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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
31	Non-binary	Bachelor's	Married	97,700	null	38,328	Personal	Self-employed	17	Excellent	0.48887	184,364	4	South Tammy	DC	Cuba	4	0	Medium
26	Non-binary	High School	Single	109,350	706	null	Auto	Self-employed	18	Fair	0.555796	123,568	null	Bradleyfort	NJ	Cuba	null	0	Low
24	Non-binary	PhD	Single	89,208	624	33,655	Home	Self-employed	9	Poor	0.12058	56,097	2	East Joseph	MA	Holy See (Vatican City State)	0	2	Low
42	Male	Master's	Single	96,544	643	40,359	Business	Employed	7	Good	0.149811	null	2	Jonestown	OH	United States of America	3	2	Low
69	Non-binary	Master's	Divorced	null	null	37,521	Auto	Unemployed	6	Good	0.258333	72,218	null	North Antonioside	AL	Burundi	0	2	Low
43	Male	Bachelor's	Widowed	49,433	710	22,523	Business	Self-employed	5	Fair	0.213322	111,625	4	Lake Valerie	OH	Saudi Arabia	3	2	Low
24	Non-binary	Bachelor's	Divorced	53,924	717	13,250	Business	Unemployed	11	Good	0.124779	253,966	1	Weaverbury	DC	Tokelau	null	0	Low
30	Non-binary	PhD	Single	53,639	684	47,922	Auto	Employed	10	Good	0.491225	245,713	0	West Tina	OK	Mozambique	4	1	Low
22	Female	Master's	Divorced	105,366	785	21,975	Auto	Unemployed	9	Poor	0.512934	242,944	3	Gallagherport	NY	France	2	2	Low
35	Non-binary	Master's	Divorced	74,091	772	44,856	Auto	Employed	0	Excellent	0.18436	171,362	3	Lake Victoria	UT	El Salvador	3	2	Low
33	Non-binary	Master's	Divorced	75,511	null	16,460	Personal	Unemployed	13	Excellent	0.496511	null	0	Brownton	ND	Algeria	1	2	Medium
39	Male	PhD	Widowed	null	626	36,336	Business	Employed	3	Poor	0.354412	293,114	2	New Johnmouth	CT	Niger	null	2	High
29	Male	High School	Married	85,185	null	44,232	Auto	Employed	6	Good	0.212901	150,509	2	Alisontown	ID	Ecuador	3	2	Medium
47	Non-binary	Bachelor's	Divorced	78,565	718	28,725	Home	Self-employed	11	Fair	0.291972	null	2	Garciaport	SC	Latvia	3	1	Low
51	Female	High School	Widowed	71,425	null	8,674	Business	Self-employed	19	Excellent	0.558667	176,256	null	Robinsonfort	SD	India	1	0	Medium
39	Female	High School	Single	63,154	645	17,359	Personal	Employed	12	Excellent	0.454691	238,299	3	Danielburgh	VA	Puerto Rico	2	1	Low
54	Non-binary	High School	Divorced	null	728	8,589	Business	Self-employed	9	Excellent	0.362654	219,375	null	Maryberg	ID	Poland	0	0	Low
39	Male	Master's	Divorced	33,127	null	34,926	Home	Unemployed	8	Poor	0.382059	270,665	4	Port Harold	UT	Venezuela	1	1	Medium
29	Non-binary	PhD	Married	108,571	637	46,239	Home	Unemployed	9	Good	0.595089	151,306	1	North Andrew	HI	Guatemala	2	2	Low
44	Non-binary	Bachelor's	Single	83,327	740	38,696	Home	Employed	16	Good	0.340088	34,153	3	Bradyview	ME	Serbia	1	1	Low
32	Female	Bachelor's	Single	null	794	43,892	Business	Unemployed	15	Fair	0.548063	null	null	Montoyastad	MN	Kenya	null	2	Medium
39	Female	Master's	Widowed	79,516	762	35,084	Business	Unemployed	3	Excellent	0.530326	177,614	1	Julieberg	CO	Qatar	3	1	Medium
35	Male	Bachelor's	Single	41,395	657	38,993	Home	Unemployed	18	Excellent	0.279486	209,005	1	Katiefurt	CA	Oman	4	1	Low
67	Non-binary	PhD	Single	70,764	726	18,870	Home	Employed	16	Excellent	0.412973	272,966	3	Hardingbury	SC	Cocos (Keeling) Islands	0	0	High
26	Non-binary	PhD	Single	50,358	706	null	Business	Unemployed	2	Excellent	0.27281	104,353	2	West Jessica	NY	Afghanistan	3	1	Low
27	Female	High School	Single	null	650	30,589	Auto	Employed	15	Good	0.401872	null	null	East Sandraton	WI	Indonesia	1	0	Low
33	Female	Bachelor's	Divorced	88,876	749	45,596	Auto	Employed	14	Good	0.560046	189,512	2	Wilsonview	SC	Denmark	3	1	High
56	Female	Bachelor's	Widowed	73,634	641	39,110	Business	Employed	10	Fair	0.498612	66,769	0	New Kellystad	MD	Congo	0	2	Low
66	Male	PhD	Widowed	34,436	750	40,591	Personal	Unemployed	0	Good	0.35118	41,973	1	Rivasland	SC	Western Sahara	0	0	High
35	Male	PhD	Widowed	27,928	null	32,789	Personal	Unemployed	12	Fair	0.143569	87,662	null	New Amandachester	CO	Burundi	3	2	High
22	Non-binary	Bachelor's	Married	20,903	634	13,095	Auto	Unemployed	13	Poor	0.174852	208,150	3	Andrewsside	SC	Mauritania	0	0	Low
47	Non-binary	Bachelor's	Single	67,606	734	42,164	Business	Employed	12	Fair	0.314662	26,560	null	Port Maria	OH	Austria	1	2	Low
35	Female	Master's	Divorced	95,121	744	46,562	Personal	Self-employed	3	Poor	0.484616	37,018	1	Port Juan	NC	Netherlands	0	0	High
45	Non-binary	Master's	Widowed	57,550	601	null	Business	Unemployed	1	Fair	0.567627	null	4	East Danaton	AK	Spain	4	1	Low
32	Male	High School	Divorced	32,454	null	19,836	Home	Unemployed	10	Fair	0.503	139,921	1	East Stevenhaven	NY	Macao	2	0	Low
62	Male	Bachelor's	Widowed	103,817	780	null	Business	Unemployed	4	Poor	0.179458	103,972	1	Johnberg	AZ	Monaco	3	0	Low
38	Non-binary	Bachelor's	Married	55,344	720	37,239	Business	Employed	3	Good	0.229906	164,778	3	Boothchester	CA	Canada	null	2	Medium
45	Male	PhD	Divorced	null	788	null	Personal	Self-employed	11	Good	0.187875	79,361	3	East Shaneport	CO	Barbados	null	1	Low
67	Male	High School	Single	23,709	718	null	Business	Self-employed	14	Fair	0.427121	124,382	4	East Chloe	LA	Solomon Islands	2	0	High
61	Non-binary	Master's	Single	76,087	null	null	Personal	Unemployed	10	Good	0.474044	218,323	null	West Ericaside	CO	Bermuda	3	2	Low
66	Male	PhD	Single	23,436	789	31,576	Home	Unemployed	6	Excellent	0.495054	198,343	4	Martinton	IA	Congo	0	0	Low
33	Non-binary	High School	Married	98,267	613	30,577	Home	Employed	14	Poor	0.188299	142,956	0	Jenniferton	TN	Uruguay	3	0	Medium
20	Non-binary	PhD	Single	30,472	643	9,962	Auto	Unemployed	2	Good	0.54842	212,453	null	Williamstown	MN	Bulgaria	1	0	Medium
41	Male	PhD	Single	null	null	13,321	Business	Employed	8	Good	0.573803	143,420	2	Port Sherry	DE	Cuba	2	1	Low
65	Non-binary	High School	Divorced	24,052	724	35,588	Business	Unemployed	12	Poor	0.34867	141,730	2	North Tyler	SC	Ethiopia	3	1	Medium
21	Male	High School	Single	73,833	null	21,892	Personal	Employed	0	Good	0.243501	null	0	Jonesland	NC	Rwanda	null	0	Medium
34	Female	PhD	Divorced	107,051	null	null	Home	Employed	19	Fair	0.14011	null	4	Cruzshire	HI	Portugal	2	2	Medium
21	Male	Bachelor's	Divorced	89,806	622	5,992	Auto	Self-employed	16	Excellent	0.385837	76,829	0	Stewarthaven	TN	Monaco	3	0	Low
60	Male	Master's	Widowed	113,928	603	44,306	Business	Unemployed	3	Excellent	0.371391	null	4	Lisachester	MI	Hong Kong	3	0	Medium
46	Female	Bachelor's	Single	94,283	645	39,934	Auto	Employed	14	Good	0.471674	253,153	0	Turnerchester	CO	Armenia	0	0	Low
32	Male	Master's	Married	42,444	693	17,980	Business	Employed	10	Fair	0.218559	148,969	3	South Victoriaton	MH	Syrian Arab Republic	2	1	Low
22	Male	Master's	Single	32,631	782	null	Home	Unemployed	1	Poor	0.386318	25,904	2	North Dan	CT	Western Sahara	2	2	Medium
21	Male	PhD	Single	47,284	745	35,366	Auto	Unemployed	18	Poor	0.116571	263,197	4	Rileyshire	GA	Germany	0	2	Medium
69	Female	Master's	Divorced	80,282	755	null	Personal	Self-employed	12	Excellent	0.496931	251,415	1	South Elizabethfurt	OR	Saint Helena	3	2	Low
33	Non-binary	PhD	Divorced	67,951	666	41,258	Personal	Self-employed	0	Fair	0.479218	58,081	2	Morrisview	MI	Svalbard & Jan Mayen Islands	3	0	Low
38	Non-binary	PhD	Single	null	661	43,434	Home	Unemployed	9	Good	0.461985	58,891	null	Michaelville	MT	Cuba	4	1	Medium
51	Female	High School	Married	47,265	607	49,738	Personal	Self-employed	11	Poor	0.26233	null	1	Lake Dannychester	CA	New Caledonia	2	2	Medium
21	Female	Master's	Single	69,277	690	21,619	Business	Self-employed	4	Excellent	0.191682	167,668	null	North Amandafurt	SD	Australia	0	0	Low
58	Female	Bachelor's	Single	97,735	null	null	Auto	Employed	16	Good	0.25501	211,423	3	North Gregoryberg	AZ	Mauritania	4	2	High
29	Non-binary	High School	Widowed	96,015	751	25,907	Home	Employed	3	Poor	0.392325	250,785	0	New Xavierview	WY	South Georgia and the South Sandwich Islands	2	1	Medium
42	Female	PhD	Single	110,341	766	42,946	Auto	Self-employed	16	Fair	0.564575	68,922	2	North Nicole	NE	Guernsey	3	2	Low
20	Female	High School	Single	null	758	28,475	Personal	Self-employed	6	Good	0.529257	96,036	0	Allenville	OR	South Africa	1	1	Low
61	Male	High School	Widowed	null	624	30,281	Auto	Self-employed	6	Good	0.341474	226,860	1	Kathleenfurt	MS	Tokelau	4	0	Medium
63	Male	Master's	Married	null	790	5,595	Home	Unemployed	5	Poor	0.585468	39,879	2	Tannermouth	NH	Suriname	0	2	Medium
47	Non-binary	Bachelor's	Married	96,935	655	6,559	Home	Employed	4	Good	0.507916	171,332	0	Scottburgh	MP	North Macedonia	4	2	Medium
69	Non-binary	High School	Widowed	116,159	739	48,639	Personal	Unemployed	4	Good	0.326021	161,305	3	Davisbury	VA	Ukraine	3	1	Medium
42	Male	PhD	Married	null	663	null	Personal	Employed	11	Excellent	0.57336	264,487	2	Brittneyfort	NM	Tokelau	3	0	Medium
43	Male	High School	Married	93,598	704	18,222	Personal	Employed	1	Excellent	0.218401	216,099	3	North Michelle	VT	Mexico	1	0	Low
33	Female	PhD	Married	54,558	null	18,683	Auto	Self-employed	2	Poor	0.439046	229,633	1	Port Lauraville	NV	Congo	3	1	High
69	Non-binary	PhD	Widowed	null	null	37,739	Personal	Self-employed	18	Good	0.265933	null	3	East Justin	IA	Central African Republic	4	2	Low
20	Non-binary	High School	Single	101,526	614	7,670	Auto	Unemployed	16	Good	0.393248	70,611	null	Mckinneyview	AL	Jamaica	0	1	Low
64	Non-binary	High School	Married	84,636	669	15,013	Personal	Unemployed	12	Fair	0.509673	68,599	1	North Kimberlyton	MN	Bosnia and Herzegovina	3	1	Medium
57	Non-binary	Bachelor's	Married	35,954	650	17,671	Business	Self-employed	16	Good	0.107776	84,407	null	Michaeltown	CT	Macao	2	1	Low
60	Female	PhD	Married	103,796	796	31,989	Home	Unemployed	18	Fair	0.43956	null	2	South Markton	SD	Saint Helena	4	2	Low
26	Male	High School	Widowed	73,619	708	null	Business	Self-employed	1	Fair	0.525732	52,323	3	East Jasmine	NV	Falkland Islands (Malvinas)	1	0	Low
21	Male	Bachelor's	Divorced	31,403	692	null	Personal	Unemployed	5	Excellent	0.191826	null	2	Kelleyhaven	VA	Moldova	1	0	Medium
24	Non-binary	PhD	Married	46,297	628	40,654	Personal	Employed	9	Fair	0.240114	207,193	1	North Anthony	IL	Armenia	null	2	Low
61	Non-binary	Master's	Widowed	42,706	707	34,319	Home	Employed	13	Fair	0.371371	257,963	1	New Nicholas	SD	Estonia	null	2	High
64	Male	PhD	Widowed	40,881	null	null	Personal	Employed	4	Fair	0.423035	null	0	Ericstad	MH	Seychelles	null	2	Low
36	Male	High School	Divorced	72,077	609	36,093	Business	Unemployed	12	Excellent	0.476154	247,455	3	New Anthony	WA	Tajikistan	1	1	Low
41	Non-binary	High School	Married	90,825	793	48,952	Personal	Self-employed	14	Good	0.585388	113,849	null	Robynmouth	MT	Dominica	0	0	Medium
68	Male	High School	Widowed	56,258	727	18,854	Home	Unemployed	12	Excellent	0.546199	213,565	3	Lake Stephenbury	AK	Mozambique	4	2	Medium
37	Non-binary	Master's	Married	53,971	795	48,546	Business	Self-employed	4	Excellent	0.526671	76,623	0	Lake David	IL	Tunisia	3	2	Low
33	Female	Bachelor's	Single	90,560	707	35,219	Auto	Employed	1	Fair	0.244757	null	1	North Colinland	WY	Kazakhstan	3	0	Low
23	Female	Master's	Married	43,914	647	22,874	Personal	Self-employed	10	Excellent	0.245624	62,283	null	Clarkmouth	GU	Andorra	3	1	Low
21	Female	High School	Divorced	null	626	36,371	Home	Employed	17	Excellent	0.389625	27,457	1	Kylestad	WV	Korea	2	0	High
31	Male	Master's	Married	113,316	691	23,707	Home	Self-employed	0	Fair	0.502762	58,566	1	Lake Michaelland	WI	Libyan Arab Jamahiriya	2	2	Low
62	Male	PhD	Married	105,421	null	28,425	Auto	Unemployed	14	Fair	0.43931	194,804	1	Lake Charlesburgh	PW	Faroe Islands	4	1	Low
35	Male	PhD	Married	76,271	682	null	Business	Unemployed	3	Poor	0.192342	197,828	1	Lake Juliefort	MS	Liberia	null	0	Low
42	Female	Master's	Single	54,551	602	44,305	Auto	Unemployed	18	Fair	0.536191	162,414	2	Port Donaldhaven	MT	Tunisia	2	1	Medium
50	Male	PhD	Single	33,646	null	null	Business	Unemployed	2	Poor	0.282052	109,006	null	Tiffanyville	VA	Djibouti	0	2	Medium
42	Non-binary	High School	Single	24,353	685	33,337	Auto	Self-employed	12	Good	0.362502	108,988	null	Racheltown	LA	Guatemala	3	2	Low
47	Non-binary	PhD	Widowed	93,271	647	32,917	Auto	Unemployed	13	Excellent	0.264185	94,818	0	South Brianbury	DC	Cote d'Ivoire	2	1	Low
60	Male	High School	Single	null	753	15,183	Personal	Employed	6	Fair	0.49239	212,695	4	East Laura	CT	Ireland	null	2	Medium
65	Female	High School	Divorced	114,627	622	33,889	Home	Unemployed	6	Poor	0.481626	38,027	1	Port Theresa	TN	Kenya	null	0	Low
21	Male	PhD	Married	40,426	718	null	Auto	Unemployed	14	Excellent	0.527985	33,474	1	Mooreport	VT	Solomon Islands	4	1	Low
27	Male	PhD	Married	45,257	672	42,459	Business	Employed	18	Excellent	0.366367	100,626	4	West Michael	RI	Lao People's Democratic Republic	0	1	Medium
21	Non-binary	Bachelor's	Divorced	98,824	721	19,202	Business	Unemployed	12	Fair	0.116317	51,531	3	Martinezland	DC	Brazil	null	0	Low
56	Male	Bachelor's	Widowed	115,864	675	13,846	Business	Unemployed	8	Excellent	0.331659	176,517	4	New Cynthiahaven	WV	Wallis and Futuna	2	2	Low
63	Male	High School	Single	68,166	736	37,407	Home	Unemployed	18	Good	0.313969	176,520	0	West Jessica	MA	Guyana	3	0	Medium

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