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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
59	Male	Bachelor's	Widowed	103,401	null	25,375	Business	Self-employed	10	Good	0.301018	107,218	1	East Christopher	AK	El Salvador	1	1	Medium
38	Female	Master's	Single	62,481	738	27,425	Auto	Self-employed	2	Good	0.341517	125,645	null	Jenniferborough	ID	Sierra Leone	1	1	Medium
67	Male	Master's	Married	null	739	16,012	Auto	Employed	10	Good	0.456399	165,380	4	East Tammy	NE	Romania	3	0	Low
29	Non-binary	Bachelor's	Married	113,005	697	10,629	Personal	Self-employed	3	Poor	0.528773	218,391	4	West Alecside	HI	Uzbekistan	0	1	Low
31	Female	Master's	Widowed	37,430	609	17,839	Home	Unemployed	14	Fair	0.231431	267,941	2	Tammymouth	WV	Benin	1	2	Low
60	Male	Master's	Married	77,352	602	22,673	Personal	Self-employed	13	Good	0.191485	69,476	4	Port Alexanderstad	TX	Kyrgyz Republic	null	0	Medium
62	Non-binary	Bachelor's	Widowed	23,846	623	29,831	Personal	Employed	4	Fair	0.535637	227,918	4	Timothyport	FM	Benin	0	1	Low
24	Non-binary	Master's	Single	31,091	788	25,880	Personal	Self-employed	15	Good	0.339003	162,996	0	Carrtown	MD	Western Sahara	0	2	Low
32	Non-binary	Bachelor's	Single	88,606	683	25,894	Business	Unemployed	5	Poor	0.448162	24,768	4	West Suzanneside	AZ	Iran	3	2	Medium
69	Non-binary	Master's	Widowed	33,686	698	47,501	Business	Employed	5	Poor	0.14507	216,923	4	South Daniel	IN	China	2	2	Low
34	Non-binary	PhD	Divorced	92,495	691	30,947	Personal	Unemployed	18	Excellent	0.271468	58,075	4	North Johnborough	MD	Papua New Guinea	4	1	Low
20	Female	Master's	Married	55,388	678	27,280	Business	Employed	13	Excellent	0.534337	73,829	4	New Allenborough	VI	Jersey	0	2	Medium
22	Female	High School	Single	36,225	790	47,148	Home	Employed	15	Good	0.223226	158,530	1	Lake Karen	MP	Zimbabwe	0	2	Low
28	Female	Master's	Divorced	79,272	null	40,294	Home	Unemployed	9	Poor	0.425832	261,253	null	Evelynburgh	IA	Djibouti	1	0	Medium
34	Non-binary	PhD	Divorced	97,391	671	null	Home	Unemployed	14	Poor	0.336167	285,405	4	Millerfort	MO	United States Virgin Islands	1	0	Medium
45	Female	Master's	Married	null	731	43,080	Auto	Employed	10	Excellent	0.130903	115,347	4	Lake Maria	RI	Swaziland	0	2	Low
62	Male	PhD	Widowed	null	632	31,425	Personal	Self-employed	13	Good	0.240632	266,282	4	North Lisaville	HI	Tajikistan	0	2	Medium
44	Male	Master's	Divorced	44,502	771	null	Personal	Employed	12	Poor	0.177363	192,224	3	Flynnhaven	AL	Turkey	4	1	High
30	Male	Master's	Single	104,624	633	40,183	Personal	Employed	11	Fair	0.101865	171,342	0	Craigport	KS	British Virgin Islands	3	0	Medium
43	Non-binary	High School	Divorced	null	670	15,621	Business	Unemployed	9	Poor	0.143733	94,341	2	Mariaburgh	GA	Hungary	1	1	High
61	Non-binary	PhD	Single	69,250	723	32,682	Business	Unemployed	10	Fair	0.542622	29,359	4	Port Andreahaven	FM	Montserrat	2	2	Low
29	Male	Bachelor's	Widowed	104,257	null	48,261	Home	Unemployed	11	Excellent	0.450982	70,425	0	Johnsonport	VI	United Arab Emirates	null	2	Medium
38	Male	Bachelor's	Married	76,843	748	7,970	Business	Self-employed	19	Fair	0.206055	207,297	2	Matthewville	NV	Trinidad and Tobago	4	1	Medium
59	Male	PhD	Single	26,228	784	null	Personal	Self-employed	8	Good	0.453314	153,578	null	East Peter	MO	Cameroon	null	1	Medium
27	Non-binary	Master's	Widowed	77,331	778	6,952	Business	Unemployed	1	Poor	0.260177	214,296	0	South Justin	ND	Argentina	null	1	Low
55	Male	High School	Widowed	53,339	794	35,311	Personal	Unemployed	7	Fair	0.139595	47,655	1	New Davidview	WY	Colombia	0	1	Low
40	Male	Master's	Widowed	88,040	671	null	Personal	Self-employed	2	Poor	0.166405	201,968	4	Kellyhaven	MO	Christmas Island	3	2	Low
25	Male	Master's	Divorced	28,463	736	34,181	Business	Employed	9	Excellent	0.579518	165,945	1	Hansonmouth	NJ	Marshall Islands	3	1	Low
45	Female	High School	Widowed	97,734	697	null	Personal	Self-employed	18	Excellent	0.243744	211,513	0	New Danielleview	ME	Saint Lucia	2	2	Low
62	Non-binary	Bachelor's	Single	57,305	null	6,716	Business	Unemployed	12	Excellent	0.366744	294,153	1	Connormouth	CO	Tuvalu	4	2	Low
39	Non-binary	Bachelor's	Married	107,054	611	10,520	Business	Employed	7	Poor	0.177283	null	2	Mahoneyshire	WY	Cameroon	4	2	Low
40	Female	Bachelor's	Widowed	86,083	769	41,568	Personal	Employed	12	Good	0.318871	null	null	Lake Donald	IL	Cook Islands	null	2	High
33	Female	Bachelor's	Single	118,983	694	42,879	Business	Unemployed	3	Excellent	0.429114	169,205	1	Charlottemouth	AK	Sudan	0	0	Low
41	Male	PhD	Widowed	null	627	46,907	Auto	Unemployed	10	Poor	0.326008	138,118	3	Jacobstad	OK	Palau	4	1	Medium
29	Non-binary	PhD	Married	115,603	714	43,809	Auto	Self-employed	13	Excellent	0.176198	250,967	4	Sotostad	VI	Guinea-Bissau	1	1	Low
55	Male	High School	Divorced	30,224	677	43,924	Auto	Unemployed	8	Fair	0.388281	297,804	null	West Emily	PW	Cayman Islands	null	2	Low
25	Female	Bachelor's	Single	47,579	null	31,806	Home	Unemployed	15	Good	0.161842	111,361	1	Amandaport	PR	Palau	0	0	Low
46	Female	Bachelor's	Single	null	723	5,099	Home	Employed	16	Poor	0.507242	208,632	1	North Brad	RI	Russian Federation	3	0	Low
21	Male	Master's	Widowed	82,694	662	21,519	Home	Unemployed	9	Fair	0.377134	40,833	0	Lake Davidville	PA	Armenia	2	0	Medium
61	Female	High School	Single	32,247	790	45,043	Business	Unemployed	10	Fair	0.440212	195,448	3	Jodystad	IL	Montserrat	null	0	Low
39	Female	Bachelor's	Single	66,007	723	19,307	Home	Self-employed	15	Excellent	0.43724	184,100	1	Robertberg	MP	Burundi	1	1	Medium
52	Male	High School	Married	96,089	622	49,088	Home	Unemployed	2	Fair	0.110019	77,533	4	New Desiree	AS	Bangladesh	2	1	Medium
46	Non-binary	PhD	Widowed	119,821	766	22,013	Personal	Self-employed	0	Excellent	0.354322	203,383	2	Jenniferberg	OH	Brazil	null	0	Low
37	Male	Master's	Widowed	84,270	null	32,745	Business	Unemployed	19	Good	0.276724	129,436	2	New Vincenthaven	FL	Canada	null	0	Low
28	Non-binary	High School	Widowed	43,395	742	10,913	Personal	Employed	8	Good	0.21146	134,527	2	Alanfurt	MN	Ecuador	2	0	Low
30	Non-binary	Bachelor's	Married	68,436	638	32,962	Business	Employed	15	Poor	0.504607	null	2	Lake Denisefurt	PR	Ecuador	2	0	Medium
59	Non-binary	High School	Widowed	97,233	774	40,763	Personal	Employed	4	Poor	0.473631	116,396	4	Troychester	VA	Georgia	0	2	Low
30	Non-binary	Master's	Widowed	null	689	22,358	Auto	Unemployed	12	Fair	0.309075	105,599	3	East Annabury	DE	Guam	4	0	High
25	Non-binary	Master's	Widowed	115,373	643	46,216	Auto	Employed	15	Good	0.178901	110,853	3	Brandonland	MD	Singapore	4	2	Medium
21	Non-binary	High School	Widowed	null	618	18,111	Auto	Employed	13	Poor	0.194345	76,636	3	Adamside	KY	Korea	2	1	Low
43	Female	Master's	Single	55,548	612	24,208	Personal	Employed	6	Poor	0.119826	246,699	4	Jonesville	NC	Belize	null	2	Low
62	Non-binary	Bachelor's	Single	40,948	676	37,593	Home	Unemployed	16	Fair	0.400821	200,186	4	East Kevin	OH	Cocos (Keeling) Islands	1	1	Medium
55	Male	High School	Single	25,833	736	40,477	Personal	Self-employed	6	Good	0.459518	87,514	4	Lowerychester	AR	Sierra Leone	3	0	Low
24	Non-binary	Bachelor's	Married	73,462	756	49,504	Business	Unemployed	13	Excellent	0.258308	292,857	4	Port Annmouth	NM	Iceland	3	1	Medium
60	Female	Bachelor's	Single	89,654	646	null	Personal	Employed	12	Excellent	0.337413	null	null	Sarahport	PA	New Zealand	2	1	Medium
65	Non-binary	Bachelor's	Divorced	67,470	687	null	Business	Self-employed	14	Poor	0.103238	117,387	1	Vegaberg	VT	New Caledonia	2	2	High
43	Female	Bachelor's	Widowed	50,011	685	42,261	Personal	Employed	18	Fair	0.125915	143,489	4	New John	HI	Svalbard & Jan Mayen Islands	0	1	Low
53	Non-binary	PhD	Married	112,782	728	12,565	Home	Self-employed	18	Excellent	0.240284	221,694	4	Tannerview	WY	Norway	null	1	Medium
18	Male	High School	Married	95,276	null	27,137	Personal	Self-employed	11	Poor	0.178399	null	null	South Nicholas	NC	Grenada	4	2	Medium
47	Male	High School	Widowed	46,245	658	29,117	Business	Unemployed	4	Poor	0.497034	198,807	2	Vargasfort	MS	Kenya	0	2	Low
18	Non-binary	Master's	Widowed	null	675	45,004	Personal	Unemployed	8	Good	0.480483	94,670	2	Monroemouth	TX	Somalia	1	2	Low
20	Male	Bachelor's	Divorced	116,576	661	31,838	Personal	Self-employed	14	Poor	0.203051	286,754	4	Martinport	OR	Lesotho	1	0	Low
20	Male	Master's	Widowed	24,554	737	18,107	Business	Employed	6	Fair	0.134841	43,603	2	South Paul	ND	Cote d'Ivoire	0	1	High
23	Male	PhD	Divorced	99,056	623	25,500	Business	Unemployed	10	Good	0.162317	143,112	2	Thomasport	NM	Antarctica (the territory South of 60 deg S)	2	2	Low
58	Male	Master's	Divorced	58,397	null	null	Personal	Self-employed	1	Poor	0.244023	36,872	2	Nashville	PW	Cape Verde	4	0	Low
49	Male	Bachelor's	Married	null	null	49,328	Auto	Unemployed	4	Fair	0.389746	262,337	1	Rosefurt	TN	France	0	2	Low
38	Male	PhD	Widowed	null	null	12,190	Business	Employed	15	Fair	0.128353	281,561	null	Lake Jeffrey	WI	Dominica	3	2	Low
28	Female	Master's	Widowed	96,309	656	35,530	Home	Employed	17	Poor	0.338279	null	3	Paulaville	MA	Lesotho	0	2	Medium
39	Male	Bachelor's	Married	35,154	613	9,824	Home	Self-employed	14	Poor	0.548313	284,754	2	Ryanton	WA	Senegal	1	2	Low
37	Male	Bachelor's	Married	49,677	767	40,692	Personal	Self-employed	9	Fair	0.568906	128,373	3	Port Anthonyborough	ID	United States Virgin Islands	1	0	Medium
62	Male	Bachelor's	Divorced	40,910	null	23,169	Auto	Self-employed	0	Excellent	0.474246	285,387	0	Daltonton	DE	Puerto Rico	0	0	Low
19	Female	Bachelor's	Widowed	56,719	null	14,322	Home	Self-employed	19	Poor	0.194828	26,978	3	South Haley	MH	Timor-Leste	0	2	Low
32	Non-binary	High School	Married	60,584	792	37,736	Business	Employed	9	Poor	0.315448	111,544	null	Port Bryan	VT	Thailand	0	0	Medium
52	Male	High School	Single	70,044	null	18,874	Business	Unemployed	10	Poor	0.561089	276,582	2	North Jessicabury	GU	Spain	1	2	Medium
50	Female	Bachelor's	Single	42,875	619	null	Home	Employed	3	Good	0.582361	86,087	0	Wilsonburgh	RI	United States Minor Outlying Islands	1	1	Low
42	Female	Bachelor's	Single	37,422	788	null	Home	Unemployed	0	Excellent	0.1204	75,878	4	Port Claudiaton	NH	Burkina Faso	0	0	Low
49	Female	Bachelor's	Single	34,962	644	34,884	Auto	Unemployed	1	Fair	0.27401	145,700	null	South Brian	CT	Somalia	4	0	Low
66	Non-binary	High School	Married	25,293	null	10,729	Auto	Self-employed	9	Poor	0.286305	77,231	0	Sarahton	LA	Guinea	0	2	Medium
19	Female	High School	Divorced	97,125	791	41,214	Auto	Employed	5	Good	0.235876	233,060	1	Charlesfurt	IN	Romania	1	1	Medium
44	Male	Master's	Widowed	61,941	657	13,992	Business	Employed	0	Fair	0.410313	206,751	null	Port Sarahberg	MT	Indonesia	2	2	High
66	Female	High School	Married	null	743	36,745	Personal	Self-employed	18	Excellent	0.181972	65,868	3	North Allenfurt	CO	Central African Republic	0	0	Low
35	Non-binary	Bachelor's	Married	null	695	null	Auto	Unemployed	0	Poor	0.445736	171,608	null	Port Catherinebury	IL	Russian Federation	4	1	Low
58	Female	PhD	Divorced	79,683	605	29,300	Auto	Self-employed	14	Good	0.200562	141,977	2	Stephenhaven	OR	Greece	null	0	Low
45	Female	High School	Widowed	null	724	47,235	Business	Unemployed	5	Poor	0.492973	121,398	1	Port Walter	KY	Portugal	4	2	Low
34	Female	Bachelor's	Single	70,756	663	13,499	Home	Self-employed	18	Poor	0.378353	135,194	1	Burtontown	AL	Nepal	2	1	Medium
61	Female	High School	Single	107,486	744	15,497	Business	Self-employed	16	Poor	0.345019	294,396	0	West Donald	WY	Mozambique	4	1	Low
36	Female	High School	Single	null	681	44,735	Business	Self-employed	17	Fair	0.535024	29,087	4	Port Danieltown	WV	Brunei Darussalam	3	1	Medium
31	Non-binary	High School	Single	89,445	null	null	Auto	Employed	14	Good	0.48723	158,059	2	Kochhaven	FL	Azerbaijan	3	1	High
40	Non-binary	High School	Divorced	44,647	735	27,632	Personal	Self-employed	17	Poor	0.127437	288,958	3	Brownborough	GA	Zimbabwe	0	1	Low
21	Non-binary	PhD	Single	28,250	642	34,336	Personal	Unemployed	0	Excellent	0.559331	null	1	Ruiztown	AR	Singapore	2	1	Low
34	Male	Bachelor's	Divorced	28,933	null	28,397	Business	Employed	2	Fair	0.2027	298,625	0	Neilberg	MP	Isle of Man	4	1	High
56	Non-binary	Master's	Widowed	83,089	744	48,868	Business	Unemployed	17	Poor	0.412098	270,483	3	Summersborough	NC	Sierra Leone	4	1	Medium
31	Female	PhD	Widowed	null	796	30,081	Home	Unemployed	1	Excellent	0.273076	153,155	0	West Alexis	IL	Hong Kong	2	2	Medium
34	Female	Master's	Married	90,487	623	48,478	Auto	Self-employed	13	Poor	0.377954	212,532	null	Lake Karafurt	PR	Ecuador	0	2	Medium
44	Non-binary	High School	Divorced	36,167	622	25,790	Home	Unemployed	1	Excellent	0.427969	43,847	4	Staffordside	MO	Paraguay	4	2	Low
51	Non-binary	Bachelor's	Married	29,179	651	5,606	Business	Self-employed	14	Excellent	0.431212	246,520	1	South Melissa	DE	Norfolk Island	1	2	Low
38	Male	Master's	Widowed	null	693	null	Home	Employed	5	Good	0.458466	87,711	2	Oliviashire	CT	Honduras	3	0	High
18	Non-binary	Master's	Married	97,090	631	42,140	Home	Employed	17	Good	0.12778	180,149	null	West Stephen	NE	Montserrat	3	1	Medium
41	Non-binary	PhD	Married	47,313	755	18,830	Personal	Unemployed	0	Good	0.39898	32,946	4	Mcdanielside	LA	Ukraine	2	0	Low
63	Female	PhD	Widowed	57,282	null	27,466	Home	Unemployed	9	Fair	0.301378	121,164	null	Lake Ericside	NY	Swaziland	null	1	Low

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