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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
59	Female	Bachelor's	Widowed	79,757	694	14,846	Home	Unemployed	18	Fair	0.193695	286,088	2	North Robyn	ME	Czech Republic	1	1	Low
48	Non-binary	High School	Divorced	112,024	615	41,533	Auto	Unemployed	15	Excellent	0.118543	245,190	0	North Christopherhaven	NH	Portugal	3	1	Low
49	Male	Bachelor's	Divorced	81,463	722	31,833	Home	Employed	1	Fair	0.30133	115,150	1	Juliemouth	FM	Tajikistan	0	2	Medium
24	Female	PhD	Divorced	118,123	756	39,852	Auto	Employed	4	Excellent	0.322162	76,892	2	Bakerhaven	SD	Brazil	0	0	Medium
23	Non-binary	Master's	Widowed	92,436	737	null	Personal	Employed	2	Poor	0.515548	171,965	null	South Jean	KS	Malaysia	4	2	Low
26	Female	PhD	Divorced	44,583	768	18,713	Home	Employed	14	Poor	0.433671	256,628	0	Sydneyberg	ID	Kazakhstan	3	1	Low
41	Non-binary	Master's	Single	null	null	11,661	Auto	Unemployed	8	Excellent	0.17105	null	3	Ramirezshire	NV	Tuvalu	2	0	Low
65	Non-binary	PhD	Widowed	95,033	775	31,483	Business	Unemployed	17	Poor	0.285541	33,828	null	Lake Heathertown	WV	Liechtenstein	3	2	Low
34	Male	Master's	Single	69,874	671	18,830	Home	Employed	19	Fair	0.387178	249,930	2	East Brandonside	UT	Barbados	0	1	Low
39	Male	Bachelor's	Widowed	109,342	null	34,552	Business	Employed	19	Poor	0.466828	235,801	4	Lake John	CT	United Arab Emirates	4	2	Low
56	Male	PhD	Divorced	50,985	null	11,460	Home	Employed	16	Fair	0.308484	null	null	North Michaelland	TN	Mongolia	0	1	Low
46	Non-binary	PhD	Single	72,492	624	30,168	Auto	Unemployed	12	Fair	0.366404	236,472	null	South Oscar	MO	Armenia	3	0	Low
48	Male	Bachelor's	Divorced	100,570	null	10,833	Business	Unemployed	7	Good	0.211484	72,412	1	Ericberg	LA	Niger	2	1	Low
31	Non-binary	PhD	Married	31,143	627	24,045	Personal	Employed	14	Good	0.445576	133,726	3	Jeanettemouth	WY	Spain	1	1	Low
55	Non-binary	Master's	Divorced	115,341	601	46,345	Auto	Self-employed	6	Fair	0.461876	90,997	2	North Georgeberg	OK	Sudan	0	1	Low
46	Female	Master's	Divorced	null	628	28,128	Home	Unemployed	6	Excellent	0.363869	98,541	1	Tiffanyport	VI	Uzbekistan	0	0	Low
67	Non-binary	Master's	Married	38,179	658	40,702	Home	Unemployed	16	Excellent	0.384675	111,858	4	Christineport	TX	Singapore	null	0	Low
38	Female	PhD	Divorced	67,774	779	23,114	Home	Unemployed	0	Fair	0.181717	163,354	0	North Ryan	TX	Estonia	null	1	Low
61	Male	High School	Married	null	608	null	Personal	Employed	14	Poor	0.240256	270,060	2	New Harrystad	ME	British Virgin Islands	4	2	Low
43	Non-binary	High School	Married	90,220	712	20,552	Business	Self-employed	2	Fair	0.405605	127,550	3	Gonzaleztown	PR	American Samoa	2	1	Medium
53	Male	Master's	Married	null	609	24,558	Auto	Unemployed	9	Poor	0.267791	null	3	North Angelabury	HI	Cameroon	null	1	Low
33	Male	High School	Married	47,484	null	46,259	Auto	Unemployed	17	Excellent	0.434128	175,374	4	Allenland	NV	Thailand	2	1	Low
67	Male	Bachelor's	Single	24,897	608	13,809	Home	Unemployed	4	Poor	0.424896	null	3	New Jenna	KS	Comoros	2	0	Low
61	Non-binary	PhD	Married	86,573	612	12,284	Auto	Self-employed	13	Good	0.146114	135,204	3	Port Tiffanyside	MH	Tonga	4	0	Medium
57	Female	PhD	Married	115,987	711	19,327	Business	Self-employed	9	Fair	0.4083	62,495	1	East Tracyside	UT	Palestinian Territory	2	0	Medium
37	Male	Master's	Single	null	709	null	Personal	Self-employed	9	Good	0.442667	248,262	1	New John	AS	Nigeria	3	1	Low
55	Non-binary	PhD	Married	31,439	725	47,120	Business	Unemployed	2	Excellent	0.105491	179,433	3	Chavezshire	VA	Guam	3	1	Medium
44	Female	High School	Married	null	727	21,114	Personal	Unemployed	16	Poor	0.47764	164,225	1	Lake Paul	NY	Nigeria	4	1	High
48	Male	Bachelor's	Single	113,328	null	38,512	Home	Unemployed	4	Poor	0.535036	168,749	4	Lake Dannyfurt	FM	Russian Federation	1	2	High
32	Male	Master's	Married	32,122	740	34,367	Auto	Unemployed	5	Excellent	0.36033	38,659	3	New Lisaburgh	KS	Mongolia	4	2	Low
61	Male	Master's	Divorced	99,322	658	35,238	Personal	Unemployed	18	Poor	0.48496	94,344	3	New Paulton	CA	Burundi	3	0	Low
41	Male	PhD	Divorced	33,049	618	null	Personal	Employed	7	Poor	0.498488	null	null	Port Karen	IA	South Georgia and the South Sandwich Islands	0	2	Low
35	Non-binary	Master's	Married	50,743	633	27,997	Business	Unemployed	8	Fair	0.282021	54,422	4	Saraton	MD	Greece	4	1	Medium
19	Female	Bachelor's	Single	37,400	715	37,839	Home	Employed	19	Excellent	0.553079	94,113	0	Ricebury	NY	Iraq	2	2	Low
48	Non-binary	High School	Single	111,685	672	6,839	Home	Unemployed	8	Good	0.254005	242,916	0	Dorothybury	IL	Egypt	1	2	Low
57	Male	High School	Married	114,817	620	36,310	Auto	Self-employed	2	Poor	0.25316	281,540	2	Lake Peggyburgh	CT	Syrian Arab Republic	3	2	Low
21	Non-binary	PhD	Married	22,002	null	10,074	Personal	Unemployed	0	Fair	0.570429	100,941	1	Marktown	AS	Finland	0	1	Medium
57	Male	Bachelor's	Widowed	33,499	null	23,406	Business	Unemployed	8	Excellent	0.550305	226,833	1	Delacruzstad	DE	Cuba	null	1	High
53	Male	High School	Married	null	616	null	Auto	Unemployed	19	Poor	0.306601	null	null	North Christinaberg	NY	Mali	0	0	High
18	Male	Bachelor's	Married	94,460	764	17,838	Business	Employed	18	Good	0.381589	154,966	1	New Jeremy	WA	Zambia	3	2	Low
21	Male	Master's	Married	78,817	772	33,330	Auto	Employed	4	Good	0.577117	186,453	3	New Peterstad	TX	Somalia	4	0	Low
57	Male	Master's	Widowed	90,288	null	10,697	Business	Employed	10	Fair	0.338112	34,921	0	Matthewshire	IN	Azerbaijan	2	0	Medium
55	Non-binary	High School	Widowed	78,824	768	5,798	Business	Self-employed	7	Poor	0.565798	279,670	4	West Wanda	CO	United Arab Emirates	3	0	Medium
69	Non-binary	Bachelor's	Divorced	39,579	602	49,354	Personal	Employed	6	Fair	0.266491	null	null	Turnerville	NC	Micronesia	1	2	High
21	Non-binary	Bachelor's	Widowed	40,872	676	5,605	Personal	Self-employed	2	Excellent	0.386006	279,259	null	Lauramouth	KS	Faroe Islands	2	0	Medium
19	Male	PhD	Divorced	null	738	39,074	Auto	Unemployed	18	Good	0.540952	237,923	4	New Susan	CO	Mali	3	1	Medium
33	Non-binary	High School	Divorced	48,087	758	25,937	Auto	Self-employed	17	Excellent	0.296149	181,209	0	Laneville	MP	United Arab Emirates	1	2	Medium
61	Male	Bachelor's	Widowed	20,183	677	46,697	Auto	Self-employed	12	Excellent	0.515428	161,299	0	Miguelmouth	ME	Thailand	3	0	Low
64	Non-binary	Bachelor's	Single	71,222	614	10,596	Personal	Unemployed	8	Poor	0.122747	183,496	null	Williamville	MN	Guyana	1	1	Low
58	Male	High School	Married	76,141	774	null	Auto	Self-employed	10	Fair	0.273181	169,141	3	Lake Tanyashire	MP	Cyprus	4	0	Low
64	Non-binary	Bachelor's	Single	86,558	768	48,390	Home	Employed	16	Fair	0.48278	288,125	1	East Pam	WI	Namibia	0	2	Low
24	Female	PhD	Married	37,676	692	47,773	Home	Employed	6	Excellent	0.254101	288,920	4	Henrybury	OR	Mali	4	1	Low
27	Female	High School	Widowed	105,825	660	40,511	Home	Employed	9	Poor	0.181218	27,349	0	Lake Aaronchester	PA	Faroe Islands	1	0	Low
26	Male	High School	Divorced	48,688	778	29,232	Personal	Employed	3	Excellent	0.489742	291,459	0	Salinasstad	UT	Comoros	3	1	Low
28	Non-binary	PhD	Divorced	97,937	null	41,637	Business	Employed	3	Fair	0.313287	207,377	1	Jonathanton	MT	Bhutan	3	1	Low
63	Non-binary	PhD	Single	34,800	752	45,888	Personal	Unemployed	14	Good	0.418549	48,905	4	Jenniferstad	NM	Angola	2	2	Medium
62	Male	Bachelor's	Single	95,969	783	24,423	Business	Unemployed	1	Good	0.567725	231,918	0	Robertshire	SC	Barbados	4	0	Medium
32	Female	PhD	Divorced	118,262	692	29,535	Personal	Self-employed	1	Excellent	0.204913	212,664	3	South Kelly	MN	Belize	1	0	Low
55	Male	Master's	Married	null	763	47,084	Home	Unemployed	9	Fair	0.1466	270,054	0	East Tiffany	WY	Somalia	3	1	Low
69	Female	Bachelor's	Divorced	89,152	710	null	Personal	Self-employed	7	Good	0.266577	165,072	null	Michaelberg	CT	Tunisia	null	0	High
69	Non-binary	Master's	Widowed	105,890	614	16,876	Personal	Self-employed	0	Poor	0.517859	null	null	South Garrettborough	MH	Iraq	4	0	Medium
24	Female	High School	Married	null	618	47,829	Home	Employed	9	Excellent	0.140716	null	3	North Kathrynburgh	OH	Burundi	2	1	Low
51	Non-binary	Bachelor's	Widowed	null	781	49,353	Auto	Employed	4	Poor	0.459379	164,075	3	Fernandeztown	IL	Brunei Darussalam	1	1	Low
56	Male	Master's	Widowed	59,605	732	39,633	Home	Employed	3	Poor	0.481918	133,045	0	Kanehaven	MT	Eritrea	1	1	Low
36	Female	High School	Widowed	105,203	null	null	Business	Unemployed	14	Good	0.349874	46,373	null	Swansonmouth	MS	Colombia	2	1	Low
30	Female	High School	Widowed	null	null	null	Auto	Self-employed	13	Poor	0.5242	30,494	3	South Andrew	VT	Korea	2	1	Medium
65	Non-binary	Master's	Widowed	50,856	669	37,656	Business	Employed	8	Excellent	0.411538	null	4	Jennahaven	WI	Romania	2	0	Low
23	Male	High School	Widowed	null	610	45,822	Auto	Self-employed	14	Poor	0.409406	null	4	South Ericmouth	MH	San Marino	4	0	Medium
47	Male	Bachelor's	Divorced	62,348	612	null	Personal	Unemployed	3	Excellent	0.484864	null	1	North Cindy	RI	Germany	4	0	Low
61	Male	PhD	Single	58,822	782	36,173	Business	Unemployed	7	Poor	0.219725	141,116	1	Jessicahaven	VI	Malta	4	1	High
50	Non-binary	Bachelor's	Married	30,296	654	22,507	Auto	Employed	2	Fair	0.247468	null	1	West Nathaniel	SC	Korea	0	2	Medium
35	Female	Master's	Single	30,683	749	45,526	Personal	Self-employed	0	Excellent	0.36029	211,240	1	Andrewhaven	CO	Denmark	3	2	Medium
59	Male	Bachelor's	Married	60,517	609	34,264	Personal	Unemployed	15	Poor	0.500549	20,377	null	Joshuafort	UT	Tunisia	0	2	Medium
68	Female	Master's	Single	80,308	714	42,891	Home	Employed	9	Good	0.484292	288,342	3	Lake Danielberg	CA	Bolivia	3	0	Low
66	Non-binary	PhD	Single	81,383	670	35,689	Home	Employed	1	Good	0.37695	280,158	1	Angelberg	IL	Mali	1	0	Medium
27	Non-binary	Bachelor's	Married	76,153	663	9,647	Personal	Unemployed	15	Good	0.242834	102,991	0	West Douglaschester	WA	Cook Islands	1	2	High
67	Non-binary	Master's	Divorced	48,325	655	37,477	Auto	Self-employed	5	Excellent	0.133863	null	2	New Phillipmouth	HI	Hong Kong	3	2	Medium
66	Female	Master's	Widowed	117,392	737	11,577	Business	Self-employed	4	Fair	0.38361	207,333	2	Port Katherineview	DE	Malawi	1	2	Low
30	Female	PhD	Single	94,418	695	49,558	Business	Self-employed	15	Fair	0.179904	null	2	New Jilltown	CT	Sweden	4	0	Low
39	Male	Master's	Single	86,358	789	43,360	Home	Unemployed	18	Excellent	0.266004	26,890	4	Port Jack	DE	Pakistan	3	2	High
30	Male	Master's	Divorced	92,158	605	48,933	Personal	Self-employed	5	Good	0.381588	214,233	1	Ashleyview	OK	Mauritius	4	2	Low
46	Female	PhD	Married	null	617	48,994	Auto	Self-employed	16	Excellent	0.447454	34,445	0	Latashafurt	PA	Nepal	4	0	Low
59	Female	Master's	Widowed	27,038	null	37,864	Auto	Unemployed	13	Poor	0.186119	157,868	null	Connerview	CA	Japan	2	1	Low
35	Non-binary	High School	Widowed	119,605	660	10,984	Auto	Unemployed	16	Poor	0.542173	null	4	Josephbury	SD	Hong Kong	1	1	Low
36	Non-binary	Master's	Widowed	117,275	734	16,357	Business	Unemployed	0	Excellent	0.136015	null	4	East Steventon	AZ	Denmark	3	1	Low
55	Female	PhD	Widowed	43,652	631	37,398	Personal	Self-employed	16	Excellent	0.536028	292,807	2	Kimberlyton	ID	Czech Republic	2	2	Medium
50	Female	Master's	Widowed	54,307	706	38,724	Personal	Unemployed	4	Good	0.300989	242,926	2	East Joel	CT	Norway	null	0	Medium
41	Female	PhD	Married	43,795	694	9,630	Business	Unemployed	3	Poor	0.194288	242,752	0	North Kellyfort	AK	Sao Tome and Principe	0	0	Low
64	Non-binary	PhD	Widowed	93,410	727	16,560	Auto	Self-employed	10	Fair	0.114086	null	3	Lake Jake	NY	Anguilla	0	1	Low
56	Non-binary	Bachelor's	Widowed	49,022	null	null	Personal	Unemployed	14	Poor	0.504647	69,152	0	South Kendramouth	ND	Wallis and Futuna	1	0	Low
28	Male	Bachelor's	Single	106,850	624	null	Home	Employed	16	Fair	0.280383	null	4	Amyton	HI	Montenegro	1	2	Low
53	Male	PhD	Divorced	99,925	655	6,093	Business	Employed	5	Fair	0.341812	26,694	0	Williamsborough	PW	Cuba	4	0	Medium
23	Female	High School	Married	102,797	680	11,520	Auto	Unemployed	19	Excellent	0.259824	200,310	null	Reyesview	RI	Singapore	4	1	Medium
54	Female	Bachelor's	Married	51,335	616	null	Business	Employed	13	Poor	0.407886	142,771	1	Cervanteston	WV	Papua New Guinea	2	2	Low
44	Non-binary	Master's	Married	36,375	730	9,659	Home	Self-employed	3	Poor	0.581088	113,216	3	Lake Olivia	TN	Papua New Guinea	0	2	Low
25	Male	High School	Widowed	null	687	48,251	Business	Unemployed	6	Excellent	0.188261	88,096	1	South Christinaside	AS	Holy See (Vatican City State)	3	2	Low
69	Male	Master's	Single	36,277	751	10,179	Business	Unemployed	18	Good	0.146715	271,658	1	North Thomasview	AL	Brazil	2	2	Low
23	Male	High School	Single	50,030	605	27,264	Business	Unemployed	11	Good	0.268343	null	1	West Travisberg	WY	American Samoa	0	0	Low
19	Male	Bachelor's	Married	40,545	611	12,882	Business	Employed	14	Poor	0.215005	281,363	2	South Danatown	WA	Cook Islands	1	2	Low
44	Female	PhD	Married	103,481	null	8,525	Personal	Self-employed	5	Excellent	0.257545	null	4	Port Javierburgh	SC	Sudan	4	1	Low

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