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{
    "ABoR": "Administrative Board of Review",
    "ABS": "asset-backed security",
    "ABSPP": "asset-backed securities purchase programme",
    "ACH": "automated clearing house",
    "AIF": "alternative investment fund",
    "AMA": "advanced measurement approach",
    "AMC": "asset management company",
    "AMI-Pay": "Advisory Group on Market Infrastructures for Payments",
    "AMI-SeCo": "Advisory Group on Market Infrastructures for Securities and Collateral",
    "AML": "anti-money laundering",
    "API": "application programming interface",
    "APP": "asset purchase programme",
    "ASC": "Advisory Scientific Committee",
    "ASLP": "automated security lending programme",
    "AT1": "Additional Tier 1",
    "ATC": "Advisory Technical Committee",
    "ATM": "automated teller machine",
    "b.o.p.": "balance of payments",
    "BCBS": "Basel Committee on Banking Supervision",
    "BCPs": "Basel Core Principles",
    "BEPGs": "Broad Economic Policy Guidelines",
    "BIC": "Business Identifier Code",
    "BIS": "Bank for International Settlements",
    "BPM6": "Balance of Payments and International Investment Position Manual",
    "bps": "basis points",
    "BRM": "breach reporting mechanism",
    "BRRD": "Bank Recovery and Resolution Directive",
    "c.i.f.": "Cost, insurance and freight at the importer’s border",
    "CAPE": "cyclically adjusted price/earnings (ratio)",
    "CAPM": "capital asset pricing model",
    "CAS": "capital adequacy statement",
    "CBOE": "Chicago Board Options Exchange",
    "CBPP": "covered bond purchase programme",
    "CBR": "combined buffer requirement",
    "CCBM": "correspondent central banking model",
    "CCBM2": "Collateral Central Bank Management",
    "CCoB": "capital conservation buffer",
    "CCP": "central counterparty",
    "CCyB": "countercyclical capital buffer",
    "CDS": "credit default swap",
    "CESR": "Committee of European Securities Regulators",
    "CET1": "Common Equity Tier 1",
    "CGFS": "Committee on the Global Financial System",
    "CGO": "Compliance and Governance Office",
    "CISS": "composite indicator of systemic stress",
    "CJEU": "Court of Justice of the European Union",
    "CMU": "capital markets union",
    "CO2": "carbon dioxide",
    "COGESI": "Contact Group on Euro Securities Infrastructures",
    "COI": "Centralised On-Site Inspections Division",
    "COREP": "common reporting",
    "CPI": "consumer price index",
    "CPMI": "Committee on Payments and Market Infrastructures",
    "CPSIPS": "Core Principles for Systemically Important Payment Systems",
    "CRD": "Capital Requirements Directive",
    "CRE": "commercial real estate",
    "CRR": "Capital Requirements Regulation",
    "CSD": "central securities depository ",
    "CSPP": "corporate sector purchase programme",
    "D-SIB": "domestic systemically important bank",
    "DFR": "deposit facility rate",
    "DG ECFIN": "Directorate General for Economic and Financial Affairs, European Commission",
    "DGS": "deposit guarantee scheme",
    "DLT": "distributed ledger technology",
    "DSR": "debt service ratio",
    "DSTI": "debt service-to-income",
    "DTA": "deferred tax asset",
    "DTI": "debt-to-income",
    "DvD": "delivery versus delivery",
    "DvP": "delivery versus payment",
    "EAD": "exposure at default",
    "EBA": "European Banking Authority",
    "EBITDA": "earnings before interest, taxes, depreciation and amortisation",
    "EBP": "excess bond premium",
    "EBPP": "Electronic Bill Presentment and Payment ",
    "ECA": "European Court of Auditors",
    "ECAF": "Eurosystem credit assessment framework",
    "ECB": "European Central Bank ",
    "ECL": "expected credit loss",
    "ECOFIN": "Economic and Financial Affairs Council. Council of the European Union",
    "ECU": "European Currency Unit ",
    "EDF": "expected default frequency",
    "EDI": "electronic data interchange ",
    "EDIS": "European Deposit Insurance Scheme",
    "EDP": "excessive deficit procedure ",
    "EDW": "European Data Warehouse",
    "EEA": "European Economic Area ",
    "EER": "effective exchange rate ",
    "EFC": "Economic and Financial Committee ",
    "EFSF": "European Financial Stability Facility ",
    "EFSM": "European Financial Stabilisation Mechanism ",
    "EIOPA": "European Insurance and Occupational Pensions Authority",
    "EL": "Expected Loss",
    "ELB": "effective lower bound",
    "ELBE": "Expected Loss Best Estimate",
    "ELMI": "electronic money institution",
    "EMIR": "European Market Infrastructure Regulation",
    "EMMS": "Euro Money Market Survey",
    "EMS": "European Monetary System ",
    "EMU": "Economic and Monetary Union ",
    "EONIA": "euro overnight index average",
    "ERM II": "exchange rate mechanism II",
    "ERPB": "Euro Retail Payments Board",
    "ESA": "European Supervisory Authority",
    "ESA 2010": "European System of Accounts 2010 ",
    "ESA 95": "European System of Accounts 1995 ",
    "ESCB": "European System of Central Banks",
    "ESCG": "European Systemic Cyber Group",
    "ESFS": "European System of Financial Supervision",
    "ESM": "European Stability Mechanism",
    "ESMA": "European Securities and Markets Authority",
    "ESRB": "European Systemic Risk Board",
    "ETF": "exchange-traded fund",
    "EUCLID": "European centralised infrastructure for supervisory data",
    "EURIBOR": "euro interbank offered rate",
    "€STR": "euro short-term rate",
    "EVE": "economic value of equity",
    "f.o.b.": "Free on board at the exporter’s border",
    "FINREP": "financial reporting",
    "FMI": "financial market infrastructure",
    "FOLTF": "failing or likely to fail",
    "FOMC": "Federal Open Market Committee",
    "FRA": "forward rate agreement",
    "FSB": "Financial Stability Board",
    "FSR": "Financial Stability Review",
    "FTS": "funds transfer system",
    "FVA": "fair value accounting",
    "FVC": "financial vehicle corporation",
    "FX": "foreign exchange",
    "G-SIB": "global systemically important bank",
    "G-SII": "global systemically important institution",
    "GAAP": "generally accepted accounting principles",
    "GDP": "gross domestic product",
    "HICP": "Harmonised Index of Consumer Prices",
    "HLEG": "High-Level Expert Group on Sustainable Finance",
    "HoM": "Head of Mission",
    "HQLA": "high-quality liquid asset",
    "i.i.p.": "international investment position",
    "IAIG": "internationally active insurance group",
    "IAIS": "International Association of Insurance Supervisors",
    "IAS": "International Accounting Standards",
    "IBAN": "International Bank Account Number",
    "IC": "internal capital",
    "ICAAP": "Internal Capital Adequacy Assessment Process",
    "ICMA": "International Capital Market Association",
    "ICPFs": "insurance corporations and pension funds",
    "ICR": "interest coverage ratio",
    "ICS": "Insurance Capital Standard",
    "ICSD": "international central securities depository",
    "IF": "investment fund",
    "IFRS": "International Financial Reporting Standards",
    "IFTS": "interbank funds transfer system",
    "ILAAP": "Internal Liquidity Adequacy Assessment Process",
    "ILO": "International Labour Organization",
    "ILS": "inflation-linked swap",
    "IMAS": "SSM Information Management System",
    "IMF": "International Monetary Fund",
    "IMI": "internal model investigation",
    "IOSCO": "International Organization of Securities Commissions",
    "IPS": "institutional protection scheme",
    "IRB": "internal ratings-based",
    "IRBA": "internal ratings-based approach",
    "IRR": "internal rate of return",
    "IRRBB": "interest rate risk in the banking book",
    "IRT": "Internal Resolution Team",
    "ISIN": "International Securities Identification Number",
    "ITS": "Implementing Technical Standards",
    "JSS": "Joint Supervisory Standards",
    "JST": "Joint Supervisory Team",
    "JSTC": "Joint Supervisory Team coordinator",
    "KRI": "key risk indicator",
    "LCBG": "large and complex banking group",
    "LCR": "liquidity coverage ratio",
    "LGD": "loss-given-default",
    "LSI": "less significant institution",
    "LSTI": "loan service-to-income",
    "LTD": "loan-to-deposit",
    "LTG": "long-term guarantee",
    "LTI": "loan-to-income",
    "LTRO": "longer-term refinancing operation",
    "LTSF": "loan-to-stable-funding",
    "LTV": "loan-to-value",
    "M&A": "mergers and acquisitions",
    "MDA": "maximum distributable amount",
    "MFI": "monetary financial institution",
    "MiFID": "Markets in Financial Instruments Directive",
    "MiFIR": "Markets in Financial Instruments Regulation",
    "MIP": "macroeconomic imbalance procedure",
    "MMF": "money market fund",
    "MMS": "money market statistics",
    "MMSR": "money market statistical reporting",
    "MPC": "Monetary Policy Committee",
    "MREL": "minimum requirement for own funds and eligible liabilities",
    "MSC": "merchant service charge",
    "NAV": "net asset value",
    "NBNI": "non-bank, non-insurance",
    "NCA": "national competent authority",
    "NCB": "national central bank",
    "NDA": "national designated authority",
    "NFC": "non-financial corporation",
    "NFCI": "net fee and commission income",
    "NII": "net interest income",
    "NIRP": "negative interest rate policy",
    "NPE": "non-performing exposure",
    "NPLs": "non-performing loans",
    "NRA": "national resolution authority",
    "NSA": "national supervisory authority",
    "NSFR": "net stable funding ratio",
    "O&D": "options and discretions",
    "O-SII": "other systemically important institution",
    "OECD": "Organisation for Economic Co-operation and Development",
    "OFI": "other financial institution",
    "OIS": "overnight index swap",
    "OJ": "Official Journal of the European Union",
    "ORC": "overall recovery capacity",
    "OSI": "on-site inspection",
    "OTC": "over-the-counter",
    "P&L": "profit and loss",
    "P/E": "price/earnings (ratio)",
    "P2G": "Pillar 2 guidance",
    "P2P payment": "peer-to-peer payment",
    "P2R": "Pillar 2 requirement",
    "PCE": "personal consumption expenditure",
    "PD": "probability of default",
    "PE-ACH": "pan-European automated clearing house",
    "PIN": "personal identification number",
    "PPI": "prudential policy index",
    "PPP": "purchasing power parity",
    "PQD": "public quantitative disclosure",
    "PSPP": "public sector purchase programme",
    "PvP": "payment versus payment",
    "QE": "quantitative easing",
    "RAROC": "risk-adjusted return on capital",
    "RAS": "risk appetite statement",
    "repo": "repurchase agreement, repurchase operation",
    "ROA": "return on assets",
    "ROE": "return on equity",
    "RORAC": "return on risk-adjusted capital",
    "RRE": "residential real estate",
    "RTGS system": "real-time gross settlement system",
    "RTS": "Regulatory Technical Standards",
    "RWA": "risk-weighted asset",
    "S&P": "Standard & Poor’s",
    "SBBS": "sovereign bond-backed security",
    "SCR": "Solvency Capital Requirement",
    "SDR": "special drawing right",
    "SEP": "Supervisory Examination Programme",
    "SEPA": "Single Euro Payments Area",
    "SFT": "securities financing transaction",
    "SGP": "Stability and Growth Pact",
    "SI": "significant institution",
    "SII": "systemically important institution",
    "SIPS": "systemically important payment system",
    "SMEs": "small and medium-sized enterprises",
    "SPV": "special-purpose vehicle",
    "SQA": "Supervisory Quality Assurance",
    "SRB": "systemic risk buffer",
    "SREP": "Supervisory Review and Evaluation Process",
    "SRF": "Single Resolution Fund",
    "SRM": "Single Resolution Mechanism",
    "SRMR": "Single Resolution Mechanism Regulation",
    "SSG": "SSM Simplification Group",
    "SSM": "Single Supervisory Mechanism",
    "SSMR": "Single Supervisory Mechanism Regulation",
    "SSS": "securities settlement system",
    "STE": "Short Term Exercise",
    "STP": "straight-through processing",
    "T2": "Tier 2",
    "T2S": "TARGET2-Securities",
    "TFEU": "Treaty on the Functioning of the European Union",
    "TIPS": "TARGET instant payment settlement",
    "TLAC": "total loss-absorbing capacity",
    "TLTRO": "targeted longer-term refinancing operation",
    "TREA": "total risk exposure amount",
    "TRIM": "targeted review of internal models",
    "TRN": "transaction reference number",
    "TSCG": "Treaty on Stability, Coordination and Governance in the Economic and Monetary Union",
    "UL": "Unexpeccted Loss",
    "TSCR": "total SREP capital requirement (P1R+P2R)",
    "UCITS": "undertaking for collective investment in transferable securities",
    "ULCM": "Unit labour costs in the manufacturing sector.",
    "ULCT": "Unit labour costs in the total economy.",
    "VaR": "value at risk",
    "VIX": "Chicago Board Options Exchange’s Volatility Index",
    "XML": "Extensible Markup Language"
}