Instruction
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You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Collection agency inquires on my credit report without permissible purpose.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | An account is still showing a balance after being paid.
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit score for Transunion has changed by almost XXXX pointsd and I have paid all accounts on time with no closing of any accounts.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I found that Citi / AAdvantage Platinum Select Card charged me an additional {$0.00} on almost all of my credit card charges in 2015.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have found this on my credit report. I do not know what it is for.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Request a payoff statement on an existing loan
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America customer service charges and telephone fees and non disclosures and discrimination in lending hold fees
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They are calling my employer sailing they are XXXX telling my employer false statements ruining my name
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I can not access my anual report it says I am not me
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Calling multiple time in a row then sending emails repeatedly
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My insurance company already paid the bill
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This should n't have been placed on my credit, the consumer equipment was returned.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have disputed this debt and asked for verification of my responsibility for the account but never received it.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have sent XXXX a request to investigate some accounts from my credit file and they are not responding.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Please see the attached detailed narrative in RESPA complaint filed with the mortgage servicer
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They are reporting old debt as new accounts
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The address of : XXXX XXXX XXXX, TN XXXX is incorrect. I have never lived in TN.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Ally Bank does not know how regulates them. I wanted to submit a complaint and they do not have a clue.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Please remove from my credit report.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Prime Acceptance call all day repeatedly from different numbers.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian has fail to delete wrong information on my report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Need to verify debt or have removed from credit report.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They keep calling me although they have the wrong name. I told them in so many words but they still call.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Wrong address listed on my Trans Union credit report. Never lived at XXXX XXXX in XXXX XXXX Michigan.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX is attempting to recover an already paid for account that I originated with XXXX.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This was an unauthorized charge.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This XXXX account reporting is past the statute of limitations please remove as requested
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | allowing companies without my permission to pull my report
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is a civil judgement on my credit file which is not mine
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 'm a victim of identity theft and someone opened up account in my name that im not responds for.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I did not have the money at the time, but do now and would like to resolve this debt
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Collection Agency CREDIT MAMAGEMENT COMPANY on behalf Original Creditor XXXX XXXX XXXX XXXX XXXX trying to collect {$250.00} which I do NOT owe.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union is not responding to my requests to investigate and remove some accounts from my credit file that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I keep getting calls from this number with threats of having me prosecuted and being verbally abusive.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Late fees since XXXX XXXX to XXXX XXXX needs to be review with lender. We believe the late fees are incorrect.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The wrong address in XXXX of my reports I have never lived at
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Company has not provided me with billing statement and description of services.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX did a hard-pull of my credit report with Experian without my express consent. I want this report to be removed from my credit history.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account information was due to be removed from public record XXXX 2016 and is still on record.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Caller continueso to call at least 3 to 4 times a week asking for personal information. Claiming they represent XXXX.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America is reporting a charge off for a credit card I have never had
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was in middle of buying a home and the title company found a judgement against me that was n't on my credit.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Male from collection agency came to my mothers home and issued her paper work regarding my debt..
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received a letter claiming I owe money, but according to the original company I do not. I believe this is a scam.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Have tried several times to get my credit report to dispute inaccurate information but company refuses to provide online access.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank is reordering transactions to cause overdrafts and not processing deposits before withdraws.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do not agree with the XXXX. Review the attached documents very carefully please.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have been attempting to get a loan modification and I have been unsuccessful with my mortgage company. They refuse to assist me with a modification.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My name is XXXX XXXX.
There is a person I am not AWARE of on my account, XXXX XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Number calls me multiple times a day
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I could not get my report online from XXXX and Experian
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Incorrect information was listed on my report, resulting in the rejection of lease application.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | A short sale request has been placed with US Bank - and they have not made a response in over 30 days
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Usaa. Debt collection tactics with XXXX
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | 4 or 5 phone calls a day with no one on the other end of the line
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Personal info stolen fro XXXX.
Attempts to get credit cards from companies that I already have an account, caused hard hits on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit is too old .should be removed from my credit after 7-10 years and it has been past that
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 've checked credit report and noticed I few things I was n't aware of I 've tried to dispute the items but there still there
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | experian reporting a judgement on my credit report this judgement was vacated please remove this asap.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Furnished misinformation being reported by Experian credit bureau which thus has been deleted by XXXX and XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | TRANSUNION AND XXXX REPORTING INFORMATION NOT MINE.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This is a GAP VISA. I do n't owe them anything. I never opened it.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | do not know why this is on my cr report, do not know this company
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My mortgage company did not pay my property taxes on time.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Telephone numbers listed as XXXX and XXXX have never been associated with me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This debt is not mine and it 's affecting my credit how can I get this resolved and removed from my credit report..
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Wells Fargo turned me down for a car loan.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | A public record still on my account,, I paid off the balance to full fill the judgement
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I paid off the balance but the account still showing in open/collection status
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Did n't get score
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have not been contacted ... appears on my credit file
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they are putting my debt on my report. this is not my debt
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | cable i never had and they want me to pay for something i didnt do
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | MY ACCOUNTS ARE ALL LOCKED DOWN AND SAYING THAT I HAVE BEEN MARRIED AND ALSO HAVE A NEW HOUSE I AM RENTING OUT
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have already done a fraud alert I need my report so I can look over it
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX account billing is incorrect, account not mine, in another state, Ohio.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 'm house wife and not involved husband 's business and Bank of America reported to XXXX with my husband ( complaint number # : XXXX )
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX has misreported my payment history. I have presented to Experian copies of my cancelled checks which they will not acknowledge
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I never file a BK and It was removed from XXXX but is reporting to Experian and XXXX XXXX.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Payday Loan company continually calls my family, they have asked for them to stop calling them.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Called once at XXXX and again
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Ally Financial reported false information about me to multiple credit bureaus.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a child support claim dating back from XX/XX/XXXX.I am only XXXX, I was born in XX/XX/XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | After dispute with credit report agency gave me no initial explanation to why I could not view my credit report online.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have an account on my credit report that is not mine XXXX XXXX XXXX
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX is debt collection they keep calling we do n't have any debts we want them to stop calling us
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have contacted several times to advise the debt does not belong to me
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | BAC loan was signed to rescind BAC stole over {$150000.00}.
BAC they broke a dozen Laws ( to me )
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I would like the reported information updated and removed from the report
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THe debt was paid and they still have it showed as open on my credit report but with a {$0.00} balance.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX This item does not belong to me, and it keeping me from getting a job.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I applied for a XXXX Credit Card with US Bank with a FICO score of XXXX and wasrejected and I have been treated very unfairly by the bank..
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Please see attached Word document for all complaints against SunTrust Mortgage Co .
Thank you.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have filed lawsuits against TransUnion and XXXX. A s a result, these credit bureaus will not supply the required annual report for unknown reasons.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian is not responding to my requests to investigate and remove accounts from my credit report that were opened fraudulently.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they used my house payment to pay escrow, then reported that my house payment was late!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | first I never ever lived in XXXX, ,Mississipppi . Next I never apply for credit with XXXX Bank
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never been to this Dr. And they are trying to collect money and they have reported it to XXXX and XXXX.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i didnt make a inquiry for this bank
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they are calling numerous times a day.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
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