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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
47	Female	High School	Divorced	100,913	687	9,763	Auto	Employed	17	Poor	0.54168	249,471	4	Jacobton	AK	Falkland Islands (Malvinas)	4	0	Low
53	Male	PhD	Single	null	603	23,564	Auto	Self-employed	19	Excellent	0.488222	67,350	2	South Melissaberg	ND	Falkland Islands (Malvinas)	2	0	Low
31	Female	PhD	Divorced	88,896	645	37,849	Auto	Self-employed	19	Fair	0.583969	136,916	4	West Dominique	OK	American Samoa	null	2	Low
59	Non-binary	Bachelor's	Divorced	88,625	672	12,525	Auto	Self-employed	17	Poor	0.327916	40,638	2	Christinehaven	TX	Japan	1	2	Low
36	Non-binary	PhD	Widowed	68,503	788	14,440	Personal	Employed	3	Fair	0.525809	41,850	1	South Margaret	MA	Belgium	0	0	Low
63	Female	Bachelor's	Divorced	41,952	null	39,612	Personal	Self-employed	3	Good	0.592591	154,005	0	West Kylechester	WI	Togo	1	2	Low
60	Non-binary	Master's	Divorced	33,677	629	39,880	Auto	Unemployed	3	Good	0.258019	214,046	3	Colleenmouth	IL	Turkmenistan	null	0	Medium
33	Female	High School	Single	69,868	780	null	Business	Self-employed	0	Excellent	0.567651	254,815	4	Jacobsmouth	AS	Lebanon	1	1	Medium
45	Female	Bachelor's	Divorced	81,829	null	26,149	Auto	Self-employed	10	Fair	0.493241	50,445	2	Danielmouth	GA	Libyan Arab Jamahiriya	3	2	Low
33	Non-binary	PhD	Single	73,214	736	19,134	Auto	Unemployed	0	Poor	0.598715	43,987	3	Carlosview	DE	France	0	0	Medium
59	Male	PhD	Divorced	null	718	36,376	Personal	Self-employed	17	Poor	0.126367	21,062	0	Lake Ashleyside	WV	Macao	null	0	Low
21	Non-binary	Master's	Married	105,827	704	null	Auto	Unemployed	2	Excellent	0.25285	null	2	Michaelshire	IL	Vietnam	2	1	Low
55	Male	Bachelor's	Married	48,831	742	15,122	Home	Self-employed	5	Fair	0.192811	64,728	4	North Michelle	CO	Pakistan	0	1	Medium
41	Male	Bachelor's	Married	67,800	775	42,470	Auto	Self-employed	1	Good	0.317193	184,902	2	Wrightstad	NV	Libyan Arab Jamahiriya	null	0	Low
20	Female	Bachelor's	Single	80,784	605	null	Personal	Self-employed	1	Excellent	0.278234	252,797	null	Patrickburgh	IL	Sudan	2	0	Low
41	Non-binary	PhD	Widowed	23,188	770	17,398	Personal	Self-employed	4	Excellent	0.306642	66,580	1	New William	MS	Bulgaria	4	0	Low
58	Female	High School	Single	70,513	739	8,884	Home	Employed	19	Good	0.588493	135,525	2	Marshallborough	GA	Samoa	0	0	Low
26	Non-binary	High School	Married	91,633	739	7,829	Auto	Self-employed	6	Good	0.127085	95,377	null	Wolfestad	WV	Jersey	1	2	Low
24	Non-binary	PhD	Single	100,739	616	49,262	Personal	Self-employed	1	Fair	0.540052	225,982	3	North Lindashire	NH	Hungary	2	0	Low
26	Male	Bachelor's	Widowed	61,025	627	42,040	Auto	Unemployed	9	Poor	0.291446	237,984	2	Tuckertown	WY	Madagascar	3	0	Low
60	Female	Master's	Widowed	100,214	616	32,562	Business	Unemployed	2	Excellent	0.581065	241,898	4	East Aaron	IN	Cook Islands	0	0	Medium
45	Non-binary	Master's	Married	85,029	752	43,966	Business	Self-employed	0	Fair	0.475361	161,096	0	Port Henry	KS	Central African Republic	null	0	Low
49	Female	Master's	Married	104,874	735	null	Auto	Unemployed	6	Good	0.510538	133,558	3	Danielburgh	MN	Kiribati	4	1	Low
24	Female	Master's	Single	24,049	642	5,602	Personal	Unemployed	7	Good	0.219658	null	0	Lake Evelyn	WA	Burundi	2	2	Medium
60	Female	High School	Single	32,540	642	40,891	Personal	Employed	12	Poor	0.177929	235,498	3	Randyshire	MP	Nigeria	null	2	Medium
45	Non-binary	Bachelor's	Single	76,624	640	10,726	Home	Unemployed	3	Good	0.197159	211,987	3	Port Katherinemouth	MO	Timor-Leste	2	0	Low
60	Male	High School	Divorced	92,277	null	33,002	Auto	Unemployed	2	Poor	0.284457	115,923	2	Port Kimberlyville	PA	Canada	1	2	Medium
58	Female	High School	Single	28,039	741	19,358	Auto	Employed	9	Fair	0.217459	56,366	3	East Darrell	GU	Japan	2	0	Low
25	Female	Master's	Divorced	20,981	716	48,629	Personal	Employed	6	Poor	0.440514	null	1	Jeffreyfurt	MO	Slovakia (Slovak Republic)	0	2	Low
32	Non-binary	Bachelor's	Widowed	62,817	null	null	Personal	Self-employed	10	Fair	0.438243	null	0	East Joseph	WA	Gambia	1	2	Low
40	Non-binary	Master's	Divorced	111,851	784	30,259	Home	Unemployed	14	Good	0.525589	108,471	4	New Leah	TX	Qatar	2	0	Low
57	Male	Bachelor's	Single	87,009	681	49,597	Business	Employed	15	Excellent	0.112578	211,049	1	Peterberg	CA	Montenegro	2	2	Low
38	Non-binary	PhD	Widowed	29,862	682	6,954	Business	Self-employed	8	Fair	0.109651	260,188	1	Port Jamie	PA	Bhutan	2	0	Medium
64	Female	Bachelor's	Divorced	97,179	764	48,982	Auto	Unemployed	8	Poor	0.42576	101,328	3	Joshuaside	AS	Guam	null	2	Low
27	Male	Master's	Widowed	81,471	723	28,161	Business	Employed	10	Poor	0.529394	160,896	3	Manuelland	OH	Latvia	4	0	Low
42	Female	Master's	Divorced	99,766	613	21,518	Auto	Unemployed	1	Excellent	0.520907	130,567	4	Rangelshire	ME	Niger	null	0	Medium
30	Female	Master's	Married	107,236	740	null	Business	Self-employed	16	Good	0.344964	263,120	1	Salazarberg	SC	Cyprus	4	1	Low
44	Female	High School	Widowed	45,511	702	21,707	Business	Self-employed	12	Excellent	0.430929	240,435	4	Victoriachester	PW	Trinidad and Tobago	4	0	Low
47	Female	Master's	Divorced	77,737	null	44,541	Business	Employed	14	Fair	0.209864	167,716	4	Katiebury	AK	French Southern Territories	0	1	Low
58	Non-binary	High School	Divorced	48,176	617	26,735	Auto	Self-employed	0	Poor	0.246007	131,986	null	South Marc	IA	Bolivia	0	1	Low
48	Male	Master's	Widowed	33,500	625	23,484	Personal	Self-employed	13	Fair	0.144174	null	3	Vargasville	NC	Nigeria	3	0	Low
30	Non-binary	Bachelor's	Divorced	21,244	670	12,715	Auto	Employed	14	Poor	0.225832	188,573	null	East Monica	VA	Jersey	4	0	Low
55	Female	Master's	Married	23,770	695	null	Personal	Employed	15	Fair	0.317135	112,715	0	East Ronald	FM	Syrian Arab Republic	4	1	Medium
51	Male	Master's	Widowed	27,008	null	23,272	Business	Employed	2	Fair	0.488165	295,460	4	Lake Thomas	WA	Seychelles	null	0	Low
62	Female	PhD	Divorced	48,395	766	26,727	Auto	Employed	19	Poor	0.160867	96,970	1	Danielland	TX	Maldives	null	1	Low
30	Non-binary	High School	Widowed	null	719	6,560	Auto	Unemployed	5	Fair	0.575399	248,011	3	Benjaminview	CA	Isle of Man	4	1	Low
45	Male	Bachelor's	Divorced	107,329	790	31,555	Auto	Self-employed	1	Poor	0.174951	60,683	4	East Tina	VT	Azerbaijan	0	2	Low
39	Female	Bachelor's	Married	47,378	null	23,683	Business	Self-employed	15	Excellent	0.347433	208,278	4	Michaelborough	VA	Northern Mariana Islands	null	1	Low
24	Non-binary	PhD	Married	88,860	717	null	Auto	Employed	4	Poor	0.522165	128,485	null	West Nicolebury	MH	United States Minor Outlying Islands	3	0	Low
52	Male	Master's	Divorced	73,968	760	43,452	Auto	Unemployed	4	Good	0.430996	50,216	3	New Danielfurt	TN	Montenegro	2	2	Low
53	Female	Master's	Married	57,177	684	26,628	Auto	Employed	0	Good	0.492769	294,246	null	West Andrew	NE	El Salvador	1	1	Low
61	Male	PhD	Divorced	74,987	713	47,276	Auto	Self-employed	12	Poor	0.247665	78,748	4	South Jennifer	WY	Burkina Faso	1	0	Medium
40	Male	Bachelor's	Widowed	93,586	683	11,385	Business	Employed	6	Fair	0.303493	203,865	null	Danielshire	UT	Montenegro	1	0	Medium
53	Non-binary	Bachelor's	Divorced	106,340	641	null	Personal	Unemployed	4	Good	0.208784	111,952	2	Spencerstad	WA	Venezuela	1	1	Medium
57	Male	High School	Married	38,909	715	20,068	Home	Self-employed	7	Excellent	0.526968	123,268	1	Sanchezmouth	MP	Latvia	1	1	Low
61	Non-binary	High School	Divorced	45,460	608	22,322	Business	Unemployed	15	Fair	0.55862	237,972	0	East Michael	DC	Samoa	2	0	Medium
69	Female	PhD	Widowed	59,585	null	34,185	Personal	Unemployed	2	Excellent	0.514708	216,032	0	Lake Staceyview	FL	Mauritania	null	2	Low
33	Female	Master's	Single	44,740	null	40,468	Personal	Employed	2	Good	0.209636	153,339	2	Richardsonside	MA	Svalbard & Jan Mayen Islands	2	2	Medium
27	Female	Bachelor's	Married	34,358	695	21,511	Business	Employed	15	Poor	0.269043	226,266	1	Ashleytown	AR	Zambia	0	0	Medium
47	Non-binary	Master's	Married	106,506	687	32,767	Business	Unemployed	2	Excellent	0.230348	200,321	2	Chapmanborough	NC	Congo	3	2	High
53	Non-binary	PhD	Divorced	36,772	740	49,379	Personal	Unemployed	2	Excellent	0.564013	78,113	2	Port Cathyhaven	NC	Hong Kong	1	0	Low
67	Male	Bachelor's	Single	null	673	null	Personal	Self-employed	14	Fair	0.542104	153,821	0	Jillview	VI	Malaysia	3	1	Medium
66	Female	High School	Widowed	119,432	782	26,135	Auto	Self-employed	14	Good	0.247088	32,827	3	East Jaimetown	PW	Reunion	1	1	Medium
34	Male	PhD	Married	20,163	759	20,535	Home	Employed	12	Excellent	0.525446	194,917	4	South Kimberly	WI	South Georgia and the South Sandwich Islands	4	2	Low
65	Female	Master's	Single	50,709	null	46,565	Home	Unemployed	18	Fair	0.341687	41,607	3	Mariafort	DE	Cape Verde	2	0	Medium
26	Non-binary	PhD	Married	85,439	606	43,130	Business	Employed	18	Good	0.460982	null	null	Lake Michaelview	TX	Colombia	1	0	Low
43	Male	Master's	Divorced	48,172	711	42,111	Home	Self-employed	5	Excellent	0.583573	275,114	2	Port Paul	VA	Mali	2	1	Medium
20	Non-binary	Bachelor's	Widowed	52,238	690	18,029	Business	Unemployed	0	Fair	0.454313	244,838	3	Laurenton	FL	Burundi	null	1	Medium
24	Male	Bachelor's	Married	34,866	778	null	Auto	Employed	9	Excellent	0.527792	144,408	0	New Michelleberg	PW	Saint Lucia	null	0	Medium
19	Male	Bachelor's	Single	63,232	null	28,377	Home	Self-employed	7	Good	0.552642	42,185	null	Port Savannahborough	MN	Belgium	4	0	Medium
40	Female	Master's	Married	37,659	698	25,543	Personal	Unemployed	4	Excellent	0.154593	166,119	2	Jordanmouth	RI	Seychelles	1	1	Low
40	Non-binary	Master's	Single	66,553	667	30,106	Personal	Unemployed	7	Good	0.532398	191,970	1	Meganchester	MO	Lebanon	1	0	Low
29	Male	High School	Single	27,583	645	42,006	Business	Employed	1	Excellent	0.564397	null	1	Leonardfurt	LA	China	3	1	Medium
62	Male	High School	Married	60,403	759	21,830	Auto	Self-employed	10	Good	0.586703	122,397	4	Griffithfort	CA	Uganda	0	1	Low
59	Non-binary	Bachelor's	Divorced	60,068	725	41,265	Home	Self-employed	4	Poor	0.416322	118,498	0	West Robertberg	PW	Czech Republic	3	2	Low
38	Female	PhD	Widowed	83,131	604	43,984	Business	Employed	16	Poor	0.509732	null	3	New Daniel	PR	Kuwait	null	1	Medium
42	Female	Master's	Widowed	93,450	692	5,306	Personal	Employed	2	Fair	0.351043	167,424	null	Robertshire	TX	Chad	2	2	High
62	Male	High School	Widowed	99,923	771	25,806	Personal	Self-employed	13	Good	0.524537	200,444	1	Lake Josephshire	LA	Faroe Islands	2	0	Low
31	Female	Master's	Divorced	79,719	614	42,846	Personal	Unemployed	6	Poor	0.177542	239,273	0	New Nataliechester	KS	Lebanon	1	1	Low
59	Female	Bachelor's	Divorced	65,680	648	7,572	Home	Self-employed	6	Excellent	0.304388	255,062	null	Lake Jasonfurt	VT	Cook Islands	0	1	Medium
40	Non-binary	High School	Divorced	90,815	709	39,036	Home	Unemployed	19	Good	0.359371	null	2	Blackburnberg	VA	Christmas Island	0	1	Low
23	Male	Bachelor's	Single	86,087	null	32,217	Personal	Self-employed	7	Excellent	0.403271	214,277	0	Lopeztown	MI	Thailand	1	0	Low
27	Male	PhD	Married	65,704	789	13,067	Business	Employed	2	Good	0.28305	108,592	null	West Jessica	MP	Grenada	2	1	Low
26	Female	High School	Divorced	24,290	627	15,059	Business	Employed	14	Good	0.118821	234,334	null	Brownbury	ME	Marshall Islands	1	1	Low
30	Non-binary	Master's	Single	72,204	637	33,836	Personal	Employed	6	Poor	0.353886	64,871	0	East Kevinmouth	NJ	Nepal	1	2	Low
67	Non-binary	Bachelor's	Divorced	44,935	null	46,845	Home	Unemployed	9	Poor	0.178671	234,738	2	Contrerasburgh	NM	Montserrat	1	0	Low
27	Male	Master's	Married	null	614	47,518	Personal	Employed	4	Excellent	0.163502	201,450	2	Cooleyport	MT	Canada	4	1	Low
46	Non-binary	High School	Divorced	101,190	null	26,902	Home	Self-employed	15	Excellent	0.372645	241,800	1	Davidfort	CT	Romania	null	1	Low
26	Male	PhD	Widowed	67,602	637	7,293	Personal	Unemployed	15	Excellent	0.10592	130,947	4	Karenfort	MP	Hong Kong	0	1	High
45	Non-binary	High School	Divorced	86,033	672	8,764	Business	Self-employed	9	Fair	0.427361	68,779	3	Port Jacobhaven	MS	Cyprus	0	1	Low
46	Male	Bachelor's	Divorced	59,214	737	46,842	Auto	Self-employed	17	Fair	0.478409	113,384	1	Lake Richardstad	NM	Mozambique	4	0	Medium
56	Non-binary	High School	Widowed	31,039	784	null	Home	Unemployed	10	Excellent	0.292718	23,236	3	Greenhaven	WY	Bahamas	3	0	Medium
65	Non-binary	High School	Single	41,747	673	10,380	Personal	Self-employed	13	Excellent	0.242297	57,051	1	South Tara	MA	Cook Islands	4	0	Medium
19	Non-binary	High School	Married	88,650	null	37,717	Auto	Self-employed	11	Poor	0.430125	86,013	3	Holmesfurt	CA	Bolivia	null	1	Low
39	Female	PhD	Single	111,291	670	33,270	Home	Self-employed	0	Fair	0.367925	51,417	null	Rodriguezberg	CA	Nicaragua	null	2	Low
37	Non-binary	Master's	Married	39,192	null	38,284	Auto	Employed	3	Fair	0.510141	298,712	0	Keychester	TN	Hungary	1	2	Low
42	Non-binary	Bachelor's	Single	22,407	776	36,193	Business	Employed	14	Poor	0.557821	69,258	3	East Dwaynemouth	UT	Botswana	4	0	Medium
34	Non-binary	Bachelor's	Divorced	97,605	764	26,810	Personal	Unemployed	1	Fair	0.496924	96,676	4	Lake Robin	AR	Rwanda	4	0	Low
29	Male	PhD	Widowed	104,784	739	36,235	Business	Employed	7	Fair	0.498728	258,318	3	Chandlerview	MD	Kiribati	null	2	Medium
22	Female	Bachelor's	Married	72,237	768	6,981	Business	Employed	9	Good	0.4908	null	null	Ingramfurt	OK	Cape Verde	null	1	Low

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