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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
51	Non-binary	Bachelor's	Widowed	101,257	605	39,027	Home	Employed	8	Good	0.103664	139,602	null	Lake Sarahborough	AS	Sudan	0	0	Low
48	Non-binary	High School	Widowed	90,417	null	47,837	Business	Self-employed	3	Fair	0.161327	73,449	null	Port Dana	FL	Luxembourg	2	1	Medium
61	Non-binary	Master's	Single	75,304	624	43,429	Business	Unemployed	2	Good	0.36523	154,750	0	Christinamouth	UT	Bangladesh	1	2	Low
27	Non-binary	High School	Single	119,341	669	38,606	Auto	Self-employed	8	Poor	0.511823	151,850	null	Sheliachester	AK	Mexico	1	0	Low
33	Male	High School	Married	115,595	684	17,549	Business	Self-employed	4	Fair	0.508614	null	3	Smithside	PR	Malta	0	2	Medium
67	Non-binary	Master's	Widowed	58,398	603	45,069	Auto	Employed	14	Poor	0.102285	114,564	0	New Victoria	NV	British Indian Ocean Territory (Chagos Archipelago)	0	2	Low
41	Non-binary	High School	Widowed	null	612	13,723	Home	Employed	6	Poor	0.158466	113,465	1	Valenzuelashire	CA	Bermuda	0	0	High
22	Male	High School	Widowed	26,023	761	33,300	Personal	Employed	14	Fair	0.581572	32,265	3	Robertbury	IL	Svalbard & Jan Mayen Islands	null	0	Low
50	Male	Master's	Divorced	110,473	748	null	Personal	Employed	5	Excellent	0.352738	49,824	null	North Jennifertown	NC	Cote d'Ivoire	null	2	Medium
67	Male	High School	Widowed	107,601	619	30,586	Home	Self-employed	5	Excellent	0.262126	null	3	New Scottborough	MI	Sao Tome and Principe	1	1	Low
50	Male	Bachelor's	Divorced	58,733	702	30,150	Auto	Unemployed	18	Good	0.491573	265,600	1	Lake Paige	LA	Guyana	0	0	Low
29	Male	High School	Single	47,453	717	20,360	Business	Unemployed	6	Good	0.235225	114,799	2	Wesleyshire	NJ	Nicaragua	3	2	Low
33	Male	High School	Divorced	54,018	723	20,117	Business	Employed	17	Excellent	0.369325	153,161	2	Ronnieburgh	AL	Greenland	1	0	Medium
30	Male	High School	Married	23,879	773	39,495	Business	Employed	15	Fair	0.305476	129,753	null	Port Mirandabury	HI	Brazil	null	2	Medium
48	Male	Master's	Single	71,235	null	39,941	Personal	Unemployed	1	Fair	0.25229	87,778	2	New Brittany	CO	Estonia	3	1	Medium
25	Non-binary	PhD	Divorced	92,082	673	11,866	Personal	Unemployed	14	Good	0.341999	85,031	1	North Megan	SC	Cape Verde	2	0	Medium
68	Male	Master's	Married	87,170	787	36,077	Auto	Unemployed	14	Excellent	0.341604	null	2	West Carlosport	NY	Saint Pierre and Miquelon	null	2	Low
22	Non-binary	PhD	Married	117,284	727	13,996	Business	Unemployed	1	Fair	0.222826	190,901	null	Lake Sarah	ID	Timor-Leste	3	1	Low
41	Female	Master's	Divorced	44,044	653	40,301	Personal	Employed	6	Good	0.512761	168,077	1	East Martinmouth	VI	French Guiana	3	0	Low
43	Male	Bachelor's	Married	97,807	766	null	Business	Self-employed	16	Poor	0.578766	null	2	Huntfurt	PA	Saint Helena	3	1	Medium
65	Female	High School	Single	30,162	771	20,455	Business	Self-employed	13	Excellent	0.290644	227,598	0	North Amanda	MH	British Virgin Islands	1	2	Medium
55	Male	PhD	Widowed	103,583	666	30,985	Personal	Unemployed	10	Poor	0.291879	238,144	3	West Lauraville	PW	Qatar	null	0	Low
29	Female	Master's	Widowed	null	792	21,850	Personal	Employed	10	Excellent	0.469581	266,926	2	Hendersonside	MD	Andorra	1	1	Medium
49	Male	Bachelor's	Widowed	20,982	779	47,146	Home	Self-employed	15	Good	0.193327	39,994	3	Lake Anthony	CT	Eritrea	2	2	Low
67	Male	Bachelor's	Widowed	116,853	637	13,649	Business	Employed	1	Good	0.225402	null	null	West Scottfurt	WV	Pakistan	3	0	Low
34	Male	PhD	Divorced	117,812	699	12,452	Auto	Employed	12	Excellent	0.266036	291,552	3	New Brendan	AZ	Switzerland	null	0	Low
47	Female	Master's	Divorced	111,269	null	41,745	Personal	Self-employed	15	Excellent	0.162752	273,628	2	Simpsonmouth	LA	Mali	2	0	Low
68	Male	Bachelor's	Divorced	49,692	703	5,298	Personal	Employed	12	Excellent	0.21048	153,524	3	Davisfort	VI	Mauritius	1	0	Low
36	Female	Master's	Widowed	92,168	689	48,560	Business	Unemployed	2	Good	0.153762	null	1	Burnsville	MI	Pakistan	2	0	High
23	Male	Bachelor's	Single	94,490	null	null	Personal	Self-employed	13	Fair	0.158845	202,139	1	Morganville	MI	Netherlands	null	1	Low
18	Male	High School	Widowed	82,345	768	41,843	Personal	Employed	3	Poor	0.533142	186,649	0	North James	MS	Bolivia	2	0	Low
69	Male	PhD	Widowed	47,326	660	23,582	Auto	Self-employed	14	Excellent	0.327196	null	1	North Sean	IL	Georgia	3	2	Low
38	Non-binary	High School	Married	null	649	45,073	Auto	Employed	3	Good	0.402577	46,076	4	Wolfechester	MT	United Arab Emirates	3	0	Low
55	Female	Master's	Widowed	22,221	763	35,560	Home	Unemployed	4	Poor	0.588067	189,128	null	New Marilynburgh	NC	Egypt	null	1	High
25	Non-binary	PhD	Widowed	118,452	772	null	Auto	Self-employed	16	Poor	0.170165	125,652	null	East Anthonymouth	MH	Bhutan	4	1	Low
21	Male	Master's	Single	85,994	675	30,664	Auto	Employed	1	Excellent	0.327207	null	4	Port Cody	MP	Mexico	1	2	Low
37	Male	PhD	Widowed	54,409	642	29,513	Home	Employed	14	Fair	0.423626	243,686	1	Petersonborough	MS	United States Minor Outlying Islands	3	0	Medium
35	Female	Master's	Married	113,566	686	31,362	Auto	Employed	10	Excellent	0.318389	183,782	4	North Amy	SC	Saint Barthelemy	2	1	Low
52	Non-binary	Bachelor's	Married	64,493	674	9,677	Business	Unemployed	9	Fair	0.143662	90,805	3	Vaughnshire	NY	Svalbard & Jan Mayen Islands	4	1	Medium
37	Female	Master's	Married	70,138	705	null	Auto	Unemployed	16	Excellent	0.588255	146,292	4	Linland	PW	Japan	0	0	Low
68	Female	PhD	Divorced	null	699	11,335	Home	Employed	7	Excellent	0.135354	31,448	2	Youngmouth	IL	Albania	3	0	Low
65	Non-binary	Bachelor's	Single	47,924	679	22,253	Auto	Self-employed	14	Poor	0.417682	85,781	2	North Susanbury	ME	Iran	1	2	Medium
36	Male	PhD	Divorced	56,189	759	null	Personal	Employed	17	Good	0.298797	184,673	4	Port Jenna	KY	Belgium	0	0	Medium
51	Non-binary	Master's	Married	114,194	714	30,189	Home	Self-employed	2	Poor	0.539649	41,544	null	Lake Ethan	IA	Uzbekistan	2	2	Low
26	Male	Master's	Married	94,491	null	16,498	Home	Employed	4	Good	0.346394	130,315	null	Guzmanbury	KY	Germany	3	1	Low
64	Female	PhD	Widowed	null	744	34,669	Auto	Unemployed	10	Poor	0.384504	104,227	3	Wagnerfurt	NJ	Lithuania	2	0	Low
33	Non-binary	PhD	Divorced	48,833	620	41,792	Home	Employed	11	Fair	0.535762	198,309	0	Lake Brandon	MN	British Virgin Islands	null	2	High
54	Male	Bachelor's	Widowed	72,136	792	30,786	Personal	Employed	4	Fair	0.202608	242,005	2	East Derrickhaven	VT	Mozambique	1	2	Medium
33	Female	PhD	Divorced	32,129	647	34,309	Business	Self-employed	11	Good	0.346678	228,991	0	Laurieborough	NH	Cyprus	3	0	High
31	Non-binary	Master's	Divorced	78,596	null	46,660	Business	Unemployed	15	Poor	0.174517	92,731	2	Duaneburgh	WV	Gabon	0	0	Low
63	Female	Bachelor's	Married	111,954	781	19,425	Business	Self-employed	1	Good	0.275693	24,920	null	Stokeshaven	OK	Saint Martin	0	1	Low
32	Non-binary	PhD	Single	44,125	730	null	Business	Unemployed	5	Good	0.510305	146,542	0	Shawmouth	IL	Cameroon	2	0	Low
35	Non-binary	Bachelor's	Divorced	66,458	625	22,681	Personal	Self-employed	5	Poor	0.477887	217,260	4	East James	CA	Seychelles	2	0	Low
36	Non-binary	Master's	Divorced	106,623	686	12,496	Home	Unemployed	18	Good	0.212763	186,297	1	New Kerri	ME	Burundi	0	2	Low
67	Female	Master's	Widowed	33,795	768	10,478	Auto	Employed	13	Poor	0.563182	null	0	East Amandaport	OK	Serbia	2	1	Medium
37	Non-binary	High School	Single	81,134	615	42,395	Business	Unemployed	17	Good	0.472125	null	1	South Stephen	MN	Russian Federation	null	2	Low
30	Female	Bachelor's	Married	null	701	null	Personal	Employed	4	Poor	0.331425	44,999	3	Port Isaacview	TN	Central African Republic	4	2	High
58	Female	PhD	Single	84,202	730	15,515	Auto	Employed	8	Good	0.146485	215,248	3	Lake Davidton	MT	Egypt	4	0	Medium
39	Non-binary	High School	Divorced	21,607	696	39,459	Personal	Unemployed	11	Good	0.326023	57,160	1	Katherineshire	CA	Kazakhstan	3	1	Low
37	Non-binary	Bachelor's	Single	118,642	759	35,487	Auto	Self-employed	1	Good	0.387775	108,782	4	Port Ashleyberg	GU	Mozambique	1	1	Medium
66	Male	Master's	Widowed	86,453	740	8,796	Business	Self-employed	13	Poor	0.423597	127,263	2	New Crystal	MO	Svalbard & Jan Mayen Islands	3	1	Medium
44	Female	Bachelor's	Married	117,904	744	32,254	Auto	Unemployed	11	Fair	0.567444	55,653	4	Heatherborough	MA	Lesotho	2	1	Low
20	Male	High School	Married	40,662	717	19,263	Home	Employed	7	Good	0.449971	187,205	1	Pamelaton	AR	Fiji	3	0	Low
48	Female	PhD	Married	97,513	672	33,222	Auto	Unemployed	2	Fair	0.570696	179,358	3	New Ryanside	AL	Bolivia	2	1	Low
20	Male	PhD	Widowed	null	780	null	Personal	Unemployed	17	Good	0.378251	270,916	3	West Kristy	WY	Bosnia and Herzegovina	3	1	High
28	Male	Bachelor's	Single	68,861	746	40,989	Personal	Self-employed	2	Poor	0.26983	145,379	0	New Douglas	GA	Burkina Faso	2	1	Medium
42	Male	PhD	Married	null	null	null	Business	Employed	19	Excellent	0.371528	116,236	0	New Olivia	DC	Macao	2	1	Low
52	Non-binary	Bachelor's	Widowed	72,833	689	40,472	Personal	Employed	11	Fair	0.131977	126,492	null	South Laura	WV	Uganda	4	0	Low
49	Non-binary	Bachelor's	Divorced	71,750	744	6,703	Home	Unemployed	15	Fair	0.273564	214,801	1	East Jonathan	NV	Saint Kitts and Nevis	2	2	Medium
34	Non-binary	Bachelor's	Widowed	110,272	null	null	Auto	Unemployed	3	Poor	0.536428	226,468	0	New Juan	GA	Montserrat	4	1	High
67	Non-binary	PhD	Widowed	82,714	622	44,017	Home	Employed	9	Fair	0.265074	null	2	East Sarah	NE	Monaco	null	1	Low
68	Male	Bachelor's	Widowed	25,250	602	44,047	Auto	Employed	9	Good	0.556376	57,120	3	Ryanstad	MS	Tonga	4	0	Low
65	Female	Master's	Single	66,696	null	41,020	Personal	Employed	5	Excellent	0.145532	221,966	1	North Christinefort	SC	Jordan	null	2	Medium
41	Female	Bachelor's	Widowed	72,273	null	6,688	Home	Unemployed	4	Fair	0.51595	103,515	0	West Deborah	MT	Equatorial Guinea	0	2	Medium
20	Non-binary	Bachelor's	Divorced	48,807	754	48,105	Business	Employed	8	Fair	0.262034	267,029	4	Davidland	NY	Chile	2	2	Low
50	Male	PhD	Married	21,845	750	44,009	Business	Self-employed	9	Excellent	0.105956	144,384	4	West Nicoletown	AZ	Algeria	1	2	Low
32	Male	Master's	Married	26,589	785	null	Auto	Unemployed	6	Excellent	0.466577	null	4	Lake Traci	NV	Ghana	null	1	Low
42	Female	High School	Widowed	95,088	635	10,695	Personal	Self-employed	18	Poor	0.108184	null	2	Prestonville	GA	South Georgia and the South Sandwich Islands	null	0	Low
32	Male	Master's	Married	47,341	612	39,005	Home	Unemployed	15	Good	0.554991	264,639	0	South Kenneth	IL	New Zealand	4	2	Low
23	Female	Bachelor's	Married	67,024	687	24,653	Personal	Unemployed	9	Excellent	0.168163	150,077	null	East Steven	ND	Bosnia and Herzegovina	0	2	Low
21	Male	PhD	Widowed	26,861	767	28,217	Personal	Unemployed	3	Poor	0.43624	38,263	null	Port Mariemouth	MN	Bhutan	4	2	Medium
69	Male	High School	Divorced	83,056	741	38,904	Business	Self-employed	6	Excellent	0.135644	245,687	4	Port Michelleview	WV	Benin	null	0	Medium
44	Non-binary	High School	Divorced	87,438	648	null	Business	Employed	3	Fair	0.306044	208,606	1	New Beverlymouth	MA	Panama	null	0	Low
47	Non-binary	Master's	Single	119,233	615	null	Auto	Self-employed	19	Excellent	0.205017	261,781	2	Aguilarside	MS	Italy	3	2	Low
40	Male	Master's	Single	null	628	37,272	Auto	Unemployed	2	Poor	0.243127	108,000	null	Mitchellland	HI	French Southern Territories	4	2	Low
54	Male	PhD	Single	100,799	682	18,640	Auto	Unemployed	11	Poor	0.250644	284,640	3	Lake Mary	VT	Hong Kong	null	1	Low
23	Female	PhD	Divorced	118,428	697	25,508	Business	Employed	9	Poor	0.508673	181,995	3	East Donald	OK	Eritrea	1	2	High
66	Female	PhD	Widowed	null	null	47,277	Business	Self-employed	14	Excellent	0.207975	248,687	4	Novaktown	MH	China	2	2	Low
65	Female	Master's	Married	95,561	692	11,261	Auto	Employed	3	Poor	0.282827	229,180	1	South Catherinefurt	DC	Timor-Leste	0	1	Low
34	Non-binary	High School	Single	35,115	736	null	Home	Employed	17	Fair	0.367748	129,867	4	Davenportshire	VA	Kiribati	4	0	Low
31	Male	PhD	Married	null	624	34,968	Auto	Self-employed	5	Good	0.503427	109,356	3	Jenniferview	NY	Turkmenistan	0	2	Medium
56	Male	Master's	Married	64,322	638	35,206	Auto	Self-employed	9	Excellent	0.411512	271,852	1	Sharonview	NY	Serbia	0	0	Low
41	Male	Bachelor's	Divorced	null	null	28,409	Personal	Unemployed	19	Poor	0.133333	250,542	null	North Seanchester	HI	Macao	0	1	Low
41	Male	PhD	Widowed	73,096	711	25,710	Auto	Self-employed	5	Fair	0.327889	138,680	2	Donnafurt	RI	Thailand	4	1	Medium
60	Non-binary	PhD	Widowed	82,851	679	28,306	Home	Self-employed	9	Fair	0.481279	188,937	2	Hancockberg	RI	Netherlands	1	0	Low
35	Non-binary	PhD	Widowed	67,878	637	17,939	Home	Unemployed	6	Poor	0.491751	106,746	0	Ramirezburgh	MI	Uruguay	null	1	Low
46	Non-binary	Master's	Married	96,607	753	41,969	Personal	Self-employed	10	Good	0.262144	159,083	3	Obrienfort	IN	Mali	4	2	Medium
25	Non-binary	High School	Widowed	91,718	null	38,884	Business	Unemployed	9	Good	0.195995	275,571	1	South Jeremyton	SC	Ecuador	1	1	Low
47	Female	High School	Widowed	102,093	657	42,301	Home	Self-employed	18	Good	0.476311	96,498	0	Lake Amy	UT	Tonga	1	2	Low
29	Female	Master's	Divorced	null	710	19,563	Home	Employed	13	Poor	0.278191	null	0	Lindamouth	RI	Korea	4	1	Low

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