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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
38	Male	High School	Married	27,717	629	27,839	Personal	Employed	8	Excellent	0.561942	49,615	null	New Kimberly	MO	Suriname	0	0	Low
58	Non-binary	High School	Divorced	72,536	767	49,487	Home	Unemployed	2	Fair	0.566768	101,128	2	Robbinsborough	VI	Cook Islands	null	0	Medium
55	Male	Master's	Divorced	64,828	789	42,223	Personal	Self-employed	4	Excellent	0.241228	86,025	3	East Paulfort	UT	Tanzania	2	0	Medium
30	Female	High School	Divorced	38,226	null	37,355	Personal	Unemployed	18	Good	0.286217	25,522	3	Erikport	MH	Samoa	2	0	Medium
27	Non-binary	Bachelor's	Married	77,600	634	16,332	Business	Employed	13	Good	0.577117	115,070	1	East Susanmouth	MA	Suriname	null	1	Medium
39	Male	PhD	Divorced	105,997	651	21,997	Home	Employed	7	Poor	0.357251	193,423	3	West Vanessa	KS	Finland	null	1	Low
52	Female	PhD	Widowed	32,318	738	24,042	Business	Self-employed	6	Fair	0.119637	228,259	0	Garciamouth	MS	British Virgin Islands	1	2	Low
25	Non-binary	Master's	Married	104,731	null	16,674	Home	Employed	4	Fair	0.530576	148,097	1	Williebury	MN	Kazakhstan	1	1	Low
31	Non-binary	High School	Married	27,447	null	48,911	Personal	Self-employed	12	Excellent	0.587173	221,931	1	Donnafort	WV	Tunisia	null	2	Medium
26	Female	PhD	Divorced	101,478	null	29,273	Personal	Unemployed	1	Good	0.537396	27,208	null	North Jacqueline	MN	United Arab Emirates	3	2	Low
46	Non-binary	Master's	Divorced	33,156	774	38,784	Business	Self-employed	10	Poor	0.135872	null	4	South Darrylhaven	WA	Peru	2	2	Low
20	Female	High School	Widowed	null	null	null	Business	Unemployed	0	Good	0.140189	46,199	0	East Amy	ND	Chad	null	0	High
21	Female	High School	Widowed	null	null	20,458	Home	Self-employed	18	Fair	0.218245	272,478	1	Hernandeztown	ME	Senegal	1	1	High
56	Male	Master's	Divorced	110,351	null	null	Auto	Self-employed	8	Fair	0.512899	84,595	null	West Alexandriaton	AK	New Zealand	3	1	Medium
33	Male	Master's	Married	89,833	625	15,065	Home	Unemployed	10	Poor	0.205846	177,248	4	Josephville	MN	Ukraine	1	2	High
59	Male	Master's	Single	95,186	704	17,705	Business	Unemployed	8	Fair	0.541979	243,505	3	Lisaland	IA	Hong Kong	1	0	Medium
51	Female	Bachelor's	Divorced	null	706	37,636	Home	Employed	1	Good	0.574804	87,559	0	Jerryhaven	PA	Afghanistan	3	1	Medium
50	Female	Master's	Married	69,339	611	24,500	Home	Unemployed	11	Poor	0.499843	47,620	2	Port Virginiaside	VA	Tokelau	0	1	Medium
65	Non-binary	Master's	Single	73,790	null	46,147	Business	Employed	15	Fair	0.323534	53,673	null	Edwinstad	MN	Mozambique	0	0	Low
53	Non-binary	Master's	Single	98,731	746	10,335	Home	Unemployed	1	Good	0.324386	232,793	4	Kyleborough	KY	Morocco	1	1	Low
66	Non-binary	High School	Divorced	30,273	795	47,919	Personal	Employed	17	Poor	0.501426	190,375	0	East William	MO	Mongolia	4	0	Low
63	Male	Master's	Married	49,665	674	10,298	Business	Employed	7	Excellent	0.338376	125,549	0	South Nancychester	HI	British Indian Ocean Territory (Chagos Archipelago)	3	2	High
31	Male	PhD	Single	53,709	712	8,961	Personal	Unemployed	11	Poor	0.37791	46,271	3	Cooleyville	MP	Singapore	0	2	Low
25	Non-binary	High School	Divorced	35,839	null	41,437	Personal	Self-employed	0	Good	0.579059	66,106	null	South Lindamouth	AZ	Denmark	4	1	Low
51	Male	PhD	Widowed	59,137	699	null	Personal	Unemployed	3	Good	0.117508	164,698	1	Cynthiachester	NM	British Virgin Islands	3	0	Medium
42	Female	Bachelor's	Widowed	90,784	624	29,989	Business	Self-employed	6	Poor	0.424969	101,339	3	New Kevinbury	MT	Nepal	2	1	Medium
25	Male	Bachelor's	Married	81,040	null	49,049	Business	Unemployed	0	Good	0.431969	23,663	1	Combsport	SC	Western Sahara	null	2	Low
53	Female	High School	Married	27,282	632	32,759	Personal	Unemployed	5	Good	0.23308	40,730	4	Smithmouth	VT	Israel	0	0	Low
28	Female	Master's	Widowed	85,951	662	20,685	Home	Employed	16	Excellent	0.31365	176,640	1	West Emilytown	PR	Netherlands Antilles	4	2	High
26	Female	High School	Divorced	71,055	773	null	Business	Employed	11	Excellent	0.341863	76,457	0	New Edwin	IL	Venezuela	3	1	High
67	Female	Bachelor's	Married	64,162	634	9,961	Auto	Self-employed	8	Excellent	0.349601	264,500	null	Collinston	CA	Cook Islands	3	1	Medium
46	Male	High School	Widowed	61,552	655	null	Business	Self-employed	14	Poor	0.120262	283,575	1	Jonesborough	NV	Tanzania	0	2	Low
48	Male	Bachelor's	Widowed	29,542	627	29,284	Auto	Self-employed	18	Excellent	0.348332	227,183	0	Wellsfort	IA	Western Sahara	1	1	High
34	Non-binary	Master's	Widowed	93,191	653	11,161	Business	Employed	17	Excellent	0.231761	null	1	Schultztown	NH	Gabon	4	1	Medium
53	Non-binary	Bachelor's	Single	115,446	617	40,503	Personal	Unemployed	10	Poor	0.398021	125,592	2	Taylorview	VA	Mozambique	2	2	Medium
43	Male	PhD	Widowed	55,844	670	8,814	Personal	Unemployed	16	Poor	0.408652	null	2	East Rebecca	ME	Maldives	4	2	Low
54	Male	Master's	Divorced	null	null	20,868	Auto	Self-employed	13	Good	0.251148	270,697	4	West Josehaven	WI	Cocos (Keeling) Islands	2	2	Low
52	Non-binary	High School	Single	93,719	null	32,151	Business	Self-employed	17	Good	0.229287	33,425	0	Dianehaven	VT	Bangladesh	3	2	Low
40	Male	PhD	Married	35,324	779	null	Auto	Employed	16	Poor	0.25655	225,093	1	New Aimeeport	MO	Afghanistan	0	0	Low
46	Non-binary	Master's	Divorced	95,877	779	null	Personal	Unemployed	4	Good	0.118689	152,210	4	Lopezbury	AR	Martinique	4	1	Medium
55	Non-binary	Bachelor's	Divorced	null	null	9,167	Personal	Unemployed	16	Fair	0.542124	112,332	4	East Jennifer	NM	Greenland	2	1	Low
47	Male	Bachelor's	Widowed	81,690	793	42,438	Auto	Unemployed	12	Excellent	0.176022	119,508	3	Lake Michelle	KS	Russian Federation	null	0	Low
35	Non-binary	High School	Widowed	59,433	670	40,175	Personal	Self-employed	19	Fair	0.349198	209,448	0	East Brittanyside	NM	Grenada	0	0	Low
46	Male	High School	Widowed	33,566	666	49,211	Home	Unemployed	6	Fair	0.494239	196,864	0	Deniseburgh	CT	Saint Vincent and the Grenadines	3	1	Low
44	Female	High School	Widowed	52,527	601	44,676	Auto	Employed	14	Good	0.460467	259,796	null	Robinsonchester	WY	Venezuela	1	1	Medium
47	Female	Bachelor's	Divorced	37,522	603	31,646	Home	Self-employed	15	Fair	0.188404	171,012	null	North Theresa	KY	Myanmar	null	0	Low
64	Male	Master's	Single	60,733	742	42,313	Auto	Self-employed	0	Good	0.249457	55,918	0	Hoffmanstad	MD	Afghanistan	4	0	Low
57	Female	Master's	Divorced	36,565	782	43,673	Personal	Employed	10	Good	0.405815	127,216	null	Gomezhaven	AL	Angola	2	0	Medium
30	Male	Master's	Widowed	30,687	735	29,432	Personal	Employed	11	Excellent	0.540071	21,664	4	South Nicolas	FL	Sri Lanka	4	2	High
29	Female	High School	Married	105,476	756	40,166	Auto	Self-employed	19	Good	0.58307	255,729	1	New Alishashire	WA	Turkey	4	0	Low
19	Non-binary	High School	Widowed	82,245	758	39,825	Auto	Unemployed	12	Fair	0.313014	40,047	3	Randallfort	MO	Falkland Islands (Malvinas)	2	2	Low
53	Female	PhD	Widowed	114,319	775	13,800	Personal	Unemployed	6	Good	0.136477	null	3	Garciaton	SD	Uzbekistan	1	0	Medium
68	Male	PhD	Single	108,627	759	15,764	Home	Self-employed	18	Excellent	0.185704	181,989	3	Williamside	MH	Costa Rica	null	0	Low
69	Non-binary	Master's	Married	26,584	671	34,965	Business	Self-employed	2	Good	0.495338	176,295	3	South Shellytown	NJ	Slovenia	null	2	Low
56	Male	Bachelor's	Divorced	104,166	663	37,523	Home	Self-employed	14	Good	0.362168	244,472	4	South Cassandra	FL	Ghana	2	2	Low
45	Non-binary	High School	Divorced	null	690	6,508	Business	Employed	13	Excellent	0.145019	226,320	2	North Codyport	WI	Grenada	1	0	Medium
69	Female	Master's	Divorced	102,963	760	42,428	Home	Employed	5	Fair	0.36633	null	0	Whitakerhaven	AK	Togo	2	1	Low
69	Male	Bachelor's	Divorced	81,248	697	32,192	Personal	Unemployed	15	Good	0.143759	44,435	1	Sierrabury	PW	Slovakia (Slovak Republic)	2	2	Low
48	Non-binary	Master's	Widowed	null	734	46,913	Auto	Self-employed	8	Excellent	0.469115	125,175	0	Port Richard	CT	Morocco	0	0	Medium
31	Non-binary	Bachelor's	Single	70,711	732	30,552	Business	Employed	18	Excellent	0.586522	235,495	2	New Scottland	MT	Zambia	0	1	High
29	Female	Master's	Widowed	67,301	606	43,855	Home	Self-employed	16	Good	0.436408	146,336	3	Carlosmouth	PW	Papua New Guinea	null	2	Medium
49	Female	PhD	Single	null	680	45,676	Auto	Self-employed	3	Excellent	0.489454	202,768	0	East Ann	NY	Gabon	4	2	Medium
43	Male	Bachelor's	Married	null	645	null	Auto	Self-employed	7	Good	0.300162	231,857	2	Mccoyshire	WI	French Southern Territories	2	1	Low
60	Male	Master's	Widowed	71,730	752	46,161	Auto	Employed	7	Good	0.360322	130,256	null	Edwardside	OR	Belarus	0	2	Low
67	Non-binary	Bachelor's	Single	115,887	null	44,073	Home	Unemployed	12	Excellent	0.589211	80,145	0	East Louis	GU	Trinidad and Tobago	0	1	Low
29	Female	High School	Married	42,499	753	7,158	Personal	Employed	11	Excellent	0.136829	null	1	Palmerbury	DE	Bhutan	1	0	Medium
34	Female	PhD	Widowed	50,383	656	35,210	Auto	Employed	3	Poor	0.38506	118,420	4	North Maryberg	MA	Gibraltar	2	0	Low
29	Male	Master's	Married	88,273	671	48,226	Personal	Employed	10	Excellent	0.147429	165,161	4	East Raymond	TN	Benin	0	1	Medium
42	Female	Bachelor's	Widowed	50,268	null	null	Home	Employed	7	Poor	0.577667	null	4	Nicholsshire	MH	Kazakhstan	4	1	Low
25	Female	Master's	Divorced	48,380	null	41,872	Auto	Self-employed	13	Poor	0.444708	163,903	null	Connorview	VA	China	null	0	Low
25	Non-binary	Bachelor's	Divorced	107,681	777	null	Business	Unemployed	8	Excellent	0.37653	37,630	4	New Debbie	CA	Canada	null	1	Low
32	Female	High School	Divorced	45,465	697	27,355	Personal	Employed	10	Fair	0.164366	281,977	4	North Julieview	MI	Falkland Islands (Malvinas)	null	2	Low
23	Non-binary	Master's	Married	92,161	751	24,898	Personal	Employed	3	Good	0.199953	182,805	2	South Philip	SD	Mauritius	2	0	Medium
25	Male	Bachelor's	Divorced	49,485	668	28,254	Auto	Unemployed	9	Good	0.442864	null	3	South Bobby	NY	China	1	2	Low
59	Male	Master's	Single	null	null	7,689	Business	Self-employed	0	Excellent	0.505366	216,822	null	Rodriguezland	MI	Pakistan	3	0	Medium
57	Male	Master's	Married	null	779	33,786	Home	Employed	14	Good	0.219227	274,575	null	North Ryanstad	OH	Congo	4	2	High
20	Male	High School	Single	24,015	639	47,780	Personal	Employed	10	Good	0.325109	81,356	4	Patrickmouth	WY	Northern Mariana Islands	1	0	Medium
35	Male	Master's	Widowed	20,059	657	47,542	Auto	Employed	1	Excellent	0.471863	265,108	1	Lewisport	TX	Macao	0	0	Low
60	Male	Bachelor's	Divorced	37,279	797	7,681	Home	Unemployed	8	Excellent	0.498824	225,246	3	Christinastad	SD	Bosnia and Herzegovina	3	2	Low
34	Non-binary	Bachelor's	Married	87,695	686	9,777	Auto	Unemployed	4	Excellent	0.234531	114,918	2	Christopherton	IA	Cote d'Ivoire	null	1	Low
45	Non-binary	Master's	Widowed	107,856	632	40,334	Personal	Self-employed	4	Good	0.132443	79,735	2	Danielton	CA	Romania	2	0	Low
46	Male	Master's	Divorced	48,548	717	13,312	Home	Unemployed	14	Excellent	0.591444	271,567	1	Stephenland	MP	Chad	4	1	Low
21	Male	High School	Divorced	108,731	641	35,164	Auto	Unemployed	14	Fair	0.17476	null	0	Ericksonport	MP	Peru	3	0	Low
27	Female	Bachelor's	Widowed	34,328	655	null	Personal	Unemployed	14	Good	0.347515	null	null	South Alexiston	ME	Korea	null	1	Medium
22	Male	Bachelor's	Widowed	96,970	694	36,027	Auto	Employed	3	Fair	0.518734	277,897	2	North Tracyland	LA	Pitcairn Islands	0	0	Low
52	Non-binary	Bachelor's	Widowed	98,412	655	29,587	Personal	Employed	18	Good	0.582893	281,508	2	Carrollview	MP	Faroe Islands	0	1	Low
57	Male	Bachelor's	Married	44,204	731	46,437	Auto	Employed	3	Good	0.470087	171,263	0	Pacestad	IA	Venezuela	1	0	High
68	Male	High School	Single	86,169	793	null	Business	Self-employed	14	Excellent	0.188999	272,468	1	Port Rebecca	MA	Djibouti	0	2	Low
31	Non-binary	High School	Divorced	null	634	42,817	Home	Unemployed	17	Good	0.216675	132,636	2	Lake Richardbury	RI	Botswana	4	2	Low
61	Non-binary	PhD	Married	61,850	695	27,303	Auto	Employed	10	Excellent	0.385285	226,492	0	Ortizville	IA	Sweden	0	2	Low
26	Male	Bachelor's	Married	null	null	null	Auto	Self-employed	13	Fair	0.1831	162,391	null	West Erica	ID	Georgia	4	1	Low
18	Female	Master's	Married	101,924	null	7,023	Business	Unemployed	18	Fair	0.385966	null	null	Kelleyside	OH	Central African Republic	4	0	Low
37	Male	Master's	Widowed	94,873	740	6,752	Business	Self-employed	9	Excellent	0.535058	291,812	null	Lake Tonyafurt	WY	Italy	2	0	Medium
49	Female	Bachelor's	Divorced	47,192	null	29,630	Personal	Self-employed	6	Fair	0.219758	54,887	4	Port John	PR	French Polynesia	4	1	Low
64	Female	Master's	Divorced	54,052	686	42,204	Business	Employed	19	Excellent	0.578262	195,590	0	West Benjamin	FM	Korea	4	2	Low
52	Female	Master's	Single	35,852	752	8,539	Business	Unemployed	1	Poor	0.392612	90,940	4	Lake Michaelberg	KS	Andorra	0	0	Low
37	Male	PhD	Widowed	55,607	686	23,689	Personal	Employed	5	Poor	0.154095	280,921	1	North Thomasfort	OK	Tokelau	3	0	Low
63	Male	High School	Divorced	109,761	663	31,043	Business	Employed	8	Fair	0.200808	null	4	Jasminechester	KS	Eritrea	null	1	Medium
49	Male	Bachelor's	Widowed	71,603	null	8,093	Business	Unemployed	17	Good	0.176261	156,826	4	Morgantown	TX	Bosnia and Herzegovina	null	2	Low
37	Female	PhD	Divorced	98,723	692	12,353	Business	Self-employed	19	Poor	0.324238	292,433	0	Churchborough	MT	Taiwan	0	0	Medium

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