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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
18	Male	Bachelor's	Divorced	56,827	710	46,215	Home	Self-employed	3	Good	0.158158	158,824	1	Wilsonview	VA	Anguilla	null	0	Medium
61	Female	Bachelor's	Widowed	29,176	null	7,455	Personal	Unemployed	17	Good	0.373836	106,083	2	Jameshaven	AK	Cook Islands	1	0	Medium
24	Female	Bachelor's	Single	45,545	749	6,840	Business	Unemployed	8	Poor	0.308813	117,156	1	South Alexis	AR	Bermuda	2	1	High
63	Male	Master's	Married	29,835	685	49,404	Home	Self-employed	3	Poor	0.572084	null	3	Lake James	SC	Djibouti	2	1	Low
37	Non-binary	Master's	Divorced	55,939	772	24,947	Home	Unemployed	17	Excellent	0.507871	275,882	null	Davidtown	SD	Gambia	2	2	Low
60	Non-binary	Bachelor's	Divorced	56,994	722	21,401	Home	Unemployed	10	Poor	0.197242	101,348	4	Brettshire	NJ	Georgia	3	0	Medium
34	Female	Bachelor's	Single	null	697	45,410	Business	Unemployed	16	Good	0.586681	72,870	0	Moorechester	RI	Congo	1	0	Low
54	Male	PhD	Married	null	647	18,386	Home	Unemployed	4	Fair	0.13366	null	4	Lake Michael	TN	Panama	3	1	Low
20	Female	Master's	Divorced	113,049	null	null	Home	Unemployed	6	Fair	0.375344	235,174	2	West Laurenport	VT	South Africa	null	1	Medium
38	Non-binary	High School	Divorced	44,798	742	15,836	Business	Unemployed	15	Good	0.30086	22,565	2	Codyport	NC	Cook Islands	1	0	Low
66	Female	Master's	Single	93,269	669	null	Auto	Unemployed	4	Fair	0.540179	null	3	New Sydneyland	ND	Jersey	null	0	Medium
33	Male	Bachelor's	Widowed	97,798	null	44,959	Auto	Self-employed	15	Good	0.268105	134,588	2	South Garytown	KS	Tunisia	0	2	Low
22	Non-binary	PhD	Widowed	48,893	681	null	Personal	Employed	18	Good	0.156707	34,158	0	Phillipsstad	NM	Croatia	4	1	Low
46	Male	Master's	Widowed	37,752	601	26,999	Home	Employed	4	Good	0.370879	51,828	4	South Carolyn	WA	Honduras	3	1	Medium
21	Female	Bachelor's	Single	null	783	44,449	Home	Self-employed	5	Poor	0.573192	null	null	North Markfort	OR	Luxembourg	2	1	Low
45	Female	Bachelor's	Divorced	29,461	736	null	Business	Unemployed	15	Fair	0.344418	56,398	1	Lake Kylie	IL	Argentina	2	1	Low
18	Male	PhD	Married	96,620	686	47,372	Personal	Unemployed	7	Excellent	0.335504	102,193	0	East Danielle	CT	Isle of Man	1	2	Low
22	Male	High School	Divorced	96,749	666	13,801	Personal	Self-employed	10	Good	0.277218	null	2	Greenstad	MH	Haiti	2	2	Low
64	Non-binary	PhD	Divorced	49,846	717	23,549	Business	Unemployed	5	Good	0.385431	51,725	2	South Robert	TN	Peru	4	0	Medium
27	Non-binary	Master's	Widowed	25,017	null	null	Auto	Self-employed	11	Poor	0.137438	272,038	null	Tiffanyport	ME	Bangladesh	2	2	Medium
62	Non-binary	Bachelor's	Widowed	33,157	764	43,328	Auto	Unemployed	19	Poor	0.253707	111,543	1	Port Lucasburgh	PW	France	1	2	High
46	Non-binary	Bachelor's	Single	null	771	21,031	Home	Employed	7	Poor	0.305927	277,350	2	Victorialand	RI	Turks and Caicos Islands	4	2	Low
25	Female	Master's	Single	57,976	null	34,147	Home	Self-employed	0	Fair	0.152659	215,745	1	South Alejandro	IA	Syrian Arab Republic	2	0	Medium
28	Female	High School	Widowed	null	721	null	Auto	Self-employed	16	Poor	0.230827	223,611	1	New Carlside	WI	Mozambique	null	0	Low
22	Male	Bachelor's	Divorced	74,020	632	40,311	Auto	Self-employed	4	Good	0.311797	null	1	Paulland	NE	Gibraltar	null	1	Low
43	Non-binary	Bachelor's	Widowed	100,541	691	18,827	Business	Self-employed	0	Excellent	0.328771	30,318	1	West Michael	KS	Mexico	1	2	Low
32	Non-binary	High School	Widowed	108,287	749	null	Home	Self-employed	8	Fair	0.116605	null	1	North Curtis	AL	Yemen	2	1	Low
25	Female	Bachelor's	Widowed	34,860	653	33,557	Business	Self-employed	4	Poor	0.254495	297,826	2	Nicoleview	NY	Anguilla	1	0	Low
68	Female	Bachelor's	Widowed	89,741	689	18,127	Personal	Unemployed	18	Excellent	0.286219	203,540	3	Craigfurt	MD	Guadeloupe	1	2	Medium
66	Male	PhD	Widowed	111,586	735	42,495	Personal	Self-employed	12	Poor	0.324773	138,156	1	Lake Robertton	MD	Bahamas	3	0	Medium
37	Non-binary	Bachelor's	Married	60,834	687	48,283	Business	Unemployed	5	Fair	0.488808	48,748	3	Jenniferside	AK	Cote d'Ivoire	1	0	Medium
41	Non-binary	Bachelor's	Single	null	711	23,378	Personal	Unemployed	18	Fair	0.520792	65,036	0	Penafort	MH	China	null	2	Low
61	Female	Bachelor's	Widowed	97,271	null	null	Home	Unemployed	19	Fair	0.488367	68,750	1	Bankshaven	MO	Papua New Guinea	null	1	High
40	Non-binary	Bachelor's	Widowed	32,583	794	25,038	Business	Unemployed	2	Fair	0.49059	79,888	1	Bellborough	AS	Bulgaria	0	2	High
53	Male	PhD	Divorced	57,921	723	37,583	Business	Unemployed	16	Good	0.346367	42,219	2	Port Krista	OH	Trinidad and Tobago	1	0	Low
26	Female	Bachelor's	Single	null	669	27,748	Business	Self-employed	15	Poor	0.505444	61,330	1	Heidiville	WV	Sri Lanka	3	0	Medium
29	Non-binary	Bachelor's	Married	null	623	17,438	Home	Employed	3	Fair	0.259854	259,170	4	Johnstonton	PR	French Guiana	3	2	Medium
37	Non-binary	PhD	Married	113,829	723	null	Auto	Unemployed	3	Poor	0.403638	170,556	3	Port Jenniferburgh	AL	Nigeria	4	0	Medium
43	Non-binary	PhD	Widowed	83,769	677	null	Home	Employed	14	Excellent	0.493049	167,954	1	Stephentown	GU	Libyan Arab Jamahiriya	4	2	Low
65	Non-binary	PhD	Single	90,959	734	33,379	Home	Unemployed	6	Excellent	0.568079	null	1	West Ryan	AK	Barbados	1	2	Low
21	Male	PhD	Widowed	null	625	18,789	Business	Employed	10	Excellent	0.546726	230,213	null	Gutierreztown	NM	Latvia	4	2	Medium
65	Female	PhD	Single	119,532	724	null	Home	Employed	7	Good	0.209782	21,580	4	Port Phillip	ME	Algeria	0	0	Medium
55	Non-binary	High School	Widowed	20,972	null	8,065	Home	Self-employed	16	Poor	0.154946	256,748	3	New Andrew	MO	Korea	4	1	Medium
55	Female	PhD	Widowed	null	742	40,453	Personal	Employed	5	Poor	0.514007	102,205	3	West Christopherhaven	PW	Russian Federation	null	0	Low
45	Male	PhD	Married	72,032	783	25,377	Personal	Self-employed	6	Fair	0.356697	null	4	West Melissa	OH	Peru	1	2	Medium
23	Male	PhD	Married	40,319	705	17,280	Auto	Employed	0	Good	0.453229	142,690	3	Jessicachester	MP	Solomon Islands	0	0	Medium
34	Non-binary	High School	Single	50,632	765	null	Business	Unemployed	17	Excellent	0.40929	204,062	4	Port Colleen	IN	Morocco	3	0	High
41	Non-binary	PhD	Divorced	28,417	788	20,660	Business	Employed	10	Fair	0.204915	97,524	4	Bakerchester	DE	Madagascar	2	1	Low
45	Male	High School	Single	99,852	644	27,081	Personal	Employed	1	Excellent	0.308002	138,175	2	New Tammy	NV	Yemen	3	0	Low
38	Female	Bachelor's	Divorced	96,023	643	33,080	Home	Employed	18	Poor	0.319652	null	2	Ericborough	AK	Slovakia (Slovak Republic)	2	0	Medium
56	Female	High School	Married	38,227	643	34,048	Business	Self-employed	18	Good	0.235977	173,876	4	Port Christopherfurt	TN	Burkina Faso	0	2	Low
33	Non-binary	High School	Married	67,796	732	31,507	Business	Self-employed	14	Fair	0.27262	164,407	4	Walkerside	IA	Christmas Island	2	1	Low
53	Male	High School	Widowed	78,968	710	null	Business	Unemployed	2	Fair	0.306952	null	null	Lake Meganview	RI	Sao Tome and Principe	3	1	Medium
43	Male	PhD	Married	53,926	673	null	Home	Self-employed	17	Excellent	0.153173	194,023	null	Timothychester	NM	Brunei Darussalam	0	2	Low
59	Female	High School	Single	90,605	725	15,170	Auto	Self-employed	13	Good	0.247603	51,584	2	Trantown	TX	Timor-Leste	1	2	Low
57	Male	Bachelor's	Single	null	689	5,941	Home	Self-employed	0	Fair	0.143409	236,804	3	Lake Phillip	AK	Moldova	3	2	Low
69	Non-binary	Master's	Divorced	68,960	651	null	Auto	Employed	2	Good	0.174694	178,177	4	North Melanie	PW	Zimbabwe	1	2	High
66	Male	PhD	Divorced	90,320	796	16,556	Auto	Unemployed	17	Excellent	0.557233	95,170	1	Lake Gene	DE	Cuba	1	0	Low
61	Female	High School	Single	113,786	623	7,420	Business	Employed	19	Good	0.230189	216,378	0	Robertsonberg	TX	Palau	4	0	Medium
34	Male	Master's	Widowed	34,718	672	22,504	Auto	Unemployed	7	Poor	0.172346	null	1	Joshuaport	AK	French Polynesia	0	1	Low
66	Non-binary	PhD	Widowed	46,173	629	41,741	Auto	Self-employed	3	Excellent	0.593142	null	3	Port Stephenfort	SC	Congo	2	2	Low
23	Non-binary	Bachelor's	Widowed	43,466	782	9,619	Business	Unemployed	11	Good	0.489796	182,822	4	Lake Stephanieborough	CT	Norfolk Island	3	0	Low
27	Non-binary	Bachelor's	Divorced	102,542	708	36,545	Home	Unemployed	4	Poor	0.115669	61,345	null	Port Ryanshire	SD	Egypt	4	0	Low
44	Non-binary	High School	Single	45,274	773	44,332	Auto	Self-employed	14	Good	0.210949	null	3	South Nathan	IL	Tonga	4	0	High
22	Female	Master's	Widowed	111,499	686	35,434	Personal	Unemployed	13	Good	0.304705	187,389	1	Butlerview	MN	Vanuatu	0	0	High
44	Non-binary	High School	Divorced	75,578	721	26,122	Business	Employed	10	Fair	0.550759	50,286	1	Port Jacqueline	MS	Paraguay	3	0	Low
61	Non-binary	Master's	Widowed	68,875	700	15,006	Personal	Self-employed	14	Excellent	0.242263	295,485	2	Medinatown	IN	Mexico	1	1	Low
24	Non-binary	Bachelor's	Divorced	81,671	null	11,384	Personal	Self-employed	13	Excellent	0.548468	182,275	0	Richardside	IN	Montenegro	2	1	Medium
67	Female	PhD	Divorced	99,833	null	21,660	Personal	Employed	7	Fair	0.594529	275,952	1	Suttonchester	ND	Uruguay	4	2	Low
18	Female	Bachelor's	Widowed	56,973	652	null	Personal	Unemployed	16	Excellent	0.246659	null	0	Port Janiceland	NC	Afghanistan	null	0	Low
21	Non-binary	Master's	Widowed	null	null	null	Personal	Self-employed	6	Fair	0.237599	167,092	2	Morrisbury	MO	Tuvalu	null	2	Medium
47	Female	Bachelor's	Married	101,751	672	47,790	Auto	Unemployed	3	Excellent	0.495526	243,208	null	Hernandeztown	WV	Tuvalu	3	0	Low
60	Non-binary	High School	Married	102,979	null	32,501	Personal	Employed	17	Good	0.581562	278,571	0	Brookemouth	UT	Colombia	0	2	Low
53	Female	High School	Married	28,294	638	11,446	Personal	Unemployed	13	Poor	0.514008	249,464	null	West Randallberg	NC	Saudi Arabia	4	0	Low
59	Non-binary	PhD	Widowed	89,669	667	null	Auto	Unemployed	0	Poor	0.129178	78,705	0	North Ashleychester	MI	American Samoa	3	1	Low
26	Female	PhD	Married	27,004	774	30,241	Personal	Employed	15	Excellent	0.181768	124,383	4	Petersonview	DC	Isle of Man	1	2	Medium
64	Male	PhD	Married	null	735	46,340	Auto	Unemployed	7	Good	0.385438	286,592	4	Port Samantha	GA	Falkland Islands (Malvinas)	3	0	Low
21	Non-binary	Bachelor's	Single	70,109	612	6,735	Business	Employed	16	Excellent	0.130603	243,232	3	West James	MA	Burkina Faso	4	1	High
56	Female	Master's	Divorced	106,371	670	35,762	Auto	Employed	0	Poor	0.335833	null	4	Jasonbury	HI	Latvia	3	0	Low
43	Female	Bachelor's	Widowed	61,341	693	null	Auto	Unemployed	15	Poor	0.375192	169,601	4	South Keithtown	NM	Micronesia	0	2	Low
20	Non-binary	Master's	Divorced	73,619	776	13,794	Auto	Employed	12	Excellent	0.362048	null	1	Daniellefurt	RI	Senegal	3	0	Low
23	Female	PhD	Divorced	95,096	772	22,811	Home	Employed	1	Excellent	0.153547	77,065	4	Baldwinhaven	NY	Equatorial Guinea	null	0	Low
56	Female	High School	Single	85,057	679	35,548	Auto	Employed	17	Fair	0.326645	140,260	0	Michellechester	AS	Equatorial Guinea	1	1	High
27	Male	Bachelor's	Divorced	42,844	778	8,356	Home	Self-employed	12	Poor	0.553529	213,600	null	Bruceville	MN	Iran	1	0	High
46	Non-binary	PhD	Widowed	null	734	37,022	Home	Employed	6	Excellent	0.566287	214,242	0	East Jacqueline	RI	Saint Vincent and the Grenadines	0	2	Low
53	Male	High School	Widowed	78,073	702	16,467	Home	Employed	5	Poor	0.190791	84,303	null	Zacharyland	VA	French Polynesia	3	0	Low
57	Male	PhD	Divorced	null	721	null	Personal	Employed	7	Poor	0.578171	229,166	3	Williamshire	GA	Bolivia	0	2	Medium
42	Male	PhD	Divorced	63,093	null	null	Auto	Self-employed	6	Poor	0.419074	154,325	4	Christopherview	NY	Belgium	1	1	High
52	Female	Master's	Single	116,102	686	null	Business	Self-employed	17	Fair	0.315124	48,208	1	East Levi	UT	Timor-Leste	4	1	Low
57	Male	Master's	Single	38,961	679	21,041	Business	Self-employed	10	Excellent	0.331504	null	1	Johnchester	GU	Colombia	null	0	Medium
69	Female	Bachelor's	Married	94,217	null	7,716	Personal	Employed	18	Good	0.201054	70,470	3	South Marissatown	MS	Seychelles	0	0	Medium
30	Non-binary	PhD	Single	119,332	630	17,468	Business	Employed	17	Fair	0.464114	140,795	1	Gravesberg	VT	Samoa	1	2	Medium
59	Male	PhD	Married	30,511	643	11,574	Home	Self-employed	2	Good	0.161895	48,476	3	Wrightfurt	CO	Nepal	2	2	Low
45	Female	Bachelor's	Divorced	52,308	642	20,464	Personal	Employed	0	Good	0.133927	150,368	2	Butlerborough	WI	Cayman Islands	0	0	Medium
51	Non-binary	High School	Divorced	22,966	680	16,220	Home	Self-employed	4	Fair	0.588903	272,497	2	Christopherbury	VI	Tanzania	2	0	Low
33	Female	PhD	Single	null	null	10,889	Business	Unemployed	6	Excellent	0.577817	209,245	4	Kellyton	GA	Philippines	0	0	Medium
54	Non-binary	PhD	Divorced	24,454	700	null	Home	Employed	6	Poor	0.272562	206,548	null	Wadeshire	CA	United Arab Emirates	3	0	Low
67	Female	Bachelor's	Single	68,330	741	18,473	Home	Unemployed	13	Fair	0.182684	276,021	2	Johnstonchester	NM	Pakistan	3	2	Low
61	Non-binary	Master's	Married	66,779	758	12,224	Home	Employed	4	Poor	0.166936	293,439	4	New Douglas	PW	Macao	null	0	High
40	Female	PhD	Single	50,785	675	14,584	Auto	Self-employed	4	Excellent	0.111106	201,731	0	Mooreport	AK	Guinea	4	1	High

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