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Lol okay man you are the one posting that the coin has been at price $17 when that hasn't happened in the last 3 months. We've seen your previous scammer posts. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QMEg5TXZXbjlKZk1XN0ZfOWdlMk1kMy02ZWxFVDk5aDBfUHFmbXFPRVQ2M053a0U4OGJHblpYaTVIUXVjRTFEWnk1Sjg4ektWUFN2d1VDNDZXR2hVc3c9PQ== | Z0FBQUFBQm5teE5RNVdXbnRDb0wyQ3o1SnVDSmlaekg3a3Q3U3RBSHhjMWluc19VRWgzcXRwbDMwR21ZU3RaTjdDVWtoNHlLbmg5Qk54VmhFd0htN2ZNazJPR2cwNHU2YUdRYlQ5M0ZnT19WX1B4b2VGQnlyNUM1MHJsbEhxUWJJOHp5bW0xN2hIemJxdzdtcEQ5NkppdDRBT0JDYmdkTWREUnZENU9DSmJZSU5meVVYQmN5QVlpT0VPQXdLY3p4S19SeXdRUW5raVZC |
Broad-based indexes include options on SPY, QQQ, IWM, and even TQQQ and other leveraged or inverse funds.
This means closing trades during 2024 will have 60/40 tax treatment in terms of long term vs. short term gains/losses.
This also means all such contracts that were held through the year end were marked-to-market at year end of 2024 for tax purposes. This will have tax consequences when you file your 2024 returns.
Reference posts with citations and discussion of validity in the comments of these posts:
https://www.reddit.com/r/etrade/comments/1an7ir0/morgan_stanley_cutover_1099b_treats_spyqqq_as/
https://www.reddit.com/r/options/comments/176xp92/nobody_expects_the_section_1256_inquisition/
| r/options | post | r/options | 2025-01-06 | Z0FBQUFBQm5teE5QQmw3MHd1Z0JDdEVvU1MzMXdBUTdVZTQ1NUMzN0xUSDVZVEVvSDF4S1Ezd01IdEZoMjRuYUJ4Z0JEVUhzZE9IYmowVno1TWZtRGdKXzRXbjhrUjBHeWc9PQ== | Z0FBQUFBQm5teE5RUEQ3SnRzbkpGdXhtS3c0LVJkaXNLc2hZNjYxX3Q4RjA5TlR6TkZqWWNQV1BnZTJIRjlvVHFOTE1UQkdOcDRNRjdEbTlXUGVMdk5JUjk5UWpET2RIVnV5SnJHX3ROZUdPM004UWVTVUFQcllUUVZRellhWS1KXzJ1V3RKc2Q4QTFkdEhXS1lKZnZoQURYWVdtZUhaWHBPQ29pMUQ3MTdESWgyX3dHX2xwc1c0aDFqMnRUMjhESWRjVXBtMXQyMDhaSEJ4bXFidFNYYURjbkN1UWYzNGhBUT09 |
I saw a lot of people in here talking about OPTT and decided to throw $50 in to see what would happen and it’s paid off so far so thank you everyone in here that was talking about it. | r/pennystocks | post | r/pennystocks | 2025-01-06 | Z0FBQUFBQm5teE5QdVlnZEF2ZmhLc3VnejNIa2hZZEFxTWx1X2ZtOVRJcU5Ta2NYVVRlVlpUM3VkU3dvdTVGSF9Ybk04dzU3UndoYnV0UUhzQ2lwQ29xMmpGQmF6c0I4VkE9PQ== | Z0FBQUFBQm5teE5RVXVPdzctN0dTREtJWUd2RmJJcHlPUGZOV3FKQmd2dlVxNTBjWW00ODFqZ2hWNHJnVTBxdnkzTmJSMXNhTXhKUE90ODBoUzBjVHg1U2pxelRfZEdfcEhjODBaY3I5WnY5S3FDTjk0Y0ZyaDNuUjYxZ0Q1emx4RWxBTlRTRWZRc09DOHM2dG9PWG4wU3hoaGJjaUU0X1pFSktXeDdrckdZTGF1YXBiQ3VKMUtjPQ== |
I cut the lid off this and used a spatula to get everything out of it. Filled a little container to make a sauce. I could have continued to cut to get more but eh. I am thinking of other stuff to try this on. Toothpaste, soap, it was surprisingly easy to do. | r/frugal | post | r/Frugal | 2025-01-06 | Z0FBQUFBQm5teE5QRE54TDdmS2tuT2M2R0tzdE0tZ25fSHRxRGdyeEpkeW1EMzJlOXd1b2tZanVzeXlGYUVFSmhKRzRZUjFZU0lnM3kzY0F2eklKV21CQkFFeVZDNndoYnc9PQ== | Z0FBQUFBQm5teE5RX0dGbDhvTmk2MldBN3dvV2FKbUJhcmJvSGdsQlhtend5ZW5TOUp5c2lCbFdKVUE2YXo4UzNJNEZha1BYTzlDX2dnY0NZcG5WYk5yZHRsakgzRDdrWjNYbnJDZzMyX1N5M2JPeGZhRGtaWDdtSWcwZ0x5QVNPbm81QjBFVmhiR3ZNR2M1OHRITmVQb2p0YUNEQTlqLWdudlB6X2huWjNLdG84azV4Q2VhVlhhYzUzZl9wN0NGc1NvZDgzXzNkdDF2 |
I see a lot of posts on this subreddit where users ask for advice and a user will recommended a specific app or service to use.
On its face, that's not a problem. I do that all the time with services or products that I've used and liked. No big deal.
Except when it's a type of underhanded and malicious marketing strategy: [Astroturfing](https://en.wikipedia.org/wiki/Astroturfing).
Astroturfing is intentionally hiding the sponsor of a marketing message so as to make it look like it's coming from grassroots supporters (hence "AstroTurf," fake grass). You see this on Reddit all the time: a seemingly "normal" user somehow finds dozens and dozens of threads on which to recommend using their product.
Most recently I caught a user astrotufing for their business. I think I spot about one per week on r/smallbusiness, and I see it elsewhere on the "business advice" side of Reddit.
Here's the problem: you should be wary about doing business with people who try to trick you. Legitimate companies (including mine) disclose when they're promoting their own products or services and they require that their employees disclose their employment relationship when doing the same. In fact, [the FCC requires this](https://www.ftc.gov/sites/default/files/attachments/press-releases/ftc-publishes-final-guides-governing-endorsements-testimonials/091005revisedendorsementguides.pdf) of American companies - astroturfing is illegal and subject to a $16,000/day fine for violators. Don't do business with criminals.
I'm a rule-follower so here's my question for this community: should I set up a website that names and shames these companies? Is that something the community would support? I don't think there's any way to prevent this kind of scammy marketing without leveraging SEO and bad press, but that only happens if enough real people support it. Let me know if you think it'd be worth the effort, because for some reason this has become my personal pet peeve in the business world and I'm happy to do the leg work.
Edit: the founder of the business that I called out earlier reached out to me and committed to no longer engaging in this practice. Given that my goal is to encourage more ethical business practices, I've edited my post to remove the call-out by name. I think that's a fair compromise and aligned with my values. I hope you all agree. | r/smallbusiness | post | r/smallbusiness | 2025-01-06 | Z0FBQUFBQm5teE5QZ2IzXzlVdHc3Zmk5dmpQUWlUSktoZEZ3Z0thd2s0aE9QRW5xVWJjajNSVXpFdndPZnpBQkp4RzR5N2lkQjY4N0NSYmtWLVBOeEpYMmVXSFMxVmV1OGc9PQ== | Z0FBQUFBQm5teE5RcDRQSWlGaG11SE9YNml4S2Zqa2VkeTVCazBtLWFmeURKTUNnZGV1dEpPOVRhUHJ2UE9UM0o2S3NUWjVPRng1SkNoZ1UzeVlBcVpuRjdlaXJWcDB5T3dqZWNPVVdBREJTQ1k5Z1Zkbl9EWFhqTF96X0pLTXhBR0FCMTU0aGNLZVJScDhBanEtRURRbDJKekh0MDZoQmZIZnhKS0tHaU9QOWpfcG9UQWFGMmJyRHo4TkMxd0ZaXzkzdExVMHNQQlZj |
I’m convinced it’s just where people dump their shitposts | r/solana | post | r/solana | 2025-01-06 | Z0FBQUFBQm5teE5QRVBxVTVCMDF5bVMzX2o2b1hIX0xVYjYyNmlZZk9wZERoWTJTSjlNMEFib1N3VjVsQ0YwYzFpOE1VeGI1NEdBNWhBdTd2dlBEUzJoZWFZdUpRb2UxdkE9PQ== | Z0FBQUFBQm5teE5RUms2TDlrZWtSZXlvQk0wblFBaGNmdi1ZVFhqTm9laUhTWkhjYkdxbUdHVlkzdGJwNi1oZjZPTmJsMUFtcU9BZ0pJRWpqTjZXTFhEcldDSWxuZG9CR1lNNVp0ZE5hYUtHTEJRc21CS3F6SE5YcGVIRVR5bEc0LXVtUFgwSHJ1SV9PVnNWSDhwSzV4dHRTX2pJWUFtRGlMUVI5MEQwUDZYSThJWFU1YVY1OVlYMVhLWkNzeDdIbkt4bjZ6Uy1xdWlY |
Sold early but I'm glad to be out and can't complain about these profits. Just waiting on Vimeo and Fiverr now... | r/pennystocks | post | r/pennystocks | 2025-01-06 | Z0FBQUFBQm5teE5QaEEwMnZBZ19XUHFDNnpPUWlCeE1pb1FrdTZxYzNxbHIwYXhXMVZaTzdEbXNSM09abTZRcmxZUm1pZFFPT1NEMWxzMWJCZ3A2TGh6N2RtZ0hKTmxURXc9PQ== | Z0FBQUFBQm5teE5RLVU3NjdvSkF5ejNuZDVac2RrdGh2al84dXlxYXo4S2wzMGVoUEllYmtpUHo1WFBxV1RxUGx4cktsOE1kTWdyMkROOTVFRVAyVjlmNnhlaDhPSGhZekZMaUpvb2xkd0lUa2pGUFpoT0NYa0hweG1abWNHSlk5TFl5MUIyWllhbEE0T283NUp4aFBkd2gzc1NOcWhkXy1OeGJoSzJfcDRZRG0weVBYc0JoR0NHdGFEUkxwQmZWR1RmajR2M25McGNlaDh3LXdueTdBZGJzVng4UGRDTnBpQT09 |
I have been a holder for a couple of years and all that tells you is that I have only seen downside, untill the resent run. I have bought in over the past 2 years and now currently hold a good amount of crypto. I am a long picture person and am not a rush to cash out or have the need to. I always hear about taking profits when the market is up, but not sure how that would look or make sense if I have a 5-10 year time horizion for this investement. I am sure that I am missing something and there is a good reason for taking profits, but I am not sure what it would be.
So in theory, lets say that my holdings got to a $500K valuation. I understand that the pricing can drop 90% during the next down turn, but what if it doesn't? What if there is only a 30% or 50% drop? I will still be miles ahead of where I was 2 years ago.
Sorry if these are dumbass questions, but I am seriously having a hard time figuring this one out. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-06 | Z0FBQUFBQm5teE5QZDN5MEplZG5sbjZ1dUlfTHlEazhHcEVEWlZHRk9xOEZKQktOOXpLcEpQNXN3UnNYNHRXaGlBdG5XNlJINlYtbmVhc0c0QlRXckFKQjU2UDlZR2NlUlE9PQ== | Z0FBQUFBQm5teE5RTGNlTG15cHB3eEVKS2RvTVZvYzdtRmF0WHRnQnpyUTEwQV9EOFIwN1V2QUVPY0I5YjRrb2U2eUswSXlrbU0tZ2kzbTA1ZlJmMG1RVUppY0tWdURvck5mbnhvbHEyLVRsOEhuZTRSa19EdVR6UXVuN3VWay1SNGhBaHdoVnd6NVM5RV9VXzFham5QUExDX3VYWDF4WWNYMG9JekYydEJIWnlTOTB1QXdyLVhxY2JMWk5XRTJqNEI2MzNNU3Iyb19qMVRPc2Y3RThMTWxmanE2Yk5TV21BQT09 |
These have been sitting in the safe for ages. Any other value to these other than the LTC itself? | r/litecoin | post | r/litecoin | 2025-01-06 | Z0FBQUFBQm5teE5QWjR3QjFYaUxLYTBOQkJmLWtFQU5nbTZQZWxuRUliYUk0aG9zaV9UYU5NWFZPWlFqT0tJTVVMMjl6cEZ0c3gxaUNuWDJQOHVOMzVfRG1pNURSVW91a2c9PQ== | Z0FBQUFBQm5teE5RMnBRWm9xWi14RE5JUkNQNzVQSUJDcXZsOVR0ckZpX0VpWEhVazNUMTNJVWprWnF1UWZPOTlsQlZZbnlhYkV2TDhPOG1zMGVFdmpWT1BRbHZpLVItYjhFOEhrVHBZbWhNb2dMRjh1M1lCQUcta2tkR0VUdTQxOXdmcUNkcnh5WWY5TzJHa2dlb0RRU3Y5UzF3NXBFUTJfNk1BVkt3ZGJCZURrS2M1NzljcGxEbVRhRktqYmVmVWQ1ZXFaRG9kSU1o |
Did someone say, new all time high? | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QSVNTa1ZTdDN6NmVwZC16UjROSGltODloQnR3UFdqYzJVUTdoNzhOSjZtTWQ0SGdQdm84c0dsdkRjaWpTY256dWE1UGwwYk43RTZrdTMxRHFMZlpYNnc9PQ== | Z0FBQUFBQm5teE5RaVhOS1RuYWRETkpDNC1QSmZGU2c5SkVDZUFaMHlhQ25CbGVXQ1ZlMTFfSEpMcVpNUGcyVU5xQlpkS2NlMG1NX0EzYXdROVBZZGhzT1A1Q0JaR1p3Vk1wNEo3RnRRTjNJQU4tX2hyY3ExbURIOGhZMmpyV1NvVkNtbHhfeGxsOWlyNk40dFFxSmNNOGhjenUwdWY0Q05pQnpRRnRHeDFIZF9HUThRLTNlUnhmZEdCSDdSRm9sTnJiTy0xeVZ0d2ds |
I wish to find a good course on DEFI. I already have a quite good background in traditional finance, and wanted to dive into this world. I am not new to crypto and I already manage a good portfolio on crypto assets, but I wanted to play within the DEFI world and have fun while making money. Any suggestions on online courses or Youtube playlists that I could follow to learn? | r/defi | post | r/defi | 2025-01-06 | Z0FBQUFBQm5teE5QWFVKYVdkLWNlbk5pSGN3S2NpRUoxaXB4Ml9VMXowNlN6WGZ3XzRLRUhVSVlMUlZ1UTdCZ3NKSE1YeUVVbW5JQm1LdzRIb3I3cWY1Q3NUb29YMG1uU3c9PQ== | Z0FBQUFBQm5teE5Rc1IwU200LVpmUUVhS3pGRThnZUl3bldOUzVzRkRJV3RWM1BONUcySTBfSUhoTXQwV1VWc2daQ0RYd3RWTWxwRTJOTkxkX1IxNzRFVHZtdkhJNVlUb003TFdFdVdfbDRWbUREOTBkZ2dWa3ltdUF6dGtYVjNlYXpXUnRZTUVjaGpOWV9lS3FxTG9DS3ZzbGhwRFVRYkkzWnVtVHUtUjVFRVRjN0JEdmphM041TzZnMFZZb2E5al9nd05sbHRUeDln |
You expect $175 again? Most alts don’t hit their previous ATHs after a run like that. I think we should set our price targets lower than that | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QVmFiendqOFB2ZEdaek1OUDl1YUp1blZXVi1JLXRtNVJLYW9mNDViSlQxQUxZUEt4SHhxTjl1ZkZEVjkyeXo1OFlSWW9vT0Z5UW1oUTU0bE93V3R3UFE9PQ== | Z0FBQUFBQm5teE5RMmV6ektoS0tOaFp4VXB3SVZqMFV5bFZ3UTVYVC01MTY1c2tVcEJnaW96Q0UxU1BRdWdvMXVtS1g3eVUzMkpOa2J5VWhpYkI5V3c4YVVwOUhFeHdCeWtsalJJNDUxcUFBYVQ2OUk3ZWNPZVRnNzFvVDRON2Y0Y3dVWGJtYVdMem9sU09EY2UyREJRRmlvbWR0aVg4cmNMb1I3dmNhaGVpc19fOVc2X0g3VFRLcHM1N0ZYUFdCM2pSM0lvQ2ZPTl9z |
[https://underhood.substack.com/p/a-perceived-value-trap-with-asymmetric](https://underhood.substack.com/p/a-perceived-value-trap-with-asymmetric) | r/securityanalysis | post | r/SecurityAnalysis | 2025-01-06 | Z0FBQUFBQm5teE5QMjhsNS14dEdvREJLR3Rwd0VvQnlaMGd1U1R3RkZtRFpkSFNwRVV6Slg2LThjLVRlWU1wUVZ5SE5mamR4TUQ0dktvcmM3bjBUWU85djMxT2NXcldhTHRLU0RaOHE1ck1lc1AyVndVWktpNVE9 | Z0FBQUFBQm5teE5Rb2I0S2xIa25uT0V1Tlc5aTl3NmJQbUNKeGpqX0RXUnVUMF80eldYbWx5amFwUjUwR1hiLWk4emo5THFwR0cwWUg5LV9vQ0hEVnFzXzlpM2h0REgtWVR0VVF0SW9Dd2JiS1dDd0tYWllaT1dVX3VpbVNTR19HLWtIcGJPSHNXU0tsRGU3QVNUcXk5WURBYVZXZnJGNTJFOWs2TGtVMGRjbFhOWmJIaWNJeG9jbUdRd0VyV25mclhVYVpzZ0NIQlAzSlVhN0p1RjI5Vl9vZ002anpzSThadz09 |
https://financialpost.com/personal-finance/kim-moody-cra-messing-up-proposed-capital-gains-tax-rules | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-06 | Z0FBQUFBQm5teE5QMEZhSzM2Ri1pTlNxTkFBZTFPSXBPU2kzWFNNd19YZkhuLWNMbTAwV3VYelJvejQxNGNkWEJ0MzBzR0dKbUNtaTgxeFM2d242dERMYVdlcWppSzl1OThQS1NnTWE5NktKTFBhWW1fellCR3c9 | Z0FBQUFBQm5teE5RZTZmaWF6cVhJOHpjVUE2ZW9FUFgwbWxTUXQwRkVaUjZOU1daV1kzcTB2aEJmUHVzM0ctb0huUjlzdExxX0dDMHRZNjUzTVVnWjcwNFpHUWxGUE5BdW1xYjVsMnpWOHNlTXhNWVpWRUxGdnRRTDFLRU12WmVTWGxpZVF2SV9TSUZMWFlxc3NWRjFMQjkxUGQtLUxReDJXdERORGJ5ZFBEX0JHOWJpblYyRzJyRkZOcmpYeWw0Y3BUc3NxZWlId1Z2T3pRS1VqNkxJbDVJOVF0N0tfQUppdz09 |
 | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QdW5fNmtnNEpHRXVEQ0p6VFNqeUdVcFBRNHVyNkoxbl9Ic2VrS1hhVDNpY3VKR1ZPM2IxTFFjbjZ4OGs0RkZ2MmQzU2dpMEFYaTFRaFZBV05sU0J1SUE9PQ== | Z0FBQUFBQm5teE5RZV9SSDhQLXZVVW1GbWNaUUJSZUxhSDlkNzh6dzBZRk1fNzNaY01TRXQtdERmRXZQbFFPdXN4Wm9BYjYwNjlrbFlPN0JvSDhjQTV5TW5pTHlHSmF1SlUtN29RdzNPdTM3dkZIRWxYZXk2VkRZZVJLZnFWQmNNMUZHaVJETWF2eGdvX21KemJwemJDTHRJRFdDS2tjNHp6ck5QT1NSd3JCN3RBc01rU19sb3VVVzhXeUY3QzlxbExfbUs1NDhqRjBz |
Hello,
This is a broad question and as such, broad answers will do.
I'll try to be brief - though obviously given the nature of the topic I might not achieve this/overlook obvious information.
For clarity my spouse hasn't died and thankfully as I type is 95% well. Though heartbreakingly, the nature of her cancer diagnosis means she is unlikely to be here in a few years.
Some key info
- 31/32 years old.
- Unmarried; but we've lived together since we were 20 and are financially dependent.
- Life insurance lapsed a few months before she was diagnosed out of the blue; we hadn't got around to renewing it.
- House owned with mortgage - £315k value and £255,000 remaining.
- I earn £28k part time, I could return full time and earn £34k if required.
- If/when my spouse dies, I may be eligible to receive £145k lump sum through her pension (LGPS)
My problem
- I don't realistically think I could afford this home alone.
-Presuming I receive the lump sum, this leaves £110k to mortgage alone on an income of £28-34k
- can't seem to get a mortgage I'm principle for this.
My question
- in the event of her death, can I just continue paying the mortgage we've currently got?
- Would it be possible for me to pay our current mortgage for a few years, however unsustainable, with that lump-sum?
I understand this wouldn't be sustainable; but if I can stay here 2/3 years while I work myself out it could mean the difference between surviving and not.
I just don't want to deal with my partner dying and losing the home we dreamed about since we were 14 in the same year.
Thank you. | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-06 | Z0FBQUFBQm5teE5QTi1YVWlTV3gzWVVpcUN4WmhGS29iakw0bmp6T3NWVzYzOGVEVUFIMTFjQzVOQlJlTE80S0pLbkl5emRoaEtudnRfXzBxbzZUWS1KUko3bVIxNXV6Q3c9PQ== | Z0FBQUFBQm5teE5RRUJudnRzR0JjRXNMd08yVkFqVmNlaWd3M1VKbHZveDNZQmNESVJPQTJtUE1iRmRXSlV1aVB4Um9FeUwxWmh1cl9yZjNlMWZlUWs4OXBIbnZJVjlDMzkxQ0pueXQ0ejFsUnNFT3JGN0JoQnloWEw4YjEtUV9DQ3Mxb3dwaDZpWTBTcG52aE5YLUhWSnRJUmVCVy04bGp1NzZuR1k2NXh2RTctZVNlN254UGlqS21zWTZlNWtKbVZ3NFFyd19hbXFvclhIbklTRTN2RzcxV2xseF9iaUhqdz09 |
Well good luck , usually after that goes more , but there is always other opportunities, one dor close other one opens | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QRnlwU3R1WG1uUzFITC1oM1JLc3gwNjIta3Y3VDJWbnVsbXR5QWR1dmtNX25DM1cyZlRsYS1wUVUwVmZhTzEyMXJIRWpJVE1zTXI5VFBwMm5GUVBILVE9PQ== | Z0FBQUFBQm5teE5RdE1FamNnZENsdHlNMTlYOXpvZ3pGcG93RFhpb0NLZURaWkZCdU5ULVVNalpxM2kwSGd2N2pBcUI3aDNScjhBS0ZOV05PVzA3T0hkMVpYMkZETS1QdDNLalJEOG5zZVdHX0hXNVhDSFMtQWkySGFnRnRtYm9XQ2ZtbnhLTmowZ1ZXaGJjRXdhaUlxRC1qaVV4dmQwXzgwR2hsM21qcVNuMTY0NTVzOTlHRFI0WGpBd3RPeDg3c2FfMWtOTjR3SnVB |
I set $300 sell limit, no cap | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QcC1uZDZYSkFKOHZnbTZ3bEdmZTQ3dVhMdm1VNnRUNXA2U1dTNjE3UGlQZzM3cFZlMXBBbUd3dk5wV1hxUkVTREYtbERGeGRSV3B2SjB1ME45dEp6RHhDcW5BT1oxMnY3TnlFdk1MYXJzTkE9 | Z0FBQUFBQm5teE5RWHotdzlVeXItUldvSHg5UmVXQTAtTzdVb2tTUkVGZHhGeUlKeVk4RVo1ak1CUGZLSzZ0X3RRMkVLTkM0NFlCWW1kUWFkbGtDUVN6d0lZZERZTktVb21EbTdJYjBfbjVVYmI5NnBERWdXOWNFZEMwcV9POEdtSzVBbDJlaUxRUURLSEVYX1I4MzJ0blhhU0xkMUhIUjl5Wmd2Mk85RkFUVVpaTEE2ZmR1ZnpYdTc1UXd3cXZiUE56V1JjVU5kT3VZ |
Learn about the basics of the Stellar Network. Stellar network accounts are a foundational concept for builders on Stellar. Learn how to use the Javascript SDK to work with Accounts as well as using Stellar Lab.
:00 Introduction
0:32 Understanding Stellar Accounts
0:52 Creating a TypeScript Project Setup
2:02 Building the Account Creation Script
4:11 Using Stellar Laboratory
5:01 Completing Stellar Quest
5:44 Conclusion and Next Steps
Resources:
Stellar Lab: https://lab.stellar.org/
Stellar on X: https://x.com/StellarOrg
Chris Anatalio on X: https://x.com/CAnatalio | r/stellar | post | r/Stellar | 2025-01-06 | Z0FBQUFBQm5teE5QT3VaNklDTXN6U0Q4azR4cDVHV3RROFU3XzVKNXJNc3RjUnBPdFBTOHNmVVZ0VEpKOTVXZVhxRWk2VC0xb00wZG16WWZPbUZsUXgwWjV5bFpYcENGcVE9PQ== | Z0FBQUFBQm5teE5RZ25HRDhuQWdFMG93Y1FHeGxfQWtrdHlzZVJjai1mQjhyNDMtLTVwUVJyWjNGOXBDTmgtOC0yTjFYVmdIeFl3QkxhLUp3cmJqWWlCOVlnWlRkVGlMSE02dlpFMDh5MDVMaWgxbW5RMjEtenl2Y3NDU2s5ZFBTQ3VIa0Vtb3ZJSDRsb0NTaUxzeEl5ZEU5azREZkdTc3BTbHBXRGJHcTVtZWpBSEoxM21EVExLUWhUdDlqNjFVWUxrMW93SnB4N1RTOE5rVnFncTdoMk45RzR1bGRueXlOQT09 |
200-215 PT | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-06 | Z0FBQUFBQm5teE5QQlNXekFCdEs3NWkySUZxcWwzMklGUGpqWk5Ed2tXQ19IX29hOFpTeXFQNU1kckZZQ3hvZHZrNFdnUF9tdVZfZnQ3Z1N4V0JOTDRDSFFNemUwNWdvenc9PQ== | Z0FBQUFBQm5teE5Rc1NBOFRzQndMRnpIU2w4NzVTY0gyYWNQRElibVNMTVZMdmpvMERXQVNZVWJaRFhyTUE4RDEwRE5ZSHkxSmZZZUxVSWJqWERNTy1tTjhqR3RYQjI3SmltUF8wT0t5d2taNy0yMUVXc3kxbDhSb29oWUVjamJ1S29Bb0ZaNUhNdTU4djNSV1FEZTZrSVVHTmdqaWNlUjJYeUJtdGFGR1NZcW5uelFOYmJiVlh1S09lcW5FU3BxdG5oNnFiMk8xQTNU |
How many people out there are brand loyal to Viator and what is its moat in this business as well as Tripadvisor's significance in the online travel industry in relation to competition from Airbnb and social media platforms?
Do young people use Tripadvisor? It seems like a dinosaur to me. In 10 years of international travel, I have used Viator only once -- within the past year -- and I would most likely never use it again unless it were necessary. I can imagine Meta (Facebook/Instagram), Tiktok, and even Whatsapp eating away at this business. Its competition is not simply just Google.
Tripadvisor might very well go up in valuation, but it's also so much simpler to simply by the S&P 500 and I would have far more confidence in that than a company that has gone down roughly 50% in the past five years.
It's unclear what the Google anti-trust case will bring, but when you mention that and Google -- yeah, I'd also rather just buy $GOOGL at its current valuation with a forward P/E of roughly 22 as the anti-trust case has brought it significantly negative attention despite positive business performance. I started buying into it when it was around a forward P/E of 18. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-06 | Z0FBQUFBQm5teE5QRDBaaWVkMVhxcDFTTXU5WUNldmxfYUwtRXFZTHRHR3BfM1Jsd1FOWjZNcm1salJVV2ZKd3B6TnQzS3UyRU1fV0Z1UjdTQTRBclVEMFFjRGswa1BkNEE9PQ== | Z0FBQUFBQm5teE5RamxjRmxRNTVscjFwUGYxanJGVExNTXhkc0VIVzN4QnBIbFhLeFhTOUUwSTNWWURpNkVTVGxCeTZNVGJ2VUdEdDE5bmVHdURrY243OTMwRTgwMnJDVFFpajI5WHhPYUFrU3FhVExfZS1MbHA4cmJoUGplYUdPdExyNE1vbEJOcVJfQkp6SkpSWHE4TW5fbW1TOE96MHNMR3RvamdzYnF6XzY3eHFFMVhQbjRra1dTQnlrQ3I2VHVJcFg1MVA5aVNCOWlESGhHbVF6N1FIdWJnaGxVNWt3QT09 |
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our state and excellent, unlike some other Advantage plans). He is pinching himself at the great thought that he can join every health club in town on the Silver Sneakers program. He wants to go to one club for the weight lifting equipment, another one for its sauna, a third for its pool. I'll be a few months behind him.
This variety and no-cost deal seem too good to be true. Have you had good/poor experiences with the Silver Sneaker program? Thanks in advance. | r/retirement | post | r/retirement | 2025-01-06 | Z0FBQUFBQm5teE5QV2M2bFR0eGFhdV9MX2VBVmZkMFUyYjlabVVDX1RubGt5RDU3dW54eVBCcGNHWGNiS0FFUEdmTk1yWkdJbnpIMkRlN0ZfZGl2QWRMWklvZ2xfYnJRcXFPM2QwZnNOMElKZk9YTU01cDdtek09 | Z0FBQUFBQm5teE5RdTZpVjV1UkNocU9qMGNrNnItbERUZzBfMVpCeXc0d1VJeWEtUTNWUnVQZ2xXYVlZZFlDSmZOem51RUsyTzAwX2tkSEVqRDBVdnZtMTJZUmNPZDFTMG5DQmwxSkFiUWxBbWFIVGJZNW83cThNdGUxQ2ZKY215OUxDMWoyTHNBYnB4dWJ3bUFiV1Y5Y3ZvSXROV253NnFJYlRiYzZYSi1GUFZJaTMyRzg1bXNjR29HZnhJZHRsRWNVRWEweXd3dlhy |
well everyone is saying that since there's going to be a pro-crypto president there's going to be a massive bullrun and to invest into meme coins before it begins what would you guys recommend? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-06 | Z0FBQUFBQm5teE5QNVpnQlhzSDZYNTBydVJfc1I1R3hRM2VoVmQwanVKd09BbHl2ak9ucHdoOU9CNDdfdzlXM1MwZy1TYTVYMEhwTm9XWHB2Q2V4RnlUaWNPRERqbjZjNEE9PQ== | Z0FBQUFBQm5teE5Rdi0xYU80NVpuYTNiM0Z6QWJxdHo1ZmNseXQyT19FMkNwOEVUdmJYMWdLM3kzZmsxLTRST3JYVTJodnhDMXZsMkZKLXNPdzF3RUxnVGpLeDJ3bmpJNFpwb3dhS0p3VHVMa1JYcjdtd0NIcmo2Zm9MNEU0dXVTNWtyUURfV0VITUxRdzNZdWpfc0Z6VDFkMFZZMUZDNHJMaGMtVXRmSDFGamJvaEVoWWctTXJuS0Jla3dncUJDVE1pR3hISjd4SXVQ |
good questions.
On Viator, I'm not a tour fan, so my personal view is biased. But I used Viator multiple times when traveling with a group; I thought the experiences were smooth. Had a refund scenario, and Viator handled it well. i thought tour booking is a good use case for consolidator, as a tourist you go on that tour once, not a bad idea to do it via Viator vs the vendor itself. Vendors don't have too much incentive to acquire consumers directly (as often one-time transactions).
On Tripadvisor, Google is by far the largest threat. Meta/Tiktok/whatsapp development on travel stuff have immaterial impacts, from my PoV.
in terms of $TRIP vs $SPY or $GOOGL as investment choices, that speaks more about personal investment style than superiority. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-06 | Z0FBQUFBQm5teE5QamE2TF9BVXU1WDNvZ2Z6Y29IZHRWUENqcGt2UmZJNlR4dUxhYlBEd3RWSHNhMW1ITE0ycXhTdXhicUcwT0JLRDhMXzZiLTBGbGRYZEpvT3hkQUpzcEFJUjBpVC01aFQwOGlydnRENVJsSW89 | Z0FBQUFBQm5teE5RMmlwY2dHZXh2enBCek5HSmdYN0lHbjB4RFFhNTZycXdmWjA4ZXpiTkRfRU50VVkxSEtBM2dUdW9uRkJlY2tOM3lpaTl1aXBZOWc5c19sRzVJSG0zdlh0SnlmVkxZUFZLTGthZzUtUGx2UXFBbnlYU3BlU0h2SHJ1c29zU0ZUTW9VZWF6SEFsZjhjQlFLejVZcWI2cjdYVEZvTXZXM2dzSEMtdUlCeWpkM0hwTjhFVlh3NDFoVHAwOEhKWVFpVDZkRnFWVERXS1JCQVNXLUpibEZjbVphZz09 |
One of the biggest lies spread online about Monero is that it is completely untraceable. This couldn’t be further from the truth, and I am going to explain why
# Introduction
First, we have to analyze how Monero works. The basic building block for how the financial system works is a UTXO model, similar to Bitcoin. Every transaction uses UTXOs as inputs and sends outputs. I will refer to these as TXOs.
# The Typical Monero Transaction
A Monero transaction has two parties, the sender and recipient. Typically a transaction will have one or more inputs and outputs. Each input has a real TXO used to fund the transaction which is hidden among 15 decoys.
Typically there will be two or more outputs: the recipient’s newly acquired XMR and the change returned to the sender. The main characteristic of these outputs is the amount idx is always public.
# The Monero Traceability Problem
When using a Centralized Exchange (CEX) to buy XMR with fiat or exchange other cryptocurrencies for XMR, the exchange will very likely hold a record of the transaction which most importantly will contain the transaction ID, which can be used to derive the outputs and their amount idx's of the transaction via the blockchain. Each ring member will correspond to a specific amount idx which can be searched for via a database of every RingCT TXO.
If you limit your use of the CEX, there will be enough plausible deniability to prevent anyone from linking your transactions together. However, if you buy XMR multiple times from the same exchange to the same wallet or at a later stage consolidate the TXOs and transact with multiple flagged TXOs at once, it will be trivial to link the transactions together beyond a reasonable doubt.
Let’s take a practical example: you have five flagged TXOs in your wallet and you transact with all of them at once. What is the probability that all five flagged TXOs were randomly selected as decoys in the transaction? Monero’s triangular distribution method selects decoys from a pool of over 100,000 outputs, we will simplify this to 100,000.
https://preview.redd.it/nhjo37rjegbe1.png?width=737&format=png&auto=webp&s=c36583f116789b14675a6b116c11f61d301134eb
Yes, I wrote latex and uploaded it as an image since this sub doesn't support math formulas lol.
This probability essentially proves without a shadow of doubt that the five flagged TXOs were not randomly selected as decoys in the transaction, and thus the transaction can be easily linked to you. Even worse, if you transact with an exchange and send multiple flagged TXOs they won't even need to analyze the blockchain to know it is you.
# What can we do to solve this?
The best way to solve this issue once and for all is to donate [here](https://ccs.getmonero.org/proposals/j-berman-3months-full-time-9.html) to raise funds for the development FCMP++. Full-Chain Membership Proofs prove the output spent is one of *any* output on the chain. This means every input goes from an immediate anonymity set of 16 to 100,000,000 \[[0](https://www.getmonero.org/2024/04/27/fcmps.html)\]. Once this is implemented Monero will be launched into a new stratosphere of privacy.
As we know leaked slides from Chain Analysis claim they are able to track XXX -> XMR -> XXX where XXX is any other cryptocurrency in 65% of cases and in another 15% obtain some information but not the whole story. This is scary stuff and means that your Monero can be traced if you don't practice good Opsec. | r/monero | post | r/Monero | 2025-01-06 | Z0FBQUFBQm5teE5QbGRKNU5RcVJKZ3VjSEZBNXU4MktBTEZxWFRUbzVRZE96b25RbHJQZzNhbTJXbzlXRTRYd0RqcXpPcjlBTWRyN1QzekJFNnZZSFpxQnE4ZFMxT21nenc9PQ== | Z0FBQUFBQm5teE5RQ3cwcEN5X0FQaDVCMldaSGQwUU5OcnVmQkZrSE1uYlNKWDVtaVdKb3VYcThpcmdIUWptalhUS1RuVG5aSXRxSzNzWjlrcl9OOXloa0RsZVRrZktqQ2ZJTzdpbEhQOTg3anVMZHdwSC16R21UdWtGVDhzQnRldFRmeXNOcEpocXA3Ylppa2JKUGF6ZGltX0h4M0hWNFlYdllQb3c4WDAtMUdKanN6QTNWUW5Na0pneklfY2hEYm5LeWVLOG9jQ29F |
...to verify the authenticity & integrity of RetoSwap installers and mitigate the risk of using tampered files.
---
## **Step 1: Download Required Files**
You will need the following files:
1. **RetoSwap's PGP Public Key**:
- File: `reto_public.asc`
- Source: Download from RetoSwap's official website.
2. **Installer Package and Signature**:
- Files: `haveno-macos.zip` and `haveno-macos.zip.sig`
- Source: Available in the "Assets" section of RetoSwap's GitHub repository.
3. **Hash Verification File and Signature**:
- Files: `v1.0.17-hashes.txt` and `v1.0.17-hashes.txt.sig`
- Source: Also available on RetoSwap's GitHub.
> **Note**: Replace `v1.0.17` with the latest version number if not current.
### Example Files in Installer Package
- A macOS installer: `haveno-v1.0.17-macos-installer.dmg`
- A SHA256 hash file for the installer: `desktop-v1.0.17-SNAPSHOT-all.jar.SHA-256`
The hash verification file (`v1.0.17-hashes.txt`) will also include SHA512 hashes for multiple installer packages.
---
## **Step 2: Verification Process**
Follow these steps to verify the files:
### 2.1 **Import RetoSwap's PGP Public Key**
```bash
gpg --import reto_public.asc
```
> This command imports RetoSwap's trusted public key to verify file signatures. Ensure you downloaded `reto_public.asc` from the official website.
---
### 2.2 **Verify the Hash Verification File**
```bash
gpg --verify v1.0.17-hashes.txt.sig v1.0.17-hashes.txt
```
> This step checks that the hash verification file was signed by RetoSwap and has not been altered.
---
### 2.3 **Verify the Installer Package Signature**
```bash
gpg --verify haveno-macos.zip.sig haveno-macos.zip
```
> Verifies that the installer package was signed with the correct PGP key.
---
### 2.4 **Extract the Installer**
```bash
unzip haveno-macos.zip
```
> Extracts the files from the downloaded installer package.
---
### 2.5 **Verify Integrity of the Zip File Using SHA512**
Generate the SHA512 hash of the zip file:
```bash
shasum -a 512 haveno-macos.zip
```
Compare the generated hash with the one in the verification file:
```bash
grep -A 1 haveno-macos.zip v1.0.17-hashes.txt
```
> The `grep -A 1` command prints the matching line and the line immediately following it, showing the SHA512 hash entry for the installer in `v1.0.17-hashes.txt`. Ensure the hashes match.
---
### 2.6 **(Optional) Verify the Extracted Installer Using SHA256**
1. Generate the SHA256 hash of the extracted `.dmg` installer file:
```bash
shasum -a 256 haveno-v1.0.17-macos-installer.dmg
```
2. Compare the output hash with the one in the SHA256 hash file from the installer package:
```bash
cat desktop-v1.0.17-SNAPSHOT-all.jar.SHA-256
```
> Adds another layer of verification by checking the integrity of the extracted installer.
---
## **Step 3: Understanding the Verification Chain**
1. **PGP Verification**:
- Confirms the files were signed by RetoSwap's trusted key.
2. **SHA512 Hash Verification**:
- Ensures the installer file was not corrupted or altered during download.
3. **SHA256 Hash Verification (Optional)**:
- Provides an additional layer of integrity verification.
---
## **Important Notes**
- **Do Not Proceed if Verification Fails**:
- Any failure in the verification steps may indicate tampering or corruption.
- Do not install the software if verification fails.
- **Keep Your PGP Tools Updated**:
- Ensure you're using a trusted and up-to-date PGP utility for verification.
---
> **Note**: Replace `v1.0.17` with the latest version number if not current.
By following this guide, you can confidently verify the authenticity and integrity of files from RetoSwap, ensuring a secure installation process. | r/monero | post | r/Monero | 2025-01-06 | Z0FBQUFBQm5teE5Qd2RGYWdBMUYzS2tjTGpiNE9ZUlVYay1Ddlg2d056MEthY095UHRiUTN4NTRnR0J3ejhpQnJUbi1ScjZxZm02clpiUlp3NG43UTRNMHFBR3dJb3MxdFE9PQ== | Z0FBQUFBQm5teE5RZVljTlo1TGw2WEFXWjJyUUFfc0pxakFHNlVwYU9YZXlVUlJFWTN0ZnQ5RmpGWDZKSGxscHEzUHIxa2dyYzd4TFk2NDBLOEdxOThJakZBSjdIMWdITldUYzBFbWRXeFhQeFBwXzRRWVFOT0ppMXh5VUNQQWVXWDIxb20tSU43UFg4YVZMOWdHUWhnS2FEeEFXb2FNRDVydU40Q3dfbVBMUjQxOUV1SFpBWmJpeDlIV0VfVUV6cDNDVnhaSnZZVzgtYnA2cGRDYmJWT0pJbUNTQXBmV0tkQT09 |
-36% in two years. Still hasn’t bottomed out yet. High dealer inventory levels of MY2024 units six months into MY2025 production. I suspect a decrease in margin well into FY25-FY26, company production declines/layoffs, and dealer network turnover. | r/investmentclub | comment | r/InvestmentClub | 2025-01-07 | Z0FBQUFBQm5teE5QSFhIVi1FMHR3QUk2VURXTWwwN2I3Q2hSeldZbzZfN3o5SDFiNnhNUFpzRkFPUXVTWFBPZ2xHRVdaZEZPZ0dlQ0k4RXA2bDBmd3ZlUEd2VUthLTNGQWpUUGNXNlFFbTJZcENiUmtnTk9oNVE9 | Z0FBQUFBQm5teE5ROWlOejRXM2U2Qm9aQWNFTEticG11bTZtV29seHYxRDJJVkp3a2poQ1oweHdKN0JlSUcyTEsxOWxCV1YwbjVTcGZ5Tkl6MlZ4SXVwak8xaTUtdXVFeVVab3ZabWZjc0MzaGM5LUp2eVRGbTZWZ01zQlJQOVAteFI3ellCODF5dl9icXJsVUt6RUEwb2JjZXR0a2JTRWRVd3c0WFphcUl2MjVZWnFUOXZJN1B3YTRESHQtcjFMLWVQUXVFOWRQLVhtSE53al8xQ3FRNnlqYTJSV2JZeTk2aGVYQ3ZWOThJSlRGd0w3SENQcS1Zcz0= |
Hey everyone! I wanted to take a moment to express my gratitude to this incredible group for all the wisdom and insights that have helped me along the way. Today, I’m excited to share that I’ve reached a $1M net worth milestone! 🙌
Here’s the breakdown:
**Age:** 36M, Married, 2 Kids
**Salary:** $260K + $100K annual bonus (Note: The bonus just started in 2024; prior to that, it was around $25K)
**Net Worth:** $1,003,000
**Assets:**
* **Taxable Investment:** $228,409 (VTI)
* **Deferred Comp:** $236,000 (FXAIX)
* **401K + Roth IRA:** $353,000
* **Gold:** $81,000
* **Crypto:** $86,000
* **Health Savings Account:** $18,000
As I set my sights on the next big milestone—$2.5M over the next 5-7 years—I’d love to hear any suggestions on how to further improve my portfolio or challenges I should be prepared for along the way. My strategy includes continuing to increase my compensation by moving companies and possibly opening a small business for my wife.
Also, just to clarify, I’m more focused on financial independence (FI) than retire early (RE) at this point.
Thank you again for all the support, and I’m looking forward to hearing your thoughts! 🙏💡
Edit: typo updated i.e. retire early from real estate. | r/fire | post | r/Fire | 2025-01-07 | Z0FBQUFBQm5teE5QRUJMeG80cWNUeGVDWEM1MlB6ek16YlRqV3NNNEI5MlVoNF9IMUdkcjI4eVpUamV3a25BWHFKZ1dCMVlOYmc1XzdqR3Rxd1Z3LWJ6S01QVU9GLXotZnNWbXhvT2RNc0dVeHlnTEFFZkRkZ2s9 | Z0FBQUFBQm5teE5RXzRpb1JIOTcwOXliM1dnRWdNeHlQcUk0N2RiMVo3UWV0WWN1LWhNZlJiQXJEX0pRWXdubmZULU4wMVBwZDJaUC1ESEtQejF4UGE3WTNVbXVtbndWZ0U3WUxiQkZQSnhaalJHdWVMWTcxUDlET0ZnbG85V2JuakVpU0RKNzQ2bzN0SGVDQWdZN0I3ZXNCejE2TmFmcHVFeWdBYTlnbXNLUHlCaEtaVjNpbGRtOEljZE9tWlpJWTZPQkg3RDhIV2xY |
When did it last surpass $50? | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QRWE5T1daUkFwWTBDVGE1WUhKY1lvWkVvS2VqcjFTUEtjQlNxZlFQNGRGMGJJUkR3ajdhZkNHYXp0NU01bF9Ld2tMVWVCNTV3amlSaEhjSV9od3JaWGc9PQ== | Z0FBQUFBQm5teE5RY0l3TXVSdEI4VFhLY3RUQm1wS2pydHhEUVhRZGE0V2t1MDN6dTZzbkFpNEo2RENVbjJOTk1MaTFBcktJclY4dVg5RnNhbFRyeXNnY283V1pYVV85QVVuNGppMmVQVkVxbWdmSXhhczNydVBKdFRPX2NQSVlxVEVhUm1vZ2xsdnZ5aXVqTGhuQzhpMVNLcVhvNjJ4OGtTSlJwVDBJU0RnM2ZlR1FHbE9qa0VJcEJiV1RlTmJ5UEUweGtHbWhwUEo1 |
Japex, or Japan Petroleum Exploration (TSE:1662) owns basically all of the domestic oil and gas production in Japan (which isn't much), along with some shale fields in the US, some acreage in an oil field in Iraq, three liquid natural gas import terminals, 500 miles of natural gas pipelines inside Japan, and 4% of the common stock of Inpex (TSE:1605), which is worth $600 million at current market prices, along with a boatload of cash and very little debt.
Market cap is $1.9 billion, with $680 million in net cash, for an enterprise value of $1.5 billion. In the last 12 months, it generated $380 million in operating income, $320 million in net income, for a trailing PE of 5.9X, or 4.7X if you exclude cash. If you treat the Inpex shares as "as good as cash", then you might even value the business at a PE of 2.8X.
The company forecasts are super pessimistic, in typical Japanese style, so they use an assumption of an oil price of $50 for 2026 forecasts. Even with this (IMO unlikely) $50 oil forecast, they are estimating 30 billion yen or $191 million in operating profit (using a 157 UDSJPY rate) for 2026, which would be a 2-year forward PE of 12.6, or 10X excluding cash.
I usually start from an assumption that the NY Strip pricing is the best estimate of future commodity prices. December 2026 futures show a future price of $66 per barrel, which would probably put net income closer to $250-300 million, putting the forward PE anywhere from 3-7.6X, depending on how you discount the cash and Inpex stock on the balance sheet.
One of the big questions with any Japanese company is what are they doing with the cash? Well, they have been slowly ramping up buybacks, from $1 million in FY2021, to $30 million in FY2022, to FY$32 million in 2023, to FY$52 million in 2024, to $130 million in the LTM period. This consistent acceleration in the pace of buybacks signals to me management has been experimenting with buybacks and gradually growing more comfortable, and might return a substantial portion of the cash hoard to shareholders.
Will they sell the Inpex shares and use the cash to buy back stock? Well, they have been gradually selling off the stock since 2021.
[https://www.inpex.co.jp/english/news/assets/pdf/20211105\_d.pdf](https://www.inpex.co.jp/english/news/assets/pdf/20211105_d.pdf)
The Japex stake was more like 5% prior to this sale, and it seems like they sold off around 1%, leaving 4% of Inpex on the balance sheet.
I don't think Japex is likely to ever completely get rid of its shares, because Inpex is a major upstream supplier - they liquefy natural gas in Australia and sell it to Japex's LNG import terminals. However they might reduce the stake by another 1-2% over time.
I think the extensive portfolio of assets, cash, and market securities (shares in Inpex), provide some good downside protection, while offering some upside in case of higher oil prices. | r/securityanalysis | post | r/SecurityAnalysis | 2025-01-07 | Z0FBQUFBQm5teE5QNllZcDZEMzVqbUxqMF9yTEQ1cXZJTGdIWWd3YXQ2dHQwOG51QlpsVS02ZXRlb2piSDVWZFNUSFVuNE9ieVBLNUZ3VHRNeGNWaWt2SXEyQmdWeEcwcDkySjItVi1CRk05aVBZRFpOcUdMT0k9 | Z0FBQUFBQm5teE5RZnBXMldQYWdrMnpkRmhFUXZpUGVibG12NzcwUHdIdVVwUFRuYkdfSGQ1OWJCWWJrcmxnRzF3blpyZmhOSmc0akJuTW04VWNZTVZRNmFaS2Y3M202dFFCbmpWRUgzenN1Wjd1czd6SXVzTVNmaEdOdi1vdDlMQmIteHNjOGNXM2JvOEhQRHl0N0ZBaDFrMHJjcHFFRE9admZxRmE0VThWZkJ4WFFDc1ZDZHFfVktLUFZxTFA1ZmZzRUFGMk1aWl9hTFlkY0hTLU9hSGdVeWthS2htNF9NUT09 |
$51d has reached an MC of over $800k but currently sits at $200kish. The story behind the name is that the dev, Valentino, was rugged for $2k. He's an uber driver who had $51 left over after the rug to invest and someone helped him create a coin. He's active in the community and did a live streamed burn of his coins. He's active in the telegram and they've been doing a lot of X spaces live. The coin has been promoted by Zack Morris with over 500k followers after getting to know Valentino's story. Active, engaged, excited community.
Zack: https://x.com/mrzackmorris?s=21
DEX screener: https://dexscreener.com/solana/86Dsd5t1G8MeLP4bFSfNHuuSFVhGKQa8svLgHNAnJ7i2
CMC: https://coinmarketcap.com/dexscan/solana/86Dsd5t1G8MeLP4bFSfNHuuSFVhGKQa8svLgHNAnJ7i2/
I'm holding 587k. | r/altcoin | post | r/altcoin | 2025-01-07 | Z0FBQUFBQm5teE5QOUtLaVlwNG5UdDVrNGpGUm5vcWtNWmZLZVVkQTZ2dXlZUzZNTkU2TEdtNl9leTM1LXlXNDFmaHpMa1ZoR21uVzJRRUVuZktrcWptdG40RmRHSFpqS3c9PQ== | Z0FBQUFBQm5teE5RYXhTR195dzY4bm1Na0Q0MUxVQ19SQTVNd2U2Z29ISVZFa09LcEg3YTJhaUJBZWVIaU5aVzJOeTdlRy1RNE9PWGFyazMyR3kwSVByYXM0X0NzR09BVEtuczl4Y1pvR1BzVGdzRkE5WHExQ2ZHWXBqRXUwb293MEpVZFN4bmttbXhrZWF2UW9uQjV1MGdQZXo2Q0E0YS16WmhYejRVdDZ0UUNLM2k0RXZaNzlQQTFEM0llUEpUQVBPS1IyeXc5N0dqYUlsZUxfOWpkcGZ5RldfUFRSNk0yZz09 |
All I know this year and coming years are different, a lot of regulations less shits coins like Shiba and others , so many coins going. To ban from USA exchange platforms , so etc one of old and high secure work of proof crypto , once people understand etc actually even better than Eth self lol 😂 it will go skyrocket. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QcjlmZ3lPdXhNY2lsbVRET1pvZHlFZ3o3Q3M2X1pwNEZJMjNlazBHNTZIMVp2Mk4xR1Ntc1Y3U2RPOWpwbUU2MzN3Q0RGaUs3OGZQQ3pURTlPWV9KUmc9PQ== | Z0FBQUFBQm5teE5RYlpXM2FOcDFTalVQNjdsakZfZ3pmYkVLNnJxbGxqWlppeW85SF9jcHRhNVQ2NGJoVDRqa1BRbklHQnRMVUhfT2lTWkxxVXM1YzBWTWRtcEN3RlVQdjhyeTlrb285RGtWUElJelZMUlpiclp0WnhVUmhpRFp4TElGRlBMdFFTNjFZT3UwNGptOGZrTHVGUDRRYzZBX3lZN0NGZ1h3d2ZSTjBLN2JjdTh0bXZ2S0FQd0pNUDM3TGp2anFzLUE1NXp3 |
Sounds like hopes and dreams. No offense | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QODRZVXZsa1BCN29meTJ2YXpKUkhGWXFyRE9fRUVwTnpsbF9rUUc0Q2ZJRkRwZXIxdkJNdDZfMUppVkNyc2tTWWo4bmNiQl9LYUZaNDhqdkNVUmYyRWc9PQ== | Z0FBQUFBQm5teE5RbW5VaU1aVi1PRUN5TFprYW45SWhockRJVUFGdHFHdVlhY0NVa3NvRmxCcFR0MzE0STAzNWdFSEF1N3ZtenlYRVFBd0xtM0swT0hZUVJfWVloSEZMY1Q0NGUxbFI5QmU5MV9kYkhNVlE5aTVKLV9ZeVZxNlZzUWpJWFFpb2NYbjFaUHlUTVFLZmp5SDB5RFBwamIzTWhhYTFRYTZtR29KdlNrN1A2ajBhVDRkTzNwVjhsT0k2TVVHYmZKZVlFUmJW |
This account needs more than 15 karma to post
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/EthereumClassic) if you have any questions or concerns.* | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QRUFlcnc3TmFjTmd5QXhURkhaY3R5TDh3Y0U0c044T0lwVkltTVg2MWZwMnhudS0xQjRUUld2S1hITHNoeHVHaTgybk1IdWUzOTFnYnFWZENLM2FWSmc9PQ== | Z0FBQUFBQm5teE5ROWxRTzZkRHNoYUotdUhSMzZPWXJyVnVtVWY2LThWdTVFU1B0LTBOWmJNWXpqMGRRRU1weGpNZWhCRlEyd2hRVkpCd282Ty1XOTNWeFdEMFJueHd0azlmUW51TkotZ0h5Q290QnMwMHlodm5JRUItU1hNUlRhTlYyeUZNRlBwOXZZQnRIeVoxbnQwdVBNQU5WU05BNU5Ba0hYaWlzbWpkRWJKSzZsTGo5c2lMb3NsLVVFYmxXUkpOTUE0SldrMHdI |
Hell yeah, love these new projects on the chain 🥳 | r/tezos | comment | r/tezos | 2025-01-07 | Z0FBQUFBQm5teE5QT25faUtlckZvcGR2Q2t6cmcyTTVqZVU0YTdMemswRzdWNGZoX2FONGszOTNnS1FIMHVkd01SXzNsNWg1ZjQ4aXQxT2RQWU1wTDFoRmVEbHB3VUJFdmNtUUViajF6cVByRHNYQ1RRSVZSWUU9 | Z0FBQUFBQm5teE5RbnpVcmZ1MTFoYjdhMXpHeHVMNnc1ZUxyeGROY1ZENE44TzN1SURVRGxLY2RMSTM3TnRRdTBvMEtBRmszbE9TX1J1bnZ2WXFfdnAxcy1PZXpBTUJZZUMwVmdrdnl1RktSRmhmMTFYdEhRb1hObWtlOWRFbDdqSFlZX1F3TzBPRnl0Sno4Y2xieXV2eTVVZTZ6MGY5M0JqS3hLTWhPTDBVUV9ZN0VCUklyZGlDaUpZWXRGQmpjQ2pHRVd3dkZlTk1wd241cVhGOXNURFpxS0FlWU9KRmdXUT09 |
Thats right you've been caught mr 17.11. Go back to Claude and find better AI images for your scams. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QdTk1dWR6V2dIUUgwZGxuSHJIV1VfYXBOS2d2TVZRc3pkQTE3cm4zaWV5LS1xVzRLbU5RLURnMUlReWRFa3Y3d1BGNno1MnpoQ3VvbVhfcnlqSnFiTVE9PQ== | Z0FBQUFBQm5teE5RWWxxWW5LdEx4SUloUG54Mk9sMk8tbmdFc2xmWWtraHFFYkd6SkVENnRmelRtSThpQUdXbFdjd2JNSnZvd0lLeWRXZTVWSG5hT294ZnpDOXNnR0RqMUVmZFVlNUlJNE1La2hRMFJZUmxqSXdWTm1FTXkxN3JOMW9BUDFadWMxa1E1M21JVXpRRjdlRkN4WkNYWl9fZ3VTVU9BeUJ3SzNJaGFJQUF0eEFodjlIRG9xOWF4Z1VCVnp6QnN1cXEwSUpi |
Hello community
any physical wallet or digital
which one is better based on personal experience and opinion? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-07 | Z0FBQUFBQm5teE5QWVg4bGVlRDN2UnZRUC1tZFg5RWVqaDVWU3YtYVhGUVZZa2w3ODlwWW5WUlZjNnlPV3BxUURNM1NlZXp6SUpHVzJiaHY1QWFGVjY3UVgxS2RfTE1zclhwejZPRlFGQXdaYXNxY2o0VzFoWmM9 | Z0FBQUFBQm5teE5RYWVhRlg4Z1R4dk05M2dSQ1pEWVlEOHI0RnQ0LWVEX0lVSDlVMVdacmNlNThFWDhKRG9JZ2JYSDRNY25LN2MtbDJNUHF6VE9MZnUtZGNNYmdMbUlKdWNZaEYwa2t1aVJXY0tDaVp4ZmhCcXZPX3hoTDBQRFFOTnVYRmJCTG1TTE5UdkZnUTQ4dFFPZ0dOWm1CZjJua3RLcXVHRjBndDdHdGVqQ0ZSWUt5TTlDQTdUWU43aVhKdUpWMGl4WUc2cmxh |
MicroGPT has been on an absolute tear this year. Research suggests it’s way undervalued! | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-07 | Z0FBQUFBQm5teE5Qd0taTnpOVElHQktPRVQzRld4YjNtczFUUnRwNWk5QWY4dTZWVXhZd0tyZVhSU2JqcG9NYU1qbTdTaS05QTJSUTl3c0RvSHU4aUhPaTZyUjZwTzh4NlE9PQ== | Z0FBQUFBQm5teE5RQkxJano4U0I5TXF0WHZsM1JwYUtRSWZwM1lnNk05MnBWYTZEX2lma3pTR1lFOVRqcXVqQWZ2RnRxVTJoOFVMUHY3bWFXd2plOW8tNVdhS3dtQ0o3SVRiNS1BdnpWNEJ3UGpSbjRiM2hKM2dGZVFjWV8tRHAxd2lEYVg3QUdOTkRGb2ZKbThjVFRtYVpXdzEyTXR0NVgwZFZ6NUNuSWViTW4tN2t6Q3h5bkstYVV5TEdGTm5mcVViSUdWZXVPbVVnRDVzYmg2Z08tdEt4S2ZyWDIzSVZqZz09 |
I just need to vent. Running my own business has been one of the most rewarding experiences, but one thing I never expected was just how downright rude and abusive some people can be when they reach out for support.
It’s like the moment there’s a small inconvenience, some folks forget there’s a human on the other side trying to help them. I get it, problems are frustrating, but being met with hostility, insults, or outright abuse when I’m just trying to solve the issue? It’s draining.
I genuinely care about providing good service and fixing problems, but some days it feels like no matter how much effort I put in, it’s not enough for some people!!! | r/smallbusiness | post | r/smallbusiness | 2025-01-07 | Z0FBQUFBQm5teE5QbElGc1gzV1VLQ3RUYnN3NEVvX2lpc0ZOQzkxYWVoRE1pTEo4ZDlIVmptZWY2eG4wX2IxZlBtNklSdlNUbFQwS2syRmk4aTZDM3hnbGtXTDdlZkQtbmFVTzFsRk8wMVc1NXlzWkZHemhDRFk9 | Z0FBQUFBQm5teE5RZUpUbm5PQUpId1NxM013OHVpb0wxTmc5dHdqc1lHTVEwbExDTFdkaGxiekJrem1YbWRwcEk4eE1KVDA5aVhOSHhzb01FTkw1a1NIb25DV3JLbXZBMDNiVlU5cGpHY0hOdEFEeGkyX1hXOFp4dFBPWjdQZ3ZJLTdOMUFFeDE2aUlVYVIxeWc4aFBhZHpYZ2syUU9QenpEZ2c1NTVBLTJhQ2RmVVhlWHE5M1hmTFNkV0xsOXlnNDhfdzdkbG9ySTd3TDJ1enQ3YmJLUDFYeWU4Yy1WWTQtdz09 |
I am planning to retire in February 2026 when I turn 60 and just turned in my one-year notice today. It’s a little early, but I had already told my boss and it just felt like a great way to kick off the new year. Giving one year’s notice will earn me a $5000 bonus so it’s definitely worth it. I have a lot of trips planned over the next year so I think that will help the time go by, but I am wondering how people stayed engaged at work once they made their retirement plans official. I already find myself caring less about the things that seemed vitally important not so long ago. My husband is retiring in June, so it will probably be even more difficult for me to not be checked out after that.
EDIT: I didn’t realize that my comment about giving a year’s notice for an incentive bonus would blow up. I really just wanted to share my excitement of finally being on retirement road and wondering how people who had as much time ahead as me stayed engaged on the job. I appreciate the concern of people who think that I was foolish to give my employer that much notice but this incentive has been in place for eight years to help with succession planning,and no one in that time has ever been let go prematurely. My employer has been good to me for the past 20 years and I see no evidence that this will change. | r/retirement | post | r/retirement | 2025-01-07 | Z0FBQUFBQm5teE5QaE5GRXM0aUNVZnlZM1FCOUgyWFoyaENOaktQVTVwci1UdzkxZGQ2c1EzWlhRM1hQRlFlNlJiaVExZFZBbTB3SG9pRG9OdU1SYklIWUFFZmhCZERjVXMzSzlzQlFUemlGX0NEeEdXdGhqOU09 | Z0FBQUFBQm5teE5RTVk2bWx4Q1JDRjZMakdhUVF3aVdlQmd1bW5qd0lyTWRhOUlibFIwVmlkZ1lKSUV3SVczNWZqWHVzUzlqWHh5UVJWUUZzZlhHLTdqblBtdnhNTks0dmZMQzJPcmZlNnRUcl9JUS1XVFhjQXlHenRGVjdXdmluT2JRSWJOYk9hS1hUOUVkNWVoOG5ianlNMjlLWDAwcV9tMnByNDZJTnlBZWpPaXdtVzlVRnN0MVNZckUyaGlyVjVTcHBQMXpSeFE0 |
What are your best defensive picks for 2025?
Telcos are looking attractive, I started a position in telus just before the new year.
I'm also heavy into paramount resources, they sold assets and have a ton of cash. Once the special distribution is paid out they will still be flush with cash. They should be able to weather any downturns and even pick up some cheap assets.
My core holding is XGRO.
| r/canadianinvestor | post | r/CanadianInvestor | 2025-01-07 | Z0FBQUFBQm5teE5QZjNPS3ZDN19uSnMyVHNMd2tyMFpTTjNrWlZULWswQnlBVVYwUmZ5MEdnc3NWTXprMGczYkw3LU85R28tanZILVNTU0szQ3Vsd1YwUmVUN3Njczktc0E9PQ== | Z0FBQUFBQm5teE5RbUhOTEdMdEwzYkt3eXljanItM2tjVTlYU2t6aGNYaDFlVVBwdndvUm03Xzg3aTdSc3liSG1obW02cW9oZDdXNVRJZ0MyT25DVFdqUlJPVkMzWEpWakl6dFNNQzJsNTJCUXkxVG1JeEN5LTllaGp4eU55X01XZ3hjSVpEVXBKYlVNdzEwTWxjU0tEN2tMTHhSVmdvTTVxZXNFbUxPSTJ0aTUzWDcxNy1DUnN0eGxOaU5lMlBhRndNeXZTR1FvNHZJRkppc0JXRVNfdER5UV8yTG5BdU9Qdz09 |
$BROKE
CA: Ga4oZoNRLkZkruJpS8NLwa8DJCwKP9hbTBSNDQZ9V43v | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-07 | Z0FBQUFBQm5teE5QRld2QzUtNTNjZTNrRGZhSTV1N0xWWm0yZmNRUWVRdlQydmN6dUw4eTNIM0dTN1U3eWk3Q0NDVXg4MzF5dGtnSmpJaUlPWHQ5UVFXenhQQ205NS1BUUNTNjA0MVV2czd2bjloZ3Q1dDhCaGc9 | Z0FBQUFBQm5teE5RZnpNRnRVRU95d3F6MTFNNGp1RjF4ekhmVTJKS2lfYUYxTFVZU296ZXpRb2l6M2xjNVZSdVo3SVpYTk1zZVpTQXVselNTRzFnMGlnQ0tiMkQwdG1HU3dwbjhLcEROenRGblI2SWFJTWFBR19URGhrbmJQTVRUamNvTVNFYU1mbi1NalBiR1FNVHRMY0pCQ09WV09vTWtSbjAydTl4MDJNQVNtRzBFUTdyYVdmS1FHc1MzTGpSWFZINEdNQjF0Uy1y |
Hey gang, I'm looking to buy a computer with my crypto and the model i want is only available from the manufacturer, so i need a rather large visa prepaid card. CakePay actually has a usable denomination for what i'm looking for, but Visa also has a lot of pesky security checks that can cause the purchase to not go through at the last minute.
i don't want to risk having $3k stuck on a gift card so i'm wondering if anyone has gotten a visa prepaid card through cakepay and made a purchase of a few thousand dollars on it? How did it go? Did you run into any snags? Anything i should look out for?
Thanks! | r/monero | post | r/Monero | 2025-01-07 | Z0FBQUFBQm5teE5QVzVZY3R1bDhMQ2ZfVTQ1S3dDOUdFRzhQWnVlaDV0ZEE1blRVMDVKZGYyZnhwcGl2RzhBU2FCNG1uRUNCUUpuNFlNZlRtbEhsSG1GY1dpYjJ0RXJ2bkJsLXJRZkg2UEc5ZGczY0ZoeVZEVkU9 | Z0FBQUFBQm5teE5ReGpLZHVmOUJ0c1hLaTltcFc4VUg0NWZLTjh1dG9kdnIwWXA2ZGVmRXFOYzhLaFVkMkRhRmtVWjdqZzU0b0xHOUgxQ1NjWEgxakJ6WFQxQVE4amhlY0ZYTGtKTS1MN2R6VVVwOU4yQllyMjc4TnlybmtwbVIxc2dEcFZMTUVleFJ5Vk9QS25GNHRUb2hvZzVrUHFsNzY0aVpsaVd2UnFFWFY1dlVzOVhreXlfOVkyWDdwbWVndzhKSlUtUHhhM0tT |
300 my target too | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QbGl5bE4xbDl0TngtYlF3VFRySnpRQmh5RTcwaGIxVExvcnN3RnlJTUduQTc1Zkw3VFd3MkZSMjVkMkNCa3N1Y1JMUHZDc1Z4ZHEtRkJtc1pDNmVkMkE9PQ== | Z0FBQUFBQm5teE5RcUdtR1FCYlJwbW9PWjRQaGFESkZzU2dYUUtMSTZPdmhmU1E0X3Axd2NWNVRHVmh2SUY5MHo5dlFCNl93b1ItdkVnVkh1Sm9nSFZ6R2lhZ0F2Qk9jMkxLSlRUdmZrX1BYdmpFSFFVSDNiMUd1SzhTc1lqNWItWFhwX0RGMnFlM0J5dWJ5aVpmRUtFTzRiMFFDVjBlTGdKaVoyRUQ4bHhyVl9MaVE1RVRfV01vNldJTHo2Qk1RanQ5SHBzeXF5QTZn |
This morning, I was talking to the barista at my favorite cafe. The barista was saying how their fiancée owned several cars and they were thinking of selling one to buy a house. Half jokingly, I said don't forget to buy some Bitcoin, and they just laughed it off. Some bystanders then jumped in and smugly said "oh yea isn't Bitcoin going up now but then it crashed again? Whatever." I just quietly took my cappuccino and walked away. Jokes on you bitches. | r/bitcoin | post | r/Bitcoin | 2025-01-07 | Z0FBQUFBQm5teE5QWC1BdC1vYXg0VndodEo3d0l1N3IyYlA3WTZGb2JoQU41eW9qa1ZSNXJFQm9WS2w5RFJ5S3BhaWpqMHhoYmNJQmRLRWFSeG9WekVKeTZERGlMNWFnOUE9PQ== | Z0FBQUFBQm5teE5RUUJPZjZYNzNhajNPd0tJbzZ2Qm9YaTBVWVdMYmV0MndrVWVtWTBBbnhGS2dIa2EyeHZuX0VHX3lHY1BLSjlhRU50bUt6YV9QWndLVUY4NnhlZ1ZnWGg0cFdxT0FjWWhVRGlQMDhBeGsya2J5Rm5lYUR1QTBMY0ZUSi1LSHVRbk5xd1dCT2podVkxQl9iczhFUGV3ZWZEWV9UaV82Z3FFNmpwU1g0cGx6Tk9rPQ== |
An overview for all of those who don't keep track of it. | r/pennystocks | post | r/pennystocks | 2025-01-07 | Z0FBQUFBQm5teE5QOXpGeGZYeUZzWU43RG55QzNqODkyd05EazhJRF9lWmlBNzFpZjFVY2JnMTRxeEFJRnhoTEdabDdONjVHd1I0UER0RDNZY3hfVFQ3TGt5MGRZNjVfbGJmRFhaQ25tNXF3ZTVHMll2TmNJaTg9 | Z0FBQUFBQm5teE5RT3lWQnc5RWtnQVNHNjlkNzBYQ1NDSk0zcmEwN2ZQalN3M3JnWElsdE50ME42RWo3V1F0MXlkZ0pUbmQxLW15bEwtbnBrb3UtdEpxcE5fU0dTeTQ5TEJRczRKRlVDMXphTlB0cEZ6Qjh5WU9uX3hoQS1qaWJ4RFFadjhzU3ZyWXR2NGo0UURQWFF3cy1mT3JTcmg4ZnI4SFk1WmFLWGlLTTlsN2tURDJ4MXBVU1RPMzZCTVJVaUxCNkFLdnRoekdWTk40dXgtb3FSV3F0cjE1Ump5UnAxZz09 |
I hesitated to apply for the Bilt card, seeing how many people talk about fraudulent charges, but the rent rewards got the better of me. As you may have surmised from the title, my card was fraudulently charged today for $500, no less. $250 at Zara and $250 at Sephora. Bilt caught the Sephora charge on time and sent a text message, letting me block the transaction. I guess the rumors were true that this card might not be worth keeping. At least the service line worked as it should: 833-404-2272, and saying talk to an agent connected me to a real person. Sorry for the rant; I'm just disappointed at Wells Fargo and Bilt. I've only had the card for about 4 months, which is quite a shock to me. Seeing every other card I own have no issue with this. (I am 100% sure this is fraud; I’m the sole card owner and only use this card through Apple Pay and for rent points).
I’ll provide updates on the fraudulent charges and card replacement if anyone is interested. | r/creditcards | post | r/CreditCards | 2025-01-07 | Z0FBQUFBQm5teE5QeXFuVXRnYjVWWkoxNWZyRFA4MnkwMDJKMDM2R0dwaGo3SFRHTGtqS0NwcU81RmlIRzZmYUxMMHZEbmdLR0FrR3oxQy1ZQ0lrekdLSG40N0VlN212MXI3VEQ2Y2tta1hnd2owaGJfeGVNRlE9 | Z0FBQUFBQm5teE5RNHNPTXlJdlcydjJqb2s1TUtndWFsVzgtc3A1WFFWQWtRajg4LXU4X2NfQmRPS0NBNm5jWUlRQXlZZTdLTnlMZ2JuNlFtQzB2cXpVbmF4c1FJaTh5aEl4Y0JMYmlYTFFjWmd4VVdIeDV4RF81cFdCd0F4blBFMkNuUWNEUlpidVJnbTk4RXV5RGJid2hjdGRRZENzbHM1bENzMTd2WDJjczNoMkp1dDV1RnQ5UmFpX2Uzb3FNakcydk5lbm1naGx3 |
SUPRA. Very undervalued with staking live and prep dex coming. | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-07 | Z0FBQUFBQm5teE5QeE5QMlgtclV6Ungyc0xFakJSZXVSbDl2RmQydlh2UjZ1VnNORlktU2tRRWtSS1I5cmw3ZU05Vi1zamxEeTd0QlF2M0Z0dnpjS3NCWlVzeEpsZkt4bkE9PQ== | Z0FBQUFBQm5teE5ReEI3cDdfOTJRNURMaC1KUm5obVRvaXVDS2tCYTEtSUlEV0w5ZjRZbjUwZi1vREl4Z3Zlb0lFMGRnUTVxT1BSLS12S2owZVoyS2RON0EtNVFJUzdtWndFSmgtaDBLaFRHWU9Lbmk1ZjhOWFB4cmZKUnZKeHR1SmRDTC0wOUZJZ1VmVHFUMmhUbmdwb09zOVQxR0FJaHVkeUtPZGhVUUJOQUVQRmFxVjA4bFUzMS1vdThJbGVFaGdfRnBuMDJXMDNnV2ZWV3NCQ1VfWXdXSTF1MHFyMXlnUT09 |
So basically from what I’ve seen is when this happens, your crypto wallet is corrupted or something and hackers can get in and then you basically just drain your account by sending some small amount of crypto. so I just had put like $400 in crypto in there and then this happened, so as soon as I saw it, I took all my money out and transfered it somewhere else but what is going on and what are all these random addresses? They aren’t the same address sending the small amounts either. Why is this happening like I haven’t lost any money but like this kind of sketchy. Should I transfer it to a brand new wallet or download a new one like what do I do to make my money safe? Is it the actual Salona coin that is corrupted like what’s going on?
| r/solana | post | r/solana | 2025-01-07 | Z0FBQUFBQm5teE5QbC1RQ0hST1NEOTRtVjNudlJZLU1BQnlpM21IUjlyQlJQdVNSWk5jdWtUbWNzSW1KM0xGSlJrTmdxNUlKcVBZVGRkRnBEX0lIOXFFOUhqZWNHR2RVVEE9PQ== | Z0FBQUFBQm5teE5RTjFxZ2p1TGxpdFFsM3NSazZVX2hTSzhDNkQtZ0hURWR3cTJCSDVxQjBXYzdZSkFiU3BEM0tUZmhVSlVHOU1uQTJydElKZmZFMmk3RmVZVTQtNG1YNUZDZmtDM2k4Zl9oeHRBQkZpMW5Xd1k3emgxODRablN0alhzaVhyOEpjX2lMb2tnNEVtX04xRVZNOVd4RUpDQ2ItaUFLSnl2MUdrWDh1QjVTcHhZZWVWTU13QkJ1RDdJRldmWlAxclZMaEZzTW9WcnlkRkMyZjVUbXlQdkN4eEUyUT09 |
One year back when BTC price was $43K, I had written an email to the future me that the price of BTC will be $100k by Jan 7, 2025. I started investing when the price had crossed $50k, from then, all I am doing is weekly SIPs to buy BTC. I am at 100% gains.
https://preview.redd.it/tflm9o93whbe1.png?width=1492&format=png&auto=webp&s=afde5e303d460d975328f2b70a6977e44a85a1ce
| r/btc | post | r/btc | 2025-01-07 | Z0FBQUFBQm5teE5QY1VRZndZMlJWRkdLcWxuR1FndnJWUmpOUHFKMkIwb0RiNENTS3lmUkl0eEUtZ1pnNjZKaWU1UnMwZVU0MW9CYVBzSTNhUnkyV3FydnptRkhaMGdZZnc9PQ== | Z0FBQUFBQm5teE5RQ0VsS2hWRGpGcVIyalBIcUxoUzVURkJ2b2FZczRSTjdvNTRUdlN0dkNMZDF1bUJoTmFPRzgxWU8wLTNFd2NIQVVpWGlFeTgtRTFsem8tQnlxUkZkN1RjSC1nb1BRVGU3N2E5a3lPUVZLQmZKbXI2M3VDYXpPa1p3M2ZqREhmRU50NlRqWE94bHdnTXZ2aEdqV28wOUVXWk1ZRHBENVRoVHhCeVAzUW1rdmpLdHhwNElfMWJLcWlGZ0Q0S3F4T2Rm |
Thanks for the writeup! I will take a closer look at this company. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-07 | Z0FBQUFBQm5teE5QZGE1M2NuWGs1amt6UEZCNmdNbFlqM3Q4WkR6dTRSaFRreG9XYTJIV1pHUi1KaFhFRERTS2ZwVzFsQUFYcXRJUWlaXzA5QTVjbFZ6UzZtQ3N1b25wUGc9PQ== | Z0FBQUFBQm5teE5Ra0Q1aGF6Tmh1cmhncFRoS3hfMURIZGhSZ05sQXpDMkU3QzJpaWotOGoxX1Y3R0VobkFYbjRYUE9lWDhnV1FQT3lvQlpRanRjWnRCQ1hWMFhlY1dkNEFoUkNlRUJxMWVWN3FQN01ObWNTQlprRzdvZFBndTR0NTFqeU1LSkNEWm9RT09ZMVlldHBINVRYRmwtMnlYZVNKYkF2b2pOb3l5TU1iaDl5eGJHZEIwMkMyMGtEMjRHYXJYaTFfLTNBQlRKOC1zZVc5ZzJUX0tUMlNBRzF3RU9aUT09 |
Let me know what you think! They have a pretty decent investor relations site. Also let me know if you have thoughts on the Inpex stock and the relationship there. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-07 | Z0FBQUFBQm5teE5QcGJ0eUMyTy1lWmYxSmJEa2NhcEU0ZWJ6XzlKdjlzdjNFQVpVZ0ZmeV80RDBCOWg1bmp3Nk9mbTVCTzIyRkZaU09wX01rT2VmSVRQR1pVand0U2E5SWh4M1pkbDBnSmVCUHA2bDlMd2NTVW89 | Z0FBQUFBQm5teE5RbUUtZXNNTDNQZEdmcUlyd050WkNqTGpudW9jY3RpZXJZX3ZLbTF6OTVrMkZqanFwS0pBZzBYMkVIbFRMLVQ5VXk4Z2JuNnBMdU1ja2VOMGprMWd5WmhQbWpsQ2R1THQ0bWE0ejd0ZEZLQzlad0hqaC1pcDNvRXJ3cXE2S3FfZVI4MW9HaU54NGdFQ2R3eWhjU29JVVVSelFqNlpJbEZuRnIzQzhEaXZSY0lNOGo0QmdpSUx5S1BBUXplQXFBUGs5M3MzOG14dElhSDE0MjdkQ19keFZQUT09 |
I currently use Polygon as my primary and Tradier as my secondary source for "real-time" **SPY Quotes for \[0,1,2\]DTE with 24 strikes each.** My network round trips based on REST API calls to their endpoints is under 12ms. Here are the average data latencies I am seeing from SIP timestamp to my client through websocket feeds. Client time is synced with a GPS/PPS based local NTP server to keep my system clock accurate to 0.5ms of NIST. Polygon's awesome monitoring tools for the socket show that they are never queueing messages for me so my code is consuming at a good rate.
|Market Time|Polygon (ms)|Tradier (ms)|
|:-|:-|:-|
|930-1000|250 - 10,000+|2,000 - 8,000|
|Normal volume midday|100|1,000 - 2,000|
|Elevated volume/volatility midday|250 - 10,000+|2,000 - 6,000|
|Last 2 minutes of trading|200 - 3,000|3,000 - 9,000|
The fact that Tradier is able to provide lower peak latency when Polygon is experiencing high latency makes me think Polygon has a burst capacity issue with these contracts. Anyone else experience this? I am thinking about switching/adding Databento or Alpaca but don't know if I am going to experience the same issue. Databento seems to be the best but the pricing could add up quick in the estimates panel on their site. I'm hoping subscribing just to the above contracts will make it much cheaper. Any input or experiences are appreciated on this subject. | r/algotrading | post | r/algotrading | 2025-01-07 | Z0FBQUFBQm5teE5QSHF0cC1BOTdYYWR1UWtuVXFnUVQtNHpUaUZnZXJwcmx5d1hHV2E2UDZXcFBzVlc4Mm9xR3NEbGJKWV9MZE1TRHFKSWZCWmh5eFdqNlMwMFJOM01qQWc9PQ== | Z0FBQUFBQm5teE5ROUo0NzdYWWp2cFdScU1RbGw5U2NtVXV1Tl9XWk5EZnhSbzZZWl9qNTFFSlJwTHJGY1hDNzlnanowMXFXaV9ZRF9VSnhZNnlYLVlPdjZfcVFEa1ZWREI4YWNKanQ0YUMyUFA1bHBhT3VtZjR3QW5saXFoMUdRU3BJTnRSbnJubTBuNlhQU0htN1NhR2Nnc1gxNkM3WldORXZGaXZWRmtWUXRRVXBWLTBHZ3hQZGVUSkVkU0dDOEQ1Ul9CTGczU0NoQWktamVjWWhFREJSMm8xLWRvemhLQT09 |
"Stop the FED! Use Bitcoins" a sign held by that guy who in 2011 was paid 32 btc to wear the hat and hold it on a bisy street. On top of the 32 btc he was also tipped additional bitcoins from other users of the forum it was posted on.
His address - 15Qvts3L2ML538ybH3xP9hKrM282QS6NL
A total of 96.14 btc was sent to that address.
(price of BTC at the time: $4.25)
Yeah, you guessed it, he kept none.
source: https://pin.it/4UYIEtrMr | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-07 | Z0FBQUFBQm5teE5QS2FNQlFBUEg4UmpDUnJTNk0tNVM0OFdCVTNZeGdMalM0RjZOQW4xX0JLWGJTbUNLdENzZmk1NktVY3AtOE5MYkxseHk1N3FwSVlYVUNEemhmLUs0amc9PQ== | Z0FBQUFBQm5teE5RbzdfcEpnU0FSQ0JlTjUxX0tNckliMjE3SFZmSkVTX3lPNHhXVmlTMzRuUDN4Z3gyQksyUWNLY0RKa3drN1FtMzFLUmNPT2NLazJfWmxBbWhnOXFUQ21aM1pJNDdwOVJpckpFV3FKQlNfbGZlRmNvQ2dacEZTVVhnOC1xbjdyUnVhN2JrTXV0OTBmblpOaTUzeUpCa3BONXhDa3NGcHlkczFMNE0xaE9sX09xZ2g5WGgyXy1PNXlUZktlMXZST004X0ZFVl9Xc1l4ZHNDa2dKaTBKcS00UT09 |
I have a signal that generates on the close of a certain candle. 16:25. So in my data set that is the candle that starts at 16:25 and ends at 16:29:59. (It’s 5 minute data).
For some reason back trader will not let me generate my signal at 16:30 and place my order at the same time. It will only let me place orders at the close of the 16:30 candle.
I’ve tried cheat on open but all it does is give me the open of the 16:35.
When I narrow my search window to 16:25 for signal generation, my signal gets messed up but it finally places the orders at 16:30 open price.
This system feels like a piece of junk.
| r/algotrading | post | r/algotrading | 2025-01-07 | Z0FBQUFBQm5teE5QZTRJWUtuU196cnA1MFg1cGQ0MjdveFJnVTVzbnc0UEhkUmZZQ1pvSEpCRGpNbHVVdk9tX1hvVU5LOElZUllhTlJqVHVlZHpiZWx4N0lMc05lOVpWd2c9PQ== | Z0FBQUFBQm5teE5RdHJiNUpJR1lkNTlxVEdqUnV2cjRsNFdqdFphQ1hrUE9UZEVZUUlfQzc5WEg0M0ZRWWtjTVFhTWl3dmVFaG5CZ3RYblBNOGowbzNKNTNsX0x2S0Z0WjZYakpOT3lNWGJvcGJrRU9Hc0NSZFVMT21CeC1FT2xJOGp1N3RMMGFNcU5EUjlGTjV1NkEwSmdxQW1hdTM4YmVuSENOOGh4S2tjRmRxYUU4TXV1NjNBPQ== |
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*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/EthereumClassic) if you have any questions or concerns.* | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QaXl1Y0FwRDZNemFSU1NjWmVMc0xBaHpTZkQyOV9iT0ZCTmliTUJjLUE5Z2RjWjI5cWROeDJoNDIwYzNMbWpvYmRsQnV4djNTT2tBMG5yLUF5cGR1cGc9PQ== | Z0FBQUFBQm5teE5RckdQWndiOTQzeVZCeUJrWVRwY0NyVE1qWTFCZXRZX0g5U0xPYWVEczZVZThuTUI3bnhoR21aRjBvYWtLMnRWenB4SkhaTW50TndFWUViUlJGYWpoWXR1aFJuMlM0a05sMDNjcGY0VHBzbGlOTGRpeHkwQ0h4VllYTW5USTNTREstMk1VejF2QW51S1I5M1d3TVZhRzQ0RmlhZ29Nc3d3U3hIM2ZGZzNnZEtGZXdESUZKWXl1WFlsSXRLdEp4eTZ3 |
Question to the EU-people here:
There will likely be protests organised by anti-CBDC activists, and i plan on joining to carry an XMR / private money slogan. Who of you would join such a protest, knowing it might not be the best idea regarding OPSEC? (Also, feel free to drop your best pamphlet-onliners below)
[View Poll](https://www.reddit.com/poll/1hvlx18) | r/monero | post | r/Monero | 2025-01-07 | Z0FBQUFBQm5teE5QU2Y5aU4xMFJnSkEzMVkwa3FjZHgyUHB5TVl3SERzRng2RFJIczVyemVBWkdiMEU0eGdxb0Fia19vNjVpY2t3QUcwOGhmcngzbUh6MXFsb0ZmcW4yVWc9PQ== | Z0FBQUFBQm5teE5RYkt2OE1ZVDB3VXdwYjF2UW5QWF9XWDdZZDFITElncm84WDMxcXFKWFFFNm1pYzhJYndVWW1lc1lUa2JnZ2JVLXhiTlFxR2tZalc4ZVpzdkljVm9GdHJBbGdFZTN3SnZIQUtNRFdQTjl4OThvSjVEM1NhRzI1ZVI5WmVpUHRVckQxZmVTS1lVWFMtZk42Z1YteGluQnBRPT0= |
I’m talking about basic clothes that are made sturdy enough to last a few years. This last summer I got some pants from Levi’s and they’re already almost destroyed. Recently I ordered a real rugby shirt for $100. Pretty expensive for a shirt but the thing is so sturdy it’s practically made out of seatbelt material. It will last probably 15 years. | r/frugal | post | r/Frugal | 2025-01-07 | Z0FBQUFBQm5teE5QVDhyeUFaSW00UDZLc3VBUnJMYXNYelBrSEhDcmdFeTJaNmQ2SkR4bk5ibTRQcFMxNTM2dkJpM1RaaTJHajdSZWdXNkRqMElXdVB3eDdsWDVSeTU2TXc9PQ== | Z0FBQUFBQm5teE5RTFdTUzJId1VPNWREblBUQ24xQXR4N3dFalowcnB3Rk1HOFF1dGtLQVptRHJyOVphcllyVUZKbS0yQ21JTDR3NnFEOGNQUk5Sd0xZQWFwQUdhOWJwN0JocGJCb1R3SkxPUlhUZXVsRnVKNzQ3VWFRLW5OclFHV3RJVnVJSTJjSVRHeTZDeDRESXBoSEhTVEtidXBCQktCVnRSajhCeXVpT01yQy1zY2RyRFdXRUhOZTVoaFM2NGRwVGI3WkFnTnhXbDdpTVBvdXJVU1R3eC16WFhLOERIdz09 |
Does it not always show every subnet or has something happened to cortex?
| r/bittensor_ | post | r/bittensor_ | 2025-01-07 | Z0FBQUFBQm5teE5QVWhQSnhJVHAxbGtBc3M4SEYwMzRxZ080RFh0ektRem1lLVBYcTZYZWg3Z21faVNzTnlaTHI1bF9LUGM1dHNudFNTZ2psWFJwVXYwbFplal9DZjRONEE9PQ== | Z0FBQUFBQm5teE5Ra0NIZ1AzZDBhaU52X3FXZkF5NU40QVZUNmFheGJMN3JudnU3OV93QUl5OHAxVWdubG1pazJlS0tKRmN4TlpiYjhZUkh5ZmVpT2hsZVBRb1I4TlFxSFA5NVFfQjMtQkRKOVBac0wxakFYUWFPOVdKYm5xcVB6LWhDNkZxbmM4QmpGeVp0aXVRU3BvcXBqOTlkTFFBdE9yZnA2MkNpZmkyNk5tWEZRN25uWkRhNEIwZ1BjQXpFbkZybWRPMWsxVVRuejMta2tWSFg3ZFA1a2Q5TnEyaEtWUT09 |
A couple years ago I lost roughly 90% of my options trades. This past month I've got a 100% win rate. I'm aware we're in a bull market so this probably isn't as impressive but here's some important things I learned/did different.
1. Market Trend Analysis: I learned how to identify reversals and buy calls/puts accordingly. RSI is my favorite tool to use.
2. Strike Price Selection: There's a reason further out of the money options are cheap, it's because your chance of profit is considerably lower. Buy in the money or as close as you can afford to in the money options as you can to protect yourself from losses. Time is your best friend with options, giving yourself further expirations will give you more time to recover from short term price drops. That being said, I did gamble on a few 0DTE's just to see if I was analyzing trends right and it worked in my favor.
3. Research: I use ChatGPT for all my market research. All I do is copy paste some prompts I made and change the ticker symbol and it pulls all the financial data, intrinsic value calculation, catalyst factors for growth, and it even gives me a Buy, Hold, or Sell rating. For example; I learned about Mesoblast's (MESO) drug going through FDA approval from ChatGPT. I had it give me information on the subject until I felt confident that they would get approved and I had an understanding of the timeline.
4. Taking Gains: I watch the market trends and constantly check to see if I'm at the top. I don't really look at the profit anymore, I just focus on the timing of the trade. If I believe there's room for more growth and I have more time until expiration, I'll sell some contracts and hold the rest.
I hope this information helps everyone. I'm no expert by any means, but I learned from my past mistakes and wanted to share with you.
| r/options | post | r/options | 2025-01-07 | Z0FBQUFBQm5teE5QLWFBRENsVWdZMDhQeU9xcFYxOXR4M0EwWk92VnV4cG1qbzBLT1luQTZTUzlMb3Z0NXhLaDM5aVRfaWVDSFlycm5fWGtMLWtaSzdmZ0ozcmRJY0h4Tk9TSUJDQ0hxeUFpOGVOcngxRW90REU9 | Z0FBQUFBQm5teE5RYWZ1elpVbjNPbHRfcU9BbzA3RzFLUXBBYVlhZGdhRklPMF80bnJXV3YyZjJvaXVYVjV2YmoybFNqdEVPaVZXQkRhR3k1STZ4Q3V1QlM5T1J3X1hMRS13eF9STTlaLWNDaURGT3Rpa3NuWXNTZkRpd1lNZVh2SUcyT2ZXekNIeTVBRkktcWo2aEtabzZMSXBtanA2R1NMTElIWmN2UVN0QktWckRFbWgyUlhENnFXRTlhb000WktsTk1nVVd2WFdOLXBxV1Ffc3lZTlUtWUhKMzlBTmJidz09 |
Hi all. I scrolled through Twitter and came across this tweet: [https://x.com/monero/status/1876355104732819589](https://x.com/monero/status/1876355104732819589)
Apparently, Keystone will soon integrate Monero/Cake with its hardware wallet. Since I am currently considering buying a hw myself, I'm wondering if some of you have any inputs. Would you consider this one over a Trezor or a Ledger?
Any thoughts will be greatly appreciated! | r/monero | post | r/Monero | 2025-01-07 | Z0FBQUFBQm5teE5QQVB4cmdZUkdEY1E2WkNDalpHVGlHbVF3VWdZeDFyTXFFaW9KWkticzFKR3RQUzNPaUs5ZGEyYUtoMlk4TzMtUEN1LWpYcUU2dGxocGxKajZ6S3lmRzRIZjNmbTJRak1QUWpwbVJqdDZsbUE9 | Z0FBQUFBQm5teE5RajU5NTcxUmYySjIxazhmSmdBU2xMd2FSZVBPRmdtbV9LZE9GaGtxQkRuYlNxVFpiSnNEQmlYdV9YSURSYzZiUlV6dzJRN0V1UFY5ZTJNa1VOOU0ySmlOYlhEaE9yWEZLaFYtS3daSjBnYzViMjZHN05CUDJxSWFCenlrSEVUMW5ZeXJtR1F4YjREemdLMGxNTWxDb2NYNGRxRWVERkNCSDdLRGpWYmYzRHF2VG9CdGVoSXd1SlIzR1FoSzlSMHgw |
FTX EU customers can now claim their funds on Backpack by signing up using the same email address they used for FTX. | r/solana | post | r/solana | 2025-01-07 | Z0FBQUFBQm5teE5QTGJJaDdLTDh1Y2ZfX1pBTUZrTmJQc3FNRWN3cVJNbjY0TThtOTNzZWh6RXRqdDVoay1fMm5LQkRqdkJWXzBJOUVLYmVrT2ptQzg1MUxmZExjelVhQ0E9PQ== | Z0FBQUFBQm5teE5ReGVyMnlDZ2hiODg0VFhfb1E3UXh6SmZPSEF5VUY0bFVEUm5rdEl2eG1zc0hFcHJpOEgzN3VkaG9JNEdDbU1WRS1ITGZJY1RBOHlEaVE0NlBOckJmTnFmVk53WUFCWjNZVUlDa0pQOVlnbDRFamdQekpPQXp3dmhkRS1lRGdldFVoZjJSX0lUcnVscHpvZTNMVWVKZnc3ejNucnNCTXpCdzEzY2l6Yl9vY1ZYYWdSNWgxSFdBMEh4ZmtEZTJWT014 |
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Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. | r/financialindependence | post | r/financialindependence | 2025-01-07 | Z0FBQUFBQm5teE5QZFpTdGtmN3VXNFAwUzQ5dkt5ajFNeWNHaFQxcWo2Z195bnJHY1JWa3k3TFZhdjV1eWFCOTRoWHQ1cHN1eTFXYnlWUTEwa202dC1FWUYxX0ItS2gwYkE9PQ== | Z0FBQUFBQm5teE5RQ0JmaFFtc1VRTWlwZ3dJc25WLVM2YkhtQWMyN3hncTRfUnp4SHRMODNOM3ZIa3ZPb0pvLU5tdzNWbzRhRVJkeklQZnNSb01PZFozbnBhU0I5dWZOaXRKZnp3cEFWQ00yLWZ4YUI5RFpHc2UzMnc4Tm55LUQ1RG5TSkU0VW5BZE5EaXgwVm9nNWtjXzBHSzlfOXh5blE3ZFExMmlXQ3hnWnNya3dLQzZwT3A4cUYwY0FrX1c1a0E1RFd5VlRHekpUVU9qNG55dFcxZGRsaU1VamNtSUhHRTdFbEZEcEs0X1ZNc3BEVnFYbkpUZz0= |
$NVDA is collaborating with many companies (that’s a slide from their presentation) | r/wallstreetbets | post | r/wallstreetbets | 2025-01-07 | Z0FBQUFBQm5teE5QdTRud3EwN2YxQXNnRXpZSmVSc3dxMjd3LW5Qc05QUFp1YXpNQzZPakc5aTBjNHV0QUpkc1J5NzRyWFkweHZSeVA1MXpNOGZtQTZiTHljSDhMVDB5b3c9PQ== | Z0FBQUFBQm5teE5Ralptd0l6QmpJcVA4bF9OY1ZlUnNSN25FX1ZPcmxaNzF5S0tsVmdsMXdleDBnYU5DZDFkVjVnSURRbFA3RWR4ZTJVWDR4ZXNXbnVkOG5IQnV0elk1c1VKRFlkTEtGcWFDZFlnSzNtcjEwazdULVZCMDFLZXg3Nzlwd1Q4UklrYVBSYzVQR3BLV2Y3RGpFRHBYdUYzcmd0STRCRUl2cms2VFphT1V6MTJ3M3dvYTFQRlc0ZGU2MV85LW9TTlZ0WGF3eDVkeHJPbHVJLWJQQjItUDhOWlZHUT09 |
So I invest in stocks and shares, I'm open to diversify my portfolio into Bitcoin if/when it dips next.
What I don't understand is why Trump is supposedly a fan of Btc. Surely if bitcoin gains value as a global currency, then the USD will weaken?
Trump has made it very clear with the BRICS countries that if they create their own currency to bypass the USD he will cut ties with them all. However, if bitcoin is accepted what's stopping them trading that instead?
Another thing I question is the US debt level. Will the US gov, Trump and Elon dump their entire holdings of bitcoin, only to buy it back at a lower price, cashing in on profits and paying off a large amount of the debt?
Have people jumped the gun buying bitcoin after Trump won the election? Is this all speculation?
Also, bitcoin or mining companies, what do you think will be the best return?
I look forward to hearing answers and planninh ahead diversifying my portfolio. | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-07 | Z0FBQUFBQm5teE5QX0xzb2NJemlHSE5iV25NYmN4WG41bDlaN0UwSnNlcXFDU1UxMVBLbVJLeWxKdkx5ZGVTb25Lb0FmX2lwY1MwVE8ySTlFSGtqTGtJdGZWdHVKczRhSWc9PQ== | Z0FBQUFBQm5teE5RcVZ3ZkVTQ2RyNnFfYjNRM3hlSkFVcXkzTjFTQzdqTVp2b2ZRb2hjN2J4aVFlQjFfX1lrYVJEaGZxbnFwRktFQzlrbmVoVjZCQmdnTGFLVzhYR2Q5U3RKVThhSUxNWFJkbkJtRnZmYjNOYlFLM1hMdU10VTZHc0QxUk1zbXdXZVRBWGhXZ3F2d0RTQjV3T0V6ODE4clVZU3BfQWhXUjh4bDNtYV9FSWktd0ZGNXY1ZmJuSE81R3VZYmVRXy16enlXOUxZXzBBVG83TDg1OVhWY093LXFWdz09 |
The way laws evolved, I think there is some risk. Am I wrong thinking that?
There is a guy in US that got sentenced to jail for tax fraud and they have used the fact that he used coin mixers against him. | r/monero | post | r/Monero | 2025-01-07 | Z0FBQUFBQm5teE5QQmNjSHRjM3dTUDZqZUZjczlKSDZSVUVOYTRhd283UF9FN3p2S0NqSmUyNW9oUndsOEFZVHZLYUppS1BqVmVrLWM2OHI2RWw0QV9fM0FpTTRNYnpYRUE9PQ== | Z0FBQUFBQm5teE5RQkdyTVJ2VERxUnZjempaUGxjRk5yaXpKVUdvNEdiSVhyMTZnZ3k5MnByUE9MdXJtdFBoZFFJWDAtTFdpbVEtSWFRMkNwSlJDWmdvX0tNU3lRVm5OeUxMRE5XZllxQThiWDF2T29Tb1JobVpyeUxwZmpkQ1M5UHhKVTc0MFFmMXltNzIxOUJXQUdQdmV2VFhsVFJNcDlKTVJrTW85bDNwRXhyd0xkSXV6bFV5NWM0QVZ4dy16cXFZa0dfcU9ET2hHLWJIM3BoN3lXQ2xsSG1PZ3huczRpdz09 |
At least on the iPhone app, BofA now offers a spend tracker to keep track of combined spending in the choice category (3%) and grocery spending (2%).
This helps solve what had been a huge pain point for heavy users of the Customized Cash Rewards cards. | r/creditcards | post | r/CreditCards | 2025-01-07 | Z0FBQUFBQm5teE5QSldHNWVHTzFQSzFORmpnNnlacXcxY045NUZfTDk5cXhvX0JmZ251d0trc3N4YUVaeXVIWEl3WmhOT2dycDlMVEpxclpmb2ZkSWRZVDdRQzNPOWxlT2c9PQ== | Z0FBQUFBQm5teE5RSEJBZzVnc3B4LVRiTFZRRU9FUXBwQWhabFJmZ2I4Z0pNMndDd1FsYUJzUHh6ZGhnSkpoblN0Tkdfd29ESUdmaktEYV9RRTNyNG9mZHdFTW5iRGo4bl9vS0tBZ09KRllHTFRTc3c3anJGdnpNc1p2b2pxSlV1Ry1qd1NJMVpRU2lObWVwQXhLOVAxM0x2TGFmSjNmMkR1ZG1LWGUxT0hTUDUyaVJEUHNtaFVuUjRuTTAyc1pHMGlyclFRTXUtR2l2 |
**"Every single transaction that takes place outside the nexus of state control is a victory for those individuals taking part in the transaction."** - DPR
Consider actually using it, besides eyeballing fiat prices and waiting for the next wave of idiots to buy in. | r/btc | post | r/btc | 2025-01-07 | Z0FBQUFBQm5teE5QM1lWOGxDRkMtVVRyX3RRanI5a1gtbTU4aGtEdE5CMmJ1UkpZa254VHhGYmluV3Q4WVNrUjFyX0FYUGw4VGhvREJnUkJRdmFQaWlGam5JalpnU0RrNUE9PQ== | Z0FBQUFBQm5teE5RM1U1Yy1TUTc0QjJqaFFTLTBEZjc1TUxFb09ScEhXazVRZEpBcEF1X1hkTHd3WDhKZ3NxS0lsVVVYNk9YYVlaWklVVkhoRVpMTTlpQnVPQ3NFYXUtdklMRFFKVGsxWktpMTBhVVpCUnYwNkpjVWlLUXVQNzNMdEtiU29fSm5rdEFCRnh6b01PbENHUWJYTFU0eUo0elV0T2wxMzd3cDRJUTVkSWxVdmZzU08tU3ZEdFpRMXFkLWkyN1hJRmZuN1hP |
In a era of digital decentralized money, Fiat is dying and currencies such as Bitcoin Cash are here to stay and to make themselves known by the next 1Billion people. In the article I dive into money production versus decentralized world (BCH) and the topic centre in pro and cons about the two world and why Bitcoin Cash is thriving, enjoy. | r/btc | post | r/btc | 2025-01-07 | Z0FBQUFBQm5teE5QTFlXRGQwQnB6OHQ2c1FxQjhRQ21vb0lUd0Z1dEJ1SmoyZzl1YTFOM1Z4Q3dITnd4N1p3Y3h1Wm5walZjZzYwSmhXbDZ1Q3l5Z3psTTQyWXdxclJpMVE9PQ== | Z0FBQUFBQm5teE5RM3FEY2Fnb0M3Q3FTbm1PQU5JbXFQNHRHR1pOV3o4ZTJtRVExNzNJajlWdzZ0aGlYUUdmTVZXZThFNHRkdm9iZnEtZ185cWl4M2RiYUY3aGlLRjE5aGctQ1FLdjlmTVVCck1rVDJiSUoyNVBINFB4cUh6dXJqZlBuTVhqOVdiNlVvTlRzemlxVEgwS1lmZ2NlTlpCbHRrdGhCMUdXWDNEVTFNQnBTazE5UWlJY2lxcWRyb1NDRWNid0ZtY05XWW1C |
## Join Robinhood and get a free share!
Thinking of opening a Robinhood account? Use one of [our referral links](https://www.reddit.com/r/RobinHood/comments/1aguejm/) and you'll get a free share!
## Important Links
- /r/Robinhood Discord Server: https://discord.gg/Robinhood
- /r/RobinhoodUK: Robinhood's coming to the UK in 2024
- Google: https://google.com/
- Investopedia: https://investopedia.com/
- Learning material from the SEC: https://investor.gov/
- Robinhood support: https://robinhood.com/us/en/support/
- Contact Robinhood: https://robinhood.com/contact
--
^Standard ^disclaimer: ^The ^content ^in ^this ^thread ^is ^for ^information ^and ^illustrative ^purposes ^only ^and ^should ^not ^be ^regarded ^as ^investment ^advice ^or ^as ^a ^recommendation ^of ^any ^particular ^security ^or ^course ^of ^action. ^Opinions ^expressed ^herein ^are ^the ^opinions ^of ^the ^poster ^and ^are ^subject ^to ^change ^without ^notice. ^Reasonable ^people ^may ^disagree ^about ^the ^opinions ^expressed ^herein. ^In ^the ^event ^any ^of ^the ^assumptions ^used ^herein ^do ^not ^prove ^to ^be ^true, ^results ^are ^likely ^to ^vary ^substantially. ^All ^investments ^entail ^risks. ^There ^is ^no ^guarantee ^that ^investment ^strategies ^will ^achieve ^the ^desired ^results ^under ^all ^market ^conditions ^and ^each ^investor ^should ^evaluate ^their ^ability ^to ^invest ^for ^a ^long ^term ^especially ^during ^periods ^of ^a ^market ^downturn. ^Have ^a ^nice ^day.END | r/robinhood | post | r/RobinHood | 2025-01-07 | Z0FBQUFBQm5teE5QM1FlUEhBVnpGLVJHUTRmWEdyS2drWVJoME1LS2Q0eTYzUDN0LVdYQ2xmb2VZV3dSUUVfeDdlaVQ2MDJmTFpoeVRvNU1lMC0wb3hUNVRtRFkxYW02LThkbF9Wa3hhTHJvc0t2aFUyajE0YVE9 | Z0FBQUFBQm5teE5RVHRUMm1HcTNhSVpIRFdKMjh5d3V0b1lFYWNZSFhydzYzbjB1eHlWLTNiNG1mdTZGMXFOek5aWXc3bTBOSzdfdG4wZFZISlBFTFM3NUZJQWtnYldFNDBjUDRhS2Rtc1hKRXFKOWV6LW43S1FoNElHcFhxNGllVU8tdDloTXRTaWRxR3BhRmYwS3o1RkxhMWNZWTZ1VXI1eS1YbXZ3VmRVN3M4aHhhenpEVGJycGZZTm51MG9oYnhCT1pMbnd5STdV |
[https://www.circle.com/blog/confidential-erc-20-framework-for-compliant-on-chain-privacy](https://www.circle.com/blog/confidential-erc-20-framework-for-compliant-on-chain-privacy)
As you can see, circle has released a [whitepaper](https://github.com/Inco-fhevm/confidential-erc20-framework/blob/main/whitepaper.pdf) on confidential ERC20 token where it:
>The Confidential ERC-20 Framework offers:
>\- Privacy features: Concealed balances and transaction amounts.
>\- Risk management tools: Such as viewing and transfer rules for programmatic risk management.
>\- Diverse applications: From supply chain payments to payroll and peer-to-peer transactions.
>\- Technological backbone: Utilizes Fully Homomorphic Encryption (FHE) within the EVM context, paving the way for use on public EVM blockchains.
seeing this, do you think monero will still be used as a currency considering potentially have untrackable usd using this framework?
me personally, i don't think monero is going anywhere or even remotely affected by this due to monero being the only (at least that i know of) true p2p decentralized currency. I'm a big monero fan and I would love having alternative to monero. What do you guys think? | r/monero | post | r/Monero | 2025-01-07 | Z0FBQUFBQm5teE5QWDU1b1JhUGhHVXcwYm5oLUJnQUFaR1NVZW9wQmI3OFJtS1paWEdITWV5c0ZrdU5tSDdFR29kZ1AzYjR0RG5HekR1Ums2QzA4WDBaWDJqM3pjb0M4NWc9PQ== | Z0FBQUFBQm5teE5RVm1iT2xSUlFnNGU4X2JoZ1F4REJGSlVJTml6TFZ4a2RKZU5QbldBSFhndVNxS1NJSElCay1YUzh6TkxTalQ1cHFYUmJOcElmc0h0T2hoUndmVTBGcm50RVgwbUNLXzg0SjhVZHNDQU5OZXA1SFJCdGYya0xRVnB0d0U0cGdmdzVJUHR4OU9PT01fMUlKSUVQcmp0V3RFRU84T1ZEbVk5eUVUbkxHSlpiaUV6ekZOTUhYc0tBcmJ0RjQ0WGNvaTBIV1pJcXQ1SVRaS2p4MDNpb1NlSFhEdz09 |
I was thinking about QQQ or SPY, to get a little more aggressive exposure… what do you guys use for your RESPS? | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-07 | Z0FBQUFBQm5teE5QaTQyY2o2ZnkwVXd0QWEwbDZRUnliLXIxTXFEWWtVS0plVHpjbXdlV0s5c3M2QjBPXzVZdm5jeFlXSTExc2RXSWc5bWxOaTFON3hSazhUZ1l1d2lrMHc9PQ== | Z0FBQUFBQm5teE5RQURUbDJnWmJ0TjNWMkd1enJnM1h0WEpfempKbnFfdGlUTTAxT0tGbFk3MjBYc0xYRXA2aU5HZTZzN2plMzZUS3puVXIwbjl0eWg4SVZBWU5KUUdXU2lhWW9BYlo5bWJNYUVKTHhmMUF4cGE4eFZlb2g1RkRYR0xNZnVSRFZxSWtXWG1lUjRZVmF6MDdybXItcDJ5Ykx2NE14enI4UGFUeEJJdHdTZl9qMnVURTl1TDJkVGVwNEdveUp6UkZCXzRtSWtaamRIUFZGUnRZNkJON3FvVnk3dz09 |
Love to hear folks’ thought processes on their decision to hire or not hire a property manager. What factors have you made the decision about hiring a PM? | r/realestateinvesting | post | r/realestateinvesting | 2025-01-07 | Z0FBQUFBQm5teE5QSzRLZGFOcUh0dDNpdXdoQVZZRDRRal82TEgxam11UjZ3XzFxWDRfeHRrUm5EQS1uWmFzMDRlZURmU0NaZ2pkN3BRRlI4SmNraGlTQjRRclNDUVd3S3JLSlJIUGtpYTVyU2d2VnNYRHo5eG89 | Z0FBQUFBQm5teE5RQlVyOVl3X2NKQ1k4SURPR3FpNXdGX1EzMW42QzNMZF83SnRIeVI4Q0Z5dXkySDhSRlQ5b1ZzRG9QczZNUVRtamcxbWlFTUZQZ0Iyc0RNYVRCYVR6UlM1aFd5RFRzT3pFUDRxNnlkRGZ4Mi0tNlg2MUMxY2E1UzdxXzROUzlLajB6cHlDVjdFcXBXamlQejV0bWVZNVRqdkhuUmppc1dJa2VoUXRFYmZZT3RzcXl3SGxaVDdLaDhUN1dRYjltZFRB |
About a year ago now I (52M - married) suddenly found myself in a position to Fire. Made a small killing in stocks. Quit my cush job mostly due to deeply despising my boss and the "culture" of engineering nerds I had to work with - if it can even be called a "culture"... But I digress.
Here's 11 thoughts about my experience since then.
1. The thing that sucks most is none of my friends are available. They all still work and have kids etc. I wanna play more golf but can't seem to find a group of fun dudes to do it with.
2. My wife still works and will continue to do so for years to come as she loves her job and does very well financially. So that's good I suppose. But limiting as well.
3. I knocked out a shit ton of chores that have stacked up over the years. And still have more to do. Which generally sucks but it gives me something to do.
4. I traded stocks often (this was probably my biggest past time).
5. I slept/napped more than I should.
6. I consumed too much online bullshit.
7. I did not exercise nearly enough but I'm working on changing this.
8. I smoked too much weed, drank too much, vaped too much. I'm working on changing this too.
9. I did not read a single book but I'm reading one now that was gifted to me over Christmas. The Art of War. I'm not finding it particularly enlightening.
10. My wife says I'm depressed. She's probably right. I'm definitely not at my peak mentally or physically. I'm working on this as well.
11. I feel like I'm under house arrest due to having numerous pets and obligations around the house.
Overall, I rate my first year of being Fired a big MEH.
That is all. GLTA.
Edit: Before the comments get too far along I should state that I AM NOT SEEKING ANY ADVICE. I am my own man and am well aware of what I'm doing (right or wrong). This post is simply one man's journey so far. So save yourself the trouble of offering me any advice.
Edit2: Wow this really blew up. Thanks to all for your responses. I will update again some day (once there's something worth updating). Best of luck to all.
| r/fire | post | r/Fire | 2025-01-07 | Z0FBQUFBQm5teE5QR253RURVekt4NUw1NGRGYkh4ekQ1cldENndMLXJkMXJUXzBLb0pHZGQ4RGRhcW9aMUQ3QThaalZRbFZ1UWpfRVRCdUhuS2FDYmlfckJYQ2hsbm1CTUE9PQ== | Z0FBQUFBQm5teE5RZmxyRmdIR1MxSDJuSmxJZWhQQV9tejBtZWJEcmxRTUF2alVDV0RrMTFmTHRNcGVlV2luem1CQzVJTUdBRmhtZldjRmExa1lVVlFFV0d3ZURLLUZYenp0VzJhdHE1RzZXLWRDb2VNNVR3SkhBSFRtUFIyNC1aMmFkSVk5cFBCa0VMa3NrM2NibkZVLUEzLTlBMXJaZzZWSTg1NHEwQUpjTlR6bzFrVnM2ZnFUSTNjd0JZaG45VnlqVEdxT2kxMFVtekI2TW8xNk5STjBlZGVKSWdtUEFyUT09 |
I know it's been discussed a bit here recently, but their semicab business model is a goldmine. I'm not talking about their karaoke business, instead - semicab.com.
The premise of the business is to improve transport efficiencies, using a key buzzword, you guessed it, AI. The CEO has decades of experience as a VP and CEO of other logistics companies and will have seen the inefficiencies they deal with. They have an advisory board member with 20 years of experience advising Microsoft, Starbucks, and logistics for FedEx and UPS.
The business itself is lacking in detail from my point of view on execution, but the leadership team is experienced and the goal is a money printer, improving efficiencies in transport loads can save $50bn+ a year across the US.
It's music business on the other hand has partnered with BYD to provide machines in their cars globally.
RIME itself has $3m in cash whilst valued at $15mn, it's been beaten down to $0.20 currently and risks a nasdaq delisting if stays below $1 until Feb. Getting back to it's 52w high represents a 10x from here and removal from the nasdaq risk of delisting.
It's a bit of a punt but one that if it does succeed, could be a billion dollar company one day. | r/pennystocks | post | r/pennystocks | 2025-01-07 | Z0FBQUFBQm5teE5QXy1JYWh2Y3BZeWhjcWlCWGhQWFpEUENrY0swMktVUjhkY2FOY0UtVUk0R0ladEkzYTZOaDM5SFdpTmJobDl4a3ZvV0VudWNGT21NUGFXb0J4TEdxNGc9PQ== | Z0FBQUFBQm5teE5RSDBLaXFObWh4NWxYRm11QW9vcDZMMDhNUWpjVFNhLWhGcVhEZFhQaWMtZlNjODRFZzR2UkRWYXRVQ3NMUWdJSS1TOUNHeEpSblBYSlQwclJEanJ5MDZaY01WdnRsZG1DY3FnaEtYaUFkME1jMDZzeWFRYlFJSGEtblRYaDZ4X1JwRnRaUlZDSmFoX2tjN3NBQkRjMUUwNzAtZ1hhMWlJVDFBclBLbHktNHdVPQ== |
@Ripple x @Chainlink: $RLUSD has adopted the Chainlink standard for verifiable data to fuel DeFi adoption with real-time, secure pricing data.
The future of stablecoins is [here](https://ripple.com/ripple-press/ripple-adopts-the-chainlink-standard-to-further-rippleusd-utility-and-access-in-defi/?utm_campaign=&utm_medium=organic_social&utm_source=twitter). | r/chainlink | post | r/Chainlink | 2025-01-07 | Z0FBQUFBQm5teE5QYk1zQmtkcl9YM0hvaTQxNVpkSnQ5WHFZeWxNZ1VJdlFKdHRhZHBNeGIzZFd0RnZnUGFWZzNRMkhmeHVDZDc4MXJES1BTLW1tdVk3OUhVZUlpd3Q1b3c9PQ== | Z0FBQUFBQm5teE5RQzdrN3lZLUpqLTViN2hOQWg2bVEwbDVOVUQ4WDAzQV91aXp4NDNMa3JQX2FLbmxfdDNaUURpNG1paFc4aTEzeEZJZENMX291VURSU1NmWlY2UWtCRzVQZzZPUk9qWEwwYXgtTDJjVmRhTGdQRWRLd29GRHhmS0hqdXZQNlRlenVGc2hEckJSZkhLWEEwTWI1SEhYcHpEeWFrUkQ4RlhJX3o1aUFsYWdkckhfclhHX19HbXdTZV9YTkpyNjdlbVdV |
Hey fam, happy new year. This was popular on r/Solidity, so thought I’d share here, too:
I’ve been hacking on an NFT marketplace through the bear market, and we locked down a big win back in Dec to keep building - from a technical grants program from POKT. Our program lead encouraged us to tell some friends but they’re all already building w/ me lol
**TLDR**: [Read the docs](https://path.grove.city/develop/path/introduction), [apply to the incubator](https://www.pokt.network/apply), get in for $5k upfront, integrate their PATH SDK, get the remaining $20k paid over the year. I personally didn’t have to build something new or change my core product much to do this since I layered in a gateway on top of it.
***EDIT:*** *The deadline to apply was just extended from to January 11th!*
**What is POKT?**
Pocket Network is one of the first decentralized RPC providers that has now evolved into a protocol called Shannon which lets anyone stand up apps and infrastructure on any open layer of data. Think decentralized LLM hosting providers and apps consuming LLM tokens.
**With their PATH SDK and new Shannon network, anyone can now build on top of POKT.** This grant program is how they’re attracting the first few builders like us. Grove also handles the RPC side of things, with clients like Infura and a recent partnership with Ripple.
**What you need to know**
The POKT Gateway Accelerator Program is funded by the Pocket Network Foundation and it aims to foster the adoption and integration of their PATH SDK and Shannon network into various ecosystem projects. This grant not only provides financial assistance but also technical support and resources necessary for successful integration of gateways. Think of gateways as part of your app or it can be a full app like Dune that sits on top of open data. In our case, we’re integrating a Solana and Base Gateway that shows the volume of NFT trades on these platforms with AI to give traders a heads up on a trending NFT.
**The benefits**: $5k upfront, $20k over 1y after integration, technical support from the POKT team, and a community demo day to share with other builders.
**What you are expected to deliver**
1. **Integration Commitment**: The primary requirement is to integrate POKT's decentralized infrastructure into our core product. This involves setting up and maintaining a certain level of interaction with the Pocket Network.
2. **Milestone Deliverables**: We are required to reach specific developmental milestones, which include successful deployment and operation of our product features utilizing the Pocket Network.
3. **Updates and Participation**: Twice a week check in with our fellow cohort members and the program team, followed by monthly updates upon finishing.
**What this means for us**
$25k for a few engineers who are just starting out with their first Web3 project is a pretty big deal, like a round of preseed funding, and we’re glad to get some bigger projects involved with what we’re doing. Best of all we’re giving up 0 equity as other programs give you as little as $20k and take 6% of your equity.
The docs is a work in progress but the integration doesn’t look too hard while making our project more resilient and decentralized. Interview was fairly smooth, mostly interested in what we were building, and the whole program is remote OK. Recommend it!
LMK if you have any questions, the team or I can try to give more info. | r/solana | post | r/solana | 2025-01-07 | Z0FBQUFBQm5teE5QN3RmTEMtS24zUERTNE1YTEhsQ1ZTZ1RWYTdOTlU0YU9PTGNxX1Q5OVcwb3FpRG50d3FybGdCc2pyQ0J4Y2o0SHEtT1l4cEJ6RGNERnQ0elVncE1iMEE9PQ== | Z0FBQUFBQm5teE5RNl9zdWYwcHNiVXNjYlFfbmVjaE1ZNE5aRTIwSEI3blg4Wlc5RkFfTTBBWU9kaWJOX0xHQTRTVU42aEs2RklXSnJyN2RSSkhuVUZ1cGJJQVY1UHpmeHlQS3B6WWtXY24yc2d1aEI3WXpLNi0teG84VUdaUC1WbUFMT3lvUGNwQTU5SE42UVE5M1RscFNQWEs5bEJzeE5pMEFvQ0lza3BDVDE4VVdBV3dIU0ZXWlY4SllFNVBJV0dMeWZRZjFGLUpwZG1kODdKekFMaXNuR3RwUExWZG5LZz09 |
>The Treasury Committee is asking for evidence on whether the Lifetime Individual Savings Account (LISA) is still an appropriate financial product nine years after it was created.
>The Treasury Committee is aiming to gather views from the finance industry, consumers and experts. As part of this work, MPs are looking for answers to the following questions:
>1. Is the Lifetime ISA fit for purpose in its current design, including as a combined product for house purchase and pension saving?
>2. How well do consumers transition between using the Lifetime ISA as a product for house purchase, to then a product for pension saving?
>3. Given its policy purposes, is the Lifetime ISA value for money for the Government?
>4. Is the Lifetime ISA a suitable pension savings product?
>5. Should the Lifetime ISA be abolished?
>6. Should the Lifetime ISA be reformed to remove the withdrawal penalty?
>7. Should the Lifetime ISA be restricted to those with no access to a workplace pension?
>8. Should the Lifetime ISA house price cap be raised in line with inflation, or removed?
>9. Should the annual Lifetime ISA limit be raised from £4,000?
>10. Should the Lifetime ISA be reformed in any other way?
>The deadline for submitting evidence is 5pm on Tuesday 4 February.
Source: https://committees.parliament.uk/call-for-evidence/3533
It's worth noting that Labour said last year they wish to 'simplify the ISA landscape' and the last time the Treasury Committee looked into Lifetime ISAs they recommended they be scrapped (https://www.moneysavingexpert.com/news/2018/07/lifetime-isa-should-be-scrapped-says-influential-group-of-mps/).
If you're in favour of Lifetime ISAs you might want to make your voice heard on this. | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-07 | Z0FBQUFBQm5teE5QQU5yUjFnZ09Lal9NVUQ2WHNBaFJhNHZnN1p4TTVGQ3FUSUlSaXo2LXdyN2J0VW9aQVVkOThVSTg4b29NUEtvT25PeV9hRjNYeEVLV0lqdVNHY1VtQWc9PQ== | Z0FBQUFBQm5teE5RWExSbXlVVE9CTUN3TFg2cl9WdWRhZjFDNVBwbER5TUs4cWJGcGJ5aEtDWXh5Q1l1VjdPV2Z4ZkJzaFBzajl4bk8tZXZDTUpsc2JMLUcxRXRzRkVlaHU0dGFvTGVpLUZSRllsSVVtM0JCNGdPUzEtZWt0Y3JsX0plUXFWV21zcjV0cVlSNmllZ2kzc1BiRkNhcnNOMk1mOTlmc1M0ZjY5NVl1Y2kxeWdkamdZZjZQYXRFYy1kV2Q2NFRkbk9IS1Bi |
Bitcoin / Bitcoin Cash
Relative Value Thesis
Opening statement
We are **NOT** here to pump or ‘dunk’ any crypto asset or protocol. We are **NOT** suggesting one coin is “better” than the other, we are here to highlight the obvious disparity between two, virtually identical coins, Bitcoin & Bitcoin Cash. We are **not** recommending a relative value pairs trade (short BTC vs long BCH) moreover, we are **not** advising ‘hodl’ers’ of BTC to take profits if they were not already considering it.
Our simple objective is to identify the glaring valuation differential that would never occur in traditional financial asset classes. Our objective is to raise awareness to the glaring valuation differential that would never occur in traditional financial asset classes. We are left with the obvious question “Is the value proposition for the crypto asset class based on perception alone, or analogous to traditional asset classes where relative value analysis is accepted and implemented?”. If you believe the former, then clearly price and “value” are simply a subjective number allowing value distortions to continue, if you believe the latter to be true, then our observation has credibility and merits further examination. We believe these contradictory positions cannot co-exist ad-infinitum.
We will later explain our multi decade career experience in Trad-Fi and how re-pricing of assets happen and, in the scenario where full crypto adoption is complete, how financial markets will look to capitalise and profit from extreme value dislocations.
Given the nature of our approach, this thesis is directed towards relative value analysts and investors and **not**high frequency, momentum traders, where it is obvious timescales to profitability are wildly different.
We believe the crypto asset class is about to enter the next phase of its young lifecycle. The incoming US Trump administration is making extremely positive comments regarding this nascent technology. If a new category of investor (Trad-FI) is to enter this asset class on a large scale, considering the structural symmetry of BTC and BCH, how will the extreme price dislocation between the forks be evaluated?
Our aim is to imagine a future that has looked through the current noise and exuberance that pervades the emergent crypto investor community and has reached the destination of full adoption which crypto developers predicted and, in the scenario, where many protocols are adopted and trusted, propose that two which have identical DNA should evolve more closely along correlated trajectories. Currently, due to larger adoption and scaling of the BTC network, its valuation is approximately 185x of the BCH protocol.
A crucial aspect to highlight, BTC like all protocols for many years had the ‘proof of concept’ argument thrust upon it, it was not until an era of extreme monetary supply inflation (Covid stimulus) followed by double-digit global inflation, that BTC was valued as a credible store of value. BCH, like many other protocols should benefit from this adoption into the mainstream perception and following asset allocation, we believe BTC has done all the heavy lifting for others to follow, therefore the adoption risk premium has diminished exponentially.
Finally, we can all see how MicroStrategy (and others) have identified a liquidity mechanism to maximise its BTC stake to create value, this can absolutely happen with BCH, all it takes is vision and commitment of the concept.
Most observers of financial assets are aware that price performance can simply be a function of supply vs demand. It is a fact that both BTC & BCH will each have a total supply of 21mln, yet the current demand for one is vastly dislocated from the other. We invite comments and insights which we may not have considered or be aware of, as to why this demand differential is so extreme. We acknowledge the BTC network has currently scaled far larger than the BCH network. Given the BCH network has identical foundations to the BTC network, we question if it’s conceivable for the BCH network to scale and for its perception as a store of value (the ‘hard money’ narrative for BTC, its twin) be justifiably applied to it.
If the conclusion to this thought experiment is “yes”, then the following question is focused on the current BCH valuation and the potential to re-price.
If the belief remains that BTC is the true store of value for the Bitcoin Protocol with BCH being the means of payment, surely their values should be intrinsically correlated? It appears that BTC’s use case of the Bitcoin protocol has dominated ‘investor’ perception, whilst BCH’s use case for the same protocol is largely ignored. Moreover, if after the hard fork of 2017, had both sides of the scaling solution aligned their efforts, the two forks could have operated in uniform and complimented each other. Shared projects like cross-chain compatibility, wallet integration or inter-operable payment systems would have helped both chains grow in parallel.
In our many conversations with “hodl’ers” of BTC / BCH / Crypto, it is clear a large proportion have very limited understanding of the technology in which they have invested; their interest and investments are predicated on momentum and/or speculative.
Once the close relationship between BTC and BCH protocols is highlighted, many are deeply surprised these ‘value’ and perception anomalies exists.
Bitcoin & Bitcoin Cash backstory
Philosophically and empirically BTC & BCH share the same DNA with certain idiosyncratic features, we firmly believe those idiosyncrasies cannot and should not result in extreme valuation differences between the two coins. The Bitcoin Genesis Block was mined 3^(rd) Jan 2009, with a block reward of 50 Bitcoin.
On August 1^(st) 2017 at Block height 478,555, the BitCoin network hard forked (which we consider mechanically akin to a 1:1 stock split whereby the BTC owner, on that day, received a corresponding amount of BCH).
Both forks have the same halving characteristics (every 210,000 blocks or four years).Both use the Sha-256 algorithm cryptographic hash function.
The motivation for the fork was premised on finding a solution to scale the network to handle more transactions and bring down transaction cost. It was not understood if either protocol would gather a greater network / compute adoption or perception of value. The ideological rift between the BTC and BCH communities revolved around the block size debate, which escalated into a public contest for legitimacy. This created division and confusion among users, developers and investors, and ultimately lead to them positioning themselves as rivals. By treating the hard fork as a natural evolution of Bitcoins philosophy – allowing diverse approaches to coexist – they could have framed BCH as a complimentary alternative to certain use cases (e.g. payments) while BTC remained a store of value and base layer for settlements.
It is worth noting that during the initial post fork period BTC & BCH had similar market capitalisations based off the same supply dynamic as it was unclear which fork would gather greater network adoption. BCH advocates viewed Bitcoin as ‘peer-to-peer electronic cash’ consistent with Satoshi’s whitepaper vision.
BTC and BCH continue to exist independently with different development paths.
To reiterate, both forks will only ‘reward’ 21million coins. Up to block 478,555 their histories are one and the same, their destination at 21million coins will be the same.
We acknowledge there can be debates around the benefits of one feature vs another (e.g. SegWit vs increased block size) this remains to be a subjective viewpoint when the current valuations of the two coins are wholly predicated on the different perceptions of store of value, despite their identical finite supply dynamics. The wildly differing market capitalisation of BTC vs BCH cannot simply be explained due to the SegWit and block size argument. We feel the price difference is largely explained by investor perception, network adoption and the focus BTC receives from mainstream and social media. If perception is altered within the value equation, and both assessed objectively, we believe there is little else to legitimize the value dislocation. BTC and BCH **BOTH** have the same ‘hard-money’ finite supply DNA – it is **NOT** logical to apply the hard money narrative around one and not the other.
What is clear in crypto, sentiment and momentum can coalesce around a particular narrative with inconsistent rigour. Our approach is diametrically opposed to this, we are assessing the value distortions applying disciplines that of the traditional finance space (investment bank / hedge funds), which, ultimately will impact valuations in the asset class. We have no bias to protocol but are purely attempting to get in front of the wall of money that is heading towards the investable crypto universe.
To visualise this thesis and to make our thinking accessible, we have attempted to construct some ‘analogue’ thought experiments. Here are some examples.
Digital Gold as a store of value. We know BTC and BCH will have a total supply of 21million. This is an immutable fact. BTC has become, what is considered, a store of value due to this supply dynamics. BCH to date, has not.
Consider this, if two identical Gold mines existed, both with the same proven reserves, mined in the same way, would the physical gold be valued so differently?
Within the Physical Oil complex the Brent and WTI contracts experience some, but not significant price discrepancies, however, they are largely considered to be one and the same resulting in correlated performance and value.
Network Scaling Thesis. All have observed how the BTC network has scaled over time. This scaling gives the protocol decentralization, efficiency and reliability.
Consider the outcome if the BCH network were to scale in a short space of time, both horizontally and vertically. How will the network be perceived after this adoption?
Therefore, we should ask ourselves the question, what could stimulate such an increase in network compute?
If an accumulation strategy of BCH were to start, akin to MicroStrategy in BTC (currently nicknamed “infinite money glitch”), price appreciation of BCH could be the trigger. Another far simpler possibility, could investors start to accumulate and ‘value’ BCH for its finite supply also?
SegWit vs Blocks size 2017 Hard Fork (as was named ‘small blockers vs big blockers’).
We do not suggest being able to provide a computational performance comparison to the two solutions, no more than we can debate the comparative performance of an Android phone or an Apple OS phone. What goes on in the back-end is largely taken for granted: your apps work, your data is ‘secure’ you trust the software as far as you dare.
If the BCH network scales like BTC, the security becomes in-built due to its size, the block size or signature process is of little consequence, just like all computer hardware. We trust the back-end software design of all the products we use minute by minute.
VW/Skoda – VW products for many years traded at a premium to Skoda (VW acquired Skoda in 1991) due to brand recognition and perhaps ignorance. This pricing dislocation corrected over time as car owners understood, both brands are largely of the same quality (Product understanding over time as more information was available).
Conclusion.
We reiterate and emphasise we are **not** advocating one blockchain protocol versus another (BTC vs. BCH….or any other) Instead we are attempting to raise awareness that this anomaly exists and question the merit and the logic.
We believe as the asset class matures and becomes analysed akin to traditional financial instruments and products, this store of value proposition will be rigorously examined.
What is clear in the post-fork adoption, one community were far more effective in promoting and advancing one solution in applying the hard-money narrative. Had the BCH community applied this narrative to their scaling solution, the outcomes may have been different. It is essential to consider, as the asset class develops, if BCH, also with 21mln total supply, is considered as hard-money store of value and a payments solution.
BTC for many years faced heavy criticism and denouement, but due to macro-economic conditions already mentioned, BTC was able to achieve escape velocity from the ‘non-believers’ of crypto assets. BTC has created a virtuous cycle of price appreciation and demand due to the scarcity narrative. For many years there were concerns about possible 51% attacks of the network, which BTC has far outgrown, BCH has the same DNA to be able to grow in the same decentralised way.
To quote Satoshi in January 2009 “it might make sense just to get some in case it catches on”
The authors History.
The authors of this article are identical twins, in their 50s, who have both traded many Financial Instruments and asset classes for over 30 years each, primarily in London, but also Hong Kong & Tokyo.
Both began careers in the1980s. Over the following decades, they managed considerable risk and balance sheet, trading many components of the capital structure profitably through all market cycles and macro events. Significant examples of these are the rise and fall of the Japanese equity market in the 80’s/90’s, the Russian Market collapse, the LTCM collapse, both in 1998, the bursting of the Dot-com bubble of 2000, Lehman’s ‘event’ GFC of 2008/2009. EMEA markets being re-priced as the asset class matured, 9/11…the list could go on.
The experience and knowledge gained from this journey, of trading Bull & Bear cycles, where asset valuations can be distorted, is at the core of the thesis.
From 2018 - 2020 one of the brothers, worked for a start-up crypto exchange and was able to see ‘under the hood’ of how the early crypto market operated.
The brothers have rarely been short term or momentum traders, this is not their expertise. Their investment portfolio outside of financial market assets has always been viewed predicated on applying a multi-decade timeframe.
Full Disclaimer.
This is not investment advice. We are not advocating any form of asset allocation.
We have initiated this process in view of what appears to be imminent positive regulatory changes for Crypto, in the US, and could this thesis be impacted by it.
We wish to stress, we are not predicting any price movements for any crypto asset, we simple wish to highlight a possible outcome for BCH.
Everyone should do their own research before making a decision.
This thesis is to instigate intellectual objectivity and discipline on this topic. | r/bitcoincash | post | r/Bitcoincash | 2025-01-07 | Z0FBQUFBQm5teE5QZ1NyWGRsWEVwdDlGTGtaalk5bjFqVk90OGplOUdmcWQ0d1lPZ0tFak93MDJqSlhXVHM5c0dMOWREeWF4VGJkcUdLWUZGNTY5b1haazBhQmE0RlVNR0E9PQ== | Z0FBQUFBQm5teE5RbWtxeHVEMmRoVmFpRXRJanhXR3R4Yi1VanNRc2FHTkY3SmRLRWRDdkQyOTJnSDFMMTJ1LXppdi1Pc19zdnBJdGlObWNWbDQ1UXRnck9FdG9vRjFqYjZEUmhSOWdaOFIwWld5Vi1VRGpObGJUYmRsTDVsTzc3UGlGVk5IV2p6R2d3Z20zcjJkTGFLM3owdHB1VVM5enNGMktPcE5kbFIxZUFqSERrUF9RV1YtR25VOEY0YjFBME43STEwWnBMZFhUSWVCLXdIWE5qLVNHVU84SFB3M2pzQT09 |
Can someone guide me please? I’m looking forward to learn how and where can I invest, what type of coins I should know about and how the whole thing works? I’ve been hearing about meme coins and I’m interested to learn. Please guide me 🙏🏾 | r/solana | post | r/solana | 2025-01-07 | Z0FBQUFBQm5teE5QVm1aQUZWVjdJMm51aExJdkNFTjEwSlVjcmFrR3ZqNnU4b3g3dWx0SUtyREhEYTB4VG8wcG1GZWNQSUUyOENTNmpMVXNmNkdzOFBRTUtkSHBRaDZiVnc9PQ== | Z0FBQUFBQm5teE5RRzY1b016c0I3SWxPalJlcG9CT1piNkJ4Ulp1MmZVaWtxai05TFVnVDQ3OFRldWtTbHNnTWtMNGRZaUtnaFpWOWtyUC1EZjhHRk5UU1FpekZpUzZZUGdGRlB0b0xYMzliSnl4VGxtQzNlY1U3OU5yYjF6ZlJUdnRxUFpPUFBjcjJMTGNqdTVHVU5QOWJHZGc4Uno5VkxZMFplLU5fdTljYVdCMTk0Vzg1OS1tdUVDR3Q2YVdPeEM3a01XNmEybEFG |
[2024 NW Chart](https://imgur.com/a/UB2TIso)
People really liked my graph from my last year's post so I thought I would share my update. Overall 2024 was a good year, I did splurge on some hobbies to make the boring middle less boring but totally worth it.
If the market keeps up I think I'm within 5 years of FIRE at ~$1.7m. No family or kids but I'm planning on getting married this year or next. Luckily I've found a partner who is likewise finance savvy and frugal.
I work in semiconductor R&D as a mechanical engineer / project manager and I have little to no job security. I have been bracing myself through the mass layoffs last year and was offered a voluntary separation package with $90k severence which I declined. I interviewed around but finding another (high paying) job is hard. If I do get laid off, I am using the severence to take a sabbatical and hike the Pacific Crest trail. Otherwise I'm just going to keep chugging along for another 5 years.
Let me know if you have any questions! | r/financialindependence | post | r/financialindependence | 2025-01-07 | Z0FBQUFBQm5teE5QZVdqTmdIMHkxOWRqcU4tSy1rRWJ5TWxsZ2R0dHhSSGRlemJLWEZqbllhOWdiRWFTVmIyMnBsWWljeC1XZE9fMmt0MG1LRXpudUFfYkZ3UEJocW1NRWc9PQ== | Z0FBQUFBQm5teE5RMmFDZlVCNnVKaDNPQkxMU25ydzJ5ZFBFRHJRU3V4TXN4d1VUaGpPTkRvQ3VrcldoaldmMXRsOTNyQWlpR2Y3UWhvVmtDZUhoVUcyUEVVSXcyVnZZRzFfTDZwWnQ0MmExaGxiOTVCdm41TDZqNVhic3ZKYi1wbUh4MnJYQU9hdERfWjl3bkVCdk1yNkt0NS1wYWFkWFhFQ1dqX096TkNYSGpDbGU2d2cwTmxlcWNvOWpCU3ZsbEN4OFJscHpIQzJWRHJJdHFXeGx2YXFkcDNDOVZZU2ppV1V1MDBpS0Q3MGRQaHJjdmk2bXkyOD0= |
Sounds like it could be diluted later | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-07 | Z0FBQUFBQm5teE5QbE1hV1NsQUcyUm5XTmNBLXV1S182X3Jma1ZJcnVOU1N4Q2lRMHdsODVyYmNQYVI5R09SX1RhZW1qUS1BV2NuOHVBd2UzTzRKNWhOeU4taTA0amFsenc9PQ== | Z0FBQUFBQm5teE5RMTlxaTV3Y1R2YWp2QU5Vd09BSnozczRJcUtZRk9NaTc1RkJrNTk1UkJZQlhxTjg4YXZ5UWhQc1lqYS1DeGJmeVk2ZTBWcVBMdVBJMm9lTHZGUDFyZ0lFczJpMU1uQzg5dGlEOV9lRlVCc0t4N1BlNkVVSVdvejZvZU9ZMXZqS1FwMkJ2Ql81Q1Y0a0EtckpIWG1vaHpmS2JwT203bzRtM1dWcVJrMWhfYUpyd21tbllWZmVzOWNIRWVPdWgxb3Fh |
because I just shared a photo I found online with my question, about ETC you say that! | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QSnhDcjNFVlVFdUsyOGFoTzN5VldhN3RsT09KTkdqNDRYZ3Q3NkxGaXA1b2hsUzhDVl92bHFpRGh4N2hqRWlhN3dIMVhvRGJxb09UQ0gyWDJjRFM5alE9PQ== | Z0FBQUFBQm5teE5RRXdKdW84VFQ2ZGhUcFNKS3ZuVEFuUzNZckFxYkxwUUkteEQ3T2ZVT1dwU1VZaDhHeDQtaXY3R0RManUyNWY0cXNzdTg3VDEtRFQ5STlMT0x0RjloNU84MmFYaHJWNE5vakJLbUxkM2V3dUg5Z0dEV1l5NE5QNmp4QlRvQ0l2MGFVT2o1R29IU0tMZk5URmFXcVZERU04cnpVdXBaQVVPdDB0cmpSS1UxTTFhTHd0ODNZSDJRdlJxNzBFZEhKQ0w1 |
Stablecoins are solving payments, with up to 94% savings.
Costs to send stablecoins with Brale:
https://brale.xyz/
Stellar: $0.00005
Celo: $0.0006
Hedera: $0.001
Solana: $0.001
VeChain: $0.001
Coreum: $0.002
Kusama: $0.002
Optimism: $0.003
Eth Classic: $0.004
Arbitrum: $0.02
Base: $0.03
--
At the intersection of:
- Easy-to-understand utility
- Immediate, urgent need (Afforable Cross-border payments)
- Greatly increased cost-savings and speed
Lies the road to mainstream adoption
Stellar has been paving the road for years
See you there Web3 🚀 | r/stellar | post | r/Stellar | 2025-01-07 | Z0FBQUFBQm5teE5QRFNuTlNxam1GZnp4b296b0pKNzdOWjRnSkNzMlkzdXc3SEFzaXJGS3dyVWJzQnRqb05hbzNjRWlGQkpyZl9HVlgwc0pHYTFoYjEyMUdraVBZVWVrUEE9PQ== | Z0FBQUFBQm5teE5RLWZlV2lNTUFHYTBrMkxXWEFnUTFIWTA5TDNWRzU3TW5NX255WGhjM01YQm1SbGJ5LUtDQlBtRzhuUmdPUjVHaldYTWZNamFQMEhHcHZ5dDI4eWhwbnJscXNSOFJZS0hfcEtCMXdoSUp0bkVZdWNGUlVWbzVWMUhfS2Y2SDFGeWducUZaMDd5VjdMY0FrekRzM2MzaTR0V3h2SXVDbDRMUi1GazBObXV1MmhrZUxqNmN5UHVoUk1nLU5SOE9ISGpLUHBaY0R4dFloOUlNWFFiSlQ2b1VhUT09 |
Created by **Stephen Bliss**, inspired by a sketch from his son, **$LOOBY** is the first **artcoin**. Stephen Bliss is an artist known for his drawings, contributed to iconic works such as the Batman cover for DC Comics, as well as artwork for RDR and the GTA game series.
We're gearing up for some exciting things this week, including a **major marketing push**.
Here’s what we have lined up:
- **DexScreener Ads**
- **Meme Contest & Giveaways**
- **KOL Retweets** for maximum exposure
- **X Raiding Competitions**
- **X Auto-raiding Bots go live**
Additionally, **marketing wallet will unlock in two weeks!** The funds will be used for listings and ads.
We also have **Hege's core marketing advisors** on board, ensuring we're taking the right steps to grow. The community is buzzing, and we’re just getting started.
$Looby can be purchased through Solflare or Phantom wallet by swapping Solana (SOL).
Join the Loobyverse now while it’s still early!
t.me/LoobyOnSol
x.com/LoobyonSol
r/Looby
www.looby.love
https://www.coingecko.com/en/coins/looby-by-stephen-bliss/huf
*Processing img n773vciw3dbe1...* | r/altcoin | post | r/altcoin | 2025-01-07 | Z0FBQUFBQm5teE5Qa0J6Ul83UDFGaWRGQVJyMUVicm9hZXRBMGk0cGduTmFSTjFJdFotSE9uRG93NmxGeC1GVFFyRS1jTnd1LUNlZjRiakpmTXd6NG1ncS14dDc3ZnFwR0NjcDM1d1lZeE5nbnBDN0lOY1ZjQU09 | Z0FBQUFBQm5teE5RWmkwbEx0dU81d0xrTG85WjhoODd0amtqNC1iR0JLVFp3bXlyWTd2aC1pSWV6aC0tVkJUSHFUV1ZkNU1NUzMzZ3dKU2JtSlROdGUzSFJKRkVGb2QxWGVoSmhieVhLMWw1R1E0ZkJDODd2Y01BM2Q3Ti1PY0ZueVNpclJuX2dzMTRpazJiU1ZoUHM1VTlsMGJPak9IN3F1Wi13eks2QVJDTTQwUXFGdE1BY2dmU3FicmFDbXBrbkR1c2xjdVBfbWpiSEJUQUFTOEJKU2ltLUxtU1dFQi1mQT09 |
For whatever reason market sentiment kind of changed for certain crypto and etc seems to be one. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QbThIT2xVRHowMWRQRkJqLU1Rbm5WTVBQMlBjZEZmM1ota1hpMzBZcldaVkpaa1lGZkItUzZaRE40NXU3bWlqdzNPZkpKZEpPQ2ZjVjgtVnZjUU81UGc9PQ== | Z0FBQUFBQm5teE5Ram1LM0ZuRjJZR2lsZ1pERW96MVpSMEsxeDZVWjMtNGxGN01pVnR4bUV1clBwdkpvT3hpdmxDWXF5ekNneTVwRFF2MFpXUGplU0phODVQWWZsSE4xN2E3WHdoRTZyQ3lBMlRMaC1KTTJRejF5cU1TQTFMa1NJZGlpS0VCZ1ZuNlBhNUk3eGVUZ3BCeFpfMXhvNXctTUk2WHR4OXNPZ3ptbUNNLWJmdnpTN2ZuU0cyai1yaVFGdlJzV0FpWks3bl9rUzR3SzBQUlJCdk04T0wzSHBKcl9mWnVXY1hKN0xqM1BlSGRPcGhobm1lbz0= |
With one week left to go in my 20s, I wanted to share with the sub that I crossed $500k net worth! At almost an even split between 401k and brokerage. Also paid off my car.
I’ve worked in tech sales for about 8 years now since graduating college.
Funny thing is, my job was stressing me out so much and the pressure had caused me severe depression and apathy (I hate that all I do is drive shareholder price) I actually left my company about 3 months ago. Well, in those 3 months of not working one of my stock picks went bonkers and my net worth increased by 90k to $520k!!! I left with a severance so I’ve just been chilling and disconnecting from corporate. It’s been an absolute dream tbh I can’t wait to retire.
I’m going to get out there again soon and look for a job but I fully understand my new reality and I noticed I’m not looking with desperation but rather full intention. It’s a nice place to be in and I want to thank the continued inspiration I get from this sub!
Let’s get that $1M!!! | r/fire | post | r/Fire | 2025-01-07 | Z0FBQUFBQm5teE5QbzNDcFkxUm12TS1lUWtnVmZNc3VYTGN3cVJOcTdsSDhIa0RXYWRnTGI4UXhZOTNwNnNNa3pLOWF4MWNad3dRQmlacHM0eFZfcW9qSlktVGNVaTNxdEE9PQ== | Z0FBQUFBQm5teE5RVWMxRldOQjJkdHViRWJfMlFseFhOQ3ptZUx6UUcyREtqeUJCaWFMU3NOYTJoUEdIN3p1S2dETFpmaFhtTktGSzNxV1pvTTdyQ3hsTjJPVXdRSUw0STZMSXVGVHpQNWpoTno1RjI2SkJaRVdoZVhGMDZhdHNlZE5OelFDVTVHa2hFc0JYX1VrV0JDLWNVQnlxX0VPcGtwTVE4QXFVYzFIMHVzTUNyeVV5VlZSalcxQmxwZmh6ZWE0NUdhSndNMVNF |
ERROR: type should be string, got "https://preview.redd.it/hikxsnvcglbe1.png?width=800&format=png&auto=webp&s=8a3607a05481e6ede03bbfaf037716aa6460e5ae\n\nDear Privacy afficionados,\n\nWe know that staying private while staying connected isn’t easy. That’s why, for our New Year’s resolution, we’ve vowed to help make it simpler!\n\n📱 Check out our New Year Sale featuring:\n\n* The GrapheneOS-friendly Google Pixel 9\n* Discounts of up to 30% on selected phones, including iPhones and Samsung models.\n\n💰 And because we ❤️ Monero, we’re offering an extra 3% discount if you pay with XMR & free shipping within the EU.\n\n🚨 Limited stock – don’t wait too long! Sale Ends on Friday 10.01.2025\n\n*Disclaimer: Our phones always come with the stock ROM and are not preinstalled with GrapheneOS. However, devices like the Pixel 9 are fully compatible, making them an ideal choice for privacy-conscious users who want to install GrapheneOS themselves.*\n\n**👉 Shop the sale here:** [**https://shopinbit.com/navigation/01944110249172c09eeca2fe96473e2f**](https://shopinbit.com/navigation/01944110249172c09eeca2fe96473e2f)\n\nBest regards,\n\nLawrence\n\nCEO of ShopinBit\n\n**P.S.** Did you know ShopinBit offers more than just great tech deals?\n\n🔑 **Concierge Service** – Can’t find what you’re looking for? We’ll source and purchase any items for you - worldwide.\n\n🌍 **Travel Concierge** – Whether you’re planning a luxury getaway or business travel, we’ll arrange it all for you, down to the smallest detail, through our expert team\\*\\*.\\*\\*\n\n🚗 **Car Buying Service** – Searching for your dream car? We find it, source it and deliver it to your door.\n\nCheck all our Premium Services here: [https://shopinbit.com/Premium-Services/](https://shopinbit.com/Premium-Services/)" | r/monero | post | r/Monero | 2025-01-07 | Z0FBQUFBQm5teE5QTUpObTBuYTE2WGxLVGlVT19OSnhzdVlyVV9ndG5VRkE5bDhrWE9SazRhTFZPc3hsMmg5dl9JdWc4dVVXZVlwLTFaSDRqVVc2N0ZxVXlRRXMyVGxwV1E9PQ== | Z0FBQUFBQm5teE5RODJma0g4VGpmNFpwQTltWERPRlNkaVZvTXUzcTJrX2VZNEo4aVVrMjQwb1VIWVlhaFNPLXIydm5fN1hYcGtUcEV3M2tBXzVRcEJkS3hLSWZDN2E4Z2ZmYTc2X2ZyVElIUVBXai1IOEJ5T05XTEdsSmt6Ym1pT0o2R3c2MkI3bEhfaXRhdmxOeFlheGJ3TWVhMUpMU1VRQ1Y4R18xbDR6c193WjFFaHFkMERrT2txc3pRMGtzVl9RZnl2RUF1NDYzaU1hbjdBZXNKaG9vOHlxZlMzX1NTdz09 |
I currently own a BMW 118i. This was a second hand full purchase from BMW dealershop for £19,000 (c. 9,000 miles).
Based on the latest quote from BMW - the car is now worth around £11,000 (c. 22500 miles). There hasn't been any major maintenance issue outside of simple wear and tear maintenance costs.
I understand that there are a number of leasing methods such as PCH and PCP or car leasing (without owning the car).
From a financial perspective and assuming a car of similar price. Does anyone have any experience / know if it is cheaper to continue with my car until it fully breaks down or if it is better to sell it now and look into some sort of car leasing deal?
If the latter, could anyone advise which "leasing method" is more worth it?
I am not really concerned with whether I own the car or not. Just want to know the most cost efficient method of owning a car.
P.S. Thanks in advance!
| r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-07 | Z0FBQUFBQm5teE5QcC1jeXNzM0Z6bmNDSWxNWUhPaDhmZV9NM2htZWNZNzR0ZVhORVh6ZjlqYXBDTUVnbnA0Sk1UeVQyMFNqUkd0V3RtRERJZVQ0dHF2c0Z3Rmo4Qk9NRWc9PQ== | Z0FBQUFBQm5teE5RSGRxV0gzNnpqQnRSdjg0elpvbW0tLXN6eUt6cm5FNjMtbnBKeW5sMG42ZUU1R0xCQlZnYk9WS1kteTh6dGh2SEFkcy1rQUl2S25GVmVVME9jenM2RHJHZVg0UFppNUI2SnNjZ3hXaUdPc0Znd3RIeEh0dlZMMW45TFpUbldDSDUzTEFCdmFDeS1UN3A4N1FZSGx1UDZoTExQTTdvclFnSHdTRV9OMld6aVpITUtZZlJVTXpubnRqQ2VoUm51dnkzam02TkJvZ2sxakdTczY1VkxCcnhUZz09 |
https://www.thestar.com/business/cra-to-continue-with-capital-tax-changes-despite-prorogation-finance-department/article_ac53bd99-78c6-5f24-b76e-cb01f080e14a.html
CRA press release: https://www.newswire.ca/news-releases/tax-tip-businesses-here-are-the-top-changes-that-will-affect-business-taxes-in-2025-822557437.html | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-07 | Z0FBQUFBQm5teE5QdTJULVVRdDFEcXQ3LVBqa2F5cDJHdTQ5Y2xUUUJJZzZUbUp2RXBaX3BBZHpwWDhaeDQzamJ6YkxWRWVlYU1CMjFJdHY4SEJpSkZYeFZ5azhWMkk3S0E9PQ== | Z0FBQUFBQm5teE5RS2RHdVcyU1NaUXZGZVl6dld1d09DYVBuanlCTXlnMnRVWHpDMHJIdjRFd2ZtTElSUzQxSXMydHlKaGZPcmh0bFJObE9uRW9yZ3BQZ2RYZGtQUDZEa2VBcDhQeUtmajgyYUlpc1Y2aXZlZDRsSXJ0aVA3RFJfZEE0cWNLMEZBR0hPM1R1aVktLVRLVnJQUTNXMUtEQnY3M0hJczVqT25wVEZTWUtmcTIwd3NZLWlvWnFoRndzSC14MkxuYWQ1Unp0Y1NBb3BFbVR4T1gxUGViV1cwNmR5TnVBb201eU5RanFlZTk4c19oMkhIUT0= |
Hey everyone,
I wanted to share my thoughts on an exciting development I came across in the blockchain space: Solana's SIMD-215 proposal. This update aims to solve some of the most significant challenges in blockchain scalability.
At its core, SIMD-215 introduces Solana's Accounts Lattice Hash system, which addresses inefficient account state updates. By using homomorphic hashing, the network only updates what’s changed, instead of recalculating the entire state from scratch. This approach allows for:
Improved efficiency 👍
The ability to support billions of accounts 😳
Enhanced security, with 128-bit encryption and quantum resistance
What stands out to me is not only how Solana is solving current scalability issues, but also how it's preparing for future threats, like quantum computing. This could be a game-changer in making blockchain networks more secure and scalable for widespread adoption.
What do you all think about this approach? Do you believe scalability is the key to blockchain reaching mainstream adoption, or are there other factors at play?
Would love to hear your thoughts! 🙌🙌 | r/solana | post | r/solana | 2025-01-07 | Z0FBQUFBQm5teE5QTG1TZEpDbE5EeGtjU1d2VDhsREsyQnRHMjV2d19USFBZcEU2UmxqM1dkbGhBWGdqTG05QUFYd1FLLW1SREh6eW1Ma1dwdEpVVy1VOU1kVGx5d1FERHc9PQ== | Z0FBQUFBQm5teE5RWUtxckFuTzNGUWRxTFV2UWhpM1BjenYtT0Z0MWtuejVoaVFNbzdjRjZzNDd6NlpNMEkzcjV6cHNtYTlPOTFaT1FDOWdtckR1dFNrZUJmd21sc0Q3SkFNblA2RzBIN2RQZmJsUU9RamQtM01WQjJqRjh2aVFmaFlReklBeEVqa0JFSk1EUzhyV3RqRTJiazVNWnZWSGJ2S00wU2dyRm10SDB3RTg3ZlhKb2FqbUlzM2hxUmZHZ2pISDdkLU9uelVP |
Have to wait until later on, but I do agree what there’s a whole lot more competition | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QcnU5d0pQR1hYV2VoOWM0NHJXTEE0RVA4LWhlV1FyYVJkY0NWQTZEazRLQm5URlhjTkwzWHZMbVRqeWlaUzU5NmlEN1NaTjhHa0d0Q3V1UmtWYlJFM1E9PQ== | Z0FBQUFBQm5teE5RcXAxZG9wXzczclhKRUVtWkcyVm1vcmdUajNQVTVJWTk5cWxNNF9MeDl3b3N1R0kwTDNPT0xtX0dBanU4UndtbU5uVlE3S3hzMVAzMUNON1M3MG00dS1tcnVWMnlGcWxVc0w1cHllZVU3ZzJ6b21TMXZoNnZFUkR2Z3ZMUEQ0VWt4aEw3TTFNNld6bW5lMHJTTjFwLTBIcjhlc3c2MDA5bFV6a1JRTzlPSHNmellDNTBacDEtcTBfMFBBLTljTDhUaXFZbHdiYU1ab01zYjRVbHp2UkpaT0gteGVpbUxwSXI0Qmx3anNLQlJCTT0= |
It's an old useless coin no one cares about anymore. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QS1FNTWFmdDRQWFEtZTNReF9uZ0JmNUVZcFNIS2JtaTMzZjBBNy1kZ21rMnlreHJ4ZEU4SE9IdFMtZTJnaWhpMVN2NGZrZWsySF9JdzY4Zmttc1JTY0NRMDZTdHNDbGhkYl90RWxoY3FMVVk9 | Z0FBQUFBQm5teE5Rd0tzbHZHTXFwZzRLcU5RQXUyai1ZcUU0cHUyNGtUci1Lc2tkcjZQMkhjZmxxcHZQNDRSNXllMHNPQjVmU0hZNnNLY1VqVmhRckg0WVVDakVsYV8wNE5FV0loRTBReVhoX0g2RmtVT2JZUUlOM0FKb2trVldXZWxnUEszMUZ4aGhJbm80NXpwaE9TMmE5bktMWTBtSmhRZ2lQVHh0emRvU1BGcjZQNVJRbHkwOEtpSXlkS1VweHA2N2x0QlpCNkRLemNoZ0FxNUl2ZEdXUlhMcXdpVDJ2bzh3ZXZRLWZUbkZuOE5hQVVsUGpXYz0= |
Not looking good. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5Qa1ZmQUVuR2xueWg0MW8yOVRFRzY4V1pub3VJdnp5azI3Z3UtM2RZV09MZzlrQm1LVmJpSGxqRFo5ZnZpN3JWNWRHQTJ5NW5JbnBpVmVOaHVuek1LNEE9PQ== | Z0FBQUFBQm5teE5RZ3h4cHVVZDRmdjJKNFpXdDNFOXJGNFdTN183elhGVHZOVXhJeHhuRE14OEctQUVVMU1OUUR1Wm53RkVGNW5yX3VRQ2ZpT3drWFBIeXZXNmRSSWJWM3hhVDM4Z1dUWmc3WjJzWVh2TFJBZ2h2c29ITGI1cXdDVUZidW9XdUk2RU1BU1c4MzBzOVNVTGlyTFBPcmdzTlEwZTVESF9mbk5iOVRUVXVBQkZ0M3hleVRZeHZ1NDB3eU9SODNGVnRUZElUenlpdUE4V0VwQlhrQUE2QVFsNVFrQT09 |
This hardly qualifies as "research." Just some random dude's opinion. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QWldQQW1YdnA4T1VselI3TUVwLUhxRWo5aktIVGpGd1UwWEVxVmJSYXc1X1RuZ0loNk1wVHhXZkU5V3NUUEdHVkktMHQ1bk5tclIwNnZvd2RUS2NnNmc9PQ== | Z0FBQUFBQm5teE5RX0pyQXlnQ2YtRkNfeXVUNWI4TXJSNXU4c18zS2RjSEo4WU54ZWt4eXh0Z1o4QWRaNlhtbFl6N2M4bzduSkpPalZiMzdHR2lPbmVDSmEtekxtdmhDd2ozZzE0RXdNeDlNWEh6VXFwSjZMdGx6Y3k1N1J2MnBQQzB5bE1fQzZWNGFiNFlNMXluZ3l6Z2NmZTg3Nk9SR0pCSnlicHlzYVE1b1RtRjZOMFpMY1BJcUZJVHhDNUo5R0pGcndEZkUwSXliUXZqYkFzT2tUVFBBSUJ3VUFaTkZhWmNjdGlHeVctQ3FUby11VkVVdlpKVT0= |
Most alts are shitty memecoins. ETC is not one of those. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QamdWSE00V2E5czh4R21yeGdnVUUtalRKNHQteGpVY1p3NDhnWkxyMkU4TzVNVlRDSlZmVEpyNG5uTFJaODZUYXJmX1FGaGF0V3dMbmhWUGJmeTZUdGc9PQ== | Z0FBQUFBQm5teE5RU1N3UHVUVmlOak5INmwwWHBMcllBb0VfR0xIWjk1S0Q1M09FdldHdWVreEUycEdPMjlYZzQwQm0zRDk5M3cwWEFNWk54c2tvb1RFR0t6eUtFQ3NGa1lwX1RXRFNpdVJfYjJuTDhCLXRCOWVmbElhNEN6cGt4ZVFIX1p4SnJHaVNEVjlPVEtsSk9mSklDNmVHWGNMN2pNT3gtOHZOT1RwWTVoOGItUmt5OHN2WWhRazZzY09mcDYxUV9BdjJCdmYz |
At least SOMETHING might go up. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QQjRsNmVBeFRkTzNZb3hlbGdfc0xvYjRmLUlOYTZ2OS1rVmU1ak8xSEJJNlE5YWFVOWF1VzBFaU1JQkNqZ29SRnFBRDVHa0wwWENvbkNieGEybS02akE9PQ== | Z0FBQUFBQm5teE5RQWxFQkk2RGN1RVFpQktMYjZwZXBfSElYdWI5MFR3VmF0cWc2UkJWZVk5N0dnVGUyQ1pZMWJrMHhUMVFMOEZ1QUxVdzdPX0pEUFhUczh4a1QyTFFyelJZYVZwRmJHQmZoTUswNE5lY2ZabDZVd3NiSDdOODczTlU5a1FGSXVxanFqYWt3ckxTc2h2NktYeEJpV1FUUTNiNV91dEh5S0o1cnJ1Mlo2Umx3M1NWeUZVQTE4Q1FKRk9pWk4taERYNnlwSkJZOEx3eDdwRWQ5R0hTR2JXWl9FckVYUlFGLUhkd2NYbFZvMkUxRFk4Zz0= |
Yeah this is the same bear rhetoric we’ve heard for ages now | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QZndmRm9qZzNzWS1mTy1FQTVoLTF2RDJEWXlXMlllLXJxWVNpWFZITnRiVFp1OUlsRjRqRG1nUXpWeXRrMEhmM01rdzFjaG1kNDByWGp1aUxUdmxoVlE9PQ== | Z0FBQUFBQm5teE5RNjRyYUVNOFc2SGpXbGdYZVBqc2ExSnZCTFE5ZVFCQTBsR0hfS09JekVNd0l5WDhqSC13WFFPYzN6ZVF6VlY4cHdHTlY4d0pDTk1DNUszaVhwcFlpQmlPMW9Eb2xoRktpZWdHQ0JOaUl3NU5wSWgtUU9kSkhyYzR0a0ctSFVPOHBkQXB0bnNLTmxjUWVhTmlkc3FLV3JmSVkycm83OXd5TDNESF9abVFoZExPaDZURWFOb2dpakFWX1hHcV9aZjVxQVRBMmdNTWxJT2FNSzZucHIwU1JLY0xXZ2NyUWllUzgtbUYxUl9GMFZ0ST0= |
ETC is a garbage project but that won’t stop it from having a face melting rally sometime in the next few months. That’s why I own some. People will always shit on a project when it goes sideways, but that’s usually the best time to buy. Source: see XRP. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QNF9EMl9ZcFBWX2VrMkdKR2EzN3Z5aGZHZVlxbXF4dXg3VV9qWGUxOEF0VUM5b016bl9XNURNanBhbVJFd2lmMFVLVG9SdFQ3U2NTdHpwVGZGazBIMlE9PQ== | Z0FBQUFBQm5teE5Ramw5Z255a2xxWTIycl96M1AtNTlERFZxdGFoVEJMR3A4cmF4MDd6NHRJQkxhZlBKaWw3MVl2SkstcU4xcW9NRDlrVVlRX0NaaWE0M1RXOXRXU2JZV1BDcm95WkQ5YUgxcUg3TWxWSTlBc1MxQXRxTTJob0hKZk85OTBSNzRHNnplVlZJcmFwd0VwbmNla1pNbnRBeXI1V1VVYm92OXp4cHpwcmtEWGtiUk0xOExFMmtwcU5jdnFLRkRHVDh4YUExTWpiWGxkX3BTYTMwaHdmTGFubEVVMTRlZUwtUlh4dU9DWTRiaVlEYnotcz0= |
Everyone is entitled to an opinion, but you are acting like ETC isn’t even in the top 100 cryptos per market cap. Currently it sits at 35. Not bad for an old coin. If you feel so bearish, maybe you should save yourself the stress and sell instead of trying to convince others to sell.
I personally invested money I was happy to lose, so I can hold mine even if it got below $1. No one knows what the market sentiment will be like, but the bull market has not even started properly yet. But like I say, maybe you should sell and invest in a shit coin that is pumping?
Just my two cents really. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-07 | Z0FBQUFBQm5teE5QVG1tVmFuNlVhQmRHck1nbHl6RjlVbW9qeXFMZXZhZ0ptNmVYSUE3MTBXVVpVYVhnZ3lKNWV2M2VxSy0zMXhRMlltWXhkYThaa1JzejFTa0pZd3hRYnc9PQ== | Z0FBQUFBQm5teE5RS29jejlhQTBZc3ptckNNT3dwRVBuTFJsd09BeDNzMHF2dFp1blFSaU9wdVRjajBseUJtTlpnSjRzWHpYTENmcDZOTjI0SGpYVDFxX2xIZTVuRXZPZGltOUpNdXJROER4XzFnVkZTMnpkZHdZeGx6Z2ZzcGpBNDNEamFrOEozNV9DOWpIVGxpeGxKREN3Q3pWOXRoX1VrLURVTl8yMDI5emlVX3RuQmNPelNsYmFPYzJkOEFwWFpyWDV3M0loRTVwLTRYdnBOTk5kbzNVV0pIaXBxdnBvNXdaUlZIU3lZeHo2QmJNRUhrY1hjST0= |
Subsets and Splits