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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
46	Non-binary	Bachelor's	Married	87,891	693	39,212	Home	Self-employed	13	Poor	0.430131	108,330	null	West Victoria	WA	Canada	1	2	Medium
61	Male	PhD	Single	63,016	743	40,005	Home	Unemployed	0	Good	0.131223	54,089	1	Lake Kimberlytown	AK	Burundi	3	1	Low
63	Non-binary	High School	Single	103,552	674	14,848	Auto	Unemployed	7	Good	0.105793	298,871	1	New Mariafort	MN	Palau	1	2	Medium
28	Male	PhD	Single	116,717	607	36,263	Auto	Employed	18	Poor	0.236399	153,983	0	South Davidburgh	KY	Sri Lanka	2	0	Medium
53	Male	Bachelor's	Widowed	56,593	null	27,050	Business	Employed	17	Fair	0.58955	null	4	Port Alison	OH	Portugal	3	2	Medium
52	Non-binary	Bachelor's	Married	41,673	678	45,364	Home	Unemployed	3	Fair	0.465563	291,755	3	East Kathleenburgh	MA	Tanzania	1	0	Low
36	Non-binary	Bachelor's	Widowed	null	694	37,035	Auto	Employed	19	Excellent	0.107756	null	0	Port Michelle	AS	Japan	4	0	Low
69	Non-binary	High School	Divorced	44,592	673	18,632	Personal	Self-employed	3	Good	0.336056	87,811	3	Larsonshire	AS	Panama	4	1	High
47	Female	Master's	Single	107,905	748	28,276	Personal	Unemployed	7	Fair	0.446248	117,827	1	New Ryan	LA	Saint Pierre and Miquelon	null	0	Low
38	Non-binary	PhD	Widowed	53,490	676	16,137	Auto	Self-employed	18	Good	0.394522	125,680	null	North Anthony	WV	Heard Island and McDonald Islands	1	2	Low
40	Male	Master's	Widowed	null	604	14,433	Home	Employed	12	Good	0.232558	50,538	0	New Charles	VI	Togo	3	1	Low
54	Female	High School	Single	52,206	747	32,881	Home	Self-employed	17	Poor	0.107521	272,141	3	Emilyshire	WY	Dominica	4	0	High
64	Female	High School	Married	36,246	749	36,346	Home	Unemployed	4	Excellent	0.205074	281,227	1	South Russell	KY	Slovakia (Slovak Republic)	1	0	Low
66	Male	Master's	Widowed	95,705	669	null	Business	Employed	9	Fair	0.224136	221,678	4	Ashleyburgh	AK	Serbia	null	1	Low
49	Non-binary	PhD	Married	86,538	702	28,553	Business	Employed	18	Poor	0.38775	null	null	Tylerville	NH	Georgia	3	2	Low
59	Male	High School	Divorced	85,250	739	42,351	Home	Employed	9	Good	0.505002	null	null	South Aaron	MS	Tajikistan	1	0	Medium
39	Male	Master's	Widowed	null	653	27,794	Home	Self-employed	0	Good	0.124968	164,415	3	Cookside	OH	New Caledonia	0	1	Medium
47	Non-binary	Master's	Widowed	36,128	null	8,820	Business	Self-employed	15	Fair	0.218964	129,533	4	South Colton	SD	Malaysia	0	2	Low
38	Female	Bachelor's	Married	69,485	651	5,148	Auto	Employed	1	Good	0.386656	null	4	Port Michaelland	MN	Korea	null	0	Low
25	Male	PhD	Widowed	55,285	null	18,276	Home	Self-employed	7	Poor	0.201632	37,591	3	North William	MS	Ecuador	0	1	Low
47	Female	Bachelor's	Widowed	83,236	610	36,626	Personal	Unemployed	4	Good	0.583585	230,146	4	East Margaret	FL	Saint Kitts and Nevis	3	1	Medium
41	Female	High School	Single	57,355	796	7,289	Business	Employed	8	Good	0.365472	35,049	0	Salazarstad	HI	Nepal	0	0	Low
36	Male	PhD	Married	44,723	657	36,122	Home	Employed	0	Poor	0.433371	180,723	null	Port Franciscohaven	SC	Saint Barthelemy	2	1	Low
55	Male	High School	Single	102,404	null	41,843	Home	Self-employed	16	Poor	0.266318	251,919	0	Mcbridefort	AK	Moldova	2	0	Medium
25	Male	Master's	Widowed	21,872	631	null	Home	Self-employed	1	Good	0.579865	184,754	3	Sydneymouth	NC	Haiti	4	2	Medium
55	Female	PhD	Single	65,950	607	null	Personal	Employed	4	Excellent	0.442843	218,624	3	North Johnstad	RI	Thailand	0	1	Low
61	Male	PhD	Widowed	68,604	674	46,311	Home	Unemployed	6	Poor	0.376325	30,806	3	West Thomas	VI	Lithuania	3	0	Medium
54	Male	PhD	Married	54,360	666	null	Personal	Self-employed	4	Fair	0.281761	32,099	3	East Mistyburgh	MN	Svalbard & Jan Mayen Islands	0	0	High
59	Non-binary	PhD	Married	null	665	43,129	Personal	Unemployed	19	Excellent	0.440786	143,139	1	North Michellebury	SD	Japan	1	1	Low
62	Male	High School	Married	null	603	39,729	Home	Employed	0	Good	0.538195	null	null	Marytown	OK	Haiti	2	0	Low
20	Non-binary	Bachelor's	Single	67,743	606	32,003	Home	Employed	5	Excellent	0.273673	137,387	1	Matthewsside	RI	Netherlands	1	0	Low
51	Male	High School	Divorced	86,904	647	null	Personal	Self-employed	10	Poor	0.358435	166,898	3	North Meganbury	VI	Iraq	3	2	High
51	Male	Bachelor's	Single	114,067	764	15,712	Personal	Self-employed	17	Poor	0.246054	93,213	4	Port James	DC	Mayotte	3	0	Low
43	Non-binary	PhD	Divorced	96,772	null	42,071	Personal	Self-employed	4	Fair	0.330262	252,156	0	Bowentown	IL	United States of America	4	1	Medium
61	Male	Master's	Married	null	785	47,228	Auto	Employed	8	Fair	0.46935	74,158	2	Brianfurt	IL	Grenada	2	0	Low
43	Female	Bachelor's	Married	68,039	640	null	Business	Employed	4	Poor	0.173719	297,016	4	Turnerfurt	ID	Puerto Rico	2	0	Medium
35	Non-binary	PhD	Widowed	117,104	614	36,254	Personal	Unemployed	19	Poor	0.312655	269,711	4	West Chad	LA	Costa Rica	4	0	Medium
27	Female	PhD	Divorced	34,781	678	23,656	Personal	Unemployed	14	Excellent	0.221308	232,851	2	New Miguelton	DC	French Southern Territories	3	1	Low
34	Male	PhD	Married	40,311	697	15,820	Business	Unemployed	3	Good	0.54421	92,277	null	Brownchester	WY	Ghana	0	1	Medium
57	Male	Master's	Single	116,548	622	30,474	Home	Self-employed	8	Excellent	0.403849	106,849	1	West Josephville	KY	Indonesia	0	0	Low
42	Male	Bachelor's	Married	22,315	700	27,608	Home	Employed	4	Fair	0.383567	null	3	East Rodney	DE	Martinique	0	1	Low
31	Female	PhD	Widowed	118,987	null	38,203	Business	Unemployed	7	Poor	0.538057	181,159	null	Lake Richard	FL	Vietnam	2	0	Medium
59	Non-binary	Master's	Married	44,657	null	43,159	Home	Self-employed	7	Good	0.430413	190,855	2	Scottfort	IL	Comoros	4	0	Low
19	Non-binary	High School	Divorced	61,986	790	null	Auto	Unemployed	18	Fair	0.442805	283,536	null	Bettyfort	NC	Mayotte	1	0	Medium
27	Female	Bachelor's	Divorced	74,462	769	11,564	Home	Employed	7	Excellent	0.272938	22,326	1	Santosmouth	WI	Ghana	null	1	Low
49	Female	High School	Widowed	null	762	32,654	Auto	Employed	13	Good	0.322712	null	3	Benjaminfort	MH	Guam	3	0	High
55	Non-binary	Bachelor's	Widowed	null	676	45,971	Personal	Unemployed	3	Excellent	0.362994	34,789	4	Martinland	LA	Korea	3	2	Low
67	Female	Bachelor's	Married	66,894	639	46,395	Auto	Unemployed	10	Poor	0.572642	46,850	0	East Kathryn	PR	Armenia	2	1	Medium
33	Male	Bachelor's	Widowed	21,891	783	null	Personal	Unemployed	0	Fair	0.424192	31,640	null	Nathanview	NM	Peru	0	2	Medium
47	Female	Bachelor's	Divorced	25,618	790	17,623	Auto	Employed	5	Excellent	0.223979	126,259	4	Port Jeffrey	MD	Sri Lanka	1	2	Medium
67	Non-binary	High School	Divorced	77,205	755	16,522	Personal	Self-employed	10	Fair	0.472913	null	1	North Jacobborough	GU	Netherlands	1	1	Low
35	Non-binary	PhD	Widowed	61,524	655	19,045	Home	Employed	3	Fair	0.174366	71,934	2	Gilesshire	WA	Antigua and Barbuda	0	1	Medium
41	Non-binary	Bachelor's	Widowed	45,688	725	25,161	Auto	Self-employed	2	Excellent	0.578169	278,720	4	Cookburgh	NM	Uganda	null	0	Low
63	Non-binary	High School	Single	23,239	609	25,885	Personal	Self-employed	7	Excellent	0.182544	271,117	3	South Anna	AL	Pakistan	1	0	Low
52	Male	PhD	Married	115,614	705	40,230	Auto	Unemployed	19	Good	0.146507	199,347	2	North Erinmouth	ID	Ghana	1	2	Low
38	Female	High School	Single	94,996	null	45,575	Home	Unemployed	11	Poor	0.505216	246,763	2	Barkerport	PR	Liberia	null	2	Low
45	Female	High School	Divorced	61,277	707	13,684	Business	Self-employed	2	Excellent	0.413015	62,636	2	West Kimberlytown	CA	United States of America	2	0	Low
57	Male	Master's	Widowed	null	631	9,538	Business	Self-employed	6	Good	0.245634	null	0	South Adam	NE	Libyan Arab Jamahiriya	3	1	Low
38	Female	High School	Married	100,004	717	7,111	Home	Unemployed	19	Excellent	0.599232	234,330	3	Andrewstad	MS	Saint Vincent and the Grenadines	1	1	Medium
58	Non-binary	Master's	Married	58,237	674	5,579	Business	Self-employed	17	Good	0.342636	290,940	2	Scottmouth	OH	Hong Kong	2	0	Low
40	Male	High School	Divorced	82,355	637	24,450	Personal	Unemployed	2	Excellent	0.390511	29,864	0	Mcneilfurt	DC	Wallis and Futuna	null	1	Low
66	Non-binary	Master's	Married	88,197	752	9,929	Business	Employed	8	Good	0.179018	294,374	1	Port Laura	ME	Saint Vincent and the Grenadines	null	2	Medium
63	Female	Bachelor's	Widowed	85,930	745	42,463	Home	Self-employed	16	Good	0.518613	138,092	4	Richardside	CO	Reunion	1	1	Low
62	Female	PhD	Single	110,688	737	5,166	Personal	Self-employed	5	Poor	0.355205	166,541	0	East Stacy	DC	Holy See (Vatican City State)	3	0	Medium
28	Female	PhD	Divorced	55,568	630	48,319	Business	Self-employed	6	Fair	0.43277	null	4	Port Lisaville	ND	Bouvet Island (Bouvetoya)	1	0	Low
55	Non-binary	Bachelor's	Married	91,054	717	44,771	Business	Employed	3	Fair	0.508612	165,407	3	North Margaretburgh	MN	Taiwan	4	1	Low
51	Male	High School	Married	42,184	704	23,154	Auto	Self-employed	3	Good	0.250542	155,898	4	Lake Shannon	KS	Zambia	3	2	Low
40	Male	Bachelor's	Widowed	104,239	681	16,837	Auto	Self-employed	19	Excellent	0.586429	185,619	null	Brownfort	NJ	Holy See (Vatican City State)	2	1	Medium
39	Female	PhD	Divorced	70,294	null	14,110	Home	Employed	6	Poor	0.318535	56,318	3	Wilsonberg	OR	Guatemala	1	1	High
50	Male	High School	Single	94,534	695	45,882	Personal	Self-employed	1	Good	0.412231	111,865	null	West Antoniochester	GU	Montenegro	null	0	Low
44	Female	PhD	Single	99,837	763	33,201	Personal	Self-employed	2	Fair	0.335366	141,001	4	Jeffreyview	PW	Uruguay	1	0	Medium
20	Female	Master's	Widowed	38,648	715	7,860	Personal	Employed	12	Poor	0.476713	24,642	null	Russellview	ND	Kenya	null	0	Medium
67	Female	Master's	Single	78,642	600	null	Auto	Unemployed	9	Poor	0.139666	81,429	2	Byrdhaven	TN	Guam	1	0	Medium
64	Non-binary	High School	Married	106,066	649	17,113	Auto	Self-employed	0	Excellent	0.417499	142,900	4	West Edwinshire	AR	Italy	2	1	Low
53	Male	Bachelor's	Married	null	723	null	Home	Unemployed	1	Poor	0.338338	142,758	null	Jeffreybury	GA	Liberia	2	2	Low
49	Male	Master's	Single	36,447	679	48,657	Personal	Self-employed	7	Good	0.348974	135,143	null	Jacobberg	PW	Saint Kitts and Nevis	0	0	Low
58	Female	High School	Widowed	27,141	744	39,730	Auto	Employed	9	Fair	0.316261	235,658	1	Coopertown	SD	Congo	3	2	Low
64	Male	High School	Divorced	46,558	650	17,349	Auto	Self-employed	3	Poor	0.352535	182,318	3	Muellermouth	PR	Lithuania	4	2	Low
44	Female	Master's	Widowed	47,559	650	33,943	Business	Self-employed	16	Poor	0.265986	222,547	null	Trevorchester	FM	Guinea	3	1	Medium
44	Female	High School	Single	31,957	715	41,880	Personal	Self-employed	3	Excellent	0.579906	227,963	3	East Michael	WV	Trinidad and Tobago	null	1	Low
36	Female	PhD	Divorced	117,773	680	37,996	Home	Employed	6	Fair	0.225135	215,412	4	Port Steven	ME	Myanmar	2	2	Medium
50	Non-binary	High School	Widowed	86,572	708	14,160	Home	Employed	1	Fair	0.510455	181,739	2	Christophertown	DE	Guadeloupe	null	1	Medium
39	Female	Bachelor's	Married	32,683	764	30,935	Home	Self-employed	1	Good	0.466914	34,750	2	Port Christopher	UT	Estonia	3	2	Low
49	Female	High School	Married	68,355	787	16,093	Personal	Self-employed	4	Fair	0.358147	72,631	2	Toddville	GA	Lithuania	0	1	Low
51	Male	Bachelor's	Married	65,906	null	null	Business	Self-employed	4	Poor	0.149089	214,602	1	Stevenfurt	MS	Vanuatu	1	1	Low
27	Male	High School	Divorced	64,280	657	15,401	Business	Employed	11	Fair	0.570133	null	4	Barnettville	NH	Saudi Arabia	0	1	Medium
51	Non-binary	Bachelor's	Widowed	77,266	636	9,226	Home	Employed	17	Excellent	0.385137	null	4	New Sandra	MI	Libyan Arab Jamahiriya	3	2	Low
22	Male	Bachelor's	Widowed	57,142	691	null	Business	Unemployed	4	Excellent	0.286839	23,879	1	Lake Timothyburgh	SD	French Southern Territories	null	0	Medium
31	Male	High School	Single	113,749	683	24,670	Personal	Employed	16	Fair	0.463829	285,741	0	Tuckermouth	NY	Paraguay	0	2	Low
58	Non-binary	Bachelor's	Married	60,533	672	21,961	Home	Employed	4	Poor	0.293685	214,730	4	Ochoatown	OK	Saudi Arabia	4	2	Low
24	Male	High School	Divorced	118,704	746	8,790	Personal	Self-employed	5	Poor	0.240992	null	3	North Richard	NJ	Ukraine	3	1	Low
32	Non-binary	PhD	Widowed	67,236	null	null	Auto	Employed	5	Good	0.310362	138,594	2	Gentrymouth	CO	Kyrgyz Republic	3	2	Low
34	Female	High School	Single	57,204	713	23,615	Personal	Self-employed	1	Excellent	0.335451	135,551	2	Parkerport	IL	Mauritius	2	0	Low
58	Non-binary	Master's	Divorced	118,743	null	31,555	Personal	Unemployed	14	Poor	0.342313	85,408	4	Fordport	PA	Zambia	1	2	Low
37	Female	Master's	Widowed	50,008	763	null	Personal	Self-employed	16	Good	0.477219	168,102	3	North Annemouth	PR	Hungary	1	2	Low
68	Male	Bachelor's	Single	81,377	671	27,294	Home	Unemployed	6	Excellent	0.324758	103,570	4	Rollinsfort	GU	Turkey	null	1	Medium
55	Female	Bachelor's	Married	104,886	791	45,636	Business	Employed	12	Fair	0.536542	null	2	Garrisonview	AR	Swaziland	4	2	Low
61	Female	PhD	Single	34,239	null	38,031	Personal	Unemployed	17	Poor	0.322358	104,520	null	South Danielburgh	FM	Uruguay	null	0	Low
24	Female	PhD	Single	84,802	null	10,980	Business	Unemployed	4	Poor	0.597065	94,607	1	New Melissafurt	TX	Slovenia	3	0	Medium
47	Male	Bachelor's	Widowed	65,177	null	28,214	Personal	Unemployed	0	Excellent	0.224431	57,606	1	Duncanborough	SC	Sri Lanka	1	1	Low

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