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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
34	Male	Master's	Married	100,303	702	21,056	Business	Employed	18	Poor	0.505526	86,384	1	Snyderville	FM	Mauritius	0	1	Low
67	Male	PhD	Married	46,709	null	48,898	Business	Self-employed	11	Fair	0.14197	131,826	3	West Timothy	UT	Cambodia	4	1	Low
52	Female	PhD	Widowed	28,291	704	28,218	Auto	Unemployed	0	Poor	0.319838	20,907	4	Lake James	HI	Iceland	1	1	Low
49	Male	Master's	Widowed	85,869	665	null	Personal	Self-employed	14	Excellent	0.534983	null	null	Gonzalezton	ME	New Caledonia	4	0	Medium
18	Non-binary	Master's	Widowed	null	727	32,029	Auto	Unemployed	3	Good	0.544491	117,342	0	North Stevenport	NV	Ethiopia	1	0	Medium
40	Male	High School	Married	24,257	795	16,183	Personal	Unemployed	0	Fair	0.54646	267,669	null	Hollyview	SC	Kuwait	3	0	Low
49	Male	PhD	Widowed	78,676	605	null	Personal	Unemployed	7	Excellent	0.207548	124,709	0	Wilkinsonmouth	KY	Australia	null	0	Medium
33	Non-binary	High School	Divorced	111,200	null	24,103	Business	Self-employed	5	Excellent	0.45207	272,192	1	Tinabury	NE	Austria	2	2	Low
52	Male	Bachelor's	Divorced	51,261	646	40,691	Home	Employed	19	Fair	0.402443	87,012	0	Debbiehaven	SC	Andorra	null	0	Low
48	Non-binary	Bachelor's	Single	100,039	699	5,051	Business	Self-employed	18	Excellent	0.577138	236,823	3	Kimberlyland	FM	Maldives	0	1	Low
58	Male	High School	Widowed	null	786	40,798	Personal	Unemployed	19	Good	0.437014	90,006	1	Lake Sandrabury	NJ	Tonga	4	2	Medium
18	Female	High School	Widowed	93,903	null	null	Business	Unemployed	5	Poor	0.285335	236,195	3	Lake David	OR	Belize	null	2	Low
40	Non-binary	Bachelor's	Divorced	20,944	770	21,466	Auto	Employed	8	Good	0.21369	55,594	null	Victoriaberg	VA	Albania	0	1	Low
43	Female	PhD	Divorced	85,402	765	42,972	Personal	Self-employed	18	Excellent	0.350979	103,020	4	Kristiburgh	PA	British Indian Ocean Territory (Chagos Archipelago)	2	1	Low
46	Non-binary	High School	Divorced	107,986	765	6,759	Home	Unemployed	18	Good	0.401418	110,671	0	Meyerbury	AL	Sao Tome and Principe	0	0	Medium
59	Female	Master's	Divorced	89,843	671	null	Business	Self-employed	4	Good	0.127778	258,133	1	East Kimberly	HI	Solomon Islands	2	2	Low
46	Non-binary	Master's	Single	49,655	672	48,840	Auto	Self-employed	4	Poor	0.558155	280,754	2	Allenfurt	NC	Micronesia	4	2	Medium
47	Non-binary	High School	Married	89,015	693	null	Business	Unemployed	8	Fair	0.253787	null	null	Annaville	TN	Mauritania	4	0	Low
41	Non-binary	PhD	Divorced	58,736	null	null	Personal	Unemployed	10	Fair	0.133722	null	null	Kimberlyfort	MH	Jersey	4	0	High
33	Male	Bachelor's	Married	44,544	744	null	Home	Employed	18	Excellent	0.130431	null	4	West Michelle	NJ	Zimbabwe	2	0	Medium
51	Male	Bachelor's	Single	109,640	799	null	Home	Self-employed	13	Fair	0.146018	243,003	null	South Brooke	LA	Saint Vincent and the Grenadines	1	0	Medium
51	Male	PhD	Widowed	76,690	787	null	Business	Employed	11	Poor	0.472806	229,908	1	South Debbieview	TX	Ireland	1	2	Medium
37	Male	High School	Married	108,378	665	26,722	Business	Self-employed	3	Good	0.466054	229,997	3	Port Michaelchester	MI	Mongolia	2	1	Low
65	Female	Master's	Widowed	null	704	null	Personal	Unemployed	2	Fair	0.351901	209,718	4	Brooksmouth	WA	South Africa	1	2	Medium
36	Female	High School	Married	109,527	662	31,359	Business	Employed	8	Good	0.483541	null	3	Port Robert	MP	Korea	0	0	Low
50	Non-binary	PhD	Divorced	49,949	672	34,045	Home	Self-employed	3	Good	0.52241	294,278	1	West Rebekahburgh	KY	French Guiana	4	0	Medium
69	Female	High School	Married	null	748	null	Personal	Self-employed	0	Good	0.456817	46,401	4	Harryfort	IA	Saint Vincent and the Grenadines	0	0	Medium
34	Male	High School	Married	null	697	null	Auto	Self-employed	8	Poor	0.156062	182,016	null	Port Kimberly	MA	Oman	null	2	Low
54	Non-binary	Bachelor's	Divorced	99,048	null	10,188	Auto	Unemployed	19	Fair	0.121515	227,853	0	East Rodneychester	AL	Azerbaijan	1	0	High
57	Male	PhD	Single	null	744	28,620	Business	Self-employed	8	Poor	0.271583	180,018	4	North Victorfurt	UT	Peru	0	1	Low
32	Male	Master's	Single	34,990	758	38,039	Business	Employed	12	Fair	0.190091	null	0	East Matthewmouth	AK	Vanuatu	4	1	Low
41	Non-binary	Bachelor's	Divorced	null	null	27,558	Personal	Unemployed	13	Excellent	0.257438	65,888	2	Glennton	IL	Montserrat	null	2	Medium
53	Female	PhD	Single	78,900	790	44,842	Auto	Self-employed	8	Good	0.322034	null	null	Breannaport	MH	Liechtenstein	0	2	Medium
23	Female	PhD	Single	84,005	761	45,900	Home	Employed	18	Fair	0.359739	198,457	3	Coxville	MN	Greenland	3	1	Low
39	Non-binary	Bachelor's	Married	74,453	668	11,576	Auto	Unemployed	10	Fair	0.397585	45,056	3	Jessicamouth	NH	Monaco	1	1	Low
62	Female	Bachelor's	Widowed	23,065	720	35,879	Auto	Employed	13	Excellent	0.283717	163,674	3	Washingtonbury	AK	Paraguay	0	1	Low
36	Male	Bachelor's	Divorced	32,453	785	41,872	Business	Self-employed	1	Fair	0.5315	205,871	1	West Fernando	MA	Guinea-Bissau	1	0	Low
40	Female	PhD	Single	40,491	null	26,762	Business	Unemployed	2	Fair	0.298722	200,916	null	Michaelstad	HI	Mongolia	4	1	Low
22	Female	Master's	Single	103,422	772	46,112	Business	Self-employed	18	Excellent	0.37766	117,469	1	Jeffreyview	IL	Antigua and Barbuda	3	0	Low
42	Non-binary	Bachelor's	Widowed	null	739	null	Personal	Employed	0	Good	0.177005	129,310	0	South Nichole	TX	Tajikistan	3	1	Low
21	Male	PhD	Married	102,025	742	10,883	Personal	Unemployed	11	Poor	0.403707	206,374	0	New Mercedes	NC	Congo	0	2	Low
34	Non-binary	Master's	Married	null	747	48,511	Home	Unemployed	19	Excellent	0.221169	237,842	0	East Kirkmouth	NC	Mayotte	4	0	Low
18	Male	Bachelor's	Single	31,885	null	null	Home	Employed	5	Poor	0.287147	null	0	Port Alexberg	MP	Taiwan	3	0	Low
29	Male	Master's	Married	53,959	635	null	Personal	Unemployed	1	Excellent	0.170204	null	1	East Anna	RI	Lesotho	0	2	Low
59	Male	Master's	Single	54,710	707	9,213	Home	Self-employed	2	Excellent	0.582657	null	2	New Jessica	CT	Sao Tome and Principe	2	0	Low
62	Male	Bachelor's	Divorced	48,562	755	39,421	Business	Unemployed	1	Poor	0.326235	260,685	0	Davismouth	WV	Netherlands Antilles	1	0	Low
37	Non-binary	Master's	Married	46,957	720	40,738	Auto	Self-employed	6	Excellent	0.315986	248,629	4	East Bryanberg	FL	Argentina	1	0	Low
60	Non-binary	High School	Married	99,833	736	23,543	Auto	Employed	4	Good	0.123376	173,426	4	Lake Terrihaven	NC	Cameroon	3	0	Medium
49	Female	Bachelor's	Divorced	82,982	606	43,910	Home	Unemployed	16	Good	0.372756	197,015	null	Juanbury	TN	Bangladesh	0	0	Low
24	Male	Bachelor's	Divorced	106,924	675	8,356	Auto	Unemployed	12	Good	0.182629	157,887	0	Susanbury	TX	South Georgia and the South Sandwich Islands	1	0	High
22	Female	Bachelor's	Married	null	null	41,499	Business	Unemployed	19	Fair	0.306184	282,394	3	West Lindsey	CA	Jersey	2	2	Low
30	Male	Master's	Married	119,849	702	13,876	Home	Unemployed	17	Good	0.399272	null	0	Wayneside	LA	Ghana	3	1	Medium
61	Female	Bachelor's	Widowed	28,614	677	37,315	Auto	Self-employed	16	Poor	0.207722	106,510	2	South Jessica	UT	Kiribati	1	2	Medium
28	Female	PhD	Widowed	86,629	635	21,496	Business	Unemployed	7	Good	0.350581	289,180	3	New Linda	ME	Georgia	2	1	Medium
38	Non-binary	PhD	Divorced	73,740	727	23,831	Home	Self-employed	8	Excellent	0.209404	71,868	2	Stephaniebury	WY	Sri Lanka	null	2	Low
40	Non-binary	PhD	Widowed	82,714	619	27,659	Business	Employed	7	Fair	0.298749	74,334	4	Santiagostad	FL	Samoa	null	0	Low
30	Non-binary	High School	Divorced	94,354	647	14,245	Business	Self-employed	5	Good	0.586236	null	null	Lake Briana	NV	Northern Mariana Islands	3	2	Low
66	Female	High School	Widowed	96,380	null	14,225	Business	Self-employed	0	Good	0.529507	106,463	0	Lake Lori	KY	South Georgia and the South Sandwich Islands	2	0	Low
27	Female	High School	Divorced	110,388	633	null	Personal	Employed	14	Good	0.556845	194,739	2	New Timothy	WA	Norway	null	2	Low
33	Male	PhD	Widowed	32,209	641	27,864	Personal	Self-employed	9	Fair	0.464779	187,318	null	Haynestown	HI	Ethiopia	null	2	High
30	Female	PhD	Married	93,644	647	null	Business	Unemployed	11	Poor	0.138569	183,874	4	New Alyssahaven	PW	Libyan Arab Jamahiriya	1	1	Low
66	Female	PhD	Divorced	72,810	718	7,453	Business	Unemployed	4	Good	0.142064	260,554	1	Lake Isaiah	WA	French Guiana	null	1	High
45	Non-binary	Bachelor's	Married	41,432	null	36,115	Home	Unemployed	13	Excellent	0.324409	null	2	North Jasonberg	AK	Finland	3	2	Medium
36	Non-binary	Master's	Divorced	108,927	726	9,576	Business	Employed	4	Good	0.367745	193,470	4	Mathewton	KS	Niger	2	0	Medium
36	Female	High School	Widowed	null	724	12,135	Personal	Self-employed	0	Good	0.467521	162,772	0	Lake Kellyville	IL	Andorra	2	1	High
34	Non-binary	Bachelor's	Divorced	64,035	647	8,849	Personal	Employed	19	Excellent	0.300879	205,151	3	Nguyenside	VA	Uruguay	1	1	Low
18	Female	Master's	Widowed	null	659	32,309	Personal	Unemployed	10	Excellent	0.514342	141,400	2	West Kristina	GU	Swaziland	2	2	Low
19	Female	PhD	Widowed	29,741	769	29,391	Home	Unemployed	14	Excellent	0.193508	242,824	1	New Adrienne	NE	Liberia	2	0	Medium
25	Male	Bachelor's	Widowed	63,381	746	44,320	Business	Employed	17	Fair	0.195798	28,410	3	Lake Kelseychester	PR	Central African Republic	null	0	Low
24	Male	Bachelor's	Divorced	85,843	null	21,651	Personal	Unemployed	16	Excellent	0.438852	267,838	3	East Rhondaborough	NJ	Montserrat	0	0	Low
31	Non-binary	Master's	Single	23,042	698	31,731	Business	Self-employed	13	Fair	0.499075	142,202	4	Port Molly	NH	United States of America	4	1	Low
39	Non-binary	PhD	Divorced	35,552	758	45,332	Business	Self-employed	18	Fair	0.569218	150,480	null	Stevensonview	AZ	Albania	0	2	Medium
65	Non-binary	PhD	Divorced	90,486	770	null	Business	Self-employed	8	Poor	0.315921	null	null	Port Jennifer	MA	French Southern Territories	3	0	Medium
25	Non-binary	Master's	Divorced	108,578	756	null	Auto	Employed	17	Fair	0.348625	79,185	2	Morseberg	NJ	Cook Islands	2	2	Low
59	Non-binary	Master's	Divorced	29,589	757	42,667	Auto	Employed	9	Fair	0.485965	null	null	North William	MI	Sweden	null	1	Low
27	Female	PhD	Divorced	47,385	null	30,970	Business	Unemployed	16	Excellent	0.120186	113,770	4	Johnsonmouth	HI	French Southern Territories	null	0	Low
36	Non-binary	High School	Widowed	74,878	758	8,866	Auto	Employed	2	Fair	0.16243	106,415	2	Friedmanborough	PA	Brazil	2	0	Medium
59	Male	Bachelor's	Married	null	753	10,306	Business	Self-employed	19	Fair	0.175392	null	3	East Jonathanland	MI	Niger	4	2	Low
41	Non-binary	High School	Widowed	null	733	7,739	Personal	Unemployed	5	Good	0.122837	97,728	1	West Carla	MT	Jersey	2	2	High
37	Female	Bachelor's	Single	20,168	734	26,015	Business	Employed	10	Excellent	0.126701	null	0	Mayoburgh	MP	Estonia	null	1	Medium
23	Non-binary	PhD	Single	99,066	628	32,935	Home	Unemployed	6	Poor	0.18927	213,260	4	West Christopherstad	MD	India	1	1	Medium
40	Female	PhD	Widowed	66,381	747	8,454	Business	Employed	12	Poor	0.226578	null	0	New Kimberlyview	CO	Senegal	0	0	Medium
35	Male	High School	Divorced	94,891	625	31,858	Home	Self-employed	4	Excellent	0.119599	150,719	3	South Williamstad	ND	Micronesia	3	1	High
53	Male	Bachelor's	Widowed	22,673	728	29,195	Auto	Employed	18	Poor	0.377273	null	null	Deckerhaven	GU	Fiji	2	2	Low
24	Female	PhD	Widowed	24,318	602	36,180	Auto	Unemployed	15	Good	0.222838	224,104	0	North Elizabethton	ID	Saint Lucia	3	0	Medium
57	Female	PhD	Single	74,638	780	45,574	Personal	Unemployed	19	Excellent	0.459939	21,339	3	Kellerview	DC	French Guiana	1	2	Low
37	Female	Bachelor's	Divorced	82,408	718	null	Home	Self-employed	16	Poor	0.561361	24,153	2	North Gary	TX	Malaysia	0	0	Low
35	Non-binary	Master's	Married	69,711	644	null	Personal	Employed	17	Good	0.311241	null	4	Melissaville	RI	British Virgin Islands	1	0	Low
42	Male	PhD	Single	75,614	705	8,529	Business	Self-employed	6	Good	0.327047	43,313	2	Abigailchester	SD	Hungary	3	1	High
66	Female	High School	Married	96,674	715	null	Home	Unemployed	4	Poor	0.376433	160,362	null	South Patrick	SC	Ethiopia	null	0	Low
20	Male	Master's	Divorced	null	730	40,607	Personal	Unemployed	18	Poor	0.265585	177,914	2	North Mckenziefort	NY	Tajikistan	null	0	Low
65	Male	High School	Divorced	52,483	684	44,414	Home	Employed	16	Good	0.332563	64,295	null	Amyview	MA	Palau	2	0	Medium
67	Female	Bachelor's	Divorced	61,420	747	8,939	Auto	Employed	7	Excellent	0.434107	32,010	1	Kelliview	LA	Taiwan	1	2	Medium
44	Male	Bachelor's	Married	100,759	746	42,618	Home	Employed	17	Excellent	0.239374	67,685	0	West Gregory	WA	Malta	3	2	Medium
31	Male	Master's	Divorced	113,361	776	33,268	Auto	Self-employed	14	Poor	0.59978	148,369	null	West Amandahaven	NE	United States of America	4	1	Low
69	Female	High School	Married	75,965	766	35,558	Business	Employed	5	Good	0.518412	253,238	0	West Linda	MT	Argentina	3	1	Low
45	Non-binary	Master's	Single	99,517	798	23,932	Home	Employed	8	Good	0.439013	212,673	1	Leachport	CO	British Indian Ocean Territory (Chagos Archipelago)	2	1	High
41	Male	Bachelor's	Single	52,800	735	41,354	Auto	Employed	2	Poor	0.15018	null	2	Stephenshaven	MD	Eritrea	0	0	Low
20	Female	High School	Divorced	97,818	723	27,027	Auto	Unemployed	14	Poor	0.547728	76,534	3	Johnbury	PW	Dominican Republic	null	0	Medium
46	Male	High School	Widowed	78,396	697	12,083	Home	Unemployed	12	Good	0.513368	145,711	1	Port Arthurtown	DC	Russian Federation	4	0	Medium

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