Datasets:
mstz
/
heloc

Dataset card Data Studio Files Community
Search is not available for this dataset
estimate_of_risk
int8
-9
94
months_since_first_trade
int32
-9
803
months_since_last_trade
int32
-9
383
average_duration_of_resolution
int32
-9
383
number_of_satisfactory_trades
int16
-9
79
nr_trades_insolvent_for_over_60_days
int16
-9
19
nr_trades_insolvent_for_over_90_days
int16
-9
19
percentage_of_legal_trades
int16
-9
100
months_since_last_illegal_trade
int32
-9
83
maximum_illegal_trades_over_last_year
int8
-9
9
maximum_illegal_trades
int16
-9
8
nr_total_trades
int16
-9
104
nr_trades_initiated_in_last_year
int16
-9
19
percentage_of_installment_trades
int16
-9
100
months_since_last_inquiry_not_recent
int16
-9
24
nr_inquiries_in_last_6_months
int16
-9
66
nr_inquiries_in_last_6_months_not_recent
int16
-9
66
net_fraction_of_revolving_burden
int32
-9
232
net_fraction_of_installment_burden
int32
-9
471
nr_revolving_trades_with_balance
int16
-9
32
nr_installment_trades_with_balance
int16
-9
23
nr_banks_with_high_ratio
int16
-9
18
percentage_trades_with_balance
int16
-9
100
is_at_risk
class label
2 classes
58
25
1
10
3
0
0
100
-7
7
8
4
3
25
0
4
4
85
-8
1
1
1
75
1yes
63
78
1
35
5
0
0
83
4
4
6
6
1
67
0
2
1
-8
82
1
2
1
100
1yes
64
46
13
28
4
0
0
100
-7
7
8
4
0
75
0
0
0
-8
-8
-8
1
-8
100
1yes
59
75
4
43
22
0
0
96
18
5
6
23
2
30
0
7
7
59
82
14
4
2
90
1yes
58
53
4
21
12
0
0
100
-7
7
8
12
3
33
0
3
3
93
96
5
1
2
75
1yes
75
288
10
132
36
0
0
100
-7
5
8
36
2
19
0
0
0
32
-8
11
1
2
62
0no
71
279
4
60
27
0
0
100
-7
7
8
28
4
36
0
0
0
73
83
2
3
1
71
0no
57
191
13
99
20
1
1
65
0
0
2
23
0
26
0
0
0
27
66
4
2
0
50
1yes
81
170
11
67
34
0
0
100
-7
7
8
35
1
46
0
8
8
4
79
2
3
0
42
0no
74
167
4
63
17
0
0
94
31
6
6
17
2
41
0
2
2
38
91
4
3
2
78
1yes
84
213
13
114
27
0
0
100
-7
7
8
30
0
7
0
0
0
26
65
4
2
0
75
1yes
86
194
6
106
17
0
0
94
49
6
6
17
2
18
0
1
1
22
-8
3
1
0
40
1yes
84
270
12
104
33
0
0
100
-7
7
8
33
0
36
0
3
3
0
84
1
3
0
31
0no
69
167
12
60
9
3
3
90
31
6
2
10
0
20
0
0
0
84
18
2
1
2
60
1yes
81
397
35
108
21
0
0
100
-7
7
8
21
0
14
0
2
2
23
-8
13
-8
1
81
1yes
64
182
6
43
18
0
0
61
13
6
6
19
2
33
0
0
0
38
-8
5
1
2
55
1yes
57
104
5
52
26
0
0
88
5
4
6
26
3
31
0
3
3
36
58
10
2
1
86
1yes
83
350
10
101
32
0
0
97
-8
6
6
32
1
19
0
0
0
2
61
3
4
0
54
1yes
69
57
4
37
14
0
0
100
-7
7
8
14
1
50
0
4
4
52
152
6
7
2
100
1yes
61
380
1
108
47
0
0
98
-8
6
6
55
7
16
0
7
7
39
-8
11
4
5
53
0no
62
96
4
62
8
1
1
56
3
4
2
9
1
22
0
0
0
6
-8
1
1
0
33
1yes
63
71
12
41
18
0
0
100
-7
7
8
18
0
22
0
1
1
92
25
11
2
6
100
1yes
65
521
10
159
36
0
0
90
3
4
6
39
1
41
0
0
0
19
85
7
2
0
64
0no
77
260
4
97
29
0
0
97
40
6
6
30
2
13
0
0
0
36
-8
3
-8
0
33
0no
67
96
15
63
20
0
0
75
2
4
6
20
0
55
0
0
0
4
78
3
3
0
60
1yes
86
216
6
95
26
0
0
97
73
6
6
29
1
28
0
0
0
1
65
3
3
0
55
1yes
60
15
5
11
7
1
1
100
-7
7
8
8
3
29
0
1
1
64
-8
2
1
-8
75
1yes
79
97
3
56
19
0
0
100
-7
7
8
20
1
30
0
3
3
12
13
2
2
0
83
1yes
64
170
8
63
16
2
2
79
13
6
2
20
1
53
0
0
0
27
57
2
4
-8
100
1yes
55
137
7
67
13
1
1
79
1
0
2
14
1
21
0
9
8
26
89
2
2
0
71
1yes
70
156
8
81
20
5
4
95
39
6
5
21
1
67
0
8
8
11
53
2
4
0
60
0no
83
147
2
51
22
0
0
100
-7
7
8
23
3
26
0
0
0
5
86
3
3
0
60
0no
59
52
13
30
10
1
0
73
7
3
5
11
0
45
0
1
1
46
122
1
4
-8
56
1yes
79
175
2
66
42
0
0
100
-7
7
8
43
6
16
0
1
1
3
96
4
2
1
27
0no
59
183
47
133
2
4
4
40
13
6
2
7
0
20
0
1
1
-8
-8
-8
1
-8
100
1yes
76
42
18
27
7
0
0
100
-7
7
8
7
0
71
0
1
1
30
-8
1
3
0
80
1yes
63
294
16
146
11
4
1
59
8
4
4
17
0
18
0
0
0
34
-8
7
1
1
67
0no
62
84
8
46
23
0
0
96
17
6
6
24
1
29
0
0
0
54
39
5
2
3
70
1yes
56
148
12
59
13
2
2
75
1
0
2
16
0
63
0
1
1
86
4
3
2
1
71
1yes
76
222
2
80
34
0
0
97
30
6
6
36
3
22
0
4
4
6
62
6
5
0
55
0no
67
192
1
127
15
1
0
68
9
3
5
19
1
21
0
2
2
18
-8
4
1
0
83
0no
72
157
1
66
48
0
0
96
22
6
6
53
6
17
0
1
1
16
87
5
4
2
39
0no
56
36
5
17
18
0
0
100
-7
7
8
18
10
22
0
3
3
51
93
9
4
3
82
1yes
77
187
15
74
37
0
0
100
-7
7
8
37
0
14
0
0
0
35
-8
4
1
2
38
1yes
64
25
2
14
5
0
0
83
3
4
6
6
2
50
0
1
1
4
59
1
3
0
80
0no
58
139
16
87
14
1
0
75
2
3
5
16
0
50
0
2
2
84
-8
7
1
1
100
1yes
59
179
11
40
28
0
0
100
-7
7
8
28
3
11
0
1
1
62
65
8
1
4
75
1yes
65
133
5
41
17
0
0
94
5
4
6
17
5
53
0
1
1
43
90
2
4
1
67
0no
80
250
1
76
10
0
0
92
-8
6
6
12
1
33
0
2
2
4
7
3
3
1
75
1yes
67
135
0
71
29
0
0
94
80
6
6
33
4
9
0
8
8
35
69
10
1
2
46
1yes
72
257
8
69
20
0
0
100
-7
7
8
20
1
45
0
0
0
74
55
3
4
2
88
1yes
86
263
39
109
11
0
0
100
-7
7
8
11
0
27
0
1
1
11
-8
2
1
0
50
1yes
64
175
7
72
23
0
0
100
-7
7
8
24
1
13
0
2
2
77
75
10
1
6
71
1yes
80
277
5
106
16
0
0
88
9
4
6
17
3
24
0
0
0
5
95
3
2
0
45
0no
70
72
1
43
21
0
0
91
15
6
6
22
2
27
0
0
0
22
31
3
3
1
50
1yes
82
180
37
106
16
0
0
94
35
6
6
16
0
13
0
2
2
3
-8
2
1
0
38
0no
61
350
5
92
33
2
0
86
1
3
5
36
5
25
0
1
1
43
74
6
3
1
53
1yes
59
282
12
74
24
0
0
92
2
4
6
25
0
32
0
0
0
74
97
6
3
2
82
1yes
59
45
11
31
10
2
1
73
11
3
4
15
1
20
0
0
0
14
-8
6
1
0
88
1yes
89
167
26
92
16
0
0
100
-7
7
8
16
0
38
0
0
0
1
44
1
2
0
60
0no
70
166
7
86
19
0
0
95
20
6
6
20
1
40
0
0
0
59
79
5
3
1
73
1yes
75
113
97
105
2
0
0
100
-7
7
8
2
0
0
0
0
0
101
-8
2
-8
1
100
1yes
63
129
6
51
13
0
0
85
1
4
6
13
3
46
0
3
2
43
2
4
2
0
75
1yes
60
101
8
34
20
1
0
81
8
4
5
21
2
67
0
0
0
30
89
1
8
1
82
1yes
66
346
5
90
30
1
0
94
24
6
2
31
5
26
0
3
3
65
86
7
3
6
79
1yes
59
220
2
70
29
0
0
97
4
4
6
30
2
47
0
0
0
55
89
4
3
3
70
1yes
72
285
1
76
52
0
0
96
19
6
6
53
7
13
0
3
3
13
58
4
3
1
25
0no
82
172
0
71
23
0
0
100
-7
7
8
24
4
54
0
1
1
4
81
4
3
0
70
0no
77
516
14
110
10
0
0
90
14
6
6
10
0
30
0
1
1
55
79
3
2
1
86
1yes
75
90
4
40
20
0
0
95
79
6
6
20
5
15
0
0
0
26
96
10
2
0
75
0no
84
447
17
118
20
0
0
95
14
6
6
20
0
40
0
1
1
12
-8
5
1
0
75
1yes
82
357
22
139
27
0
0
97
64
6
6
30
0
37
0
0
0
0
-8
2
1
0
57
0no
82
241
4
95
33
0
0
100
-7
7
8
33
4
6
0
2
2
2
-8
4
2
0
43
1yes
56
324
2
100
39
0
0
95
15
6
6
42
2
14
0
4
4
94
-8
20
1
18
85
1yes
75
209
1
59
27
0
0
100
-7
7
8
28
4
29
0
3
3
21
71
5
3
1
89
1yes
77
264
4
78
35
0
0
100
-7
7
8
35
7
6
0
2
1
11
-8
6
2
2
47
1yes
88
270
34
118
25
0
0
100
-7
7
8
29
0
52
0
1
1
0
51
0
4
-8
57
0no
62
323
1
104
14
7
7
100
-7
0
8
24
2
18
0
1
1
4
100
3
1
0
36
0no
68
179
11
101
24
0
0
92
47
6
6
24
1
29
0
2
2
62
82
8
2
2
73
0no
57
60
35
46
4
5
5
75
42
6
6
9
0
50
0
1
1
9
93
2
1
0
100
1yes
66
58
5
20
10
0
0
90
25
6
6
10
4
20
0
6
5
31
91
4
1
1
56
1yes
77
275
0
63
15
1
0
89
29
6
5
18
4
22
0
2
2
18
-8
4
1
0
56
1yes
87
155
4
70
35
0
0
100
-7
7
8
36
1
19
0
0
0
2
-8
2
1
0
20
0no
68
298
1
131
74
0
0
95
3
4
6
78
3
59
0
5
4
2
22
3
23
0
70
0no
88
414
18
117
28
0
0
100
-7
7
8
28
0
18
0
0
0
1
92
1
2
0
60
0no
76
177
1
44
24
1
0
96
22
6
5
26
3
15
0
1
1
5
76
4
3
0
37
1yes
73
181
3
59
22
0
0
100
-7
7
8
22
2
41
0
0
0
56
54
6
5
1
79
1yes
67
176
5
79
22
2
0
83
61
6
5
24
4
21
0
0
0
61
95
7
2
2
90
1yes
87
359
13
125
18
0
0
100
-7
7
8
18
0
33
0
0
0
1
51
3
3
0
50
0no
80
381
2
90
23
0
0
92
33
6
6
24
2
33
0
1
1
3
84
3
3
0
50
0no
59
132
34
80
11
3
0
47
2
3
5
17
0
41
0
2
2
2
-8
2
1
0
67
1yes
75
28
2
16
3
0
0
100
-7
7
8
4
2
25
0
1
1
36
49
3
1
0
100
0no
66
197
10
73
28
0
0
90
5
4
6
29
2
24
0
1
1
12
-8
7
1
1
57
0no
62
153
3
68
27
1
1
86
1
2
4
28
3
25
0
2
2
22
30
7
3
2
50
1yes
71
483
5
127
24
1
1
96
17
6
6
25
4
4
0
0
0
37
90
5
1
2
43
0no
56
78
8
40
14
2
2
81
5
4
6
18
3
19
0
0
0
22
89
2
2
1
50
1yes
65
139
3
67
27
0
0
93
7
4
6
28
3
21
0
1
1
54
48
9
1
4
77
1yes
63
44
14
30
5
0
0
80
9
4
6
5
0
80
0
9
9
68
85
1
1
0
100
1yes
61
150
9
36
5
0
0
83
11
4
6
6
2
33
0
0
0
69
74
3
2
1
100
0no
58
92
7
34
11
0
0
92
50
6
6
12
1
58
0
1
1
70
78
2
3
1
83
1yes