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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
66	Female	Bachelor's	Divorced	null	null	21,664	Personal	Unemployed	8	Good	0.577642	84,324	4	Henrymouth	NJ	Micronesia	null	1	Low
35	Non-binary	PhD	Single	69,190	null	46,942	Home	Employed	1	Poor	0.457228	250,140	0	Bensonshire	PR	Ireland	null	1	High
48	Female	Bachelor's	Single	null	760	42,889	Home	Self-employed	6	Poor	0.18324	154,026	4	Armstrongton	PW	United States Virgin Islands	1	1	Medium
36	Male	Master's	Married	112,302	793	12,611	Business	Unemployed	9	Excellent	0.360279	228,333	1	West Peter	PR	Guyana	0	2	Low
49	Female	Master's	Married	43,039	671	null	Personal	Self-employed	1	Poor	0.438732	null	3	Monroetown	GA	Latvia	null	2	Medium
59	Male	High School	Married	21,316	682	13,911	Personal	Unemployed	5	Good	0.168292	80,096	4	Port Hannah	NM	Tajikistan	2	0	Low
38	Male	Master's	Widowed	90,600	684	27,579	Business	Employed	18	Fair	0.378534	76,653	3	Port Brianamouth	SD	Canada	4	0	Medium
26	Male	PhD	Married	81,336	644	24,553	Business	Employed	12	Good	0.408051	239,452	2	Gonzalesstad	KS	Libyan Arab Jamahiriya	0	0	Low
32	Non-binary	Bachelor's	Married	null	783	19,968	Business	Employed	12	Good	0.234495	221,285	1	Jenniferburgh	CA	Myanmar	null	1	High
32	Female	Master's	Widowed	94,165	709	12,136	Personal	Self-employed	10	Excellent	0.477534	170,005	1	Hunterview	CA	Kyrgyz Republic	3	0	High
42	Male	Bachelor's	Widowed	null	617	38,085	Business	Self-employed	16	Excellent	0.195264	null	null	Susanton	DC	Saint Kitts and Nevis	null	2	Low
67	Female	High School	Married	38,300	716	29,966	Auto	Unemployed	5	Excellent	0.188154	264,088	0	Lake Jasonside	RI	Sudan	4	1	Low
31	Non-binary	Bachelor's	Single	81,046	657	18,011	Business	Employed	17	Excellent	0.387406	79,741	4	South Jeff	TX	Aruba	0	1	Medium
25	Non-binary	PhD	Divorced	52,151	740	null	Business	Unemployed	11	Excellent	0.255499	142,648	4	Port Robert	VI	Luxembourg	4	0	Low
27	Male	Master's	Divorced	null	687	37,065	Home	Unemployed	12	Good	0.109091	222,337	3	Port Sierra	NE	Saint Lucia	4	0	Low
18	Male	Bachelor's	Widowed	null	777	29,282	Business	Self-employed	1	Poor	0.304155	null	3	Christensentown	MI	Pitcairn Islands	3	0	Medium
46	Non-binary	Master's	Married	34,003	748	8,990	Personal	Self-employed	17	Poor	0.528901	null	3	Lake Sarahburgh	FL	Israel	null	2	High
22	Non-binary	Master's	Married	117,677	687	49,257	Business	Unemployed	16	Fair	0.372956	null	2	New Daniel	NH	Myanmar	null	1	Medium
22	Non-binary	PhD	Divorced	42,443	619	null	Business	Unemployed	11	Fair	0.448862	292,891	0	West Chelsea	GA	Cook Islands	1	2	Low
29	Male	PhD	Married	49,114	null	31,798	Personal	Self-employed	1	Good	0.333337	42,580	1	South Christianberg	DE	British Indian Ocean Territory (Chagos Archipelago)	2	2	Low
29	Female	Bachelor's	Married	32,697	727	45,722	Auto	Unemployed	1	Excellent	0.176581	49,951	null	South Jessicafurt	OK	Tuvalu	4	2	Medium
50	Female	Master's	Divorced	48,520	751	14,121	Personal	Unemployed	16	Good	0.569416	214,041	3	Morenoborough	WA	Guinea	4	0	Low
19	Female	PhD	Divorced	60,540	748	null	Personal	Employed	17	Poor	0.139844	283,623	4	West Timothyton	PR	Turkmenistan	3	1	Low
51	Male	High School	Married	21,783	686	31,157	Personal	Unemployed	13	Good	0.226282	22,824	0	Shepardfurt	IN	Cape Verde	4	0	Low
26	Male	High School	Divorced	35,076	616	33,499	Personal	Employed	4	Fair	0.309894	241,425	0	North Angela	ID	Andorra	3	0	Low
55	Male	High School	Single	64,713	762	16,304	Business	Self-employed	11	Fair	0.526408	244,760	2	East Jacobfort	PR	Uganda	4	1	Low
41	Female	Bachelor's	Divorced	87,501	674	null	Business	Employed	6	Good	0.445721	64,751	1	East Harryshire	AS	Costa Rica	2	0	Low
49	Non-binary	High School	Single	20,189	631	39,012	Personal	Employed	9	Fair	0.116654	null	2	Birdfort	TX	Hong Kong	3	1	Low
33	Non-binary	Master's	Married	46,110	666	17,624	Personal	Unemployed	0	Good	0.568874	101,322	4	South Deborahborough	KS	Vanuatu	1	2	Medium
20	Male	PhD	Single	67,659	605	null	Auto	Employed	14	Fair	0.569053	130,908	3	South Angela	HI	Australia	4	0	High
59	Female	High School	Single	null	740	null	Personal	Employed	16	Poor	0.563729	62,442	1	Port Tammie	AR	Christmas Island	2	0	Low
42	Female	High School	Married	56,345	639	38,065	Business	Unemployed	5	Fair	0.487272	163,286	2	New Mary	NM	Saint Pierre and Miquelon	0	0	Low
36	Female	High School	Single	38,535	684	14,348	Auto	Self-employed	18	Good	0.39769	null	null	Chandlerland	HI	Iran	0	1	High
57	Female	PhD	Divorced	110,979	null	39,842	Personal	Self-employed	12	Excellent	0.574544	null	2	New Renee	OR	Nauru	1	0	Low
19	Non-binary	PhD	Single	106,687	712	null	Personal	Unemployed	13	Poor	0.134314	231,256	2	North Frankside	FM	Jordan	0	2	Low
32	Non-binary	PhD	Single	59,713	null	33,823	Auto	Employed	12	Poor	0.425001	228,145	3	West Steventon	NE	Cape Verde	4	0	Medium
59	Female	PhD	Widowed	41,711	766	44,543	Business	Self-employed	1	Good	0.38286	291,507	3	New Derek	RI	Hong Kong	0	2	Low
67	Male	PhD	Single	34,959	null	33,374	Home	Self-employed	6	Excellent	0.209357	142,853	1	Hernandezville	GU	Cook Islands	0	2	Medium
43	Non-binary	PhD	Single	76,982	773	13,838	Business	Self-employed	9	Good	0.503691	184,426	0	Wrightburgh	GA	Poland	2	0	Low
40	Female	Master's	Married	null	642	28,915	Personal	Employed	17	Fair	0.48269	275,667	null	South Justinside	DC	Barbados	2	1	Low
59	Male	PhD	Single	76,332	720	43,813	Home	Self-employed	3	Excellent	0.249117	180,807	1	West Markhaven	NY	Palestinian Territory	1	2	Low
43	Non-binary	PhD	Divorced	70,969	694	23,008	Personal	Employed	14	Fair	0.189713	71,616	null	North Sandra	ID	Pitcairn Islands	null	1	Low
32	Non-binary	Bachelor's	Married	22,985	null	23,270	Personal	Unemployed	12	Fair	0.580231	289,770	null	Cabrerashire	VA	British Virgin Islands	null	1	Low
36	Non-binary	PhD	Widowed	119,449	711	13,482	Business	Unemployed	15	Fair	0.466427	289,477	0	West James	PW	Kuwait	0	1	Low
43	Non-binary	Bachelor's	Single	46,547	654	null	Business	Employed	10	Good	0.356267	213,920	0	South Daniel	NC	Fiji	4	1	Low
42	Female	Master's	Married	55,326	652	null	Business	Self-employed	6	Good	0.234363	51,087	4	West Phyllisport	OR	Iceland	null	1	Low
29	Non-binary	Master's	Divorced	53,488	null	27,292	Home	Unemployed	16	Fair	0.172359	41,857	null	Hansonview	SC	Brazil	4	1	Medium
52	Male	Bachelor's	Single	48,564	626	14,969	Auto	Employed	3	Good	0.278043	227,102	0	Mcdonaldstad	OK	Sudan	0	2	Medium
66	Female	PhD	Married	66,978	671	20,590	Personal	Self-employed	4	Fair	0.172829	159,592	4	South Lisatown	RI	Cook Islands	1	0	Low
40	Female	Master's	Single	null	660	23,557	Home	Unemployed	8	Good	0.54408	29,615	0	South Chadbury	MD	Bosnia and Herzegovina	3	2	Medium
47	Non-binary	High School	Single	49,553	720	11,103	Auto	Unemployed	9	Excellent	0.292268	214,331	2	Hufffurt	MA	Uzbekistan	2	2	High
56	Female	High School	Widowed	50,209	633	26,556	Home	Self-employed	4	Poor	0.267822	299,788	2	Joelside	WY	Holy See (Vatican City State)	null	1	Low
26	Non-binary	Bachelor's	Married	58,051	742	20,180	Personal	Unemployed	5	Good	0.225142	170,046	2	Smithmouth	IL	Guernsey	3	1	Low
37	Male	Master's	Widowed	85,206	617	18,763	Home	Self-employed	2	Poor	0.140244	77,080	3	Scottburgh	MH	Aruba	3	2	Low
45	Male	High School	Widowed	108,148	681	null	Home	Self-employed	6	Excellent	0.183499	null	4	Amandaberg	IL	Bahamas	1	2	Low
53	Female	PhD	Single	68,402	751	37,811	Business	Employed	18	Good	0.540084	null	4	North Shannonbury	MS	Benin	null	0	Low
25	Female	Bachelor's	Married	33,189	602	null	Personal	Unemployed	15	Good	0.368743	23,003	3	Port Kimberlymouth	FM	South Africa	2	0	Low
29	Non-binary	PhD	Divorced	61,003	675	38,875	Auto	Unemployed	19	Good	0.416391	94,609	3	Maldonadoborough	FM	Bhutan	1	0	Low
55	Non-binary	High School	Divorced	30,431	null	39,597	Home	Self-employed	0	Good	0.406352	194,446	4	New Mark	VA	Guinea-Bissau	4	0	Low
56	Non-binary	High School	Single	22,882	708	19,068	Home	Employed	8	Fair	0.405215	124,941	2	Annaborough	KY	Guam	1	1	Low
50	Female	PhD	Married	null	753	36,842	Auto	Employed	9	Excellent	0.5509	43,954	3	East Kevin	KY	Hong Kong	3	2	Medium
56	Non-binary	Bachelor's	Single	45,489	null	12,368	Auto	Unemployed	19	Poor	0.208214	95,362	0	Johnathanport	HI	Montserrat	4	1	Low
21	Male	PhD	Single	27,965	625	null	Home	Self-employed	10	Excellent	0.49446	24,933	4	Christineland	NY	Kyrgyz Republic	0	0	High
53	Female	Master's	Single	108,940	768	47,579	Auto	Employed	4	Good	0.342821	null	null	Port Emilyview	WY	Saint Vincent and the Grenadines	4	1	Low
46	Male	PhD	Single	69,119	null	35,767	Personal	Employed	16	Poor	0.554765	193,540	1	Carolynstad	TN	Taiwan	null	0	Medium
44	Male	High School	Divorced	49,288	610	48,269	Home	Self-employed	2	Poor	0.117139	null	1	Jenniferton	AS	Myanmar	4	0	High
33	Female	Bachelor's	Married	null	701	null	Home	Self-employed	6	Excellent	0.4615	180,864	3	Alexanderview	LA	Maldives	null	0	Low
52	Male	PhD	Single	96,593	656	46,732	Home	Employed	3	Excellent	0.340954	83,728	0	South Donaldburgh	NV	Yemen	2	0	Medium
34	Female	High School	Divorced	52,602	637	null	Auto	Employed	6	Fair	0.47875	231,939	null	Brownmouth	AS	China	1	1	Low
47	Male	PhD	Married	89,180	676	25,349	Auto	Unemployed	7	Excellent	0.493317	46,714	null	New Matthew	CT	British Indian Ocean Territory (Chagos Archipelago)	1	2	Low
24	Non-binary	High School	Single	null	null	41,045	Business	Employed	4	Poor	0.406214	null	2	Mooreview	NJ	Puerto Rico	2	1	Medium
30	Non-binary	Bachelor's	Single	62,732	773	34,210	Auto	Unemployed	6	Fair	0.22837	257,721	2	Craigburgh	AZ	Luxembourg	1	2	High
23	Non-binary	Master's	Widowed	118,972	626	43,404	Personal	Employed	5	Poor	0.30938	null	2	Clarkshire	SD	Lao People's Democratic Republic	3	1	Medium
40	Female	High School	Divorced	75,041	758	25,495	Personal	Employed	9	Excellent	0.295751	null	null	Bennettbury	MA	Togo	1	1	Medium
28	Non-binary	High School	Widowed	46,809	691	27,645	Personal	Employed	4	Good	0.110419	null	4	Port Lawrence	MT	Philippines	1	2	Medium
18	Non-binary	High School	Single	30,528	622	5,576	Business	Employed	17	Excellent	0.466037	30,533	0	Russellfort	RI	Central African Republic	1	0	Low
67	Female	Master's	Married	23,756	null	15,556	Home	Unemployed	13	Good	0.557149	201,315	2	East Bonnieborough	OK	Djibouti	3	2	High
49	Female	Master's	Divorced	71,341	794	49,107	Business	Unemployed	12	Poor	0.175569	41,105	1	North Brett	NE	Central African Republic	0	1	Low
49	Female	Master's	Divorced	27,045	611	47,970	Auto	Employed	3	Poor	0.170589	65,751	2	North Kellyfort	PR	Iran	0	2	High
57	Female	High School	Widowed	null	617	41,064	Business	Employed	10	Fair	0.358176	247,174	2	Pattystad	NY	Comoros	null	1	High
68	Male	Bachelor's	Married	null	690	21,605	Auto	Unemployed	4	Poor	0.266048	39,891	1	Hilltown	MI	Mauritius	null	2	Low
54	Female	PhD	Married	21,645	null	6,719	Home	Unemployed	9	Fair	0.487954	256,497	1	Stephensonburgh	LA	Israel	3	2	Low
24	Female	Bachelor's	Divorced	71,869	636	null	Auto	Self-employed	14	Fair	0.457669	23,877	null	Stephanietown	CT	Madagascar	4	1	Low
29	Male	PhD	Widowed	95,449	720	33,414	Business	Unemployed	17	Excellent	0.406111	160,191	2	Port Cathyfort	AL	Dominica	4	2	Medium
25	Non-binary	PhD	Divorced	68,437	739	20,542	Auto	Employed	3	Poor	0.266841	null	3	North Valerieville	MT	Russian Federation	2	1	Medium
24	Male	Master's	Married	21,949	642	36,062	Home	Self-employed	17	Poor	0.233167	252,969	4	South Kimberly	CT	Papua New Guinea	0	1	Low
61	Male	Master's	Single	56,303	759	16,433	Auto	Self-employed	11	Good	0.135524	290,905	2	Lake Casey	LA	Uganda	null	2	Low
68	Non-binary	PhD	Single	null	631	43,229	Business	Unemployed	15	Good	0.381049	160,291	1	South Jason	OH	Australia	1	2	Medium
68	Male	High School	Divorced	null	null	10,107	Home	Unemployed	6	Good	0.197858	null	null	New Cristianton	IN	Samoa	1	1	High
49	Male	High School	Widowed	106,653	779	null	Business	Self-employed	11	Poor	0.448905	121,059	1	Jonesview	GU	Chad	2	2	High
33	Non-binary	Master's	Divorced	93,916	678	37,705	Personal	Unemployed	11	Poor	0.384722	118,122	4	Taylorview	AZ	Tonga	null	1	Medium
35	Non-binary	High School	Divorced	112,303	759	30,699	Auto	Employed	11	Fair	0.119322	141,765	null	Brendaview	MI	French Polynesia	4	2	Low
46	Non-binary	PhD	Married	48,875	713	40,866	Personal	Self-employed	4	Good	0.182278	289,942	0	Martinezfort	PR	Tokelau	1	0	High
41	Non-binary	Master's	Single	94,681	null	36,045	Personal	Employed	19	Fair	0.24515	91,178	1	South Kellyside	IA	Montserrat	0	2	High
33	Male	High School	Married	25,690	762	27,047	Business	Unemployed	14	Good	0.42482	124,512	null	Jasonborough	NC	Colombia	2	2	Medium
25	Non-binary	Master's	Single	24,992	775	36,711	Home	Unemployed	3	Good	0.294162	264,267	2	North Charlesland	FL	Bhutan	null	0	Low
64	Male	Bachelor's	Divorced	114,075	683	33,459	Home	Self-employed	7	Excellent	0.223119	266,721	2	Lake Brandonbury	OH	Belarus	3	1	Low
18	Non-binary	PhD	Divorced	null	661	31,886	Home	Self-employed	5	Excellent	0.270726	null	4	South Megan	AS	Bosnia and Herzegovina	3	0	Low
66	Female	PhD	Widowed	23,333	700	8,691	Business	Self-employed	1	Poor	0.581938	224,931	4	Wardville	IN	Montenegro	0	2	Low
54	Male	Master's	Divorced	27,851	704	null	Business	Employed	0	Fair	0.270251	187,105	4	Jamesbury	PR	Niger	3	1	Low

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