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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
30	Female	Master's	Divorced	65,200	687	null	Personal	Self-employed	18	Fair	0.337274	277,804	3	Troyton	AS	Iceland	0	1	Medium
55	Non-binary	High School	Widowed	77,498	null	44,123	Auto	Unemployed	15	Excellent	0.300796	null	0	Dustinport	NC	French Southern Territories	1	1	Medium
55	Male	Bachelor's	Widowed	115,071	710	18,983	Home	Unemployed	10	Good	0.428335	283,955	1	East Sarahburgh	MS	Bulgaria	2	1	Medium
53	Male	Bachelor's	Widowed	30,916	null	37,668	Home	Unemployed	18	Poor	0.503354	273,737	4	Walkerfort	NJ	Zimbabwe	0	2	High
44	Female	Bachelor's	Widowed	22,555	636	12,061	Business	Unemployed	8	Fair	0.58262	215,655	null	Ramosmouth	NM	Ukraine	3	1	Low
59	Male	High School	Widowed	69,334	694	null	Personal	Employed	19	Fair	0.265108	21,822	3	Russellhaven	MA	Seychelles	null	2	Low
34	Male	PhD	Divorced	30,426	781	48,374	Business	Unemployed	10	Poor	0.400507	269,040	1	Barbaraside	AZ	Dominican Republic	4	1	Low
40	Female	Master's	Married	93,823	null	43,377	Business	Self-employed	0	Good	0.498135	217,987	1	New Miguel	HI	North Macedonia	3	2	Low
28	Non-binary	PhD	Single	33,338	610	39,341	Auto	Self-employed	4	Fair	0.38198	143,114	null	Walkershire	MO	Mali	3	1	Low
60	Non-binary	High School	Divorced	79,491	635	5,778	Home	Unemployed	8	Excellent	0.505248	113,629	3	Guzmanside	MO	Vanuatu	2	2	Medium
33	Female	High School	Widowed	69,454	694	33,429	Home	Unemployed	8	Excellent	0.29994	229,741	3	Gallagherborough	MT	Bolivia	1	0	Low
34	Female	Bachelor's	Married	60,854	684	39,157	Auto	Employed	2	Good	0.210845	294,410	4	Adamport	HI	Mauritania	2	2	Low
37	Male	Bachelor's	Married	106,843	798	null	Auto	Unemployed	13	Poor	0.374769	134,835	null	West Travis	IN	Sri Lanka	2	1	Low
43	Female	High School	Married	66,360	null	null	Auto	Unemployed	10	Excellent	0.216189	197,310	1	Johnsontown	ND	Netherlands	1	1	High
59	Male	PhD	Widowed	60,533	728	46,577	Personal	Employed	11	Excellent	0.383439	164,154	4	Kellychester	DC	Honduras	0	1	Low
66	Non-binary	Bachelor's	Married	66,647	624	28,134	Business	Employed	6	Poor	0.283046	28,730	0	New Philipburgh	AK	Guadeloupe	null	1	Low
25	Non-binary	PhD	Widowed	56,394	667	33,587	Home	Unemployed	4	Fair	0.555625	258,313	4	Gonzalezside	MS	Peru	0	0	Low
18	Male	Bachelor's	Married	59,435	752	34,386	Business	Unemployed	1	Excellent	0.492816	30,678	2	Kimchester	RI	Falkland Islands (Malvinas)	4	0	Medium
18	Female	High School	Divorced	54,563	669	20,028	Auto	Employed	8	Excellent	0.120195	null	4	Griffinfurt	VT	Niger	null	1	High
49	Male	Bachelor's	Widowed	97,989	784	23,059	Personal	Self-employed	4	Good	0.125405	85,648	1	Lake Stevenfort	WA	Lebanon	null	0	Low
45	Female	High School	Divorced	95,692	724	48,520	Home	Self-employed	11	Fair	0.445759	129,956	4	Williamsberg	NJ	Greece	2	0	Low
58	Non-binary	Bachelor's	Widowed	112,752	732	30,410	Auto	Employed	3	Fair	0.336098	39,285	3	East Rachelfurt	WV	France	0	1	Medium
22	Non-binary	High School	Single	25,277	622	45,636	Home	Self-employed	3	Good	0.490895	null	1	South Sarahbury	MP	Burkina Faso	2	2	Low
64	Non-binary	High School	Married	54,609	723	null	Home	Self-employed	6	Fair	0.288767	282,065	3	Gillview	AL	Bahrain	1	0	Low
62	Female	Bachelor's	Widowed	42,277	662	31,612	Personal	Employed	1	Fair	0.163638	87,495	2	Stephenschester	NH	Rwanda	3	1	Low
53	Non-binary	PhD	Single	null	null	29,666	Auto	Employed	2	Fair	0.328769	50,278	0	South James	ID	Russian Federation	4	0	Medium
54	Male	Bachelor's	Widowed	72,775	759	28,015	Personal	Employed	7	Fair	0.282303	77,022	null	North Michaelhaven	AS	Moldova	0	1	Medium
56	Male	Master's	Single	22,042	713	9,191	Personal	Self-employed	18	Fair	0.26129	154,372	1	Port Michaelmouth	TN	Comoros	2	2	High
21	Non-binary	PhD	Widowed	null	null	30,000	Personal	Self-employed	7	Fair	0.187464	56,023	1	Port Kevinborough	VA	Tonga	null	2	Low
25	Male	Master's	Married	102,209	699	25,407	Home	Self-employed	15	Excellent	0.3559	110,673	0	Robertsfurt	SC	Croatia	null	2	High
65	Male	PhD	Single	52,743	null	11,715	Home	Unemployed	2	Good	0.330587	113,044	4	Stephanietown	VI	Cote d'Ivoire	3	1	Low
48	Non-binary	High School	Divorced	114,243	732	48,760	Home	Unemployed	14	Fair	0.306699	137,057	2	Morganstad	WY	Armenia	1	1	Low
34	Male	PhD	Married	68,841	756	9,017	Auto	Employed	2	Fair	0.152524	95,203	0	East Lisa	VI	Austria	1	0	Medium
50	Male	Master's	Married	61,815	739	44,959	Business	Self-employed	0	Excellent	0.59411	165,626	3	North Daniel	VT	Tanzania	3	2	Medium
26	Female	PhD	Single	51,433	649	null	Personal	Unemployed	18	Excellent	0.426535	115,068	3	Martinshire	OK	Western Sahara	2	0	Medium
51	Male	Bachelor's	Single	67,950	630	19,250	Business	Unemployed	11	Good	0.198228	52,635	2	North Jacob	CO	Philippines	3	1	Low
21	Male	Bachelor's	Single	63,774	640	46,175	Home	Self-employed	10	Poor	0.140469	208,854	4	Katherineland	NM	Gibraltar	1	1	Medium
57	Female	Master's	Widowed	32,693	null	42,306	Auto	Unemployed	6	Excellent	0.198423	244,460	1	New Leslieview	NC	Guernsey	3	0	Low
32	Female	High School	Widowed	70,528	617	17,436	Auto	Employed	2	Good	0.233766	55,374	null	North Pedrofort	MA	Lithuania	1	1	High
45	Non-binary	High School	Single	30,924	667	5,927	Business	Self-employed	15	Good	0.165205	42,909	3	Amyhaven	FL	Niger	1	2	Medium
18	Female	High School	Widowed	96,610	641	40,789	Personal	Employed	2	Poor	0.432512	85,402	1	Port Debra	NE	Romania	0	1	Medium
53	Female	High School	Single	67,234	635	18,965	Auto	Unemployed	10	Fair	0.489453	284,214	null	North Jared	OK	Seychelles	4	0	Medium
49	Non-binary	High School	Single	21,082	null	43,708	Personal	Employed	14	Good	0.398811	166,665	3	North Rebecca	MT	Gambia	2	2	Low
43	Non-binary	Master's	Divorced	119,473	739	43,565	Auto	Self-employed	9	Excellent	0.539919	102,616	null	Karenland	AK	Lebanon	0	2	Low
50	Non-binary	Master's	Married	null	615	26,494	Home	Unemployed	1	Excellent	0.132617	76,066	0	East Sara	CT	British Virgin Islands	1	1	Low
43	Male	Master's	Widowed	null	767	27,126	Business	Unemployed	6	Excellent	0.275203	95,869	1	Wandachester	CT	Western Sahara	4	1	Low
21	Female	Bachelor's	Divorced	110,348	753	9,770	Personal	Self-employed	4	Excellent	0.212276	198,390	2	North Williamshire	UT	Burundi	null	2	Medium
26	Male	High School	Widowed	63,726	760	null	Auto	Unemployed	8	Fair	0.303543	232,566	null	Port Michellemouth	KS	Israel	2	0	Medium
19	Female	Bachelor's	Single	38,909	null	18,020	Auto	Employed	0	Poor	0.531421	84,431	2	South Brandon	DC	French Southern Territories	1	1	Low
44	Non-binary	Master's	Single	63,315	636	9,152	Personal	Unemployed	6	Excellent	0.28866	null	2	Lake Nicolemouth	NM	Papua New Guinea	2	0	Low
23	Female	Bachelor's	Divorced	89,377	742	null	Personal	Self-employed	7	Excellent	0.495309	30,660	1	Bernardfort	KY	Poland	2	1	Low
49	Non-binary	Master's	Divorced	69,409	null	30,722	Home	Unemployed	9	Good	0.262693	21,600	1	East Jamiebury	IN	Zambia	null	1	Medium
46	Female	High School	Married	107,610	700	6,136	Personal	Employed	10	Excellent	0.278896	null	0	South Lisa	UT	Micronesia	0	2	Medium
30	Non-binary	Master's	Divorced	92,812	668	25,930	Auto	Unemployed	14	Poor	0.564917	241,480	3	Lake Sonya	OH	Solomon Islands	null	0	Low
62	Non-binary	High School	Divorced	null	606	null	Auto	Employed	7	Good	0.486074	71,453	1	West Kristen	IL	Mauritius	0	1	Low
65	Male	Bachelor's	Widowed	100,071	null	31,222	Business	Self-employed	2	Fair	0.393192	48,558	4	Tiffanyshire	FL	Lebanon	0	1	High
45	Non-binary	High School	Widowed	null	690	32,855	Home	Self-employed	5	Fair	0.225704	110,428	1	West Julie	GA	Taiwan	2	1	Medium
55	Non-binary	PhD	Married	97,092	790	24,769	Home	Unemployed	8	Excellent	0.563404	203,626	null	North Travismouth	TN	Timor-Leste	0	1	Low
59	Male	Master's	Single	94,237	655	null	Auto	Unemployed	9	Poor	0.425766	31,887	1	New Andrew	NV	Turkmenistan	1	1	Low
27	Non-binary	Master's	Widowed	41,352	749	49,324	Home	Employed	12	Good	0.16072	104,472	null	East Benjamin	MT	Mayotte	3	1	Low
31	Female	High School	Widowed	116,002	769	null	Auto	Self-employed	12	Fair	0.377145	180,414	3	Joshuabury	VA	Morocco	3	0	Medium
57	Male	Master's	Single	114,524	615	null	Personal	Self-employed	4	Excellent	0.273638	82,606	0	New Tracy	AR	Norway	null	2	Low
41	Non-binary	Master's	Married	50,178	612	23,382	Home	Employed	15	Excellent	0.431942	69,109	0	New John	IA	Zambia	3	1	Medium
36	Female	Bachelor's	Single	39,923	604	37,381	Business	Unemployed	18	Excellent	0.498871	202,737	1	Hernandezstad	FM	Hungary	null	0	Low
22	Non-binary	PhD	Married	107,125	766	5,100	Auto	Self-employed	4	Fair	0.569886	239,501	null	Port Jonathan	TN	Croatia	null	2	Medium
65	Female	Bachelor's	Married	62,477	null	29,324	Personal	Unemployed	4	Poor	0.291083	168,209	4	Port Lindsayside	WI	Sao Tome and Principe	4	1	Low
38	Non-binary	Bachelor's	Divorced	null	614	27,489	Personal	Unemployed	15	Good	0.574985	83,797	4	Lake Matthewland	CT	Aruba	3	0	Low
30	Male	Bachelor's	Single	118,161	613	33,626	Auto	Employed	10	Fair	0.296664	118,315	4	Porterport	NJ	Palestinian Territory	4	2	Medium
49	Male	Master's	Single	118,315	738	6,839	Business	Self-employed	15	Excellent	0.11607	214,804	1	Adrianaborough	NC	Bolivia	4	2	Low
45	Male	PhD	Married	100,729	756	6,844	Home	Unemployed	5	Fair	0.308991	96,553	3	Port Kimberlybury	IA	Timor-Leste	3	2	High
50	Female	Bachelor's	Married	108,993	null	8,589	Business	Employed	18	Good	0.341652	39,948	null	Guerrerofort	CT	Malta	null	1	Low
35	Female	Master's	Divorced	null	731	6,564	Auto	Unemployed	2	Good	0.126689	149,520	2	Kristinmouth	IN	Korea	4	0	Medium
23	Female	High School	Single	38,260	684	null	Personal	Unemployed	8	Poor	0.135514	null	0	Ryanburgh	DE	Kuwait	3	2	Low
18	Female	PhD	Widowed	85,687	738	33,714	Business	Unemployed	2	Fair	0.498597	55,569	null	Frostton	KY	Myanmar	0	1	Low
25	Non-binary	High School	Widowed	92,534	728	41,861	Auto	Self-employed	1	Fair	0.417919	null	4	West Jamesfurt	TN	Lebanon	1	0	Low
61	Non-binary	High School	Married	115,547	null	null	Business	Self-employed	19	Poor	0.548317	76,562	1	North Morganchester	LA	Spain	3	1	Low
42	Non-binary	Master's	Single	112,862	638	7,421	Auto	Self-employed	12	Poor	0.132329	259,943	null	Virginiabury	NE	Palau	0	2	Medium
58	Non-binary	PhD	Single	77,263	756	null	Auto	Unemployed	13	Fair	0.373523	null	1	Laurashire	VA	Svalbard & Jan Mayen Islands	3	1	Low
35	Female	Master's	Single	115,369	600	47,202	Auto	Self-employed	4	Fair	0.239673	100,617	0	Davidbury	WA	Cocos (Keeling) Islands	3	1	High
29	Female	PhD	Divorced	null	796	29,225	Personal	Self-employed	2	Poor	0.415852	226,795	0	West Spencer	MO	Vietnam	null	1	Medium
36	Non-binary	Bachelor's	Divorced	103,468	762	16,797	Home	Self-employed	7	Poor	0.335916	234,932	0	Wardmouth	ID	Denmark	3	2	Low
49	Male	PhD	Divorced	null	693	10,523	Home	Self-employed	6	Fair	0.231379	20,827	3	Jeffreyshire	UT	Guadeloupe	3	2	Medium
20	Male	High School	Widowed	114,324	657	30,194	Business	Self-employed	13	Good	0.19839	115,281	4	Port Josephbury	AK	Nepal	3	0	Medium
52	Non-binary	PhD	Divorced	109,017	768	46,113	Home	Self-employed	9	Poor	0.280218	104,830	2	Andersonton	ND	Holy See (Vatican City State)	0	1	Low
49	Non-binary	Bachelor's	Married	64,350	789	35,132	Business	Employed	15	Poor	0.529234	262,003	0	Medinaville	PA	Faroe Islands	1	2	Low
35	Female	High School	Divorced	79,596	null	41,257	Home	Self-employed	10	Poor	0.213286	296,720	3	New Bradleyview	GA	Sierra Leone	0	1	Medium
64	Male	PhD	Married	null	600	null	Business	Self-employed	8	Excellent	0.144139	97,603	4	Sanchezberg	MT	Saint Vincent and the Grenadines	3	1	Low
37	Female	Master's	Married	55,098	740	49,665	Home	Unemployed	10	Poor	0.274307	72,601	0	Spencefort	GA	Cambodia	0	1	Low
68	Female	PhD	Widowed	109,690	719	23,335	Auto	Self-employed	8	Poor	0.213438	51,488	2	Rubenside	HI	Montserrat	4	2	Low
43	Non-binary	Master's	Married	100,857	618	21,236	Business	Self-employed	5	Poor	0.120824	158,629	3	Smithstad	FM	New Zealand	2	1	Low
58	Non-binary	Bachelor's	Divorced	76,284	710	19,048	Personal	Employed	6	Excellent	0.156442	null	4	Jillland	MT	Burkina Faso	3	1	High
34	Female	High School	Widowed	54,621	798	null	Personal	Employed	9	Fair	0.429432	143,122	4	Johntown	TN	Bahamas	3	1	Low
27	Male	Bachelor's	Widowed	61,119	625	6,147	Business	Employed	7	Fair	0.270431	122,821	2	New Sharon	SD	Uruguay	3	2	High
26	Male	Bachelor's	Single	47,618	788	10,085	Home	Unemployed	6	Good	0.115718	167,898	3	Lake Jamesshire	MD	British Indian Ocean Territory (Chagos Archipelago)	1	0	Medium
58	Male	Master's	Widowed	69,993	733	21,415	Home	Self-employed	7	Fair	0.265971	null	0	Brookemouth	MO	Croatia	3	1	Low
28	Male	Master's	Widowed	null	753	null	Auto	Self-employed	8	Good	0.354657	189,157	2	Peterland	MS	Kyrgyz Republic	3	1	Low
64	Female	Bachelor's	Married	108,867	700	null	Business	Self-employed	12	Poor	0.495031	48,343	null	Stevenmouth	TN	China	2	2	Low
45	Non-binary	Bachelor's	Divorced	null	625	6,959	Business	Unemployed	3	Fair	0.54196	221,411	1	Lake Heatherburgh	MO	Puerto Rico	3	0	Medium
46	Non-binary	High School	Married	null	702	8,369	Auto	Unemployed	1	Excellent	0.265963	256,524	0	Coxville	MP	Serbia	null	0	Medium
39	Male	High School	Married	52,357	638	null	Business	Employed	2	Excellent	0.219753	272,516	3	Harrisonland	NJ	Marshall Islands	0	2	Low

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