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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
52	Female	Bachelor's	Married	25,988	727	null	Home	Employed	8	Excellent	0.463729	141,156	null	West Nicoleview	MO	Cameroon	3	0	Medium
56	Non-binary	High School	Widowed	38,722	null	32,686	Auto	Unemployed	13	Excellent	0.493566	null	2	Johnsonburgh	MA	Australia	null	2	Low
37	Non-binary	Bachelor's	Widowed	65,221	763	44,264	Home	Unemployed	9	Excellent	0.301996	196,053	1	Lake Jonathan	KS	Anguilla	2	0	High
59	Female	High School	Married	37,907	null	39,055	Personal	Unemployed	8	Good	0.164555	null	null	New Amy	SD	Nigeria	0	2	Low
40	Non-binary	PhD	Widowed	115,833	734	6,488	Auto	Employed	4	Excellent	0.233933	26,634	3	West Charles	KY	Bulgaria	null	1	Medium
34	Male	PhD	Married	null	637	18,682	Personal	Unemployed	16	Fair	0.120994	175,387	2	Shawmouth	MP	Tanzania	0	2	Low
48	Non-binary	Bachelor's	Widowed	109,364	668	15,281	Auto	Unemployed	16	Good	0.167345	296,493	3	East Jason	RI	Mauritania	2	0	Low
41	Female	PhD	Single	20,185	670	37,897	Business	Employed	8	Poor	0.335747	258,954	1	Moraleschester	ID	Equatorial Guinea	4	0	Medium
40	Non-binary	Bachelor's	Widowed	79,379	774	null	Business	Employed	1	Good	0.373437	253,816	4	Averytown	AL	Ghana	3	0	High
45	Female	High School	Widowed	28,469	635	27,982	Home	Unemployed	1	Good	0.576872	168,066	2	Lake Kelseymouth	PR	Ukraine	3	0	Low
68	Female	High School	Divorced	20,888	null	null	Auto	Unemployed	2	Excellent	0.284444	237,983	4	North Larry	KY	French Southern Territories	3	1	Low
43	Male	Bachelor's	Widowed	30,002	614	36,736	Home	Self-employed	16	Poor	0.431941	146,180	3	Lake Jillport	FM	Isle of Man	1	0	Low
39	Non-binary	Master's	Divorced	117,192	689	21,888	Business	Self-employed	2	Excellent	0.370108	null	null	Lake Jared	UT	Argentina	2	1	Medium
26	Female	Master's	Single	112,199	647	42,982	Home	Employed	13	Fair	0.105343	228,001	null	South Gavinfort	VT	Saint Lucia	1	2	Low
34	Male	Bachelor's	Divorced	95,955	618	null	Home	Unemployed	6	Excellent	0.408296	262,852	0	New Ruth	VA	Norway	3	2	Low
57	Female	Master's	Single	39,121	641	40,720	Auto	Unemployed	9	Fair	0.555054	142,231	2	Port Sarahshire	AK	Western Sahara	3	0	High
62	Female	High School	Married	null	626	7,215	Auto	Employed	3	Poor	0.457413	154,315	1	North Kevin	NM	Bahrain	4	0	Low
33	Female	High School	Widowed	29,033	648	42,112	Personal	Self-employed	1	Excellent	0.308766	88,385	1	Dawntown	AK	Serbia	2	2	Medium
68	Non-binary	Bachelor's	Widowed	88,637	724	40,076	Personal	Self-employed	19	Fair	0.460504	104,810	0	Hammondstad	OR	Ecuador	null	1	High
63	Non-binary	Master's	Married	103,130	690	null	Business	Unemployed	5	Good	0.554489	68,019	0	Courtneymouth	FL	Germany	null	1	Low
67	Male	Master's	Married	70,806	600	22,018	Business	Self-employed	9	Good	0.478278	78,437	2	Paynebury	MP	Vanuatu	3	0	Medium
35	Non-binary	High School	Widowed	80,098	692	24,119	Auto	Self-employed	16	Good	0.39802	274,489	0	Andrewborough	SC	Spain	2	1	Low
39	Female	Master's	Divorced	null	732	null	Business	Unemployed	15	Poor	0.321896	146,107	1	Jenkinsville	AS	Gibraltar	3	0	Low
44	Male	Bachelor's	Divorced	null	650	null	Business	Self-employed	2	Excellent	0.552916	220,671	null	Baileystad	GU	Serbia	4	2	Low
26	Male	Bachelor's	Divorced	114,711	684	43,402	Auto	Employed	12	Poor	0.243014	null	1	Martinberg	NC	Bahrain	4	1	Low
26	Female	Bachelor's	Single	45,482	null	28,707	Personal	Employed	10	Fair	0.286171	138,642	4	Christophermouth	FM	Tonga	2	0	Medium
35	Male	Master's	Widowed	73,812	735	6,562	Home	Employed	0	Good	0.479256	153,107	3	Lake Jermaineville	RI	United States Virgin Islands	2	0	Medium
55	Male	Master's	Divorced	56,380	758	40,216	Personal	Self-employed	6	Excellent	0.149673	179,718	1	Riddleville	NM	Mexico	0	2	High
20	Male	PhD	Married	82,934	null	45,686	Home	Employed	6	Excellent	0.575381	100,471	4	New Brenda	MT	Timor-Leste	2	0	Medium
25	Male	Master's	Divorced	62,637	782	5,785	Home	Employed	9	Excellent	0.439388	274,121	null	Sherryhaven	AR	Armenia	3	1	Low
34	Non-binary	PhD	Widowed	35,977	715	18,554	Auto	Self-employed	12	Excellent	0.5849	null	4	Port Rachelport	SC	Albania	3	1	Low
54	Male	High School	Divorced	117,417	690	31,631	Personal	Employed	8	Excellent	0.108749	115,543	4	Lake Helenshire	FM	Anguilla	0	2	Low
52	Male	High School	Married	77,872	761	23,358	Business	Unemployed	19	Poor	0.198099	151,650	4	Calderonberg	MS	Saint Kitts and Nevis	4	1	Medium
45	Non-binary	PhD	Married	36,127	701	40,624	Home	Employed	3	Excellent	0.408646	32,098	3	Port Jerome	MS	Andorra	4	2	Medium
28	Female	Master's	Married	55,985	683	43,661	Personal	Employed	13	Fair	0.435383	247,277	2	Kathleenmouth	WY	New Zealand	4	2	Low
28	Female	High School	Married	118,979	777	38,566	Home	Self-employed	2	Good	0.40849	75,226	3	Jamesside	TX	Liberia	0	1	Low
65	Female	High School	Single	32,741	675	7,917	Business	Self-employed	19	Excellent	0.376807	133,868	4	Lake Craigville	HI	Guam	null	2	Medium
18	Female	PhD	Widowed	104,600	612	45,506	Personal	Self-employed	2	Poor	0.317302	232,364	4	Burnettmouth	FL	Congo	0	1	Low
27	Male	PhD	Married	100,880	704	16,656	Auto	Unemployed	13	Good	0.150136	121,449	0	South Jonathanhaven	DE	Micronesia	3	1	Low
31	Female	Master's	Married	84,796	670	42,344	Home	Unemployed	3	Good	0.485949	173,406	3	Villegasmouth	MP	Saint Helena	1	0	Low
36	Non-binary	High School	Divorced	65,984	781	23,723	Home	Unemployed	7	Excellent	0.186945	37,657	4	Andersonville	LA	Singapore	null	0	Medium
59	Male	Master's	Divorced	40,932	775	48,703	Personal	Employed	18	Fair	0.314291	176,305	null	Huynhshire	CA	Korea	null	1	Low
45	Female	Bachelor's	Divorced	30,935	668	29,987	Auto	Self-employed	0	Good	0.437245	148,136	3	Amberside	SC	Yemen	2	2	Medium
41	Non-binary	PhD	Single	106,348	611	16,284	Home	Employed	12	Good	0.282897	281,924	0	Brownborough	SC	Kiribati	1	1	Low
36	Female	Master's	Divorced	42,880	661	null	Business	Unemployed	1	Excellent	0.272762	null	4	East Joeville	AS	Belgium	3	2	Low
58	Female	Bachelor's	Widowed	93,396	607	29,464	Home	Employed	16	Fair	0.192853	151,725	null	Juarezstad	NC	Austria	2	0	Medium
64	Non-binary	Master's	Married	102,307	799	11,302	Auto	Self-employed	15	Excellent	0.448302	215,528	null	Russellshire	WV	Swaziland	2	0	Low
60	Male	Bachelor's	Married	48,805	737	13,853	Business	Employed	6	Poor	0.278885	149,468	0	West Michaelberg	AK	New Zealand	1	2	Low
67	Male	High School	Divorced	44,318	712	40,535	Personal	Unemployed	8	Good	0.124931	178,284	null	Lauriehaven	NY	Australia	4	2	Medium
32	Male	Bachelor's	Single	86,473	758	22,117	Auto	Unemployed	11	Good	0.191076	222,848	4	West Catherineport	KS	Trinidad and Tobago	3	1	High
49	Female	Master's	Single	110,703	609	null	Personal	Self-employed	0	Excellent	0.544188	152,265	3	East Michele	MP	Saint Martin	4	2	Low
67	Male	PhD	Married	91,521	725	41,269	Home	Self-employed	13	Fair	0.533291	null	3	West Johnmouth	AL	Rwanda	null	1	High
18	Male	Master's	Single	null	612	34,278	Business	Unemployed	0	Poor	0.101769	null	null	West Jamiehaven	CO	Malta	4	0	Medium
44	Non-binary	PhD	Widowed	98,347	624	41,759	Auto	Employed	13	Poor	0.153736	124,813	4	Elizabethmouth	SC	Ecuador	0	1	High
53	Male	High School	Single	90,345	779	23,181	Home	Self-employed	12	Fair	0.224792	273,425	0	Morgantown	SC	Gabon	1	1	Medium
64	Non-binary	Master's	Divorced	70,325	762	48,903	Business	Self-employed	18	Fair	0.139649	69,319	4	West Deborah	MP	Christmas Island	0	1	Low
29	Female	High School	Single	31,955	684	43,989	Business	Unemployed	12	Poor	0.339846	93,732	4	East Taylor	AZ	Cape Verde	2	2	Medium
38	Female	High School	Divorced	112,301	635	6,446	Auto	Employed	10	Good	0.207213	null	2	Wangton	TN	Andorra	1	1	High
49	Male	PhD	Single	41,865	752	38,445	Auto	Unemployed	19	Good	0.467941	23,278	0	Lisaside	KS	Belgium	3	0	Medium
39	Female	PhD	Divorced	66,806	null	12,993	Home	Self-employed	17	Fair	0.174856	136,414	3	Weaverchester	WY	Pakistan	null	1	Low
39	Male	Bachelor's	Single	114,182	788	29,990	Business	Self-employed	8	Excellent	0.411741	109,842	4	Davisfort	AS	Andorra	4	0	Low
56	Non-binary	High School	Widowed	102,318	620	34,290	Home	Unemployed	3	Fair	0.286986	79,526	3	North Anthonyhaven	AL	Taiwan	null	0	Low
36	Female	Bachelor's	Single	50,161	625	35,934	Business	Unemployed	0	Excellent	0.498218	null	3	Julieview	VI	Bolivia	0	2	Low
45	Male	Master's	Married	24,942	706	45,673	Personal	Unemployed	11	Good	0.409127	null	null	Silvaview	AL	Venezuela	2	0	Low
29	Female	Bachelor's	Married	89,254	742	32,817	Personal	Unemployed	11	Excellent	0.424677	76,648	2	East Brianhaven	AZ	Serbia	null	1	Low
35	Non-binary	Bachelor's	Divorced	101,454	762	16,768	Personal	Unemployed	0	Poor	0.161799	59,293	2	North Richard	VI	Azerbaijan	3	2	Medium
42	Male	PhD	Single	115,192	767	39,562	Personal	Employed	18	Fair	0.166505	240,199	null	Georgeshire	KS	Turkey	0	0	Low
43	Non-binary	Bachelor's	Widowed	92,468	613	44,035	Personal	Unemployed	5	Fair	0.348953	194,785	null	Lake Elizabeth	NE	Madagascar	4	2	Low
53	Male	Bachelor's	Divorced	26,107	634	5,340	Personal	Unemployed	4	Poor	0.48874	126,173	1	Lake Franciscoport	SD	Bahamas	null	1	Low
21	Male	PhD	Single	111,253	701	42,411	Home	Self-employed	12	Fair	0.210193	null	null	Lake Johnny	HI	Angola	null	0	Low
27	Male	Master's	Divorced	38,773	601	null	Business	Employed	5	Excellent	0.24108	59,199	null	Kennedyton	WY	Saint Helena	2	2	Medium
19	Non-binary	Master's	Divorced	60,148	701	21,173	Home	Unemployed	8	Excellent	0.567661	242,488	2	Joshuatown	AL	Serbia	null	0	Low
68	Non-binary	PhD	Married	53,743	639	null	Personal	Employed	1	Poor	0.333923	263,904	null	South Kara	NM	Saint Kitts and Nevis	2	1	Medium
34	Male	PhD	Divorced	60,730	766	18,024	Personal	Self-employed	10	Excellent	0.436477	156,665	null	Kingshire	MI	Nepal	0	2	High
38	Female	PhD	Single	84,736	750	40,252	Business	Employed	0	Excellent	0.296728	106,637	0	Sarahhaven	FL	Ghana	2	0	Low
46	Non-binary	Master's	Single	63,043	null	26,655	Business	Unemployed	18	Fair	0.199952	77,939	4	New Sara	AR	Mauritania	1	2	Medium
43	Male	Master's	Single	78,209	756	38,755	Home	Unemployed	13	Fair	0.138586	194,063	3	Ashleychester	OK	Bhutan	1	1	Low
69	Non-binary	Master's	Married	83,202	null	20,349	Personal	Self-employed	16	Fair	0.108163	216,630	0	Humphreyview	MH	Barbados	0	0	Low
30	Female	PhD	Widowed	117,368	null	49,838	Personal	Self-employed	10	Excellent	0.573877	146,030	4	East Matthewchester	CO	Sri Lanka	null	1	Medium
38	Male	High School	Single	112,064	688	10,974	Home	Self-employed	15	Fair	0.337286	81,989	4	Francishaven	NJ	Cape Verde	0	2	Medium
31	Male	High School	Widowed	82,103	689	35,465	Auto	Self-employed	16	Fair	0.591014	297,612	1	Mcguirestad	MS	Wallis and Futuna	1	2	Low
41	Female	High School	Married	52,788	793	40,354	Business	Employed	2	Poor	0.269788	160,676	1	South Meganfort	WY	Haiti	3	2	Low
31	Female	Master's	Divorced	72,365	null	48,758	Auto	Self-employed	2	Good	0.302918	null	null	New Jennifermouth	IA	Austria	0	0	Medium
65	Non-binary	High School	Single	106,934	663	6,604	Business	Unemployed	15	Poor	0.303482	179,799	4	North Steven	NJ	Hong Kong	0	2	High
38	Male	Bachelor's	Divorced	38,316	null	41,320	Personal	Unemployed	2	Poor	0.536111	70,812	1	Jamestown	ID	Northern Mariana Islands	3	1	Low
47	Non-binary	Master's	Married	28,002	683	46,364	Personal	Self-employed	12	Poor	0.43718	228,557	1	Phillipschester	OK	Kyrgyz Republic	null	2	Medium
20	Male	High School	Single	68,110	740	38,122	Auto	Unemployed	5	Poor	0.513126	37,388	2	Port Kristina	KY	Iraq	null	1	Low
23	Non-binary	PhD	Widowed	118,097	null	18,243	Auto	Unemployed	14	Good	0.591235	95,468	1	Princetown	PW	Guadeloupe	3	1	Medium
41	Non-binary	PhD	Married	63,805	795	7,989	Business	Unemployed	11	Good	0.239366	129,977	null	East Andresmouth	NJ	Korea	2	0	Low
34	Male	PhD	Single	109,666	669	39,599	Business	Unemployed	3	Poor	0.504544	204,446	0	Veronicamouth	AS	Norway	1	0	Medium
50	Male	PhD	Widowed	26,677	751	14,708	Business	Employed	7	Good	0.568656	43,175	2	South Michaelbury	SD	Namibia	2	1	Low
33	Non-binary	PhD	Married	77,993	674	41,634	Business	Employed	16	Poor	0.184486	297,870	3	Port Hannah	CT	Mayotte	2	0	Medium
45	Female	Master's	Widowed	107,638	675	20,023	Business	Unemployed	18	Fair	0.269525	185,101	null	Arthurtown	PW	Portugal	2	2	High
63	Male	Bachelor's	Single	77,367	725	40,654	Auto	Self-employed	2	Good	0.533399	101,337	null	West Brittany	NM	Bahamas	1	0	Medium
18	Male	Bachelor's	Married	65,520	631	7,489	Auto	Unemployed	3	Fair	0.324394	138,398	2	Cameronland	VA	Christmas Island	null	0	Low
33	Non-binary	PhD	Widowed	98,411	662	12,402	Business	Employed	2	Fair	0.293452	88,620	1	Joshuaton	GU	Poland	null	0	Low
69	Male	PhD	Married	114,440	793	7,385	Home	Unemployed	4	Poor	0.260297	123,055	4	Joshualand	NV	Mauritania	2	1	Medium
67	Female	Bachelor's	Married	24,019	null	7,818	Auto	Employed	14	Good	0.205573	36,394	1	Edwardtown	NH	Burundi	4	2	Medium
31	Female	PhD	Divorced	null	798	9,971	Home	Unemployed	17	Excellent	0.54926	252,169	3	West Kimberly	GU	Saint Martin	3	2	High
59	Female	PhD	Married	31,360	779	null	Business	Employed	3	Fair	0.304782	49,934	3	West Scottchester	SD	Barbados	1	1	High

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