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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
48	Female	Bachelor's	Divorced	96,992	756	39,362	Auto	Unemployed	18	Poor	0.152758	249,314	1	Reginashire	MO	Mauritius	3	2	Medium
68	Non-binary	PhD	Divorced	null	629	18,687	Personal	Unemployed	4	Good	0.355159	287,570	4	Millerstad	NY	Djibouti	4	0	Low
39	Female	High School	Married	57,310	715	11,876	Personal	Self-employed	17	Fair	0.552723	null	null	North Caseyton	OR	Timor-Leste	3	0	Medium
24	Female	Master's	Divorced	25,702	727	21,109	Home	Self-employed	2	Poor	0.395954	282,425	3	South Sharonberg	ID	Liechtenstein	4	1	Medium
25	Male	High School	Widowed	38,951	681	5,220	Business	Employed	6	Poor	0.13996	262,329	2	Christopherberg	VA	United States Virgin Islands	0	2	Low
37	Male	Bachelor's	Married	37,077	779	33,310	Business	Unemployed	3	Good	0.418244	58,534	null	Marioland	CA	Guyana	null	1	Medium
66	Male	Bachelor's	Married	91,101	767	33,993	Personal	Employed	1	Fair	0.428631	92,461	null	West James	GA	Nigeria	3	2	Medium
45	Male	High School	Widowed	41,747	704	29,448	Auto	Self-employed	8	Excellent	0.454503	null	2	Hendricksville	NH	British Virgin Islands	4	0	Low
28	Male	High School	Single	37,229	755	27,150	Auto	Unemployed	1	Excellent	0.410487	147,068	null	Annefort	LA	Romania	0	1	Low
23	Female	PhD	Single	100,201	null	43,844	Business	Self-employed	7	Poor	0.110903	89,854	1	New Ashley	VA	Algeria	1	1	Medium
46	Male	Master's	Married	20,440	769	24,158	Business	Self-employed	5	Excellent	0.150648	null	2	Hallshire	TN	Cameroon	1	2	Low
44	Male	Bachelor's	Widowed	100,754	767	24,177	Personal	Self-employed	16	Excellent	0.517001	158,836	0	Deleonfurt	NM	Mongolia	4	0	Low
36	Female	PhD	Single	23,936	789	null	Auto	Self-employed	9	Good	0.12384	251,601	1	East Wendymouth	NC	Cambodia	2	0	Low
18	Female	PhD	Divorced	59,258	667	12,792	Business	Employed	18	Excellent	0.475096	262,686	1	New Toddstad	NC	Cocos (Keeling) Islands	0	1	High
34	Female	PhD	Single	105,504	613	null	Business	Employed	7	Fair	0.141283	246,934	3	Millermouth	MN	Georgia	3	1	Medium
41	Male	PhD	Married	null	714	38,832	Personal	Self-employed	1	Excellent	0.117861	79,974	2	North Haleyville	IN	Norway	4	0	Low
47	Non-binary	Master's	Widowed	56,126	670	23,955	Auto	Unemployed	0	Excellent	0.241016	89,374	4	South Curtis	AS	Norway	1	2	Low
18	Non-binary	PhD	Divorced	72,442	600	39,356	Business	Self-employed	9	Good	0.13193	266,096	4	South Kevin	NM	Japan	1	0	Low
52	Male	Bachelor's	Divorced	87,894	662	26,352	Business	Employed	8	Good	0.590165	87,016	2	Port Cynthiatown	KY	Slovakia (Slovak Republic)	4	1	Low
47	Female	Master's	Divorced	60,443	689	45,338	Home	Employed	19	Excellent	0.204174	null	1	Davidmouth	SC	British Indian Ocean Territory (Chagos Archipelago)	1	1	Low
42	Female	High School	Widowed	63,473	644	21,282	Business	Employed	0	Good	0.422025	112,690	3	New Markbury	WI	Belize	3	0	Low
44	Non-binary	High School	Married	25,380	652	18,792	Business	Self-employed	3	Excellent	0.268635	275,619	null	North Ashley	ME	Suriname	0	0	Low
40	Female	High School	Divorced	114,482	657	32,387	Home	Employed	19	Fair	0.523193	256,727	null	Johnstonton	ME	Nigeria	0	2	Low
23	Female	Master's	Divorced	36,375	672	15,745	Auto	Employed	18	Good	0.287239	67,479	2	Dianehaven	NE	Haiti	4	2	Low
54	Female	PhD	Single	79,570	753	11,993	Home	Employed	9	Fair	0.240166	75,237	0	Matthewport	OH	Vanuatu	0	1	Medium
40	Male	PhD	Widowed	44,489	740	24,335	Home	Employed	13	Poor	0.327658	62,536	null	Christophertown	CA	Italy	2	1	High
30	Female	Bachelor's	Married	52,314	677	41,477	Auto	Self-employed	3	Good	0.484204	139,461	2	Brittanyburgh	AZ	Aruba	1	2	Medium
45	Female	Master's	Single	null	665	48,082	Home	Unemployed	16	Poor	0.194831	127,472	4	South Kellyton	AL	Guinea	1	0	Low
20	Female	High School	Widowed	null	788	43,785	Auto	Self-employed	18	Excellent	0.315404	24,191	2	Justinside	NY	Equatorial Guinea	3	1	Medium
33	Non-binary	High School	Widowed	38,888	666	45,910	Home	Unemployed	15	Excellent	0.484408	null	0	Port Jacquelinemouth	MS	South Africa	2	0	High
69	Non-binary	High School	Widowed	114,165	710	19,190	Home	Employed	15	Poor	0.375335	238,709	0	West Kristenborough	ID	Luxembourg	2	0	Medium
60	Male	High School	Widowed	36,564	622	15,637	Auto	Employed	6	Good	0.449278	null	2	Castanedaville	IL	United Kingdom	3	0	Medium
68	Male	PhD	Single	63,239	603	9,638	Business	Employed	18	Excellent	0.204585	103,872	4	New Judyside	AL	Ethiopia	3	1	Medium
22	Female	Master's	Single	30,807	636	33,007	Auto	Unemployed	5	Good	0.491045	75,795	3	Townsendville	CO	Holy See (Vatican City State)	null	0	Low
60	Non-binary	PhD	Divorced	44,160	718	25,954	Auto	Employed	16	Poor	0.171762	252,098	0	Heatherhaven	AR	Palau	3	0	Low
63	Male	Master's	Married	115,825	663	42,907	Auto	Self-employed	9	Poor	0.42332	null	3	Port Tiffany	KS	Angola	null	2	Low
24	Male	PhD	Divorced	30,796	666	9,947	Home	Unemployed	5	Excellent	0.364937	26,549	1	Port Jenniferbury	KY	Denmark	0	0	Low
33	Non-binary	Bachelor's	Single	119,220	null	30,312	Personal	Self-employed	1	Poor	0.138241	295,737	2	Reyesville	AL	Lithuania	0	0	Low
39	Non-binary	Master's	Widowed	101,984	642	32,287	Home	Employed	15	Good	0.225103	24,552	1	Hollyton	IA	Georgia	3	1	Low
43	Female	PhD	Divorced	30,933	775	27,901	Home	Unemployed	14	Good	0.572011	171,214	null	New Wanda	GA	Tonga	2	2	High
56	Non-binary	Bachelor's	Widowed	59,865	755	21,544	Personal	Unemployed	8	Poor	0.146087	100,993	3	Lake Tracy	AL	Liechtenstein	3	2	Low
41	Non-binary	PhD	Single	103,265	726	5,001	Business	Employed	18	Poor	0.119915	230,036	1	Erikaborough	LA	Bahrain	0	0	Low
34	Female	High School	Widowed	109,825	664	24,478	Personal	Employed	16	Good	0.185075	208,519	4	Jamesshire	AK	Slovakia (Slovak Republic)	4	1	Medium
24	Female	Bachelor's	Widowed	30,681	780	null	Home	Employed	1	Excellent	0.116135	214,759	3	Dawnside	TN	Norway	2	0	Low
67	Non-binary	Master's	Widowed	116,256	657	41,160	Business	Employed	0	Excellent	0.598066	294,025	4	East Edward	KY	Reunion	0	0	Low
45	Female	Master's	Divorced	43,102	769	30,069	Personal	Self-employed	2	Poor	0.113393	218,444	4	North Cathy	PW	Saint Pierre and Miquelon	0	1	Low
18	Male	PhD	Married	null	675	9,958	Business	Employed	8	Good	0.412293	146,179	1	Julietown	CO	Colombia	null	1	Low
56	Female	PhD	Married	null	726	42,070	Home	Unemployed	0	Good	0.453434	84,033	1	Solomonberg	NH	Taiwan	3	0	Medium
44	Non-binary	Bachelor's	Widowed	98,711	640	6,502	Auto	Self-employed	4	Excellent	0.474761	46,536	4	Jenniferborough	WA	Niue	1	2	Low
54	Female	Master's	Married	52,326	656	40,864	Business	Employed	13	Fair	0.279186	105,941	1	Michelleshire	AR	Bosnia and Herzegovina	4	0	Low
51	Non-binary	High School	Married	78,220	782	null	Business	Unemployed	6	Excellent	0.320484	183,911	4	Langland	WY	Saudi Arabia	4	1	Low
57	Male	High School	Married	101,289	663	10,509	Auto	Unemployed	2	Fair	0.298689	189,867	1	West Shawnland	ND	Ukraine	3	0	Medium
27	Non-binary	High School	Married	27,994	629	null	Business	Employed	15	Excellent	0.325574	227,772	1	New Claudiaville	NY	Saint Pierre and Miquelon	4	1	Low
22	Non-binary	PhD	Single	98,647	774	31,623	Home	Self-employed	3	Poor	0.458482	40,704	2	Abigailtown	VT	Georgia	4	2	Medium
49	Male	High School	Widowed	112,676	null	27,432	Personal	Unemployed	5	Poor	0.126436	56,267	3	Walkerland	VT	Gabon	0	2	Low
65	Female	Master's	Married	73,205	647	6,398	Personal	Unemployed	1	Good	0.209139	143,538	0	West Jeremy	ID	Holy See (Vatican City State)	2	2	Low
31	Non-binary	PhD	Divorced	56,516	688	39,626	Home	Self-employed	0	Good	0.424717	66,521	4	Adrianport	AS	Palestinian Territory	0	2	High
67	Male	Master's	Widowed	118,752	646	12,832	Business	Unemployed	11	Poor	0.274289	110,625	4	Samuelfurt	SC	Estonia	4	2	Low
32	Female	High School	Single	45,221	749	5,289	Personal	Unemployed	17	Excellent	0.237025	null	0	East Joseph	FM	Armenia	0	1	Low
22	Female	Bachelor's	Widowed	74,641	686	21,811	Business	Self-employed	6	Good	0.470778	182,286	0	Shawnmouth	WA	Gambia	4	0	Low
18	Non-binary	High School	Divorced	112,602	644	null	Auto	Employed	5	Fair	0.44449	256,344	4	South Stacey	RI	Puerto Rico	0	0	Low
38	Female	PhD	Widowed	45,522	700	35,208	Business	Self-employed	1	Poor	0.376301	253,815	4	Lake Briantown	OH	Holy See (Vatican City State)	null	1	Medium
60	Male	Bachelor's	Single	33,213	689	34,840	Home	Employed	5	Excellent	0.197826	null	4	East Coryview	IA	Slovakia (Slovak Republic)	0	0	Low
52	Non-binary	Bachelor's	Widowed	35,860	754	44,695	Personal	Unemployed	16	Excellent	0.219279	151,909	2	Kellyside	PA	Romania	0	0	Medium
58	Non-binary	Bachelor's	Married	89,890	613	32,726	Auto	Employed	13	Good	0.186038	217,144	4	North Loganberg	GU	Tokelau	0	1	Medium
32	Male	Bachelor's	Married	null	614	30,067	Business	Employed	15	Excellent	0.402392	149,532	null	Garzachester	MN	Algeria	null	1	Medium
43	Non-binary	Bachelor's	Widowed	55,194	703	31,457	Business	Unemployed	5	Excellent	0.152414	106,173	0	West Jason	ND	Uruguay	2	0	Low
46	Non-binary	Master's	Single	null	750	23,508	Business	Unemployed	5	Good	0.123034	25,994	4	North Daniel	MT	Benin	1	2	Low
64	Non-binary	High School	Single	null	625	12,974	Home	Employed	1	Good	0.421999	101,468	0	Port Brandonfurt	NC	Uruguay	null	2	Low
19	Non-binary	Bachelor's	Widowed	116,876	668	24,528	Business	Employed	2	Poor	0.37708	null	2	Samuelchester	ME	Martinique	null	2	Low
40	Female	Master's	Single	88,835	795	24,053	Business	Employed	0	Fair	0.423124	210,346	2	East Dustin	IN	Uganda	null	0	Low
20	Female	Master's	Widowed	76,388	null	18,241	Auto	Employed	4	Poor	0.234339	74,459	0	East Debra	UT	French Guiana	1	0	Low
40	Female	High School	Widowed	105,261	775	49,568	Personal	Employed	4	Poor	0.115011	null	0	New Nicolemouth	MS	Latvia	null	0	Medium
54	Male	High School	Married	115,201	622	null	Home	Employed	14	Excellent	0.476282	28,992	0	West Catherineshire	KS	Andorra	4	1	Low
43	Male	Bachelor's	Widowed	null	null	36,207	Auto	Self-employed	9	Excellent	0.267478	230,930	4	North Lynn	VI	United States Minor Outlying Islands	0	0	High
52	Non-binary	PhD	Divorced	118,560	753	5,621	Business	Employed	5	Good	0.384987	197,480	0	Port Angela	AK	Swaziland	4	0	Low
69	Non-binary	PhD	Divorced	83,815	615	35,766	Personal	Unemployed	1	Fair	0.149944	127,832	0	Cranetown	PW	Fiji	1	0	Low
36	Non-binary	High School	Single	64,845	770	14,610	Auto	Unemployed	7	Good	0.136387	105,568	3	Brooksmouth	NM	Mongolia	4	0	Low
67	Male	PhD	Single	27,882	710	41,693	Personal	Employed	3	Fair	0.423848	94,820	1	Dunnhaven	WA	Senegal	2	1	Medium
23	Male	High School	Divorced	null	756	45,105	Home	Self-employed	14	Fair	0.588528	176,709	null	New Laurastad	ME	Estonia	2	2	Medium
30	Female	Bachelor's	Divorced	29,241	791	9,426	Home	Employed	15	Fair	0.359269	271,474	null	Jeffreyville	IL	Cyprus	3	2	Low
26	Female	Bachelor's	Married	115,044	null	39,234	Business	Employed	4	Fair	0.446622	214,678	0	Port Tyroneville	WV	Iceland	1	1	Low
69	Male	Master's	Single	81,713	798	5,678	Business	Employed	4	Fair	0.579446	159,511	4	North Michelle	LA	Gibraltar	1	1	Medium
58	Female	High School	Married	63,614	null	22,907	Business	Unemployed	3	Fair	0.127858	null	0	West Michellehaven	NM	Taiwan	1	2	Low
54	Non-binary	High School	Married	36,767	643	41,497	Business	Unemployed	3	Poor	0.152403	210,435	3	Matthewfurt	SD	Solomon Islands	4	1	Medium
51	Non-binary	Master's	Single	59,866	785	47,969	Auto	Self-employed	6	Fair	0.176122	36,996	2	Wareview	VA	Georgia	null	1	High
64	Male	PhD	Single	106,796	700	17,706	Business	Unemployed	14	Excellent	0.237369	148,888	4	West Donnafurt	AK	Mexico	3	1	Low
61	Non-binary	High School	Married	26,414	763	40,194	Business	Employed	14	Good	0.166553	null	4	Devintown	NH	Czech Republic	0	0	Low
57	Female	Master's	Widowed	97,495	null	44,972	Business	Self-employed	13	Fair	0.541602	null	0	Lake Jennifer	AS	Lebanon	0	0	Medium
21	Male	PhD	Married	37,332	721	21,157	Business	Unemployed	18	Fair	0.185067	160,366	0	West Brenda	AR	Netherlands	null	1	Low
51	Non-binary	High School	Married	92,265	670	46,313	Auto	Self-employed	11	Good	0.556432	null	null	Navarromouth	AZ	Equatorial Guinea	null	2	Low
46	Non-binary	High School	Widowed	null	604	15,277	Business	Employed	8	Fair	0.2316	33,975	3	Alejandrofurt	NH	Saint Lucia	3	1	Medium
41	Male	PhD	Single	28,657	674	null	Business	Employed	7	Fair	0.528957	194,552	4	Jonathanborough	AL	Spain	1	1	Low
37	Male	Master's	Widowed	54,129	689	15,270	Personal	Self-employed	6	Excellent	0.514723	119,061	1	Lake Christinastad	RI	Turkey	3	1	Low
30	Non-binary	High School	Single	64,494	767	32,088	Personal	Unemployed	19	Good	0.189507	219,153	null	West Kristinabury	NH	Portugal	2	0	Medium
49	Male	Bachelor's	Divorced	49,559	605	28,406	Personal	Employed	17	Good	0.55485	null	0	South Ronald	ID	North Macedonia	0	0	Low
48	Female	Bachelor's	Widowed	33,392	665	25,709	Business	Employed	6	Excellent	0.117358	38,093	0	Richardborough	OK	Mayotte	4	2	Low
50	Male	Bachelor's	Divorced	24,429	661	27,567	Auto	Self-employed	4	Excellent	0.415615	30,602	4	East Daniel	FL	Jordan	3	1	Low
69	Female	Bachelor's	Single	21,249	790	15,626	Auto	Employed	14	Good	0.278093	185,056	2	West Annport	WY	Mexico	4	2	Medium
34	Male	Master's	Married	36,938	665	33,408	Auto	Self-employed	15	Excellent	0.32054	null	4	Williamsshire	ND	Lebanon	2	2	Medium

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