Datasets:
mstz
/
heloc

Dataset card Data Studio Files Community
Search is not available for this dataset
estimate_of_risk
int8
-9
94
months_since_first_trade
int32
-9
803
months_since_last_trade
int32
-9
383
average_duration_of_resolution
int32
-9
383
number_of_satisfactory_trades
int16
-9
79
nr_trades_insolvent_for_over_60_days
int16
-9
19
nr_trades_insolvent_for_over_90_days
int16
-9
19
percentage_of_legal_trades
int16
-9
100
months_since_last_illegal_trade
int32
-9
83
maximum_illegal_trades_over_last_year
int8
-9
9
maximum_illegal_trades
int16
-9
8
nr_total_trades
int16
-9
104
nr_trades_initiated_in_last_year
int16
-9
19
percentage_of_installment_trades
int16
-9
100
months_since_last_inquiry_not_recent
int16
-9
24
nr_inquiries_in_last_6_months
int16
-9
66
nr_inquiries_in_last_6_months_not_recent
int16
-9
66
net_fraction_of_revolving_burden
int32
-9
232
net_fraction_of_installment_burden
int32
-9
471
nr_revolving_trades_with_balance
int16
-9
32
nr_installment_trades_with_balance
int16
-9
23
nr_banks_with_high_ratio
int16
-9
18
percentage_trades_with_balance
int16
-9
100
is_at_risk
class label
2 classes
88
304
3
96
29
0
0
100
-7
7
8
31
2
37
-8
0
0
18
-8
2
1
0
33
0no
84
166
20
65
24
0
0
100
-7
7
8
24
0
42
19
0
0
2
52
2
6
0
62
0no
67
204
9
53
38
0
0
100
-7
7
8
40
4
42
8
1
0
42
84
4
2
2
54
1yes
68
132
9
65
34
0
0
100
-7
7
8
36
2
38
6
0
0
50
88
6
2
4
62
1yes
86
398
1
104
33
0
0
100
-7
7
8
35
1
18
1
2
2
6
47
4
3
0
62
0no
74
407
2
93
49
1
0
94
17
6
5
52
2
35
1
3
3
34
84
2
4
0
50
0no
63
187
23
110
12
2
2
80
67
6
4
15
0
53
16
0
0
81
-8
2
-8
1
100
1yes
88
261
23
88
22
0
0
100
-7
7
8
22
0
23
-8
0
0
7
-8
3
1
0
36
0no
80
253
8
97
14
0
0
100
-7
7
8
14
1
57
3
1
1
57
-8
3
-8
-8
100
0no
84
350
18
98
19
0
0
100
-7
7
8
20
0
25
-8
0
0
14
24
8
3
0
85
0no
66
377
7
114
26
0
0
96
5
4
6
26
1
23
8
0
0
48
3
2
2
1
50
0no
91
303
4
101
11
0
0
100
-7
7
8
12
1
36
-8
0
0
1
97
2
2
0
57
0no
89
165
12
71
19
0
0
100
-7
7
8
21
0
43
-8
0
0
13
-8
1
1
0
50
0no
71
158
6
75
28
0
0
100
-7
7
8
28
1
29
-8
0
0
57
-8
7
1
3
89
0no
68
115
6
71
14
0
0
100
-7
7
8
14
2
14
0
5
4
83
-8
9
1
8
100
1yes
79
231
12
80
17
0
0
94
16
6
6
18
0
39
0
2
2
8
-8
4
1
1
50
1yes
84
151
2
73
35
0
0
100
-7
7
8
36
3
28
1
1
1
7
85
1
1
0
20
0no
85
184
1
69
24
0
0
100
-7
7
8
31
3
45
0
2
2
19
72
3
3
0
67
0no
70
303
1
69
37
0
0
100
-7
7
8
40
3
53
2
1
1
49
82
10
6
0
94
1yes
89
312
1
112
14
0
0
100
-7
7
8
16
2
38
9
0
0
3
-8
4
1
0
71
0no
52
216
3
63
17
1
1
88
2
4
6
17
4
29
1
4
4
78
-8
6
1
4
70
1yes
69
209
7
77
20
0
0
100
-7
7
8
21
2
20
1
2
2
56
-8
3
1
1
57
0no
89
193
18
97
19
0
0
100
-7
7
8
20
0
45
17
0
0
4
-8
2
1
0
75
0no
91
296
49
163
14
0
0
100
-7
7
8
15
0
20
-8
0
0
2
-8
1
-8
0
17
0no
68
142
1
72
55
0
0
100
-7
7
8
67
8
45
1
2
2
58
81
9
4
5
59
1yes
58
42
5
21
8
0
0
88
1
4
6
8
2
50
0
0
0
50
92
2
2
1
80
1yes
56
164
9
88
18
1
1
86
1
4
2
21
1
33
0
0
0
48
66
4
2
2
75
1yes
74
52
12
31
10
0
0
100
-7
7
8
10
0
60
0
0
0
38
61
2
3
2
83
0no
73
288
3
131
23
6
4
89
21
6
5
27
2
48
0
4
4
24
48
8
3
2
92
1yes
62
46
1
24
8
0
0
100
-7
7
8
10
4
40
0
4
4
46
9
5
3
4
89
0no
65
92
11
57
32
0
0
97
8
4
6
32
1
44
0
4
4
45
68
4
4
1
57
1yes
68
75
4
39
31
1
1
100
-7
7
8
32
4
23
0
1
1
13
87
6
3
1
50
0no
87
309
8
126
15
0
0
100
-7
7
8
17
2
53
0
0
0
7
83
3
3
-8
100
0no
64
96
2
49
15
1
1
78
13
6
6
19
2
44
0
6
6
0
95
0
2
0
40
1yes
72
271
3
58
39
1
0
98
8
4
5
43
2
40
0
6
6
12
92
4
3
0
64
0no
77
155
20
94
13
0
0
100
-7
7
8
15
0
53
0
0
0
42
55
3
1
0
50
0no
81
598
4
205
37
0
0
100
-7
7
8
37
2
22
0
1
1
28
7
7
4
1
50
1yes
86
235
7
111
20
0
0
100
-7
7
8
20
1
25
0
0
0
12
70
7
2
0
90
0no
61
308
12
95
30
0
0
91
2
4
6
32
0
13
0
4
3
81
-8
7
2
2
82
1yes
63
151
9
50
29
0
0
97
3
4
6
30
2
70
0
1
1
52
90
4
4
0
100
1yes
65
216
6
80
19
1
0
70
7
4
5
20
1
30
0
0
0
21
-8
2
1
0
38
1yes
70
145
145
145
2
0
0
50
60
6
6
2
0
100
0
1
1
-8
-8
-8
1
-8
100
1yes
74
228
8
78
19
0
0
100
-7
7
8
20
1
50
0
0
0
61
93
4
2
0
100
1yes
69
214
3
82
27
0
0
87
32
6
6
30
2
50
0
2
2
94
76
2
3
2
100
1yes
66
310
3
95
24
1
0
96
3
3
5
28
2
46
0
1
1
43
55
4
3
1
78
1yes
83
130
0
45
14
0
0
100
-7
7
8
16
3
44
0
2
2
25
-8
2
2
0
44
1yes
59
140
6
62
20
2
1
91
32
6
2
23
4
61
0
2
2
99
87
8
4
5
100
1yes
74
210
4
80
10
0
0
100
-7
7
8
10
1
40
-7
6
4
87
72
4
3
3
100
1yes
61
93
2
36
12
0
0
100
-7
7
8
13
5
85
-7
5
5
103
97
1
3
1
100
1yes
71
227
2
56
60
0
0
92
1
4
6
62
7
77
-7
2
2
0
92
0
5
0
71
1yes
55
224
0
123
38
2
0
93
1
3
5
45
1
28
-7
3
3
33
22
4
3
0
54
1yes
70
162
5
82
15
0
0
100
-7
7
8
20
2
45
-7
3
3
60
76
5
1
2
67
1yes
75
181
14
63
38
0
0
100
-7
7
8
39
0
28
-7
0
0
35
83
4
3
2
50
0no
82
279
3
91
26
0
0
100
-7
7
8
27
2
50
-7
0
0
23
63
5
4
0
75
0no
54
27
9
19
8
1
1
100
-7
7
8
8
2
100
-7
2
1
-8
-8
-8
-8
-8
-8
1yes
54
116
17
46
12
4
1
50
5
3
4
16
0
38
-7
2
1
81
-8
6
1
1
88
1yes
71
143
12
65
19
2
2
100
-7
7
8
19
0
21
-7
0
0
22
37
2
2
0
50
1yes
65
49
9
23
11
0
0
100
-7
7
8
12
1
25
-7
1
1
76
74
4
2
3
67
1yes
55
336
5
111
17
2
1
74
1
0
2
20
2
32
-7
0
0
39
-8
5
2
0
88
1yes
73
158
4
75
13
1
1
93
80
6
3
14
1
57
-7
1
1
97
77
2
2
2
100
1yes
56
-8
4
59
36
2
1
95
13
6
3
40
3
38
-7
0
0
51
-8
5
1
3
67
0no
69
131
5
58
27
0
0
100
-7
7
8
30
4
36
-7
2
2
20
87
4
2
1
67
1yes
72
138
3
53
28
0
0
100
-7
7
8
28
4
25
-7
2
2
37
-8
8
2
2
71
1yes
61
141
3
72
24
1
1
74
4
4
4
27
2
33
-7
1
1
35
89
6
3
3
77
1yes
85
200
9
69
18
0
0
100
-7
7
8
21
2
52
9
0
0
20
85
1
2
0
50
0no
56
176
4
63
34
0
0
86
5
4
6
35
4
60
0
8
7
48
90
5
3
3
62
1yes
70
184
5
82
20
4
4
79
44
6
2
24
2
46
4
3
3
35
-8
2
2
-8
83
0no
83
198
3
100
23
1
0
92
41
5
5
25
1
68
1
2
2
4
53
2
4
0
75
1yes
86
161
14
85
19
0
0
100
-7
7
8
21
0
38
-8
0
0
11
-8
2
1
0
57
0no
60
155
15
53
16
1
1
81
5
4
6
16
0
44
5
0
0
79
-8
5
1
2
86
1yes
63
315
3
96
45
1
1
98
6
4
6
48
2
46
0
2
2
41
67
9
3
2
80
1yes
67
154
2
83
9
2
1
81
20
6
4
16
3
44
0
6
3
49
92
6
2
2
100
1yes
54
316
30
132
8
10
6
47
4
3
3
19
0
47
5
0
0
38
60
2
2
0
57
1yes
92
276
11
99
25
0
0
100
-7
7
8
28
1
29
6
0
0
0
-8
1
1
0
33
0no
72
55
6
30
12
0
0
100
-7
7
8
12
3
17
0
2
2
48
-8
3
1
1
50
1yes
77
266
2
69
12
0
0
100
-7
6
7
14
4
46
0
5
5
73
59
4
3
1
78
0no
67
139
7
73
24
1
1
96
38
6
6
25
1
24
4
1
1
48
92
5
2
1
70
0no
86
153
6
94
10
0
0
100
-7
7
8
11
1
73
6
0
0
0
87
0
3
0
60
0no
74
225
3
87
14
0
0
71
12
6
6
17
3
59
3
3
3
25
-8
1
1
0
33
1yes
65
194
15
95
19
0
0
95
4
4
6
20
0
50
0
4
4
51
-8
4
1
2
83
1yes
81
98
3
40
22
0
0
100
-7
7
8
23
6
17
1
4
3
0
81
0
1
0
11
1yes
70
122
2
59
23
0
0
96
1
4
6
25
4
52
1
1
1
11
65
2
4
1
67
1yes
79
167
2
61
26
0
0
100
-7
7
8
31
2
65
0
16
15
28
101
1
2
1
60
1yes
66
165
2
76
20
0
0
96
20
6
6
24
2
29
2
3
3
52
-8
3
1
2
57
0no
91
321
87
170
8
0
0
100
-7
7
8
9
0
56
2
1
1
1
-8
1
-8
0
50
0no
74
247
8
94
13
5
2
72
53
6
4
18
2
22
-8
0
0
37
-8
6
1
0
70
0no
50
243
5
106
21
1
0
86
1
3
5
22
2
14
1
2
2
79
-8
9
1
6
92
0no
81
137
1
55
20
0
0
100
-7
7
8
23
3
43
1
4
3
33
92
2
3
0
63
0no
87
215
14
63
20
0
0
96
31
6
6
25
0
32
0
1
1
0
-8
1
1
0
20
1yes
85
133
1
52
24
0
0
100
-7
7
8
26
2
31
3
1
1
8
97
2
4
0
70
0no
86
177
1
73
25
0
0
100
-7
7
8
33
2
30
3
1
1
2
-8
3
1
0
40
0no
80
139
1
40
12
0
0
100
-7
7
8
14
4
36
2
5
5
19
97
5
2
0
88
0no
75
203
2
79
41
0
0
98
42
6
6
43
4
19
1
2
2
16
9
6
2
1
73
0no
62
416
19
145
30
0
0
82
4
4
6
34
0
21
19
0
0
62
55
11
2
5
78
0no
67
72
5
32
17
0
0
100
-7
7
8
17
5
12
3
2
2
58
65
3
2
0
83
0no
86
464
3
153
33
0
0
100
-7
6
7
34
2
35
5
1
1
4
-8
8
1
0
80
0no
71
152
3
72
53
0
0
100
-7
7
8
59
5
21
2
6
6
43
-8
3
1
0
80
0no
82
151
4
66
10
1
0
91
51
6
5
13
2
23
10
0
0
0
-8
0
1
-8
33
0no
82
174
6
74
25
0
0
100
-7
7
8
26
1
23
5
0
0
19
77
2
3
0
67
0no
56
166
8
72
18
1
0
77
3
4
5
22
2
32
5
2
2
82
28
5
2
3
88
0no