annual rate of $917.3 billion, 0.8 percent (± 1.2 percent)* above the revised January estimate of $910.0 billion.\nResidential construction was at a seasonally adjusted annual rate of $484.7 billion in February, 1.8 percent (±1.3 percent) above the revised January estimate of $476.1 billion.\nNonresidential construction was at a seasonally adjusted annual rate of $432.7 billion in February, 0.3 percent (± 1.2 percent)* below the revised January estimate of $433.8 billion.\nIn February, the estimated seasonally adjusted annual rate of public construction spending was $275.5 billion, 0.6 percent (±1.8 percent)* above the revised January estimate of $273.9 billion.\nEducational construction was at a seasonally adjusted annual rate of $71.7 billion, 0.5 percent (±2.1 percent)* above the revised January estimate of $71.3 billion.\nHighway construction was at a seasonally adjusted annual rate of $88.9 billion, 1.3 percent (±5.6 percent)* above the revised January estimate of $87.7 billion. |
Ring in 2019 in style with The Hothouse Flowers as they play a very special New Year’s Eve concert following the recent release of their brand new album Let’s Do This Thing.\nWhen Hothouse Flowers step onto the stage no two shows are ever the same! There is a sense of musical adventure - an impulse to reach new heights and depths in music where the unspoken aim is that the band and audience become one and the world becomes a different place for a while.\nWith support from Clare Sands & Gerald Ahern plus a DJ set from Cork's RedFM's Colm O' Sullivan in the Cork Opera House Bar after the concert! |
Fast & Fresh Pizza Delivery Near Alexis - Order Domino's Now!\nWhen you're craving a heavenly slice of cheesy, meaty, veggie-loaded goodness, we know your tastebuds don't want just any old pizza near Alexis. You're looking for a delectable pizza with freshly made tomato sauce, perfectly diced pepperoni, heaping piles of mozzarella and cheddar cheese, and a golden-brown crust that's crunchy, crispy, and chewy—all at the same time. You want only the best pizza. You want Domino's.\nAt Domino's near Alexis, we make it fast and easy to get the fresh pizza you're craving. Place a carryout order at the Domino's nearest you, order your pizza online, or give us a call!\nStart off by picking from our menu of crusts. Choose a fluffy, hand-tossed crust that's dusted with garlic seasonings and buttery flavor, a pan crust featuring two whopping layers of cheese, a crunchy thin crust, or even a gluten-free pizza crust! And next, select your sauce and start loading up on pizza toppings. Pick as many or as few as you want! Whether you're a serious fan of mushrooms and spinach or love spicy pepperoni and tangy asiago cheese, your nearest Domino's location has it all.\nWhen it comes to pizza delivery, we take things pretty seriously at your local Domino's near Alexis. In fact, we guarantee your pizza will arrive hot and fresh, right from our oven to your door. Want to stay up to date on your order? Our delivery experts specifically engineered the Domino's TrackerⓇ to do just that. Enter in your phone number online and track the status of your order from the moment it's placed to the second it leaves our store for delivery... and try not to drool on your keyboard while you wait.\nHungry for More Than Pizza Takeout Near Alexis?\nWe deliver pizza pretty darn fast, but we're also rockstars when it comes to lightning fast pizza takeout near Alexis. Order from our pizza menu or try something new! Satisfy everyone's cravings with one of our oven-baked sandwiches or pastas, platters of specialty chicken wings, crisp and colorful salads, and even mouth-watering desserts like chewy cookies and chocolatey brownies.\nVisit one of our more than 12,000 locations around the world and you'll see: we know what it means to provide great customer service and even better food quality. It's our goal to be the best pizza delivery company in the world, not only in Illinois, and everything from our courteous delivery drivers to our stellar pizza coupons reflects this commitment. Go digital and place your order using our free smartphone app, order online, or call your local Domino's restaurant near Alexis for satisfyingly fast pizza delivery and carryout today! We may be more than 56 years old, but we aren't just any old pizza restaurant. Domino's is your go-to pizza place near Alexis! |
Although inexperienced riders might not think too much about the issue, the matter of protective gear should never be taken lightly when mountain biking .\nMontara MIPS & Montaro MIPS. All of our best tricks and technologies, wrapped into one sleek, full-coverage mountain bike helmet. |
Computer Support, IT Consulting, Cloud Computing - Hoboken, Union City, Weehawken | Lan Doctors, Inc.\nLAN Doctors is dedicated to providing cost-effective Computer Support to businesses that want to improve efficiency and improve their bottom line. With Cloud Computing that is based on a fixed monthly rate, you get strategic IT support for a fraction of the cost of employing one full-time IT professional. Our flat-rate IT Consulting can enable you to more accurately predict your future budget requirements, and focus on running your business in Hoboken, Union City, Weehawken, North Bergen, Jersey City, and New York. |
Any date may be adopted for a company�s financial year end, but it would normally be the same as for the holding company, if applicable, or 30 June to coincide with the close of the tax year.\nGoods and Services Tax (�GST�) is imposed at the rate of 10% on the making of a taxable supply. �Taxable Supply� includes importations � in this case GST is payable by the importer and not the overseas supplier. For taxpayers registered for GST, credits are available in respect of GST paid on inputs. GST is payable on a quarterly or monthly basis. |
Walt Disney World boasts a wide variety of alcoholic beverages for those who are old enough to partake. There’s a little something for every taste, from the incredibly strong to the light and lip smacking. For me personally, nothing says vacation like a fruity drink that doesn’t taste like it’s filled with alcohol. Thus, here are eight fruity, floofy drinks I think are perfect for a nice vacation treat.\nThese can be found throughout the Walt Disney World Parks and Resorts (except for Magic Kingdom, of course, since the magical land does not provide alcohol), and I’ve even included a bonus—my favorite non-alcoholic drink for those who aren’t quite old enough to participate! As always, if you are of age, please make smart choices when trying these beverages!\nIf you live for a cold frozen lemonade on your Disney vacations, than you will love the Citron Slush from Les Vins de Chefs des France by the France Pavilion in the World Showcase at EPCOT. A twisted take on the classic slushy, this frozen treat combines tart lemonade flavor with Grey Goose Citron and vodka. This is one of those dangerous drinks that doesn’t taste like alcohol so you sort of forget it’s there (I seriously downed one of these in less than five minutes because I forgot what it was made of). This drink can be purchased for $9.86 and comes in a cute little plastic martini glass (which I love because most are served in boring plastic cups).\nA twist on everyone’s favorite pineapple dessert can be found at Tamu Tamu Refreshments in Disney’s Animal Kingdom for $7.00. The Dole Whip with Rum is a great refresher during a hot afternoon of walking around DAK, and it’s a good portion size as well. You can mix your pineapple Dole Whip with either Dark or Coconut Rum. I prefer it with Coconut since it makes the treat taste like a classic Pina Colada, but if you prefer something a little stronger, the Dark Rum is the way to go!\nOne of my all-time favorite drinks at Walt Disney World, the Pina CoLava is a fun twist on your traditional pineapple and coconut-flavored drink. The frozen mixture combines those tastes with the tartness of raspberry rum and puree to make a treat that tastes extra delicious when lounging by the pool on a hot Florida day. Most recently, I enjoyed this concoction at On the Rocks Pool Bar at Disney’s Saratoga Springs for $10.00, but it is part of the standard resort bar menu so you should be able to find it at most if not all Disney resorts.\nIf you’re in the market for a fruity alcoholic drink that is not frozen (as I realize most of these are), the Mowie Wowie is definitely one to consider. Think tropical—coconut, melon, peach, orange, and pineapple flavors combine into an incredibly sweet drink that will make you say wow(ie)! My boyfriend Nathan tried this one on our most recent visit to 50’s Prime Time Café (where it can be purchased for $12.25) at Disney’s Hollywood Studios, and after a few sips from his glass, we both agree we absolutely loved it!\nWhen one thinks of common fruit-flavored drinks, cantaloupe isn’t usually one of the first to come to mind. Well, those brilliant people at Disney realized just how delicious a cantaloupe-flavored drink could be, and thus, the Canto Loopy was created. Made simply out of vodka and cantaloupe juice, it is tangy and refreshing and not your typical mixed drink. The Canto Loopy can be found at Joy of Tea outside of the China Pavilion in World Showcase at EPCOT for $8.95.\nFound at Pongu Pongu on the planet of Pandora, the Mo’ara Margarita is the latest concoction to be causing a stir. With the sweet-tart combination of strawberry and blood orange, this drink is a nice way to reward yourself after waiting in the Flights of Passage line for most of the day. It is even topped with strawberry boba balls, which makes it a win in my book (if you have never enjoyed boba before, they’re little spheres of fruity goodness that burst juice into your mouth when you bite into them)! The Mo’ara Margarita can be purchased for $9.25—just prepare to wait in yet another line to snag one!\n($7.75, Sommerfest) Perhaps the closest thing you will find to beer on this list, Schofferhofer is my personal favorite drink to get in World Showcase. It has slowly started becoming more popular and well-known around the US, and for good reason. If you prefer fruity flavors over the taste of beer, this will be the perfect compromise for you. Despite calling itself a beer, it mostly just tastes like an amped-up citrus-y juice (don’t fret if you don’t like grapefruit juice; I can’t stand it but I love this drink!). I first tried Schofferhofer on tap at the Germany Pavilion in World Showcase at EPCOT for $9.25 but I have also seen it in cans on other menus around the parks and resorts.\nFor those who aren’t quite old enough to enjoy the beverages on this list (your time will come, I promise!), here’s a little bonus for you. At EPCOT there’s a little store in Future World known as Club Cool, where you can taste sodas from around the world—for free! There are several that are quite delicious, but my personal favorite is the Fanta Melon Frosty. It’s sugary-sweet with just a little bit of tanginess, and since it’s free you can drink as much as your heart desires!\nDidn’t see your favorite beverage on the list? Tell me about it in the comments—I am always looking for new cocktails to try! |
Ref4Rett 2017 – An Amazing Night!\nThanks to our good friend,Courtney Hall, and Tanya Taylor of Censational Photography for helping us to capture these great memories.\n5th Annual Ref4Rett Event a Huge Success!!!!\nKnights of Columbus Breakfast a Huge Success!!! |
Most nursing homes in Eau Claire, WI offer skilled nursing, post acute care and inpatient rehab for the elderly. In order to find the right nursing home for you, our experienced local advisors in Eau Claire, WI will walk you through the process.\nCall your local advisor in Eau Claire, WI and get free personalized service. |
Greetings. This Sunday we look at the story from Acts where Phillip meets the Ethiopian and shares the good news with him. Acts 8: 26-40.\nOn Thursday afternoon Briarwood’s very first minister, Rev. Cousens, dropped by the church with Mrs. Cousens. (See photo below.) We had a long discussion about the early years and how he worked to help initially grow the congregation. He remembers going door to door to 100’s of houses!\nThis is a bitter-sweet Sunday because at both services on April 22nd we say thank you and officially goodbye to Amanda Henderson, who has been an In-Ministry-Year student from The Presbyterian College.\nWe continue with the Book of Acts, 4: 5-12, with special prayers on Earth Day weekend. At the 11:30 am service, Amanda will share her story of faith.\nthe family of Oliver C.\nThank you to everyone for a great Easter weekend, especially to Alejandro Duran and the choir, and Stevie Pemberton and band, for all the wonderful music. Between the Youth Vigil and Easter Sunday morning, Briarwood welcomed 372 people, including 47 children, for worship and prayer.\nI have been on study leave this week, so on Sunday The Rev. Dr. John Vissers will lead in worship at the 10 a.m. and 11:30 a.m. services. We begin a series on the Book of Acts: how the first followers of Jesus responded to the Resurrection and how the Christian church formed around the Mediterranean basin and beyond, by the power of the Holy Spirit.\nNEW: This week there will be a light lunch for all after the 10 a.m. service ($2).\nThe risen Jesus attend us all.\nBriarwood’s 10 a.m. and 11:30 a.m. Easter services later Sunday morning.\nHere is music featured on Friday. Click on each title to listen.\nPlease mark April 21st on your calendar for a special set of 6 workshops the Presbyterian Church in Canada’s The Vine is hosting at Briarwood. Speak with Judy Pemberton. More information and registration here.\nPlease be praying this week for Oliver C. and his family and the nomination of elders happening for this congregation right now.\nGreat news this morning from the Presbyterian Church offices: one of Briarwood’s Ministers-in-Association is Moderator elect of the 138th General Assembly of the Presbyterian Church in Canada. See article about The Rev. Dr. John Vissers here.\nBriarwood’s Worship and Music Committee recently published a list of answers to frequently asked questions about Briarwood’s two services. I attach them here for anyone who is interested. |
CHICAGO, IL – Illinois Attorney General Lisa Madigan iled five lawsuits in a sweep cracking down on unlicensed, online payday lenders and a loan lead generator promoted by talk show host Montel Williams for illegally offering expensive, predatory loans that trap Illinois borrowers in excessive, cyclical debt loads.\nMadigan filed lawsuits this week in Cook County Circuit Court on behalf of the Illinois Department of Financial and Professional Regulation (IDFPR) against four out-of-state payday lenders that are operating exclusively online, selling payday loans racked with fees that are double the amount allowed under state law. The lawsuits allege BD PDL Services LLC, Mountain Top Services I LLC, Red Leaf Ventures LLC and VIP PDL Services LLC charged Illinois borrowers $30 for every $100 loaned and allowed borrowers to take out multiple loans at once.\nThe Payday Loan Reform Act limits the fees a payday lender can charge a consumer to no more than $15.50 per $100 loaned. Payday lenders cannot issue a loan to a consumer if the loan would result in their being in debt to one or more payday lender for more than 45 consecutive days, and they cannot issue a loan to a consumer who already carries balances on two loans. Lenders must also wait seven days before issuing a loan to a repeat customer, once their loans are paid off.\nMadigan filed a fifth lawsuit against online broker MoneyMutual LLC for its role generating customer leads on payday loans with unlicensed lenders in violation of state law. The Attorney General’s lawsuit alleges the company was able to attract borrowers to its website in large part due to the profile of its celebrity spokesman Montel Williams.\nMadigan also expressed concerns about the company’s data collection practices in light of the recent wave of major data security breaches. MoneyMutual requires potential borrowers to share their personal banking information, Social Security number, date of birth, driver’s license information, private address and employment records, all of which can be shared with third parties, putting borrowers at significant risk of identity theft.\nMadigan’s lawsuits follow several cease and desist orders issued to the lenders and Money Mutual by IDFPR.\nMadigan’s lawsuits ask the court to permanently ban the defendants from the payday loan business in Illinois, cancel pending payday loan contracts with Illinois consumers and require full restitution. The lawsuits also seek to impose on the defendants an array of civil penalties for violations of the Payday Loan Reform Act of 2005 and the Illinois Consumer Fraud and Deceptive Business Practice Act.\nAssistant Attorneys General Sarah Poulimas and Khara Coleman Washington are handling the cases for Madigan’s Consumer Fraud Bureau. |
1. Just recently Rob decided to change out his contacts. But when he put them in, he noticed he couldn't see out of his right eye. He thought maybe he got the left and right contacts confused so he took them out. But that didn't fix it. He put them back in and he could see out of the left just fine but couldn't see out of the right. He took out the right and figured out that he could see perfectly. That's when he realized that he got a bonus contact. There were two contacts stuck together in his new contact case. What are the chances? And what a weird problem!\n2. The end of nap time always makes me sad. I love my monster but there are days that I'm just loving the break I get.\n3. Did you know that you can now subscribe to my blog via email. That's right?! I added a feature that gives you the chance to enter your email to get my blog sent right to your email. You can always follow via Bloglovin as well, which is an awesome way to follow my blog and any others. In fact feel free to check out any of the links in the side bar to follow me on any social media platform. I'm getting connected. And I would love to keep up with all of you too!\n4. The other night Addison wouldn't give me hug at bedtime. Instead I got a handshake. Toddlers are funny.\n5. One day a few months ago, my parents were here and we were talking about movies. My dad made a comment, while talking about a movie, that Morgan Freeman died. I didn't say anything at the time because I felt like a dummy for not knowing. Later I looked it up to discover that Morgan Freeman is alive and well. My dad was talking about his character not himself. I was so distressed about the the death of Morgan Freeman, only to realize that he's fine.\n6. A few weeks ago we went to Monkey Bizness with the play group to play. Addie was having a blast. She was playing on a little plastic play place with a slide when the power went out. It was pitch black in there. Luckily we all have cell phones with flashlights. She was scared but did fine. We left and didn't think much of it. But since that, she has refused to go down any slide. We have to force her and she started crying and whining immediately. She has put together going down a slide and it getting dark. Poor girl is now scared of slides!\n7. I've been watching a lot of baseball lately. I actually love watching baseball. When I was younger we went to a Royals game and sat by the dugouts. I don't remember anything about the game, who we played or if we won, but after the game I remember standing by the dugout while my parents talked to someone. While standing there, there was a player (not a Royal) who was walking to the dugout who rolled me a game ball. There was an older boy standing nearby with a glove who made a move for it, but the player pointed me out and rolled it right to me. I still have it and my dad wrote down the name and number of the player who gave me the ball. By hey how about those 2015 Royals?!\n8. This weekend my parents came over and we built Addie her clubhouse. It's pretty awesome and she's pretty excited. We still have to put the roof on it but she is loving it.\n9. I've been watching a show called Air Disasters lately. It's really interesting and the chance of being in a plane crash is pretty small but let's be honest I have small percentage luck and all that is bad luck, so I don't think I'm going to get on a plane any time soon.\n11. I got really confused the other night with minutes and hours. We had 108 hours of HD recording space left on our DVR. I saw Rob had a movie set to record which was 2 hours, which I saw as 120 minutes. Which in my brain equaled that it needed more space than we had available. I got worried about space and what it was going to delete. Rob told me that it was only going to take about 1% of the space. I heard him and let it go. It wasn't until over an hour later that it finally clicked that if we have 108 hours left and it was 2 hours which leaves us with tons of space still. I was so confused for a long time though. Minutes and hours are confusing.\n12. We go to the local elementary school in the evening to let her play on the playground there when we go on our walk. I recently got new shoes, which I loved. I learned that my shoes pick up all the rocks and make me feel like I have tap shoes while I'm walking. It's annoying to get out of my shoes but the kid loves the playground. |
County Budgeting: Removing the mystery | Audio and video stories from Southwest Washington.\nFinances play a big role in the running of a government agency. Each of the 39 counties in Washington has an elected treasurer who is responsible for tax and revenue collections, debt management, investing and banking services for the county’s money, record keeping and reporting, and finally budgeting.\nGlenn Olsen, Deputy Administrator for Clark County, is an expert in county budgeting. He developed the seminar “County budgeting, the perspective of budget writers.” It is designed to bring newly elected county officials up to speed regarding county finances and budgeting.\nThe following interview with David Madore and Glenn Olsen is presented in its entirety to provide residents of Clark County insights of the many technical facets related to Clark County’s budget.\nThe article below was submitted to COUV.COM by Glenn Olsen.\nHave you asked yourself, “Why do they do it that way?” Usually you are saying this to yourself about something the government has done that makes no sense to you.\nWe at couv.com cannot answer those questions for all the governments that exist in the U.S., but we can fill you in with a few answers about the one government that probably has more direct impact on your life than all the others: Clark County.\nIn a three-part series, couv.com is broadcasting an in-depth interview with county commissioner David Madore, to explain why the county operates as it does. In it he interviews staff about the inner workings that underlie the many varied services that are paid for by Clark County’s citizens.\nIn the first installment we lay the ground work for understanding how our county operates: what it is required to do by state and federal law and how that fits into our current economic situation. The first thing we learn is this is no typical enterprise. Counties are (constitutionally) an arm of state government. In practice, that means a county may do only that which it is specifically directed to do by state and federal law. This is the opposite of a private enterprise, which may do anything that is not prohibited by law.\nThat dramatically limits the choices a county has in fulfilling its mission to serve you. For example, finance in Clark County is not run by a single Chief Financial Officer (CFO). Instead, by state constitution the county has five elected officials who all have a voice in the financial operations of the county: the Treasurer, the Auditor, and the three County Commissioners.\nThe Treasurer collects taxes, manages cash and debt, and accounts for the funds related to those activities. Incidentally, the county Treasurer does not just collect property taxes for the county: he also collects taxes for the state, cities, schools, and the many other taxing districts inside the county.\nThe Auditor accounts for and controls the expenditure of funds.\nThe Board of County Commissioners controls the appropriation of (legal permission to spend) funds.\nThis complex arrangement was intended by the framers of Washington’s constitution to create checks and balances for you, the citizen, to make sure no one in the county can spend without oversight. It works admirably for this, but it creates systems and processes that do not seem sensible if you are used to a business model where one person can legally track and receive all revenue, account for that revenue as well as its expenditure, and can authorize where expenditures will or will not take place.\nOne of the first differences is that counties receive different “kinds” of money (revenue). Generally these fall into two broad categories: Restricted and unrestricted.\nRestricted revenues are limited by law or by contract for specific uses, like roads. In order to make sure restricted funds are spent only where they ought to be, the county accounts for them in separate funds. Counties in Washington typically have one to two hundred separate funds. Each fund is a separate business, and it may have its own employees, buildings, and equipment. Money almost never can legally be moved between funds, so it is possible for one fund to be flush while another is broke. More to the point, there may be money for things citizens do not want and no money for things they do want. These rules are imposed on counties by the state or federal government.\nRestricted revenues are “off the table” when it comes to balancing the budget. Most of the activities that are supported by local tax dollars are in what is called the General (or Current Expense) Fund. The General Fund is about a third of total funds, and the only fund that is unrestricted. It pays for most of what people think of as county government, including law and justice, assessments, tax collections, elections, debt, building construction and maintenance, and parks.\nTwo-thirds to three-quarters of a county’s General Fund goes to the first item on this list of functions that it funds: law and justice (police, courts, prosecutor, juvenile, and jail).\nEven in the General Fund a third of the funding is restricted, so that overall about 20 percent of revenue can be spent where your elected officials choose. The remainder may only be spent where the law requires. The largest areas which receive restricted funding are roads, human services, and public health. Should those areas run short of funding, the only option leaders have for reallocating money is from the General Fund, the one unrestricted source of funds.\nBetween the many functions the General Fund supports and it being the only source for supplementing other funds, there is enormous pressure on it. Furthermore, 70 percent of the General Fund goes to salaries and benefits. Against that backdrop, the two main revenue sources for the General Fund – property and sales taxes – have been hit particularly hard by the recession.\nIn Clark County that translated into a 20 percent reduction in forecasted revenue to the General Fund, after the recession started. This in turn drove a 15 percent reduction in personnel. Since that time General Fund revenue has been flat.\nThis means something different in a government than it does in a home budget, because virtually all the increases in expenses in Clark County are driven by population growth and inflation. Those two things did not stop, despite the recession. Since the economy is recovering, it may seem like this challenge is gone. In fact, it is just the beginning. The changes that affected the county rocked it to the core, and will affect how the county provides its services into the foreseeable future. How the county plans to rise to that challenge is the topic of the next part in this series. |
which includes wins over Chinle, Window Rock and Tuba City. Based on their body of work, the Cardinals were ranked No. 6 in Tuesday’s Arizona Interscholastic Association 1A state polls. |
Have a Nice Day - Daily Wishes, GIFs, Pictures.\nHome » Everyday Greetings » Good Day Wishes » Have a Nice Day – Daily Wishes, GIFs, Pictures.\nHave a Nice Day – Daily Wishes, GIFs, Pictures.\nMay You Have A Truly Wonderful Time! |
The untamed hilly tract which forms an endless series of valleys in Kandhamal District owes its significant importance from the past history, which dates back far back to 3rd century BC. At that time the District was considered as an unconquered Atavika country.From the history of the District it reveals that Kandhamal District was under the Maurya region.\nThe mountainous Atavika country in the later years came to be identified as Kandhamal. From the records it is found that the District is named after the vigorous Khonds, who use to dwell the land.The present District of Kandhamal is made up of the fragments of the three erstwhile principalities of Boudh, Ghumsar and Khemundi, which were formed during the reign of the Gangas, the last indigenous rulers in the throne of Odisha.The contemporary history of the Kandhamal District is documented with the arrival of the British in the nineteenth century. As far the history of Kandhamal is concerned, the British were not successful enough to find their way out without confronting any resistance.\nBhanjas occupied this state and continued to rule over it till 1835.The history of Kandhamal depicts that the present subdivision of the Kandhamal District, Balliguda region was under the Gangas of Kandhamal and the dynasty ruled over these hilly tracts till the 19th century, till the British captured the area in 1830 to 1880, by subduing the hilly chiefs, who were the supporter of the Gangas. Kandhamal, which was originally the part of the Boudh district, experienced a chequered history during the same period.\nThe present subdivision of the Kandhamal sub division was an integral part of Boudh till 1855. It was the British rule that fragmented the parts of Kandhmal District from Boudh District. |
Come to our longboard school and learn how to skate. With a longboard, you will learn easily and quickly to skate.\nEnjoy cruzing the Corralejo sand dunes in a kite buggy ! Environmentally friendly and funny, kite buggy will also surprise you with the high speeds reached only powered by the wind.\nOur center in Cotillo is the first to introduce the brand new Fat Bike in Fuerteventura; renting these bikes you will have the chance to visit places in today’s difficult journey, thanks to their large wheels.\nRiders Surf´n Bike Surf school is located directly in the center of the fishermans village El Cotillo in the north of Fuerteventura and only 5 min away from the beautiful beach of El Cotillo with the best surf conditions for all levels.\nFlying family is a flying kite school and shop, in El Cotillo. You'll find a wide range if kites and flying objects wich will turn your windy days into real fun. |
Posted March 18th, 2018 by Hannah & filed under .\nA dainty bronze vintage cameo locket watch with a pretty filigree bronze bail and 31 inch bronze chain. Set with a beautiful natural oval shaped Rose Quartz precious gemstone. Rose Quartz is a translucent smokey pale pink. The locket watch is hinged to one side and opens up to reveal a classic Quartz watch dial and is supplied with a battery.\nRose Quartz is a protective, healing stone. It is a stone of purity, connected to unconditional love. It carries a feminine energy of peace, nourishment and sensuality. It is also linked to fertility. Rose Quartz is a strength-giving stone which promotes romance. In yoga meditation, and Ayurveda, the stone is linked to Heart-Chakra which means it is a stone of balance, harmony and unity. A booklet on the meaning of this gemstone is included.\nChain length: 16 inch (40cm). If you would prefer a longer or shorter chain just send me a message. |
Our Glossy Bumpy White 25x40 Ceramic Tile is a stunning choice for your bathroom or ensuite. This unique tile features a textured surface which creates a designer look in your home. Made from high quality ceramic, this tile is a durable and practical solution that could also help to protect your bathroom walls against water damage. Use this tile to create a striking feature wall, or to create a complete statement bathroom. |
Website Design is one of the fastest growing mediums in the world, with more and more young people getting into coding and designing due to the growing demand for such a job. As a result of this, more and more designs and variations on how to do a website are becoming available to everybody. 10 years ago, every website looked the same, just with a different color scheme for each, nowadays you can get thousands of varying themes for WordPress JUST based on minimal design or JUST based on white-space.\nWith the rapidly growing industry, we are seeing some Web Design trends get completely forgotten. The reasons for this are simple: this is a new generation of web design that relies on new technologies and has new fashionable and trendy designs to use. Websites are cleaner than ever, websites are quicker than ever and websites are more beautiful than ever. So let’s get into 5 web design trends to say goodbye to.\nRemember when websites used to have many different-looking buttons, they used to have 3d menus that glittered and technical things flew across the screen if you did certain things. Well that is certainly a thing of the past now. We live in a web design age, where simplicity and especially minimalism are key to creating a good-looking and fast functioning website. Expect to see a lot more space on your screen, expect to see just the content you want to see and not many ads, many buttons and many useless graphics. Making websites simpler also makes it easier when it comes to transferring your website to mobile… and that’s very important.\nSpeaking of transferring to mobile. One thing you’ll do well to find these days is a website that is desktop-only and doesn’t have an equivalent version for mobile. Gone are the days when you www.m.something.com to take you to a special mobile website. Now are the days when web design is responsive; watch the website as you make your window smaller on your desktop, it’ll likely transfer into a little mobile website if you get it small enough. Desktop-only sites not intelligent, in a world where billions of people own smartphones and access the internet on them, making a website that only works on desktops and laptops does not make sense.\nWe are definitely living in the world of media. More than ever we are seeing more and more photos and videos being uploaded to social media posts, we are seeing businesses utilise media to advertise companies, but most importantly here, we are seeing websites fully utilise width and space to allow for the most beautiful representation of your media. Stock photos allowed you to fill a certain area of your page with a photo you’d bought that everyone can use. These days, website designers hire a photographer to take shots for them, then pay for this. It’s a service that may cost more, but results in better and more personal images for your website than stock imagery.\nOkay, so it may be a bit of a general assumption to say goodbye to Serif fonts as they are still used for some titles, but we are definitely seeing a lot less of them over the recent years. Companies are favourite much more towards thin and clean sans-serif fonts such as Helvetica-Neue, Roboto and such. This is actually easier for your readers to view, makes your website look cleaner and results in a general more modern look. It’s definitely something that we should expect to see more websites incorporating. Maybe less about the disappearance of Serif fonts and more about the disappearance of bold fonts.\nFinally, a trend that is really taking the internet by storm is the use of a single scroll page. This is a page in which you do have a menu at the top of the page, but instead of it taking you to multiple different pages, it simply scrolls you down the landing page to the relevant point. This makes a lot of sense for most websites, it allows your users to access all the information on one page, it allows a cleaner and more logical navigation of your website. It also opens up the potential for the use of great technologies such as parallax scrolling and interaction design. |
After 30 years evaluating numerous companies’ performance, it is apparent there is a near equal split between those that sustain results and those that do not, no matter how robust their systems and processes. The difference is the accumulation of behaviors of the people within the organization, or “culture”.\nStatistical Process Control (SPC), Quick Change (single-minute exchange of dies, SMED), Total Preventive Maintenance (TPM), Root Cause Analysis (RCA) and other Process Improvement / Lean methodologies. Finding process improvement opportunities, winning management support, chartering projects, project management and writing project summaries.\nCommunication and Facilitation Skills. Individual team members train theirs and other teams on the methodologies mentioned using developed coaching and mentoring skills to help teams across the organization with challenges.\nUnderstanding business basics, such as the leverage of cost reduction over sales increases. Annual business plan at the team level. Doing more with less using tools already mentioned. Accountability to the team’s part of business plan, reporting to supervision monthly and management quarterly on the team’s financial results.\nGiving and receiving feedback, coaching for success and documenting performance management within the team. Delivering timely, honest and critical performance feedback to team members for improvement. Team members struggling with consistent unmet expectations provided timing and consequences of escalation to HR.\nCross-functional customer engagement teams with representatives of each critical process step, quality management and sales. Teams meet the first delivery of product or services to new customers and inspect before releasing to the customer. Teams also receive, triage, investigate and respond to customer complaints.\nInterview methodologies. Reviewing resumes, conducting phone and site interviews and deciding on the candidates that seem a best fit for their team. Documenting the entire process and recommending their selections to HR for the transactional aspects of hiring.\nOrganizations are doing this now and reaping massive rewards, financially and culturally, through finding and developing the brilliance in their work force. |
Rent a Dumpster in Moody Now!\nSimply give us a call and we will answer any questions you may have about the Moody dumpster rental procedure, allowed materials, size you may need, etc.\nOur roll off containers can usually be delivered in Moody the day after you place your order. Make sure to call us early to ensure timely delivery.\nDepending on the size of your project, you may require a small or big dumpster that may carry all of the debris and remaining materials.\nThe most frequent dumpsters comprise 10-yard, 20-yard, 30-yard, and 40-yard models. If you are in possession of a small project, for example clearing out a garage or basement, you can probably benefit from a 10-yard or 20-yard dumpster. If you have a bigger project, for example an entire remodel or constructing a brand new house, then you will most likely need a 30-yard or 40-yard dumpster.\nMany folks choose to rent a bigger dumpster than they think they'll desire. Although renting a bigger dumpster costs more cash, it's more affordable than having to an additional dumpster after a small one gets full.\nOne of the largest concerns you probably have when renting a dumpster in Moody is how much it'll cost. Among the top ways to negate this anxiety is to get exact information. When you call to get a price quote, have a good idea of how much waste you will need to eliminate so you may get the most effective recommendation on dumpster size. If you are unsure on the quantity of waste, renting a size bigger will save you the additional expense of renting a second dumpster if the first proves too small.\nSupply any information you believe is applicable to be sure you don't end up paying for services that you don't actually want. More than a few companies charge by the container size, while others charge by weight. Be sure you know which is which so you've a clear estimate. Also ensure that you ask whether the estimate you get includes landfill charges; this will keep you from being surprised by an additional fee later.\nWhile roll off dumpsters are typically left on location, front load dumpsters will come pick up debris on a set schedule. That makes it possible for sterilization professionals to eliminate garbage and trash for multiple residences and businesses in the region at reasonable costs.\nMost affordable Dumpster Rental in Moody - Is It Worth It?\nClearly you want to spend as little cash as possible when renting a dumpster in Moody. Sometimes, though, the cheapest dumpster rental in Moody alternative is not worth it. In fact, it could wind up costing you more in the long run.\nTaking the cheapest option could mean that you just get a dumpster that is too small for your endeavor. Once you fill up the dumpster, you should have to pay for another to finish your job. It is usually cheaper to get a bigger size and avoid the hassle.\nThe most inexpensive dumpster rental firms in Moody might not include things like drop off and pick up fees. Ensure that your quotes include all extra fees. That way, you can compare prices precisely to receive the best price. Customer support another major concern. Some companies keep prices low by cutting corners on service. The final thing you want would be to waste time waiting for a truck to arrive with your dumpster.\nIf you wish to rent a dumpster in Moody, you'll discover that prices vary significantly from state to state and city to city. One method to get real estimates for the service you need will be to phone a local dumpster company and ask about their prices. You can even request a quote online on some sites. These sites may also contain complete online service that's always open. On these sites, you can choose, schedule and pay for your service whenever it is suitable for you.\nFactors that affect the price of the container contain landfill fees (higher in some regions than others) and the size of the container you select. You should also consider transportation costs and the kind of debris you will be putting into your container.\nPrice quotes for dumpster rental in Moody commonly contain the following: the size of the container, the kind of debris involved, the base price for the dumpster, how much weight is contained in the estimate, a specified rental period and delivery and pick-up fees.\nAs with any service, it's always an excellent strategy to reserve your dumpster as far ahead as you possibly can in order to ensure that the dumpster will be accessible when you require it. If you wait until the last minute, there is no promise that the organization will probably have the capacity to fill your order.\nTwo or three days notice is generally sufficient to ensure your dumpster delivery in time. Keep in mind that the busiest days have a tendency to be on Mondays and Fridays (surrounding the weekend), so if you can organize your job for the midst of the week, you've got a better possibility of finding the dumpster you will need.\nShould you find out you need a dumpster the next day or even the same day, please go ahead and call the business. If they have what you need, they'll definitely make arrangements to get it to you as soon as possible.\nDumpster leases are one of the most affordable ways to remove waste and debris from a dwelling or commercial property. Still, it is necessary that you contemplate your options to be sure you receive the best price possible on your dumpster rental in Moody.\nRequesting firms for price quotes is among the easiest methods to be sure you get a good deal. After speaking to several businesses, you can compare the quotes to determine which one matches your needs at the bottom price. When getting quotes, make sure the firms include all of the services which you will desire. Some companies charge extra for services like drop off and pick up. They might also charge higher rates for removing certain kinds of materials. By having them include all of the fees in your estimate, you can compare the prices correctly instead of getting mislead by a rental company that conceals additional costs.\nMost people do not desire to rent dumpsters unless they absolutely have to. At times, though, it becomes clear that you need to rent a dumpster in Moody for commercial and residential jobs.\nMost cities will not haul away building debris for you. It is your responsibility to ensure you have a suitable container to collect lost stuff from remodeling jobs. Even though you just have a little project, municipal waste management is unlikely to haul the debris away.\nA leading clean out can amass more junk than a normal receptacle can carry. Renting a small dumpster is a more convenient alternative which will prevent making multiple trips to the neighborhood dump.\nWhen you have one of these jobs in mind, then you understand it is time to search for a reliable dumpster rental service in Moody.\nWhen you rent a temporary dumpster, your aim is to fill it up and have the waste hauled away. But should you want your waste recycled, you may need to really go about it in a somewhat different manner. Waste in the majority of temporary dumpsters isn't recycled as the containers are so big and hold so much material.\nIf you are interested in recycling any waste from your job, check into getting smaller containers. Many dumpster rental firms in Moody have a wide variety of containers available, including those for recycling. All these are normally smaller than temporary dumpsters; they're the size of routine trash bins and smaller.\nShould you wish to recycle, learn whether the company you are working with uses single stream recycling (you usually do not need to sort the stuff) or in case you'll need to organize the recyclable material into distinct containers (aluminum cans, cardboard, plastics, etc.) This will really make a difference in the total number of containers you have to rent.\nWhat Size Dumpster Should I Get for a Residential Clean Out in Moody?\nResidential clean outs generally do not require big dumpsters. The size that you simply require, though, will be contingent on the size of the undertaking.\nWhenever choosing a dumpster, though, it's often wise to request a size larger than what you believe you'll need. Unless you are a professional, it's difficult to gauge the exact size needed for your project. By getting a slightly larger size, you spend a bit more cash, however you also prevent the possibility that you will run out of room. Renting a larger dumpster is nearly always cheaper than renting two little ones.\nAll major credit cards accepted for dumpster rentals in Moody. |
For long distance travel in Britain, air travel is worth considering.\nTravel agents can give more information. British Airways offer a 'Europe Airpass', but only to BA travellers from certain countries outside Europe.\nBritish Midland offer a 'Discover Europe Pass' giving unlimited flights. It is only available to residents outside Europe (except Iceland and Greece).\nYou may find cheap 'standby' tickets available for certain flights.\nThere are good transport links from all airports to city centres.\nThe guide has recently been updated and is an information resource covering everything to do with the airport and the local surrounding area.\nthe definitive resource to help you find everything you need when travelling to, from and around the world's busiest international airport.\nis easily accessible 24 hours a day from anywhere in the UK by public and private transport.\nAt Stansted Airport Taxis & Cars we are able to provide a professional and courteous private hire service that seeks to deliver a first class airport transfer everytime that delivers true value for money 24/7, 365 days a year.\nThere are different ways in which you can get to London City airport from many locations in the UK. We have put together some travel information to help you find the best mode of transport for your trip.\nA guide to East Midlands Airport with a list of hotels and flight information.\nA guide to Birmingham Airport with a list of hotels and flight information. It allows users to save money by comparing Birmingham hotel accommodation prices.\nA guide to Heathrow Terminal 4 including hotels and flight information.\nDo not take a taxi unless you are sure how much it will cost.\nTo take a taxi from London airports will be expensive, unless you are a large group!\nLondon Heathrow to central London would be about £35!\nGo by train or bus if possible!\nLondon Heathrow has frequent electric underground trains to the centre of London, as well as buses.\nLondon Gatwick has Gatwick Express and other trains directly to London or the South Coast.\n'Thameslink' trains from the south coast also stop at Gatwick, and go non-stop across London to Luton and Bedford.\nThis saves changing trains in London, if you are travelling to parts of the North of England.\nBritain (and London in particular) is known as one of the best places to buy cheap air tickets, and they can be much cheaper than buying them in your own country. But there are difficulties! It may not be so easy to use a credit card across frontiers to buy a cheap ticket. And some agents may not be prepared to give the cheapest tickets to overseas buyers.\nIf you have friends or contacts in Britain, it may be possible for them to help you, and buy tickets for you.\nYou must however be very careful when buying air tickets. With cheap tickets, you may not be able to change dates or times later, or receive a refund if you cannot travel for any reason. And not all ticket agents are reliable. An agent might go out of business, or cheat you! Dealing with an agent in a different country adds to the difficulties. Of course, you may find that tickets are cheaper from an agent in your country anyway. Payment by credit card may give you protection against non-delivery of tickets for any reason - check with your credit card company.\nThere is however a good honest travel agent in Britain that we recommend. He may be able to help you to obtain cheap air flights to Britain.\nMike Coles Travel 29 Sydney Road Exeter EX2 9AH England.\nThe Cheap flights website also lists cheap flight options from Britain, and agents. We give it so that you can have a picture of some of the cheapest prices available. We do not know any of the agents listed, and so cannot give any recommendation. Many cheap flights are also advertised in British daily newspapers, particularly the Saturday issues of THE TIMES and THE DAILY TELEGRAPH.\nLots of information on cheap travel offers around the world.\nshows budget airlines that are not found on most booking engines (about 100 exist). It also allows the user to check several booking engines with only a few clicks. Basically, it provides a more complete picture of available flight options. AirNinja.com does not sell tickets. It only provides information on where to find the best flight.\noffers many thousand travel guides, tips, a travel community, deals. What makes us really different is the fact that we are the only travel search engine that allows users to track their mileage programs, and we show all awards and bonuses along with each flight. Frequent flyers will like this tool very much. |
The Hague Civil Court on Wednesday dismissed four out of five allegations against the Netherlands-based company brought by Nigerian farmers who said leaking Shell pipelines were poisoning their land and waterways.\nThe court did, however, order the subsidiary Shell Nigeria to pay one farmer for breach of duty of care by making it too easy for saboteurs to open an oil pipe. The amount of damages to be paid will be established at a later date.\n"Shell Nigeria should and could have prevented this sabotage in an easy way," the ruling said. "This is why the district court has sentenced Shell Nigeria to pay damages to the Nigerian plaintiff."\nIn cases of sabotage, under Nigerian law, oil companies are not responsible unless they breach their duty of care.\nFour Nigerians and interest group Friends of the Earth filed the suit in 2008 in the Netherlands seaking reparations for lost income from polluted land and water in the Niger Delta region.\nThe case marks the first time a Dutch company has been sued in a domestic court for offences allegedly caused by a foreign subsidiary.\nThe suit targeted Shell's parent company in the Netherlands and its Nigerian subsidiary, Shell Petroleum Development Co (SPDC). It is the largest oil and gas company in Nigeria, Africa's top energy producer, with a daily output of more than 1 million barrels of oil or equivalent. |
Last September 28, 2017 from 10AM to 5PM at Makati Sports Club along Leviste Street, Salcedo Village, Makati, the first convergence of tour operators and travel agencies was launch to promote the Philippines as the premier travel destination in the world. Travelooza is the current theme of Asia Digital Marketing Expo which is celebrating its 3rd year anniversary.\nWe are thankful also with Payoneer, Pasig River Rehabilitation Commission, Victoria Court, Tupperware, VV, Sunlife, The Artist League, Marv Ragamarv, Zoomanity Group, Tree Top Adventure, Light Network, Elabram Systems, Alveo, Crown Regency, E- Hotels & Resorts, PNB, Citibank, morethanjobs.ph and Tresmore.\nOne of the leaders in the Philippines supporting Travelooza is no other than Ms. Regina Victoria Y. De Ocampo of Yupangco Group of Companies the grand daughter of the former Philippine President, Jose P. Laurel. According to her, supporting these kind of events can create awareness on our beautiful country, and a destination like no other.\nFor this year 2017, according to the company website, after 50 years, G. A. YUPANGCO & CO., INC., through its present complement of 31 stores and 35 music school centers across the Philippines, continues to serve the needs of the Filipino musician and music enthusiast, providing the state of the art in musical instruments and sound reinforcement technology and the finest in music education while Zoomanity Group, the theme park management headed by her brother, Robert Laurel Yupangco is the number 1 theme park destination and is expanding in the Philippines.\n-Asia Leaders Forum in Real Estate 2022 & Beyond will be on December 14, 2017 at Makati Shangrila Hotel from 10AM-4PM with leaders as speakers from different chamber of commerce, business and government officials with the partnership with Pasig River Rehabilitation Commission and Malaysia Chamber of Commerce.\nExperience nature tripping at Tree Top Adventure!\n30 Years of Sucess and still Soaring High!\nTropang Lakwatsero First Year Anniversary! |
Any man who wears pants owns at least one belt. But belts for men cannot be summarized as just a snaky piece of leather (or faux for that matter) used for cinching cloth. It does much more than just holding your pants in place and makes for an indispensable and integral part of a man’s attire.\nIf you have pants with belt loops, you must wear a belt, otherwise such pants look incomplete and devoid of character.\nIf you are tucking in your shirts, especially with a suit, jacket, or blazer, you must wear a belt.\nFormal belts for men are usually subtle. Always opt for solid colours like black, tan, brown, etc. and understated patterns.\nAlways match your leathers (shoes and belts) and metals (cufflinks and belt buckle). For instance, if you are wearing tan shoes, opt for a tan belt. And if your belt buckle is golden or brass tone, then your cufflinks or other accessories (like bracelets, etc.) should be of the same tone.\nExplore our finest collection of leather belts for men, and find your perfect trio.\nWhile you can always opt for a simple, solid brown belt, this particular one with visible stitches adds an edge to the belt. The traditional dark brown colour works best with trousers in beige, biscuit, or fawn.\nThe classic black belt gets a modern makeover with a patterned surface on the exterior. Pair it with anything except brown pants.\nThis formal belt in dark tan adds a rich look to your formal attire for business meetings, special events, or party occasions. Pair it with beige, cream, white, or navy trousers or suits.\nAs trivial it might look, the right kind of belt, paired with the right attire can do wonders to your overall presence, image, vibes, or anything that you need to make an impression. It brings your entire outfit together and adds character to your clothes. |
WORD OF THE DAY: ObamaCare – To swindle, cheat, or defraud.\nThis entry was posted in Humor, Link and tagged incompetence, Obamacare by Spec Bowers. Bookmark the permalink. |
Meet the successor of ONOVA OGAME. Stellaron is a browsergame based on classic space strategy OGame, but with higher speed. Make allies or fight against enemey empires!\nJeu Spatial avec pleins de nouveautés.Vitesse x10, débris 30% Def et 70 % Flo.Ouvert depuis le 1er Novembre 2016.MOD Forteresse, Loterie etc...Nombreux Bonus.MAJ régulière.Jeu entièrement gratuit.\nExperience a complete bugfree Gameplay with a friendly and active Staff, well balanced Rate, unique content and conquer the Top ! We support full german & english support ! Opening Date: 30 December 2015 Join us today and be the Emperor of the Universe!\nUnivers x100.000.000 Fleet x15 Debris 70% - 20% Construction fleet / defense 0.001 News: three buildings that increase the number of units that can be built (fleets / tusks). The ability to fire multiple attacks at once.\n[B]FEATURES:[/B] All commands. Start with Full wrathful. MAX CASH. GAMEMASTER. Custom races. Custom factions. Custom transmag.\nBlizzlike, WOTLK, Advanced Rates, Skills unlimited, Advanced website features and integration, Voting, Rewards, Claims, Fully working instances and raids. Tons of custom fixes and premium working content. |
This is the home for the Deployment Fundamentals book series as well other books from Deployment Artist.\nOn this site you find book Erratas and sample files.\nSome of the many books from Deployment Artist. |
Sponsors support WIT’s mission to promote and develop women for success in technology in Georgia while enjoying exclusive benefits that deliver their marketing message to the technology community’s emerging leaders and key decision makers. View 2019 WIT Connect Sponsorship Brochure to learn more about sponsorship opportunities.\nYou may also register online to be a 2019 WIT Connect Sponsor using the “Sponsor” button below. |
Harnods is a creative web design studio based in Singapore and Jakarta, Indonesia specializing in producing clean, simple and accessible websites, with particular expertise in the User Interface.\nWe specialty in user interfacing and functionality for online media. We Plan, Design and Build websites. |
Bloomington ranks relative to the other -1 Elementary Schools in Maryland.\nThe solid blue line indicates the score of Bloomington.\nThe blue dots represent the ranking of Bloomington. |
If your local theatre is not listed here, have a look at ‘The BFG’ entries in other months.\nTues 1 at 7 p.m.\nWed 2 at 10.30 a.m. & 5 p.m.\nThurs 3 at 1.30 & 5 p.m.\nFri 4 at 7 p.m.\nSat 5 at 11 a.m., 2 & 6 p.m.\nTues 8 at 7 p.m.\nWed 9 & Thurs 10 at 10.30 a.m. & 1.30 p.m.\nFri 11 at 10.30 a.m. & 7 p.m.\nSat 12 at 11 a.m., 2 & 6 p.m. |
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has anyone experienced so many muffs at high stages in 7 days?\ntbh theres nowt you can do but as long as you put them in ahead you will win more than u lose !\ni feel more confident with say aq or the likes than a pp the hole atm as my switch has deffo been turned off on laddies !!!!!!!!!!!! |
A fantastic new Addition to our collection Large V Collar Pure Grey Leather Jacket for Men. We design this jacket by keeping in mind the latest Fashion. Featuring front zip closure, large v collar, side zip pockets, 1 inner pocket, quilted designs shoulder, stylish button cuffs, adjustable waist belt. Make with Top quality Cowhide Leather which is Durable and Comfortable at the same time. Available in White, Grey, Black and Brown Color. Also available in all size. |
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Fresh Roasted Ground Coffee. "Our dark roast - the one that put us on the map. This coffee has the dark roast taste with a roar!" "Taste the Spirit of the Wilderness".\nNow available in a 1lb bag. |
Cookie-cutter platformer tries to flash its ice.\nSo, imagine yourself in 1991, poised on the cusp of choosing between the surging Sega Genesis and Nintendo's follow-up to the blockbuster NES, the SNES. It comes down to the games, really. The SNES is the only place that has marquee names like Mario and Zelda, but the Genesis has not arcade shakers like Space Harrier and Out Run, but also the best 16-bit RPG yet, Phantasy Star II. Remember, this is before the advent of the Internet, so you're making your choice primarily on the strength of magazine content and back-of-the-box information at retail. You have your $200 in your pocket, ready to make a commitment to one console based on the strength of its current or promised library.\nHow does this box affect your decision?\nThis ranks as one of my favorite bad boxes. It looks like it was thrown together by a first-day intern that was terrified of being remotely bold. Not only is the art just plain bad (the perspective and depth are off), but it fails to raise the pulse. Who would seriously buy this game.\nYes, I know I railed Jewel Master's box as an affront to the eyes, but if you read the back, the game sounds pretty interesting. As a player looking beyond just basic jumping attacks, I was intrigued by jewel Master's basic premise. You collect a series of elemental rings that, when worn in different combinations, allowed you to cast a host of magic spells from fire balls to ice daggers. If you combined the most powerful rings of each element, you got a magic sword that gave you an advantage against the final boss. I know that sounds a little hoary to players used to the Ratchet & Clank school of huge arsenals with secondary fire functionality. But in 1991? Whoa.\nHowever, in spite of this clever concept, Jewel Master is a very cookie-cutter side-scrolling action game. In 1991, these things were as common as peanut butter and jelly sandwiches in a grade school cafeteria. Your goal is to press through five different levels in the land of Mythgard, each themed as you would expect: forest, ice, desert, etc. The final destination is the evil king Jardine's palace. Each level is devoid of any real puzzle elements; the focus is moving from left to right, striking down incoming monsters with your magic attacks. Occasionally, the game thinks vertically and you hump up some stairs or drop down a cave.\nNow, you can level those accusations at a number of 16-bit scrollers -- and rightfully so. But the pacing of the enemies in these uninventive environments is what makes the game so blah. There are no surprises here. The enemies, from weird-faced fish to very ugly yeti, always show up on cue. And they often do it overwhelmingly so, crushing you so you have to start the stage all over from the beginning when you hit that inevitable continue screen.\nThe bosses are where Jewel Master gets more interesting. Each stage is capped with a final encounter, such as a giant turtle or a huge phoenix. These monsters are tough, and the trick to beating them is to use your rings is the proper combinations. For example, the first boss is a panther that can outrun your hero... unless you put on the wind ring by itself for a useful speed boost. It's tempting to use the wind ring with your fire ball for a projectile attack, but trust me, you want that speed boost.\nJewel Master is not one of the better looking Genesis games. It uses familiar tricks like parallax scrolling to give the game a little kick, but there is just no way around the game's uninspired animations and character designs. When your hero is outshone by the muscle studs of Altered Beast, you're in trouble. The music, composed by Motoaki Takenouchi, is decent. Takenouchi's later work, such as Shining Wisdom for the Saturn, is much better.\nJewel Master is not one the Genesis' shining stars and should it ever surface on the Virtual Console, I seriously doubt it would garner much attention. Despite the cool ring idea, too much of Jewel Master is tame. The game works entirely within the boundaries for a 16-bit side-scrolling action game. For a much better example of the genre, definitely check out Super Castlevania IV for the SNES.\n6 Presentation A little intro story here, a little ring hand menu there... nothing standout.\n6 Graphics Decent visuals accompanied by parallax, but hardly inspiring.\n6 Sound An okay first time score from Motoaki Takenouchi, but not terribly memorable.\n6 Gameplay Too much cookie-cutter action. The magic rings help a little, but any coolness is undermined by unexciting action.\n5.5 Lasting Appeal Hardly one of the Genesis greats. Not a failure, though. |
At Automotive Solutions Direct we aim to bring you the widest choice of used cars in West Bromwich, West Midlands and at great prices. We have some fantastic deals on used NISSAN cars, which are always changing. Browse our used cars below and contact us for more information on any of our second hand cars. |
Working as a simultaneous convention interpreter with United countries, Valerie Barnes travelled to India, Iran, Nigeria, Zambia and Zaire. She additionally met and fell in love with an Australian delegate who made up our minds to sail single-handed in a 22 toes. yacht from England to Australia to split his previous from his destiny. whereas crossing the Atlantic he was once hit at the head by means of the increase in a wind typhoon, misplaced the rudder off the coast of Venezuela and used to be attacked by way of sharks within the Pacific. He acknowledged he might write a ebook approximately his journey but if he celebrated his 87th birthday she learned that may by no means ensue, so made up our minds to write down the tale herself along with his support, utilizing his log-book and describing their studies jointly throughout the 5 months she spent with him in England, France, Spain, the Canaries, Barbados, Bequia and Rarotonga. Their tale is usually hhilarious, occasionally heart-breaking.\nRosy plans for the long run have been shattered whilst his 24-year outdated daughter, backpacking in Sri Lanka, grew to become unwell and died. In his grief he switched off his radio and therefore turned untraceable. Valerie flew to Tahiti after which Bora Bora to seem for him yet on either events he had already left. simply as she used to be approximately to capture the aircraft again to Geneva a yacht seemed at the horizon. because it approached the wharf she might odor frying eggs and bacon. No Frenchman has bacon and eggs for breakfast. She knew it has to be an Englishman or an Australian. It used to be. Unwashed, unshaven, desperately grief-stricken, standng on deck used to be Peter.\nToday they've been married for thirty-two years and dwell in Australia.\nThis is often the tale of the fifty-year experience of 1 man's capturing and barren region schooling and the way it advanced into what it really is at the present time. It all started in 1958 at the south shore of new york, complex via Upstate big apple, North Carolina, Georgia, Alaska, California, Africa, New Zealand, and, at the moment, again to California.\nA severe residing is the fourth ebook within the artwork and Artifacts of experience sequence, together with the subsequent volumes:Time tourists right into a Forgotten Land (Book One)The misplaced Aztec Mines (Book Two)A Mythic Mayan Meander (Book Three)Extreme dwelling (Book Four)The 4 books within the artwork and Artifacts of event sequence, containing over six hundred colour images in all, relate adventures skilled after we set forth on an archaeological day trip to discover obsidian mines hid because the Aztec deserted them at the top reaches of an 18,500-foot volcano within the japanese Mexican highlands.\nA lifetime of experience and army bold on violent frontiers around the American West, Africa, Mexico, and the Klondike. Frederick Russell Burnham’s (1861–1947) awesome tale resembles a newsreel fused with a Saturday matinee mystery. one of many few those that might flip his garrulous good friend Theodore Roosevelt right into a listener, Burnham was world-famous as “the American scout.\nAs a tender guy I traveled to West Africa looking for my id. i'm a guy of colour, who used to be born in England. I visited West Africa within the mid-seventies prior to that zone exploded into violence, and witnessed the displacement of its humans. My event lasted 18 months, and lined the nations of Algeria, Mali, Burkina Faso (formerly higher Volta), Ghana, Cote d’Ivoire, Liberia and Sierra Leone. |
Maestro Marlon Chen conducting Philip Glass’ Aguas da Amazonia at the Aperio season opening on Sept. 10 at the Hobby Center for the Performing Arts.\nViolinist Chloé Trevor performing Glass’ Violin Concerto No. 2 “An American Four Seasons” at Aperio’s season opening. Photo by Lynn Lane.\nAgainst significant odds–flood damage at the Hobby Center and other Theater District performing arts venues, coupled with the personal losses suffered by many musicians during Hurricane Harvey– Aperio’s season opening concert, an all-Philip Glass affair, took place at Zilkha Hall Saturday night (Sept. 9). Gathering its biggest performing forces yet with a chamber ensemble of 30 for the North American premiere of Glass’ Aguas da Amazonia, Aperio celebrated the American minimalist pioneer on the occasion of his 80th birth year in style. The large scale 55-minute piece, inspired by the waters and tributaries of the Amazon River, is an exuberant reimagining and merging of the composer’s signature thematic material. Maybe it was watching the time-lapse video of the rise and fall of Buffalo Bayou during Harvey, or driving through my still-flooded neighborhood on the west side, where a segment of Beltway 8 looked like a river a few days ago, fresh and searing images of the storm that left Houston devastated surfaced frequently in my mind’s eye during the performance.\nMaestro Marlon Chen (MDR Orchestra Leipzig and Orchestre de Paris) led an ebullient, vibrant performance that was riveting throughout. Chen’s animated physicality gave the piece layered nuance, dramatic structure, and edge-of-your-seat emotional intensity. The orchestra pulsed with relentless energy and shimmered with a range of deep to brilliant colors. The waters portrayed sounded joyful and benign, and I could almost imagine our bayous dancing playfully again. Violinist Chloé Trevor delivered a thrilling and seamless performance of Glass’ Violin Concerto No. 2 An American Four Seasons. Trevor’s vividly expressive rendering gave the classically structured piece shape and direction, and brought out the nuanced drama inherent in Glass’ music.\nJeffrey Ziegler and Roger Bonair of (M)iyamoto is Black Enough on Oct. 14 at the MATCH. Photo courtesy of the artists.\nThat was the case with bringing to H-town the contemporary/experimental band (M)iyamoto is Black Enough (Oct. 14), a groundbreaking group challenging listeners with a collage of improvisations and complex original compositions using a palette of steel pan, drums, cello, and slam poetry. Multiple influences, including hip-hop, jazz, punk, rhythm, and world music, will come together to form an indefinable sound world. The ensemble’s head-turning name comes from the 2015 controversy over biracial Miss Universe Japan Ariana Miyamoto being accused by some Japanese compatriots as not being Japanese enough. Roger Bonair-Agard, two-time National Poetry Slam Champion and long-list finalist for a National Book Award, uses spoken word, slam style, to address the social issues of our time.\nJust like the name of the group, the performance is meant to spark a debate about identity and self understanding. Aperio will be partnering with WITS (Writers in the Schools) for outreach to area high schools, featuring student performers as the opening act of the show. Zuraw admits that this is a learning experience for him as well. “I don’t think of myself as having a pigeon-holed taste in music at all, but I don’t know enough about hip-hop and slam poetry. This will be powerful and engaging on a visceral level. They (steel pan player Andy Akiho, cellist Jeffrey Zeigler, drummer Sean Dixon, and poet Roger Bonair-Agard) make a ‘dream team.’” There is also a Houston connection. Cellist Jeffrey Zeigler and Zuraw were Rice Shepherd School classmates.\nThe exotically titled program Xochiquetzal//Kukulkan (Feb. 3) will feature several smaller scale chamber music works. “We’ve done many programs about Latin American culture in our 11 seasons,” says Zuraw, “this program is more about the ancient roots of our culture here in the Americas. The music is astounding!” Anchoring the program are Robert Xavier Rodriguez’s five-movement work Xochiquetzal, arranged by the composer for violin and piano, and David Dzubay’s Kulkulkan, written for piano trio.\nXochiquetzal was an ancient Mayan goddess associated with beauty, love, music, and dance. Surrounded by hummingbirds and marigolds, the richly adorned goddess is represented by the violin throughout. The music is lush and virtuosic, synthesizing folk elements and contemporary sounds. The ancient Mayan world is conjured through pentatonic themes, and the quotation of a dance tune called Xtoles, believed to be one of the oldest known melodies. Violinist Chloé Trevor, who premiered this version of the piece in Dallas in 2016, will once again bring her considerable artistry to Houston audiences. Kukulkan was inspired by composer David Dzubay’s visit to the Mayan ruins at Chichén Itzá, the site of the ancient temple of Kukulkan, the “plumed serpent” that has always inspired awe in Aztec culture. The six-movement piano trio is a fantastic reimagining of the various monuments of Chichén Itzá, each with its own ritualistic character.\nUtah Symphony pianist Jason Hardink will be premiering new work by Jorge Calandrelli with ensemble on April 28. Photo courtesy of the artist. |
Our weeklong intensive training sessions include a heavy dose of fundamentals, tournaments, all-star games, and 3-on-3 to teach spacing concepts — all in a state-of-the-art collegiate facility. Athletes from across the U.S., Canada, Europe, and Asia train to be well-rounded, complete players.\n$25 for applications received on December 26, 2018, through March 1, 2019.\nSpecial group discounts: All applications in a group must have the same group name written on the application. Group names must match exactly (case and spelling sensitive). Groups can only be established with new campers, not registered campers.\nMilitary discount: $10.00/per child registered with proof of Active Duty.\nCWBC offers campers convenient pickup and drop-off points at central locations.$60 non-refundable transportation fee each way (not included in tuition). Campers are transported to and from camp on a charter bus and will check on and off the bus with a Coach Wootten’s Basketball Camp Staff member.\nDulles Airport/Baggage Claim #4, Door #7 9:50 a.m. 8:00 p.m.\nTyson’s Corner/L.L. Bean Parking Lot G 10:30 a.m. 7:15 p.m.\nLake Forest Mall/Sears Auto Center Parking Lot 11:15 a.m. 7:15 p.m.\nAnnapolis Mall/Jared Galleria 10:00 a.m. 8:15 p.m.\nColumbia Mall/Main Event Entertainment Parking Lot 10:35 a.m. 7:45 p.m.\nI wanted to send a big thank you to the staff. I sent three of my players, two of them my nephews, to camp this week. They all three just got home and they haven’t stopped raving about the experience. Thank you!\nGrowing up, Wootten Camp was my measuring stick. It was how I measured where I was as a player every summer. The work I would put in all year – I judged it at camp for a week. Getting a chance to compete against kids from all over the country gave me a lot of confidence. I also learned valuable lessons that helped me get to where I am now.\nThank you for providing my son, Gary, with a stellar, focused opportunity to work on his skills. He had a great time, learned much, and came home eager to work hard. I appreciate the professionalism and the quality of this program. |
Жозе Мариу душ Сантуш Моуринью Фелиш (порт. José Mário dos Santos Mourinho Félix, 1963 оны нэгдүгээр сарын 26-нд Сетубал хотод төрсөн) — Португалийн хөлбөмбөгчин байсан бөгөөд одоо Челси багийн дасгалжуулагч юм.\nМоуринью хөлбөмбөгийн салбарт цахиур хагалсан шилдэг дасгалжуулагчдын нэгд зүй ёсоор тооцогддог билээ.\n↑ José Mourinho Player Profile. footballzz.co.uk Retrieved 12 March 2011.\n↑ «José Mourinho is a ‘phenomenon’», says Arrigo Sacchi. goal.com (2 October 2010). Retrieved on 2 October 2010.\n↑ «Best Coach in the World», says Wesley Sneijder. Soccerlens (11 March 2011). Retrieved on 11 March 2011.\n↑ «Real Madrid's maestro may be the best coach in any sport». Sports Illustrated (7 March 2011). Retrieved on 7 March 2011.\n↑ 'Jose Mourinho is the best in the world' - Cristiano Ronaldo hails coach & targets Champions League trophy. goal.com (9 September 2011). Retrieved on 30 June 2012.\n↑ Mourinho World's Best Coach, Maradona Says. novinite.com (20 March 2012). Retrieved on 30 June 2012.\nЭнэ хуудсыг хамгийн сүүлд өөрчилсөн нь 17:18, 30 Зургаадугаар сар 2018. |
Get more from your draft beer equipment! Supplies like this 3/16" bent tail piece make it easy to optimize your system for maximum efficiency.\nKeep your system flowing flawlessly with this specialized stainless steel tail piece, made to fit with draft systems using 3/16" ID draft lines.\nSimply attach this piece to your shank or coupler for an approximate 90-degree bend that eliminates kinked hoses and lines. You’ll achieve a better, unhindered liquid flow all the way from the keg to your tap. And because it's made from high-quality stainless steel it won't rust, corrode, or tamper with the flavor of your draft beer or any other beverage you're serving.\nThis draft beer system part is great for when there is a tight fit in your keg fridge. Another option is using a low-profile keg coupler.\nPlease Note: This angled tail piece attaches with a hex nut and rubber washer (both sold separately).\nLength: .429" from end to elbow; Barb length: .629"\nMay need to redirect the hose.\nI replaced my tower, and it came with a straight fitting. The hose is getting crimped, restricting the flow of some fine ales.\nI am putting faucets through the wall with not much space so needed a 90 degree.\nI have a dual tap kegerator and need these to use on full size European style kegs.\nThank you for my rush order and will be looking for more bar equipment in the future.\nThere is not enough room in my fridge to allow the beer line to naturally curve so the hose kinks. Hopefully, this will solve the problem.\nI chose SS tail piece to fit my kegging equipment. Also the SS won't corrode when placed in a chemical bucket like nickel or brass will.\nmainly price and quality of parts from kegworks.\nNeed this tail piece for coupler in kegerator when using 1/2 barrels. Coupler is tight to the top inside of kegerator. This will prevent the vinyl tubing from kinking.\nI wanted a 90 coming off my tap to route the hoses in my keezer build, so the hoses don't hang over the top of the kegs. I hope these will work as planed.\nAvoiding off favors for more acidic beverages.\nbeer faucets through a shed wall. Beer lines come up from below and this will prevent the hoses from kinking.\nMy keg is in a tight place.\nso the beer line doesn't kink against the tower wall..\nTo keep my beer lines from kinking.\nNeeded it for new tower assembly and wanted the SS versions.\nWanted an angled tailpiece instead of the straight one for more efficient flow and best clearance on the top of the keg coupler.\nHow tall is this? I have minimal clearance above my adapter.\nBEST ANSWER: The overall height of this tailpiece is 1 5/8 inches. Cheers!\nWill this fit product code SS-SHANK? If so, what parts/kit would I need to join them?\nBEST ANSWER: Yes. Other things to consider, inner diameter of shank & fitting the same? Also you'll need a square cut o ring, nut, and hose/clamp for the fitting side if you didn't know. It will fit, Cheers!??\nYes, it will work with SS-SHANK. You will need a hex nut and washer, as well. I've included links to those products below. Cheers!\nI believe that all you would need is a TAIL NUT .\nIs a similar item available to fit a 5/16 size tube? |
If you’re looking for a cheap TV 42 inches or larger, there are a lot of advantages to buying a plasma instead of an LCD.\nThe biggest is picture quality: an LCD is typically not able to reproduce the black levels and contrast of an equivalently priced plasma, and plasma always trounces LCD for viewing angle and uniformity. Entry-level 720p plasmas are also more energy-efficient than more expensive 1080p plasmas, and while they use a lot more power than LCDs, they still only cost about $20 to $30 per year to run. |
Land Rover developed the Freelander 2 Sport, a model that will be available in two derivatives and two colors. Both will feature exclusive 19-inch limited edition diamond-turned alloy wheels, a unique two-tone interior together with a rear spoiler, color-keyed exterior trim and matching door handles and mirror casings. The model is available with the powerful and economical 2.2-liter TD4 diesel power unit. The Freelander 2 Sport will go on sale in January 2010 and the price starts at EUR26.695.\nIntroducing the Freelander 2 Sport, which goes on sale in the UK in January 2010.\nIn showrooms early next year, the Freelander 2 Sport will be available with two derivatives and two colours - Santorini Black and Lago Grey. Both will feature exclusive 19" limited edition diamond-turned alloy-wheels, a unique two-tone interior together with a rear spoiler, colour-keyed exterior trim and matching door handles and mirror casings.\nThere is a standard model available in both Black and Lago Grey with cloth interior and one with a sports styling pack available only in Lago Grey.\nA unique two-tone interior is introduced on both derivatives, in contrasting Ebony and Storm. The derivative featuring the sports styling pack will offer a leather interior and the standard version with a cloth/leather interior. The sporty theme continues through the cabin, with an Ebony-coloured centre-console and lower fascia complemented with two-tone door casings.\nThe Sport emblem is embossed on the front and outer rear seat head restraints, with Storm coloured stitching on all seats and unique Ebony interior carpet mats with contrast piping feature throughout.\nThe Freelander 2 Sport is available with the powerful and economical 2.2-litre TD4 diesel power unit. The manual diesel comes with Stop/Start technology delivering an 8% improvement on CO2 emissions compared to the previous manual diesel Freelander 2 (from 194g/km to 179g/km) and fuel consumption is reduced (from 37.7 to 42.2mpg - an improvement of 4.5mpg).\nJohn Edwards, managing director, Land Rover UK said: "With its dynamic styling, the Freelander 2 Sport allows you to combine sporting characteristics with all the sustainability and driveability benefits of the intelligent Stop/Start technology."\nThe Freelander 2 Sport goes on sale in January 2010, priced from £26,695 on-the-road. |
Home / Dog behaviour / Why do dogs eat poops?\nWhy do dogs eat poops?\nDogs are scavengers. As many dog owners know to their cost, dogs often have a penchant for things that we find less than palatable. If it’s not counter or table surfing, it might be raiding the kitchen rubbish bin or snacking on rich pickings from the park, street or elsewhere.\nOccasionally, those rich pickings include poo, much to the disgust of many owners. That poo can be from a range of species (birds, horses, rabbits, cattle, sheep, deer, and in my own dogs’ case, cat poo is a particular favourite). But sometimes, dogs have a desire to consume either their own or other dogs’ faeces. This behaviour is called coprophagy, literally translated as “faeces eating” and, unsurprisingly, many dog owners don’t like it.\nFirst, it seems that not all dogs eat each other’s poo. The study found that only 16% of more than 1,000 dog owners surveyed saw their dogs consume canine faeces at least six times or more (the study’s definition of coprophagy). And 77% recorded never seeing their pets eat other dogs’ poo.\nYet none of this explains why certain dogs will eat poo if they can. It might simply be that some dogs like it and have learned, either by accident or with intent, to consume faeces. Perhaps dogs do it if their owners or other dogs they come into contact with show a particular interest in faeces. After all, we know that dogs often synchronise their behaviour with their owners (though it’s unlikely that most affected owners are coprophagic).\nBut the study authors suggest that coprophagy is something much more basic. It’s possible that poo eating is an evolutionary remnant from dogs’ ancestors, where faeces could be a source of disease, especially from parasites. Removing faeces early by eating it might represent a way of cleaning it up to prevent infectious parasites developing in the days after it’s deposited. And dogs today may indulge in exactly the same behaviour. |
Alsea, S.A.B. de C.V., known as Alsea, is a Mexican multi-brand restaurant operator based in Mexico City, Mexico. It was founded as a holding company in 1997. Its operating portfolio includes fast-food, casual dining, and cafeteria type restaurant chains located in Mexico, South America and Europe. It is one of the largest foodservice companies in Mexico according to CNN Expansión.\nSome of the restaurant chains that Alsea operates are Starbucks, Burger King, Vips, Domino's Pizza, Italianni's, Chili's, California Pizza Kitchen, P. F. Chang's, and The Cheesecake Factory.\nAlsea reported revenues of US$1.7 billion for 2014. It operates more than 3,093 units of restaurant chains in Mexico, Spain, Chile, Argentina, Colombia, Brazil, The Netherlands & France and employs more than 60,000 people. Alsea is listed on the Mexican Stock Exchange and is a constituent of the IPC, the main benchmark index of Mexican stocks.\nIn 2014, Alsea acquired the Mexican restaurant chain Vips and the Spanish Grupo Zena.\nIn 2019, Alsea acquired the rights to operate and develop establishments of the Starbucks brand in the Netherlands, Belgium, Luxembourg (BENELUX) and France.\nIn February 2019, Alsea de CV : ACQUIRES THE RIGHTS FOR THE DEVELOPMENT OF THE BRAND STARBUCKS IN THE NETHERLANDS, BELGIUM AND LUXEMBOURG.\nIn September 2013, Alsea acquired 362 Walmex restaurants Vips and El Porton for around $626 million.\n^ "Managing Mexico's Fast-Food Growing Pains" (PDF). DS Solutions: 21. 2007. Retrieved 14 February 2019.\nThis page was last edited on 9 March 2019, at 08:06 (UTC). |
My latest attempt at banana bread resulted in something that fooled the senses at first. It smelled done, it felt done, and the toothpick test (in 5 places) indicated it was cooked through, so I served it.\nThe first slice was fine. The second slice was fine. Sometime later, I noticed it was a bit… juicy. I dissected the loaf and the centre was jiggly. It was so raw, I became rather disgusted and put the camera down. It couldn’t, shouldn’t, be photo-documented any further. I confided to my bestie about what happened.\nIt’s true! My ginger loaf and banana breads always come out of the oven screwed up. Maybe I need more practice. In the Year of Pie and the Trials and Tribulations of Fudge, it didn’t take too long to get it right. I just made it all the time for awhile (my guts are recoiling in memory) until I got it right.\nSo; practice. The worst part of making banana bread is letting the bananas ripen. There is a fine line between over-ripe fruit and putrefied fruit, turn your back for a few hours and suddenly instead of squashing mushy bananas, you are splitting the skin with a knife and watching the clear fluid burst out like a floater fished from the river. Zombie fruit on the counter isn’t my idea of a good time. Experiments in cellular degeneration gone awry.\nOh well. Time to get back to The Rotting Bread.\nThis entry was posted in tea bread and tagged best friend, disaster, food, recipes, tea bread. |
"In the two-hour series premiere, Josh Gates embarks on an expedition to investigate what might be the most iconic unsolved event in the world - the disappearance of Amelia Earhart during her attempt to circumnavigate the globe in 1937. Several incredible new leads in the story take Gates on an adventure through aviation history and remote areas of the world. These clues might finally lead to answers behind the greatest cold case in history."\nTalk about hype! "..the most iconic unsolved event in the world? "\nJosh picked up on a TIGHAR lead, crawled around under a porch and found some bones that turned out to have nothing to do with the Earhart mystery.\nI won't be watching the show.\n"..the most iconic unsolved event in the world?\nJust goes to show you, Lincoln was right. Maybe even do it long enough to get people to tune in for an hour now and then.\nI've come to believe that the vast majority of the public is more intrested in TV candy than truth anyway.\nHard to believe "reality" TV would be anything but real solid science!\nIf it's on TV or the internet, it has to be true, right?\nI've come to believe that the vast majority of the public is more interested in TV candy than truth anyway.\nQuite so, Mr. Neville sir. The term "mockumentary" seems almost over-generous to most of these efforts.\nFolks, we're expecting too much out of our TV friends. Of course, they'll screw it up. But any publicity about Amelia--however inaccurate or irrelevant by our standards--is good for the TIGHAR investigation.\nWe just need to adjust our thinking a bit and have a little more patience (as if TIGHARs haven't been patient!!:). These whacky takes are in fact opportunities to solidify the TIGHAR brand as the only sober authority on all things Amelia.\nNot the preferred or most direct method to do that, but over time very effective.\nI enjoyed it for the on-the-ground video of PNG, Lae, Ribaul, and Fiji. It showed, at least, that looking for old airplanes in the Pacific can be difficult.\nIs it serious, useful television? No, of course not, TV is all about ratings, not truth. Our Fearless Leader did get a bit of on-camera time but generally, TIGHAR does not get a lot of coverage here.\nHow can you have an Expedition Unknown? Is that supposed to be catchy, or clever? Why not just call the show Expedition Non Sequitur?\nJust watched it on Demand. I thought it was great...and gave Tighar, and one Ric Gillespie, some good and deserved credibility. And it eliminated a couple of potential distracting theories. Looking forward to the results of tests on the bones found under the house. Who knows! Also keeps the mystery going without Tighar having to do it. |
As I am continuing to shoot I am finding that I love live show and event photography. I recently had the opportunity to capture the band Chelusier doing their thing and performing their new album Leo at The Elbow Room in Chicago. First time being at The Elbow Room I was really surprised with the set up they had in what looked from the outside to be a fairly small bar. The Elbow room had an awesome stage set up on the bottom floor along with an open mic stage set up on the first floor where they ran two shows simultaneously. Live music in the basement and a wide variety of talents on the main floor. I highly suggest checking out the bar and hanging out for a show or an open mic sometime this year.\nThis past year Chelusier released their new album Leo, which I designed the album cover for which was an awesome experience. I was able to get to know the band quite a lot through listening to their music and getting feedback on the album cover. They’re new, they’re cool, they’re from the Chicagoland area, I definitely suggest checking them out! They are on Facebook and Instagram and you can listen to their latest album on Spotify! |
Gingivitis is an oral health condition wherein the gums are inflamed. If left untreated, this condition can lead to complications that are more dangerous, such as infections and cardiovascular disease. To prevent these from happening, there are natural remedies for gingivitis that you can do in the comfort of your home.\nThere are many reasons why people develop gingivitis. These include changes in hormones, drug intake, smoking, poor diet, and age. However, the most important and most common cause of gingivitis is improper oral hygiene. Bacterial plaque form on the teeth and gums, eventually hardening to form what is known as tartar. Since these are foreign materials, they elicit an immune response in the form of inflammation and this is what is known as gingivitis.\nIt should be easy to get rid of plaque just by brushing your teeth and using antiseptic mouthwash. However, the problem lies in the ingredients of the oral care products that are used. Not many people know this but many of the common ingredients in toothpaste and mouthwash are actually toxic and carcinogenic. These include triclosan and sodium lauryl sulfate, which have been shown to disrupt hormones and kill cells, respectively.\nSalt – A salt-and-water mixture is often used as a natural mouthwash since salt exhibits potent antibacterial properties. Make sure to swish this mixture around the mouth because this will help dislodge food particles that may be stuck. To get just the right amount of salt with water, add a teaspoon of salt to every eight ounces of water.\nBaking soda – The mildly abrasive nature of baking soda can get rid of plaque that has build up. In addition to this, baking soda can also neutralize acids in the mouth with its alkaline property.\nTurmeric – Studies have shown that turmeric is as effective as commercially available mouthwash at eliminating plaque and preventing gingivitis. This could be attributed to the presence of curcumin, which is known for reducing inflammation, killing bacteria, and preventing oxidative stress. For a better effect, mix one teaspoon of turmeric with half a teaspoon of salt then use water or coconut oil to give it a paste-like consistency. Apply this mixture on the gums then rinse it out after a few minutes.\nLemon juice – Since lemon juice is highly acidic, it acts as a great antibacterial agent. This can also be used as a mouthwash but make sure to dilute it first in water since too much acids can damage enamel. This is also why it’s important to rinse with water alone after using diluted lemon juice as mouthwash.\nAloe vera – The gel inside aloe vera can be directly applied onto gums to enjoy the natural antimicrobial and anti-inflammatory effects of the plant. After leaving it on for a few minutes, use plain water to rinse it off.\nSage – Sage is not just good for seasoning meals, it can also be used for treating gingivitis since it has antimicrobial properties. It can be used in the form of mouthwash from sage oil or from boiled sage leaves, or a paste from crushed leaves.\nDiscover more natural remedies for gingivitis by visiting Health.news today. |
This news release was originally published on L3 Technologies' website.\nNEW YORK–(BUSINESS WIRE)–Feb. 12, 2019– L3 Technologies (NYSE:LLL) announced today that its Board of Directors has increased the company’s regular quarterly cash dividend from $0.80 to $0.85 per share payable on March 15, 2019 to shareholders of record at the close of business on March 1, 2019. |
We offer multiple payment options. Just pick one that is the most convenient for you. The shipping costs partly depend on the chosen payment method (in case of cash on delivery).\nOnly applicable for schools, government entities and upon request.\nTo pay with paypal, just follow the on-screen instructions. If you want to by by credit card, just chose I don't have a Paypal account and enter your data (no Paypal account is needed or will be created). |
A Simple & Sheek Bridal Affair at the Baltimore in Atlanta.\nWe are always delighted to help make someone’s day memorable. On this day we helped our bride. |
Washington, D.C. – The National Lesbian & Gay Journalists Association (NLGJA) announces the recipients of its Excellence in Journalism Awards.\nThe recipient of this year’s Journalist of the Year is Steven W. Thrasher of the Village Voice, New York Times and Out. The recipient of this year’s Sarah Pettit Memorial Award for Excellence in LGBT Media goes to Chris Geidner, formerly of Metro Weekly.\nNLGJA’s Excellence in Journalism Awards were established in 1993 to foster, recognize and reward excellence in journalism on issues related to the LGBT community. In addition to Journalist of the Year and the Sarah Pettit Memorial Award for Excellence in LGBT Media, awards will be presented for excellence in news writing, feature writing, opinion writing, local television, network television, radio, online, HIV/AIDS and student journalism.\nAwards will be presented at the UNITY 2012 Convention NLGJA Awards Reception, August 3, 2012 in Las Vegas. For more information on the convention, visit nlgja.org/unity/. |
Business relationships, although not marriages, can be just as binding and intimate, and the extraction can be just as complicated and expensive. Business is all about relationships – the long and the short of business really is just a series of relationships, business can’t exist without relationships. Everything that you do in business is a part of a relationship, a dealing, a liaison with another person or entity.\nFundamentally and primarily, it’s our customers that we have and want to have a relationship with – supply and demand – we want to fulfil a need in the community at large and make money at the same time. And we’re all here because we want to network or ensnare more customers and learn how to grow our client base – to build more mutually beneficial relationships. But besides the customer relationship, there’s a myriad of other important relationships in the business life cycle: with our co-owners, with our contractors, with suppliers, with our landlord, with the government (in the form of regulatory bodies).\nThe role of a good business lawyer is to help you understand and control those relationships as much as you can, to give you advice, certainty and clarity around them, in many instances to draft the “Relationship Rulebook”, which is the contract that governs that relationship.\nA good employment contract will be the rule book that benefits and defines both sides of this relationship. A correctly drafted and comprehensive employment contract will work for you to retain your staff, which adds to your business value and bottom line. It will hold good employees to you making your business more attractive for a buyer or valuer.\nthe circumstances in which your employees can gain a stake in the business, you can plot out their career path. Gen Y want this certainty – they want to see a clear path to the top, to where they are going. Put this in the contract and set out the steps or milestones – might be budgetary, might be after particular training has occurred, might be when have engaged a particular number of own customers. Might never happen, but it’s covered in there. IF you have a staff member on a normal contract and discussions start about buy-in, this should be separately documented – a separate “Rule Book” to govern the progression of this relationship especially once share transfers or ownership responsibilities start passing. You need to control a third party’s entry into your business because they will have expectations, and they will also be holding themselves out to your customers as a stakeholder, need to have control of this process. BUY-INS need to be clearly documented.\nThe relationship between rewards and performance – well-written contracts outline the KPIs that the staff member must achieve and what you will give them in return. KPIs can be any number of things – your contract can record that if he or she grows your client base by a particular number of clients or by a particular proportion of $$, you reward them, or it can be less profit driven than that. Eg if they find and bring in another employee, they get a bonus – finders fee or spotters fee. If they reduce your debtors, if they help their team achieve their KPIs, if they develop a particular process or streamline one. All of this can go in your contract. As a rule, the staff member will appreciate the certainty and aim high. This clear content is also a mechanism – if these KPIs are not consistently met, this will lead to discussions about the future of their employment, this is your “out” for employees that aren’t the right fit.\nNot only the duties and responsibilities that an employee has, but the way in which they must fulfil them ie return customer calls within __ hours, report to the customer on a weekly basis, do a follow up enquiry on each job. You can demand accuracy, you can demand excellence. And you can require your staff to mentor, supervise and train.\nAbove are the incentives contained in the contract designed to attract to come and to stay. Below are the mechanisms you can include (in the fine print) as a disincentive to leave….\nYou might invest money in the training of an employee so that they are a greater asset to your business. Your employment contract can record that the staff member must stay with you for a particular period of time in exchange for that training – or else they must pay you back.\nGood and tight restraint clauses that prevent an employee from moving on to a competitor with their following of customers/clients, and with other staff members, will be a disincentive to leave. Gen Y want the path of least resistance, and if moving on means building up a new clientele or customer-base, they may just avoid it! Hopefully this isn’t their only reason for staying – Michael has talked about motivators and ways to retain staff. But you want your restraints to work. The law on restraints is a mine-field, the clauses must be done properly or they are meaningless/toothless. You might have seen a restraint clause, it can have decreasing or “cascading” options of distance and time so that if a court finds 5 years is too long, you can fall back on three years, then two then one. The more restrictive you try to be, the more uncertain it is – then you won’t know if it will actually be enforceable until you’re in court trying to enforce it – court decides each case on its own merit, so hard to predict what you can achieve. Also, so that it is enforceable, the clause will be framed in a way that prevents the departing employee from courting or enticing customers and other staff members, rather than stopping the actual employee or staff member from going to the departing employee – this means that if you are going to prosecute for a breach of restraint, you need to have proof of the departing employee having made an approach to the customer or staff member which will constitute the breach. A restraint that stops them ever dealing with a customer or staff member is likely to be void because it goes against public policy (too great a control on free trade and the consumer’s right of choice). Usually framed to stop them approaching clients and staff. Enforceability will depend on the type of business you are in – like lawyers, financial advisors, insurance brokers, where the relationship with the individual advisor transcends the relationship with the business, restraints will be much more crucial. These are the employees who will target their existing clients when they set up elsewhere, this is what you have to protect yourself against.\nFirst consideration of a court in these situations is: does your business have a legitimate interest to protect. Second – is the drafted restraint a reasonable protection of that interest? NSW courts can also apply the Restraint of Trade Act to read down the broadness of a clause. Two recent successful cases in NSW enforcing restraint of trade clauses – a recruitment consultant and an accountant.\nA good employment contract should always contain mechanisms that protect your business’ Intellectual Property.\nYour business loses immediate value if your know-how, techniques and procedures, client databases can walk out the door with an employee. Your IP in the hands of a competitor will render your business value-less.\nIn the context of employees: your employment contract should say that any information or confidential information gained by your employee once they work for you is YOURS and cannot be used by them afterwards – contract should clearly set out what that confidential information is: know-how, techniques procedures or methods used in operation or training, marketing or business plans or strategies, your financial books and records, your precedent documents, your client information, your supplier and contractor information, your log-ins and passwords. As well as being in your employment contracts, you should have similar protections and restraints with anyone who comes into your business and has the opportunity to observe any of this IP – contractors, secondees.\nI mentioned last week that you can also own your employee’s ideas and innovations if they are devised during their employment with you. Your employment contract can be framed in a way such that you own the inventions/creations of your employees and all the copyright. Within the contract, you build in the employee’s consent and cooperation, including to allow you to edit, improve and adapt their inventions, works and designs. This is a fundamental way in which your employment contract can add value to your business, by creating ownership of the ideas that your employees come up with while working for you – where the ideas have value, they stay with the business. Copyright is free and easy in Australia but is not enough – grey areas where you will be arguing with your employee about when they formulated their ideas and if it was in the course of their employment. Better to use patent, more expensive and convoluted but greater protection.\nFinally, where your employment contract has family friendly working conditions in place as an incentive such as working from home or job sharing, include the necessary protections for you as an employer – for example setting it up as a safety compliant, checklists about what is in the home office, what you are allowed to do (eg not to mow the lawn). For job sharing, there must be clear guidelines and requirements for handovers.\nNext → Next post: Employees: To terminate or not to terminate? |
Martin, TN. Fine Arts Building The Little Theatre.\nMartin, TN. Blankenship Recital Hall.\nHidden in Plain Sight: A Collaborative Approach to..\nMartin, TN. Boling University Center | UT Martin | 61 Mt Pelia Rd |Marti..\nMartin, TN. Blandenship Recital Hall. |
Ottawa’s Pride parade will be a huge demonstration for gay rights that will end at the foot of the national legislature.\nThe Pride Committee Of Ottawa-Hull has teamed with the lobby Equality For Gays And Lesbian Everywhere and the Foundation For Equal Families, which filed an omnibus lawsuit against the federal government charging that straight-only spousal rights laws are unconstitutional.\nThe Pride parade starts at 2pm on Sun, Jul 11, leaving the public school at the corner of Arlington and Bank and travelling all the way up Bank.\nTis the season for Pride everywhere in Ontario.\n¥ In Windsor, the Pride parade will start at 2pm on Sun, Jun 13, at Windsor Stadium and goes down the main street to City Hall. But there’s stuff happening all weekend, including a dinner and dance sponsored by the Canadian Auto Workers homo caucus on Jun 11. Call (519) 973-4951 for all the details.\n¥ In Simcoe County, there’s a Pride Dance on Sat, Jun 19. It starts at 8pm, at Oro community centre on Highway 11; for more info, call the Gay And Lesbian Alliance Of Simcoe County at (705) 327-7800.\n¥ In Kingston, the Pride march will be held at 1pm on Sat, Jun 19. Meet at McBurney Park, corner of Ordnance and Clergy. There’s a dance later that evening, from 9pm, at Greek Hall (121 Johnson St, $5 to $12, sliding scale admission).\n¥ In Hamilton, Pride is Sat, Jun 19. There’s no march, but a full day of festivities is planned at the Ontario Workers’ Arts And Heritage Centre (51 Stuart St). Everything starts off with a church service at 1pm, followed by a picnic and games at 2pm, followed by musicians. The dance (with DJ Don Summerfield) starts at 9pm. Everything’s free. Call (905) 526-1074.\n¥ In Wellington Region, Pride is Sat, Jun 19. Folks in Guelph, Cambridge and Kitchener-Waterloo celebrate their fifth annual Pride. Meet at Kitchener’s Victoria Park, just a few yards west of the bus terminal. They’ll be on Roos Island (where the bandstand is). Opening ceremonies are at 1pm (though the barbecue and beer garden opens at noon). Events are planned through to 7pm.\n¥ In London, Pride kicks Fri, Jul 2 with an art gallery exhibit (at 6pm at the Galleria Mall) and a reception marking the 25th anniversary of HALO, the Homophile Association Of London, Ontario. The building is at 649 Colborne St. The street itself is shut down for a festival from the 9th to the 11th, with the parade starting at 2pm at HALO on Sun, Jul 11. HALO is at (519) 433-3762.\n¥ In Sudbury, Pride will be proclaimed for the week of Tue, Aug 3 to 8. The Pride parade will be held on Sat, Aug 7. Opening speeches begin at 11am at Tom Davies Square, leaving an hour for a march through the downtown.\nFrom 1 to 4pm, there’ll be a BBQ and entertainment at Memorial Park, followed by a community dinner at a local restaurant, a youth dance and a bar night (at Zig’s Bar, 33 Elgin St).\nFor more info, contact Marco Theriault at (705) 688-0500, or e-mail [email protected].\n¥ It’s Sarnia’s very first Pride Day! The parade starts at 3pm on Sat, Aug 21, at Centennial Park. It’ll be followed by a dinner at 5:30pm, entertainment and a dance, all at the Ramada Hotel on London Rd. Call (519) 383-7704 for more info.\nAnd in Montreal, Divers/Cite will be held Wed, Jul 28 to Aug 1. |
good hip and clean in the throat.\n2. Great bull to use on smaller framed cattle. |
100 Pics I Love USA Level 52 Answers for iPhone, iPad, iPod touch, iOS devices and all Android devices. Remember, use less clues and you can win more coins!\nIf this picture and answer is different with Level 52 that you mean, you can search and find the answer at 100 Pics I Love USA Answers All Levels. |
Questions About Dining At Our Paragould Restaurant?\nDelivery is available for orders of $50 or more.\nUse the form below to contact Kiss the Cook Restaurant & Catering. If it is urgent, please don't hesitate to give us a call!\nWe try to answer messages within one business day. |
FILE - Oscar Pistorius sits in the high court for the fourth day of sentencing in Pretoria, South Africa, October 2014.\nSouth African paralympian Oscar Pistorius, freed on parole last month after serving a fifth of his prison term for killing his girlfriend, faces years more in jail if state lawyers can get his conviction scaled up to culpable homicide from murder.\nProsecutors will argue before the Supreme Court that a high court judge was wrong to let Pistorius off the more serious charge after he fired four shots through a door on Valentine's Day 2013, killing Reeva Steenkamp.\nThe 28-year-old track star will not be present at the one-day hearing in Bloemfontein, 400 km (250 miles) southwest of Johannesburg, his lawyer Barry Roux told Reuters.\nA panel of five judges will hear the appeal, and could either order a retrial, convict Pistorius of murder themselves or reject the prosecution's appeal, legal experts have said.\n"The [high] court not only approached the circumstantial evidence incorrectly, but also incorrectly excluded relevant evidence," prosecutors said in documents filed at the court.\nPistorius, dubbed "Blade Runner" because of the carbon fibre prosthetic blades he uses to compete, denied deliberately killing his girlfriend during his six-month trial, saying he mistook her for an intruder at his home.\nProsecutors said Pistorius intended to kill Steenkamp, who they said fled to the toilet during a row.\nBut high court Judge Thokozile Masipa ruled last year that the state had failed to prove intent or dolus eventualis, a legal concept that centers on a person being held responsible for the foreseeable consequences of their actions.\nThe state insists Masipa misinterpreted some parts of the law and that Pistorius must have known that the person behind the door could be killed.\nAfter the trial last September, Pistorius, a gun enthusiast, was also convicted of firing a pistol under the table of a Johannesburg restaurant but was let off on charges of illegal possession of ammunition and firing a gun out of a car sunroof.\nThe athlete, whose lower legs were amputated when he was a baby, was freed two weeks ago in line with South African sentencing guidelines that say non-dangerous prisoners should spend only a sixth of a custodial sentence behind bars.\nHe has not been seen in public since then and is under house arrest that confines him to his uncle's home in a wealthy Pretoria suburb for the duration of his sentence. |
Finalizing the menu mix should happen after you've checked all the information and verified that it is correct. The menu mix is used to calculate your Ideal Usage (how much of each ingredient your location should have used for all of those sales), so finalizing the Menu Mix needs to be done to have accurate Ideal Usage information. The same principle applies to finalizing deliveries and finalizing inventory counts: these values are used to calculate Actual Usage (how much of each ingredient your location truly used). |
The Adzuna recency index score for this search is 1.47, suggesting that demand for Customer Service job vacancies in Dedham, MA is increasing.\nThe average salary for open Customer Service jobs is currently $52,500, 43% lower than the national average salary for all jobs which is $91,454.\nThere are 83 Customer Service job vacancies in Dedham, MA available immediately, compared to 113 in Norwood, MA.\nGet the latest Customer Service Jobs in Dedham, MA delivered straight to your inbox! |
Temporary fence hire is now available in Sydney through Party Hire Group. Due to popular request, we have teamed up with Sydney Fence Hire to be able to offer temporary fencing for events and festivals at great rates.\nTemporary fencing is a great way to section off an area that you want to restrict the public from entering. They are great for use where there are large crowds and you need to cordon off an area or to restrict public access. Our temporary fence panels for hire are finished in a glavanzied steel and stand at 2.1m high and are 2.5m wide. They come with 25kg base weights to ensure they are secured to the ground.\nAll of our temporary fencing comes with installation which includes safety brackets to join the temporary fence panels together to make them stronger and to prevent unauthorised access.We can also organise shade cloth for extra privacy, and branded mesh for those looking to promote their products or services.\nOur temporary fencing can be hired for a one off event, or be used for periods spanning up to 12 months. Simply check out our price list and hire periods below. |
Welcome to our Austin vietnamese restaurant reviews guide where you'll find top restaurants off the beaten path, both locally owned and chain. In fact, some of the best restaurants in the Austin just might be the little mom and pop operations flying under the radar. For some of the best picks in Austin, you've come to the right place.\nthe pho broth has excellent flavor. great value prices for all their dishes. food comes out very fast. there's a mounted flat screen TV plays sports Vietnamese dance performances or singers that is distracting and annoying to me but others may like it. modern tasteful decor.\nThe best Pho I've had anywhere, served with Thai basil, bean sprouts, etc. The egg rolls are excellent too. The iced tea is a bit watery, not much more than colored water. The vermicelli is equal to the best I've had elsewhere. |
The construction workers are constantly exposed to various risks on the job site due to the nature of their work and the industrial machines that are used. Many accidents can happen on the construction sites if appropriate safety rules are not being followed. For every machine or equipment that is used, appropriate skills and knowledge is vital.\nThe mobile cranes are the most common machines that can be seen on every construction site all over Australia. In general, a mobile crane is a lifting machine used for lifting and moving loads with large weight. In Australia, more than 125,000 cranes are used every day within the construction industry, meaning that around 200,000 workers are directly included in the crane operations. Although there are strict rules that must be followed, the crane accidents are still very common.\nRegular mobile crane inspection and maintenance according to the manufacturer’s manual. Proper maintenance is important for achieving the best results. Regular inspection is also vital to ensure that the mobile crane is in good working conditions.\nAppropriate training programs for the crane operators. One of the factors for mobile crane accidents is the lack of knowledge and skills. That’s why the operators need to be properly trained in order to learn all the skills that are required for safe and efficient crane operation. It is vital for the mobile crane operator to be properly trained before using the machine.\nFollowing the manufacturer’s guidelines for assembling and disassembling the mobile crane. The instructions for assembling and disassembling the mobile crane are crucial for safe operation.\nEnsuring effective communication between the crane operator and other workers on the job site. The operator of the mobile crane should be aware of all safety risks, and also the operator needs to communicate with all other workers that are working near the mobile crane. This way serious accidents can be avoided.\nUsing standard hand signals and providing training for signal personAll workers on the construction site must understand the standard hand signals that are used for more effective operation and communication. A person who is specially trained for hand signals is crucial for effective communication.\nThese rules and safety tips are only part of the complete list of recommendations which are specifically written for the mobile cranes. It is important for workers to be aware of the risks when operating or working near mobile crane. These steps do not promise that accidents won’t happen in the future, but what needs to be done so that the number of mobile crane accidents can be minimized. |
REPORT: First Assistant County Attorney Geri Bonzon Keenan read into the record the title of the foregoing proposed ordinance. Chairman Bovo, Vice Chairwoman Edmonson, and Commissioner Sosa asked to be listed as co-sponsors. There being no comments or objections, the members of the Board proceeded to take a roll call vote on the foregoing ordinance as presented.\nREPORT: The foregoing proposed ordinance was adopted on first reading and set for public hearing before the Public Safety and Health Committee meeting on Thursday, January 18, 2018, at 1:30 PM.\nSec. 21-31.5. Human Trafficking Awareness Signs at Adult Entertainment, Massage, and Bodywork Services Establishments.\n(d) Enforcement. Any person violating any of the provisions of this section shall[[, upon conviction of such offense, be punished by a fine not to exceed five hundred dollars ($500.00) as provided in Section 775.083, Florida Statutes, which may be amended from time to time, in the discretion of the court]] >>be subject to penalties, civil liability, attorney�s fees and enforcement proceedings as set forth in chapter 8CC of the Code and shall be subject to any other such enforcement proceedings as may be allowed by law<<. Each day of continued violation shall be considered a separate offense.\nSec. 8CC-10. Schedule of Civil Penalties.\nObstructing, damaging, destroying, or interfering with canal, drain, ditch, watercourse, etc.\nSection 3. If any section, subsection, sentence, clause or provision of this ordinance is held invalid, the remainder of this ordinance shall not be affected by such invalidity.\nSection 4. It is the intention of the Board of County Commissioners, and it is hereby ordained that the provisions of this ordinance, including any sunset provision, shall become and be made a part of the Code of Miami-Dade County, Florida. The sections of this ordinance may be renumbered or relettered to accomplish such intention, and the word "ordinance" may be changed to "section," "article," or other appropriate word.\nSection 5. This ordinance shall become effective ten (10) days after the date of enactment unless vetoed by the Mayor, and if vetoed, shall become effective only upon an override by this Board. |
If you do become a victim of crime it is important that you ask for help and report it. You can call us on 0800 40 50 40 or text 61016. In an emergency, dial 999.\nPlease feel free to approach one of our police officers or any member of rail or Tube staff, if you have been a victim of or have witnessed a crime.\nIf it is not an emergency and you want to report a crime on the National Rail, London Underground, London Overground, Docklands Light Railway, Midland Metro tram system, Croydon Tramlink, Sunderland Metro and the Glasgow Subway, call us on 0800 40 50 40 or text 61016.\nIf your enquiry concerns buses or roads, you can contact local police anywhere in the country by dialling 101. In an emergency, always call 999.\nWe will try to deal with your crime report as quickly as possible but please remember that we must prioritise those in immediate danger.\nIf a crime is taking place or a serious crime has been committed, we will always try to attend as soon as we possibly can.\nFor other offences, which have already happened and where no-one is in danger, police may take some initial details before arranging to take further information from you at a later date.\nAny officer or member of police staff should deal with you with consideration and professionalism.\nIf you are in any way unhappy about how you or your report of crime has been investigated you have a right to make a complaint and we would encourage you to do so if you feel dissatisfied.\nWhere can I receive support?\nThere are a range of services who work alongside the police to support victims of crime. For example, we can put you in touch with Victim Support, a charity which provides help to victims of crime.\nThere are services especially set up to help victims of sexual offences. Ask the officers dealing with your case to put you in contact if you would like to talk to someone.\nIf you are in the UK from overseas and fall victim to crime, your embassy or consulate should be able to help you.\nWhy do we survey victims of crime?\nThe Home Office requires police forces to conduct victim satisfaction surveys with specified victim groups and return data on a regular basis. In line with this we talk to around 4,000 victims a year about their experiences with us.\nWe are committed to gaining input from the public and local communities via enabled feedback/surveys to help us focus on delivering a great service to our customers and the travelling public in a timely and proactive manner. Having victim surveys means we can find ways of improving the service that we provide and adapting our approach to suit the needs of the community.\nFind out more information on surveying victims of crime. |
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Commissioner Marvin Arrington, Jr. & Wolf Creek Library invite you to attend Geological Agriculture (GeoAg) workshops. GeoAg is the studey of growing plants in rocks without soils and fertilizers. Learn more at www.tosoilless.com. Come learn and grow! |
Rumblegumption might be an old Scottish word for common sense.\nRumblegumption chronicles the life of Orm. He might be an ordinary fellow but he often feels like the odd one out - out of date, out of touch, an outsider.\nOh, he tries his hardest but it does seem like he's the only one. |
Through the magic of Facebook, I've been messaging my niece, Elaine who lives in the Sonoma Valley of northern California. I said she should come visit me; she replied she would if she could go wine tasting in the whole country. I quipped back that we could wine taste all day, every day. And I wasn't kidding. France is full of tiny wineries whose wines never make it to the big markets here, much less to the States! So I dedicate this post to Elaine. This is wine tasting in my neck of the woods.\nClos Siguier is located literally at the end of a one-lane road. The address is Montcuq, but believe me, we were deep, deep in the country when we found the small cluster of buildings of the winery. Monsieur the Elder was resting in the house; Monsieur the Younger was at a wine fair in Paris. But Madame the Elder was happy to pull on her sweater, brave the cold, drizzly rain, and open the cave for us. No fancy gardens, no art work on the walls. This is not your elegant Mondavi winery of the Napa Valley nor any of those tourist destination tasting rooms of the Sonoma. This is French rural wine tasting at its best. The cave was so dark that even with the lights on, I had to use my flash and doctor up the shots of the wine barrels in Picasa so you could even see them. Prices were written on the small board. I chose a 2007 AOC Cahors that was listed at 5,50 euros a bottle but which Madame sold me for an even 5 euros. My friend, Maggie bought half a case of her favorite. They even sell vrac here. I read up on the wine and the vigneron; both are well-respected in the world of Cahors wine. Not one of the very famous producers, but a quality Cahors at a good price. I was not disappointed in my choice. And BTW, this wine from this tiny winery actually is exported to the States!\nSo, Elaine....ready to come to France for some wine tasting adventures in the countryside? This is only one of thousands of little wineries we can visit. I'm game if you are!\n1779...carved in the stone lintel above the cave door. |
The second half of the 1990s is characterised by far-reaching entrepreneurial decisions. These included the acquisition of American Re in 1996, and also the founding of the ERGO Insurance Group in 1997 and of MEAG MUNICH ERGO AssetManagement GmbH, MEAG for short, in 1999. Munich Re now provides both insurance and reinsurance under one roof.\nMunich Re acquires American Re for a total purchase price of around US$ 3.3billion. This represents a major step towards the target US market.\nMunich Re acquires DKV Deutsche Krankenversicherung AG of Cologne, thereby considerably strengthening its personal lines business in the health insurance sector.\nIn 1996, the Frankfurt Stock Exchange lists the company’s registered stock in the DAX 30 – the index of the 30 largest and highest-turnover companies in Germany.\nD.A.S., Hamburg-Mannheimer, DKV and Victoria merge to form the ERGO Insurance Group.\nERGO’s head office in Düsseldorf.\nMunich Re strengthens the staff and structure of its branch in Hong Kong. Representative offices in Beijing and Shanghai complement the Group’s presence in the Chinese market.\nIn April, MEAG was founded as the asset management company of Munich Re and ERGO with the aim of strengthening the return on investments and bolstering the Group’s financial strength.\nDKV is the first foreign private health insurance company to open a representative office in China. Opening this representative office in the Shenzhen Special Economic Zone in Guangdong Province is a necessary step towards obtaining the licence that DKV wants in order to start transacting health insurance business.\nA new business unit is set up in Chile to coordinate Munich Re’s life reinsurance business in South America. A branch is opened in Warsaw, recognising the considerable growth potential in the Polish insurance market.\nThe two winter storms that rage across France in December alone cost Munich Re about half a billion euros. In addition, Munich Re has to cope with the cost of a hailstorm in Sydney, Typhoon Bart in Japan and severe earthquakes in Turkey, Greece, and Taiwan. The losses for 1999 subsequently stand at €1.1billion.\nERGO acquires several subsidiaries in other European countries, including the Gruppo Bayerische (later renamed ERGO Italia) and Alte Leipziger Europa, together with companies in Poland and the Baltic states. These henceforth operate likewise under the ERGO or ERGO Hestia (Poland) name.\nAXA Colonia and Munich Re develop a new type of capital market solution for covering the earthquake risk during the 2002 World Cup in Japan.\nAt 8.45 a.m. on 11 September, terrorists crash a Boeing 767 airliner with 92 passengers on board into the North Tower of the World Trade Center. At 9.03 a.m. another hijacked plane smashes into the South Tower. Around 3,000 people are killed, and 150,000 lose their workplace. The insured loss is initially estimated at about US$ 12 billion. One year later, this figure is upped to US$ 40–60 billion. With a cost to the company of around US$ 2.2 billion, 9/11 is by far the biggest loss in the company’s history.\nIn August, the worst flooding in Europe for centuries, probably even since the “thousand-year flood” of August 1342, occurs on the rivers Danube, Elbe, Vltava and their tributaries. Europe-wide, the floods cause economic damage of around €18.5 billion, of which around €3 billion is insured.\nThe ERGO Insurance Group acquires the direct insurer KarstadtQuelle Versicherungen, thereby strengthening its direct-selling business.\nMunich Re becomes the first international reinsurer to receive a licence to write business throughout China in all classes of reinsurance.\nA full member of the Board since 2000, Nikolaus von Bomhard becomes CEO with effect from 1 January 2004. The former Chairman of the Board of Management, Hans-Jürgen Schinzler – in office since 1993 – joins the Supervisory Board.\nMunich Re establishes Munich Re India Services Ltd. in Mumbai. The company mainly looks after life insurers.\nMunich Re celebrates its 125th anniversary and establishes the Munich Re Foundation with its motto “From Knowledge to Action”. The Foundation helps to support people in risk situations and improve their living conditions, primarily in developing countries.\nWith wind speeds of up to 280 km/h and gusts reaching 350 km/h, Katrina sweeps over the Gulf of Mexico at the end of August. Parts of New Orleans are under more than seven metres of water. Hundreds of thousands of people flee, more than a thousand die. Estimates in November 2006 put the overall economic loss at US$ 125 billion and the insured loss at US$ 60 billion. Hurricane Katrina thus becomes the most expensive insurance event of all time. The cost for Munich Re is an estimated US$ 1.6 billion.\nOn 19 September, Munich Re becomes the first foreign reinsurer to be granted a licence for life and non-life retakaful business by the Malaysian supervisory authority, Bank Negara of Malaysia. Retakaful, the name given to the Islamic form of reinsurance, is based on the principles of Islamic law (Shari’ah).\nERGO’s expansion includes the acquisition of a majority holding in the Turkish insurer, Isviçre. D.A.S. establishes a subsidiary in Estonia, thereby continuing the success story of its many international ventures in a total of 23 markets.\nDKV Seguros assumes responsibility for all public healthcare services in the Denia region in Spain with effect from 2007.\nAs part of its realignment in the US insurance market, Munich Re buys the US primary insurance company Midland. Through its wholly-owned subsidiary, American Modern Insurance Group, Midland’s operations focus on specialty insurance, which includes niche segments such as insurance for prefabricated houses and motor homes.\nTen years after the representative office was inaugurated in São Paulo, Munich Re takes advantage of the opening-up of the Brazilian reinsurance market to establish a subsidiary in the spring of 2008. Brazil is by far the largest insurance market in Latin America.\nMunich Re is one of the first companies to sign up to the Climate Principles, the initiative called into being by the UN Climate Group. The aim of the initiative is to emphasise the important role that financial service providers play in the transition to a low-carbon energy industry. As part of the Munich Climate Insurance Initiative (MCII), Munich Re promotes innovative insurance approaches in collaboration with other organisations and initiatives, e.g. with the United Nations, international financial institutions, international charity organisations and partners from the private sector. |
To make 4/20 even more greener and even more pleasurable we are having for you some hemp recipes to try! Don’t worry, we know the munchies are hard to resist on 4/20, that’s why we put together some of our great healthy munchie recipes for you to enjoy this special day. To get your free ebook with munchie recipes click 420 MUNCHIE RECIPES to download it! Happy 4/20!\nand don't forget join our Newsletter to receive more recipes, updates, info about events and new products! |
There are two notable sides of the fence that people seem to sit on when it comes to this contentious topic.\nOn the one side sit the ‘bubble blowers’ who use statistical data to demonstrate that collectively, we have the highest level of mortgage related debt per household of all developed countries in the world.\nThey argue that local property prices are over-inflated and set to come tumbling down and this could be by as much as 50 per cent.\nIn 2015 it was the US Global Economics forecaster Harry Dent and in 2016 it was Jonathan Tepper’s turn. His ‘claim to fame’ was to correctly predict the housing bubbles in US, Ireland & Spain.\nOn the other side of the debate are those who believe an Australian property bubble in 2016 is just a good story to sell papers or gets clicks on the internet, but that there are no signs of a significant housing market correction on the horizon.\nThey accept the property markets are slowing down; but they anticipate a nice easy transition into a naturally quieter phase of the property cycle. Period.\nSo who is right and who is wrong?\nAnd is it all as black and white as two simple sides of a debate?\n18. OVERSEAS BUBBLES – HARBINGERS OF DOOM FOR AUSTRALIAN HOUSING?\nHOW LONG BETWEEN ONE PROPERTY CYCLE AND THE NEXT?\nIS AUSTRALIA EXPERIENCING A PROPERTY BUBBLE?\nI’ve already given some perspective on the property bubble here, but today in a commentary that’s a little longer than usual, I want to piece together the various fragmented arguments around Australia’s property bubble puzzle and give you my thoughts on each of them.\nHopefully by exploring the ‘big picture’ fundamentals, I’ll shed some light on what’s happening in the market today and what we might be able to expect tomorrow.\nAnd I’d like to show you that to be a smart property investor it’s critical to keep your eye on the big picture fundamentals rather than constantly getting caught up in talk of property bubbles.\nLosing that focus is likely to undermine your journey and steer you off track, causing you to lose sight of your long term objectives.\nI want to help you keep your focus.\nI’m going to use my forty odd years of market experience and investing (some would suggest rather successfully) through 4 complete property cycles, to cut through all the noise and explore 18 aspects of the property bubble in context, explaining why smart property investors shouldn’t lose sleep over all the speculative market reporting.\nA housing bubble doesn’t just mean high prices — prices can just be high in response to basic supply and demand.\nA housing bubble is defined by rapid rise in property prices, where house prices are a long way away from what is fundamentally considered justified and generally occur when highly leveraged speculators enter a market for short-term growth.\nAnd it is usually also associated with strong credit growth.\nThe problem is that property bubbles are often hard to detect in real time because there are so many different Australian property markets and there is so much disagreement over the concept of affordability and the fundamental value of properties.\nThe fact is, most market movements are influenced by those who keep the markets moving – humans and our psychological responses to perceived highs and lows.\nThis reality, combined with today’s 24/7 information superhighway, means markets are being influenced in different ways and with more frequency.\nReal estate bubbles are caused by a rapid escalation in house prices, fueled by a level of buyer demand that outweighs supply.\nSomething generally happens to spike buyer demand, as in the recent case of low interest rates making property relatively cheap to leverage into.\nThis upward movement entices “speculators” into the market, further fanning the capital growth flames with increased investment activity.\nThen eventually some other influence comes along to quell demand, (often rising interest rates) even though the supply pipeline is still pumping out newly built dwellings.\nThis causes prices to slump and it is said that it could lead the Real estate bubble to burst.\nThe problem I have with all the recent ‘housing bubble’ propaganda is that it’s largely one-dimensional, failing to account for the many underlying fundamentals that influence our unique property sector.\n2. Is the ‘property market’ in bubble trouble?\nOverseas commentators are often guilty of talking about the impending implosion of Australia’s ‘property market’. Singular.\nThey speak as though the many markets within markets across our vast continent can be wrapped up in a neat little package.\nClearly this is not the case.\nWe have many different property markets around Australia – some defined by geography and others by price points – and while they may all be influenced by a number of common factors such as interest rates or government policies, they all have their own unique factors driving their particular market including local supply and demand, local economic factors, local job growth or lack of it and local council planning authorities with their own policies and agendas.\nNot to mention divergent communities with all sorts of infrastructure, industry and amenity variations.\nSo it is wrong to generalise about one property market.\nAny time I see a headline proclaiming, ‘Housing market crash’, I wonder which, of the hundreds of Australia’s micro-housing markets they’re referring to.\nIt seems a lot can happen in real estate in the 12 months since I wrote the fist version of this report, and the fears of an Australian “property bubble” bursting never came to pass, just as I predicted it wouldn’t last year.\nInstead over the past year we’ve seen an orderly slowdown in the heady Sydney property market, as well as strengthening markets in other capital cities such as Melbourne and to a lesser extent in Brisbane and Hobart.\nDespite the underlying strong fundamentals for the Sydney property market tighter lending criteria from the banks (who were forced to slow down lending to investors by APRA) together with media hype of high prices moved the Sydney market from 5th gear into 2nd gear.\nThe Sydney house prices recorded extraordinary price growth from 2013 to 2015, after moving up steadily since 2008, however by the end of last year that growth started to slow.\nWe also need to remember that the Sydney property market was mainly flat from 2003 – 2008 a decade before that recent short burst of strong growth.\nMedia reports say that Sydney houses now cost 12 times the annual income, up from four times about 40 years ago.\nBut thanks to record low interest rates, it still costs less today to service a mortgage out of the typical income than it did in 1989 when interest rates hit an eye-wateringly high of 17 per cent.\nRespected economist Saul Eslake does not expect a property price crash, but says that forces are shifting that will dampen demand and increase supply, and that slower population growth will limit new demand.\nThere are also a number of current, and proposed, policies that are taking some of the heat out of the market, particularly for investors.\nIn late 2014, the Australian Prudential and Regulatory Authority (APRA) believed that Australian banks were over-leveraging their residential loan portfolios, especially in the light of tighter world standards.\nSo the banks were told that they must not increase their investor lending by more than 6% (in some cases it was 10%) a year and were also required to raise a large amount of capital by issuing shares.\nThis has resulted in banks tightening their lending criteria including requiring larger deposits and stricter interest servicing criteria.\nAt the same time foreign property investment in Australian property has slowed a little in response to the slowdown in the Chinese economy, the higher Australian dollar and China restricting the outflow of funds from that country.\nHowever, outside the big capital cities the story is different.\nUnfortunately we’ve heard horror stories of investors who’d over-committed financially or bought in risky one-industry locations such as mining regions going bankrupt.\nBoy have things changed from when I first started investing.\nI would have loved to have access to the variety of daily, weekly, monthly and quarterly market statistics that are available today.\nThe problem is much of the commentary I see relies heavily on short-term data and is often written by people who don’t have the perspective that having invested, both successfully and unsuccessfully, through a series of property cycles, gives those experienced commentators who in general are not worried about a property bubble.\nIn other words, this short term reporting is far from reliable when it comes to gaining a clear perspective of enduring market fundamentals that sophisticated property investors pay attention to.\nUnlike shares in a faceless corporate entity, real estate represents an emotional investment as well as a financial one.\nOf course that’s one of the reasons why talking about property bubbles causes such heated debate, but it’s also why we need to explore the many facets that fuel this investment vehicle, to better understand what’s happening at any given time.\nWhat I’m getting at is that for most property owners real estate is not an investment vehicle – it’s their home, their castle.\nThis makes real estate a unique investment vehicle because it’s the only investment market dominated by non-investors and underpins the stability of Australian property prices.\nWhen the economy falters those 70% of Australians who own their own home don’t suddenly sell up causing property prices to plummet, they hold on biding their time till the cycle moves on.\nAnd as half of these home owners no longer have a mortgage, when interest rates rise they don’t panic.\nIn fact experience through the recession we had to have in the early 90’s showed that despite double digit unemployment and rising interest rates Aussies did all they could to hold on to their homes. They would rather eat dog food that sell up, and as a result house prices stumbled and fell a little – but they did not crash.\nClearly this is very different to what happens in the stock market or in some overseas property markets where you can hand keys back to the bank and walk away from your loan obligations.\nLarge volumes of ‘real time’ market data means investors are drip-fed constant ‘evidence’ about house price movements, buyer activity, vacancy rates, rental yields and so forth.\nThis causes a kind of ‘death by statistics’, where investors are assaulted and subsequently distracted off course by a lot of confusing and sometimes conflicting ‘noise’ from the many markets within markets.\nInvestors must remember the big picture rather than getting caught up in the detail…where the devil is.\nA good example is the current commentary around the alleged “overheated” Sydney property market.\nSure Sydney prices were rising fast over the last few years – but they’ve only risen by 7.4% in the 12 months to April 2016 according to CoreLogic RP Data’s Home Value Index, and as you can see from the graphic below, that market is really only playing catch up with overall price growth 5.9% per annum over the last 10 years – hardly bubble material.\nThe problem is that any time dwelling prices show significant upward growth a run of alarmist reporting follows.\nThe same has happened across Melbourne, Brisbane and Perth at various times in the recent past.\nWhile the level of activity we were seeing in parts of inner Sydney property market wasn’t sustainable over the long term, does it really reflect an emerging Sydney housing bubble or just ‘normal’ market movements?\nI’ve already shown that over the longer term Sydney property price growth is not in bubble territory and taking monthly, quarterly or even annual data sets out of context in such a way creates a ‘tale of two cities’ paradox.\nWhile some “bubblers” are suggesting our property markets are a ‘runaway train’ that’s set to crash at any moment, the graph below shows price growth for the 10 years to January 2016, with Melbourne being the only market to double in value.\nIn fact, once adjusted for inflation, Sydney and Melbourne property markets are the only capital city markets where dwelling values have risen faster than inflation since the last market peak.\nSo let’s clarify: is housing really unaffordable in Australia?\nWell…according to the International Monetary Fund (IMF) it is and Australia’s property prices are grossly over-inflated, with radical policy making required in order to slow the nation’s emerging housing bubble.\nThis includes tighter regulations around foreign investment and property related lending practices.\nHowever measuring housing affordability is such an abstract idea because it is not a one size fits all measure and there are so many factors which contribute to affordability or unaffordability.\nBut what interest rate do you use when a typical mortgage is paid off over 25 to 30 years?\nWhat figure do you use for household income? Much like interest rates household incomes will fluctuate over the 25 to 30 year cycle of a mortgage.\nAnd income levels are very different across different regions of the country as is the money that flows to single vs dual income households.\nIs a home in Australia the same as a home anywhere else in the world?\nIn the sense that it provides shelter it is, however, tax regimes, the cost and scarcity of developable land, the provision of infrastructure and the availability of jobs are all other factors that contribute to the cost of housing.\nFurthermore, most comparisons are not apples with apples.\nAustralian housing markets are dominated by detached houses whereas markets like Tokyo, Singapore, Hong Kong and Manhattan are largely apartment markets while London for example is predominately attached housing types (what we would call terraces or townhouses).\nThe fact that Australian homes are, at least for the large part, detached and the largest in the world will also contribute to a higher cost.\nMost overseas analysis of our market situation is misleading due to its focus on two typical measures of affordability, being the ratio of house prices to household incomes and house prices to rents.\nBut I would argue that what they don’t use preferred measure of housing affordability in Australia, which is the proportion of disposable income spent on housing costs.\nAt a little over 20 per cent, our level of new housing loan repayments as a percentage of household disposable income remains at a 30 year average and is falling due to our stable, low interest rate environment.\nHouse prices are expensive but Bank of America Merrill Lynch’s Dr. Alex Joiner has demonstrated that if you take the median house price in 1985 and adjust it only by disposable household income growth between 1985 and 2016 and the change in borrowing capacity over this period – via lower mortgage rates – you find that the 1985-adjusted value is 1 per cent above current median prices.\nSo the change in incomes and interest rates since 1985 imply that Aussie housing is fairly valued (actually slightly cheap).\nThis analysis is crucially predicated on interest rates staying at or below their present marks and if interest rates rise, then housing could be considered expensive; but the bond market currently implies that over the next 10 years the cash rate will only climb by about half a percentage point.\nReal estate plays a significant role in our collective cultural psyche.\nBuying your own home is an aspirational Aussie dream, representing a rite of passage that affirms our financial success and gives us a new social status.\nAccording to a 2011 report, The Evolution of Home Ownership Rates in Selected OECD Countries: Demographic and Public Policy Influences, home ownership has various spillover effects for society as a whole.\nLinked to things like better educational outcomes for children and a more ‘active and informed citizenry’, many modern governments vigorously promote home ownership because of the potential social and economic benefits.\nIn recent times the property sector has almost singlehandedly kept our economy moving, breathing new life into retail, infrastructure and employment due to the many industries that survive off the back of bricks and mortar.\nThese periods are synonymous with increased public policy encouraging home ownership – think the FHOG boost during the 2008 GFC for instance.\nIn the 1990s, 71.4 per cent of Australians owned or were purchasing their own home, a rate second only to Spain and Luxembourg at 77.8 per cent and 71.6 per cent respectively.\nInterestingly, Australia’s rate of home ownership as recorded by the ABS dropped slightly to 69.5 per cent in 2004, with a further fall to 67 per cent in 2011.\nWhile some suggest this declining rate of home ownership is largely due to an inability for first homebuyers to break into our over priced property market, others like industry heavyweight John McGrath, note a clear cultural shift occurring across younger generations.\nFirst home buyers aren’t actually absent from the market, they’re just buying an investment property before they buy a home to live in.\nCultural shifts occur as generational influences come and go.\nDuring the 1970s and 80’s, Baby Boomers were busy building family homes that showed a distinct preference for detached dwellings on large suburban blocks.\nThis led to a massive construction boom that saw our once fairly contained major cities start to expand outward in a rampant period of unprecedented urban sprawl.\nEnter the Baby Boomer offspring; the often tertiary educated Gen X and Y children of the seventies, eighties and nineties, who collectively put marriage on hold in favour of high-powered careers and embraced an emerging café culture.\nThis changing of the generational guards brought with it an interesting transformation in our housing markets.\nWhere once it was all about size, home ownership has become more about convenience and lifestyle, as location takes precedence over square footage.\nMany younger homebuyers are trading backyards for balconies, buying apartments and compromising on space in order to break into popular postcodes within a two to ten kilometre radius of major CBD markets across Sydney, Melbourne and Brisbane.\nThis trend has been confirmed by ABS data, indicating that building approvals for higher-density homes, such as apartments and town houses, surged by 36 per cent over the past year, while approvals for ‘traditional’ houses fell by 1 per cent.\nTellingly, these figures reveal there were nearly as many building approvals for higher-density homes (9,102) as houses (9,441).\nMajor demographic shifts, such as shrinking household sizes, are driving the rising demand for higher-density accommodation. In 1911, the average number of people living in a private dwelling was 4.5, with this figure falling to 3.5 by 1966 and now sitting at around 2.7 people per household.\nAccording to RP Data, 19 of the 20 most densely populated suburbs in Australia are located within the Greater Sydney area, with the one exception being Melbourne’s Southbank precinct.\nAnd it’s not just owner-occupiers who want a slice of the inner city property pie, but tenants forced to forego the Great Australian Dream in order to be closer to the action and employment, due to pricier entry points.\nThis booming buyer and tenant demand is exerting upward pressure in select locations where accommodation supply is tightly constrained, due to restricted development and residential growth opportunities.\nIt’s expected this downsizing trend will continue, with increasing evidence of formative shifts in the way we work, play and live, along with an escalation in higher density urban design and planning to utilise existing infrastructure.\n“As transit oriented developments continue to gather pace I am quite certain we will see higher population densities spreading to key transport nodes located further away from the city centres,” says Lawless.\nOne ‘housing bubble’ hypothesis is that a growing tide of ageing baby boomers will cause a wave of downsizers to sell their family home and cash in their share portfolios all at once.\nSome overseas economists have suggested the resultant accommodation oversupply will cause a significant market corrections and an ‘asset meltdown’.\nSecond, says Guest, is older people choosing to downsize and releasing equity by selling the family home to help fund retirement.\nHowever, he adds that the latter effect has become weaker, given our ability to leverage equity without selling any assets through facilities like redraw loans and reverse mortgages.\nBut remember our population is likely to almost double in the next 40-50 years, with many immigrants keen to buy the Baby Boomers’ McMansions to live in while developers will be keen to buy them to redevelop these older homes into apartments and townhouses.\nProperty analyst Michael Matusik says although we’re not experiencing a national property bubble, an influx of ‘grey’ money from China is distorting the Sydney and Melbourne property markets.\n“All of this illicit activity is creating a demand that would not otherwise exist,” says Matusik.\nOthers argue that foreign investment, whether in domestic real estate, manufacturing or mining, increases national wealth and if an overseas buyer is willing to pay a local owner more for their asset than an Australian resident, why shouldn’t they take the best offer going?\nDeveloper capital is forcing up city land values as Asian investment groups are buying up development sites to build high rise towers to on sell to Asian investors. There have been several instances of Asian developers paying prices comfortably in excess of what is perceived locally to be “fair market value”, in certain cases 25 to 40 per cent above what domestic developers might previously have been prepared to pay.\nWhile there is no direct correlation between the impressively rebounding tourism sector and our real estate markets, record Chinese visitor numbers and tourism expenditure is inextricably linked to other longer term demographic trends, including the increasing popularity of Australia as a destination for Chinese capital.\nClearly it’s difficult to get a handle on how much activity in Australia’s property sector is directly related to foreign investment activity and the FIRB has come under fire regarding its apparent inability to stay on top of who is buying what.\nThen there are concerns about the lack of regulation around China’s banking sector, meaning buyers may not be able to maintain their offshore asset base in Australia.\nEconomists suggest China has a prominent informal financial system because its formal banking sector functions so poorly and without an informal financial system, China’s growth would have been much slower than it has been and Australia would be worse off as a result.\nSimilarly, the flow of Chinese capital to Australia would have been reduced and so too would the related benefits, including less housing supply and fewer construction jobs.\nThese commentators suggest that the scapegoating of Chinese investors over high Aussie house prices can be refuted with hard evidence.\nAustralia is on the crest of an undeniable demographic tsunami, as 5.3 million Baby Boomers hit retirement age over the next fifteen years.\nScaremongers suggest this mass workforce exodus will send us hurtling toward a similar fate suffered by Japan, where retirees dramatically outweighed working citizens and in turn, toppled the economic balance.\nThere’s no doubt extra pressure will be exerted on certain services as our population ages, particularly public ones like healthcare, which we know rely on taxpayer funding. And of course less people will be actively working and contributing taxes.\nSo we should anticipate some type of economic fallout from this significant generational transition.\nBut is it reasonable to expect all retirees to stop spending money and sell off any property they own, just because they decide to cease paid employment?\nNumerous alarmists seem to think so, predicting a subsequent bursting of the housing bubble.\nThe reality is, while many retirees want to downsize, most won’t be able to afford to do so and have money left over as they’ll end up spending an amount similar to the value of their home on an apartment or townhouse that might be smaller but a little flashier, in or around the neighbourhood they raised their family in.\nFurther, the government is aware of the dilemma it faces as close to half of the present day workforce (43%) decides to call it quits but won’t have sufficient savings or super to rely on in retirement.\nBut they have a solution, and it’s more people.\nBoth sides of politics have geared their policies to reflect the need to keep our population growing, looking at ways to increase the tax-paying workforce by importing younger workers.\nIt’s hoped well trained Gen-Xers and Y’s will migrate to Australia, filling our skilled labour void, earning high incomes and of course, contributing their fair share of tax.\nThis will result in extra demand all of these new citizens will place on our already scarce inner urban housing stock, as they seek accommodation to rent and purchase.\nThese are the people who’ll keep the money moving.\nEighty seven per cent of Aussies live in and around our major urban centres.\nLogically, growing city-centric employment opportunities, combined with more skilled migrant workers moving into these areas, will only increase competition for already tightly held inner city property markets.\nIf anything, it could be said that in attempting to address the Baby Boomer conundrum by upping migrant numbers, we’ll only see more housing demand in the future and therefore, a continued underpinning of property prices for years to come.\nWe might be blamed for a lot of things when it comes to Australia’s economic fortunes of the day, but no, I don’t think you can pin the alleged property bubble on the Baby Boomers!\nThe ability to buy and borrow against residential real estate through self-managed super funds has opened up a whole new market for Australian property over the last few years.\nIn other words, the RBA was worried that the trend to purchase real estate assets within an SMSF structure, could significantly inflate property prices.\nBut then in 2015 and 2016 APRA stepped in and lending to SMSF’s to buy investment property slowed down considerably removing one of the fans that fired the property market.\nInterestingly according to the SMSF Professionals Association of Australia (SPAA), residential property is a minor element of the total SMSF investment market compared to commercial holdings, representing 3.4% and 11.7% of investments respectively.\nAdditionally, only 1% of all SMSF property investments were geared, meaning these are relatively secure assets, with limited risk weight allocation.\nWhile the increased promotion of leveraged property purchases within SMSFs was a growing trend, officials are certainly taking a tougher stance and demanding greater transparency around management of these entities.\nDo I think we should be worried about mum and dad investors all rushing out and gearing at high-risk levels to secure SMSF property investments?\nThe short answer is no; but I’m concerned about poor property choices some SMSF trustees are making.\nThirty years ago, investment related borrowings accounted for just 13% of total housing finance, compared to a whopping 40% or $139 billion of domestic investor finance over the past 12 months.\nAs is evident from the graphic below from Pete Wargent, more Australians are turning to bricks and mortar to build their retirement portfolios, with a notable spike post-GFC reflecting a growing disenchantment with comparatively volatile investment vehicles like shares.\nThis continuing deluge of property investors keen to snap up residential real estate, particularly in the lucrative Sydney and Melbourne housing sector, is becoming a major market stimulus in its own right.\nBut what impact will sustained investor activity at such unprecedented levels have on the housing market’s long-term stability?\nThis is a question I can’t answer with any certainty right now, because we’ve never seen activity to this degree before.\nWhat we do know is the prolonged spike in investor related borrowings that kicked off with vigour in 2008 and then again in 2012 is worrying the RBA, causing them to issue warnings about capping investor loan growth and advising lenders that extra capital charges will be imposed on banks breaching a 10 per cent growth limit in this area.\nAlarmingly, the RBA is concerned that lenders enjoying the fruits of our booming Sydney property market will ignore regulator threats, choosing to pay extra capital charges as they continue to sell more investment loans.\nProperty expert Christopher Joye says that although the Reserve Bank is rightly worried, they’ve backed themselves into a corner, basing February’s decision to cut rates further on the assumption that the housing market was starting to cool (probably off the back of end of 2014 market data).\nThe concern around such unheard of levels of property investor activity is whether these portfolios are built to withstand an inevitable interest rate rise.\nIf investors are too exposed, with unsustainable levels of gearing, what happens when the market turns?\nCritics suggest that when the RBA finally decides our economy is healthy enough to start upping the cash rate once more, struggling investors looking to claw back cashflow could create a sufficient stock saturation to pop our alleged ‘property bubble’.\nWhile there’s no doubt that a number of newbie investors out there are perhaps too highly leveraged in the wrong type of asset and at risk when rates rise, the majority of property investments are relatively sheltered by our continuing buoyant rental market.\nFurther, many seasoned property investors are using the current low rate environment as an opportunity to solidify their asset base and reduce non-tax deductible debt, thereby strengthening their financial position in anticipation of any such changes to the current status quo.\nDr. Andrew Wilson, chief economist for Domain, provides the following graphic for the Sydney property market which was obviously the market concerning some as at the end of 2015 around 50% of purchases there were being made by property investors.\nHowever even in Sydney the percentage of the population that are at risk of defaulting on their interest rates rise is minimal (4.3%).\n32.6% of Sydney’s population are tenants and they won’t be affected when interest rates rise.\n31.4% of Sydney’s population own their homes outright and are not vulnerable to rising interest rates.\n31.7% of Sydney’s population owns a home, but their mortgage repayments are less than 30% of the incomes meaning these families are unlikely to experience mortgage stress if interest rates rise.\nOnly 4.3% of Sydney’s population has mortgage repayments that cost them more than 30% of their income and this group will be vulnerable if interest rates rise significantly.\nAnother much maligned target of housing bubble enthusiasts is this contentious area of the Australian tax system that supports investment.\nCritics estimate that negative gearing has pushed up property prices by 9%, causing many to call for an inquiry into the legal “tax loophole” that allows investors to claim back costs directly related to property assets.\nHowever I would argue that property investors provide an essential service to millions of Australians who chose to, or have to, rent their accommodation and as such these investors should be treated like all other business people.\nIn our modern society we pay taxes and expect the government to provide us with certain essential services.\nThese include hospitals, roads, schools, jails, public transport, aged care and public housing.\nIn Australia the government often shares the burden of providing these services with private enterprises that can often deliver them more efficiently and cheaper.\nWhen the government can’t supply enough public hospital beds, private run hospitals step up to the mark and not only receive tax deductions for their business loans, but also allowances to subsidize them.\nSo do aged care providers, schools and public transport providers who provide services in tandem with the government.\nOur government also provides public housing, but not enough for all those who can’t afford to buy their own property.\nWhile government social and public housing programs are helpful, it is only the private rental market that can deliver rental accommodation at the rate and scale that is required at present.\nProperty investors save a deposit, buy a property, commit to a loan for 25 or 30 years and provide accommodation for others in our community.\nIn return we expect to get a reasonable return on our investment risk, just like other business people do.\nWe know that the rent won’t cover our expenses, but accept that certain tax benefits plus the long term capital growth will make up for this.\nSometimes it does, and sometimes it doesn’t.\nNegative gearing is a necessary mechanism, in effect acting as a subsidy for people who are renting and encouraging the provision of rental stock for people who cannot afford to buy.\nSome estimate the current shortfall between social housing demand and supply is in the region of 200,000 dwellings per annum.\nSo the government has a choice – come up with an additional $50 billion odd to construct these dwellings, or continue to absorb an estimated $4 billion in negative gearing revenue losses and maintain the status quo for private property investors.\nIt’s clear when you drill down into much of the noise associated with Australia’s apparent ‘housing bubble’ that a key element of the argument is missing.\nThe fact is, market cynics are largely ignoring the basic supply and demand equation that drives all consumer-based commodities – with property being no exception.\nPete Wargent says Australia is projected to have 4.3 million more households in the 25 years to 2036, meaning the requirement for rental accommodation will be “beyond huge.\nThis immense ongoing demand from our ever growing population will continue to underpin Australian property markets over the long term, particularly in those inner urban areas that hold enduring appeal due to well established infrastructure and proximity to employment opportunities.\nSome argue (and rightly so) that a looming accommodation oversupply is on the cards for certain CBD markets due to an apartment construction boom.\nBut when you put the numbers into perspective, should we really be so alarmed about an impending price correction right across the board?\nBIS Shrapnel forecasts a surplus of multi-residential dwellings for Victoria in the vicinity of 14,300 by June 2016.\nBut this is just one market, within a multitude of broader markets.\nSure, it sounds like a large number in isolation, but when you consider that conservative estimates suggest our population will almost double in size over the next four decades to 39.7 million, this is a drop in the accommodation ocean.\nAnd remember, you’re not buying ‘a market’ – as a strategic investor you would be buying individual properties – and only the type of property that will have long term strong demand from affluent owner occupiers who can afford to and are prepared to pay a premium to live in that location.\nWhile price growth has grown across pockets of Australia’s housing markets, you certainly couldn’t claim that property values have escalated dramatically in real terms across the entire nation.\nAt least not with sufficient gusto to justify the level of scaremongering we keep seeing in the media. In fact you could safely describe average prices as relatively ‘flat’ in inflation adjusted terms.\nAs I’ve explained above, Sydney and Melbourne are the only capital cities where dwelling values have risen at a faster pace than inflation since the last property peak.\nSource: Dr. Andrew Wilson, Fairfax/Domain.\nIn 2014 -15 the RBA increasingly came under fire for the role its lenient monetary policymaking has allegedly played in inflating the ‘property bubble’, with many pointing the finger at ‘cheap debt’ for fueling so-called speculative investment activity in the sector.\nHe says while Australia’s central bank hasn’t been forced to cut rates back to zero, as has been the case in other developed economies, it must tread carefully when it comes to the delicate balancing act between encouraging consumption and investment spending (to stimulate jobs growth), versus the risk of a housing bubble.\nThis is a lesson the Bank of Japan learned the hard way when, toward the end of the eighties, it failed to tighten monetary policy quick enough to address the Yen’s strong appreciation against the US dollar.\nPast episodes of significant market corrections in the likes of Japan and America, are often used as yardsticks by which to measure the size of Australia’s ‘housing bubble’.\nJapan’s economic bubble lasted from 1986 to 1991 and was characterized by a rapid acceleration of asset prices, including an over-inflated housing sector and uncontrolled credit expansion.\nSome compare Australia to Japan because of the increased levels of speculative investment activity that occurred there off the back of excessive monetary policy easing, similar to what we’re witnessing here with low interest rates making property assets more appealing.\nThen of course there are comparisons to the US, where poor money management and out of control lending practices left many mortgage holders unable to make their repayments, subsequently sending their housing sector into a spiral that resulted in a price crash and burn.\nRecently, the spotlight has turned to China.\nOur Asian neighbour has arguably become the world economic powerhouse; stealthily working to shift America’s global influence to its own shores through a stranglehold on manufacturing and export trade.\nAs their local economy transitions from ‘developing’ to fully dominating the world stage at breakneck speed, the Chinese real estate market has boomed.\nWorryingly, the Wall Street Journal recently published a study that found 22.4% of houses in China’s urban areas were vacant as at 2013, up from 20.6% in 2011.\nExperts argue that as the Chinese stop constructing housing and relying on Australia’s natural iron ore reserves to the same extent as they have in the past, the flow on effect will create a major hole in our economy.\nOn the other hand, with Chinese property losing its appeal as an asset base, it’s more likely that our neighbours will continue to spend their investment dollars in our housing markets.\nOf course comparing China’s significant supply imbalance to Australia, where we have the opposite problem of an accommodation shortage, is about as relevant as comparing apples and oranges.\nWhile it’s interesting to note what’s going on across our increasingly inter-connected globe, we must keep in mind that Australia is relatively unique in terms of its housing market fundamentals.\nAs John McGrath recently pointed out, “The property market has a strong foundation supporting it. We have low unemployment (despite recent job losses), a strong and resilient economy, low interest rates, a tax system that rewards property investment and a massive undersupply of housing in the face of rising population growth.\nThis love of all things bricks and mortar essentially sheltered us from the 2008 GFC and when the going got tough, we turned to the thing we’ve come to know and rely on as an integral part of our cultural identity – housing.\nWhat I’ve tried to show you in this rather long report is that the Australian property markets are behaving in their normal fashion and we don’t need to fear a property bubble that’s about to burst.\nOf course we all know the property market moves in cycles which is typically depicted in 4 stages.\nThe boom followed by the downturn, followed by the stabilisation phase which leads to an upturn which sets us up for the next property boom.\nAnd currently we’re at the mature stage of this property cycle and price growth will slow and prices will eventually fall in many location. Fall a little – not collapse!\nThe Expansion Phase – House prices are above the previous price peak of the cycle.\nBy the way…other than in a few isolated markets (such as mining town), property never falls into the contraction phase.\nIn other words when the cycle moved on and priced fall they don’t drop below their previous troughs.\nInterestingly it has nothing to do with the number of years.\nCycles are driven by a series of socio-economic factors, but over the years I’ve noticed that the nature of our property cycles is changing and they seem to be getting shorter.\nHowever the current property cycle is likely to be different!\nIt seems that we are heading for a period of low interest rates, low inflation and lower capital growth that should prolong the current property cycle for a few more years before rising interest rates bring this cycle to a halt, just like they did in 2010, 2013 and in the 1990’s.\nBy the way… we’ve experienced similar conditions – a prolonged period of flat interest rates in the 1990’s.\nThe continued wealth of our nation which will ensure we can pay more for properties.\nAs the number of Australian households is due to increase by 4.3 million over the next 25 years, our demographic changes will be a key factor in the type of property that will be in continuous strong demand in the future and that will keep increasing in price.\nWe are going to have more one and two person households and more of us will be keen to live in medium density dwellings, close to work, amenities and transport.\nOur ageing population suggests that up to 65 per cent of us will live alone.\nBut not only are we ageing, we’re getting married later, couples are having fewer children and having them later in life, preferring to concentrate on climbing the career ladder prior to settling down.\nCouple-only families are projected to experience the largest increase of all types of families over the next 25 years and are expected to rise by up to 64 per cent from 2011 to reach up to 3.8 million families in 2036.\nI see our demographic changes (huge population growth and changes in the way we will want to live) as more important in shaping the future of our property markets than short term fluctuations in interest rates, supply and demand or consumer confidence.\nSure, there will be ups and downs in property prices. But we’re not currently in a property bubble, we won’t be seeing a property bubble in 2016, and real estate prices are NOT going to collapse.\nInfographic: Is Australia Experiencing a Property Bubble?\nI know the scope of this topic makes for a lot to process. We’ve put together some of the critical information in visual form to help you digest it all.\nIf you enjoy it, please feel free to share it around the web. There’s a code below so it can be embedded on your website.\nMaybe you could read this , Michael and let us know what you think. Thank you.\nI agree the apartment price crunch is coming to the “off the plan” high rise sub market – I’ve also warned about it- I first wrote about it a year ago.\nJust wanted to ask what your opinion was on something. The statistics you provided show that many homeowners own their home outright or have a mortgage commitment of less than 30% which is further supported by the Dec 2015 housing data from APRA that shows the average variable rate loan across Australia in 2015 was just over $300k with fixed loans slightly higher at $330k (which is much less than the average Australian property). My question to you is that while rising interest rates may not impact the ability of home owners to service their mortgage, do you think that given the current low yields on Sydney property rising interest rates may stimulate a capital flight from the housing market into alternative fixed income investment options that may provide a higher yield?\nStop looking at graphs and figures, come out on the streets and see what bubble we have , in the last four years the chinese have bought over 4 trillion dollars worth of property in Australia ,believe me i have been to all auctions weekend after weekend ,all overseas Asian investors, no Aussies buying this market. In 2 months the prices oof brand new properties have dropped 150 thousand dollars…. this is only the start of the crash ,as Chinese government start clamping down on outflows of cash leaving their country…..run for the hills the crash is coming in big way..\nIf you believe world economists like Casey, Soros, Maloney, Schiff and Duncan, the current Chinese sharemarket crash is apparently the start of a worldwide crash, affecting largely the western capitalist world of Europe, US and Australia and ultimately the collapse of the US$. Deflation, then hyperinflation, messing with markets globally, causes property prices to plummet, and mortgage rates to soar. As buyer fortunes change, property is placed on the market en masse, with prices plummeting, and mortgagee sales providing opportunities for bargains. Only a story? A sudden huge increase in property prices usually causes a sudden huge drop too….we can expect a correction in volatile markets.\nKnowledge is indeed power. Thank you for showing us the facts.\nNegative Gearing is not essential, most overseas property markets function fine without it.\nYou also miss quote the social dwelling statistics. From AHURI – “To address this shortfall over the next decade requires an additional 20,000 social dwellings per year over the next 10 years.” Not the 200,000 dwellings p.a. that you suggest. Also, 20,000 dwellings compared with 1.8 million investors taking advantage of negative gearing makes the argument about supporting social housing largely irrelevant. Please stop pretending that you are doing a social service.\nIn the end, the tax advantages favour investors at the expense of first home buyers wanting to owner occupy. It redistributes wealth from those working and saving to buy a home, towards those who have already bought and negatively gear. It also most benefits people already on high incomes. Is that a fair tax system? I don’t think so. |
When businesses are looking for just the right URL, they must go through private domain registration to make sure that URL is available. The business may have a specific need, and that need can only be filled if the business knows that the precise wording they seek can be had. If a business works with a web hosting service, they will get all the best information available about their desired URL, related URLs and what that URL can do for their profit margin.\nMost businesses want to have a precise name that will represent them online. The name of the website can become the name of the business, or the name of the website can be used in marketing for the business. If the business wants something specific for their business, they need to make sure that they can get all the related domains, and they need to know that other people do not have a right to that URL.\nMany companies will purchase their website name along with the names for many other websites. These other website names are useful because the business can use these websites to redirect users to their main site. The best way for a business to profit from these domain names is to sell them when they become highly valuable.\nWhen a domain name is purchased, the business needs support from their hosting service for their other pages. Each page of the website needs to be indexed for search engines, and the business must have an assurance that they can be seen on all search engines. When a business has several pages on one website, they cannot profit from those pages if they are not indexed. The best hosting services handle all these items for their customers as a part of their contract.\nThe best way to make a change to a business’ presence is to use a great domain name. The website is something that will give the business a corner of the Internet that customers can visit, and an indexed site can be found on all search engines. |
Which strained my very credulity.\nWhat spirit could be behind such a thought?\nSurely a blasphemy was being wrought?\nEncourage them so to contemplate.\nBut end up being – out in the cold.\nThat in their need, I’m never there.\nYet doubt riddles their petitioning.\nMy seeming absence is due to… sin.\nI will never break in or trespass.\nEach holds the key to their own door.\nIt’s my truth you must attune to.\nI know – I became incarnate.\nI bring gifts of grace in profusion.\nI’m through the door with alacrity!\nThey haven’t yet grasped their inner key.\nMy pain against the pane remains.\nAll men have choice to say their NOs. |
Achill is a full brother to our registered Irish Sport Horse mare, Raylyn's Holly Mount.\nAchill is an extremely sound, free-moving horse with a good nature. His intelligence and his natural movement would allow him to be competitive in any sporting area. |
cities. We provide online language services for 6000 campuses and reach over 1 million students.\nChinese students of various ages, ranging from young learners to mature professionals. We provide virtual classrooms & materials and arrange the scheduling. Generally, our classes run for 25 to 45 minutes, on evenings and weekends (China time). For the flexible schedule, it ’s up to you how many hours you work and on what days. Under the fixed schedule, the booking rate is 100% guaranteed during your working hours.\n1. We provide all the teaching materials.\n2. High chances of getting promoted in a rapidly growing company. |
Now that you have chosen a brand new pharmacist, take note of interactions, Does the pharmacist take time to explain each new medication; when an how to take it, what it really does and possible negative effects. Unfortunately, generic prescription medication is more difficult to identify online since they come from many manufacturer. It goes as the easiest method of buying medicine.\nFrom the time it opens to the time it closes, a pharmacy team is busy. When you are with the pharmacy counter, whether it is to fall off or pick-up put your phone down. You are able to place your order online from the comfort of your respective home.\nThe restrictions were placed by the governments as well as the other medical care related agencies. ' Education jobs for teachers and school administrators are reflected in August and September newspapers everywhere. Aspiring techs should have a look at the variety of possible online pharmacy technician training opportunities prior to the important decisions about education being a pharmacy technician.\nBy giving your pharmacy the precise name of your medication you'll be able to better safe guard your health. Important point being noticed is always that cost can't continually be the first consideration. An individual who finds work on this profession can be a radiology technician if his competency qualifies him to do work using x-ray, ultra-sound, CAT or ECG equipment providing you with the doctors with scanned images the latter will use as bases for his or her diagnoses.\nHowever, please be guided through the average hourly and annual salary data provided. If the problem is not treated for an extended period of time, it could lead to serious complications including cancer. This institute is found in Mohali, Punjab and is also completely dedicated towards advanced studies and new researches on pharmaceutical science. |
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