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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
29	Male	Bachelor's	Married	95,842	728	38,093	Auto	Unemployed	1	Excellent	0.360484	117,786	4	Lake Kara	OK	Mongolia	3	0	Low
29	Female	High School	Widowed	46,292	643	42,285	Auto	Employed	15	Excellent	0.46291	null	3	New Johnathan	VA	Guatemala	1	1	Low
44	Male	PhD	Divorced	22,124	637	null	Business	Self-employed	18	Poor	0.538678	178,787	0	Benitezville	VT	Sweden	2	2	Low
34	Male	Master's	Single	36,937	745	49,357	Personal	Self-employed	1	Poor	0.376581	52,729	4	New Blakeland	GA	Belarus	1	0	Low
52	Non-binary	High School	Divorced	81,600	662	21,651	Auto	Self-employed	10	Fair	0.361797	50,884	2	Wilsonport	ID	Angola	null	1	Low
56	Female	PhD	Single	null	710	12,629	Auto	Unemployed	13	Good	0.301828	108,815	null	West Courtney	NE	Turkey	0	1	Medium
30	Non-binary	PhD	Divorced	81,711	669	41,105	Home	Self-employed	17	Excellent	0.552687	186,971	null	West Margaretburgh	ND	South Africa	2	1	Medium
42	Male	Master's	Married	104,971	null	null	Personal	Self-employed	16	Poor	0.483662	299,870	4	Brendatown	AK	Tanzania	1	1	Low
38	Male	PhD	Divorced	null	784	31,301	Auto	Self-employed	12	Good	0.552613	140,980	0	Bradleyburgh	IA	Spain	4	0	High
24	Non-binary	High School	Single	64,711	711	15,719	Personal	Unemployed	5	Excellent	0.30145	105,714	null	Acostashire	KY	Netherlands	1	2	Low
36	Non-binary	Master's	Single	27,398	778	25,498	Personal	Employed	3	Good	0.332986	44,940	4	Munozburgh	MN	Chile	4	1	Low
19	Female	High School	Married	null	null	38,144	Personal	Self-employed	15	Poor	0.590487	229,877	2	Port Kevinmouth	CT	Algeria	4	0	High
22	Female	Master's	Single	48,390	648	17,647	Business	Unemployed	16	Poor	0.148853	22,644	1	Fisherborough	MT	Sao Tome and Principe	3	2	Low
52	Female	High School	Single	115,789	608	15,130	Personal	Self-employed	6	Good	0.486884	254,729	4	Hamiltonbury	UT	Greece	null	0	High
46	Non-binary	Bachelor's	Married	45,968	645	44,058	Auto	Unemployed	3	Fair	0.336742	90,327	3	Thomasstad	MN	Svalbard & Jan Mayen Islands	2	1	Low
47	Non-binary	PhD	Widowed	48,363	659	null	Business	Employed	8	Poor	0.317779	114,402	4	North Anthonyhaven	AK	Gabon	3	1	Medium
27	Non-binary	High School	Widowed	null	717	21,262	Auto	Employed	18	Fair	0.502152	null	2	Bowmanchester	OH	Barbados	4	0	Low
64	Male	Bachelor's	Married	113,920	677	25,462	Auto	Employed	12	Excellent	0.453777	142,519	1	Port Carlos	MH	Holy See (Vatican City State)	null	2	High
24	Male	Master's	Divorced	33,397	764	null	Home	Employed	18	Poor	0.303365	34,287	0	Osbornehaven	MH	Bosnia and Herzegovina	1	1	Low
44	Female	Bachelor's	Widowed	37,388	616	5,409	Business	Unemployed	5	Good	0.44734	155,914	null	Brianstad	WV	France	2	0	Low
37	Non-binary	PhD	Single	116,190	743	48,017	Home	Unemployed	16	Poor	0.451319	86,844	2	West Michael	AK	Libyan Arab Jamahiriya	1	1	Low
32	Male	Master's	Married	102,049	684	27,081	Personal	Unemployed	15	Good	0.598062	199,353	4	West Stephen	CO	Tuvalu	0	1	Medium
25	Female	PhD	Widowed	37,905	642	null	Auto	Unemployed	7	Poor	0.266694	110,273	null	Kelliville	RI	Bulgaria	4	1	Low
51	Non-binary	High School	Married	85,941	683	8,722	Auto	Self-employed	9	Good	0.272031	240,010	null	Port Samuelborough	WA	Falkland Islands (Malvinas)	1	1	Low
58	Male	Bachelor's	Widowed	null	618	18,065	Business	Self-employed	12	Fair	0.322702	227,681	3	North Holly	CA	Bosnia and Herzegovina	1	2	Low
64	Female	Master's	Divorced	114,461	627	14,253	Auto	Unemployed	12	Excellent	0.351601	50,367	2	Port Taraburgh	CA	Tajikistan	2	0	Low
61	Male	High School	Divorced	72,233	701	31,814	Auto	Self-employed	4	Poor	0.484623	168,903	3	South Beth	DC	Fiji	3	2	High
39	Female	Bachelor's	Divorced	85,795	712	43,108	Personal	Self-employed	14	Good	0.155295	47,551	1	South Adrianland	IN	Italy	4	1	Medium
60	Non-binary	PhD	Single	119,992	604	null	Business	Self-employed	10	Good	0.178813	104,911	2	Greenside	MO	Kyrgyz Republic	0	2	Low
19	Non-binary	Bachelor's	Single	84,749	768	44,771	Personal	Self-employed	15	Good	0.582014	237,997	0	Jonathanside	NE	Mexico	2	0	Low
51	Non-binary	High School	Divorced	74,327	786	34,096	Home	Unemployed	16	Excellent	0.420582	200,703	0	Garrisonborough	NM	Ireland	null	1	Low
22	Female	Master's	Widowed	29,615	766	47,379	Business	Self-employed	19	Fair	0.147415	258,973	0	South Nathanburgh	AS	Honduras	3	0	Medium
54	Male	Master's	Married	33,111	613	11,951	Home	Self-employed	4	Good	0.35466	285,182	1	Howardfort	MS	Suriname	2	2	Low
42	Male	High School	Divorced	86,445	null	null	Auto	Employed	9	Excellent	0.529712	198,498	3	Port Codymouth	WV	Denmark	4	1	Medium
36	Female	High School	Widowed	25,635	724	28,437	Personal	Employed	11	Excellent	0.379251	102,818	1	Theresashire	WY	Poland	2	2	Medium
45	Non-binary	Master's	Single	85,035	627	17,208	Home	Unemployed	13	Excellent	0.199129	221,950	1	East Manuelside	AS	United Kingdom	2	1	Medium
59	Female	Master's	Married	83,518	783	37,749	Home	Unemployed	6	Poor	0.326322	118,427	1	Williamsburgh	OR	Sudan	null	1	Medium
61	Male	Master's	Divorced	37,401	681	18,295	Personal	Unemployed	9	Fair	0.566108	193,586	3	Robertchester	MN	Serbia	3	2	Medium
21	Female	PhD	Married	115,909	621	47,290	Personal	Unemployed	2	Good	0.498722	165,016	0	Debrafort	MO	Sri Lanka	0	2	Low
57	Female	PhD	Single	null	657	28,065	Personal	Employed	17	Fair	0.205838	225,733	0	West Beth	NM	Montserrat	null	0	Medium
54	Female	High School	Widowed	88,741	706	42,504	Personal	Employed	10	Poor	0.224038	104,932	null	Bowersbury	KY	Angola	0	2	Medium
56	Non-binary	High School	Married	108,911	668	30,585	Personal	Unemployed	10	Good	0.471828	null	0	Brandonville	AL	Switzerland	1	0	Low
67	Male	Master's	Married	41,500	658	31,153	Business	Employed	16	Poor	0.501825	25,026	0	Kristinashire	WV	Guyana	1	2	Medium
26	Male	Master's	Divorced	103,325	771	47,353	Home	Unemployed	6	Excellent	0.168476	231,464	4	Bowenhaven	WY	Lithuania	2	1	Medium
34	Male	Bachelor's	Widowed	108,876	623	38,764	Business	Self-employed	9	Good	0.408728	41,013	0	Christopherborough	AS	Singapore	1	2	Low
22	Male	Master's	Divorced	22,389	793	48,212	Personal	Unemployed	16	Good	0.29656	237,416	4	North Richard	SC	Tokelau	0	1	Low
43	Female	Bachelor's	Married	69,849	607	38,984	Business	Unemployed	2	Excellent	0.451016	159,020	1	New Lindsayberg	TX	Somalia	0	1	Low
55	Non-binary	PhD	Married	73,149	701	39,536	Personal	Employed	17	Good	0.184662	63,578	3	West Daisyside	NE	Portugal	null	0	Low
25	Male	High School	Widowed	59,986	782	null	Auto	Employed	19	Excellent	0.458213	null	2	Jeanettechester	AL	Lebanon	3	0	Low
35	Male	High School	Divorced	71,431	604	13,377	Personal	Unemployed	9	Poor	0.452461	null	0	East Brian	MD	Rwanda	4	1	Low
47	Male	Bachelor's	Single	106,613	791	17,005	Home	Unemployed	15	Fair	0.500053	150,954	3	North Tracymouth	AR	Liechtenstein	null	0	High
55	Non-binary	Master's	Single	32,698	675	41,941	Home	Unemployed	18	Fair	0.377337	97,674	null	South Angelaville	VI	Marshall Islands	3	1	Medium
23	Female	Bachelor's	Married	null	774	45,104	Personal	Employed	2	Poor	0.509706	172,090	3	Port Juan	VI	Cook Islands	2	1	Low
41	Non-binary	Master's	Widowed	92,392	694	null	Auto	Unemployed	12	Fair	0.156213	null	4	South Eric	RI	Bulgaria	3	2	Low
65	Female	Bachelor's	Widowed	55,455	652	23,150	Auto	Employed	15	Excellent	0.397227	189,812	null	West Jason	NH	Brunei Darussalam	4	0	High
44	Non-binary	PhD	Divorced	113,966	651	48,779	Auto	Self-employed	18	Excellent	0.538784	150,971	1	Port Joseview	RI	Oman	0	1	Medium
18	Non-binary	PhD	Single	88,466	698	38,578	Auto	Unemployed	4	Fair	0.134197	88,969	null	Richardfort	MS	Malta	1	0	Medium
54	Male	High School	Divorced	86,285	603	null	Auto	Unemployed	2	Good	0.549269	160,130	1	Greenmouth	NC	Croatia	0	2	Medium
65	Female	PhD	Widowed	41,021	732	30,811	Personal	Unemployed	1	Fair	0.537838	81,056	4	Hallstad	NH	Ireland	0	2	Low
24	Male	PhD	Married	46,141	718	48,208	Personal	Unemployed	14	Good	0.184491	76,776	4	Hortonview	RI	Cyprus	0	1	Low
38	Female	Bachelor's	Single	83,654	701	20,381	Auto	Self-employed	8	Poor	0.307697	157,278	3	Morenofort	AK	Lao People's Democratic Republic	1	0	High
68	Non-binary	PhD	Married	26,773	654	null	Business	Employed	12	Excellent	0.260088	153,889	2	Dixonview	MI	Andorra	3	0	Low
63	Female	High School	Divorced	117,599	702	13,267	Business	Employed	11	Fair	0.231142	182,711	4	North Mark	NE	Malawi	4	0	Low
37	Female	PhD	Widowed	84,771	610	47,108	Personal	Self-employed	3	Excellent	0.338842	92,782	4	East Jeanettemouth	WY	United States of America	3	2	Low
63	Male	Master's	Divorced	106,540	682	37,699	Home	Self-employed	2	Excellent	0.451537	149,665	4	Kristinamouth	SC	Monaco	1	2	Low
33	Female	PhD	Divorced	33,341	682	null	Personal	Self-employed	18	Excellent	0.497632	177,700	4	Port Vincent	ME	Monaco	null	2	Medium
65	Female	PhD	Married	79,201	732	null	Business	Self-employed	7	Good	0.594679	165,611	2	New Stacyfort	KY	Vietnam	0	2	Low
54	Male	PhD	Single	66,404	639	44,701	Business	Unemployed	11	Fair	0.393057	187,960	0	Garciaview	MO	Montserrat	2	1	Medium
37	Female	PhD	Single	103,488	740	33,369	Personal	Employed	2	Poor	0.34218	64,214	4	Monroeville	NM	Aruba	0	2	Low
61	Non-binary	Bachelor's	Widowed	null	676	23,741	Home	Unemployed	13	Fair	0.251494	154,442	null	Wrightland	WI	Saint Lucia	2	0	Low
43	Male	High School	Widowed	75,942	646	10,446	Home	Employed	1	Good	0.180562	155,843	0	South Dustinton	FM	Georgia	0	1	Low
64	Non-binary	High School	Married	34,026	701	31,133	Business	Unemployed	5	Excellent	0.361629	111,569	2	Gonzalezland	ME	Togo	4	1	Low
48	Non-binary	PhD	Married	108,918	642	31,580	Auto	Unemployed	15	Good	0.190385	157,875	null	East Ryanfort	SD	Kyrgyz Republic	1	2	Low
35	Non-binary	PhD	Married	89,001	753	7,094	Business	Unemployed	15	Poor	0.27078	null	3	East Jasonberg	RI	Serbia	3	0	Low
27	Non-binary	Bachelor's	Married	79,315	null	16,808	Personal	Unemployed	15	Poor	0.36456	225,644	0	North Lindaland	MS	Sierra Leone	3	0	Low
31	Male	PhD	Single	91,366	642	19,427	Business	Self-employed	3	Fair	0.365978	263,474	4	Jamesfurt	NH	Korea	4	1	Medium
41	Non-binary	High School	Married	86,876	627	22,139	Home	Employed	11	Excellent	0.593166	80,574	3	East Anitaview	SD	Saint Vincent and the Grenadines	null	2	Medium
30	Non-binary	PhD	Single	104,612	760	38,180	Business	Unemployed	16	Good	0.486544	240,152	1	Wardland	ND	Yemen	null	0	Medium
59	Non-binary	Bachelor's	Married	93,598	788	32,838	Auto	Employed	8	Good	0.490298	64,703	2	East Williamborough	PA	Brazil	null	1	Low
43	Female	Master's	Married	107,350	756	7,366	Home	Unemployed	10	Excellent	0.443963	126,464	3	Florestown	VA	Norfolk Island	3	2	Medium
59	Non-binary	Master's	Single	34,602	623	null	Business	Unemployed	11	Fair	0.235678	85,574	4	Suttonville	FL	Philippines	2	0	Medium
60	Female	Master's	Divorced	20,503	777	null	Auto	Self-employed	14	Fair	0.153212	32,422	3	East Jessicafurt	KY	Lesotho	3	0	High
30	Non-binary	PhD	Married	null	670	32,591	Personal	Self-employed	14	Excellent	0.347007	214,395	2	East Mary	WA	Swaziland	1	0	Medium
28	Male	PhD	Divorced	null	null	11,349	Home	Employed	14	Excellent	0.525963	170,240	1	Anthonybury	AS	Sierra Leone	1	0	Low
33	Male	High School	Single	42,036	706	24,983	Personal	Self-employed	12	Excellent	0.324811	37,052	2	North Sarahborough	MA	Uruguay	4	2	Low
21	Non-binary	PhD	Married	null	606	12,152	Business	Self-employed	10	Excellent	0.223999	178,895	4	Owensshire	TN	Dominican Republic	4	0	Low
40	Male	PhD	Divorced	85,167	745	32,360	Auto	Self-employed	2	Excellent	0.199874	60,000	0	North Shane	WI	Sri Lanka	2	0	Medium
19	Male	Master's	Married	77,728	786	null	Auto	Employed	11	Poor	0.429565	293,146	3	North Chelsea	DE	Bermuda	1	0	Low
42	Non-binary	Bachelor's	Married	30,991	765	28,638	Home	Self-employed	5	Good	0.302352	90,557	null	Bauerberg	NM	Benin	4	1	Low
56	Non-binary	PhD	Widowed	45,720	698	21,652	Personal	Employed	7	Good	0.266666	145,609	0	Johnsonton	CO	Denmark	1	0	Medium
36	Male	Master's	Married	82,323	615	29,659	Personal	Unemployed	1	Good	0.161238	156,352	0	Chanshire	FM	Montenegro	1	1	High
53	Female	Master's	Married	27,253	624	23,175	Auto	Self-employed	12	Poor	0.185862	null	1	Melissahaven	KS	Iceland	2	1	Low
36	Female	PhD	Widowed	32,054	730	30,308	Auto	Unemployed	7	Good	0.374328	177,862	0	North Joshuamouth	CO	Nicaragua	3	2	Medium
46	Non-binary	Master's	Married	null	762	20,406	Personal	Self-employed	5	Fair	0.303117	200,807	null	Debbiefurt	MN	British Virgin Islands	4	0	Low
48	Female	PhD	Widowed	null	null	36,881	Home	Employed	8	Excellent	0.403676	81,839	2	Berryshire	UT	Dominican Republic	4	0	Medium
52	Female	PhD	Divorced	21,753	748	25,744	Personal	Employed	16	Good	0.140811	54,677	1	Collinsfort	UT	Kiribati	4	1	Low
51	Male	Master's	Widowed	20,908	null	18,610	Home	Employed	17	Fair	0.504462	243,789	1	West Nicoleport	AR	Austria	0	2	Low
44	Non-binary	Bachelor's	Divorced	null	797	49,862	Personal	Self-employed	16	Fair	0.517472	185,393	0	Lisahaven	ID	Guatemala	4	1	Low
35	Female	Bachelor's	Single	116,782	680	25,553	Home	Self-employed	9	Fair	0.130347	null	3	North Dustinfort	WA	French Southern Territories	null	2	Low
55	Female	PhD	Widowed	53,539	654	25,561	Personal	Employed	17	Fair	0.493731	155,388	null	Morganchester	TN	Angola	null	0	Low

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