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[ [ "retirement", "https://www.investopedia.com/terms/r/retirement-planning.asp" ], [ "401(k) plans", "https://www.investopedia.com/terms/1/401kplan.asp" ], [ "individual retirement accounts (IRAs)", "https://www.investopedia.com/terms/i/ira.asp" ], [ "tax-advantaged", "https://www.investopedia.com/terms/t/tax-advantaged.asp" ], [ "tax-deferred", "https://www.investopedia.com/terms/t/taxdeferred.asp" ], [ "tax break", "https://www.investopedia.com/terms/t/tax-break.asp" ], [ "capital gains", "https://www.investopedia.com/articles/personal-finance/101515/comparing-longterm-vs-shortterm-capital-gain-tax-rates.asp" ], [ "pensions", "https://www.investopedia.com/terms/p/pensionplan.asp" ], [ "defined contribution plans", "https://www.investopedia.com/terms/d/definedcontributionplan.asp" ], [ "deduct your traditional IRA contributions", "https://www.investopedia.com/retirement/ira-contribution-limits/" ], [ "qualified distributions", "https://www.investopedia.com/terms/q/qualifieddistribution.asp" ], [ "required minimum distributions (RMDs)", "https://www.investopedia.com/terms/r/requiredminimumdistribution.asp" ], [ "established by employers", "https://www.investopedia.com/ask/answers/102714/how-does-simplified-employee-pension-sep-ira-work.asp" ], [ "used by most small businesses", "https://www.investopedia.com/terms/s/simple-ira.asp" ], [ "Annuities", "https://www.investopedia.com/terms/a/annuity.asp" ], [ "Bonds", "https://www.investopedia.com/financial-edge/0312/the-basics-of-bonds.aspx" ], [ "face value", "https://www.investopedia.com/terms/f/facevalue.asp" ], [ "ETFs are investment funds", "https://www.investopedia.com/financial-edge/1211/pros-and-cons-of-u.s.-exchange-traded-funds.aspx" ], [ "certificates of deposit (CDs)", "https://www.investopedia.com/terms/c/certificateofdeposit.asp" ], [ "money market deposit accounts", "https://www.investopedia.com/personal-finance/complete-guide-money-market-deposit-accounts/" ], [ "DRIPs", "https://www.investopedia.com/ask/answers/what-is-a-drip/" ], [ "Employee Retirement Income Security Act (ERISA)", "https://www.investopedia.com/terms/e/erisa.asp" ], [ "compounding", "https://www.investopedia.com/terms/c/compounding.asp" ], [ "most successful over longer periods of time", "https://www.investopedia.com/terms/c/compoundinterest.asp" ], [ "calculate your net worth", "https://www.investopedia.com/articles/pf/13/importance-of-knowing-your-net-worth.asp" ], [ "Treasury bills", "https://www.investopedia.com/ask/answers/020515/are-treasury-bills-good-investment-retirement-savings.asp" ], [ "Liabilities", "https://www.investopedia.com/terms/l/liability.asp" ], [ "Specific and written goals", "https://www.investopedia.com/articles/personal-finance/100516/setting-financial-goals/" ], [ "underestimate risk", "https://www.investopedia.com/terms/r/risk-analysis.asp" ], [ "blue-chip stocks", "https://www.investopedia.com/terms/b/bluechipstock.asp" ], [ "Diversify", "https://www.investopedia.com/articles/investing/091615/how-diversify-1-million-portfolio.asp" ], [ "risk tolerance and goals change", "https://www.investopedia.com/articles/professionaleducation/09/risk-tolerance-personality-typing.asp" ], [ "drastically eroded by fees", "https://www.investopedia.com/articles/basics/11/investors-fees-cheat-sheet.asp" ], [ "Expense ratios", "https://www.investopedia.com/terms/e/expenseratio.asp" ], [ "Loads", "https://www.investopedia.com/terms/l/load.asp" ], [ "prospectus", "https://www.investopedia.com/terms/p/prospectus.asp" ], [ "Morningstar", "https://www.investopedia.com/terms/m/morningstarinc.asp" ], [ "shop for investments", "https://www.investopedia.com/articles/investing/092815/how-optimize-your-portfolio-and-reduce-fees.asp" ], [ "annualized return", "https://www.investopedia.com/terms/a/annual-return.asp" ], [ "education in investing", "https://www.investopedia.com/investing-essentials-4689754" ], [ "create income inflows", "https://www.investopedia.com/investing/etf-designed-retirees/" ], [ "you plan for retirement", "https://www.investopedia.com/articles/personal-finance/081715/yes-you-can-manage-your-own-retirement.asp" ], [ "cost of living", "https://www.investopedia.com/terms/c/cost-of-living.asp" ] ]

[ [ "investment managers", "https://www.investopedia.com/terms/i/investment-manager.asp" ], [ "geometric mean", "https://www.investopedia.com/terms/g/geometricmean.asp" ], [ "Time-Weighted Rate of Return", "https://www.investopedia.com/thmb/xYJTwHMyWNtbkFHAjuq22-Z27kc=/1500x0/filters:no_upscale(" ], [ "rate of return", "https://www.investopedia.com/terms/r/rateofreturn.asp" ], [ "valuations", "https://www.investopedia.com/terms/v/valuation.asp" ], [ "cash flow", "https://www.investopedia.com/terms/c/cashflow.asp" ], [ "publicly traded securities", "https://www.investopedia.com/ask/answers/difference-between-publicly-and-privately-held-companies/" ], [ "internal rate of return (IRR)", "https://www.investopedia.com/terms/i/irr.asp" ], [ "rate of return (ROR)", "https://www.investopedia.com/terms/r/rateofreturn.asp" ], [ "capital gains", "https://www.investopedia.com/terms/c/capitalgain.asp" ], [ "money-weighted rate of return.", "https://www.investopedia.com/terms/m/money-weighted-return.asp" ] ]

[ [ "rollover", "https://www.investopedia.com/terms/r/rollover.asp" ], [ "modified adjusted gross income (MAGI)", "https://www.investopedia.com/terms/m/magi.asp" ], [ "foreign housing", "https://www.investopedia.com/terms/f/foreign-housing-exclusion-deduction.asp" ], [ "foreign earned income exclusions", "https://www.investopedia.com/terms/f/foreign-earned-income-exclusion.asp" ], [ "withdrawal rules", "https://www.investopedia.com/roth-ira-withdrawal-rules-4769951" ], [ "after five years", "https://www.investopedia.com/ask/answers/05/waitingperiodroth.asp" ], [ "traditional or Roth IRA", "https://www.investopedia.com/retirement/roth-vs-traditional-ira-which-is-right-for-you/" ], [ "spousal IRA", "https://www.investopedia.com/terms/s/spousal-ira.asp" ] ]

[ [ "livestock", "https://www.investopedia.com/articles/investing/091615/how-invest-farming-without-owning-farm.asp" ], [ "United States Department of Agriculture's (USDA)", "https://www.investopedia.com/terms/u/usda.asp" ], [ "exporter", "https://www.investopedia.com/terms/e/export.asp" ], [ "demand", "https://www.investopedia.com/articles/economics/11/intro-supply-demand.asp" ], [ "Brazil", "https://www.investopedia.com/articles/investing/050815/fundamentals-how-brazil-makes-its-money.asp" ], [ "Argentina", "https://www.investopedia.com/articles/investing/082515/argentina-socialist-country.asp" ], [ "European Union (EU)", "https://www.investopedia.com/terms/e/europeanunion.asp" ], [ "net importer", "https://www.investopedia.com/terms/n/netimporter.asp" ] ]

[ [ "the main appeal of retirement", "https://www.investopedia.com/articles/personal-finance/100214/retirement-us-vs-abroad.asp" ], [ "visa requirements", "https://travel.state.gov/content/travel/en/international-travel/while-abroad/retirement-abroad.html" ], [ "travel advisories", "https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html/" ], [ "universal healthcare", "https://www.investopedia.com/terms/u/universal-coverage.asp" ], [ "some people with substantial outside income", "https://www.ssa.gov/benefits/retirement/planner/taxes.html#:~:text=Some%20of%20you%20have%20to,reported%20on%20your%20tax%20return" ], [ "if you are eligible to receive your Social Security payments there", "https://www.ssa.gov/international/payments.html" ], [ "if you will have to undergo dual taxation on your Social Security benefits", "https://www.ssa.gov/international/agreements_overview.html" ], [ "Social Security Administration’s specifications", "https://www.ssa.gov/international/payments.html" ], [ "visa requirements", "https://travel.state.gov/content/travel/en/international-travel/while-abroad/retirement-abroad.html" ], [ "travel advisories", "https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html/" ], [ "some foreign countries", "https://www.investopedia.com/articles/personal-finance/100215/5-countries-without-income-taxes.asp" ] ]

[ [ "AAPL", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=AAPL" ], [ "RDDT", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=RDDT" ], [ "COHR", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=COHR" ], [ "KMI", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=KMI" ], [ "DAKT", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=DAKT" ], [ "CNK", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CNK" ], [ "BCYC", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=BCYC" ], [ "CABA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CABA" ], [ "CRNX", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CRNX" ], [ "FUSN", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=FUSN" ], [ "SANA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=SANA" ], [ "BCS", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=BCS" ], [ "COF", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=COF" ], [ "C", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=C" ], [ "DFS", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=DFS" ], [ "KEY", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=KEY" ], [ "STLA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=STLA" ], [ "PLTR", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=PLTR" ], [ "META", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=META" ], [ "George Soros", "https://www.investopedia.com/terms/g/soros.asp" ], [ "ZI", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=ZI" ], [ "NTRA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=NTRA" ], [ "FLEX", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=FLEX" ], [ "MRVL", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=MRVL" ], [ "FCX", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=FCX" ], [ "NVDA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=NVDA" ], [ "CCJ", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CCJ" ], [ "OPCH", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=OPCH" ], [ "LLY", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=LLY" ], [ "DKNG", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=DKNG" ], [ "WRBY", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=WRBY" ], [ "GOLD", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=GOLD" ], [ "NEM", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=NEM" ], [ "ADBE", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=ADBE" ], [ "CVX", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CVX" ], [ "UBS", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=UBS" ], [ "SCHW", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=SCHW" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "PenFed logo", "https://www.investopedia.com/thmb/11jTBUCyPCEHYIQ2wfiZ5tmf39k=/fit-in/1500x750/filters:format(png" ], [ "PenFed logo", "https://www.investopedia.com/thmb/11jTBUCyPCEHYIQ2wfiZ5tmf39k=/fit-in/1500x750/filters:format(png" ], [ "Apply Now", "https://www.penfed.org/auto/rates?s_cid=NA-1017425" ], [ "auto loans", "https://www.investopedia.com/how-car-loans-work-5202265" ], [ "PenFed logo", "https://www.investopedia.com/thmb/11jTBUCyPCEHYIQ2wfiZ5tmf39k=/fit-in/1500x750/filters:format(png" ], [ "PenFed logo", "https://www.investopedia.com/thmb/11jTBUCyPCEHYIQ2wfiZ5tmf39k=/fit-in/1500x750/filters:format(png" ], [ "Apply Now", "https://www.penfed.org/auto/rates?s_cid=NA-1017425" ], [ "Pros Explained", "#toc-pros-explained" ], [ "Cons Explained", "#toc-cons-explained" ], [ "Types of Auto Loans", "#toc-types-of-auto-loans-offered-by-penfed" ], [ "Time to Receive Funds", "#toc-time-to-receive-funds" ], [ "Borrower Requirements", "#toc-borrower-requirements" ], [ "Vehicle Requirements", "#toc-vehicle-requirements" ], [ "Auto Loan Features", "#toc-penfed-auto-loan-features" ], [ "Customer Service", "#toc-customer-service" ], [ "Customer Satisfaction", "#toc-customer-satisfaction" ], [ "How to Apply", "#toc-how-to-apply-for-a-penfed-credit-union-auto-loan" ], [ "Alternatives", "#toc-alternatives-to-penfed" ], [ "Final Verdict", "#toc-final-verdict" ], [ "Methodology", "#toc-methodology" ], [ "Best Auto Loan Rates", "https://www.investopedia.com/best-auto-loan-rates-4846394" ], [ "Best Used Car Loans", "https://www.investopedia.com/best-used-car-loans-7373705" ], [ "Best Auto Refinance Loans", "https://www.investopedia.com/best-auto-refinance-loans-5069118" ], [ "Best Car Loans for Bad Credit", "https://www.investopedia.com/best-car-loans-for-bad-credit-7372351" ], [ "Best Car Loans for Fair Credit", "https://www.investopedia.com/best-auto-loans-for-fair-credit-7486579" ], [ "Best Car Loans for First Time Buyers", "https://www.investopedia.com/best-car-loans-for-first-time-buyers-7373461" ], [ "guaranteed asset protection (GAP) coverage", "https://www.investopedia.com/terms/g/gapinsurance.asp" ], [ "credit union", "https://www.investopedia.com/credit-unions-vs-banks-4590218" ], [ "auto loan refinancing", "https://www.investopedia.com/best-auto-refinance-loans-5069118" ], [ "auto loan payment and interest calculator", "https://www.investopedia.com/car-loan-calculator-5084761" ], [ "paying off an auto loan", "https://www.investopedia.com/what-happens-early-loan-payoff-7505190" ], [ "first-time car buyer", "https://www.investopedia.com/best-car-loans-for-first-time-buyers-7373461" ], [ "co-borrower", "https://www.investopedia.com/terms/c/co_borrowers.asp" ], [ "contact form on its website", "https://home.penfed.org/help/s/contact-us?language=en_US&tabset-9d043=70065" ], [ "soft credit inquiry", "https://www.investopedia.com/terms/s/soft-inquiry.asp" ], [ "hard credit check", "https://www.investopedia.com/terms/h/hard-inquiry.asp" ], [ "PenFed", "https://www.penfed.org/auto/rates?s_cid=NA-1017425" ], [ "Consumers Credit Union", "https://www.bestmoney.com/car-loans/investopedia?utm_source=investopedia&ts=investopedia&p=ccu&bwid_id=6385e804ca097c71ee1e23c1" ], [ "Carvana", "https://www.bestmoney.com/car-loans/investopedia?utm_source=investopedia&ts=investopedia&p=carvana&bwid_id=6385e804ca097c71ee1e23c1" ], [ "Best Auto Loan Rates", "https://www.investopedia.com/best-auto-loan-rates-4846394" ], [ "Best Used Car Loans", "https://www.investopedia.com/best-used-car-loans-7373705" ], [ "Best Auto Refinance Loans", "https://www.investopedia.com/best-auto-refinance-loans-5069118" ], [ "Best Car Loans for Bad Credit", "https://www.investopedia.com/best-car-loans-for-bad-credit-7372351" ], [ "Best Car Loans for Fair Credit", "https://www.investopedia.com/best-auto-loans-for-fair-credit-7486579" ], [ "Best Car Loans for First Time Buyers", "https://www.investopedia.com/best-car-loans-for-first-time-buyers-7373461" ], [ "full auto loan review methodology", "https://www.investopedia.com/auto-loan-review-methodology-7552736" ], [ "Apply Now", "https://www.penfed.org/auto/rates?s_cid=NA-1017425" ], [ "editorial policy.", "https://www.investopedia.com/legal-4768893#EditorialPolicy" ], [ "PenFed Membership", "https://www.penfed.org/member-benefits" ], [ "Auto Loans - New, Used, Car Loan Refinancing", "https://www.penfed.org/auto" ], [ "State of the Automotive Finance Market-Q1 2023", "https://www.experian.com/content/dam/noindex/na/us/automotive/finance-trends/2023/2023-q1-state-auto-finance-market.pdf" ], [ "PenFed Car-Buying Service", "https://www.penfed.org/auto/car-buying-service" ], [ "Hit the Road With a Great Rate", "https://www.penfed.org/auto/refinance" ], [ "PenFed Mobile App", "https://www.penfed.org/mobile-app" ], [ "2022 U.S. Dealer Financing Satisfaction Study", "https://www.jdpower.com/business/press-releases/2022-us-dealer-financing-satisfaction-study" ], [ "2023 U.S. Consumer Lending Satisfaction Study", "https://www.jdpower.com/business/press-releases/2023-us-consumer-lending-satisfaction-study" ], [ "PenFed Credit Union", "https://www.trustpilot.com/review/penfed.org" ], [ "Private party auto sale", "https://www.investopedia.com/thmb/AUotVccJSSYIFvqNE6vP0t8hZtg=/400x300/filters:no_upscale(" ], [ "Consumers-Credit-Union-logo", "https://www.investopedia.com/thmb/CbF6st_2k8oHr6Qg2BPXHi_yqpY=/400x300/filters:no_upscale(" ], [ "Compare Best Auto Loan Rates, Lenders, & Financing for April 2024 - Rates From 1.99%", "https://www.investopedia.com/thmb/cVlcr_BBpz-4ZzV3eKWTOZggD1g=/400x300/filters:no_upscale(" ], [ "Happy young woman dancing with friends in car", "https://www.investopedia.com/thmb/iJZxd-nQCw4KS9CBs8NFz9hyxc0=/400x300/filters:no_upscale(" ], [ "Couple standing by a van", "https://www.investopedia.com/thmb/YcANePL5F2Z9c6VoSIaABmpdHxQ=/400x300/filters:no_upscale(" ], [ "First Tech Federal Credit Union", "https://www.investopedia.com/thmb/JC3OcBtDychzncMlMpFAI2VWS94=/400x300/filters:no_upscale(" ] ]

[ [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "Open-Ended Fund", "https://www.investopedia.com/thmb/9NKqkoQefYyrv9tD-Nyx3BFw3tM=/1500x0/filters:no_upscale(" ], [ "NAV", "https://www.investopedia.com/terms/n/nav_return.asp" ], [ "closed to new investors", "https://www.investopedia.com/terms/c/closed-to-new-investors.asp" ], [ "Closed-end funds", "https://www.investopedia.com/terms/c/closed-endinvestment.asp" ], [ "Closed-end funds cost more", "https://www.investopedia.com/articles/mutualfund/05/introtoclosed.asp" ], [ "bid-ask spreads", "https://www.investopedia.com/terms/b/bid-askspread.asp" ], [ "portfolio managers", "https://www.investopedia.com/terms/p/portfoliomanagement.asp" ], [ "Peter Lynch", "https://www.investopedia.com/articles/stocks/06/peterlynch.asp" ], [ "redemptions", "https://www.investopedia.com/terms/r/redemption.asp" ] ]

[ [ "(CFPB),", "https://www.investopedia.com/terms/c/consumer-financial-protection-bureau-cfpb.asp" ], [ "(FDIC)", "https://www.investopedia.com/terms/f/fdic.asp" ], [ "returns as high as 5.40%", "https://www.investopedia.com/best-high-yield-savings-accounts-4770633" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "Roth individual retirement account (Roth IRA)", "https://www.investopedia.com/terms/r/rothira.asp" ], [ "after-tax money", "https://www.investopedia.com/terms/a/aftertaxcontribution.asp" ], [ "contributions", "https://www.investopedia.com/articles/personal-finance/081615/basics-roth-ira-contribution-rules.asp" ], [ "certain situations", "https://www.investopedia.com/retirement/tax-treatment-roth-ira-distributions/" ], [ "Earned income", "https://www.investopedia.com/terms/e/earnedincome.asp" ], [ "spousal IRA", "https://www.investopedia.com/what-is-a-spousal-roth-ira-4770888" ], [ "Internal Revenue Service (IRS)", "https://www.investopedia.com/terms/i/irs.asp" ], [ "modified adjusted gross income (MAGI)", "https://www.investopedia.com/terms/m/magi.asp" ], [ "married filing jointly", "https://www.investopedia.com/terms/m/mfj.asp" ], [ "opening a Roth IRA", "https://www.investopedia.com/how-to-open-an-ira-7504812" ], [ "Beneficiary information", "https://www.investopedia.com/articles/personal-finance/102815/rules-rmds-ira-beneficiaries.asp" ], [ "traditional IRA into your new Roth IRA", "https://www.investopedia.com/retirement/roth-vs-traditional-ira-which-is-right-for-you/" ], [ "mutual funds", "https://www.investopedia.com/terms/m/mutualfund.asp" ], [ "exchange-traded funds (ETFs)", "https://www.investopedia.com/terms/e/etf.asp" ], [ "index funds", "https://www.investopedia.com/terms/i/indexfund.asp" ], [ "stocks", "https://www.investopedia.com/terms/s/stock.asp" ], [ "bonds", "https://www.investopedia.com/terms/b/bond.asp" ], [ "Form 5498", "https://www.investopedia.com/articles/personal-finance/081615/purpose-irs-form-5498.asp" ], [ "tax year", "https://www.investopedia.com/terms/t/taxyear.asp" ], [ "catch-up contribution", "https://www.investopedia.com/terms/c/catchupcontribution.asp" ], [ "asset management companies", "https://www.investopedia.com/terms/a/asset_management_company.asp" ] ]

[ [ "Phil Pearlman", "https://twitter.com/ppearlman" ], [ "Investopedia Express", "https://www.investopedia.com/the-investopedia-express-podcast-5215636" ], [ "range-bound", "https://www.investopedia.com/terms/r/rangeboundtrading.asp" ], [ "Phil Pearlman", "https://www.investopedia.com/thmb/zyvZg36eFTS2HbKw26uRrc2dAFU=/1500x0/filters:no_upscale(" ], [ "Dr. Phil Pearlman", "https://cmtassociation.org/presenter/phil-pearlman/" ], [ "Prime Cuts Newsletter", "https://primecuts.substack.com/" ], [ "Apple Podcasts", "https://podcasts.apple.com/us/podcast/the-investopedia-express-with-caleb-silver/id1529322197" ], [ "Spotify", "https://open.spotify.com/show/1TwnoxxgCIGK8mF7szI6j9" ], [ "Google Podcasts", "https://podcasts.google.com/search/The%20Investopedia%20Express%20with%20Caleb%20Silver" ], [ "PlayerFM", "https://player.fm/series/2836180" ], [ "goodwill", "https://www.investopedia.com/terms/g/goodwill.asp" ], [ "mergers and acquisitions", "https://www.investopedia.com/terms/m/mergersandacquisitions.asp" ], [ "intangible asset", "https://www.investopedia.com/terms/i/intangibleasset.asp" ], [ "liabilities", "https://www.investopedia.com/terms/l/liability.asp" ], [ "goodwill impairment", "https://www.investopedia.com/terms/g/goodwill-impairment.asp" ], [ "cash flows", "https://www.investopedia.com/terms/c/cashflow.asp" ], [ "economic depression", "https://www.investopedia.com/terms/d/depression.asp" ], [ "Prime Cuts Newsletter | Substack", "https://primecuts.substack.com/" ], [ "Jurrien Timmer on Twitter (@TimmerFidelity)", "https://twitter.com/TimmerFidelity" ], [ "What to Expect in the Markets Next Week", "https://www.investopedia.com/what-to-expect-in-the-markets-next-week-4584772" ], [ "52-Week Highs and Lows - U.S. Exchanges", "https://www.barchart.com/stocks/highs-lows" ], [ "Goodwill: What It Is, How It Works, How to Calculate", "https://www.investopedia.com/terms/g/goodwill.asp" ], [ "[email protected]", "mailto:[email protected]" ] ]

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", "https://www.investopedia.com/thmb/tlhRaDeDz4-3Fg6KOS6Z2-DSNzs=/400x300/filters:no_upscale(" ], [ "The Teacher's Federal Credit Union logo floats over a field of peach and aubergine rectangles.", "https://www.investopedia.com/thmb/W-7rKcgcftxC6fR7lRPu-4Nuq0s=/400x300/filters:no_upscale(" ], [ "Navy Federal Credit Union", "https://www.investopedia.com/thmb/dj_l35tnVsKa1BJxioBoDc0_sTo=/400x300/filters:no_upscale(" ], [ "Summit Credit Union logo", "https://www.investopedia.com/thmb/fJs6UweoexG9UiHR6CSDnuqhjcE=/400x300/filters:no_upscale(" ] ]

[ [ "benefits to survivors", "https://www.investopedia.com/personal-finance/social-security-survivor-benefits-work/" ], [ "Federal Insurance Contributions Act (FICA)", "https://www.investopedia.com/terms/f/fica.asp" ], [ "Social Security Act", "https://www.investopedia.com/terms/s/social-security-act.asp" ], [ "you're self-employed", "https://www.investopedia.com/articles/personal-finance/030216/social-security-selfemployed-how-it-works.asp" ], [ "Social Security trust funds", "https://www.investopedia.com/terms/s/social-security-trust-fund.asp" ], [ "payroll taxes", "https://www.investopedia.com/terms/p/payrolltax.asp" ], [ "Old-Age and Survivors Insurance (OASI) Trust Fund", "https://www.investopedia.com/terms/o/old-age-and-survivors-insurance-trust-fund.asp" ], [ "Baby Boomers", "https://www.investopedia.com/terms/b/baby_boomer.asp" ] ]

[ [ "the hefty upfront expenditures", "https://www.investopedia.com/articles/investing/082015/can-i-afford-super-yacht.asp" ], [ "lease", "https://www.investopedia.com/terms/l/lease.asp" ], [ "charter", "https://www.investopedia.com/articles/wealth-management/031816/what-size-yacht-can-you-afford.asp" ], [ "lessee", "https://www.investopedia.com/terms/l/lessee.asp" ], [ "insurance premiums", "https://www.investopedia.com/terms/i/insurance-premium.asp" ], [ "credit report", "https://www.investopedia.com/terms/c/creditreport.asp" ], [ "Cruising World", "https://www.cruisingworld.com/" ], [ "CharterWorld", "http://www.charterworld.com/" ], [ "YachtWorld Charters", "http://www.yachtworldcharters.com/" ], [ "Boatbookings", "http://www.boatbookings.com/" ], [ "The Moorings.", "http://www.moorings.com/" ] ]

[ [ "Fintech", "https://www.investopedia.com/terms/f/fintech.asp" ], [ "payment transfer apps", "https://www.investopedia.com/best-money-transfer-apps-5180183" ], [ "Digital payments", "https://www.investopedia.com/terms/d/digital-transaction.asp" ], [ "Automated Clearing House (ACH)", "https://www.investopedia.com/terms/a/ach.asp" ], [ "Electronic Fund Transfer Act (EFTA)", "https://www.investopedia.com/terms/e/electronic-funds-transfer-act.asp" ], [ "Cash App", "https://www.investopedia.com/articles/company-insights/090916/how-square-cash-works-and-makes-money-sq.asp" ], [ "debit card", "https://www.investopedia.com/terms/d/debitcard.asp" ], [ "Venmo", "https://www.investopedia.com/articles/personal-finance/032415/how-safe-venmo-and-why-it-free.asp" ], [ "avoid high money transfer fees", "https://www.investopedia.com/financial-edge/0411/7-low-cost-ways-to-transfer-money.aspx" ], [ "Google Pay", "https://www.investopedia.com/articles/personal-finance/010215/apple-pay-vs-google-wallet-how-they-work.asp" ], [ "Zelle", "https://www.investopedia.com/what-is-zelle-7097991" ], [ "wire transfer", "https://www.investopedia.com/how-to-wire-money-5088001" ], [ "SWIFT", "https://www.investopedia.com/terms/s/swift.asp" ], [ "two-factor authentication", "https://www.investopedia.com/terms/t/twofactor-authentication-2fa.asp" ] ]

[ [ "Forex traders", "https://www.investopedia.com/articles/forex/11/why-trade-forex.asp" ], [ "securitized products", "https://www.investopedia.com/articles/bonds/08/securitzed-assets.asp" ], [ "this has been proved untrue", "https://www.investopedia.com/news/hackers-have-stolen-11b-crypto-year/" ] ]

[ [ "sell", "https://www.investopedia.com/articles/trading/092613/difference-between-short-selling-and-put-options.asp" ], [ "underlying asset,", "https://www.investopedia.com/terms/u/underlying-asset.asp" ], [ "exercise price", "https://www.investopedia.com/terms/e/exerciseprice.asp" ], [ "call option", "https://www.investopedia.com/terms/c/calloption.asp" ], [ "exercise", "https://www.investopedia.com/terms/e/exercise.asp" ], [ "strike price", "https://www.investopedia.com/terms/s/strikeprice.asp" ], [ "a straddle or a strangle", "https://www.investopedia.com/ask/answers/05/052805.asp" ], [ "protective put", "https://www.investopedia.com/terms/p/protective-put.asp" ], [ "intrinsic value", "https://www.investopedia.com/terms/i/intrinsicvalue.asp" ], [ "in the money (ITM)", "https://www.investopedia.com/terms/i/inthemoney.asp" ], [ "Out of the money (OTM)", "https://www.investopedia.com/terms/o/outofthemoney.asp" ], [ "at the money (ATM)", "https://www.investopedia.com/terms/a/atthemoney.asp" ], [ "short sell", "https://www.investopedia.com/terms/s/shortselling.asp" ], [ "Put Definition", "https://www.investopedia.com/thmb/Wkwz5FTTwCQ0jFI-O80_GOwvNFs=/1500x0/filters:no_upscale(" ], [ "Derivatives", "https://www.investopedia.com/terms/d/derivative.asp" ], [ "write", "https://www.investopedia.com/terms/w/writing-an-option.asp" ], [ "in the money (ITM)", "https://www.investopedia.com/terms/i/inthemoney.asp" ], [ "open market", "https://www.investopedia.com/terms/o/open-market.asp" ], [ "market price", "https://www.investopedia.com/terms/m/market-price.asp" ], [ "married put", "https://www.investopedia.com/terms/m/marriedput.asp" ] ]

[ [ "MSFT", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=MSFT" ], [ "artificial intelligence (AI)", "https://www.investopedia.com/terms/a/artificial-intelligence-ai.asp" ], [ "the CHIPS and Science Act", "https://www.investopedia.com/the-us-is-investing-usd5b-in-chip-r-and-d-here-s-what-you-need-to-know-8575378" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "SoFi", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=d69e3813-7f29-486b-8c1d-3de6e3e043c0&tag.pref_partner=sofi&tag.lender=sofi" ], [ "SoFi", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=d69e3813-7f29-486b-8c1d-3de6e3e043c0&tag.pref_partner=sofi&tag.lender=sofi" ], [ "Discover", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=discover&tag.lender=discover-bridge" ], [ "Upgrade", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=4499a3b5-caaf-470f-9719-2c5ba9c731b9&tag.pref_partner=upgrade&tag.lender=upgrade" ], [ "Upstart", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=d0e08fc1-c2ff-4dc3-a5af-fda4a1eac92a&tag.pref_partner=upstart&tag.lender=upstart" ], [ "PenFed Credit Union", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=f769d233-ccd8-4c24-95ab-c491143b3ce5&tag.pref_partner=penfed&tag.lender=penfed" ], [ "OppLoans", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=c52ec50b-6995-4425-bed4-6c1108667bb1&tag.pref_partner=opploans" ], [ "U.S. Bank", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=usbank&tag.lender=usbank-bridge" ], [ "Lake Michigan Credit Union", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=lmcu" ], [ "Navy Federal Credit Union", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=navy-federal&tag.lender=navy-federal-bridg" ], [ "Patelco Credit Union", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=patelco-cu" ], [ "Best Home Warranties", "https://www.investopedia.com/best-home-warranties-4777763" ], [ "Best Emergency Loans for Bad Credit", "https://www.investopedia.com/emergency-loans-for-bad-credit-5075539" ], [ "Best Personal Loans for Bad Credit", "https://www.investopedia.com/best-personal-loans-for-bad-credit-4774349" ], [ "See Details", "#toc-sofi" ], [ "Check Rates", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=d69e3813-7f29-486b-8c1d-3de6e3e043c0&tag.pref_partner=sofi&tag.lender=sofi" ], [ "See Details", "#toc-discover" ], [ "Check Rates", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=discover&tag.lender=discover-bridge" ], [ "See Details", "#toc-upgrade" ], [ "Check Rates", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=4499a3b5-caaf-470f-9719-2c5ba9c731b9&tag.pref_partner=upgrade&tag.lender=upgrade" ], [ "See Details", "#toc-upstart" ], [ "Check Rates", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=d0e08fc1-c2ff-4dc3-a5af-fda4a1eac92a&tag.pref_partner=upstart&tag.lender=upstart" ], [ "See Details", "#toc-penfed-credit-union" ], [ "Check Rates", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=f769d233-ccd8-4c24-95ab-c491143b3ce5&tag.pref_partner=penfed&tag.lender=penfed" ], [ "See Details", "#toc-opploans" ], [ "Check Rates", "https://fiona.com/partner/investopedialoans/loans?preferred_offer_partner=c52ec50b-6995-4425-bed4-6c1108667bb1&tag.pref_partner=opploans" ], [ "See Details", "#toc-us-bank" ], [ "Check Rates", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=usbank&tag.lender=usbank-bridge" ], [ "See Details", "#toc-lake-michigan-credit-union" ], [ "Check Rates", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=lmcu" ], [ "See Details", "#toc-navy-federal-credit-union" ], [ "Check Rates", "https://fiona.com/partner/investopedia-bridge-page-embed-loans/loans?bridge_partner=navy-federal&tag.lender=navy-federal-bridg" ], [ "See Details", "#toc-patelco-credit-union" ], [ "Check Rates", 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[ [ "Federal Deposit Insurance Corporation (FDIC)", "https://www.investopedia.com/terms/f/fdic.asp" ], [ "made an exception", "https://www.investopedia.com/silicon-valley-bank-fails-insured-deposits-to-be-protected-7253956" ], [ "sparked worries", "https://www.investopedia.com/first-republic-shares-drop-70-as-regional-bank-panic-spreads-7254543" ], [ "FRC", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=FRC" ], [ "PACW", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=PACW" ], [ "ZIONS", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=ZIONS" ], [ "CMA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CMA" ], [ "WAL", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=WAL" ], [ "if their money was safe", "https://www.investopedia.com/regional-bank-worries-is-your-money-safe-7254725" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "certified", "https://www.investopedia.com/terms/c/certifiedcheck.asp" ], [ "cashier’s", "https://www.investopedia.com/best-ways-to-get-a-cashier-s-check-4590106" ], [ "credit union", "https://www.investopedia.com/terms/c/creditunion.asp" ], [ "account", "https://www.investopedia.com/terms/c/checkingaccount.asp" ], [ "teen checking accounts", "https://www.investopedia.com/best-checking-accounts-for-teens-5197119" ], [ "aren’t required to cash checks", "https://www.investopedia.com/articles/personal-finance/112515/top-5-reasons-banks-wont-cash-your-check.asp" ], [ "Cashiers’ checks", "https://www.investopedia.com/terms/c/cashierscheck.asp" ], [ "money orders", "https://www.investopedia.com/terms/m/money-order.asp" ], [ "PayPal", "https://www.investopedia.com/terms/p/paypal.asp" ], [ "stale", "https://www.investopedia.com/ask/answers/082216/when-do-checks-expire.asp" ], [ "endorse the check", "https://www.investopedia.com/how-to-endorse-a-check-5188585" ] ]

[ [ "Silvergate Capital,", "https://www.investopedia.com/silvergate-capital-to-wind-down-operations-and-shut-down-cryptobank-7252850" ], [ "emergency measures to pay back depositors", "https://www.investopedia.com/silicon-valley-bank-fails-insured-deposits-to-be-protected-7253956" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "deductible", "https://www.investopedia.com/terms/d/deductible.asp" ], [ "premiums", "https://www.investopedia.com/terms/p/premium.asp" ], [ "out of pocket", "https://www.investopedia.com/terms/o/outofpocket.asp" ], [ "insurance premiums", "https://www.investopedia.com/terms/i/insurance-premium.asp" ], [ "tax-advantaged", "https://www.investopedia.com/terms/t/tax-advantaged.asp" ], [ "first dollar coverage plans", "https://www.investopedia.com/terms/f/first_dollar_coverage.asp" ], [ "copays", "https://www.investopedia.com/terms/c/copay.asp" ], [ "coinsurance", "https://www.investopedia.com/terms/c/coinsurance.asp" ], [ "how HDHPs work", "https://www.investopedia.com/articles/personal-finance/012716/how-highdeductible-health-plans-work.asp" ], [ "HSA-establishing legislation", "https://www.investopedia.com/articles/personal-finance/082914/rules-having-health-savings-account-hsa.asp" ], [ "health savings account (HSA)", "https://www.investopedia.com/terms/h/hsa.asp" ], [ "income taxes", "https://www.investopedia.com/terms/i/incometax.asp" ], [ "flexible spending account (FSA)", "https://www.investopedia.com/terms/f/flexiblespendingaccount.asp" ], [ "HSA tax-advantaged savings", "https://www.investopedia.com/articles/personal-finance/120715/why-hsas-appeal-more-highincome-earners.asp" ], [ "tax-advantaged", "https://www.investopedia.com/terms/t/tax-advantaged.asp" ] ]

[ [ "sold short", "https://www.investopedia.com/terms/s/shortsale.asp" ], [ "bullish", "https://www.investopedia.com/terms/b/bull.asp" ], [ "closing the position", "https://www.investopedia.com/terms/c/closeposition.asp" ], [ "Long positions", "https://www.investopedia.com/terms/l/long.asp" ], [ "Short positions", "https://www.investopedia.com/terms/s/short.asp" ], [ "open position", "https://www.investopedia.com/terms/o/open-position.asp" ], [ "mark-to-market", "https://www.investopedia.com/terms/m/marktomarket.asp" ], [ "neutral", "https://www.investopedia.com/terms/n/neutral.asp" ], [ "delta neutral", "https://www.investopedia.com/terms/d/deltaneutral.asp" ], [ "market-neutral hedge funds", "https://www.investopedia.com/terms/m/market-neutral-fund.asp" ], [ "risk-free rate", "https://www.investopedia.com/terms/r/risk-freerate.asp" ], [ "Dealers", "https://www.investopedia.com/terms/d/dealer.asp" ], [ "securities", "https://www.investopedia.com/terms/s/security.asp" ], [ "importer", "https://www.investopedia.com/terms/i/import.asp" ], [ "speculative", "https://www.investopedia.com/terms/s/speculation.asp" ], [ "British pounds sterling", "https://www.investopedia.com/terms/g/gbp.asp" ], [ "liquidate", "https://www.investopedia.com/terms/l/liquidate.asp" ], [ "hedge", "https://www.investopedia.com/terms/h/hedge.asp" ], [ "market exposure", "https://www.investopedia.com/terms/m/marketexposure.asp" ], [ "trader", "https://www.investopedia.com/terms/t/trader.asp" ], [ "portfolios", "https://www.investopedia.com/terms/p/portfolio.asp" ], [ "holding period", "https://www.investopedia.com/terms/h/holdingperiod.asp" ], [ "put", "https://www.investopedia.com/terms/p/put.asp" ], [ "underlying security", "https://www.investopedia.com/terms/u/underlying-security.asp" ], [ "sell to close", "https://www.investopedia.com/terms/s/selltoclose.asp" ], [ "buy to close", "https://www.investopedia.com/terms/b/buytoclose.asp" ], [ "capital gains tax", "https://www.investopedia.com/terms/c/capital_gains_tax.asp" ], [ "harvest a loss", "https://www.investopedia.com/terms/t/taxgainlossharvesting.asp" ], [ "squeeze", "https://www.investopedia.com/terms/s/shortsqueeze.asp" ], [ "margin call", "https://www.investopedia.com/terms/m/margincall.asp" ], [ "day traders", "https://www.investopedia.com/terms/d/daytrader.asp" ], [ "blue-chip stock", "https://www.investopedia.com/terms/b/bluechipstock.asp" ], [ "spot", "https://www.investopedia.com/terms/s/spotmarket.asp" ], [ "futures", "https://www.investopedia.com/terms/f/futures.asp" ], [ "settlement date", "https://www.investopedia.com/terms/s/settlementdate.asp" ], [ "positions can be long or short", "https://www.investopedia.com/ask/answers/052815/what-does-it-mean-be-long-or-short-derivative.asp" ] ]

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", "https://www.investopedia.com/thmb/74MqDyq5iz15YRfdmcjuUpe5nfM=/1500x0/filters:no_upscale(" ], [ "Northern Bank Direct", "https://finance.mediaalpha.com/dotdash/direct-link.html?cu=https://www.northernbankdirect.com/cds&lender=Northern%20Bank%20Direct&type=CD;rENpvBV_7IwwTpHRgbEQg9JlSH1hUgpLivAI0es52Cmr1l6igsUu2KIAy6Xb-greXxpicNNpXRTca2hxVAxvB75b-Hs8JQ" ], [ "Newtek Bank", "https://finance.mediaalpha.com/dotdash/direct-link.html?cu=https://www.newtekbank.com/certificate-of-deposit/&lender=Newtek%20Bank&type=CD;rENpvBV_7IwwTpHRgbEQg9JlSH1hUgpLivAI0es52Cmr1l6igsUu2KIAy6Xb-greXxpicNNpXRTca2hxVAxvB75b-Hs8JQ" ], [ "best CD rates", "https://www.investopedia.com/best-cd-rates-4770214" ], [ "leading 18-month rate", "https://www.investopedia.com/best-18-month-cd-rates-5272348" ], [ "Credit Human's", 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"Certificate of deposit (CD) rates", "https://www.investopedia.com/terms/c/certificateofdeposit.asp" ], [ "the best jumbo CD rates", "https://www.investopedia.com/best-jumbo-cd-rates-4797766" ], [ "Today's Top National Bank Rate", "https://www.investopedia.com/best-bank-cd-rates-4801462" ], [ "Today's Top National Credit Union Rate", "https://www.investopedia.com/best-cd-rates-4770214" ], [ "Today's Top National Jumbo Rate", "https://www.investopedia.com/best-jumbo-cd-rates-4797766" ], [ "Federal Reserve", "https://www.investopedia.com/terms/f/federalreservebank.asp" ], [ "federal funds rate", "https://www.investopedia.com/terms/f/federalfundsrate.asp" ], [ "high-yield savings", "https://www.investopedia.com/best-high-yield-savings-accounts-4770633" ], [ "money market account", "https://www.investopedia.com/best-money-market-accounts-5096917" ], [ "maintain the fed fund rate at its current level", "https://www.investopedia.com/federal-reserve-fomc-meeting-march-2024-8611723" ], [ "inflation", "https://www.investopedia.com/terms/i/inflation.asp" ], [ "release of new inflation data", "https://www.investopedia.com/inflation-heated-up-in-march-8629363" ], [ "Best High-Yield Savings Accounts for May 2024—Up to 5.55%", "https://www.investopedia.com/best-high-yield-savings-accounts-4770633" ], [ "Best CD Rates for May 2024: Up to 5.51%", "https://www.investopedia.com/best-cd-rates-4770214" ], [ "Best Money Market Account Rates for May 2024—Up to 5.35%", "https://www.investopedia.com/best-money-market-accounts-5096917" ], [ "FDIC", "https://www.investopedia.com/terms/f/fdic-insured-account.asp" ], [ "NCUA", "https://www.investopedia.com/terms/n/ncua-insured-institution.asp" ], [ "read our full methodology", "https://www.investopedia.com/methodology-for-savings-accounts-and-certificates-of-deposit-rankings-7255816" ] ]

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[ [ "Capital One QuicksilverOne Cash Rewards Credit Card", "https://www.investopedia.com/capital-one-quicksilverone-credit-card-review-4798720" ], [ "[email protected]", "mailto:[email protected]" ] ]

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[ [ "retirement income", "https://www.investopedia.com/retirement/how-to-manage-timing-and-sources-of-income-retirement/" ], [ "what strategies can make them last even longer", "https://www.investopedia.com/strategies-for-wealth-preservation-8604652" ], [ "Social Security", "https://www.investopedia.com/terms/s/socialsecurity.asp" ], [ "inflation", "https://www.investopedia.com/terms/i/inflation.asp" ], [ "income", "https://www.investopedia.com/terms/i/income.asp" ], [ "Pensions", "https://www.investopedia.com/terms/p/pensionplan.asp" ], [ "underfunded pension", "https://www.investopedia.com/terms/u/underfunded_pension_plan.asp" ], [ "retirement accounts", "https://www.investopedia.com/retirement-savings-accounts-4689692" ], [ "tax-advantaged", "https://www.investopedia.com/terms/t/tax-advantaged.asp" ], [ "returns", "https://www.investopedia.com/terms/r/return.asp" ], [ "annuity", "https://www.investopedia.com/articles/retirement/08/annuity-mutualfund.asp" ], [ "principal", "https://www.investopedia.com/terms/p/principal.asp#toc-principal-in-investing" ], [ "active management", "https://www.investopedia.com/terms/a/activemanagement.asp" ], [ "risk", "https://www.investopedia.com/terms/r/risk.asp" ], [ "make your retirement income last", "https://www.investopedia.com/retirement/retirement-income-planning/" ], [ "diversification", "https://www.investopedia.com/terms/d/diversification.asp" ], [ "asset allocation", "https://www.investopedia.com/terms/a/assetallocation.asp" ], [ "Tyler Meyer", "https://www.qedwealthsolutions.com/aboutus.html" ], [ "QED Wealth Solutions", "https://www.qedwealthsolutions.com" ], [ "hedge", "https://www.investopedia.com/terms/h/hedge.asp" ], [ "volatile", "https://www.investopedia.com/terms/v/volatility.asp" ], [ "portfolios", "https://www.investopedia.com/terms/p/portfolio.asp" ], [ "asset classes", "https://www.investopedia.com/terms/a/assetclasses.asp" ], [ "rebalancing", "https://www.investopedia.com/investing/rebalance-your-portfolio-stay-on-track/" ], [ "long-term care insurance", "https://www.investopedia.com/terms/l/ltcinsurance.asp" ], [ "budget", "https://www.investopedia.com/terms/b/budget.asp" ], [ "Dan Milan", "https://www.cornerstone-mi.com/team/daniel-milan" ], [ "Cornerstone Financial Services", "https://www.cornerstone-mi.com" ], [ "emergency fund", "https://www.investopedia.com/terms/e/emergency_fund.asp" ], [ "interest", "https://www.investopedia.com/terms/i/interest.asp" ], [ "debt", "https://www.investopedia.com/terms/d/debt.asp" ], [ "sequence-of-returns risk", "https://www.investopedia.com/terms/s/sequence-risk.asp" ], [ "bear market", "https://www.investopedia.com/terms/b/bearmarket.asp" ], [ "retirement planning", "https://www.investopedia.com/terms/r/retirement-planning.asp" ], [ "professional financial advice", "https://www.investopedia.com/articles/personal-finance/012516/how-hire-retirement-advisor.asp" ], [ "full retirement age (FRA)", "https://www.investopedia.com/terms/n/normal-retirement-age-nra.asp" ], [ "adjusted gross income (AGI)", "https://www.investopedia.com/terms/a/agi.asp" ], [ "retirement tax strategy", "https://www.investopedia.com/retirement/tax-strategies-your-retirement-income/" ], [ "Roth conversion strategy", "https://www.investopedia.com/terms/i/iraconversion.asp" ], [ "Medicare", "https://www.investopedia.com/terms/m/medicare.asp" ], [ "here", "https://www.investopedia.com/strategies-for-wealth-preservation-8604652" ], [ "4% rule", "https://www.investopedia.com/terms/f/four-percent-rule.asp" ] ]

[ [ "broke the buck", "https://www.investopedia.com/terms/b/breaking-the-buck.asp" ], [ "net asset value", "https://www.investopedia.com/terms/n/nav.asp" ], [ "money market fund", "https://www.investopedia.com/terms/m/money-marketfund.asp" ], [ "fund manager", "https://www.investopedia.com/terms/f/fundmanager.asp" ], [ "Lehman Brothers", "https://www.investopedia.com/terms/l/lehman-brothers.asp" ], [ "bankruptcy", "https://www.investopedia.com/terms/b/bankruptcy.asp" ], [ "Reserve Fund", "https://www.investopedia.com/terms/r/reservefund.asp" ], [ "holdings", "https://www.investopedia.com/terms/h/holdings.asp" ], [ "liquidation", "https://www.investopedia.com/terms/l/liquidation.asp" ], [ "financial services", "https://www.investopedia.com/ask/answers/030315/what-financial-services-sector.asp" ], [ "credit markets", "https://www.investopedia.com/terms/c/credit_market.asp" ], [ "commercial paper", "https://www.investopedia.com/terms/c/commercialpaper.asp" ], [ "government bonds", "https://www.investopedia.com/terms/g/government-bond.asp" ], [ "yields", "https://www.investopedia.com/terms/y/yield.asp" ], [ "full faith and credit", "https://www.investopedia.com/terms/f/full-faith-credit.asp" ], [ "fund companies", "https://www.investopedia.com/terms/f/fund_company.asp" ], [ "breaking the buck", "https://www.investopedia.com/terms/b/breaking-the-buck.asp" ], [ "Temporary Guarantee Program", "https://www.investopedia.com/terms/t/tglp.asp" ], [ "U.S. Treasury", "https://www.investopedia.com/terms/u/ustreasury.asp" ], [ "shareholders", "https://www.investopedia.com/terms/s/shareholder.asp" ], [ "liquid", "https://www.investopedia.com/terms/l/liquidity.asp" ], [ "401(k) plan", "https://www.investopedia.com/terms/1/401kplan.asp" ], [ "bond markets", "https://www.investopedia.com/terms/b/bondmarket.asp" ], [ "bailout", "https://www.investopedia.com/terms/b/bailout.asp" ], [ "financial system", "https://www.investopedia.com/terms/f/financial-system.asp" ], [ "Wall Street", "https://www.investopedia.com/terms/w/wallstreet.asp" ] ]

[ [ "broker", "https://www.investopedia.com/terms/b/broker.asp" ], [ "foreign exchange", "https://www.investopedia.com/terms/f/foreign-exchange.asp" ], [ "technical analysis", "https://www.investopedia.com/terms/t/technicalanalysis.asp" ], [ "bid", "https://www.investopedia.com/terms/b/bid.asp" ], [ "Nasdaq", "https://www.investopedia.com/terms/n/nasdaq.asp" ], [ "opening cross", "https://www.investopedia.com/terms/o/opening-cross.asp" ], [ "order imbalance", "https://www.investopedia.com/terms/i/imbalanceoforders.asp" ], [ "market at close", "https://www.investopedia.com/terms/m/marketonclose.asp" ], [ "closing price", "https://www.investopedia.com/terms/c/closingprice.asp" ], [ "USD", "https://www.investopedia.com/terms/u/usd.asp" ], [ "foreign exchange market", "https://www.investopedia.com/terms/forex/f/foreign-exchange-markets.asp" ], [ "EUR", "https://www.investopedia.com/terms/e/euro.asp" ], [ "JPY", "https://www.investopedia.com/terms/forex/j/jpy-japanese-yen.asp" ], [ "GBP", "https://www.investopedia.com/terms/g/gbp.asp" ], [ "CHF", "https://www.investopedia.com/terms/c/chf.asp" ], [ "spot", "https://www.investopedia.com/terms/s/spottrade.asp" ], [ "liquidity", "https://www.investopedia.com/terms/l/liquidity.asp" ], [ "golden cross", "https://www.investopedia.com/terms/g/goldencross.asp" ], [ "death cross", "https://www.investopedia.com/terms/d/deathcross.asp" ], [ "moving average", "https://www.investopedia.com/terms/m/movingaverage.asp" ], [ "death cross", "https://www.investopedia.com/thmb/vxGwNz4B_ZSdv7rRBp-1boysOnc=/1500x0/filters:no_upscale(" ], [ "geopolitical events", "https://www.investopedia.com/terms/p/politicalrisk.asp" ] ]

[ [ "speculator", "https://www.investopedia.com/terms/s/speculator.asp" ], [ "commodities", "https://www.investopedia.com/terms/c/commodity.asp" ], [ "inflation", "https://www.investopedia.com/terms/i/inflation.asp" ], [ "price controls", "https://www.investopedia.com/terms/p/price-controls.asp" ], [ "fixed exchange rates", "https://www.investopedia.com/terms/f/fixedexchangerate.asp" ], [ "traders", "https://www.investopedia.com/terms/t/trader.asp" ], [ "corner the market", "https://www.investopedia.com/terms/c/corneramarket.asp" ], [ "futures contracts", "https://www.investopedia.com/terms/f/futurescontract.asp" ], [ "Mr. Copper", "https://www.investopedia.com/articles/financial-theory/08/mr-copper-commodities.asp" ], [ "HODL", "https://www.investopedia.com/terms/h/hodl.asp" ], [ "bitcoin", "https://www.investopedia.com/terms/b/bitcoin.asp" ] ]

[ [ "Asia-Pacific Economic Cooperation (APEC)", "https://www.investopedia.com/terms/a/asiapacific-economic-cooperation-apec.asp" ], [ "China", "https://www.investopedia.com/articles/07/invest_china.asp" ], [ "restrictions on chip sales to that nation", "https://www.investopedia.com/nvidia-could-be-impacted-by-expanded-us-export-controls-on-ai-chips-to-china-8358382" ], [ "BA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=BA" ], [ "C", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=C" ], [ "XOM", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=XOM" ], [ "TSLA", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=TSLA" ], [ "Elon Musk", "https://www.investopedia.com/articles/personal-finance/061015/how-elon-musk-became-elon-musk.asp" ], [ "Treasury Secretary Janet Yellen", "https://www.investopedia.com/articles/investing/101613/janet-yellen-background-and-philosophy.asp" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "modern portfolio theory", "https://www.investopedia.com/terms/m/modernportfoliotheory.asp" ], [ "return on investment", "https://www.investopedia.com/terms/r/returnoninvestment.asp" ], [ "diversified portfolio", "https://www.investopedia.com/terms/d/diversification.asp" ], [ "risk premium", "https://www.investopedia.com/terms/r/riskpremium.asp" ], [ "United States Treasury bonds", "https://www.investopedia.com/terms/t/treasurybond.asp" ], [ "Harry Markowitz developed modern portfolio theory", "https://www.investopedia.com/articles/07/portfolio-history.asp" ], [ "standard deviation", "https://www.investopedia.com/terms/s/standarddeviation.asp" ], [ "estimate possible returns for future portfolios", "https://www.investopedia.com/articles/company-insights/083016/example-applying-modern-portfolio-theory-mps.asp" ], [ "Risk-averse investors", "https://www.investopedia.com/terms/r/riskaverse.asp" ], [ "R-squared", "https://www.investopedia.com/terms/r/r-squared.asp" ], [ "mutual fund", "https://www.investopedia.com/terms/m/mutualfund.asp" ], [ "how investment risk is quantified", "https://www.investopedia.com/articles/investing/032415/how-investment-risk-quantified.asp" ] ]

[ [ "credit card debt", "https://www.investopedia.com/terms/c/credit-card-debt.asp" ], [ "credit card debt", "https://www.investopedia.com/credit-card-debt-surpassed-excess-savings-7480012" ], [ "credit cards", "https://www.investopedia.com/best-credit-card-companies-6892484" ], [ "spending down the large reserves of cash they’d been able to build up during the pandemic", "https://www.investopedia.com/credit-card-debt-surpassed-excess-savings-7480012" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "fixed-income security", "https://www.investopedia.com/terms/f/fixed-incomesecurity.asp" ], [ "prepayment penalties", "https://www.investopedia.com/terms/p/prepaymentpenalty.asp" ], [ "asset-backed securities (ABS)", "https://www.investopedia.com/terms/a/asset-backedsecurity.asp" ], [ "mortgage-backed securities (MBS)", "https://www.investopedia.com/terms/m/mbs.asp" ], [ "mortgages", "https://www.investopedia.com/terms/m/mortgage.asp" ], [ "Federal Reserve", "https://www.investopedia.com/terms/f/federalreservesystem.asp" ], [ "quantitative easing (QE)", "https://www.investopedia.com/terms/q/quantitative-easing.asp" ], [ "reinsurer", "https://www.investopedia.com/terms/r/reinsurer.asp" ] ]

[ [ "penny stocks", "https://www.investopedia.com/terms/p/pennystock.asp" ], [ "OTC", "https://www.investopedia.com/terms/o/otc.asp" ], [ "brokers", "https://www.investopedia.com/terms/b/broker.asp" ], [ "listing requirements", "https://www.investopedia.com/terms/l/listingrequirements.asp" ], [ "New York Stock Exchange (NYSE)", "https://www.investopedia.com/terms/n/nyse.asp" ], [ "equity", "https://www.investopedia.com/terms/e/equity.asp" ], [ "OTC Bulletin Board (OTCBB)", "https://www.investopedia.com/terms/o/otcbb.asp" ], [ "OTC Markets Group", "https://www.investopedia.com/terms/o/otc-markets-group-inc.asp" ], [ "financial statements", "https://www.investopedia.com/terms/f/financial-statements.asp" ], [ "liquidity", "https://www.investopedia.com/terms/l/liquidity.asp" ], [ "pump and dump", "https://www.investopedia.com/terms/p/pumpanddump.asp" ], [ "pink sheet", "https://www.investopedia.com/terms/p/pinksheets.asp" ], [ "momentum", "https://www.investopedia.com/terms/m/momentum.asp" ], [ "manipulation", "https://www.investopedia.com/terms/m/manipulation.asp" ], [ "promoters", "https://www.investopedia.com/terms/p/promoter.asp" ], [ "Securities and Exchange Commission (SEC)", "https://www.investopedia.com/terms/s/sec.asp" ], [ "Caveat Emptor", "https://www.investopedia.com/terms/c/caveatemptor.asp" ] ]

[ [ "weather derivatives", "https://www.investopedia.com/terms/w/weatherderivative.asp" ], [ "Speculators", "https://www.investopedia.com/terms/s/speculator.asp" ], [ "arbitrageurs", "https://www.investopedia.com/terms/a/arbitrageur.asp" ], [ "market makers", "https://www.investopedia.com/terms/m/marketmaker.asp" ], [ "HDD", "https://www.investopedia.com/terms/h/heatingdegreeday.asp" ], [ "CDD", "https://www.investopedia.com/terms/c/colddegreeday.asp" ], [ "commodity", "https://www.investopedia.com/investing/commodities-trading-overview/" ] ]

[ [ "after-tax returns", "https://www.investopedia.com/terms/a/after_tax_return.asp" ], [ "capital gains tax", "https://www.investopedia.com/terms/c/capital_gains_tax.asp" ], [ "capital gain", "https://www.investopedia.com/terms/c/capitalgain.asp" ], [ "unrealized gains", "https://www.investopedia.com/terms/u/unrealizedgain.asp" ], [ "realized gains", "https://www.investopedia.com/terms/r/realizedprofit.asp" ], [ "basis", "https://www.investopedia.com/terms/c/costbasis.asp" ], [ "capital assets", "https://www.investopedia.com/terms/c/capitalasset.asp" ], [ "non-fungible tokens (NFTs)", "https://www.investopedia.com/nft-tax-guide-5222726" ], [ "Tax Cuts and Jobs Act", "https://www.investopedia.com/taxes/how-gop-tax-bill-affects-you/" ], [ "(TCJA)", "https://www.investopedia.com/taxes/trumps-tax-reform-plan-explained/" ], [ "how long you hold the asset", "https://www.investopedia.com/articles/personal-finance/101515/comparing-longterm-vs-shortterm-capital-gain-tax-rates.asp" ], [ "long-term capital gains", "https://www.investopedia.com/terms/l/long-term_capital_gain_loss.asp" ], [ "short-term capital gains", "https://www.investopedia.com/terms/s/short-term-gain.asp" ], [ "ordinary income", "https://www.investopedia.com/terms/o/ordinaryincome.asp" ], [ "tax brackets", "https://www.investopedia.com/terms/t/taxbracket.asp" ], [ "treat some NFTs as collectibles", "https://www.investopedia.com/nft-tax-guide-5222726" ], [ "Section 1202", "https://www.investopedia.com/terms/s/section-1202.asp" ], [ "unrecaptured Section 1250 gain", "https://www.investopedia.com/terms/u/unrecaptured-1250-gain.asp" ], [ "Section 1250 real property", "https://www.investopedia.com/terms/s/section1250.asp" ], [ "special exclusion", "https://www.investopedia.com/ask/answers/06/capitalgainhomesale.asp" ], [ "principal residence", "https://www.investopedia.com/principal-residence-exclusion-definition-5211698" ], [ "married couples filing jointly", "https://www.investopedia.com/terms/m/mfj.asp" ], [ "depreciation recapture", "https://www.investopedia.com/terms/d/depreciationrecapture.asp" ], [ "net investment income (NII)", "https://www.investopedia.com/terms/n/netinvestmentincome.asp" ], [ "modified adjusted gross income (MAGI)", "https://www.investopedia.com/terms/m/magi.asp" ], [ "how long you held the asset", "https://www.investopedia.com/articles/personal-finance/101515/comparing-longterm-vs-shortterm-capital-gain-tax-rates.asp" ], [ "might want or need to sell", "https://www.investopedia.com/articles/stocks/07/when_to_sell.asp" ], [ "401(k)", "https://www.investopedia.com/terms/1/401kplan.asp" ], [ "403(b)", "https://www.investopedia.com/terms/1/403bplan.asp" ], [ "individual retirement account (IRA)", "https://www.investopedia.com/terms/i/ira.asp" ], [ "lower tax bracket", "https://www.investopedia.com/articles/retirement/062116/retirement-taxes-5-ways-save-money.asp" ], [ "Roth IRA", "https://www.investopedia.com/terms/r/rothira.asp" ], [ "relevant rules", "https://www.investopedia.com/roth-ira-withdrawal-rules-4769951" ], [ "could increase their total taxable income", "https://www.investopedia.com/terms/c/capitalgainsyield.asp" ], [ "capital losses", "https://www.investopedia.com/terms/c/capitalloss.asp" ], [ "carry over the loss", "https://www.investopedia.com/terms/c/capital-loss-carryover.asp" ], [ "cost basis", "https://www.investopedia.com/articles/investing/060313/what-determines-your-cost-basis.asp" ], [ "first in, first out (FIFO)", "https://www.investopedia.com/terms/f/fifo.asp" ], [ "last in, first out (LIFO)", "https://www.investopedia.com/terms/l/lifo.asp" ], [ "dollar-value LIFO", "https://www.investopedia.com/terms/d/dollar-value-lifo.asp" ], [ "specific share identification", "https://www.investopedia.com/terms/s/specific-share-identification.asp" ], [ "average cost", "https://www.investopedia.com/terms/a/averagecostmethod.asp" ] ]

[ [ "mortgage types", "https://www.investopedia.com/mortgage-rates-5094943" ], [ "Line graph showing the last 90 days of the 30-year new purchase mortgage rate average - May 13, 2024", "https://www.investopedia.com/thmb/vYh1eDOXnXlkFRurVsOmvcxayFM=/1500x0/filters:no_upscale(" ], [ "Provided via the Zillow Mortgage API", "https://www.zillow.com/" ], [ "your best mortgage option", "https://www.investopedia.com/mortgage-rates-5094943" ], [ "Compare the Best Mortgage Rates Today - May 21, 2024", "https://www.investopedia.com/mortgage-rates-5094943" ], [ "Provided via the Zillow Mortgage API", "https://www.zillow.com/" ], [ "Provided via the Zillow Mortgage API", "https://www.zillow.com/" ], [ "Mortgage Calculator", "https://www.investopedia.com/mortgage-calculator-5084794" ], [ "Federal Reserve's", "https://www.investopedia.com/terms/f/federalreservebank.asp" ], [ "mortgage lenders and across loan types", "https://www.investopedia.com/best-mortgage-lenders-5076852" ], [ "bond-buying policy", "https://www.investopedia.com/ask/answers/060115/how-do-open-market-operations-omos-affect-bond-prices.asp" ], [ "federal funds rate", "https://www.investopedia.com/terms/f/federalfundsrate.asp" ], [ "loan-to-value (LTV) ratio", "https://www.investopedia.com/terms/l/loantovalue.asp" ] ]

[ [ "robo-advisor", "https://www.investopedia.com/terms/r/roboadvisor-roboadviser.asp" ], [ "Fidelity", "https://click.linksynergy.com/fs-bin/click?id=RL7M2q*4kuk&offerid=1500096.1134&type=3&subid=0" ], [ "Interactive Brokers", "https://interactiveadvisors.com/?&dd_pm=none&dd_pm_cat=robo&dd_pm_company=interactive_advisors" ], [ "Charles Schwab", "https://ad.doubleclick.net/ddm/trackclk/N6036.Investopedia.com/B29101415.354473582;dc_trk_aid=546438013;dc_trk_cid=184464738;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" ], [ "Robinhood", "https://robinhood.c3me6x.net/c/328256/1149283/10402?subid1=4587919&subid2=nd7cc274e6cc64c2d9c211f7f4bd474af20" ], [ "mutual funds", "https://www.investopedia.com/terms/m/mutualfund.asp" ], [ "stock splits", "https://www.investopedia.com/terms/s/stocksplit.asp" ], [ "dividend reinvestment programs", "https://www.investopedia.com/terms/d/dividendreinvestmentplan.asp" ], [ "company mergers or acquisitions", "https://www.investopedia.com/terms/m/mergersandacquisitions.asp" ], [ "Dollar cost averaging", "https://www.investopedia.com/terms/d/dollarcostaveraging.asp" ], [ "Investopedia ranks Fidelity as the Best Online Broker for ETFs", "https://www.investopedia.com/best-brokers-for-etfs-4587875" ], [ "Liquidity", "https://www.investopedia.com/terms/l/liquidity.asp" ] ]

[ [ "competitive advantage", "https://www.investopedia.com/terms/c/competitive_advantage.asp" ], [ "market share", "https://www.investopedia.com/terms/m/marketshare.asp" ], [ "Antitrust", "https://www.investopedia.com/terms/a/antitrust.asp" ], [ "hoarding", "https://www.investopedia.com/terms/h/hoarding.asp" ], [ "corner the copper market", "https://www.investopedia.com/terms/m/mrcopper.asp" ] ]

[ [ "start a business", "https://www.investopedia.com/how-to-start-a-business-4689813" ], [ "startup", "https://www.investopedia.com/terms/s/startup.asp" ], [ "investors", "https://www.investopedia.com/terms/i/investor.asp" ], [ "secured loans or unsecured loans", "https://www.investopedia.com/ask/answers/110614/what-difference-between-secured-and-unsecured-debts.asp" ], [ "capital", "https://www.investopedia.com/terms/c/capital.asp" ], [ "interest", "https://www.investopedia.com/terms/i/interest.asp" ], [ "**Peer-to-peer (P2P) lending**", "https://www.investopedia.com/terms/p/peer-to-peer-lending.asp" ], [ "lenders", "https://www.investopedia.com/terms/l/lender.asp" ], [ "origination", "https://www.investopedia.com/terms/o/origination-fee.asp" ], [ "repayments", "https://www.investopedia.com/terms/r/repayment.asp" ], [ "defaults", "https://www.investopedia.com/terms/d/default2.asp" ], [ "business plan", "https://www.investopedia.com/terms/b/business-plan.asp" ], [ "microlending", "https://www.investopedia.com/articles/personal-finance/040715/what-microlending-and-how-does-it-work.asp" ], [ "installment loans", "https://www.investopedia.com/articles/personal-finance/072316/how-installment-loans-work.asp" ], [ "cash advances", "https://www.investopedia.com/terms/c/cashadvance.asp" ], [ "loan", "https://www.investopedia.com/terms/l/loan.asp" ], [ "co-signers", "https://www.investopedia.com/terms/c/co_sign.asp" ], [ "collateral", "https://www.investopedia.com/terms/c/collateral.asp" ], [ "research", "https://www.investopedia.com/terms/m/market-research.asp" ], [ "marketing plan", "https://www.investopedia.com/terms/m/marketing-plan.asp" ], [ "logistics", "https://www.investopedia.com/terms/l/logistics.asp" ], [ "investment", "https://www.investopedia.com/terms/i/investment.asp" ], [ "cash flow", "https://www.investopedia.com/terms/c/cashflow.asp" ], [ "sole proprietor", "https://www.investopedia.com/terms/s/soleproprietorship.asp" ], [ "limited liability company (LLC)", "https://www.investopedia.com/terms/l/llc.asp" ], [ "partnership", "https://www.investopedia.com/terms/p/partnership.asp" ], [ "corporation", "https://www.investopedia.com/terms/c/corporation.asp" ], [ "articles of organization", "https://www.investopedia.com/terms/a/articles-of-organization.asp" ], [ "Employer Identification Number (EIN)", "https://www.investopedia.com/terms/e/employer-identification-number.asp" ], [ "Internal Revenue Service (IRS)", "https://www.investopedia.com/terms/i/irs.asp" ], [ "tax returns", "https://www.investopedia.com/terms/t/taxreturn.asp" ], [ "returns", "https://www.investopedia.com/terms/r/return.asp" ], [ "bookkeeping", "https://www.investopedia.com/articles/professionals/091715/career-advice-accounting-vs-bookkeeping.asp" ], [ "payroll", "https://www.investopedia.com/terms/p/payroll.asp" ], [ "principal", "https://www.investopedia.com/terms/p/principal.asp" ], [ "accounting", "https://www.investopedia.com/terms/a/accounting.asp" ], [ "business insurance", "https://www.investopedia.com/best-small-business-insurance-4844202" ], [ "workers’ compensation", "https://www.investopedia.com/terms/w/workers-compensation.asp" ], [ "creditworthiness", "https://www.investopedia.com/terms/c/credit-worthiness.asp" ], [ "annual percentage rates (APRs)", "https://www.investopedia.com/terms/a/apr.asp" ], [ "credit checks", "https://www.investopedia.com/terms/c/credit-inquiry.asp" ], [ "credit score", "https://www.investopedia.com/terms/c/credit_score.asp" ], [ "Social Security numbers (SSNs)", "https://www.investopedia.com/terms/s/ssn.asp" ], [ "financial services", "https://www.investopedia.com/ask/answers/what-is-finance/#toc-financial-services" ] ]

[ [ "UBS", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=UBS" ], [ "bailout", "https://www.investopedia.com/what-happened-at-credit-suisse-and-why-did-it-collapse-7369825" ], [ "Chief Executive Officer (CEO", "https://www.investopedia.com/terms/c/ceo.asp" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "silver certificate", "https://www.investopedia.com/terms/s/silver-certificate.asp" ], [ "precious metal", "https://www.investopedia.com/terms/p/preciousmetal.asp" ], [ "silver", "https://www.investopedia.com/terms/s/silver.asp" ], [ "currency", "https://www.investopedia.com/terms/c/currency.asp" ], [ "coinage", "https://www.investopedia.com/articles/economics/10/history-of-us-coinage.asp" ], [ "gold standard", "https://www.investopedia.com/ask/answers/09/gold-standard.asp" ], [ "U.S. Treasury", "https://www.investopedia.com/terms/u/ustreasury.asp" ], [ "face value", "https://www.investopedia.com/terms/f/facevalue.asp" ], [ "Silver", "https://www.investopedia.com/thmb/Q35hNo1M6400sGX5Efotdsl2LNI=/1500x0/filters:no_upscale(" ], [ "mint", "https://www.investopedia.com/terms/m/mint.asp" ], [ "greenback", "https://www.investopedia.com/terms/g/greenback.asp" ], [ "Silver's", "https://www.investopedia.com/articles/investing/032613/best-way-buy-silver.asp" ], [ "bullion", "https://www.investopedia.com/terms/b/bullion.asp" ], [ "redeemable", "https://www.investopedia.com/terms/r/redemption.asp" ], [ "value", "https://www.investopedia.com/terms/v/value.asp" ], [ "banknotes", "https://www.investopedia.com/terms/b/banknote.asp" ], [ "Alexander Hamilton", "https://www.investopedia.com/who-is-alexander-hamilton-5205028" ], [ "legal tender", "https://www.investopedia.com/terms/l/legal-tender.asp" ], [ "Federal Reserve", "https://www.investopedia.com/terms/f/federalreservesystem.asp" ], [ "denomination", "https://www.investopedia.com/terms/d/denomination.asp" ], [ "Investors", "https://www.investopedia.com/terms/i/investor.asp" ], [ "commodity", "https://www.investopedia.com/terms/c/commodity.asp" ], [ "exchange-traded fund (ETF)", "https://www.investopedia.com/terms/e/etf.asp" ], [ "WPM", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=wpm" ], [ "SVM", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=svm" ], [ "AG", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=ag" ], [ "HL", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=hl" ], [ "SSRM", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=ssrm" ] ]

[ [ "especially when it comes to bitcoin", "https://www.investopedia.com/bitcoin-s-on-a-tear-but-not-all-crypto-is-booming-8379526" ], [ "new plan", "https://www.investopedia.com/why-ftx-plan-to-refund-90-percent-of-recovered-assets-doesnt-add-up-to-90-percent-of-what-customers-lost-8362556" ], [ "BlackRock originally filed", "https://www.investopedia.com/blackrock-files-for-a-spot-bitcoin-etf-7547609" ], [ "now see an approval as imminent", "https://www.investopedia.com/bitcoin-briefly-crosses-usd30k-on-etf-optimism-8364430" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "IPO market this year", "https://www.investopedia.com/tepid-ipo-market-shows-little-signs-of-strengthening-heading-into-2024-8407869" ], [ "ARM", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=ARM" ], [ "largest U.S. IPO since 2021", "https://www.investopedia.com/british-chip-designer-arm-debuts-on-nasdaq-in-biggest-us-ipo-since-2021-7969648" ], [ "Instacart", "https://www.investopedia.com/instacart-debuts-on-nasdaq-after-raising-ipo-price-7971485" ], [ "CART", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=CART" ], [ "Birkenstock", "https://www.investopedia.com/birkenstock-shares-sink-on-their-first-day-of-trading-8350776" ], [ "BIRK", "https://www.investopedia.com/markets/quote?tvwidgetsymbol=BIRK" ], [ "[email protected]", "mailto:[email protected]" ] ]

[ [ "bank reserves", "https://www.investopedia.com/terms/b/bank-reserve.asp" ], [ "sovereign wealth fund", "https://www.swfinstitute.org/sovereign-wealth-fund/" ], [ "Funds targeting specific industries", "https://www.investopedia.com/terms/i/international-petroleum-investment-company.asp" ], [ "debt instruments", "https://www.investopedia.com/terms/d/debtinstrument.asp" ], [ "significant sovereign wealth funds", "https://www.investopedia.com/terms/g/government-of-singapore-investment-corporation.asp" ], [ "top five largest SWFs", "https://www.swfinstitute.org/fund-rankings/sovereign-wealth-fund" ], [ "Norway’s Government Pension Fund Global", "https://www.investopedia.com/news/5-largest-sovereign-wealth-funds/" ], [ "China Investment Corporation", "https://www.investopedia.com/terms/c/china-inv-corp.asp" ], [ "Government Pension Investment Fund Japan", "https://www.investopedia.com/terms/g/government-pension-investment-fund-gpif.asp" ] ]

[ [ "security", "https://www.investopedia.com/terms/s/security.asp" ], [ "volatile", "https://www.investopedia.com/terms/v/volatility.asp" ], [ "Day traders", "https://www.investopedia.com/terms/d/daytrader.asp" ], [ "buy and hold", "https://www.investopedia.com/terms/b/buyandhold.asp" ], [ "long", "https://www.investopedia.com/terms/l/long.asp" ], [ "quarterly report", "https://www.investopedia.com/terms/e/earningsreport.asp" ], [ "short sell", "https://www.investopedia.com/terms/s/shortselling.asp" ], [ "put options", "https://www.investopedia.com/terms/p/putoption.asp" ], [ "rallies", "https://www.investopedia.com/terms/r/rally.asp" ], [ "analysts seek models that explain patterns", "https://www.investopedia.com/articles/forex/09/mcginley-dynamic-indicator.asp" ], [ "Whipsaw", "https://www.investopedia.com/thmb/2kcDTl-vTxcZWpdueJIbUHyUNYw=/1500x0/filters:no_upscale(" ], [ "swing traders", "https://www.investopedia.com/terms/s/swingtrading.asp" ], [ "long straddles", "https://www.investopedia.com/terms/l/longstraddle.asp" ], [ "stopped out", "https://www.investopedia.com/terms/s/stoppedout.asp" ], [ "Envelopes", "https://www.investopedia.com/articles/trading/08/moving-average-envelope.asp" ], [ "parabolic SAR", "https://www.investopedia.com/terms/p/parabolicindicator.asp" ], [ "vortex indicato", "https://www.investopedia.com/articles/active-trading/072115/understand-vortex-indicator-trading-strategies.asp" ] ]

[ [ "multistep process that evolves over time", "https://www.investopedia.com/retirement/retirement-planning-doesnt-stop-when-you-retire/" ], [ "how long you have to meet them", "https://www.investopedia.com/401k-age-limits-too-young-5323754" ], [ "tax deductions", "https://www.investopedia.com/terms/t/tax-deduction.asp" ], [ "risk tolerance", "https://www.investopedia.com/terms/r/risktolerance.asp" ], [ "money they need to save", "https://www.investopedia.com/articles/personal-finance/112915/how-much-money-do-you-need-retire-56.asp" ], [ "the 4% rule", "https://www.merrilledge.com/article/how-much-do-you-really-need-to-save-for-retirement" ], [ "Investopedia's Retirement Guide", "https://www.amazon.com/dp/B0CKKSVGP6" ], [ "your plans for retirement", "https://www.investopedia.com/articles/retirement/07/retirement-questions.asp" ], [ "travel during retirement", "https://www.investopedia.com/traveling-during-retirement-7564945" ], [ "effective retirement strategy", "https://www.investopedia.com/articles/personal-finance/120314/top-retirement-strategies-small-business-owners.asp" ], [ "stocks have historically outperformed other securities", "https://www.investopedia.com/articles/basics/08/stocks-bonds-performance.asp" ], [ "purchasing power", "https://www.investopedia.com/terms/p/purchasingpower.asp" ], [ "RetirementPlanningMadeEasy.com", "https://retirementplanningmadeeasy.com/" ], [ "preservation of capital", "https://www.investopedia.com/terms/p/preservationofcapital.asp" ], [ "multistage retirement plan", "https://www.investopedia.com/articles/financial-analysis/090216/7-steps-create-10-year-retirement-plan.asp" ], [ "liquidity", "https://www.investopedia.com/terms/l/liquidity.asp" ], [ "rebalancing your portfolio", "https://www.investopedia.com/investing/rebalance-your-portfolio-stay-on-track/" ], [ "compounding", "https://www.investopedia.com/terms/c/compounding.asp" ], [ "post-retirement spending habits", "https://www.investopedia.com/articles/personal-finance/110315/4-phases-retirement-and-how-budget-them.asp" ], [ "enough savings for retirement", "https://www.investopedia.com/articles/financial-advisors/122815/how-much-millennials-should-save-retire-comfortably.asp" ], [ "Actuarial life tables", "https://www.investopedia.com/terms/a/actuarial-life-table.asp#axzz1QUEoyHZs" ], [ "longevity risk", "https://www.investopedia.com/terms/l/longevityrisk.asp" ], [ "more money than you think", "https://www.investopedia.com/retirement/how-sabotage-your-retirement/" ], [ "after-tax real rate of return", "https://www.investopedia.com/terms/a/after-tax-real-rate-of-return.asp" ], [ "an unrealistic expectation", "https://www.investopedia.com/articles/retirement/052716/retirement-planning-why-real-rates-return-matter-most.asp" ], [ "risk aversion", "https://www.investopedia.com/terms/r/riskaverse.asp" ], [ "Treasury bonds", "https://www.investopedia.com/terms/t/treasurybond.asp" ], [ "estate taxes", "https://www.investopedia.com/terms/e/estatetax.asp" ], [ "Estate planning", "https://www.investopedia.com/articles/wealth-management/122915/4-reasons-estate-planning-so-important.asp" ], [ "an important part of an estate plan", "https://www.investopedia.com/articles/retirement/10/estate-planning-checklist.asp" ], [ "tax implications", "https://www.investopedia.com/articles/personal-finance/120715/estate-taxes-who-pays-what-and-how-much.asp" ], [ "trust", "https://www.investopedia.com/terms/t/trust.asp" ], [ "move into more conservative types of investments", "https://www.investopedia.com/ask/answers/020515/are-treasury-bills-good-investment-retirement-savings.asp" ], [ "savings would begin in your 20s", "https://www.investopedia.com/articles/personal-finance/040315/why-save-retirement-your-20s.asp" ], [ "retirement benefits", "https://www.investopedia.com/special-government-help-for-your-retirement-5069756" ], [ "full retirement age", "https://www.investopedia.com/terms/n/normal-retirement-age-nra.asp" ], [ "retirement planning is falling on individuals", "https://www.investopedia.com/articles/personal-finance/081715/yes-you-can-manage-your-own-retirement.asp" ], [ "defined-benefit pension", "https://www.investopedia.com/terms/d/definedbenefitpensionplan.asp" ], [ "defined-contribution plans", "https://www.investopedia.com/terms/d/definedcontributionplan.asp" ] ]

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