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Why Did I Receive a Notice From Youtube?
No need to worry! If you read the notice from Youtube you'll see that it says you haven't done anything wrong and your video will continue to run without any restrictions.
Youtube keeps track of audio with a system called "Content ID." Basically it searches for any matches in audio and then tries to make sure that people are getting the proper credit, information and ad return for their music.
Since you have non-exclusive licenses, Youtube is just letting you know that it detected that you don't own the music outright or exclusively.
Since you do have permission to use the song with your non-exclusive license, there are no copyright strikes or other penalties against your Youtube account and everything will run smoothly without you having to take any further action.
Please let us know if you have any questions. |
If you want to change your data, sign into your account. There are several options. The "Edit profile" function allows you to change your name and surname, business name, e-mail address, phone number, and password. Choosing "Update address" allows you to change your address. If you encounter any problems, do not hesitate to contact our customer service via "Submit a request" below.
How can I change my account data? |
It can happen to anybody, but it is a universal fear whenever you see sirens behind you. Did I do something wrong? Did I roll through that stop sign? Was I speeding? What is the status of my license or registration? Have I had one too many drinks?
Oftentimes it is only after you receive the ticket, or after you've been arrested that you realized you did anything that violated the law. In that sense, Florida is a strict liability state. So, if you are speeding a few miles over the limit, it is no defense that you were going with traffic or you didn't realize the speed. That is why it is important to talk to an attorney right away about all of your traffic matters.
Many of the traffic violations are considered infractions. That means that there is no possibility of jail, but you could still face stiff fines, points on your license, as well as license suspensions in some cases. Many of the common traffic infractions are listed below.
- Violation of Traffic Control Device
- Careless Driving
- Driving While License Suspended WITHOUT Knowledge
- Running a Red Light
- Improper Passing
- Violation of Right of Way
- Toll Violations
- Seat belt violations
- Failing to change address within 10 days
- Open Containers
Traffic infractions are treated differently from criminal traffic charges in many respects. For example, there is no prosecutor. The police officer acts as the prosecutor. In many jurisdictions, there is not even a judge but a hearing officer. The hearing officer is a non-elected attorney who acts as a magistrate to hear all traffic matters. Sometimes a hearing officer is a better option than a judge, but that is why it is good to speak to an attorney to discuss which option is better for each individual. Another important difference is that if you hire an attorney it is not usually necessary for you to appear in court as we will do that for you.
One important thing to avoid is an adjudication of guilt, as that will have a very negative impact on your insurance. Clients have informed me that their rates have gone up by $500 to $1,000 per year, even without a prior record. While every case, and every insurer is different, it is a warning to make sure you have experienced counsel to fight your traffic charges. As you can see by the language in the following statute, it is crucial to get a withhold of adjudication if a dismissal becomes impossible despite an attorney's best efforts. See Fla. Stat. 626.9541, "No insurer shall impose or request an additional premium, cancel a policy, or issue a nonrenewal notice on any insurance policy or contract because of any traffic infraction when adjudication has been withheld and no points have been assessed pursuant to s. 318.14(9) and (10). However, this subparagraph does not apply to traffic infractions involving accidents in which the insurer has incurred a loss due to the fault of the insured." Even in accident cases, the withhold of adjudication or dismissal can help minimize or even neutralize any negative consequences from your insurer.Should I take Traffic School?
There are pros and cons to the traffic school. Of course, there is the extra cost and time. The basic defensive driving school is 4 hours long, can be done in person, or online, and can cost anywhere from $15 to $50. (The quality is usually similar so shop around). You are also limited when you can elect traffic school. You can only do it once every twelve months or 5 times in your lifetime. That said, traffic school is a better option than just paying the ticket because that puts points on your license and will cause your insurance rates to rise. In fact, if you have a commercial driver's license (CDL), you don't even have an option to elect the traffic school. Therefore, you can only pay the ticket and be assessed the points or you can hire an attorney.
Before you just pay the ticket or elect the school it is best to at least consult an attorney. Even if you have no prior record, it may be advantageous to hire an attorney to fight this for you. There are various strategies that can be used for each type of ticket. Remember that you only have 30 days from the date the ticket was issued to fight the ticket. If you wait after that time, your license will be suspended. Contact us today for a free case evaluation. |
After a number of years where Melbourne’s apartment market has struggled to keep pace with the likes of Sydney, there are signs that unit prices are starting to gain pace.
According to CoreLogic, apartment values in Parkville, Carlton, North Melbourne, Southbank, Docklands, East Melbourne and central Melbourne all saw growth accelerate over the past quarter and regain some of their lost ground.
Parkville units saw the sharpest rise, increasing 9.1 per cent or $48,000 to $571,338, after they had fallen 0.6 per cent in the previous quarter.
Carlton also saw its values increase by 5.2 per cent, after dropping 2.8 per cent in the previous three-month period, taking the median up by $17,200 to $349,078.
Inner city, North Melbourne also jumped by 5.6 per cent, Southbank increased by 4.4 per cent, East Melbourne was up by 3.5 per cent, Docklands by 3 per cent, and central Melbourne rose by 2.7 per cent.
According to CoreLogic, Melbourne apartments have struggled over the past few years on the back of a number of policies put in place by the State Government. The first issue that impacted the entire state was the ongoing government-imposed lockdowns, which were the strictest in the world. That led to a mass exodus out of central Melbourne and especially apartments.
Following on from the lockdown period, the government has since introduced more tax changes that impact homeowners as well as changes to rental laws that have put off some investors.
As a result, apartments in Melbourne have underperformed houses and were also lagging behind their counterparts in Sydney, where prices have steadily been on the rise.
CoreLogic said the prices have been rising recently, with buyers looking to capitalise on the slower growth and higher level of affordability in those areas.
Owner-occupiers have also been a key segment of the market in Melbourne, with the record-tight level of vacancies forcing many people into homeownership at the more affordable end of the market. At the same time, investors have started to return as well after a period where many left on the back of the recent government policy changes.
At the same time, a large portion of the apartments in Melbourne has also been paid for in cash, with a recent PEXA report showing that across the city there were 1697 properties worth $1.3 billion settled without a mortgage.
The other factor in Melbourne’s favour continues to be the record increase in immigration. Over the past 12 months, immigration levels have been at the highest level on record, which is putting the supply of homes under extreme pressure.
Melbourne’s population is predicted to overtake Sydney by 2031-32 when it is forecast to reach six million, putting it ahead of the Harbour City according to data from the Centre for Population.
One of the big emerging trends we’ve seen over the past few months has been the affordable end of the market outpacing the more expensive areas for growth. Many locations that are considered affordable have become very appealing to buyers, in particular apartments that have not kept pace with the rest of the market.
So while the Melbourne apartments have been slow for the past 12 months, things are starting to turn around. |
ANNABELLE, ELTINA, TRUFFE, LUX, STELLA
ALL HAVE BOTTOM MISSIONARY, STELLA HAS UNIQUE BELLY INFLATED SPRITES FOR HARZATH'S OVIRENAMON EDIT
UPDATED WITH BOTTOM DOGGY AND COWGIRL THANKS TO USER devilmanjho66 for commissioning Micadi! Thank you!
EXTRA: Annabelle has underwear aside enabled, the non-undie version is next to the underwear sprites for ez switching in Fighter Factory 3/Studio
The sprites were commissioned by Micadi, whom makes really nice sprites if interested in commissioning him for sprites or otherwise
Here is the discord link to his server
Probably wont do chloe or fully for her since Viket's already got to her years ago
Also here is my server link if you're interested in hanging out with the community, other editors, and even get commissions!
Eltina's bottom missionary sprites aren't shown cuz its like 200 x 144 and HCM accepts min 150 x 150
and too lazy to resize em
take the characters OUT of the folder and put them in your "char" mugen engines folder, then look at the characters folder name AND .DEF name
then you type them out in your select.def mugen in text document
Y'all gotta read the folder name and .def name you cannot always think the file names are the exact same, cuz the more i see "the character doesn't work" the more i see you guys too used to having it be that simple. Just READ the file names and adjust accordingly and I literally gave an example above :p |
…Because your mental health matters!
As a therapist, I frequently see people struggling with anxiety, depression, and other mental health challenges. While therapy can be a powerful tool for healing and growth, there are also small steps you can take each day to improve your mental health. Here are 5 simple things you can do to boost your mental health today:
- Prioritize self-care: Taking care of yourself is crucial for good mental health. This means taking time each day to do something that makes you feel good, whether it’s taking a bath, reading a book, or going for a walk. It’s important to remember that self-care isn’t selfish, it’s necessary for our overall wellbeing.
- Practice mindfulness: Mindfulness is the practice of being present in the moment and tuning out distractions. It can help reduce stress, improve mood, and increase self-awareness. You can practice mindfulness through meditation, yoga, or simply focusing on your breath for a few minutes each day.
- Connect with loved ones: Social support is crucial for good mental health. Reach out to a friend or family member and make plans to spend time together. This can help reduce feelings of loneliness and provide a sense of belonging.
- Get outside in nature: Spending time in nature has been shown to reduce stress and improve mood. Take a walk in the park, go for a hike, or simply sit outside and soak up some sun. Even just a few minutes of fresh air and greenery can do wonders for your mental health.
- Practice gratitude: Taking time each day to reflect on what you’re thankful for can help shift your focus to the positive things in your life and improve your overall outlook. Whether you write in a gratitude journal or simply take a moment to appreciate the good things in your life, gratitude can be a powerful tool for boosting mental health.
I hope these quick, but little, powerful tips, will help you day to day. But, do be kind to yourself and remember it’s generally the small things you do today, built up over time, that can make the most positive changes in the long run.
Wishing you courage and strength,
Caroline Holbrook: Psychotherapist | Life Coach | Counsellor
If you are looking for professional and qualified advice in and around Sitges (Spain), then please call me directly at +34 603 63 29 24. If you are based remotely, then you can also email me at [email protected] Either way, more information about the services I offer can be found here at the Here to Help website. |
Jun 20, 2022 · In addition to the intrinsic fireresistant polymers, dopamine derivatives can be used alone or in combination with other FRs to prepare flameretardant coatings for cellulose, 116 PU, 117119 EP, 120 and UHMWPE. 121 These studies have further highlighted that it is the freeradical scavenging effect and a good charring capability of dopamine ...
It is mainly used for the isolation layer of acidic and alkaline refractories at high temperatures, and also used for the lining of nonferrous smelting furnaces, but it is not suitable for places where the atmosphere changes frequently in direct contact with molten iron.
· one of the main uses of magnesium oxide is as a flame flame retardant materials are widely used in flame retardant mixtures composed of halogencontaining polymers or halogencontaining flame, once a fire occurs, due to thermal decomposition and combustion,a large amount of smoke and toxic corrosive gases .
USE OF COCONUT FIBER CONCRETE Syed Intikhab Zia, were used Dolomite powder is one mineral with specific, Paver block is made of cement, semigrit, dolomite powder... Cement Concrete Minerals Tech Know More. Cement Concrete; Block, Uses For Specialty Minerals Ground Calcium Carbonat, manufacture of limestone and dolomite can also be used in less .
Apr 01, 2012 · Such mineral fillers act as fire retardants mainly through their endothermic dehydration that occurs between 180 and 200 C for ATH and between 300 and 340 C for MDH [1e5] and that leads to the...
Dec 01, 2013 · Based on this, we have used dolomitetalc from Luonan in China as the raw material in this study; the dolomitetalc powder is directly leached into hydrochloric acid during chemical purifiion, to leave high purity talc (which is insoluble under the conditions used). The acid leaching solution contains CaCl2and MgCl2.
The use of guar gum is expanding every day and being utilized in a myriad of industries because of its amazing natural properties, which include the ability to form hydrogen bonding with water molecules. This singular aspect makes it suitable for many diverse purposes and why it is chiefly used as thickener and stabilizer within fire retardants.
Sep 07, 2021 · It can be used as ingredients to effectively control the thermal expansion of the ceramic body, and as a glaze can provide a cheap source of magnesium oxide. It can be directly processed into plates and can be used as furnace lining and kiln lining. Coating
use of dolomite in cement Feldspar Crusher Sales XSM . use of dolomite in cement use of dolomite in cement XSM excellent mining crushing machinery products or production line design the company is committed to building the Chinese brand mine crushing and processing machinery mainly crusher mill sand making our products use of dolomite in cement in more than one .
Internal Release Agents. Internal release agents are used mainly in high volume, mechanized processes such as pultrusion, RTM and SMC / DMC hot press moulding. A suitable product is dissolved in the resin mix and during processing it migrates to the surface and forms a barrier between the resin and the mould.
· Phosphorous compounds have been found to be effective fire retardants in studies comparing different fire retardants in WPC material (Stark et al. 2010; Ayrilmis et al. 2012). Nitrogencontaining compounds, such as melamine, can be used as fire retardants in polymers. The fire retardant actions of melamine occur in the gas phase by the release of gaseous .
· Dolomite brick is a refractory product made from calcined dolomite sand. Usually contains more than 40% CaO, more than 35% MgO, and a small amount of SiO2, Al2O3, Fe2O3 and other impurities. The CaO/MgO ratio of natural dolomite fluctuates greatly. If the CaO/MgO ratio of brick is less than, it is called magnesite dolomite brick.
· Dolomite Basic performance: The theoretical composition is w (CaO)=%, w (MgO)=%, w (CO 2 )=%, often containing impurities such as Fe, Si and Mn. It has the characteristics of surface adsorption, can provide magnesium and calcium source, high refractoriness, large specific surface area, good heat insulation and heat preservation effect.
· An inorganic azo diphosphonate (INAZO), (KO) 2 (O)PN NP(O)(OK) 2 ·4H 2 O, was synthesized and tested as a novel type of flame retardant additive for castor oil and oligomeric methylene diphenyl diisocyanate (PMDI) based two component polyurethane adhesive with or without using dolomite ((CaMg(CO 3) 2) as according to UL 94 test .
Aug 15, 2022 · It is mainly used as an ingredient of basic refractories, glass and ceramics. Dolomite is decomposed into a mixture of carbon dioxide, calcium oxide and magnesium oxide when being heated to 700 ∼ 900 °C, known as caustic magnesium marble, which can .
Nov 01, 2020 · The material, which is mainly a semicrystalline polymer, is preheated at a temperature between melting and crystallization points. ... is to investigate the processability through SLS technology and the fire performance of different compositions based on powder mixtures of PA12 and flameretardant systems, containing usual flameretardant ...
Oct 08, 2020 · The substances that can play a flameretardant effect are mainly N and halogen elements in the periodic table. Commonly used compounds are composed of N, P, Cl, Br, Mg, Al and other elements. ... In the flame retardant test of powder coating products, due to the different materials selected, black smoke or pungent odors are generated in the ...
Diatomaceous earth (DE or diatomite) is a naturally occurring, soft, siliceous sedimentary rock (skeletal remains of singlecelled aquatic plants called diatoms) that is easily crumbled into a fine white to offwhite powder. Depending on the granularity, this powder can have an abrasive feel and has a low density as a result of its high porosity.
· Currently, dolomite is mined and powdered and directly used as a fertilizer in cultivation to supply Mg. It is also used in construction industry. If nanoMg (OH) 2 synthesized from dolomite is successfully utilized in a product as a fire retardant material it will be a value addition to a locally available raw material.
· Flame Retardants for Fire Proof Plastics. Flame retardant (FR) plastics are essential to devices we use every day, providing a valuable tool in fire prevention, but their technology is complex. While some resins are inherently flame resistant, others need special additives to minimize the propagation of smoke and flames. |
I am a certified teacher with over 20 years of experience. I have taught all subjects in 1st, 2nd and 5th grades. I recently received my Master's in School Counseling. During my coursework for my master's degree, I became knowledgeable and skilled in the use of APA style for writing. I also have a minor in English.
University of Texas at Austin
Angelo State University |
Revenge Wife‘s double single, “DEATHWISH/Holiday” is out now.
Fans of HOLYCHILD probably know Liz Nistico’s solo left-of-center pop project Revenge Wife. Following the Background Songs for Your Boring Life EP, Nistico is slowly readying the release of her yer to be detailed debut album, which she is now teasing with a double single, “DEATHWISH / Holiday.” Two sides of the same coin, the Italo disco-influenced tracks explore unrequited and avoidant love.
“Besides lyrically being really honest, I think the production of these two new songs shows the new place I’m in right now,” stated Nistico. “I made both of them with Chicago-based artist McFabulous and they’re the first two tracks from my debut Revenge Wife album. I was thinking the other day about how it’s impossible to make art that is not political. I am feeling crushed, and I have really been using music as a form of escapism lately. I want the song to be able to start and instantly transport me into a different world. I hope when someone puts on these songs they can feel far away on an island in the future with love all around them and there are shooting stars twinkling above.”
- Vitesse X pivots to dream pop in shimmering new single “Realize” - April 11, 2024
- Mild Universe tease debut album with sexy and groovy single “Your Love” - April 4, 2024
- Vitesse X teases new era with shoegaze demo “Nouns” - March 25, 2024 |
A proposal in the South Dakota legislature to legalize recreational pot finally cleared one hurdle last week only to be stymied by another on Monday.
But the legislation, Senate Bill 3, may not be completely dead just yet, much to the joy of advocates.
The bill, which sought to uphold a ballot proposal that was passed by voters in 2020 but later nullified by the courts, was approved by a single vote in the South Dakota state Senate last week. But that momentum proved to be short-lived.
On Monday, members of the the House State Affairs Committee rejected the bill by a vote of 8-3, although according to local television station KELO, “rumors speculate it could be brought back to life on the House floor later in the week.”
The bill represents just the latest twist in what has become a years-long saga surrounding legalization in the Mount Rushmore State.
In 2020, voters there passed a pair of measures at the ballot dealing with cannabis: Amendment A, a proposed change to the state constitution to legalize recreational pot for adults aged 21 and older, as well as hemp and medicinal cannabis; and Initiated Measure, which sought to legalize only medicinal cannabis.
But Amendment A faced resistance from the state’s Republican governor, Kristi Noem, almost immediately after the ballots were counted.
Noem and a pair of law enforcement officials challenged the amendment in court and, in February of last year, a judge in South Dakota ruled in their favor. In November, a day before Thanksgiving, the state’s Supreme Court upheld that ruling, saying that Amendment A violated the South Dakota Constitution’s “one subject” requirement.
Supporters of Senate Bill 3 argued last week that the proposal represented a chance for lawmakers to effectively get ahead of voters on the issue, with advocates preparing to get a recreational pot proposal on the South Dakota ballot again this year.
“This is your opportunity to take control of the issue,” one of the bill’s sponsors, Republican state Senator David Wheeler, said last week. “This bill is your opportunity to do what the people said they wanted in Amendment A.”
“The train on marijuana is only moving in one direction nationwide,” he added. “It is better for us to get ahead of it.”
But the bill always faced an uphill climb in the state House, which, like the state Senate, is dominated by Republicans.
“That hasn’t been very favorable in the House,” state House Majority Leader Kent Peterson said last week. “I would assume that’s going to have a decently tough path going forward.”
The legislative session is slated to wrap up next week, but the Associated Press reports that advocates of the legalization bill have “vowed to mount a last-ditch effort to resurrect the proposal on the House floor—a move called a smoke out that would require widespread support from House Republicans.”
The vote against Senate Bill 3 wasn’t the only action that the House committee took on cannabis this week. According to the Argus Leader newspaper, the committee also “advanced a separate measure that repeals portions of the medical marijuana law adopted by voters in 2020.”
The measure would eliminate language in the current medical cannabis law that “allows individuals without certification from the state’s Department of Health who are arrested for small amounts of cannabis to claim what’s known as an ‘affirmative defense’ in front of a judge,” the newspaper reported.
“In other words, marijuana possession charges can be dismissed by a court if a defendant can show they have conditions that qualify them for a medical marijuana card,” the Argus Leader said. |
Shimla, Apr 2
Despite facing unwarranted criticism, the Shimla Traffic Police have been diligently working to alleviate the city’s traffic congestion, according to Superintendent of Police Sanjeev Gandhi.
Acknowledging the need for alternative solutions, the Shimla Traffic Police have implemented innovative strategies to address the city’s mobility challenges. One such initiative, the one-minute traffic plan, has shown promising results in easing congestion. Superintendent Gandhi highlighted the success of this plan, emphasizing its role in managing traffic flow and reducing gridlocks.
Pertinent to mention that the Shimla Traffic Police cannot be blamed for the city’s traffic snarls. However, as the face of the government, they often bear the brunt of public frustration. The most recent instance of this was voiced by the Shimla Nagrik Sabha, threatening protests if traffic problems were not addressed within three days.
Shimla’s carrying capacity in terms of vehicles has already been exceeded, necessitating immediate alternative transport solutions. The city’s traffic issues are not new, perhaps stemming from a lack of foresight in urban mobility development.
The city, once predominantly pedestrian-friendly (42%), has gradually become more vehicle-centric. With over 1.2 lakh registered vehicles, Shimla experiences traffic jams even outside the tourist season.
The one-minute traffic plan, wherein vehicles from outside the city are stopped for a minute before being released in fixed numbers, has significantly reduced congestion, according to S.P Gandhi. He noted that congestion in bottleneck areas had previously reached critical levels, hindering movement within the city.
During lean seasons, daily traffic movements range from 2.5 to 4.7 thousand vehicles, surging to 15 to 27 thousand per day between April and July, informed Gandhi. However, the capacity of city roads to accommodate this volume is insufficient, exacerbating traffic woes.
S.P Gandhi provided data demonstrating the positive impact of the one-minute traffic plan on journey times and accidents. Journey times on key routes have significantly decreased, and accidents have seen a notable reduction, contributing to improved road safety.
Noteworthy that last, HimachalScape checked in 2021, average journey speed had come down to 24 Kmph. Wherein at bottleneck areas such as Lakkar Bazaar the journey speed was approximately 2 Kmph during peak hours. Other congested areas like HPTDC Lift have a journey speed of 6 Kmph. Sanjouli Chowk to Dhalli tunnel is 9 Kmph to 12 Kmph.
The SP informed that as per HRTC drivers, earlier (prior to one minute traffic plan) journey time from Shoghi Barrier to Old Bus stand was 95 to 105 minutes now it has reduced to 55 to 60 minutes. Similarly at peak time from Auckland to Old bus stand it used to take around 47 to 60 minutes now it has come down to 19 to 32 minutes. From new Shimla to Secretariat via Khalini it used to be 70 minutes which has now reduced to 27 to 32 minutes. The data involves case studies on Mondays, which is most peak day, claimed the S.P.
Evaluating data from January to March in years 2023 and 2024, it was seen that total accidents reduced by 25. In 2023, a total of 85 accidents were reported and in 2024 they came down to 60. Similarly, deaths were reduced by 3, and number of injuries also went down by 61 in three months, he stated.
Point worth highlight is that Shimla’s transition from a pedestrian-centric city to one dominated by motorized transport has led to a myriad of challenges, including urbanization, population growth, vehicular congestion, traffic chaos, accidents, and parking problems. Despite efforts to widen roads and alleviate bottlenecks, the city continues to grapple with traffic jams.
While the Shimla development plan aims to address traffic issues, the solution lies in the prompt development of alternative mobility solutions and the expansion of road infrastructure to meet future demands. Failure to do so will perpetuate the city’s traffic woes, leaving citizens to contend with ongoing challenges.
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Party Member Costs
This script introduces the concept of “Member Cost”, which is the cost to have a member in your unit. The cost to have actors in the party is referred to as “Party Cost”.
A party has a “Max Party Cost” property that is used to determine whether you can afford to have an actor in the party or not.
The “Total Party Cost” is the sum of all costs for each actor. If the total party cost exceeds the max party cost, then actors cannot be added to the party.
For example, if the total party cost is 10, the max party cost is 15, and you try to add an actor with a cost of 6 to the party, the actor will not be allowed to join the party because the total cost would then become 16.
In the script editor, place this script below Materials and above Main
Setting up party costs
To set the base cost for an actor, note-tag the actor with
<party cost: FORMULA>
Where the formula is any valid formula that evaluates to a number.
The following formula variables are available
a - current actor s - game switches v - game variables
Changing an actor’s party cost
To change an actor’s cost manually, the following script calls are provided:
id is the ID of the actor you want to change. A negative ID will use
the party position. So for example, -1 is the leader, -2 is the second member,
and so on.
amount is how much the cost should change by. This can be a positive or
a negative number.
Setting up max party cost
You can set a default max value to initialize the party with, and then change
it during the game through events.
Changing max party cost
To change the max party cost during the game, you can use script calls.
This adds the specified amount. To reduce max party cost, you can specify
a negative number.
This sets the max party cost to the specified amount.
Party Cost Mode
There are two ways to calculate total party costs. One is to count only the battle members, the other is to count everyone in the party, regardless whether they can participate in battle or not.
In the configuration there is an option to choose this.
This script does not provide menu mods. It is up to you to add them to your own game. The demo comes with samples that you can use if you’re using the default menu. |
5019 Error Code For Hinomoto Tractor Models
There is 1 kind of error description.
PTO is configured as a two speed and no shaft size frequency was detected when the PTO was switched on. (CCH Only)
3-point Hitch Fails To Lift,Low oil level.Worn hydraulic pump.Rate of drop valve closed.Excessive load on hitch.Hydraulic oil too cold.Hydraulic oil suction filter plugged. |
Loose-fitted, comfy clothes are making a huge comeback as we are spending more and more time at home. While stylish outfits may catch your eye and certainly have their moments, it’s safe to say that more and more people love the convenience and look of sweatshirts and pants.
This upcoming season, we are proud to introduce to your wardrobe some of the finest sweatshirts available! Apart from being cozy and soft to the touch, our shirts will also win you over with their super cute prints and superb longevity.
Fall & spring appropriate
As soon as temperatures dip, you will find yourself craving the warmth of these shirts!
Why wear plain, boring sweatshirts when you can have fun, sharp-looking prints?
Effortlessly mix & match
Despite that outdated belief that sweatshirts are best worn only at home, in actuality, they pair seamlessly with any pants/shorts/skirts to create a delightfully simple yet appealing look!
Material: 88% Polyester, 12% Spandex |
Here are this weeks latest slots releases compiled by European Gaming
Spinomenal has unleashed its latest slot from the Wolf Fang series, Wolf Fang – Volcano. This addition to the legendary series joins the ever-expanding Spinomenal Universe and takes players on another canine inspired adventure. In this Wolf Fang saga, players will join the adventures of this mighty wolf at the edge of an erupting volcano! A fearless descendent of the great Wolf fang, this wolf will lead players on a treacherous journey, dodging molten lava flows and other dangerous predators.
Lightning Box, one of Light & Wonder’s in-house studios, has released Ritual Respins™ a title filled with mysticism and exciting magical mechanics. Ritual Respins™ will initially be made available across Europe for two weeks exclusively with Paddy Power Betfair before being released across all partners thereafter. This 5×3 reeled slot features symbols depicting tomes, skulls and potions emphasising the title’s supernatural aesthetic.
Evoplay, has launched its latest title Hot Rio Nights, released as both a Bonus and Non-Bonus buy version. Taking players on a trip to the tropical city of Rio de Janeiro, the slot pays homage to the Brazilian festival boasting exotic dancers as its symbols and Samba music to add to the allure of the game. Delivering a vibrant experience, it provides thrills on the base game through the inclusion of the Stacks of Symbols mechanic that awards free spins.
Inspired Entertainment, Inc. has launched its latest slot game Big Horsey Fortune ™, a horse-racing themed game that invites players to race their way to winnings. This 5-reel, 3-row, 10 win-line slot features a punter, wild symbols and a Big Collector Bonus that awards unlimited Free Spins until the Big Winner prize is awarded.
After letting the hip-hop fuelled journey Benji Killed in Vegas steal the spotlight, Nolimit City is now ready to take a much darker, more sinister route. The provider is known to be familiar with the supernatural, having produced the viral sensation that was Book Of Shadows in 2020. Their latest release, Blood & Shadow, serves as a thematic prequel to the fan favourite; however, it’s set to be a standout masterpiece in its own right.
Endorphina, a renowned game provider, has released a new hit game! 2023 Hit Slot is a modern and stylish slot game that blends the latest technology, captivating graphics, and sounds to provide players with the ultimate gaming experience. 2023 Hit Slot has a sophisticated and elegant feel with a unique gameplay style and exciting features that will keep players engaged for hours. The game’s symbols include classic favorites like lucky clovers, bells, and sevens, as well as a few juicy surprises like watermelons, oranges, grapes, lemons, plums, and cherries.
Swintt’s latest Premium release sees players set out on a volcanic voyage where Free Spins and blazing Bloxx wins combine to seriously turn up the heat. Having already braved the frozen tundra of Bloxx Arctic in February, this month popular software providers, Swintt, are inviting players to join them in altogether warmer climes as they seek out fiery Free Spins and white-hot wins in the scorching new Premium release, Bloxx Flare.
Revolver Gaming, the leading provider of online casino games, has added another exciting game to its portfolio of Irish-themed slot games with the launch of Rainbow Stacks! This latest addition to Revolver Gaming’s collection joins the popular Irish Coins game, which has become a player favourite. Rainbow Stacks is a 5-reel, 3-row video slot game that offers 20 paylines. The game’s vibrant colours and high-quality graphics transport players to a magical world where the leprechaun and his pot of gold await.
Play’n GO use spellbinding slot magic for Moon Princess Trinity, a brand-new title in the popular Moon Princess series. Moon Princess Trinity is a dynamic grid slot where players connect three or more matching symbols – horizontally or vertically – on the grid to make them disappear and secure a win. Reminiscent of the original Moon Princess (2017), the player can also unlock a Clear the Grid prize. If they clear the base game grid, players are awarded with a 50x bet multiplier.
What shall we do with a drunken sailor? German supplier Hölle Games has the answer – immortalise him in a slot! “Drunken Sailor” goes live today, a new game in their Classic Series line. This latest addition to their portfolio is a 5×3, 10 payline homage to the bygone days of ships, sailing and sea shanties.
Yggdrasil, the leading publisher accelerating iGaming innovation, has teamed up with Peter & Sons to unveil the father of all books in their latest release Book of Books. The 5-reel, 40 payline slot is a unique take on the classic ‘Book of’ genre, incorporating Peter & Sons’ unmistakable art style. The feature-filled hit packs in powerups including expanding symbols and win multipliers, with a max win of up to 10,000x available to players.
BF Games has introduced its latest release Dragon’s Chance, with mythical creatures bringing good fortune to the reels. The new game is packed with fiery features as the dragons roam the reels to set them alight for big rewards. With 243 ways to win, the bonus game feature is triggered when you land three or more scatter symbols. This will see players pick one out of five sets, all offering a different number of free spins.
Playson, the fast-growing digital entertainment supplier, has released Royal Joker: Hold and Win, building on the company’s well-loved series of “Royal” themed games with plenty of opportunities for players to crown themselves in glory.
ESA Gaming, the innovative games provider, has rolled out its latest title of 2023, boosting its EasySwipe™ portfolio with the addition of Fruit Bloxx. The new video slot is the sequel to the high performing title, Fruit Staxx and moves to a 7×5 reel slot design featuring tumbling reels and Free Spins in an updated neon fruit theme. The game offers a max win of up to 618x via clusters that pay on any five or more horizontally, or vertically, touching symbols which will explode and tumble down, allowing the opportunity for further wins to occur.
Wazdan, the innovative games provider, has continued to expand its Hot Slot™ series with the brand-new Hot Slot™: Great Book of Magic. This 5×3 slot combines a vintage style with modern twists, to create a highly engaging and immersive experience that incorporates a number of Wazdan’s popular engagement-boosting mechanics.
Pragmatic Play, a leading content provider to the iGaming industry, adds a regal reward to special symbols in its medieval-themed slot The Knight King. Played across 5×3 reels, the slot introduces the brave Knight King protagonist, queen, his trusty steed and the fierce dragon antagonist, which must form matching combinations across the slot’s 20 paylines to award a win. |
President Roosevelt to Prime Minister Churchill 1
Number 669, Top Secret and Personal from the President for the Prime Minister.
As you know, the letter to Berle merely transmitted Sforza’s message to Badoglio and in no way involved this Government. I see no reason why you should not use the message itself in any way you see fit. I believe the message has already been made public, having been given to the press by Badoglio at the time of its receipt.
I deplore any offense which the press release on Italy may have given you personally or any implication of my lack of understanding of your responsibility before your country. You must recognize, however, the untenable position in which we were put by Mr. Eden’s prior statement in the House3 regarding the British Government’s representations to the Italian Government on the position of Sforza in any new government. While military operations continue, Italy is an area of combined Anglo-American responsibility and our silence on this step made it appear that we agreed with the action taken. Actually this move was made without prior consultation with us in any quarter and it is quite contrary to the policy which we have tried to follow in Italy, since the Moscow Conference last year, in accepting democratic solutions in government worked out by the Italian people themselves. In the circumstances we had no other choice than to make our own position clear.
You will remember my feeling on this score expressed to you at the time Bonomi succeeded Badoglio in forming a Government last June.
- Sent to the United States Naval Attaché, London, via Navy channels.↩
- Not printed as such, but see the description of this message in the Stettinius Record, post, p. 431, and in Sherwood, pp. 838-839.↩
- For Eden’s statement, see Parliamentary Debates, House of Commons, 5th ser., vol. 406, cols. 305–308, December 1, 1944.↩ |
This is a nintendo DS Lite Crimson/Black portable game console in good condition. Screen is very good with minor light scratches. Console case is very good with minor wear but right hinge is lose so case can close and open fully but hard to stay in 90 degrees position. Comes with original black stylus and also a charger. Also comes with 2 games, Are you Smarter than a 5th grader and Hanna Montana DS games. Guarantee to work. |
Who are the Best Candidates for Using Holistic Skincare?
Interviewer: Describe the kind of patient who is most likely to have successful outcome with your treatment, what might they have to do that is a challenge.
Dr. Dattner: Well, the people who have the best results with me are first of all really motivated. There is not a question about whether this is a yes or no, or what the priority is. And unfortunately, a lot of people are not so clear about their priorities and they are also not so clear about…. The important thing I just want to mention is that I see skin disease as a symptom more that I see it as a condition. So my perspective is what is this telling us, what can we change and how can this impact a person’s life, so I love to have positive side effects.
Dr. Dattner: Persons gets more energy they run faster they…. you know. Instead of having negative…
Dr. Dattner: Exactly, leg swelling goes away. I thought at least things that they didn’t even mention get better and to me that’s really what it’s about. So the kinds of….
Interviewer: So the kinds of patients who might most likely respond.
Dr. Dattner: So the kinds of patients then are ones who are first of all committed. Second of all, can actually afford the supplements and seeing me, you know if they can…. Unfortunately the government and the insurance will pay huge sums of money for certain medications.
Dr. Dattner: They always have being receiving tens of thousands of dollars even more for certain medications, but they don’t pay now for cognitive work. So spending an hour or more with a patient and being versed in two or three different fields and up to date in those things, they don’t care about that and so it’s impossible to do this on insurance, unless somebody is feeding you money in the back. So unfortunately, it’s too big. I think there is going to be a day when this becomes recognized, when it becomes clear that there is some people who I can fix for much less money in a conventional way. And it’s a small group and it’s a definite group and there are people to be paid for. But at this particular time, people have to be able to afford to do this and they have to be willing to give up favorite foods. Often it’s, the drink at work or afterwards, things that they would crave, that’s sometime the biggest challenge.
Interviewer: Yeah, habits breaking them.
Dr. Dattner: Breaking habits, breaking the expectations of their friends and their husband and their family who says come on….
Dr. Dattner: So those people who can make those changes and the last one is, since I haven’t found the magic way to do this, they have to take supplements and that means taking a bunch of pills.
Interviewer: Right, great, great answer. |
Create a practical, simple to maintain, environmentally pleasant, cost effective and aesthetically pleasing outdoor space for your residence yard or backyard. Pep it up with a number of effectively-positioned bushes and shrubs chosen for his or her colourful bark, evergreen foliage, and engaging habit. If you are gardening in containers, you’ll undoubtedly want to check out this comprehensive tip list that details all the things you’ll want to learn about growing food and flowers in pots. Do-it-yourselfers should first study the essential designing components that underlie the self-discipline of landscape design.
Additionally, you will profit from the bespoke design studio and a crew of staff which can be skilled practitioners inside horticulture, panorama structure, development and backyard design. 6 Designers may additionally utilise the distinction in texture and colour between different surfaces in order to create an overall sample within the design. English Renaissance gardens in a rectilinear formal design … Read the rest |
In the world of culinary delights, homemade garlic butter is a versatile staple known for its rich, aromatic flavor and ability to enhance a wide range of dishes. However, when it comes to storing this delectable spread in the freezer, questions about its shelf life and optimal storage conditions often arise. Understanding the best practices for freezing and preserving homemade garlic butter is essential for maintaining its quality and freshness over time.
In this article, we will delve into the nuances of freezing homemade garlic butter, addressing common concerns and providing expert tips for maximizing its shelf life. Whether you’re a seasoned chef or an enthusiastic home cook, uncovering the secrets of proper garlic butter storage will empower you to harness the full potential of this beloved culinary gem.
Benefits Of Freezing Homemade Garlic Butter
Freezing homemade garlic butter offers several benefits that make it a valuable staple in the kitchen. Firstly, freezing the butter helps to extend its shelf life, preserving its rich, garlicky flavor for an extended period. This is especially useful when you have made a large batch and want to ensure that it remains fresh and ready to use over time. Additionally, freezing homemade garlic butter allows for convenient meal preparation. You can easily portion the butter and store it in the freezer, ready to be used whenever needed, saving time and effort in the kitchen.
Moreover, freezing homemade garlic butter can be a great way to reduce food waste. By freezing portions of butter, you can prevent it from spoiling and ensure that none goes to waste. This is particularly useful if you have an abundance of fresh garlic that you want to use before it spoils. Overall, freezing homemade garlic butter provides both practical and flavorful advantages, making it a worthy technique to employ in the kitchen.
Proper Storage Methods For Homemade Garlic Butter
Proper storage methods play a crucial role in extending the shelf life of homemade garlic butter. When storing homemade garlic butter, it is important to use airtight containers or freezer bags to prevent air exposure, which can lead to freezer burn and affect the quality of the butter. Make sure to label the containers with the date of preparation to keep track of its freshness.
It is recommended to store the homemade garlic butter in the coldest part of the freezer to maintain its flavor and quality. Additionally, if you have made a large batch, consider portioning the butter into smaller servings before freezing. This allows for convenient usage while keeping the rest of the batch frozen and preserving its freshness. By employing these proper storage methods, you can ensure that your homemade garlic butter retains its optimal flavor and quality for an extended period.
Overall, proper storage methods such as using airtight containers, labeling, and storing in the coldest part of the freezer are key to preserving the freshness of homemade garlic butter and maximizing its shelf life.
Maintaining The Quality Of Homemade Garlic Butter In The Freezer
To maintain the quality of homemade garlic butter in the freezer, proper storage is essential. Use airtight containers or resealable freezer bags to prevent air and moisture from affecting the butter’s texture and flavor. Label the containers with the date of preparation to keep track of its shelf life. Additionally, consider dividing the butter into smaller portions before freezing, so you can thaw only what you need, reducing the potential for repeated freeze-thaw cycles which can affect the quality.
Store the homemade garlic butter in the coldest part of the freezer, away from odorous foods to prevent absorption of unwanted flavors. Avoid frequent temperature fluctuations by not placing the butter near the freezer door. When thawing, do so gradually in the refrigerator to maintain the butter’s smooth texture. By following these storage guidelines, you can ensure that your homemade garlic butter retains its quality for an extended period in the freezer, providing a convenient and flavorful ingredient for future use.
Steps To Freeze Homemade Garlic Butter Correctly
Freezing homemade garlic butter requires careful steps to maintain its flavor and quality. Begin by preparing the garlic butter in a suitable airtight container. Ensure that the container is clean and dry to prevent contamination. Once the garlic butter is prepared, spoon it into the container, leaving some space at the top to account for expansion during freezing.
Next, tightly seal the container to prevent air and moisture from entering, which can cause freezer burn and affect the flavor. Label the container with the date of preparation to track its shelf life. For added protection, consider wrapping the container in a layer of plastic wrap before sealing it with the lid. This extra layer will help maintain the freshness of the garlic butter. Finally, place the container in the freezer, ensuring it is stored away from strong-smelling foods to avoid flavor transfer.
Following these steps will help preserve the homemade garlic butter’s flavor and quality, allowing you to enjoy its delicious taste for an extended period.
Recommended Containers For Freezing Homemade Garlic Butter
When it comes to freezing homemade garlic butter, choosing the right container is crucial for maintaining quality and preventing freezer burn. Opt for airtight containers, such as glass jars or plastic containers with tight-sealing lids, to effectively preserve the freshness and flavor of the garlic butter.
Glass jars are ideal for freezing garlic butter as they are non-porous and do not impart any off-flavors or odors. Make sure to leave some headspace in the jar to allow for expansion during freezing. Alternatively, use plastic containers specifically designed for freezer use, ensuring they are tightly sealed to prevent air and moisture from entering.
Avoid using containers made of materials that may absorb odors or flavors, such as cardboard or paper cartons. Additionally, choose containers that are the right size for portioning the garlic butter, making it convenient to thaw only the amount needed without repeated freezing and thawing. By selecting the appropriate containers for freezing homemade garlic butter, you can ensure it stays fresh and flavorful for an extended period.
Defrosting Homemade Garlic Butter Safely
When it comes to defrosting homemade garlic butter safely, there are a few important guidelines to keep in mind. The first and most crucial tip is to transfer the frozen garlic butter from the freezer to the refrigerator. This allows for a gradual thaw, ensuring that the butter remains at a safe temperature throughout the process. Avoid defrosting at room temperature, as this can lead to bacterial growth and compromise the quality of the garlic butter.
Once the garlic butter has thawed in the refrigerator, it’s important to give it a thorough stir to ensure that the ingredients are well combined. If you’re in a rush, you can also use the defrost setting on your microwave, but be sure to check and stir the butter at regular intervals to prevent any hot spots or uneven thawing. Whichever method you choose, always use thawed garlic butter within a couple of days to maintain its freshness and flavor. By following these simple steps, you can ensure that your homemade garlic butter is safely defrosted and ready to use in your favorite recipes.
Signs Of Spoilage In Frozen Homemade Garlic Butter
Signs of spoilage in frozen homemade garlic butter are important to watch out for to ensure food safety. As butter ages or becomes exposed to air, it may develop off-flavors or odors, signifying rancidity. If the garlic butter appears discolored or has an unusual smell, it is likely past its prime and should be discarded. Additionally, any signs of mold growth or freezer burn on the surface of the butter indicate spoilage and should not be consumed.
Furthermore, changes in texture can also indicate spoilage. If the frozen garlic butter becomes excessively grainy, watery, or develops an abnormal consistency, it may be a sign that it has degraded. It is crucial to be attentive to these visual and olfactory cues when assessing the quality of frozen homemade garlic butter. Being aware of these indicators can help prevent consuming spoiled garlic butter and safeguard against any potential health risks associated with consuming compromised food products.
Creative Uses For Frozen Homemade Garlic Butter
When it comes to using frozen homemade garlic butter, the possibilities are endless. This versatile ingredient can be used in a variety of creative ways to elevate the flavors of your dishes. One creative use for frozen homemade garlic butter is to incorporate it into your favorite pasta dishes. Simply melt a pat of frozen garlic butter into your pasta for a burst of savory flavor.
Additionally, frozen homemade garlic butter can be used to add a rich, garlicky kick to roasted vegetables. Toss your veggies in a bit of melted frozen garlic butter before roasting to infuse them with a delicious, aromatic flavor. Another creative use is to use frozen homemade garlic butter as a base for flavorful garlic bread. Spread a slice of crusty bread with a bit of melted garlic butter, then toast it for a delicious accompaniment to your meals. Whether you’re cooking, baking, or simply spreading it on fresh bread, frozen homemade garlic butter can add that special touch to your favorite recipes.
In light of the findings in this study, it is evident that homemade garlic butter can be safely stored in the freezer for up to three months without significant loss of flavor or quality. This information provides valuable guidance for individuals looking to extend the shelf life of this popular condiment and minimize food waste in their households. By adhering to proper storage practices and utilizing airtight containers, consumers can confidently incorporate homemade garlic butter into their culinary endeavors with the assurance of its freshness and nutritional integrity. As freezing offers a practical solution for preserving homemade garlic butter, this study underscores the benefits of strategic food storage methods in promoting sustainability and resource conservation in the kitchen. |
See more: House Design – our dedicated page on everything house-related.
A broken boiler means no hot radiators and definitely no hot showers, the last thing you want if your extended family is due at yours for Christmas. Thankfully the signs are easy to spot. Fantastic Services (opens in new tab) have shared the five signs that your boiler could be about to go on the blink.
Five signs your boiler needs replacing
1. Energy consumption
If your home is fitted with a meter, keep an eye on the energy readings. It is also worth keeping an eye on your energy bill. An unexpectedly high reading or bill could all point to a boiler acting up. This is because a boiler will use a lot more energy when it’s not working at full capacity, trying to reach its optimum operations.
2. Strange noises
If your boiler is whistling or sounds like an angry postman hammering at the door, that’s a clear sign that it needs some attention. Think of those sounds as the boiler crying out for help as it struggles to do its job.
3. Appliances are taking longer to warm up
This is one of the earliest tell-tale signs that your boiler isn’t working properly. If the hot water tap is taking a while to run warm, or the radiators aren’t heating up when you turn the heating on, get your boiler checked. Catching this early could make all the difference between a simple boiler repair, or forking out for an expensive new boiler.
4. Leaking water
Puddles near your boiler are a very bad sign. A water leak can mean only one thing - parts or the boiler are not working. They could be dysfunctional or simply wearing away. This is a worry not only for the damage the water can cause to the boilers surroundings. But it could lead to more serious problems such as a gas leakage in the future.
5. Nasty smells
See: 7 expert tips on how to save money on your heating bill this winter
If there’s a bad smell coming from your boiler, don’t just light a candle to cover it up. A bad smell needs urgent professional attention as it could be a deadly carbon monoxide lead.
Can I fix a boiler without calling an engineer?
You can perform basic checks on your own. These include turning on gas appliances and checking for a flame or seeing if a fuse has tripped. For anything more than this Assett Plumbing (opens in new tab) recommends bringing in a professional. Tinkering around with a boiler when you don’t know what you’re doing could not only end up being expensive, but extremely dangerous.
How often should you check your boiler?
Your boiler should be checked yearly by a professional ideally. The engineer should check the flue (both inside and outside the house), operating pressure and heat output and all seals. A full safety check should be carried out, and they should provide a signed service report. The best time to check a boiler is in Summer when you’re not relying on it. ‘Don’t wait until it gets cold to inspect your gas-fired heating system and make sure it starts and runs properly,’ says Joe Forline, vice president of gas operations for PSE&G (opens in new tab). ‘If there is a problem starting the system – even if it is just an unlit pilot – it is better to fix it now, so it is ready to heat your home when you need it this fall.’ |
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- About Us
- Nutrition, Diet, and Homeschooling |
Our legacy is built on the foundation of integrity, safety, and environmental responsibility.
Our dedicated team of professionals is driven by a shared vision to meet the energy needs of a rapidly evolving world.
Driven by a relentless pursuit of excellence, our mission encompasses the responsible sourcing, refining, and distribution of petroleum derivatives. We aim to set new standards of quality, safety, and efficiency in our operations, all while fostering a culture of continuous improvement and adaptability to the changing energy landscape.
Our vision is more than a distant horizon it’s a guiding light that propels us to reimaging the potential of petroleum derivatives and reshape the energy narrative. We are committed to turning our vision into reality, to revolutionize energy practices, and to leave an indelible mark on the world as a force for positive change.
Shandong HongYu Trading Co is a well-established investment management company. The company has a strong focus on emerging markets, which offer the potential for high returns.
Focusing on emerging markets for a company dealing in petroleum products and derivatives presents a strategic approach that can yield significant growth opportunities and diversification.
Our vision is of an increasingly interconnected and prosperous world where physical commodities pass seamlessly from their points of origin to points of need. We add value to the global trade in natural resources by delivering exceptional service and performance across the supply chain. We source raw commodities from miners, oil and gas producers and match the processing requirements of refineries, smelters and liquefaction plants. We supply end-users, including state agencies, manufacturers, utilities, power plants, energy retailers and construction companies, with the processed commodities they need.
Our integrated logistics and supply chain strategies enable us to navigate the intricate landscapes of petroleum derivatives and investment with precision. By ensuring the seamless movement of products and information, we uphold our mission to deliver value to customers, partners, and investors while contributing positively to both industries and the environment.
Logistics provides shipping and freight services to various commodity trading teams and third-party clients. |
Hey there! Have you ever wondered about the importance of insurance when it comes to renting stuff, like plants? Well, today we’re going to delve into the fascinating world of hired in plant insurance and discover why it’s actually a total game-changer. Whether you’re a plant enthusiast, a solopreneur with a thriving indoor greenery business, or just someone who loves sprucing up their space, this post is for you. Get ready to learn all about the benefits and what makes hired in plant insurance so essential. So let’s dive in, shall we?
The Importance of Hired-in Plant Insurance
If you’re running a business that relies on the use of machinery and equipment, you know how crucial it is to keep everything in working order. However, accidents happen, and sometimes your machinery may need to be repaired or replaced. This is why having hired-in plant insurance is so important. In this article, we’ll explore what hired-in plant insurance is, why it’s essential, and how it can help protect your business and assets.
What is Hired-in Plant Insurance?
Hired-in plant insurance is a type of insurance policy specifically tailored for businesses that hire or rent machinery and equipment. It provides coverage for accidental damage, theft, and loss of the hired-in equipment during the course of your business operations.
Whether you’re a construction company renting heavy machinery, a landscaping business hiring gardening tools, or even a filmmaker leasing cameras and lighting equipment, hired-in plant insurance ensures that you have financial protection should anything go wrong.
Why is Hired-in Plant Insurance Essential?
Now that we know what hired-in plant insurance is, let’s discuss why it’s essential for your business:
- Protection from financial loss: Accidents can occur unexpectedly, and the cost of repairing or replacing machinery can be substantial. Hired-in plant insurance safeguards your business from incurring hefty out-of-pocket expenses when accidents occur.
- Peace of mind: Knowing that you have comprehensive insurance coverage for any hired-in plant equipment brings peace of mind. You can focus on running your business effectively, without constantly worrying about unforeseen expenses.
- Contractual obligations: Many rental agreements or contracts require businesses to have hired-in plant insurance as a mandatory condition. By having this coverage, you fulfill these obligations and establish a professional and reliable reputation in your industry.
- Protection against theft and vandalism: Unfortunately, theft and vandalism are risks that businesses face. With hired-in plant insurance, you are protected against the financial burden of replacing stolen or damaged equipment, allowing your business operations to continue smoothly.
How Does Hired-in Plant Insurance Work?
The process of getting hired-in plant insurance is relatively straightforward. Here’s a step-by-step guide:
- Research and select a reputable insurance provider: Start your search for reputable insurance providers, preferably those experienced in the specific needs of your industry. Consider factors such as coverage, policy limits, and customer reviews.
- Request and compare quotes: Contact various insurance providers and request quotes for hired-in plant insurance. Carefully compare the coverage and premiums offered by each company to make an informed decision.
- Customize your coverage: Work closely with your chosen insurance provider to customize your policy based on your specific business requirements. This may include determining coverage limits, deductibles, and any additional coverage options.
- Purchase and maintain your policy: Once you have selected the policy that aligns best with your needs, complete the necessary paperwork and purchase the insurance coverage. Ensure that all payments are made promptly to maintain uninterrupted coverage.
- Notify your insurance provider: In the event of any accidents, theft, or damage to your hired-in equipment, promptly notify your insurance provider. Follow the necessary steps provided by your insurer to file a claim and receive compensation.
Hired-in plant insurance offers vital protection for businesses that rely on hired equipment and machinery. By securing this coverage, you safeguard your business from the financial burdens that accidents and unexpected events can bring. Take the time to research and select a reputable insurance provider that can tailor a policy to your specific needs. With hired-in plant insurance, you’ll have peace of mind knowing that you can handle any unforeseen circumstances without jeopardizing the success and continuity of your business operations. |
By Goth Mohamed Goth
December 22 -The Newly appointed Presidential committee on travel between Somaliland and Somalia today met at the Ministry of Civil Aviation and Air Transport.
Hon Osman Abdillahi Sahardid “Adani”, the Minister of Civil Aviation and Air Transport speaking to reporter’s moments after emerging from the closed door meeting stated as :-
During today’s meeting we discussed ways in which we can facilitate travel between the two countries be it trade, or the travel of the people, security of which we managed to reach a conclusion on the matter and we shall submit our report to H. E. President Ahmed Mohamed Mahmoud Silanyo.
I would, also like to thank the Minister of Foreign Affairs Dr. Saad Ali Shire who chaired today’s meeting and as you’re well aware of and due to the many obstacles which face both the brotherly peoples of the two countries due to the travel difficulties, so the purpose of today’s meeting was to come up with suitable solutions to solve the existing problems and also pave way for laying the foundations of friendly relations between the two distinct nations.
Apart from Me(Minister of Civil Aviation and Air Transport), also present during the meeting were , Hon Saad Ali Shire , The Minister of Foreign Affairs and International Relations , Hon Ali Mohamed Waran Cade, The Minister of Interior in Charge of Internal Security, Hon Ali Said Raygal , The Minister of Resettlement and Absent were Hon Zam Zam Ali Aden , The Minister of Finance and Hon Sulemain Essa Ahmed “Haglatosiye” who couldn’t be here today because they were away attending to other official duties . |
Can you tell if they are coming toward your direction or going away from you? I will share the explanation and you will be able to answer it for yourselves at the end of this post.
Horse riders are trained to hold and walk their horse from the left side. This is because most (if not all) riders mount on the horses from the left side. In case of emergency or situation requires, the rider can quickly mount on the horse from the left when the rider is holding and walking the horse from left.
So, you might be wondering why most riders mount on from the left side of the horse. This is due to the historical inheritance back in the days when soldiers / warriors / knights / samurais used to carry a sword while riding the horse to battle.
As most human population are right handed, it will only be natural for the sword to be hang on the left side of the rider’s body so that the rider will be able to pull out the sword quickly.
When the sword is being hang on the left side of the rider’s body, the way for rider to mount on a horse will be first to place his left foot on the stirrup and then swing his right foot over the other side of the horse. This will allow the sword to have minimum movement while rider getting on the horse. If rider would have done it on the opposite direction, the sword be an obstacle for the rider while swinging the other leg over and the heavy sword might scare the horse if it slide through the horse back.
There is nothing technically wrong to mount on the horse from right side in modern days. In fact, a skillful horse rider should practice to mount from both sides of the horse. Of course, the horse needs to be sanitized on right side mounting else it could put rider into danger if the horse is not prepared for it.
So, are you able to tell in the photo if they are coming or going? |
A99-6 Hospital Portable Gynecological Ordinary Operation Exam Table
* Electric gynecology bed is mainly used for clinical examinations, driven by low-voltage DC motor with advanced backup power, safe and reliable.
* All the electric functions are controlled by foot switch. The leg frame will open or shut when the back board folding. And the mattress is foam molding with good shapes and easy to clean.
* Powder coated steel frame
* Height adjustment 480-1070mm |
Part of the CIMA collection, an extensive range of modern design garden furniture, these BUTAQUE garden dining chairs, available from Encompass Furniture & Accessories, are pure, minimalist and architectural in design and available in a range of contemporary colours.The high grade stainless steel frame give these indoor/ outdoor chairs an ultra modern look and when used with a Doble or Cuadrado garden dining table from FueraDentro, offer an excellent contemporary dining solution.
As well as being availble in the standard brushed fininsh the high grade stainless steel frames are also available in a range of colour powder-coated finishes as well as electro-polished. These choices mean that the Butaque chair is a perfect choice even for extremely harsh conditions and marine environments.
Designed by European designer Hendrik Steenbakkers, CIMA garden chairs are built to a very high quality from the highest quality materials. Designed for lifelong function, the materials exceed standards for durability and with are great for entertaining family and friends all year round both indoors and out.
The CIMA collection was the first range to be launched by the young design furniture label based on the Prinsengracht Canal in the heart of Amsterdam. This extensive range of clean and aesthetically pleasing modern design garden furniture now includes dining tables, low tables, carver chairs, lounge chairs, sun loungers, lounge sofas, coffee tables, footstools and planters.
Materials employed for the Fuera Dentro CIMA collection include high grade stainless steel, Belgian bluestone, batyline mesh fabric, toughened glass and teak. All these materials are highly weather resistant, allowing you to enjoy your furniture outdoors all year-round; great looks and comfort during the summer, and the pleasure and peace of mind of looking outdoors during the winter months and appreciating the furniture’s clean design and very low maintenance. Batyline fabric is UV, mildew and stain resistant and has a comfortable spring to it. The fabric also has a memory, which returns the fabric to its’ former position when you sit up out of the furniture.
The stainless steel elements to the furniture are optionally available in an electro polished finish. This provides optimum durability and resistance to even the harshest of marine environments. |
Founded in Clayton, Missouri, Alamo Rent a Car is a popular car rental company with branches in South America and Africa. Its parent company, Enterprise Holdings, also owns National Car Rental, Dollar Rent ACar, and National Express. The company is now present all over the world, and operates several branches in the United States and Europe. This is a company worth considering for your next road trip or vacation.
Alamo has offices across the US. Using the Alamo car rental service is easy and convenient. To rent a car, all you need to do is enter your location and license details into the search bar. Once you find the location, select the car you want to rent and pay the remainder at the office when you return the vehicle. Be sure to enter a credit card number for security purposes. This will protect your rental and will ensure that you get the vehicle you need.
Alamo also offers memberships to Insiders, which give members access to a faster line. After checking in online, you can choose your car from the aisle marked with the reserved car class. Unlike a lot of other rental companies, the Insiders program is free of charge, but you can benefit from discounts and special benefits if you rent a car from Alamo often. This way, you’ll be able to save money and time while still driving the type of car you need.
Another benefit of joining the Alamo Insiders program is the chance to receive 5% off base rates for every rental you make. The Alamo Rent a Car app is useful for many different things, including getting directions to a rental location, making a reservation, and saving it. You can even add, change, or delete a reservation from the app. The application also helps you save the rental details, which is a great feature if you’re traveling on a budget.
Customers can choose between two fuel payment options at Alamo. The We Refill option lets you pay for the gas you use while you’re renting a car. The Prepay option allows you to pay for a full tank of gas at the time of rental. The price of gas depends on the type of rental, but it’s usually cheaper than paying for a full tank of gas at a local station. If you’re traveling abroad, you’ll want to know exactly how much fuel you’ll need and what type of vehicle is best.
While you’re traveling on a budget, you can use an Alamo coupon to save money on your rental. This coupon will be applicable to different types of IDs, but you must keep in mind that it won’t work for a weekly rental. If you’re going to be staying at the airport for a few days, you can use a coupon for an extra night in a hotel. A discount is also available for pre-purchasing add-ons from Alamo.
If you’re flying into a major airport, you can use Alamo kiosks to check in for a rental car. However, there are often long lines at these kiosks, so it’s best to sign up for a service that allows you to skip this process altogether. There’s no better way to get your rental car than by going through the hassle of a kiosk. If you have a debit card, you’ll need to print your receipt to be able to use it to make payments, but you can use a credit card if you wish.
The best thing about Alamo is that they don’t have any service charges. In addition, you’ll find that the company’s prices are low and that its policies don’t change much depending on where you’re traveling to. The only thing you need to do is check if the policy allows you to take your rental car into different countries and locations. If you’re traveling domestically, you can always drive around without the worries of international travel.
If you’re traveling internationally, you’ll love the Alamo TollPass program. Upon arrival in the country, you simply need to purchase a sticker and pay the tolls. These stickers are available at any Alamo location. These stickers cost approximately $10 per day and are a must-have for any traveler. Whether you’re driving to France or a new city, you’ll be ready to hit the road in no time. |
Many people are becoming more conscious of their carbon footprint not just at home, but when they travel as well. Hotels around the globe are responding to the desires of their guests by going green, and Hotel Zero Degrees is leading the pack toward sustainability and environmental responsibility.
In the past, hotels have been incredibly wasteful. From using disposable paper cups, to wasted food and endless cycles of unnecessary laundry, a hotel typically left a very large carbon footprint. Thankfully, many hotels are moving away from the carelessness of the past and are working to be more energy efficient.
An Emphasis on Recycling
Many of our guests recycle in their homes, and at Hotel Zero Degrees, we feel it’s our duty to them, and also to the environment, to recycle as much as we can in our hotel.
While many hotels offer in-room recycling for their guests, we take it a step further by using composted cups and utensils, as well as recycled office materials. We use water efficient bathroom fixtures, as well as energy efficient LED lights, drastically reducing our energy consumption.
Locally Sources Food and Production
Every hotel has a great opportunity to positively impact not only the environment but also their local communities. One great way to do this is to source organic, locally grown food for hotel kitchens.
At Hotel Zero Degrees, our goal is to purchase as much as we can from our local Connecticut community. Whether it’s by buying food from local organic farms, or buying furniture and other products from responsible local companies, we try our best to do our part to support our community, and be more sustainable at the same time.
Taking our guest’s lead
Environmental responsibility can be tough, but at Hotel Zero Degrees we receive great inspiration from our guests. Green living is important to the people we serve, and we want to do our part for the planet as well. |
Exciting Future for San Diego Hot Stix Field Hockey Club!
San Diego Hot Stix welcomes Vianney Yamada as the new Director of Operations. Vianney brings a wealth of knowledge to San Diego Hot Stix. She has extensive experience in Field Hockey, Collegiate Recruitment, and Fitness which will help launch a campaign to “Grow the Game” in support of USA Field Hockey’s Fundamentals program and vision to build grassroots hockey programs across the nation.
Hot Stix will now offer year-long programs for Youth (Middle School) and High School boys and girls at four different training locations in San Diego, as well as many competition opportunities locally and nationally. The programs will focus on year-round playing opportunities, increased exposure for new players, valuable resources for players interested in collegiate recruitment, and coaching mentorship.
Vianney’s true passion comes from her own Field Hockey experience: “I was lucky to have found the sport of Field Hockey. I benefitted from the tremendous opportunities to play in high school, college and beyond. Like many players in California, I was unaware of the many opportunities to play Field Hockey at the collegiate level. I was unsure of how to go about the recruitment process and thought that coaches would come to me if I were good enough, a very common misconception of athletes hoping to get recruited.”
“Now, my focus will be on helping open doors for athletes who love the game and want to continue playing beyond the club and high school level. If we can grow participation in youth hockey across San Diego, the players will improve, the competition will rise, and more opportunities will be made available for California players. Our players deserve the same opportunities that Mid-West and East Coast players are receiving. Field Hockey ranks among the top women’s sports offering collegiate scholarships. We NEED to tap into this! Regardless of the school or program, they play for; I want to help grow this game.”
Vianney will bring her experience and current program, Pursuit Athletics, to San Diego Hot Stix Field Hockey Club. Before joining Hot Stix, she was in her first season as the Cathedral Catholic Head Field Hockey Coach. From 2009-2013 she was the Head Field Hockey Coach at UC Davis, having re-established the Division I program there and leading them to their highest ranking at #22 in the nation. As a player, she (previously Vianney Campos) was part of the USA Field Hockey National Team and a collegiate All-American at University of the Pacific. In her final season as a Tiger, she led the nation in goals per game and points per game. She was selected to participate in the Division I Senior All-Star game where she scored four goals in the 5-1 win.
We are excited to bring Vianney on board and look forward to executing her vision of creating extensive playing opportunities and game education for all players! |
Exploring the Legacy Of Legendary Best Animation Studios Comprehensive
Animation, a medium transcending age and culture, has enchanted audiences for decades with its vivid imagery and captivating narratives. Behind the magic lies the creative prowess of animation studios. Where skilled artists and visionaries breathe life into characters and worlds, leaving an indelible mark on popular culture. We journeyed through the storied history and enduring legacy of some of the world’s best animation studio. Each contributes its unique blend of artistry and innovation to the ever-evolving landscape of animation.
The Evolution of Animation Studios From Pioneers to Powerhouses
Animation studios have evolved dramatically since their inception, adapting to advancements in technology and storytelling techniques. From the early days of hand-drawn animation to the advent of computer-generated imagery (CGI). Animation studios have continuously pushed the boundaries of creativity. Captivating audiences with their imaginative worlds and compelling characters. As the industry has grown, so too has the competition among animation studios vying for recognition as the best in the field.
Walt Disney Animation Studios A Timeless Tradition of Excellence
No discussion of animation studios would be complete without paying homage to the pioneering legacy of Walt Disney Animation Studios. Established in 1923 by Walt Disney and his brother Roy O. Disney, the studio has been synonymous with innovation and creativity for nearly a century. From the groundbreaking success of “Snow White and the Seven Dwarfs” to the modern-day classics like “Frozen” and “Zootopia”. Disney has consistently raised the bar for animation quality and storytelling. Earning its place as one of the best animation studios in the world.
Pixar Animation Studios Blazing Trails in Computer Animation
In 1986, Pixar Animation Studios revolutionized the animation industry by releasing “Luxo Jr.,” the first fully computer-animated short film. Since then, Pixar has continued to push the boundaries of what is possible in animation. Delivering a string of critically acclaimed and commercially successful films. Including the groundbreaking “Toy Story” franchise, “Finding Nemo,” and “Inside Out.” With its unparalleled storytelling prowess and cutting-edge animation technology. Pixar has cemented its status as one of the premier animation studios in the industry.
DreamWorks Animation Challenging the Status Quo
While Disney and Pixar have long been considered the giants of animation. DreamWorks Animation has emerged as a formidable contender in its own right. Founded in 1994 by Steven Spielberg, Jeffrey Katzenberg, and David Geffen. DreamWorks Animation has produced a diverse array of animated films. Ranging from the irreverent humor of “Shrek” to the heartwarming tales of “How to Train Your Dragon” and “Kung Fu Panda.” DreamWorks Animation has carved out its niche in the animation landscape with its bold storytelling and cutting-edge animation techniques. Earning recognition as one of the best animation studio of the modern era.
Studio Ghibli A Masterclass in Japanese Animation
Since its founding in 1985 by directors Hayao Miyazaki and Isao Takahata. Studio Ghibli has become synonymous with the highest quality of Japanese animation. With its breathtaking hand-drawn animation and timeless storytelling, Studio Ghibli has captured the hearts of audiences around the world. Producing iconic films such as “My Neighbor Totoro,” “Spirited Away,” and “Princess Mononoke.” Despite its relatively modest output compared to other animation studios. Studio Ghibli has left an indelible mark on the world of animation. Earning widespread acclaim and cementing its status as one of the best animation studios in history.
Conclusion Honoring the Legacy of the Best Animation Studios
In conclusion, the legacy of the best animation studios is a testament to the enduring power of storytelling and creativity. From the groundbreaking innovations of Walt Disney Animation Studios and Pixar Animation Studios to the bold storytelling of DreamWorks Animation and the timeless charm of Studio Ghibli. Each studio has made a lasting impact on the art form, inspiring generations of animators and storytellers to come. As technology continues to evolve and new voices emerge in the world of animation. One thing remains clear: the legacy of the best animation studios will continue to shape the future of the medium for years to come. Leaving an indelible mark on the hearts and minds of audiences around the world. |
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45mm-wide case in polished steel with wire-style lugs typical of how early wrist watches looked. This was because early wrist watches were really just pocket watches with lugs soldered to them. These two longines telemeter chronograph mens designer belts replica watch are chronograph watches that come in at around 41 mm wide. They feature a steel case and a durable leather strap. The movement is self-winding, stop and reset the chronograph and there is no way to restart the timer without resetting. The earliest watches were built around the Lemania cal. 15CHT and later models. |
How to bypass authentication on Windows Server 2008 R2
In this article, we will be looking at how easy it is to bypass authentication. What’s more, reset the administrator password on a Windows Server 2008 R2 installation. This strategy expects us to have actual admittance to the machine. That is running the Windows server or having access to the management interface of the hypervisor when Windows Server 2008 R2 is running virtualized. This is not a great ‘hacking’ technique that can be used to pwn all Windows installations. But it is more a sysadmin last resort trick when nothing else works on a forgotten password.
And in some other situations, it is definitely useful and comes in handy when you need it. Especially at the point when you’ve compromised the administration panel of the hypervisor software. This kind of access allows you to control virtual machines. As if you had physical access to it, including the ability to use a boot disk and modify system files. Alternatively, you can apply this technique when having some kind of physical access to a host.
A couple of months ago I was conducting a penetration test on a staged Windows environment. That was running on a VMware hypervisor. The environment contained a domain controller and 3 application servers that were running Windows Server 2008 R2. Other than the Windows machines I also encountered a few Linux-based networks and backup devices.
As it was not very hard to compromise the machines on this network. I was able to access the VMware vSphere administration panel. As an administrator in a very early stage of the penetration test. This access level allowed me to reset the administrator password. Using a boot CD and finally login to the Windows Server with administrator privileges. In the following sections, I will explain how I did this. And how you can secure your Windows installations by applying this technique.
Resetting the administrator password on Windows Server 2008 R2
The starting point of this tutorial is a machine with Windows Server 2008 R2 Enterprise that has been booted with a boot CD. In this example, we’ve used the Hiren boot CD (HBCD) . But you can use any alternative boot CD as well, including a Windows installation disk. After booting the system from the boot CD navigate to the following directory of the drive that contains the Windows Server 2008 R2 installation:
/Windows/System32In this directory you will find an executable file named ‘Utilman.exe’. Utilman is a small utility that is used to configure accessibility options such as the magnifier and the on-screen keyboard. What’s so special about Utilman.exe is that we are able to execute this program before logging in to the system. We can do this by clicking the small ‘accessibility’ button in the bottom left corner of the Windows logon menu:
The ‘accessibility’ button to launch Utilman.exe is displayed on the left.
Now that we have access to the /Windows/System32 directory we can swap out the Utilman.exe program with the cmd.exe program. When we swap out these applications we can start cmd.exe with system privileges instead of Utilman.exe when pressing the accessibility button in the login screen. From this point, we are able to reset the administrator password and use it to log in.
First, we will rename the Utilman.exe program to Utilman.exe.old as follows:
Rename Utilman.exe to Utilman.exe.old
The next step is to rename cmd.exe to Utilman.exe as follows:
Rename cmd.exe to Utilman.exe. You can also copy cmd.exe and rename it so you can still use cmd.exe after logging in to Windows.
Now that we’ve swapped Utilman.exe with cmd.exe we only have to reboot the machine into Windows and click the accessibility button on the login screen. As expected this will launch a command line instead of the accessibility options:
Utilman.exe as cmd.exe
The next step is to change the administrator password as follows:
Change the administrator password.
Finally, we can logon Windows with the new administrator credentials:
Windows Server 2008 R2 Enterprise signing in with the new administrator credentials.
In this article, we’ve seen how easy it is to get administrator access to a Windows Server 2008 R2 Enterprise host after we’ve compromised the hypervisor. Just the fact that we were able to boot the machine with a boot CD allowing us to tamper with data on the hard drive is a serious security issue with serious consequences.
There are several ways to prevent and mitigate this kind of attacks. One of them is to secure the BIOS with a password so that an attacker cannot change the boot options for the machine, thus unable to boot from the boot CD. A more effective way would be to apply full disk encryption which encrypts all the data on the disk preventing the attacker from tampering with it.
I hope you’ve found this small tutorial useful in some way. If you’re looking to try this technique or to practice penetration testing techniques on Windows Server 2008 machines, I can recommend you to install Metasploitable 3 which is based on Windows Server 2008.
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What is HPV?
Human Papillomavirus, also known as HPV, is one of the most common viral infections. To date, some 80 million Americans have been infected with HPV, and 14 million new cases of HPV are expected each year. Infection is preventable by vaccinating against HPV!
Our goal is to provide evidence-based, comprehensive information about the HPV Vaccination series to parents of adolescents and children in Georgia to increase knowledge and understanding of the importance of HPV vaccination. HPV vaccination is cancer prevention! Make sure that those you love are vaccinated!
HPV consists of hundreds of different strains of the virus, some of which may cause types of HPV-associated cancer, pre-cancerous cells, or genital warts. These cancers include cervical, oropharyngeal (back of the throat, base of the tongue, etc.), anal, vaginal, vulvar, and penile cancers. HPV vaccination protects against the nine most common strains of the virus associated with these cancers, pre-cancerous cells, and genital warts.
What are the consequences of HPV infection?
Typically, HPV infection is cleared by the immune system on its own within six months. However, if not treated or cleared by the immune system, HPV infection can result in severe consequences, including genital warts and HPV-associated cancers. HPV has been found to cause roughly 91% of all cervical cancers, 75% of vaginal cancers, 69% of vulvar cancers, 63% of penile cancers, 91% of anal cancers, and approximately 70% of oropharyngeal cancers in men and women.
How is HPV transmitted?
HPV is most commonly transmitted via skin-to-skin contact and intimate sexual contact. HPV can be transmitted through any type of sexual contact (oral, vaginal, anal, etc.). HPV is often asymptomatic, meaning that someone infected with HPV will not show signs of infection, increasing the importance of vaccination to prevent further transmission of HPV infection, especially among adolescents.
All 11 and 12-year-olds should receive Human Papillomavirus Vaccination. |
The Great Canadian Cottage Puzzle Book
Looking for something to do on a long afternoon or a rainy day? This book is packed with family fun: word searches, crosswords, word ladders, quizzes and much more. Puzzles feature Canadian clues and use Canadian spelling and references. A must have for your cottage library!
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44 Years Ago: The Bellamy Brothers Earn Their First Country No. 1
On May 19, 1979, the Bellamy Brothers earned their first country No. 1 hit with the song "If I Said You Have a Beautiful Body Would You Hold It Against Me." Written by David Bellamy, the song is a rather brazen lyrical come-on, set to easygoing country-rock music that shows off the brothers' familial harmonies and laissez-faire pedal steel.
As Howard Bellamy tells SongFacts, the song's title comes courtesy of comedian Groucho Marx, of the Marx Brothers: "He had a show called You Bet Your Life. He'd have guests on, and different quiz questions," Bellamy recalls. "And Groucho smoked a cigar – that tells you how long ago it was, he smoked cigars on a TV show. He'd use that line occasionally, he'd say, 'If I said you had a beautiful body would you hold it against me?' and shake his cigar, and kind of raise his eyebrows.
"Our family always had a weird Southern sense of humor and they'd use that line around a lot," he continues. "So it just came one day that it'd be a great song title."
Incredibly enough, "If I Said You Have a Beautiful Body Would You Hold It Against Me" almost never had a chance to become a hit. According to a 2007 Belfast Telegraph story, the song was originally discarded, since the group's record label was down on country music at the time. However, a man named Mervyn Solomon, who owned the record label Emerald, saw the potential in the song and issued it as a single in Northern Ireland. "If I Said You Have a Beautiful Body Would You Hold It Against Me" became a smash.
"If Mr. Solomon hadn't saved that song for posterity it would never have been heard of, nor would it have been turned into the Bellamys' greatest hit," Howard Bellamy told the paper at the time.
The song hasn't been without controversy, however: In 2011, the Bellamy Brothers pondered a lawsuit for copyright infringement after the release of Britney Spears' single "Hold It Against Me." David Bellamy even told TMZ, "Howard and I have no personal beef with Britney. She's a talented gal. But professionally, well, in all honesty, we feel completely ripped off. Where's the originality?"
In a turn of events, the brothers were then sued for defamation by Spears' song's co-producers and co-writers, Dr. Luke and Max Martin. The lawsuit was dropped later in the year, and the brothers issued an apology, according to TMZ: "The Bellamy Brothers apologize to Dr. Luke and Max Martin for the Bellamys' public statements and any false impressions suggested by the statements on their website that Dr. Luke and Max Martin copy the works of others."
"If I Said You Have a Beautiful Body Would You Hold It Against Me" spent three weeks atop the country charts, and was nominated for two Grammy Awards: Best Country & Western Performance - Duo or Group With Vocal, and Best Country & Western Song.
The Bellamy Brothers landed nine further No. 1 hits on the country charts, to go along with their other big smash, a No. 1 pop hit in 1976 called "Let Your Love Flow." The brothers also re-recorded "If I Said You Have a Beautiful Body Would You Hold It Against Me" in 2005 with Dolly Parton; that version charted at a modest No. 60 on the country charts. |
Quilting has been a form of art since ancient Egypt and has been practiced for centuries. However, it was during the 19th century in the United States that quilting became more popular. Women used quilting to express their creativity and showcase their skills while fulfilling practical home needs. During this period, quilting was mainly a domestic practice done by women in their homes. They often gathered in small groups, known as quilting bees, to work together on quilts. This provided a social outlet and allowed for exchanging ideas and techniques.
"Quilt" originates from the Latin term "Culcita," which means a stuffed sack. The English version of the word was derived from the French word "culite." Quilting has a rich history dates back to the Medieval era, where it was mainly utilized for clothing and bedding. Quilted clothing was a sign of nobility and was made using luxurious fabrics and intricate embroidery. For example, King Henry VIII of England's household inventory had "quyltes" and "coverpointes" in the bedding section and a green silk quilt that was initially created for Catherine of Aragon. This quilt had roses and pomegranates embroidered, showcasing the level of detail and artistry that went into quilting.
In the 19th century, quilting was a significant part of American folk art. People crafted quilts by repurposing leftover fabric from clothing, curtains, and other household items, resulting in various patterns and designs. Many of these designs held symbolic meaning, such as the Log Cabin and the Nine Patch, representing the values of hard work and thriftiness. These quilts were decorative and practical, providing warmth during cold winter nights, and often passed down as family heirlooms. Furthermore, quilts served multiple purposes in the home, including use as bed coverings, tablecloths, and even as room dividers.
During the 19th century, quilting became increasingly popular due to several reasons. The Industrial Revolution facilitated fabric availability, making it more accessible for women to gather materials for their quilts. Women's magazines and newspapers also provided extensive information on quilting patterns and techniques. Additionally, quilting was crucial in the abolitionist movement as slaves communicated with specific quilt patterns. For instance, the "Drunkard's Path" pattern was frequently used by slaves to indicate safe houses and routes on the Underground Railroad, helping them towards their freedom.
Quilting art thrived during the Industrial Revolution as people had more leisure time. Women were no longer burdened with tasks like shearing sheep, spinning wool, or weaving cloth as these were easily accessible in town mercantile. Quilts went from simple one-piece bed covers to complex designs involving backing and padding. They were then hand-stitched using decorative patterns instead of the basic straight stitch.
In the 19th century, quilting was mainly done at home. However, some professional quilt makers created more complex designs and used top-quality materials. As a result, their quilts were sold at higher prices than those made by women at home. Despite their expertise, many quilt makers struggled to make a living solely from their craft and had to find other sources of income. Quilting continued to be popular throughout the 19th century in the United States and adapted to changing times.
Artist this Section:
- Harriet Powers
- Mary Simon
- Mary Sophia Rice
The history of quilting over 5000 years and the evolution of fabric over time.
American Folk Art Quilting Patterns
Throughout American history, quilting has played a significant role in folk art. These intricate creations were often crafted using leftover fabric from clothing, curtains, and other household items, resulting in a plethora of designs and patterns. Quilts were decorative and practical, providing warmth during chilly winter nights and being passed down through generations as cherished family heirlooms. Quilts were used daily to serve as versatile home accessories, doubling as bed coverings, tablecloths, or even room dividers. The patterns and designs utilized in American folk art quilting reflect the values, culture, and history of the communities where they originated. These patterns are characterized by a unique mix of colors, textures, and patterns, representing the diverse backgrounds of the skilled quilters who brought them to life. Popular designs like the Log Cabin and Nine Patch patterns have come to symbolize values like hard work and thriftiness, adding depth to these already rich and meaningful works of art.
Log Cabin Quilt
The Log Cabin Quilt pattern (6.6.1) is a quintessential American folk art design cherished for generations. Its intricate fabric strips are artistically arranged around a central square, symbolizing the hearth or fireplace at the heart of a log cabin. This classic pattern has been passed down through the years, with each quilter imbuing it with its unique flair and personality. The log cabin quilt connotes warmth, comfort, and the idea of home, which makes it a popular gift for newlyweds and homeowners alike. Its enduring popularity and timeless beauty is a testament to its place in American quilting history.
The Crazy Quilt (6.6.2) is a remarkable manifestation of an American folk art quilting pattern that has captivated the hearts of many. Its unique design features an assortment of oddly shaped pieces of fabric sewn together in a random patchwork. This quilting style became increasingly popular during the late 19th and early 20th centuries, and it was commonly created using leftover scraps of cloth from various clothing and household items. The beauty of the crazy quilt lies in its ability to transform discarded materials into something wonderful and meaningful, reflecting the resourcefulness and creativity of its makers.
Double Wedding Ring Quilt
The Double Wedding Ring Quilt (6.6.3) is a cherished and timeless pattern in American folk art that has been passed down for generations. The exquisite design features interlocking rings that symbolize the unbreakable bond of marriage. Its popularity as a wedding gift is no surprise, as it captures the beauty and significance of the special occasion. The classic pattern can be tailored to individual preferences with a variety of various fabrics and colors, making it the perfect personalized present for any couple. With its rich history and limitless possibilities for customization, the Double Wedding Ring Quilt is an extraordinary keepsake that will be treasured for years to come.
Applique Designs: Baltimore Quilts
Applique is a decorative technique that involves sewing small pieces of fabric onto a larger fabric background to create designs. This method gained popularity in quilting, especially during the 19th century. The Baltimore Album (6.6.4) style was one of the most sought-after applique designs during this era. These quilts originated from Baltimore, Maryland, in the mid-1800s and were renowned for their intricate designs and vibrant colors. The designs often highlighted floral motifs, birds, and other natural elements. Each block of the quilt would feature a unique design, and the entire quilt would comprise various blocks. Originating in Baltimore, Maryland, during the mid-19th century, these quilts are renowned for their gorgeous colors and intricate designs. Crafted with premium materials like silk and velvet, Baltimore quilts were often adorned with natural elements like floral patterns and birds. These quilts held significant sentimental value and were often passed down through generations as treasured family heirlooms. The artistry and beauty behind Baltimore quilts continue to captivate and inspire quilt enthusiasts today.
Baltimore quilts were crafted by affluent women with the means and leisure to pursue the craft of quilt making. These women frequently belonged to quilting clubs or societies and convened regularly to work on their quilts and exchange ideas and techniques. The Baltimore quilt designs commonly featured floral motifs, birds, and other natural elements. Each quilt block differed from the others, and the entire quilt comprised several distinct blocks, each with its unique design. The designs were often appliquéd onto a white or light-colored backdrop, creating a stunning contrast that highlighted the intricate details of the designs. The Baltimore quilt style rose to popularity in the 1840s and 1850s and continued to be in vogue throughout the rest of the century. The quilts were frequently bestowed as gifts or used as ornamental pieces in the homes of their creators.
Mary Simon (1808-1877)
One of the most famous Baltimore quilts is the "Mary Simon Album Quilt," made in 1843 by Mary Simon, a member of the Baltimore Quilters Society. The quilt comprises 25 blocks, each with a different design, and features a variety of floral and geometric patterns. The quilt is known for its intricate details and beautiful colors and is considered one of the finest examples of a Baltimore quilt.
Mary Simon was a wealthy woman with the time and resources to devote to quilt making. She was a member of the Baltimore Quilters Society, known for its emphasis on fine craftsmanship and attention to detail. The society met regularly to work on their quilts and share ideas and techniques. The quilt features a variety of floral and geometric patterns; each meticulously appliquéd onto a white or light-colored background. The designs are made of various materials, including silk, wool, and cotton, and are embellished with embroidery, beading, and other decorative elements. Each block of the quilt tells a story, with many featuring the names of friends and family members, as well as important dates and events. The center block of the quilt features the name "Mary Simon" in large letters, surrounded by a wreath of flowers.
The Mary Simon Album Quilt is known for its use of color, with each block featuring a unique combination of shades and hues. The colors range from soft pastels to bold and bright tones and are expertly blended to create a harmonious and balanced overall effect. The quilt has been well-preserved over the years and is now part of the Baltimore Museum of Art collection. It is considered a masterpiece of American quilt making and is admired for its artistry and beauty.
In addition to its aesthetic value, the Mary Simon Album Quilt (6.6.5) is also a valuable historical artifact. It provides a glimpse into the lives of women in 19th-century Baltimore and reflects the cultural and social influences of the time. The quilt is a testament to the skill and creativity of its maker and the importance of the art of quilt-making in American history. Baltimore quilts were often made using high-quality materials, such as silk and velvet, and were highly prized by their owners. They were often passed down from generation to generation as family heirlooms, and many have been preserved and are on display in museums and private collections today. The quilt is a true treasure of American art and culture.
The Industrial Revolution
The Industrial Revolution profoundly impacted woven fabric production, revolutionizing the textile industry and changing how textiles were made and distributed. Before the Industrial Revolution, textiles were primarily produced by hand, using traditional methods such as spinning and weaving. These methods were slow and labor-intensive, and the production of textiles was limited to small quantities. Textile production was also primarily confined to the home, with women and children working in the cottage industry to produce textiles for their families and local markets.
However, the development of new technologies and manufacturing processes during the Industrial Revolution led to significant changes in the textile industry. The development of the power loom, for example, significantly increased the speed and efficiency of weaving, allowing for the mass production of woven fabrics. The power loom was invented in 1784 by Edmund Cartwright and was powered by steam or water, allowing for continuous operation and the production of large quantities of fabric. The power loom replaced the traditional handloom, which had limited weaving speed and capacity and allowed for producing a more comprehensive range of fabrics, including cotton, wool, and silk.
The development of the power loom was just one example of the technological advancements during the Industrial Revolution. Other innovations included the development of the spinning jenny, the spinning frame, and the cotton gin, which significantly increased the efficiency of textile production. These innovations led to the growth of the textile industry and the rise of textile factories, which employed large numbers of workers and produced large quantities of fabric for domestic and international markets. The development of new transportation technologies, such as the steam engine and the railroad, also facilitated the distribution of textiles, allowing them to be transported more quickly and efficiently to markets worldwide.
The production of woven fabrics during the Industrial Revolution profoundly impacted society, transforming how people dressed and the types of fabrics available. The mass production of fabrics led to lower prices and increased accessibility, making clothing more affordable.
The First Sewing Machine
The invention and development of sewing machines in the 19th century revolutionized how textiles were produced and transformed the fashion industry. Sewing machines significantly increased the speed and efficiency of sewing, making it possible to produce garments and other textiles on a large scale. The first sewing machine was invented in 1790 by Thomas Saint, but in the mid-19th century, sewing machines became widely available and practical for use in homes and factories. The first commercially successful sewing machine was patented by Elias Howe in 1846 and was followed by other inventors, including Isaac Singer and Walter Hunt.
Sewing machines were used in factories and homes, allowing women to produce clothing and quilt more quickly and efficiently for their families. The development of the sewing machine also led to the rise of home sewing as a popular hobby, with women able to create clothing and accessories. The invention and development of the sewing machine paved the way for the growth of the garment industry and the rise of mass-produced clothing and also led to the development of new types of fabrics, designs, and techniques. Despite its impact on society and fashion, the use of sewing machines also had negative consequences, particularly in terms of poor working conditions and low factory worker wages.
The Underground Railroad Quilts
The Underground Railroad was necessary in the United States during the 19th century because it allowed enslaved African Americans to escape slavery and seek freedom. Slavery was a brutal and inhumane practice legal in many parts of the country. Slavery devastated the lives of enslaved people as they were treated as property rather than human beings, and their labor was used to generate wealth for their owners. Enslaved people had no rights or freedoms and were often subjected to cruel and violent treatment. They were denied education, access to healthcare, and the ability to make choices about their life choices.
The Underground Railroad provided enslaved people a way to escape this brutal system. The network of secret routes and safe houses allowed them to travel north to states where slavery was illegal or Canada, where they would be completely free. The people who participated in the Underground Railroad were risking their lives to help others, and escaping was often dangerous and challenging.
The Underground Railroad was also important because it challenged the institution of slavery itself. It was a form of resistance against a fundamentally unjust and immoral system. The people who participated in the Underground Railroad were taking a stand against slavery and demonstrating that they were willing to fight for the rights and freedoms of all people, regardless of their race or status. The Underground Railroad was important for enslaved people and the broader struggle for civil rights and equality. It provided a powerful example of how ordinary people could unite to fight for justice and freedom. The legacy of the Underground Railroad continues to inspire people today to work toward a more just and equitable society. One of the lesser-known symbols of the Underground Railroad was quilts, which were used to communicate information to those seeking freedom. Each quilt pattern had a specific meaning, and these patterns were used to convey information about the Underground Railroad. For example, a quilt with a flying geese pattern might indicate it was time to start moving north. A bear paw pattern might mean it was time to take a break and seek shelter. A wagon wheel pattern might indicate that a wagon could take passengers on the next leg of their journey.
Many of the quilt patterns used by the Underground Railroad were already popular at the time, but their meanings were often known only to those in the know. Quilts were also used to identify safe houses along the route. A quilt with a star pattern hanging outside a house might indicate that it was a safe place to rest and refuel before continuing the journey. Using quilt patterns to communicate information was a clever way to avoid detection by slave owners and other enemies of the Underground Railroad. Since quilts were such a ubiquitous part of daily life, their use as a covert messaging system was often overlooked. Additionally, using quilt patterns meant that information could be conveyed without needing to be written or spoken language, which was necessary for enslaved people who might not have had access to education or spoke different languages. By using quilts to communicate information, enslaved people could escape to freedom while avoiding detection by their enemies. Today, the legacy of the Underground Railroad lives on through the continued use of quilt patterns and the display of quilts in public spaces.
This video shows a group member who speaks about the significance of quilts in the Underground Railroad and how symbols and designs embedded in the quilts helped lead slaves to freedom.
Quilts for Civil War Soldiers
The American Civil War was a significant conflict in the United States from 1861 to 1865. It was fought between the northern states, the Union, and the southern states, the Confederacy. The war was fought over several issues, including states' rights, slavery, and the balance of power between the federal government and the individual states.
One of the leading causes of the Civil War was the issue of slavery. Many people in the North believed slavery was a cruel and inhumane practice that needed to be abolished. In contrast, many South people believed it was a necessary part of their economy and way of life. The issue of states' rights also played a role in the conflict, with some states arguing that they had the right to secede from the Union if they so chose. The war began in April 1861 when Confederate forces attacked Fort Sumter, a Union military installation in South Carolina. The conflict quickly escalated, and hundreds of thousands of soldiers on both sides lost their lives over the next four years. The Union ultimately emerged victorious, with the Confederacy surrendering in April 1865.
The Civil War had a profound impact on the United States. It led to the end of slavery, which was abolished by ratifying the 13th Amendment to the U.S. Constitution in December 1865. It also strengthened the federal government's power and helped establish the United States as a unified nation. However, the war also had significant social and economic consequences, including the destruction of infrastructure and the displacement of millions of people.
During the Civil War, quilts played an essential role in providing warmth and comfort to soldiers on both sides of the conflict. Many soldiers were poorly equipped and lacked warm clothing, and quilts were a practical and much-needed item that could help them stay warm in the field. Women's groups and volunteers from the North and South worked tirelessly to create and distribute quilts to soldiers. Quilts were also used to raise morale and provide a sense of home to soldiers far away from their families and loved ones. Quilts were often made with patriotic designs featuring symbols like flags, eagles, and other patriotic motifs. Some quilts also included messages of support and encouragement for the soldiers. In addition to providing warmth and comfort, quilts had practical uses in the field. They could be used as a makeshift stretcher or bandage, rolled up, and as a pillow or cushion. Quilts were also used to carry food supplies, line tents, or cover drafty windows.
Harriet Powers (1837-1910)
Harriet Powers was an African American quilt maker who lived in Georgia in the late 19th century. She is best known for her intricate and beautiful quilts, which depicted scenes from African American history, folklore, and religion. Her work has been celebrated as essential to American quilting and African American art history. Powers was born into slavery in 1837 and spent much of her life working as a sharecropper and farm laborer. She learned to quilt from her mother and grandmother, who their African ancestors had taught. Powers' quilts were made using an application technique in which small pieces of fabric are sewn onto a more considerable size of fabric backing to create a design.
Powers' quilts were unique in using African American imagery and storytelling. One of her most famous quilts, the Bible Quilt (6.6.6) (depicts scenes from the Bible alongside images from African American folklore and history. Another quilt, the "Pictorial Quilt," shows scenes from the life of Christ, as well as images of animals, birds, and plants. The Bible Quilt is one of Harriet Powers' most famous quilts and is notable for its intricate applique design and the rich symbolism it contains. The quilt comprises several panels, each depicting scenes from the Bible alongside images from African American folklore and history. One of the most striking panels shows the story of Adam and Eve in the Garden of Eden, with the serpent and the apple prominently featured. Another panel shows the story of Jacob's Ladder, with angels ascending and descending a ladder to heaven. Other panels depict scenes from the New Testament, including the Nativity and the Crucifixion of Christ. In addition to these biblical scenes, the quilt also features images from African American folklore and history, such as a tree of life surrounded by animals and a pair of chickens representing fertility and abundance. The quilt also includes inscriptions and Bible verses written in ink directly onto the fabric.
The Pictorial Quilt (6.6.7) is another of Harriet Powers' famous quilts and comprises several panels, each depicting scenes from the Bible and African American folklore. One of the most striking panels shows the Nativity, with the baby Jesus lying in a manger surrounded by Mary and Joseph and several angels and shepherds. Another panel depicts the Crucifixion, with Jesus hanging on the cross and soldiers and onlookers gathered around him. Other panels feature images of animals, birds, and plants, including a lion, a peacock, and a palm tree. These images were likely chosen for their symbolic significance, as lions and peacocks are often associated with royalty and power, and palm trees symbolize victory and triumph.
Like the Bible Quilt, the Pictorial Quilt also includes inscriptions and Bible verses written in ink directly onto the fabric. These inscriptions provide additional context and commentary on the images depicted in the quilt and her deep knowledge of the Bible and African American cultural traditions. It is also a powerful symbol of how African Americans used art and storytelling to express their faith and assert their cultural identity in the face of oppression. Her quilts are a powerful reminder of the importance of preserving African American cultural traditions and telling the stories of those who came before us.
The Amish Quilts
Amish quilts from the 19th century are renowned for their beauty, craftsmanship, and unique aesthetic. The Amish community, a religious group known for their simple and traditional way of life, began making quilts in the early 1800s to provide warmth and comfort during the cold winter. Amish quilts from this period were typically made using a patchwork technique, with small pieces of fabric sewn together to create a larger design. The fabrics used were often wool, cotton, or silk and were sourced from various sources, including old clothing and feed sacks.
One of the defining features of Amish quilts from the 19th century is their use of bold, solid colors with little to no pattern or embellishment. This reflects the Amish belief in simplicity and humility and their rejection of ostentation and vanity. Despite their simplicity, Amish quilts from the 19th century are often gorgeous, with a strong sense of symmetry, proportion, and balance. Many quilts feature geometric designs, such as squares, triangles, and diamonds, arranged in intricate patterns that create a sense of movement and depth.
Amish quilts from this period were made primarily for practical purposes, such as keeping warm or covering a bed. However, they also served as a form of artistic expression and a way to celebrate the creativity and skill of the Amish women who made them.
Quilts of the Prairie
When 270 million acres of land were offered for homesteading, the westward migration started moving people into the new 30 states of the west. People spent months packing for their trip, and in addition to food and equipment, quilts were an essential part of the journey. They brought quilts packed away as treasures in chests, and they brought them as everyday necessities for the trip. They also packed their needles and threads and made quilts when traveling and at their final destinations, creating new patterns documenting the history of their lives on the trail in the quilts.
These quilts were typically made using patchwork and applique techniques and were often created out of necessity and for decorative purposes. One of the most distinctive features of quilts of the prairie is their use of floral motifs and other natural imagery, which reflected the women's close connection to the land and their appreciation for the beauty of the prairie landscape. Many quilts also featured geometric designs, such as stars, diamonds, and triangles, adding symmetry and balance to the overall design. Quilts of the prairie were often made from fabric scraps, including old clothing and feed sacks, and were created using hand-sewing and machine-sewing techniques. The quilts were often designed and created by groups of women working together as part of a quilting bee or as a way to pass the time during long, cold winters.
Hawaiian quilts have a long and rich history that dates back to the 19th century. These quilts are known for their intricate designs and bold, vibrant colors and are highly prized by collectors and historians alike. The tradition of quilting was brought to Hawaii by Christian missionaries in the early 19th century and quickly became a popular pastime among Hawaiian women. The quilts they created were often made from bright, solid-colored fabrics and featured bold graphic designs inspired by the natural world, such as flowers, leaves, and birds.
One of the most distinctive features of Hawaiian quilts is their use of a technique known as "snowflake quilting," in which the quilt top is folded into quarters, and a snowflake-like design is cut into the top layer. The design has intricate hand-quilting stitches, creating a textured, three-dimensional effect. Hawaiian quilts were often made to commemorate special occasions, such as weddings or births, and were considered treasured family heirlooms. They were sometimes given as gifts or sold as souvenirs to island visitors.
Mary Sophia Rice (1816-1911)
Na Kalaunu Me Na Kahili (Crowns and Kahilis) was made on Kauai Island in 1886 and is attributed to Mary Sophia Rice. Rice was an American Missionary and educator from the United States who moved with her husband to the Oregon territories and eventually the Hawaiian Islands. The white background is one whole piece of cloth that the red fabric is appliqued onto. The pattern radiates out from the center, producing a very symmetrical look. The Kahili, (6.6.8) represented in the quilt by the four feathery-looking objects, symbolizes the chiefs and noble houses. The kahili was carried by the representative of the state for the king. The Kahilis were made from long bones with birds of prey feathers. The red center applique stands for the crown of the king.
Quilting has been around since the earliest days of using bone needles and leather thread to keep warm. Even today, quilting is still prevalent in the United States and worldwide. While the techniques and materials have advanced, the fundamental principles remain unchanged. Quilting is still an outlet for creative expression and a way for both men and women to showcase their skills while serving practical purposes in the home. During the 19th century, quilting played a significant role in American culture, providing a social outlet for women and serving as a means of communication for slaves seeking freedom. It also played a part in the women's suffrage movement. Today, quilting remains a cherished art form that continues to evolve with the times. |
Electric Mud: Presentation of The Surreal Visions of Hernán Díaz Alonso/HDA-x
Hernán Díaz Alonso, SCI-Arc
February 27, 2020 · 6:00 pm—7:30 pm · Betts Auditorium
School of Architecture
Hernán Díaz Alonso assumed the role of SCI-Arc director beginning in the 2015 academic year. He has been a distinguished faculty member since 2001, serving in several leadership roles, including coordinator of the graduate thesis program from 2007–10, and graduate programs chair from 2010–15. He is widely credited with spearheading SCI-Arc’s transition to digital technologies, and he played a key role in shaping the school’s graduate curriculum over the last decade.
Parallel to his role at SCI-Arc, Díaz Alonso is principal of the Los Angeles–based architecture office HDA-x (formerly Xefirotarch). His multidisciplinary practice is praised for its work at the intersection of design, animation, interactive environments, and radical architectural explorations. Over the course of his career as an architect and educator, Díaz Alonso has earned accolades for his leadership and innovation, as well as his ability to build partnerships among varied constituencies. In 2005 he was the winner of MoMA PS1’s Young Architects Program (YAP) competition, and in 2012 he received the Educator of the Year award from the American Institute of Architects (AIA). He won the 2013 AR+D Award for Emerging Architecture and a 2013 Progressive Architecture Award for his design of the Thyssen-Bornemisza Pavilion/Museum in Patagonia, Argentina. |
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Since the one-house budgets have been published (the Assembly Budget Proposal Here and Senate Budget Proposal Here), please feel free to share any sign-on letters that you’re working on if you’re looking for support or to provide any analysis for the group that you would like to be included in tomorrow’s meeting notes by 5 p.m. tomorrow.
The plan for tomorrow’s meeting (Register Here) is to begin with a short presentation/discussion on the Right to Food Community of Practice, then break out into further discussion on various advocacy work happening as well as more specifically on the one-house budgets and how to support/coordinate efforts.
Also, tomorrow (3/14) from 2-2:30 is an Oral Health Webinar hosted by the Schuyler Center for Analysis and Advocacy. This kick-off webinar will introduce the project, provide some orientation on the issues, and outline the work for the year. Register Here. |
SHOP THE SPACE // GUEST ROOM
Thanks for all of the comments yesterday about the Guest Room Makeover at #ProjectFamJam. It was tough to bring it all together so fast, and under $1000. When I got the budget, my original thought was going to be tight. So I decided to hunt for the best deals possible to still leave the space looking expensive and layered.
When looking for the best deals possible, I tend to turn to a few special places.
First, we are blessed to have a Ballard Designs Outlet here… I got the Queen Tassel Duvet & two Fringed Pillow Shams for a total of $57.54. Total score. The Duvet is on sale online, just not at that deep of a discount. The blessings/curse of outlets is you never know what will be there. So my goal when walking into a store like this is to have a completely open mind. I didn’t go in looking for bedding, but once I saw it I knew I could not beat the look or the price anywhere else! So be sure to look around your town to see if you have any major brand outlets near you.
I also will hit up eBay. You do have to be cautious here… items can be overpriced here! But if you are willing to dig a bit, major deals can be found. I shared this eBay store a few months back… They sell slightly damaged Safavieh rugs. They clearly state what the defect is, and show you an image of the area in question. I knew I needed an 8×10 rug, but didn’t necessarily have the budget for one. After hunting through the listings from this store, I found the Chunky Textured Natural Fiber Rug for the space for only $125 with Free Shipping. The defect was a small pull in the carpet right in the middle. This wasn’t an issue because I knew the bed would be sitting right on top of the snag and no one would ever see it. Done. Saved about $300. I also scooped up the teal shams here as well. They are a discontinued DwellStudio pattern called Mali… So maybe keep an eye out if you are interested.
I also purchased all of the brass cabinet knobs for their repainted dresser from eBay. Knobs can add up quick! And all of a sudden a little refresh turns into an investment. I like to look for vintage hardware in lots on Ebay first. I will search “brass cabinet knob lot” & filter through the results. I stumbled upon a listing for 25 of these awesome knobs for $29. This made each of the knobs about $0.89! One of my favorite scores & bonus, I have 10 leftover to use on a future project.
My last tip is online shopping. Sites like Target, World Market, West Elm… they always have specials running. And while I do follow them closer than most, I waited out a few of the pieces & grabbed great deals. The nightstands ended up being 40% off one weekend. Done. The sconces, 30% off another week. And usually these sites will offer Free Shipping too, or I’ll have them shipped to store to pick up for free to save even more. When I am on a tight budget, it is worth my time to run up & grab a piece or two.
We also reused a lot of their own pieces, accessories. Important when on a budget.
Our one splurge for the space was the Kilim Pillow. It came from Turkey in record time, and was about $100 including shipping (and yes! $100 was the splurge!!). But this was a piece that really pulled the colors of the space together & at 16×48″ long, it would have taken two square pillows to fill this space. Probably resulting in a similar price tag.
So when working with a budget, don’t feel limited. The budget just makes you think & shop smarter. |
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SOTO Engineering are again supporting the Illawarra Academy of Sport Cycling Program for the 2024 season, and our athletes are ready and rearing to compete in the Your Local Club Academy Games.
The cyclists have been training regularly since the scholarship year began in October of 2023 with our Head Coach Michael Marshall at the helm, supported by our wonderful assistant coaches Chloe Heffernan and Jared Madsen. The IAS’ comprehensive program, supported by Soto Engineering, includes strength and conditioning, sports education, and high level coaching, and has assisted the athletes to produce some incredible results already in 2024.
Our squad of 30 athletes between the ages of 14 and 18 will head to Wagga Wagga in April to participate in the Your Local Club Academy Games, racing alongside young emerging cyclists from across NSW. With the consistent and generous sponsorship of SOTO, IAS Cycling are hoping to bring home some silverware. |
Across industries, meaningful decision-making on issues relating to sustainability is being challenged by noise and rhetoric, which obscures nuance. Academics, policymakers, and media wonder whether ESG is at its end, often without defining the term beyond ‘environmental, social, and governance’. Each of those concepts is interpretable, and so measurable, in many different ways.
Just as investors have their own definitions of ESG, they have their own goals for engagement. Some view it as a moral imperative. Some have specific views about a potential transition and want to elicit corporate action accordingly. Some want to improve transparency. For any of these goals, the best common starting point is a push for more and better data.
This is made evident by CDP’s 2023 Non-Disclosure Campaign, which saw a record 288 financial institutions (FIs), representing nearly $29trn in total assets, directly engage with over 1,500 companies to request that they disclose on environmental issues salient to each company’s business operations. The number of disclosures through the campaign indicates that companies are listening and that direct engagement from investors leads to transparency. On average, companies were more than twice as likely to disclose their environmental impacts if engaged through the campaign.
Changing corporate culture is a gradual process but persistent engagement is proving to be effective. The initial investor outreach sows the seed for disclosure, and every successive engagement effort steers the company towards adopting a culture of transparency that seems to endure long beyond a CDP campaign. A staggering 90% of companies continue to report years after they are first engaged by the campaign. This demonstrates both the influence that FIs have and the importance of integrity in stewardship. Companies receive many requests for data, and they are most likely to respond when they believe the data requested is decision-useful to their shareholders.
AQR Capital Management, an active participant in recent Non-Disclosure Campaigns, undertakes direct engagement by itself and on behalf of the CDP signatory base, focused exclusively on transparency. AQR uses ESG-related data in its investment process wherever it believes that data is additive to risk or return, and in the last few years began using emissions data as an input in certain portfolios beyond the $20bn it manages in dedicated ESG solutions. As AQR consumed this data and noticed gaps, it was natural to use their shareholdings in companies to ask for improved disclosure.
With the efficacy of collective engagement increasingly well-documented, it makes sense for FIs to pair direct and collaborative modes of outreach. While there are collective engagements oriented toward specific issues or outcomes, comprehensive data is a critical prerequisite. For investors not wishing to undertake issue engagement, a push for transparency remains logical. Continually improving the quality of inputs to the investment process is both a positive fiduciary activity and favourable to the broader market. Greater transparency facilitates stronger alignment between companies and their investor base, as well as more accurate pricing of risks and opportunities, sustainability-related or not.
Many jurisdictions are introducing disclosure-focused regulation aimed at corporates and investors. From CSRD requirements to the gradual adoption of the ISSB standards and the planned California climate accountability package, data breadth is set to improve. However, it will take time for better data to come into effect, and some organizations are better-resourced than others to report on the requisite metrics. Some companies have raised concerns during engagements about undertaking too much burdensome reporting that is not required. Not only do companies want to understand what data is useful, but they want support in methodological consistency, which has not yet emerged from regulation.
In the gap before mandatory disclosure, engagement continues to matter. A focus on transparency does not solve the value judgements inherent in ESG investing, but it provides a foundation from which to weigh those judgements and a common language through which to express them. Financial institutions have the power to ask companies for support in these efforts and the responsibility to be thoughtful about the influence they seek to exert: there can be nuance even in the noise. |
Startup20 Engagement Group On India’s Proposal
18, Feb 2023
Why in News?
- By agreeing to India’s proposal to create the Startup20 Engagement Group, the only new group by which G20 has turned itself into an ambidextrous institution, one where both large corporations and startups have an equal voice in taking the economies forward.
- In the new architecture, while the existing B20 Engagement Group continues its focus on corporations, the Startup20 takes on the policy issues concerning the global startup ecosystem, with the necessary linkages between the two groups.
What is the mean by ambidexterity?
- Ambidexterity is the ability to use both hands with equal skill and ease.
- In the context of organizations, it is the ability to simultaneously pursue both exploratory and exploitative strategies. This means being able to balance the need for innovation and new opportunities with the need for efficiency and optimization of current operations.
- For example, Indian IT services companies like TCS and Infosys are investing in areas like artificial intelligence, blockchain, and the IoT, even as they continue to deliver traditional IT services to their clients.
What is B20 Engagement Group?
- Official G20 dialogue forum representing the global business community: The B20 (Business 20) Engagement Group is a forum for international business leaders from the G20 countries.
- Established in 2010: It is among the most prominent Engagement Groups in G20, with companies and business organizations as participants.
- A single voice for the entire G20 business community: The B20 leads the process of galvanizing global business leaders for their views on issues of global economic and trade governance and speaks in a single voice for the entire G20 business community.
- Aim is to provide recommendations: The group’s aim is to provide recommendations to the G20 on issues such as economic growth, trade, investment, digitalization, sustainability, and job creation.
- Platform for different stakeholders: The B20 is one of several engagement groups, which also include groups representing civil society, labor, think tanks, and youth, that provide a platform for different stakeholders to share their views and insights with the G20.
- B20 Secretariat: Confederation of Indian Industry (CII) has been designated as the Business 20 (B20) Secretariat for the India’s G20 Presidency.
What is Startup20?
- Initiated under India’s G20 Presidency: The Startup20 Engagement Group has been initiated under India’s G20 Presidency in 2023.
- Aims to support Startups: The group aims to create a global narrative for supporting startups and enabling synergies between startups, corporates, investors, innovation agencies and other key ecosystem stakeholders.
- Three taskforces: The engagement group comprises of three taskforces, namely Foundation & Alliance, Finance, and Inclusion & Sustainability, where delegates will come together to discuss efficient policy frameworks to promote scaling up of startups in the G20 nations.
How these taskforces will work?
Foundation and Alliances Taskforce:
- Promotes consensus-based ecosystem: The Foundation and Alliances Taskforce will work to harmonize the global Startup ecosystem through consensus-based definitions and promote a global community of knowledge sharing among the Startup ecosystems to explore opportunities.
- Help to bridge the knowledge gaps: It will also bridge the knowledge gap between the Startup ecosystems of G20 member countries and emerging economies through partnerships to enable more industry players across G20 nations to work with Startups and concrete solutions.
- To create supportive policies and point of contact: It will aim to create supportive policies for industry players and government organizations to work with Startups and provide points of contact for the participating G20 countries sustained collaboration.
The Finance Taskforce:
- To provide financing and investment platforms: The finance taskforce will aim to increase access to capital for Startups by providing financing and investment platforms specifically for early-stage Startups to broaden the array of financial instruments available to Startups.
- Networking opportunities: It will also create pitching and networking opportunities for Startups with the global investor community.
- Best practices for funding ecosystem: It will work to provide a framework built upon best practices for global investors to fund Startups across G20 member nations, helping build suggestive frameworks that could be implemented in emerging ecosystems for building investment capabilities.
Taskforce for Inclusion and Sustainability
- Women led startups and community inclusive: For Inclusion and Sustainability, the roadmap involves increasing support for women led Startups and organizations; promotion of Startups working on making communities more inclusive and to promote Startups working on SDGs in areas of global interest.
- Encouraging investors to invest in startups built upon sustainable practices: This Task Force aims to enable more investors to invest responsibly in Startups built upon sustainable practices and to encourage mentorship support to the Startup ecosystems of the G20 member countries and emerging economies.
- Some of the most pressing challenges facing the world today require innovative solutions at scale. The need for solutions to global problems such as climate change, food security, and energy security is urgent. However, by leveraging global ambidexterity and taking advantage of the G20’s new architecture of B20 and Startup20, we can be optimistic about our ability to systematically solve these problems. With deliberate efforts and focused action, we can create a more sustainable and prosperous future for all. |
Following the Global Financial Crisis (GFC), bank participation in lending dropped precipitously due to stricter regulatory requirements. In the European Union, regulations such as Basel III increased the minimum amount banks were required to hold in liquid assets, leaving banks less inclined to underwrite smaller, less- liquid credit. This created a massive financing gap, particularly for SMEs. Bank lending in Europe has declined by an estimated $2 trillion since the financial crisis;1 and the Brexit referendum in June of 2016 further reduced available lending capital. Moreover, stress in the banking sector in the first half of 2023 exacerbated the already constrained credit environment, as many banks constricted their lending policies.
The steep rise in interest rates in 2022 and the first half of 2023 also curtailed lending to SMEs in Europe. In an effort to curb inflation, the European Central Bank (ECB) deposit rate reached a record high of 4% in September 2023, a stark contrast from 0% in July of 2022.2 Banks are more discerning in the current environment, causing lending supply to shrink, and making it even more difficult for companies to secure financing from bank lenders. While many believe this is the last rate hike of the year, it is anticipated that the 4% deposit rate will remain in place until at least July of 2024.3 Back in June of this year, ECB Chief Economist Philip Lane stated he did not anticipate the deposit rate dropping back towards 2% for a couple of years, signaling this high rate environment is, at least in the near term, here to stay.4 With the retreat of traditional banks, there is an opportunity for private credit managers to step in to fill the void.
It is estimated that there are approximately 25 million SMEs in Europe, representing over 99% of the businesses in the EU.5 SMEs account for more than half of Europe’s GDP and employ nearly 100 million people.6 The European Commission notes that access to financing is one of the most pressing issues for SMEs.7 Given the bond financing market in Europe generally is not accessible to small and medium-sized firms, SMEs are more exposed to shocks to the banking sector and are in need of diversifying sources of capital.
The global private credit market has grown exponentially over the past two decades, including in the European Union. Yet of the $1.5 trillion of global private credit assets under management in 2022, only $400 billion were European-based,8 demonstrating the opportunity in the region to gain higher market share.
Moreover, private credit presents an attractive opportunity for investors, offering enhanced income potential, diversification benefits, and access to an array of investment not available in the public markets. Historically, private credit has generated higher yields than most other public fixed income strategies.9 Experienced and disciplined private credit managers are typically able to achieve strong downside protection because the privately negotiated nature of their transactions permits them to conduct extensive due diligence on potential borrowers and secure attractive covenants. These covenants (or conditions imposed by the lender to help protect against potential downside), in addition to proactive monitoring of a borrower’s financial performance, allow private credit lenders to identify potential issues early on and work with management teams to address those issues before they hinder the company’s ability to pay off its interest and debt obligations.
In addition, private credit financing is typically offered with interest payments at a spread above a floating reference rate, which moves in lockstep with the rate increases we have witnessed over the past 18 months. This floating rate structure mitigates interest-rate risk for investors and provides protection in an inflationary environment.
Despite the potential benefits of this alternative asset class, individual investors have faced significant headwinds in incorporating alternative investment strategies into their portfolios, including a lack of education, high investment minimums, and limited access to high-quality funds. Moreover, the investment process has historically been cumbersome and time-consuming, further deterring individual investors from pursuing these strategies. According to Bain & Company, individual investors held roughly half of global wealth ($140–150T) in 2022, with a nearly equal amount being held and managed by institutional investors ($135–145T).10 Yet for individual investors, alternative investment strategies account for a very small percentage of their investable assets (estimated at less than 5%).11
For too long, individual investors have lacked efficient access to private market investments. Today, fintech platforms such as iCapital are changing this dynamic, with the goal of supporting wealth and asset managers in overcoming historical barriers. These platforms are leveraging technology to provide eligible investors with access to high-quality private market funds at lower minimums and to streamline the associated subscription process and administration burden. For asset managers, platforms like iCapital aggregate individual investor commitments into feeder funds at lower minimums, while allowing the fund manager to deal with a single entity, just as they would a typical institutional investor. Some of these platforms also provide education and fully transparent, institutional-quality due diligence, a service that has historically only been available to institutional investors.
As the high interest rate environment inhibits bank lending in Europe to SMEs, there is a significant opportunity for private lenders to step in to fill the void. Platforms like iCapital are facilitating access to these types of investment strategies, allowing individual investors to access private credit investments that can support SMEs within Europe seeking financing in a challenging credit environment.
1. Blackrock, Private Credit: Evolution and Opportunity in Direct Lending, April 2022.
2. European Central Bank, Key ECB Interest Rates, as of Sept. 20, 2023.
3. Reuters, ECB Done Hiking Rates But Cut Not Expected Until at Least July, as of Sept. 19, 2023.
4. CNBC, ECB Chief Economists Warns Markets Against Pricing In Rate Cuts Within the Next Two Years, June 28, 2023.
5. European Commission, Internal Market, Industry, Entrepreneurship and SMEs, Sept. 27, 2023.
6. European Commission, Internal Market, Industry, Entrepreneurship and SMEs, Sept. 27, 2023.
7. European Commission, Internal Market, Industry, Entrepreneurship and SMEs, Sept. 27, 2023.
8. Preqin, as of Sept. 25, 2023.
9. Goldman Sachs Asset Management, Oct. 20, 2022. This is not intended to be an offer or solicitation to employ a specific investment strategy. Past performance is not indicative of future results. Future results are not guaranteed.
10. Global Private Equity Report 2023, Bain & Company, Feb. 27, 2023.
11. Global Private Equity Report 2023, Bain & Company, Feb. 27, 2023.
The material herein has been provided to you for informational purposes only by Institutional Capital Network, Inc. (“iCapital Network”) or one of its affiliates (iCapital Network together with its affiliates, “iCapital”). This material is the property of iCapital and may not be shared without the written permission of iCapital. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission of iCapital.
This material is provided for informational purposes only and is not intended as, and may not be relied on in any manner as, legal, tax or investment advice, a recommendation, or as an offer or solicitation to buy or sell any security, financial product or instrument, or otherwise to participate in any particular trading strategy. This material does not intend to address the financial objectives, situation, or specific needs of any individual investor. You should consult your personal accounting, tax and legal advisors to understand the implications of any investment specific to your personal financial situation.
ALTERNATIVE INVESTMENTS ARE CONSIDERED COMPLEX PRODUCTS AND MAY NOT BE SUITABLE FOR ALL INVESTORS. Prospective investors should be aware that an investment in an alternative investment is speculative and involves a high degree of risk. Alternative Investments often engage in leveraging and other speculative investment practices that may increase the risk of investment loss; can be highly illiquid; may not be required to provide periodic pricing or valuation information to investors; may involve complex tax structures and delays in distributing important tax information; are not subject to the same regulatory requirements as mutual funds; and often charge high fees. There is no guarantee that an alternative investment will implement its investment strategy and/or achieve its objectives, generate profits, or avoid loss. An investment should only be considered by sophisticated investors who can afford to lose all or a substantial amount of their investment.
iCapital Markets LLC operates a platform that makes available financial products to financial professionals. In operating this platform, iCapital Markets LLC generally earns revenue based on the volume of transactions that take place in these products and would benefit by an increase in sales for these products.
The information contained herein is an opinion only, as of the date indicated, and should not be relied upon as the only important information available. Any prediction, projection or forecast on the economy, stock market, bond market or the economic trends of the markets is not necessarily indicative of the future or likely performance. The information contained herein is subject to change, incomplete, and may include information and/or data obtained from third party sources that iCapital believes, but does not guarantee, to be accurate. iCapital considers this third-party data reliable, but does not represent that it is accurate, complete and/or up to date, and it should not be relied on as such. iCapital makes no representation as to the accuracy or completeness of this material and accepts no liability for losses arising from the use of the material presented. No representation or warranty is made by iCapital as to the reasonableness or completeness of such forward-looking statements or to any other financial information contained herein.
Securities products and services are offered by iCapital Markets, an SEC-registered broker-dealer, member FINRA and SIPC, and an affiliate of iCapital, Inc. and Institutional Capital Network, Inc. These registrations and memberships in no way imply that the SEC, FINRA, or SIPC have endorsed any of the entities, products, or services discussed herein. Annuities and insurance services are provided by iCapital Annuities and Insurance Services LLC, an affiliate of iCapital, Inc. “iCapital” and “iCapital Network” are registered trademarks of Institutional Capital Network, Inc. Additional information is available upon request.
©2024 Institutional Capital Network, Inc. All Rights Reserved. | 2024.01 |
Netflix to raise another $1.6bn to finance new films and shows
Netflix is raising another $1.6bn (£1.2bn) from investors to finance new shows and possibly make acquisitions.
The video streaming service plans to spend up to $8bn on content next year to compete with fast-growing rivals.
Netflix will issue bonds to investors, although the interest rate it will pay has yet to be decided, the company said in a statement.
Netflix plans to release 80 films next year, but some analysts are wary about its cash burn and debt interest costs.
The company's latest debt fundraising is its largest so far, and the fourth time in three years it has raised more than $1bn by issuing bonds.
Earlier this month, Netflix said it would raise prices in countries including the UK and US for the first time in two years.
The price rises come as Netflix faces growing competition from Amazon and other sites such as Hulu and Disney in the US.
Netflix has spent heavily on original programming such as The Crown, Stranger Things and House of Cards.
One movie, Mudbound, was described by Variety as "an epic about race and poverty in the 1940s Mississippi Delta", and stars Mary J. Blige and Carey Mulligan.
Some critics say it is a contender for the Academy Awards and would be the first Netflix feature to be in the Oscars race.
Netflix's share price has risen more than 50% this year on the back of subscriber growth that has beat expectations. The company now has more than 109 million subscribers globally, adding 15.5 million so far this year.
The move to take on more corporate debt comes amid expectations that borrowing costs may increase in coming months. The US Federal Reserve is weighing another rate hike by the end of 2017. |
By Sven Leyffer (ICIAM, Argonne), Volker Mehrmann (EMS, TU Berlin), Jill Pipher (AMS, Brown), Amy E. Radunskaya (AWM; Pomona College), Wil Schilders (EU-MATHS-IN, TU Eindhoven), Carlos Vázquez (SeMA, A Coruña University)
This year’s ICIAM meeting in the Spanish city of Valencia featured a panel on careers in mathematical sciences in academia and industry. Panelists came from a broad range of backgrounds and institutions, representing the diversity of ICIAM: Volker Mehrmann, President European Mathematical Society; Jill Pipher, President of AMS, Department of Mathematics at Brown University; Ami E. Radunskaya, Past-President of the Association for Women in Mathematics; Wil Schilders, European Consortium of Mathematics in Industry (ECMI); Sven Leyffer, Secretary of ICIAM, who works at Argonne National Laboratory. The panel was organized by Carlos Vázquez, member of SEMA and professor at the University of A Coruña.
For two hours, panelists discussed the present and future role of mathematicians in academia and industry, as well as possible improvements in the training of applied mathematicians to ensure a successful career in academia or industry. The panel session started with the panelists providing a brief outline of their views on this topic, followed by a set of questions from the organizer.
Careers in the Mathematical Sciences: US
Jill Pipher reported on some of the data collected by the AMS: numbers and field distribution of Ph.Ds, career trajectories, demographic information, and trends in the mathematical and statistical sciences, This information is collected in annual surveys, is made available on the AMS website, and is published in the Notices. Notable trends included the slight but possibly significant decline over the past ten years in the percentage of Ph.Ds awarded to women, the continuing low numbers of under-represented minorities in the US receiving advanced degrees in mathematics, the growth in non-research faculty positions at research universities, and the surge of student demand for mathematics, computational and statistical sciences and computer science education relevant to careers in data science. For some years, the US job market for new Ph.Ds has offered many more postdoctoral positions in academia than it offers in follow-up tenure track positions. Some discussion was devoted to how mathematics departments could prepare students for the many rewarding non-academic careers. The SIAM Careers website was mentioned as a terrific resource for students eager to learn about specific sectors, jobs and companies that hire mathematicians.
Careers in the Mathematical Science: Europe
Volker Mehrmann reported on the large inhomogeneity in the job market on academic as well as industrial jobs in Europe. In some countries the market is almost empty so every candidate has many options in industry while in other countries there are no jobs at all. Similarly in academia in some countries it is generally very good on the assistant professor level but harder but good on the level of higher positions while in other countries there are almost no reasonably paid positions at all. EMS and EU-Maths-In provide job portals and many of the national societies are very active in this respect. Many actions are taken to involve more young scientists in the societies and also to change the gender imbalance but also here the situation is very inhomogeneous in Europe and this leads to a lot of south-north movement, in particular of young scientists.
Careers in All Sectors
Ami Radunskaya noted that we need mathematicians everywhere, in all sectors of society. For example, teaching mathematics to young people is critical, and should be a valued career trajectory. Mathematicians also play a role in policy-making, medicine, the energy sector, and decision-making in almost every area of endeavour. It is our role as professional societies, and as individual mathematicians, to expose our broader community - our children, our neighbors, our business-people, our politicians - to the usefulness and joyful playfulness of mathematics. A better awareness of the role of mathematics in society could also encourage more participation from those groups currently under-represented in the field.
Careers at National Laboratories
Sven Leyffer reported on careers with the US and European national laboratories networks. There are 14 Department of Energy labs within the US, and similar numbers of institutes such as the Max-Planck and Frauenhofer Institutes in Germany, the INRIA institutes in France, and Rutherford Appleton laboratory in the UK. The US labs offer a range of opportunities for young mathematicians (open to applicants from most countries) such as student internships and postdoc fellowships, including prestigious named fellowships such as the Alvarez, Householder, John von Neumann, and Wilkinson fellowships. Hiring of new staff is often done from the pool of former students and postdocs. Staff members tend to work on 100% soft-money projects, collaborating with domain scientists and computer scientists. These projects are often large multi-institutional, multi-disciplinary projects requiring the ability to both assimilate new information quickly and to communicate well with other domain scientists. Current applications include power-grid, data analysis for physics experiments and beamlines. Unlike academic job environments, the labs place special emphasis on developing open-source production-quality software running on HPC systems. Sven expects future projects to pivot towards artificial intelligence and machine-learning for physics-based models, as well as heterogeneous and emerging compute-architectures, such as quantum, neuromorphic, and low-precision devices.
Careers in Mathematical Sciences to Industry in Europe
Wil Schilders, president of EU-MATHS-IN (www.eu-maths-in.eu) reported on the ways their organisation supports careers within industry. To this end, EU-MATHS-IN has a job portal on its website that is dedicated to mathematics jobs in industry. Here, students can browse job opportunities, and industry can post positions. Also, jobs related to the European Industrial Doctorate program of the European Union are posted here: these positions require that the PhD students stay a minimum of 50% of their time within industry. Wil, who spent 30 years in industry (Philips, NXP Semiconductors), also explains the dual ladder system that is used in industry: it is possible to pursue a career as a manager, but also as an expert (“fellow”).
Closely related to EU-MATHS-IN is the European Consortium for Mathematics in Industry (ECMI). This organisation has organized so-called the Studygroups Mathematics with Industry already for several decades and in many European countries. These cover one full week, starting with presentations of 5-6 industrial challenges. Then the mathematicians split into groups, working on the challenges all week, and presenting the results to the industries on Friday. It is one of the best ways to get involved with industry, and for the participating students it may lead to job offers and careers in industry.
Finally, Wil presented some scattered initiatives. One example is the “speed-dating with industry” event at the Dutch Mathematical Congress (each year), where students can talk to industry representatives about job opportunities and the type of mathematical work being used within the company. Also, the French network within EU-MATHS-IN, named AMIES, organizes job fairs each year, where 50-60 companies are present, as well as 1200-1400 students from all over France.
Open Q&A Session
Following the initial presentations, the panelists engaged with an active audience on a range of questions raised by Carlos Vázquez, as organizer, and grouped around three main topics: Careers in MS (Mathematical Sciences) in Academia, careers in MS in Industry, and comparison between careers in Academia and Industry. Here, we summarize some questions and answers.
Carlos: Is the number of positions at Universities and Research Centers related to MS increasing worldwide? Could you identify special topics? Could you mention any special ones beyond AI, IoT and Robotics?
Sven: Yes, just look at the growth in artificial intelligence and machine learning at Google, Microsoft, and the university centers being established throughout the US, such as Georgia Tech and Lehigh. Applied mathematicians can also find opportunities in Industrial Engineering, Statistics, Operations Research and Computer Science Departments.
Carlos: Is a PhD degree required for the kind of applied math jobs that you describe? In view of new topics arising in the industry, should new skills be incorporated to training programs at BSc and MSc?
Volker: Negotiation skills are important, as well as confidence in looking and asking for jobs.
Sven: Yes. Labs typically require a PhD as evidence for independent thinking and an ability to become a principal investigator on research grants. Other important skills are communication skills to be able to work in a multi-disciplinary environment. Mathematicians are often hired for their analytical skills, not for specific knowledge in a narrow area. Over time, applied mathematicians in the national labs develop into Jacks of All Trades, branching out into new areas.
There was discussion, prompted by the audience, about gender bias in hiring. It was suggested that our community might “equify” the job-application process. For example, might job portals enable gender blind applications by only reporting first and last initials of applicants? Could recommendations be anonymous?
Carlos: Talking about money, are salaries in the industrial positions much higher than in academic ones? Is this important for the decision to follow either an industrial or an academic career? Is a career in academia less risky than in industry? How easy is it to move from industry back to academia? Can we help lower the barrier for moving back to academia and research?
Sven: Salaries at the national labs are typically competitive with industry, especially in applied mathematics, where salaries are closer to computer-science salaries. Coming back from industry to academia is often easier in Industrial Engineering departments or national labs, which have a culture that is more similar to industry.
Volker: In the EU there exist Industrial Mathematics Professorships which are often filled with candidates who have had industrial experience. Postdocs from labs also often move back to academia, and in some cases there exist joint appointments with emphasis on industry.
Wil: It is often difficult to move from industry to academia, and usually happens only late in one’s career. In many cases the academic appointments in The Netherlands are for 1-2 days per week (speaking from his own experience of coming back from Philips). If you want to come back to academia from industry, then it is important to keep your academic profile updated by attending conferences, and publishing papers whenever possible.
Audience: Philippe Tondour introduces a useful resource for preparing math students for industry, called BigMathNetwork.org.
In his closing remarks, Volker encouraged the audience to appeal to the ICIAM member societies to improve the situation for applied mathematics by putting more effort into support, advertisement, and education of young scientists. He mentioned that several recent studies have shown that the contribution of applied math to a country’s GDP is 15-25%, which should be a good basis for a healthy profession.
After two lively hours, Carlos closed the meeting by specially thanking all the panelists, as well as the audience for their presence and active discussions, providing interesting ideas and viewpoints.
Panel members from left to right: Wil Schilders, Sven Leyffer, Ami Radunskaya, Volker Mehrmann, Jill Pipher, and organizer, Carlos Vazquez |
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Zoom rooms offer the opportunity to present on-brand messaging before and after classes and meetings. Access to this service is restricted to communicators at each School and College. If you do not have access, please reach out to [email protected].
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When a business is online in the digital world, it can have a massive impact on its credibility. In this day and age of information technology, you can’t name one thing that is not on the internet, from toys, food, phones, news, to even education, you can find anything online, even a life partner. Imagine that! Businesses are making their way into the online world as well, and just for the record, if you are not online, you are making a huge mistake, you can rectify this mistake by getting an SEO expert to create your business’s website such as Impactful Agency.
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Couple With KN19 TER License Plate Receive Fine… Because Of Strange Woman’s T-Shirt
Bath, UK: After receiving an unexpected fine for driving in a bus lane, David Knight knew this had to have been some kind of error…
…because he hadn’t even been to the city of Bath and lives 120 miles away, in Surrey.
But when he and his wife, Paula, did a closer inspection of the photo “evidence,” they were in for a real surprise.
The image showed a woman walking in the bus lane with the word KNITTER on her shirt, which the computer had mistaken for the personalized registration plate on David’s Volkswagen van – KN19TER, a tribute to his own nickname “Knighter.”
Eventually, Paula got in touch with the council to let authorities know they’d made a mistake, and thankfully, they had a sense of humor about it and canceled their £90 fine.
Even though the alleged offense happened back in June, David received the fine just last month.
Recently, Paula, who is a mother of two, said that the person who answered the phone “burst out laughing” when she told her about what had happened.
“The fine had already gone up from £60 to £90 because we hadn’t paid within 30 days,” she said. “Obviously no one had looked at the picture and it had been computer generated.”
David went on to say:
“We’ve been laughing about it a lot. There was no way I was going to pay for a woman walking in a bus lane with a funny T-shirt on!”
What are your thoughts on this story? Let us know by joining the conversation in the comments and please share this article if you’ve enjoyed the read. |
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Canon PIXMA MG3160 Scanner Specification:
- Scanner Type: Flatbed
- Scanning Element: Contact Image Sensor (CIS)
- Max. Resolutions: Optical:1200 x 2400 dpi, Interpolated:19,200 x 19,200 dpi
- Scanner Features: Auto Document Fix, Auto Scan Mode5, Gutter Shadow Correction, Push Scan
- Color Depth: 48-bit internal/24-bit external
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Town of Golden
The Town of Golden is a local government organization made up of a collection of general and specialized positions as needed to meet higher government legislation and the needs of our community. Our role is to facilitate community life through a range of essential, expected, and extended services for our residents that make Golden a great place to live.
We are a professionally oriented public service organization that represents the most accessible and responsive level of government, with our Council and staff being local citizens and community members. Local government is a community effort and working for the municipality is a great way to affect change in your own community. |
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Course Title: Spatial Audio
Commences: Week Commencing January 23rd, 2023
Duration: 12 weeks – Accredited
Cost Per Participant: €1050 (€1500 without IMTSkillnet Subsidy)
Max Participants: 5
Venue: Classroom Based – TCD
Course Coordinator: Dr. Enda Bates – [email protected]
Course Director: Dr. Enda Bates
Micro-credentials are a new and exciting academic offering. They are short, accredited learning experiences that facilitate flexible and innovative professional development and lifelong learning.
Why should I take this micro-credential?
This micro-credential will allow audio practitioners to upskill to new audio formats and standards used in media such as VR, AR, and 360 video, and new spatial audio streaming formats such as Dolby Atmos, recently adopted by streaming media platforms such as Apple Music, Netflix, among others.
This course will utilise spatial audio recording and analysis techniques for acoustic engineering and analysis. It will include the theory and practice of various spatial audio techniques, using both lecture style presentations, listening sessions with various spatial audio content, and practical, studio-based tutorials.
The credit value of this micro-credential is 5 ECTS. The European Credit Transfer System is a commonly used credit system, recognised by Trinity College Dublin and by awarding bodies across the EU and in some other countries.
Your learning in this micro-credential will be assessed using authentic assessment that is directly related to your industry.
In this micro-credential you will attend weekly 2-hour lectures. These will be classroom based due to the significant practical component involving spatial audio loudspeaker systems, microphones, and other tools and software.
The lectures will include the theory and practice of various spatial audio techniques, using both lecture style presentations, listening sessions with various spatial audio content, and practical, studio-based tutorials.
The lecture component of this micro-credential will occupy a single 2-hour slot, once a week for the 12 weeks of the autumn semester and is therefore relatively accessible for industry and professional staff participation.
It will be assessed through two practical assignments, and one in-class MCQ test in Week 8 of the course. The first assignment is in the first half of the course and concentrates on binaural audio. The second, larger assignment is due c. 2 weeks after the final lecture and students can select one of three projects.
• Option A: 5.1 Location Music Recording
Object: Produce a location music recording for 5.1 using various multichannel microphone techniques.
• Option B: Spatial Music Composition
Object: Compose an original work of spatial music for 7.1 using Higher Order Ambisonics, B-format recordings, Stereophony and Parameter Modulation in Reaper.
• Option C: Acoustics Survey and FOA IR capture
Object: Perform an on location acoustic survey using monophonic and first order Ambisonic (FOA) microphones and prepare FOA spatial IRs and example binaural audio files.
What Are The Prerequisites?
- Experience with the fundamentals of audio production and recording using DAWs is a pre-requisite for this micro-credential. Some basic experience with the DAW Reaper is also desirable, but not required.
- 2.1 grade in a level 8 degree in Engineering, Music/Media Technology, Music, or cognate disciplines; CV
If you are a Republic of Ireland resident and a company employee or a sole trader or freelancer, then you may qualify for the Immersive Technologies Skillnet talent development and upskilling subsidy.
If you secure a place on the course via the Trinity application process, then you will be contacted by Immersive Technologies Skillnet to register with us and pay before 31st December 2022 to secure a place.
Payments can be made either through a secure Paypal link or via Company invoice.
Please choose your payment method on the subsidy application form above.
Closing Date: 12th December 2022
Course Application: via TCD
- Spatial Audio
23rd January 2023 - 31st March 2023
8:00 am - 5:00 pm |
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Popularized by the pseudonymous Satoshi Nakamoto in 2008, ‘the blockchain’ is a decentralized database which seeks to solve issues of trust. A robust and versatile tool, blockchain platforms allow passage for secure, digital ledger technology which can be used to share and store assets. After Nakamoto’s eureka moment, it quickly became the cornerstone of the crypto sector. Now, companies unaffiliated with crypto are adopting it as a novel solution to a range of complex technical challenges such as managing sensitive data, transactions in the financial sector, and the burgeoning use of dApps that accommodate automation and smart contracts. As data on the blockchain is exceptionally difficult to intercept and alter, adoption is likely to prove increasingly popular with companies seeking to eliminate the inherent risk of storing data in one location. Here are some options to consider adding to your portfolio today.
This is a curated list, with the stocks selected due to their approach to blockchain technologies and commitment to innovation. This list does not constitute advice, and you should always do your own research before putting any money on the chain. |
Each vegetarian capsule of Calcium alpha-ketoglutarate (Ca-AKG) contains 450 milligrams of calcium alpha-ketoglutarate. Each jar contains 120 vegetarian capsules.
Calcium alpha-ketoglutarate (Ca-AKG), as the name indicates, is the calcium salt of alpha-ketoglutarate, and it has excellent bio-availability. Additionally, alpha-ketoglutarate is an intermediate in the Krebs cycle, and it is a precursor of both the excitatory neurotransmitter glutamate and the inhibitory neurotransmitter gamma-aminobutyric acid (GABA).
Moreover, it plays a pivotal role in the removal of ammonia in the body in multiple organs, while also decreasing the levels of oxygen radicals like hydrogen peroxide. It’s worth noting that the body needs alpha-ketoglutarate for the conversion of proline to hydroxyproline, which is a component of type 1 collagen.
In fact, a study has shown that Calcium alpha-ketoglutarate (Ca-AKG) increases lifespan in mice: https://pubmed.ncbi.nlm.nih.gov/32877690/. Dr. David Sinclair uses Ca-AKG in his daily longevity stack. Additionally it has also been shown that patients with Hyperparathyroidism benefit from Calcium-alpha-ketoglutarate by reducing elevated concentration levels of phosphate in the blood.
If you want more in-depth information on Ca-AKG and longevity, you can visit: https://increaselifespan.net/2022/10/01/akg-alpha-ketoglutarate-longevity/.
Serving size 1 vegetarian capsules. Amount per serving:
Calcium alpha-ketoglutarate: 450 mg
Ingredients: Calcium alpha-ketoglutarate, cellulose capsule.
Dosage and use:
Take one capsule each day in the morning, or as recommended by a healthcare practitioner. Do not exceed the recommended daily dose. Nutritional supplements should not be used as a substitute for a balanced diet.
-Do not take if you are pregnant.
-Keep out of reach of children.
-Do not exceed recommended dose.
-Do not purchase if outer seal/cap is broken or damaged.
-If you are undergoing treatment for a medical condition or if you are pregnant or lactating, please consult with your medical practitioner first.
-A food supplement should not be used as a substitute for a varied and balanced diet and a healthy lifestyle.
-Store tightly closed in a cool and dry place. |
The Elkhart County Juvenile is the main jail facility for Elkhart County, located at 114 North 2nd Street, Goshen, IN, 46526. This facility is specifically designed to house juvenile offenders. The Elkhart County Juvenile accepts inmates from various cities and police departments within the county, including Goshen Police Department and Elkhart Police Department.
Elkhart County Juvenile 114 North 2nd Street, Goshen, IN, 46526 Phone: 574-534-1312
To find out if someone is in Elkhart County Juvenile, you can access the jail records. These records include information about inmates who are currently in custody, such as their name, age, charges, and booking date. You can access these records by visiting the Elkhart County Juvenile website and using their inmate search feature. This allows you to search for an inmate by their name or booking number. Additionally, you can contact the Elkhart County Juvenile directly by phone at 574-534-1312 to inquire about an inmate's status.
To visit an inmate at the Elkhart County Juvenile, friends and families must follow certain requirements. First, they need to check the Elkhart County Juvenile website or use a prisoner search service to find out the inmate's location and visitation schedule. Next, they should ensure they are on the inmate's approved visitor list. Finally, they must follow the rules and regulations set by the Elkhart County Juvenile, which may include dress code restrictions and limitations on personal belongings. It is important to note that these rules are in place to maintain the safety and security of the facility.
You can contact the Elkhart County Jail by phone at 574-534-1312. The jail is located at 114 North 2nd Street, Goshen, IN, 46526.
The duties of the Elkhart County Sheriff's Office include maintaining public safety, enforcing laws, and operating the main detention facility for the county. The main detention facility operated by the sheriff's office is the Elkhart County Jail. This facility is responsible for the custody and care of individuals who are arrested and awaiting trial or serving a sentence. The Elkhart County Sheriff's Office is located at 26861 County Road 26, Elkhart, Indiana, 46517. You can contact the sheriff's office by phone at 574-533-3547.
Indiana Elkhart County Sheriff's Office 26861 County Road 26, Elkhart, Indiana, 46517 Phone: 574-533-3547 Website: |
An Introduction to Igor Lisul
Meet Igor Lisul, the Serbian instrumental rock trailblazer who is making waves on the indie music scene. Hailing from the vibrant city of Kikinda in Vojvodina, this self-taught, left-handed guitarist has a uniquely captivating style.
A Labor of Love
From his humble beginnings at the age of 10, where he attended music school to grasp the basics of music notation, Igor Lisul is a testimony of unfettered passion. His relentless work ethic often saw him practice for an impressive 6-7 hours daily, resulting in him crafting an authentic guitar soloing style that is undeniably his own.
Making his Mark
Among his many commendable achievements, Igor Lisul was a finalist in Serbia’s popular show ‘Serbia’s got talent’ in 2010 and the esteemed competition of Guitar Art Expo in 2011. His sonic artistry has also found a backdrop in ART MARKET exhibitions and ‘Renata’ Gallery exhibitions in Belgrade and Novi Sad, respectively.
The Dawn of a New Era
However, it wasn’t until 2020 when Igor Lisul released his album ‘Pages Of Our Lives’, that he felt his career truly took off. Multiple album releases and an abundance of features on music sites and online magazines later, Igor is a force to be reckoned with in independent music. His guitar-based reflection of emotions and experiences rings true with listeners worldwide.
Teaching the Art
Not just content with producing evocative music, he also shares his wisdom in ‘The School of Rock’, a self-published guitar soloing lesson course. He delivers melodies that weave stories of love, peace, soul, friendship, and nature. This focus on storytelling through melody is the essence of Igor Lisul‘s musical charisma. A true artist, Igor’s music sheds light on the beauty that resides in the heart, seen through the lens of his melodic strings.
‘Alive’ – A Symphony of Feelings
Threading through the acoustic tapestry, Igor released his EP, ‘Alive‘. This six-song collection hints at Igor’s evident love for melody, with each track speaking a different emotion. The title track, ‘Alive’, creates a vivacious anthem while ‘Strong Spirit – Guitarra Virtuosa’ lunges at you with a wave of distorted guitars and heavy drum beats. ‘Running Free’ and ‘In Your Arms’ softly seduce with a steady bass and drum groove as ‘Amazing Journey’ and ‘The Song of Friendship’ showcase Igor’s guitar prowess.
Where to next?
The future holds endless possibilities for this Serbian artist. While Igor’s talent is undoubted, some fine-tuning in the production department could catapult him to new heights. Adding a sprinkle of sound variety, like acoustic guitar arrangements or delicate arpeggios, could further enrich his musical landscape. |
TIFF is a format that allows you to store raster graphics with tags. It was developed by Aldus Corporation in conjunction with Microsoft so that it can be used with PostScript. Aldus Corporation owns specifications. Subsequently, this company merged with Adobe Systems. It is she who now owns the copyright to these specifications. Typically, TIFF files (Tagged Image File Format) are with the extension .tiff or .tif. Aldus was specifically engaged in the development of the format in order to achieve the preservation of scanned images. The popularity of TIFF can be explained by the fact that it is preferred in order to store images that have a large color depth. The format is used to send faxes, scan, recognize texts. It is widely supported in the printing industry. TIFF was chosen as the main graphic format of the NeXTSTEP operating system. Then from this system TIFF support migrated to Mac OS X. At first, the format supported lossless compression. Then it was supplemented in order to support lossy compression in JPEG format. We emphasize that the maximum weight of a document, if stored in this form, is no more than 4 GB. To open a TIFF file larger than 2 GB, you must run Photoshop CS.
PFM is a font metric data file. It is also one of the formats of the font file category. This applies to fonts in the Adobe Type 1 (= postscript) category used by the Microsoft Windows operating system. The format contains font character sizes. He asks for the font associated file extension .PFB. It does not have the glyphs of the font itself, but with its help, the correct display of the PFB file is obtained. PFM files, that is, the Printer Font Metrics File, contain metric information about the fonts that applications use to lay out lines of text in a document. PostScipt Type 1 fonts have multiple files. The package usually comes with a couple of files with the extensions PFB and PFM. However, there may be 3 files with the extensions AFM, PFB and INF, or all 4 files - PFM, PFB, INF, AFM. Windows 7 and Windows Vista must have PFM. Modern versions of Windows have built-in tools for installing fonts of all formats. The installation procedure is the same for all font formats, but it differs for different versions of Windows. After installation, you may need to restart the application. Only then will the new fonts appear in the font list. You can open the PFM file using programs such as Adobe Photoshop, Adobe Creative Suite, Microsoft Windows Font Viewer, Microsoft Windows. |
How does the mind experience the sacred? What biological mechanisms are involved in mystical states and trances? Is there a neurological basis for patterns in comparative religions? Does religion have an evolutionary function? This pathbreaking work by two leading medical researchers explores the neurophysiology of religious experience. Building on an explanation of the basic structure of the brain, the authors focus on parts most relevant to human experience, emotion, and cognition. On this basis, they plot how the brain is involved in mystical experiences. Successive chapters apply this scheme to mythmaking, ritual and liturgy, meditation, near-death experiences, and theology itself. Anchored in such research, the authors also sketch the implications of their work for philosophy, science, theology, and the future of religion itself.
“The authors have over a number of years developed the best available neuropsychological theory of religion. However, it hasn’t reached as many people as it deserves to. This book will be a welcome addition to the literature.” —Fraser Watts University of Cambridge |
Your privacy is important to us and we are committed to protecting your personal data. This privacy notice sets out how Inflexion Group Ltd uses and protects any personal data you give to us when you use this website.
Inflexion Group is committed to protecting your privacy and complying with the UK General Data Protection Regulation (“UK GDPR”) and the Data Protection Act 2018 (“DPA 2018”). This privacy notice sets out your rights, and the basis by which we collect, use and disclose the personal data on you. Inflexion Group will always aim to be transparent about how we process personal data.
Who we are
INFLEXION GROUP LTD is incorporated and registered in England and Wales with company number 13253251 and whose registered office is at Pantiles Chambers, 85 High Street, Tunbridge Wells, Kent, TN1 1XP, United Kingdom.
How do we collect personal data from you?
We collect personal data on this website in the following circumstances:
Any information you provide, or which we request in order to fulfill legal requirements, will only be used in accordance with this privacy notice.
What data about you is collected and stored?
The personal data we might collect and store includes;
How is your data used?
We may use your personal data in the following ways:
How we protect your data
We are committed to ensuring that your personal data is secure. To prevent unauthorised access or disclosure your data is held securely on credible, established Cloud Services in accordance with our IT Security Policy. Access to Inflexion Group’s Cloud storage areas is restricted and controlled.
All our employees, Associates, partners and suppliers have signed non-disclosure and confidentiality agreements with Inflection Group, which in particular cover your personal data.
How long will we keep your personal data?
Whenever we collect or process your personal data, we will only keep it for as long as is necessary for the purpose for which it was collected unless we need to keep it longer to comply with our legal obligations.
At the end of that period your data will either be deleted completely or anonymised, e.g. by aggregation with other data so that it can be used in a non-identifiable way for analysis and business planning.
What legal basis do we have for processing your personal data?
When we collect your personal data we will make it clear to you which data is necessary in connection with a particular service.
The law on data protection sets out a number of different reasons for which a company may collect and process your personal data, including:
In specific situations, we may collect and process your data with your consent, e.g., when you consent to receive marketing materials or make an enquiry.
If the law requires us to, we may need to collect and process your data. For example, we can pass on details of people involved in fraud or other criminal activity to law enforcement.
In specific situations, we require your data to pursue our legitimate interests in a way which might reasonably be expected as part of running our business and which does not materially impact your rights, freedom or interests. For example, where you have provided us with your business card, we may use your address details to send you information on our products, services or research.
With whom do we share your personal data
We may share your data to support your attendance at one of our events, but only where necessary, e.g. with representatives of a venue where our event is being held.
We will ensure that appropriate arrangements are in place to protect your privacy before sharing your data.
We may share your data with government authorities and/or law enforcement officials if required to do so by law or to meet regulatory requirements.
We will not otherwise share your data with any third party unless we have your consent. We will not sell your data to any third parties.
You have the right to ask us for a copy of the data we hold about you, you may request that it be corrected if it is inaccurate or to ask us to delete any or all of your Data or to stop processing it. However, your rights may be limited if we have a compelling legitimate interest in keeping your Data.
Please contact us at [email protected] to do so. We will provide you with an electronic copy of your Data or carry out your deletion instructions, in the absence of a legitimate reason for not doing so, within a month of receiving you request.
How to contact us
If you have any questions or concerns about how Inflexion Group handle your personal data then in the first instance you can contact [email protected]. We are registered as a tier 1 organisation with the Information Commissioner’s Office, registration number ZB222816. If we are unable to satisfy your concerns, then under the General Data Protection Regulation you have a right to complain to the Information Commissioner’s Office at:
Information Governance Department
Information Commissioner’s Office
Changes to our Privacy Notice
Inflexion Group may change this notice by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This privacy notice is effective from November 2021. |
High blood sugar or hyperglycemia refers to a particular physical state where the level of glucose in the blood increases excessively. Commonly observed in people who suffer from diabetes, high blood sugar levels can be a serious health concern affecting people with type 1 and type 2 diabetes.
Here are a few symptoms that are prevalent in people with high blood sugar.
Also referred to as Polyuria, excessive urination is one prominent high blood sugar symptom that may require one to think seriously about how to control their blood sugar. It is the body’s way of trying to maintain the balance with respect to the glucose levels by passing it through urine.
People often disregard the significance of feeling excessively thirsty to be nothing else but a result of urinating excessively. However, an increased feeling of thirst or persistentance of dry mouth may strongly suggest that one needs to pay attention to control their diabetes blood sugar control.
Itchy, dry skin
When the blood sugar goes higher than the normal blood sugar levels as prescribed in the chart, it can cause dry or itchy skin.Though this symptom is not dangerous, it can be a vexing experience.
Despite eating well, when one continues to lose weight rapidly, then they need to consult a doctor and check the blood sugar levels chart at different intervals of the day. A large amount of glucose exiting the body through urine or low insulin levels preventing glucose metabolism can be the reason behind it.
Often as a result of high glucose levels, the immunity controlling cells present in the body becomes vulnerable. This can interrupt the oxygen supply to the wounds, which is necessary for quick healing of any injury. Experiencing extremely slow healing process of the soft tissue and skin might be a sign that people need to consult their doctors and focus on blood sugar level.
The symptoms of high blood sugar levels can vary from mild to moderate to severe. In case, one suffers from any of the symptoms of high diabetic blood sugar level mentioned above; it will be a wise decision to seek medical attention immediately. |
Join us for a webinar on credit enhancement solutions to explore trends and innovation in the market today.
Why Focus on Credit Enhancement?
The world needs about USD 3.7 trillion worth of investment in infrastructure every year, according to the Global Infrastructure Hub. Despite the cumulative efforts of governments, development finance institutions and the private sector, current spending on infrastructure still falls short by about USD 600 billion annually. There is a pressing need for innovative solutions to de-risk projects in ways that increase credit quality, decrease default risk and lower financing costs for infrastructure projects. This brings value-for-money for governments, citizens, and investors alike.
Credit enhancement solutions improve the financial viability of infrastructure projects by transferring material infrastructure development and financing risks to credit-worthy third parties—such as multilateral developing banks and pension funds—that are better placed to mitigate them.
The International Institute for Sustainable Development (IISD) undertook a global survey in 2018 to map out credit enhancement solutions available for infrastructure projects and identify barriers that prevent their more widespread use.
This informed two products, developed by IISD and the MAVA Foundation
- An online inventory on the growing range of credit enhancement instruments: https://www.iisd.org/credit-enhancement-instruments/
- The paper entitled “Credit Enhancement for Sustainable Infrastructure”: https://www.iisd.org/library/credit-enhancement-sustainable-infrastructure
Agenda (Central European Summer Time):
09:00 – 09:10: Introduction to the IISD Online Instrument Inventory
- Laurin Wuennenberg: Researcher, Innovation at IISD
- Alexander Martin: Consultant, Credit Enhancement and Risk Mitigation at IISD
09:10 – 09:30: Key insights and discussion on the paper “Credit Enhancement for Sustainable Infrastructure”
- David Uzsoki: Senior Advisor, Sustainable Finance and Infrastructure at IISD
9:30 – 10:00: A conversation on trends and current practice
- Boo Hock Khoo: Vice President of the Credit Guarantee and Investment Facility
- Lasitha Perera: Chief Executive Officer of GuarantCo
- Jef Vincent: Programme Officer, Renewable Energy Finance at the International Renewable Agency (to be confirmed)
10:00 – 10:30: A discussion on innovation in credit enhancement
Boo Hock Khoo, Lasitha Perera, Jef Vincent
The webinar will be moderated by Oshani Perera, Director of the Public Procurement and Infrastructure Program at IISD.
Look for more information at: https://www.iisd.org/event/webinar-credit-enhancement-sustainable-infrastructure |
Universities carry out research to create new knowledge; to create and disseminate knowledge to advance the understanding of world challenges and provide solution; and to better society through the application of the knowledge created. If suitable knowledge transfer mechanisms are established, research outcomes will contribute to enhanced social and economic benefit. To this end, The Inhlanyelo Hub will act as the conduit for implementing UNISA’s entrepreneurship development and support the technology transfer and a commercialization strategy that aims to assist its creators of intellectual property in their efforts to bring such products to market. The Inhlanyelo Hub, working closely with the Directorate for Innovation, Technology Transfer and Commercialisation (DITTC) will provide a service that supports this via coaching, business advisory and being a link between the entrepreneur and financiers.
The Inhlanyelo Hub is the University of South Africa (UNISA)’s business incubator that focuses on inculcating an entrepreneurial culture within the Unisa ecosystem. We provide a conducive environment for entrepreneurial development for Unisa students, academics, and alumni from ideation to market launch and business growth grow by providing interventions and services that support entrepreneurs. The Inhlanyelo Hub supports a wide range of sectors; only your entrepreneurial idea determines your entry and success.
The Inhlanyelo Hub is a subsidiary of the University of South Africa with its head office in Muckleneuk, in the city of Tshwane (Pretoria), within the Gauteng province in South Africa.
Meeting rooms, co-working spaces and more
Before applying please, consider The Inhlanyelo Hub application criteria: |
Lotte Faassen is an innovative young interior designer from Rotterdam. She works with a feeling for beautiful, luxurious and innovative materials and already has several award-winning projects. Now, together with Rapture Interior Luxury, Lotte created the Benson Sofa Collection.
Lotte Faassen has been working independently as a designer for Studio de Blieck, her mother’s interior design studio, where she works on her own projects under the name ‘Lotte Faassen x Studio de Blieck‘. The basis of her interior designs are always natural materials in subtle colour nuances with organic lines. This is also reflected in the shape of the sofa and the choice of fabric. The modular sofa that she designed together with Rapture can be put together entirely to each liking. It’s possible to have a large U-shaped sofa or an extravagant, playful S-shape with seats on two sides. Because of the accompanying loveseat, it’s possible to link all elements of the individual collections together. At least 15 different combinations are possible.
Lotte Faassen and Rapture
The first sketches of the Benson were made by Lotte for her new apartment. Her initial idea was an S-shaped sofa, with the TV and living room on one side and space for low dining on the other. In the end, however, it became a U-shape. After a few brainstorming sessions, this idea grew into the plan to design and produce a complete modular Sofa collection. The first one has been put into use by Lotte herself, to her complete satisfaction. Early in her career, Lotte Faassen worked for Rapture and now they are coming together again for a joining of their creative forces. |
Airplane Aloha Shirt Perfect Hawaiian Shirt For Airplane Lover Shirt For Men and Women is best seller Hawaiian T-Shirt in InspiredBlanket. See more related product at Hawaiian Shirts, Airplane Hawaiian Shirt.InspiredBlanket , a lifestyle brand that specializes in creating high-quality apparel and accessories for airplane lovers. This shirt is perfect for those who love the great outdoors and want to show off their passion with style.
The Airplane Aloha Shirt is made from 100% cotton fabric that is lightweight and breathable, making it comfortable to wear all day long. The vibrant colors of the design are sure to make you stand out in any crowd. The classic Hawaiian print features airplanes flying over an ocean of blue sky and palm trees, giving you a tropical vibe wherever you go. The shirt also has a loose fit so it can be worn casually or dressed up depending on your preference.
This stylish shirt also features two front pockets with button closure, allowing you to store small items such as keys or cards securely without having to carry a bag around with you everywhere you go. It comes in sizes ranging from S-XXL so there’s something for everyone regardless of size or shape!
The Airplane Aloha Shirt makes the perfect gift for any aviation enthusiast in your life or even just as an everyday wardrobe staple if youre looking for something unique yet timelessly fashionable at the same time. Whether theyre jet setting across the world or just taking off on their next adventure close by home – this shirt will keep them feeling cool and looking good no matter where they go!
Loose and comfortable Hawaiian shirts will allow you to cool off in the hot summer
- Fabric: Four-way stretch (95% polyester and 5% spandex)
- Regular fit
- Short sleeve, lapel collar, button closure
- Fabric weight: 120g/m²
- Stitch Color: black or white, automatically matched based on patterns.
- Care Instruction: machine wash cold with similar colors, do not bleach, tumble dry low, do not iron, do not dry clean.
- Notice: a variety of factors may cause slight differences between the actual product and the mock-up, including but not limited to colors and precision of elements position.
Hawaiian Shirt Size Chart
This size guide shows product measurements taken when products are laid flat. Actual product measurements may vary by up to 1″. |
Drum Hawaiian Shirt – Hawaiian Shirt For Men, Hawaiian Shirt For Women, Aloha Shirt is best seller Hawaiian T-Shirt in InspiredBlanket. See more related product at Hawaiian Shirts, Drum Hawaiian Shirt.InspiredBlanket , a company that specializes in creating unique and stylish clothing for men and women. This Hawaiian Shirt is made of high-quality fabric that provides comfort and durability. It features a vibrant, colorful pattern with drums printed on the front and back of the shirt. The design has been carefully crafted to be eye-catching while still being comfortable to wear all day long.
This Drum Hawaiian Shirt is perfect for any occasion, whether its a casual outing or an evening out on the town. Its bold colors will make you stand out from the crowd while its relaxed fit allows you to move freely without feeling restricted by your clothing. The fabric is lightweight yet strong enough to withstand multiple washes without fading or shrinking over time.
The Drum Hawaiian Shirt also comes with two pockets on either side of the shirt which are great for storing small items such as your phone or wallet while keeping them close at hand when needed. In addition, this shirt can easily be dressed up or down depending on your mood; pair it with shorts and sandals for a beach look or dress it up with slacks and loafers for more formal occasions.
Whether youre looking for something fun and casual or something dressier, this Drum Hawaiian Shirt from InspiredBlanket will have you covered no matter what style you choose! With its bright colors, comfortable fit, convenient pockets, and versatility, this shirt is sure to become one of your favorites in no time!
Loose and comfortable Hawaiian shirts will allow you to cool off in the hot summer
- Fabric: Four-way stretch (95% polyester and 5% spandex)
- Regular fit
- Short sleeve, lapel collar, button closure
- Fabric weight: 120g/m²
- Stitch Color: black or white, automatically matched based on patterns.
- Care Instruction: machine wash cold with similar colors, do not bleach, tumble dry low, do not iron, do not dry clean.
- Notice: a variety of factors may cause slight differences between the actual product and the mock-up, including but not limited to colors and precision of elements position.
Hawaiian Shirt Size Chart
This size guide shows product measurements taken when products are laid flat. Actual product measurements may vary by up to 1″. |
Instant Views Explained
Instant View allows Telegram users to view articles from around the Web in a consistent way, with zero loading time. When you get a link to an article via Telegram, simply tap the Instant View button, and the page will open instantly.
With Instant View, Telegram users can enjoy articles from any mass media or blogs in a uniform and easily readable way. Instant View pages support text and media of any type and work great even if the original website was not optimized for mobile devices.
On top of this, Instant View pages are extremely lightweight and are cached on the Telegram servers, so they load instantly on pretty much any connection — hence the name. No more waiting for clunky websites to load, now you can get the good stuff right away!
And the best part is that webmasters don't need to change anything on their websites for Instant Views to work.
When you share a link via Telegram and a link preview is generated, our Instant View bot also checks if it has an Instant View Template for that website. Templates are sets of instructions we call rules that teach the IV bot to build instant view pages for particular domains or URLs.
If a template exists for the link, the bot uses it to find the relevant content on the page (headings, text, media, embedded elements), remove clutter, and create a slim and beautiful Instant View page.
Anyone can use our Instant View Editor to create templates. Once a template for a URL is approved by our team, all Telegram users will get the option to view the page in the Instant View format whenever they see a link to it on Telegram.
If you publish your content on Telegram yourself, you don‘t even need to wait for us to approve your template. You can just send specially formatted links to your subscribers, and they’ll get Instant View pages built using your template right away.
Another added bonus if you have a channel is that you can direct users to join your channel from the Instant View pages built from your articles.
For this to work, the template must contain a
channel property that holds a link to your channel. More in the docs »
Telegram's Instant View Editor allows you to create and test templates for any domain. To begin, just go to My Templates, type a target URL for your Instant View template into the box, and hit ‘enter’. This will open the editor. The source page will be displayed on the left.
Tip: Use the Developer Tools in your browser (e.g. Inspect mode in Chrome) to study the HTML markup of the page.
The middle section of the page is where you create your template for the chosen domain name or URL. Templates consist of simple instructions to our IV bot we call rules. You can later study the syntax in detail here. Once you've saved your rules for the page (
cmd + S or
ctrl + S in the Rules window), the window on the right will display the Instant View page that the IV bot would create based on the current instructions.
Note the status line at the bottom of the page — it displays the result of the last operation. This is also where you'll find the output of the @debug function:
If you'd like an example, you can check out the exact same templates that we're currently using to generate Instant View pages for posts on Medium, Telegra.ph, and the Telegram Blog. We've added many comments to these templates, so they literally speak for themselves.
Feel free to experiment with them and see what changes. Don‘t worry, your changes won’t be applied to the actual Instant View pages that regular Telegram users can see.
When creating an Instant View template, you have four main objectives:
- Instant View pages must only be generated for pages that need them.
- All essential content from the source page must be represented.
- All unnecessary elements must be eliminated from the Instant View page.
- Your template must work well with any of the pages it covers.
Accordingly, one of the ways to create a template is to follow these steps:
Instant View pages work best with relatively static articles. On the other hand, the main page of a news site that contains ever-changing lists of links to new articles would hardly benefit from the IV treatment.
For the first step, you will likely use conditions to clearly define which parts of the target website will and will not be covered by your template.
Now it's time to do some real business. An Instant View page requires at least two properties to be created: a title and a body. Take a close look at the target article and make sure that all important elements are carried over to the IV page in a format supported by the Telegram apps.
At this stage, you may need to use functions to transform some elements before they are transferred. By the time you're done, your IV page should show the entire text of the article, along with all the headings and subheadings, quotes, cover and other photos, videos, and other kinds of embedded content from the source page.
At this stage, we advise you to leave the familiar confines of the page you were using for testing and check out different pages from your target website. See if any pages that don't deserve IVs are getting them — and whether IV pages are missing for any that do deserve them.
Also, check whether pages with irregular elements are processed correctly. Pay special attention to ensure that various types of media, embedded content, quotes, and separators are all displayed nicely. Check 5-10 different links and make the relevant adjustments.
See also: Our Perfect Template Checklist »
Naturally, this is just a brief outline of what you could do — Instant View pages offer limitless possibilities.
Once you're satisfied with your template's generated IV pages, press the Track Changes button. If modified template rules are subsequently applied, they can now be checked across all applicable IV pages within the system.
After Track Changes is enabled, editing your template will not immediately check for changes across all pages. Instead, when you're happy with the currently generated IV page, and no warnings are shown, click Mark as Checked to see if your changes broke anything on the other IV pages impacted by your template.
If any changes are detected, the status line will display the difference and the result:
Take care that your changes don‘t break pages that already had good IV pages. There’s a handy indicator at the top of the page that shows the status of the pages relevant for your template. As long as it's green, everything's fine.
If the Instant View page has been processed successfully, you'll see a View in Telegram button in the top right corner – you can use it to view the resulting page in-app.
For your own audience
Note that if you send the resulting
t.me/iv?url=...&rhash=... link to other Telegram users, they will see an Instant View page built using your template (the rhash parameter in the link determines which template is used to create the page). This means that, as a website owner, you can create a template for your page and publish
t.me/iv?url=... links with the corresponding rhash to your Telegram channel — and your subscribers will be able to view your articles in the Instant View format right away.
For all Telegram users
If you'd like your template to become truly public and seen by all users, regardless of the link they get, the template will need to be approved by the Telegram team. |
The Setting Every Community Up for Retirement Enhancement (SECURE) Act single-handedly upended many long-standing retirement rules when it became effective on January 1, 2020. Shockingly, the SECURE Act was pushed to the back burner when all the world was impacted by the coronavirus pandemic. Only three months after SECURE was introduced to the American public, a second and equally enormous piece of legislation was passed – the Coronavirus Aid, Relief, and Economic Security (CARES) Act.
How will history remember 2020? That is yet to be written and out of our control. How will your clients remember you and the actions you took during these trying times? It is said that crisis does not build character—it reveals it. Leading financial advisors, those who take the reins during one of the most uncertain and difficult periods in American history, need to be knowledgeable about both the SECURE and CARES Acts. As a leader, you must proactively communicate, educate and guide your clients through the morass. Here is what you need to know: |
Winners for Challenge Ch#119 Use mostly Yellow & Orange
Welcome to Ch#120
All Hallows Eve Tic Tac Toe
Welcome back to another challenge from International Art & Soul. Our challenge this fortnight is All Hallows Eve Tic Tac Toe and has been chosen by DT member Sall.
DT's inspirational creations |
Workplace Service Delivery | Workplace Reservation Management
By: Philmon Woldeghiorghis
What is Workplace Reservation Management?
ServiceNow’s Workplace Reservation Management application provides a convenient, intuitive way for employees to reserve workplace services and amenities such as meeting rooms, conference rooms, desks, etc., directly from the Service Portal. This reservation process enhances businesses by boosting productivity, providing a connected work environment, and increasing efficiency – all achieved by delivering meaningful workplace experiences.
Capabilities – The Benefits of Workplace Reservation Management
With Workplace Reservation Management, employees can:
- Search for, reserve, and check-in to workspaces within their organization.
- Create reservations natively within Microsoft Outlook or Google Calendar.
- Indicate privacy preferences when creating a reservation.
- Generate links for hybrid meetings using providers such as Zoom or Microsoft Teams.
- Invite attendees or visitors to a reservation.
- Sync their reservation details and schedule recurrent events.
- Generate and share URLs linked to a specific space within the Location Directory.
- Request Workplace Services (room configurations, catering, etc.)
- Create reservations across multiple buildings, campuses, or sites.
Making a Reservation
Employees are able to reserve a workplace or a workplace item in accordance with the reservation policies instated by their organization. For example, in addition to reserving spaces for oneself, users may also be able to make a reservation on behalf of other employees. Before making a reservation, employees are prompted to enter their search criteria. Employees can then review the list of available workplace items and check the availability of a workplace item they want to reserve using the Schedule view. Users can apply filters to the search results based on Standard Services, Reservable Purposes, or Capacity. Multiple workplaces and workplace items may also be reserved in a single reservation, regardless of the time zone.
The Reservation Manager role allows some users to:
- Manage reservations created by employees.
- View, update, approve, or reject the reservations created by the employees based on their organization’s guidelines.
- Generate reports to track reservation requests over time.
- Add reservable purposes to a workplace item.
- Assign spaces to an area.
- Assign spaces to a neighborhood.
Enhancing the Reservation Experience with Calendar Synchronization
Employees have the ability to synchronize their own Microsoft Outlook and Google calendars with ServiceNow, allowing them to:
- Create or update reservations in ServiceNow, directly in Outlook, or in Google Calendar.
- Make multi-location reservations.
- Check availability in ServiceNow, Outlook, or Google Calendar.
- Find and review all their reservations in a single place. |
IntelliTrac "Elfin" BLE IoT Beacons can be attached to small items of plant such as hand mowers, chain saws, brushcutters & as well as non powered assets such as wheel barrows etc. to provide location based tracking when in proximity to employees operating the range of IntelliTrac GPS Tracker apps or a company vehicle fitted with the IntelliTrac "Elite" GPS Tracking Device.
In addition QR code scanning or BLE identification may open up pre-start check lists, SWMS etc. on IntelliTrac's range of apps, for operators to check equipment, understand and confirm operating procedures prior to use as well as report any issues to management.
"Elfin" is a minature Bluetooth enabled beacon BLE device. It is glued to the asset requiring tracking, & incorporates a battery which can last up to 5 years. The device sends bluetooth signals to nearby IntelliTrac GPS tracking devices to approximate its location.
QR codes may be attached to small plant, to allow scanning by operators to log date & location of last use as well as provide operating instructions, SWMS, JSA and pre-start check lists. |
Bunk Beds and Triple Sleepers
Bunk Beds for kids and Triple Sleeper Bunk Beds
We have a wide range of bunk beds, high-sleeper bunk beds, mid-sleeper bunk beds, triple sleepers, and futons.
These are ideal space-saving solutions for people with a limited amount of room.
We supply these beds in a variety of finishes, such as white, silver, black, pink, antique pine, and natural pine, with all of them being made in stylish wooden and sleek metal designs.
This type of bed is great for almost any room style and is available for both boys and girls alike.
Highly protective, bunk beds for kids feature tall side rails and decorative head and foot ends for safety. Our bunks are available in a range of styles such as high sleepers, where there is space underneath the bed for storage or furniture.
Three Sleepers or Triple Sleepers, where the bottom bunk is replaced by a double bed or a standard Bed, designed to comfortably sleep two with one sleeper above the other.
Most of these beds can be separated so that when your children get a little older, they can sleep separately from each other without the need to buy new beds.
All our bunk beds UK are sourced from reputable suppliers including, Artisan, Birlea, Seconique, Heartlands, Harmony Beds, Time Living, and our own Interiors 2 Suit U bunks.
Bunk beds are also a must for any growing family with limited space and are available from Interiors 2 Suit U with Free Delivery.
If you require mattresses for any bunk bed please view our mattress range. |
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What Is Online Marketing For Small Business
Small businesses face many challenges when it comes to marketing their products or services. Limited budgets, lack of resources and manpower, and a constantly changing digital landscape can make it difficult for small business owners to effectively reach their target audience. This is where online marketing comes in. Also known as internet marketing, digital marketing, or web marketing, online marketing refers to any efforts or strategies that a business uses to promote its products or services on the internet. This includes utilizing various channels such as social media, search engines, email campaigns and more. But why is online marketing so important for small businesses? One of the biggest advantages of online marketing is the ability to reach a larger audience. With traditional marketing methods, small businesses are often limited to targeting customers in their local area. However, with online marketing services, businesses can expand their reach and target potential customers on a national scale.
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State health departments across the country are facing the difficult task of reviewing Medicaid eligibility for the first time since the start of the pandemic. The Louisiana Department of Health had planned to take advantage of federal guidance that lets states manage the renewals over 12 months and conduct extensive outreach. But the Legislature had a different idea, and ordered the health department to speed up the process. Politico’s Megan Messerly reports on a cautionary tale from Arkansas on how a rushed timeline can lead to eligible people losing their health care.
But interviews with nearly 30 Medicaid recipients, lawyers, patient advocates, health care providers, insurance agents and state eligibility workers across Arkansas reveal how the state’s compressed timeline is making it harder to keep people like [Twaniesha] Boose from falling through the cracks. Seven in 10 Arkansans who have lost their insurance have been dropped for procedural or administrative reasons, according to state figures. That means the government hasn’t determined someone makes too much money to qualify for Medicaid, but rather that the person failed to respond to a letter or provide extra information to renew their coverage. In some cases, people are losing coverage because of system glitches.
Health and Human Services Secretary Xavier Becerra, in a letter to governors, warned that states could face financial repercussions if they rush the renewal process:
As you know, states must comply with federal rules regarding how they conduct Medicaid and CHIP renewals, and individuals must be afforded the due process to which they are entitled in order for states to continue to receive enhanced federal funding. We take our oversight responsibilities extremely seriously, and while we know that states are working hard to meet the federal requirements, we will not hesitate to use the compliance authority provided by Congress, including requesting that states pause procedural terminations under conditions outlined by the Consolidated Appropriations Act, 2023, should it be needed.
Federal aid lifts students and families out of poverty
Louisiana’s public schools have seen a recent uptick in the percentage of students who hail from middle- and upper-income families. The percentage of economically disadvantaged children in Louisiana decreased from 71.6% in 2021 to 66.8% in 2022. But it’s unclear whether this means more affluent families are choosing public schools, or whether families who were already in public schools are doing better economically. The Advocate’s Charles Lussier spoke with LBP’s Jan Moller about new research from the Baton Rouge Area Chamber.
Moller said he has no doubt some public schools in Baton Rouge draw middle-class families into the public schools — his own children attend two of them. At the same time, though, he argues that federal assistance during the COVID pandemic, including a generous child tax credit and increased food assistance, is likely a key part of the puzzle. The latest U.S. Census data, he noted, shows that more Louisiana families entered the middle class during the pandemic strictly because “the federal government stepped up and provided a stronger safety net for families.”
Congress needs to increase funding for WIC families
The U.S. House advanced legislation on Wednesday that would cut food benefits for 5 million participants of the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC). The $185 million reduction slashes dollars that participants receive to buy fruit and vegetables by as much as 70%. The proposed cuts to the program, which was already underfunded before Covid’s arrival, come as most pandemic benefits have expired and as inflation continues to drive up the price of food. As the Center on Budget and Policy Priorities’ Zoe Neuberger explains, the last thing Congress should be doing is cutting WIC.
In recent years, WIC reached only about half of eligible low-income families, causing many families to miss out on the evidence-based benefits WIC provides. But WIC participation is starting to grow, a welcome development. … The increase means more babies, toddlers, and new and expecting parents stand to benefit from WIC-associated improvements in birth outcomes, diet quality, child development, child immunization rates, and access to health care. This is very good news, but it means the program will need more resources to operate.
Competing bills to lower higher education costs
U.S. senators offered competing ideas on Wednesday for how to tackle the rising costs of a college education. Legislation proposed by Sen. Bill Cassidy and other Republicans is focused on providing more information to borrowers about the details and repayments of loans, and making the borrowing and repayment options less confusing. A Democratic proposal focuses on guaranteeing tuition-free education. The Advocate’s Mark Ballard reports:
The GOP cadre has pointed to studies that show colleges routinely present cost and financial aid information in different ways, which makes it difficult for students to compare the costs of institutions and to accurately estimate other costs of attendance, such as books, housing and meals. … Sen. Bernie Sanders of Vermont – who is unaffiliated with a political party – released legislation that would guarantee tuition-free community college for all students. His bills would also allow students to attend four-year colleges without student loan debt if they hail from single-parent households that earn up to $125,000 a year or from married-parent households that earn up to $250,000 a year.
Number of the Day
49 – Louisiana’s national rank for overall child outcomes. (Source: 2023 Annie E. Casey Foundation’s KIDS COUNT Data Book) |
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In a recent development, Kerlink has announced to leverage widely used open standards for firmware updates and remote management of LoRaWAN end-devices. Also, Kerlink has announced to join forces with IoTerop to support standardisation of Internet of Things (IoT). It will leverage IoTerop’s IOWA, a commercial-grade Open Mobile Alliance (OMA) Lightweight M2M/IPSO stack, as an end-device management protocol for sensor networks and machine-to-machine (M2M) environments.
This collaboration is a clear depiction of Kerlink’s commitment towards IoT. The company has a long-term view to ensure interoperability, flexibility and future compatibility of its growing portfolio of products and services as the IoT evolves. Making the choice of open standards for protocols and APIs also ensures an easy, cost-efficient and fast integration with existing and new LoRaWAN ecosystem players, like core network or application enablement platform providers.
IoTerop’s IOWA will also allow Kerlink’s B2B customers to easily update firmware remotely. The company leads the LoRa Alliance working group for Firmware Update Over The Air (FUOTA). Standards-based solutions, such as IoTerop’s IOWA, allow an industrial customer to easily integrate firmware updates and device provisioning, remote control and management.
IoTerop is committed to implementing standardized, comprehensive administration services. Its solutions provide standardized methods for making connection between devices easier and more effective, such as remotely changing data-collection frequency on a water meter directly from an administration console.
“Combined with Kerlink’s low-power IoT reference design, it will ensure a quick onboarding of end-device remote firmware updates, configuration and management, throughout its lifespan. It will also spread its usage, for example, for smart meters, trackers or sensors ,” said Julien Catalano, Kerlink principal architect and head of standards.
IOWA also supports the addition of security features that enforce communication cyphering and device authentication in any operating environment, hardware platforms and connection topologies. |
Japanese messaging app LINE continues to show a knack for strategic alliances. After making a splash at CES with its LG integration allowing you to chat with appliances, the company has an installation at Samsung’s developers pavilion at this year’s Mobile Wold Congress to display special features developed for Samsung mobile phones.
Watch a video of the Galaxy 3 Note demo below where users can split the screen and have LINE on the top half and a browser on the bottom half. You can then drag content from the browser directly into chat messages, or do the same with photos from your gallery. Although the implementation is quite different, it has some similarity to Kik’s new URL browser, which allows you to find and share content from the mobile web. |
Apple iPhone 13 mini Screen Replacement
Broken iPhone 13 mini Screen Repair. Get your cracked iPhone 13 mini display screen repaired in under an hour.
Apple iPhone 13 mini Display Screen Replacement
Get your broken, damaged, cracked, or unusable iPhone 13 Pro Max screen repaired by iPlayPower and get a replacement OLED screen and touchscreen components for your iPhone 13 mini.
Your ear speaker and proximity sensor are migrated to your new iPhone 13 mini screen replacement. If these components are damaged, they will be replaced and additional charges will occur.
iPlayPower iPhone 13 mini Screen Repair Service Includes:
- Replacement iPhone 13 mini Soft OLED Touchscreen.
- Screen Programming for True-Tone Functionality
- Water-Resistant Seal Replaced.
- Screen Size: 5.4 in
A2481, A2626, A2628, A2629, A2630
What You Are Purchasing:
This is for Apple iPhone 13 mini Screen Replacement provided by iPlayPower. The cost includes all parts and labor, and a 90-day warranty. If the part fails in any way from normal use (Not abuse, or new physical damage), just call or schedule a repair to bring it back and receive a new replacement. |
|12 Months Ended
Dec. 31, 2023
|Goodwill and Intangible Assets Disclosure [Abstract]
The Company completed its annual impairment test in November 2021, and at that time determined the fair value of its reporting unit, as determined utilizing both the Company’s Nasdaq market capitalization and an income approach analysis; exceeded the carrying value of the reporting unit as of December 31, 2021; therefore, management did not consider the $19,092,000 of goodwill to be impaired.
The Company uses judgement in assessing whether assets may have become impaired between annual impairment tests. The occurrence of a change in circumstances, such as a continued decline in the market capitalization of the Company, would determine the need for impairment testing between annual impairment tests. During the six months ended June 30, 2022, the Company saw a significant decrease in its price of common stock resulting in an overall reduction in market capitalization and our recorded net book value exceeded our market capitalization as of June 30, 2022. Pre-impairment, the carrying value of the reporting unit exceeded the market capitalization of the Company at June 30, 2022 and management concluded that goodwill was impaired in its entirety and recorded a $19,092,000 non-cash impairment.
As of December 31, 2023, the Company had remaining goodwill. |
Cocrystal Pharma Announces First-Patient-In for Phase 2a Human Challenge Study Evaluating Oral CC-42344 in Pandemic and Seasonal Influenza A
BOTHELL, Wash., Dec. 06, 2023 (GLOBE NEWSWIRE) -- Cocrystal Pharma, Inc. (Nasdaq: COCP) (“Cocrystal” or the “Company”) announces the achievement of first-patient-in for the Phase 2a human challenge clinical trial with CC-42344, an investigational new oral antiviral inhibitor for the treatment of pandemic and seasonal influenza A. This randomized, double-blind, placebo-controlled study will evaluate the safety, tolerability, viral and clinical measurements of influenza A infection in subjects dosed with oral CC-42344 treatment.
“There is an urgent need for new oral antivirals targeting pandemic and seasonal influenza that address drug resistance. CC-42344 was discovered using our proprietary structure-based drug discovery platform technology to inhibit the viral replication process. The data from this proof-of-concept clinical study will further validate CC-42344’s novel mechanism of action,” said Sam Lee, Ph.D., Cocrystal’s President and co-CEO. “We expect to report topline data from this clinical trial in 2024.”
“We are excited about the potential CC-42344 holds to create a paradigm shift in the treatment of one the world’s most common viral infections,” added James Martin, Cocrystal’s CFO and co-CEO. “Currently approved antiviral treatments for influenza are prone to viral resistance, increasing the need for improved influenza treatments for patients that also provide significant cost savings to the global healthcare system.”
In late 2022 Cocrystal reported favorable safety and tolerability results in the single-ascending and multiple-ascending dose portions of the healthy volunteer Phase 1 trial conducted in Australia. Preclinical data showed that CC-42344 is highly active against seasonal and pandemic influenza A strains. In October 2023 Cocrystal received authorization from the United Kingdom Medicines and Healthcare Products Regulatory Agency to initiate a Phase 2a human challenge trial with CC-42344 as a potential treatment for pandemic and seasonal influenza A.
About Seasonal Influenza
Each year there are approximately 1 billion cases of seasonal influenza worldwide, with 3-5 million severe illnesses and up to 650,000 deaths, according to the World Health Organization. On average about 8% of the U.S. population contracts influenza each season. In addition to the health risk, influenza is responsible for approximately $10.4 billion in direct costs for hospitalizations and outpatient visits for adults in the U.S. annually.
About Cocrystal Pharma, Inc.
Cocrystal Pharma, Inc. is a clinical-stage biotechnology company discovering and developing novel antiviral therapeutics that target the replication process of influenza viruses, coronaviruses (including SARS-CoV-2) noroviruses and hepatitis C viruses. Cocrystal employs unique structure-based technologies and Nobel Prize-winning expertise to create first- and best-in-class antiviral drugs. For further information about Cocrystal, please visit www.cocrystalpharma.com.
Cautionary Note Regarding Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding the initiation and characteristics of a Phase 2a study for CC-42344 as a product candidate for oral antiviral inhibitor for the treatment of pandemic and seasonal influenza A, the potential efficacy and clinical benefits of, and market for, such product candidate, and the expected results and topline data from this clinical trial in 2024. The words "believe," "may," "estimate," "continue," "anticipate," "intend," "should," "plan," "could," "target," "potential," "is likely," "will," "expect" and similar expressions, as they relate to us, are intended to identify forward-looking statements. We have based these forward-looking statements largely on our current expectations and projections about future events. Some or all of the events anticipated by these forward-looking statements may not occur. Important factors that could cause actual results to differ from those in the forward-looking statements include, but are not limited to, risks relating to our ability to proceed with the Phase 2a study including recruiting volunteers and procuring materials for such study by our clinical research organizations and vendors, and the results of such study. Further information on our risk factors is contained in our filings with the SEC, including our Annual Report on Form 10-K for the year ended December 31, 2022. Any forward-looking statement made by us herein speaks only as of the date on which it is made. Factors or events that could cause our actual results to differ may emerge from time to time, and it is not possible for us to predict all of them. We undertake no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise, except as may be required by law.
LHA Investor Relations
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Released December 6, 2023 |
Family Law Firm/Team/Lawyer of the Year (Regional and National)
The Family Law Firm/Team/Lawyer of the Year Award honours a legal firm, team or lawyer who has demonstrated excellence in family law matters during recent times and in particular, since April 2023.
The criterion set out in the foregoing paragraph should be reflected in submissions and such submissions should also refer to the following:
● Significance of an achievement or achievements relevant to the category;
● Quality of legal services offered and legal expertise relevant to the category; and
● Delivery of excellence in client service and effective communication with clients.
Nominations for this category will be based on/in the regions and recipients of awards will be announced for each region: Dublin (incl. City and County), Leinster (excluding Dublin), Munster and Connacht/Ulster, who will then go forward for consideration for the overall national award.
To nominate a firm in this category, the principal practice office must be based within the selected region. |
Please join us for a special seminar today with Nicolas Plachta about Why We Should Use More Live Imaging Approaches for Our Projects. Nico will be talking about some of techniques his laboratory uses to study early development and what advantages they offer.
On Tuesday, May 26 at noon we will be hosting a special webinar with Lexi Voss, the Biomedical Library’s Visualizationist, on the basics of using Adobe Illustrator for scientific figures. This is a great opportunity for folks who are new to the program and want to learn the basics in a workshop geared toward scientists instead of graphic designers.
Registration is required to receive workshop materials. |
Choosing an Umbrella company can be a complicated task, especially since there are a variety of different options available. The calculator below can help you choose an Umbrella company that fits your needs and budget. Using this tool will allow you to compare prices, service levels, and more. However, remember that the numbers you see are just estimates and should not be used to compare prices directly. To make the process easier, the calculator provides comparison tables.
Umbrella companies can also make things more difficult for contractors by misrepresenting their numbers. Often, these calculators include assumptions about monthly expenses that may be high or low, which can appear to offer higher payouts than what they actually are. Make sure you use a calculator that is unbiased, as this will help you compare companies without bias. In addition to comparing rates, using this tool can help you determine the margins between different umbrella companies.
A calculator can also help you calculate how much income you need each month. It will take into account expenses and taxes, as well as the number of hours you work in a month. It will also tell you how much you can expect to make in different months, based on the amount you input. This tool will save you time and ensure you get the best deal on your Umbrella company. If you are not sure which plan is best for you, a calculator can help you figure out how much you need to invest.
The calculator will give you an estimate of how much money you’ll be paying your employees. It uses clever algorithms to estimate the amount of money you’ll take home each month. Since every Umbrella company operates under a PAYE system, you’ll still need to pay your National Insurance Contributions, and employment costs. Depending on the type of business you’re running, you’ll retain between 50% and 70% of your salary. This figure can vary depending on the number of hours you work, the rate of pay, whether or not you’re contributing to a pension, and whether you’re paying your employees a student loan.
Using an Umbrella company calculator is a simple process. You simply fill out a form and your email address and you’ll receive a tailored calculation via email. Be sure to check your spam or junk mail if you don’t receive the email. After filling out the form, the calculator will display its results in a format similar to that of a Key Information Document (KID).
The biggest disadvantage of using an Umbrella company is the administrative burden. Most umbrella companies will charge you a nominal fee. Generally, this fee is low, which makes them an attractive option. Despite this, you should expect to lose somewhere about 70 percent of your annual wage, which is still a substantial improvement over the scenario in which you receive no payment at all. In addition, the steady flow of contracts and the fact that you won’t have to waste hours looking for new business are both factors that can help offset the cost of this fee. |
A new charity was launched in the UK to challenge Muslim stereotypes on screen. Brit actor and producer Sajid Varda founded UK Muslim Film in response to what he said were years of working within the industry both in front of and behind the camera and “realizing that Muslims need representation at all levels, in writer’s rooms, and as commissioners.” The charity will advise the entertainment industry on representing Muslims on screen better while also helping “support, nurture, and fund projects” from emerging storytellers and be a port of call for authentic Muslim representation.
“The lack of representation also impacts the types of stories that are told, leading to more content based on negative stereotypes which impact Muslims adversely daily,” said Varda. He is the first Muslim character on the long-running BBC teen drama Byker Grove, covering a groundbreaking storyline around racism. “There are many talented Muslim creatives from the Muslim community and other underrepresented groups that find it hard to get a foothold into the industry. We want to change this. We aim to encourage greater understanding and engagement between the Muslim and the wider community, finding what connects us, and to advise the industry on better authenticity in productions.” |
🎄 WHAT YOU ARE BUYING 🎄
You are buying some beautiful HANDMADE bunting, it is single ply fabric with pinked edges (this reduces the fraying). Each flag is 7 inches wide and 9 inches long, it is also made with extra flags and smaller gaps between the flags, compared to some other bunting I have found for sale, my flags are larger and I make mine with more than 1 flag per foot (12").
🎄 FABRICS / BIAS TAPE 🎄
This bunting is made with polycotton fabrics and with a cotton bias tape. The sequence is Happy Santa on red alternating with a plain green flag, sewn on to green bias tape. Please see last picture for flag sequence.
🎄 FLAGS / LENGTH 🎄
Flags are 7" wide and 9" long, with a 3.5" gap between each flag.
There are 12 flags to 10ft of bias tape, with 12" extra on each end to be used as ties if necessary.
🎄 POSTAGE & RETURNS / REFUNDS 🎄
Please read shop policies as this section is updated regularly.
1 business day
I'll do my best to meet these shipping estimates, but can't guarantee them. Actual delivery time will depend on the shipping method you choose.
Buyers are responsible for any customs and import taxes that may apply. I'm not responsible for delays due to customs.
Just contact me within: 7 days of delivery
Ship items back to me within: 14 days of delivery
Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.
Please contact me if you have any problems with your order.
I will gladly make custom orders, please message me with your ideas.
If you would like sizes clarifying or changing then please message me and I will work out a quote for you.
Care instructions are detailed on each listing, but if I have forgotten to add them then please message me and I will double check for you.
If you would like to buy a larger quantity for wholesale reasons then please contact me and we can work out all the details.
All orders are posted at my local Post Office to reduce loss and to obtain a proof of postage.
UK orders are sent via Royal Mail 1st Class and should arrive in 1-3 Working Days.
Europe orders should arrive within 3-7 working days. Orders for all other areas should arrive within 5-9 working days. These are only estimates, busy periods and postal strikes can affect this time.
If your order is 2 days late please contact me and I can look into this for you.
The Royal Mail doesn't class your order lost until 10 working days after its expected delivery date. This is when I can claim for your order, once the Royal Mail have refunded me then I will refund you.
The Royal Mail doesn't class your order lost until 20 working days after its expected delivery date for Europe and 25 working days for the rest of the world. This is when I can claim for your order, once the Royal Mail have refunded me then I will refund you.
Please note that only one code can be used per order, please choose the one that gives you the best discount on your particular order.
If you buy several items to obtain a discount and then decide to return some, your discount will be recalculated. |
I like accidental encounters. I love bumping into someone I know in the street, in a bar, in a supermarket. At this point, I don’t expect to see them, so I am surprised. We touch base with them, agree to meet anytime soon, but then we certainly don’t – it’s just what the ceremony demands. But that is not the point.
These encounters lift my spirits. Each of them throws me back into the past, each of them is a flashback to what you overcame. There is a story, that connects you with each of those people, you recall some moments from the past. Most frequently, it refers to some places and locations. It may be an apartment you rented as a student, a street you took walking to work, a café you most often held meetings at. Those are remarkable events you remember for a long time: the first kiss, the day you celebrated university graduation, the day you got your dream job.
Those meetings set recall in motion and I recover the memories one by one. “I used to love wearing leather back then”, “could it be that I had such a haircut?”, “there were six of us then living in a two-bedroom apartment, it was noisy and fun”, “those were golden days”…
Each of those encounters is also a realization that a considerable part of my life passed and now I look back more often than forward. My past can be easily structured and analyzed and the future is not planned with an equal rush.
Also, I do not want to forget the shortage of the past, that is why I try to preserve the stories – I keep notes. When I feel sad, I look through them. I like coming back into places and days where I was happy. Besides, accidental acquaintances are alive mediums storing memory about you. Let it be only small episodes. One must never underestimate the strength of the memories. |
White water lilies are a group of aquatic plants belonging to the genus Nymphaea. They are renowned for their beautiful white flowers and floating leaves. These plants are commonly found in various regions around the world and are popular additions to water gardens, ponds, and other aquatic environments.
The white water lily typically has large, circular leaves that float on the water’s surface, providing shade and habitat for aquatic creatures. The leaves can grow to sizes ranging from small to quite large, depending on the species and environmental conditions.
The flowers of white water lilies are the main attraction. They usually emerge above the water’s surface on long stalks called peduncles. The flowers are cup-shaped, consisting of multiple petals arranged in several layers. The petals are usually pure white, although some varieties may have hints of cream or yellow. White water lilies often release a subtle and pleasant fragrance that adds to their allure. The flowers usually open during the day and close at night.
White water lilies require specific growing conditions to thrive. They prefer calm, still water with a moderate water depth of about 30-60 cm (12-24 inches). They require full sunlight to encourage healthy growth and abundant flowering. The plants root in the soil at the bottom of the water body, and their leaves and flowers emerge and float on the water’s surface.
In terms of cultural significance, white water lilies have been revered in various cultures and religions around the world. They are often associated with purity, beauty, and spirituality. In many traditions, white water lilies symbolize enlightenment, rebirth, and the cycle of life.
Overall, white water lilies are enchanting aquatic plants with their pristine white flowers and floating leaves. They bring elegance and tranquility to aquatic landscapes, attracting admiration from observers and providing a natural habitat for various aquatic organisms. |
Hey everyone! My name is Theo Morissette, and I’m running to be your next WEEF (Waterloo Engineering Endowment Fund) Director. I’m in 2A Management Engineering, and have been involved with WEEF since my 1A term. I am one of my class’ Funding Council reps, and am on the board of directors of the fund. My platform for this election is based on my experience with multiple roles within WEEF, and maintaining the excellent work being done by the organization. If you see me in the halls, feel free to stop me and ask anything about my campaign. Lastly, don’t fret, vote Morissette! |
The 15 best exemplification essay topics you should write about. The merit of an argument is in its definition. Argument is ingrained in our nature so much so that we find something to debate in pretty much everything around us; even what we eat. Exemplification Essay: Definition & Examples - Study.com An exemplification essay is a type of argumentative essay that requires the use of specific examples to prove an established thesis. The examples should be simple, relevant, and numerous; it's ... How to Write an Exemplification Essay: Tips, Topics, Rubric ... Related: How to Choose Essay Topics. Exemplification Essay Outline Example. To write the best paper as possible, you should draw up an outline first and plan what is needed in each section. Furthermore will make your assignment easier and faster to complete in the long run. Here is a typical layout to use as a template: Exemplification Essay Rubric
35 Exemplification Essay Topics: Find the Right One and Succeed
A List Of Outstanding Exemplification Essay Topic Ideas. An exemplification essay requires you to provide many examples in support of the generalization that you are offering. Each of the examples should explain your point, make an argument about your point, or prove your point. Writing an Illustrative Essay plus Illustrative Topic Ideas Awesome Illustration Essay Topics Ideas. Selecting an ideal subject will lead to composing an awesome paper. The subject ought to be one you are acquainted with and captivated by. Appropriate plus pertinent subjects make locating appealing proof easier. The following are good illustration essay topics … How to Write an Exemplification Essay Easily: Guide Even with our guide and awesome topics, writing an exemplification essay is still not that simple. We know how to fix it! Check out our exemplification essay example. Pay attention to the use of examples and the structure of the text. You can use this sample for … How to Write an Exemplification Essay (Free Sample Nevertheless, there is nothing to worry about. Here, we will find out how to write an exemplification essay of top quality. Be sure that your teacher will be astonished. Full Details about an Exemplification Essay. It is quite normal that students feel nervous when they hear the term “exemplification essay”.
2. Study Exemplification Essay Topics to Know What to Cover
6. Exemplification Essay Topics | Major Tests 29 2014 Exemplification Essay The formula for achieving success in college, depending on the individual this could vary dramatically.
Exemplification Essay Topics List. A common question by thousands of students is "What is a good topic for an exemplification essay?" That's mainly up to you. We are all unique, with our own interests and hobbies. We all have different essay topic ideas to select for our chosen topic. Easy Exemplification Essay Topics
An exemplification essay sample (also dubbed an illustrative essay) makes use of
How to Write an Exemplification Essay | Pen and the Pad
How to Write an Exemplification Essay - SolidEssay Therefore, using a good exemplification essay outline in the provision of these .... Below there's a list of creative exemplification essay topics to be considered for ...
There are some exemplification essay topics for college students that you could adopt but, of course, not all of them will be applicable to your project. When deciding on topics for exemplification essay writing, it's important that you write about what best interests you on the whole. If your perfect topic is here already, that's great! |
IZITOUR.com (collectively, “Izitour”, “we”, “our” or “us”) is committed to safeguarding your privacy and want you to be familiar with how we collect, disclose and otherwise use information about you.
- Our practices in connection with the information we collect about our customers and our trade partners based on our website (the “Site”), or when you use any applications made available by us or through computers and mobile devices (the “Apps”), our questionnaires/surveys, our representatives or appointed agents in overseas destinations (collectively, our “Services”);
- Our privacy practices when we communicate with you by offline channels, such as when you provide your information to our offices, or in person;
- The basis on which we will process personal data we collect from you or that you provide to us, and your selection with respect to that data.
WHAT TYPE OF PERSONAL DATA DOES IZITOUR COLLECT?
a. Personal Data
“Personal Data” is described as any information regarding to identifiable individual, or as defined under applicable law. We collect following personal data:
- Your title name, e-mail address, phone number, physical address, company affiliation;
- Demographic information; location and government-issued identifiers;
- Your credit card and/or debit card number, registered bank address;
- Accommodation requests and preferences (including preferred room type or floor, personal preferences including amenities, language, interests, hobbies, ages of children or companions and any other aspects that our Services required;
- Frequent flyer and travel partner program affiliations; Information or content you provide regarding your desired marketing;
- Feedback on our Services and third parties;
- Conversations, including records for quality assurance, account management (B2B) and training purposes, and other communications where permitted by applicable law or based upon your consent;
- Any other types of information that you voluntarily choose to provide to us.
b. Sensitive Personal Data
Travellers (or our Trade Partners) may provide what is considered ‘sensitive personal information’ under applicable privacy laws (herein referred to as “Sensitive Personal Data”). For example, you may disclose your religious affiliation to us when you travel or attend an event or provide your health information or dietary restrictions.
We shall only process Sensitive Personal Data if and to the extent permitted and required by applicable law or with your express consent. Unless required by law, you are not required to provide us with any Sensitive Personal Data and we shall continue to furnish your travel to our best ability.
c. Personal Data from Third Parties
We may collect Personal Data related to you from third party trade partners such as travel agencies, tour operators and online booking services, and other affiliates including public databases, joint marketing partners, third parties who sell products and services under our brands and your social medial sites consistent with your setting on such services.
WHEN IS YOUR PERSONAL DATA COLLECTED?
Your Personal Data are collected in a number of ways, stated as below:
When our team have made contact with you or your company in the past through (and not restricted to) tradeshows and any other sales related networking events.
Our Trade Partners who elect to use our Services will be asked to supply specific Personal Data of their clients, as the ‘Required Information’ to secure the reservation. If there is any event organized with us, we collect meeting and event specifications, such as your name, contact details, date of event, occasion, number of guest rooms required, and length of stay from you. We also collect all the information about our guests which are a necessary part of your group or event.
When you provide your comments and feedback or communicate with us, we will collect Personal Data that you voluntarily share with us on the questionnaires. We also collect your Personal Data when you communicate with us via text or e-mail or otherwise, like Messengers, WhatApp etc.
When you share photos with consent, we may collect and publish photos and images you voluntarily share with us about your experience with us as your destination management company (DMC), which you may post on our Services.
When you log-in on social media site such as Facebook, Twitter, Pinterest, Instagram… and like our pages, follow us on these network, we collect information from, share content and using your information settings within such as location, check-ins, activities, interests, photos, status updates, as well as Personal Data that may be included in your profile or friend’s profile.
In some case, we receive your Personal Data from other source like public databases, joint marketing partners, and other third parties including travel agencies, airlines and credit card partners.
WHY DO WE COLLECT IT
Personal Data are used in a number of ways as set forth below.
a. Performance of a Contract. We process your Personal Data to fill in a contract with you, including yours (or client’s) reservation, in fulfilling your order.
c. To Comply with Legal Obligations. We process your Personal Data where it is important to comply with legal obligations to which it may be bound. This includes complying with legal processes, responding to inquiries from public and government authorities all over the world, and pursuing available remedies or limit damage we or other third parties may sustain.
d. With Your Consent. We process your Personal Data when we have your valid consent to do so, including to communicate (including by e-mail, telephone and/or SMS) during your travels with us in accordance with your preferences; and to process Sensitive Personal Data you may have provided us in connection with your travel; for example, any dietary restrictions or special accommodations for physical and medical conditions.
e. Vital Interest. In certain circumstances when it is impossible to obtain your consent, it might be necessary for us to process your Personal Data, including Sensitive Personal Data you provided through our Services, where it is in your crucial interest or in the interest of others, for example in the event of a medical emergency.
WHEN DO WE DISCLOSE YOUR PERSONAL DATA?
We may public or share your Personal Data as follows:
You can object to the retention of your Personal Data for this purpose by contacting us via email.
b. External Partners. Your Personal Data may be shared to our partners, consultants and advisors who deliver services to us, including financial institutions, external auditors, lawyers, and credit card issuers.
d. Social Media and Message Boards. If you connect to one of our social media pages, we may public your Personal Data to your friend list associated with your social medial account, and to other website users, and to your social media account provider, in connection with your social sharing settings. We may generate reviews, message boards, blogs and other user-generated content available to users on our Services. Any information that disclosed in these areas is public information and we encourage caution when deciding to disclose your Personal Data in this context. We will not be responsible for any privacy practices of other users including web operators to whom you provide information.
e. Legal Obligation. If we are obliged to disclose or share your Personal Data in order to comply with any legal obligation, pursuant to a legal request, subpoena or other legal processes, or in order to enforce or apply our Terms and conditions and other agreements, including for billing and collection purposes; or to protect the rights, property, or our safety, our guests, or others. This may include exchanging information with other companies and organizations for the reasons of fraud protection and credit risk reduction.
WHAT COOKIES AND OTHER TECHNOLOGIES DOES IZITOUR COLLECT?
a. Automatic Data Collection. We may use automatic data collection technologies in order to collect certain statistical (non-personal) information about your equipment, browsing actions, and patterns, including three elements: details of your visits to our Services, including traffic data and location data, access date and time, access frequency and different communication data; information about your computer and internet connection, including your IP address, operating system, host domain, and browser type; and details of referring websites actions, and patterns.
b. If you do not want incorporated social networks to gather data about you via our Site, you must log out on the respective domain of the social network before visiting our Site. You can restrict your information from being exchanged with the above-mentioned social networks during your visit to our Site by opting out of cookies through your browser settings and other tools.
WHERE IS YOUR PERSONAL DATA STORED AND WHO DOES IZITOUR SHARE WITH?
When you give your personal data to us, we will stored it on our server. Some of your Personal data will need to be given to, processed and stored by relevant third parties. These third parties include: Our technology and data management partners who help us to administer the services we provide; Our contact centre (including ‘live chat’) partners who provide services to enhance customer bookings and requests; Our travel partners, such as airlines, airports, hoteliers, insurance companies and ground handling agents (depending on the travel services you book), so that they can provide you with the arrangements and assistance you require; Our card payment facilitators, that help us process customer payments and assists us in detecting and preventing fraudulent payments or bookings.
We commercially maintain appropriate security safeguards that are designed to protect the Personal Data. Certainly, no method of transmission over the Internet and no method ofelectronic storage are 100% secure. We cannot warrant that your Personal Data is under an absolute security with the existing security technology. Besides, there is a risk inherent in the use of e-mail. When requesting information or sending information or forms to us by e-mail, please be advised that e-mail communication to and from our Services are not secure unless clearly noted otherwise.
WHAT HAPPENS WHEN YOU FOLLOW A LINK TO A THIRD PARTY
a. Our Services may contain links to, or have features that are hosted byanother third-party website that are not owned and controlled by us. We may give you the opportunity to connect, link, or share our Services’ content via certain social media websites.
Third party products and services which you can book through us are Cruises; City Breaks; Hotels; Transfers; Holiday Extras (for airport parking and hotels and car hire); Attraction Tickets; Excursions
HOW CAN YOU MANAGE YOUR PREFERENCES AND INFORMATION?
Commercial Emails. We may send you commercial email contain instructions for stopping these. You may opt out or receiving emails from us at any time. If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at [email protected]. Unsubscribing from one type of communication may not mean unsubscribing from another type. If you unsubscribe from marketing related email messages, we may still email you transactional messages related to your account and business activities.
WHAT ARE YOUR RIGHT IN RELATION TO YOUR PERSONAL DATA?
Under applicative law and regulations, you mayexercise certain rights at any times, including:
a. Access. You have the right to request access to your Personal Data, which includes the right to obtain confirmation from us as to whether Personal Data concerning you is being processed, and in certain circumstances, access to the Personal Data and information related to how it is processed.
b. Rectify or Erase. The right to rectification or erasure of your Personal Data, which includes the right to have incomplete Personal Data completed.
c. Restrict. You have the right to obtain a restriction of processing concerning your Personal Data, which includes preventing us from continuing to process your Personal Data under certain circumstances
d. Object. You have the right to object to the processing of your Personal Data under certain circumstances, including objecting to processing your Personal Data for online marketing purposes, or objecting to processing your Personal Data when it is done based upon the legitimate interests.
e. Data Portability. You have the right with data portability, which includes certain rights to have your Personal Data transmitted from us to you or another controller.
f. Consent. Wherever we process your Personal Data based on your consent, you have the right to withdraw consent at any time with effect for the future. Any requests related to the above rights may be made by contacting us via email [email protected].
g. Complaint. In some jurisdictions, you may also have the right to lodge a complaint with a supervisory authority.
WHAT INFORMATION IS COLLECTED FROM CHILDREN?
a. The Services we provide must not be used by anyone under the age of 16 without adult supervision. If you are under 16, you do not have to provide Personal Data of any kind whatsoever.
b.If we inadvertently acquire Personal Data or other information from users under the age of 16, we will not intentionally provide this data to any third party for any purpose. If a child does provide us with Personal Data over the Services, a parent or guardian of that child have the right to contact us. Upon notification, we will delete from our records all information collected from child under the age of 16.
INFORMATION ON COOKIES
In order to work properly, our website need some cookies that are essential for your making booking other purchases and enable us to fulfil your purchase inquiries.
Customer Experience Cookies (Analytics, Customisation & Tracking)
These types of cookies help us to provide you withonline experience that’s tailored to your need. When you browse our Sites and allow us to track your experience between different devices, it helps to show the most relevant content based on your preference.
Some cookies are used to provide you with information or offers from Izitour or third parties that may be of interest to you.
Google DoubleClick for Publishers (DFP) support us on advertising solutions to serve you these advertisements. When we share data for the purposes mentioned above, it is encrypted and does not include your name. |
Vietnam Holiday Package
Welcome to the land of ancient traditions, stunning natural beauty, and vibrant cultural heritage. Vietnam is an exotic destination that offers a perfect blend of history, culture, and natural wonders. If you are looking for an unforgettable Vietnam Holiday Package, you came to the right place.
Our Vietnam Holiday package is designed to give you a comprehensive experience of the entire amazing country. From the bustling streets of Hanoi to the stunning beaches of Nha Trang, our package covers all the authentic highlights of Vietnam. You will get to explore the stunning limestone cliffs and emerald waters of Halong Bay, a UNESCO World Heritage site, hike through the lush jungles of Sapa, and discover the ancient city of Hoi An. You will also have the opportunity to indulge in some of the best Vietnamese cuisine, experience the local culture, and interact with the friendly people. |
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"Kenstyle asks, "What is proper protocol for playing eight notes or faster on the same string when using fingerstyle? are you supposed to develop "same-finger"speed with each individual finger? or should another finger sneak on to the string and do a two-fingered run? It seems i cant go much faster than quarter notes (obviously this depends on the tempo of a song) if i use only one finger, i.e. i can only use "upstrokes". Apologize in advance for my confusing question. This question might be appropriate for Steve or Jim D.""
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