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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
23	Non-binary	Master's	Divorced	84,467	687	11,499	Business	Self-employed	7	Fair	0.535881	55,184	1	Lovefurt	ME	Denmark	1	0	Low
36	Female	High School	Widowed	119,128	701	9,512	Business	Employed	3	Good	0.346275	153,043	3	South Christopherberg	SC	Tanzania	4	2	High
61	Non-binary	PhD	Widowed	38,368	667	8,110	Personal	Unemployed	5	Good	0.457736	111,260	1	Youngville	OK	Mali	0	1	Medium
43	Male	PhD	Single	null	798	34,374	Auto	Unemployed	4	Poor	0.512031	null	2	South Kimberly	CT	Russian Federation	4	1	Low
50	Male	Bachelor's	Married	110,956	636	45,521	Personal	Employed	19	Excellent	0.363215	130,273	2	West Coleberg	OK	United Kingdom	0	1	Medium
43	Female	Bachelor's	Divorced	55,402	680	48,524	Home	Unemployed	6	Excellent	0.196779	125,447	2	New Tonya	GU	United States Virgin Islands	3	1	Medium
29	Non-binary	Bachelor's	Widowed	99,587	710	35,985	Personal	Employed	7	Good	0.194133	137,567	0	Bartonbury	PA	Mayotte	0	0	Low
68	Male	Bachelor's	Married	44,398	615	null	Business	Unemployed	12	Poor	0.162316	29,005	null	Lake Carlfurt	LA	Belgium	3	2	Low
27	Female	PhD	Single	87,868	769	34,657	Personal	Employed	17	Good	0.31328	137,789	0	Lake Victoria	IA	Suriname	4	1	Medium
18	Male	High School	Married	89,626	781	36,715	Personal	Self-employed	11	Poor	0.226477	23,570	3	West Vanessa	MI	Liberia	null	0	Medium
69	Female	Master's	Single	98,488	608	23,714	Auto	Self-employed	3	Fair	0.252337	167,426	1	Port Angelafort	NJ	Kenya	2	0	Low
44	Male	Bachelor's	Married	39,874	711	26,345	Business	Self-employed	1	Poor	0.127834	null	3	Nicholsville	AL	Niue	3	1	Low
49	Male	Bachelor's	Married	34,037	707	5,089	Auto	Unemployed	1	Excellent	0.362401	42,641	2	Jonfurt	MA	Cyprus	1	2	Low
42	Female	Master's	Single	101,461	642	null	Business	Self-employed	2	Fair	0.300815	78,429	3	South Victortown	IA	Liechtenstein	2	2	Medium
29	Female	PhD	Married	null	665	39,568	Home	Unemployed	17	Excellent	0.145152	193,124	3	West Sheenaton	CA	Sao Tome and Principe	2	1	Low
46	Male	High School	Married	45,968	742	43,456	Auto	Unemployed	17	Poor	0.11459	64,246	0	Josetown	ID	Solomon Islands	3	2	Low
31	Female	PhD	Divorced	null	null	44,786	Personal	Self-employed	9	Poor	0.573388	96,910	0	Changton	TN	Austria	2	1	Low
44	Male	Master's	Widowed	78,574	756	23,879	Business	Unemployed	17	Fair	0.172265	74,020	3	Lake Scottshire	MO	Jersey	0	0	Low
29	Male	Master's	Widowed	24,849	null	29,894	Business	Employed	17	Good	0.212616	21,327	1	Richardsborough	VT	Brunei Darussalam	0	0	Medium
46	Female	Bachelor's	Widowed	37,316	621	44,110	Home	Self-employed	18	Good	0.379222	195,129	3	West David	MN	Bolivia	null	0	Low
53	Male	Master's	Widowed	56,389	627	28,298	Auto	Employed	0	Good	0.415123	130,079	0	Lake Shelly	MD	Madagascar	1	0	Medium
26	Female	PhD	Single	97,154	null	22,949	Personal	Unemployed	4	Fair	0.355115	95,238	null	Port Tina	KY	Bosnia and Herzegovina	2	0	High
32	Female	High School	Divorced	51,300	704	15,210	Business	Self-employed	9	Poor	0.524411	45,843	4	New Edward	LA	Chad	3	0	Low
22	Male	High School	Married	23,599	611	25,721	Personal	Employed	19	Good	0.250641	78,577	null	Brendaton	AL	Puerto Rico	0	2	Low
41	Female	PhD	Widowed	null	771	20,665	Auto	Unemployed	3	Excellent	0.321629	81,628	4	Griffithfort	CA	Seychelles	3	1	Low
24	Non-binary	High School	Divorced	35,416	null	47,737	Personal	Unemployed	4	Excellent	0.508319	212,129	0	Port Matthew	HI	Marshall Islands	4	1	Medium
25	Male	High School	Single	86,800	671	null	Personal	Employed	13	Poor	0.494088	234,209	null	Port Jesse	SD	Gabon	4	1	Low
51	Non-binary	Bachelor's	Single	103,470	648	32,338	Auto	Unemployed	5	Excellent	0.267826	215,866	1	Lake Paul	TN	Saint Lucia	1	0	Low
41	Female	PhD	Married	23,244	643	23,669	Personal	Unemployed	16	Fair	0.321842	204,232	1	Josephbury	IL	Somalia	2	1	Medium
22	Male	PhD	Married	54,169	731	null	Home	Employed	17	Good	0.516085	109,830	null	Morahaven	GU	Cameroon	1	1	Low
25	Female	High School	Widowed	54,527	749	43,157	Business	Self-employed	13	Good	0.254799	292,640	4	Kathleenmouth	IN	Timor-Leste	3	0	High
57	Male	PhD	Divorced	28,573	635	41,467	Home	Unemployed	16	Excellent	0.161691	251,822	0	Phillipsburgh	NV	Ecuador	1	2	Low
32	Female	Master's	Single	null	760	22,509	Home	Employed	18	Good	0.29037	43,099	4	North Jesushaven	AR	Malaysia	null	2	Medium
21	Female	PhD	Widowed	56,589	732	42,630	Home	Unemployed	0	Fair	0.312445	null	null	Downsmouth	OH	Qatar	2	0	Low
53	Female	Bachelor's	Divorced	108,348	null	45,552	Personal	Self-employed	16	Good	0.570287	229,001	0	West Robert	SD	Chad	4	0	Medium
64	Female	Bachelor's	Married	52,850	null	null	Auto	Self-employed	19	Excellent	0.226856	61,808	0	New Cherylburgh	DC	Aruba	1	1	High
62	Male	High School	Single	102,607	796	48,778	Home	Unemployed	3	Good	0.559042	134,888	4	North Courtneyshire	HI	United Arab Emirates	2	2	Low
54	Male	Bachelor's	Single	100,684	789	24,029	Business	Employed	0	Good	0.549145	123,609	1	East Russell	VI	Lao People's Democratic Republic	0	0	Medium
27	Female	High School	Single	62,851	760	47,262	Auto	Unemployed	8	Poor	0.213059	65,663	3	Johnbury	GA	Argentina	0	1	Medium
60	Female	High School	Divorced	97,670	603	null	Personal	Unemployed	18	Poor	0.536224	51,343	1	Christinamouth	OH	Burundi	4	2	Low
26	Female	PhD	Single	103,063	698	36,117	Auto	Employed	1	Good	0.105932	217,398	2	Carneyshire	OR	South Africa	null	0	Low
28	Female	Master's	Married	99,518	695	null	Auto	Self-employed	7	Excellent	0.390486	69,371	1	Port Justinmouth	VA	Bangladesh	4	1	Medium
68	Male	Master's	Widowed	76,400	779	33,616	Personal	Unemployed	7	Excellent	0.287463	64,539	2	Sanchezton	WV	El Salvador	null	1	High
23	Non-binary	PhD	Divorced	81,104	640	49,117	Home	Unemployed	17	Good	0.214172	115,447	0	Catherineton	IA	New Zealand	0	0	Low
24	Non-binary	PhD	Widowed	59,530	643	9,867	Home	Employed	1	Good	0.107187	60,623	0	Lake Patrick	WI	Bhutan	4	1	Medium
20	Non-binary	Bachelor's	Divorced	100,672	null	null	Business	Unemployed	18	Fair	0.131634	269,847	2	Peterland	MO	Syrian Arab Republic	0	2	Low
33	Non-binary	PhD	Married	36,473	732	18,271	Business	Self-employed	9	Excellent	0.280434	270,967	1	Lake Maryburgh	HI	Paraguay	3	0	Medium
63	Male	High School	Single	null	672	null	Auto	Self-employed	9	Poor	0.571661	204,475	null	Hunttown	PW	Saint Martin	1	2	Low
41	Non-binary	PhD	Divorced	null	707	46,211	Personal	Self-employed	10	Fair	0.195596	254,225	3	Smallmouth	OH	Andorra	null	0	Low
52	Non-binary	High School	Married	118,730	777	42,422	Personal	Unemployed	9	Good	0.44391	137,763	1	Barryburgh	NV	Bhutan	0	0	Low
69	Female	PhD	Divorced	35,164	773	39,238	Auto	Unemployed	12	Poor	0.469841	219,447	2	West Jay	MN	Sudan	1	2	Medium
66	Male	PhD	Single	null	789	33,588	Auto	Unemployed	4	Fair	0.491644	148,105	1	Williamsburgh	NJ	Egypt	4	0	Low
64	Non-binary	Master's	Married	null	701	null	Home	Unemployed	10	Excellent	0.171908	84,774	4	South Christopher	MO	Palestinian Territory	1	1	Low
64	Male	PhD	Single	null	702	5,645	Personal	Unemployed	15	Excellent	0.165606	88,204	2	Walkertown	ND	Cote d'Ivoire	4	2	Low
56	Non-binary	High School	Divorced	107,091	760	null	Business	Employed	4	Excellent	0.267231	30,203	4	Mayfurt	MH	Lithuania	3	2	Low
23	Male	PhD	Married	78,348	688	31,187	Personal	Employed	5	Excellent	0.344072	146,034	3	East Shannonchester	CT	Malaysia	4	2	Low
56	Non-binary	PhD	Divorced	null	791	null	Auto	Employed	14	Poor	0.539934	219,922	2	Port Evanstad	FM	Turkmenistan	1	2	Low
53	Male	High School	Single	32,835	729	null	Business	Employed	6	Good	0.315915	null	2	West Ryanhaven	NY	Bhutan	1	1	Low
19	Non-binary	PhD	Married	103,301	764	null	Personal	Self-employed	2	Poor	0.262076	265,603	4	New Tanyaburgh	OH	Central African Republic	null	2	Low
32	Male	High School	Single	81,465	703	11,327	Auto	Unemployed	15	Excellent	0.174003	null	4	Martinbury	ND	Bhutan	3	0	Medium
64	Non-binary	Master's	Married	100,908	null	22,778	Business	Unemployed	13	Poor	0.11914	166,921	0	South Edwinton	CA	Uganda	3	2	Medium
58	Male	High School	Single	117,799	null	44,190	Personal	Self-employed	6	Poor	0.484644	61,646	4	Walterchester	MH	Andorra	4	2	Low
59	Male	Bachelor's	Divorced	69,831	708	null	Business	Unemployed	5	Good	0.59988	203,053	4	Hopkinsport	KY	Puerto Rico	1	1	Low
48	Female	Master's	Widowed	24,487	766	24,558	Business	Self-employed	15	Poor	0.543408	21,121	0	Kevinhaven	MP	Nigeria	2	0	Low
50	Female	Bachelor's	Widowed	34,242	729	49,741	Auto	Employed	11	Excellent	0.354686	116,384	4	Lanefurt	NC	Djibouti	0	2	Medium
63	Male	Master's	Married	118,754	634	10,600	Business	Employed	10	Poor	0.450206	236,301	0	Kaylaton	AK	Montenegro	2	1	High
69	Non-binary	High School	Widowed	29,934	648	5,047	Auto	Employed	19	Good	0.267271	249,131	4	Stanleystad	MH	Cayman Islands	1	1	Low
19	Female	High School	Divorced	116,421	null	null	Business	Unemployed	0	Fair	0.543638	208,560	null	Lake Elijahville	MP	New Zealand	null	1	Medium
25	Non-binary	High School	Widowed	114,682	642	27,681	Personal	Self-employed	19	Excellent	0.222176	147,431	1	Lake Katrinaview	AZ	Botswana	4	2	Low
37	Non-binary	Master's	Widowed	108,765	728	47,977	Home	Employed	1	Good	0.112011	169,794	1	Port Devin	HI	San Marino	3	1	Medium
58	Female	Bachelor's	Divorced	35,729	null	44,024	Business	Self-employed	4	Excellent	0.562707	243,185	2	Davistown	NM	Guadeloupe	0	1	Low
46	Female	PhD	Widowed	105,898	610	null	Auto	Unemployed	17	Fair	0.324806	null	2	Port John	GU	Marshall Islands	2	1	High
54	Non-binary	Master's	Married	76,739	708	20,716	Auto	Employed	7	Excellent	0.353248	288,233	2	West Robert	ND	Gabon	3	0	Medium
30	Male	Bachelor's	Single	83,783	675	47,435	Home	Self-employed	8	Good	0.529179	null	null	East Javier	SD	Yemen	0	2	Low
19	Male	Bachelor's	Married	null	686	21,542	Auto	Employed	4	Poor	0.500955	79,037	0	Lake Francesberg	NC	Puerto Rico	1	0	Low
49	Female	High School	Married	null	null	15,184	Auto	Employed	13	Good	0.168783	126,853	1	Matthewport	PW	France	4	0	Low
40	Male	PhD	Divorced	58,692	796	26,636	Auto	Unemployed	6	Poor	0.578647	23,097	0	North Nicholas	WY	French Southern Territories	1	2	Low
34	Non-binary	Bachelor's	Divorced	71,595	689	null	Personal	Employed	4	Fair	0.308913	202,029	1	Port Gregoryside	KY	Burkina Faso	1	2	Low
55	Female	Master's	Single	37,610	605	5,950	Personal	Unemployed	14	Fair	0.596428	184,025	2	South Jamesshire	IL	Iraq	4	0	Low
64	Male	High School	Single	98,743	663	42,677	Personal	Self-employed	2	Excellent	0.319759	52,757	4	New Laurenborough	MO	Netherlands Antilles	0	0	Low
54	Non-binary	High School	Single	86,940	717	49,055	Personal	Employed	10	Good	0.265003	183,079	4	Markfurt	NV	Norfolk Island	3	2	Low
33	Male	Bachelor's	Widowed	115,599	781	null	Business	Self-employed	14	Poor	0.137872	179,629	null	South Thomas	LA	Hong Kong	2	1	Medium
29	Male	PhD	Single	80,510	730	null	Personal	Unemployed	1	Good	0.360344	181,447	4	East Juan	AR	Georgia	null	1	High
69	Non-binary	Master's	Married	null	777	28,088	Home	Unemployed	18	Excellent	0.392796	51,320	4	Burtonbury	RI	Yemen	0	0	Low
68	Female	PhD	Single	null	null	null	Home	Employed	6	Poor	0.122266	197,418	3	Kevinmouth	VA	South Africa	4	2	Medium
43	Female	Bachelor's	Single	99,714	721	32,832	Home	Unemployed	10	Excellent	0.433046	191,771	2	Alyssahaven	GA	Latvia	null	0	Medium
31	Non-binary	PhD	Divorced	null	756	38,034	Home	Unemployed	13	Good	0.140966	214,113	null	Lake Tony	NY	El Salvador	4	1	Low
35	Male	Bachelor's	Widowed	97,763	793	30,847	Business	Employed	12	Poor	0.196339	23,831	null	Port Luis	CT	Tonga	4	0	Low
51	Male	PhD	Widowed	null	764	14,395	Auto	Employed	5	Good	0.562795	283,680	1	North Ashley	AS	Northern Mariana Islands	0	2	Medium
66	Non-binary	High School	Married	94,658	693	28,968	Home	Employed	11	Fair	0.482927	163,930	3	Dominguezburgh	TX	Iraq	1	0	Medium
36	Female	Master's	Married	34,538	708	22,830	Auto	Employed	10	Fair	0.199777	173,434	4	East Jason	MO	Marshall Islands	null	2	Low
21	Female	High School	Widowed	23,800	728	null	Auto	Self-employed	19	Good	0.27396	282,130	4	Lake Kathrynton	MI	Australia	1	1	Medium
28	Female	Bachelor's	Divorced	50,624	664	18,353	Home	Unemployed	3	Fair	0.476861	192,671	null	Clarenceside	CT	Uzbekistan	4	0	Low
53	Non-binary	Bachelor's	Single	65,015	742	35,182	Auto	Employed	13	Fair	0.530005	null	4	South Linda	TN	Greenland	4	2	Medium
47	Non-binary	Master's	Widowed	68,659	632	27,826	Home	Self-employed	6	Excellent	0.111106	41,992	4	Port Jessicaburgh	WA	Kenya	null	2	Medium
60	Female	Master's	Widowed	105,346	688	7,524	Business	Employed	3	Excellent	0.495716	169,859	0	Zacharyfort	NV	American Samoa	null	0	High
48	Male	PhD	Widowed	53,749	null	41,669	Home	Unemployed	10	Good	0.296088	127,131	2	West Jasonmouth	GU	North Macedonia	null	1	High
22	Female	Master's	Widowed	34,035	682	null	Home	Employed	19	Good	0.305191	185,081	null	South Lauren	TN	Guam	3	1	Low
65	Female	Bachelor's	Widowed	null	665	22,940	Auto	Unemployed	5	Poor	0.317778	268,178	null	South Ann	AS	Falkland Islands (Malvinas)	1	2	Medium
49	Female	Master's	Single	95,012	623	45,016	Home	Employed	7	Poor	0.190314	168,437	1	Port David	WA	Maldives	4	2	Low

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