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Hey Guys,
My experience:
I just wanted to share my experience with Solcard. It was the first time that I used Solcard (a decentralized debit/credit card on Solana ecosystem) and it worked!
I was skeptical in the beginning because I was involved very early and thought it was just another meme coin. I thought it could be another rug pull or scam but I eventually decided to take a chance and give it a shot.
I ordered something small off Amazon to test it out and the transaction went through and arrived at my door step that same week.
My thoughts:
As of 2017, approximately 1.7 billion adults worldwide were unbanked, meaning they did not have access to a bank account. This represented about 31% of the global adult population at that time.
Regarding mobile phone ownership among the unbanked, data from 2013 indicated that nearly 70% of unbanked individuals owned a mobile phone.
I think this could solve major problems for certain parts of the world. And came to the realization how much it already does through conversations with people in the community
Thank you | r/solana | post | r/solana | 2025-01-04 | Z0FBQUFBQm5teE5QeXp6eDhtSktZU3dFWXl1Z3prdEFjVmR4T0ZpRnRTLVBWRmFjZ1Z3blNSQU15RHI4RDdXSVgzWGVxeEJ6T1ZRR1UxQVprRUwyeWhEUUVzakZxai04SkE9PQ== | Z0FBQUFBQm5teE5RY0lxd250ZUU2NmI2bkZTSTkyUmpPLUlVeHJVa1NlbWM3UDVWQU5SWS1EbTg0aV84Snoxdm4xMU1OenFuY1lVdlp0bmhJN2l3NUwtOFZIXzVFblJGcTJCdjhvWXB4blJ3eENpSDZVMjd6RWh6dXlaY2xCTVRDYnBMVTlvcTBUNDVKQ1Y4X1VTYjVhdFlRM3dOYVdtRWRHYjA1YVoxMWV6N19maHk0RlVXbFVUUzJVdUpXdlBYZWVqNWNub2RaZ0pi |
Hi, I know my question might sound a bit basic, but I'm new to crypto and trying to understand things better. When a new crypto is launched, where does the liquidity come from (let's say on DEXes)? Who provides it at the start, if anyone does?
Thanks in advance for the help! | r/cryptotechnology | post | r/CryptoTechnology | 2025-01-04 | Z0FBQUFBQm5teE5QWGUxeUdkTzd5a01ZWVFZYXRyNWZsX05QX2NxcE1WbWJUaExuS0J3c3AyS3hXMmtxTGlFeXZRVER5S21IYzhJUWx5WURhdnNjcUs3bHR4MVphdU5xcWc9PQ== | Z0FBQUFBQm5teE5RVjJ3MWNyUUxXeDZ5YW1oTGdKOWNSZEVpRUExSkZxSnFxbURLNGY4YjcxNXNpcXpqUlJ2MmJvazR3R0dKOVdUZjBiZ2RJMUdtaHZRUUZqa2Q4MC1iNW1JQVp2eG01Y0MtSXU4UGNKVUx0am9iMXRVTmxYdGtBYmNOLS1XaTM0dFZKLXVrM0NDS2hmbHA2RHo5dTdaNWx2NmQ3UzdEaW1WNDZpWnNsLVBUUlRjPQ== |
I bought a fixer upper in 2017 in Ruby Hill for $220,000. I put about $50K into a full gut rehab and did a ton of work myself. I refinanced in 2020 at a 3.3% rate and pulled about $27K out. The principal balance remaining is $231K. The house is very nice, all new fixtures, plumbing, roof, insulation, kitchen, fans, windows, fence, landscaping. It is a truly cute house on a massive lot (8,700 SF). It’s a 2 bed 1 bath home, 720 SF.
My mortgage is $1,475 per month. I believe I can rent the house out for $2,300-$2,500, making for a cash flow of about $500-700 per month when factoring in for vacancies and maintenance, although nothing really breaks in the home.
I am likely to relocate to my home state of CT and have been agonizing on whether to sell or rent. I put my blood sweat and tears into the house and have an attachment to it. Maybe someday I could return to Denver or use it as a vacation home. My next door neighbor has become a good friend and is willing to help with inspections for a would be tenant. Ruby Hill is a gentrifying area and the home is right by Levitt and the park.
I do not love the idea of being a landlord and having a tenant ruin a house I worked so hard on. Being 2,000 miles away will also be a challenge. I am an aspiring entrepreneur and real estate investor and would love having $150K+ cash to invest in properties on the east coast or buy a small business like a food truck.
I know if I rent it I can make good cash flow and play the “long game” and have calculated I will make about $30K per year ($5,400 principal, $4,800 cash flow, and maybe $15K of appreciation).
I also worry that this house will not be worth $700K or more in 10 years because it is small. However, there is plenty of room for expansion and additions because of the lot size.
Apologies for the long winded explanation. This is mostly a financial decision, selling would give me plenty of money to invest in stocks and business, but renting would certainly set me up for a nice long term gain in 25 years when the loan matures.
What should I do? Am I missing anything? Thanks in advance. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-04 | Z0FBQUFBQm5teE5QNVFEWjFaeXB1dmMyY0VkYUNZdXdabjZYU2N0Yk1wQUE0M1N1VmZJS2tmRjdrb3REMURYSmtjNVZOT0VWUWk2ZUZORmxRc0tlcnRReklYR1NEMk5XM2c9PQ== | Z0FBQUFBQm5teE5RYURGdHRjNVdBbEpOTHY4YkExaGNSdzV2ZjcyMHU0ZzhrZU9ROGkxUmdXOUhtS3FEVTA4UXBYanVRbzZEQXYzMzdxbXBiZXdNbmxWMXJsanhuMTVMWUgwMHIzRGN2RXp6MW93dU1raTZCLWRMOWNCWHhqRXpETWdrMUFqc0hqWU1yLWpBV09xcWRsaG96dGkwdFlZbGphQ3BBQnNFa003aURsV05RbExCazBTcl9KRmFYZ2MwYlo0TXN0UFZmaGZuMkZMcVNGdjlMVlF0VUk4a3BZLVJhZz09 |
Someone should unironically write a paper on the relationship between uber drivers discussing equity markets with their passengers and equity valuations. It seems to track pretty closely in my anecdotal experience. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-04 | Z0FBQUFBQm5teE5QcU5RLXNleXY4RVRJNmlCeTlodnFZZ3d4WWFnMnV1TFlRV2FOR1RQNHItWkc3YnhEQ2pnajdhRmZsY2UzRUJvZnM3OG1xMGlzb2pBVERxaklXZDQwMkE9PQ== | Z0FBQUFBQm5teE5ROXV5NGMySHVScVNJVldiYnBZWkJJd3BUQjBEUWZnaFprczRTcnliRG9aQlVpR0RZcFN6NmJNTk1vWVYyaDJzdU1WYVY4V2pPREQybnE0QzY5Q2c3ci0xRU0zVEVSLWJCQUpsNlpyT1k1MEx0VkxhWUxsajFCMVhNVld6Q0JMOW9HdU5PRjN0V1B1TTBRdEFJNTZEbFdQazdxMU5kOTdBa0hBSllCb2lranBwV0R4ZXEwemJGcjFqdFZOOXUwSFhaZ19fQlNxWldaU0g1eDBUbGx6emdWQ2xOc0pBMVdfTTA5RFpvOVVabTBLST0= |
Brett | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-04 | Z0FBQUFBQm5teE5QZ3ZUeEFWZ2xNMmxuM3JfN1VwZVV1cC1STXJXLWU1dFBYTWRoci1MZ2IyRE9JQzF2TFdOU1lTejctS0FZeUZwSkNZWUdBMHVtWFQzMUtPWmtWU3JuZmc9PQ== | Z0FBQUFBQm5teE5ReDZSYTdycGZxZjl2LXBtSXJXdUZlVHNDWno4TjFJdS1iMHBudnFGb0lwTDgyaG5GdnV6NTBYajh6Wnl4V3RzRTdCbVRmcW12dzRhakZzZUkxTjB4WVR2dmlWOFhHY3gwam0tUDVwdWwwSW5FakhldHJrWWhON2trZEY1N1pLcl92Z3dVLWcwQ2RybDI5M0VVWElHVEo0Z1poZG5xODBwLUxsczJLTEQxODB2d21JcG5ZTHpKUFBGYVZXUFF4UEdi |
I've now tried to post my option play three times and the auto moderator has taken it down for being "potentially new person frequently asked question." But you're gonna allow the dumb drivel that is "durr I dream of money god say I should do money pay durr?" I'd rather see a million new guy posts than a dumb post like that. | r/options | post | r/options | 2025-01-04 | Z0FBQUFBQm5teE5QajJRVUlmT3pvZFEwY0NrcVNyclNDWnJhZGU3eXFCTTV0S2w1Rk5lRW9UdklROENMeDFlMmU4cndUdzNkUnFEbHNmbnVabXVHZmNfT0NRSnZBSWNxVFFSOU5HdjNKMnhtNjB3anJBaTJqR2s9 | Z0FBQUFBQm5teE5RUW1xQkI3ZWdELVQwWmJyTGZ5NWxZQ1V1cWxBakY2YjM3a2M3emlQc1EwcFVGeVNmZXVkYk1kLVF1Ukx4MXFTdS1TZ1lCMTJZTC1MdUsxX0dUak1GZGtrVmJ1QWFrUV8xZEhsbGs3SkdkOTEyVldBQjRWenl3Yjhqdk96Z3dMZFMyVzRoaDBLalNreWRQZk84VGo4YmdJTnluaElkTVFHTU1CNjY5OTBlMnhuMGhlcTJGTzRBV2otaF9KdWFUTk9YU3VUYmJnYU5vTDRTX3RrZWE0Sk1Fdz09 |
For a moment assume the creator of Bitcoin, or a trusted associate, is alive and well. They have been observing goings on with some interest.
Consider the current state of the network, particularly centralisation and the coming influx of government money. Now consider the spirit of the original whitepaper, contents of the genesis block, and archives of all known correspondence.
After showing incredible patience and restraint, they begin forming a view that intervention will be required sooner than anticipated.
What do they do? | r/btc | post | r/btc | 2025-01-04 | Z0FBQUFBQm5teE5QbkVOTnZPMFM3YVlRTXBZSzNaak9SSjZCU3J0OG1lbWNJc2xuSnA5R0lRT1NBYkFremhDcmpnZkt4eHNVVE1CWUlpWVhoZDNUdEJPcDdjaVlQX3hENUFyNXZFNE1JUHVPY0V2U3NYM0VFV1E9 | Z0FBQUFBQm5teE5RRkZDMHY2UEpFRjI5MjJ3RVhiSXp1VXNmNk5GbjlPQWtJSmpkNC1XdlBibW9fSHE4eEw0YktsZndLMTJoQUYxTXAyTWlvTEg0cmx0dE0waUJBYm1lbGZPQk45a0N3VWJqeVJSOVcteDhYM0t5Vy1sSUZucDhVVEg1WHNUQU1tcEpDTWtRVXYtamRhYkxzYWRfcEEzOUhnbnNDVXNfTUVVSUZfMXpiejRsc2VnPQ== |
please post price discussions in r/tezostrader. | r/tezos | comment | r/tezos | 2025-01-04 | Z0FBQUFBQm5teE5QMzVTM002N1NFMDVhSFNzb3ZyeGtHUjNvMkkxX1ZNdlpkaTFTSDJhS0tnNUdjZUctX25JZG9NckJ3ZGR6djNDbG5uUnZKWTNaZzBvUmtBakRCMGNjT3c9PQ== | Z0FBQUFBQm5teE5RNEdXbnlMOTZBN2wydVk5c3RqeWZ1QkxvLXNtX0Z3by1uSlRxMERCazJkOHdIamJJemVRbE1fdG9SMkVIZk01dXRzZDVMcG9IRnRMNXRKeG81ZXdvSkV1b3RmTTAzSkpGRlV1OFZOUFVMYUExTkJvVTF0bXFWMXJSenRqY1ltNUhmT0tpemhzNTNfYkVpOTVXdmZQX3pxU0o2aVM5NzZyc2FQSDVDYWx6alFEZGZnOFlLTklNMXN4M3Y4UjZvVy16 |
So I was able to get my TAO off kraken and onto my newly created talisman wallet which I did link to my ledger nano however the balance isn't visible on my ledger live. I thought i'd try to send the TAO from talisman wallet to the ledger but the address my polkadot account on my ledger produces doesn't jive with talisman requirements. I feel this was futile and the talisman wallet is similar to the hashpack for Hedera (correct?) which DOES show my HBAR balance on ledger live. What am i missing here? | r/bittensor_ | post | r/bittensor_ | 2025-01-04 | Z0FBQUFBQm5teE5QU01nRlpoSy1aMGx6NW9jQV9ySko3Y2lncjhHR3V3NV9RVkE1bWkzeTN2eTBqTjVjZVNSSG9Rc3pHam40MUZXZEVxMHZHREowT1UxbTgycWY5Rl9TRlE9PQ== | Z0FBQUFBQm5teE5Rcnc0U184X0NOYVhKYjZzSXBBdWRvZlRRRm13WnJsMUFtOU40TWZ0UVNORFU3QXI4REpWNzM3VlpMVHY4SEh4cERfdWxqdG9KVXRudXpPNGI2eEtmOVRVeE1Ic3FqZGFaY0VEczY5WlluU0RkXzFRUHdjcTlVOUgyUnhfMUV3VGhuWERXaUZDcFI0RWFXNGZFR05qak94RWtRdnJXeVBUSUktNXU2YlBVVmxqbEZ2bGdzQjdLZ1RYZkdMSnl6ZHZP |
# XRPhoenix Discord
\>>> **Invite Link:** [discord.com/invite/XRPhoenix](https://discord.com/invite/XRPhoenix)
**Official Discord for the following subs:**
* r/XRP
* r/Ripple
**Channels**
1. Announcements
2. News and media
3. Infographics and visual aids
**Categories**
1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)
**Special Perks for** **the XRPhoenix Discord server boosters**
⠀ | r/ripple | post | r/Ripple | 2025-01-04 | Z0FBQUFBQm5teE5QRGpEd2N1dmtGZmNLNmZXTWlMLWw2VHlWdDFTbV9vQkRON3BSeUxnbHlMaHVTZ2I2MmNtd05YYWtneVV4OEZRdjZnMjd6am9aM29IcE96N3U1SXhXbFE9PQ== | Z0FBQUFBQm5teE5RajV0eV9tSzdjM3cwYU1RMFNsSlVEV1VYbWtYcjBTT0lSUWl4dWJzMTdraGV2aF9ENk9xY2NaR084d2pYWHRPcXZvZ0RudDhYUFp3TkpEbUJYSHM4LUt1TS1vSTk1RW9QdG9CQ2RHM05nOVlfQWc2NmIzRklhaFVadER0VmFESmJpUTZvUnppdlZoX2FXaHFrLVprZ0lOYVVRVHo3bFA5LVoxUEQ4bzVRanE4PQ== |
# 🤖 SwarmNode: A Serverless Approach to AI Agent Deployment
SwarmNode revolutionizes AI agent deployment by embracing a serverless paradigm. Developers can now focus solely on building high-performing Python AI agents, freeing themselves from the complexities of server management and infrastructure maintenance.
📖**Flexible Execution:** Agents can be scheduled to run automatically at specific times or triggered manually through the user interface, REST API, or Python SDK.
📖**Persistent Storage:** Each agent has access to dedicated and persistent storage, enabling efficient data storage and retrieval for your AI applications.
🎗️**Key Benefits:**
Serverless Simplicity: No need to manage servers, reduce operational overhead.
Scalability and Flexibility: Easily scale your AI workloads as needed.
Enhanced Productivity: Focus on developing your AI models, not managing infrastructure.
**Finally**, given the above factors, it is evident that reusing old structures will not be obsolete. However, to create a breakthrough, one must do something that has never been done before.
What are your thoughts on comparing **SwarmNode** to its AI token competitors? Let's discuss!
**SwarmNode in BingX Innovation Zone**: Discover cutting-edge tools for AI, blockchain, and decentralized tech.
[https://www.coingecko.com/en/coins/swarmnode-ai](https://www.coingecko.com/en/coins/swarmnode-ai) | r/altcoin | post | r/altcoin | 2025-01-04 | Z0FBQUFBQm5teE5QSndNbVFHb0ZqSWVnQVIwZGJIUzBmZ0dmalRLcl9fbVBGNlZmZ0dWaEl1Ul9Yd00yR1ZBd3FYZmJKMmt2WUg2TG93WEYxZVd4SHY5ZzNpSFdvN3d6SFQ4dUpQVHBaVzY0bW1TejAzeV9hTHc9 | Z0FBQUFBQm5teE5RZUgyWUlfOTVLZzE4TnNsemo1SFFxQXdiRmRYckdFZ2lYUS1lSnh2WGhQWUtLa1dXVUFTRnJHM2IzZ05MMzJFblEtaDdyWDZUTi1VeGgzUjJaNGlTaE1XUURSSzgwQkF1ZTJHUU5JaWFoSURtSFA4M0xNUWtzdHlhQU0yYUg0TEdSa0I2REJmZWczcnM1NExpRlV2eFBtWVhCZlBrdnNHdlhWNXh5TU1sMXVfOHBIWlAtNFRYMENfZGpSY0djTjlf |
So the rewards are going to be added in the staked XTZ without showing as transactions in my wallet? | r/tezos | comment | r/tezos | 2025-01-04 | Z0FBQUFBQm5teE5QbGVNb1pReFFLcXhqeGJKZGkxWmtYaW82NklCR2hqeUs3ZDR0X2l4UnRmZTItRERaUTFVaWVMZ1NMUEpqMmU5UDVFVW5KbnhaNjZTYlZZVUx0eUlFdUE9PQ== | Z0FBQUFBQm5teE5RYjVMOEpnUTZHM2U4X1RkU296Q2ROOGFTQVVCMVNuaEhKdEEwMUVZdUJDaF9ycFMzMUpWY0tEUGJyYVFYQUV2THpFVGF3RFlBdEpxYWVEeFBBU2VTOTZxeWROaVdTV0ZOTXByVnZSMjlLczBaU1ZCdlZYUWJVRFU0VzBJaEJxWl9ibmpIUDN2SzdSRTY2dDhkbGZ1LWZIMk9FdWZnSnhyWjcxaUhDNC1MV3FRTU1vdG9xdWx3VXVQRnctY0dYVXVS |
Indeed, you only get to see it in a transaction when you unstake/finalize | r/tezos | comment | r/tezos | 2025-01-04 | Z0FBQUFBQm5teE5QVmxMaU9oQlQ4YVdyUkFUZmd4bWxTLS1vZm9CZFdPekh5clJUY0VIOUQwOGpDWTk4YU80cE1lVDRYSk9EWmNWM1JGa3E0cndReW85eGZjTkllWGRmdGc9PQ== | Z0FBQUFBQm5teE5RRUZkZFpCWm9OaFlzTWJ1eVpyLWx1NFl5eVNUUnh0NnlqcnVRSzNOcEplUFhVdk0xTWtXSVdFUTItbVV5NTF3NlJiUFdKTlM2OERDRjRRWjBpYWx5YmlXOUZ6Y1RvZWZac2pDWFBzTFFKeWRLUTRLdUZmOG9IMXA1dlB4X2JrdlQ5VlVEb1VFc280NlZzOHM2aHF4OWZpcFZ3UXdIX1prRlczdmp1cTNmR2x0ZV9hX3NndnRVWWdCZU8teXJEZGRB |
How did it work out? 🤦🏾♂️ | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-04 | Z0FBQUFBQm5teE5QTktvVkFqb1c4VVV3Z0RGV3paWWFNVE9LM3BHeWdvbDlfaEJpb2cxV1RxejZOLXRQN2Joa2R3VmpRdDIxSGc1ZlE0cmRyUWNILTAxcTVuTmJka3doall0ZlV1ZElBU2M4QWpTYnlDdW1DSzA9 | Z0FBQUFBQm5teE5RZGNqWkVfc05hTFZ6bThXNnVpWFRZbk0tclJDZnJnbTE2S083NklrWUFsbkpFY0ZzbVBzNnUtVmZYcU1ycG1qa2UxSzVNY3RGc21zRVBoNkpkcWxQZjJoOXBpWjFIQkZSVlBtZmNxV2p1X3BUVkJWTnN4eXFiYVBPZ1V3dVhja3R4N09wRjVSRTBTRHNzN3JUcGJudEM0bi1iZEZzYmNhVzAwOFNuV2xVZS13PQ== |
Hi fellas, mcjkula has been working on this website: [https://learnbittensor.org/](https://learnbittensor.org/)
MoonshotTAO commissioned, because there was a lack of information and confusion around many topics.
You can find info on:
1. Bittensor mechanics
2. Dynamic TAO
3. Each Subnet purpose (Still a work in progress)
4. Apps already online
5. Validator & Miner purpose etc
There will be more guides, but for now just one that helps the people setup a wallet. Soon there will be guides on how to mine, so Miners don't have to nagg subnet discords about generic stuff.
I urge people here to see it, and hopefully direct others to it.
https://preview.redd.it/xzicapwbdxae1.png?width=1866&format=png&auto=webp&s=ddcc243cce5c3fb1445ea20fa424e4f1a144ac46
Special thanks to [https://x.com/mcjkula](https://x.com/mcjkula) who spent 2024 making this!
| r/bittensor_ | post | r/bittensor_ | 2025-01-04 | Z0FBQUFBQm5teE5QekNFU1NlMlMtb0ZhSzRuXzhULVNHZVZXRzNkd0lqSVVUZGt3eHZlUEN6bGxTVmVFYlNpQlQ0dlgzQ3ZVVjRrQXItWDdMU1lPcG9GYW00Q21ybC1HNVE9PQ== | Z0FBQUFBQm5teE5RZklLajA1ODVwdHJrTmxTQlozbFJKZjN1cXkzd2Rxc0o0MmhQNDVJQk5xRmFTa0xTaW1YM19wUGlYOTdWSWsyNS1Yc296MXlzV2lleXFpRDRYcnIxaGQ5MDJJc3VhUzc2UThya2ZJcW41YlJQUU1EVTlhT3AyMTBOV2hxOTcyYUllQlVsdEJpWThNT0ZOZFFUVUZRaGF3Uk1YbjY2bkltbGRIMGU5XzNYT2FhQzBtV0ZGQ3c1a1g4YjZFcnpZYUVLX0VxWVNEM3RFNk5waktFOUs3S3g2Zz09 |
Has anyone managed to get one of these? I used the polkadot(.js) and bittensor wallet chrome extensions. Wondering what the best way to get my transaction history is ?
| r/bittensor_ | post | r/bittensor_ | 2025-01-04 | Z0FBQUFBQm5teE5QVXJ6NUNqS21WQnQ5STBqRGRoSFBMU0d2dUdtaXNneFV6SzF5ZFFSZ1p4UWFKaHZuTUJnWDd3ckNwb1ZpNHkxTjVUOW85bEtuTDJENnpNWkVtUjlBS0E9PQ== | Z0FBQUFBQm5teE5RS29HMElSX1puVXVITmtaRGtBQU55dHlsLVcwd0NCT0RTZXhlQTltQkM3UF9Fdk0yQ0xuSllFU09QNlZKLUJYSHl0YzNfVFJzU1FfM2dLWjktUWllSGloMC1Rd00wWjF4TTZiY2d4VkprUFVaRzY2ck9oeUFYRXZJSUJpSTdUbFppSFpZcENTeGVlal9DSDhWaXJjRkFZaF9MVW85X1pWVFRtWFkxaThSTEdSSUp6eUNNR09nWXIta1ZnWG56QlZr |
ERROR: type should be string, got "https://preview.redd.it/gsbovoqbzyae1.png?width=480&format=png&auto=webp&s=669a610000b1ba1ceec992469b2308dfe5f86e90\n\nNow early in to 2025, the crypto market is on the verge of the greatest alt season ever seen.\n\nMore specifically, a “memecoin supercycle” as labelled by much of CT.\n\nIt happened in 2017 and 2021. The alt seasons gave rise to events such as Shib exploding in 2021, where it saw a rise from 22m to 22B in only 36 days around April that year.\n\nStanding now on the precipice of crypto greatness once again, there lay ahead of us an opportunity for many established communities to take this cycle all the way to the top, just like Shib.\n\nThe foundation laid in 2024 and early 2025 is what will determine success during the imminent alt season. Communities with conviction and belief, ones that inspire, provide a sense of belonging and give motivation to those who participate.\n\n**Why Kendu is in pole position to win this cycle**\n\nLaunched in Feb of 2024, Kendu has now seen 10+ months of proof of life and establishment.\n\nWith constant growth, engagement and awareness spreading of the Kendu name, it has been our mission to ensure we are in pole position to capture the decabillions this cycle.\n\nWe have grown day in and day out, 10 months after launch, which means that we are here to stay and there is genuinely only one way now for us to go - up. 2024 was a year comprised of foundation building and community development, experiencing the necessary periods of redistribution and growth that are essential for any organic memecoin to hit the billions.\n\n\\*The community is so large and so decentralized that it is hard to capture all the alpha in one post, so i strongly recommend you read through the x article link located at the bottom of this post.\\*\n\n**2024 Achievements**\n\nIn the early days of Kendu we saw Shytoshi, the Shib dev, messaging within our TG and offering words of encouragement. He follows our doxxed dev, Miazaki, and the main Kendu page as well. In fact, he is so linked to our dev he even placed us on Shib mag.\n\n[Shib Mag](https://preview.redd.it/x2r5dozfzyae1.png?width=480&format=png&auto=webp&s=6e30a54f85415ab08868be49625697983211a416)\n\nKendu is not a community to remain in the shadow of another, though. We aim to cast our own shadow and to take the number 1 spot.\n\nRecognising that community is the ultimate driver of success for a memecoin, we have cultivated a perpetual culture of hard work and an unparalleled sense of unity under our motto: \"We do not gamble, we work.\"\n\nThis dedication has propelled us to achieve an ATH of $280M mc in a pre-bull run market—an impressive feat rarely seen during that period last year.\n\nOur success has been entirely organic, with no reliance on paid KOLs or paid marketing, as we understand it only leads to pump-and-dumps. This approach has fostered consistent and sustained growth in our social presence and holders.\n\nEven during the huge market dips, shakeouts and massive Eth drops of the last 10 months, our holders have never seen a decrease\n\n[Constant Holder growth](https://preview.redd.it/ptpcxl0izyae1.png?width=480&format=png&auto=webp&s=d9e92f4e524b5bc45e9efeff9abd24fe470e7c0d)\n\nWe have over doubled our holders now since ATH, and are holding a concrete floor of 30M that is consolidating nicely. This redistribution period is not unusual either, with most other memecoins in the billions experiencing periods eerily similar before their legs up. This has also led now to the top 100 holders owning 51.37% (at time of writing) of supply - incredibly healthy and bullish for any memecoin, especially one at this level.\n\nTo then demonstrate our social media presence, taken directly from grok:\n\n\"Moreover, posts on social media highlight $KENDU's community as being miles ahead in terms of engagement and activity, positioning it as a leader in community-driven momentum for the upcoming year. This is further supported by specific figures showing a rise in engagements and mentions, with a reported increase of 48.07 million engagements and 412.85 thousand mentions.\"\n\n412.85 thousand mentions of the Kendu name. We dominate every single poll, we win all the raids we participate in and we consistently get engagement that is unseen.\n\n[Community ](https://preview.redd.it/aao7mj2kzyae1.png?width=960&format=png&auto=webp&s=4e90ebad15c325d859138b45de78b684cedcebfa)\n\nWe know social media isnt the only way to get the name out there though. IRL is the Kendu way. We have countless community members daily, handing out flyers, placing stickers, shilling to friends and their networks and utilising their skills to ensure the world knows Kendu.\n\nwe now even have under our belt genuine products such as our energy drinks and coffee\n\n[Energy Drinks and Coffee](https://preview.redd.it/5r0q870mzyae1.png?width=780&format=png&auto=webp&s=147b9997738ffe143b26786e679e5a0a791bfd18)\n\nThats in addition to our gum, hot sauce, jewellery and merchandise - with so much more in the pipeline.\n\nOur community in general has established a convicted and driven approach to the Kendu name, with many of our community members essentially living and breathing it.\n\nso much conviction in fact, that we have 12 community tattoos\n\n[Tattoos](https://preview.redd.it/fc75u1inzyae1.png?width=480&format=png&auto=webp&s=1b5a3e0427d4003fdea6ee089f40f736d79bfd1c)\n\nWe instil in every new holder our ethos and methods and so often they come back with statements along the lines of \"I have never ever seen a community like this\"\n\nYou go in to any TG - no one is as active as us.\n\nOf course with a community like this, it then leads to success elsewhere.\n\n* We had the largest NFT mint of the last 2 years\n* Our dev has given away of 200K + USD to community members for challenges and also out of the kindness of his heart for dedicated community members\n* We have 15 Cex listings, a sol bridge on the way, and another listing on Indias biggest exchange incoming\n\n[Audit](https://preview.redd.it/0iyw0sdpzyae1.png?width=600&format=png&auto=webp&s=e4dc1547073d82e5000ae0966f91037c3adcd34f)\n\nWe have also just completed our Certik audit - the second memcoin EVER to complete the 50 000 votes organically, only behind Pepe. With this audit - it proves we are unruggable and here to stay.\n\nNot only that, we are also only 1 of 2 existing memecoins right now who have our own dedicated stocktwits page.\n\nWe then even get mentioned and noticed by several T1 CEXs such as Coinbase, OKX and Bitget.\n\n[Coinbase](https://preview.redd.it/mbknjqyqzyae1.png?width=480&format=png&auto=webp&s=177066cd9569b655981cb0f4369acf625afc3e55)\n\nOnly a couple days ago Coinbase for the second time posted us, this time now on their main page.\n\n2024 was a year to be remembered for Kendu. This is only a scratch on the surface though for our achievements so far.\n\nRead these 6 articles for a detailed summary: [https://x.com/kojak797/status/1873184989518680313](https://x.com/kojak797/status/1873184989518680313?s=46&t=x-AVnqahJsjZkoYGfqo2qg)\n\nThe Kendu community is simply unmatched. No one does IRL, branding, engagement or conviction like us.\n\nWe are placing ourselves in absolute perfect position for this alt season and it is evidenced why. It would be unwise to not dip the toes in even slightly, for us succeeding this year is inevitable.\n\nWe are running it up just like Shib did. The Kendu name is beginning to be known globally and it is only a matter of time until the marketcap catches up to our actual value.\n\nJoin the Kendu movement, anon. We are an unstoppable force who will never stop.\n\nCA: 0xaa95f26e30001251fb905d264Aa7b00eE9dF6C18 \nCG: [https://www.coingecko.com/en/coins/kendu-inu](https://www.coingecko.com/en/coins/kendu-inu) \nCMC: [https://coinmarketcap.com/currencies/kendu-inu/](https://coinmarketcap.com/currencies/kendu-inu/)" | r/altcoin | post | r/altcoin | 2025-01-04 | Z0FBQUFBQm5teE5QdGZYUzJubmt5aFpoVmlreGZPSFpydlBfRW9YMG5TZWg5QTAwUUNKMjk1ZGl3VmdRZXFuUUZDNFFEVVBxVFFOWXJtcXpUMFRWMlZUemhSSkJOSGNNTFE9PQ== | Z0FBQUFBQm5teE5RbTlNSlpPaVRtcGdHbS01aGNkSTV6YWo4alR0dzlZakVhY2xTZ0d0bTROcXhiZXRkX3ZyOG5PVjNzbGdReDNHUXFrQWQ4Z250Z0t2OGxJeVowYkZlUVBucm1OU3pCNUJvRnllRGZjaFJfTGNlSWlOVGVtTlR0VklKMU9LZ2dCSnE2cFFOdHI3SmgwemFmVVhmR05VTGYzWDBLZmE3ZWo0S2RETjBROV9adW5WN0xTMzlkdVRLTkkwRGFPeWtTajlkNDVJUWdIVFF3Z2NSNXg1RTY4T18xUT09 |
The crypto community is an essential part of anyone’s journey in this space, and honestly, it’s something I underestimated when I first got started. Like many others, I thought diving into cryptocurrency was all about researching projects, studying charts, and maybe reading a few articles here and there. But as I spent more time in the space, it became clear that the community is where the real value lies. It’s not just about knowledge it’s about connections, support, and growth.
Learning Made Easier
Let’s face it: crypto can be intimidating when you’re starting out. The concepts, terminology, and sheer volume of information can feel overwhelming. That’s where the community steps in. Whether it’s a Reddit thread, a Discord server, or a Twitter (or X) space, you’ll find people willing to explain things in a way that actually makes sense. I’ve learned more from conversations in forums than I ever did from a whitepaper. People in these spaces share their experiences, break down complicated ideas, and provide actionable advice. It’s like having a team of mentors at your fingertips.
Real-Time Updates
The crypto market moves faster than anything I’ve ever seen. One minute you’re hearing about a new project, and the next, it’s blowing up. Being part of a community keeps you in the loop. Whether it’s spotting a new trend, hearing about a token before it gains traction, or staying informed about regulatory updates, the community is like your own news network. They’re always a step ahead of mainstream media, and that kind of edge can make a huge difference in how you approach the market.
Networking and Opportunities
Another major benefit of being part of the crypto community is the networking potential. Crypto isn’t just about trading it’s about building something bigger. Whether you’re interested in DeFi, NFTs, or blockchain development, you’ll find people who share your passions. The connections you make can lead to collaborations, partnerships, or even career opportunities. I’ve personally discovered projects and investment opportunities through casual conversations in Telegram groups that I wouldn’t have found on my own. Exchanges too have found out by my own example - bitget which I joined long time.
Support When It Matters
Crypto isn’t always sunshine and rainbows. There are losses, market crashes, and moments where you’ll question if you’re even doing the right thing. During those tough times, the community is a lifeline. They’ve been there too, and their advice, encouragement, and shared experiences help you stay grounded. Knowing you’re not alone in the ups and downs makes the journey a lot more manageable.
Let’s be real the crypto space has its fair share of risks. From scams to phishing attempts, it’s easy to make mistakes, especially if you’re new. The community is one of the best places to learn about staying safe. I’ve avoided rug pulls and other shady schemes thanks to warnings and advice shared in community forums. The collective awareness of the community is like an extra layer of protection you didn’t know you needed.
The crypto community is more than just a group of people—it’s a resource, a network, and a support system all rolled into one. If you’re navigating the crypto world alone, you’re missing out on one of the most powerful tools at your disposal. Engaging with the community has completely transformed my approach to crypto, and I can’t recommend it enough for anyone serious about this space.
Even Ai has entered crypto now lol more opportunities are ahead to choose wisely and dyor.
Exchanges too need to be chosen wisely like bitget making new highs everyday. This bull run is quite different from others. But soon a drop is coming | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-04 | Z0FBQUFBQm5teE5QenlmRUlqVmVmbkpzX1JxVHYyMDFKU0IxcUM1dEdnQk5yVmg4VUdyNEZDRlJ0ai00Q0E1b1BobXZuVWM0Zy1yeXZwTDI4M2xhNWgwc0JPeGVkYnI5RWM0MDFhajNGc21GdmttcEt2LUZZd009 | Z0FBQUFBQm5teE5RekJobU5ka3pVYk9DRDh5N25fcld0Q0FJRmRtQ216a3BIbnF6d0dzTGdubnQtVWpKNEJhU25ZXzZhRHpoSjJlVHZLeS04LVFsRkF1ajNfYmg1a1JQbVhacUl0cENLSXFiYnhRM0hJeS1IZXc4SkJSZVJVTnpVVThrX21wS1JfcWU5VC00UDZWYnBZZmlJZ0ZZV3N3V0EtY1lTOC10cUpTMlRxSlhmcG05OUZJN2tMWHF3MWxaRDBVdk9SRjg5UkpKdmZCU1Q4RWpUMVMyZUN1UHcwWGYyQT09 |
I trade options in the Indian stock market. A lot of my option strats involve looking at the **option chain**. Until now I only had the 1 minute ohlc data for options, from which I needed to **construct** the option chain for each minute before I can backtest.
Recently I found someone who is selling option chain snapshots data, i.e., a snapshot of the option chain for each minute of the trading day for each of the index options and some of the most liquid stock options. But this data also contains all the option greeks like delta, gamma, theta, vega, rho and implied votatility in addition to the option premium. A **single snapshot** for NIFTY with 9 expiries is around **60kB**. So if I store this data for NIFTY for 1 year, the total size would be:
```
Size on disk = 60 kB/minute * 375 minutes/day * 250 trading days/year = 5.5 GB/year
```
I will probably need to have around 5 years of data for indices/stocks when available, which would easily run into a few 100 GBs on my hard disk, which will be difficult to store and slow to process.
However, if I remove all the data of option greens from the snapshots then the size of a single snapshot is reduced to only **~15kb**. This would lead to a lot less data on disk, and can possibly even be stored directly into a database.
But I was wondering if I am losing something by removing all the option greeks? Are option greeks an important part of historical data? Or can they be removed and be calculated when needed from the index, future, vix and option prices? Do you rely on option greeks in making your trades? | r/algotrading | post | r/algotrading | 2025-01-04 | Z0FBQUFBQm5teE5QR2xVZ2RyNE5TYldNeXZoLUUzNjRkdEhuV05mS3ctOVRkbElaZDRvLWJlRkN0VlJIcERRdFlGaHZiT0pwYTNOOUhDNlhObHN1OHBBRDFTRGdGUnozM0E9PQ== | Z0FBQUFBQm5teE5RcUlLNmxRZXN1LVZaY0hMOFFHQ2MyU1Q1M3pRWkNYTkRHNk1CVnRwZjJwMTJSNzBmNnYxaTFaV0hVbnEwNmFTZ1BzSmw2S2gwY0ZPS0s0XzFzMnlRcTdBVmNCTzNPNFV4NUpTTFdUMWRZMmFJUlJDNGtMT1ZxbEZsTGc3UHE0N09fVjMwY0JvS2xCTC1nc1JtVFRHdjFOV3U4TjU0SUVWQ1hiOE53bXViUjR0SlUweHNSeHdjTE1EYno1R25Ha2gz |
I see many people claiming how good X or Y Android apps are good Monero apps, to check their funds. However, as far as I can tell, by using them, they are revealing their IP to a 3rd party to check their funds. How do you mentally cope with this? This goes against the very principle of Monero, to offer near perfect anonymity.
It's been over a year I stopped to check my funds, my hard disk couldn't take it anymore and I couldn't synchronize with the full "blockchain". I would like to check my funds, just to make sure I didn't lose anything, but I find too hard to cope with giving up my IP to a 3rd party, for it will then know my IP and my Monero funds, which I find quite troubling.
How do you people do this? | r/monero | post | r/Monero | 2025-01-04 | Z0FBQUFBQm5teE5QTnU2TlNfdERoY1Fhak4wZlNISGtvSlVCdm4tM0JSMmlWMkNJV0cwaEhkRGpYWFFDV1c1N0RzY2dQb3J6YmptS21TVV9YaEZmR0pyTXNZbEszZDdLa3c9PQ== | Z0FBQUFBQm5teE5RQVBtN1RKX3ZRVjdROVVIUVBfdG41YUpWY3Mxd1NPSE0wOWNHaXNwNE11X1VSSG9IekQ3ckJXRy0yNWJ6OVhQSjRyLWRxYk1XdGMzX0Y2ZmtBQVRKeWMxcXlaa0ZkRFpKbTZvc0psWmtvNXprZUt1eXYtT2FaLVRoUFhLM044NHA1dE9YdTJaSWRCXzJFTnJvMG9UTDJ4MnpwdUFRbXdyZk1oUUpBZ2hBUzJsWFF2UFZzTnU4ZFFoeXNIQkpnVkVO |
As you may already know, SEC Chair Gary Gensler will resign on January 20, 2025, in 17 days. For many and maybe all crypto investors this will be a celebration day because we all probably believe that he really made a terrible job "protecting" US citizens and "adopting" crypto. This will be a big relief and it is going to bring a brighter future because the "pro" crypto government in US.
[Gary Gensler Crying](https://preview.redd.it/belqvr931zae1.png?width=900&format=png&auto=webp&s=a56b2bf3bc10de0cc148314cadcb716d55222b32)
Gary Gensler leaving is very important for crypto because SEC acted very hard on it. You will probably still remember things like "ETH is a security" narrative, a lot of lawsuit against crypto companies, enforcement actions, unclear rules, etc. everything under the "protecting citizens" flag. Funny thing, all the FTX drama happened in front of their nose and failed again to protect citizens.
All this movements only slowed down crypto and forced many projects to move to other countries because they were scared of regulations. Even Coinbase were facing troubles.
But now, the light is coming and Gary Gensler is leaving and there is room for change. Probably the new chairman will be more open minded for crypto and embrace it in a more positive way instead of being a pain in the ass and fight innovation and the future.
This is really bullish because as you may know US is one of the countries that (for good or bad) moves the economy forward or backwards sometimes. Meaning that a pro crypto policies in US will make an statement to other countries which will probably start a race to adopt crypto ASAP to not be the last one.
This will drive more new projects, more adoption, more everything and I am not only talking about BTC treasuries, I am also talking about Ethereum ecosystem expansion in levels that we probably are not capable to imagine.
Bye Gary!
Sources:
* Gary Gensler Resignation: [https://www.sec.gov/newsroom/press-releases/2024-182](https://www.sec.gov/newsroom/press-releases/2024-182)
* Image source: [https://x.com/whizwang/status/1745209139981062614](https://x.com/whizwang/status/1745209139981062614)
* Reminder that Gary will resign: [https://x.com/Ashcryptoreal/status/1875503034756952472](https://x.com/Ashcryptoreal/status/1875503034756952472)
*Disclaimer:*
*The concept and ideas in this post come from my own thoughts and everything I have seen online during my three years in crypto. Any resemblance is purely coincidental.* | r/ethtrader | post | r/ethtrader | 2025-01-04 | Z0FBQUFBQm5teE5QemZDRlA0M0Z6VklnR0FKNnhUVHMtQURmcjlEWDM5dTEzUEhwWkF2b0xGa2xoT1RJYm1IRy1VMDluTG9obFRSaF9WN0N0WTBJOUJOcllncTloaDJFS3c9PQ== | Z0FBQUFBQm5teE5RaXdhOFpHam1pRnJsVzVCWDVvMmI4eFAzNDE1TkpVclppc2htSW5YaGFkd1Nsa243aU83LUtNQTFWUmxLU2M4T1JGNTFEbDQ4UnduVF9fNEQ5a29VVDhMRUkzRU9BRFVCZDRHNEFudUZXckl1LXg5eEk2QVk0VHBqUk10a3YxVTFoTE9vWGNsYkJCWXVuTXRMNjB5eUROOTJVNEQ0SFNiU0J5Zko4ZXZKcjFjamJOTHk4VXdFRmFDR1pHMk5VQjJ3NEFpYkJOR05WWGJKMkttZlMzcEt1dz09 |
Well SWAP….. would love to know if the project will ever do anything I’ve throw it into the failed waste of money bucket | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-04 | Z0FBQUFBQm5teE5QTm1JYlplUW1LSXdpMDh0akV5TDBXVkktb1Vpek9XdlViSGhKTlA2WWp0dm1mRXJoYzRaRlBaclA1ZFRkaXI3X01la1FNZjZ2RmpPX05weWFHN2RGSWc9PQ== | Z0FBQUFBQm5teE5RVDQ5UW1OTjlqVDRtZHR3VW9faFFKY21tUDZNTTdVNnRXc1lPVzdkOVN6d1MyUWVuMlI4ZHdOemN3SU8wVmNWUGdCaENHZVlfVDEtY0xCX3RIOWtGYm1tTk1KSWdzb0pYQzdVWHNhOWxBaGFhZ0xhS2FlTlpnVlpBWmRMZ3hrbkhveC1SNlRHRUN1b192azI4elQwSHVPZW1KbFl6eEFFU2Z5elp4NExjU2V3PQ== |
Title pretty much says it all. I've traded credit spreads from time to time but mostly avoid them because back testing always shows you eventually take huge losses that wipe out previous gains during a down market or crash (i.e 2020, 2022, etc.).
Many claim you can "roll" the position for additional credit and increase the time but this is never true in my experience during extreme events and you're almost always left with a bleeding position that becomes unmanageable and wipes out all previous gains and then some. Widening the strikes also doesn't seem to do much in terms of dealing with crashes and down markets...
So, going back to the question, is anyone actually profitable long term (>4 years) selling primarily vertical credit spreads? If so, how do you manage positions that turn against you? | r/options | post | r/options | 2025-01-04 | Z0FBQUFBQm5teE5QREdYa0NPWVNqMFFyY1hLeUtpdWt3SmZyOFEzRXQxXzJZejhfaVlhdlc5M2tPQ0dtMHpCbU1HWC1vQVM0Nkw2T2NDUUtWTFN1R2U4dDVnZVZyLS1nMDZBY3VqU3NEUkpjczlkS0l2S2o1RkE9 | Z0FBQUFBQm5teE5RWXJTMVBKRWMyMnVmSGhUZ2Y0S2k5WDdBTjBvM1IzZXdoQXc1U3IybnN0QzV4Sm9ibXBSTkpWRlpoVGUzbWZ2SFhuTks1UWtsRHpVa3dSOEMxUzYwWTJWQnEtM0JrRmVYaDdJaUVIVy1uZ3NDTnpMR3I4OUdoaUlLUDVsekdJNU9MYjh1czRhM3gxb2lQUGFZRkhDZlhrTk1HbnN1N3dnYnlWc041eXdra1hVQ3Bwazh3VWJraHpjUWdqWmV4dTRuSF9Sai14OTM2SEo4QlFWa2FkSm9qdz09 |
Hi everyone,
I recently made a life changing ammount of money following a tweet of a guy on Arxiv and i consider myself very lucky to be in this position, specially that life hasn't been easy.
Now, my question is in regards to how to actually sell everything into bank acc. I have both binance and coinbase but considering that I am going to want to deposit over lets say 150.000 should I use both.
Any other tips in regards to banks that would have this go smoothly?
Banks in EU.
I would just hate for the transaction to be blocked or worse and i wanna take some steps to make sure.
Thanks for any tips | r/solana | post | r/solana | 2025-01-04 | Z0FBQUFBQm5teE5QMXJmWWdGZjRKWTRfbm00OEgzZjdldS1xZW1CR0Y4OVRaejRndm9kSFJPVW0xWW5yU3pucDY1Y1ppNEplTlNPUTlnTlR0YW9VX2kwNnNGVFRuMVpESnc9PQ== | Z0FBQUFBQm5teE5RVUxLT29hMmE0WmJScFVRbThXWko5Y1VWN0RpSDI4Q0NIQ0JZSk9nR0pJVW5WNXlnWURMS3EyU3pRb0l6ZFNwQ1IzODExak1SdUdZaVRjV2Zvbkt3OFJ1OWpWcUJCelQ0TVRkLV9ERVd1ZlhsSXlnZHhSa2c3cW1zN1FLU2tFaGpINVFxM09jUV9kY29peGRPR2dGbDc2RnZyQl9QUUlHZ1VMdFJla0NUaDVWRVdkOTdxWjJLQkRleVlvaGN6T3Ex |
I'm wondering if there are things that you guys added or changed about your home to make it more FUN since, for most, you have more time in your home upon retiring.
Met somebody who put in a shuffleboard court! Another turned there walk out basement into a huge man cave with comfortable furniture gigantic TV, sports memorabilia, etc
A friend mention that she gutted her grown kids bedrooms and turned them into nice guest rooms with queen size beds, a craft room, and a nice home office (still used for bill paying, vacation planning, internet scrolling etc).
Since it looks like we are aging in place in a home where we raised a pack of kidss, we've got the room to adjust things, but more of a middle class budget.
Anything you all did to the inside or outside of your homes FUN to enjoy your home space more? Big gardens? Got more animals and fence spaces for them? Nice new deck and grill? Home gym?
(NOT asking about conveniences to age in place. That was addressed in another thread and super helpful. Here just asking about fun toys and items).
Thanks in advance!
| r/retirement | post | r/retirement | 2025-01-04 | Z0FBQUFBQm5teE5QQkhEaWlLUlE3WmRyY3BKbTliY3ZYNXVpNjZfeHB0QUFRQzhQa2V3dlJEQ2hxdV9GUklJNkljMjFyTWRycktYcktQQmdETkVSMkNDaFR1UTFUeHVUMnc9PQ== | Z0FBQUFBQm5teE5RMGg2WHVYUXhZbHZabUNYcDJpZWJKQTlFeS1zN3lxajRCV3NMQWtkSkZRajZySDZkSTVsUVFGUlJsRkJ1NWYzQll5MDAwY2ZQanVFTEQ3Q0Nsc0ZVUzJ3MjgzMHhBNlFTOEIxZzlKMGJTU3lMc2lBaFA5RWVuR3Eya2dmNTRXQjE5MHlGeWptS1NfdFZ1QUgtaFFVVm9HS1pXUXJhSnA1Y1lEaXpFNHVoOWQ0bFlfMkJNWndmSWRLNzRvTG1RejBX |
Hi guys, I'm working on a longer timeframe algo than usual (2H). I have a basic question regarding backtests on long period, in this exemple 10 years.
Would you compare your performance with compounding position sizes or fixed position? Exemple below shows $100k starting capital, on 10 years trading S&P leveraged ETF UPRO, with and without compounding.
[100k fixed position](https://preview.redd.it/hn6o78v0qzae1.png?width=1538&format=png&auto=webp&s=4427801617320ce62fafd84b17aaa8e694a0d223)
[Compounding \(using 100% of capital for each position\)](https://preview.redd.it/6ecd47v0qzae1.png?width=1535&format=png&auto=webp&s=0f4bc4745b23ab89ecf3109a00deba5789ef8eb4)
https://preview.redd.it/f3l977v0qzae1.png?width=1524&format=png&auto=webp&s=d0dd7453ce6c43be04880dfe415fa99b79de30ff
https://preview.redd.it/ml85nbv0qzae1.png?width=1524&format=png&auto=webp&s=9977686e57572811ed3c07d810085b076b09b125
| r/algotrading | post | r/algotrading | 2025-01-04 | Z0FBQUFBQm5teE5QTmoxdzJfdE5aZnNvWTBFM0tBYmtiNGFMbEtiTlo0a2VaTlRFMTNDcGtsaXIwZkZtMUg2YlNoZWpOdHk5NnJLcGpnNFdyLXIwb2l5Y3pSdERyUk1rQXc9PQ== | Z0FBQUFBQm5teE5RZ1EyY242RGtyRjVuLVJBaERHNm9vRi16YjZRWVhZOHpaa0M0QXF6c0libDNHNXM4eEJ0dllmS1pTbzFpU3JIQklQUWl3U2xfeVBURDdoNkdQZzFiNWxVY0lRRmFaYWVPakNfTU1FSzRzTmxQTkczZTNvX2ZVQ0tGRmZYNXllby12ck5HcmNMYmU2Ukp3amVoTXMwR2MtRGk3ZE5DWmZzb19oMUhLTkpTM0tpWWdtWDZMUjFwZkI0R0hrNVVON1VDZUlJZzBwb0otem11Y21WWFpOMXZRdz09 |
Tech companies rise and fall. Who can predict how long Trezor will endure? In the worst-case scenario, the company ceases to exist. What will happen to our wallets then? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-04 | Z0FBQUFBQm5teE5QaEkyN2tCb3huUTlYVHlJbkYydVItSUVvRTJSSm9RVjAyemF2ZVlNMHhrQld4Y2JZYnNHTVB6M3VIaW4xQ0k3SkpDeGVtRDZRQS1NTU1jX2FzaC16bGVPRkgxV1hFZWs1d0Z0ckRGZ0xaOFE9 | Z0FBQUFBQm5teE5RT0oxT21RTUNuVFI5ekRITHk4cERFTVJQMnVLdXpuT0J1QURCTUdEdzh3VE5ScWptT2JjcVFWYXJjZjhoblN4bmpNY3JHczFLOUdDOXZ5WFVHVTMydFV5WER5dUI5azVONlk3SlFLdGtyODNxemxRZjUwRmIwZjdEaHlUdjNVUm43SnU1Y2ZGV0swbU12RGl4LWpCM2ZkU1RCM0lVMTFSVVFBekZEeVptX3JUYUNMbWNVUExvbUhxM1hNMXRaVGRrQzVMUm1SSFZuM2VhcTlNZVBZSGpTQT09 |
Title. Every month I sit down and download my CC statement, formulate each line item into a category, then manually table it in a spreadsheet. This works but is time consuming and sometimes I don’t want to do it, rendering the whole process moot as months stack up.
Is there free software out there that can track my CC purchases and formulate them into categories for me? Looking for an easy UI with some clean tables or graphs to show where money goes each month. Nothing too advanced or accountant-level.
Thanks in advance.
Edit: I use three payment methods: BMO Mastercard WE, WS Cash card, Canadian Tire WE. Majority of transactions are on the BMO. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-04 | Z0FBQUFBQm5teE5QLTdZWWJfX3p3b0FsUFY4bU95TUZHTTItM2kwYkQ0RWlSWDJCOVRrdjE2cF9sOE0xWVowdXo3TG1fc2dHQXYwc3JDRlR3UlIwdWx2TVJxamxCaWE4R0E9PQ== | Z0FBQUFBQm5teE5Rc1dweWZEQ1ByMi0zdGlRaTMzdjczcWdOMkc3ZDIyUnRLWHZhTWxPNjdXNnUtcVYxb2stVkZJdzhGNzMtZlROOHQwbHlNeTM4V2ZOVjd0UWxNeWZ0REhkTkJpNDNkM2F2enlDY0tPQXNndU5RdWUyVVFxOU1STW5uZjJUN05xdDVtRkkzcHFNVy13Nk5tek5UZVQ0blFUREV2UnRjRzNYRzRXU3JZUlloODZDYlZoUnBBTktvMGNqU0s5VGhGckR5ZDEzNWpQRHpFQkRJNWdfSzJCeHRISzRVN25UT2NqM2hmU3ZVdjN2UFhlcz0= |
Like the title says: what's a hill you're dying on? Something that you believe so deeply about Fire that it's the last thing you'll budge on. | r/fire | post | r/Fire | 2025-01-04 | Z0FBQUFBQm5teE5QcHRKU3RsUGhFNkZPZWNHa2R6REM1a3VfTTlPSGVqSVVpZldIbzNrSF9fU2xfbWR3a3NQdXNfa2NCSjAtWUdhT191SkpGTTBRTWludnczVEJOMjc3TGc9PQ== | Z0FBQUFBQm5teE5RNVNNMzBLd3FSTVhhRzZGcjhPTGwyQk5vREJKZUlhYXI0UDNuekctTzhJRkl2YWVoY2lrajhqc2s0SFYxcWVvVUxqbnowS2hxOUcxRFZRTnNmOWtNa3hDVnNGM0tIeWNncmRYY3E4cVBBOHcySFE4YTBJaXFmcENWXzFfRlQxeEI0aXZMUDBPQjk5dTMyTkRpN18wSTlRV2VNTGZsQ1g2dW1NM1JTTkplNFdJUmpqX0J2Znc1N1RtLVN0WmZWNzN6 |
Created by **Stephen Bliss**, inspired by a sketch from his son, **$LOOBY** is an innovative Artcoin. Stephen Bliss is an artist known for his drawings, contributed to iconic works such as the Batman cover for DC Comics, as well as artwork for RDR and the GTA game series.
$LOOBY has an approximate market cap of 800k, indicating it's still in the early stages of its development.
We're gearing up for some exciting things next week, including a **major marketing push**.
Here’s what we have lined up:
- **DexScreener Ads**
- **Meme Contest & Giveaways**
- **KOL Retweets** for maximum exposure
- **X Raiding Competitions**
- **X Auto-raiding Bots go live**
We also have **Hege's core marketing advisors** on board, ensuring we're taking the right steps to grow. The community is buzzing, and we’re just getting started.
$Looby can be purchased through Solflare or Phantom wallet by swapping Solana (SOL).
Join us now while it’s still early!
t.me/LoobyOnSol
x.com/LoobyonSol
r/Looby
www.looby.love
https://www.coingecko.com/en/coins/looby-by-stephen-bliss
*Processing img e5032rd5psae1...* | r/altcoin | post | r/altcoin | 2025-01-04 | Z0FBQUFBQm5teE5QeVpVV2VkSU1IXzhnSFg4R3lRbGhaXzVEQXBtQlVpdDNvc3pIZ1EtU2VEaTNtQzVhMG0yS185cjBPR2paYm92MmJSU2lMRE9reU1WYUR2RmV2UE8xQ3ZIc0R0UkQ3cHA5dFZfMDVNMmR0azg9 | Z0FBQUFBQm5teE5RVEZ2LWVfS2dUeVFSMTQ2OWVvdGsxTkhJZVFPUFNHS2EwTUFLSXdzSDAwc2E0QWhkbEFjajU3cVhJOFdWQmJvWXctTXdzbGtfUVMySHh0dW1fNUVoX3ZlMHRZdDlMOG9YTFd2OHUxYkVrYW1nVlZWaFZOMG40UG1NVkFlMWh1aXpwS1ItZTdVcmVvQXE0M3p6c3hmb3Rmdjg3MmVtSDVmaDZyZGNuRnRtbnJVdm50RVNubkZYeGk5ZUdjamdLM1hJMnRRLUtPYnphRkgzTWZ2SFNGQ2E0UT09 |
No but seriously tho anyone have success writing put credit spreads for this thing? Or am I asking to get wrecked by the bitcoin gods lmk. | r/wallstreetbets | post | r/wallstreetbets | 2025-01-04 | Z0FBQUFBQm5teE5QcndxOUEzZUpBWElUdnR0N3dJNFd0OWc3dFFja3ZDbnlMWm1KYnRtTlE1eFNaSHk1T3FIVUhzc2dxWjBheExmb1VRdm9KN2hwOExNenFVYll0WmNQNUN6aV9uLXBMYkY2dWdqb1dXLTlwTFU9 | Z0FBQUFBQm5teE5RaXVibmRLTzQxTXBHdUhCbDZKX1dUWlpWQXByNXR2N2t4R0VmOVdyMU51UE9oQW54cHNzbXN3NXdORWRlREdzbElRZ1h1VUZsbDFEdFFaeXQ4aDR4dF9PRHluOE1JdjFoS1EzOG5jV1hsaTZnY3hJX1VZVFFNWlNiQm5LZFRBaUJMSnFYTmUtZVB1UU9fYUlVQnR4ZFp4c2ltUWRtZ1JJRmFzZS0tWjlMeXJrTGNJc2xPQkVaeFh6dzJqRDhSZDFN |
He basically said the stuff he likes will outperform, and stuff he doesn’t will do bad! | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-04 | Z0FBQUFBQm5teE5QMVJEV0ZnWUVBVWl1TFNzazFrUmxtWkFwbnJ3aEpKdDdCM2JaV2xkbFd6a0Q2V0Y4Z1g0THRteU1VVUtuQUxOUTBScDlqYW83VzVKcV96ZmRwSTlpd1E9PQ== | Z0FBQUFBQm5teE5RR0VtQ0x2eEtjVlRpTHVqdk9qVEI1YlBHUlZkLTRfMUJpaGxHWEhMb2J2OTZFSjQ2S213d3d0cklLN2pBejJxTDhxWndpdnhneEdpQzBmam00WUNxUTl5ZDMzM0VBenc0QUJ6Yll4ODlwWE9zdmlhTHpnQkg0OUFwaEpXdnV0QnIyMDFjdWwxVW5Sa3lmSEJHUEF3U1M4QkdSV1paOHh0bmpMcVRRUFV6ZHBMVm5laHpwUmRPbjFpaERDZDIxbDRBR2p3UVJBU1QxSWhYRmJocWZZUm5WWWJTeUlBWkl1RnFpNlAzQjJRN1JRMD0= |
ENRON. Mint CmPqPbAqYvYGPiBPTb7YRoaymSbfQpiJic95byxNpump | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-04 | Z0FBQUFBQm5teE5QcWZiSWw1T1MtM2hmTzh0Z1FPTk5hbTBkWGN6S0gwR21qSlQwb1FXOFBoSDNPcS04TWdGYTZnMGVITmxBWkRZRDFwLUZoZTh1RDlTOWFBdHhDaUhMcHc9PQ== | Z0FBQUFBQm5teE5RdlRnYVhZU25INWlxdFk0ckZTWmU4ajFMX1VmdWtvQ3dhYmpfWjI5R1RNX3ZDWmFiMEYyY0tVN2w3NEFxVlZ1RnNNLXBvOWpjQlFTb0p0TE5Gc0tYV1dXbE5DcXdXU3RfcFJYakJ3am5TMXNXZlZjbzdYTC1zVWJZRm9XeTdEZ195aDhydFlWSFZTb2hGVWk5Y092X3E1WDVQSnNKWEhuRlNWc25BUkl1YTNDRGN6b1RmdnN2V3psY3J1QXV1b3M4d2ZwUE04ZEdnMXdhUEc1WGcxZndGUT09 |
FIRE by design (4% rule) effectively has built in margin. In essence, I mean that the FIRE principles would have ensures success over any prior historical period, so they will likely apply in any future period. But of course there are no guarantees. Stuff happens. What did folks consider enough?
Our fire number is $1.7M we are currently at $1.45. if the Market holds out and we keep our jobs we should be at $2M in 4 years. I'm probably not willing to pull the trigger right at $1.7M. But I'm curious how much other folks thought was enough buffer to make them pull the trigger? | r/financialindependence | post | r/financialindependence | 2025-01-04 | Z0FBQUFBQm5teE5QLWRmVXNxNVJ1a1pZaS1TYlBsc0JpemU3akNrdk5ITmdITDhqQjNKcmo5VGlqd2hWMnBBN0RkS1V5WS13alRBN1FWbkN2ZUNDcDFiaGNjNlAyVS13Yzk4cUQ1WER4Rko0THl5QWRfbUtNVlk9 | Z0FBQUFBQm5teE5Rd3RWbWNtSWxjVXNTc0dKZHh2U2tuVWlpMGlnMWswWDlLLTB0Q0xHSVVvSG5VdV9iVUNiMVZjbk9IQVRyT0kwdXVEeC0yR3dESlVjZV91b0RWQW5RTzRYSXhFdUFueXkwTlZQb0drYzFwcWJTbEMtdi16d0psZEFqN0hBWWxLakNNWmgxc2JQZmF6bkxQWVlISGh5Tk54aU5Kdk0xZjNuVHFmQTBFWUNXYXpCU3l4R3BFbHJjWWxtU1JpekxtWEh5Ri11N3hURUpmeEdtTy1mQ3FwbXU3dz09 |
That's it | r/solana | post | r/solana | 2025-01-04 | Z0FBQUFBQm5teE5QYURZNnQ3dVhKWFZYYmd6MnFGemZrYTJVcUJZenBYX0tlSENXTzNGTjZqbjhYWVdndlg5M0xlQUFnemJ5OXpRVGhaMGF5clBpNGxqNURTVzVHaVhTc1NBU0szYWdxdDRsZElhUy1COUZfbHM9 | Z0FBQUFBQm5teE5RUHhoSERXRDZQSlN2TzM1WDFkT3BPdmxGSUpEQXpwWnEtUUQwcG5HUjUwcXF5LU95UDhmUTNMMHd3eTk0N2E3ZzQ4S3c1YVpRMHNyVzhwRFh0a0tGNGxkYmpUNVYwMWg0VjllM1FGZ3NNclQ2bk5veXhqa0VOM0RGYWxXZ3prdkZUUzV5TGtBU0NISVEwR2FnYzE4a1hJUEZTUVl6MktlZm9LTkY5RFRaNS1NPQ== |
I gave work a 6 month notice and we're down to a couple of months left. They haven't made much progress in hiring a replacement so my director is already making noises about me helping to interview the new person and to be available to share my volumes of knowledge. I'm willing to help, but as a consultant with an hourly fee, not for free. What are the pitfalls to watch out for and the conditions I should be asking for? I work for an international company at a branch in the UK. cheers. | r/retirement | post | r/retirement | 2025-01-04 | Z0FBQUFBQm5teE5QSjZ4TW1xYlJkSGhxTjhGcGVFaDZlTEhDODc5cFNpRWpWTlJfUVgxa0x4YlM0dTBJVGF2Tm9TdG5objZZX3dneE1NemZxYkZqZzJud196VjA0RG9sTm0zalNNNWp0a2ViUjZONm12UjJMQ1U9 | Z0FBQUFBQm5teE5RVGRxTDhhb1IxRmpRbjVBZGhaclE2REViNjZMcmhzNUgwVXdVcHV4V21GZmlMOEJaQlNiTXV2dkxmTERuRi1KR2duMzRya0IyV2dicHIxSzN2d0hLNUJISlRtaDR2REl4bG41WXBfeHVIclZ3OWRRaFIxTUhIbzl3X2p6aVE0TEVQbXNOVmhwU1pPOVBWbUt6NFZUd3pWamo3TTZuUTFTbFlhLU1qQ3MtV0Fmd3daMk9CY1BPRFp2bE1iYU5LTFBaeXlwMnlacW9NaFk4dHpEUlRRU0lwQT09 |
Assuming we’re all starting from scratch or maybe having a few hundred bucks to maybe a thousand already invested, and everyone is DCA $100 - $500 a month, what do you foresee being your end REALISTIC goal that doesn’t have you breaking the bank to fund your buys ?
A the price of BTC goes up your buying amount goes down if you keep the same monthly spend.
To me that comes out to be maybe 0.25 BTC total in the next 15 years potentially
And that doesn’t seem like a lot of if the price does continue to go up then it works out but just gives you the “I’m late to the party” knowing we newbs may never get a full coin
| r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-04 | Z0FBQUFBQm5teE5QeDBfWU0tNjJSRDVfOFR5V3B6V2VBUWZqM3lqZmFFeFBRLU9oQ3ZBWnljdWQwUFhHUEpfQTNLRVJHelVxYnZwWE5wWjFVdHEzRVQ4WkozNUJoUWh0Qnc9PQ== | Z0FBQUFBQm5teE5RRllUQThBeGUyblhZLXlwek00MjUxVVdJblJ6eU96dkpMRm1xTzJoUUw1LUxHRW5xVWFwM3JDMHFwWm9vOGdkMTNGRjhNSjNiODlhZmZ6QjNWcW1MdFJORHBaWFkyYXNaS0w1NkNJLUZxUUQ4dExDemFKMGdBQmtBMG5NangzQTJYek1ZOENscUtzeTBTSThITzJhWlpPWWhUWHRob1JBMU1vTUV6WHF6WmlrbGl2N1JodXRRLVYzYmtNYTV5UVdZTUx2cVE3d2hvaHZubEtCYnN3bktVdz09 |
Asking for suggestions
Hello Degens.
Im semi-asking for advice FIY im in this space for 3 years so stfu scammers.
So..im lucky enough to acquire 80k worth of sol (trading NFTs, buying solana at 14$).
Now my degen mind wants to hit 100k as a personal goal but this is still internet money and i was wondering how/what i should do?
My money i put in, i got back so this is all ‘profit’.
Should I wait for trump to make announcement so Solana will get back to 260 maybe more?
Thanks for the info | r/solana | post | r/solana | 2025-01-04 | Z0FBQUFBQm5teE5QblFsM0hYRXVhc2tMaF9uUGIzNUJIb0JMMkY5OThDQUhsdWc1dGlJUUNlcGY1cFA2Ri1oLUY3RW9DazQ2RFktMTJwR2pFWlIzS0ZVSUZobUkyS0ZoYlE9PQ== | Z0FBQUFBQm5teE5RWGJQTjJmTEpFVHplbk1vcTM0Y0R5VFBwRXUyaUlCU2p1SWpNTWo4d1g4S1BMZUttd24yamdKQXBROU5sNE9jTmJOSWpyZkZPb3NTaGdhQ3o2eHZ1ZFFiMzdYZ1hNWndkQVFWN09ETzF0dmNuZkVBWnp3emVLY1pyUHF1bllsd3dyUHktSjc3R0w2UGF0UlB6VUFXblMwalN2bDdzcEJ2Z01vR0JPTEViWTdRPQ== |
Hi folks. I'm doing research into where to invest my nest egg--around 150,000CDN with Wealth Simple right now, plus another 20K in RRSPs. A lot of the 'safer options' such as XEQT are great, but I'm on a bit of a tighter deadline: 10-15 years.
Let's say I was aiming for $500,000 total. With that in mind, I welcome your thoughts on a more aggressive investing strategy in that timeframe. Thank you all in advance. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-04 | Z0FBQUFBQm5teE5QeXZfd1lMY3lWNXNmOVEyVktHODRhRjZaZS0yMTlRVGxGekNNbTVEbGRpRHU4cml0X0ZadF9wQ3NmUUNaMnoyWVE5RVZFZGdjZWF6cXFZTTBjRlZzQVE9PQ== | Z0FBQUFBQm5teE5RNEJZdk9HcTlJZWNPVEtqSHl0ZTEtTWpCaTM1REx2NUxKdjhCLTRsNHU3SW9RTGNTSmh1OHg5VkV2X3Fab0FXUEdUOHRFYVpsdTQ1N2xVbllsNC1ndnNEX01kdWlfdTVoLW9BRHpyYVRjbTJFTmlGLVZ2a0Z0UUc4aXdhS3JYSTkxcG5nNEVfYTJiWXFEbnVnU3RxQzRWOEhyM3dfOFZMN2lIMmhZMFNOcXAtaXdwT0xJUXU2em0zVVdlaTBBZ0JoU0VFd3VfQ1NLRUdTQXhuWDdrTjJSdz09 |
To my understanding it’s just dumping your HELOC into the market, with the dividends servicing the debt. Put it in a non registered, write off the interest** annually.
Is that it? Am I missing anything?
If the house has 2 people on the title does it need to go to a joint non registered? | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-04 | Z0FBQUFBQm5teE5QWFBrNFN0YUtuTUxrTlgzbXY4emR1aWZLVXhLRVNfSGxXcnpHM2JXLWVhQldzM3I3VXluMHFnOEFrRDdUSFc1QzZUb1lwOFJBQUtBbWhoZWhoMTU3d0E9PQ== | Z0FBQUFBQm5teE5RaGN4VGFGNXhtQkVzUmQxY0ZOUWdpQXFqYmtGOWY5RXJEZF9ianQtUXlib1prc3o4RUJHUFJOOHRkLTdDMDRDdlJoSC02a3l1YkZ5Si1wTkZyQ1luY0JzU29RSS1iX2NpWjFfSXNZWVNwZ0V5Q1RGX0pmeWxYNEd6TlFzYmJkNExFUENtZUhoTFBjcFhIZW82Y1pIUzhIeXdnYzJUT2RGRWQzS1dyeGhtMWk1blpFOTNVN25iWnNTYkxDTUp1MExs |
How is it done I've been trying to figure it out it's freaking fascinating 🤔 it's like a damn Christmas Tree i wanna know how it's done someone point me to the Oracle
Someone teach me | r/solana | post | r/solana | 2025-01-04 | Z0FBQUFBQm5teE5QYlEtVWpYdnZoTHh4OU5Eb3ZDTlBZOVlQYzJabThzRWJqNjNjcDVaTE5VWjVoRVk0YjBYeHFTU3hBUDNRdUxkYnZteXlxQkRCeXprS2lhWWdWMWFNTXRLUmR6UU1kR1lzRjE5LWlLZWhLOG89 | Z0FBQUFBQm5teE5RU2ZoTUhxZEExQXJCNjY2dWttbERzNE5oSE9tdEIzcWZrSURYbEkxWGRuZi1QVjFQN2FLOEUtelJETndYYW1Sb3dEeExibnNxZVh3TkNxQTdyaDlmWUhVYkFaVHctUE53QjQ5MDB4OGpnX2lOZWk2UVk3UmpmZFVuOU9PTXVFYkNkX3JuSUZTRlZGSksxM1lCcEU0eTJqa1F1RXgyQzRNZ0hVV2JPdFo3Y2VFUzh5Tm9DXzF2SzBJSE1ueHlvUjZj |
I'm writing this to give awareness on how my Solana telegram account was hacked.
It all started from one of my token from GMGN (same applies to Dexscreener). As I review the graph as I usually do, I decided to visit again its X account to check for any news. Unfortunately, the X link has been changed to a malicious X account and I did not notice this. On the malicious X account was a post that news and discussion about the project will be discussed on the telegram group so I joined the tg group as I normally would.
During the joining process, there's the usual verify if your human popup from Safeguard to prevent bots from joining. I clicked this and everything looks normal, except for an extra step that I have to scan a QR code. I don't recall doing this with other tg group but it seems like a normal 2FA checking so I scanned it. And that's where I fucked up.
At first, nothing is happening, it only looks like the QR that i'm scanning is not working, so I kept on scanning it and trying to align the camera and lighting to get it right. Then I noticed something on my active chats, my Solana Trojan Bot, which I haven't used in a long time had a chat notification. I checked the message and it sent me my private key. I was wondering why, and read that the message requesting it came from me just seconds ago.
Right it that moment, I realized what happened and I triggered a logout on all devices from the tg app on my phone. Then a "Token-Admin" started chatting me, saying they can see that I that I'm having some problems joining the group. I blocked this person, and another one sent me a message. Told them to fuck off and they stopped, and left all tg groups.
I was lucky that my solana tg trading bot doesn't have any funds as I stopped using it long ago. So I removed it from the wallets, and moved all other funds to new wallets, just to be sure.
Posting this to share awareness that it's so easy to get hacked nowadays. You could be doing something you normally do multiple times a day, and still get hacked. Always double check everything on every step, and for the love of god, don't scan any QR code on telegram.
P.S. Don't DM me, I won't reply, if you have questions or suggestion, leave it on the comment below.
Edit: Typo errors. | r/solana | post | r/solana | 2025-01-04 | Z0FBQUFBQm5teE5Qekdha1NaV2FxVjJkYlNSS3l4OXB1cXhZQzFPLUVxVmdBYVQ3QzVnWkJvM1F0MklCZG9RTEMtYkNoTVV1bXhFaDdKcDB0NDZ6LUxrQm8wc0VGc0Jrcmc9PQ== | Z0FBQUFBQm5teE5RRThocjc4WDBuNDVJbjkteXpQTW1OU2N5bE1LeFIzeWlsWXVKdmdNc0FFdm9ab3dmWkxfSndGS0NEYmNYNWFsMTROdVhzU0tKZEFFVUgwX0U2ME1yWm1udnBPRnF1TXBXanZVbndMWWRqME1jU2J1d2xUOHdxM1NoT1V4aUpmd290X2V2RmNjUGdSdFJyUVJQTXdTcU0wdTN4b0pvT1NtbHR5RlAtU2hTRjlFPQ== |
Hey,
My wife has seen a TikTok channel, Neil Invests, and has started using the Trading 212 platform he recommends . I imagine slot of people are thinking of doing similar with me the upcoming Vanguard charge.
. He obviously makes a cut from people signing up to it through his link but I wanted to get a measured view on what he’s recommending.
His recommendations so far are essentially a portfolio made up of S&P 500 but also there’s a bit of gold and Microsoft. Apparently the gold is to offset any inflation which affects stocks.
The way she understands it is if she puts in £50 a month she’ll have £90k in 30 years (I think that’s what she said). Ie £12k investment turning to £90k
Is this absolutely nuts? | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-04 | Z0FBQUFBQm5teE5QbzlxUG5OQXpuaDBtZ2V1Z1JRRlBmS0gwQWxldnRWWk1KYmpFaU5FV1JtMmpqUEtpMXlZQURSVTk2dk1meUFUcVRHWGF1MV8tUmtQVjBRYzRsRU1tanc9PQ== | Z0FBQUFBQm5teE5RbFNCZ25NMVh0a0tFNTF1MnhkSWd2Mm9QX1BDZHJpMDNnNlBodTdqTzRULWZ3WWJUa05MbmhvU1EzSERGSkV0NDAtcTAzSXRPbDJCb2tOZXViZFZPbHpHd3RFd2xZQjExQnBLY2I3bU9iV29LamZueWh1UXpWWVlFMmlzN0xhbjZrcFA0TEdjbDVEaHR4T1d3cnNVZ19FWkFSZGRJSWJPVWtwOHlhazdBbGZ4ZzYwM2ZLa3FTdWtEXzdNTjJNTnNvcUFVM3B0NXFnSVNOZEhWd2l0ZXpoUT09 |
I know, I'm going to be seen as a negative Nancy\*, and who likes that in a bull run, right? With that said, please hear me out.
I see so many posts and comments promoting various companies, and hey, they also seem solid: $KULR, $BBAI, $GRRR are some of them (I'm invested in one of them). But I really need to emphasis this: **If you see a stock which has already gone up by 200%, don't assume it'll still pull a $KULR.** If you see a stock recommendation thread and you keep seeing tickers for a company that have already rocketed, please check their fundamentals before you put money on them.
When you see someone post a ticker here and they get inundated with replies agreeing with them, do you assume that maybe they've already bought in? Hey, when you buy in, maybe the stock goes up like $KULR still, but there's a strong chance it could trade sideways or even go down.
For me, personally, I've found that being a bit more cynical helps dull some of the hype. Everyone is likely posting with good intentions, but it hasn't hurt me asking how it benefits other posters when I invest in a company that's already run a lot and gets mentioned a lot.
I made up a [fake ticker](https://www.reddit.com/r/pennystocks/comments/1hr7qj1/airspace_batteries_abtt_is_positioning_itself_to/) with obviously ludicrous company information, and people still searched for it, even when the text said it had ties to the mob and the C.E.O blew the company money in Vegas. It's easy to impulsively go straight to your broker, but what other tickers did you search for before where you missed vital information? I've done it before, and I've lost money as a result. Wouldn't surprise me if it's happened to others.
It's easy to say "Yolo" and chuck substantial amounts of money on a stock while hoping it goes up. It's much more sobering when it drops by 15%...20%...30% and money you've worked hard towards dwindles.
Not financial advice. I hope you all make money.
\*This is not a diss on any particular Nancy. I'm sure there are lots of cool Nancys out there :) | r/pennystocks | post | r/pennystocks | 2025-01-04 | Z0FBQUFBQm5teE5QYm52U2tNZF9CY1U3dEhqa3dOMy1xa0FlR2t1aWtwcUxGMTBZVnpIN1E1a2tmZDV1VUFwR01Wam9RNHhSOFB1bG5LaUN4WGlQNkpBbzNQTnZQV0lCQmc9PQ== | Z0FBQUFBQm5teE5ROFJZb3RwS001ZDlvc2xUSFJ6YV9NTmU1TTk2ZnBRbVVGQnh1U1pfa09CTzh4Y2oteHdQcEZ2TFVIWTNRb3BhZjlFbGkzc1M4S2xsUF82R21CYjJxVGo1dGRMYVAtZFAtWUhQZ0xOWGlJQlJWdEw5OEtaS1BsdVctYlBYRzc1dFR4MTFlSnhIM1dUc09JR2RnSWFWaEN1V2pqbVBPcldMajh3bGFJckF2QW5hV2hha2lpR0swRVF6RkhtQXJOdFR0YV9xMXgzc09CSHo5YlZEamZDaUJpUT09 |
You're right that was it. | r/tezos | comment | r/tezos | 2025-01-04 | Z0FBQUFBQm5teE5QWGhLQXNNNWJxMmtoSmVqVkd3TGR0TTdMaHZfVFo0RGFSbkprZWlvXzlHN1ZOU2Q1S25YWUFWNlFodHc0ZFk3N2xDS3N5UHJUTEFFSmc2Ti1JVGo4WEE9PQ== | Z0FBQUFBQm5teE5RMGxocnJITy1iM18yMWRyaDJVZ1Z3cTBzb21VaDQxVUdrTkRuaGRHRFV4VTdVZ2tKaXR1aFJiWWxOSXV5MXVVekFjZ0FoOHlIcEs5Z3VvbXZ6LXAzUWNFNGIyS3ZtMm9MTjV0NXdmQUhRUlZKOThvek9ZbFdUWUhuUGF4ZkY1QWxVcEZJWUphRjI1bVZEZldVTmJxNkY1M0taTk80RXd0RHlVeVg3Sk5XS3liUENyR3BpZ0o0TC1zdi1la1dTWGw2 |
Facts it’s great | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-04 | Z0FBQUFBQm5teE5QYXVFcDBDTkRqQjFCS29CM1hxUDNWQ29pVXdWZzVYWEdFRUZZUEdjRVR2LXBUMlJ0bEJRM1VRRkxWMFZBbTBpOTZZdDVCYzRMbTRRVHo5Wm9YMGc0M0E9PQ== | Z0FBQUFBQm5teE5RQjN0T1djT1dlY1NaVmFxWGJIOV9ZR1U2c3FwVGFpMHVtZ0ExeXR5RXRaa0t4MGtlV1dsaWYyeG0wak5YVXB0U1BNbmxsT2xSRlFrNVhxQzhOd19mRGNrTFBYb202c05tQmJHVlhWaU5GRFVjeG94NGpBQmM1VlZrWGtVU254MVU2UzJsNjRTbXR3emVXNUJTbHZocHlYcmtIR0kzT3FNeUh4ajlxamJyVUhISVhXeEVtX1ozT0lsdXN2V2ZsLXZa |
New to this sub. I’ve got a plan, it’s working manually, and now I’m going to start to automate it one piece at a time.
I’m without a doubt going to spend way too much time building this. I’m a software engineer for my day job and things like this get a hold of me and I spend 10x the time planned.
Alas, here’s my question. What kind of gains are you seeing, say in a one year timeframe? My strategy is crushing it right now (again, I’m doing this fairly manual rn), and I need a healthy reality check or someone to tell me that the impossible (which seems like I’m doing rn) is indeed possible. Friends and family think I’m insane but my graph doesn’t lie.
Note: Above avg finance knowledge, but I feel like I’m 5 reading the lingo on this sub so take it easy on me | r/algotrading | post | r/algotrading | 2025-01-04 | Z0FBQUFBQm5teE5Qazc5OXcxVXRscU1EX3NGck1tYkFiS1ZBdU9TYVBBYm13SjBTb2NhRXduc3d2VkhhX2ZLbnpyZTRNUzkzb3FqVmpjUkpOSUJ4RnVSc1J2T3VHUnBRRmc9PQ== | Z0FBQUFBQm5teE5RbElxLU1kMGxKZHg3QXVVSmUyODFqajhfY0VZb3d3U1RSSG5BdEZxSXRzZWk2Z0Q5bHJJX2ZqR3BtYVBBY0NHek9MMkdoeEQ0bDZHbGx3czE1LTlBc1ctTGdIVXhuRlNYSXJEY3F1UElHUFM4X19qcmtFczNzRmJabDJ5c1ZMWElZR2NKNTNFdEp1aHFGMVE4YkwxWk11QW9ZNHNrUTFpbEZ3d29xNXAxWUZLLVN6U3ZhMDZfd2pBU0lPa3VIbDI2 |
The robot only trades crypto, it works with a long only strategy that looks for candle breakouts, quite simple but effective.
The best ideas are always the simplest.
Several things happened with this robot, first it jumped several BTC trades that it should not have jumped, since it did not have enough balance to open the orders, I did not know that Global prime has only 1:10 leverage in cryptos.
https://preview.redd.it/qw82jmz8f2be1.png?width=1080&format=png&auto=webp&s=8df9a88be239096d827c552333a4a196faa12d13
| r/algotrading | post | r/algotrading | 2025-01-04 | Z0FBQUFBQm5teE5QdUNaMTZtWEh1ZjBDTEIyQkM2TVllU3pGcW5GTk5JTDFzdUNweHZLUDZnWk5SekFjYlNBNmo0a2hPOEk2S0JlZkpEY1B4eGhYdmFYdHhVREF0NFEtRWc9PQ== | Z0FBQUFBQm5teE5RcDZXRlRXUmxDanEzRmJYMzdSczRVM1NtMVdsaW1mLTdVVy1tZERMVDdPUmR5MkI0aEZTSXdoQk45RXFWWUoxNmxnOFBEcjlkVDBncmVIdkNxSmxtU2dmd3EtY1FsUHVyQlRIOERNTFJiM1RLMHp5SEcxblhJa0k4Q2ljWVcwOVJCN2Rhd2dnT3VYaEpBV0Z4cDJHYWZ5V3JzbzJhUEl5UVZqWEgzaG0wRGI0SzRuaTlOMFpLS0tXNkNsUkZHZkloX3pDU2JjaGg2MEhZa1VKSkQ0RXhBQT09 |
I (31) hit a milestone recently of 500k invested across my 401k, Roth IRA, HSA, and Brokerage accounts. It's pretty wild seeing my investments swing up or down almost $10,000 a day sometimes. Almost makes my day job feel minor. | r/fire | post | r/Fire | 2025-01-05 | Z0FBQUFBQm5teE5QNlhNVWUyeV9ia3FISDRpRHAyMGRMVGs2eVhrYlJoQXdHeUE3WnNuMk0yVVRKRWJ6S1VfZUhPaUZXNEJ3czNzT21kdDdOaDVwWDlYeW0yTEY5Wk5DRzEtRFZuVHQ1bzFUdUpKWGVfdWFFVUk9 | Z0FBQUFBQm5teE5RMHVCMzNxTFo2X3o3U3ktRjJNSUZiTEVscVc4WEZOcUh0a19FVXRkUVF6OTFjOEZBT3RYaElBSDhnYWVHNU9FZzJfV3pXdWd5cXdsWU1PLWZMaGUwV0t5UGJ2a20wLWhiTUQwNWJ0MzE4eGlsSFVhTkpWMlVPYkV4c0J0S3JKMzktdzlLMzN2RWNNaDVxWDdhNXpmNWxHNkwzMWFHTVllX0xVajBwTHg1dzFJPQ== |
I'm at level 1 of 100 on my real estate journey, so please excuse my very basic question. But what does it mean when I see a house on Zillow that says "cash only?" Does that mean that the owner literally expects you to transfer the full purchase price directly to their checking account from your own checking (or to pay in literal physical cash like a drug dealer) on the day of purchase?
Similarly, what does it mean when a listing says "owner may consider financing." Does that mean that they might consider you taking out a bank loan (mortgage) to pay for the property. Why would it be worth saying something like this? Isn't the operating assumption that MOST people will pay for a property with a mortgage? Why did this Zillow listing act like it was something special that they "might" consider financing? What would the alternative to financing be? | r/realestateinvesting | post | r/realestateinvesting | 2025-01-05 | Z0FBQUFBQm5teE5QOVl0eHJsLXVBaHp3Z0VIRmNQX1ZrREhPRVAwM2tjRFc1c0l3NUhJR0lJVUNpNjktNHdDRkFOODAtdUNGcC1JUExza2UxYXJKV3h1eVVMSmxVblRHMEp4R2VQSS0yUE5rX3plam90YzJQTDQ9 | Z0FBQUFBQm5teE5RemQ4S0hJYjQta0lPX0JsS3pXU2ZvTDJZcG1kbjJYRUtZQkhaY2FGNEFhMkcwRVlzNml4Z2FxNm5mZFFDdXdnXzBrUUJLUmtSNWs0Q3JWd2YxSnd1dGx0djNzeklqMWNFd2RFaFpCZGtoYVdsUHNOM3I3YzZRTjZKblI2alVYeGhnVmpZMll3REw0NHlaMDV1aThDSERlak1RUmZvbmNoeGF5dHF4WWxLbFRSeEllQ1NSY3l1eUFGVTRaMjNycVRRcnlOSV85SzNrZm9nWmVhLVFaYnhlQT09 |
I plan to retire in a few months - but I am not ready to notify my employer.
I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My current contribution amount is about 25% and I would change it to around 65%
Will this move prematurely signal to my employer that I plan to retire soon?
| r/retirement | post | r/retirement | 2025-01-05 | Z0FBQUFBQm5teE5QTy1UdWZIMVV0dGNvZ0xRcmFTNEI1T1dVNFl4TER0cEphcmJqZXl1Z0J4dkZlQ3V2dXFXZ0g5MzBFalhUZURsY2xfX0c4bURUV25MUHQ0RHQ2MFUza2c9PQ== | Z0FBQUFBQm5teE5RV0xCblRZdEtMeEJnN2o0dWZRUl93bjI3MzF2c3ZaQUY4Q2dYQTM5eF82WW9iWERaemdYZU1rMzNIaUdXeVRFOFZkeG9BUkNnWW4yMXI2OC1aUGZXaHAxZHlMS1QzdFZMYUlUT09vNjdKV1duWlFWVFZoYzNleGI0R3NiY1kwR0ZDWWJLRkFhMGFqaFEtYUYtZklXdGJPM0Z5NzFKYTFUdHVrNFM5MktoVWdNWEFvd2FITTNWbHZpNXlkamVmN3RjcVh0bVB4SFpDMy1fY2VnMUpWM1FUdz09 |
It's rare to find any real fundamentals in crypto, much less long term relative growing fundamentals in a coin with bad relative price action. Litecoin is deep clucking value. It's worth digging into the transaction growth trends over the past few years. There's only one altcoin, only one dino with sustained real world user growth and adoption vs everything, even against Bitcoin. It's Litecoin.
The nice thing about Litecoin is you can confirm onchain data using offchain data. With premined smart contracts you have two layers of deception in the data. First is outright fraud. Preminers can't sell without collapsing the mcap of their chain, but they can put coins into the contracts and just spin them around to create the illusion that there's more activity than there is. They can also use the value of the premine to temporarily support unsustainable incentives, yield farming.
Real world adoption can be seen offchain as well as onchain, in exchanges, payment processors, retailers, banks, brokerages, atms and the like. Most coins get just enough infrastructure and struggle to add more. Litecoin has over the past few years kept pace with the likes of Bitcoin, Ethereum and Dogecoin in terms of additions, without the billionaire support, just with users. Sustained additions suggest there's ample liquidity to make it worth retaining support and adding more.
Over the last few years, Litecoin has added Paypal, Venmo, Paxos, Verifone, bitpay, AMC, Regal, Newegg, Flexa, Gemini, Interactive Brokers, Coinshares, Wisdom Tree, Grayscale, Shopify, Moneygram, postfinance, bitgo, Wisdomtree, Coinme, EDX, Fidelity and even banks like BBVA, BanColumbia and CBA. It's first US ETF application was filed by Canary Capital late last year. That's above and beyond the table stakes of near universal exchange support.
Among entities reporting user share, Litecoin has really excelled. Litecoin remains the top altcoin among ATMs worldwide, which you can see at coinatmradar. Litecoin has grown it's share at outlets like Coingate and Bitrefill. Most impressively, Litecoin has done at the oldest crypto payment processor what no alt has ever done and taken the top slot from Bitcoin.
Bitpay, around since 2011, dragged its feet adding Litecoin for years adding other alts, then in 2021 it finally added LTC. It took LTC 3 months to exceed all other altcoin's share. It took maybe a year to exceed all altcoins combined. Then 2 years in it exceeded Bitcoin's share for the first time and last year exceeded Bitcoin's share the entire year, without interruption.
Litecoin is the values compatible Medium of Transaction companion to Bitcoin's Store of Value. No other coin combines the no premine, fair distribution, algo dominant PoW, fixed supply, global network effect growth with affordable fees. You don't have to hope the centralized preminers don't rug and kill it, they can't because Litecoin shares Bitcoin's decentralization priority. You can see the substitution over the years whenever Bitcoin fees rise, so it's not my opinion, it's the opinion of Bitcoin users drawn to it for the same values. I'd encourage everyone to follow wlitecoin on Twitter/x to learn more about monetization limits and the onchain stats comparisons.
Litecoin is the boring financial plumbing that has proven it can't be killed by sustained investor hostility, or even slowed. Negative narratives will persist until they fall apart, and the narratives don't match the adoption. 2025 could be Łit. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-05 | Z0FBQUFBQm5teE5QblpBcUx4Q1NJbmY3R2ptUzNoUjUwV2NEZ1QtNHF6aDl1Z0VoTmozbEk0SlkxUVRBTGRxUFZxdkNldzctT241OVRfREQ4VmJTME1US1N0VTZBLUNJdGc9PQ== | Z0FBQUFBQm5teE5RUlpOSTBySzFFcXBvYzBlRTZzdzJDNnE2VTY1NUhGdEJqM0F2Njl5STJHNExDaHFPY2JNVEZ1U0N0OW4wc1VaeTVYSERrTnFsYzdUc3V0LUFMTmNaZXBfNGZzTFBjMDlDandzeFV1dkx5c0ZRQ1FLRDc5YkZ1WnFxSVJfYVlxSVpfVzNBZkZJeExRTEw4amFwSVo0NzJmMXNDYjdaV1FsczBzWkZZMF9SaE93aWZlaXNOYUpmMG93WjByUWh3YzdiSmV5em1mc2p5Nl9CODRtWmM3djFkZz09 |
Found out from Carl Hiaasen’s Blue Sky feed that Apple TV is free this weekend. So, yeah, I’m enjoying some free TV. (Hiaasen was touting the series based on his book “Bad Monkey” - no hidden agenda here.)
Note that I am not connected to Apple or Mr. Hiaasen. I’m just frugal and have been wheedling a relative to let me watch episodes once in a while. All you “Severance”’ fans, knock yourselves out rewatching season 1. | r/frugal | post | r/Frugal | 2025-01-05 | Z0FBQUFBQm5teE5QUmZqbmNOdmlBSzI4V25YcWtZM25hRGRNVjcwdkhuWk1EbjR5TFFyWDJ0UlJEaDN2TmhVTmRVTkNnZXFNOVBHWkVwU2RNSzlaYkg0U18yQmpBa2Y4dEJaQWFWUE5OUVRlTTh5VG9fU0w2Vzg9 | Z0FBQUFBQm5teE5Rc1FieTY5X2Z1VUNYYy1OM0Jfb2pEa3I2cWU5R0hfNVBUTjFCTWprUFo1UWNwVFVtcWZHNXl2MjhFUXg2WkU5SmxoZHJpMzc2MWxMemt5ZTlhYTZiWnRhcjY2UXBuZlF1aVdpRkxvNjNJSjdRbmpXZllldXJjRGpYWjNIVTljdkh5RDh3R1B4ZzFiNWswQzFLbndIS2JsaU0zbWxEOGx4Qlo5TmszQUFob1lmNnlOeTNvclNIbUwxRVNIOTZWOVJ3 |
If all goes well, we will likely retire in 2025 and so I am binging on what steps to take to prepare for that. Maybe worth noting is that we've had enough NW to retire for a couple years now but have been putting it off until our youngest graduates, which would be in the middle of the year.
One such preparation factor that I can't find any reference to is if there is a best _time_ of the year to pull the trigger. As in, does it make more sense at the end of the year or maybe half-way through or maybe at a certain income level?
This came up because I've seen references that the ACA marketplace can be far more competitive with the plan selection during the November Open Enrollment compared to any other time of the year. Given that, would it maybe make sense to wait until the end of the year to not have as many months of COBRA? Or not?
On the flip side, the ACA currently has the possibility of hefty subsidies depending on income. I am presuming "last years income"? If that's the case, then maybe it makes more sense to retire earlier in the year before the salary bumps the subsidies out of the picture entirely?
Maybe there are other examples?
Or maybe I'm just overthinking this and it literally doesn't matter at all? | r/financialindependence | post | r/financialindependence | 2025-01-05 | Z0FBQUFBQm5teE5QM0R3RXJPazlsWVpxX3pmaG1mWDdJeWJzXy03NGpiLWtqZk84aUt5bWxmVmppamlzSHZQWkwyYlg1NUJRREJlZGVzQzlRVk45ckFlS3dScXEwSmZWRlE9PQ== | Z0FBQUFBQm5teE5RS05pVUJkOUVSOUFJU213cEU5a3lBazNPM1ctdkZzdzlrV1lubjB1VURIbXBZSU9GSkNZcDUtOTc1NmNrWFprRDBLZ3RBVHhYdTlnMXJTN01qUzhIUGdYYVdRcTROYU5pWXMzOEl0VE1icHF6WFktS3o2ck94OWxiVUM2MkxzS0ZnM0tZUmRFVHNLOWtZcEE1RTBHSVN4RXQ1Y0NOMzFDR0IzSmdRTkxNMTZlbmVXTzVDOU42RFV5TnJSdVZ1WVNVeklscUJMWUNjdEp6U3hqdXl2cFlMZz09 |
**Throwaway account because I'm sharing specifics.**
I’m a 37F, single, no kids, and I feel like I made the worst financial decision of my life. Under pressure from family and my own lack of financial literacy, I poured my entire life savings into a 1-bedroom condo in Toronto in 2023, when the market was hot. Now, **I'm stuck with a $495k mortgage, 30 year amortization, interest rate 5.19%** and up for renewal in summer **2026**, and I'm terrified about how interest rates might change by then.
**The worst part?** I have no emergency fund. If I lost my job or had a major home repair, I'd be screwed. I can't help but panic about both short-term survival and long-term retirement planning, which feels like a dream right now. Family support is not an option.
I’d love some perspective:
1. **Will I be okay?** Or am I absolutely screwed in the short and long run?
2. **What steps can I take to claw my way out of this hole and actually save for retirement?** Any advice, no matter how small, would mean the world. I am not financially savvy and truly don't know where I stand.
**Overview**
Annual Gross Income: $90k
Biweekly net pay: $2402
**Debts:**
Student Loan (Interest-Free): $13k remaining (sometimes I qualify for repayment assistance which allows me to temporarily reduce my payments to $10/month for 3 months)
Personal Loan (Interest-Free): $11,400 remaining (I don't have a repayment schedule per se, but the expectation is it will be paid in full this year).
**Savings:**
RRSP: $45k
Crypto: $2300 (I bought in 2021, I don't buy crypto anymore).
Emergency fund: $3k (this will pay my tax bill which I anticipate will be $3500).
**Fixed Monthly Expenses:** $3759, including:
Mortgage payment: $2769
Maintenance Fee including internet: $460
Property tax: $163
Electricity: \~$95
Home Insurance: $61
Phone bill: $40
Student loan payments $146
Credit Card fees: $25
**Additional monthly expenses:**
Groceries/dining out: $450
Transportation: $50
Gym: $138 (need this for mental health, non negotiable)
Home supplies/personal care/health care: $35/month
Subscriptions: $7 for Netflix, $33 for ChatGPT, Google Storage: $8 | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-05 | Z0FBQUFBQm5teE5QdVc0Z1lCTHVXWkZ1R1o2bnBjWjNwRGV2OVY4TWZhNFJwdWRlTmZfWGdXdGFDRWY1dlh4eU5MQTlIMXBuMFp2Zm9NTjdzMDlOQ2tZR3Fsd3dWUlVIR2E3eWEwLWdqdUlZMXpWdXFuUVNJSm89 | Z0FBQUFBQm5teE5RQ3ZFYVZ2LXlKd1ZuTUNLRWdBVXczbUZ6TmIyWXpHOGtPUVFfd09VMEFlSUpMR2tOUTVMNHpGZk9tVWN3bFJ2QW5sNlJzVFEwZ19xVjJ5ZENMdVoxZDZabERwbU5jN3c3UVZBNXBkOWpGdWhwVnF2OWM3VEVqdm1LUWZPWm1oVTAzMXhzbjcxOWFKbEQ0Q1lrZVZpdXlkdmcwSzZLRFRJMHkydURoai1MRFhmbko4aEJpbzgwTmd4bzM4V1dFcld0Y0VOV1V0Z3JnUllfTy1FZk02UDNrZz09 |
I live in Canada, I've had LINK sitting in a wallet that my genius brain tried to save money on so I used BSC back then before Binance got banned and I've just never dealt with it.
I thought of a few options, swap it down to a BSC coin (or just BNB) which is accepted on Kucoin, sell it, buy LINK back and send back to wallet. This sucks for tax purposes
Bridge it but almost all bridge options I've tried so far, Metamask would give me a warning
Wait until the future makes a solution | r/chainlink | post | r/Chainlink | 2025-01-05 | Z0FBQUFBQm5teE5QcVA4cmJmY1ZsOC1kQjVKX0VnUERYcmlwcGdxc3V4TUVPX3RFUXVSTld4OGdPdmVkS2FPZXQ2bkFFLWZ2UnhuajZXUm9DMUwzU19zRTlsTXZWejI3Q2c9PQ== | Z0FBQUFBQm5teE5RT3ZKcTdOb3Q1ckl1SjRvY00xUW1MRzJzaW9qQWY0NnBQbkEta2tVbkZHNnpZNXZKRjFTUmVpaE9tYUFDdU1zbjBJOEhySFhEUHRNT09iVnFtUXE2ejNSMFFCTWNwclNfVjFyMkV4UFhwb2NWRHNmZHZSd2VCcnItSW5QX3NUYXdTaS1YMWJtdmgxZGY3V1EyS19SNUZZNERfUi1rajN1UzZnNm1PSVoyOWF6LXRfcHJodnQwU282ZzE4UTJhdW5SUWRXUDdrU2xSV3pDSDR5NF9Bby04QT09 |
I want to begin by noting the market is experiencing extreme euphoria so I am tracking momentum stocks from week to week using multiple scanners with in-depth research. Last week I looked at RVSN, HOLO and KULR. RVSN and HOLO exploded while KULR momentum died down.
This week I'm looking at $MBOT, $OPTT and $BBAI These selections are influenced by past instances of rapid growth and carry a high-risk, high-reward potential. The current trends I've seen is a switch from quantum stocks to holographic stocks and now to robotic stocks for this week.
1.$MBOT (Medical robotics)
MBOT is expected to perform extremely well with its LIBERTY™ System(an autonomous robotic device for medical procedures, offering greater precision, risk reduction and fully automated intervention. Might have started exploding with the pending news on FDA approval. The robotics market is extremely hot and momentum is jumping with MBOT having a low market cap of only $37 million it could be a very high risk high reward situation.
Volume surged to levels that MBOT hasn't seen in 5 YEARS. Its after-hour volume alone was higher then the average past 10 days combined so watch out for it this week. With robotics becoming the new hot thing this could go crazy similar to what HOLO did last week. MBOT is Currently at $2.62
2.$OPTT
OPTT has, over the years, evolved from a wave-energy-based company to more of a defense-oriented company, enjoying repeated awards of contracts with the Navy. It designs and develops a range of unmanned sea vehicles and buoys to cater for various maritime domain awareness applications such as surveillance, early threat detection, sea mine detection, 5G communication relay, environmental monitoring, offshore operations, drone charging, and many others.Its been getting a lot of volume over the week by fridays volume wasn't as high as I expect to view this with risk but I still think it has potential. OPTT is currently at $1.09 with a market cap of 162 million
3. BBAI
BigBear.ai is like a "mini Palantir" that has received tremendous interest of late for its state-of-the-art operational artificial intelligence solutions. It harnesses big data analytics and machine learning in predictive simulations, with the addition of strategic decision-making. Some of the disruptive technologies in defense, health, and finance were developed here. The investors love the solid business model, just like Palantir's strategy in using information to find the resolution of different puzzles. $BBAI is currently $4.53 with a market cap of 1.1 Billion and is in my opinion is a medium risk medium reward type of scenario.
What are your thoughts on momentum stocks to check out for this week? | r/pennystocks | post | r/pennystocks | 2025-01-05 | Z0FBQUFBQm5teE5QMl92WFhuUzhQZ0Z6SEpyWHR4amhBNnNpQWh6RFlwUEV4TnU3TTEyaGp2cUdmQkEwSi1wTUhWU0k4OVh1cWhCWDF3eTVmQWRraU9uTDVwTWROQVFhSGc9PQ== | Z0FBQUFBQm5teE5RbDU0REs3bEdtRVZ0d3JMME9wYUhEemo4VndXZXo1LWlfVkhJcmFzSElrRWVuRmZEMEdLWFFyV3hmc1N4NnI5Q2QtclcwY29GRGdxcTlxSXJTR3N1emxxRXc5TFZVOVNZSVRvSXpUV1lqeG5XNVJTbnQ0UGRYQUMwZ050TW4wZ3VKeVlDcVR1T1UxQVk5NTJoTEJScU5QTDRxV3RNaVhKdXktLVhtSkhKNER5RnJDZ0FfWU90N0hPZ3M1Y3hqQUJLTHpKendxTGRmOGNqNHJhY29naDNIdz09 |
I had a few posts joking around earlier but want to provide some serious and important information to anyone considering XRP and what to expect. No, my comments below are not jokes.. just a head up.
1. XRP is tantamount to a scam and here is exactly why you should be weary:
* From a trading perspective chart looks good.. 7 year consolidation so those that made money.. way to be patient and genuinely bravo, I myself was a holder.
* XRP has 100 validators and only 25 are active 7 of them are actually Ripple - in terms of validators... don't even get me started. If you know about validators you know its not a great situation here lol.
* In terms of token distribution... estimates show Ripples ownership is around 48 billion XRP (nearly 50% ish), which represents a large percentage of the circulating supply... Of the circulating supply..other entities like early founders also own a substantial amount of XRP. Of the remaining not in circulation, you guessed it owned by Ripple. This means that if the Ripple team/XRP team/or original founders want to rug pull (hmmm that hasn't been happening? lol) they can at any moment... and vice versa..
* When I see that Ripple owns (or any similar) owns 50% + of the supply as well as the supply reserve to boot.. be weary.. it seems pretty shady.
* Technology - in 7 years of existence they have no smart contracts.. Sure you might say the banks and institutions and so on and so forth.. neither here nor there.. speculation at best.
* This doesnt mean it won't go higher from here but looking at everything.. just consider all angles and don't fall for someone saying its going to hit $100 the day Trump takes office. $5 may be possible.. and in my opinion that could be followed swiftly by a rug pull.
* Conclusion: of the crypto to consider... XRP has no smart contracts, poor token distribution, majority owned by Ripple and founders, rug pull could happen at any moment if they want, most of the movement of late is based on pure speculation and the bitcoin cycle (i.e. just bitcoin whales rotating around..XRP had its day and I'm genuinely pumped if you were there for it).
* Unfortunately many of you won't see this because I'm sure it will get removed for being honest. If you do read it, make sure you do your diligence.. don't just believe this post... but for goodness sakes.. please don't listen to the youtube armies and absurd posts about unrealistic price targets.. they are fun and exciting and meaningless. Truth is in the pudding. Hope I'm wrong and genuinely don't mean anything negative towards the token or those supporting it, I've held it, enjoyed the run, and now it's just getting a little out of hand with all the "HITTING 60K by THIS YEAR" nonsense.. its very misleading.
Stay strong XRP/Ripple Fam - I genuinely genuinely hope XRP has a great future and rockets to $100. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-05 | Z0FBQUFBQm5teE5QblZnZ0ZVaFVkLWJCaWxweWJoanJQWHlZOUlNVGNIdHFhNUxuN2FNRWNlWkNhR29VSkNZYThuZlFZcGUycXVXMThtZFUtd0l3aGZtVjRoYXE4eEd6clF3SUFvbHN3N2p1eTkzOGJZMHJSSFE9 | Z0FBQUFBQm5teE5RRGFQYnpybW5IdTlzOERBWnRVT1lydG02VGdYT2lfOUFaZzdTRXFvVjhLYWtXRm81bVVVMy1KNEJMdGFvSlhfcEFrbG5lNmZqYlhhSkF0N01DSnV6dm56U3Y4V2tZVlI5VGZIZEpybFlocTZ3UDVtUG1rVjZrSzhNOU9DUUthcUYza0pVNWpTWEZvbHRXT1g1T2FMVzJWWDZLRGpVTlhSckdrTU5LUGNNOHMzNnZET0FuMF9KNFl2QXRieWxEYzVjc3FZMGxIZF9HWDZDWmtaeDFjLXg2UT09 |
Im wondering about this since Trump's inauguration date is getting closer. If there will be an approval we could see a massive jump in price. | r/solana | post | r/solana | 2025-01-05 | Z0FBQUFBQm5teE5QUjg2MnM2WDRQMDdZTkkxVk11OUJqMW9jVXoxUm5FdWJfQi11aUNJRGVWSFQtREhHS01WOXI0LWxrTmlUeDNsRFpjS0VYVnJoQkRoTkFySXN0Zk9XWWc9PQ== | Z0FBQUFBQm5teE5RNDdTQ1BKUkUxU3Fkdko3VG1MbnlZT05lVV9ybl9CLVNlc0dMRThkalNUUGh0UVRrdGFWMDU3ZEhaWmZySHpka1FBZExVTVQybXBraXRsblJyZ2dKTWlEZlNsQWY1Q2thZEhYYl9IQWJrWVdFSkVIeTFiaTJGdXM4cUx1SzE5Q3B1SnZORFpqeHFHOHdFanB6UUh2b2hEa0tXTlZYWTFLUlF6bTZ5eEMyZUlqUGpweXlkZndfSjBJbS1xZThGTERf |
I was just curious, I don’t see any staking for link | r/chainlink | post | r/Chainlink | 2025-01-05 | Z0FBQUFBQm5teE5QRWVoMnZxT2VqdWNKM3g4eldiQVlCMXNuazFfSVhqU3RsTS1IUE9ZUDV4ejA0VlJfRzExT3MyWkJIZGlMRXQ0Q29iVUdNUFk4OVVxekhsUWllWXpQeS15X0ZneGZrenlOOWR3dWI0S1dDTVU9 | Z0FBQUFBQm5teE5Rbm1uNFJNV19zOWE3RnlER1FhNHAyT2Q2X3A2c2xmOXdNVFIzWU5qUkxpaDdCUFN5RndLTE5ZZ2dXdEVtMF9zZWV0ZkdiVy1LSTdjaU9xb0VJaEZWdEVlbnZ1VXlYVGZ2YllpYmU5NTFDaXVpd0Z6dnFZQlFRWTBsZEo5NmJZa1d2RThock5YbzNxTnR0MkZPcV9NcXE0N3B1amdIeUhmenYyXzB0eU04T1l6dU5TVTI5YVBXQ1RrakdsV2s3RGZ4 |
I am 37, single, and live in a HCOL area. I make $100,000 a year at my job, and have a business on the side buying and selling collectible/vintage items.
Earlier in my adult life, when I earned substantially less, I was a strong saver. But over the years I strayed from that. Starting my business was costly, and - due to COVID and the way it changed the markets I was in - had some setbacks. I went through a few years that were colored by alcohol abuse. I have had some challenges with depression and anxiety. I had a broken engagement about 9 years ago that left me kind of adrift for a while, and overall I was not sticking to good habits.
Anyway, long story short, I feel very behind now financially. I have around $40k saved across a ROTH, 403(b) and a brokerage account and I do not own my home. In addition, I owe one of my parents about $16,000, which they have been generous to lend without interest, but which I would like to pay back sooner rather than later.
I am hoping to make 2025 count and make up for some lost time. I haven’t had a drink in almost 2 years, I just set my 403b contributions to max this year, I’ve reduced my bare essentials budget (rent, utilities, groceries, insurance, gas) to about $2,600 a month. One thing I have going for me is a very under market rent of $1,500 including heat and hot water and a parking spot. The rest of my paycheck will be deposited into savings and/or used to pay my debt back.
My side business can be feast to famine, but I have reason to believe I may see one or two windfalls of $5k-$10k from that in the coming year (selling collectible items can be unpredictable but occasionally lucrative). If not, it will at least break even - it’s something I enjoy engaging with, if nothing else.
To fund my hobbies, I do driving for Grubhub while listening to podcasts/sports. I can reliably generate about $200-300 a week before taxes doing this. Sometimes more. It’s not a lot, but it’s something.
I am posting this all on a new account as a starting point to hold myself accountable. I know I am behind on saving for retirement and a down payment for a place, but I’m hoping I will still be able to turn it around.
I hope to be able to post updates in the future with good progress. | r/fire | post | r/Fire | 2025-01-05 | Z0FBQUFBQm5teE5QckNuUmlXb1plZmh4NVZUVE1fdG14UTNfQTRFMzBGQVB4VjMwNm85TC1uQWRMeU9Wc3NxenZQRmFIdnc4RUx6YktzOVdoelFnSUx1bDNib3h0d2V4a2c9PQ== | Z0FBQUFBQm5teE5RTFJkMGJlTlB6UVBObnlvUVZQaUpRTERsdDg0MTNqN3dicmNSTjdLWmVabzZiR2RFby1rN21oTjFQWHpub3NaYTFwSkdhWkJpdDJQdXRVR3BSbnE0cTBTeUplMnd1Tlp4OGRyUktzZTVobTVlTXgxR1IyYUNQZWN6czNvQTB0Vjkyak03S215QVhZMGFmb05SYkVCOFo5aTB6eF9qQ0F3VEhEY1Q2NVdXb09WQUdmMTltTnZESDI2ZVdDclVBQnpK |
Packer & Co.
https://www.packerco.com/media/newsletters/PackerCo_December2024.pdf
Briefly discusses CNOOC, China Mobile, China Unicom, Tencent, Alibaba, and Baidu. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-05 | Z0FBQUFBQm5teE5QUU5TdG1SbFlFVHJjWTdLdjdqOVAtbGNmN0dIUFM5cGw5YTEzbHlsWlhuVE9XZnlzT1lYN3F1Q1YwY1ZNRGdhdlZhWUZnR2hjdHlGWXhJeVpkUHpONlpiZGZkdGVlM3dkbVMtV0hRVDEzb2c9 | Z0FBQUFBQm5teE5RdDhmLWtfbGEtdXdBZkNaR2VjbHEwN0YzSVNWZXhWdnlCNzltVkxfMk4weU1xeW93UUR4SmRvZjNaSjN3NERpWFh5WkNHOFN0MS15RFdkSUtpRXNLNzJGSGh6UGJvRkpMZG1YaUtGTUNrcHdKV0lGNmpmTmdjOXdvM1NTQXdkU20xNGtienlnQlBGVVNxR0xQQVRmekhiN3RwTHF1WndQTnFXM21KZXBLWVNlb29lMW84a3JQT1h0NnNSZldpaGJZ |
I will hit 60 this new year. I retired from a long career with immediate pension and took a job at a Non-Profit after I was offered a position as a manager. The position pays very well and has amazing benefits in addition to being uber flexible (WFH) and 6-7 weeks of PTO. In addition the job is only 10 minutes from my house. The problem is the position is no-where near as exciting or meaningful as my career was and I don't really have a ton to do that's fulfilling. I was thinking of retiring when I hit 62 only because I think the position will bore me to point of wanting to just get out. I'm not limited to doing things I like, going on vacations, or spending time with my young kids or wife so a few friends have said why leave then? I guess because I don't want to fall victim to over earning syndrome and just keep working because the money is great and I think I need more. Farther from the truth, we are secure for retirement. Anyone else have golden handcuffs to cloud the choice? | r/retirement | post | r/retirement | 2025-01-05 | Z0FBQUFBQm5teE5QM2t6NDFIb0tQSFZRd09XYVlJZU1PYjhXNGM5V3Nyd3RFdmZKNklBNW5Hc1ZJLWpXWU44cEtaa3UtblYyTjQ5QjRiR3JrTUNfWEV4UFNkclRRYUt1T2c9PQ== | Z0FBQUFBQm5teE5RaW9yNHZfRlNUUm5GOFp3MHVQMU1KWFRHMzllcUZPckQ1cUVJS0hfRXN3OVdzekh6VTZTSDQ3VXphbVl0YTNIa1owdHk3VGdCLS1UMWlyZ0txNUJsUnI2Ml82M0FYTlJDUU92R2FnbnVySkprc0tmcnE1MGpGS0d3ZTZ3OGM5S0l6bFVPcFVMdVVXSUFSSWhkbE1tNTdqYU9KclMwSXotRjlpYWNnSlRwaHlOaEZ0R3I2dndnbDlqcTJKU1lhdTZC |
N/A | r/financialindependence | post | r/financialindependence | 2025-01-05 | Z0FBQUFBQm5teE5QYk5Dck8tdEhJSGl3TFlsaGZYa25JeGxsQzZMcmprVFlrdTY5bVpiajQ0Qkh5UmFBallPVW9wXzlYazA2UzRWY2hYN3JubWlYRTFjQUp1LS1KeF8zNUE9PQ== | Z0FBQUFBQm5teE5RWVJ4VFJBWkhpMkJzUmJmcXFCaGE4OFdqMkFQaFAtMHE5SDhLSUVnUVVfLXh4UHNncHVEc3FETG16QTZnaFFSWWRTTWU2aGdfX3RRRXVxY01IVjlYU3pkZEI3YUhLcnozR2JGZVV1WlNGcVE2SG5wMWJnazVKTi14OVhEbE5HRjl1QUgxbW1VRWI1M0U0OThaQ3B3REV6NjhLc0NPbG1GZ2tNS09MMVJLblNxX3k5clRCZ3E3M0VzVmdTeE9sbmR0QUZELTB3ZnVjelJVdEMtMS1Qb0VYUkpLRjBRQzM4TVJiZTRTMTlmS3JtND0= |
BIO Protocol, a pioneering project in the surging Decentralized Science (**DeSci**) movement, has recently been listed on **BingX** Spot. This groundbreaking platform utilizes blockchain technology to revolutionize biomedical research funding.
By empowering researchers with easier access to capital, BIO Protocol aims to accelerate breakthroughs in this critical field.
**#BIO** was born to support cutting-edge biomedical research. The **DeSci** movement has gained significant momentum, particularly following **Vitalik Buterin**'s endorsement at the recent DevCon event.
BIO Protocol offers two key features:
* **BioDAO:** A decentralized community where researchers can submit proposals for funding. Users stake BIO tokens to earn veBIO, which grants voting power on projects. Successful projects will launch token sales on the platform, with early voters enjoying priority access and rewards.
* **Launchpad:** A platform enabling biomedical projects to independently launch token sales. A competitive auction mechanism ensures fair distribution based on project demand.
**BIO Protocol's vision:** To empower researchers and unlock the full potential of biomedical innovation. With the support of the crypto ecosystem, the future of biomedical technology is poised for unprecedented advancements.
**DeSci is on the verge of an explosion. Position yourself strategically to capitalize on this transformative wave.**
[https://coinmarketcap.com/currencies/bio/](https://coinmarketcap.com/currencies/bio/) | r/altcoin | post | r/altcoin | 2025-01-05 | Z0FBQUFBQm5teE5QZTdLLVB4bjFrMFZ4TEd6NXRiQUQtNEY3a25hRmVrNVRJUndvME1CcWFFX3JKS0t1dmxPV3lFSnpDMURsbEQtSUsybDhFMUdTUjBlakVRLTRKSW85dmp5Q3dGWDJKSk5maVdIQnBJZURGeVU9 | Z0FBQUFBQm5teE5RTFVxNjZ1WVVGSVFvZ3VSMFpNMUJxdkVTOGNhaWRxeER2OHNfOGdfTzV5UzNPOUNrb3Bmd1h2YWFHVUU3WEY2LWl5MHpHZHVibXdxcURrdXlwWS1BZ0lDLWZBUjJDcnlGWDhnT1B0MVlJY2pFUWM0MVBnR1hpb3c2bHpPelFYR0pOeVRRSUZSSlRYbU50MmNmM3R6ZjZCY0dVd0thQXpwRmt1MlkyRjFLTEs4dlVGR2NXeVdpMHRUNzVobVBjeGFIQUpRUzZoWlRPWVdIWllBT0JOVm5hQT09 |
This didn't age well😂😂 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-05 | Z0FBQUFBQm5teE5QQkxVMDZSeEE3bFhVNG9wMVZOT2lseW1aRlI5X3dBbEtWOWpDcTExQ280eFdNREMwMXdnREdTY1g2R3VpR3RBMUg0UVF2X3pXRy1Fcm9NTTV5N2pnejFCa2FVdnBnZjYxbTdIQVJVM25SbTQ9 | Z0FBQUFBQm5teE5RbFRkdTFLTFVOalNHOEhyTTBRX21hY01FUXEtcG5WWk96RE85T2MtYWJZc29BRU5DMmx1eVpIcXJLVzlOM1VOUlZrV1d0eWdRV01CZUxwTHhjdWZJR1ZSMEc2NGF0eE4wT25zUy1OODJ1RFFsS1pld09nUkVZZ0toZzZrMG5LYk52R3B0OHhkRlBRM3AtVU5IclJLLUttWk56MElDa2xFQzRwOVVEUkZWV29hb1gwd0w2SzJNamtWa2hEeVF4OFJ2Sjh3OU1SV0tJeFN5b1h2OVdSVVU2dz09 |
Hey all. I have developed the free whale activity tracker, It's more frequent, and is actually free, rather than the whale alerts account that has millions of followers. (They don't have BCH support on their X for free, it's $30/month)
Anything over 1,000 BCH will trigger a Tweet from our account. Would anyone like to see a website that can alert you directly? Please let me know. This is free and completely ran on by donations from the support of people. And we are doing a giveaway for our launch! :D
[https://x.com/krypt\_drop](https://x.com/krypt_drop) (or just search Krypt\_Drop, make sure a \_ inbetween!)
Website out soon.
And ofc running a python bot, API rate limits, etc.. cost a bit of money, ANY donation amount is appreciated, even 0.0001 BCH.! (We will post our donators if requested on our donor wall for our website)
BCH Donation Address: qzkn7xndkydqx52crux2gy2wy03trh3d7qa6lthav7
(Once 0.25 BCH is raised we will launch the website, for web hosting / sql costs.)
EDIT:
0.015/0.25 bch raised (thank you to our 2 donors) | r/bitcoincash | post | r/Bitcoincash | 2025-01-05 | Z0FBQUFBQm5teE5QNmVUNFhGWXRmMTd1VWNlUWhOWWJxOUlkYmx0OXdseGZubjBuV0NMSnRTQU5BclZSeU56MWlMdV9QdktFRzNGbkQ5R2FCTFc1NThYS3lCbDhMdUtZWlE9PQ== | Z0FBQUFBQm5teE5Rbi0tb0pDRkNKR29XYnBGX2FLY3NVS19KRDRQRXEwdWRyeUtaVVltanZmVldYa2s1YW9qWnREVG9nSzk1NlpURzVScHRSakNpZDI1d1lDTGFrV3VqZ08zd2oyalRTQ1lRRF9XQ1JTOVR5el9xb0RpdVhBb1NKR0NtMmdSOHFDQTE1RVl4TERaRWp4OUxQNk01TUlhSVRBVTdPaHJ4NXFDdHFCb2x6dEdKbjZLVXVpWldacVlldmhxQXYyZlZsdF92Q1lDNWJDYktrRU1KRWRPVWpRb1RtQT09 |
As we see technology is revolutionizing and every week we have something new, Willow chip from Google, Quantum Computers, AI, and of course new blockchains, cheaper and faster, and there are also alot of scam tokens and rugpulls especially related with Sol tokens, so where do you see Sol?
| r/solana | post | r/solana | 2025-01-05 | Z0FBQUFBQm5teE5QT21Mc2VlTU9TTW00WDFOaTFOTDRBTlNOdnVqQnVIeUZ1NkE2cTFXOVFUNUM1V2dFYkE4MTYxZWowcFFLdm9MMEpPWkVER2NCZW1fb0hCckMyejRmNHc9PQ== | Z0FBQUFBQm5teE5RMm14SFllLXNRYlNyOFNDNWRxMWh5R09pMGhraTdOMHhaSDZxcmhpV1EwNDRkQ0FicG4wSlJzQlZJTXowZ29yNDVCaTBERm0yWlNRd2p3MDRtX0h2YzByaVRKRzgzOHVjSko0UmNobTlqdHpiMFR6TFR0X001OUYzRTRXdnhOUklBT0pUVFc3VzNmLW1PZFZESW1VM1hxNUdoc2xhQXJ4RFIwcU1ZU0tCQTRWY3VsMU43aGhWa2ppMlpIcF94dWNC |
Tl:Dr; the greeks are like the instrument cluster on a car. They display vital information about the behavior of options that when looked at individually and holistically, allow us to build trades with the precise profile we want.
The greeks are non negotiable for options traders. They sound scarier than they are, in reality they’re quite simple in concept. First order greeks tell us how the premium of an option will change with respect to other factors (Delta, Vega, Theta, Rho, Epsilon). Second order greeks tell us how first order greeks will change (Gamma, Charm, Vanna, Vomma, Color, Dual delta, etc). Third order greeks measure second order with respect to other factors (Speed, Zomma, Ultima, DCharm, etc).
Fortunately for most, delta, gamma, theta, vega provide the majority of what we need. This is not to say the others are useless, I use most of the greeks either from an individual trade level, strategy level, or portfolio level - but the absolute bulk of analysis is with those above.
To use the greeks effectively, we need to understand what each are and what they tell us. There is exactly zero edge in knowing the greeks. However, you will absolutely struggle as an options trader without understanding them.
When analyzing with them, we should look first at each individually in the context of what we’re trying to build, then holistically.
For example, if I want to use a long option to gain leveraged directional exposure, I have a few choices to make - what DTE, Strike, etc.
I first will start by analyzing the expected holding duration of the trade, this becomes my minimum DTE. I want to monitor my theta is two manners: gross and percentage. I want to know how much theta is coming out of the option as a gross dollar amount per day - the direct cost to me. I also want to know as a percentage of the remaining premium, because this then requires the option to have larger and larger movements to get back to just break even, before getting into profit. I also know the longer out I go the more total extrinsic value I’m laying out, however theta helps me understand how much of it is actually decaying away.
Next I need to determine what delta I want. Higher delta will move better dollar for dollar with the underlying. However, it will cost more and compound less. It will have lower theta decay. It will have lower gamma. So if I want to maintain a longer term holding, which we know longer DTE desensitizes gamma, maybe I pursue the higher delta so if I get the move I want the position appreciates more.
Conversely, if I want to play a stronger shorter term move of something, maybe I go with a lower delta which will be cheaper and I can buy more (building units) - which reduces my theta decay even though I’m closer in time where theta accelerates, but not too low of a delta to ensure I have enough gamma so the option can rapidly compound.
This is the really cool part about options but it requires you as the trader to clearly articulate to yourself what you’re trying to build, so you can then use the tools at our disposal to create what you want.
I just wrapped my 18th year of trading options, take the time to learn the greeks. They seem tough at first but they become second nature. Without them, you are literally trading blind.
Have fun out there and make some money. | r/options | post | r/options | 2025-01-05 | Z0FBQUFBQm5teE5QQmJSc29hZld4eVNKaXFnN2s4THR3RnJMR3paMWRpM0YxM1pZY3lxNTVQS2t3RnZOTWxmWmFEX1N4X21vcU5tckJYU1E1S0s5VExoTEhSYzgwcjYwemc9PQ== | Z0FBQUFBQm5teE5RNkMtQkRZUmFDcGlHdDg2OTZtOW9oSWFlRmlDQzYzTW1MRHZaSmg2djdWSUtyMU95OW9yQXZHTFJJaFVHajNJNTkzbjd5UGtqYkRwR2FpS0hRNXZnRHlmSXdtYVFKOTdkeGllU2FBWldZQlVsdk1RdGJTMV9QTmlYV1dnZnZaSFVxMkZ3d1lFNmZ2Rjl4RVZHWTRFNm1YeVJuUW1DcjNyUmpoX1hiUjRudm1SZUQxUTlSa1JHeHNrem9oT08wSHZq |
Anyone who wants to understand how their currency and life are affected by the government, banking institutions, and big corporations—and how they profit from our work—should take notice. Society is failing. Cash is being devalued under the guise of inflation. The central bank is moving toward implementing CBDCs (Central Bank Digital Currencies) to monitor and control every purchase made by everyone.
Bitcoin (as many already know) was created to return financial freedom to the people, even as governments work to take it away..
This movie is full of great, easy-to-understand information about all of this and much more. It’s definitely worth a watch for anyone who wants to learn more. | r/btc | post | r/btc | 2025-01-05 | Z0FBQUFBQm5teE5QWXhjbkh1Y0NETjlIT2VZN3htU1pySXQ0Ykp2dldNaGU4eHZQSGM0YklKTTVBX2d5cW53aWFRdmZtb00xX2dvbkRHRDJrQlVWSW9LNFVDakh0MmRoNWc9PQ== | Z0FBQUFBQm5teE5RVVYwWXdmdndVU2kzZXp3cDN0dFBHNzVtUXpGRFRFdVQwTmpMVVBKNDRJUFRkQ2lTMUM5VU5pTllzbGV5QmY4a2wwWEV5TVFGWVJZbXEwWUFZb2NxNWtKVlQ3RUFNUHdCcnk4Yy1ySXpYTUhVWUZ1d0ctVnhIbmM0dEdQdTR1ODB1eXkyR1FEU3dBbGk5aEN3RjhNMWpkU29FRDFZWnIxTEoxOGExanMxM2ZlOEw1aFotajJtT05lNjQ3VkdWVk04 |
If our real spend is our private key times the generator point hidden amongst public keys drawn from the blockchain and then the key image is our real private key times the second key image generator point, what is preventing us from combining a small unspent transaction in the ring and broadcasting it to doublespend a previously spent larger transaction:
spent transaction: xG txo to which xH key image recorded on blockchain
Include yG;xG in ring and broadcast yH as new key image to which we know the private key y as it is another txo belonging to us
Attempt to doublespend xG. | r/monero | post | r/Monero | 2025-01-05 | Z0FBQUFBQm5teE5Qa1RKaFZ2MW1lcTlYdGpNZGE5SVc2Z0FsTm5ndmtFekFldHdTUTlWV2EyU2Vpa1pNZUgtMjdHWUowZ0tRREJpZXZHczNkM29aZi1zNjNIYVpiYlpOemc9PQ== | Z0FBQUFBQm5teE5Rbno1SDRURXRFVlg0WDhnbkkyT2c4T25haDMyM0xkeGI1NEdhaWlVY1F2TGVHQ1J4dlctVUtLRTh4TTgyUF9uLUIzSlhzejllZDI2OXozMmdpcGs4V2FVYUxrVzlGRUpWQWxhc0FwWnJLdjN2RkdPeW5FOHFJcjdmZGluM2tqejJaYXQzYm9ZM3dVeDVHQ2ZyX3dlcmV1aVNJaG1fdDFXMjZ1ZDF1T3VCTzhLRWUybHdmaDVqMElwSFBObXFGOVdM |
Its so lame when people come in here and do AMA and dont have a drop of evidence they are even who they say they are. How is this even allowed in this subreddit. famous people do AMA or people who have accomplished things and can prove it not some egotistical dude who wants his ego stroked. "Hey bro AMA I'm a profitable day trader with 3 years of profitability, and no don't ask for any proof I could care less about that shit... doing this so you poor peasants can benefit off me" | r/daytrading | post | r/Daytrading | 2025-01-05 | Z0FBQUFBQm5teE5QTXZ1SS1lT2x4X2NqcVc2VEhXN2ZnZzFrZ1AzUnRKTkhGcUtQLUtRRHdxLXFkVm12T3JMZ3I5LTNYSExhZWltdHAxV0Qwd0REN0k2OFZfRWF3dkVvYWc9PQ== | Z0FBQUFBQm5teE5RRlZ0ekkwWFFvVmttNU5kV2RvblB6ZzBPT2EyVkFPZUozVE1ZaUlZUlZyUk1QSjUwNFF2M3JCakl6bHBoVjk1SjBSeUIydmJUc0UzWkZETWw1VWdBZDZzcHp2QWY0ZUNnNG1hMERTM2x2Sk5UX09wX2tDNjVJZFpiTUJxT081ZkR2VHB3Ry1ib0wzcFZqczBYcFdSVGtGR18xQWFLOUFnYWM5b1kzZ01WaDBNc3RJQmxJY0lILTNGVmVESXMtYktEYzVmSE0yRTJ4Rjkwa3dYLVlkaExRdz09 |
Unfornuately on Friday me and my sister lost my dad , we have never had to deal with responsibility before of having to bury a parent, my main reason for posting is to find out the next steps, my dad was just rebuilding his life after suffering with demons involving alcohol for a very long time, he was recieving universal credit and I wanted to know if anyone had been in a similar scenario and if DWP assist with any such funeral costs , me and my sister do work full time however we havent got such savings to sort this out , we have found some life insurance polices but we haven't got around to ringing them as of yet , just my heads a mess and I don't have a clue where to start financial wise, if anyone has any words of wisdom or advice on such matters , thank you in advance.
UPDATE
Thanks to everyone's advice, we found some life insurance policies and pensions which we've been able to claim but won't be paid until feb at some point so we just had to pay with what we had which have of course left us in a not so good position but in February we will be sorted . | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-05 | Z0FBQUFBQm5teE5QZ0hBUElYelJFR0xoSEEydVZuQXEzX1NNZF9RNGZ3UzBtbm1kRmw0Vm5RNS1GMjRlTElMR1F0cklhWTB5NklOczBkd3RkWTVYUW9YLXM5c0RvaUNkR2c9PQ== | Z0FBQUFBQm5teE5ReFM1YlZjaF80ekc4dTN4dzR1cDdtMUMtNXpSZnhKT2hSYmp3OERlcG1aeEVyVEtxN2NVRWZtalYzM3Z2bm02dnRRMTNwMEU5aUt5dEZYZm5PQVpkeGJyMGVLRGR2dzB0VGlrVzcxQk13UUVrYnI2MjA3bmNKY0lJTlAwQ2hWdWVOdDAzNzdsdW9YZlN6bHBzaHp5eW5yTXM3ZzhRdFRkODNnSzJJQVVfSnBTUnFjMldDNFZRWlFGbUIzYVEzYkhPVVlfN0F1N21QZGY2cUJXSnRDQmxxZz09 |
Recently getting into crypto and have a few questions.
Let's say I buy $100 worth of monero. Over the course of the year, I end up with $250 of monero. I then cash it out (send from wallet to kraken account for example).
Doesn't kraken generate a report for the IRS? Would this be a capital gain? Not quite sure how this all works. Apologies in advance. Doing a lot of reading!
Thanks! | r/monero | post | r/Monero | 2025-01-05 | Z0FBQUFBQm5teE5QdThjd2pJSkQ0aHlyUWVPak15TFVmVWd2LWNKaFBDbEU5Si11ZkNacWptZ2E3dnhDMTBmZW8xaEJBMnpiS1l4Ujd2OC1WWEE2T3BCeWs0Nmo5S25BYUE9PQ== | Z0FBQUFBQm5teE5RSGx0U21OTWJ5ME1hUXh6enZZMFJ1X0lCa2ZkUzJyd1puU05hUW4zSHV6eFpESTRXYXZUczYwb1h1VkJZNWRwVGF6MmZnczNWQlA2aUFsYVd3ekI4Zi1BbHduUkxlN28xZXNSVmpRUFBxTDhNdmR6eUtWMThkSHVURTVKdGRKd1RVNWRqVS1oQzR0Z2ViRnVWdG5hcHBodzg5eW5jX0RORUpHbWEtRm5Za2FzPQ== |
You can now mine Monero at autoexchange mining pool [Zergpool.com](https://Zergpool.com) /r/zergpool at 0.5% fee.
Please use following configuration examples for different mining options
**Option** 1 Auto coin switch mining by profitability within algorithm with autoexchange to specified coin wallet(BTC in example below)
` -a rx/0 -o stratum+tcp://randomx.mine.zergpool.com:4453 -u <YOURBTCWALLET> -p c=BTC `
**Option 2** Direct coin mining with payout to coin wallet
` -a rx/0 -o stratum+tcp://randomx.mine.zergpool.com:4453 -u <YOURXMRWALLET> -p c=XMR,mc=XMR`
**Option 3** Direct coin mining with autoexchange to specified coin wallet(BTC in example below)
` -a rx/0 -o stratum+tcp://randomx.mine.zergpool.com:4453 -u <YOURBTCWALLET> -p c=BTC,mc=XMR`
Please note **mc** stands for mining coin symbol, **c** stand for payout coin symbol
**SOLO and PARTY mining**
Set m=solo, or m=party.YourPartyPassword to your password field to use this feature. No extra fees.
Autoexchange to BTC, LTC, DASH, DOGE, ETH, BCH, USDT or any other currency we mine
Happy mining, cheers pinpin | r/monero | post | r/Monero | 2025-01-05 | Z0FBQUFBQm5teE5QNkpIdVZUeU5OdzZOV3k2ZWJPRW5HVUN5Y0hJWE10Ymcya3ExZkc5N3lMVGZPeE1UeWg4SmgtTzBsQjB2QkZjZVRza1JzQkpRZ2pTRDVUQTRZZHVOLVE9PQ== | Z0FBQUFBQm5teE5RWS0xQXpyZkt6OUV6RGYwUGhVVHNEU3RvQk5iczRjem1rVVdqazJIWUlvdGRGbFdxQkxUeUNwMXdjOG9wekU5RmpyYWZNdUVUZ1hYR0s1R01iUm8zTGhMM0Zra19hc0kxRXFzQl9sbGxkMFBnU0hSNnc0TXMxSlVjXzJDUHJmYzEtQlVxbWd0WlhBM3RJQU1EQjdoTmtOTHVGeUNvOUF1UnBJYTdBNmc2S1VRPQ== |
Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!
Have a look at the [FAQ](https://www.reddit.com/r/financialindependence/wiki/faq) for this subreddit before posting to see if your question is frequently asked.
Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. | r/financialindependence | post | r/financialindependence | 2025-01-05 | Z0FBQUFBQm5teE5QV2dfVXdGenM5NnU3SUpESHlNTnQyM0tNRUtWQzJ6d05kOVhqSl9QanpEV3p3Yy10RktUSzVHM3R0TVBMdzY4dUtRaHJGT3NHTXpkNXZUSjU0ZlNXekE9PQ== | Z0FBQUFBQm5teE5RaENoVGtVQkliQ0tDcTgxSXdtcVBhTU1JeTU4eWppajRxclYxdzd3dU5EcGtXaWh1YlJWcDNxSTVfSUl3YnI1WDY1eHp5UENiLW9QNlc3bEZZa09aR2pTb1Q3TWtabzltb3hZNDdWM2RrRVJLMUpKMkpRdXhaYW1sR0R2UEJhQ1cxOUdQSUU2RGNvS2tZbkJBaGh4NWU5Q1RjRm1XM25OU2d4Rm82YzNac1ZlVWpEaDZHdE1uWjBYVDNZdnBaUnl6ekNOSzBxcFltZ3ZBaWw4RnhybDNvSlZ0THVNVXEzTmV1a2o2OGhRNUhWVT0= |
Please stay on topic: this post is only for comments discussing the uncertainties, shortcomings, and concerns some may have about Monero.
**NOT the positive aspects of it.**
Discussion can relate to the technology itself or economics.
Talk about community and price is not wanted, but some discussion about it maybe allowed if it relates well.
Be as respectful and nice as possible. This discussion has potential to be more emotionally charged as it may bring up issues that are extremely upsetting: many people are not only financially but emotionally invested in the ideas and tools around Monero.
It's better to keep it calm then to stir the pot, so don't talk down to people, insult them for spelling/grammar, personal insults, etc. This should only be calm rational discussion about the technical and economic aspects of Monero.
"Do unto others 20% better than you'd expect them to do unto you to correct subjective error." - Linus Pauling
**How it works:**
Post your concerns about Monero in reply to this main post.
If you can address these concerns, or add further details to them - reply to that comment. This will make it easily sortable
Upvote the comments that are the most valid criticisms of it that have few or no real honest solutions/answers to them.
The comment that mentions the biggest problems of Monero should have the most karma.
As a community, as developers, we need to know about them. Even if they make us feel bad, we got to upvote them.
https://youtu.be/vKA4w2O61Xo
To learn more about the idea behind Monero Skepticism Sunday, check out the first post about it:
https://np.reddit.com/r/Monero/comments/75w7wt/can_we_make_skepticism_sunday_a_part_of_the/ | r/monero | post | r/Monero | 2025-01-05 | Z0FBQUFBQm5teE5QQjM3djBrTnJSajJ3ZHA0aFItRURORU9kQVhET2I5OUV5YndoaF9RRTJHUWdjSXc2UmR5RUYtMmtSZDdkUEFoY2xMejZlTWhkcVZULXFCU1ZvbHZtZnc9PQ== | Z0FBQUFBQm5teE5RdDNBV0NYQ3dOOUVNUXBpUmdQX3VidzdzNVRDeEdEOFRHNEh4eDgwcS1lLXFndFBrX01SSlBWOERyUmRWRDBvRC16V3RtN0JONG1scE11SmRPeGx4VXQ2UFpaMFpOdlJsQ2gzVFdFWG1VWl9Zdnpnbi1aOGZuSERicUVuZzVqSDZpc2pWUF9BX2w1ME5wb3BLWGNXVm1VRlJCdGFaaUFzaVVGeGlOdlFLbHhxbmxHTl9tRlJZMktDUjRwdE1sekZL |
I never asked for an increase on my credit limit because I never needed that much. Then I checked my credit report and they said 40% utilisation is too high and may hurt my chance to get a mortgage in the future.
I login to the bank app and ask for a double credit limit. I don’t ask for more as I can’t be bothered if they come asking for more questions. Instant approval, now my utilisation figure must be looking great despite my spending habits didn’t change at all. | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-05 | Z0FBQUFBQm5teE5QOUFfNk05N3Q4X3FQQW52bTdzMTlpU0FtTlp1RWVyY1hadlV1RGFvLTdrZ2JPQ0NsNjBMQU92NWozM3NLTDBfRl9WcTFpR0psNzNUMFB1UWZSYTVMd2c9PQ== | Z0FBQUFBQm5teE5RZFFNaUdXd1ZYUjI3LWlPWkpxSlBzV2pTMEM0RmNvVWpJUFRzUFNLN3NJYUhub0JXbkV4OWRLWDJyM2t5N1RCdldaVEFtNEthMFphaEhoUGV5WmlvdlI1RUtROWd2YUZ2VDFwLUxpQnF6NzJDTWU1T1gzU05NbDFMNlVMMWIzY013bGVFTE5BNzdyZGtEcDhwSFFUWmFSQ01HM2VmRGpfQ0VhMk1Fa0pJWWp5WWVYREZfSEptamlNQ2NrVGZpVGh1VmNLNkEtbDk0OExTYWlsRjFNUl9BZz09 |
Update: I am truly thankful to everyone who took the time to read my story, share advice, and offer kind words. I deeply appreciate your understanding and lack of judgment. My lack of experience, naive nature, and a dream led me to this point.
When you ignore life’s alarms, it will only make them louder until you wake up. I am awake now. But I will sleep well tonight! Thank you all!
I’m not asking for help I just want to share my story.
I’m a hardworking mother of two, juggling work, studies, and life, doing everything I can to make it all work. Like many, I came to crypto with a dream- a dream of making good money to give my kids the childhood I never had.
But instead, I lost it all. I got rugged multiple times, poured countless sleepless nights into communities, and chased the promise of a better life. Looking back, I realize that chasing that dream cost me the very life I was trying to build for my kids. If I could go back, I’d put everything I had into paying off my loan and living a simple, carefree life.
Now, I’m back to where I started - living paycheck to paycheck and facing the reality of paying off that loan for the next ten years. Memecoins didn’t just take my money, they took time - time I can never get back with my family. All I can do now is hug my kids and leave this nightmare behind.
I did my own research, but it came at a heavy price.
To everyone still in the space, I wish you luck and mooning coins, but please, be careful. | r/solana | post | r/solana | 2025-01-05 | Z0FBQUFBQm5teE5QTzQ5bnZJRU1vRXM1YVpxbVlQQ0J3eDVQUVBQeVNsVnFqbXNXYlp2aVBkUHFLVC1IRGRxdzU0ZlFDcklsUF9CMExwSGFjRmFEcTNnLU85LUY3Q0RJQ2c9PQ== | Z0FBQUFBQm5teE5RMk1mQ2hONzlkZmNDX0pUcTJEem43Y3JIeUdfSldVMjZIclFoV1VQbm00STRIcV9jVlJoVTk2NFdwMmpfUG9iMkpVMVkwM1o5cllzLXFja3hMZTJmQ2dRRU4taHlJSnVfYkxKYjN6ZE1yR3YyRnV3NDdGbXV2Z0kyNUFCeVVBVEV1REFuYUFWazVVWHNCQzZhenNmRGtfY3Q0V2ZjSUZGS1VQa1MzVm9qTkZzPQ== |
I do DCA on Bitcoin, buying on KuCoin for around $1,000 per month. I use my debit card for purchases, and the fees are about $17 for $1,000, which is roughly 2%. I find that reasonable. There are also transaction fees for converting USDT to BTC.
The main issue is the withdrawal fees, as I send my BTC to a cold wallet every month, and these fees amount to $45 per transaction. With the card purchase fees, this totals approximately 7%. If I make a “test” transaction before sending the full amount, the fees increase to $100 in total. How can I reduce these fees? | r/btc | post | r/btc | 2025-01-05 | Z0FBQUFBQm5teE5QYXpRWGd5US1KR3Fwci1MYkxqZnJMVUo4NlR3azFEQkZKaDJKd0ZEaE1tZmFhcFEtUTYzUWV1VHotUDdlZWJOeWh6NXVuZGRscm1KbTZVcVI2aC1rWnc9PQ== | Z0FBQUFBQm5teE5Ra3haSlptZlU0c1h2OEF3ZWtkQUNzeEd5Q2RaYWd6QW1xT1pwUklmUVhJS29XUWU4eUF4S3NYMVdPN0JKam1KS05MakRseGVDWGlRaXVOQjYzclA2VTRNZUlad0tVSFVTTVBMYmJveWdEenhReC1HNmRMQzZfQzF2OTJySG55UENWTk1XN2NrM3JxLTJzc0kwdjNlWmN3PT0= |
Try wallstreet pepe which is still in presale | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-05 | Z0FBQUFBQm5teE5QMTB6TUJDWEFLZm8tWVNXZjJISEJJZkNDWDhDOTdtNmszQXFNZFB2M0djZ0JINHhlNEVFMmgtMHphdlQxS2lHSFFNSVFaWEpTWTZ0TzRFUThhd2M1cWc9PQ== | Z0FBQUFBQm5teE5RVnFHT3V4ZndvTnJfTS1Ydm5MQmNrVkx6STBoc2tuRVFCLUd0WmduSGNldWVzWjNiSl94Q0FoaVhwUC1PQUxtRmJCemtQb01MV0dFT2w4TzhjMFRNRmNBbVl3blBaUUYzQk9MY2k4ZU81ZGVxcGJPMlBhMHBfMVF3NV9HNkR4LTdLRU5tcTMwX3V3VDhLQUZ6NGlUeV83TmdyTElKWHpZSnFNT2VrcXBmQWxPaF9BbnNIOFNtNEt6ZG1kWWc2SW83 |
VIPERA, BNKR | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-05 | Z0FBQUFBQm5teE5QNW9OTlNwWU1aN1hfOEZjaHhTRVA0ckVhbG5qdGhkTXRnMkFUVHZESUplSWI5UUhrOG1ZbEtOcFFJQm1yTnNLRmpuUExWNVVxd290cEZzUXVxVndhdnc9PQ== | Z0FBQUFBQm5teE5RZzhEYng2elFtdUwxekxiTEZNejhVam9WYno5M0VXVHhxSGJlSlc1M3NRTmM5REZfeXZYQ0lqOGJkdGhjMlZUWTE3dXo3ZWI2UGJvcGpYTl9NekZaNUlEcnRadHFta0NNam96aDRpUFZWLUlNRmlzS3Z3SjU2S3Y1Wmc5ZGxmYVp5S0RjSVlodHQ0aTJiU2ozQ0g2RXI3V3BKemxwMVhmM2I4WVhrel8wOWt5MXRYVUZucDVPcHRKWDBhUnB3UXZIZXNXM0NFWDZXd3ZPSVdXcVZOWHNCZz09 |
I started this account beginning of the year to do a 20k->1 million challenge*
This has been a MASSIVE year for me.
First off, I’m new to Reddit I had no idea about this community but I’m interested to in getting involved. Some background: I’m a long time poker player and I found trading contained similar principles-allowed me to adapt quickly and I’ve been trading for the past 10 years.*
I just wanted to share my account and my strategy of what got me 268% ytd.
What attributed most to my gains was share appreciation, not premiums. My largest holdings are $HOOD and $TSLL, and I also traded $NVDL, $HIMS, $MARA, and recently a little bit of $MSTX.
Heres a break down of capital appreciation ONLY:
+$20,925 HOOD
+$12,942 TSLL
+$8,681 BITX
This account saw as high as 90k at a +300% return but came back down.
I recognize this is an incredible bull market and don’t expect returns like this every year, but I just took what the market gave me 🤷♂️
I wheel into stocks attempting to amass shares, then I sell covered calls, where if I’m breached I roll and roll and roll. For my strategy it’s important to see the long term vision. The vision is to make your account worth more. All I’m doing is picking a stock that’ll be higher in 10 years, and managing the math as it goes up and down in the mean time.
Obviously with this crazy run up, my covered calls got destroyed…so I rolled and rolled and rolled. Starting in March it looks like I’ll start getting my shares back. If we have a less than crazy market. I should be able to bring in ~1000 a week on covered calls.
Just thought I share the performance! Let me know your thoughts. | r/options | post | r/options | 2025-01-05 | Z0FBQUFBQm5teE5QLUV4NFJXRnBZUVNFWmJrQ2NIZkxuNUFrRTVGYUh6MWhwTkpDMU9pa2U2X1lUNFAxQTAxaEVUWVJwVjAyR3dTZW9LWVIxalhsZzNNbnZIRzl3YU5RbWc9PQ== | Z0FBQUFBQm5teE5RU2ZQUUR4d21BdExLUzlkS3hxYVQxRUtsZWxZeGdJSXZpaXhMcnlCZjlFeDdReUFySThRbm9WSE9SZWRoVDJHb3RMZC1hMUpOTEs5VXA0YzFEMHI4YXQ2cGZzRE40YWk3YWFHQnNTdUxVSDhpT0x0MmhrZDdiX0dKU005NF8zRmgwblNFY005MGF0cVdMQVhOcEg4UXFKc05ZSlQ2MmhPVjBDdkZ0TDJMaENzPQ== |
Hello Reddit!
I'm excited to share with you all an innovative approach to blockchain security and privacy that I’ve been working on. The core idea of this algorithm is to enhance both transaction confidentiality and user anonymity without compromising the integrity of the blockchain itself. This is achieved primarily through the use of pseudonyms for each transaction, and I'd love to explain how it works!
Key Features:
1. Pseudonyms for Sender and Receiver:
Every transaction on the blockchain involves a pseudo-generated public address for both the sender and the receiver. These pseudonyms are essentially temporary identities tied to a private key that can only be used for that specific transaction. By doing so, the blockchain ensures that there is no direct link between the user’s real-world identity and their on-chain activities, enhancing privacy.
2. Transaction Fragmentation:
Transactions are fragmented into smaller parts that are independently validated, meaning that even if parts of the transaction are intercepted, it becomes nearly impossible to reconstruct the full transaction. This ensures extra layers of security and privacy.
3. Dual Validation by Two Groups of Miners:
To further enhance security, two separate groups of miners validate different aspects of each transaction. This reduces the risk of malicious actions and ensures that the integrity of the transaction is always maintained.
4. Cryptographic Protections:
I’ve incorporated zero-knowledge proofs (ZKPs), ring signatures, and other advanced cryptographic techniques to guarantee that transaction details remain private while still allowing for secure verification on the blockchain.
Why Pseudonyms?
The use of pseudonyms in this system allows for complete privacy—even when transactions are verified, there is no way to trace back the transaction to any real-world identity unless the user explicitly reveals it. This is a key feature for anyone concerned with maintaining their privacy in a blockchain environment.
Additionally, it provides a layer of security against tracking and surveillance by making it incredibly difficult to correlate transactions between different pseudonyms, even if they are used by the same person.
What’s Next?
I’m hoping to take this concept further and eventually bring it to the real world. The system is designed to be scalable, meaning it can grow alongside the adoption of blockchain technology while maintaining privacy and security for all users.
If you’re into blockchain tech, privacy, or cryptography, I’d love to hear your thoughts and any feedback you might have!
This blockchain algorithm uses pseudonyms for both sender and receiver, transaction fragmentation, and dual miner validation to ensure maximum privacy and security while maintaining a transparent and secure blockchain ledger. | r/cryptotechnology | post | r/CryptoTechnology | 2025-01-05 | Z0FBQUFBQm5teE5QRG1vbGJuakVZY2dESlJNYzkzQTV0d3A5VVNNMnhmYVNtNVRBN2diMndFekE5YkdxY3Q2VlJOcDFpZ1JqVTBUNXRzS05IeWxodnFFamNRbXJyaVB1SWc9PQ== | Z0FBQUFBQm5teE5RYUZvU3JYTXdmdE03OHpXZmJKMEhkR0M0Vng2bHpGRExOTC1fUTlfTVpXUTVhUWwtVEFyNEVOcE15clFYS1pmY3RtMWFnVzkzUE9SaDFkd1ZJRXhIMDRpRmI1aG1DSXczN2d5RC0yS1JRYXJZQUxCanhUekJtYXM5Rmk5cmxPUmFWZERGVlZIa1B4VEJGdUx3NzJQbXJudGlSRjExSkJkeXp1VHZxMkFFSjIzVlJZTnZKWjVzcnowUkZIaGVndE1v |
Had a moment to test Moria.money and cauldron dex in conjunction with cashonize wallet (recommended by users in different post in this sub) and electron cash, which I use a lot.
I must admit having working stable coin, which is **transparent** and fair is superb.
Cauldron dex looks rough. It is cartoonish. Almost, dare to say childish and unprofessional. But it works well. Can't fault it.
Cashonize wallet also looks basic. But again, it works well. Can't fault either.
Electron cash is nearly flawless, but it is apparent that cash tokens are a new addition to the wallet. It shows. But again, can't say anything bad about this, in my opinion, best BitcoinCash wallet. I hope electron will get wallet connect functionality soon.
It is possible soon I will be able to use BCHBull and keep savings in musd instead of shady Tether. All kept in my wallet (cashonize or electron). That would be great and hopefully could protect BitcoinCash in the event of potential tether collapse.
Anyway, the purpose of this post is to express my excitement and hope for the future of BitcoinCash.
Fingers crossed for Moria and MUSD. May their test be fruitful. My money is on it. | r/bitcoincash | post | r/Bitcoincash | 2025-01-05 | Z0FBQUFBQm5teE5Qbzhtb2VPc3M2NjlYa3BDUlpJQWFLMWREclQ5eTFSSTNTVkcwQjh6R2RPajhjQVZKbmRFZmJ2WjBoRk1BWHV6X2pqSmd3YllTQzQtTjZEYjR5TEhoZVE9PQ== | Z0FBQUFBQm5teE5RMFVPZFdEeG0zR05jcjAzU3BJc0wxLWM5OVJ0aTJoTmVvWk53QzJ1dTBpeXM0bHk0TFREMjBYUVFlVkFyTkItSzVycXc3X0lfYWsteUI5U1FBWXBmSmllWExaYUQtc1k3OTNEdHlRR25jakVFVTZaU3hVQndSXzByWlN1RW9McnlaYVYzeEwxVE5OR1JOaEtUQTlVZFFvcDFVUHpqNEt2VmkwZ1VYU0ZaRGxWaURVYkIwSHFVNlQ5dG9nQmZlQUlKc3duQ1VOSGxmcDVKb2ZKNHR1WmYxQT09 |
Hi, beginner here,
I currently have 635 euros worth of BTC in my kraken pro account and was wondering if I should withdraw to my wallet or should I wait until I have 1000 euros worth of BTC?
I've already setup a blue wallet since from what I know is a good starting point for a software bitcoin only wallet.
In case I should withdraw, is there anything I need to be aware of? I've never done it before so I don't know exactly how to do it, or if I should be cautious of something.
Any help or guidance is much appreciated. | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-05 | Z0FBQUFBQm5teE5QTWU0ekM3R0hIcWNMUEh0akY5Z3hkOEhGdDFEaXRuQUgwS3dWU0o2cWl0TjVPUHdFSGw3QlVoZFN5RkMzOXhldE5rdkhuMnVNdHItLWl3bzVSRkhDRWc9PQ== | Z0FBQUFBQm5teE5RbUQ0U1hJRjZFQWItanM2dGRmNXlONXRyTG9HN3p5ZnNSUVNrcFhqSUdPbE1QOEVYREZKc3ZJaXpMQnE4YXFXWldDeGpkSlJvVEUtM1BXZDl4d3phbHRFOVVyZ2lfRnVwY2FZX2dIZENpblRSQmJBNWVKR1VkSmxMbjU0T3lOX1JoS0wzQXRIRmxpak1uZkpJZEdwc1hwMXI1Q09KYUprRU5CWjBDVVJsdThPTFZXakRBYy1lMnAyUVlvVi1xT3FibFF1dU1NUUNSVF9rVmI0eW9hbUxkUT09 |
Hey all,
My post on my method for small cap stocks was well received, and one of my posts on valueinvesting on $BIOA was picked up and featured on Yahoo Finance.
I gathered some bits and pieces from archived posts and comments with DFV's method of adding stocks to his watch list, but it is not clear to me if this method is for buying or adding to his watchlist. Nonetheless, it offers a glimpse into his thought process for his bottom up approach which is similar but different to mine. Here are the comparisons and contrasts of his method to mine with respect to many investing factors.
I hope users will find this helpful in getting educated in small cap value investing.
|Selection Factor|DFV a.k.a. Roaring Kitty|value1024|Quantifiable|
|:-|:-|:-|:-|
|Stock universe|A list of small caps from hedge fund portfolios DVF follows, e.g. Burry, Einhorn|All US listed equities, no OTC or pink sheets|Yes|
|Institutional ownership|5% or more activist hedge fund ownership|N/A|Yes|
|Firm size|200M to 5B market cap|1M to 1B market cap|Yes|
|Insider trading|Looks for insiders purchasing in the recent 6 months|Looks for recent significant insider purchasing|Hard|
|Free Cash Flow|Positive is important|Low Price/FCF Share for Deep Value|Yes|
|Liability Structure|Bond ratings, coverage ratio|Low or Zero Debt/Equity|Yes|
|DCF Modeling|Not using a precise model|Not using a precise model|Hard|
|P/E Ratio|Not important|Depends on the stock/industry|Yes|
|Gross margins|Looks for growth|It depends on the product/cycle and tech|Yes|
|Short interest|Not important|Important|Yes|
|Sentiment Catalyst|Stabilizing cash flows, activism, macroeconomics|Lack of interest on social medial, no spam, insider purchases, favorable technical analysis|Hard|
|Technical analysis|Uses for timing an entry, no focus|Very important for both entry and exit|Hard|
|Growth or Value|Value|Blend, but zero revenue is OK if outlook is good|Hard|
|Expected returns|50-100% per year|Never discuss personal price targets, but plenty of public trading history as examples|Yes|
|Investing horizon|3-24 months|1 day to a year, depending on speed of price-value convergence|Hard|
|Portfolio Structure|Fully invested with small % in each stock|Dedicated part of portfolio 10% max, never more than 1% in a single trade|Yes|
|Model Investor|Graham & Dodd|Claude Shannon|N/A|
As you can see, there are good similarities but also differences in our approaches. He his goal more of a "cigar butt" investor trying to squeeze the last value out of something he gets for nearly free, and I am more of a second guesser of money flow from other wealthier investors and I make small trades ahead of large runups.
Hope this was a good and thought provoking Sunday reading for the community, and I hope that this will make you better traders and investors. As always my only suggestion is to trade small, take profits, cut losses short, read and learn as much as possible and your luck will follow.
For reference, [here is my original post on my method](https://www.reddit.com/r/pennystocks/comments/1hp3mxm/buy_them_when_they_aint_my_method_for_buying/).
Cheers! | r/pennystocks | post | r/pennystocks | 2025-01-05 | Z0FBQUFBQm5teE5QNldNc0NJUEhZOVU0dzJod3Fjd1JjUWlRS0VVS3RNbXAtZjVabXUtTkRJUE92TU5scDVlQ2xsZEdBMmpXN3Zhc1VCclVnNHlWX3BRTjRTMVd4UWQxb3c9PQ== | Z0FBQUFBQm5teE5RZTRmcUo1UkNndDhoeEFvUkxhZ3Z3VllSaTRYZnl0UDR6Z3ZPbkprcVhJOUIxYlQzU09oLVV4RWd4Nkg1MmJ5UlgwdTJUZ0haVDNnZ1J1WlA3dmNSajdvcUV6ZE1KaVNlQmhPSS1KMlhRTVVUeGFqWmY4QTc3QlRIQTlmbUF1OGJHU3I3N21RZE9XcWVKLVpUeHNzN1VCalB4MTRFb2pMOVFhUjV3dk1LT3drYlZWeU1EY0VGYzdvR01pSmpKWF94WTR6TWp2U3hFVzNzdUd4UlpucVVnQT09 |
It's like he's disappeared.
I recently read Roger Ver's book, and it's a matter of time before everything starts rolling. | r/bitcoincash | post | r/Bitcoincash | 2025-01-05 | Z0FBQUFBQm5teE5QRjBOMnk2c0JKMGdxckZvWlVobUxHT2ZGV2hpM1djSjQtQlNyZnZtUkg2TnhQWWVwVzVCWnhRTlJMaHpuZDAyUnFnQ3lfZDNITFRncWpxbU5SaU5wNkE9PQ== | Z0FBQUFBQm5teE5ROVdDRGJ3bFdHYlV5OFNEdlRsd3lDemxvVTNvdENqVFRjRlg4UHZhd1drYnZEUnByaTI4WVUxQUcyZkk2dlRfY1hDa1VSQkxuSi1zcHlPbGZkYjJQMkh3YkFCYnRLb2Z2WjFQUEctNnA4dUNUTjZTZG1UR0FZUXhXbk1xbnpaa3p1YWotQXltZG9fT2lKamNXdmU0YmNKamZSNF9JeUphOEx4dVI5dHJTQ3dvPQ== |
HAHAHAHAHA | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-05 | Z0FBQUFBQm5teE5QRXdfU1hkZjN5MV9xUTNvOHZxOXJ2VHJxbW5sTzFXM2xjMXlVUS1ET2l3SzlNV1BQcUdBRHVDVDRyN3lpbG1zNTIzaHB6RjdVWFF2Qy1CTmxpVWdFMHc9PQ== | Z0FBQUFBQm5teE5ROEJ4b3ZJbHNrY0xPMk5UdzZ1a0J3ZGthNjNWVDNUc0N5V0xZWnZicHJEa1RsT28tODVaVlE1UDlkNF9sT0hVUWdxZ2hXdEhKN3lnUTZhcmI1alZ2ekpTWkktOUpEUWZWbUN0bkdRZXk4bDBLdlotZEl3MWhSdm53dzZ1Q1Jlcm5pRVMtbmFIQ1FrZ196MC15emI2TFBicjAtVEVHVlhzdTdLdXhBNlZnRUdoZ0N5bXdhQ1NEbEp0WTYzMTVnZHZwTXRSQkZEczhJeXJrZHoxQkJzeEdZUT09 |
$RGTI updated picture of my RGTI position as people keep calling BS on it… well guess what. It’s true and I love haters. Peep the time stamp and I will gladly show you other plays 🥂💪🏼🔥 Tune out the noise and stay the course. Know what you own. All these are free now! 🤓 $IONQ $QSI $QBTS $CHAT DIAMOND HANDS 💎🤲🏼 | r/pennystocks | post | r/pennystocks | 2025-01-05 | Z0FBQUFBQm5teE5QblZBNHg5OTNhQjNydmlvNGxpdl9mUWlZa0N5VXZzS3NJTmlqQXRFQ2Vwb0hzVDctOUNXOGZRX0JmdmZhN3UybHpsYjhXeGJKMF9GdFVRczVpRUNvM0E9PQ== | Z0FBQUFBQm5teE5RQndtQ21oTUIzWVZDckVhbVpCc3Z5dlJlVFJZc2pZQW16T0Z3bEh2LUJiUVY4VHlKN1lrMWFLNFdSdk4xSlRQUFZEMDdfMGkwbDJnMEFibl8wTUdIS1VueGQ4NkRsU2JvbHBnb3NuVWhKTloyVFVFa0dBM3lyNS1xWlZMNkN5ZnAyRHdXX1k3NXJ2TnROeU93bHVnNE5BcHl3SUc5UVlrNURCRXdpRl9TOUJjPQ== |
I also bought btc at $3500, $20K, $5K, $68K, $16K, $45K, $70K, $58K and so on. Keep buying regularly every week/month and see the magic of DCA. | r/bitcoin | post | r/Bitcoin | 2025-01-05 | Z0FBQUFBQm5teE5QbExWeXE4RWV0eDhpTUI0NERrekxvV09FWXlDa0E2bURyZ3VXY1dlbndoQnFGd0Y2UHJrRTBsV1hzTXZYV1lFVzlIMEFsYjVrWE0wXzJMaVZ1ZlFjZWc9PQ== | Z0FBQUFBQm5teE5Rc3ZuYl9zcW9iY3FpQzRzVHdfeUVCMHVSMUhfUTZDLUhKMl9DaXN1MWVKdTZuRFgyR2JEbGdwVTEwYzVjdnJ4WG9lYlpuTW9vV0Zlbks5Z19FU2ppWXQ0Um9kUklQdU5uVXh6c2pURjBYSjNoXzBpcXJwRTY5VlpfUFNhd25vaElXd2NBM1FSd3BwaHEzWTBJSmFWb0JaWkJ2UjF0T1hGRnNhcGpoWTdGYmF3PQ== |
Many people doesn't know that is possible to use an alias as BCH address. In this article I dive into it, enjoy! | r/bitcoincash | post | r/Bitcoincash | 2025-01-05 | Z0FBQUFBQm5teE5QNlI2MTdVWmFmWlJpaEpBOWI1d25PaWhfOEpLUktBVTd1U0wzOEY2MkRydGVRcEtJeFlEOGV2Q01STUxXbURFRkdacTNzQVQtMEdRWlVERGpWdVRseVE9PQ== | Z0FBQUFBQm5teE5RX1NITi1wV3VoWTU4OWpXV2NCVkFWM3ZwLU5HSEg0RDRMQXJFc1BqNE1oLV9SZGFhc2RhTFhidVZJeUt6MzE0ZUtkRnpsRkIwbTFtU0JXQ1I2NmxnaHdqWjI0YnM0ZEM2N00xOFlBRnZfUkljQ0JCb3BCYWlIVWlvdlFhdE5jdXZRNnJJcUhuN2ZUZG9Ja21idjg0bGp3cGZ6NEQyc0Ytd3Y4YXlITG9SQzJaY2ZzaFRPRlo4QU5ieXc1WkZiekVQRUwwaWZSQkF2LVkxV0l5cFl1dmp5Zz09 |
Many folks simply buying WTAo and swapping out at the Tao swap site and storing in TAO wallet and staking on Bittensor site? I have ledger too but not sure I need to transfer to talisman then to ledger if already on the wallet? I haven’t bought Tao but thinking this is the route. | r/bittensor_ | post | r/bittensor_ | 2025-01-05 | Z0FBQUFBQm5teE5QSlJORl9TaVBPRV9uOG9NZU1iVmtvMkw0alkyeHJ6M2gzVEduU2tZNjJHYjhBLURKYVBualhIc0FEOU1hcHFiclRHRUpyWjd6VkttTzcxc20wQ3RhaFhCRF9VSFAwaFlvOHRhbWNnZWZBVkU9 | Z0FBQUFBQm5teE5RVTNucjhPNm9ocHhfTFJXLTFsdHdmZ19NTy1WNzFGZ2hmWnVsM0xuZGpMc3ROMWNsNy1vQ1JnVHFCVWc3WUVRN245UHhqRW9udi1SNmxpaUwwMnA5cWx1VkhUcTc0RWdpNVNlRnA0ZEsxR0VsX0RjWGNzbUVpU2E5RHMzYnpSOXJjUFVVQTB1Z0NUdUphcERCZHliSldUVElTN3ZSUjdjSFhBZ2lhRlZKQlU0PQ== |
Hi
I’ve got a handful of strategies I trade on the daily timeframe. Currently I’m running my code in the last 10 minutes of RTH and then going to my broker and executing whatever it says. I would like to remove this chore from my life. What platforms/apis do you all recommend?
Edit: I know how to write code. I don’t want to hire anyone. I’m not sharing my strategy. | r/algotrading | post | r/algotrading | 2025-01-05 | Z0FBQUFBQm5teE5QWDZIR0VpbjBkVVlMeDhQXzJPN1MxeGpyaGlxWmpWbTZ4bWZZS0RvNEZIWHlhUmdIdnhKMFo2YWstcWs1YlJjRzl3bFFTa2luX1BsT3ZVUFBRTHVsaVE9PQ== | Z0FBQUFBQm5teE5RZm9UeXhvYzFCVzFPZkdNYnFWcmtDei11QkJaQU9YZGZvSlBRVmo5Qjl1MG9kSEl6YlZjbEpFRDZWQWpJWVRyR0E2N3dLbkF2V0FGckZ1ZkVlZ0xlNlhOUDdtaDJjMndtZGJZc2p3bXQ3dk1hdDJ2Yk1hdVh0TzBtWnZ0YmsyTmpPa0R3QUV6SkVNdm5VYi1BWU83OXk5NGdtNko5YURwUndfV3RnRVM2dXF1Mm5pZ3FaSzN3bXpzVUo4dGh2aTNi |
Over all this bot is profitable (tested on 6+ years of data). around \~0.5 sharpe depending on the year.
its a very simple strategy that essentially just looks at time and price. Would you run this live?
https://preview.redd.it/6g8wq8iyf7be1.png?width=1627&format=png&auto=webp&s=4012ae3e41341299e394d92a60efc24fdf76516a
https://preview.redd.it/283mfq69p8be1.png?width=1628&format=png&auto=webp&s=097f676590590b2a760e363bae2ba2fe3a52fffd
https://preview.redd.it/2wqplp69p8be1.png?width=1630&format=png&auto=webp&s=7a3e2dfa99b3ce1350284278c4c8b36cf21161f1
| r/algotrading | post | r/algotrading | 2025-01-05 | Z0FBQUFBQm5teE5QMXJBYjIxeFZTMjdKV0xWeUF0T2p1dmNPOU56SWZRZGx3ek1tcm1EWDh1anI3M1hHYy1MY1JQZ09MUG4tdENlako1S1Nxdmc2Z0hMUmZ0V2JMUEVjNmhnT2E1RzBLcEVyVUZTc3pyMzdsdHM9 | Z0FBQUFBQm5teE5RSmZrQzlObFN6Qjc5S3VHVWFlNVJDc19oa3d6b1JRb253ZzRaNUJVUkZPYzItWjdiT19KdVZCU0oyV19KYU1jV1hPeTNOOGFhcGZtSzVMdTdkMUdEcVphX3VqWDUzelZmRGZ0R0EtVjlCMzRPc09TbmNjVWpNS2JuTWR0OGlhUlpuRTFXTHNnMlpaa1M4LVJja0I1M3c3NURJc1BGQnM5WTdsV1lWcTBZeUV0bEhNZFozU3JNSEVqcXlUOWJQRW9h |
I found the valuation argument quite compelling but do not know any triggers for multiple contraction in this high liquidity scenario | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-05 | Z0FBQUFBQm5teE5QQkxqdi1LU1ZRYWdsb0lUMExIa0ZKaWYtenN0aHJPOXZLeDdINHNtd21Cbi14WVMxQVJhdWRrTlQ5OUk5S3Vtelo0c3ZWbTdlNWh1cWh5OEhQbTdoSXd6TWN5RWN0WURkZ2dJT3k0eERZY1U9 | Z0FBQUFBQm5teE5RRWYzc0pLYVl1SjFUcGpVR1ZDLTdsV05fd2V1RkFGYkROUXlIT1htUmVkalhsbjBhdFhtSm9WSWdZek5BX0xQZFFEM1NxdmRZak14NWY0YWZhTzRDNXJ5LVhfWWwxTTNtOXZHUDNiYnFIbHI1QlBMUVNTSFVHbWgzN1hSY2VxQ2NLWDVLSFZpTU9YNG9GamRhTGxzMnctRmpaQjZINTJ3NlJfZTNBRE1uNlhVMVZxeGo4anU1dUJnMnB4VnVWT2phS0tReTc4NWpieV9FRDE1QkU1VGhpVzg4Q28wNHcwUWtJRWpRWF9qbUc3az0= |
While the government releases it's annual inflation numbers according to the Consumer Price Index, it's important to note that a lot of data that goes into calculating this may not even apply to you, which can mean the inflation you experience based on your needs may be way higher than you expect.
StatsCan CPI data for November:
[https://www150.statcan.gc.ca/n1/daily-quotidien/241217/t001a-eng.htm](https://www150.statcan.gc.ca/n1/daily-quotidien/241217/t001a-eng.htm)
I'll give you an example, "Recreation, education and reading" contributes -0.9% adjustment to the overall inflation numbers, if this year you never spent a dime on education, it doesn't affect you. Similarly if you spend a large amount of your expenses on "Food and Energy", they are up 2.8% and 4.9% respectively.
So all I'm saying is that everyone's personal inflation is different and it may be multiple times higher than the weighted average that is presented by the government. So don't be fooled by headline numbers when considering estimating your expenses for 2025 or making investment decisions to beat inflation. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-05 | Z0FBQUFBQm5teE5QQ2o0c0thVGhLUE9HNGlqUTJ0MXZzVmZRamhRUVo1T3BvbndJZ3Jtbnd2Rm8xem1OUnFfdW1LVU9XUVpOYkMzRW9FN3BNSU9sTG1iemR0RmU5emRjRlE9PQ== | Z0FBQUFBQm5teE5RUEtvSERBemdaVGV4THpJSlVBa1Z0Qm9NVTIzQTU5bTFDQlR3UGVPZjh1elhoamhndGlsOTItTjcyd3pwZVAtNmpZZHNpZEZoLWVKUGZNam5rWWppQW14SDBseUlyTW5aLUtLU190bV80clJVNmdnRF8yUnF2eFB5V3dhNmg1eUQxd19iTF9wYmdIaTFaSEhjR2hrLWRBenRmZkw5andDQlZlX05Jay1LWkdibk5VbWpNdk9tbzJxanBFNnFoc3cta2FGZHhzLW9ubC1iUUdyeFg2aTRmYVpTbGdvYnlvVm5zX0FvbDQ4NUJodz0= |
Should I be concerned? He just revealed that he has about $100,000 in credit card and personal debt in Hong Kong. He kept paying it for about two years, but due to our current financial situation (he lost his job), he no longer has the money to continue paying it. Additionally, he cannot apply for bankruptcy in Hong Kong because he no longer lives there.
I understand this is a page about Canada, so I’m not asking about the consequences in Hong Kong, but rather within the Canadian context. Will he or I get into trouble? I’ve done some research online and found that credit scores are not international, and the bank may not know he has immigrated. Even if they do find out, it seems there’s not much they can do. However, I’m concerned about whether the overseas bank could apply for a judgment in Canada and compel my husband to pay off the debt, or if there could be even more serious consequences. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-05 | Z0FBQUFBQm5teE5QeGFPZGlySG1XTXZWald0aE1DLUItTC15M05KeVZpaGlROGFGV1FwenZHUDdmY1pWMFRtQXdmV3VtLXMzRzVlRlVlaXBUZEg2bHl0N0F0Nm5tU0RHOUFvUXIzXzd2TkZ3VUdZSS10QzlEelk9 | Z0FBQUFBQm5teE5RWEtxYkNRbGhGTUs1UENGWkVkUTdNNk45aGhOcHZuUDBfUnB3anY1MEZGYjdid1M2am1pdUVHUDctVUZrb3NOM183anh5eHR1R2JodFNnNlZxbFVCQVppZHBxYUg1QWNrY1d0TzlPSDhWRmFLclVVUjlSekRhYW5PckdrU3NTQUlJNTN3SVhqZWZKbHdDdHZuMEVwa2QwYjVkNWhBVXJXNFI4MHdPYUo2WlBNQm9vampUdnl4U0NkeFBjMjJCNm1aWHYxUVBzNmtuelAydmVDa2hpcHg1WWdJU3oxTXp4VTRwWVB3TjFvcEU4UT0= |
I am new to Bitcoin and I have seen people buying either bitcoins or ETFs. Which one is better? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-05 | Z0FBQUFBQm5teE5QUTM2MEFqY1lRdnY5OUgyMDNwa1dRd0xpcllfemRRY0JBTjUxOVF1Z1BneC14SUtWdTB0eVFFNGhWZjRKSWhYOVpGS01aaVVOeklBdEdPNURaejJ0MWc9PQ== | Z0FBQUFBQm5teE5RWmREb1ZzbTFXb053WUVsaGZEcktGWHNNYTFnd1JISTVUVmM3WWlVTzl6NzIzYXNVSjlvVTJTbkxZeXI3UHAyT216ZjVlb3dtOGZ4bF9ZdEVqR0hXSmw3dk4ybGRkZ3EzOHZfN3REaGM2QmhVYzhRY3NoZUtWNFdsNVVQNDYzX3BuRlg3cHRKelJXWDMyVW50SXF5dTZJXzJFWGtEZ2FRSm52SFRZOWxoSFpBaG5pU3VFNWx0NndvODA5MDNKYTdn |
In 2024 I saved a total of 1,000$ + shopping with Krogers, we are mildly extreme couponers, I use Sam’s club to buy most fluids, bulk pasta, bulk condiments, pet food etc. , and my gf has an employee discount for 10% certain stuff. Today I did a shopping trip for meals and snacks to run us til the top of February. 25 dinners, 25 lunches, and various snacks/deserts totaled 337.29$ (168$ between me and my gf each)! Saved 79$ at Krogers and I could’ve saved 10$ at Sam’s with my Sam’s cash but I held it. There was a lot of meal cooking items left over from December (flour, oil, sugar, starches) so I think that contributed to such a tightly planned trip. I’m gonna be eating for 5.50$ a day for all three meals this month, and I can afford a Wendy’s lunch here or there! One day I won’t have to worry about money and food :) Favorite meals I got planed this month is Tortelini soup, Beef Gyros and Greek fries, and Shrimp/Crab sushi | r/frugal | post | r/Frugal | 2025-01-05 | Z0FBQUFBQm5teE5QMlNESGw3ZHFNanB4T3d6TU5nZy12SEhkaUdXRGZrQnVReE0yakJ6VkFDUmJpbmdITDhQbUdwRXRRTzdkLWh6eXJJVTBVNkpFajV0bTdsZ19iQTlURGc9PQ== | Z0FBQUFBQm5teE5RaGxDZlFsLVE3Z25FVzY1b2Q1V2Rfc2xaVElpTFdPVWlKa1RRQk1WdmQ0T2tneVBReFNwZmM0aXA1c3JoZ0NiX1E0QVVPTjkwRWJPX3pQSjB2VzB0OGxhSmFVU01aekNvYURmZ3lMNnR0VTAxMzhTVHNsSUlhYlAyTWRFcUQxbm9seFJvU3paUG1nSzViSUtpeTFhUk1sRkktZDU1Wk5XZ2IxZ3V3Um53SEM5dEJqLXNweE9iQWhpZER5d0NVd00xbmIxVDlGODJpX3pYaUNfS0k1UWRWQT09 |
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