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ChanceFocus Asset Management (Shanghai) Company 15

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 217.42. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.4%. The state of Last Payment Amount is 424.15. The state of Loan Amount is 7000.0. The state of Revolving Balance is 14014.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 14.1%. The state of Total Accounts is 36.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is AZ. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 40224.0.' Answer:

good

The client has attributes as follows: The state of Installment is 217.42. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.4%. The state of Last Payment Amount is 424.15. The state of Loan Amount is 7000.0. The state of Revolving Balance is 14014.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 14.1%. The state of Total Accounts is 36.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is AZ. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 40224.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 505.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 758.59. The state of Loan Amount is 14525.0. The state of Revolving Balance is 8606.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.5%. The state of Total Accounts is 20.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CO. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 49000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 505.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 758.59. The state of Loan Amount is 14525.0. The state of Revolving Balance is 8606.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.5%. The state of Total Accounts is 20.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CO. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 49000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 324.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 7189.09. The state of Loan Amount is 9600.0. The state of Revolving Balance is 1178.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 4.8%. The state of Total Accounts is 30.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is WI. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 324.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 7189.09. The state of Loan Amount is 9600.0. The state of Revolving Balance is 1178.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 4.8%. The state of Total Accounts is 30.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is WI. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 555.13. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.92%. The state of Last Payment Amount is 6473.59. The state of Loan Amount is 18000.0. The state of Revolving Balance is 19148.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 68.4%. The state of Total Accounts is 46.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 555.13. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.92%. The state of Last Payment Amount is 6473.59. The state of Loan Amount is 18000.0. The state of Revolving Balance is 19148.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 68.4%. The state of Total Accounts is 46.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 637.58. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 12429.88. The state of Loan Amount is 20000.0. The state of Revolving Balance is 62291.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 59.6%. The state of Total Accounts is 27.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 95000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 637.58. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 12429.88. The state of Loan Amount is 20000.0. The state of Revolving Balance is 62291.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 59.6%. The state of Total Accounts is 27.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 376.17. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 6935.68. The state of Loan Amount is 18600.0. The state of Revolving Balance is 20280.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 54.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NV. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 376.17. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 6935.68. The state of Loan Amount is 18600.0. The state of Revolving Balance is 20280.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 54.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NV. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 645.25. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 9174.25. The state of Loan Amount is 20000.0. The state of Revolving Balance is 7524.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 55.7%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NC. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 68000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 645.25. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 9174.25. The state of Loan Amount is 20000.0. The state of Revolving Balance is 7524.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 55.7%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NC. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 68000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 204.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.45%. The state of Last Payment Amount is 3663.66. The state of Loan Amount is 5400.0. The state of Revolving Balance is 5282.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 88.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 52800.0.' Answer:

good

The client has attributes as follows: The state of Installment is 204.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.45%. The state of Last Payment Amount is 3663.66. The state of Loan Amount is 5400.0. The state of Revolving Balance is 5282.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 88.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 52800.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 338.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 15111.04. The state of Loan Amount is 15000.0. The state of Revolving Balance is 6236.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is KY. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 37000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 338.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 15111.04. The state of Loan Amount is 15000.0. The state of Revolving Balance is 6236.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is KY. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 37000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 630.34. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 661.86. The state of Loan Amount is 20000.0. The state of Revolving Balance is 18600.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 38.2%. The state of Total Accounts is 30.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is SC. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 48000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 630.34. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 661.86. The state of Loan Amount is 20000.0. The state of Revolving Balance is 18600.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 38.2%. The state of Total Accounts is 30.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is SC. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 494.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 2808.58. The state of Loan Amount is 15000.0. The state of Revolving Balance is 15703.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 38.0. The state of Revolving Utilization Rate is 27.9%. The state of Total Accounts is 77.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MS. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 92000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 494.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 2808.58. The state of Loan Amount is 15000.0. The state of Revolving Balance is 15703.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 38.0. The state of Revolving Utilization Rate is 27.9%. The state of Total Accounts is 77.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MS. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 92000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 253.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 8928.9. The state of Loan Amount is 10500.0. The state of Revolving Balance is 7589.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 101.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 43000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 253.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 8928.9. The state of Loan Amount is 10500.0. The state of Revolving Balance is 7589.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 101.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 43000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 520.35. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.05%. The state of Last Payment Amount is 100.0. The state of Loan Amount is 15000.0. The state of Revolving Balance is 4684.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 49.3%. The state of Total Accounts is 16.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 520.35. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.05%. The state of Last Payment Amount is 100.0. The state of Loan Amount is 15000.0. The state of Revolving Balance is 4684.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 49.3%. The state of Total Accounts is 16.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 592.07. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 4644.23. The state of Loan Amount is 19000.0. The state of Revolving Balance is 26179.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 54.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 592.07. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 4644.23. The state of Loan Amount is 19000.0. The state of Revolving Balance is 26179.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 54.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 108.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 217.16. The state of Loan Amount is 3200.0. The state of Revolving Balance is 1485.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 9.9%. The state of Total Accounts is 15.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 108.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 217.16. The state of Loan Amount is 3200.0. The state of Revolving Balance is 1485.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 9.9%. The state of Total Accounts is 15.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 275.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 7768.66. The state of Loan Amount is 8000.0. The state of Revolving Balance is 5858.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.5%. The state of Total Accounts is 14.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CO. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 275.33. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 7768.66. The state of Loan Amount is 8000.0. The state of Revolving Balance is 5858.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.5%. The state of Total Accounts is 14.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CO. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 224.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.49%. The state of Last Payment Amount is 9.62. The state of Loan Amount is 7000.0. The state of Revolving Balance is 11447.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 34.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 224.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.49%. The state of Last Payment Amount is 9.62. The state of Loan Amount is 7000.0. The state of Revolving Balance is 11447.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 34.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 845.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.99%. The state of Last Payment Amount is 23195.69. The state of Loan Amount is 30000.0. The state of Revolving Balance is 25735.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is F. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 98.2%. The state of Total Accounts is 32.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 83000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 845.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.99%. The state of Last Payment Amount is 23195.69. The state of Loan Amount is 30000.0. The state of Revolving Balance is 25735.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is F. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 98.2%. The state of Total Accounts is 32.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 83000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 255.3. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 255.3. The state of Loan Amount is 10000.0. The state of Revolving Balance is 9761.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 84.1%. The state of Total Accounts is 19.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 99400.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 255.3. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 255.3. The state of Loan Amount is 10000.0. The state of Revolving Balance is 9761.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 84.1%. The state of Total Accounts is 19.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 99400.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 322.35. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 7069.09. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10916.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 45.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 322.35. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 7069.09. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10916.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 45.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 852.2. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 3395.42. The state of Loan Amount is 28000.0. The state of Revolving Balance is 28139.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 51.3%. The state of Total Accounts is 16.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is CT. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 155000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 852.2. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 3395.42. The state of Loan Amount is 28000.0. The state of Revolving Balance is 28139.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 51.3%. The state of Total Accounts is 16.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is CT. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 155000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 400.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 227.9. The state of Loan Amount is 18000.0. The state of Revolving Balance is 8450.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 84.5%. The state of Total Accounts is 27.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MI. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 78000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 400.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 227.9. The state of Loan Amount is 18000.0. The state of Revolving Balance is 8450.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 84.5%. The state of Total Accounts is 27.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MI. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 78000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 386.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 8522.29. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9248.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 36.8%. The state of Total Accounts is 26.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is VA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 84000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 386.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 8522.29. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9248.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 36.8%. The state of Total Accounts is 26.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is VA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 84000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 587.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 587.34. The state of Loan Amount is 24000.0. The state of Revolving Balance is 7088.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 83.4%. The state of Total Accounts is 9.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 76000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 587.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 587.34. The state of Loan Amount is 24000.0. The state of Revolving Balance is 7088.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 83.4%. The state of Total Accounts is 9.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 76000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 375.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 6239.45. The state of Loan Amount is 11200.0. The state of Revolving Balance is 3421.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 57.0%. The state of Total Accounts is 56.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 54250.0.' Answer:

good

The client has attributes as follows: The state of Installment is 375.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 6239.45. The state of Loan Amount is 11200.0. The state of Revolving Balance is 3421.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 57.0%. The state of Total Accounts is 56.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 54250.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1137.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.45%. The state of Last Payment Amount is 25414.31. The state of Loan Amount is 30000.0. The state of Revolving Balance is 3538.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 47.8%. The state of Total Accounts is 10.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NV. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 58500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1137.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.45%. The state of Last Payment Amount is 25414.31. The state of Loan Amount is 30000.0. The state of Revolving Balance is 3538.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 47.8%. The state of Total Accounts is 10.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NV. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 58500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1104.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.49%. The state of Last Payment Amount is 2209.42. The state of Loan Amount is 35000.0. The state of Revolving Balance is 120848.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 58.1%. The state of Total Accounts is 33.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is NJ. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1104.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.49%. The state of Last Payment Amount is 2209.42. The state of Loan Amount is 35000.0. The state of Revolving Balance is 120848.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 58.1%. The state of Total Accounts is 33.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is NJ. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 541.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 2155.16. The state of Loan Amount is 17000.0. The state of Revolving Balance is 14703.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 78.2%. The state of Total Accounts is 21.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 541.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 2155.16. The state of Loan Amount is 17000.0. The state of Revolving Balance is 14703.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 78.2%. The state of Total Accounts is 21.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 467.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 10192.83. The state of Loan Amount is 15375.0. The state of Revolving Balance is 430.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 1.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is AZ. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 68000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 467.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 10192.83. The state of Loan Amount is 15375.0. The state of Revolving Balance is 430.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 1.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is AZ. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 68000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 507.06. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 485.41. The state of Loan Amount is 22800.0. The state of Revolving Balance is 5918.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 17.2%. The state of Total Accounts is 29.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 64140.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 507.06. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 485.41. The state of Loan Amount is 22800.0. The state of Revolving Balance is 5918.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 17.2%. The state of Total Accounts is 29.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 64140.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 364.29. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 191.61. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4611.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 64.9%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is OH. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 49100.0.' Answer:

good

The client has attributes as follows: The state of Installment is 364.29. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 191.61. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4611.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 64.9%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is OH. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 49100.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 369.08. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.63%. The state of Last Payment Amount is 4587.94. The state of Loan Amount is 11500.0. The state of Revolving Balance is 3009.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 19.9%. The state of Total Accounts is 27.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 71738.0.' Answer:

good

The client has attributes as follows: The state of Installment is 369.08. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.63%. The state of Last Payment Amount is 4587.94. The state of Loan Amount is 11500.0. The state of Revolving Balance is 3009.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 19.9%. The state of Total Accounts is 27.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 71738.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 34.5. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 34.24. The state of Loan Amount is 1000.0. The state of Revolving Balance is 4677.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 91.7%. The state of Total Accounts is 5.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 25000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 34.5. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 34.24. The state of Loan Amount is 1000.0. The state of Revolving Balance is 4677.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 91.7%. The state of Total Accounts is 5.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 25000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 317.86. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 317.86. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9826.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 46.8%. The state of Total Accounts is 22.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MT. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 317.86. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 317.86. The state of Loan Amount is 12000.0. The state of Revolving Balance is 9826.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 46.8%. The state of Total Accounts is 22.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MT. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 418.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.59%. The state of Last Payment Amount is 418.83. The state of Loan Amount is 13250.0. The state of Revolving Balance is 30482.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 42.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is MA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 110000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 418.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.59%. The state of Last Payment Amount is 418.83. The state of Loan Amount is 13250.0. The state of Revolving Balance is 30482.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 42.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is MA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 514.97. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 8.67%. The state of Last Payment Amount is 237.39. The state of Loan Amount is 25000.0. The state of Revolving Balance is 49737.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 41.9%. The state of Total Accounts is 27.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 134000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 514.97. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 8.67%. The state of Last Payment Amount is 237.39. The state of Loan Amount is 25000.0. The state of Revolving Balance is 49737.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 41.9%. The state of Total Accounts is 27.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 134000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 917.43. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 23.83%. The state of Last Payment Amount is 21334.29. The state of Loan Amount is 32000.0. The state of Revolving Balance is 24215.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 5.0. The state of Grade is F. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 69.0%. The state of Total Accounts is 54.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is VA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 145000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 917.43. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 23.83%. The state of Last Payment Amount is 21334.29. The state of Loan Amount is 32000.0. The state of Revolving Balance is 24215.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 5.0. The state of Grade is F. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 69.0%. The state of Total Accounts is 54.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is VA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 145000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 447.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 11972.4. The state of Loan Amount is 20000.0. The state of Revolving Balance is 12007.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 50.9%. The state of Total Accounts is 47.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 103000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 447.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 11972.4. The state of Loan Amount is 20000.0. The state of Revolving Balance is 12007.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 50.9%. The state of Total Accounts is 47.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 103000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 806.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 806.74. The state of Loan Amount is 24475.0. The state of Revolving Balance is 16136.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 58.9%. The state of Total Accounts is 14.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 51000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 806.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 806.74. The state of Loan Amount is 24475.0. The state of Revolving Balance is 16136.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 58.9%. The state of Total Accounts is 14.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 51000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 709.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 13291.84. The state of Loan Amount is 22250.0. The state of Revolving Balance is 17084.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 20.4%. The state of Total Accounts is 26.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OK. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 78650.0.' Answer:

good

The client has attributes as follows: The state of Installment is 709.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 13291.84. The state of Loan Amount is 22250.0. The state of Revolving Balance is 17084.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 20.4%. The state of Total Accounts is 26.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OK. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 78650.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 622.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 622.45. The state of Loan Amount is 24000.0. The state of Revolving Balance is 31252.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 73.0%. The state of Total Accounts is 24.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 99000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 622.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 622.45. The state of Loan Amount is 24000.0. The state of Revolving Balance is 31252.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 73.0%. The state of Total Accounts is 24.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 99000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.37. The state of Loan Purpose is other. The state of Loan Application Type is Joint App. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 7088.82. The state of Loan Amount is 8000.0. The state of Revolving Balance is 3461.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 18.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 15000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 293.37. The state of Loan Purpose is other. The state of Loan Application Type is Joint App. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 7088.82. The state of Loan Amount is 8000.0. The state of Revolving Balance is 3461.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 18.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 15000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 89.67. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 33.89. The state of Loan Amount is 2700.0. The state of Revolving Balance is 2668.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 18.8%. The state of Total Accounts is 7.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 89.67. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 33.89. The state of Loan Amount is 2700.0. The state of Revolving Balance is 2668.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 18.8%. The state of Total Accounts is 7.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 590.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.11%. The state of Last Payment Amount is 1780.91. The state of Loan Amount is 17500.0. The state of Revolving Balance is 42800.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 75.8%. The state of Total Accounts is 21.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 58000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 590.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.11%. The state of Last Payment Amount is 1780.91. The state of Loan Amount is 17500.0. The state of Revolving Balance is 42800.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 75.8%. The state of Total Accounts is 21.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 58000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 711.67. The state of Loan Purpose is moving. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 711.67. The state of Loan Amount is 32000.0. The state of Revolving Balance is 3179.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 4.6%. The state of Total Accounts is 30.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 50000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 711.67. The state of Loan Purpose is moving. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 711.67. The state of Loan Amount is 32000.0. The state of Revolving Balance is 3179.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 4.6%. The state of Total Accounts is 30.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 545.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 8766.94. The state of Loan Amount is 17000.0. The state of Revolving Balance is 13159.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 8.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 50.0%. The state of Total Accounts is 30.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NJ. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 545.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 8766.94. The state of Loan Amount is 17000.0. The state of Revolving Balance is 13159.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 8.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 50.0%. The state of Total Accounts is 30.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NJ. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 277.29. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 4062.72. The state of Loan Amount is 8000.0. The state of Revolving Balance is 9863.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.0%. The state of Total Accounts is 10.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 28000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 277.29. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 4062.72. The state of Loan Amount is 8000.0. The state of Revolving Balance is 9863.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.0%. The state of Total Accounts is 10.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 336.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 670.3. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8007.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 91.0%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 336.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 670.3. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8007.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 91.0%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 719.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 16144.22. The state of Loan Amount is 28000.0. The state of Revolving Balance is 48002.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is E. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 81.9%. The state of Total Accounts is 41.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 138000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 719.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 16144.22. The state of Loan Amount is 28000.0. The state of Revolving Balance is 48002.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is E. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 81.9%. The state of Total Accounts is 41.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 138000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 614.08. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.62%. The state of Last Payment Amount is 6014.86. The state of Loan Amount is 20000.0. The state of Revolving Balance is 30405.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 37.8%. The state of Total Accounts is 22.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 84748.0.' Answer:

good

The client has attributes as follows: The state of Installment is 614.08. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.62%. The state of Last Payment Amount is 6014.86. The state of Loan Amount is 20000.0. The state of Revolving Balance is 30405.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 37.8%. The state of Total Accounts is 22.0. The state of Fico Range Low is 760.0. The state of Fico Range High is 764.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 84748.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 460.97. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 6.68%. The state of Last Payment Amount is 278.0. The state of Loan Amount is 15000.0. The state of Revolving Balance is 2566.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 13.4%. The state of Total Accounts is 9.0. The state of Fico Range Low is 800.0. The state of Fico Range High is 804.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 460.97. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 6.68%. The state of Last Payment Amount is 278.0. The state of Loan Amount is 15000.0. The state of Revolving Balance is 2566.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 13.4%. The state of Total Accounts is 9.0. The state of Fico Range Low is 800.0. The state of Fico Range High is 804.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 400.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 400.24. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12527.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 53.1%. The state of Total Accounts is 36.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is VA. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 400.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 400.24. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12527.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 53.1%. The state of Total Accounts is 36.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is VA. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 991.91. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 23.26%. The state of Last Payment Amount is 991.91. The state of Loan Amount is 35000.0. The state of Revolving Balance is 35920.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 86.8%. The state of Total Accounts is 31.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 991.91. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 23.26%. The state of Last Payment Amount is 991.91. The state of Loan Amount is 35000.0. The state of Revolving Balance is 35920.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 86.8%. The state of Total Accounts is 31.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 377.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.15%. The state of Last Payment Amount is 377.1. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11119.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 60.1%. The state of Total Accounts is 17.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 39000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 377.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.15%. The state of Last Payment Amount is 377.1. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11119.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 60.1%. The state of Total Accounts is 17.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 39000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 94.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.38%. The state of Last Payment Amount is 87.54. The state of Loan Amount is 3000.0. The state of Revolving Balance is 14082.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 49.2%. The state of Total Accounts is 19.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OR. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 27000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 94.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.38%. The state of Last Payment Amount is 87.54. The state of Loan Amount is 3000.0. The state of Revolving Balance is 14082.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 49.2%. The state of Total Accounts is 19.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OR. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 27000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 474.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.44%. The state of Last Payment Amount is 4485.89. The state of Loan Amount is 14000.0. The state of Revolving Balance is 13073.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 39.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 45500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 474.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.44%. The state of Last Payment Amount is 4485.89. The state of Loan Amount is 14000.0. The state of Revolving Balance is 13073.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 39.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 45500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 108.86. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 3439.82. The state of Loan Amount is 3500.0. The state of Revolving Balance is 5693.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 29.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 108.86. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 3439.82. The state of Loan Amount is 3500.0. The state of Revolving Balance is 5693.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 29.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is IN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 346.61. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 3604.67. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8182.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 52.8%. The state of Total Accounts is 26.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is UT. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 346.61. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 3604.67. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8182.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 52.8%. The state of Total Accounts is 26.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is UT. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 878.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 33687.46. The state of Loan Amount is 40000.0. The state of Revolving Balance is 26233.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 29.3%. The state of Total Accounts is 26.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is TX. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 520000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 878.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 33687.46. The state of Loan Amount is 40000.0. The state of Revolving Balance is 26233.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 29.3%. The state of Total Accounts is 26.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is TX. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 520000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 349.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.84%. The state of Last Payment Amount is 11561.64. The state of Loan Amount is 13500.0. The state of Revolving Balance is 19141.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 76.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is IN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 53000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 349.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.84%. The state of Last Payment Amount is 11561.64. The state of Loan Amount is 13500.0. The state of Revolving Balance is 19141.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 76.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is IN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 53000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1054.91. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.0%. The state of Last Payment Amount is 21583.92. The state of Loan Amount is 28000.0. The state of Revolving Balance is 10864.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 76.5%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 200000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1054.91. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.0%. The state of Last Payment Amount is 21583.92. The state of Loan Amount is 28000.0. The state of Revolving Balance is 10864.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 76.5%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 200000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 122.68. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 1.6. The state of Loan Amount is 3400.0. The state of Revolving Balance is 861.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 29.7%. The state of Total Accounts is 7.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CO. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 57000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 122.68. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 1.6. The state of Loan Amount is 3400.0. The state of Revolving Balance is 861.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 29.7%. The state of Total Accounts is 7.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CO. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 57000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 519.91. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 3087.62. The state of Loan Amount is 15000.0. The state of Revolving Balance is 3134.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 18.7%. The state of Total Accounts is 18.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is IL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 145000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 519.91. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 3087.62. The state of Loan Amount is 15000.0. The state of Revolving Balance is 3134.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 18.7%. The state of Total Accounts is 18.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is IL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 145000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 512.52. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.98%. The state of Last Payment Amount is 10029.63. The state of Loan Amount is 15000.0. The state of Revolving Balance is 18624.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 70.0%. The state of Total Accounts is 26.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 512.52. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.98%. The state of Last Payment Amount is 10029.63. The state of Loan Amount is 15000.0. The state of Revolving Balance is 18624.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 70.0%. The state of Total Accounts is 26.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 213.89. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 213.73. The state of Loan Amount is 6000.0. The state of Revolving Balance is 5841.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 10.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 89.9%. The state of Total Accounts is 38.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 67860.0.' Answer:

good

The client has attributes as follows: The state of Installment is 213.89. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 213.73. The state of Loan Amount is 6000.0. The state of Revolving Balance is 5841.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 10.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 89.9%. The state of Total Accounts is 38.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 67860.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 806.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 17724.09. The state of Loan Amount is 25000.0. The state of Revolving Balance is 10157.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 68.2%. The state of Total Accounts is 20.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NJ. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 103000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 806.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 17724.09. The state of Loan Amount is 25000.0. The state of Revolving Balance is 10157.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 68.2%. The state of Total Accounts is 20.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NJ. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 103000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 422.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 422.45. The state of Loan Amount is 12600.0. The state of Revolving Balance is 14883.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 74.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MO. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 422.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 422.45. The state of Loan Amount is 12600.0. The state of Revolving Balance is 14883.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 74.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MO. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 125.78. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 125.77. The state of Loan Amount is 3500.0. The state of Revolving Balance is 12862.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 67.0%. The state of Total Accounts is 29.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MI. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 125.78. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 125.77. The state of Loan Amount is 3500.0. The state of Revolving Balance is 12862.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 67.0%. The state of Total Accounts is 29.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MI. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 599.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 11973.94. The state of Loan Amount is 24000.0. The state of Revolving Balance is 34805.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 91.7%. The state of Total Accounts is 34.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is KS. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 140000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 599.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 11973.94. The state of Loan Amount is 24000.0. The state of Revolving Balance is 34805.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 91.7%. The state of Total Accounts is 34.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is KS. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 140000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 297.27. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 6743.93. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7648.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 74.3%. The state of Total Accounts is 9.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TN. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 41000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 297.27. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.99%. The state of Last Payment Amount is 6743.93. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7648.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 74.3%. The state of Total Accounts is 9.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TN. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 41000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 309.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.53%. The state of Last Payment Amount is 344.55. The state of Loan Amount is 9250.0. The state of Revolving Balance is 18463.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 79.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NJ. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 71500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 309.57. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.53%. The state of Last Payment Amount is 344.55. The state of Loan Amount is 9250.0. The state of Revolving Balance is 18463.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 79.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NJ. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 71500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 612.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.77%. The state of Last Payment Amount is 14516.65. The state of Loan Amount is 17475.0. The state of Revolving Balance is 9859.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 26.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 38000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 612.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.77%. The state of Last Payment Amount is 14516.65. The state of Loan Amount is 17475.0. The state of Revolving Balance is 9859.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 26.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 38000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1066.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 14002.43. The state of Loan Amount is 31200.0. The state of Revolving Balance is 32709.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 68.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NJ. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1066.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 14002.43. The state of Loan Amount is 31200.0. The state of Revolving Balance is 32709.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 68.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NJ. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 688.29. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 14814.2. The state of Loan Amount is 22000.0. The state of Revolving Balance is 3579.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 5.9%. The state of Total Accounts is 33.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is NY. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 688.29. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 14814.2. The state of Loan Amount is 22000.0. The state of Revolving Balance is 3579.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 5.9%. The state of Total Accounts is 33.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is NY. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 294.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 294.61. The state of Loan Amount is 9000.0. The state of Revolving Balance is 10291.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 75.7%. The state of Total Accounts is 51.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is AR. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39048.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 294.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 294.61. The state of Loan Amount is 9000.0. The state of Revolving Balance is 10291.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 75.7%. The state of Total Accounts is 51.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is AR. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39048.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 493.28. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.16%. The state of Last Payment Amount is 1957.62. The state of Loan Amount is 14400.0. The state of Revolving Balance is 9389.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 55.2%. The state of Total Accounts is 63.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TN. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 493.28. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.16%. The state of Last Payment Amount is 1957.62. The state of Loan Amount is 14400.0. The state of Revolving Balance is 9389.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 55.2%. The state of Total Accounts is 63.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TN. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 97.85. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 10.74%. The state of Last Payment Amount is 2047.49. The state of Loan Amount is 3000.0. The state of Revolving Balance is 17928.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 95.4%. The state of Total Accounts is 19.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35256.0.' Answer:

good

The client has attributes as follows: The state of Installment is 97.85. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 10.74%. The state of Last Payment Amount is 2047.49. The state of Loan Amount is 3000.0. The state of Revolving Balance is 17928.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 95.4%. The state of Total Accounts is 19.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35256.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 157.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.7%. The state of Last Payment Amount is 156.88. The state of Loan Amount is 5625.0. The state of Revolving Balance is 4404.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 74.6%. The state of Total Accounts is 28.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is AZ. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 29750.0.' Answer:

good

The client has attributes as follows: The state of Installment is 157.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.7%. The state of Last Payment Amount is 156.88. The state of Loan Amount is 5625.0. The state of Revolving Balance is 4404.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 74.6%. The state of Total Accounts is 28.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is AZ. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 29750.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 409.9. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 11721.43. The state of Loan Amount is 17000.0. The state of Revolving Balance is 18732.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 78.0%. The state of Total Accounts is 26.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OR. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 409.9. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 11721.43. The state of Loan Amount is 17000.0. The state of Revolving Balance is 18732.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 78.0%. The state of Total Accounts is 26.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OR. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 311.62. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 6178.03. The state of Loan Amount is 10000.0. The state of Revolving Balance is 12587.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 8.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 47.3%. The state of Total Accounts is 39.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 311.62. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 6178.03. The state of Loan Amount is 10000.0. The state of Revolving Balance is 12587.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 8.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 47.3%. The state of Total Accounts is 39.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1170.71. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.49%. The state of Last Payment Amount is 9133.07. The state of Loan Amount is 35000.0. The state of Revolving Balance is 24955.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 88.5%. The state of Total Accounts is 33.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1170.71. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.49%. The state of Last Payment Amount is 9133.07. The state of Loan Amount is 35000.0. The state of Revolving Balance is 24955.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 88.5%. The state of Total Accounts is 33.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 771.6. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 0.35. The state of Loan Amount is 24000.0. The state of Revolving Balance is 33008.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 51.9%. The state of Total Accounts is 40.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 771.6. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 0.35. The state of Loan Amount is 24000.0. The state of Revolving Balance is 33008.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 51.9%. The state of Total Accounts is 40.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 178.05. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 4138.65. The state of Loan Amount is 5400.0. The state of Revolving Balance is 5085.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 79.5%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 53000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 178.05. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 4138.65. The state of Loan Amount is 5400.0. The state of Revolving Balance is 5085.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 79.5%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 53000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 734.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.53%. The state of Last Payment Amount is 28059.75. The state of Loan Amount is 28000.0. The state of Revolving Balance is 27200.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 69.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 734.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.53%. The state of Last Payment Amount is 28059.75. The state of Loan Amount is 28000.0. The state of Revolving Balance is 27200.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 69.2%. The state of Total Accounts is 34.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 751.97. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.99%. The state of Last Payment Amount is 16099.87. The state of Loan Amount is 24000.0. The state of Revolving Balance is 18066.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 36.4%. The state of Total Accounts is 26.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is MI. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 751.97. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.99%. The state of Last Payment Amount is 16099.87. The state of Loan Amount is 24000.0. The state of Revolving Balance is 18066.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 36.4%. The state of Total Accounts is 26.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is MI. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 125.68. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 125.59. The state of Loan Amount is 4000.0. The state of Revolving Balance is 6622.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 68.3%. The state of Total Accounts is 18.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is SC. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 125.68. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 125.59. The state of Loan Amount is 4000.0. The state of Revolving Balance is 6622.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 68.3%. The state of Total Accounts is 18.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is SC. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 291.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 291.13. The state of Loan Amount is 8750.0. The state of Revolving Balance is 23131.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 77.4%. The state of Total Accounts is 27.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 41600.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 291.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 291.13. The state of Loan Amount is 8750.0. The state of Revolving Balance is 23131.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 77.4%. The state of Total Accounts is 27.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 41600.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 270.12. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 8466.39. The state of Loan Amount is 8875.0. The state of Revolving Balance is 6669.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 10.5%. The state of Total Accounts is 17.0. The state of Fico Range Low is 815.0. The state of Fico Range High is 819.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 77000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 270.12. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 8466.39. The state of Loan Amount is 8875.0. The state of Revolving Balance is 6669.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 10.5%. The state of Total Accounts is 17.0. The state of Fico Range Low is 815.0. The state of Fico Range High is 819.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 77000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 635.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 3769.27. The state of Loan Amount is 20225.0. The state of Revolving Balance is 20044.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 135000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 635.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 3769.27. The state of Loan Amount is 20225.0. The state of Revolving Balance is 20044.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 135000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 469.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 2307.49. The state of Loan Amount is 14000.0. The state of Revolving Balance is 1499.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 99.9%. The state of Total Accounts is 61.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is SC. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 49000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 469.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 2307.49. The state of Loan Amount is 14000.0. The state of Revolving Balance is 1499.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 99.9%. The state of Total Accounts is 61.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is SC. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 49000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 757.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.0%. The state of Last Payment Amount is 7755.71. The state of Loan Amount is 28000.0. The state of Revolving Balance is 41363.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 66.1%. The state of Total Accounts is 42.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is WV. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 757.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.0%. The state of Last Payment Amount is 7755.71. The state of Loan Amount is 28000.0. The state of Revolving Balance is 41363.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 66.1%. The state of Total Accounts is 42.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is WV. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 247.8. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 247.8. The state of Loan Amount is 7200.0. The state of Revolving Balance is 16887.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 48000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 247.8. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 247.8. The state of Loan Amount is 7200.0. The state of Revolving Balance is 16887.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 64.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1037.41. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 37158.62. The state of Loan Amount is 40000.0. The state of Revolving Balance is 27152.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 52.4%. The state of Total Accounts is 39.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1037.41. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 37158.62. The state of Loan Amount is 40000.0. The state of Revolving Balance is 27152.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 52.4%. The state of Total Accounts is 39.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 254.91. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 10196.32. The state of Loan Amount is 12000.0. The state of Revolving Balance is 21092.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 44.3%. The state of Total Accounts is 34.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is AZ. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 254.91. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 10196.32. The state of Loan Amount is 12000.0. The state of Revolving Balance is 21092.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 44.3%. The state of Total Accounts is 34.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is AZ. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 52500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 364.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 11821.17. The state of Loan Amount is 15200.0. The state of Revolving Balance is 6228.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 28.2%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 74986.0.' Answer:

good

The client has attributes as follows: The state of Installment is 364.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 11821.17. The state of Loan Amount is 15200.0. The state of Revolving Balance is 6228.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 28.2%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 74986.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 344.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 353.5. The state of Loan Amount is 10000.0. The state of Revolving Balance is 16365.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 49.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is IL. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 71000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 344.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 353.5. The state of Loan Amount is 10000.0. The state of Revolving Balance is 16365.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 49.3%. The state of Total Accounts is 23.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is IL. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 71000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 492.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 12294.64. The state of Loan Amount is 14400.0. The state of Revolving Balance is 4252.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 39.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NH. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 134000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 492.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 12294.64. The state of Loan Amount is 14400.0. The state of Revolving Balance is 4252.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 39.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NH. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 134000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 98.42. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 98.21. The state of Loan Amount is 3000.0. The state of Revolving Balance is 964.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 2.0. The state of Revolving Utilization Rate is 11.9%. The state of Total Accounts is 4.0. The state of Fico Range Low is 780.0. The state of Fico Range High is 784.0. The state of Address State is PA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 32000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 98.42. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.14%. The state of Last Payment Amount is 98.21. The state of Loan Amount is 3000.0. The state of Revolving Balance is 964.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 2.0. The state of Revolving Utilization Rate is 11.9%. The state of Total Accounts is 4.0. The state of Fico Range Low is 780.0. The state of Fico Range High is 784.0. The state of Address State is PA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 32000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 380.5. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 22.99%. The state of Last Payment Amount is 9355.55. The state of Loan Amount is 13500.0. The state of Revolving Balance is 12530.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 38.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 67000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 380.5. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 22.99%. The state of Last Payment Amount is 9355.55. The state of Loan Amount is 13500.0. The state of Revolving Balance is 12530.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 38.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is PA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 67000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 234.82. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 5738.47. The state of Loan Amount is 7000.0. The state of Revolving Balance is 6498.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 47.4%. The state of Total Accounts is 25.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 32000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 234.82. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 5738.47. The state of Loan Amount is 7000.0. The state of Revolving Balance is 6498.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 47.4%. The state of Total Accounts is 25.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 32000.0.