Datasets:
mstz
/
heloc

Dataset card Data Studio Files Community
Search is not available for this dataset
estimate_of_risk
int8
-9
94
months_since_first_trade
int32
-9
803
months_since_last_trade
int32
-9
383
average_duration_of_resolution
int32
-9
383
number_of_satisfactory_trades
int16
-9
79
nr_trades_insolvent_for_over_60_days
int16
-9
19
nr_trades_insolvent_for_over_90_days
int16
-9
19
percentage_of_legal_trades
int16
-9
100
months_since_last_illegal_trade
int32
-9
83
maximum_illegal_trades_over_last_year
int8
-9
9
maximum_illegal_trades
int16
-9
8
nr_total_trades
int16
-9
104
nr_trades_initiated_in_last_year
int16
-9
19
percentage_of_installment_trades
int16
-9
100
months_since_last_inquiry_not_recent
int16
-9
24
nr_inquiries_in_last_6_months
int16
-9
66
nr_inquiries_in_last_6_months_not_recent
int16
-9
66
net_fraction_of_revolving_burden
int32
-9
232
net_fraction_of_installment_burden
int32
-9
471
nr_revolving_trades_with_balance
int16
-9
32
nr_installment_trades_with_balance
int16
-9
23
nr_banks_with_high_ratio
int16
-9
18
percentage_trades_with_balance
int16
-9
100
is_at_risk
class label
2 classes
63
38
6
22
13
0
0
100
-7
7
8
13
2
23
-7
0
0
78
44
9
3
3
100
1yes
64
-8
2
56
12
0
0
71
5
4
6
0
2
50
-7
1
1
19
42
1
2
1
60
1yes
91
181
36
103
15
0
0
100
-7
7
8
14
0
20
-7
1
0
2
-8
1
1
0
29
0no
84
112
3
55
15
0
0
93
-8
6
6
24
2
47
-7
0
0
3
-8
2
1
0
43
0no
67
77
3
109
21
0
0
86
3
4
6
4
2
19
-7
3
3
22
83
5
1
0
60
1yes
54
196
10
41
9
2
1
58
2
0
2
17
2
17
-7
0
0
29
-8
2
1
1
67
0no
70
222
20
81
46
0
0
100
-7
7
8
33
0
9
-7
2
2
72
54
10
3
7
52
1yes
73
403
9
149
20
2
2
100
-7
6
8
8
1
30
-7
0
0
17
83
4
2
1
55
1yes
62
227
9
30
7
1
0
88
13
6
5
22
2
50
-7
0
0
96
-8
4
1
1
100
1yes
87
81
4
126
14
0
0
100
-7
7
8
4
1
14
-7
2
2
4
-8
3
1
0
40
0no
64
194
3
51
14
0
0
86
5
4
6
21
5
14
-7
0
0
21
51
4
1
1
63
1yes
75
188
6
68
30
0
0
100
-7
7
8
26
2
39
-7
1
1
22
74
7
6
2
68
0no
88
273
22
79
19
0
0
100
-7
7
8
37
0
30
-7
0
0
2
19
2
2
0
36
0no
70
122
4
58
23
0
0
100
-7
7
8
53
2
48
-7
0
0
74
63
3
2
3
50
1yes
83
181
2
150
5
0
0
100
-7
7
8
10
1
17
-7
1
1
-8
99
1
1
-8
100
0no
67
176
6
63
47
0
0
98
-8
6
6
72
3
40
-7
1
1
74
40
7
4
1
85
1yes
65
128
2
29
3
1
1
100
-7
7
8
20
3
50
-7
3
3
0
96
0
2
0
50
0no
91
-8
7
97
19
0
0
100
-7
7
8
0
1
47
-7
1
1
0
-8
2
1
0
75
0no
69
153
4
118
16
1
0
72
34
6
5
15
1
11
-7
0
0
58
-8
8
1
0
82
0no
80
187
4
71
39
0
0
100
-7
7
8
26
1
15
-7
1
1
4
77
8
2
0
48
0no
76
195
3
67
32
0
0
100
-7
7
8
27
5
38
-7
2
2
27
87
6
4
0
91
0no
66
104
4
85
25
0
0
96
11
4
6
7
3
31
-7
2
2
38
-8
7
1
1
80
0no
63
260
2
91
19
1
1
100
-7
0
8
23
4
30
-7
2
2
31
100
3
2
0
75
0no
71
288
8
93
30
0
0
100
-7
7
8
51
2
30
-7
0
0
73
-8
9
-8
5
69
1yes
69
234
22
79
19
0
0
100
-7
7
8
46
0
37
-7
0
0
73
8
8
2
4
83
1yes
66
121
7
110
27
0
0
100
-7
7
8
17
1
37
-7
0
0
68
93
8
2
3
77
1yes
59
156
18
94
20
3
3
85
24
0
6
20
0
15
-7
3
3
63
-8
6
1
1
64
1yes
89
173
4
130
23
0
0
100
-7
7
8
21
3
43
-7
0
0
1
-8
3
-8
0
33
0no
65
96
20
88
16
1
1
82
5
0
2
8
0
29
-7
0
0
50
12
4
2
1
64
1yes
69
226
2
29
1
0
0
100
-7
7
8
42
1
0
-7
2
2
85
-8
2
-8
1
100
1yes
74
126
15
23
13
0
0
100
-7
7
8
16
0
0
-7
2
1
13
-8
5
-8
1
50
1yes
63
46
2
21
13
0
0
100
-7
7
8
23
5
21
-7
3
3
66
78
7
2
2
75
1yes
64
240
5
93
20
2
2
91
7
0
2
22
3
41
-7
3
3
66
97
5
1
1
88
1yes
78
167
0
66
33
0
0
100
-7
7
8
56
3
29
-7
0
0
0
76
2
4
0
43
0no
58
189
2
82
41
1
0
85
21
6
5
15
2
11
-7
2
0
49
-8
10
1
5
46
1yes
60
279
2
37
29
0
0
97
6
4
6
48
7
23
-7
1
1
31
90
6
3
2
45
1yes
71
-8
16
161
6
1
0
86
23
6
5
0
0
29
-7
0
0
88
-8
2
1
1
100
1yes
63
276
12
47
26
4
3
83
9
1
3
64
0
40
-7
3
3
15
83
1
6
1
64
1yes
61
75
11
36
26
1
1
92
25
6
6
9
1
35
-7
0
0
54
22
9
5
3
83
1yes
58
205
8
15
4
0
0
100
-7
7
8
16
3
25
-7
3
3
91
-8
3
1
1
100
1yes
68
-8
4
17
14
0
0
100
-7
7
8
0
7
21
-7
3
3
11
-8
2
2
1
40
1yes
65
165
3
53
27
2
1
86
61
6
4
35
5
41
-7
6
6
31
60
6
3
1
69
0no
66
169
2
123
32
2
1
81
13
5
2
4
2
42
-7
2
2
41
-8
7
3
2
85
0no
79
229
8
77
14
0
0
100
-7
7
8
24
4
7
-7
0
0
3
-8
3
-8
1
33
0no
64
160
83
170
8
2
2
70
18
6
2
11
0
0
-7
0
0
84
-8
1
-8
1
100
0no
66
40
4
20
11
0
0
100
-7
7
8
12
3
27
-7
4
4
69
94
3
2
1
83
1yes
63
163
3
25
24
0
0
100
-7
7
8
31
5
59
-7
1
1
101
90
6
6
4
100
1yes
62
153
20
40
5
0
0
20
7
4
6
12
0
100
-7
0
0
-8
75
-8
2
-8
100
1yes
84
203
5
106
4
0
0
75
44
6
6
4
1
25
-7
2
2
5
-8
1
-8
0
50
0no
66
214
4
114
20
5
0
65
8
3
5
26
1
35
-7
0
0
40
-8
5
1
2
60
0no
81
61
73
176
8
0
0
88
-8
6
6
2
0
13
-7
2
0
0
-8
0
1
0
33
1yes
77
196
3
75
37
0
0
95
16
6
6
34
2
30
-7
2
2
13
82
4
5
0
47
0no
63
325
3
92
29
0
0
93
12
6
6
30
2
52
-7
2
2
63
65
8
4
3
75
0no
79
70
1
66
20
1
0
96
30
6
5
14
2
17
-7
0
0
10
-8
1
1
1
25
0no
60
249
2
81
27
0
0
96
1
4
6
71
3
36
-7
3
3
59
21
3
5
2
53
0no
74
157
9
43
19
0
0
100
-7
5
7
2
2
25
-7
0
0
36
62
5
3
0
67
0no
77
98
1
46
22
0
0
100
-7
7
8
33
5
30
-7
4
4
2
92
3
3
0
46
1yes
65
175
1
51
53
0
0
100
-7
7
8
65
7
48
-7
6
6
36
88
9
9
3
63
0no
62
180
27
105
21
1
1
86
1
4
6
4
0
38
-7
0
0
28
24
6
5
0
92
0no
65
67
24
36
5
1
1
100
-7
7
8
5
0
80
-7
0
0
99
-8
1
1
-8
100
0no
59
218
10
90
28
3
2
87
13
5
2
67
2
45
-7
2
2
91
-8
1
1
1
67
1yes
62
260
3
74
29
1
0
86
1
3
5
35
6
40
-7
5
5
27
73
7
8
0
63
1yes
72
154
10
75
18
1
1
89
4
4
3
13
1
21
-7
2
2
4
81
1
3
0
57
1yes
68
-8
2
67
14
2
0
79
57
6
5
0
1
58
-7
1
1
46
81
4
5
1
100
0no
66
98
4
31
15
1
1
94
35
6
2
35
1
50
-7
0
0
58
78
5
4
1
91
1yes
59
-8
14
51
18
1
1
84
10
4
2
0
0
32
-7
3
3
78
73
6
2
4
80
1yes
59
215
9
75
27
2
2
90
6
4
6
82
2
76
-7
2
2
79
100
2
2
-8
100
1yes
63
-8
4
118
5
2
2
100
-7
7
8
0
1
40
-7
1
1
65
-8
2
-8
1
100
0no
70
-8
4
124
25
2
2
96
76
6
6
0
2
32
-7
3
3
19
-8
5
1
1
54
1yes
76
211
1
84
24
0
0
100
-7
7
8
62
7
34
-7
6
6
16
91
5
4
1
69
1yes
75
40
8
94
12
0
0
83
6
4
6
9
1
8
-7
2
2
3
-8
2
-8
0
50
1yes
64
-8
5
56
10
1
1
91
12
6
3
0
3
27
-7
0
0
76
76
5
2
2
100
1yes
58
221
5
60
8
0
0
67
3
4
6
42
1
22
-7
2
2
63
93
5
1
2
86
1yes
65
13
4
8
3
1
1
100
-7
6
8
3
2
67
-7
0
0
72
98
1
2
0
100
1yes
64
221
2
15
6
0
0
100
-7
7
8
15
3
29
-7
1
1
74
81
4
2
1
100
0no
60
168
3
40
28
1
0
87
7
4
5
10
2
47
-7
1
1
56
83
10
11
2
81
1yes
80
90
33
68
10
0
0
100
-7
7
8
11
0
10
-7
1
1
57
-8
1
1
0
40
1yes
91
244
20
84
12
0
0
100
-7
7
8
15
0
43
-7
0
0
0
51
0
2
0
50
0no
69
61
8
80
24
0
0
100
-7
7
8
8
2
4
-7
7
7
29
64
8
1
3
56
1yes
73
-8
2
57
15
0
0
94
4
4
6
0
3
50
-7
1
1
5
75
3
5
0
73
1yes
66
123
4
48
22
0
0
100
-7
7
8
22
4
14
-7
2
2
76
-8
7
1
5
75
1yes
63
240
15
73
22
0
0
82
2
4
6
2
0
14
-7
0
0
37
-8
6
2
1
57
1yes
58
-8
5
35
18
2
2
95
2
4
6
0
4
52
-7
0
0
10
104
2
7
0
75
1yes
70
258
1
71
19
2
1
91
33
6
2
43
2
17
-7
0
0
69
54
6
3
3
82
1yes
57
78
5
95
10
0
0
82
11
4
6
5
2
18
-7
0
0
62
-8
5
1
1
100
1yes
64
164
84
141
1
1
1
50
16
6
2
8
0
100
-7
0
0
-8
-8
-8
1
-8
100
1yes
87
65
17
71
10
0
0
100
-7
7
8
8
0
40
-7
0
0
12
-8
4
1
0
83
0no
63
206
13
49
17
3
2
89
29
6
2
20
0
58
-7
1
1
99
63
1
6
1
100
1yes
87
172
17
112
18
0
0
100
-7
7
8
3
0
28
-7
0
0
7
25
4
2
0
75
0no
56
169
1
56
7
2
2
80
20
6
3
26
4
20
-7
3
3
62
-8
4
-8
1
83
1yes
70
188
14
68
16
1
1
94
17
6
2
17
0
47
-7
1
1
53
83
2
2
1
80
1yes
55
-8
17
82
14
2
1
69
6
3
5
0
0
56
-7
0
0
88
78
5
2
3
88
1yes
82
488
5
116
43
0
0
100
-7
7
8
42
3
18
-7
0
0
3
-8
5
-8
1
23
0no
79
13
9
49
23
0
0
100
-7
7
8
1
1
22
-7
0
0
12
86
1
2
0
33
1yes
56
233
6
194
8
1
1
60
0
4
2
17
1
20
-7
0
0
25
-8
2
-8
0
40
1yes
69
114
5
66
11
1
1
92
13
6
3
6
4
42
-7
2
1
44
90
3
2
1
71
0no
69
84
4
97
12
0
0
71
28
6
6
3
2
21
-7
1
1
54
-8
3
1
2
56
1yes
67
159
14
88
14
1
1
87
25
6
2
16
0
20
-7
0
0
68
23
5
2
2
70
1yes
89
346
46
130
11
0
0
100
-7
7
8
26
0
9
-7
1
1
2
-8
3
-8
0
50
0no
63
192
2
145
12
2
1
88
5
2
4
25
1
44
-7
0
0
56
88
5
3
1
89
1yes