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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
53	Male	PhD	Widowed	41,891	686	49,896	Business	Unemployed	8	Good	0.459443	298,836	3	New Lindsey	UT	United Arab Emirates	2	0	Medium
37	Female	High School	Married	44,409	752	13,157	Business	Employed	7	Poor	0.449605	null	null	Port Lorettatown	NY	Saint Vincent and the Grenadines	4	1	High
56	Female	PhD	Married	72,284	734	20,058	Personal	Unemployed	5	Fair	0.399343	96,572	3	Jessicaville	CA	Kazakhstan	0	2	Low
40	Male	High School	Married	null	null	15,952	Auto	Self-employed	9	Fair	0.114727	158,640	0	Port Alexandraborough	MT	Trinidad and Tobago	null	2	Low
45	Female	High School	Single	21,067	676	39,155	Personal	Unemployed	17	Poor	0.348085	286,987	4	West Paul	MI	Sri Lanka	1	2	Low
50	Non-binary	Master's	Widowed	null	622	10,520	Business	Self-employed	12	Fair	0.420214	264,309	1	Davidburgh	DE	Macao	null	1	Medium
26	Female	PhD	Divorced	null	637	null	Business	Unemployed	10	Fair	0.434681	221,526	2	Fosterborough	VI	Turkmenistan	0	1	High
44	Non-binary	Bachelor's	Single	76,751	626	14,198	Auto	Self-employed	8	Fair	0.264702	240,416	0	Williamsonstad	MI	Canada	3	0	Low
69	Male	High School	Widowed	37,013	749	null	Home	Employed	16	Excellent	0.505766	143,055	3	Nelsonmouth	VI	Tajikistan	1	0	Low
42	Female	Master's	Divorced	24,753	608	35,249	Auto	Employed	10	Fair	0.58426	77,453	0	Lake Johnburgh	VI	Burundi	2	1	Medium
28	Female	Bachelor's	Widowed	85,592	677	null	Personal	Employed	1	Good	0.342559	136,839	1	Port Jeffrey	ME	Monaco	0	2	Low
33	Female	High School	Married	null	661	null	Business	Employed	0	Fair	0.164816	158,160	4	East Andrewton	TX	Bahrain	null	0	Low
36	Non-binary	High School	Divorced	20,826	617	18,219	Home	Self-employed	3	Excellent	0.552975	101,509	0	Port Shawnton	CO	San Marino	4	0	Medium
42	Non-binary	Bachelor's	Widowed	85,020	648	35,493	Home	Unemployed	10	Poor	0.367632	190,654	null	Ramosland	NV	Saint Helena	4	1	Low
64	Male	High School	Divorced	24,132	714	22,161	Personal	Employed	12	Excellent	0.495535	206,053	3	Lake Dennisfurt	TX	Equatorial Guinea	3	1	Low
32	Female	Bachelor's	Single	54,684	671	37,649	Business	Employed	15	Good	0.146076	192,752	1	Port Jessicaside	ME	India	4	0	Medium
25	Male	Bachelor's	Single	106,450	630	44,580	Business	Self-employed	4	Excellent	0.43765	178,430	2	New Elizabethfort	CA	Singapore	2	1	Low
34	Non-binary	Bachelor's	Divorced	107,829	null	null	Auto	Self-employed	2	Fair	0.523491	59,379	0	Terrencechester	IA	Iceland	2	1	Low
31	Non-binary	PhD	Widowed	70,357	627	31,333	Home	Self-employed	6	Good	0.261899	null	4	East Ray	FL	Algeria	4	2	Low
22	Female	Bachelor's	Married	82,513	774	32,372	Auto	Self-employed	2	Good	0.135814	253,747	0	Fosterburgh	MA	Libyan Arab Jamahiriya	3	1	Medium
51	Male	Bachelor's	Married	95,093	663	49,817	Personal	Unemployed	15	Fair	0.202756	227,322	4	East Nicole	GA	Sao Tome and Principe	0	2	Low
34	Female	PhD	Divorced	90,585	null	39,820	Business	Unemployed	6	Good	0.290178	94,587	null	Ryanberg	HI	Kuwait	2	0	Medium
30	Female	Bachelor's	Married	81,273	719	45,326	Auto	Self-employed	2	Excellent	0.271725	45,797	4	Lauraside	NH	Mali	0	1	Low
36	Male	Bachelor's	Single	110,141	760	15,198	Personal	Unemployed	7	Good	0.402346	135,329	0	Port Mikeview	WY	Cook Islands	4	0	Low
34	Female	Bachelor's	Divorced	96,864	637	34,813	Personal	Unemployed	7	Good	0.267353	30,910	0	East Anthonyberg	TN	Sierra Leone	4	0	Low
57	Male	PhD	Divorced	103,457	722	null	Auto	Unemployed	8	Fair	0.105858	265,949	2	West Melissa	MO	Mali	1	2	Medium
58	Non-binary	Bachelor's	Married	112,270	770	35,434	Business	Self-employed	5	Good	0.43688	47,254	1	Lake Christopherchester	CO	Guatemala	1	0	Medium
42	Male	High School	Widowed	116,766	643	34,966	Auto	Employed	4	Fair	0.476049	168,738	4	Lake Jean	CA	Saint Martin	null	1	Low
67	Female	PhD	Single	null	696	5,376	Auto	Self-employed	18	Excellent	0.15556	263,341	3	North Joshua	PA	Lesotho	1	1	High
49	Female	High School	Single	71,423	681	11,250	Personal	Self-employed	5	Excellent	0.359979	null	0	Christinefort	VA	Bulgaria	0	0	Low
54	Female	PhD	Married	97,857	647	31,619	Business	Employed	17	Excellent	0.167309	192,176	3	Wilsonview	VA	Armenia	3	2	Low
20	Non-binary	Master's	Married	null	null	null	Home	Employed	8	Excellent	0.516474	31,763	1	Kimberlyfort	PW	United States Virgin Islands	4	0	Low
65	Non-binary	Bachelor's	Single	21,436	769	15,086	Auto	Unemployed	2	Fair	0.436696	null	null	Adamsport	KY	Italy	null	0	Low
66	Male	Master's	Divorced	null	null	7,537	Home	Self-employed	18	Fair	0.243956	135,593	null	Ethanburgh	AL	Faroe Islands	3	0	High
45	Non-binary	PhD	Divorced	28,888	604	28,287	Home	Employed	6	Poor	0.578228	182,962	1	Paulaville	OK	Belgium	4	0	Low
68	Non-binary	PhD	Divorced	108,241	634	16,079	Business	Self-employed	16	Poor	0.475482	126,492	3	Christinaside	DE	Botswana	2	0	Low
64	Male	Bachelor's	Widowed	95,681	633	null	Personal	Employed	10	Poor	0.571305	null	null	South Laura	MD	Cuba	null	2	Low
28	Female	High School	Divorced	null	764	32,933	Personal	Self-employed	14	Good	0.536601	77,211	4	Port Michaelchester	ME	Benin	1	2	Low
43	Non-binary	Master's	Divorced	22,843	null	null	Auto	Employed	4	Poor	0.541474	67,586	3	Aliciaburgh	UT	Lithuania	4	2	High
34	Male	High School	Divorced	96,160	null	23,006	Personal	Unemployed	2	Fair	0.157134	null	null	Murphybury	MI	France	1	1	Medium
28	Female	Bachelor's	Single	44,236	650	46,203	Personal	Unemployed	15	Fair	0.370597	44,381	1	South Johnland	VA	Tokelau	1	1	Medium
68	Male	Bachelor's	Divorced	68,679	null	null	Auto	Unemployed	5	Good	0.137481	86,974	2	West Elizabeth	TX	Sweden	4	2	Medium
64	Non-binary	PhD	Married	null	605	30,057	Home	Employed	11	Poor	0.111978	null	0	Annland	MA	Chile	2	2	Low
38	Male	PhD	Widowed	99,538	601	36,207	Home	Self-employed	5	Poor	0.480037	72,116	1	Turnerburgh	FL	Zambia	1	2	Low
38	Female	High School	Married	22,589	698	23,239	Personal	Employed	12	Good	0.283855	173,475	0	Nicholasview	MA	Timor-Leste	4	0	Low
43	Female	PhD	Divorced	null	620	21,154	Home	Self-employed	4	Fair	0.343914	null	4	Carrollborough	AR	Norway	1	2	Low
23	Non-binary	Bachelor's	Single	117,046	null	45,724	Auto	Self-employed	8	Poor	0.354607	null	2	Port Catherinemouth	MO	Netherlands	2	0	Low
63	Female	High School	Divorced	34,003	742	37,867	Personal	Employed	18	Poor	0.431741	232,798	2	Henrystad	ID	Comoros	2	0	High
39	Non-binary	PhD	Widowed	109,360	687	37,052	Business	Self-employed	7	Good	0.233681	250,107	4	East Benjamin	LA	Saint Helena	3	1	Medium
60	Female	PhD	Widowed	92,551	724	null	Personal	Employed	13	Good	0.210665	99,942	4	Watershaven	MA	Argentina	4	1	Low
22	Female	Bachelor's	Divorced	28,155	622	33,167	Auto	Self-employed	10	Fair	0.230843	206,040	1	Mariahborough	WY	Indonesia	2	2	Low
18	Female	PhD	Single	29,416	737	9,268	Auto	Self-employed	18	Fair	0.450636	107,701	3	North Veronicafort	CO	Bhutan	4	0	Low
32	Female	Master's	Single	115,368	648	19,868	Auto	Employed	16	Poor	0.420902	222,738	3	Petersonberg	OH	Tokelau	2	0	High
28	Non-binary	Bachelor's	Divorced	78,769	710	34,044	Business	Self-employed	0	Good	0.200776	163,856	1	West Rachelton	VI	Mongolia	4	0	Medium
63	Female	High School	Divorced	119,054	639	37,515	Personal	Self-employed	17	Fair	0.595691	null	0	Smithberg	CT	Czech Republic	2	0	Low
33	Male	Bachelor's	Divorced	106,643	679	25,855	Business	Unemployed	13	Good	0.260401	44,793	0	South Michelle	MH	Andorra	4	2	Low
62	Female	Master's	Single	104,225	null	null	Auto	Employed	13	Fair	0.229889	293,639	3	South Brendabury	MS	Monaco	2	0	Low
18	Female	High School	Single	91,520	742	27,104	Home	Employed	0	Good	0.530425	284,466	3	Samanthaton	IA	Kyrgyz Republic	null	1	Low
39	Non-binary	PhD	Widowed	30,298	768	35,459	Business	Employed	5	Poor	0.373593	227,245	2	East Rachael	CT	Poland	0	2	High
31	Non-binary	PhD	Single	60,449	634	15,798	Auto	Unemployed	6	Good	0.265204	null	null	Lake Shelleytown	TN	Barbados	4	1	Low
69	Female	Bachelor's	Divorced	76,289	739	41,792	Auto	Employed	12	Poor	0.257269	139,190	1	Phillipsbury	ND	Maldives	4	0	Low
31	Male	Master's	Married	105,311	771	20,201	Business	Unemployed	15	Fair	0.510491	164,652	3	Brentshire	OK	Libyan Arab Jamahiriya	2	0	Low
55	Female	Master's	Single	101,919	767	49,733	Business	Unemployed	0	Good	0.415334	278,352	4	Cantrellshire	KS	Saudi Arabia	0	1	Medium
52	Female	Master's	Widowed	50,121	744	null	Personal	Unemployed	8	Poor	0.297606	285,686	3	Coxland	GA	Angola	2	2	Low
19	Non-binary	PhD	Married	47,256	633	25,232	Personal	Self-employed	2	Fair	0.240013	191,678	3	Lake Randallside	ID	Oman	0	2	Low
35	Non-binary	High School	Married	92,074	667	16,463	Personal	Unemployed	7	Good	0.154186	250,121	2	Garyville	MO	Bangladesh	3	0	High
36	Male	PhD	Married	33,262	null	22,871	Business	Unemployed	8	Poor	0.293812	213,098	1	Port Jacktown	PA	Fiji	1	1	Medium
45	Female	High School	Single	null	781	19,640	Auto	Unemployed	15	Fair	0.157222	278,627	0	Robertfort	NJ	Nauru	2	2	High
21	Male	High School	Married	37,221	799	31,733	Home	Self-employed	1	Good	0.530665	161,043	null	Lake Andres	MO	Tajikistan	0	1	Low
56	Female	PhD	Married	107,777	740	null	Business	Self-employed	14	Poor	0.461871	47,017	null	Jamietown	AS	Swaziland	1	0	Low
64	Male	PhD	Single	null	645	9,277	Personal	Self-employed	6	Excellent	0.170978	157,070	1	Lake Nathan	WV	Gambia	null	1	Low
53	Non-binary	PhD	Widowed	null	null	6,357	Personal	Self-employed	0	Good	0.190977	null	1	Hernandezfort	MP	Bahrain	3	1	Medium
31	Female	Master's	Married	null	null	10,830	Auto	Self-employed	6	Excellent	0.389621	null	0	Lake Lauratown	AR	Norway	null	0	Low
45	Female	Master's	Married	90,904	null	26,523	Home	Employed	5	Good	0.415767	163,978	4	East Anthonymouth	LA	American Samoa	1	2	Medium
29	Male	Master's	Married	null	null	9,994	Business	Unemployed	16	Fair	0.46833	174,044	null	Millstown	NE	Niue	null	0	Medium
67	Female	High School	Widowed	42,286	731	null	Business	Unemployed	14	Excellent	0.4989	239,739	1	Port Rebecca	WY	Antigua and Barbuda	3	0	Low
26	Female	Master's	Married	97,665	747	null	Auto	Self-employed	0	Good	0.204954	69,692	null	Courtneyberg	FM	Georgia	0	0	High
68	Male	Master's	Divorced	77,033	762	null	Auto	Self-employed	0	Poor	0.49926	251,352	2	Guzmanville	RI	Tajikistan	null	1	Low
33	Female	Master's	Divorced	100,730	null	33,209	Home	Self-employed	3	Good	0.222057	272,541	null	West Larrymouth	PW	Taiwan	null	1	Low
20	Male	Bachelor's	Widowed	97,160	602	25,973	Home	Self-employed	0	Excellent	0.599728	245,581	1	Lake Feliciamouth	HI	Japan	1	2	Low
43	Non-binary	High School	Married	67,565	762	null	Auto	Employed	16	Excellent	0.115312	24,382	3	Mataborough	PR	Lao People's Democratic Republic	0	0	Low
55	Male	Master's	Widowed	88,388	787	7,723	Personal	Employed	13	Poor	0.122078	253,715	3	New Joshua	CO	Qatar	null	0	Medium
23	Male	High School	Widowed	33,336	677	16,780	Personal	Unemployed	2	Excellent	0.147352	286,110	4	New Robert	UT	Cambodia	4	2	Low
27	Male	Bachelor's	Divorced	29,872	779	43,783	Home	Self-employed	7	Fair	0.314395	265,415	3	South Dillon	MS	El Salvador	null	0	Medium
33	Male	Master's	Divorced	null	767	26,008	Business	Self-employed	10	Fair	0.385705	178,381	0	Lake Rachel	HI	Latvia	null	0	Medium
54	Male	Master's	Married	96,964	null	18,696	Business	Self-employed	14	Fair	0.529043	164,990	3	Ericaport	SC	Maldives	3	2	High
19	Male	High School	Single	115,249	747	11,274	Business	Employed	5	Poor	0.31927	75,808	null	North Amber	LA	Sao Tome and Principe	3	2	Low
46	Male	Bachelor's	Divorced	110,091	703	38,993	Business	Unemployed	2	Poor	0.250111	116,597	4	Lake Juliehaven	AZ	Nauru	3	0	Low
27	Non-binary	Bachelor's	Single	34,048	657	null	Auto	Unemployed	0	Poor	0.285807	244,769	1	North Jamesfort	VA	Ukraine	4	0	Medium
27	Non-binary	Bachelor's	Single	65,891	709	42,301	Personal	Employed	0	Good	0.467235	160,651	2	West Ashleyport	KY	Albania	1	0	Low
36	Female	PhD	Married	63,201	749	42,069	Business	Self-employed	0	Good	0.563898	211,017	0	Claytonton	CA	Bangladesh	1	1	Low
19	Male	High School	Widowed	103,457	632	20,115	Personal	Employed	10	Good	0.342283	null	0	East Moniqueborough	IL	Aruba	1	2	Low
22	Female	PhD	Single	113,468	725	20,660	Auto	Self-employed	7	Poor	0.407049	248,882	1	Port Pamela	SD	Portugal	4	1	Low
19	Female	High School	Single	54,640	null	44,379	Auto	Self-employed	7	Poor	0.560366	288,802	2	Port Sarahview	FL	Israel	null	1	Low
58	Non-binary	Bachelor's	Single	100,598	709	37,001	Auto	Employed	1	Fair	0.369979	181,774	4	Valdezshire	ND	Bolivia	3	0	Medium
54	Female	High School	Married	29,275	601	32,337	Auto	Employed	3	Poor	0.591267	261,487	2	Port David	NM	Taiwan	4	1	Low
27	Female	Bachelor's	Widowed	64,898	691	41,104	Business	Unemployed	1	Good	0.383495	176,781	2	Glennmouth	WY	Equatorial Guinea	null	0	Low
40	Non-binary	Master's	Single	73,520	799	43,171	Personal	Employed	5	Good	0.147865	235,764	0	West Nicholasport	HI	Sri Lanka	4	2	Low
19	Female	Master's	Widowed	61,319	704	null	Personal	Self-employed	11	Excellent	0.588418	280,237	3	South Bryan	WI	British Virgin Islands	1	0	Medium
24	Non-binary	PhD	Divorced	104,752	723	null	Personal	Self-employed	13	Excellent	0.536796	72,468	0	North Michaelstad	VT	New Caledonia	2	1	Medium

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