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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
47	Female	High School	Single	31,101	715	8,849	Home	Unemployed	14	Excellent	0.553905	77,633	3	Caseyland	FL	Algeria	0	2	Low
39	Non-binary	Bachelor's	Single	30,967	622	46,590	Auto	Unemployed	7	Poor	0.483429	289,035	1	Jimenezberg	CT	Kyrgyz Republic	0	2	Low
38	Female	Bachelor's	Divorced	118,470	632	32,884	Business	Unemployed	6	Fair	0.527592	104,621	3	Sabrinaton	AZ	Norway	null	0	Medium
40	Male	High School	Divorced	103,449	757	40,983	Business	Self-employed	16	Excellent	0.331843	275,739	1	North Tiffanymouth	HI	Niue	2	2	Medium
62	Female	PhD	Divorced	48,605	763	31,822	Home	Employed	14	Excellent	0.494836	82,501	null	Hansonton	MO	Saint Vincent and the Grenadines	3	0	Low
37	Male	Bachelor's	Divorced	95,893	778	7,897	Auto	Employed	9	Excellent	0.453479	149,100	4	Kimberlyland	AZ	Eritrea	0	2	Low
68	Female	Master's	Widowed	81,050	639	12,787	Business	Employed	12	Good	0.581311	72,382	3	Johnsonshire	IA	Andorra	2	1	Low
25	Non-binary	PhD	Married	44,942	779	42,424	Auto	Unemployed	12	Fair	0.543752	null	1	West Katherine	MO	Austria	2	2	Low
18	Non-binary	Master's	Widowed	null	null	16,881	Auto	Employed	17	Fair	0.581431	259,648	4	Pricemouth	OR	El Salvador	0	1	Medium
55	Male	PhD	Single	71,570	null	11,892	Personal	Self-employed	14	Poor	0.177988	97,851	0	Ruizmouth	MD	Spain	2	2	High
36	Non-binary	Bachelor's	Widowed	null	611	25,978	Auto	Employed	18	Excellent	0.170774	75,141	2	Whitakerville	WA	Saint Helena	4	1	Low
69	Non-binary	High School	Single	109,117	738	null	Home	Employed	13	Excellent	0.119274	null	4	Alexisview	NV	Senegal	2	2	Low
35	Male	High School	Divorced	null	643	23,537	Auto	Unemployed	13	Good	0.537372	224,727	4	New Shannonfort	VI	Madagascar	0	0	Medium
56	Female	High School	Divorced	47,086	613	8,262	Personal	Self-employed	11	Good	0.447785	128,087	null	Huffmanstad	IL	Guadeloupe	3	0	Low
38	Female	High School	Widowed	109,460	799	48,336	Business	Employed	16	Good	0.162979	null	3	Lewisland	IA	Tuvalu	1	1	Low
61	Female	Master's	Widowed	106,130	613	8,410	Business	Employed	13	Fair	0.101526	null	1	Jonathonburgh	WY	Yemen	3	2	Low
37	Male	Master's	Single	74,754	602	null	Home	Self-employed	0	Fair	0.195917	243,569	2	North Tamarachester	AR	Finland	0	2	Low
44	Male	High School	Single	42,233	665	23,068	Auto	Self-employed	6	Good	0.250116	null	null	New Alanmouth	CT	Cuba	3	1	Low
25	Female	Bachelor's	Widowed	93,346	601	14,018	Home	Employed	1	Good	0.580991	null	null	Hodgefort	CT	Ghana	0	1	Low
58	Non-binary	Bachelor's	Divorced	21,634	633	45,582	Business	Unemployed	14	Fair	0.590131	102,968	2	Lake Coryville	MI	New Zealand	2	1	Medium
51	Male	Bachelor's	Married	103,962	645	9,123	Personal	Unemployed	1	Poor	0.473299	43,776	1	New Kelsey	VI	Puerto Rico	1	1	Medium
51	Male	Bachelor's	Widowed	null	686	42,404	Auto	Unemployed	10	Fair	0.148877	210,203	1	North Hannahland	MS	Cook Islands	1	0	Medium
61	Female	Bachelor's	Single	48,401	796	44,474	Business	Unemployed	2	Good	0.335268	null	3	West Gracemouth	UT	Mauritania	null	0	Medium
57	Male	Master's	Divorced	null	680	null	Home	Employed	16	Good	0.340438	258,332	null	East Marissa	AR	Chile	4	1	Medium
60	Female	Bachelor's	Divorced	null	762	10,291	Personal	Employed	9	Good	0.588118	66,451	4	Robertbury	NH	French Southern Territories	2	0	High
40	Female	PhD	Divorced	92,022	null	43,597	Auto	Self-employed	10	Fair	0.360718	222,225	3	Butlerbury	VA	American Samoa	4	2	Low
60	Non-binary	High School	Divorced	105,365	null	45,588	Auto	Unemployed	16	Excellent	0.559285	223,081	4	Heatherchester	KS	French Guiana	3	0	Low
24	Male	High School	Married	108,324	794	42,166	Auto	Unemployed	16	Poor	0.407957	298,917	2	Port Kyle	MO	North Macedonia	null	1	Medium
63	Female	PhD	Married	null	731	47,436	Personal	Unemployed	8	Good	0.245606	268,859	2	Port Travisfurt	FL	Burundi	0	1	Low
37	Female	PhD	Divorced	52,795	679	21,659	Business	Unemployed	12	Poor	0.233277	116,944	3	Margaretborough	PA	Angola	1	2	Low
50	Non-binary	Master's	Married	65,097	704	9,445	Personal	Self-employed	1	Fair	0.168214	279,062	0	West Davidfort	OH	Jordan	2	0	Low
25	Non-binary	Master's	Single	44,680	618	21,524	Auto	Employed	3	Poor	0.440756	257,922	1	East Amystad	CA	Egypt	0	0	Low
19	Female	Bachelor's	Divorced	39,109	604	27,368	Auto	Employed	13	Poor	0.33927	62,536	3	Marymouth	MS	French Guiana	0	1	Low
25	Non-binary	Master's	Widowed	47,946	614	22,397	Home	Self-employed	10	Excellent	0.271007	74,800	null	Fordchester	AZ	Tunisia	0	1	Medium
18	Male	High School	Married	69,671	676	12,337	Personal	Self-employed	11	Good	0.211037	227,807	0	Freemanberg	VT	Bolivia	4	2	Low
34	Female	Bachelor's	Divorced	36,220	642	13,855	Auto	Self-employed	8	Excellent	0.572181	33,193	1	Lake Calebport	VI	Heard Island and McDonald Islands	3	1	Medium
19	Male	High School	Divorced	119,074	null	10,033	Home	Self-employed	6	Fair	0.576431	277,813	0	North Joseph	TN	Gambia	4	1	Low
42	Non-binary	High School	Married	82,827	740	16,653	Home	Unemployed	5	Poor	0.534757	135,396	null	West Melissaton	NJ	Liberia	0	2	Medium
19	Male	Master's	Divorced	97,124	760	6,231	Auto	Self-employed	16	Good	0.406787	38,253	4	Michelleview	MS	Slovenia	1	1	Low
55	Non-binary	Bachelor's	Single	43,618	733	29,234	Business	Self-employed	1	Good	0.549702	271,910	null	Taylorchester	ND	Azerbaijan	0	0	Low
33	Male	Master's	Divorced	61,703	710	12,866	Business	Unemployed	16	Excellent	0.554985	29,149	2	South Jessica	GA	Central African Republic	3	1	Medium
55	Male	Bachelor's	Widowed	34,530	675	32,580	Auto	Unemployed	18	Excellent	0.255705	35,219	2	South Williambury	VI	Tonga	null	2	Low
22	Female	Master's	Married	null	690	23,719	Business	Unemployed	18	Fair	0.133787	124,677	2	Nguyenberg	MD	Micronesia	null	0	Medium
49	Female	PhD	Divorced	68,582	684	17,960	Personal	Unemployed	17	Fair	0.255738	28,673	0	New Benjamin	MP	Israel	4	2	Low
47	Male	PhD	Divorced	95,103	793	23,703	Auto	Employed	12	Good	0.20192	296,789	0	Whiteville	AL	Slovenia	1	0	Medium
28	Male	Master's	Divorced	97,568	null	32,217	Auto	Self-employed	19	Good	0.131893	null	3	Davisfort	RI	Angola	2	1	High
27	Male	Bachelor's	Widowed	107,519	712	20,212	Personal	Employed	12	Fair	0.39919	192,040	1	Parrishbury	LA	Christmas Island	0	0	Medium
47	Female	Bachelor's	Widowed	91,386	711	39,372	Personal	Employed	2	Fair	0.501654	207,638	1	West Edwardview	RI	Isle of Man	3	2	Medium
42	Non-binary	PhD	Widowed	null	652	42,997	Business	Employed	0	Good	0.119328	165,346	null	Port Dawnmouth	KY	Turks and Caicos Islands	1	0	Medium
30	Female	Master's	Widowed	52,735	796	45,112	Business	Unemployed	6	Excellent	0.443561	null	0	North Ronnie	TN	Somalia	2	1	Low
55	Non-binary	Bachelor's	Divorced	26,829	657	8,361	Auto	Unemployed	5	Fair	0.483888	282,964	null	North Taylorland	PA	Turks and Caicos Islands	2	0	Medium
35	Male	Master's	Widowed	119,810	null	45,036	Home	Employed	4	Poor	0.41328	223,297	1	Lake Kyle	AR	Nepal	2	2	Low
50	Female	PhD	Single	110,709	701	20,223	Personal	Employed	8	Excellent	0.409981	39,493	4	East Barbarashire	FL	Nauru	3	0	Low
30	Female	Bachelor's	Widowed	66,666	795	48,316	Business	Employed	6	Poor	0.35923	157,982	2	Port Davidland	NJ	Guam	4	0	Low
22	Non-binary	Master's	Single	32,460	732	22,519	Business	Unemployed	12	Poor	0.566592	210,614	2	South Larry	KY	Nauru	null	1	Low
61	Male	Bachelor's	Married	63,148	788	16,297	Home	Unemployed	15	Poor	0.503501	150,940	0	Williamborough	WY	Nigeria	2	1	Low
23	Female	Master's	Divorced	116,819	656	19,526	Home	Unemployed	18	Poor	0.569922	90,545	3	Bradyborough	IN	Bulgaria	4	0	Low
31	Female	PhD	Married	27,076	692	14,625	Home	Unemployed	12	Poor	0.23048	194,688	1	Port Jacqueline	VA	China	0	2	High
32	Non-binary	High School	Widowed	null	749	42,943	Auto	Unemployed	13	Fair	0.297247	77,894	2	West Dawn	VA	Wallis and Futuna	2	1	Low
29	Male	Bachelor's	Single	42,789	null	30,785	Personal	Self-employed	19	Excellent	0.203044	185,301	3	Davidburgh	ME	Saint Vincent and the Grenadines	1	0	Low
20	Non-binary	Bachelor's	Widowed	66,972	759	10,566	Home	Self-employed	3	Good	0.232248	142,141	4	East Jean	MH	Benin	0	1	Low
29	Non-binary	High School	Widowed	87,949	667	null	Auto	Employed	18	Excellent	0.101883	77,500	0	Marystad	RI	Portugal	2	0	Medium
65	Female	Master's	Widowed	46,925	657	5,770	Business	Employed	14	Excellent	0.576639	231,157	2	Cohenshire	OK	Burkina Faso	4	1	Medium
60	Male	High School	Single	null	645	20,913	Personal	Self-employed	3	Fair	0.577866	null	1	Maryberg	MI	Dominica	2	1	High
68	Non-binary	High School	Married	40,526	751	38,044	Home	Employed	7	Good	0.187608	33,907	1	Perryside	WA	Bhutan	4	2	Medium
34	Female	High School	Married	null	671	34,194	Home	Unemployed	6	Poor	0.173866	120,855	3	Jenniferside	IN	Svalbard & Jan Mayen Islands	3	1	Low
42	Male	PhD	Widowed	58,036	741	null	Personal	Employed	2	Good	0.462569	251,337	3	Collinston	AL	Congo	0	0	Medium
34	Male	PhD	Single	26,088	645	30,275	Personal	Employed	4	Good	0.259897	170,650	3	Lake Jonathan	NJ	Montserrat	null	1	Medium
24	Non-binary	PhD	Married	107,694	null	17,378	Personal	Self-employed	4	Poor	0.511267	176,811	3	Hoffmanshire	PW	Chile	2	1	Medium
37	Non-binary	PhD	Married	null	744	47,814	Personal	Self-employed	2	Good	0.518517	268,856	2	North Ryan	SC	Serbia	null	2	Low
68	Female	Bachelor's	Single	55,779	675	null	Personal	Employed	18	Excellent	0.256511	null	1	North Tylerport	MA	Greenland	1	0	Low
50	Non-binary	Master's	Widowed	42,628	787	16,053	Personal	Employed	13	Excellent	0.185967	170,568	0	Lake Lauren	CO	Mozambique	null	0	Medium
51	Female	Bachelor's	Divorced	103,512	null	47,525	Business	Self-employed	5	Fair	0.300799	87,564	1	West Carlostown	OR	Thailand	1	2	Low
49	Female	Bachelor's	Married	null	795	38,304	Business	Self-employed	12	Excellent	0.353057	34,942	null	East Michaelfurt	ND	Martinique	2	0	Medium
51	Female	Master's	Divorced	null	605	46,503	Personal	Self-employed	5	Poor	0.256102	188,643	1	Kellyport	NJ	Fiji	0	2	Low
54	Male	PhD	Married	null	624	42,379	Personal	Unemployed	15	Poor	0.47127	28,371	2	East Christopher	MT	Norway	0	2	Medium
36	Male	Master's	Single	null	721	15,027	Auto	Unemployed	10	Fair	0.177118	null	2	East Johnbury	VA	Costa Rica	1	2	Medium
49	Male	Bachelor's	Married	38,280	741	26,991	Home	Unemployed	2	Good	0.499255	72,752	1	Mcguireshire	IA	Morocco	4	0	Low
24	Male	PhD	Divorced	118,557	740	43,862	Business	Employed	15	Fair	0.424402	90,121	2	Thomasview	MA	Iraq	2	0	Medium
52	Female	High School	Widowed	28,076	null	31,876	Personal	Employed	16	Poor	0.434241	259,233	null	West Matthew	NE	Finland	2	0	Low
41	Male	Bachelor's	Widowed	null	null	45,079	Home	Unemployed	11	Good	0.539825	102,339	3	West Justin	CA	Venezuela	2	0	Medium
58	Male	Bachelor's	Married	null	759	8,823	Home	Employed	13	Fair	0.569397	211,604	null	Lake Elizabethview	MA	Cook Islands	1	0	Medium
62	Female	PhD	Divorced	42,102	692	31,395	Personal	Unemployed	15	Fair	0.115391	180,167	3	Wardville	GU	Saint Martin	null	1	Low
53	Non-binary	Bachelor's	Widowed	71,952	661	47,434	Auto	Self-employed	8	Good	0.336168	230,133	2	Rhondabury	NM	Vietnam	4	1	Low
64	Male	High School	Divorced	55,061	611	null	Business	Employed	15	Good	0.599211	87,605	1	Stuarthaven	ND	Korea	2	2	High
53	Non-binary	High School	Divorced	null	746	30,053	Home	Unemployed	16	Good	0.266094	125,162	2	South Johnberg	KS	Gibraltar	2	2	Medium
54	Male	Master's	Divorced	58,892	708	34,750	Personal	Self-employed	11	Good	0.452118	164,964	0	North Michelle	IN	Singapore	null	0	Low
69	Non-binary	Master's	Divorced	90,392	795	null	Auto	Unemployed	3	Poor	0.228113	193,311	3	Amymouth	WY	Kuwait	4	0	Low
33	Female	PhD	Married	null	650	null	Auto	Unemployed	19	Excellent	0.226961	94,469	1	West Monica	PA	New Zealand	2	0	Low
25	Male	High School	Divorced	99,118	707	null	Personal	Unemployed	14	Fair	0.564303	100,598	1	Yangbury	HI	Lesotho	2	1	Low
37	Female	PhD	Divorced	115,996	729	48,736	Personal	Unemployed	18	Good	0.409815	null	null	Lake Darren	KS	France	3	2	High
34	Non-binary	Bachelor's	Single	null	692	40,195	Auto	Self-employed	8	Poor	0.573852	159,258	3	East Oliviastad	AK	Samoa	1	1	Low
36	Non-binary	Bachelor's	Widowed	null	634	47,431	Home	Self-employed	0	Fair	0.371503	140,452	2	Christopherstad	MO	Slovakia (Slovak Republic)	1	1	Low
68	Male	PhD	Single	79,949	658	32,763	Personal	Unemployed	12	Good	0.537288	51,953	3	South Patrickfort	AR	Pakistan	0	1	Low
56	Male	PhD	Divorced	37,352	null	32,211	Auto	Self-employed	16	Good	0.206286	117,286	null	Monicaview	NV	British Indian Ocean Territory (Chagos Archipelago)	null	2	Low
19	Female	Master's	Divorced	97,228	601	null	Auto	Employed	15	Excellent	0.286925	232,429	1	North April	NY	Uzbekistan	3	1	Medium
52	Male	Bachelor's	Married	null	660	null	Auto	Unemployed	17	Poor	0.264735	198,206	3	Port Jasminechester	AZ	Montserrat	2	1	Medium
68	Non-binary	PhD	Widowed	71,920	745	44,894	Personal	Unemployed	3	Good	0.434623	141,671	4	South Maria	OH	Saint Barthelemy	2	1	Medium
23	Non-binary	PhD	Single	101,638	612	34,984	Personal	Self-employed	18	Good	0.22156	173,539	4	Cynthiabury	HI	Guinea	4	1	Low
26	Male	Master's	Divorced	60,430	727	18,251	Personal	Employed	5	Fair	0.30893	39,568	3	West Randy	ME	Trinidad and Tobago	1	2	Low

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