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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
37	Female	High School	Married	null	728	9,985	Business	Unemployed	10	Fair	0.368679	126,741	4	Daniellebury	VT	Hong Kong	2	1	High
24	Female	Bachelor's	Single	41,162	646	47,191	Home	Unemployed	0	Excellent	0.418394	116,129	1	Williamchester	UT	Ethiopia	null	2	High
65	Male	High School	Widowed	63,401	635	40,030	Personal	Employed	4	Poor	0.48804	200,753	2	Jamesview	SC	Grenada	2	2	Low
55	Female	Master's	Married	30,384	null	14,766	Personal	Employed	8	Poor	0.177909	null	1	South Mollyhaven	OK	Czech Republic	null	2	Low
57	Non-binary	High School	Widowed	108,148	633	23,508	Home	Unemployed	8	Fair	0.202647	259,766	2	Samuelton	ME	Pakistan	0	1	Medium
47	Female	PhD	Married	74,911	664	null	Auto	Self-employed	17	Good	0.115067	168,268	2	Jamieberg	CT	Slovakia (Slovak Republic)	3	0	Medium
26	Male	PhD	Widowed	null	651	null	Personal	Employed	14	Poor	0.316427	156,321	3	West Aaron	KS	Samoa	0	0	Low
28	Male	PhD	Single	null	772	43,187	Business	Employed	16	Excellent	0.454107	171,389	3	Riosmouth	AZ	Benin	3	1	Low
38	Male	Master's	Married	null	null	30,929	Auto	Self-employed	1	Excellent	0.208519	287,533	1	Thomasberg	NV	Falkland Islands (Malvinas)	4	2	Low
64	Female	Bachelor's	Divorced	103,967	668	8,513	Business	Employed	1	Excellent	0.386088	139,932	2	Lake Jamie	DC	United Arab Emirates	1	2	Medium
33	Non-binary	PhD	Divorced	116,969	694	5,465	Personal	Employed	2	Poor	0.138078	155,501	1	Garciafort	KY	Guernsey	null	0	Medium
44	Non-binary	Bachelor's	Single	null	625	16,304	Auto	Self-employed	19	Poor	0.219594	135,256	3	Natashaview	NE	Thailand	3	0	High
19	Male	High School	Divorced	24,163	753	14,362	Auto	Employed	19	Excellent	0.299366	116,590	0	West Michelleville	CO	Latvia	4	1	High
51	Male	Master's	Married	59,913	793	46,664	Business	Employed	11	Excellent	0.379126	null	4	South Laura	CO	San Marino	4	1	Low
44	Female	High School	Married	78,906	657	29,796	Auto	Unemployed	4	Fair	0.16817	149,758	0	New Joseph	IL	Pitcairn Islands	null	0	Low
20	Male	Bachelor's	Divorced	81,742	645	7,162	Personal	Self-employed	6	Good	0.546804	null	1	Port Caseyburgh	OK	Christmas Island	2	0	Low
61	Non-binary	Bachelor's	Married	111,434	null	16,736	Personal	Unemployed	0	Good	0.26946	113,304	null	Maryberg	TX	Bosnia and Herzegovina	3	0	Low
23	Non-binary	Bachelor's	Divorced	44,660	688	19,474	Home	Unemployed	14	Excellent	0.129733	290,916	2	Donaldsonfurt	MA	Tuvalu	4	0	Medium
37	Male	Bachelor's	Widowed	44,806	756	5,565	Auto	Self-employed	1	Good	0.183584	40,603	4	East Anneshire	MD	Trinidad and Tobago	null	0	High
36	Non-binary	Master's	Divorced	105,523	664	23,710	Personal	Employed	13	Good	0.415574	91,365	0	Port Carrie	OK	Brazil	null	1	Low
44	Female	PhD	Divorced	null	778	47,342	Auto	Self-employed	16	Excellent	0.352705	226,002	3	North Scottside	NE	Czech Republic	3	2	Low
34	Female	PhD	Divorced	105,807	730	26,131	Personal	Unemployed	13	Good	0.192396	202,969	2	Port Sarah	CT	Israel	null	2	Medium
57	Female	Master's	Single	92,043	609	9,274	Home	Unemployed	10	Good	0.133874	104,422	3	Jonesfurt	DE	Uruguay	0	0	Low
54	Male	Master's	Married	87,381	617	12,611	Personal	Employed	17	Poor	0.470408	241,773	2	Fosterstad	MD	Sweden	0	2	Low
23	Male	Master's	Single	107,938	630	null	Business	Unemployed	16	Excellent	0.278292	239,088	3	Johnsonfurt	PR	Germany	1	0	Low
63	Female	High School	Widowed	44,791	720	null	Auto	Self-employed	9	Good	0.110591	201,162	4	Lake Kelly	VA	Luxembourg	4	0	Medium
19	Male	Bachelor's	Single	29,496	null	44,766	Business	Employed	3	Excellent	0.293264	189,989	1	Jakemouth	WY	Cote d'Ivoire	3	2	Low
43	Non-binary	PhD	Married	61,132	700	5,654	Home	Employed	18	Poor	0.336443	246,098	0	Jasonland	NJ	Guyana	1	0	High
31	Female	Bachelor's	Single	42,161	714	null	Home	Employed	7	Fair	0.296887	72,775	1	Tammybury	DC	Saudi Arabia	null	1	Low
50	Male	Master's	Divorced	118,833	750	12,087	Home	Unemployed	0	Poor	0.404471	115,796	null	Williamsburgh	WY	Niger	3	0	Low
43	Male	High School	Married	91,826	null	null	Business	Employed	6	Poor	0.275052	185,558	3	Reneebury	VI	Gabon	null	2	High
27	Male	High School	Married	null	786	12,531	Personal	Employed	18	Excellent	0.145127	104,280	2	East Christopher	CA	Gibraltar	0	0	Medium
22	Non-binary	High School	Single	102,299	null	29,983	Home	Self-employed	1	Good	0.185591	87,603	1	North Chad	TN	Germany	1	0	High
19	Male	Master's	Divorced	56,726	665	7,275	Business	Employed	18	Good	0.133826	36,002	4	Jeffview	NE	Panama	null	2	Medium
21	Male	High School	Married	105,381	631	49,073	Home	Employed	3	Good	0.48304	294,640	0	Perryport	ME	Cambodia	2	2	Medium
23	Female	High School	Single	33,133	613	29,616	Personal	Unemployed	18	Excellent	0.306451	null	1	West Staceyberg	WA	Papua New Guinea	0	1	High
41	Female	High School	Divorced	null	657	29,662	Personal	Unemployed	16	Good	0.521013	128,615	4	North Jonathan	WY	Svalbard & Jan Mayen Islands	0	1	Low
52	Male	PhD	Married	33,065	634	48,272	Home	Self-employed	13	Fair	0.365278	129,573	2	Jeanhaven	MT	United States Minor Outlying Islands	1	1	Medium
41	Non-binary	High School	Single	59,979	689	null	Auto	Employed	0	Good	0.382427	97,011	3	South Miranda	OH	Tokelau	0	0	Low
55	Female	High School	Married	26,800	731	46,575	Home	Self-employed	17	Fair	0.273536	170,870	4	North Ryan	TN	Iran	1	0	Low
61	Non-binary	PhD	Widowed	21,620	760	21,882	Auto	Self-employed	7	Fair	0.222733	121,171	4	Cassandrachester	WV	Djibouti	0	1	Low
26	Male	High School	Married	39,307	631	42,994	Auto	Unemployed	19	Excellent	0.239119	143,189	4	South Adam	DC	Portugal	2	2	Medium
48	Male	High School	Widowed	115,001	652	25,286	Personal	Unemployed	7	Excellent	0.365967	63,368	1	Wardton	UT	China	2	0	Low
66	Female	Bachelor's	Single	105,641	768	35,759	Auto	Employed	4	Poor	0.457217	290,309	4	Port Paul	SD	Saint Helena	2	2	Low
34	Female	High School	Married	null	716	null	Personal	Unemployed	5	Poor	0.494974	64,176	0	West Jennifer	OK	Saudi Arabia	3	1	Low
48	Male	Master's	Married	null	null	null	Auto	Employed	2	Poor	0.389456	33,992	2	Johnton	VA	Iran	1	1	Medium
18	Non-binary	Master's	Single	32,501	789	28,289	Personal	Unemployed	4	Poor	0.203914	251,867	2	Turnerchester	ID	Qatar	1	1	Medium
25	Non-binary	Bachelor's	Widowed	78,639	707	13,554	Personal	Employed	17	Excellent	0.177607	271,003	1	Port Theresaville	PW	Nauru	3	1	Medium
45	Non-binary	Bachelor's	Divorced	93,967	712	19,887	Business	Self-employed	6	Good	0.591026	null	2	Anthonyborough	MH	Dominican Republic	1	1	Low
54	Male	Bachelor's	Widowed	null	771	5,740	Home	Unemployed	16	Excellent	0.497263	229,756	3	Johnberg	MP	Kyrgyz Republic	3	2	Low
31	Female	Bachelor's	Married	60,821	600	6,571	Auto	Self-employed	15	Good	0.358475	56,937	1	Port Keith	VT	Sweden	0	0	Low
39	Male	Bachelor's	Divorced	46,038	610	null	Business	Unemployed	15	Fair	0.322325	94,914	0	Debbiehaven	NM	Lesotho	2	2	High
28	Non-binary	Master's	Married	82,110	768	null	Business	Self-employed	13	Excellent	0.350382	265,876	null	South Michaelmouth	WY	Senegal	4	1	Low
40	Non-binary	Bachelor's	Single	73,516	null	39,091	Home	Unemployed	18	Excellent	0.413562	23,746	4	Kleinbury	TN	Cape Verde	0	0	Low
18	Male	Master's	Divorced	103,003	775	null	Home	Employed	4	Fair	0.513838	null	4	Cummingsside	LA	Bolivia	4	2	Medium
57	Male	PhD	Divorced	null	629	31,730	Auto	Employed	19	Good	0.20452	null	0	Higginsshire	PA	Switzerland	4	2	High
36	Female	High School	Single	36,108	654	47,629	Personal	Employed	10	Excellent	0.549395	159,077	2	South Gregory	MP	Albania	0	1	Low
29	Female	Master's	Widowed	null	768	28,318	Home	Self-employed	0	Poor	0.567393	223,966	3	East Jordanbury	MP	Cape Verde	null	0	Low
64	Female	Master's	Divorced	45,832	710	null	Personal	Self-employed	6	Fair	0.419548	24,836	0	Michelleburgh	OK	French Southern Territories	3	1	Low
55	Male	PhD	Widowed	105,312	622	42,011	Personal	Unemployed	18	Poor	0.341498	191,572	0	South Crystalfort	DC	Lao People's Democratic Republic	null	0	High
45	Non-binary	PhD	Divorced	97,755	714	47,459	Business	Unemployed	4	Good	0.195047	263,004	1	Flemingbury	OK	Northern Mariana Islands	0	1	Low
58	Non-binary	Bachelor's	Divorced	72,890	729	44,683	Personal	Self-employed	15	Good	0.205139	43,986	0	Munozmouth	AK	Mali	0	1	Low
30	Non-binary	High School	Divorced	38,268	784	18,878	Home	Self-employed	11	Poor	0.52636	150,597	null	Adamsport	WV	Christmas Island	1	1	Low
61	Non-binary	Master's	Divorced	56,527	603	45,719	Auto	Employed	1	Poor	0.107516	null	2	West Krista	LA	Faroe Islands	3	2	Low
25	Female	PhD	Widowed	115,773	675	null	Personal	Self-employed	19	Fair	0.38965	106,602	4	Lake Brian	TX	Cote d'Ivoire	3	1	Low
45	Male	PhD	Married	null	626	49,881	Personal	Employed	6	Fair	0.274032	55,380	3	South Rhondafort	MT	Kyrgyz Republic	2	1	Medium
50	Male	PhD	Single	89,926	null	44,876	Home	Unemployed	4	Excellent	0.528401	89,374	3	South Walter	DC	Montenegro	1	2	Low
57	Female	High School	Divorced	34,987	677	7,301	Personal	Employed	12	Poor	0.393404	160,851	4	Navarroburgh	MH	Saint Vincent and the Grenadines	2	2	Medium
57	Male	PhD	Widowed	90,030	690	43,194	Business	Employed	12	Good	0.444593	124,972	0	Priceview	TN	North Macedonia	0	0	High
22	Male	Bachelor's	Widowed	72,249	697	6,492	Personal	Employed	4	Excellent	0.292539	null	3	Robertsonchester	HI	Guam	0	0	Low
68	Female	PhD	Single	null	602	null	Personal	Employed	1	Excellent	0.426191	74,448	3	Juanville	LA	Georgia	1	0	Low
25	Female	High School	Single	29,179	691	16,771	Personal	Self-employed	2	Excellent	0.586917	null	3	Matthewsport	NM	Mozambique	3	1	Medium
59	Non-binary	Bachelor's	Married	102,168	790	13,869	Home	Employed	0	Poor	0.583678	166,313	3	East Nathanhaven	MT	Tokelau	1	0	Low
34	Male	Bachelor's	Divorced	117,686	701	30,563	Personal	Self-employed	17	Good	0.585212	66,595	4	New Josephshire	IA	Turkey	1	1	Low
18	Female	High School	Single	108,602	799	5,332	Auto	Employed	11	Poor	0.186856	76,312	3	East Maria	LA	Grenada	4	2	Medium
41	Female	PhD	Married	97,318	769	7,002	Personal	Employed	4	Poor	0.238886	null	3	Markside	WY	Chile	1	2	Low
25	Non-binary	Bachelor's	Married	null	770	null	Personal	Employed	8	Poor	0.423466	245,428	null	East Derek	VI	Montserrat	null	0	Low
45	Male	Bachelor's	Single	42,555	680	34,695	Home	Employed	4	Excellent	0.454046	null	null	Mccoyview	VI	Montenegro	2	0	Low
39	Male	Bachelor's	Married	112,222	737	33,130	Home	Employed	11	Excellent	0.425859	245,334	null	East Oscar	ID	Azerbaijan	4	1	High
68	Female	Master's	Divorced	23,346	600	null	Personal	Self-employed	0	Fair	0.589575	null	null	North Rebecca	IA	Oman	1	2	Medium
23	Female	Master's	Divorced	116,669	782	28,263	Auto	Employed	14	Excellent	0.357019	288,793	null	Martinezfurt	NE	Niue	null	1	Low
22	Female	Bachelor's	Divorced	50,268	764	19,040	Business	Unemployed	19	Poor	0.597737	124,363	0	Juliebury	DE	San Marino	null	1	Medium
64	Non-binary	High School	Divorced	80,044	706	8,392	Auto	Self-employed	6	Poor	0.506514	187,417	4	Paulashire	KS	British Virgin Islands	2	0	Low
35	Non-binary	PhD	Divorced	31,377	690	26,570	Home	Unemployed	16	Good	0.40261	111,597	3	West Michael	MO	Rwanda	0	0	Low
45	Non-binary	Bachelor's	Divorced	105,977	null	36,285	Personal	Self-employed	11	Good	0.102212	228,883	4	South Robert	CT	Northern Mariana Islands	1	0	Medium
42	Non-binary	Bachelor's	Widowed	89,070	null	18,488	Personal	Employed	11	Excellent	0.55516	53,198	2	Johnsonfurt	WY	Marshall Islands	1	2	Low
66	Male	High School	Married	72,748	711	null	Home	Unemployed	5	Good	0.197164	190,518	4	Nathanstad	VI	Hong Kong	2	2	Low
36	Female	Master's	Widowed	39,750	649	12,139	Auto	Employed	19	Fair	0.40576	106,118	3	Erinton	SD	Belarus	2	2	High
30	Male	High School	Widowed	92,195	661	17,862	Personal	Unemployed	13	Excellent	0.492519	null	2	Brandimouth	AL	Senegal	null	1	High
45	Non-binary	Bachelor's	Divorced	115,515	718	45,789	Personal	Unemployed	12	Fair	0.323738	null	4	North Adammouth	NE	Cayman Islands	0	0	Medium
49	Non-binary	Bachelor's	Widowed	116,093	723	42,926	Home	Self-employed	4	Fair	0.212952	40,257	2	Smithview	IA	Sudan	null	2	Medium
48	Male	High School	Divorced	88,283	720	null	Auto	Employed	10	Excellent	0.109378	108,752	3	Rodriguezville	CO	Belize	3	2	Low
30	Male	Bachelor's	Widowed	89,541	662	null	Home	Self-employed	9	Excellent	0.404412	274,820	2	North Jessicaton	MT	Aruba	4	2	Low
37	Non-binary	Master's	Widowed	108,509	701	null	Business	Self-employed	16	Poor	0.166705	219,044	0	North Deborahfort	NJ	Bosnia and Herzegovina	4	2	High
30	Female	Bachelor's	Single	90,480	null	23,125	Personal	Employed	4	Excellent	0.327964	113,249	4	New Christine	IL	Bangladesh	4	0	Medium
46	Female	Bachelor's	Married	46,671	791	12,092	Auto	Employed	2	Fair	0.120895	105,478	3	Susanmouth	VA	Mauritania	1	0	Low
53	Male	High School	Divorced	75,210	629	46,073	Auto	Self-employed	1	Poor	0.252795	150,556	0	West Anthony	PW	Saint Martin	0	2	Medium
53	Non-binary	High School	Single	null	642	19,497	Business	Employed	1	Poor	0.598431	227,148	1	Lyonsshire	MT	Kazakhstan	3	1	Low
64	Non-binary	Bachelor's	Divorced	null	704	26,636	Business	Employed	16	Fair	0.115511	null	0	New Justinfurt	MP	Wallis and Futuna	2	1	Low
50	Female	Master's	Married	39,623	782	9,214	Home	Self-employed	3	Good	0.338953	193,342	2	North Peterfurt	CO	Turkey	0	0	Medium

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